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Taxes - Filing, Refunds and Tax Tips - CNNMoney

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margin: 0; border: 0;"><script type="text/javascript"> cnnad_createAd("959357","https://web.archive.org/web/20130420212124/http://ads.cnn.com/html.ng/site=cnn_money&cnn_money_pagetype=main&cnn_money_position=728x90_top&cnn_money_rollup=personal_finance&cnn_money_section=tax_center&page.allowcompete=no&params.styles=fs&page.allowcompete=yes","90","728"); </script></div></div> <div class="cnnsectionhed"> <h1>Taxes</h1> </div> <div class="cnnCol_main"> <div id="mod-TL"> <a href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html" class="summaryImg"> <img src="https://web.archive.org/web/20130420212124im_/http://i2.cdn.turner.com/money/dam/assets/130418152918-irs-unemployment-benefit-fraud-620xa.jpg" width="620" height="367" alt="IRS employees charged with stealing benefits" border="0"/> </a> <div class="cnnHeadline"> <a href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html"> IRS employees charged with stealing benefits </a> </div> <p> Two dozen former and current IRS employees were indicted for claiming they were unemployed in order to receive more than $250,000 in jobless benefits, food stamps, welfare payments and housing vouchers. &nbsp;<a href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html" class="cnnMore">More</a> </p> <ul class="socLinks"> <a class="money-social money-get-twitter" title="IRS employees charged with stealing benefits" href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html"></a> <a class="money-social money-get-likes" href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html"></a> <a class="money-social money-get-comments" href="/web/20130420212124/http://money.cnn.com/2013/04/18/pf/taxes/irs-benefits/index.html"></a> </ul> <div class="clearFloat"></div> </div> <div id="mod-river" class="sumlist01Visible"> <div class="cnnheader"> <div class="boxHeading">More News</div> <div 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Savings Center</a></div> <div id="bankrateBox" class="Tab0Visible"> <div class="NaviTabs"> <ul> <li class="tabnum0"><a href="javascript:showNavTab0('bankrate_module',0)">Mortgages</a></li> <li class="tabnum2"><a href="javascript:showNavTab0('bankrate_module',2)">Insurance</a></li> <li class="tabnum3"><a href="javascript:showNavTab0('bankrate_module',3)">Credit Cards</a></li> <li class="tabnum4"><a href="javascript:showNavTab0('bankrate_module',4)">CDs</a></li> </ul> </div> <div id="bankrate_ssi"> <table border="0" cellspacing="0" cellpadding="0"> <tr> <th class="col1">Overnight Avg Rate</th> <th class="col2">Latest</th> <th class="col3">Change</th> <th class="col4">Last Week</th> </tr> <tr><td class="col1">30 yr fixed</td><td class="col2">3.51%</td><td class="col3"><span class="change_down"></span></td><td class="col4">3.54%</td></tr> <tr><td class="col1">15 yr fixed</td><td class="col2">2.74%</td><td class="col3"><span class="change_down"></span></td><td class="col4">2.78%</td></tr> <tr><td class="col1">5/1 ARM</td><td class="col2">2.61%</td><td class="col3"><span class="change_down"></span></td><td class="col4">2.64%</td></tr> <tr><td class="col1">30 yr refi</td><td class="col2">3.50%</td><td class="col3"><span class="change_down"></span></td><td class="col4">3.52%</td></tr> <tr><td class="col1">15 yr refi</td><td class="col2">2.71%</td><td class="col3"><span class="change_down"></span></td><td class="col4">2.76%</td></tr> </table> </div> <div id="bankrate_ssi-2" style="display:none;"> <div id="insurance_lookup"> Find the best auto, life, home, health rates<br> <form method="get" id="insform" name="insform" target="_blank"> <div class="zipLabel">Enter Zip code:</div> <input type="text" value="ZIP code" onfocus="clearInput(this);" maxlength="15" class="zipcode" id="zipcodeval" name="zipcodeval" onfocus="if (this.value == 'ZIP code') {this.value = '';}" onblur="if (this.value == '') {this.value = 'ZIP code';}"> <br style="clear:both;"> <div class="productLabel">Select a product: </div> <select name="InsuranceType" id="InsuranceType"> <option value="auto" selected="selected">Auto</option> <option value="home">Home</option> <option value="life">Life</option> <option value="ltc">Long-Term Care</option> <option value="health">Health</option> </select> <br style="clear: both"> <input type="image" id="searchButton" src="https://web.archive.org/web/20130420212124im_/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_get_quote.gif" onclick="return CheckInsuranceSearchVal('cnn_money_text_inssearch')" onmouseover="this.src='https://web.archive.org/web/20130420212124/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_get_quote_blue.gif'" onmouseout="this.src='https://web.archive.org/web/20130420212124/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_get_quote.gif'" alt="Submit button" align="top" name="SubmitBtn"> </form> Insurance news and resources from BankRate <ul> <li><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/finance/taxes/are-insurance-settlements-taxable.aspx?pid=p:cnn&amp;ec_id=cnn_money_insur_text" target="_blank">Is insurance settlement from a car accident taxable?</a></li> <li><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/finance/insurance/peek-beneath-car-insurance-rates.aspx?pid=p:cnn&amp;ec_id=cnn_money_insur_text" target="_blank">Peek beneath your car insurance rates</a></li> <li><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/finance/insurance/cancer-patient-life-insurance.aspx?pid=p:cnn&amp;ec_id=cnn_money_insur_text" target="_blank">Can a cancer patient get any life insurance?</a></li> <li><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/finance/insurance/6-myths-buying-life-insurance-1.aspx?pid=p:cnn&amp;ec_id=cnn_money_insur_text" target="_blank">6 common myths about buying life insurance</a></li> </ul> </div> </div> <script type="text/javascript"> var cc_array = []; cc_array.push({rate:'15.99%',name:'Balance Transfer',jsParam:'balancetransfer',change:'U',lweek:'15.92%'}); cc_array.push({rate:'11.01%',name:'Low Interest',jsParam:'lowinterest',change:'U',lweek:'10.97%'}); cc_array.push({rate:'15.89%',name:'Rewards',jsParam:'rewards',change:'U',lweek:'15.81%'}); cc_array.push({rate:'13.51%',name:'Business',jsParam:'business',change:'S',lweek:'13.51%'}); cc_array.push({rate:'16.45%',name:'Cash Back',jsParam:'cashback',change:'U',lweek:'16.41%'}); var home_array = []; home_array.push({rate:'4.99%',name:'$30K HELOC',jsParam:'30kHeloc',change:'S',lweek:'4.99%'}); home_array.push({rate:'4.60%',name:'$50K HELOC',jsParam:'50kHeloc',change:'U',lweek:'4.59%'}); home_array.push({rate:'6.24%',name:'$30K Home Eq',jsParam:'30kHomeEq',change:'S',lweek:'6.24%'}); home_array.push({rate:'6.02%',name:'$50K Home Eq',jsParam:'50kHomeEq',change:'U',lweek:'6.01%'}); home_array.push({rate:'5.98%',name:'$75K Home Eq',jsParam:'75kHomeEq',change:'S',lweek:'5.98%'}); var cdmma_array = []; cdmma_array.push({rate:'0.46%',name:'MMA',jsParam:'mma',change:'S',lweek:'0.46%'}); cdmma_array.push({rate:'0.49%',name:'$10K MMA',jsParam:'mma10k',change:'S',lweek:'0.49%'}); cdmma_array.push({rate:'0.35%',name:'6 month CD',jsParam:'cd6mo',change:'D',lweek:'0.36%'}); cdmma_array.push({rate:'0.52%',name:'1 yr CD',jsParam:'cd1yr',change:'S',lweek:'0.52%'}); cdmma_array.push({rate:'1.20%',name:'5 yr CD',jsParam:'cd5yr',change:'D',lweek:'1.24%'}); </script> <script type="text/javascript" src="https://web.archive.org/web/20130420212124js_/http://i.cdn.turner.com/money/.element/ssi/javascript/5.0/bankrate.js"></script> <div id="bankrate_lookup"> View rates in your area<br> <form action="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx" target="_blank" method="post"> <input type="text" name="bankratezip" id="bankratezip" value="Enter ZIP code" size="12" maxlength="15" class="zipbox" onfocus="if (this.value == 'Enter ZIP code') {this.value = '';}" onblur="if (this.value == '') {this.value = 'Enter ZIP code';}">&nbsp;<input type="image" id="searchButton" src="https://web.archive.org/web/20130420212124im_/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_search.gif" onmouseover="this.src='https://web.archive.org/web/20130420212124/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_search_blue.gif'" onmouseout="this.src='https://web.archive.org/web/20130420212124/http://i2.cdn.turner.com/money/.element/img/2.0/buttons/button_search.gif'" alt="Submit button" align="top"><input type="hidden" name="pid" value="p:cnn"><!--<input type="hidden" name="local" value="false">--><!-- make local true for CDs--> </form> </div> <div class="action-row"> <span>Find personalized rates:</span> <select id="ccsearch" class="ccsearch"> <option value="http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=1&amp;childcategoryid=0&amp;childcategory=Featured%20Cards&amp;classtypeuid=1&amp;classtypedesc=Card%20Type">Card type</option> <option value="http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=15&amp;childcategoryid=999&amp;childcategory=Excellent%20Credit&amp;classtypeuid=2&amp;classtypedesc=Credit%20Type">Credit type</option> <option value="http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=20&amp;childcategoryid=11&amp;childcategory=Discover? Credit%20Cards&amp;classtypeuid=3&amp;classtypedesc=Card%20Issuers">Card issuer</option> </select> <input type="button" class="submitbtn" name="subbtn" onclick="ccSearch();"/> </div> <div id="bankrate_sponsor">Rate data provided<br>by Bankrate.com</div> <div class="featuredRates"> <p>Today's featured rates:</p> <div class="ratesContainer" id="ratesContainer"> <ul> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=4&amp;loan=200000.00&amp;prods=166&amp;points=Zero" target="_blank">30 yr fixed mtg, 0 points, Los Angeles, CA, APR 4.625%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=4&amp;loan=200000.00&amp;prods=166&amp;points=Zero" target="_blank">30 yr fixed mtg, 0 points, Los Angeles, CA, APR 4.625%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=236&amp;loan=165000.00&amp;prods=216&amp;points=Zero" target="_blank">30 yr fixed, 0 points refi, Elizabeth, NJ, APR 4.625%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=236&amp;loan=165000.00&amp;prods=216&amp;points=Zero" target="_blank">30 yr fixed, 0 points refi, Elizabeth, NJ, APR 4.750%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=66&amp;loan=200000.00&amp;prods=170&amp;points=Zero" target="_blank">15 yr fixed mtg, 0 points, Orlando, FL, APR 3.875%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=66&amp;loan=200000.00&amp;prods=170&amp;points=Zero" target="_blank">15 yr fixed mtg, 0 points, Orlando, FL, APR 4.000%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=16&amp;loan=200000.00&amp;prods=182&amp;points=Zero" target="_blank">5/1 ARM, 0 points, Houston, TX, APR 3.125%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=16&amp;loan=200000.00&amp;prods=182&amp;points=Zero" target="_blank">5/1 ARM, 0 points, Houston, TX, APR 3.250%</a></li> <li class="bankrates-mtg"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?pid=p:cnn&amp;market=26&amp;loan=418000.00&amp;prods=194&amp;points=Zero" target="_blank">30 yr jumbo, 0 points, Cleveland, OH, APR 5.500%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/savings/savings-results.aspx?pid=p:cnn&amp;local=true&amp;market=4&amp;prods=33" target="_blank">MMA , Los Angeles, CA, APY 1.09%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/savings/savings-results.aspx?pid=p:cnn&amp;local=true&amp;market=42&amp;prods=34" target="_blank">$10K MMA , Tampa, FL, APY 1.09%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=2&amp;prods=14" target="_blank">6 month CD, Metro, NY, APY 1.04%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=2&amp;prods=14" target="_blank">6 month CD, Metro, NY, APY 0.50%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=16&amp;prods=15" target="_blank">1 yr CD, Houston, TX, APY 1.27%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=16&amp;prods=15" target="_blank">1 yr CD, Houston, TX, APY 1.01%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=4&amp;prods=19" target="_blank">5 yr CD, Los Angeles, CA, APY 2.50%</a></li> <li class="bankrates-mma-cd" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?pid=p:cnn&amp;market=4&amp;prods=19" target="_blank">5 yr CD, Los Angeles, CA, APY 2.39%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=4&amp;fico=Good&amp;prods=438" target="_blank">CA, $30K home equity loan, APR 7.99%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=4&amp;fico=Good&amp;prods=438" target="_blank">CA, $30K home equity loan, APR 8.87%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=18&amp;fico=Good&amp;prods=506" target="_blank">TX, $50K home equity loan , APR 8.87%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=10&amp;fico=Good&amp;prods=457" target="_blank">PA, $75K home equity loan , APR 4.99%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=10&amp;fico=Good&amp;prods=457" target="_blank">PA, $75K home equity loan , APR 6.89%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=2&amp;fico=Good&amp;prods=437" target="_blank">NY, $30K HELOC , APR 5.24%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=2&amp;fico=Good&amp;prods=437" target="_blank">NY, $30K HELOC , APR 5.49%</a></li> <li class="bankrates-homeeq" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/home-equity/home-equity-results.aspx?pid=p:cnn&amp;market=22&amp;fico=Good&amp;prods=507" target="_blank">FL, $50K HELOC, APR 5.49%</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=2&amp;childcategoryid=109&amp;childcategory=Low%20Interest%20Card&amp;ec_id=" target="_blank">Capital One, APR 11.9% - 19.9% (V)</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=3&amp;childcategoryid=110&amp;childcategory=Balance%20Transfer%20Card&amp;ec_id=" target="_blank">Discover Card, APR 11.99%-20.99% (Variable)*</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=8&amp;childcategoryid=117&amp;childcategory=Rewards%20Card&amp;ec_id=" target="_blank">Chase, APR 11.99%-22.99% Variable*</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=5&amp;childcategoryid=114&amp;childcategory=Cash%20Back%20Card&amp;ec_id=" target="_blank">Discover Card, APR 11.99% - 20.99% (Variable)*</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=9&amp;childcategoryid=118&amp;childcategory=Business%20Card&amp;ec_id=" target="_blank">Chase, APR 13.24%-19.24% (Variable)*</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=7&amp;childcategoryid=116&amp;childcategory=Gas%20Rewards%20Card&amp;ec_id=" target="_blank">Capital One, APR 12.9% - 20.9% (V)</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=13&amp;childcategoryid=837&amp;childcategory=Secured%20Card&amp;ec_id=" target="_blank">Capital One, APR 22.9%(V)</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=6&amp;childcategoryid=115&amp;childcategory=Frequent%20Flyer%20Card&amp;ec_id=" target="_blank">Chase, APR 13.24% Variable*</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=30&amp;childcategoryid=121&amp;childcategory=PrePaid%20Cards&amp;ec_id=" target="_blank">MetaBank, APR *</a></li> <li class="bankrates-cc" style="display: none;"><a href="https://web.archive.org/web/20130420212124/http://www.bankrate.com/funnel/credit-cards/credit-card-results.aspx?pid=p:cnn&amp;classificationuid=1&amp;childcategoryid=0&amp;childcategory=Featured%20Cards&amp;ec_id=" target="_blank">Discover Card, APR 11.99%-20.99% (Variable)*</a></li> </ul> </div> <div class="bankrate_note">*Rates subject to change</div> </div> </div> </div> <div id="quigo336"><!-- ADSPACE: personal_finance/quigo/channel/rgt.336x280 --><div id="ad-889329" align="center" style="padding: 0; margin: 0; border: 0;"><script type="text/javascript"> 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