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href="https://www.lgpsmember.org/your-pension/planning/"><span>Planning</span></a></li> <li class="menu-item menu-item-297"><a href="https://www.lgpsmember.org/your-pension/thinking-of-leaving/"><span>Thinking of leaving</span></a></li> <li class="menu-item menu-item-1015"><a href="https://www.lgpsmember.org/your-pension/councillor-pensions/"><span>Councillor pensions</span></a></li> <li class="menu-item menu-item-2171"><a href="https://www.lgpsmember.org/mccloud-remedy/"><span>The McCloud Remedy</span></a></li> </ul> </li> <li class="menu-item menu-item-304"><a href="https://www.lgpsmember.org/help-and-support/"><span>Help and Support</span></a> <ul class="menu vertical nested"> <li class="menu-item menu-item-414"><a href="https://www.lgpsmember.org/help-and-support/tools-and-calculators/"><span>Tools and calculators</span></a></li> <li class="menu-item menu-item-302"><a href="https://www.lgpsmember.org/help-and-support/glossary/"><span>Glossary</span></a></li> <li class="menu-item 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looking for?" value="" name="s" id="s" title="Search the website"> </div> <div class="columns flex-child-shrink"> <input type="submit" class="button small secondary search-submit" value="Search"> </div> </form> </div> </div> <div class="strapline"> <div class="row no-left-padding no-right-padding"> <div class="column small-12 medium-12 large-12"> <p>For members of the Local Government Pension Scheme in England and Wales</p> </div> </div> </div> </header> </div> </div>  <div class="feature-slider__wrapper"> <section class="row expanded align-center top-padding-zero" id="main"> <div class="orbit" role="region" aria-label="Featured Content from LGPS"> <div class="orbit-wrapper feature-slider"> <ul class="orbit-container"> <li class="orbit-slide feature-slider__slide colourway-1" style="--desktop-image:url('https://www.lgpsmember.org/wp-content/uploads/new-carousel-item-mccloud.png'); --mobile-image:url('https://www.lgpsmember.org/wp-content/uploads/lgps-mccloud-mobile-banner.png');"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="feature-slider__panel"> <div class="row align-left"> <div class="column small-11 small-offset-1 medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding no-right-padding"> </div> </div> <div class="feature-slider__link-container"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="row align-left"> <div class="column small-11 small-offset-zero medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding-medium no-left-padding-large no-right-padding empty-blurb"> <a href="/mccloud-remedy/" class="button white slider-button feature-slider__link">The McCloud remedy</a> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="orbit-slide feature-slider__slide colourway-2" style="--desktop-image:url('https://www.lgpsmember.org/wp-content/uploads/2021/10/slider-image-2.jpg'); --mobile-image:url('https://www.lgpsmember.org/wp-content/uploads/2021/10/slider-image-2.jpg');"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="feature-slider__panel"> <div class="row align-left"> <div class="column small-11 small-offset-1 medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding no-right-padding"> <h2 class="feature-slider__title">The LGPS is one of the largest pension schemes in the UK with over 6 million members</h2> </div> </div> <div class="feature-slider__link-container"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="row align-left"> <div class="column small-11 small-offset-zero medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding-medium no-left-padding-large no-right-padding "> <a href="/about-the-lgps/" class="button white slider-button feature-slider__link">About the LGPS</a> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="orbit-slide feature-slider__slide colourway-3" style="--desktop-image:url('https://www.lgpsmember.org/wp-content/uploads/2021/10/slider-image-3.jpg'); --mobile-image:url('https://www.lgpsmember.org/wp-content/uploads/2021/10/slider-image-3.jpg');"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="feature-slider__panel"> <div class="row align-left"> <div class="column small-11 small-offset-1 medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding no-right-padding"> <h2 class="feature-slider__title">Protect yourself from pension scams</h2> </div> </div> <div class="feature-slider__link-container"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="row align-left"> <div class="column small-11 small-offset-zero medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding-medium no-left-padding-large no-right-padding "> <a href="/your-pension/thinking-of-leaving/pension-scams/" class="button white slider-button feature-slider__link">Protecting yourself from scams</a> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="orbit-slide feature-slider__slide colourway-2" style="--desktop-image:url('https://www.lgpsmember.org/wp-content/uploads/carousel-item-webinar_v2.1-scaled.jpg'); --mobile-image:url('https://www.lgpsmember.org/wp-content/uploads/webinar-mobile-banner_v2.1.png');"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="feature-slider__panel"> <div class="row align-left"> <div class="column small-11 small-offset-1 medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding no-right-padding"> </div> </div> <div class="feature-slider__link-container"> <div class="row align-left"> <div class="column small-12 medium-8 large-6"> <div class="row align-left"> <div class="column small-11 small-offset-zero medium-11 medium-offset-1 large-11 large-offset-1 no-left-padding-medium no-left-padding-large no-right-padding empty-blurb"> <a href="https://www.lgpsmember.org/mccloud-remedy/mccloud-webinars/" class="button white slider-button feature-slider__link">Book your webinar place</a> </div> </div> </div> </div> </div> </div> </div> </div> </li> </ul> </div> <nav class="orbit-bullets flex-container"> <div role="button" class="pause_play_button play" tabindex="0" aria-pressed="false"><span class="show-for-sr">Pause slides</span></div> <button class="is-active" data-slide="0"><span class="show-for-sr">View slide “”</span>1</button><button data-slide="1"><span class="show-for-sr">View slide “The LGPS is one of the largest pension schemes in the UK with over 6 million members”</span>2</button><button data-slide="2"><span class="show-for-sr">View slide “Protect yourself from pension scams”</span>3</button><button data-slide="3"><span class="show-for-sr">View slide “”</span>4</button> </nav> </div> </section> </div>   <section class="row align-spaced small-up-2 medium-up-4 large-up-4 text-center top-padding-three bottom-padding-two-small image-link-blocks bottom-padding-five-medium"> <div class="columns"> <a href="/your-pension/the-essentials/"> <div> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/the-essentials.png" alt=""> </div> <h3>The essentials</h3> <p>The key features of your pension</p> </a> </div> <div class="columns"> <a href="/your-pension/paying-in/"> <div> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/paying-in.png" alt=""> </div> <h3>Paying in</h3> <p>It’s your pension – find out how it works</p> </a> </div> <div class="columns"> <a href="/your-pension/planning/"> <div> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/planning.png" alt=""> </div> <h3>Planning</h3> <p>Start thinking about taking your pension</p> </a> </div> <div class="columns"> <a href="/your-pension/thinking-of-leaving/"> <div> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/leaving.png" alt=""> </div> <h3>Leaving</h3> <p>Leaving the LGPS before you take your pension</p> </a> </div> </section>   <div class="text-link-blocks-wrapper"> <section class="row align-center text-left text-link-blocks top-padding-three bottom-padding-two-small bottom-padding-five-medium"> <div class="columns small-12 medium-12 large-12 text-left medium-text-center left-padding-zero"> <h2>What do you want to do today?</h2> </div> <div class="columns small-6 medium-3 large-3"> <a href="/contact-your-fund/"> <p><span>I want to… </span><strong>contact the fund looking after my pension</strong></p> </a> </div> <div class="columns small-6 medium-3 large-3"> <a href="/your-pension/planning/taking-your-pension/"> <p><span>I want to… </span><strong>see when I can take my pension</strong></p> </a> </div> <div class="columns small-6 medium-3 large-3"> <a href="/your-pension/paying-in/how-your-pension-is-worked-out/"> <p><span>I want to… </span><strong>understand how my pension is worked out</strong></p> </a> </div> <div class="columns small-6 medium-3 large-3"> <a href="/your-pension/paying-in/paying-more/"> <p><span>I want to… </span><strong>find out about paying more to boost my pension</strong></p> </a> </div> <div class="columns small-12 medium-12 large-12 text-center top-margin-three no-left-padding-small"> <a href="/help-and-support/frequently-asked-questions/" class="button white"> More questions here… </a> </div> </section> </div>  <section class="row align-center text-left top-padding-three light-panel-blocks bottom-padding-two"> <div class="columns small-12 medium-6 large-6"> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/light-panel-calculators-tools-image.jpg" alt=""> <h3 class="calculator">Try our calculators and tools</h3> <p>Our calculators and tools include:</p> <ul> <li><a href="/help-and-support/tools-and-calculators/buy-extra-pension-calculator/">Buy extra pension calculator</a></li> <li><a href="/help-and-support/tools-and-calculators/lump-sum-calculator/">Lump sum calculator</a></li> <li><a href="/help-and-support/tools-and-calculators/contributions-calculator/">Contribution calculator</a></li> </ul> <a href="/help-and-support/tools-and-calculators/" class="button secondary">More tools here…</a> </div> <div class="columns small-12 medium-6 large-6"> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/light-panel-pensions-image.jpg" alt=""> <h3 class="play">Find out how your pension works</h3> <p><strong>Our videos include:</strong></p> <ul> <li><a href="/help-and-support/videos/#what-is-a-pension">What is a pension?</a></li> <li><a href="/help-and-support/videos/#protection-for-you-and-your-family">Protection for you and your family</a></li> <li><a href="/help-and-support/videos/#your-annual-allowance">What is the Annual Allowance?</a></li> </ul> <a href="/help-and-support/videos/" class="button secondary button-2x">View videos here…</a> <a href="/help-and-support/videos/?lang=cymraeg" class="button secondary additional-button button-2x">Fideos Cymraeg...</a> </div> </section>   <section class="row align-center text-left top-padding-two panel-blocks bottom-padding-four"> <div class="columns small-12 medium-6 large-6"> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/light-panel-help-support-image.jpg" alt=""> <p class="top-margin-one-half">Read our frequently asked questions to find out more about your pension</p> <a href="/help-and-support/frequently-asked-questions/" class="button black expand-small">FAQs</a> </div> <div class="columns small-12 medium-6 large-6"> <img src="https://www.lgpsmember.org/wp-content/uploads/2021/10/light-panel-about-the-scheme-image.jpg" alt=""> <p class="top-margin-one-half">Find out how the scheme is run and what to expect from your pension fund and employer</p> <a href="/about-the-lgps/" class="button black expand-small">About the LGPS</a> </div> </section>   <div class="text-link-blocks-wrapper grey"> <section class="row align-left text-left text-link-blocks top-padding-three bottom-padding-two-small bottom-padding-three-medium"> <div class="columns small-12 medium-12 large-12 text-left left-padding-zero"> <h2 class="bottom-margin-one-half arrow no-style"><a href="https://www.lgpsmember.org/about-the-lgps/news/" class="no-right-padding">Latest news</a></h2> </div> <div class="columns small-6 medium-4 large-4 no-left-padding-medium no-left-padding-large"><a href="https://www.lgpsmember.org/2025/02/25/book-your-place-on-a-mccloud-webinar/"><p>25 Feb 2025<br><strong>Book your place on a McCloud webinar</strong></p></a></div><div class="columns small-6 medium-4 large-4"><a href="https://www.lgpsmember.org/2025/02/10/new-contribution-bands-2025/"><p>10 Feb 2025<br><strong>New contribution bands 2025</strong></p></a></div><div class="columns small-6 medium-4 large-4"><a href="https://www.lgpsmember.org/2025/01/03/free-moneyhelper-budget-planner/"><p>03 Jan 2025<br><strong>Free MoneyHelper budget planner</strong></p></a></div>  </section> </div>   <div class="footer_wrapper"> <footer class="row"> <div class="columns small-12 medium-12 large-12"> <h3>LGPS - Local Government Pension Scheme</h3> </div> <div class="columns small-12 medium-6 large-3"> <ul class="menu parent vertical"> <li class="first-menu-item menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-290"><a href="https://www.lgpsmember.org/about-the-lgps/">About the LGPS</a><ul class="menu vertical"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019"><a href="https://www.lgpsmember.org/about-the-lgps/about-the-lgps/">Facts and figures</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1021"><a href="https://www.lgpsmember.org/about-the-lgps/how-the-lgps-is-run/">How the LGPS is run</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1020"><a href="https://www.lgpsmember.org/about-the-lgps/what-to-expect-from-your-pension-fund-and-employer/">What to expect from your pension fund and employer</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-293"><a href="https://www.lgpsmember.org/about-the-lgps/news/">News</a></li></ul></li> </ul> </div> <div class="columns small-12 medium-6 large-3"> <ul class="menu parent vertical"> <li class="first-menu-item menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-298"><a href="https://www.lgpsmember.org/your-pension/">Your pension</a><ul class="menu vertical"> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-294"><a href="https://www.lgpsmember.org/your-pension/the-essentials/">The essentials</a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-295"><a href="https://www.lgpsmember.org/your-pension/paying-in/">Paying in</a></li> <li class="menu-item 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