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Available in 9 languages" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-9" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">9 languages</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-awa mw-list-item"><a href="https://awa.wikipedia.org/wiki/%E0%A4%9C%E0%A4%AE%E0%A5%8D%E0%A4%AE%E0%A5%82_%E0%A4%8F%E0%A4%82%E0%A4%A1_%E0%A4%95%E0%A4%B6%E0%A5%8D%E0%A4%AE%E0%A5%80%E0%A4%B0_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95" title="जम्मू एंड कश्मीर बैंक – Awadhi" lang="awa" hreflang="awa" data-title="जम्मू एंड कश्मीर बैंक" data-language-autonym="अवधी" data-language-local-name="Awadhi" class="interlanguage-link-target"><span>अवधी</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%A8%D8%A7%D9%86%DA%A9_%D8%AC%D8%A7%D9%85%D9%88_%D8%A7%D9%86%D8%AF_%DA%A9%D8%B4%D9%85%DB%8C%D8%B1" title="بانک جامو اند کشمیر – Persian" lang="fa" hreflang="fa" data-title="بانک جامو اند کشمیر" data-language-autonym="فارسی" data-language-local-name="Persian" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%9C%E0%A4%AE%E0%A5%8D%E0%A4%AE%E0%A5%82_%E0%A4%8F%E0%A4%82%E0%A4%A1_%E0%A4%95%E0%A4%B6%E0%A5%8D%E0%A4%AE%E0%A5%80%E0%A4%B0_%E0%A4%AC%E0%A5%88%E0%A4%82%E0%A4%95" title="जम्मू एंड कश्मीर बैंक – Hindi" lang="hi" hreflang="hi" data-title="जम्मू एंड कश्मीर बैंक" data-language-autonym="हिन्दी" data-language-local-name="Hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%9C%E0%B2%AE%E0%B3%8D%E0%B2%AE%E0%B3%81_%E0%B2%AE%E0%B2%A4%E0%B3%8D%E0%B2%A4%E0%B3%81_%E0%B2%95%E0%B2%BE%E0%B2%B6%E0%B3%8D%E0%B2%AE%E0%B3%80%E0%B2%B0%E0%B3%8D_%E0%B2%AC%E0%B3%8D%E0%B2%AF%E0%B2%BE%E0%B2%82%E0%B2%95%E0%B3%8D" title="ಜಮ್ಮು ಮತ್ತು ಕಾಶ್ಮೀರ್ ಬ್ಯಾಂಕ್ – Kannada" lang="kn" hreflang="kn" data-title="ಜಮ್ಮು ಮತ್ತು ಕಾಶ್ಮೀರ್ ಬ್ಯಾಂಕ್" data-language-autonym="ಕನ್ನಡ" data-language-local-name="Kannada" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ks mw-list-item"><a href="https://ks.wikipedia.org/wiki/%D8%AC%D9%85%D9%88%DA%BA_%D9%88_%DA%A9%D8%B4%D9%85%DB%8C%D8%B1_%D8%A8%DB%8C%D9%86%DA%A9" title="جموں و کشمیر بینک – Kashmiri" lang="ks" hreflang="ks" data-title="جموں و کشمیر بینک" data-language-autonym="कॉशुर / کٲشُر" data-language-local-name="Kashmiri" class="interlanguage-link-target"><span>कॉशुर / کٲشُر</span></a></li><li class="interlanguage-link interwiki-ml mw-list-item"><a href="https://ml.wikipedia.org/wiki/%E0%B4%9C%E0%B4%AE%E0%B5%8D%E0%B4%AE%E0%B5%81_%26_%E0%B4%95%E0%B4%BE%E0%B4%B6%E0%B5%8D%E0%B4%AE%E0%B5%80%E0%B5%BC_%E0%B4%AC%E0%B4%BE%E0%B4%99%E0%B5%8D%E0%B4%95%E0%B5%8D" title="ജമ്മു & കാശ്മീർ ബാങ്ക് – Malayalam" lang="ml" hreflang="ml" data-title="ജമ്മു & കാശ്മീർ ബാങ്ക്" data-language-autonym="മലയാളം" data-language-local-name="Malayalam" class="interlanguage-link-target"><span>മലയാളം</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%9C%E0%A4%AE%E0%A5%8D%E0%A4%AE%E0%A5%82_%E0%A4%86%E0%A4%A3%E0%A4%BF_%E0%A4%95%E0%A4%BE%E0%A4%B6%E0%A5%8D%E0%A4%AE%E0%A5%80%E0%A4%B0_%E0%A4%AC%E0%A4%81%E0%A4%95" title="जम्मू आणि काश्मीर बँक – Marathi" lang="mr" hreflang="mr" data-title="जम्मू आणि काश्मीर बँक" data-language-autonym="मराठी" data-language-local-name="Marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%9A%E0%AE%AE%E0%AF%8D%E0%AE%AE%E0%AF%81_%26_%E0%AE%95%E0%AE%BE%E0%AE%9A%E0%AF%81%E0%AE%AE%E0%AF%80%E0%AE%B0%E0%AF%8D_%E0%AE%B5%E0%AE%99%E0%AF%8D%E0%AE%95%E0%AE%BF" title="சம்மு & காசுமீர் வங்கி – Tamil" lang="ta" hreflang="ta" data-title="சம்மு & காசுமீர் வங்கி" data-language-autonym="தமிழ்" data-language-local-name="Tamil" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D8%AC%D9%85%D9%88%DA%BA_%D9%88_%DA%A9%D8%B4%D9%85%DB%8C%D8%B1_%D8%A8%DB%8C%D9%86%DA%A9" title="جموں و کشمیر بینک – Urdu" lang="ur" hreflang="ur" data-title="جموں و کشمیر بینک" data-language-autonym="اردو" data-language-local-name="Urdu" class="interlanguage-link-target"><span>اردو</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a 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searchaux" style="display:none">Indian private sector bank</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org" style="font-size: 125%;">Jammu and Kashmir Bank Limited</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span typeof="mw:File"><a href="/wiki/File:Jammu_%26_Kashmir_Bank_Logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/1/12/Jammu_%26_Kashmir_Bank_Logo.svg/250px-Jammu_%26_Kashmir_Bank_Logo.svg.png" decoding="async" width="250" height="78" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/1/12/Jammu_%26_Kashmir_Bank_Logo.svg/375px-Jammu_%26_Kashmir_Bank_Logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/1/12/Jammu_%26_Kashmir_Bank_Logo.svg/500px-Jammu_%26_Kashmir_Bank_Logo.svg.png 2x" data-file-width="300" data-file-height="93" /></a></span></td></tr><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Jkbankchq.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/c/ce/Jkbankchq.jpg/220px-Jkbankchq.jpg" decoding="async" width="220" height="147" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/c/ce/Jkbankchq.jpg/330px-Jkbankchq.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/ce/Jkbankchq.jpg/440px-Jkbankchq.jpg 2x" data-file-width="1080" data-file-height="720" /></a></span><div class="infobox-caption">J&K Bank Corporate Headquarters, <a href="/wiki/Srinagar" title="Srinagar">Srinagar</a></div></td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/w/index.php?title=Scheduled_commercial_Bank&action=edit&redlink=1" class="new" title="Scheduled commercial Bank (page does not exist)">Government</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Ticker_symbol" title="Ticker symbol">Traded as</a></div></th><td class="infobox-data"><a href="/wiki/National_Stock_Exchange_of_India" title="National Stock Exchange of India">NSE</a>: <a rel="nofollow" class="external text" href="https://www.nseindia.com/get-quotes/equity?symbol=J%26KBANK">J&KBANK</a><br /><a href="/wiki/Bombay_Stock_Exchange" title="Bombay Stock Exchange">BSE</a>: <a rel="nofollow" class="external text" href="https://www.bseindia.com/stock-share-price/x/y/532209/">532209</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li><a href="/wiki/Banking" class="mw-redirect" title="Banking">Banking</a></li><li><a href="/wiki/Financial_service" class="mw-redirect" title="Financial service">Financial services</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">1 October 1938<span class="noprint">; 86 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">1938-10-01</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Founder</th><td class="infobox-data agent">Mahraja Hari Singh</td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data adr"><div class="ib-company-locality locality"><a href="/wiki/Srinagar" title="Srinagar">Srinagar</a>, <a href="/wiki/Jammu_and_Kashmir_(union_territory)" title="Jammu and Kashmir (union territory)">Jammu and Kashmir</a>, India</div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent"><div><ul><li>Amitava Chatterjee <br /> (MD & CEO)</li><li>Sudhir Gupta <br /> (Executive Director)</li><li>Peer Masood Ahmad <br /> (Group Compliance Officer)</li><li>Altaf Hussain Kira <br /> (Chief Risk Officer)</li><li>Mohammad Shafi Mir <br /> (Company Secretary)</li><li>Fayaz Ahmad Ganai <br /> (Chief Financial Officer)</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Products</th><td class="infobox-data"><div><ul><li><a href="/wiki/Corporate_banking" class="mw-redirect" title="Corporate banking">Corporate banking</a></li><li><a href="/wiki/Retail_banking" title="Retail banking">Retail banking</a></li><li><a href="/wiki/Treasury" title="Treasury">Treasury</a></li><li><a href="/w/index.php?title=Transport_loan&action=edit&redlink=1" class="new" title="Transport loan (page does not exist)">Transport loan</a></li><li><a href="/wiki/Personal_loan" class="mw-redirect" title="Personal loan">Personal loan</a> <a href="/wiki/Financial_services" title="Financial services">and insurance</a></li><li><a href="/wiki/Credit_cards" class="mw-redirect" title="Credit cards">Credit cards</a></li><li><a href="/wiki/Debit_cards" class="mw-redirect" title="Debit cards">Debit cards</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Revenue</th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span><span class="nowrap"><span style="white-space: nowrap">₹</span>12,051 crore</span> (US$1.4 billion) (2024)<sup id="cite_ref-BalSheet_1-0" class="reference"><a href="#cite_note-BalSheet-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Earnings_before_interest_and_taxes" title="Earnings before interest and taxes">Operating income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span class="nowrap"><span style="white-space: nowrap">₹</span>2,250 crore</span> (US$260 million) (2024)<sup id="cite_ref-BalSheet_1-1" class="reference"><a href="#cite_note-BalSheet-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Net_income" title="Net income">Net income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span class="nowrap"><span style="white-space: nowrap">₹</span>1,770 crore</span> (US$200 million) (2024)<sup id="cite_ref-BalSheet_1-2" class="reference"><a href="#cite_note-BalSheet-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span class="nowrap"><span style="white-space: nowrap">₹</span>154,504 crore</span> (US$18 billion) (2024)<sup id="cite_ref-BalSheet_1-3" class="reference"><a href="#cite_note-BalSheet-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label">Owner</th><td class="infobox-data"><a href="/wiki/Government_of_Jammu_and_Kashmir" title="Government of Jammu and Kashmir">Government of Jammu and Kashmir</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of employees</div></th><td class="infobox-data">12,415 (2024)</td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Basel_III" title="Basel III">Capital ratio</a></th><td class="infobox-data">12.20%<sup id="cite_ref-BalSheet_1-4" class="reference"><a href="#cite_note-BalSheet-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://jkbank.com">jkbank<wbr />.com</a></span></td></tr></tbody></table> <p><b>Jammu & Kashmir Bank Limited</b> (J&K Bank) is an <a href="/wiki/Private_sector_banks_in_India" class="mw-redirect" title="Private sector banks in India">Indian private sector bank</a> headquartered in <a href="/wiki/Srinagar" title="Srinagar">Srinagar</a>, <a href="/wiki/Jammu_and_Kashmir_(union_territory)" title="Jammu and Kashmir (union territory)">Jammu and Kashmir</a>.<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> The Jammu and Kashmir Bank was incorporated on 1 October 1938, by the then ruler of the <a href="/wiki/Princely_state" title="Princely state">princely state</a> of <a href="/wiki/Jammu_and_Kashmir_(princely_state)" title="Jammu and Kashmir (princely state)">Jammu and Kashmir</a> Maharaja <a href="/wiki/Hari_Singh" title="Hari Singh">Hari Singh</a> with an initial paid up capital of ₹5.00 Lakh. The bank registered a total business turnover of over <span style="white-space: nowrap">₹</span>1750 billion as of 31 March 2021. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>J&K Bank was founded on 1 October 1938, under letters patent issued by the then Maharaja of Jammu & Kashmir, <a href="/wiki/Hari_Singh" title="Hari Singh">Maharaja Hari Singh</a>.<sup id="cite_ref-:1_3-0" class="reference"><a href="#cite_note-:1-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>Maharaja of <a href="/wiki/Parmar_(Rajput_clan)" class="mw-redirect" title="Parmar (Rajput clan)">Parmar</a> <a href="/wiki/Rajput" title="Rajput">Rajputs</a> was invited as an investor by Maharaja of Jammu & Kashmir, <a href="/wiki/Hari_Singh" title="Hari Singh">Maharaja Hari Singh</a> to become founding director and shareholders of the bank.<sup id="cite_ref-:1_3-1" class="reference"><a href="#cite_note-:1-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>The bank commenced banking business on 4 July 1939 and was considered the first of its nature and composition as a state-owned bank in the country.<sup id="cite_ref-:2_4-0" class="reference"><a href="#cite_note-:2-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> The bank was established as a semi-state bank with participation in capital by state and the public under the control of state government.<sup id="cite_ref-:2_4-1" class="reference"><a href="#cite_note-:2-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>After the <a href="/wiki/Indo-Pakistani_War_of_1947%E2%80%931948" class="mw-redirect" title="Indo-Pakistani War of 1947–1948">Indo-Pakistani War of 1947–1948</a>, the princely state of <a href="/wiki/Jammu_and_Kashmir_(princely_state)" title="Jammu and Kashmir (princely state)">Jammu and Kashmir</a> was divided and two branches of the bank out of the then 10 branches viz. <a href="/wiki/Muzaffarabad" title="Muzaffarabad">Muzaffarabad</a> <a href="/wiki/Rawalakot" title="Rawalakot">Rawalkot</a> and <a href="/wiki/Mirpur,_Azad_Kashmir" title="Mirpur, Azad Kashmir">Mirpur</a> (now in Azad Kashmir administered by Pakistan) fell to the other side of the <a href="/wiki/Line_of_Control" title="Line of Control">Line of Control</a> along with cash and other assets. </p><p>The bank is defined as a government company under the Indian Companies Act, 2013. In 1971, the bank acquired the status of a scheduled bank and was declared an ‘A’ class bank by <a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a> in 1976.<sup id="cite_ref-:2_4-2" class="reference"><a href="#cite_note-:2-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Milestones">Milestones</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=2" title="Edit section: Milestones"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The bank celebrated its <a href="/wiki/Platinum_jubilee" title="Platinum jubilee">platinum jubilee</a> in 2013. In that year, the bank achieved a total business of <span style="white-space: nowrap">₹</span>1000 billion and earned a net profit of <span style="white-space: nowrap">₹</span>10 billion.<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> </p><p>On 1 October 2018, the bank completed its 80 years of existence and a campaign under the theme “80 years of bonding – I pledge to strengthen it” was launched.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> </p><p>On 1 July 2019, the bank surpassed a deposit base of <span style="white-space: nowrap">₹</span>1000 billion with over 10 million customers.<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p><p>In July 2020, the bank ranked within the top four financial institutions in India for successfully meeting digital payment targets under the ‘<a href="/wiki/Digital_India" title="Digital India">Digital India</a>’ mission.<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> </p><p>In August 2024, rating of bank was upgraded by India Ratings – a Fitch Group company and one of the india's leading rating agencies . Company in its report upgraded the long term issuer rating of the bank from INDA+ to INDAA- with a stable outlook for long term . <sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Network">Network</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=3" title="Edit section: Network"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of 31st December 2024, the bank maintains a network of 2400 touch points - 1012 branches and 1423 ATMs, distributed across 20 states and 4 Union Territories. 837 of the branches are in the Union Territory of Jammu & Kashmir and 37 are in the Union Territory of <a href="/wiki/Ladakh" title="Ladakh">Ladakh</a> and 138 branches across 20 states & UTs outside the UTs of J&K and Ladakh. </p><p>Within the Union Territories of J&K and Ladakh,the bank also operates a total of 75 Easy Banking Units (EBUs). 35 of these EBUs are situated in the Union Territory of Ladakh, while the rest operate in the Union Territory of Jammu & Kashmir.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (June 2024)">citation needed</span></a></i>]</sup> </p> <div class="mw-heading mw-heading2"><h2 id="Subsidiaries">Subsidiaries</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=4" title="Edit section: Subsidiaries"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>J&K Bank provides investment & stock broking through its wholly owned subsidiary JKB Financial Services Limited (JKBFSL). It has 12 branches (5 Branches in Kashmir, 6 Branches in Jammu and 1 Branch in <a href="/wiki/Gurgaon" title="Gurgaon">Gurgaon</a>) besides having sales desks at 61 J&K Bank branches across the Union Territory of J&K.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (December 2021)">citation needed</span></a></i>]</sup> </p> <div class="mw-heading mw-heading2"><h2 id="Associate_Bank">Associate Bank</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=5" title="Edit section: Associate Bank"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>J&K Bank serves as the sponsoring bank for J&K Grameen Bank, holding a substantial 35% equity share. J&K Grameen Bank focuses on delivering a comprehensive range of financial services within the Union Territories of Jammu & Kashmir and Ladakh. Commencing operations on 30 June 2009, the associate bank operates across 11 districts in the Union Territory of Jammu & Kashmir, in addition to 2 districts within the Union Territory of Ladakh.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Tie-ups">Tie-ups</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=6" title="Edit section: Tie-ups"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The bank partners with various national as well as multinational companies to promote and operate its financial services. Under <a href="/wiki/Bancassurance" title="Bancassurance">Bancassurance</a>, the bank collaborates with <a href="/wiki/PNB_MetLife_India_Insurance_Company" title="PNB MetLife India Insurance Company">PNB Metlife</a> to offer life insurance products, and joined forces with <a href="/wiki/Bajaj_Allianz_General_Insurance" class="mw-redirect" title="Bajaj Allianz General Insurance">Bajaj Allianz</a> and IFFCO Tokio to provide non-life insurance solutions.<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> The bank also established partnerships with <a href="/wiki/Tata_Motors" title="Tata Motors">Tata Motors</a>,<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> <a href="/wiki/Mahindra_%26_Mahindra" title="Mahindra & Mahindra">Mahindra & Mahindra</a><sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup> and <a href="/wiki/Maruti_Suzuki" title="Maruti Suzuki">Maruti Suzuki</a><sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup> to market and offer its financial services. </p><p>Bank has also signed corporate agency agreement with <a href="/wiki/Life_Insurance_Corporation" title="Life Insurance Corporation">LIC</a> through which bank will service and solicit LIC’s life insurance products through its branch network.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> </p><p><br /> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=7" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1266661725">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{margin:0.5em 1em 0.5em 0}.mw-parser-output .portalright{clear:right;float:right;margin:0.5em 0 0.5em 1em}}</style><ul role="navigation" aria-label="Portals" 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href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a></li> <li><a href="/wiki/Indian_Financial_System_Code" title="Indian Financial System Code">Indian Financial System Code</a></li> <li><a href="/wiki/List_of_largest_banks" title="List of largest banks">List of largest banks</a></li> <li><a href="/wiki/List_of_companies_of_India" title="List of companies of India">List of companies of India</a></li> <li><a href="/wiki/Make_in_India" title="Make in India">Make in India</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Jammu_%26_Kashmir_Bank&action=edit&section=8" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-BalSheet-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-BalSheet_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-BalSheet_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-BalSheet_1-2"><sup><i><b>c</b></i></sup></a> <a href="#cite_ref-BalSheet_1-3"><sup><i><b>d</b></i></sup></a> <a href="#cite_ref-BalSheet_1-4"><sup><i><b>e</b></i></sup></a></span> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.jkbank.com/pdfs/annrep/2023-24.pdf">"</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210731103136/https://www.jkbank.com/pdfs/invest/2021/J%26KBank-Earnings%20Update%20CRORE-Mar-2021_08072021.pdf">Archived</a> 31 July 2021 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a> jkbank.com (March 2021).</span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2">^</a></b></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite id="CITEREFAshiq2019" class="citation news cs1">Ashiq, Peerzada (8 June 2019). <a rel="nofollow" class="external text" href="https://www.thehindu.com/news/national/other-states/vigilance-sleuths-raid-jk-bank-headquarters-after-chairman-parvez-ahmads-removal/article27696359.ece">"Vigilance raids J&K Bank, hours after chairman was replaced"</a>. <i>The Hindu</i>. <a href="/wiki/ISSN_(identifier)" class="mw-redirect" title="ISSN (identifier)">ISSN</a> <a rel="nofollow" class="external text" href="https://search.worldcat.org/issn/0971-751X">0971-751X</a><span class="reference-accessdate">. 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Retrieved <span class="nowrap">6 January</span> 2025</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=The+Statesman&rft.atitle=Mired+in+controversies%2C+J%26K+Bank+finally+comes+under+RTI+Act&rft.date=2019-06-16&rft.aulast=Sharma&rft.aufirst=S.+P.&rft_id=https%3A%2F%2Fwww.thestatesman.com%2Fbusiness%2Fmired-controversies-jk-bank-finally-comes-rti-act-1502766157.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-:2-4"><span class="mw-cite-backlink">^ <a href="#cite_ref-:2_4-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:2_4-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-:2_4-2"><sup><i><b>c</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite id="CITEREFService2018" class="citation web cs1">Service, Statesman News (3 December 2018). <a rel="nofollow" class="external text" href="https://www.thestatesman.com/india/does-turning-j-k-bank-a-psu-undermine-article-370-1502713369.html">"Does turning J-K Bank a PSU undermine Article 370?"</a>. <i>The Statesman</i><span class="reference-accessdate">. Retrieved <span class="nowrap">6 January</span> 2025</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=The+Statesman&rft.atitle=Does+turning+J-K+Bank+a+PSU+undermine+Article+370%3F&rft.date=2018-12-03&rft.aulast=Service&rft.aufirst=Statesman+News&rft_id=https%3A%2F%2Fwww.thestatesman.com%2Findia%2Fdoes-turning-j-k-bank-a-psu-undermine-article-370-1502713369.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-5"><span class="mw-cite-backlink"><b><a href="#cite_ref-5">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://articles.economictimes.indiatimes.com/2013-04-01/news/38189714_1_lakh-crore-business-kashmir-bank-platinum-jubilee-year">Jammu and Kashmir Bank achieves <span style="white-space: nowrap">₹</span> one lakh crore business – Economic Times</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20130405191126/http://articles.economictimes.indiatimes.com/2013-04-01/news/38189714_1_lakh-crore-business-kashmir-bank-platinum-jubilee-year">Archived</a> 5 April 2013 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>. Articles.economictimes.indiatimes.com (1 April 2013). Retrieved on 6 December 2013.</span> </li> <li id="cite_note-6"><span class="mw-cite-backlink"><b><a href="#cite_ref-6">^</a></b></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.greaterkashmir.com/news/2013/Apr/2/jk-bank-vaults-rs1-lakh-cr-biz-target-18.asp">JK Bank vaults <span style="white-space: nowrap">₹</span>1 lakh cr biz target Lastupdate:- Tue, 2 Apr 2013 18:30:00 GMT</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20130403193530/http://greaterkashmir.com/news/2013/Apr/2/jk-bank-vaults-rs1-lakh-cr-biz-target-18.asp">Archived</a> 3 April 2013 at the <a href="/wiki/Wayback_Machine" title="Wayback Machine">Wayback Machine</a>. Greaterkashmir.com (2 April 2013). Retrieved on 6 December 2013.</span> </li> <li id="cite_note-7"><span class="mw-cite-backlink"><b><a href="#cite_ref-7">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite id="CITEREFIMTIYAZ2018" class="citation web cs1">IMTIYAZ, SOFI (26 October 2018). <a rel="nofollow" class="external text" href="https://www.greaterkashmir.com/todays-paper/celebrating-eighty-years-of-bonding">"Celebrating eighty years of bonding"</a>. <i>Greater Kashmir</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095619/https://www.greaterkashmir.com/todays-paper/celebrating-eighty-years-of-bonding">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Greater+Kashmir&rft.atitle=Celebrating+eighty+years+of+bonding&rft.date=2018-10-26&rft.aulast=IMTIYAZ&rft.aufirst=SOFI&rft_id=https%3A%2F%2Fwww.greaterkashmir.com%2Ftodays-paper%2Fcelebrating-eighty-years-of-bonding&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-8"><span class="mw-cite-backlink"><b><a href="#cite_ref-8">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://moneytimes.in/early-bird-gains/jammu-kashmir-bank-banking-on-profitability/">"Jammu & Kashmir Bank: Banking on profitability"</a>. <i>Money Times</i>. 22 May 2019. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095626/https://moneytimes.in/early-bird-gains/jammu-kashmir-bank-banking-on-profitability/">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Money+Times&rft.atitle=Jammu+%26+Kashmir+Bank%3A+Banking+on+profitability&rft.date=2019-05-22&rft_id=https%3A%2F%2Fmoneytimes.in%2Fearly-bird-gains%2Fjammu-kashmir-bank-banking-on-profitability%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-9"><span class="mw-cite-backlink"><b><a href="#cite_ref-9">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite id="CITEREFKNS2020" class="citation web cs1">KNS (15 July 2020). <a rel="nofollow" class="external text" href="http://www.knskashmir.com/jk-bank-jumps-to-4th-place-among-the-banks-across-india-in-digital-transactions-48607">"KNS"</a>. <i>www.knskashmir.com</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095625/http://www.knskashmir.com/jk-bank-jumps-to-4th-place-among-the-banks-across-india-in-digital-transactions-48607">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.knskashmir.com&rft.atitle=KNS&rft.date=2020-07-15&rft.au=KNS&rft_id=http%3A%2F%2Fwww.knskashmir.com%2Fjk-bank-jumps-to-4th-place-among-the-banks-across-india-in-digital-transactions-48607&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-10"><span class="mw-cite-backlink"><b><a href="#cite_ref-10">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.dailyexcelsior.com/india-ratings-upgrades-jk-bank-rating-from-inda-to-indaa/">"India Ratings upgrades J&K Bank rating from INDA+ to INDAA-"</a>. 24 August 2024.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=India+Ratings+upgrades+J%26K+Bank+rating+from+INDA%2B+to+INDAA-&rft.date=2024-08-24&rft_id=https%3A%2F%2Fwww.dailyexcelsior.com%2Findia-ratings-upgrades-jk-bank-rating-from-inda-to-indaa%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><b><a href="#cite_ref-11">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite id="CITEREFjkgb" class="citation web cs1">jkgb. <a rel="nofollow" class="external text" href="https://www.jkgb.in/history.aspx">"J&K Grameen Bank - Engendering Empowerment"</a>. <i>www.jkgb.in</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095619/https://www.jkgb.in/history.aspx">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.jkgb.in&rft.atitle=J%26K+Grameen+Bank+-+Engendering+Empowerment&rft.au=jkgb&rft_id=https%3A%2F%2Fwww.jkgb.in%2Fhistory.aspx&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><b><a href="#cite_ref-12">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.iffcotokio.co.in/about-us/media-center/press-note/statement-on-news-report-on-our-relationship-with-jammu-kashmir-bank">"Statement on our relationship with Jammu & Kashmir Bank"</a>. <i>www.iffcotokio.co.in</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095622/https://www.iffcotokio.co.in/about-us/media-center/press-note/statement-on-news-report-on-our-relationship-with-jammu-kashmir-bank">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.iffcotokio.co.in&rft.atitle=Statement+on+our+relationship+with+Jammu+%26+Kashmir+Bank&rft_id=https%3A%2F%2Fwww.iffcotokio.co.in%2Fabout-us%2Fmedia-center%2Fpress-note%2Fstatement-on-news-report-on-our-relationship-with-jammu-kashmir-bank&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-13"><span class="mw-cite-backlink"><b><a href="#cite_ref-13">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite id="CITEREFwww.ETAuto.com" class="citation web cs1">www.ETAuto.com. <a rel="nofollow" class="external text" href="https://auto.economictimes.indiatimes.com/news/auto-finance/tata-motors-partners-with-jk-bank-for-cv-financing/84238499">"Tata Motors partners with J&K Bank for CV financing - ET Auto"</a>. <i>ETAuto.com</i>. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095620/https://auto.economictimes.indiatimes.com/news/auto-finance/tata-motors-partners-with-jk-bank-for-cv-financing/84238499">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=ETAuto.com&rft.atitle=Tata+Motors+partners+with+J%26K+Bank+for+CV+financing+-+ET+Auto&rft.au=www.ETAuto.com&rft_id=https%3A%2F%2Fauto.economictimes.indiatimes.com%2Fnews%2Fauto-finance%2Ftata-motors-partners-with-jk-bank-for-cv-financing%2F84238499&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-14"><span class="mw-cite-backlink"><b><a href="#cite_ref-14">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.motoroids.com/news/mahindra-mahindra-enters-into-preferred-financier-agreement-with-jk-bank-for-car-loans-and-commercial-vehicle-finance/">"Mahindra & Mahindra enters into preferred financier agreement with J&K Bank for Car Loans and Commercial Vehicle Finance"</a>. <i>www.motoroids.com</i>. 30 April 2013. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20210728095624/https://www.motoroids.com/news/mahindra-mahindra-enters-into-preferred-financier-agreement-with-jk-bank-for-car-loans-and-commercial-vehicle-finance/">Archived</a> from the original on 28 July 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">28 July</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=www.motoroids.com&rft.atitle=Mahindra+%26+Mahindra+enters+into+preferred+financier+agreement+with+J%26K+Bank+for+Car+Loans+and+Commercial+Vehicle+Finance&rft.date=2013-04-30&rft_id=https%3A%2F%2Fwww.motoroids.com%2Fnews%2Fmahindra-mahindra-enters-into-preferred-financier-agreement-with-jk-bank-for-car-loans-and-commercial-vehicle-finance%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> <li id="cite_note-15"><span class="mw-cite-backlink"><b><a href="#cite_ref-15">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222" /><cite class="citation web cs1"><a rel="nofollow" class="external text" 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href="https://www.thehindubusinessline.com/money-and-banking/jk-bank-signs-corporate-agency-agreement-with-lic/article66621486.ece">"J&K Bank signs corporate agency agreement with LIC"</a>. 15 March 2023.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=J%26K+Bank+signs+corporate+agency+agreement+with+LIC&rft.date=2023-03-15&rft_id=https%3A%2F%2Fwww.thehindubusinessline.com%2Fmoney-and-banking%2Fjk-bank-signs-corporate-agency-agreement-with-lic%2Farticle66621486.ece&rfr_id=info%3Asid%2Fen.wikipedia.org%3AJammu+%26+Kashmir+Bank" class="Z3988"></span></span> </li> </ol></div></div> <div class="navbox-styles"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output 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href="/wiki/Template:Banking_in_India" title="Template:Banking in India"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Banking_in_India" title="Template talk:Banking in India"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Banking_in_India" title="Special:EditPage/Template:Banking in India"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="23x15px&#124;border_&#124;alt=India&#124;link=India_Banking_in_India549" style="font-size:114%;margin:0 4em"><span class="flagicon"><span class="mw-image-border" typeof="mw:File"><a href="/wiki/India" title="India"><img alt="India" src="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/23px-Flag_of_India.svg.png" decoding="async" width="23" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/35px-Flag_of_India.svg.png 1.5x, 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style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Reserve_Bank_of_India" title="Template:Reserve Bank of India"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Reserve_Bank_of_India" title="Template talk:Reserve Bank of India"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Reserve_Bank_of_India" title="Special:EditPage/Template:Reserve Bank of India"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Reserve_Bank_of_India62" style="font-size:114%;margin:0 4em"><a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Reserve Bank of India</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Regulation</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_India_Act,_1934" title="Reserve Bank of India Act, 1934">Reserve Bank of India Act, 1934</a></li> <li><a href="/wiki/Monetary_Policy_Committee_(India)" title="Monetary Policy Committee (India)">Monetary Policy Committee</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">People</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/List_of_governors_of_the_Reserve_Bank_of_India" title="List of governors of the Reserve Bank of India">Governor of the Reserve Bank of India</a></li> <li><a href="/wiki/List_of_deputy_governors_of_the_Reserve_Bank_of_India" title="List of deputy governors of the Reserve Bank of India">Deputy governor of the Reserve Bank of India</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Buildings</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/w/index.php?title=Reserve_Bank_of_India_Staff_College&action=edit&redlink=1" class="new" title="Reserve Bank of India Staff College (page does not exist)">Reserve Bank of India Staff College</a></li> <li><a href="/wiki/RBI_Monetary_Museum" title="RBI Monetary Museum">RBI Monetary Museum</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Subsidiaries</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharatiya_Reserve_Bank_Note_Mudran" title="Bharatiya Reserve Bank Note Mudran">Bharatiya Reserve Bank Note Mudran</a></li> <li><a href="/wiki/Security_Printing_and_Minting_Corporation_of_India" title="Security Printing and Minting Corporation of India">Security Printing and Minting Corporation of India</a></li></ul> </div></td></tr></tbody></table></div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Think tanks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banks_Board_Bureau" title="Banks Board Bureau">BBB</a></li> <li><a href="/wiki/Banking_Codes_and_Standards_Board_of_India" title="Banking Codes and Standards Board of India">BCSBI</a></li> <li><a href="/wiki/National_Payments_Corporation_of_India" title="National Payments Corporation of India">NPCI</a></li> <li><a href="/wiki/Indian_Banks%27_Association" title="Indian Banks' Association">IBA</a></li> <li><a href="/wiki/Institute_for_Development_and_Research_in_Banking_Technology" title="Institute for Development and Research in Banking Technology">IDRBT</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Speciality banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/IFCI" class="mw-redirect" title="IFCI">IFCI</a></li> <li><b> <a href="/wiki/All_India_Financial_Institutions" title="All India Financial Institutions">All India Financial Institutions</a> :</b></li> <li><a href="/wiki/Exim_Bank_of_India" title="Exim Bank of India">Exim Bank of India</a></li> <li><a href="/wiki/National_Bank_for_Agriculture_and_Rural_Development" title="National Bank for Agriculture and Rural Development">NABARD</a></li> <li><a href="/wiki/National_Housing_Bank" title="National Housing Bank">NHB</a></li> <li><a href="/wiki/Small_Industries_Development_Bank_of_India" title="Small Industries Development Bank of India">SIDBI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Board_for_Industrial_and_Financial_Reconstruction" title="Board for Industrial and Financial Reconstruction">BIFR</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">IBBI</a></li> <li><a href="/wiki/Institute_of_Banking_Personnel_Selection" title="Institute of Banking Personnel Selection">IBPS</a></li> <li><a href="/wiki/Deposit_Insurance_and_Credit_Guarantee_Corporation" title="Deposit Insurance and Credit Guarantee Corporation">Deposit Insurance (DICGC)</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Public_sector_banks_in_India" title="Public sector banks in India">Public-sector <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Baroda" title="Bank of Baroda">Bank of Baroda</a></li> <li><a href="/wiki/Bank_of_India" title="Bank of India">Bank of India</a></li> <li><a href="/wiki/Canara_Bank" title="Canara Bank">Canara Bank</a></li> <li><a href="/wiki/Central_Bank_of_India" title="Central Bank of India">Central Bank of India</a></li> <li><a href="/wiki/Indian_Bank" title="Indian Bank">Indian Bank</a></li> <li><a href="/wiki/Indian_Overseas_Bank" title="Indian Overseas Bank">Indian Overseas Bank</a></li> <li><a class="mw-selflink selflink">Jammu & Kashmir Bank</a></li> <li><a href="/wiki/Punjab_%26_Sind_Bank" title="Punjab & Sind Bank">Punjab & Sind Bank</a></li> <li><a href="/wiki/Punjab_National_Bank" title="Punjab National Bank">Punjab National Bank</a></li> <li><a href="/wiki/State_Bank_of_India" title="State Bank of India">State Bank of India</a></li> <li><a href="/wiki/UCO_Bank" title="UCO Bank">UCO Bank</a></li> <li><a href="/wiki/Union_Bank_of_India" title="Union Bank of India">Union Bank of India</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Private-sector_banks_in_India" class="mw-redirect" title="Private-sector banks in India">Private-sector <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Axis_Bank" title="Axis Bank">Axis Bank</a></li> <li><a href="/wiki/Bandhan_Bank" title="Bandhan Bank">Bandhan Bank</a></li> <li><a href="/wiki/CSB_Bank" title="CSB Bank">CSB Bank</a></li> <li><a href="/wiki/City_Union_Bank" title="City Union Bank">City Union Bank</a></li> <li><a href="/wiki/DCB_Bank" title="DCB Bank">DCB Bank</a></li> <li><a href="/wiki/Dhanlaxmi_Bank" title="Dhanlaxmi Bank">Dhanlaxmi Bank</a></li> <li><a href="/wiki/Federal_Bank" title="Federal Bank">Federal Bank</a></li> <li><a href="/wiki/HDFC_Bank" title="HDFC Bank">HDFC Bank</a></li> <li><a href="/wiki/ICICI_Bank" title="ICICI Bank">ICICI Bank</a></li> <li><a href="/wiki/IDBI_Bank" title="IDBI Bank">IDBI Bank</a></li> <li><a href="/wiki/IDFC_First_Bank" title="IDFC First Bank">IDFC First Bank</a></li> <li><a href="/wiki/IndusInd_Bank" title="IndusInd Bank">IndusInd Bank</a></li> <li><a href="/wiki/Karnataka_Bank" title="Karnataka Bank">Karnataka Bank</a></li> <li><a href="/wiki/Karur_Vysya_Bank" title="Karur Vysya Bank">Karur Vysya Bank</a></li> <li><a href="/wiki/Kotak_Mahindra_Bank" title="Kotak Mahindra Bank">Kotak Mahindra Bank</a></li> <li><a href="/wiki/Nainital_Bank" title="Nainital Bank">Nainital Bank</a></li> <li><a href="/wiki/RBL_Bank" title="RBL Bank">RBL Bank</a></li> <li><a href="/wiki/South_Indian_Bank" title="South Indian Bank">South Indian Bank</a></li> <li><a href="/wiki/Tamilnad_Mercantile_Bank" title="Tamilnad Mercantile Bank">Tamilnad Mercantile Bank</a></li> <li><a href="/wiki/Yes_Bank" title="Yes Bank">Yes Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abu_Dhabi_Commercial_Bank" class="mw-redirect" title="Abu Dhabi Commercial Bank">Abu Dhabi Commercial Bank</a></li> <li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a></li> <li><a href="/wiki/Bank_Maybank_Indonesia" title="Bank Maybank Indonesia">Bank Maybank Indonesia</a></li> <li><a href="/wiki/Bank_of_America" title="Bank of America">Bank of America</a></li> <li><a href="/wiki/Bank_of_Bahrain_and_Kuwait" title="Bank of Bahrain and Kuwait">Bank of Bahrain and Kuwait</a></li> <li><a href="/wiki/Bank_of_Ceylon" title="Bank of Ceylon">Bank of Ceylon</a></li> <li><a href="/wiki/Barclays" title="Barclays">Barclays</a></li> <li><a href="/wiki/Credit_Suisse" title="Credit Suisse">Credit Suisse</a></li> <li><a href="/wiki/CTBC_Bank" title="CTBC Bank">CTBC Bank</a></li> <li><a href="/wiki/Deutsche_Bank" title="Deutsche Bank">Deutsche Bank</a></li> <li><a href="/wiki/HSBC_Bank_India" title="HSBC Bank India">HSBC</a></li> <li><a href="/wiki/Maybank" title="Maybank">Maybank</a></li> <li><a href="/wiki/MUFG_Bank" title="MUFG Bank">MUFJ</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li> <li><a href="/wiki/Scotiabank" title="Scotiabank">Scotiabank</a></li> <li><a href="/wiki/Standard_Chartered_India" title="Standard Chartered India">Standard Chartered India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Wholly owned subsidiary (WOS)</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/DBS_Bank" title="DBS Bank">DBS Bank</a></li> <li><a href="/wiki/State_Bank_of_Mauritius" title="State Bank of Mauritius">State Bank of Mauritius</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Wound up/closed (or in process)</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Antwerp_Diamond_Bank" title="Antwerp Diamond Bank">Antwerp Diamond Bank</a></li> <li><a href="/wiki/Citibank_India" title="Citibank India">Citibank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Small_finance_bank" title="Small finance bank">Small finance banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/AU_Small_Finance_Bank" title="AU Small Finance Bank">AU</a> <ul><li><a href="/wiki/Fincare_Small_Finance_Bank" class="mw-redirect" title="Fincare Small Finance Bank">Fincare</a></li></ul></li> <li><a href="/wiki/Capital_Small_Finance_Bank" title="Capital Small Finance Bank">Capital</a></li> <li><a href="/wiki/ESAF_Small_Finance_Bank" title="ESAF Small Finance Bank">ESAF</a></li> <li><a href="/wiki/Equitas_Small_Finance_Bank" title="Equitas Small Finance Bank">Equitas</a></li> <li><a href="/wiki/Jana_Small_Finance_Bank" title="Jana Small Finance Bank">Jana</a></li> <li><a href="/wiki/North_East_Small_Finance_Bank" class="mw-redirect" title="North East Small Finance Bank">North East</a></li> <li><a href="/wiki/Suryoday_Small_Finance_Bank" class="mw-redirect" title="Suryoday Small Finance Bank">Suryoday</a></li> <li><a href="/wiki/Ujjivan_Small_Finance_Bank" title="Ujjivan Small Finance Bank">Ujjivan</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payments_bank" title="Payments bank">Payments banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Airtel_Payments_Bank" title="Airtel Payments Bank">Airtel</a></li> <li><a href="/wiki/National_Securities_Depository" class="mw-redirect" title="National Securities Depository">National Securities Depository</a></li> <li><a href="/wiki/India_Post_Payments_Bank" title="India Post Payments Bank">India Post</a></li> <li><a href="/wiki/Jio_Payments_Bank" title="Jio Payments Bank">Jio</a></li> <li><a href="/wiki/Paytm_Payments_Bank" title="Paytm Payments Bank">Paytm</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Surrendered_licencees_or_wound_up38" scope="row" class="navbox-group" style="width:1%">Surrendered licencees <br />or wound up</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aditya_Birla_Payments_Bank" title="Aditya Birla Payments Bank">Aditya Birla</a> <ul><li><a href="/wiki/M-Pesa" title="M-Pesa">Vodafone M-Pesa</a></li></ul></li> <li><a href="/wiki/Tech_Mahindra" title="Tech Mahindra">Tech Mahindra</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Cooperative <br />banks</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Abhyudaya_Co-operative_Bank_Ltd" title="Abhyudaya Co-operative Bank Ltd">Abhyudaya Co-operative Bank</a>.</li> <li><a href="/wiki/Buldana_Urban_Cooperative_Credit_Society" title="Buldana Urban Cooperative Credit Society">Buldana Urban Cooperative Credit Society</a></li> <li><a href="/wiki/Cosmos_Bank" class="mw-redirect" title="Cosmos Bank">Cosmos Bank</a></li> <li><a href="/wiki/Dombivli_Nagari_Sahakari_Bank_Ltd." title="Dombivli Nagari Sahakari Bank Ltd.">Dombivli Nagari Sahakari Bank</a></li> <li><a href="/wiki/Kerala_Bank" title="Kerala Bank">Kerala Bank</a></li> <li><a href="/wiki/Mizoram_Co-operative_Apex_Bank" title="Mizoram Co-operative Apex Bank">Mizoram Co-operative Apex Bank</a></li> <li><a href="/wiki/Punjab_and_Maharashtra_Co-operative_Bank" title="Punjab and Maharashtra Co-operative Bank">Punjab and Maharashtra Co-operative Bank</a></li> <li><a href="/wiki/Repco_Bank" title="Repco Bank">Repco Bank</a></li> <li><a href="/wiki/Saraswat_Bank" class="mw-redirect" title="Saraswat Bank">Saraswat Bank</a></li> <li><a href="/wiki/Shamrao_Vithal_Co-operative_Bank" title="Shamrao Vithal Co-operative Bank">Shamrao Vithal Co-operative Bank</a></li> <li><a href="/wiki/TNSC_Bank" title="TNSC Bank">TNSC Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Regional_rural_bank" title="Regional rural bank">Regional rural banks</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Assam_Gramin_Vikash_Bank" title="Assam Gramin Vikash Bank">Assam Gramin Vikash Bank</a></li> <li><a href="/wiki/Bangiya_Gramin_Vikash_Bank" title="Bangiya Gramin Vikash Bank">Bangiya Gramin Vikash Bank</a></li> <li><a href="/wiki/Mizoram_Rural_Bank" title="Mizoram Rural Bank">Mizoram Rural Bank</a></li> <li><a href="/wiki/Paschim_Banga_Gramin_Bank" title="Paschim Banga Gramin Bank">Paschim Banga Gramin Bank</a></li> <li><a href="/wiki/Puduvai_Bharathiar_Grama_Bank" title="Puduvai Bharathiar Grama Bank">Puduvai Bharathiar Grama Bank</a></li> <li><a href="/wiki/Tamil_Nadu_Grama_Bank" title="Tamil Nadu Grama Bank">Tamil Nadu Grama Bank</a></li> <li><a href="/wiki/Uttar_Bihar_Gramin_Bank" title="Uttar Bihar Gramin Bank">Uttar Bihar Gramin Bank</a></li> <li><a href="/wiki/Uttarakhand_Gramin_Bank" title="Uttarakhand Gramin Bank">Uttarakhand Gramin Bank</a></li> <li><a href="/wiki/Vananchal_Gramin_Bank" class="mw-redirect" title="Vananchal Gramin Bank">Vananchal Gramin Bank</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Andhra</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Andhra_Pradesh_Grameena_Vikas_Bank" title="Andhra Pradesh Grameena Vikas Bank">Andhra Pradesh Grameena Vikas Bank</a></li> <li><a href="/wiki/Andhra_Pragathi_Grameena_Bank" title="Andhra Pragathi Grameena Bank">Andhra Pragathi Grameena Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Kerala</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Kerala_Gramin_Bank" title="Kerala Gramin Bank">Kerala Gramin Bank</a></li> <li><a href="/wiki/North_Malabar_Gramin_Bank" title="North Malabar Gramin Bank">North Malabar Gramin Bank</a></li> <li><a href="/wiki/South_Malabar_Gramin_Bank" title="South Malabar Gramin Bank">South Malabar Gramin Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/List_of_regional_rural_banks_in_Uttar_Pradesh" title="List of regional rural banks in Uttar Pradesh">Uttar Pradesh</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Allahabad_UP_Gramin_Bank" title="Allahabad UP Gramin Bank">Allahabad UP Gramin Bank</a></li> <li><a href="/wiki/Gramin_Bank_of_Aryavart" title="Gramin Bank of Aryavart">Gramin Bank of Aryavart</a></li> <li><a href="/wiki/Sarva_UP_Gramin_Bank" class="mw-redirect" title="Sarva UP Gramin Bank">Sarva UP Gramin Bank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Defunct banks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Merged30" scope="row" class="navbox-group" style="width:1%">Merged</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">PSB</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/New_Bank_of_India" title="New Bank of India">New Bank of India</a></li> <li><a href="/wiki/Dena_Bank" title="Dena Bank">Dena Bank</a></li> <li><a href="/wiki/Vijaya_Bank" title="Vijaya Bank">Vijaya Bank</a></li> <li><a href="/wiki/Allahabad_Bank" title="Allahabad Bank">Allahabad Bank</a></li> <li><a href="/wiki/Andhra_Bank" title="Andhra Bank">Andhra Bank</a></li> <li><a href="/wiki/Corporation_Bank" title="Corporation Bank">Corporation Bank</a></li> <li><a href="/wiki/Oriental_Bank_of_Commerce" title="Oriental Bank of Commerce">Oriental Bank of Commerce</a></li> <li><a href="/wiki/United_Bank_of_India" title="United Bank of India">United Bank of India</a></li> <li><a href="/wiki/Syndicate_Bank" title="Syndicate Bank">Syndicate Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">SBI</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Bombay" title="Bank of Bombay">Bank of Bombay</a></li> <li><a href="/wiki/Bank_of_Calcutta" title="Bank of Calcutta">Bank of Calcutta</a></li> <li><a href="/wiki/Bank_of_Madras" title="Bank of Madras">Bank of Madras</a></li> <li><a href="/wiki/Imperial_Bank_of_India" title="Imperial Bank of India">Imperial Bank of India</a></li> <li><a href="/wiki/State_Bank_of_Bikaner_%26_Jaipur" title="State Bank of Bikaner & Jaipur">State Bank of Bikaner & Jaipur</a></li> <li><a href="/wiki/State_Bank_of_Hyderabad" title="State Bank of Hyderabad">State Bank of Hyderabad</a></li> <li><a href="/wiki/State_Bank_of_Indore" title="State Bank of Indore">State Bank of Indore</a></li> <li><a href="/wiki/State_Bank_of_Mysore" title="State Bank of Mysore">State Bank of Mysore</a></li> <li><a href="/wiki/State_Bank_of_Patiala" title="State Bank of Patiala">State Bank of Patiala</a></li> <li><a href="/wiki/State_Bank_of_Saurashtra" title="State Bank of Saurashtra">State Bank of Saurashtra</a></li> <li><a href="/wiki/State_Bank_of_Travancore" title="State Bank of Travancore">State Bank of Travancore</a></li> <li><a href="/wiki/Bharatiya_Mahila_Bank" title="Bharatiya Mahila Bank">Bharatiya Mahila Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Rescued</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Global_Trust_Bank_(India)" title="Global Trust Bank (India)">Global Trust Bank</a> (OBC)</li> <li><a href="/wiki/Lakshmi_Vilas_Bank" title="Lakshmi Vilas Bank">Lakshmi Vilas Bank</a> (DBS)</li> <li><a href="/wiki/Nedungadi_Bank" title="Nedungadi Bank">Nedungadi Bank</a> (PNB)</li> <li><a href="/wiki/United_Western_Bank" title="United Western Bank">United Western Bank</a> (IDBI)</li> <li><a href="/wiki/United_Industrial_Bank" title="United Industrial Bank">United Industrial Bank</a> (Allahabad Bank)</li> <li><a href="/wiki/Punjab_and_Maharashtra_Co-operative_Bank" title="Punjab and Maharashtra Co-operative Bank">Punjab and Maharashtra Co-operative Bank</a> (Unity SFB)</li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Acquired</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Madura" title="Bank of Madura">Bank of Madura</a></li> <li><a href="/wiki/Bank_of_Rajasthan" title="Bank of Rajasthan">Bank of Rajasthan</a></li> <li><a href="/wiki/Bengal_Central_Bank" title="Bengal Central Bank">Bengal Central Bank</a></li> <li><a href="/wiki/Centurion_Bank_of_Punjab" title="Centurion Bank of Punjab">Centurion Bank of Punjab</a></li> <li><a href="/wiki/Chartered_Bank_of_India,_Australia_and_China" title="Chartered Bank of India, Australia and China">Chartered Bank of India, Australia and China</a></li> <li><a href="/wiki/Grindlays_Bank" title="Grindlays Bank">Grindlays Bank</a> <ul><li><a href="/wiki/National_Bank_of_India" class="mw-redirect" title="National Bank of India">National Bank of India</a></li></ul></li> <li><a href="/wiki/ING_Vysya_Bank" title="ING Vysya Bank">ING Vysya Bank</a></li> <li><a href="/wiki/Mercantile_Bank_of_India,_London_and_China" title="Mercantile Bank of India, London and China">Mercantile Bank of India, London and China</a></li> <li><a href="/wiki/Lord_Krishna_Bank" title="Lord Krishna Bank">Lord Krishna Bank</a></li> <li><a href="/wiki/Times_Bank" title="Times Bank">Times Bank</a></li> <li><a href="/wiki/Vysya_Bank" title="Vysya Bank">Vysya Bank</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="PSB3" scope="row" class="navbox-group" style="width:1%">PSB</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharat_Overseas_Bank" title="Bharat Overseas Bank">Bharat Overseas Bank</a></li> <li><a href="/wiki/Pandyan_Bank" title="Pandyan Bank">Pandyan Bank</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Wound up</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_of_Chettinad" title="Bank of Chettinad">Bank of Chettinad</a></li> <li><a href="/wiki/Dass_Bank" title="Dass Bank">Dass Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Failed</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alliance_Bank_of_Simla" title="Alliance Bank of Simla">Alliance Bank of Simla</a></li> <li><a href="/wiki/Arbuthnot_%26_Co" title="Arbuthnot & Co">Arbuthnot & Co</a></li> <li><a href="/wiki/Commercial_Bank_of_India" title="Commercial Bank of India">Commercial Bank of India</a></li> <li><a href="/wiki/Exchange_Bank_of_India_%26_Africa" title="Exchange Bank of India & Africa">Exchange Bank of India & Africa</a></li> <li><a href="/wiki/Oriental_Bank_Corporation" title="Oriental Bank Corporation">(New) Oriental Bank Corporation</a></li> <li><a href="/wiki/Oudh_Commercial_Bank" title="Oudh Commercial Bank">Oudh Commercial Bank</a></li> <li><a href="/wiki/Madhavpura_Mercantile_Cooperative_Bank" title="Madhavpura Mercantile Cooperative Bank">Madhavpura Mercantile Cooperative Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Liquidated</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bengal_Bank_(1784)" class="mw-redirect" title="Bengal Bank (1784)">Bengal Bank (1784)</a></li> <li><a href="/wiki/Bank_of_Bombay_(1720)" title="Bank of Bombay (1720)">Bank of Bombay (1720)</a></li> <li><a href="/wiki/Bank_of_Hindostan" title="Bank of Hindostan">Bank of Hindostan</a></li> <li><a href="/wiki/General_Bank_of_India" title="General Bank of India">General Bank of India</a></li> <li><a href="/wiki/General_Bank_of_Bengal_and_Bihar" title="General Bank of Bengal and Bihar">General Bank of Bengal and Bihar</a></li> <li><a href="/wiki/Nath_Bank" title="Nath Bank">Nath Bank</a></li> <li><a href="/wiki/Palai_Central_Bank" title="Palai Central Bank">Palai Central Bank</a></li> <li><a href="/wiki/The_Commercial_Bank_(1819)" title="The Commercial Bank (1819)">The Commercial Bank (1819)</a></li> <li><a href="/wiki/The_Calcutta_Bank_(1824)" title="The Calcutta Bank (1824)">The Calcutta Bank (1824)</a></li> <li><a href="/wiki/The_Union_Bank_(1828)" title="The Union Bank (1828)">The Union Bank (1828)</a></li> <li><a href="/wiki/The_Government_Savings_Bank_(1833)" title="The Government Savings Bank (1833)">The Government Savings Bank (1833)</a></li> <li><a href="/wiki/The_Bank_of_Mirzapore_(1835)" title="The Bank of Mirzapore (1835)">The Bank of Mirzapore (1835)</a></li> <li><a href="/wiki/Travancore_National_and_Quilon_Bank" title="Travancore National and Quilon Bank">Travancore National and Quilon Bank</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Networks</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Interbank_network" title="Interbank network">Interbank networks</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Cirrus_(interbank_network)" title="Cirrus (interbank network)">Cirrus</a></li> <li><a href="/wiki/National_Financial_Switch" title="National Financial Switch">NFS</a></li> <li><a href="/wiki/Plus_(interbank_network)" title="Plus (interbank network)">PLUS</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Interbank_network" title="Interbank network">ATM networks</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banks_ATM_Network_and_Customer_Services" title="Banks ATM Network and Customer Services">BANCS</a></li> <li><a href="/wiki/Cashnet" title="Cashnet">Cashnet</a></li> <li><a href="/wiki/CashTree" title="CashTree">CashTree</a></li> <li><a href="/wiki/MITR_ATM_Sharing_Network" title="MITR ATM Sharing Network">MITR</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payment_card" title="Payment card">Cards</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Mastercard" title="Mastercard">Mastercard</a> <ul><li><a href="/wiki/Debit_Mastercard" title="Debit Mastercard">Debit Mastercard</a></li> <li><a href="/wiki/Maestro_(debit_card)" title="Maestro (debit card)">Maestro</a></li></ul></li> <li><a href="/wiki/RuPay" title="RuPay">RuPay</a></li> <li><a href="/wiki/Visa_Inc" class="mw-redirect" title="Visa Inc">Visa</a> <ul><li><a href="/wiki/Visa_Debit" title="Visa Debit">Visa Debit</a></li> <li><a href="/wiki/Visa_Electron" title="Visa Electron">Visa Electron</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Electronic_funds_transfer" title="Electronic funds transfer">Online transfers</a></th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aadhaar_Enabled_Payment_System" class="mw-redirect" title="Aadhaar Enabled Payment System">AEPS</a></li> <li><a href="/wiki/Bharat_Bill_Payment_System" class="mw-redirect" title="Bharat Bill Payment System">BBPS</a></li> <li><a href="/wiki/Bharat_Interface_for_Money" class="mw-redirect" title="Bharat Interface for Money">BHIM</a></li> <li><a href="/wiki/Immediate_Payment_Service" title="Immediate Payment Service">IMPS</a></li> <li><a href="/wiki/National_Electronic_Funds_Transfer" title="National Electronic Funds Transfer">NEFT</a></li> <li><a href="/wiki/Real-time_gross_settlement" title="Real-time gross settlement">RTGS</a></li> <li><a href="/wiki/Unified_Payments_Interface" title="Unified Payments Interface">UPI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Payment_service_provider" title="Payment service provider">Payment service<br /> providers</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Atom_Technologies" class="mw-redirect" title="Atom Technologies">Atom</a></li> <li><a href="/wiki/Bharat_Interface_for_Money" class="mw-redirect" title="Bharat Interface for Money">BHIM</a></li> <li><a href="/wiki/BillDesk" title="BillDesk">BillDesk</a></li> <li><a href="/wiki/Infibeam" title="Infibeam">CCAvenue</a></li> <li><a href="/wiki/Paytm_Payments_Bank" title="Paytm Payments Bank">Paytm</a></li> <li><a href="/wiki/Zeta_India" class="mw-redirect" title="Zeta India">Zeta India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Digital_wallets19" scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Digital_wallet" title="Digital wallet">Digital wallets</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Amazon_Pay" title="Amazon Pay">Amazon Pay</a></li> <li><a href="/wiki/BharatPe" title="BharatPe">BharatPe</a></li> <li><a href="/wiki/Freecharge" title="Freecharge">Freecharge</a></li> <li><a href="/wiki/Google_Pay_(payment_method)" title="Google Pay (payment method)">Google Pay</a></li> <li><a href="/wiki/Mobikwik" class="mw-redirect" title="Mobikwik">Mobikwik</a></li> <li><a href="/wiki/Oxigen_Services" title="Oxigen Services">Oxigen Services</a></li> <li><a href="/wiki/Payoneer" title="Payoneer">Payoneer</a></li> <li><a href="/wiki/PayU" title="PayU">PayU</a></li> <li><a href="/wiki/Payworld" title="Payworld">Payworld</a></li> <li><a href="/wiki/PhonePe" title="PhonePe">PhonePe</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Related topics</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ATM_usage_fees#India" title="ATM usage fees">ATM usage fees</a></li> <li><a href="/wiki/Bank_run" title="Bank run">Bank run</a></li> <li><a href="/wiki/Indian_black_money" title="Indian black money">Black money</a></li> <li><a href="/wiki/Counterfeit_money" title="Counterfeit money">Counterfeit money</a></li> <li><a href="/wiki/Demat_account" title="Demat account">De-materialisation (de-mat)</a></li> <li><a href="/wiki/Demonetisation_(currency)" class="mw-redirect" title="Demonetisation (currency)">Demonetisation</a> <ul><li><a href="/wiki/2016_Indian_banknote_demonetisation" title="2016 Indian banknote demonetisation">2016</a></li> <li><a href="/wiki/Withdrawal_of_low-denomination_coins" title="Withdrawal of low-denomination coins">Low denomination coins</a></li></ul></li> <li><a href="/wiki/Foreign_exchange_market" title="Foreign exchange market">Foreign exchange (ForEx)</a></li></ul> <ul><li><b>Lists: </b> <a href="/wiki/List_of_banks_in_India" title="List of banks in India">List of banks</a></li> <li><a href="/wiki/List_of_oldest_banks_in_India" title="List of oldest banks in India">List of oldest banks in India</a></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Protocol <br /> and codes</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharat_Bill_Payment_System" class="mw-redirect" title="Bharat Bill Payment System">Bharat Bill Payment System (BBPS)</a></li> <li><a href="/wiki/Indian_Financial_System_Code" title="Indian Financial System Code">Indian Financial System Code (IFSC)</a></li> <li><a href="/wiki/National_Unified_USSD_Platform" title="National Unified USSD Platform">National Unified USSD Platform (NUUP)</a></li> <li><a href="/wiki/Structured_Financial_Messaging_System" title="Structured Financial Messaging System">Structured Financial Messaging System (SFMS)</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Rates & <br /> ratios</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Rates</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bank_rate" title="Bank rate">Bank rate</a></li> <li><a href="/wiki/MIBOR_(Indian_reference_rate)" title="MIBOR (Indian reference rate)">Mumbai Inter-Bank Bid Rate - MIBID/Mumbai Inter-Bank Offer Rate - MIBOR</a></li> <li><a href="/wiki/Reserve_Bank_of_India#MIFOR_(Mumbai_Interbank_Forward_Offer_Rate)" title="Reserve Bank of India">Mumbai Interbank Forward Offer Rate - MIFOR</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Ratios</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Capital_requirement" title="Capital requirement">Capital Adequacy Ratio - CAR</a></li> <li><a href="/wiki/Statutory_liquidity_ratio" title="Statutory liquidity ratio">Statutory Liquidity Ratio - SLR</a></li> <li><a href="/wiki/Reserve_requirement" title="Reserve requirement">Cash Reserve Ratio - CRR</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Regulators</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Insurance_Regulatory_and_Development_Authority" title="Insurance Regulatory and Development Authority">Insurance - IRDAI</a></li> <li><a href="/wiki/Reserve_Bank_of_India" title="Reserve Bank of India">Banking - RBI</a></li> <li><a href="/wiki/SEBI" class="mw-redirect" title="SEBI">Securities - SEBI</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">Bankruptcy - IBBI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Insolvency, <br /> bankruptcy and <br /> reconstruction</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%">Boards</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Board_for_Industrial_and_Financial_Reconstruction" title="Board for Industrial and Financial Reconstruction">BIFR</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Board_of_India" title="Insolvency and Bankruptcy Board of India">IBBI</a></li> <li><a href="/wiki/Central_Registry_of_Securitisation_Asset_Reconstruction_and_Security_Interest" title="Central Registry of Securitisation Asset Reconstruction and Security Interest">CERSAI</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Legislation</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Insolvency_and_Bankruptcy_Code,_2016" title="Insolvency and Bankruptcy Code, 2016">IBC</a></li> <li><a href="/wiki/Securitisation_and_Reconstruction_of_Financial_Assets_and_Enforcement_of_Security_Interest_Act,_2002" title="Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002">SARFESI Act</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Companies</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li>ARCIL</li> <li>Edelweiss ARC</li> <li>IAMCL</li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Legislation</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Banking_Regulation_Act,_1949" title="Banking Regulation Act, 1949">Banking Regulation Act, 1949</a></li> <li><a href="/wiki/Government_Securities_Act,_2006" title="Government Securities Act, 2006">Government Securities Act, 2006</a></li> <li><a href="/wiki/Insolvency_and_Bankruptcy_Code,_2016" title="Insolvency and Bankruptcy Code, 2016">IBC, 2016</a></li> <li><a href="/wiki/Reserve_Bank_of_India_Act,_1934" title="Reserve Bank of India Act, 1934">RBI Act, 1934</a></li> <li><a href="/wiki/Securitisation_and_Reconstruction_of_Financial_Assets_and_Enforcement_of_Security_Interest_Act,_2002" title="Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002">SARFESI Act, 2002</a></li> <li><a href="/wiki/Income-tax_Act,_1961" class="mw-redirect" title="Income-tax Act, 1961">Income-tax Act, 1961</a></li> <li><a href="/wiki/Companies_Act,_2013" class="mw-redirect" title="Companies Act, 2013">Companies Act, 2013</a></li> <li><a href="/wiki/Insurance_Act,_1938" title="Insurance Act, 1938">Insurance Act, 1938</a></li> <li><a href="/wiki/Foreign_Exchange_Management_Act" title="Foreign Exchange Management Act">FEMA, 1999</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Tribunals</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/National_Company_Law_Tribunal" title="National Company Law Tribunal">Company Law - NCLT</a></li> <li><a href="/wiki/National_Company_Law_Appellate_Tribunal" title="National Company Law Appellate Tribunal">Appellate - NCLAT</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Measures</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Prompt_Corrective_Action" class="mw-redirect" title="Prompt Corrective Action">Prompt Corrective Action</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Institute_of_Banking_Personnel_Selection" title="Institute of Banking Personnel Selection">Institute of Banking Personnel Selection</a></li> <li><a href="/wiki/Mumbai_Consensus" title="Mumbai Consensus">Mumbai Consensus</a></li></ul> </div></td></tr></tbody></table><div> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374" /><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235" /></div><div role="navigation" class="navbox" aria-labelledby="23x15px&#124;border_&#124;alt=India&#124;link=India_NIFTY_200_companies127" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374" /><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231" /><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Nifty_200_companies" title="Template:Nifty 200 companies"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Nifty_200_companies" title="Template talk:Nifty 200 companies"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Nifty_200_companies" title="Special:EditPage/Template:Nifty 200 companies"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="23x15px&#124;border_&#124;alt=India&#124;link=India_NIFTY_200_companies127" style="font-size:114%;margin:0 4em"><span class="flagicon"><span class="mw-image-border" typeof="mw:File"><a href="/wiki/India" title="India"><img alt="India" src="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/23px-Flag_of_India.svg.png" decoding="async" width="23" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/35px-Flag_of_India.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/4/41/Flag_of_India.svg/45px-Flag_of_India.svg.png 2x" data-file-width="900" data-file-height="600" /></a></span></span> NIFTY 200 companies</div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">NIFTY <br /> 200</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="NIFTY_10014" scope="row" class="navbox-group" style="width:1%">NIFTY <br /> 100</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/NIFTY_50" title="NIFTY 50">NIFTY <br />50</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Adani_Enterprises" title="Adani Enterprises">Adani Enterprises</a></li> <li><a href="/wiki/Adani_Ports_%26_SEZ" title="Adani Ports & SEZ">Adani Ports</a></li> <li><a href="/wiki/Apollo_Hospitals" title="Apollo Hospitals">Apollo Hospitals</a></li> <li><a href="/wiki/Asian_Paints" title="Asian Paints">Asian Paints</a></li> <li><a href="/wiki/Axis_Bank" title="Axis Bank">Axis Bank</a></li> <li><a href="/wiki/Bajaj_Auto" title="Bajaj Auto">Bajaj Auto</a></li> <li><a href="/wiki/Bajaj_Finance" title="Bajaj Finance">Bajaj Finance</a></li> <li><a href="/wiki/Bajaj_Finserv" title="Bajaj Finserv">Bajaj Finserv</a></li> <li><a href="/wiki/Bharat_Electronics" title="Bharat Electronics">BEL</a></li> <li><a href="/wiki/Bharat_Petroleum" title="Bharat Petroleum">Bharat Petroleum</a></li> <li><a href="/wiki/Bharti_Airtel" title="Bharti Airtel">Bharti Airtel</a></li> <li><a href="/wiki/Britannia_Industries" title="Britannia Industries">Britannia</a></li> <li><a href="/wiki/Cipla" title="Cipla">Cipla</a></li> <li><a href="/wiki/Coal_India" title="Coal India">Coal India</a></li> <li><a href="/wiki/Dr._Reddy%27s_Laboratories" title="Dr. Reddy's Laboratories">Dr. Reddy's Labs</a></li> <li><a href="/wiki/Eicher_Motors" title="Eicher Motors">Eicher</a></li> <li><a href="/wiki/Grasim_Industries" title="Grasim Industries">Grasim</a></li> <li><a href="/wiki/HCLTech" title="HCLTech">HCLTech</a></li> <li><a href="/wiki/HDFC_Bank" title="HDFC Bank">HDFC Bank</a></li> <li><a href="/wiki/HDFC_Life" title="HDFC Life">HDFC Life</a></li> <li><a href="/wiki/Hero_MotoCorp" title="Hero MotoCorp">Hero MotoCorp</a></li> <li><a href="/wiki/Hindalco_Industries" title="Hindalco Industries">Hindalco</a></li> <li><a href="/wiki/Hindustan_Unilever" title="Hindustan Unilever">HUL</a></li> <li><a href="/wiki/ICICI_Bank" title="ICICI Bank">ICICI Bank</a></li> <li><a href="/wiki/IndusInd_Bank" title="IndusInd Bank">IndusInd Bank</a></li> <li><a href="/wiki/Infosys" title="Infosys">Infosys</a></li> <li><a href="/wiki/ITC_Limited" title="ITC Limited">ITC</a></li> <li><a href="/wiki/JSW_Steel" title="JSW Steel">JSW Steel</a></li> <li><a href="/wiki/Kotak_Mahindra_Bank" title="Kotak Mahindra Bank">Kotak Mahindra</a></li> <li><a href="/wiki/Larsen_%26_Toubro" title="Larsen & Toubro">L&T</a></li> <li><a href="/wiki/Mahindra_%26_Mahindra" title="Mahindra & Mahindra">M&M</a></li> <li><a href="/wiki/Maruti_Suzuki" title="Maruti Suzuki">Maruti Suzuki</a></li> <li><a href="/wiki/NTPC_Limited" title="NTPC Limited">NTPC</a></li> <li><a href="/wiki/Nestl%C3%A9_India" title="Nestlé India">Nestlé</a></li> <li><a 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