Health Savings Account (HSA) Resources

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class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care.html"> Get the right kind of care </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> From primary to virtual to urgent care, learn where to go and when </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/care/bill-pay-patient-portal.html"> Pay a bill </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your medical bills the fast, easy way </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/patient-support.html"> Patient support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item0/col4/image.coreimg{.width}.jpeg/1722699948186/11-things-to-keep-in-mind.jpeg" data-asset="/content/dam/internal-resources/images/11-things-to-keep-in-mind.jpg" data-asset-id="294c86d3-7acb-4e3d-b3ea-72bfd0ab6907" id="image-b501a76d46" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item0/col4/image.coreimg.jpeg/1722699948186/11-things-to-keep-in-mind.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__body-3-bold"><a href="https://www.optum.com/en/health-articles.html/healthy-living/how-can-i-live-more-healthy-and-active-lifestyle">11 things to keep in mind for a more healthy lifestyle</a></span></p> </div> <div class="o5-mega-nav-card__action"> <a class="o5-mega-nav-card__action-link dmp-btn dmp-btn--md dmp-btn--2" href="https://www.optum.com/en/health-articles.html">More articles</a> </div> </div> </div> </div> </div> <div id="item1" class="o5-mega-nav-group--item o5-mega-nav-container dmp-container " qa_handles="o5-mega-nav-container"> <div class="o5-mega-nav__row dmp-row" role="navigation" aria-label="MegaNav"> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card "> <div class="o5-mega-nav-card__image"> </div> <div class="o5-mega-nav-card__title">Financial</div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p>Accounts to help you save and pay for health care expenses</p> </div> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">How can we help?</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/sign-in.html?selectedTab=Individuals%20and%20families"> Sign in to your account </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your HSA, check your balance, transfer a balance and more </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/financial-services.html"> Explore account types </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Compare health benefit accounts and learn how each option can work for you </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="/en/care/bill-pay-patient-portal.html"> Pay a bill </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> The fast, easy way to pay your medical bills online </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/library/health-finances.html"> Resources </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contribution limits, savings tools, calculators and eligible expenses </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/financial-account-support.html"> Account support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item1/col4/image.coreimg{.width}.jpeg/1730475447496/open-enrollment-mega2.jpeg" data-asset="/content/dam/o4-dam/images/consumers/financial-services/open-enrollment-mega2.jpeg" data-asset-id="914e5e92-f745-4180-b1f0-1f0e99f2da84" data-title="Open enrollment" id="image-ffa9ded513" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item1/col4/image.coreimg.jpeg/1730475447496/open-enrollment-mega2.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt title="Open enrollment"/> <meta itemprop="caption" content="Open enrollment"/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__small-1-bold">Open enrollment</span></p> <p><span class="o5-text__body-2-bold">Plan ahead for 2025</span></p> <p style=" margin-bottom: 18.0px; "><span class="o5-text__body-3">Open enrollment is here. Explore your financial health benefit account options to maximize your benefits. Visit the Resource Center to learn more.</span></p> </div> <div class="o5-mega-nav-card__action"> <a class="o5-mega-nav-card__action-link dmp-btn dmp-btn--md dmp-btn--2" href="https://www.optum.com/en/library/health-finances.html">Explore your options</a> </div> </div> </div> </div> </div> <div id="item2" class="o5-mega-nav-group--item o5-mega-nav-container dmp-container " qa_handles="o5-mega-nav-container"> <div class="o5-mega-nav__row dmp-row" role="navigation" aria-label="MegaNav"> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card "> <div class="o5-mega-nav-card__image"> </div> <div class="o5-mega-nav-card__title">Pharmacy</div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p>We make it easy to get medications you need, when and where you need them</p> </div> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">How can we help?</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/medication-delivery.html"> Home Delivery Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in, fill your prescription and have it delivered right to your door </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/specialty-pharmacy.html"> Specialty Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in and fill your specialty prescriptions for complex therapies </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/pharmacy-services/infusion-pharmacy.html"> Infusion Pharmacy </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Register or sign in and manage your infusion therapies </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.genoahealthcare.com/"> Genoa Healthcare </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Manage your medications for mental health and complex conditions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-menu-items"> <div class="o5-mega-nav-menu-items--eyebrow">Helpful links</div> <ul class="o5-mega-nav-menu-items--list"> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www2.optumrx.com/"> Optum Rx </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> For people with pharmacy insurance benefits through Optum Rx </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://os.optumrx.com/order-search"> Track orders </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Track your home delivery and specialty order </div> </li> <li class="o5-mega-nav-menu-items--list-item"> <a class="dmp-link-std o5-mega-nav-menu-items--list-item-link" href="https://www.optum.com/en/customer-support/pharmacy-support.html"> Pharmacy support </a> <div class="dmp-type__body-2 o5-mega-nav-menu-items--list-item-description"> Find contact information and answers to frequently asked questions </div> </li> </ul> </div> </div> <div class="o5-mega-nav__col dmp-col-12 dmp-col-xl-3"> <div class="o5-mega-nav-card o5-mega-nav-card--gray-background"> <div class="o5-mega-nav-card__image"> <div data-cmp-is="image" data-cmp-lazythreshold="0" data-cmp-src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item2/col4/image.coreimg{.width}.jpeg/1723148242978/optumrx-on-the-go.jpeg" data-asset="/content/dam/internal-resources/images/optumrx-on-the-go.jpg" data-asset-id="4c038f44-b789-483f-b39e-ed8a31253feb" id="image-d71c59d356" class="cmp-image" itemscope itemtype="http://schema.org/ImageObject"> <img src="/en/_jcr_content/root/o5_header_container/o5-mega-nav/navItems/item2/col4/image.coreimg.jpeg/1723148242978/optumrx-on-the-go.jpeg" class="cmp-image__image" itemprop="contentUrl" data-cmp-hook-image="image" alt/> </div> </div> <div class="dmp-type__body-2 o5-mega-nav-card__description"> <p><span class="o5-text__small-1-bold">Mobile app</span></p> <p><span class="o5-text__body-2-bold">Optum Rx on the go</span></p> <p style=" margin-bottom: 18.0px; "><span class="o5-text__body-3">Request refills, track order status, manage billing information and much more.</span></p> <div><a href="https://apps.apple.com/us/app/optumrx/id941641944"><img class="text-component__badge" src="/content/dam/optum5/badges/badge-apple-app-store.svg" alt="Download on the App Store"/></a><a href="https://play.google.com/store/apps/details?id=com.optum.rx"><img class="text-component__badge" src="/content/dam/optum5/badges/badge-google-play.svg" alt="Get it on Google Play"/></a></div> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="o5-l2-nav"> <div data-optum-cmp="o5-l2-nav" qa_handles="o5-l2-nav"> <div class="o5-l2-nav__container-bg"> <div class="dmp-container "> <div class="o5-l2-nav__container-content"> <nav aria-label="Library" class="o5-l2-nav o5-l2-web-nav"> <ul class="o5-l2-nav__wrapper" style="margin-bottom:0px"> <li class="o5-l2-nav__title dmp-type__body-3-bold js-has-content"> <div class="o5-l2-nav__title-text" qa_handles="o5-l2-nav__title-text">Library</div> </li> <li class="o5-l2-nav__item"> <div class="o5-l2-nav__btnmain"> <button id="Financial-resources-19225" aria-haspopup="true" aria-expanded="false" class="o5-l2-nav__btn dmp-type__body-3-bold o5-l2-nav__webbtn js-has-content"> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Financial resources </span> <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </button> <div class="o5-l2-nav__sub dmp-type__body-3 o5-l2-nav__sub--fadeout o5-l2-nav__sub--hidden" role="region" aria-labelledby="Financial-resources-19225"> <div class="o5-l2-nav__col"> <ul> <li> <a href="/en/library/health-finances/flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/health-savings-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Health savings account</span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/dependent-care-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Dependent care flexible spending account </span> <span class="o5-l2-nav__description"></span> </a> </li> <li> <a href="/en/library/health-finances/limited-purpose-flexible-spending-account.html" class="o5-l2-nav__sublink" lpos=""> <span class="o5-l2-nav__subtext dmp-type__body-3">Limited purpose flexible spending account</span> <span class="o5-l2-nav__description"></span> </a> </li> </ul> </div> </div> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/pharmacy.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Pharmacy resources </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/medicare-advantage.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Medicare Advantage </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__item"> <a class="o5-l2-nav__link dmp-type__body-3-bold js-has-content" href="/en/library/health-wellness.html" lpos=""> <span class="o5-l2-nav__btn-content"> <span class="o5-l2-nav__btn-text" qa_handles="o5-l2-nav__btn-text"> Health and wellness </span> <span class="o5-l2-nav__btn-bar" qa_handles="o5-l2-nav__btn-bar" aria-hidden="true"></span> </span> </a> <div class="o5-l2-nav__btnmain"> </div> </li> <li class="o5-l2-nav__button"> <a class="dmp-btn dmp-btn--sm dmp-btn--1" href="/en/contact-us/patient-support.html">Member support</a> </li> </ul> </nav> <div class="o5-l2-nav__mobile"> <nav aria-label="Main" class="o5-l2-nav__mobile-nav"> <ul class="o5-l2-nav__mobile-wrapper"> <li class="o5-l2-nav__mobile-title dmp-type__body-3-bold"> <button class="o5-l2-nav__btn dmp-type__body-3-bold mb-title-dd" aria-expanded="false"> Library <span class="material-symbols-rounded" aria-hidden="true"> expand_more </span> </button> <div class="o5-l2-mb-title-dd o5-l2-nav__sub--hidden"> <ul style="padding-left:0"> <li class="o5-l2-nav__mobile-item o5-l2-nav__item--multi"> <div class="o5-l2-nav__btnmain"> <button id="Financial-resources-107453" aria-haspopup="true" aria-expanded="false" class="o5-l2-nav__btn dmp-type__body-3-bold o5-l2-nav__webbtn js-has-content"> <span class="o5-l2-nav__btn-content"> <span 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class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-e3be5de7fb" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="o5-detail-hero-banner aem-GridColumn aem-GridColumn--default--12"> <div id="o5-detail-hero-banner-1020157855" class="cmp-o5-detail-hero-banner" data-optum-cmp="o5-detail-hero-banner" qa_handles="O5-detail-hero-banner"> <div class="o5-detail-hero-banner__container-generic o5-detail-hero-banner__brand-white dmp-container-fluid analytics_75handle"> <div class="dmp-container"> <div class="dmp-row o5-detail-hero-banner__rowClass"> <div class="dmp-col o5-detail-hero-banner__textAlignContainer"> <div class="o5-detail-hero-banner__genericSecWidth o5-detail-hero-banner__genericleftSecWidth"> <div class="o5-detail-hero-banner__content-generic-leftAlign"> <div class="o5-detail-hero-banner__header--genericleft"> <h1 id="heading-1020157855" class="o5-detail-hero-banner__main-heading_1 dmp-type__display-2">Health savings accounts (HSAs)</h1> <div id="o5-detail-hero-banner_text-1020157855" class="o5-detail-hero-banner__bodyCopy-generic dmp-type__body-1"><p style=" text-align: left; "><span class="o5-text__body-1">Your HSA is ready when you need it. Whether it’s prescription refills today, or health costs down the road, you’re saving smart with an HSA.</span></p> </div> </div> <div class="o5-detail-hero-banner__button"> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="o5-50-50-content-block aem-GridColumn aem-GridColumn--default--12"> <div id="o5-50-50-content-block-0a2f682dd0caf31fe1e47502" class="o5-50-50-content-block" qa_handles="cmp-o5-50-50-content-block" data-optum-cmp="o5-50-50-content-block"> <div class="main_container brand-white dmp-container-fluid analytics_75handle"> <div class="dmp-row"> <div> <div class="o5-50-50-content-block__container-left o5-50-50-content-block__container brand-white"> <div class="dmp-col-12 dmp-col-lg-12 dmp-col-xl-6"> <div class="o5-50-50-content-block__image brand-white o5-50-50-content-block__defaultSize o5-50-50-content-block__image-left "> <img src="/content/dam/optum4/images/business/financial/1080x720/1080x720_HSA-Insights-hub-lean-about-hsas-famly-walking-with-dog.jpg" alt/> </div> </div> <div class="dmp-col-12 dmp-col-lg-12 dmp-col-xl-6 o5-50-50-content-block__textAlignContainer"> <div class="o5-50-50-content-block__content o5-50-50-content-block__content-right-image-left"> <div class="o5-50-50-content-block__header"> <p class="o5-50-50-content-block__eyeBrow dmp-type__body-3-bold"> Start saving on qualified medical expenses</p> <h2 class="o5-50-50-content-block__main-heading dmp-type__heading-3">New to an HSA? Learn the basics</h2> <div class="o5-50-50-content-block__bodyCopy dmp-type__body-1"><p><span class="o5-text__body-1">An HSA is a tax-advantaged account that helps you pay for qualified expenses. The funds are yours to keep — even if you retire, change jobs or change health plans.</span></p> </div> </div> <div class="o5-50-50-content-block__buttonContainer"> <a class="o5-50-50-content-block__button js-button-click dmp-link-std js-dpl-button" data-url="/content/optum5/en/financial-services/health-savings-accounts.html" href="/en/financial-services/health-savings-accounts.html" tabindex="0">Learn more</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="o5-simple-card-short-variation aem-GridColumn aem-GridColumn--default--12"> <div id="o5-simple-card-short-variation-2118358186" class="o5-simple-card-short-variation__container o5-simple-card-short-variation__none " qa_handles="o5-simple-card-short-variation__container"> <div class="o5-simple-card-short-variation__topper dmp-container analytics_75handle"> <div class="o5-simple-card-short-variation__topper-center dmp-row"> <div class="dmp-col-12 dmp-col-xl-8"> <h2 class="o5-simple-card-short-variation__topper-headline dmp-type__display-3 ">Make the most of your HSA</h2> <div class="o5-simple-card-short-variation__topper-bodyCopy dmp-type__body-2"><p><span class="o4-text__body-1">Browse additional solutions to help you better understand your HSA.</span></p> </div> </div> </div> </div> <div class="dmp-container"> <section class="o5-simple-card-short-variation__grid dmp-row"> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Manage your HSA contributions </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Make a contribution so you're prepared for future health care costs.</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="Ways to contribute Manage your HSA contributions" href="/en/library/health-finances/page.hub5.manage-hsa-contributions.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">Ways to contribute</a> </div> </div></div> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Does your expense qualify? </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Find products you can spend your health account dollars on.</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="View qualified expenses Does your expense qualify?" href="/en/library/financial-resources/page.hub5.qualified-medical-expenses-tool.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">View qualified expenses</a> </div> </div></div> <div class="dmp-col-12 dmp-col-md-6 dmp-col-xl"> <div class="o5-simple-card-short-variation__card" qa_handles="o5-simple-card-short-variation__card"> <p class="o5-simple-card-short-variation__eyebrow dmp-type__body-3-bold " qa_handles="o5-simple-card-short-variation__eyebrow"> Find HSA-eligible items at the Optum Store </p> <div class="o5-simple-card-short-variation__bodycopy dmp-type__body-2" qa_handles="o5-simple-card-short-variation__bodycopy"> <p><span class="o5-text__body-2">Use your HSA payment card and code OPTHSA5 for easy checkout.*</span></p> </div> <div class="o5-simple-card-short-variation__buttons"> <a aria-label="Shop now Find HSA-eligible items at the Optum Store" href="https://store.optum.com/?utm_source=optum%20financial%20individuals%20hsa&utm_medium=partners-banner&utm_term=&utm_content=optum%20store%20&utm_campaign=storewide%20promo&utm_nooverride=1.html" class="dmp-link-std o5-simple-card-short-variation__link" qa_handles="dmp-btn-link__standard">Shop now</a> </div> </div></div> </section> </div> <div class="dmp-container"> </div> </div></div> <div class="o5-hubs aem-GridColumn aem-GridColumn--default--12"> <div id="o5-hubs-region" class="o5-hubs dmp-margin__top-32 dmp-container" data-qahandle="o5-hubs" qa_handles="o5-hubs-container" data-aem-module="o5-hubs" data-optum-cmp="o5-hubs" data-aem-authoring="/content/optum5/en/library/health-finances/health-savings-account/jcr:content/root/container/container/o4_hubs_copy.model.json"> <div data-optum-library-cmp="o5-hubs-header-region"> <div class="dmp-util-assist__text"> <h2> Insights </h2> </div> </div> <div data-optum-library-cmp="o5-results"> <div class="dmp-util-assist__text"> <div> <h3>Optum Financial mobile app</h3> <div>Save time and take control with our advanced mobile app. Download the app today.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.optum-financial-mobile-app.html">View details</a></div> </div> <div> <h3>Add a beneficiary to your HSA or MSA</h3> <div>Take a minute to ensure you have a beneficiary selected. </div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.adding-beneficiary-hsa-msa.html">View details</a></div> </div> <div> <h3>HSA withdrawal correction form</h3> <div>This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.withdrawal-correction-form.html">View details</a></div> </div> <div> <h3>Contribution limits</h3> <div>Max out your HSA this year with the contribution limit set by the IRS.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-contribution-limits.html">View details</a></div> </div> <div> <h3>HSA investment overview</h3> <div>Watch this video to learn more about how to set up your investment account — and start investing today.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-investment-overview.html">View details</a></div> </div> <div> <h3>The five stages of your HSA journey</h3> <div>Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-journey-stages.html">View details</a></div> </div> <div> <h3>Options to Invest Your HSA </h3> <div>This video shows you the differences between your two investment options and how to get started.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-investment-options.html">View details</a></div> </div> <div> <h3>New account holder checklist</h3> <div>Make sure you're making the most of your new HSA with these easy steps.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-account-holder-checklist.html">View details</a></div> </div> <div> <h3>Health Savings Checkup tool</h3> <div>Estimate health care costs during retirement.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.health-savings-checkup-tool.html">View details</a></div> </div> <div> <h3>Manage your HSA contributions</h3> <div>Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.manage-hsa-contributions.html">View details</a></div> </div> <div> <h3>How to use an HSA</h3> <div>Learn how to make deposits to and withdrawals from your health savings account (HSA).</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.using-hsa.html">View details</a></div> </div> <div> <h3>HSAs and tax season</h3> <div>Learn about the tax benefits and what you need to know at tax time.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-and-tax-season.html">View details</a></div> </div> <div> <h3>On-demand webinar: Tax time and Your HSA</h3> <div>This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.tax-time-and-your-hsa.html">View details</a></div> </div> <div> <h3>HSAs: Part of Your Financial Plan</h3> <div>Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-financial-plan.html">View details</a></div> </div> <div> <h3>HSAs and Medicare</h3> <div>Learn more about what happens to your HSA once you enroll in Medicare.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-medicare.html">View details</a></div> </div> <div> <h3>HSA Tax Center</h3> <div>Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.hsa-tax-center.html">View details</a></div> </div> <div> <h3>Calculate your health savings</h3> <div>See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.calculate-health-savings.html">View details</a></div> </div> <div> <h3>What is an HSA?</h3> <div>Learn about the purpose of a health savings account (HSA) and how it works.</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.what-is-hsa.html">View details</a></div> </div> <div> <h3>What is an HRA?</h3> <div>Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).</div> <div><a href="/en/library/health-finances/health-savings-account/page.hub5.what-is-hra.html">View details</a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </main> <div class="o5-Back-to-Top aem-GridColumn aem-GridColumn--default--12"><div id="o5-Back-to-Top" class="o5-Back-to-Top" data-optum-cmp="o5-Back-to-Top" qa-handles="o5-Back-to-Top"> <div 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or your plan sponsor. Discretionary advisory services are provided by Betterment LLC, an SEC-registered investment adviser, with associated brokerage transactions provided by Betterment Securities, Member FINRA/SIPC. For details and disclosures visit betterment.com. The Schwab Health Savings Brokerage Account is offered to certain account holders through Charles Schwab & Co., Inc., Member FINRA/SIPC. For details and disclosures, visit schwab.com. Brokerage services are offered to certain accountholders through TD Ameritrade, Inc., Member FDIC/SIPC and a subsidiary of The Charles Schwab Corporation. For details and disclosures, visit tdameritrade.com.</span></p> <p><span class="o5-text__small-1">Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Optum Financial and its subsidiaries are not broker-dealer or registered investment advisors and do not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.</span></p> <p><span class="o5-text__small-1">Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, <a href="https://www.optum.com/content/dam/optum4/resources/pdf/nbt-approval-letter.pdf">an IRS-Designated Non-Bank Custodian of HSAs,</a> each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.</span></p> <p><span class="o5-text__small-1">Flexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC (collectively, "Optum Financial") and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured.</span></p> <p><span class="o5-text__small-1">This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.</span></p> <p><span class="o5-text__small-1">Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.</span></p> <p><span class="o55-text__small-1">The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to previously placed orders, and cannot be combined with other promotional codes. Additionally, the code cannot be used for prescription drugs or virtual care visits. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code you must enter it prior to completing the order.</span></p> <p><span class="o5-text__small-1">Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. 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