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reference number 994790); in relation to its regulated consumer credit activities (firm reference number 996405); and for the provision of cryptocurrency services (firm reference number 1000741). 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Its registered office is 5 Fleet Place, London, United Kingdom, EC4M 7RD."}],"logo":{"text":"PayPal Logo","href":"/uk/home","imageUrl":"https://www.paypalobjects.com/marketing/web/logos/paypal-wordmark-monotone_new.svg"}},"hosted_by":"LRU","version":"rebrand"};</script> <script src="https://www.paypalobjects.com/globalnav/js/main-71b6bfd0.js" type="module"></script> <link href="https://www.paypalobjects.com/globalnav/css/main-b6f7cd32.css" rel="stylesheet"><script nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7">window.__GLOBAL_NAV_CONTEXT_REGIONALBANNER__ = {"config":{"alignment":"Start","theme":"blue 600","showBanner":true,"bannerId":"RegionalBannerWithRegion","csrfToken":"ogkYtXGSZe1L02JDCGxmvlK8KHUYYcnZDLOmA=","rtl":false,"foundationTheme":"ppe"},"content":{"text":"Explore what PayPal offers in your location.","cta":{"id":"1ohk0ZdKavsYZb40KqQOV4","href":"/hk/home","target":"_self","text":"Switch to the Hong Kong SAR China site."}},"hosted_by":"LRU","version":"rebrand"};</script> <script src="https://www.paypalobjects.com/globalnav/js/main-842568b7.js" type="module"></script> <link href="https://www.paypalobjects.com/globalnav/css/main-422a4145.css" rel="stylesheet"></head> <body> <div id="root"><div class="document-body-root" data-hosted-by="ppcmsnodeweb" dir="ltr" data-source="1"><div><div id="globalnav-regionalbanner" data-nav-version="rebrand"><section data-testid="regional-banner-container" dir="ltr" data-theme="ppe" class="_supreme-font_32vde_405 _ppe_32vde_2 _regional-banner-container_32vde_434 _blue-600_32vde_161"><div class="_regionalbanner-inner-container_32vde_455"><div class="_regional-banner-content_32vde_473"><span class="_regional-banner-text_32vde_488">Explore what PayPal offers in your location.</span><a id="1ohk0ZdKavsYZb40KqQOV4" href="/hk/home" target="_self" data-pa-click="Switch to the Hong Kong SAR China site.-Regional-Banner" aria-label="regional-banner-anchortext" class="_regional-banner-anchortext_32vde_492">Switch to the Hong Kong SAR China site.<span class="_country-icon_32vde_507"> <svg width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" style="width: 1.25rem;height: 0.75rem;top: 0.075rem;" class="_country-icon-arrow_32vde_516"><path d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="_icon-circle_32vde_529"></span></span></a></div></div><button type="button" name="banner-close-button" id="banner-close-button" data-pa-click="Regional-banner-close-button" aria-label="Close button" class="_banner-close-button_32vde_578"><span data-ppui-info="icons_7.0.0" aria-hidden="true" data-ppui="true" class="_close-btn-span_32vde_605"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true" class="_banner-close-button-svg_32vde_610"><path d="M17.293 5.293a1 1 0 1 1 1.414 1.414L13.414 12l5.293 5.293a1 1 0 0 1-1.414 1.414L12 13.414l-5.293 5.293a1 1 0 0 1-1.414-1.414L10.586 12 5.293 6.707a1 1 0 0 1 1.414-1.414L12 10.586l5.293-5.293z" data-ppui="true"></path></svg></span></button></section></div></div><div id="globalnav-header" data-nav-version="rebrand"><header data-building-block="organism" translate="no" data-theme="ppe" class="_gn-header_17nkn_537 _smb-rebrand-gn-header_17nkn_1444 _ppe_17nkn_2 _supreme-font_17nkn_397 _gn-header--compact_17nkn_1475 _white_17nkn_3 _gn-header--enhanced_17nkn_1038"><div class="_gn-header-outer__wrapper_17nkn_1404"><div class="_gn-header__wrapper_17nkn_1835 _container_17nkn_981"><div class="_pypl-logo-wrapper_17nkn_1186"><a href="/uk/home" data-pa-click="Header-Logo-PayPal Logo" data-testid="header-logo" style="background-image: url(https://www.paypalobjects.com/marketing/web/logos/paypal-mark-color_new.svg);" class="_pypl-logo_2a3j6_4 _pypl-logo_17nkn_1186">PayPal logo</a></div><nav id="main-menu" class="_main-menu_17nkn_518"><div class="_main-menu-wrapper_17nkn_4770"><ul class="_main-menu-list_17nkn_1484"><li><button id="EvPaIsKpw5DO0OmEPKgFO" aria-controls="submenu-EvPaIsKpw5DO0OmEPKgFO" aria-expanded="false" data-text="Personal" data-pa-click="{"link":"HeaderMainMenu-Link-Personal", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">Personal<span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-EvPaIsKpw5DO0OmEPKgFO" aria-label="Personal" role="region" class="_submenu-wrapper_17nkn_657"><div id="header-EvPaIsKpw5DO0OmEPKgFO" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/uk/digital-wallet/how-paypal-works" data-pa-click="{"link":"segment-title-Link-PayPal for You", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal for You<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-4_17nkn_2716"><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/uk/digital-wallet/ways-to-pay" data-pa-click="{"link":"HeaderSubnav-SubHeader-SHOPBUY-Shop & Buy","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Shop & Buy<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/buy-now-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Pay in 3", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pay in 3 ">Pay in 3</a></li><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/credit-services" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal Credit ", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Credit ">PayPal Credit </a></li><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/pay-with-rewards" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Earn Credit Cards Rewards", "event_name": "ppcom_header_nav_clicked" }" aria-label="Earn Credit Cards Rewards ">Earn Credit Cards Rewards</a></li><li class="_link-type_with_href_17nkn_4286 SHOPBUY"><a href="/uk/digital-wallet/ways-to-pay/checkout-with-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Paying with PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Paying with PayPal ">Paying with PayPal</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/uk/digital-wallet/send-receive-money" data-pa-click="{"link":"HeaderSubnav-SubHeader-SENDRECEIVE-Send & Receive","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Send & Receive<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/send-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Send Money", "event_name": "ppcom_header_nav_clicked" }" aria-label="Send Money ">Send Money</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/request-money" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Request Money", "event_name": "ppcom_header_nav_clicked" }" aria-label="Request Money ">Request Money</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/money-pools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Pool Money", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pool Money ">Pool Money</a></li><li class="_link-type_with_href_17nkn_4286 SENDRECEIVE"><a href="/uk/digital-wallet/send-receive-money/start-selling" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Start Selling", "event_name": "ppcom_header_nav_clicked" }" aria-label="Start Selling ">Start Selling</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-4_17nkn_2678"><h3 class="submenu-col__header-div"><a href="/uk/digital-wallet/manage-money" data-pa-click="{"link":"HeaderSubnav-SubHeader-MANAGEMONEY-Manage Your Money","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Manage Your Money<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 MANAGEMONEY"><a href="/uk/digital-wallet/ways-to-pay/add-payment-method" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Add Payment Method", "event_name": "ppcom_header_nav_clicked" }" aria-label="Add Payment Method ">Add Payment Method</a></li><li class="_link-type_with_href_17nkn_4286 MANAGEMONEY"><a href="/uk/digital-wallet/security-and-protection" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Security and safety", "event_name": "ppcom_header_nav_clicked" }" aria-label="Security and safety ">Security and safety</a></li><li class="_link-type_with_href_17nkn_4286 MANAGEMONEY"><a href="/uk/webapps/mpp/spendsmarter/spend-smarter-guide" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Spend Smarter Guide", "event_name": "ppcom_header_nav_clicked" }" aria-label="Spend Smarter Guide ">Spend Smarter Guide</a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-4_17nkn_2959"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-3_17nkn_4682"><li class="_submenu-card_17nkn_1533"><a href="/uk/digital-wallet" data-pa-click="{"link":"HeaderSubnav-Card-Get the App","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-app.svg" alt="Get the App app" /><div><div class="_text_17nkn_1533">Get the App</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/uk/digital-wallet/how-paypal-works" data-pa-click="{"link":"HeaderSubnav-Card-How PayPal Works","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/personal-how-it-works.svg" alt="How PayPal works" /><div><div class="_text_17nkn_1533">How PayPal Works</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/uk/money-hub" data-pa-click="{"link":"HeaderSubnav-Card-Money Hub","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/smart-blue.svg" alt="Money Hub" /><div><div class="_text_17nkn_1533">Money Hub</div></div></a></li></ul></div></div></div></div></div></li><li><button id="5ITZQzxrjZxjNzIUIiJ2SR" aria-controls="submenu-5ITZQzxrjZxjNzIUIiJ2SR" aria-expanded="false" data-text="Business" data-pa-click="{"link":"HeaderMainMenu-Link-Business", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">Business<span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-5ITZQzxrjZxjNzIUIiJ2SR" aria-label="Business" role="region" class="_submenu-wrapper_17nkn_657"><div id="header-5ITZQzxrjZxjNzIUIiJ2SR" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/uk/business" data-pa-click="{"link":"segment-title-Link-PayPal for Business", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal for Business<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-3_17nkn_2715"><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/uk/business/accept-payments" data-pa-click="{"link":"HeaderSubnav-SubHeader-ACCEPTPAYMENTS-Accept Payments","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Accept Payments<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/checkout" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Online Checkout", "event_name": "ppcom_header_nav_clicked" }" aria-label="Online Checkout ">Online Checkout</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/checkout/installments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Pay in 3", "event_name": "ppcom_header_nav_clicked" }" aria-label="Pay in 3 ">Pay in 3</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/uk/business/accept-payments/invoice" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Invoicing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Invoicing ">Invoicing</a></li><li class="_link-type_with_href_17nkn_4286 ACCEPTPAYMENTS"><a href="/uk/business/pos-system" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-POS System", "event_name": "ppcom_header_nav_clicked" }" aria-label="POS System ">POS System</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/uk/business/financial-services" data-pa-click="{"link":"HeaderSubnav-SubHeader-FINANCIALSERVICES-Financial Services","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Financial Services<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 FINANCIALSERVICES"><a href="/uk/business/financial-services/debit-card" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Business Debit Card", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Debit Card ">Business Debit Card</a></li><li class="_link-type_with_href_17nkn_4286 FINANCIALSERVICES"><a href="/uk/business/financial-services/working-capital" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-PayPal Working Capital", "event_name": "ppcom_header_nav_clicked" }" aria-label="PayPal Working Capital ">PayPal Working Capital</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 class="submenu-col__header-div"><a href="/uk/business/operations" data-pa-click="{"link":"HeaderSubnav-SubHeader-BUSINESSOPERATIONS-Business Operations","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_17nkn_792 _submenu-col__header_with_href_17nkn_2564"><span class="_submenu-col__header_text_container_17nkn_4158">Business Operations<span class="_submenu-col__header_with_href_arrow_17nkn_4205"></span></span></a></h3><ul><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/uk/business/operations/risk-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Risk Management", "event_name": "ppcom_header_nav_clicked" }" aria-label="Risk Management ">Risk Management</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/uk/business/operations/reporting-tools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Reporting Tools", "event_name": "ppcom_header_nav_clicked" }" aria-label="Reporting Tools ">Reporting Tools</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/uk/business/operations/shipping" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Shipping", "event_name": "ppcom_header_nav_clicked" }" aria-label="Shipping ">Shipping</a></li><li class="_link-type_with_href_17nkn_4286 BUSINESSOPERATIONS"><a href="/uk/business/operations/dispute-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Dispute Management", "event_name": "ppcom_header_nav_clicked" }" aria-label="Dispute Management ">Dispute Management</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Resources </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/business/platforms-and-marketplaces/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/webapps/mpp/not-for-profit-2" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept Donations", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept Donations ">Accept Donations</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Centre", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Centre ">Business Resource Centre</a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-3_17nkn_2958"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-2_17nkn_4678"><li class="_submenu-card_17nkn_1533"><a href="/uk/business/open-business-account" data-pa-click="{"link":"HeaderSubnav-Card-Get Started","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Get Started" /><div><div class="_text_17nkn_1533">Get Started</div></div></a></li><li class="_submenu-card_17nkn_1533"><a href="/uk/webapps/mpp/merchant-fees" data-pa-click="{"link":"HeaderSubnav-Card-Fees","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Fees" /><div><div class="_text_17nkn_1533">Fees</div></div></a></li></ul></div></div></div></div></div></li><li><button id="37fZ9mXp0qHkqUk8nHLlwI" aria-controls="submenu-37fZ9mXp0qHkqUk8nHLlwI" aria-expanded="false" data-text="Enterprise" data-pa-click="{"link":"HeaderMainMenu-Link-Enterprise", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_17nkn_578 _main-link_17nkn_561">Enterprise<span class="_glnv-header__subnav-control-icon_17nkn_1512"></span></button><div id="submenu-37fZ9mXp0qHkqUk8nHLlwI" aria-label="Enterprise" role="region" class="_submenu-wrapper_17nkn_657"><div id="header-37fZ9mXp0qHkqUk8nHLlwI" class="_container_17nkn_981"><div class="_gn-header__subnav_17nkn_668"><h2 class="_segment-title-container_17nkn_1719"><a href="/uk/enterprise" data-pa-click="{"link":"segment-title-Link-PayPal for Enterprise", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_17nkn_1724 _segment-title-link-href_17nkn_2462">PayPal for Enterprise<span class="_segment-title-link_href_arrow_17nkn_2437"></span></a></h2><div class="_dw-submenu-container_17nkn_1521"><div class="_wd-75_17nkn_1525 _wd-75-3_17nkn_2715"><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-PAYMENTS-Payments","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Payments </h3><ul><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/uk/enterprise/payment-processing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Global Payment Processing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Global Payment Processing ">Global Payment Processing</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/uk/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept PayPal ">Accept PayPal</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/uk/enterprise/payment-processing/accept-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Offer Pay Later", "event_name": "ppcom_header_nav_clicked" }" aria-label="Offer Pay Later ">Offer Pay Later</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/uk/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Payment Optimisation", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Optimisation ">Payment Optimisation</a></li><li class="_link-type_with_href_17nkn_4286 PAYMENTS"><a href="/uk/webapps/mpp/campaigns/enterprise-solutions/local-payment-methods" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Payment Methods", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Methods ">Payment Methods</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RISKMANAGEMENT&OPERATIONS -Risk & Operations","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Risk & Operations </h3><ul><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/uk/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Fraud Protection", "event_name": "ppcom_header_nav_clicked" }" aria-label="Fraud Protection ">Fraud Protection</a></li><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/uk/enterprise/global-payouts" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Payouts", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payouts ">Payouts</a></li><li class="_link-type_with_href_17nkn_4286 RISKMANAGEMENT&OPERATIONS "><a href="/uk/campaign/enterprise/payment-orchestration" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Orchestration", "event_name": "ppcom_header_nav_clicked" }" aria-label="Orchestration ">Orchestration</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Businesses We Serve","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Businesses We Serve </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/enterprise/campaigns/grocery" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Grocery and food delivery", "event_name": "ppcom_header_nav_clicked" }" aria-label="Grocery and food delivery ">Grocery and food delivery</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/business/enterprise/insurance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Insurance", "event_name": "ppcom_header_nav_clicked" }" aria-label="Insurance ">Insurance</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/enterprise/campaigns/enterprise-payment-solutions-travel-industry" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Travel", "event_name": "ppcom_header_nav_clicked" }" aria-label="Travel ">Travel</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/webapps/mpp/campaigns/utilities" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Utilities", "event_name": "ppcom_header_nav_clicked" }" aria-label="Utilities ">Utilities</a></li></ul></div><div class="_submenu-col_17nkn_714 _wd-col-3_17nkn_2660"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_17nkn_792">Resources </h3><ul><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="/uk/business/platforms-and-marketplaces/directory" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="https://developer.paypal.com/home" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Developer Documentation", "event_name": "ppcom_header_nav_clicked" }" aria-label="Developer Documentation ">Developer Documentation</a></li><li class="_link-type_with_href_17nkn_4286 RESOURCES"><a href="https://www.paypal.com/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Centre", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Centre ">Business Resource Centre</a></li></ul></div></div><div class="_wd-25_17nkn_2895 _wd-25-3_17nkn_2958"><ul class="_submenu-col_17nkn_714 _dw-submenu-cards_17nkn_1533 _dw-submenu-cards-1_17nkn_4677"><li class="_submenu-card_17nkn_1533"><a href="/uk/enterprise/contact-sales" data-pa-click="{"link":"HeaderSubnav-Card-Contact Sales","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Contact Sales" /><div><div class="_text_17nkn_1533">Contact Sales</div></div></a></li></ul></div></div></div></div></div></li><li><a id="7LZckwabYeLF12tkzvQ20b" href="https://developer.paypal.com/?_ga=2.192417769.238788070.1689001362-735340911.1681920501" aria-label="Developer" data-text="Developer" data-pa-click="{"link":"HeaderMainMenu-Link-Developer", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_17nkn_561">Developer</a></li></ul><ul class="_main-menu-list_17nkn_1484"><li><a id="1lrVWz9aCIu8eDUpf1ycuY" href="/uk/cshelp/personal" aria-label="Help" data-text="Help" data-pa-click="{"link":"HeaderMainMenu-Link-Help", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_17nkn_561">Help</a></li></ul></div><ul class="_main-menu__sublist_17nkn_1876"><li class="_sublist-cta-wrapper_17nkn_795"><a href="/uk/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{"link": "HeaderMainMenu0-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Sign Up</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_17nkn_1059" class="_header-buttons_17nkn_1059 _mobile-nav-btn__placeholder-padding_17nkn_3189"><div><a href="/signin" target="_self" id="_ul-btn_17nkn_1" role="link" data-pa-click="{"link": "HeaderMainMenu0-Cta-Log In","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_17nkn_882 _pypl-btn--small_17nkn_1055 _pypl-btn--outline-white_17nkn_1059">Log In</a><a href="/uk/webapps/mpp/account-selection" target="_self" id="_signup-button_17nkn_1" role="link" data-pa-click="{"link": "HeaderMainMenu1-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_17nkn_882 _pypl-btn--outline-white_17nkn_1059 _pypl-btn--small_17nkn_1055 _pypl-btn--outline-white_17nkn_1059 undefined">Sign Up</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_17nkn_1444"></div></header></div><div class="document-body" data-testid="document-body-element"><section class="hero hero-layout-featured hero-no-graphic-shapes section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-pxchwr"><div class="hero-content ppcmsnodeweb-18byuhn"><div class="text-group text-group-alignment-center" style="opacity:1;transform:none"><div style="opacity:1;transform:none"><div class="text-group-eyebrow-container"><h1 class="text-group-eyebrow-text body-text-size-body-bold">How PayPal works</h1> </div></div><div style="opacity:1;transform:none"><h2 class="text-group-headline heading-text-size-headline-2">Your PayPal journey starts here.</h2> </div><div style="opacity:1;transform:none"><p class="text-group-paragraph body-text-size-body">Join the millions of people who trust PayPal to send, spend, and manage their money quickly and securely.<sup>1</sup></p> </div><div class="text-group-content-button-group" style="opacity:1;transform:none"><div class="button-group button-group-align-center button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{"link":"top:0:0:Primary:GetTheApp_CTA:clicked","event_name":"top_0_0_Primary_GetTheApp_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet">Get the App</a><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sign Up" target="_self" data-pa-click="{"link":"top:0:0:Secondary:SignUp_CTA:clicked","event_name":"top_0_0_Secondary_SignUp_CTA_clicked"}" href="https://www.paypal.com/uk/welcome/signup/#/login_info">Sign Up</a></div></div></div></div></div><div class="hero-media ppcmsnodeweb-j3j4on"><div class="hero-media-container"><div class="hero-media-frame image-frame image-frame-no-rounded-corners" style="min-width:100%;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)" id="20xtl0TqP2pjHjV4uwRwjz"><picture><source type="image/webp" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 41.0625rem) and (max-width: 63.9375rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 64rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/avif" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 41.0625rem) and (max-width: 63.9375rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 64rem)" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-tablet-up.jpg?quality=75&width=1500&format=avif 1500w"/><img alt="Woman standing outside in the sun holding her phone" aria-hidden="false" src="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=300" srcSet="https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=300 300w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=600 600w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=900 900w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1200 1200w,https://www.paypalobjects.com/marketing/web23/uk/en/ppe/how-paypal-work/hero_size-mobile-up.jpg?quality=75&width=1500 1500w" fetchpriority="high"/></picture></div></div></div></section><section class="layered-card-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-nt4ts0" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner layered-card-section-header ppcmsnodeweb-1rpqgxa"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-3">PayPal helps</h2> <h2 class="text-group-headline heading-text-size-headline-3">simplify your life</h2> </div></div></div><div class="ppcmsnodeweb-y59vw7"><div><div class="layered-card-section-cards-container" style="margin-bottom:64px"><div class="layered-card-section-card-sticky-wrapper"><div class="layered-card-section-card-container" style="top:0px"><div style="transform:none" class="layered-card-motion-card-container"><div class="neutral-100-plate layered-card"><div class="layered-card-header-container"><div class="text-header-inner layered-card-header ppcmsnodeweb-1rpqgxa"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Create your account</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Start with your email and phone number. Then create a password. We’ll walk you through it.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sign Up" target="_self" data-pa-click="{"link":"middle:0:0:Secondary:SignUp_CTA:clicked","event_name":"middle_0_0_Secondary_SignUp_CTA_clicked"}" href="https://www.paypal.com/uk/welcome/signup/#/login_info">Sign Up</a></div></div></div></div></div></div><div class="layered-card-media-container"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div></div></div></div><div class="layered-card-section-card-sticky-wrapper"><div class="layered-card-section-card-container" style="top:32px"><div style="transform:none" class="layered-card-motion-card-container"><div class="neutral-300-plate layered-card"><div class="layered-card-header-container"><div class="text-header-inner layered-card-header ppcmsnodeweb-1rpqgxa"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Link your cards and bank account</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Securely store all your preferred ways to pay—from debit and credit cards to your bank accounts.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Add Cards and Bank Accounts" target="_self" data-pa-click="{"link":"middle:0:1:Secondary:Button_CTA:clicked","event_name":"middle_0_1_Secondary_Button_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet/ways-to-pay/add-payment-method">Add Cards and Bank Accounts</a></div></div></div></div></div></div><div class="layered-card-media-container"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div></div></div></div><div class="layered-card-section-card-sticky-wrapper"><div class="layered-card-section-card-container" style="top:64px"><div style="transform:none" class="layered-card-motion-card-container"><div class="blue-400-plate layered-card"><div class="layered-card-header-container"><div class="text-header-inner layered-card-header ppcmsnodeweb-1rpqgxa"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-5">Make sure you’ve got the app</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">Pay, send, and get paid fast. Pay now or pay later—all from one account.<sup>1</sup></p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{"link":"middle:0:2:Secondary:GetTheApp_CTA:clicked","event_name":"middle_0_2_Secondary_GetTheApp_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet">Get the App</a></div></div></div></div></div></div><div class="layered-card-media-container"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div></div></div></div></div></div></div></section><section class="card-content-section card-content-carousel-section section-wrapper neutral-100-plate grid ppe grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner card-content-section-header ppcmsnodeweb-jhwjoy"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-3">Get even more</h2> <h2 class="text-group-headline heading-text-size-headline-3">out of PayPal</h2> </div></div></div><div class="ppcmsnodeweb-1vs64uy"><div aria-label="Card Carousel" role="region" class="carousel white card-content-section-carousel card-content-section-carousel-slides-per-view-2"><div><div class="carousel-track-container"><div role="presentation" class="carousel-track white"><div role="group" aria-roledescription="slide" aria-label="Slide 1 of 2" aria-hidden="false" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"consumer_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-2"><div class="card-content-section-item-image image-frame image-frame-no-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"></div><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-4">Split bills</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Easily split any shared expense - from the dinner bill to rent - amongst multiple people.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="inline-button-theme inline-button inline-button-size-large arrow-icon-active-hover" href="https://www.paypal.com/uk/digital-wallet/send-receive-money/request-money" target="_self" aria-label="Learn About Split Payments" data-pa-click="{"link":"middle:1:0:Inverse:Button_CTA:clicked","event_name":"middle_1_0_Inverse_Button_CTA_clicked"}">Learn About Split <span class="text-with-arrow">Payments <span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></span></a></div></div></div></div></div></div><div role="group" aria-roledescription="slide" aria-label="Slide 2 of 2" aria-hidden="true" class="carousel-slide" data-pa-click="{"link":"Carousel-Primary","event_name":"consumer_carousel_slide_button_clicked"}"><div class="white-plate card-content-section-item card-content-section-item-card-style-flushed card-content-section-item-cards-2"><div class="card-content-section-item-image image-frame image-frame-no-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"></div><div class="text-group text-group-alignment-start card-content-section-item-text" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-headline heading-text-size-headline-4">Pool money</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Easily pool money with friends for group gifts, trips, and more.<sup>2</sup></p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="inline-button-theme inline-button inline-button-size-large arrow-icon-active-hover" href="https://www.paypal.com/uk/digital-wallet/send-receive-money/money-pools" target="_self" tabindex="-1" aria-label="Learn About Pooling Money" data-pa-click="{"link":"middle:1:1:Inverse:Button_CTA:clicked","event_name":"middle_1_1_Inverse_Button_CTA_clicked"}">Learn About Pooling <span class="text-with-arrow">Money <span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></span></a></div></div></div></div></div></div></div><div class="page-nav-container"><button aria-label="Go to page 1 of 2" aria-current="true" aria-disabled="true" data-pa-click="{"link":"Carousel-Primary","event_name":"consumer_carousel_indicator_button_clicked"}" class="carousel-indicator activeButton" type="button"><span></span></button><button aria-label="Go to page 2 of 2" aria-current="false" aria-disabled="false" data-pa-click="{"link":"Carousel-Primary","event_name":"consumer_carousel_indicator_button_clicked"}" class="carousel-indicator" type="button"><span></span></button></div></div><button aria-label="Next slide" aria-disabled="false" class="carousel-button next-button" data-pa-click="{"link":"Carousel-Primary","event_name":"consumer_carousel_next_button_clicked"}" type="button"><svg width="80" height="80" viewBox="0 0 80 80" fill="none" xmlns="http://www.w3.org/2000/svg" class="arrow-icon" style="transform:scaleX(1);display:block"><rect width="80" height="80" rx="40" fill="white"></rect><path fill-rule="evenodd" clip-rule="evenodd" d="M42.9523 51.1791C42.3015 50.5282 42.3015 49.4729 42.9523 48.8221L51.7729 40.0016L42.9533 31.1967C42.3019 30.5464 42.301 29.4911 42.9514 28.8397C43.6017 28.1883 44.657 28.1874 45.3084 28.8378L55.3084 38.8211C55.6214 39.1336 55.7973 39.5576 55.7975 39.9999C55.7977 40.4422 55.6221 40.8664 55.3094 41.1791L45.3094 51.1791C44.6585 51.83 43.6032 51.83 42.9523 51.1791Z" fill="#003087"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M55.7975 39.9999C55.7975 40.9204 55.0513 41.6673 54.1309 41.6673L27.5309 41.6673C26.6105 41.6673 25.8643 40.9211 25.8643 40.0006C25.8643 39.0801 26.6105 38.3339 27.5309 38.3339L54.1309 38.3339C55.0513 38.3339 55.7975 39.0794 55.7975 39.9999Z" fill="#003087"></path></svg></button></div><span class="carousel-notification" aria-live="polite" aria-atomic="true">Showing page 1 of 2</span></div></div></section><section class="text-section section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-jsr8fv" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-1on851j"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-3">Send and receive money securely</h2> </div></div></div></section><section class="stack-section section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-ivm9ae" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-18byuhn"><div class="_custom-media-frame_ _custom-media-frame-animation-type-default_yccmr_3 image-frame image-frame-no-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></section><section class="text-section section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-zru8kj" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-12-col-start-to-end ppcmsnodeweb-6fl9l8"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div class="text-group-feature-list-wrapper" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><ul class="feature-list"><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Black checkmark-size-body-large" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body-large">Join the millions who trust PayPal to send to friends across the globe.<sup>1</sup></p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Black checkmark-size-body-large" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body-large">Send money to friends & family abroad in over 110 countries - or get more delivery options with Xoom. Fees and restrictions apply.<sup>3</sup></p> </li><li class="feature-list-item"><span class="feature-list-item-bullet" aria-hidden="true"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" class="checkmark Black checkmark-size-body-large" aria-label="checkmark-icon"><circle cx="12" cy="12" r="12" fill="#EDEDED"></circle><path fill-rule="evenodd" clip-rule="evenodd" d="M16.6551 8.51722C17.0724 8.878 17.1174 9.50779 16.7556 9.92389L11.5533 15.907C11.3634 16.1255 11.0877 16.251 10.7978 16.251C10.5078 16.251 10.2321 16.1255 10.0422 15.907L7.24446 12.6892C6.88267 12.2731 6.92765 11.6433 7.34493 11.2825C7.76222 10.9218 8.39378 10.9666 8.75557 11.3827L10.7978 13.7316L15.2445 8.61739C15.6063 8.20129 16.2378 8.15644 16.6551 8.51722Z" fill="#515354"></path></svg></span><p class="feature-list-item-text body-text-size-body-large">Shop, donate, transfer to your bank, and more.</p> </li></ul></div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{"link":"middle:4:0:Secondary:GetTheApp_CTA:clicked","event_name":"middle_4_0_Secondary_GetTheApp_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet">Get the App</a></div></div></div></div></div></section><section class="split-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-9kdpj4"><div class="split-section-item-media-container split-section-item-ratio-3-4-large"><div class="image-frame image-frame-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-19lxvfv"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-5">Check out with more choices</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Load your PayPal app with your cards and banks, and skip entering your info every time you pay.</p> <p class="text-group-paragraph body-text-size-body">Need some extra time? Choose Pay in 3.<sup>4</sup></p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Paying with PayPal" target="_self" data-pa-click="{"link":"middle:5:0:Primary:Button_CTA:clicked","event_name":"middle_5_0_Primary_Button_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet/ways-to-pay/checkout-with-paypal">Paying with PayPal</a><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Pay in 3" target="_self" data-pa-click="{"link":"middle:5:0:Secondary:Button_CTA:clicked","event_name":"middle_5_0_Secondary_Button_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet/ways-to-pay/buy-now-pay-later">Pay in 3</a></div><div class="button-group-legal-text disclosure ppe" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our <a href=" https://www.paypal.com/uk/webapps/mpp/spendsmarter/spend-smarter-guide" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"SplitSection-Check out with more choices-Link-legalText-Spend Smarter Guide","event_name":"consumer_text_link_clicked"}">Spend Smarter Guide</a> helpful. </div></div></div></div></div></div></div></section><section class="split-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-i1u9u5"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-1ej2epk"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-5">Pay it safe with built-in security</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Count on peace of mind when you make payments. Your transactions are encrypted.</p> </div><div class="text-group-content-button-group" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Learn About PayPal Security" target="_self" data-pa-click="{"link":"middle:6:0:Secondary:Button_CTA:clicked","event_name":"middle_6_0_Secondary_Button_CTA_clicked"}" href="https://www.paypal.com/uk/digital-wallet/security-and-protection">Learn About PayPal Security</a></div></div></div></div></div></section><section class="accordion accordion-theme-white section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-31yetm" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-tmvyzy"><div class="text-group text-group-alignment-start accordion-headline" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Frequently asked questions</h2> </div></div></div><div class="ppcmsnodeweb-tmvyzy"><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row1" aria-controls="accordion-content1" aria-expanded="true" data-pa-click="{"link":"accordionItemHeader-Primary-What is PayPal?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What is PayPal?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content1" aria-labelledby="accordion-row1" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal is an online payment system that enables you to shop online and in person, make payments, send, and receive money around the world. You can link your credit card, debit card, or bank account.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row2" aria-controls="accordion-content2" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How do I sign up for an account with PayPal","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I sign up for an account with PayPal</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content2" aria-labelledby="accordion-row2" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">Here’s how you can sign up on the app:</p> <ul><li class="body-text-size-body">Select “Sign Up”</li><li class="body-text-size-body">Enter your email, phone number, and personal info</li><li class="body-text-size-body">Link your bank or card to start sending, spending, and saving</li></ul></div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row3" aria-controls="accordion-content3" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Is my account with PayPal secure?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Is my account with PayPal secure?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content3" aria-labelledby="accordion-row3" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal works to protect your financial data, payments, and eligible purchases. Your transactions are encrypted to ensure your full financial information remains private. We don't share your full financial details with merchants.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row4" aria-controls="accordion-content4" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-What are additional benefits of opening a PayPal account?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What are additional benefits of opening a PayPal account?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content4" aria-labelledby="accordion-row4" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal offers fast online payments to over 110 countries. It's free to sign up. Please note that fees apply when converting currency and sending money internationally.<sup>1</sup></p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row5" aria-controls="accordion-content5" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-What are the main features of PayPal?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What are the main features of PayPal?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content5" aria-labelledby="accordion-row5" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">With PayPal you can send and request money, shop online, manage bank and card info, and enjoy flexible payment options. Please note PayPal services may vary from country to country.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row6" aria-controls="accordion-content6" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-What are the different ways to pay with PayPal?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">What are the different ways to pay with PayPal?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.24.0__7.46.0" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content6" aria-labelledby="accordion-row6" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">PayPal offers a wide array of payment options for flexibility and convenience. You can use your popular debit and credit cards—including Visa, Mastercard, and American Express—or your bank account. Additionally, PayPal Pay in 3 provides an option to split your payments, catering to various financial preferences and needs.</p> </div></div></div></section><section class="cta-section cta-section-layout-qr-only-stack section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-dywr6a" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="cta-section-item ppcmsnodeweb-y59vw7"><div class="text-group text-group-alignment-center cta-section-text-group cta-section-text-group-extra-spacing" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-display-2">All</h2> <h2 class="text-group-headline heading-text-size-display-2">in the</h2> <h2 class="text-group-headline heading-text-size-display-2">PayPal</h2> <h2 class="text-group-headline heading-text-size-display-2">app.</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Easily and securely send, receive, and manage your payments—all in one place. Download the app on your phone or sign up for free online.</p> </div></div></div><div class="cta-section-item ppcmsnodeweb-1ahp8oa"><div class="app-download-group app-download-group-variant-qr-code-only cta-section-app-download" imageFrameWrapper="[object Object]" imageFrameProps="[object Object]" id="104nzCrIASuEXy9MbkbuYG" componentType="AppDownloadGroup"><div class="app-download-group-row app-download-group-row-align-center"><div class="app-download-group-col"><div class="app-download-group-image-container qr-code-fallback-large qr-code-show"><div class="qr-code-image-container image-frame image-frame-no-rounded-corners" style="min-height:7.875rem;min-width:7.875rem;opacity:1;transform:none"></div></div><div class="qr-code qr-code-large app-download-group-image-container qr-code-hide"><div class="qr-code-image-container" role="img" aria-label="A QR code you can scan with the camera on your phone to download the PayPal app"></div></div><div class="app-download-group-cta-desktop-container"><a class="app-download-group-cta button-type-tertiary button-size-dynamic ppcmsnodeweb-102ot6b-tertiary-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{"link":"bottom:1:0:Tertiary:GetTheApp_CTA:clicked","event_name":"bottom_1_0_Tertiary_GetTheApp_CTA_clicked"}" href="https://paypal.com/mobile-app/dashboard?source=%252Fdigital-wallet%252Fhow-paypal-works_cta&pp_ref_id=de3f4a12-10b0-413d-8347-ea8504a7bab6&utm_campaign=&utm_medium=web&utm_source=%2Fdigital-wallet%2Fhow-paypal-works&cust=&redirect=true">Get the App</a></div></div></div><div class="app-download-group-row app-download-group-row-align-center app-download-group-row-mobile"><div class="button-group button-group-align-center button-group-legal-position-bottom app-download-group-cta-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the App" target="_self" data-pa-click="{"link":"bottom:1:0:Primary:GetTheApp_CTA:clicked","event_name":"bottom_1_0_Primary_GetTheApp_CTA_clicked"}" href="https://paypal.com/mobile-app/dashboard?source=%252Fdigital-wallet%252Fhow-paypal-works_cta&pp_ref_id=de3f4a12-10b0-413d-8347-ea8504a7bab6&utm_campaign=&utm_medium=web&utm_source=%2Fdigital-wallet%2Fhow-paypal-works&cust=&redirect=true">Get the App</a></div></div></div></div></div></section></div><div class="document-footer"><div id="globalnav-footer-wrapper" class="global-footer--wrapper glnv-ppe glnv-supreme-font glnv-compact-grid glnv-black" data-theme="ppe"> <div id="globalnav-footer" data-nav-version="rebrand"><footer data-building-block="organism" id="footer" translate="no" data-theme="ppe" class="_global-footer_frxy7_455 _rebrand-footer_frxy7_458 _ppe_frxy7_3 _supreme-font_frxy7_406 _black_frxy7_90"><div class="_container_frxy7_681"><div 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for the provision of cryptocurrency services (firm reference number 1000741). Some products and services, such as PayPal Pay in 3 and PayPal Working Capital, are not regulated by the FCA and may offer a lower level of protection. Please read product terms for further details. PayPal UK Ltd's company number is 14741686. Its registered office is 5 Fleet Place, London, United Kingdom, EC4M 7RD.</p></div></div></div></footer></div> <div class="disclosure-text-color disclosure ppe" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph"></div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>1</sup></div><div class="multi-line-text-paragraph">An account with PayPal is required to send and receive money. Fees apply when converting currency and sending money other than GBP to an account in another country. <a href="https://www.paypal.com/uk/webapps/mpp/paypal-fees" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--See fees","event_name":"consumer_text_link_clicked"}">See fees</a>. Paying friends back requires an account with PayPal. The recipient will need to create an account with PayPal if they don't already have one. </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>2</sup></div><div class="multi-line-text-paragraph">An account with PayPal is required to create a Pool. Fees apply when converting currency and sending money to an account in another country. <a href="https://www.paypal.com/uk/webapps/mpp/paypal-fees" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--See fees","event_name":"consumer_text_link_clicked"}">See fees</a>. <a href="https://www.paypal.com/uk/webapps/mpp/ua/buyer-protection?locale.x=en_GB" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--Terms, usage and limitations apply","event_name":"consumer_text_link_clicked"}">Terms, usage and limitations apply</a>. </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>3</sup></div><div class="multi-line-text-paragraph">T&Cs apply. Transaction fees, currency conversion & other fees may apply. </div></div><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>4</sup></div><div class="multi-line-text-paragraph">Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See <a href=" https://www.paypal.com/uk/webapps/mpp/campaigns/paypal-payin3/terms" target="_self" rel="" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--product terms","event_name":"consumer_text_link_clicked"}">product terms</a> for more details. You can use Pay in 3 on purchases £30 - £2,000. </div></div><div class="disclosure-item multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">All screen images are for illustrative purposes only. </div></div></div> </div></div></div></div> <link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="preload" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/SplitSectionItem-6c837812.css" as="style" data-non-critical-css="true"> <noscript><link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="stylesheet" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/SplitSectionItem-6c837812.css"></noscript> <link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="preload" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/SplitSection-1e5aa2cb.css" as="style" data-non-critical-css="true"> <noscript><link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="stylesheet" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/SplitSection-1e5aa2cb.css"></noscript> <link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="preload" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/Accordion-95b0740a.css" as="style" data-non-critical-css="true"> <noscript><link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="stylesheet" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/Accordion-95b0740a.css"></noscript> <link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="preload" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/CtaSection-eeefabf6.css" as="style" data-non-critical-css="true"> <noscript><link nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7" rel="stylesheet" fetchpriority="low" href="https://www.paypalobjects.com/marketing/pp-com-components/component-chunks/CtaSection-eeefabf6.css"></noscript> <script nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7">document.addEventListener("DOMContentLoaded", () =>{const nonCriticalLinks = document.querySelectorAll('link[data-non-critical-css]');nonCriticalLinks.forEach((link)=>{link.rel = 'stylesheet';link.removeAttribute('data-non-critical-css')})});</script> <script nonce="nqAMRvlA4x1O8aDCSrv/uMYK0iB+bTqhl5vM9eNbe1N80sv7">window.__CMS_ENGINE_RENDER_CONTEXT__ = {"pageModel":{"id":"5DFlQkD9fYPj99iRhdf0a1","componentType":"PageIdentifier","metadata":{"id":"15AteYufSJ6Z2UUSZDzTcn","componentType":"Metadata","pageId":"digital-wallet/how-paypal-works","page__title":"What is PayPal and How Does it Work","page__description":"PayPal enables you to securely make payments to individuals or businesses worldwide. 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