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size-default bg-blue"> <div class="ci-aspect-ratio-container " > <div class="ci-image-wrapper"> <picture> <source srcset="https://timcdnprd.azureedge.net/resource/image/477382/uncropped_hq/1920/0/ee37202c1f7b573eec27f20748540164/A18A4B43D791BA70BF0F59BC53DDBDA6/2022-0726-mwd-scnuck-landing-page-2-.webp" media="(min-width: 1200px)"> <source srcset="https://timcdnprd.azureedge.net/resource/image/477382/uncropped_hq/1199/0/ee37202c1f7b573eec27f20748540164/B404BF8DE9C7A345C319D99EB4F94B67/2022-0726-mwd-scnuck-landing-page-2-.webp" media="(min-width: 992px)"> <source srcset="https://timcdnprd.azureedge.net/resource/image/477382/uncropped_hq/991/0/ee37202c1f7b573eec27f20748540164/5BBBF14C7C383CAF358B9E54EC518464/2022-0726-mwd-scnuck-landing-page-2-.webp" media="(min-width: 768px)"> <source srcset="https://timcdnprd.azureedge.net/resource/image/477382/landscape_ratio2x1/767/384/9b7124a383cff73bc435dfc95576a2ef/AF6FE1FBEDE187844AFD1EE48A59DBE7/2022-0726-mwd-scnuck-landing-page-2-.webp" media="(min-width: 576px)"> <img srcset="https://timcdnprd.azureedge.net/resource/image/477382/landscape_ratio2x1/575/288/9b7124a383cff73bc435dfc95576a2ef/D0C76ABC45FEA4793CEBB1F77F4E5AD2/2022-0726-mwd-scnuck-landing-page-2-.webp" alt="2022_0726_MWD_Scnuck_Landing page (2)" title="2022_0726_MWD_Scnuck_Landing page (2)" title="" class="ci-image ci-img-responsive w-100 img-fluid" /> </picture> </div> </div> <div class="ci-positioned-text-container d-flex flex-column align-items-center justify-content-center " style="left: 82%;margin-right: -82%;top: 37%;margin-bottom: -37%;transform: translate(-82%, -37%);width: 37%; width: 37%;" data-ci-module="customposition" data-ci-options="x:82;y:37"> <div class="container py-3 py-md-5"> <div class="row justify-content-center"> <div class="col-12 text-center text-white"> <h1 class="wordbreak "> Ubezpieczenie mienia w transporcie w mgnieniu oka </h1> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-white ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default"> <h5>Ubezpieczaj pojedyncze ładunki u naszego partnera SCHUNCK GROUP</h5> </div> </div> </div> </div> </div> </header> </div> </div> </div> </section> <section class="d-none d-md-block m-0 py-2 ci-breadcrumb bg-gray-200"> <div class="container"> <div class="row"> <div class="col-12"> <nav id="breadcrumb" aria-label="breadcrumb"> <small> <ul class="d-flex flex-col list-unstyled m-0 p-0" vocab="https://schema.org/" typeof="BreadcrumbList" aria-label="Breadcrumb navigation"> <li class="d-inline-block" property="itemListElement" typeof="ListItem"> <a property="item" typeof="WebPage" href="/"> <span property="name">TIMOCOM</span> </a> <meta property="position" content="1"> </li> <li class="d-inline-block"><span class="mx-1">/</span></li> <li class="d-inline-block" property="itemListElement" typeof="ListItem"> <a property="item" typeof="WebPage" href="/serwis"> <span property="name">Serwis</span> </a> <meta property="position" content="2"> </li> <li class="d-inline-block"><span class="mx-1">/</span></li> <li class="d-inline-block" property="itemListElement" typeof="ListItem"> <a property="item" typeof="WebPage" href="/serwis/ubezpieczenia-transportowe"> <span property="name">Ubezpieczenia Transportowe</span> </a> <meta property="position" content="3"> </li> </ul> </small> </nav> </div> </div> </div> </section> <div class=""> <a name="ci-anchor-476370" id="ci-anchor-476370"></a> <section id="m02-2-column-container-476370" class="ci-module-wrapper ci-m02-two-column-container overflow-hidden" > <div class=""> <div class="row justify-content-center wow fadeInUp"> <div class="col-sm-12 col-md-8 col-lg-8 col-xl-8 text-left ci-text-align-left"> </div> </div> <div class="row justify-content-center "> <div class="col-sm-12 col-md-12 col-lg-6 col-xl-6 align-self-center text-left" > <div class="px-3 py-4 py-lg-5"> <div class="container"> <div class="row justify-content-center"> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-10"> <div class="d-flex flex-column d-lg-block"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints- ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default"> <p><strong>Czym jest ubezpieczenie mienia w transporcie?</strong></p><p>Ubezpieczenie transportowe chroni Twoją firmę od szkód, kradzieży lub opóźnień w transporcie towarów. Zabezpiecza towary ponad ustawową górną granicę normalnej odpowiedzialności przewoźnika przewidzianą jego ubezpieczeniem OC i dlatego często stanowi dodatkowe zabezpieczenie finansowe.</p><p><br/></p><p><strong>Dlaczego warto ubezpieczyć ładunek?</strong></p><p>Podczas transportu oraz za- i rozładunku towary są narażone na wiele ryzyk. Nawet w przypadku prawidłowego zapakowania, załadowania i transportu może dojść do uszkodzenia lub nawet kradzieży ładunku. Ubezpieczenie skutecznie zabezpiecza fracht i łańcuchy dostaw, zapewnia szybką i nieskomplikowaną likwidację szkód oraz zapobiega pogorszeniu relacji z klientem.</p> </div> </div> </div> </div> </div> </div> </div><div class=" col-sm-12 col-md-12 col-lg-6 col-xl-6 d-flex align-items-center py-4 py-lg-5 text-left" > <div class="container "> <div class="row justify-content-center"> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-10"> <div class="ci-aspect-ratio-container " > <div class="ci-image-wrapper"> <picture> <source srcset="https://timcdnprd.azureedge.net/resource/image/476434/uncropped/890/0/5eb4ec31e72c922dac960f4f317e321f/41BAC012C56B360E3AAC667F161E76E6/2022-0726-mwd-scnuck-landing-page-5050.webp" media="(min-width: 992px)"> <source srcset="https://timcdnprd.azureedge.net/resource/image/476434/uncropped/621/0/5eb4ec31e72c922dac960f4f317e321f/DD823CFF243A304B05A193A2FD2F04AF/2022-0726-mwd-scnuck-landing-page-5050.webp" media="(min-width: 768px)"> <img srcset="https://timcdnprd.azureedge.net/resource/image/476434/uncropped/510/0/5eb4ec31e72c922dac960f4f317e321f/7FB4318F3F96F93CF2B871EDD3C4D74D/2022-0726-mwd-scnuck-landing-page-5050.webp" alt="2022_0726_MWD_Scnuck_Landing page_5050" title="2022_0726_MWD_Scnuck_Landing page_5050" title="" class="ci-image ci-img-responsive img-fluid" loading="lazy" /> </picture> </div> </div> </div> </div> </div> </div> </div> </div> </section><a name="ci-anchor-477898" id="ci-anchor-477898"></a> <section id="m19-icon-list-477898" class="ci-module-wrapper py-5 bg-white " > <div class="container"> <div class="row justify-content-center wow fadeInUp"> <div class="col-sm-12 col-md-8 col-lg-8 col-xl-8 text-center ci-text-align-center"> <h2 class="wordbreak wordbreak"> Jakie są korzyści ubezpieczenia przewożonych towarów za pośrednictwem SCHUNCK GROUP? </h2> </div> </div> <div class="row justify-content-center "> <div class="col col-sm-12 col-md-10 col-lg-10 col-xl-10"> <div class="d-sm-block d-md-flex 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<div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-blue ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default py-1"> <p>Dane dotyczące firmy oraz frachtu mogą być przekazywane automatycznie. Dzięki temu ubezpieczysz swój ładunek za pomocą kilku kliknięć.</p> </div> </div> </div> <div class="d-flex justify-content-center text-center col-lg-1 col-xl-1 my-3"> <div class="text-center border-right border-white"> </div> </div> <div class="py-md-0 text-center my-4 mt-lg-0 col-sm-12 col-md-12 col-lg-3 col-xl-3" > <div class="text-center img-fluide p-2 "> <div class="overflow-hidden ci-icon-svg ci-svg-paragraph-block color-blue mb-2"> <div class="" > <div class="ci-image-wrapper ci-image-wrapper-svg ci-icon-size-xxl"> <?xml version="1.0" encoding="UTF-8"?> <svg id="Ebene_1" data-name="Ebene 1" xmlns="http://www.w3.org/2000/svg" width="200" height="200" viewBox="0 0 200 200"> <defs> <style> .cls-1 { fill: #0069b4; } </style> </defs> <path class="cls-1" 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</svg> </div> </div> </div> </div> <div> <div class="h4 wordbreak py-1"> Elastyczne modele ubezpieczenia </div> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-blue ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default py-1"> <p>Możesz wykupić ubezpieczenie mienia w transporcie indywidualnie dla pojedynczego ładunku, oszczędzając w ten sposób koszty związane z umowami ramowymi.</p> </div> </div> </div> <div class="d-flex justify-content-center text-center col-lg-1 col-xl-1 my-3"> <div class="text-center border-right border-white"> </div> </div> <div class="py-md-0 text-center my-4 mt-lg-0 col-sm-12 col-md-12 col-lg-3 col-xl-3" > <div class="text-center img-fluide p-2 "> <div class="overflow-hidden ci-icon-svg ci-svg-paragraph-block color-blue mb-2"> <div class="" > <div class="ci-image-wrapper ci-image-wrapper-svg ci-icon-size-xxl"> <?xml version="1.0" encoding="utf-8"?>  <svg version="1.1" id="Ebene_1" xmlns="http://www.w3.org/2000/svg" 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class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-blue ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default py-1"> <p>Zawsze otrzymasz odszkodowanie w wysokości uzgodnionej sumy ubezpieczenia, nawet w razie ewentualnego niedoubezpieczenia. W przypadku szkody nie grożą Ci więc przykre niespodzianki.</p> </div> </div> </div><div class="py-md-0 text-center my-4 mt-lg-0 col-sm-12 col-md-12 col-lg-3 col-xl-3" > <div class="text-center img-fluide p-2 "> <div class="overflow-hidden ci-icon-svg ci-svg-paragraph-block color-blue mb-2"> <div class="" > <div class="ci-image-wrapper ci-image-wrapper-svg ci-icon-size-xxl"> <?xml version="1.0" encoding="utf-8"?>  <svg version="1.0" id="Ebene_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 200 200" style="enable-background:new 0 0 200 200;" xml:space="preserve"> <style type="text/css"> .st0{display:none;} .st1{display:inline;fill:#0069B4;} .st2{display:inline;} .st3{fill:#FFFFFF;} .st4{fill-rule:evenodd;clip-rule:evenodd;fill:#FFFFFF;} .st5{fill:#0069B4;} </style> <g id="icon_weiss" class="st0"> <rect x="-126.4" y="-127" class="st1" width="453.5" height="453.5"/> <g id="_x3C_Gruppe_x3E__rocket" class="st2"> <path class="st3" 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class="h4 wordbreak py-1"> Ubezpieczenie transportowe na konkurencyjnych warunkach </div> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-blue ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default py-1"> <p>Dla klientów TIMOCOM Marketplace składka ubezpieczenia mienia w transporcie od wszystkich ryzyk, bez udziału własnego wynosi od 0,5‰ – 0,549‰ wartości towaru.</p> </div> </div> </div> <div class="d-flex justify-content-center text-center col-lg-1 col-xl-1 my-3"> <div class="text-center border-right border-white"> </div> </div> <div class="py-md-0 text-center my-4 mt-lg-0 col-sm-12 col-md-12 col-lg-3 col-xl-3" > <div class="text-center img-fluide p-2 "> <div class="overflow-hidden ci-icon-svg ci-svg-paragraph-block color-blue mb-2"> <div class="" > <div class="ci-image-wrapper ci-image-wrapper-svg ci-icon-size-xxl"> <?xml version="1.0" encoding="utf-8"?>  <svg version="1.1" id="Ebene_1" xmlns="http://www.w3.org/2000/svg" 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ci-bulletpoints-color-blue ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default py-1"> <p>Oszczędzasz sobie czasochłonnego wypełniania taryfy, rodzaju i klasy towaru oraz wybierasz od razu spośród czterech atrakcyjnych modeli premium.</p> </div> </div> </div> </div> </div> </div> </div> </section><a name="ci-anchor-478052" id="ci-anchor-478052"></a> <section id="DEFAULT-478052" class="ci-module-wrapper py-5" > <div class="container"> <div class="row justify-content-center wow fadeInUp"> <div class="col-sm-12 col-md-8 col-lg-8 col-xl-8 text-center ci-text-align-center"> <h2 class="wordbreak wordbreak"> Modele cenowe SCHUNCK GROUP: ubezpieczenia w transporcie specjalnie dla klientów TIMOCOM </h2> </div> </div> <div class="row justify-content-center text-center ci-text-align-center"> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-8"> <div class="overflow-hidden ci-icon-svg ci-svg-paragraph-block "> <div class="ci-aspect-ratio-container " > <div class="ci-image-wrapper"> <img src="https://timcdnprd.azureedge.net/resource/image/487072/uncropped/810/0/58ebd9f4ac9f1e364fd5844b4381a238/459FD7CF265E339E446EC6F980DC7B88/modele-cenowe-schunck-dla-klient%C3%B3w-timocom.webp" alt="Modele cenowe SCHUNCK dla klientów TIMOCOM" title="Modele cenowe SCHUNCK dla klientów TIMOCOM" class="ci-img-responsive ci-image img-fluid " /> </div> </div> </div> </div> </div> </div> </section><a name="ci-anchor-478142" id="ci-anchor-478142"></a> <section id="m02-2-column-container-478142" class="ci-module-wrapper bg-white ci-m02-two-column-container overflow-hidden" > <div class=""> <div class="row justify-content-center wow fadeInUp"> <div class="col-sm-12 col-md-8 col-lg-8 col-xl-8 text-left ci-text-align-left"> </div> </div> <div class="row justify-content-center "> <div class="col-sm-12 col-md-12 col-lg-6 col-xl-6 align-self-center text-left" > <div class="px-3 py-4 py-lg-5"> <div class="container"> <div class="row justify-content-center"> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-10"> <h2 class="wordbreak wordbreak mb-2 h-sm-2"> Jak ubezpieczyć ładunek w transporcie? </h2> <div class="d-flex flex-column d-lg-block"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints- ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default"> <p>Będąc klientem TIMOCOM, możesz w kilku prostych krokach zarejestrować się w SCHUNCK GROUP i ubezpieczać swoje towary w transporcie na szczególnie korzystnych warunkach.</p><p><strong>Tak to działa:</strong></p><ol class="rte--list"><li>Otwórz wystawioną ofertę frachtu i kliknij "Ubezpiecz ładunek".</li><li>Zostaniesz przekierowany na zewnętrzną stronę naszego partnera SCHUNCK w celu dokonania jednorazowej rejestracji. Dane dotyczące firmy oraz frachtu mogą być automatycznie przekazywane poprzez interfejs.</li><li>Po dokonaniu rejestracji wybierz odpowiedni dla siebie model składki ubezpieczeniowej w zależności od wartości towaru.</li><li>Gotowe! Teraz możesz pobrać polisę ubezpieczeniową i w razie potrzeby przesłać ją swojemu zleceniodawcy.</li></ol> </div> </div> </div> </div> </div> </div> </div><div class=" col-sm-12 col-md-12 col-lg-6 col-xl-6 d-flex align-items-center py-4 py-lg-5 text-left" > <div class="container "> <div class="row justify-content-center"> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-10"> <div class="ci-aspect-ratio-container " > <div class="ci-image-wrapper"> <picture> <source srcset="https://timcdnprd.azureedge.net/resource/image/495324/uncropped/890/0/ccb1cd5056899100ba262ce791519377/7D8B1EEB75029CF17CBB1AC4FDC2AA6B/timocomhow-toinsurecargo-2.webp" media="(min-width: 992px)"> <source srcset="https://timcdnprd.azureedge.net/resource/image/495324/uncropped/621/0/ccb1cd5056899100ba262ce791519377/2EC990E54715CCD871470611D71904AA/timocomhow-toinsurecargo-2.webp" media="(min-width: 768px)"> <img srcset="https://timcdnprd.azureedge.net/resource/image/495324/uncropped/510/0/ccb1cd5056899100ba262ce791519377/286A2F0283768FA245E8B7E276AB0FC9/timocomhow-toinsurecargo-2.webp" alt="TIMOCOMHow toInsurecargo_2" title="TIMOCOMHow toInsurecargo_2" title="" class="ci-image ci-img-responsive img-fluid" loading="lazy" /> </picture> </div> </div> </div> </div> </div> </div> </div> </div> </section><a name="ci-anchor-476554" id="ci-anchor-476554"></a> <section id="m03-textblock-476554" class="ci-module-wrapper py-5 bg-blue text-white ci-m03-textblock" > <div class="container"> <div class="row justify-content-center text-center ci-text-align-center"> <div class="col-sm-12 col-md-8"> <a href="https://my.timocom.com/app/weblogin/?__hstc=257810580.dd6fdff39179c4a0c613c74adc5d3c2b.1664370170523.1667993108006.1667996751251.61&__hssc=257810580.69.1667996751251&__hsfp=3139817034&_gl=1*jtxja5*_ga*ODYxMzAzNzA3LjE2NTI5NTI5Njc.*_ga_MTVKW7065B*MTY2Nzk5MzEwOC40MDIuMS4xNjY3OTk4MjMyLjU4LjAuMA..*_ga_7SYCBW8VG5*MTY2Nzk5MzEwOC4yNy4xLjE2Njc5OTgyMzIuMC4wLjA.&_ga=2.2541168.1504803572.1667824885-861303707.1652952967" data-cif-tracking="{"uniqueTargetId":"overlay_476554_483112"}" class="ci-link-whole-module ci-link-external" title=""> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-white ci-numberedliststyle- ci-trimmed-paragraph"> <h4>Jesteś już klientem TIMOCOM i chcesz ubezpieczyć ładunek w SCHUNCK GROUP ?</h4><h4><br/></h4><h4>Zaloguj się tutaj do TIMOCOM Marketplace:</h4> </div> <div class="m-n1 pt-3"> <div class="ci-btn btn m-1 wordbreak btn-light ci-link-external" > Logowanie </div> </div> </a> </div> </div> </div> </section><a name="ci-anchor-476402" id="ci-anchor-476402"></a> <section id="m08-accordion-476402" class="ci-module-wrapper py-5" > <div class="container"> <div class="row justify-content-center wow fadeInUp"> <div class="col-sm-12 col-md-8 col-lg-8 col-xl-8 text-center ci-text-align-center"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints- ci-numberedliststyle- ci-bulletpoints-color-default"> <h2>Najczęściej zadawane pytania odnośnie ubezpieczenia transportu towarów</h2> </div> </div> </div> <div class="row justify-content-center "> <div class="col-sm-12 col-md-10 col-lg-10 col-xl-8 ci-m08-accordion"> <div itemscope itemtype="https://schema.org/FAQPage"> <div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-1-477180" aria-expanded="true" aria-controls="item-476402-1-477180"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Kiedy warto wykupić ubezpieczenie mienia w transporcie? </div> </button> <div id="item-476402-1-477180" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Ubezpieczenie mienia w transporcie jest zalecane w każdym przypadku, w którym przekazujemy fracht innemu spedytorowi/przewoźnikowi, a wartość ładunku przewyższa granicę odpowiedzialności przewoźnika przewidzianą przepisami niem. kodeksu handlowego [HGB] i CMR, wynoszącą 8,33 lub 40 specjalnych praw ciągnienia (SDR) na kilogram brutto ładunku.</p><p><strong>Przykładowo: </strong>Spedytor odpowiada do kwoty 8,33 SDR, czyli ok. 10 € na kilogram brutto ładunku: W przypadku 500 kg telefonów komórkowych o wartości 1.000.000 € suma ubezpieczenia wg CMR wynosi: 500 kg * 8,33SDR * 1,20 €/kg = 5000 €.</p><p>Różnicę w kwocie 995.000 € klient musiałby pokryć we własnym zakresie.</p><p>Krótko mówiąc: im lżejszy i droższy towar, tym większe ryzyko.</p> </div> </div> </div> </div> <meta itemprop="position" content="1"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-2-477922" aria-expanded="true" aria-controls="item-476402-2-477922"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Czym jest ubezpieczenie mienia w transporcie? </div> </button> <div id="item-476402-2-477922" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-default ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Ubezpieczenie mienia w transporcie chroni Twoją firmę od szkód, kradzieży lub opóźnień w transporcie towarów i zabezpiecza towary ponad ustawową górną granicę odpowiedzialności przewoźnika przewidzianą jego ubezpieczeniem OC. Maksymalna suma ubezpieczenia na jedno zdarzenie jest zależna od wartości ubezpieczonego towaru, a nie od górnej granicy odpowiedzialności na kilogram brutto, tak jak ma to miejsce w przypadku ubezpieczenia OC przewoźnika. </p> </div> </div> </div> </div> <meta itemprop="position" content="2"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-3-477944" aria-expanded="true" aria-controls="item-476402-3-477944"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Czy ubezpieczenie mienia w transporcie jest obowiązkowe? </div> </button> <div id="item-476402-3-477944" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Wykupienie ubezpieczenia towarów w transporcie nie jest obowiązkowe, ale jest zalecane, jeśli...</p><ul class="rte--list"><li>...jako przedsiębiorstwo wysyłasz lub sprowadzasz towary i mienie za pośrednictwem przewoźników lub spedytorów.</li><li>...jako kupujący lub sprzedający, w zależności od zawartej umowy, <u>samodzielnie</u> odpowiadasz za towar na określonych odcinkach przewozu.</li></ul><p>Ubezpieczenie wykupuje z reguły (pierwszy) spedytor, jeśli: otrzyma takie polecenie, leży to w interesie załadowcy lub istnieje reguła domniemania, która go do tego zobowiązuje.</p> </div> </div> </div> </div> <meta itemprop="position" content="3"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-4-477212" aria-expanded="true" aria-controls="item-476402-4-477212"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Dlaczego powinienem wykupić ubezpieczenie mienia w transporcie? </div> </button> <div id="item-476402-4-477212" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Podczas transportu oraz za- i rozładunku towary są narażone na wiele ryzyk. Nawet w przypadku prawidłowego zapakowania, załadowania i transportu może dojść do uszkodzenia lub nawet kradzieży towaru. Ubezpieczenie skutecznie zabezpiecza towary i łańcuchy dostaw, zapewnia szybką i nieskomplikowaną likwidację szkód oraz zapobiega pogorszeniu relacji z klientem. Z powyższych względów ubezpieczenie mienia w transporcie nierzadko może uratować płynność finansową przedsiębiorstwa.</p> </div> </div> </div> </div> <meta itemprop="position" content="4"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-5-476762" aria-expanded="true" aria-controls="item-476402-5-476762"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Czy mogę wykupić ubezpieczenie mienia w transporcie tylko dla jednego transportu? </div> </button> <div id="item-476402-5-476762" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Tak, ubezpieczenie mienia w transporcie możesz zawrzeć osobno dla każdego przewożonego towaru. Jest to szczególnie opłacalne dla osób, które rzadko potrzebują takiego ubezpieczenia, umowa ramowa byłaby więc dla nich za droga.</p> </div> </div> </div> </div> <meta itemprop="position" content="5"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-6-477414" aria-expanded="true" aria-controls="item-476402-6-477414"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Ile kosztuje ubezpieczenie mienia w transporcie i kto pokrywa koszty? </div> </button> <div id="item-476402-6-477414" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Wysokość składki standardowego ubezpieczenie mienia w transporcie od wszystkich ryzyk, bez udziału własnego, w Niemczech i krajach sąsiednich wynosi 0,6‰ – 0,7‰ wartości towaru.</p><p>Będąc użytkownikiem TIMOCOM Marketplace, płacisz składkę ubezpieczenia mienia w transporcie od wszystkich ryzyk, bez udziału własnego, w Niemczech i krajach sąsiednich w wysokości od 0,5‰ – 0,549‰ wartości towaru.</p><p>Oferujemy składki różnej wysokości: od 5,49 €, gdy wartość towaru wynosi 10.000 €, do 50 €, gdy wartość towaru wynosi 100.000 €.</p><p>Koszty ponosi zleceniodawca lub załadowca.</p> </div> </div> </div> </div> <meta itemprop="position" content="6"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-7-477698" aria-expanded="true" aria-controls="item-476402-7-477698"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Na jaki czas zawierana jest umowa? </div> </button> <div id="item-476402-7-477698" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Polisę ubezpieczenia mienia w transporcie zawiera się osobno dla każdego ładunku. Ochrona ubezpieczeniowa zaczyna się w momencie odebrania lub przemieszczenia towarów z dotychczasowego miejsca przechowywania. Obejmuje również proces załadunku na samochód ciężarowy. Czas jej obowiązywania kończy się po dotarciu towaru na miejsce docelowe.</p> </div> </div> </div> </div> <meta itemprop="position" content="7"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-8-476718" aria-expanded="true" aria-controls="item-476402-8-476718"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Jaki rodzaj szkód jest objęty ubezpieczeniem, co konkretnie pokrywa ubezpieczenie mienia w transporcie? </div> </button> <div id="item-476402-8-476718" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Ubezpieczenie obejmuje następujące szkody:</p><ul class="rte--list"><li>Szkody w towarze spowodowane siłą wyższą lub zdarzeniem, któremu nie można było zapobiec</li><li>Szkody w towarze, do których doszło podczas transportu i składowania</li><li>Następcze szkody w towarze</li><li>Zwykłe szkody majątkowe wynikające z przekroczenia terminu dostawy</li></ul> </div> </div> </div> </div> <meta itemprop="position" content="8"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-9-477476" aria-expanded="true" aria-controls="item-476402-9-477476"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Jakie szkody nie są ubezpieczone? </div> </button> <div id="item-476402-9-477476" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <ul class="rte--list"><li>Zastosowanie substancji chemicznych, biologicznych, biochemicznych, fal elektromagnetycznych jako broni</li><li>Energia jądrowa</li><li>Opóźnienie przewozu</li><li>Samoistne zepsucie</li><li>Typowe w handlu różnice ilościowe, wymiarowe i wagowe</li><li>Normalna wilgotność powietrza lub wahania temperatury</li><li>Nieodpowiednie opakowanie lub nieprawidłowy sposób załadowania towaru</li></ul> </div> </div> </div> </div> <meta itemprop="position" content="9"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-10-480478" aria-expanded="true" aria-controls="item-476402-10-480478"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Dla jakich krajów dostępna jest opcja ubezpieczenia ładunku w transporcie od SCHUNCK? </div> </button> <div id="item-476402-10-480478" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark ci-numberedliststyle- ci-trimmed-paragraph ci-bulletpoints-color-default ci-ignore-color-scheme"> <p>Ubezpieczenie mienia w transporcie firmy SCHUNCK, które oferowane jest wyłącznie za pośrednictwem TIMOCOM Marketplace, mogą zawierać klienci z państw członkowskich Unii Europejskiej takich jak:<br/>Belgia, Bułgaria, Dania, Niemcy, Estonia, Finlandia, Francja, Grecja, Irlandia, Włochy, Chorwacja, Łotwa, Litwa, Luxemburg, Malta, Niderlandy, Austria, Polska, Portugalia, Rumunia, Szwecja, Słowacja, Słowenia, Hiszpania, Republika Czeska, Węgry i Cypr. Ponadto także: Islandia, Lichtenstein, Norwegia, Szwajcaria i Wielka Brytania (UK). Naturalnie firma SCHUNCK oferuje ubezpieczenia ładunków na całym świecie. Nie jest ono jednak dostępne w formie zautomatyzowanej, gdyż zawarcie takiego ubezpieczenia nie jest możliwe poprzez standardowy proces i każdorazowo wymaga indywidualnego sprawdzenia.</p> </div> </div> </div> </div> <meta itemprop="position" content="10"> </div><div class="accordion color-cool-gray-120" itemscope itemprop="mainEntity" itemtype="https://schema.org/Question" > <button type="button" class="card color-cool-gray-120 p-0 w-100" data-toggle="collapse" data-target="#item-476402-11-478116" aria-expanded="true" aria-controls="item-476402-11-478116"> <div class="card-header color-blue w-100 text-left" itemprop="name"> Z kim mam się kontaktować w sprawie zawarcia umowy, pytań, zgłaszania szkód? </div> </button> <div id="item-476402-11-478116" class="collapse" itemscope itemprop="acceptedAnswer" itemtype="https://schema.org/Answer"> <div class="card"> <div class="card-body" itemprop="text"> <div class="ci-richtext wordbreak ci-bulletpoints-solid ci-bulletpoints-color-dark 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