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right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/">Depositors<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/">Overview</a></li> <li id="menu-item-504" class="nav-section-3-col menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-504 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What鈥檚 <span class="lg:whitespace-pre">covered<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/depositors/whats-covered/">What鈥檚 covered<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/whats-covered/">Overview</a></li> <li id="menu-item-1003" class="nav-category nav-category-span-2 menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1003 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">categories<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured categories</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="#">Insured categories<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1013" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1013 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-one-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in one <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1015" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1015 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-more-than-one-name-joint-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Joint <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1010" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1010 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-savings-plan-rrsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1009" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1009 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-retirement-income-fund-rrif/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RRIF<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1006" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1006 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-first-home-savings-account-fhsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">FHSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1011" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1011 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-tax-free-savings-account-tfsa/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in a <span class="lg:whitespace-pre">TFSA<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1008" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1008 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-education-savings-plan-resp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RESP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1007" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1007 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-a-registered-disability-savings-plan-rdsp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in an <span class="lg:whitespace-pre">RDSP<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1014" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1014 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/deposits-held-in-trust/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposits held in <span class="lg:whitespace-pre">trust<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1004" class="nav-category menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1004 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Insured <span class="lg:whitespace-pre">products<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="#">Insured products</a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full 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0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li> <li id="menu-item-1005" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1005 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/debentures-principal-protected-notes-and-term-deposits/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Debentures, principal protected notes and term <span class="lg:whitespace-pre">deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible 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lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Guaranteed Investment Certificates <span class="lg:whitespace-pre">(GICs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1017" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1017 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/prepaid-cards/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Prepaid <span class="lg:whitespace-pre">cards<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-180113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180113 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/whats-covered/federal-credit-unions/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Federal credit unions <span class="lg:whitespace-pre">(FCUs)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" 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href="https://www.cdic.ca/depositors/videos-and-resources/">Videos and resources<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/depositors/videos-and-resources/">Overview</a></li> <li id="menu-item-1022" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1022 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/deposit-insurance-calculator/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Deposit insurance <span class="lg:whitespace-pre">calculator<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" 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left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180361" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180361 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/videos-and-resources/videos/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 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href="https://www.cdic.ca/depositors/list-of-members/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">List of member <span class="lg:whitespace-pre">institutions</span></span></a></li> <li id="menu-item-180795" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-180795 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/depositors/financial-literacy/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Literacy <span class="lg:whitespace-pre">Hub</span></span></a></li> <li 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href="https://www.cdic.ca/financial-professionals/member-institutions/">For member institutions<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/member-institutions/">Overview</a></li> <li id="menu-item-1025" class="menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current_page_ancestor menu-item-has-children menu-item-1025 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Compliance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 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224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1037" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-131 current_page_item menu-item-1037 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/forward-regulatory-plan/" aria-current="page" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Forward regulatory <span class="lg:whitespace-pre">plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible 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focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Interpretation <span class="lg:whitespace-pre">policy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1039" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1039 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/member-institutions/compliance/legislation-and-by-laws/trustee-beneficiary-disclosure-requirements/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Trustee / Beneficiary disclosure <span class="lg:whitespace-pre">requirements<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 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0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/">Overview</a></li> <li id="menu-item-1026" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1026 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Compliance<svg class="size-16 absolute right-0 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224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/brokers/compliance/">Compliance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 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target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-broker-data-requirements-nbdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Broker Data Requirements <span class="lg:whitespace-pre">(NBDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1027" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1027 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/nominee-brokered-deposit-nbd-compliance-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Nominee Brokered Deposit (NBD) Compliance <span class="lg:whitespace-pre">Framework<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1030" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1030 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting Nominee <span class="lg:whitespace-pre">Brokers<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="4"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Updates affecting Nominee Brokers<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/">Overview</a></li> <li id="menu-item-1033" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1033 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/brokered-deposit-advisory-group/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Brokered Deposit Advisory <span class="lg:whitespace-pre">Group<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1032" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1032 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-nominee-brokers/post-failure-beneficiary-updates/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Post-Failure beneficiary <span class="lg:whitespace-pre">updates<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1031" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1031 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/compliance/updates-affecting-brokers-acting-in-client-name/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Updates affecting brokers acting in client <span class="lg:whitespace-pre">name<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1028" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1028 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/legislation/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Legislation<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1045" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1045 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/brokers/member-institution-id-codes/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Member Institution ID <span class="lg:whitespace-pre">codes<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-509" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-509 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path 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393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/">Overview</a></li> <li id="menu-item-1046" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1046 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional <span class="lg:whitespace-pre">trustees<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Professional trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Professional trustees<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/">Overview</a></li> <li id="menu-item-1047" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1047 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/professional-trustees/professional-trustee-data-requirements-ptdr/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Professional Trustee Data Requirements <span class="lg:whitespace-pre">(PTDR)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1048" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1048 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/trustees/timeline/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Timeline<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-179882" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-179882 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/payment-service-providers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For payment service <span class="lg:whitespace-pre">providers</span></span></a></li> <li id="menu-item-510" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-510 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/training-and-learning/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Training and <span class="lg:whitespace-pre">learning</span></span></a></li> <li id="menu-item-511" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-511 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/funding-framework/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC鈥檚 funding <span class="lg:whitespace-pre">framework</span></span></a></li> <li id="menu-item-512" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-512 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/financial-professionals/modernization-initiative/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC鈥檚 modernization <span class="lg:whitespace-pre">initiative</span></span></a></li> </ul> </li> <li id="menu-item-499" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-499 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News and <span class="lg:whitespace-pre">events<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News and events<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1397" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1397 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">News at a <span class="lg:whitespace-pre">glance<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/news-and-events/">News at a glance<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/news-and-events/">Overview</a></li> <li id="menu-item-1395" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1395 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/cdic-news/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC <span class="lg:whitespace-pre">news<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1393" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1393 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/articles/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Articles<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1394" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1394 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speeches/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Speeches<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1396" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-1396 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/speakers-bureau/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Speakers <span class="lg:whitespace-pre">bureau<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-181095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-181095 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/news-and-events/scams-fraud/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Scams and <span class="lg:whitespace-pre">fraud<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-500" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-500 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-178859" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-178859 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">What happens in a <span class="lg:whitespace-pre">failure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/">What happens in a failure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/">Overview</a></li> <li id="menu-item-518" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-518 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-coordination/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">coordination<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-517" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-517 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-funding/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution <span class="lg:whitespace-pre">funding<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-180826" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-180826 w-full lg:w-auto"><a target="_self" href="/depositors/videos-and-resources/faqs/?posts_pages_en%5BhierarchicalMenu%5D%5Bfaq_categories.lvl0%5D%5B0%5D=Reimbursement" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">FAQs about bank <span class="lg:whitespace-pre">failure<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179002" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179002 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=failure" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-513" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-513 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of large <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Resolution of large banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/">Overview</a></li> <li id="menu-item-1050" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1050 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-large-banks/bail-in-and-d-sib-restructuring-powers-e-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bail-in and D-SIB restructuring powers <span class="lg:whitespace-pre">(E-FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-515" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-515 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Resolution of small and medium-size <span class="lg:whitespace-pre">banks<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Resolution of small and medium-size banks<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/">Overview</a></li> <li id="menu-item-1053" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1053 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Reimbursement of insured <span class="lg:whitespace-pre">deposits<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Reimbursement of insured deposits<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/">Overview</a></li> <li id="menu-item-1054" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1054 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-depositors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For <span class="lg:whitespace-pre">depositors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1055" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1055 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-brokers-and-other-financial-professionals/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For brokers and other financial <span class="lg:whitespace-pre">professionals<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1056" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1056 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-professional-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For professional <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1057" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1057 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/reimbursement-of-insured-deposits/for-general-trustees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">For general <span class="lg:whitespace-pre">trustees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1058" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1058 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/assisted-transaction/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Assisted <span class="lg:whitespace-pre">transaction<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1049" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1049 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-institution-restructuring-provisions-firp/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial Institution Restructuring Provisions <span class="lg:whitespace-pre">(FIRP)<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1059" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1059 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/bridge-bank/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Bridge <span class="lg:whitespace-pre">bank<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1060" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1060 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/what-happens-in-a-failure/resolution-of-small-and-medium-size-banks/financial-assistance/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial <span class="lg:whitespace-pre">assistance<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-502" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children font-body font-medium text-16 menu-item-502 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent lg:hover:border-b-white lg:active:border-b-white lg:focus:border-b-white"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="1"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 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focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">About <span class="lg:whitespace-pre">CDIC<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/">About CDIC<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/">Overview</a></li> <li id="menu-item-1061" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1061 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Our <span class="lg:whitespace-pre">history<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/our-history/">Our history<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/our-history/">Overview</a></li> <li id="menu-item-1063" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1063 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/cdic-history-book/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">CDIC history <span class="lg:whitespace-pre">book<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-179003" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-179003 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/our-history/history-of-failures/?via=about" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">History of <span class="lg:whitespace-pre">failures<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-521" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-521 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Organizational <span class="lg:whitespace-pre">structure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/organizational-structure/">Organizational structure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/">Overview</a></li> <li id="menu-item-1064" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1064 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Management <span class="lg:whitespace-pre">team<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/organizational-structure/management-team/">Management team<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn 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fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/organizational-structure/management-team/">Overview</a></li> <li id="menu-item-1065" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1065 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/management-team/business-conduct/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Business <span class="lg:whitespace-pre">conduct<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-1066" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1066 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-of-directors/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board of <span class="lg:whitespace-pre">directors<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1068" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1068 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/advisory-panel-on-resolution/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Advisory panel on <span class="lg:whitespace-pre">resolution<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1067" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1067 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/organizational-structure/board-committees/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Board <span class="lg:whitespace-pre">committees<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-522" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-522 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full 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w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/partners/">Overview</a></li> <li id="menu-item-1069" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1069 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/financial-safety-net/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Financial safety <span class="lg:whitespace-pre">net<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1070" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1070 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/provincial-deposit-insurers/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Provincial deposit <span class="lg:whitespace-pre">insurers<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1071" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1071 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/partners/international-cooperation/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">International <span class="lg:whitespace-pre">cooperation<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li 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fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-523" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-523 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Corporate <span class="lg:whitespace-pre">reporting<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/corporate-reporting/">Corporate reporting<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/corporate-reporting/">Overview</a></li> <li id="menu-item-1074" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1074 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/annual-public-meeting/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Annual Public <span class="lg:whitespace-pre">Meeting<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1073" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1073 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1082" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1082 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/summary-of-the-corporate-plan/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Summary of the Corporate <span class="lg:whitespace-pre">Plan<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1081" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1081 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/corporate-reporting/quarterly-financial-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Quarterly Financial <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> <li id="menu-item-524" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-524 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Disclosure<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/">Disclosure<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/">Overview</a></li> <li id="menu-item-1079" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1079 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/expense-reports/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Expense <span class="lg:whitespace-pre">reports<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1080" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1080 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/access-to-information-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Access to Information Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1075" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1075 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-act-annual-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy Act Annual <span class="lg:whitespace-pre">Report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1076" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1076 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/infosource/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Info <span class="lg:whitespace-pre">Source<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1078" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1078 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/privacy-and-access-to-information/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Privacy and access to <span class="lg:whitespace-pre">information<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1077" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1077 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/special-examination-report/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Special examination <span class="lg:whitespace-pre">report<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1351" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1351 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex lg:hidden relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental, social and governance <span class="lg:whitespace-pre">strategy<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button><a tabindex="-1" class="hidden lg:block group focus:outline-none" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a> <ul class="sub-menu" aria-expanded="false" data-level="3"> <li class="lg:hidden"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Environmental, social and governance strategy<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/">Overview</a></li> <li id="menu-item-1349" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1349 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/environmental-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Environmental <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1348" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1348 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/social-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Social <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1347" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1347 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/governance-pillar/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Governance <span class="lg:whitespace-pre">pillar<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1346" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1346 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/disclosure/environmental-social-and-governance-strategy/key-metrics/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Key <span class="lg:whitespace-pre">metrics<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> </ul> </li> </ul> </li> <li id="menu-item-505" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-505 w-full lg:w-auto"><button tabindex="0" class="sub-menu-toggle focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Marketing and <span class="lg:whitespace-pre">advertising<svg class="size-16 absolute right-0 top-1/2 -mt-8 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"/></g></svg></span></span></button> <ul class="sub-menu" aria-expanded="false" data-level="2"> <li class="col-span-3"><button tabindex="0" class="sub-menu-back-btn w-full flex items-center justify-start h-44 mb-44 lg:hidden"><svg class="size-14 mr-8" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><g fill="currentColor"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z"/></g></svg> Back</button><h2 class="typo-h2 lg:mt-80"><a class="block group focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-offset-white focus:ring-brand-light" href="https://www.cdic.ca/about/marketing-advertising/">Marketing and advertising<span class="hidden lg:inline-block relative size-20 text-brand opacity-0 invisible ml-12 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-20" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></a></h2></li><li class="menu-item w-full lg:hidden"><a class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3" href="https://www.cdic.ca/about/marketing-advertising/">Overview</a></li> <li id="menu-item-1019" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1019 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/awareness-research-results/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0">Awareness research and <span class="lg:whitespace-pre">results<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible group-active:left-0 group-focus:opacity-100 group-focus:visible group-focus:left-0 transition-all"><svg class="size-14" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><g fill="currentColor"><path d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"/></g></svg></span></span></span></a></li> <li id="menu-item-1018" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1018 w-full lg:w-auto"><a target="_self" href="https://www.cdic.ca/about/marketing-advertising/activities/" class="group flex relative items-center justify-between transition-colors w-full text-left text-18 lg:text-16 py-24 border-b border-b-white/30 lg:pt-20 lg:-mt-1 lg:pb-24 lg:border-b-3 focus:outline-none lg:border-b-transparent"><span class="block w-full pr-32 lg:inline lg:w-auto lg:pr-0"><span class="lg:whitespace-pre">Activities<span class="hidden lg:inline-block relative size-14 text-brand opacity-0 invisible ml-8 top-1 left-4 group-hover:opacity-100 group-hover:visible group-hover:left-0 group-active:opacity-100 group-active:visible 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It is intended to give consumers, businesses, other stakeholders, and trading partners a greater opportunity to inform the development of regulations, and to plan for the future. This forward regulatory plan will be adjusted and updated over time as the Canada Deposit Insurance Corporation鈥檚 (CDIC) operating environment changes.</p> <p>The following plan provides information on planned and potential initiatives that CDIC expects to bring forward over the next two years. It also identifies public consultation opportunities and a departmental contact point for each initiative.</p> <p class="typo-h4">For more information</p> <ul class="wp-block-list"> <li><a href="http://www.tbs-sct.gc.ca/hgw-cgf/priorities-priorites/rtrap-parfa/gwfrp-ppreg-eng.asp" target="_blank" rel="noreferrer noopener">Government-wide Forward Regulatory Plans</a></li> <li><a href="http://www.tbs-sct.gc.ca/hgw-cgf/priorities-priorites/rtrap-parfa/guides/cdrm-dcgr-eng.asp" target="_blank" rel="noreferrer noopener">The Cabinet Directive on Regulatory Management</a></li> <li><a href="http://www.tbs-sct.gc.ca/hgw-cgf/priorities-priorites/rtrap-parfa/index-eng.asp" target="_blank" rel="noreferrer noopener">The Red Tape Reduction Action Plan</a></li> <li><a href="https://www.tbs-sct.gc.ca/ip-pi/trans/ar-lr/rcc-ccmr/index-eng.asp" target="_blank" rel="noreferrer noopener">The Canada鈥揢nited States Regulatory Cooperation Council</a></li> </ul> <p>To learn about upcoming or ongoing consultations on proposed federal regulations, visit the <a href="http://www.gazette.gc.ca/gazette/home-accueil-eng.php" target="_blank" rel="noreferrer noopener">Canada Gazette</a> and <a href="https://www1.canada.ca/consultingcanadians/" target="_blank" rel="noreferrer noopener">Consulting with Canadians</a> websites.</p> <h2 class="wp-block-heading" id="forward-regulatory-plan-2021-2023">Forward Regulatory Plan: 2021-2023</h2> <p>This plan provides information on regulatory proposals that the Canada Deposit Insurance Corporation expects to bring forward over the next two years. It also identifies public consultation opportunities and a departmental contact point for each initiative.</p> <h3 class="wp-block-heading" id="proposed-regulatory-initiatives">Proposed Regulatory Initiatives</h3> <ul class="wp-block-list"> <li><a href="#financial-contracts-by-law">Making of the <em>Canada Deposit Insurance Corporation Eligible Financial Contracts By-law</em></a></li> <li><a href="#differential-premiums"><em>By-law Amending the Canada Deposit Insurance Corporation Differential Premiums By-law</em></a></li> <li><a href="#deposit-insurance-policy">Possible amendments to the <em>Canada Deposit Insurance Corporation Deposit Insurance Policy By-law</em></a></li> <li><a href="#possible-amendments-policy">Possible amendments to the <em>Canada Deposit Insurance Corporation Differential Premiums By-law</em></a></li> <li><a href="#possible-amendments-differential-premiums">Possible Amendments to the <em>Canada Deposit Insurance Corporation Prescribed Practices Premium Surcharge By-law</em></a></li> </ul> <h3 class="wp-block-heading" id="forward-plan-more-info">For more information</h3> <ul class="wp-block-list"> <li><a href="http://www.tbs-sct.gc.ca/tbs-sct/ar-lr/gwfrp-ppreg-eng.asp" target="_blank" rel="noreferrer noopener">Government-wide Forward Regulatory Plans</a></li> <li><a href="https://www.canada.ca/en/treasury-board-secretariat/services/federal-regulatory-management/guidelines-tools/cabinet-directive-regulation.html" target="_blank" rel="noreferrer noopener"><em>Cabinet Directive on Regulation</em></a></li> <li><a href="https://www.canada.ca/en/treasury-board-secretariat/services/regulatory-cooperation.html" target="_blank" rel="noreferrer noopener"><em>Regulatory Cooperation</em></a></li> </ul> <p>To learn about upcoming or ongoing consultations on proposed federal regulations, visit the <a href="https://www1.canada.ca/consultingcanadians/page/search?type=all&year=0&departmentid=0&subjectid=0&lang=en&start=1&keywords" target="_blank" rel="noreferrer noopener"><em>Canada Gazette</em></a> and <a href="https://www1.canada.ca/consultingcanadians/page/search?type=all&year=0&departmentid=0&subjectid=0&lang=en&start=1&keywords">Consulting with Canadians</a> websites.</p> <h2 class="wp-block-heading" id="regulatory-initiative">Regulatory Initiative</h2> <h3 class="wp-block-heading" id="financial-contracts-by-law">Making of the <em>Canada Deposit Insurance Corporation Eligible Financial Contracts By-law</em></h3> <h4 class="wp-block-heading"><strong>Title or</strong> <strong>working title of the regulatory initiative</strong></h4> <p>Making of the <em>Canada Deposit Insurance Corporation Eligible Financial Contracts By-law</em>.</p> <h4 class="wp-block-heading">Description of the objective</h4> <p>The <em>Budget Implementation Act, 2021, No.1,</em> which received Royal Assent on June 29, 2021, introduced legislative amendments that strengthened Canada鈥檚 resolution regime, and provided CDIC with a by-law making authority to require certain federal member institutions to ensure that certain provisions of the CDIC Act apply to certain eligible financial contracts.</p> <p>The <em>Eligible Financial Contracts By-law</em> will set out which portions of the <em>Canada Deposit Insurance Corporation Act</em> will apply to certain eligible financial contracts and the timelines for implementation.</p> <p>The <em>Canada Deposit Insurance Corporation Eligible Financial Contracts By-law</em> would be made pursuant to paragraph 11(2)(g) and subsections 39.15(7.4) and (7.5) of the <em>Canada Deposit Insurance Corporation Act</em>.</p> <h4 class="wp-block-heading">Indication of business impacts</h4> <p>Federal member institutions will have to amend their eligible financial contracts in accordance with the timelines setout in the by-law.</p> <h4 class="wp-block-heading">Public consultation opportunities</h4> <p>CDIC issued targeted consultations with the industry in April 2019. The by-law will be pre-published in the Canada Gazette, Part I, in December 2021 for a 30-day comment period.</p> <div data-component="contact" class="relative px-24 sm:pl-100 bg-light text-onyx pt-40 pb-24 mb-16"> <span role="presentation" class="sm:absolute mb-16 left-32 top-32 flex items-center justify-center size-40 rounded-full bg-brand text-white"> <svg class="size-22" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 8 21.026"><g fill="currentColor"><path d="M7.167,40.017a.335.335,0,0,0-.323.061c-.755.593-1.373.713-1.909.435a1.391,1.391,0,0,1-.4-1.672C5,37.4,5.625,35.444,6.214,33.606c.387-1.209.758-2.717.289-3.7a2.03,2.03,0,0,0-2.208-1.16A8.748,8.748,0,0,0,.327,30.661a.8.8,0,0,0-.2,1.067.757.757,0,0,0,1.067.187c.491-.3,1.185-.74,1.624-.959-.171.563-.361,1.243-.673,2.312-.342,1.172-.811,2.778-1.524,5.2a4.079,4.079,0,0,0,.232,3.258A3.039,3.039,0,0,0,2.7,43.18a3.754,3.754,0,0,0,.939.116,3.837,3.837,0,0,0,3.713-2.877.318.318,0,0,0-.189-.4" transform="translate(0 -22.269)" /><path d="M17.769,4.543a2.273,2.273,0,1,0-2.419-2.118,2.273,2.273,0,0,0,2.419,2.118" transform="translate(-11.893 0)"/></g></svg> </span> <div class=""> <p class="font-heading font-bold !text-18">Departmental contact</p> <p class="">Carl-Emil Charpentier<br /> Director, Resolution Planning<br /> Canada Deposit Insurance Corporation<br /> 50 O鈥機onnor St, 17th Floor<br /> Ottawa, Ontario K1P 6L2</p> <ul class="w-full flex items-start justify-start flex-wrap !list-none !mb-0 !pl-0"> <li class="!pl-0 pr-40 pb-16 "> <p class="font-bold !mb-0">Email</p> <a class="block whitespace-nowrap hover:underline active:underline focus:underline focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" target="_blank" href="mailto:ccharpentier@cdic.ca"> <p class="font-normal !mb-0">ccharpentier@cdic.ca</p> </a> </li> </ul> </div> </div> <h3 class="wp-block-heading" id="differential-premiums">By-law Amending the <em>Canada Deposit Insurance Corporation Differential Premiums By-law</em></h3> <h4 class="wp-block-heading">Title or working title of the regulatory initiative:</h4> <p><em>By-law Amending the Canada Deposit Insurance Corporation Differential Premiums By-law</em></p> <h4 class="wp-block-heading">Description of the objective</h4> <p>The <em>Differential Premiums By-law</em> must be reviewed annually to confirm it is up to date and to ensure that it aligns with the terminology used by the Office of the Superintendent of Financial Institutions (OSFI) in the regulatory filings to be completed by member institutions.</p> <p>The <em>By-law Amending the Canada Deposit Insurance Corporation Differential Premiums By-law</em> would be made pursuant to paragraph 11(2)(g) and section 21 of the <em>Canada Deposit Insurance Corporation Act</em>.</p> <h4 class="wp-block-heading">Indication of business impacts</h4> <p>There are no expected impacts on member institutions as the amendments are technical in nature.</p> <h4 class="wp-block-heading">Public consultation opportunities</h4> <p>For the 2022 premium year, the Amending By-law was pre-published in the Canada Gazette, Part I on October 16, 2021, for a 30-day comment period. The final Amending By-law will be published in February/March 2022.</p> <p>For the 2023 premium year, the Amending By-law is anticipated to be pre-published in the Canada Gazette, Part I in October 2022.</p> <div data-component="contact" class="relative px-24 sm:pl-100 bg-light text-onyx pt-40 pb-24 mb-16"> <span role="presentation" class="sm:absolute mb-16 left-32 top-32 flex items-center justify-center size-40 rounded-full bg-brand text-white"> <svg class="size-22" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 8 21.026"><g fill="currentColor"><path d="M7.167,40.017a.335.335,0,0,0-.323.061c-.755.593-1.373.713-1.909.435a1.391,1.391,0,0,1-.4-1.672C5,37.4,5.625,35.444,6.214,33.606c.387-1.209.758-2.717.289-3.7a2.03,2.03,0,0,0-2.208-1.16A8.748,8.748,0,0,0,.327,30.661a.8.8,0,0,0-.2,1.067.757.757,0,0,0,1.067.187c.491-.3,1.185-.74,1.624-.959-.171.563-.361,1.243-.673,2.312-.342,1.172-.811,2.778-1.524,5.2a4.079,4.079,0,0,0,.232,3.258A3.039,3.039,0,0,0,2.7,43.18a3.754,3.754,0,0,0,.939.116,3.837,3.837,0,0,0,3.713-2.877.318.318,0,0,0-.189-.4" transform="translate(0 -22.269)" /><path d="M17.769,4.543a2.273,2.273,0,1,0-2.419-2.118,2.273,2.273,0,0,0,2.419,2.118" transform="translate(-11.893 0)"/></g></svg> </span> <div class=""> <p class="font-heading font-bold !text-18">Departmental contact</p> <p class="">Mueed Peerbhoy<br /> Senior Legal Counsel<br /> Canada Deposit Insurance Corporation<br /> 50 O鈥機onnor St, 17th Floor<br /> Ottawa, Ontario K1P 6L2</p> <ul class="w-full flex items-start justify-start flex-wrap !list-none !mb-0 !pl-0"> <li class="!pl-0 pr-40 pb-16 "> <p class="font-bold !mb-0">Email</p> <a class="block whitespace-nowrap hover:underline active:underline focus:underline focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" target="_blank" href="mailto:mpeerbhoy@cdic.ca"> <p class="font-normal !mb-0">mpeerbhoy@cdic.ca</p> </a> </li> </ul> </div> </div> <h3 class="wp-block-heading" id="deposit-insurance-policy">Possible amendments to the <em>Canada Deposit Insurance Corporation Differential Premiums By-law</em></h3> <h4 class="wp-block-heading">Title or working title of the regulatory initiative</h4> <p>Possible amendments to the <em>Canada Deposit Insurance Corporation Differential Premiums By-law</em>.</p> <h4 class="wp-block-heading">Description of the objective</h4> <p>The <em>Canada Deposit Insurance Corporation Differential Premiums By-law </em>establishes a system to classify member institutions into different categories, sets out the criteria or factors the CDIC will consider in classifying members into categories, establishes the procedures the CDIC will follow in classifying members, and fixes the amount (or provides a manner of determining the amount) of the annual premium applicable to each category. During the planning period CDIC will be undertaking a detailed review of the By-law to determine its overall effectiveness and ensure it remains up to date.</p> <h4 class="wp-block-heading">Indication of business impacts</h4> <p>Changes are to come into effect during the planning period. Any proposed amendments may have business impacts on members of the Canada Deposit Insurance Corporation.</p> <h4 class="wp-block-heading">Public consultation opportunities</h4> <p>Beginning July 2022, CDIC will consult with member institutions and other stakeholders on changes to the differential premium system framework, as well as the establishment of a process for providing guidance on an annual basis with respect to the ex ante fund and premium rate setting. Following the conclusion of the consultation process and CDIC鈥檚 internal assessment and review, interested stakeholders will have a further opportunity to comment on any proposed amendments to the By-law when they are pre-published in the Canada Gazette, Part I.</p> <div data-component="contact" class="relative px-24 sm:pl-100 bg-light text-onyx pt-40 pb-24 mb-16"> <span role="presentation" class="sm:absolute mb-16 left-32 top-32 flex items-center justify-center size-40 rounded-full bg-brand text-white"> <svg class="size-22" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 8 21.026"><g fill="currentColor"><path d="M7.167,40.017a.335.335,0,0,0-.323.061c-.755.593-1.373.713-1.909.435a1.391,1.391,0,0,1-.4-1.672C5,37.4,5.625,35.444,6.214,33.606c.387-1.209.758-2.717.289-3.7a2.03,2.03,0,0,0-2.208-1.16A8.748,8.748,0,0,0,.327,30.661a.8.8,0,0,0-.2,1.067.757.757,0,0,0,1.067.187c.491-.3,1.185-.74,1.624-.959-.171.563-.361,1.243-.673,2.312-.342,1.172-.811,2.778-1.524,5.2a4.079,4.079,0,0,0,.232,3.258A3.039,3.039,0,0,0,2.7,43.18a3.754,3.754,0,0,0,.939.116,3.837,3.837,0,0,0,3.713-2.877.318.318,0,0,0-.189-.4" transform="translate(0 -22.269)" /><path d="M17.769,4.543a2.273,2.273,0,1,0-2.419-2.118,2.273,2.273,0,0,0,2.419,2.118" transform="translate(-11.893 0)"/></g></svg> </span> <div class=""> <p class="font-heading font-bold !text-18">Departmental contact</p> <p class="">Mueed Peerbhoy<br /> Senior Legal Counsel<br /> Canada Deposit Insurance Corporation<br /> 50 O鈥機onnor St, 17th Floor<br /> Ottawa, Ontario K1P 6L2</p> <ul class="w-full flex items-start justify-start flex-wrap !list-none !mb-0 !pl-0"> <li class="!pl-0 pr-40 pb-16 "> <p class="font-bold !mb-0">Email</p> <a class="block whitespace-nowrap hover:underline active:underline focus:underline focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" target="_blank" href="mailto:mpeerbhoy@cdic.ca"> <p class="font-normal !mb-0">mpeerbhoy@cdic.ca</p> </a> </li> </ul> </div> </div> <h3 class="wp-block-heading" id="possible-amendments-policy">Possible amendments to the <em>Canada Deposit Insurance Corporation Deposit Insurance Policy By-law</em></h3> <h4 class="wp-block-heading">Title or working title of the regulatory initiative</h4> <p>Possible amendments to the <em>Canada Deposit Insurance Corporation Deposit Insurance Policy By-law</em>.</p> <h4 class="wp-block-heading">Description of the objective</h4> <p>The <em>Canada Deposit Insurance Corporation Deposit Insurance Policy By-law</em> provides the conditions of the provision of deposit insurance that applies to all CDIC member institutions. CDIC is in the process of reviewing the By-law to ensure it remains up to date.</p> <h4 class="wp-block-heading">Indication of business impacts</h4> <p>If changes are proposed there may be business impacts on members of the Canada Deposit Insurance Corporation.</p> <h4 class="wp-block-heading">Public consultation opportunities</h4> <p>CDIC may consult with member institutions on any new or updated requirements and interested stakeholders will have an opportunity to review and comment on any amendments when amendments are pre-published in the Canada Gazette, Part I.</p> <div data-component="contact" class="relative px-24 sm:pl-100 bg-light text-onyx pt-40 pb-24 mb-16"> <span role="presentation" class="sm:absolute mb-16 left-32 top-32 flex items-center justify-center size-40 rounded-full bg-brand text-white"> <svg class="size-22" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 8 21.026"><g fill="currentColor"><path d="M7.167,40.017a.335.335,0,0,0-.323.061c-.755.593-1.373.713-1.909.435a1.391,1.391,0,0,1-.4-1.672C5,37.4,5.625,35.444,6.214,33.606c.387-1.209.758-2.717.289-3.7a2.03,2.03,0,0,0-2.208-1.16A8.748,8.748,0,0,0,.327,30.661a.8.8,0,0,0-.2,1.067.757.757,0,0,0,1.067.187c.491-.3,1.185-.74,1.624-.959-.171.563-.361,1.243-.673,2.312-.342,1.172-.811,2.778-1.524,5.2a4.079,4.079,0,0,0,.232,3.258A3.039,3.039,0,0,0,2.7,43.18a3.754,3.754,0,0,0,.939.116,3.837,3.837,0,0,0,3.713-2.877.318.318,0,0,0-.189-.4" transform="translate(0 -22.269)" /><path d="M17.769,4.543a2.273,2.273,0,1,0-2.419-2.118,2.273,2.273,0,0,0,2.419,2.118" transform="translate(-11.893 0)"/></g></svg> </span> <div class=""> <p class="font-heading font-bold !text-18">Departmental contact</p> <p class="">Mueed Peerbhoy<br /> Senior Legal Counsel<br /> Canada Deposit Insurance Corporation<br /> 50 O鈥機onnor St, 17th Floor<br /> Ottawa, Ontario K1P 6L2</p> <ul class="w-full flex items-start justify-start flex-wrap !list-none !mb-0 !pl-0"> <li class="!pl-0 pr-40 pb-16 "> <p class="font-bold !mb-0">Email</p> <a class="block whitespace-nowrap hover:underline active:underline focus:underline focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" target="_blank" href="mailto:mpeerbhoy@cdic.ca"> <p class="font-normal !mb-0">mpeerbhoy@cdic.ca</p> </a> </li> </ul> </div> </div> <h3 class="wp-block-heading" id="possible-amendments-differential-premiums">Possible Amendments to the <em>Canada Deposit Insurance Corporation Prescribed Practices Premium Surcharge By-law</em></h3> <h4 class="wp-block-heading">Title or working title of the regulatory initiative</h4> <p>Possible amendments to the <em>Canada Deposit Insurance Corporation Prescribed Practices Premium Surcharge By-law</em></p> <h4 class="wp-block-heading">Description of the objective</h4> <p>The <em>Prescribed Practices Premium Surcharge By-law </em>supports the Canadian deposit insurance and resolution planning framework by introducing a premium surcharge on member institutions who fail to comply with certain provisions of the <em>Canada Deposit Corporation Act</em> and by-laws.  CDIC plans to undertake a comprehensive review of the By-law to ensure that it remains effective and up to date.</p> <h4 class="wp-block-heading">Indication of business impacts</h4> <p>Any proposed amendments to the <em>Prescribed Practices Premium Surcharge By-law</em> may be expected to impact the premiums of those federal member institutions that are assessed as non-compliant.</p> <h4 class="wp-block-heading">Public consultation opportunities</h4> <p>CDIC may consult with member institutions on any proposed amendments, and interested stakeholders will have an opportunity to review and comment on any proposed amendments when they are pre-published in the Canada Gazette, Part I.</p> <div data-component="contact" class="relative px-24 sm:pl-100 bg-light text-onyx pt-40 pb-24 mb-16"> <span role="presentation" class="sm:absolute mb-16 left-32 top-32 flex items-center justify-center size-40 rounded-full bg-brand text-white"> <svg class="size-22" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 8 21.026"><g fill="currentColor"><path d="M7.167,40.017a.335.335,0,0,0-.323.061c-.755.593-1.373.713-1.909.435a1.391,1.391,0,0,1-.4-1.672C5,37.4,5.625,35.444,6.214,33.606c.387-1.209.758-2.717.289-3.7a2.03,2.03,0,0,0-2.208-1.16A8.748,8.748,0,0,0,.327,30.661a.8.8,0,0,0-.2,1.067.757.757,0,0,0,1.067.187c.491-.3,1.185-.74,1.624-.959-.171.563-.361,1.243-.673,2.312-.342,1.172-.811,2.778-1.524,5.2a4.079,4.079,0,0,0,.232,3.258A3.039,3.039,0,0,0,2.7,43.18a3.754,3.754,0,0,0,.939.116,3.837,3.837,0,0,0,3.713-2.877.318.318,0,0,0-.189-.4" transform="translate(0 -22.269)" /><path d="M17.769,4.543a2.273,2.273,0,1,0-2.419-2.118,2.273,2.273,0,0,0,2.419,2.118" transform="translate(-11.893 0)"/></g></svg> </span> <div class=""> <p class="font-heading font-bold !text-18">Departmental contact</p> <p class="">Mueed Peerbhoy<br /> Senior Legal Counsel<br /> Canada Deposit Insurance Corporation<br /> 50 O鈥機onnor St, 17th Floor<br /> Ottawa, Ontario K1P 6L2</p> <ul class="w-full flex items-start justify-start flex-wrap !list-none !mb-0 !pl-0"> <li class="!pl-0 pr-40 pb-16 "> <p class="font-bold !mb-0">Email</p> <a class="block whitespace-nowrap hover:underline active:underline focus:underline focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" target="_blank" href="mailto:mpeerbhoy@cdic.ca"> <p class="font-normal !mb-0">mpeerbhoy@cdic.ca</p> </a> </li> </ul> </div> </div></section> </div> <nav id="toc" class="hidden lg:block fixed inset-x-0 w-full top-240 h-[calc(100dvh_-_240px)] overflow-y-auto lg:h-auto lg:top-auto lg:overflow-y-visible z-90 lg:z-50 rounded-t-3xl lg:rounded-none shadow-top lg:shadow-none lg:relative lg:max-w-420 flex-grow-0 flex-shrink-0 bg-white lg:bg-light py-48 lg:py-80 px-20 lg:pl-72"> <div class="sticky top-80"> <h2 class="typo-h4 my-12">Table of contents</h2> <ol> <li><a class="block border-b border-onyx/15 py-16 font-heading tracking-slight text-16 font-bold text-onyx hover:text-brand active:text-brand focus:text-brand aria-selected:text-brand aria-selected:border-brand focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#forward-regulatory-plan-2021-2023" data-level="2">Forward Regulatory Plan: 2021-2023</a> <ol hidden class="bg-light lg:bg-white rounded-3xl p-16 -mt-1 relative"> <li><a class="block px-24 py-6 rounded-2xl aria-selected:bg-brand aria-selected:text-white focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#proposed-regulatory-initiatives" data-level="3">Proposed Regulatory Initiatives</a> <li><a class="block px-24 py-6 rounded-2xl aria-selected:bg-brand aria-selected:text-white focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#forward-plan-more-info" data-level="3">For more information</a> </li> </ol> <li><a class="block border-b border-onyx/15 py-16 font-heading tracking-slight text-16 font-bold text-onyx hover:text-brand active:text-brand focus:text-brand aria-selected:text-brand aria-selected:border-brand focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#regulatory-initiative" data-level="2">Regulatory Initiative</a> <ol hidden class="bg-light lg:bg-white rounded-3xl p-16 -mt-1 relative"> <li><a class="block px-24 py-6 rounded-2xl aria-selected:bg-brand aria-selected:text-white focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#financial-contracts-by-law" data-level="3">Making of the Canada Deposit Insurance Corporation Eligible Financial...</a> <li><a class="block px-24 py-6 rounded-2xl aria-selected:bg-brand aria-selected:text-white focus:outline-none focus:ring-2 focus:ring-offset-2 focus:ring-brand-light" href="#differential-premiums" data-level="3">By-law Amending the Canada Deposit Insurance Corporation Differential...</a> <li><a class="block px-24 py-6 rounded-2xl aria-selected:bg-brand 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