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Investment manager research - Isio

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<li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/secretarial-and-outsourced-pensions/">Secretarial &amp; outsourced pension management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/db-consolidation/">DB consolidation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/settlement/">Insurance &amp; risk settlement</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/regulatory-risk-rectification/">Pension remediation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/operational-solutions/">Operational solutions</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" 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investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/liability-hedging-and-ldi/">Liability hedging &amp; LDI</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/investment-manager-research/">Investment manager research </a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/sustainable-investment/">Sustainable investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/fiduciary-management-oversight/">Fiduciary management oversight</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/buy-ins-and-buy-outs/">Buy-ins and buy-outs</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/i-flo/">i-FLO</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/investment/" class="view-all-link">All investment services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/wealth-management/">Wealth management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/member-advice/">Member advice</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/wealth/" class="view-all-link">All wealth services</a> </div> </div> </div> </div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" 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</div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/digital/">Digital services</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Digital services</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Solutions that combine deep pensions expertise with digital prowess.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-product-development/">Digital product development</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/data-services/">Data services</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-transformation-and-change/">Digital transformation and change</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" 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href="/insights">Insights</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Insights</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">The big issues facing our industry.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/us-election-result-what-does-this-mean-for-markets-and-investors/">US election result: what does this mean for markets and investors?</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/the-key-takeaways-from-a-highly-anticipated-budget/">The key takeaways from a highly anticipated Budget</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/lgps-england-wales-low-risk-funding-index-30-september-2024-results/">LGPS (England &amp; Wales) Low-Risk Funding Index: 30 September 2024 results</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-quarterly-october-2024/">Isio Quarterly October 2024</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-acquires-k3-advisory-to-bolster-risk-settlement-capabilities/">Isio acquires K3 Advisory to bolster risk settlement capabilities</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/changing-dynamics-for-in-house-pensions-managers/">Changing dynamics for in-house pensions managers</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/royal-mail-delivers-a-return-to-collectivism/">Royal Mail delivers a return to collectivism</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/royal-londons-entry-into-the-bulk-annuity-market/">Get your benefits right or risk losing top talent</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/2024/02/29/outpacing-change/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="187" src="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png" class="w-full h-full object-cover" alt="" decoding="async" fetchpriority="high" srcset="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png 366w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-300x153.png 300w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1024x523.png 1024w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-768x392.png 768w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1536x784.png 1536w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-720x368.png 720w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-95x49.png 95w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-354x181.png 354w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-980x500.png 980w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-170x87.png 170w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail.png 1735w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">post</span> <span class="text-base 2xl:text-lg pl-6 text-black">Outpacing change</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/2024/02/29/outpacing-change/">Outpacing change</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/about-us/">About us</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Find out more about Isio</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">An industry-leading challenger, providing Pensions, Benefits, Investment and Wealth services – ensuring better outcomes for our clients.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/our-vision-and-values/">Our vision and values</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/sustainability/">Sustainability</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/inclusion-diversity-and-equity/">Inclusion & belonging</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/client-success-stories/">Client success stories</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/">News</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/insights/isio-insights-maximising-value-from-employee-benefits/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="153" src="https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142.jpg" class="w-full h-full object-cover" alt="" decoding="async" srcset="https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142.jpg 1920w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-300x125.jpg 300w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-1024x427.jpg 1024w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-768x320.jpg 768w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-1536x640.jpg 1536w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">insight</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/insights/isio-insights-maximising-value-from-employee-benefits/">Maximising value from employee benefits</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/our-people/">Our people</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] 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class="entry-content prose prose-neutral max-w-none prose-a:text-primary"> <section class=" bg-brandGreen "> <div class="page-header relative bg-no-repeat no-header-image "> <div class="container pb-14 pt-5 md:pt-14 lg:py-0 relative flex h-full items-center "> <div class="breadcrumb hidden lg:block absolute top-3.5 "> <span><span class="bc-link"><a href="https://www.isio.com/">Home</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/">What we do</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/investment/">Investment</a></span> <span class="bc-seperator">»</span> <span class="breadcrumb_last" aria-current="page">Investment manager research</span></span> </div> <div class="max-w-[600px] text-white flex-col text-left pt-16 pb-8 lg:pt-28 lg:pb-20"> <div class="headings flex flex-col-reverse gap-2"> <h1 class="mb-4 h1"> Investment manager research </h1> </div> <p class="text-xl lg:text-2xl;">Independent, innovative, ideas-focused research.</p> </div> </div> </div> </section> <section class="audience_block--two py-24 lg:py-40 lg:pt-[132px] lg:pb-[116px] overflow-hidden relative bg-transparent "> <div class="3xl:container"> <div class="container md:grid md:grid-cols-4 gap-10 gap-y-20 relative"> <div class="col-span-4 lg:col-span-2 mr-24 pb-14"> <h2 class="md:text-[4.75rem] text-5xl font-semibold text-brandGreen-100 leading-none ">Our specialist focus areas</h2> </div> <div class="col-span-4 xl:col-span-2"> <div class="grid gap-8 pr-4 md:pr-0 sm:grid-cols-2 md:grid-cols-2"> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-1" src="https://www.isio.com/app/uploads/2023/11/Results2.png" alt="Results2" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Equity</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-2" src="https://www.isio.com/app/uploads/2023/11/Money_hand.png" alt="Money_hand" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Credit</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-3" src="https://www.isio.com/app/uploads/2023/11/pie_chart_laptop.png" alt="pie_chart_laptop" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Multi-Asset</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-4" src="https://www.isio.com/app/uploads/2023/11/gold.png" alt="gold" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Real Assets</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-5" src="https://www.isio.com/app/uploads/2023/11/MONEY_POT.png" alt="MONEY_POT" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Sustainable Investment </p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-6" src="https://www.isio.com/app/uploads/2023/11/datareview.png" alt="datareview" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">LDI</p> </div> </div> </div> </div> </div> </section> <section class="two-column-text-media-wrapper max-w-[1920px] mx-auto text-block bg-brandGrey-100 noS text-left"> <div class="two-column-text-media md:container md:flex-row-reverse mediaCover flex items-center"> <div class="media-wrapper animate-me md:move-up md:transparent squared"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/12/YouGov-Hero-banner.png" alt=""/> </div> <div class="text-column container standard"> <h2 class="text-brandGreen-100 mb-2">What differentiates us?</h2> <div class="cms-text mt-4 text-brandGrey-100"> <p><!-- wp:paragraph --></p> <p>Strategy-driven research – We bring clarity to focus on areas that make sense from a strategic perspective for our client portfolios. What does this mean for clients? Our view is that 80% of value comes from asset allocation – so our research is idea driven not product driven.</p> <p>Bespoke, innovative solutions – We are known in the market place for product innovation working with investment managers to address gaps in the market. What does this mean for clients? You get bespoke solutions which address the strategic need rather a fund/product that partially meets the criteria.</p> <p><a href="https://www.isio.com/what-we-do/investment/sustainable-investment/">Sustainability</a> is at the heart of our research philosophy and fully integrated into our approach. We have standalone sustainable ratings for all products/funds. What does this mean for clients? Focus on sustainability in line with client beliefs and best in class implementation means no compromising on risk-adjusted returns.</p> <p>Whole of market due diligence covering both traditional and fiduciary management solutions and we have high conviction recommendations – our independence allows us to do this. What does this mean for clients? We have the widest range of funds/solutions in our initial screens but have shortlists based on high conviction. Clients back the funds/products that we rate and are therefore able to consistently negotiate best fee terms.</p> </div> </div> </div> </section> <section class="audience_block--two py-24 lg:py-40 lg:pt-[132px] lg:pb-[116px] overflow-hidden relative bg-white "> <div class="3xl:container"> <div class="container md:grid md:grid-cols-4 gap-10 gap-y-20 relative"> <div class="col-span-4 lg:col-span-2 mr-24 pb-14"> <h2 class="md:text-[4.75rem] text-5xl font-semibold text-brandGreen-100 leading-none ">Our three key responsibilities</h2> </div> <div class="col-span-4 xl:col-span-2"> <div class="grid gap-8 pr-4 md:pr-0 sm:grid-cols-2 md:grid-cols-2"> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-1" src="https://www.isio.com/app/uploads/2023/11/Icon-6.png" alt="Icon 6" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Identify new and exciting investment opportunities for our clients</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-2" src="https://www.isio.com/app/uploads/2023/11/checklist.png" alt="checklist" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Seek solutions and products to execute these opportunities</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-3" src="https://www.isio.com/app/uploads/2023/11/Screenshot-2023-11-28-133227.png" alt="Screenshot 2023-11-28 133227" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Monitor these products to ensure best-in-class implementation</p> </div> </div> </div> </div> </div> </section> <section class="two-column-text-media-wrapper max-w-[1920px] mx-auto text-block bg-transparent noS text-right"> <div class="two-column-text-media md:container md:flex-row mediaCover flex items-center"> <div class="media-wrapper animate-me md:move-up md:transparent squared"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/AdobeStock_364441314_LOWRES.jpg" alt=""/> </div> <div class="text-column container standard"> <h2 class="text-brandGreen-100 mb-2">A truly independent team</h2> <div class="cms-text mt-4 text-brandGrey-100"> <p><!-- wp:paragraph --></p> <p><strong>We are a centralised function within Isio, providing investment research services to a diversified client base which includes DB pension schemes, DC pensions schemes and master trusts, private capital, insurers and local government pension schemes.</strong></p> <p><!-- /wp:paragraph --> <!-- wp:paragraph --></p> <p>We have dedicated asset class research teams covering six asset classes ensuring deep coverage of the investable universe.</p> <p>We are truly independent, have comprehensive research capabilities, no competing fiduciary management products to sell and a long history of idea generation.</p> <p><!-- /wp:paragraph --></p> </div> </div> </div> </section> <section class="insight-slider no-quote py-16 md:py-32 overflow-hidden bg-white"> <div class="container"> <h2 class="text-brandGreen text-[2.875rem] md:text-7xl mb-12">Isio insights</h2> <div class=" grid grid-cols-1 lg:grid-cols-3 xl:grid-cols-4 gap-14 md:gap-20 md:mb-7"> <div class="col-span-1 lg:col-span-2 xl:col-span-3"> <div class="bg-white swiper-side"> <div class="swiper previewSwiper"> <div class="swiper-wrapper lg:pb-10"> <div class="swiper-slide w-full"> <a href="https://www.isio.com/insights/cop28-expectations-and-actions/"> <div class="md:hidden w-full aspect-[7/5] bg-cover" style="background-image:url(https://www.isio.com/app/uploads/2023/11/MicrosoftTeams-image-12.png);"></div> <div class="relative overflow-hidden"> <img loading="lazy" decoding="async" width="935" height="514" src="https://www.isio.com/app/uploads/2023/11/MicrosoftTeams-image-12.png" class="w-full aspect-[17/9] object-cover 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