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Personal Finance: Saving, Investing & Budgeting Tips - NZ Herald
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class="swiper-wrapper mx-0 h-full items-center"><li class="swiper-slide my-0 flex flex-shrink-0 items-center divider"><a id="home" href="/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:0" data-nav-tracking-element="Home" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Home</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="latest-news" href="/latest-news/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:1" data-nav-tracking-element="Latest news" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Latest 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id="business" href="/business/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:6" data-nav-tracking-element="Business" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Business</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="entertainment" href="/entertainment/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:7" data-nav-tracking-element="Entertainment" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Entertainment</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="podcasts-audio" href="/news/podcasts/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:8" data-nav-tracking-element="Podcasts & audio" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Podcasts & audio</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="quizzes" href="/topic/quizzes/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:9" data-nav-tracking-element="Quizzes" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Quizzes</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="opinion" href="/topic/opinion/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:10" data-nav-tracking-element="Opinion" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Opinion</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="lifestyle" href="/lifestyle/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:11" data-nav-tracking-element="Lifestyle" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Lifestyle</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="travel" href="/travel/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:12" data-nav-tracking-element="Travel" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Travel</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="viva" href="/viva/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:13" data-nav-tracking-element="Viva" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Viva</span></a></li><li class="swiper-slide my-0 flex flex-shrink-0 items-center "><a id="weather-forecasts" href="/weather/" type="" target="_self" data-test-ui="nav_horizontal__item-link" data-ref-page-element="hme:horizontalnav:14" data-nav-tracking-element="Weather forecasts" class="btn btn-small btn-primary mx-1 flex items-center px-3 pb-1.5 pt-1.5 text-xs font-normal leading-3 text-sys-text-mid-inverse no-underline hover:opacity-100 focus:opacity-100 sm:text-sm"><span class="relative">Weather forecasts</span></a></li></ul><button type="button" class="swiper-button-prev btn-icon btn-icon-large btn-icon-primary left-0 before:hidden h-[2.875rem] swiper-button-disabled" tabindex="-1"><span class="icon-[nzh--chevron-outline-lg] h-6 w-6 rotate-180 text-white"></span></button><button type="button" class="swiper-button-next btn-icon btn-icon-large btn-icon-primary h-[2.875rem] swiper-button-disabled right-0 before:hidden" tabindex="-1"><span class="icon-[nzh--chevron-outline-lg] h-6 w-6 text-white"></span></button></div></div></nav></header><section id="sidebar"><div data-test-ui="Overlay__NavMain" class="fixed inset-0 z-999 hidden 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class="flex h-9 w-full items-center gap-3 rounded-3xl border-none bg-white px-4 text-black hover:ring-1 hover:ring-inset dark:bg-sys-tint-02 dark:text-white hover:dark:ring-sys-border-hard-inverse" aria-haspopup="dialog"><span class="icon-[nzh--search-outline-sm] h-4 w-4" aria-hidden="true"></span><span id="mobile-search-input" class="flex items-center text-sm">Search</span></button></div></div><nav data-test-ui="MainMenuCol__NavMain" class=" mt-0 w-full md:-mt-6 md:w-nav-main" aria-label="main menu"><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">Subscriptions</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/premium/" target="_self" aria-label="Herald Premium" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:0:0" data-nav-tracking-element="Herald Premium:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Herald Premium</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/viva/" target="_self" aria-label="Viva Premium" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:0:1" data-nav-tracking-element="Viva Premium:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Viva Premium</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-listener/" target="_self" aria-label="The Listener" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:0:2" data-nav-tracking-element="The Listener:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Listener</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://businessdesk.co.nz/?ref=nzhnav" target="_blank" aria-label="BusinessDesk" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:0:3" data-nav-tracking-element="BusinessDesk:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">BusinessDesk</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li></ul><hr class="mx-4 mb-0 mt-6 h-px border-0 bg-sys-border-soft md:mx-8"/></section><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">Sections</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/latest-news/" target="_self" aria-label="Latest news" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:0" data-nav-tracking-element="Latest news:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Latest news</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/" target="_self" aria-label="New Zealand" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:1" data-nav-tracking-element="New Zealand:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">New Zealand</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/" target="_self" aria-label="All New Zealand" data-ref-page-element="hme:nav:1:1" data-nav-tracking-element="New Zealand:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All New Zealand</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/crime/" target="_self" aria-label="Crime" data-ref-page-element="hme:nav:1:1:0" data-nav-tracking-element="New Zealand:Crime:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Crime</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/politics/" target="_self" aria-label="Politics" data-ref-page-element="hme:nav:1:1:1" data-nav-tracking-element="New Zealand:Politics:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Politics</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/education/" target="_self" aria-label="Education" data-ref-page-element="hme:nav:1:1:2" data-nav-tracking-element="New Zealand:Education:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Education</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/public-interest-open-justice/" target="_self" aria-label="Open Justice" data-ref-page-element="hme:nav:1:1:3" data-nav-tracking-element="New Zealand:Open Justice:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Open Justice</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/asb-scam-update/" target="_self" aria-label="Scam Update" data-ref-page-element="hme:nav:1:1:4" data-nav-tracking-element="New Zealand:Scam Update:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Scam Update</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/great-nz-road-trip/" target="_self" aria-label="The Great NZ Road Trip" data-ref-page-element="hme:nav:1:1:5" data-nav-tracking-element="New Zealand:The Great NZ Road Trip:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Great NZ Road Trip</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/world/" target="_self" aria-label="World" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:2" data-nav-tracking-element="World:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">World</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/world/" target="_self" aria-label="All World" data-ref-page-element="hme:nav:1:2" data-nav-tracking-element="World:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All World</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/australia/" target="_self" aria-label="Australia" data-ref-page-element="hme:nav:1:2:0" data-nav-tracking-element="World:Australia:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Australia</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/asia/" target="_self" aria-label="Asia" data-ref-page-element="hme:nav:1:2:1" data-nav-tracking-element="World:Asia:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Asia</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/united-kingdom/" target="_self" aria-label="UK" data-ref-page-element="hme:nav:1:2:2" data-nav-tracking-element="World:UK:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">UK</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/united-states/" target="_self" aria-label="United States" data-ref-page-element="hme:nav:1:2:3" data-nav-tracking-element="World:United States:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">United States</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/middle-east/" target="_self" aria-label="Middle East" data-ref-page-element="hme:nav:1:2:4" data-nav-tracking-element="World:Middle East:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Middle East</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/europe/" target="_self" aria-label="Europe" data-ref-page-element="hme:nav:1:2:5" data-nav-tracking-element="World:Europe:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Europe</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/pacific-islands/" target="_self" aria-label="Pacific" data-ref-page-element="hme:nav:1:2:6" data-nav-tracking-element="World:Pacific:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Pacific</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/" target="_self" aria-label="Business" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:3" data-nav-tracking-element="Business:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Business</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/" target="_self" aria-label="All Business" data-ref-page-element="hme:nav:1:3" data-nav-tracking-element="Business:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Business</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/markets/" target="_self" aria-label="Markets" data-ref-page-element="hme:nav:1:3:0" data-nav-tracking-element="Business:Markets:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Markets</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/markets/shares/" target="_self" aria-label="Shares" data-ref-page-element="hme:nav:1:3:0:0" data-nav-tracking-element="Business:Markets:Shares"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shares</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/markets/currency/" target="_self" aria-label="Currency" data-ref-page-element="hme:nav:1:3:0:1" data-nav-tracking-element="Business:Markets:Currency"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Currency</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/markets/commodities/" target="_self" aria-label="Commodities" data-ref-page-element="hme:nav:1:3:0:2" data-nav-tracking-element="Business:Markets:Commodities"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Commodities</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/markets/stock-takes/" target="_self" aria-label="Stock Takes" data-ref-page-element="hme:nav:1:3:0:3" data-nav-tracking-element="Business:Markets:Stock Takes"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Stock Takes</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/markets/crypto/" target="_self" aria-label="Crypto" data-ref-page-element="hme:nav:1:3:0:4" data-nav-tracking-element="Business:Markets:Crypto"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Crypto</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/markets-with-madison/" target="_self" aria-label="Markets with Madison" data-ref-page-element="hme:nav:1:3:1" data-nav-tracking-element="Business:Markets with Madison:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Markets with Madison</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/media-insider/" target="_self" aria-label="Media Insider" data-ref-page-element="hme:nav:1:3:2" data-nav-tracking-element="Business:Media Insider:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Media Insider</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/best-of-business-analysis/" target="_self" aria-label="Business analysis" data-ref-page-element="hme:nav:1:3:3" data-nav-tracking-element="Business:Business analysis:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Business analysis</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/personal-finance/" target="_self" aria-label="Personal finance" data-ref-page-element="hme:nav:1:3:4" data-nav-tracking-element="Business:Personal finance:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Personal finance</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/personal-finance/kiwisaver/" target="_self" aria-label="KiwiSaver" data-ref-page-element="hme:nav:1:3:4:0" data-nav-tracking-element="Business:Personal finance:KiwiSaver"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">KiwiSaver</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/personal-finance/interest-rates/" target="_self" aria-label="Interest rates" data-ref-page-element="hme:nav:1:3:4:1" data-nav-tracking-element="Business:Personal finance:Interest rates"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Interest rates</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/personal-finance/tax/" target="_self" aria-label="Tax" data-ref-page-element="hme:nav:1:3:4:2" data-nav-tracking-element="Business:Personal finance:Tax"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Tax</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/personal-finance/investment/" target="_self" aria-label="Investment" data-ref-page-element="hme:nav:1:3:4:3" data-nav-tracking-element="Business:Personal finance:Investment"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Investment</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/economy/" target="_self" aria-label="Economy" data-ref-page-element="hme:nav:1:3:5" data-nav-tracking-element="Business:Economy:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Economy</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/economy/inflation/" target="_self" aria-label="Inflation" data-ref-page-element="hme:nav:1:3:5:0" data-nav-tracking-element="Business:Economy:Inflation"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Inflation</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/economy/gdp/" target="_self" aria-label="GDP" data-ref-page-element="hme:nav:1:3:5:1" data-nav-tracking-element="Business:Economy:GDP"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">GDP</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/economy/official-cash-rate/" target="_self" aria-label="Official cash rate" data-ref-page-element="hme:nav:1:3:5:2" data-nav-tracking-element="Business:Economy:Official cash rate"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Official cash rate</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/economy/employment/" target="_self" aria-label="Employment" data-ref-page-element="hme:nav:1:3:5:3" data-nav-tracking-element="Business:Economy:Employment"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Employment</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/small-business/" target="_self" aria-label="Small business" data-ref-page-element="hme:nav:1:3:6" data-nav-tracking-element="Business:Small business:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Small business</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/business-reports/" target="_self" aria-label="Business reports" data-ref-page-element="hme:nav:1:3:7" data-nav-tracking-element="Business:Business reports:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Business reports</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/mood-of-the-boardroom/" target="_self" aria-label="Mood of the Boardroom" data-ref-page-element="hme:nav:1:3:7:0" data-nav-tracking-element="Business:Business reports:Mood of the Boardroom"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Mood of the Boardroom</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/project-auckland/" target="_self" aria-label="Project Auckland" data-ref-page-element="hme:nav:1:3:7:1" data-nav-tracking-element="Business:Business reports:Project Auckland"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Project Auckland</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/sustainable-business-finance/" target="_self" aria-label="Sustainable business and finance" data-ref-page-element="hme:nav:1:3:7:2" data-nav-tracking-element="Business:Business reports:Sustainable business and finance"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Sustainable business and finance</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/capital-markets-report/" target="_self" aria-label="Capital markets report" data-ref-page-element="hme:nav:1:3:7:3" data-nav-tracking-element="Business:Business reports:Capital markets report"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Capital markets report</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/agribusiness-report/" target="_self" aria-label="Agribusiness report" data-ref-page-element="hme:nav:1:3:7:4" data-nav-tracking-element="Business:Business reports:Agribusiness report"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Agribusiness report</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/business-reports/infrastructure-report/" target="_self" aria-label="Infrastructure report" data-ref-page-element="hme:nav:1:3:7:5" data-nav-tracking-element="Business:Business reports:Infrastructure report"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Infrastructure report</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/deloitte-top-200-awards/" target="_self" aria-label="Deloitte Top 200 Awards" data-ref-page-element="hme:nav:1:3:8" data-nav-tracking-element="Business:Deloitte Top 200 Awards:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Deloitte Top 200 Awards</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/companies/" target="_self" aria-label="Companies" data-ref-page-element="hme:nav:1:3:9" data-nav-tracking-element="Business:Companies:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Companies</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/aged-care/" target="_self" aria-label="Aged Care" data-ref-page-element="hme:nav:1:3:9:0" data-nav-tracking-element="Business:Companies:Aged Care"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Aged Care</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/agribusiness/" target="_self" aria-label="Agribusiness" data-ref-page-element="hme:nav:1:3:9:1" data-nav-tracking-element="Business:Companies:Agribusiness"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Agribusiness</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/airlines/" target="_self" aria-label="Airlines" data-ref-page-element="hme:nav:1:3:9:2" data-nav-tracking-element="Business:Companies:Airlines"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Airlines</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/banking-finance/" target="_self" aria-label="Banking and finance" data-ref-page-element="hme:nav:1:3:9:3" data-nav-tracking-element="Business:Companies:Banking and finance"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Banking and finance</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/construction/" target="_self" aria-label="Construction" data-ref-page-element="hme:nav:1:3:9:4" data-nav-tracking-element="Business:Companies:Construction"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Construction</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/energy/" target="_self" aria-label="Energy" data-ref-page-element="hme:nav:1:3:9:5" data-nav-tracking-element="Business:Companies:Energy"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Energy</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/freight-logistics/" target="_self" aria-label="Freight and logistics" data-ref-page-element="hme:nav:1:3:9:6" data-nav-tracking-element="Business:Companies:Freight and logistics"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Freight and logistics</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/healthcare/" target="_self" aria-label="Healthcare" data-ref-page-element="hme:nav:1:3:9:7" data-nav-tracking-element="Business:Companies:Healthcare"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Healthcare</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/manufacturing/" target="_self" aria-label="Manufacturing" data-ref-page-element="hme:nav:1:3:9:8" data-nav-tracking-element="Business:Companies:Manufacturing"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Manufacturing</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/media-marketing/" target="_self" aria-label="Media and Marketing" data-ref-page-element="hme:nav:1:3:9:9" data-nav-tracking-element="Business:Companies:Media and Marketing"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Media and Marketing</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/retail/" target="_self" aria-label="Retail" data-ref-page-element="hme:nav:1:3:9:10" data-nav-tracking-element="Business:Companies:Retail"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Retail</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/telecommunications/" target="_self" aria-label="Telecommunications" data-ref-page-element="hme:nav:1:3:9:11" data-nav-tracking-element="Business:Companies:Telecommunications"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Telecommunications</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/business/companies/tourism/" target="_self" aria-label="Tourism" data-ref-page-element="hme:nav:1:3:9:12" data-nav-tracking-element="Business:Companies:Tourism"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Tourism</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/opinion/" target="_self" aria-label="Opinion" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:4" data-nav-tracking-element="Opinion:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Opinion</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/opinion/" target="_self" aria-label="All Opinion" data-ref-page-element="hme:nav:1:4" data-nav-tracking-element="Opinion:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Opinion</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/analysis/" target="_self" aria-label="Analysis" data-ref-page-element="hme:nav:1:4:0" data-nav-tracking-element="Opinion:Analysis:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Analysis</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/editorial/" target="_self" aria-label="Editorials" data-ref-page-element="hme:nav:1:4:1" data-nav-tracking-element="Opinion:Editorials:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Editorials</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/best-of-business-analysis/" target="_self" aria-label="Business analysis" data-ref-page-element="hme:nav:1:4:2" data-nav-tracking-element="Opinion:Business analysis:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Business analysis</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/premium/opinion/" target="_self" aria-label="Premium opinion" data-ref-page-element="hme:nav:1:4:3" data-nav-tracking-element="Opinion:Premium opinion:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Premium opinion</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/letters/" target="_self" aria-label="Letters to the editor" data-ref-page-element="hme:nav:1:4:4" data-nav-tracking-element="Opinion:Letters to the editor:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Letters to the editor</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/" target="_self" aria-label="Sport" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:5" data-nav-tracking-element="Sport:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sport</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/" target="_self" aria-label="All Sport" data-ref-page-element="hme:nav:1:5" data-nav-tracking-element="Sport:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Sport</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/olympics/" target="_self" aria-label="Olympics" data-ref-page-element="hme:nav:1:5:0" data-nav-tracking-element="Sport:Olympics:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Olympics</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/paralympics/" target="_self" aria-label="Paralympics" data-ref-page-element="hme:nav:1:5:0:0" data-nav-tracking-element="Sport:Olympics:Paralympics"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Paralympics</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/rugby/" target="_self" aria-label="Rugby" data-ref-page-element="hme:nav:1:5:1" data-nav-tracking-element="Sport:Rugby:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rugby</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/super-rugby/" target="_self" aria-label="Super Rugby" data-ref-page-element="hme:nav:1:5:1:0" data-nav-tracking-element="Sport:Rugby:Super Rugby"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Super Rugby</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/npc/" target="_self" aria-label="NPC" data-ref-page-element="hme:nav:1:5:1:1" data-nav-tracking-element="Sport:Rugby:NPC"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">NPC</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/all-blacks/" target="_self" aria-label="All Blacks" data-ref-page-element="hme:nav:1:5:1:2" data-nav-tracking-element="Sport:Rugby:All Blacks"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">All Blacks</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/black-ferns/" target="_self" aria-label="Black Ferns" data-ref-page-element="hme:nav:1:5:1:3" data-nav-tracking-element="Sport:Rugby:Black Ferns"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Black Ferns</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/rugby-sevens/" target="_self" aria-label="Rugby sevens" data-ref-page-element="hme:nav:1:5:1:4" data-nav-tracking-element="Sport:Rugby:Rugby sevens"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Rugby sevens</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby/school-rugby/" target="_self" aria-label="School rugby" data-ref-page-element="hme:nav:1:5:1:5" data-nav-tracking-element="Sport:Rugby:School rugby"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">School rugby</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/cricket/" target="_self" aria-label="Cricket" data-ref-page-element="hme:nav:1:5:2" data-nav-tracking-element="Sport:Cricket:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cricket</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/cricket/black-caps/" target="_self" aria-label="Black Caps" data-ref-page-element="hme:nav:1:5:2:0" data-nav-tracking-element="Sport:Cricket:Black Caps"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Black Caps</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/cricket/white-ferns/" target="_self" aria-label="White Ferns" data-ref-page-element="hme:nav:1:5:2:1" data-nav-tracking-element="Sport:Cricket:White Ferns"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">White Ferns</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/racing/" target="_self" aria-label="Racing" data-ref-page-element="hme:nav:1:5:3" data-nav-tracking-element="Sport:Racing:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Racing</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/netball/" target="_self" aria-label="Netball" data-ref-page-element="hme:nav:1:5:4" data-nav-tracking-element="Sport:Netball:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Netball</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/netball/silver-ferns/" target="_self" aria-label="Silver Ferns" data-ref-page-element="hme:nav:1:5:4:0" data-nav-tracking-element="Sport:Netball:Silver Ferns"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Silver Ferns</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/rugby-league/" target="_self" aria-label="League" data-ref-page-element="hme:nav:1:5:5" data-nav-tracking-element="Sport:League:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">League</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby-league/warriors/" target="_self" aria-label="Warriors" data-ref-page-element="hme:nav:1:5:5:0" data-nav-tracking-element="Sport:League:Warriors"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Warriors</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/rugby-league/nrl/" target="_self" aria-label="NRL" data-ref-page-element="hme:nav:1:5:5:1" data-nav-tracking-element="Sport:League:NRL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">NRL</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/football/" target="_self" aria-label="Football" data-ref-page-element="hme:nav:1:5:6" data-nav-tracking-element="Sport:Football:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Football</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/football/wellington-phoenix/" target="_self" aria-label="Wellington Phoenix" data-ref-page-element="hme:nav:1:5:6:0" data-nav-tracking-element="Sport:Football:Wellington Phoenix"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Wellington Phoenix</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/football/auckland-fc/" target="_self" aria-label="Auckland FC" data-ref-page-element="hme:nav:1:5:6:1" data-nav-tracking-element="Sport:Football:Auckland FC"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Auckland FC</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/football/all-whites/" target="_self" aria-label="All Whites" data-ref-page-element="hme:nav:1:5:6:2" data-nav-tracking-element="Sport:Football:All Whites"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">All Whites</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/football/football-ferns/" target="_self" aria-label="Football Ferns" data-ref-page-element="hme:nav:1:5:6:3" data-nav-tracking-element="Sport:Football:Football Ferns"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Football Ferns</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/football/english-premier-league/" target="_self" aria-label="English Premier League" data-ref-page-element="hme:nav:1:5:6:4" data-nav-tracking-element="Sport:Football:English Premier League"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">English Premier League</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/golf/" target="_self" aria-label="Golf" data-ref-page-element="hme:nav:1:5:7" data-nav-tracking-element="Sport:Golf:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Golf</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/motorsport/" target="_self" aria-label="Motorsport" data-ref-page-element="hme:nav:1:5:8" data-nav-tracking-element="Sport:Motorsport:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Motorsport</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/motorsport/formula-1/" target="_self" aria-label="Formula 1" data-ref-page-element="hme:nav:1:5:8:0" data-nav-tracking-element="Sport:Motorsport:Formula 1"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Formula 1</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/boxing/" target="_self" aria-label="Boxing" data-ref-page-element="hme:nav:1:5:9" data-nav-tracking-element="Sport:Boxing:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Boxing</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/ufc/" target="_self" aria-label="UFC" data-ref-page-element="hme:nav:1:5:10" data-nav-tracking-element="Sport:UFC:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">UFC</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/basketball/" target="_self" aria-label="Basketball" data-ref-page-element="hme:nav:1:5:11" data-nav-tracking-element="Sport:Basketball:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Basketball</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/nba/" target="_self" aria-label="NBA" data-ref-page-element="hme:nav:1:5:11:0" data-nav-tracking-element="Sport:Basketball:NBA"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">NBA</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/australian-basketball-league/" target="_self" aria-label="Breakers" data-ref-page-element="hme:nav:1:5:11:1" data-nav-tracking-element="Sport:Basketball:Breakers"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Breakers</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/tall-blacks/" target="_self" aria-label="Tall Blacks" data-ref-page-element="hme:nav:1:5:11:2" data-nav-tracking-element="Sport:Basketball:Tall Blacks"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Tall Blacks</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/tall-ferns/" target="_self" aria-label="Tall Ferns" data-ref-page-element="hme:nav:1:5:11:3" data-nav-tracking-element="Sport:Basketball:Tall Ferns"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Tall Ferns</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/tennis/" target="_self" aria-label="Tennis" data-ref-page-element="hme:nav:1:5:12" data-nav-tracking-element="Sport:Tennis:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tennis</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/cycling/" target="_self" aria-label="Cycling" data-ref-page-element="hme:nav:1:5:13" data-nav-tracking-element="Sport:Cycling:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cycling</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/athletics/" target="_self" aria-label="Athletics" data-ref-page-element="hme:nav:1:5:14" data-nav-tracking-element="Sport:Athletics:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Athletics</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/sport/sailing/" target="_self" aria-label="Sailing" data-ref-page-element="hme:nav:1:5:15" data-nav-tracking-element="Sport:Sailing:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sailing</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/sailing/americas-cup/" target="_self" aria-label="America's Cup" data-ref-page-element="hme:nav:1:5:15:0" data-nav-tracking-element="Sport:Sailing:America's Cup"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">America's Cup</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/sport/sailing/sailgp/" target="_self" aria-label="SailGP" data-ref-page-element="hme:nav:1:5:15:1" data-nav-tracking-element="Sport:Sailing:SailGP"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">SailGP</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/lifestyle/" target="_self" aria-label="Lifestyle" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:6" data-nav-tracking-element="Lifestyle:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Lifestyle</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/lifestyle/" target="_self" aria-label="All Lifestyle" data-ref-page-element="hme:nav:1:6" data-nav-tracking-element="Lifestyle:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Lifestyle</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/viva/" target="_self" aria-label="Viva - Food, fashion & beauty" data-ref-page-element="hme:nav:1:6:0" data-nav-tracking-element="Lifestyle:Viva - Food, fashion & beauty:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Viva - Food, fashion & beauty</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/society-insider/" target="_self" aria-label="Society Insider" data-ref-page-element="hme:nav:1:6:1" data-nav-tracking-element="Lifestyle:Society Insider:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Society Insider</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/royals/" target="_self" aria-label="Royals" data-ref-page-element="hme:nav:1:6:2" data-nav-tracking-element="Lifestyle:Royals:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Royals</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/relationships-sex/" target="_self" aria-label="Sex & relationships" data-ref-page-element="hme:nav:1:6:3" data-nav-tracking-element="Lifestyle:Sex & relationships:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sex & relationships</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/food-drink/" target="_self" aria-label="Food & drink" data-ref-page-element="hme:nav:1:6:4" data-nav-tracking-element="Lifestyle:Food & drink:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Food & drink</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/eatwell/recipes/" target="_self" aria-label="Recipes" data-ref-page-element="hme:nav:1:6:4:0" data-nav-tracking-element="Lifestyle:Food & drink:Recipes"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Recipes</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/eatwell/recipe-collections/" target="_self" aria-label="Recipe collections" data-ref-page-element="hme:nav:1:6:4:1" data-nav-tracking-element="Lifestyle:Food & drink:Recipe collections"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Recipe collections</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/restaurant-reviews/" target="_self" aria-label="Restaurant reviews" data-ref-page-element="hme:nav:1:6:4:2" data-nav-tracking-element="Lifestyle:Food & drink:Restaurant reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Restaurant reviews</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="https://www.restauranthub.co.nz/rh2/?utm_source=NZH&utm_medium=Lifestyle" target="_self" aria-label="Restaurant bookings" data-ref-page-element="hme:nav:1:6:4:3" data-nav-tracking-element="Lifestyle:Food & drink:Restaurant bookings"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Restaurant bookings</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/health-wellbeing/" target="_self" aria-label="Health & wellbeing" data-ref-page-element="hme:nav:1:6:5" data-nav-tracking-element="Lifestyle:Health & wellbeing:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Health & wellbeing</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/fashion-beauty/" target="_self" aria-label="Fashion & beauty" data-ref-page-element="hme:nav:1:6:6" data-nav-tracking-element="Lifestyle:Fashion & beauty:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Fashion & beauty</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/pets-animals/" target="_self" aria-label="Pets & animals" data-ref-page-element="hme:nav:1:6:7" data-nav-tracking-element="Lifestyle:Pets & animals:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Pets & animals</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-selection/" target="_self" aria-label="The Selection - Shop the trends" data-ref-page-element="hme:nav:1:6:8" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Selection - Shop the trends</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/the-selection-fashion/" target="_self" aria-label="Shop fashion" data-ref-page-element="hme:nav:1:6:8:0" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:Shop fashion"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shop fashion</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/the-selection-beauty/" target="_self" aria-label="Shop beauty" data-ref-page-element="hme:nav:1:6:8:1" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:Shop beauty"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shop beauty</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/the-selection-entertainment/" target="_self" aria-label="Shop entertainment" data-ref-page-element="hme:nav:1:6:8:2" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:Shop entertainment"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shop entertainment</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/the-selection-gifts/" target="_self" aria-label="Shop gifts" data-ref-page-element="hme:nav:1:6:8:3" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:Shop gifts"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shop gifts</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/the-selection-home/" target="_self" aria-label="Shop home & living" data-ref-page-element="hme:nav:1:6:8:4" data-nav-tracking-element="Lifestyle:The Selection - Shop the trends:Shop home & living"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Shop home & living</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/milford-sponsored/" target="_self" aria-label="Milford's Investing Place" data-ref-page-element="hme:nav:1:6:9" data-nav-tracking-element="Lifestyle:Milford's Investing Place:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Milford's Investing Place</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/entertainment/" target="_self" aria-label="Entertainment" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:7" data-nav-tracking-element="Entertainment:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Entertainment</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/entertainment/" target="_self" aria-label="All Entertainment" data-ref-page-element="hme:nav:1:7" data-nav-tracking-element="Entertainment:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Entertainment</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/television/" target="_self" aria-label="TV" data-ref-page-element="hme:nav:1:7:0" data-nav-tracking-element="Entertainment:TV:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">TV</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/movies/" target="_self" aria-label="Movies" data-ref-page-element="hme:nav:1:7:1" data-nav-tracking-element="Entertainment:Movies:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Movies</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/movie-reviews/" target="_self" aria-label="Movie reviews" data-ref-page-element="hme:nav:1:7:1:0" data-nav-tracking-element="Entertainment:Movies:Movie reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Movie reviews</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/music/" target="_self" aria-label="Music" data-ref-page-element="hme:nav:1:7:2" data-nav-tracking-element="Entertainment:Music:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Music</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/music-reviews/" target="_self" aria-label="Music reviews" data-ref-page-element="hme:nav:1:7:2:0" data-nav-tracking-element="Entertainment:Music:Music reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Music reviews</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/books/" target="_self" aria-label="Books" data-ref-page-element="hme:nav:1:7:3" data-nav-tracking-element="Entertainment:Books:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Books</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/book-reviews/" target="_self" aria-label="Book reviews" data-ref-page-element="hme:nav:1:7:3:0" data-nav-tracking-element="Entertainment:Books:Book reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Book reviews</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/culture/" target="_self" aria-label="Culture" data-ref-page-element="hme:nav:1:7:4" data-nav-tracking-element="Entertainment:Culture:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Culture</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/reviews/" target="_self" aria-label="Reviews" data-ref-page-element="hme:nav:1:7:5" data-nav-tracking-element="Entertainment:Reviews:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Reviews</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/book-reviews/" target="_self" aria-label="Book reviews" data-ref-page-element="hme:nav:1:7:5:0" data-nav-tracking-element="Entertainment:Reviews:Book reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Book reviews</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/movie-reviews/" target="_self" aria-label="Movie reviews" data-ref-page-element="hme:nav:1:7:5:1" data-nav-tracking-element="Entertainment:Reviews:Movie reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Movie reviews</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/music-reviews/" target="_self" aria-label="Music reviews" data-ref-page-element="hme:nav:1:7:5:2" data-nav-tracking-element="Entertainment:Reviews:Music reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Music reviews</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/restaurant-reviews/" target="_self" aria-label="Restaurant reviews" data-ref-page-element="hme:nav:1:7:5:3" data-nav-tracking-element="Entertainment:Reviews:Restaurant reviews"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Restaurant reviews</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/travel/" target="_self" aria-label="Travel" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:8" data-nav-tracking-element="Travel:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Travel</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/travel/" target="_self" aria-label="All Travel" data-ref-page-element="hme:nav:1:8" data-nav-tracking-element="Travel:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Travel</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/travel/travel-news/" target="_self" aria-label="News" data-ref-page-element="hme:nav:1:8:0" data-nav-tracking-element="Travel:News:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">News</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/new-zealand-holidays/" target="_self" aria-label="New Zealand" data-ref-page-element="hme:nav:1:8:1" data-nav-tracking-element="Travel:New Zealand:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">New Zealand</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/northland-holidays/" target="_self" aria-label="Northland" data-ref-page-element="hme:nav:1:8:1:0" data-nav-tracking-element="Travel:New Zealand:Northland"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Northland</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/auckland-travel/" target="_self" aria-label="Auckland" data-ref-page-element="hme:nav:1:8:1:1" data-nav-tracking-element="Travel:New Zealand:Auckland"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Auckland</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/wellington-region-holidays/" target="_self" aria-label="Wellington" data-ref-page-element="hme:nav:1:8:1:2" data-nav-tracking-element="Travel:New Zealand:Wellington"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Wellington</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/canterbury-holidays/" target="_self" aria-label="Canterbury" data-ref-page-element="hme:nav:1:8:1:3" data-nav-tracking-element="Travel:New Zealand:Canterbury"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Canterbury</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/otago-holidays/" target="_self" aria-label="Otago / Queenstown" data-ref-page-element="hme:nav:1:8:1:4" data-nav-tracking-element="Travel:New Zealand:Otago / Queenstown"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Otago / Queenstown</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/nelson-tasman-holidays/" target="_self" aria-label="Nelson-Tasman" data-ref-page-element="hme:nav:1:8:1:5" data-nav-tracking-element="Travel:New Zealand:Nelson-Tasman"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Nelson-Tasman</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/best-beaches/" target="_self" aria-label="Best NZ beaches" data-ref-page-element="hme:nav:1:8:1:6" data-nav-tracking-element="Travel:New Zealand:Best NZ beaches"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Best NZ beaches</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/international-travel/" target="_self" aria-label="International travel" data-ref-page-element="hme:nav:1:8:2" data-nav-tracking-element="Travel:International travel:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">International travel</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/australia-holidays/" target="_self" aria-label="Australia" data-ref-page-element="hme:nav:1:8:2:0" data-nav-tracking-element="Travel:International travel:Australia"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Australia</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/pacific-island-holidays/" target="_self" aria-label="Pacific Islands" data-ref-page-element="hme:nav:1:8:2:1" data-nav-tracking-element="Travel:International travel:Pacific Islands"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Pacific Islands</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/europe-holidays/" target="_self" aria-label="Europe" data-ref-page-element="hme:nav:1:8:2:2" data-nav-tracking-element="Travel:International travel:Europe"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Europe</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/uk-holidays/" target="_self" aria-label="UK" data-ref-page-element="hme:nav:1:8:2:3" data-nav-tracking-element="Travel:International travel:UK"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">UK</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/usa-holidays/" target="_self" aria-label="USA" data-ref-page-element="hme:nav:1:8:2:4" data-nav-tracking-element="Travel:International travel:USA"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">USA</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/africa-holidays/" target="_self" aria-label="Africa" data-ref-page-element="hme:nav:1:8:2:5" data-nav-tracking-element="Travel:International travel:Africa"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Africa</span></a><a data-test-ui="Tertiary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none pl-14" href="/topic/asia-holidays/" target="_self" aria-label="Asia" data-ref-page-element="hme:nav:1:8:2:6" data-nav-tracking-element="Travel:International travel:Asia"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-normal">Asia</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/rail-holidays/" target="_self" aria-label="Rail holidays" data-ref-page-element="hme:nav:1:8:3" data-nav-tracking-element="Travel:Rail holidays:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rail holidays</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/cruise-holidays/" target="_self" aria-label="Cruise holidays" data-ref-page-element="hme:nav:1:8:4" data-nav-tracking-element="Travel:Cruise holidays:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cruise holidays</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/holidays-in-the-snow/" target="_self" aria-label="Ski holidays" data-ref-page-element="hme:nav:1:8:5" data-nav-tracking-element="Travel:Ski holidays:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Ski holidays</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/luxury-travel/" target="_self" aria-label="Luxury travel" data-ref-page-element="hme:nav:1:8:6" data-nav-tracking-element="Travel:Luxury travel:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Luxury travel</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/adventure-travel/" target="_self" aria-label="Adventure travel" data-ref-page-element="hme:nav:1:8:7" data-nav-tracking-element="Travel:Adventure travel:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Adventure travel</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/kahu/" target="_self" aria-label="Kāhu Māori news" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:9" data-nav-tracking-element="Kāhu Māori news:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kāhu Māori news</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/environment/" target="_self" aria-label="Environment" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:10" data-nav-tracking-element="Environment:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Environment</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/environment/" target="_self" aria-label="All Environment" data-ref-page-element="hme:nav:1:10" data-nav-tracking-element="Environment:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Environment</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/ourgreenfuture/" target="_self" aria-label="Our Green Future" data-ref-page-element="hme:nav:1:10:0" data-nav-tracking-element="Environment:Our Green Future:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Our Green Future</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/talanoa/" target="_self" aria-label="Talanoa Pacific news" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:11" data-nav-tracking-element="Talanoa Pacific news:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Talanoa Pacific news</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/property/" target="_self" aria-label="Property" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:12" data-nav-tracking-element="Property:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Property</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/property/" target="_self" aria-label="All Property" data-ref-page-element="hme:nav:1:12" data-nav-tracking-element="Property:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Property</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/property-insider/" target="_self" aria-label="Property Insider" data-ref-page-element="hme:nav:1:12:0" data-nav-tracking-element="Property:Property Insider:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Property Insider</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/interestrates/" target="_self" aria-label="Interest rates tracker" data-ref-page-element="hme:nav:1:12:1" data-nav-tracking-element="Property:Interest rates tracker:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Interest rates tracker</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.oneroof.co.nz/?ref=nzhnav" target="_self" aria-label="Residential property listings" data-ref-page-element="hme:nav:1:12:2" data-nav-tracking-element="Property:Residential property listings:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Residential property listings</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.oneroof.co.nz/commercial?ref=nzhnav" target="_self" aria-label="Commercial property listings" data-ref-page-element="hme:nav:1:12:3" data-nav-tracking-element="Property:Commercial property listings:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Commercial property listings</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/health/" target="_self" aria-label="Health" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:13" data-nav-tracking-element="Health:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Health</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/technology/" target="_self" aria-label="Technology" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:14" data-nav-tracking-element="Technology:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Technology</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/technology/" target="_self" aria-label="All Technology" data-ref-page-element="hme:nav:1:14" data-nav-tracking-element="Technology:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Technology</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/artificial-intelligence-ai/" target="_self" aria-label="AI" data-ref-page-element="hme:nav:1:14:0" data-nav-tracking-element="Technology:AI:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">AI</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/social-media/" target="_self" aria-label="Social media" data-ref-page-element="hme:nav:1:14:1" data-nav-tracking-element="Technology:Social media:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Social media</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/" target="_self" aria-label="Rural" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:15" data-nav-tracking-element="Rural:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rural</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/" target="_self" aria-label="All Rural" data-ref-page-element="hme:nav:1:15" data-nav-tracking-element="Rural:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Rural</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/dairy/" target="_self" aria-label="Dairy farming" data-ref-page-element="hme:nav:1:15:0" data-nav-tracking-element="Rural:Dairy farming:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dairy farming</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/sheep-and-beef/" target="_self" aria-label="Sheep & beef farming" data-ref-page-element="hme:nav:1:15:1" data-nav-tracking-element="Rural:Sheep & beef farming:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sheep & beef farming</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/horticulture/" target="_self" aria-label="Horticulture" data-ref-page-element="hme:nav:1:15:2" data-nav-tracking-element="Rural:Horticulture:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Horticulture</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/topic/animal-health/" target="_self" aria-label="Animal health" data-ref-page-element="hme:nav:1:15:3" data-nav-tracking-element="Rural:Animal health:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Animal health</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/business/" target="_self" aria-label="Rural business" data-ref-page-element="hme:nav:1:15:4" data-nav-tracking-element="Rural:Rural business:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rural business</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/rural-life/" target="_self" aria-label="Rural life" data-ref-page-element="hme:nav:1:15:5" data-nav-tracking-element="Rural:Rural life:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rural life</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/topic/future-farming/" target="_self" aria-label="Rural technology" data-ref-page-element="hme:nav:1:15:6" data-nav-tracking-element="Rural:Rural technology:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rural technology</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/topic/tcn-opinion/" target="_self" aria-label="Opinion" data-ref-page-element="hme:nav:1:15:7" data-nav-tracking-element="Rural:Opinion:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Opinion</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/the-country/listen/" target="_self" aria-label="Audio & podcasts" data-ref-page-element="hme:nav:1:15:8" data-nav-tracking-element="Rural:Audio & podcasts:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Audio & podcasts</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/" target="_self" aria-label="Weather forecasts" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:1:16" data-nav-tracking-element="Weather forecasts:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Weather forecasts</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/" target="_self" aria-label="All Weather forecasts" data-ref-page-element="hme:nav:1:16" data-nav-tracking-element="Weather forecasts:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Weather forecasts</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/kaitaia/" target="_self" aria-label="Kaitaia" data-ref-page-element="hme:nav:1:16:0" data-nav-tracking-element="Weather forecasts:Kaitaia:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaitaia</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/whangarei/" target="_self" aria-label="Whangārei" data-ref-page-element="hme:nav:1:16:1" data-nav-tracking-element="Weather forecasts:Whangārei:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whangārei</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/dargaville/" target="_self" aria-label="Dargaville" data-ref-page-element="hme:nav:1:16:2" data-nav-tracking-element="Weather forecasts:Dargaville:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dargaville</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/auckland/" target="_self" aria-label="Auckland" data-ref-page-element="hme:nav:1:16:3" data-nav-tracking-element="Weather forecasts:Auckland:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Auckland</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/thames/" target="_self" aria-label="Thames" data-ref-page-element="hme:nav:1:16:4" data-nav-tracking-element="Weather forecasts:Thames:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Thames</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/tauranga/" target="_self" aria-label="Tauranga" data-ref-page-element="hme:nav:1:16:5" data-nav-tracking-element="Weather forecasts:Tauranga:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tauranga</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/hamilton/" target="_self" aria-label="Hamilton" data-ref-page-element="hme:nav:1:16:6" data-nav-tracking-element="Weather forecasts:Hamilton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hamilton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/whakatane/" target="_self" aria-label="Whakatāne" data-ref-page-element="hme:nav:1:16:7" data-nav-tracking-element="Weather forecasts:Whakatāne:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whakatāne</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/rotorua/" target="_self" aria-label="Rotorua" data-ref-page-element="hme:nav:1:16:8" data-nav-tracking-element="Weather forecasts:Rotorua:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rotorua</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/tokoroa/" target="_self" aria-label="Tokoroa" data-ref-page-element="hme:nav:1:16:9" data-nav-tracking-element="Weather forecasts:Tokoroa:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tokoroa</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/te-kuiti/" target="_self" aria-label="Te Kuiti" data-ref-page-element="hme:nav:1:16:10" data-nav-tracking-element="Weather forecasts:Te Kuiti:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Te Kuiti</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/taumarunui/" target="_self" aria-label="Taumaranui" data-ref-page-element="hme:nav:1:16:11" data-nav-tracking-element="Weather forecasts:Taumaranui:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Taumaranui</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/taupo/" target="_self" aria-label="Taupō" data-ref-page-element="hme:nav:1:16:12" data-nav-tracking-element="Weather forecasts:Taupō:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Taupō</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/gisborne/" target="_self" aria-label="Gisborne" data-ref-page-element="hme:nav:1:16:13" data-nav-tracking-element="Weather forecasts:Gisborne:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gisborne</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/new-plymouth/" target="_self" aria-label="New Plymouth" data-ref-page-element="hme:nav:1:16:14" data-nav-tracking-element="Weather forecasts:New Plymouth:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">New Plymouth</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/napier/" target="_self" aria-label="Napier" data-ref-page-element="hme:nav:1:16:15" data-nav-tracking-element="Weather forecasts:Napier:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Napier</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/hastings/" target="_self" aria-label="Hastings" data-ref-page-element="hme:nav:1:16:16" data-nav-tracking-element="Weather forecasts:Hastings:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hastings</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/dannevirke/" target="_self" aria-label="Dannevirke" data-ref-page-element="hme:nav:1:16:17" data-nav-tracking-element="Weather forecasts:Dannevirke:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dannevirke</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/wanganui/" target="_self" aria-label="Whanganui" data-ref-page-element="hme:nav:1:16:18" data-nav-tracking-element="Weather forecasts:Whanganui:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whanganui</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/palmerston-north/" target="_self" aria-label="Palmerston North" data-ref-page-element="hme:nav:1:16:19" data-nav-tracking-element="Weather forecasts:Palmerston North:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Palmerston North</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/levin/" target="_self" aria-label="Levin" data-ref-page-element="hme:nav:1:16:20" data-nav-tracking-element="Weather forecasts:Levin:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Levin</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/paraparaumu/" target="_self" aria-label="Paraparaumu" data-ref-page-element="hme:nav:1:16:21" data-nav-tracking-element="Weather forecasts:Paraparaumu:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Paraparaumu</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/masterton/" target="_self" aria-label="Masterton" data-ref-page-element="hme:nav:1:16:22" data-nav-tracking-element="Weather forecasts:Masterton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Masterton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/wellington/" target="_self" aria-label="Wellington" data-ref-page-element="hme:nav:1:16:23" data-nav-tracking-element="Weather forecasts:Wellington:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wellington</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/motueka/" target="_self" aria-label="Motueka" data-ref-page-element="hme:nav:1:16:24" data-nav-tracking-element="Weather forecasts:Motueka:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Motueka</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/nelson/" target="_self" aria-label="Nelson" data-ref-page-element="hme:nav:1:16:25" data-nav-tracking-element="Weather forecasts:Nelson:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Nelson</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/blenheim/" target="_self" aria-label="Blenheim" data-ref-page-element="hme:nav:1:16:26" data-nav-tracking-element="Weather forecasts:Blenheim:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Blenheim</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/westport/" target="_self" aria-label="Westport" data-ref-page-element="hme:nav:1:16:27" data-nav-tracking-element="Weather forecasts:Westport:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Westport</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/reefton/" target="_self" aria-label="Reefton" data-ref-page-element="hme:nav:1:16:28" data-nav-tracking-element="Weather forecasts:Reefton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Reefton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/kaikoura/" target="_self" aria-label="Kaikōura" data-ref-page-element="hme:nav:1:16:29" data-nav-tracking-element="Weather forecasts:Kaikōura:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaikōura</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/greymouth/" target="_self" aria-label="Greymouth" data-ref-page-element="hme:nav:1:16:30" data-nav-tracking-element="Weather forecasts:Greymouth:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Greymouth</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/hokitika/" target="_self" aria-label="Hokitika" data-ref-page-element="hme:nav:1:16:31" data-nav-tracking-element="Weather forecasts:Hokitika:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hokitika</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/christchurch/" target="_self" aria-label="Christchurch" data-ref-page-element="hme:nav:1:16:32" data-nav-tracking-element="Weather forecasts:Christchurch:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Christchurch</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/ashburton/" target="_self" aria-label="Ashburton" data-ref-page-element="hme:nav:1:16:33" data-nav-tracking-element="Weather forecasts:Ashburton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Ashburton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/timaru/" target="_self" aria-label="Timaru" data-ref-page-element="hme:nav:1:16:34" data-nav-tracking-element="Weather forecasts:Timaru:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Timaru</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/wanaka/" target="_self" aria-label="Wānaka" data-ref-page-element="hme:nav:1:16:35" data-nav-tracking-element="Weather forecasts:Wānaka:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wānaka</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/oamaru/" target="_self" aria-label="Oamaru" data-ref-page-element="hme:nav:1:16:36" data-nav-tracking-element="Weather forecasts:Oamaru:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Oamaru</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/queenstown/" target="_self" aria-label="Queenstown" data-ref-page-element="hme:nav:1:16:37" data-nav-tracking-element="Weather forecasts:Queenstown:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Queenstown</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/dunedin/" target="_self" aria-label="Dunedin" data-ref-page-element="hme:nav:1:16:38" data-nav-tracking-element="Weather forecasts:Dunedin:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dunedin</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/gore/" target="_self" aria-label="Gore" data-ref-page-element="hme:nav:1:16:39" data-nav-tracking-element="Weather forecasts:Gore:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gore</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/weather/invercargill/" target="_self" aria-label="Invercargill" data-ref-page-element="hme:nav:1:16:40" data-nav-tracking-element="Weather forecasts:Invercargill:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Invercargill</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/journalists/" target="_self" aria-label="Meet the journalists" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:17" data-nav-tracking-element="Meet the journalists:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Meet the journalists</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/promotions/" target="_self" aria-label="Promotions & competitions" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:18" data-nav-tracking-element="Promotions & competitions:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Promotions & competitions</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.oneroof.co.nz/?ref=nzhnav" target="_blank" aria-label="One Roof property listings" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:19" data-nav-tracking-element="One Roof property listings:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">One Roof property listings</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.drivencarguide.co.nz/?ref=nzhnav" target="_blank" aria-label="Driven car news" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:1:20" data-nav-tracking-element="Driven car news:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Driven car news</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li></ul><hr class="mx-4 mb-0 mt-6 h-px border-0 bg-sys-border-soft md:mx-8"/></section><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">Puzzles & Quizzes</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/" target="_self" aria-label="Puzzles" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:2:0" data-nav-tracking-element="Puzzles:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Puzzles</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/" target="_self" aria-label="All Puzzles" data-ref-page-element="hme:nav:2:0" data-nav-tracking-element="Puzzles:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Puzzles</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/sudoku-test-yourself/GH2Y2TPKILAUSHNV4FROMB5ZCU/" target="_self" aria-label="Sudoku" data-ref-page-element="hme:nav:2:0:0" data-nav-tracking-element="Puzzles:Sudoku:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sudoku</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/code-cracker/CI27JY5CPCK2427CZ4QTW3J4D4/" target="_self" aria-label="Code Cracker" data-ref-page-element="hme:nav:2:0:1" data-nav-tracking-element="Puzzles:Code Cracker:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Code Cracker</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/crosswords/GX4GIDERZXP5NDOM2CNKEAAAUM/" target="_self" aria-label="Crosswords" data-ref-page-element="hme:nav:2:0:2" data-nav-tracking-element="Puzzles:Crosswords:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Crosswords</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/cryptic-crossword/DPACQP4YBRFC6GI7EFCHAHJIVI/" target="_self" aria-label="Cryptic crossword" data-ref-page-element="hme:nav:2:0:3" data-nav-tracking-element="Puzzles:Cryptic crossword:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cryptic crossword</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/puzzles-and-games/wordsearch/YXZN3AV7STAH4T3B4ZAOPIN2UA/" target="_self" aria-label="Wordsearch" data-ref-page-element="hme:nav:2:0:4" data-nav-tracking-element="Puzzles:Wordsearch:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wordsearch</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/quizzes/" target="_self" aria-label="Quizzes" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:2:1" data-nav-tracking-element="Quizzes:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Quizzes</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/quizzes/" target="_self" aria-label="All Quizzes" data-ref-page-element="hme:nav:2:1" data-nav-tracking-element="Quizzes:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Quizzes</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/morning-quiz/" target="_self" aria-label="Morning quiz" data-ref-page-element="hme:nav:2:1:0" data-nav-tracking-element="Quizzes:Morning quiz:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Morning quiz</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/afternoon-quiz/" target="_self" aria-label="Afternoon quiz" data-ref-page-element="hme:nav:2:1:1" data-nav-tracking-element="Quizzes:Afternoon quiz:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Afternoon quiz</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/sports-quiz/" target="_self" aria-label="Sports quiz" data-ref-page-element="hme:nav:2:1:2" data-nav-tracking-element="Quizzes:Sports quiz:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sports quiz</span></a></li></ul></div></li></ul><hr class="mx-4 mb-0 mt-6 h-px border-0 bg-sys-border-soft md:mx-8"/></section><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">Regions</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/northern-advocate/" target="_self" aria-label="Northland" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:0" data-nav-tracking-element="Northland:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Northland</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/northern-advocate/" target="_self" aria-label="All Northland" data-ref-page-element="hme:nav:3:0" data-nav-tracking-element="Northland:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Northland</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/far-north-district/" target="_self" aria-label="Far North" data-ref-page-element="hme:nav:3:0:0" data-nav-tracking-element="Northland:Far North:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Far North</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/northland-age/" target="_self" aria-label="Kaitaia" data-ref-page-element="hme:nav:3:0:1" data-nav-tracking-element="Northland:Kaitaia:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaitaia</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/kerikeri/" target="_self" aria-label="Kerikeri" data-ref-page-element="hme:nav:3:0:2" data-nav-tracking-element="Northland:Kerikeri:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kerikeri</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/kaikohe/" target="_self" aria-label="Kaikohe" data-ref-page-element="hme:nav:3:0:3" data-nav-tracking-element="Northland:Kaikohe:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaikohe</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/bay-of-islands/" target="_self" aria-label="Bay of Islands" data-ref-page-element="hme:nav:3:0:4" data-nav-tracking-element="Northland:Bay of Islands:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Bay of Islands</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/whangarei/" target="_self" aria-label="Whangarei" data-ref-page-element="hme:nav:3:0:5" data-nav-tracking-element="Northland:Whangarei:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whangarei</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/dargaville/" target="_self" aria-label="Dargaville" data-ref-page-element="hme:nav:3:0:6" data-nav-tracking-element="Northland:Dargaville:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dargaville</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/kaipara-district/" target="_self" aria-label="Kaipara" data-ref-page-element="hme:nav:3:0:7" data-nav-tracking-element="Northland:Kaipara:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaipara</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/mangawhai/" target="_self" aria-label="Mangawhai" data-ref-page-element="hme:nav:3:0:8" data-nav-tracking-element="Northland:Mangawhai:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Mangawhai</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/auckland-news/" target="_self" aria-label="Auckland" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:3:1" data-nav-tracking-element="Auckland:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Auckland</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/waikato-news/" target="_self" aria-label="Waikato" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:2" data-nav-tracking-element="Waikato:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Waikato</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/waikato-news/" target="_self" aria-label="All Waikato" data-ref-page-element="hme:nav:3:2" data-nav-tracking-element="Waikato:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Waikato</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/hamilton/" target="_self" aria-label="Hamilton" data-ref-page-element="hme:nav:3:2:0" data-nav-tracking-element="Waikato:Hamilton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hamilton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/waikato-news/topic/hauraki-coromandel-post/" target="_self" aria-label="Coromandel & Hauraki" data-ref-page-element="hme:nav:3:2:1" data-nav-tracking-element="Waikato:Coromandel & Hauraki:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Coromandel & Hauraki</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/matamata-piako-district/" target="_self" aria-label="Matamata & Piako" data-ref-page-element="hme:nav:3:2:2" data-nav-tracking-element="Waikato:Matamata & Piako:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Matamata & Piako</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/cambridge/" target="_self" aria-label="Cambridge" data-ref-page-element="hme:nav:3:2:3" data-nav-tracking-element="Waikato:Cambridge:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cambridge</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/waikato-news/topic/te-awamutu-courier/" target="_self" aria-label="Te Awamutu" data-ref-page-element="hme:nav:3:2:4" data-nav-tracking-element="Waikato:Te Awamutu:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Te Awamutu</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/tokoroa/" target="_self" aria-label="Tokoroa & South Waikato" data-ref-page-element="hme:nav:3:2:5" data-nav-tracking-element="Waikato:Tokoroa & South Waikato:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tokoroa & South Waikato</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/waikato-news/topic/taupo-turangi-herald/" target="_self" aria-label="Taupō & Tūrangi" data-ref-page-element="hme:nav:3:2:6" data-nav-tracking-element="Waikato:Taupō & Tūrangi:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Taupō & Tūrangi</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/bay-of-plenty-times/" target="_self" aria-label="Bay of Plenty" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:3" data-nav-tracking-element="Bay of Plenty:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Bay of Plenty</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/bay-of-plenty-times/" target="_self" aria-label="All Bay of Plenty" data-ref-page-element="hme:nav:3:3" data-nav-tracking-element="Bay of Plenty:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Bay of Plenty</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/bay-of-plenty-times/katikati-advertiser/" target="_self" aria-label="Katikati" data-ref-page-element="hme:nav:3:3:0" data-nav-tracking-element="Bay of Plenty:Katikati:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Katikati</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/tauranga/" target="_self" aria-label="Tauranga" data-ref-page-element="hme:nav:3:3:1" data-nav-tracking-element="Bay of Plenty:Tauranga:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tauranga</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/mount-maunganui/" target="_self" aria-label="Mount Maunganui" data-ref-page-element="hme:nav:3:3:2" data-nav-tracking-element="Bay of Plenty:Mount Maunganui:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Mount Maunganui</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/papamoa/" target="_self" aria-label="Pāpāmoa" data-ref-page-element="hme:nav:3:3:3" data-nav-tracking-element="Bay of Plenty:Pāpāmoa:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Pāpāmoa</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/bay-of-plenty-times/te-puke-times/" target="_self" aria-label="Te Puke" data-ref-page-element="hme:nav:3:3:4" data-nav-tracking-element="Bay of Plenty:Te Puke:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Te Puke</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/whakatane/" target="_self" aria-label="Whakatāne" data-ref-page-element="hme:nav:3:3:5" data-nav-tracking-element="Bay of Plenty:Whakatāne:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whakatāne</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/rotorua-daily-post/" target="_self" aria-label="Rotorua" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:3:4" data-nav-tracking-element="Rotorua:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Rotorua</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/gisborne-district/" target="_self" aria-label="Tairāwhiti / East Coast" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:5" data-nav-tracking-element="Tairāwhiti / East Coast:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tairāwhiti / East Coast</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/gisborne-district/" target="_self" aria-label="All Tairāwhiti / East Coast" data-ref-page-element="hme:nav:3:5" data-nav-tracking-element="Tairāwhiti / East Coast:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Tairāwhiti / East Coast</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/gisborne/" target="_self" aria-label="Gisborne" data-ref-page-element="hme:nav:3:5:0" data-nav-tracking-element="Tairāwhiti / East Coast:Gisborne:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gisborne</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/wairoa/" target="_self" aria-label="Wairoa" data-ref-page-element="hme:nav:3:5:1" data-nav-tracking-element="Tairāwhiti / East Coast:Wairoa:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wairoa</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/" target="_self" aria-label="Hawke's Bay" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:6" data-nav-tracking-element="Hawke's Bay:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hawke's Bay</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/" target="_self" aria-label="All Hawke's Bay" data-ref-page-element="hme:nav:3:6" data-nav-tracking-element="Hawke's Bay:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Hawke's Bay</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/napier-courier/" target="_self" aria-label="Napier" data-ref-page-element="hme:nav:3:6:0" data-nav-tracking-element="Hawke's Bay:Napier:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Napier</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/hastings-leader/" target="_self" aria-label="Hastings" data-ref-page-element="hme:nav:3:6:1" data-nav-tracking-element="Hawke's Bay:Hastings:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hastings</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/havelock-north/" target="_self" aria-label="Havelock North" data-ref-page-element="hme:nav:3:6:2" data-nav-tracking-element="Hawke's Bay:Havelock North:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Havelock North</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/central-hawkes-bay-mail/" target="_self" aria-label="Central Hawke's Bay" data-ref-page-element="hme:nav:3:6:3" data-nav-tracking-element="Hawke's Bay:Central Hawke's Bay:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Central Hawke's Bay</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/taranaki/" target="_self" aria-label="Taranaki" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:7" data-nav-tracking-element="Taranaki:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Taranaki</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/taranaki/" target="_self" aria-label="All Taranaki" data-ref-page-element="hme:nav:3:7" data-nav-tracking-element="Taranaki:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Taranaki</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/stratford-press/" target="_self" aria-label="Stratford" data-ref-page-element="hme:nav:3:7:0" data-nav-tracking-element="Taranaki:Stratford:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Stratford</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/new-plymouth/" target="_self" aria-label="New Plymouth" data-ref-page-element="hme:nav:3:7:1" data-nav-tracking-element="Taranaki:New Plymouth:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">New Plymouth</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/hawera/" target="_self" aria-label="Hāwera" data-ref-page-element="hme:nav:3:7:2" data-nav-tracking-element="Taranaki:Hāwera:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Hāwera</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/manawatu-whanganui/" target="_self" aria-label="Manawatū - Whanganui" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:8" data-nav-tracking-element="Manawatū - Whanganui:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Manawatū - Whanganui</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/manawatu-whanganui/" target="_self" aria-label="All Manawatū - Whanganui" data-ref-page-element="hme:nav:3:8" data-nav-tracking-element="Manawatū - Whanganui:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Manawatū - Whanganui</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/whanganui-chronicle/" target="_self" aria-label="Whanganui" data-ref-page-element="hme:nav:3:8:0" data-nav-tracking-element="Manawatū - Whanganui:Whanganui:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Whanganui</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/palmerston-north/" target="_self" aria-label="Palmerston North" data-ref-page-element="hme:nav:3:8:1" data-nav-tracking-element="Manawatū - Whanganui:Palmerston North:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Palmerston North</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/manawatu-guardian/" target="_self" aria-label="Manawatū" data-ref-page-element="hme:nav:3:8:2" data-nav-tracking-element="Manawatū - Whanganui:Manawatū:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Manawatū</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/hawkes-bay-today/tararua-news/" target="_self" aria-label="Tararua" data-ref-page-element="hme:nav:3:8:3" data-nav-tracking-element="Manawatū - Whanganui:Tararua:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tararua</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/horowhenua-chronicle/" target="_self" aria-label="Horowhenua" data-ref-page-element="hme:nav:3:8:4" data-nav-tracking-element="Manawatū - Whanganui:Horowhenua:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Horowhenua</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/wellington/" target="_self" aria-label="Wellington" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:9" data-nav-tracking-element="Wellington:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wellington</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/wellington/" target="_self" aria-label="All Wellington" data-ref-page-element="hme:nav:3:9" data-nav-tracking-element="Wellington:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Wellington</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/kapiti-news/" target="_self" aria-label="Kapiti" data-ref-page-element="hme:nav:3:9:0" data-nav-tracking-element="Wellington:Kapiti:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kapiti</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/wairarapa/" target="_self" aria-label="Wairarapa" data-ref-page-element="hme:nav:3:9:1" data-nav-tracking-element="Wellington:Wairarapa:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wairarapa</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/upper-hutt/" target="_self" aria-label="Upper Hutt" data-ref-page-element="hme:nav:3:9:2" data-nav-tracking-element="Wellington:Upper Hutt:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Upper Hutt</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/lower-hutt/" target="_self" aria-label="Lower Hutt" data-ref-page-element="hme:nav:3:9:3" data-nav-tracking-element="Wellington:Lower Hutt:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Lower Hutt</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/nelson-tasman/" target="_self" aria-label="Nelson & Tasman" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:10" data-nav-tracking-element="Nelson & Tasman:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Nelson & Tasman</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/nelson-tasman/" target="_self" aria-label="All Nelson & Tasman" data-ref-page-element="hme:nav:3:10" data-nav-tracking-element="Nelson & Tasman:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Nelson & Tasman</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/motueka/" target="_self" aria-label="Motueka" data-ref-page-element="hme:nav:3:10:0" data-nav-tracking-element="Nelson & Tasman:Motueka:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Motueka</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/nelson/" target="_self" aria-label="Nelson" data-ref-page-element="hme:nav:3:10:1" data-nav-tracking-element="Nelson & Tasman:Nelson:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Nelson</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/tasman-district/" target="_self" aria-label="Tasman" data-ref-page-element="hme:nav:3:10:2" data-nav-tracking-element="Nelson & Tasman:Tasman:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Tasman</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/marlborough/" target="_self" aria-label="Marlborough" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:3:11" data-nav-tracking-element="Marlborough:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Marlborough</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/west-coast/" target="_self" aria-label="West Coast" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:3:12" data-nav-tracking-element="West Coast:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">West Coast</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/canterbury/" target="_self" aria-label="Canterbury" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:13" data-nav-tracking-element="Canterbury:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Canterbury</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/canterbury/" target="_self" aria-label="All Canterbury" data-ref-page-element="hme:nav:3:13" data-nav-tracking-element="Canterbury:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Canterbury</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/kaikoura/" target="_self" aria-label="Kaikōura" data-ref-page-element="hme:nav:3:13:0" data-nav-tracking-element="Canterbury:Kaikōura:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kaikōura</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/christchurch-news/" target="_self" aria-label="Christchurch" data-ref-page-element="hme:nav:3:13:1" data-nav-tracking-element="Canterbury:Christchurch:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Christchurch</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/ashburton/" target="_self" aria-label="Ashburton" data-ref-page-element="hme:nav:3:13:2" data-nav-tracking-element="Canterbury:Ashburton:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Ashburton</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/timaru/" target="_self" aria-label="Timaru" data-ref-page-element="hme:nav:3:13:3" data-nav-tracking-element="Canterbury:Timaru:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Timaru</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/otago/" target="_self" aria-label="Otago" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:14" data-nav-tracking-element="Otago:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Otago</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/otago/" target="_self" aria-label="All Otago" data-ref-page-element="hme:nav:3:14" data-nav-tracking-element="Otago:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Otago</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/oamaru/" target="_self" aria-label="Oamaru" data-ref-page-element="hme:nav:3:14:0" data-nav-tracking-element="Otago:Oamaru:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Oamaru</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/dunedin/" target="_self" aria-label="Dunedin" data-ref-page-element="hme:nav:3:14:1" data-nav-tracking-element="Otago:Dunedin:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Dunedin</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/balclutha/" target="_self" aria-label="Balclutha" data-ref-page-element="hme:nav:3:14:2" data-nav-tracking-element="Otago:Balclutha:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Balclutha</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/alexandra/" target="_self" aria-label="Alexandra" data-ref-page-element="hme:nav:3:14:3" data-nav-tracking-element="Otago:Alexandra:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Alexandra</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/queenstown/" target="_self" aria-label="Queenstown" data-ref-page-element="hme:nav:3:14:4" data-nav-tracking-element="Otago:Queenstown:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Queenstown</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/wanaka/" target="_self" aria-label="Wanaka" data-ref-page-element="hme:nav:3:14:5" data-nav-tracking-element="Otago:Wanaka:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Wanaka</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/southland/" target="_self" aria-label="Southland" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:3:15" data-nav-tracking-element="Southland:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Southland</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/southland/" target="_self" aria-label="All Southland" data-ref-page-element="hme:nav:3:15" data-nav-tracking-element="Southland:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Southland</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/invercargill/" target="_self" aria-label="Invercargill" data-ref-page-element="hme:nav:3:15:0" data-nav-tracking-element="Southland:Invercargill:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Invercargill</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/gore/" target="_self" aria-label="Gore" data-ref-page-element="hme:nav:3:15:1" data-nav-tracking-element="Southland:Gore:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gore</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/stewart-island/" target="_self" aria-label="Stewart Island" data-ref-page-element="hme:nav:3:15:2" data-nav-tracking-element="Southland:Stewart Island:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Stewart Island</span></a></li></ul></div></li></ul><hr class="mx-4 mb-0 mt-6 h-px border-0 bg-sys-border-soft md:mx-8"/></section><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">Media</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/" target="_self" aria-label="Video" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:4:0" data-nav-tracking-element="Video:NULL:NULL"><span class="pointer-events-none icon-[nzh--play-circle-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Video</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/" target="_self" aria-label="All Video" data-ref-page-element="hme:nav:4:0" data-nav-tracking-element="Video:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/nz/" target="_self" aria-label="NZ news video" data-ref-page-element="hme:nav:4:0:0" data-nav-tracking-element="Video:NZ news video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">NZ news video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/business/" target="_self" aria-label="Business news video" data-ref-page-element="hme:nav:4:0:1" data-nav-tracking-element="Video:Business news video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Business news video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/nz/politics/" target="_self" aria-label="Politics news video" data-ref-page-element="hme:nav:4:0:2" data-nav-tracking-element="Video:Politics news video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Politics news video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/sport/" target="_self" aria-label="Sport video" data-ref-page-element="hme:nav:4:0:3" data-nav-tracking-element="Video:Sport video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sport video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/world/" target="_self" aria-label="World news video" data-ref-page-element="hme:nav:4:0:4" data-nav-tracking-element="Video:World news video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">World news video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/lifestyle/" target="_self" aria-label="Lifestyle video" data-ref-page-element="hme:nav:4:0:5" data-nav-tracking-element="Video:Lifestyle video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Lifestyle video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/entertainment/" target="_self" aria-label="Entertainment video" data-ref-page-element="hme:nav:4:0:6" data-nav-tracking-element="Video:Entertainment video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Entertainment video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/video/travel/" target="_self" aria-label="Travel video" data-ref-page-element="hme:nav:4:0:7" data-nav-tracking-element="Video:Travel video:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Travel video</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/business/markets-with-madison/" target="_self" aria-label="Markets with Madison" data-ref-page-element="hme:nav:4:0:8" data-nav-tracking-element="Video:Markets with Madison:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Markets with Madison</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/kea-kids/" target="_self" aria-label="Kea Kids news" data-ref-page-element="hme:nav:4:0:9" data-nav-tracking-element="Video:Kea Kids news:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Kea Kids news</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/podcasts/" target="_self" aria-label="Podcasts & audio" aria-haspopup="true" aria-expanded="false" data-ref-page-element="hme:nav:4:1" data-nav-tracking-element="Podcasts & audio:NULL:NULL"><span class="pointer-events-none icon-[nzh--audio-headphones-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Podcasts & audio</span><span class=" icon-[nzh--chevron-outline-sm] pointer-events-none"></span></a><div data-test-ui="SubMenuCol__NavMain" class="absolute inset-0 z-10 w-full flex-col overflow-auto bg-white pb-8 pt-16 md:pt-8 font-sans scrollbar-hide md:left-nav-main md:z-20 md:flex md:w-[17.5rem] md:border-0 md:bg-nav-main-sub invisible translate-x-full md:translate-x-0 md:opacity-0 transition-all duration-300 ease-in-out md:duration-[50ms]"><div class="flex-1" style="max-height:0"></div><ul class="m-0"><li class="m-0 list-none md:hidden"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/news/podcasts/" target="_self" aria-label="All Podcasts & audio" data-ref-page-element="hme:nav:4:1" data-nav-tracking-element="Podcasts & audio:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">All Podcasts & audio</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/podcast-the-front-page/" target="_self" aria-label="The Front Page" data-ref-page-element="hme:nav:4:1:0" data-nav-tracking-element="Podcasts & audio:The Front Page:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Front Page</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/on-the-tiles/" target="_self" aria-label="On the Tiles" data-ref-page-element="hme:nav:4:1:1" data-nav-tracking-element="Podcasts & audio:On the Tiles:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">On the Tiles</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/ask-me-anything-with-paula-bennett/" target="_self" aria-label="Ask me Anything" data-ref-page-element="hme:nav:4:1:2" data-nav-tracking-element="Podcasts & audio:Ask me Anything:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Ask me Anything</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/the-little-things/" target="_self" aria-label="The Little Things" data-ref-page-element="hme:nav:4:1:3" data-nav-tracking-element="Podcasts & audio:The Little Things:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Little Things</span></a></li><li class="m-0 list-none"><a data-test-ui="Secondary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/cooking-the-books-podcast/" target="_self" aria-label="Cooking the Books" data-ref-page-element="hme:nav:4:1:4" data-nav-tracking-element="Podcasts & audio:Cooking the Books:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cooking the Books</span></a></li></ul></div></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/topic/cartoons/" target="_self" aria-label="Cartoons" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:4:2" data-nav-tracking-element="Cartoons:NULL:NULL"><span class="pointer-events-none icon-[nzh--scribble-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Cartoons</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/photos/" target="_self" aria-label="Photo galleries" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:4:3" data-nav-tracking-element="Photo galleries:NULL:NULL"><span class="pointer-events-none icon-[nzh--camera-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Photo galleries</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.nzherald.co.nz/e-editions/?utm_source=nzh&utm_medium=nav&utm_campaign=aug23" target="_self" aria-label="Today's Paper - E-editions" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:4:4" data-nav-tracking-element="Today's Paper - E-editions:NULL:NULL"><span class="pointer-events-none icon-[nzh--newspaper-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Today's Paper - E-editions</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/nz/photo-sales-how-to-buy-nz-herald-and-nzme-images/PO6GMZIKORI72BQWQK2H2HEQPE/" target="_self" aria-label="Photo sales" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:4:5" data-nav-tracking-element="Photo sales:NULL:NULL"><span class="pointer-events-none icon-[nzh--photo-sales-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Photo sales</span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="/classifieds/" target="_self" aria-label="Classifieds" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:4:6" data-nav-tracking-element="Classifieds:NULL:NULL"><span class="pointer-events-none icon-[nzh--classifieds-outline-sm]"></span><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Classifieds</span></a></li></ul><hr class="mx-4 mb-0 mt-6 h-px border-0 bg-sys-border-soft md:mx-8"/></section><section data-test-ui="Section__NavMain"><h2 class="mb-4 mt-6 pl-4 text-xxs font-bold uppercase text-sys-text-light md:pl-8">NZME Network</h2><ul data-test-ui="ItemS__NavMain" class="m-0"><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.nzme.co.nz/advertise/?ref=nzhnav" target="_blank" aria-label="Advertise with NZME" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:0" data-nav-tracking-element="Advertise with NZME:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Advertise with NZME</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.oneroof.co.nz/?ref=nzhnav" target="_blank" aria-label="OneRoof" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:1" data-nav-tracking-element="OneRoof:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">OneRoof</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.drivencarguide.co.nz/?ref=network" target="_blank" aria-label="Driven Car Guide" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:2" data-nav-tracking-element="Driven Car Guide:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Driven Car Guide</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://businessdesk.co.nz/?ref=network" target="_blank" aria-label="BusinessDesk" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:3" data-nav-tracking-element="BusinessDesk:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">BusinessDesk</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.newstalkzb.co.nz/?ref=network" target="_blank" aria-label="Newstalk ZB" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:4" data-nav-tracking-element="Newstalk ZB:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Newstalk ZB</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.instagram.com/whattheactualnz/?ref=network" target="_blank" aria-label="What the Actual" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:5" data-nav-tracking-element="What the Actual:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">What the Actual</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://sunlive.co.nz/?ref=network" target="_blank" aria-label="Sunlive" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:6" data-nav-tracking-element="Sunlive:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Sunlive</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.gisborneherald.co.nz/?ref=network" target="_blank" aria-label="Gisborne Herald" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:7" data-nav-tracking-element="Gisborne Herald:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gisborne Herald</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.zmonline.com/?ref=network" target="_blank" aria-label="ZM" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:8" data-nav-tracking-element="ZM:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">ZM</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.thehits.co.nz/?ref=network" target="_blank" aria-label="The Hits" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:9" data-nav-tracking-element="The Hits:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Hits</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.thecoast.net.nz/?ref=network" target="_blank" aria-label="Coast" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:10" data-nav-tracking-element="Coast:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Coast</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.hauraki.co.nz/?ref=network" target="_blank" aria-label="Radio Hauraki" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:11" data-nav-tracking-element="Radio Hauraki:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Radio Hauraki</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.theaccnz.com/?ref=network" target="_blank" aria-label="The Alternative Commentary Collective" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:12" data-nav-tracking-element="The Alternative Commentary Collective:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">The Alternative Commentary Collective</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.gold.co.nz/?ref=network" target="_blank" aria-label="Gold" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:13" data-nav-tracking-element="Gold:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Gold</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a data-test-ui="Primary__Item__NavMain" class="group flex cursor-pointer items-center gap-2.5 py-2.5 text-black no-underline hover:bg-sys-shade-01 focus:bg-sys-shade-02 focus:outline-none px-4 md:px-8" href="https://www.flava.co.nz/?ref=network" target="_blank" aria-label="Flava" aria-haspopup="false" aria-expanded="false" data-ref-page-element="hme:nav:5:14" data-nav-tracking-element="Flava:NULL:NULL"><span class="pointer-events-none flex-1 text-sm text-sys-bg-dark group-hover:text-sys-text-mid group-active:text-sys-bg-dark font-bold">Flava</span><span class=" icon-[nzh--external-link-outline-sm] pointer-events-none"></span></a></li><li class="m-0 list-none"><a 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data-test-ui="hero-list-section" data-ref-group="herolist"><header class="section-chain__header section-chain__header--has-heading" data-test-ui="section-chain__header"><h2 class="section-chain__heading" data-test-ui="section-chain__heading"><a class="section-chain__heading-link--default section-undefined " data-test-ui="section-chain__heading-link--default">Personal Finance news</a></h2></header><div class="section-chain__wrapper section-chain__wrapper--has-sidebar"><div class="chain-main" data-test-ui="hero-list-chain-main"><article class="story-card story-card--featured-large story-card story-card--has-label" data-test-ui="story-card---featured-large-hero-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/editorial-politicians-quick-to-grasp-at-positive-news-but-cash-rate-cut-signals-tough-times-still-ahead/75TFSC6RI5DG3IDUD6BUGG52KE/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Editorial: Cash rate cut signals tough times still ahead" data-srcset="https://www.nzherald.co.nz/resizer/v2/RABIKHZRV5AHVNTVOFU3UMLFC4.jpg?auth=347a4d5f07fd1851ed728f94e01da1351e9aa45944c31c4d5306dc7bb0d6c8c0&width=320&height=409&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/RABIKHZRV5AHVNTVOFU3UMLFC4.jpg?auth=347a4d5f07fd1851ed728f94e01da1351e9aa45944c31c4d5306dc7bb0d6c8c0&width=576&height=736&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/RABIKHZRV5AHVNTVOFU3UMLFC4.jpg?auth=347a4d5f07fd1851ed728f94e01da1351e9aa45944c31c4d5306dc7bb0d6c8c0&width=620&height=349&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/editorial/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Editorial">Editorial</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/editorial-politicians-quick-to-grasp-at-positive-news-but-cash-rate-cut-signals-tough-times-still-ahead/75TFSC6RI5DG3IDUD6BUGG52KE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h2 class="story-card__heading story-card__heading__italic">Editorial: Cash rate cut signals tough times still ahead</h2></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-28T16:00:00Z" data-test-ui="meta-data__time-stamp">28 Nov 04:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--secondary story-card" data-test-ui="story-card---secondary-portrait-text-side-" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/companies/banking-finance/banks-roll-out-new-scam-protection-tool-how-confirmation-of-payee-will-work/GBTOEL7MANFIVNZZGYOZSOT6PY/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Banks roll out new scam protection tool: How confirmation of payee will work" data-srcset="https://www.nzherald.co.nz/resizer/v2/KBLPDBOOV2HS7KPWF3UM7OTEY4.jpg?auth=73e70c728413924061e903e3b79e967c850e613e2aa815d04e5ddacaf9e0ae44&width=268&height=343&quality=70&smart=true 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/companies/banking-finance/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Banking and finance">Banking and finance</a></div></div><a href="https://www.nzherald.co.nz/business/companies/banking-finance/banks-roll-out-new-scam-protection-tool-how-confirmation-of-payee-will-work/GBTOEL7MANFIVNZZGYOZSOT6PY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Banks roll out new scam protection tool: How confirmation of payee will work</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-28T03:07:53.913Z" data-test-ui="meta-data__time-stamp">28 Nov 03:07 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">How it works, what you'll see, and when you'll likely get it.</p></div></div></article><article class="story-card story-card--secondary story-card story-card--has-label" data-test-ui="story-card---secondary-portrait-text-side-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/economy/official-cash-rate/ocr-reserve-bank-governor-adrian-orr-warns-borrowers-to-temper-expectations-around-the-size-of-mortgage-rates-cuts/AVY45MUAERB3ZNQHRFI4HHY7RY/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Reserve Bank governor's warning to homeowners after OCR cut" data-srcset="https://www.nzherald.co.nz/resizer/v2/ABSPJAWHRFGTDGBTGV5OLMASVE.jpg?auth=47406cc9532974779e39c18e60f286c5e25aad49687eba7a6210659076afef2a&width=268&height=343&quality=70&focal=1539%2C634&smart=false 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/analysis/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Analysis">Analysis</a></div></div><a 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href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Interest rates">Interest rates</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/relief-heading-into-christmas-how-banks-reacted-to-the-ocr-cut/LIR57Z7QQVEVBKSFFSUHEYT7YY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">‘Relief heading into Christmas’: How banks reacted to the OCR cut</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-27T03:33:26.804Z" data-test-ui="meta-data__time-stamp">27 Nov 03:33 AM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" 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class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/why-do-smart-people-make-dumb-financial-decisions-diana-clement/HVFOC3EOLFCNHIG4DSS4YLZLKY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Diana Clement: Why do smart people make dumb financial decisions?</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-23T16:00:01Z" data-test-ui="meta-data__time-stamp">23 Nov 04:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Business">Business</a><span class="story-card__subkicker-separator">|</span><a class="story-card__subkicker" href="https://www.nzherald.co.nz/business/personal-finance/" data-test-ui="story-card__subkicker" data-ref-page-element="" aria-label="personal finance">personal finance</a></div></div><a href="https://www.nzherald.co.nz/business/the-dark-reality-of-taking-on-christmas-debt/RWLKYRJRVBHIJAIJ32F2H5QYWE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">'A nation in debt': The dark reality of taking on Christmas debt</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-17T16:00:00Z" data-test-ui="meta-data__time-stamp">17 Nov 04:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/mortgage-rates-are-falling-but-should-you-lower-your-repayments-diana-clement/VVJYBI3HN5EEBNK27LC4CMWHNA/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Diana Clement: Mortgage rates are falling ... but should you lower your repayments?</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-16T16:00:00Z" data-test-ui="meta-data__time-stamp">16 Nov 04:00 PM</time></div></div></a></div></div></article></div></div></section><section class="section-chain section-chain-with-native section-chain-with-native--subheronew" data-test-ui="subhero-full-native-new-section" data-ref-group="subherofullnewnative"><div class="section-chain__wrapper section-chain__wrapper--has-sidebar"><div id="subherofull-17063111" class="chain-main" data-test-ui="subhero-full-native-new-chain-main"><div class="ad ad-container ad-native" data-test-ui="ad" id="ad-container"><div id="Index_native1" class="pb-ad-container" data-adtype="Native" data-adpos="1" data-adsize="[["fluid"]]" data-ad-env="both" style="max-width:auto"></div></div><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/paying-higher-kiwisaver-fees-doesnt-guarantee-better-returns-mary-holm/IO2IYGYW7RH7TNQ6KKLTQJY43E/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Mary Holm: Paying higher KiwiSaver fees doesn’t guarantee better returns" data-srcset="https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/paying-higher-kiwisaver-fees-doesnt-guarantee-better-returns-mary-holm/IO2IYGYW7RH7TNQ6KKLTQJY43E/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: Paying higher KiwiSaver fees doesn’t guarantee better returns</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-15T16:00:00Z" data-test-ui="meta-data__time-stamp">15 Nov 04:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: It's not like buying a car, coat or a catamaran.</p></div></div></article></div><aside class="chain-sidebar box-ad" data-test-ui="subhero-full-native-new-chain-sidebar"><div class="ad ad-container has-text ad-rectangle tw-mx-auto" data-test-ui="ad" id="ad-container"><span class="ad__heading" data-test-ui="ad__heading" data-ad-env="both">Advertisement</span><div id="Index_rectangle1" class="pb-ad-container" data-adtype="Rectangle" data-adpos="1" data-adsize="[[300,250],[300,600]]" data-ad-env="both" style="max-width:300px"></div><a class="ad__link" data-test-ui="ad__link" href="//advertising.nzme.co.nz/" data-ad-env="both">Advertise with NZME.</a></div></aside><div class="chain-main-triple" data-test-ui="subhero-full-native-new-chain-main"><article class="story-card story-card--secondary story-card" data-test-ui="story-card---secondary-portrait-text-side-with-custom-video" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/tax/inland-revenue-calls-in-collectors-to-chase-kiwis-overseas-with-overdue-student-debt/WGOILDGSYFAZ5BB2WZCR6GVIEU/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Debt collectors chasing Kiwis overseas who are behind on student loan payments" data-srcset="https://www.nzherald.co.nz/resizer/v2/HNIWB72PK5O6JYZKZ6TVXK6PWI.jpg?auth=84fc61302f2f738c1ba20c1c91d8f96344a07e48ee5219c3b9fd5f14dd736697&width=268&height=343&quality=70&focal=401%2C483&smart=false 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/tax/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Tax">Tax</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/tax/inland-revenue-calls-in-collectors-to-chase-kiwis-overseas-with-overdue-student-debt/WGOILDGSYFAZ5BB2WZCR6GVIEU/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Debt collectors chasing Kiwis overseas who are behind on student loan payments</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-14T20:07:15.225Z" data-test-ui="meta-data__time-stamp">14 Nov 08:07 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">They have doubled the team chasing Kiwis overseas who are behind in loan payments.</p></div></div></article><article class="story-card story-card--secondary story-card story-card--has-label" data-test-ui="story-card---secondary-portrait-text-side-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/i-want-a-backyard-should-i-sell-my-home-and-rent-mary-holm/RTUVEKJ52VELZIUQPRR3NKVO4A/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Mary Holm: I want a backyard, should I sell my home and rent?" data-srcset="https://www.nzherald.co.nz/resizer/v2/ECIKIHJVXNDY5JO77AGL2QDF7Q.jpg?auth=5839f88cfe785c1e6bde713244b1b3cadfc4b2beb4e55fe1f05e494debcc2af6&width=268&height=343&quality=70&smart=true 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/i-want-a-backyard-should-i-sell-my-home-and-rent-mary-holm/RTUVEKJ52VELZIUQPRR3NKVO4A/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: I want a backyard, should I sell my home and rent?</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-08T16:00:00Z" data-test-ui="meta-data__time-stamp">08 Nov 04:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Renting is an option but it has lots of drawbacks.</p></div></div></article><article class="story-card story-card--secondary blank" data-test-ui="story-card---secondary-portrait-text-side-"></article><article class="story-card story-card--secondary story-card story-card--has-label" data-test-ui="story-card---secondary-portrait-text-side-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/inside-economics-how-we-know-markets-are-picking-a-trump-winand-breaking-down-that-capital-gains-tax-poll/6D3H3ZPSPVEO5A4SUGOOZJDX2A/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Inside Economics: How we know markets are picking a Trump win" data-srcset="https://www.nzherald.co.nz/resizer/v2/F5ES2TYB5NEZHOUCCGRY2BH4TI.jpg?auth=8b8e9ec71d30bdde2d18138a7ea876016dcfd89b935cec23d30490865a779f85&width=268&height=343&quality=70&smart=true 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Business">Business</a><span class="story-card__subkicker-separator">|</span><a class="story-card__subkicker" href="https://www.nzherald.co.nz/business/personal-finance/" data-test-ui="story-card__subkicker" data-ref-page-element="" aria-label="personal finance">personal finance</a></div></div><a href="https://www.nzherald.co.nz/business/inside-economics-how-we-know-markets-are-picking-a-trump-winand-breaking-down-that-capital-gains-tax-poll/6D3H3ZPSPVEO5A4SUGOOZJDX2A/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Inside Economics: How we know markets are picking a Trump win</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-06T04:00:00Z" data-test-ui="meta-data__time-stamp">06 Nov 04:00 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Why a capital gains tax is still so contentious - and who supports it.</p></div></div></article><div class="stack"><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/markets/shares/ive-got-assets-worth-15m-should-i-self-insure-mary-holm/YWNUEMGI2FFA5EVEVS4IBXOM6M/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: I'm worth $15m, should I self-insure?</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-10-25T16:00:00Z" data-test-ui="meta-data__time-stamp">25 Oct 04:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/how-to-avoid-being-poor-in-retirement-darcy-ungaro/LRZKV2TFEBFJREQU7KWTIDS6RE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Darcy Ungaro: How to avoid being poor in retirement</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-10-28T03:00:00Z" data-test-ui="meta-data__time-stamp">28 Oct 03:00 AM</time></div></div></a></div></div></article></div></div></div></section><section class="section-chain section-chain--triple-image" data-test-ui="triple-image-section" data-ref-group="tripleimage"><header class="section-chain__header section-chain__header--has-heading" data-test-ui="section-chain__header"><h2 class="section-chain__heading" data-test-ui="section-chain__heading"><a class="section-chain__heading-link--default section-undefined " data-test-ui="section-chain__heading-link--default" href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/">KiwiSaver news</a></h2></header><div class="section-chain__wrapper" data-test-ui="triple-image-chain-wrapper"><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/paying-higher-kiwisaver-fees-doesnt-guarantee-better-returns-mary-holm/IO2IYGYW7RH7TNQ6KKLTQJY43E/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Mary Holm: Paying higher KiwiSaver fees doesn’t guarantee better returns" data-srcset="https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/S6UQHPTXHFHCXBEFF4QSYPZTWQ.jpg?auth=6ed93aed162e16e3b21c64cd504341b0a928e0ad981153a7629799dd87b2a094&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/paying-higher-kiwisaver-fees-doesnt-guarantee-better-returns-mary-holm/IO2IYGYW7RH7TNQ6KKLTQJY43E/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: Paying higher KiwiSaver fees doesn’t guarantee better returns</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-15T16:00:00Z" data-test-ui="meta-data__time-stamp">15 Nov 04:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: It's not like buying a car, coat or a catamaran.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/investment/mary-holm-column-500k-1m-how-much-do-i-need-to-save-for-my-golden-years/BFEX44JYC5BCXJDQOFZWTBELOU/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="I own a $1.1m home and have $530k, will I have to keep working? - Mary Holm" data-srcset="https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/mary-holm-column-500k-1m-how-much-do-i-need-to-save-for-my-golden-years/BFEX44JYC5BCXJDQOFZWTBELOU/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">I own a $1.1m home and have $530k, will I have to keep working? - Mary Holm</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-25T17:00:00Z" data-test-ui="meta-data__time-stamp">25 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: If the $1m estimate were correct, a big proportion of retirees would struggle.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/investment/shareholders-association-chief-regrets-12b-arvida-group-takeover-a-sad-day/BZZE2EIWOJE65PKHR4JFZHJ4YE/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="'A sad day' – Shareholders Association regrets loss of Arvida to sharemarket" data-srcset="https://www.nzherald.co.nz/resizer/v2/JZFT2PMZUNF4VAJFN6V4XKDBDQ.jpg?auth=8bf60f60956017e469bdffe4834adac9ddfa4f6146c4feeef89c30f8cfebdf6c&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/JZFT2PMZUNF4VAJFN6V4XKDBDQ.jpg?auth=8bf60f60956017e469bdffe4834adac9ddfa4f6146c4feeef89c30f8cfebdf6c&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/JZFT2PMZUNF4VAJFN6V4XKDBDQ.jpg?auth=8bf60f60956017e469bdffe4834adac9ddfa4f6146c4feeef89c30f8cfebdf6c&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/investment/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Investment">Investment</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/shareholders-association-chief-regrets-12b-arvida-group-takeover-a-sad-day/BZZE2EIWOJE65PKHR4JFZHJ4YE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">'A sad day' – Shareholders Association regrets loss of Arvida to sharemarket</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-25T04:02:47.46Z" data-test-ui="meta-data__time-stamp">25 Sep 04:02 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">'We regard this as like a death in the family,' the NZSA's Grant Diggle said.</p></div></div></article><article class="story-card story-card--headline story-card" data-test-ui="story-card---default-headline-with-custom-video" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="KiwiSaver">KiwiSaver</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/westpac-warns-kiwisaver-members-of-losses-from-sticking-with-conservative-funds-post-covid/ZQLNCGFBMVHYPED7Z4GAIVQFTU/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">The $200,000 mistake thousands of KiwiSavers made</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-24T21:57:50.794Z" data-test-ui="meta-data__time-stamp">24 Sep 09:57 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/focusing-on-share-returns-for-less-than-a-year-thats-just-silly-mary-holm/BDWS5HXUGZFULBK2Q6R6WPTIVY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: Focusing on share returns for less than a year - that’s just silly</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-13T17:00:00Z" data-test-ui="meta-data__time-stamp">13 Sep 05:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card" data-test-ui="story-card---default-headline-with-custom-video" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="KiwiSaver">KiwiSaver</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/how-much-should-your-kiwisaver-balance-be-at-your-age/X6EXW2SH2JHKFFJCO3ZNECYLMQ/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">How much should your KiwiSaver balance be, at your age?</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-05T19:24:35.515Z" data-test-ui="meta-data__time-stamp">05 Sep 07:24 PM</time></div></div></a></div></div></article></div></section><section class="section-chain section-chain--subhero" data-test-ui="subhero-half-section" data-ref-group="subherohalf"><header class="section-chain__header section-chain__header--has-heading" data-test-ui="section-chain__header"><h2 class="section-chain__heading" data-test-ui="section-chain__heading"><a class="section-chain__heading-link--default section-undefined " data-test-ui="section-chain__heading-link--default" href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/">Interest rates news</a></h2></header><div class="section-chain__wrapper section-chain__wrapper--has-sidebar-left"><div class="chain-main" data-test-ui="subhero-half-chain-main"><article class="story-card story-card--secondary story-card story-card--has-label" data-test-ui="story-card---secondary-portrait-text-side-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/editorial-politicians-quick-to-grasp-at-positive-news-but-cash-rate-cut-signals-tough-times-still-ahead/75TFSC6RI5DG3IDUD6BUGG52KE/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Editorial: Cash rate cut signals tough times still ahead" data-srcset="https://www.nzherald.co.nz/resizer/v2/RABIKHZRV5AHVNTVOFU3UMLFC4.jpg?auth=347a4d5f07fd1851ed728f94e01da1351e9aa45944c31c4d5306dc7bb0d6c8c0&width=268&height=343&quality=70&smart=true 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/editorial/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Editorial">Editorial</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/editorial-politicians-quick-to-grasp-at-positive-news-but-cash-rate-cut-signals-tough-times-still-ahead/75TFSC6RI5DG3IDUD6BUGG52KE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Editorial: Cash rate cut signals tough times still ahead</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-28T16:00:00Z" data-test-ui="meta-data__time-stamp">28 Nov 04:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: More competition from the banks is needed to give real relief to borrowers.</p></div></div></article><article class="story-card story-card--secondary story-card story-card--has-label" data-test-ui="story-card---secondary-portrait-text-side-with-custom-video" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/economy/official-cash-rate/ocr-reserve-bank-governor-adrian-orr-warns-borrowers-to-temper-expectations-around-the-size-of-mortgage-rates-cuts/AVY45MUAERB3ZNQHRFI4HHY7RY/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_p.png?d=858" alt="Reserve Bank governor's warning to homeowners after OCR cut" data-srcset="https://www.nzherald.co.nz/resizer/v2/ABSPJAWHRFGTDGBTGV5OLMASVE.jpg?auth=47406cc9532974779e39c18e60f286c5e25aad49687eba7a6210659076afef2a&width=268&height=343&quality=70&focal=1539%2C634&smart=false 576w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/analysis/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Analysis">Analysis</a></div></div><a href="https://www.nzherald.co.nz/business/economy/official-cash-rate/ocr-reserve-bank-governor-adrian-orr-warns-borrowers-to-temper-expectations-around-the-size-of-mortgage-rates-cuts/AVY45MUAERB3ZNQHRFI4HHY7RY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Reserve Bank governor's warning to homeowners after OCR cut</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-28T02:00:00Z" data-test-ui="meta-data__time-stamp">28 Nov 02:00 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">Borrowers told to curb some of their enthusiasm.</p></div></div></article><article class="story-card story-card--headline story-card" data-test-ui="story-card---default-headline-" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Interest rates">Interest rates</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/relief-heading-into-christmas-how-banks-reacted-to-the-ocr-cut/LIR57Z7QQVEVBKSFFSUHEYT7YY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">‘Relief heading into Christmas’: How banks reacted to the OCR cut</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-27T03:33:26.804Z" data-test-ui="meta-data__time-stamp">27 Nov 03:33 AM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card" data-test-ui="story-card---default-headline-" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/nz/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="New Zealand">New Zealand</a><span class="story-card__subkicker-separator">|</span><a class="story-card__subkicker" href="https://www.nzherald.co.nz/nz/politics/" data-test-ui="story-card__subkicker" data-ref-page-element="" aria-label="politics">politics</a></div></div><a href="https://www.nzherald.co.nz/nz/nz-herald-live-christopher-luxon-and-nicola-willis-speak-on-ocr-news/VNQEFHXWSMUPMDSBAIHKUUK5CQ/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">NZ Herald Live: Christopher Luxon and Nicola Willis speak on OCR news</h3></div><div class="story-card__headline-standalone"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span></div><div class="story-card__meta-container"></div></a></div></div></article></div><aside class="chain-sidebar" data-test-ui="subhero-half-chain-sidebar"><div class="ad ad-container has-text ad-rectangle tw-mx-auto" data-test-ui="ad" id="ad-container"><span class="ad__heading" data-test-ui="ad__heading" data-ad-env="both">Advertisement</span><div id="Index_rectangle2" class="pb-ad-container" data-adtype="Rectangle" data-adpos="2" data-adsize="[[300,250]]" data-ad-env="both" style="max-width:300px"></div><a class="ad__link" data-test-ui="ad__link" href="//advertising.nzme.co.nz/" data-ad-env="both">Advertise with NZME.</a></div></aside></div></section><section class="section-chain section-chain--triple-image" data-test-ui="triple-image-section" data-ref-group="tripleimage"><header class="section-chain__header section-chain__header--has-heading" data-test-ui="section-chain__header"><h2 class="section-chain__heading" data-test-ui="section-chain__heading"><a class="section-chain__heading-link--default " data-test-ui="section-chain__heading-link--default" href="https://www.nzherald.co.nz/business/personal-finance/investment/">Investment news</a></h2></header><div class="section-chain__wrapper" data-test-ui="triple-image-chain-wrapper"><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/investment/how-to-avoid-being-poor-in-retirement-darcy-ungaro/LRZKV2TFEBFJREQU7KWTIDS6RE/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Darcy Ungaro: How to avoid being poor in retirement" data-srcset="https://www.nzherald.co.nz/resizer/v2/ADWIHMGJSNBDHIVVOMAZ7QXXZI.jpg?auth=7c5e0c8009057af5d1b41eb7a687be960c8cea01c4396629660bc1ba07d7772d&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/ADWIHMGJSNBDHIVVOMAZ7QXXZI.jpg?auth=7c5e0c8009057af5d1b41eb7a687be960c8cea01c4396629660bc1ba07d7772d&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/ADWIHMGJSNBDHIVVOMAZ7QXXZI.jpg?auth=7c5e0c8009057af5d1b41eb7a687be960c8cea01c4396629660bc1ba07d7772d&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/women-s-football-world-cup/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/how-to-avoid-being-poor-in-retirement-darcy-ungaro/LRZKV2TFEBFJREQU7KWTIDS6RE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Darcy Ungaro: How to avoid being poor in retirement</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-10-28T03:00:00Z" data-test-ui="meta-data__time-stamp">28 Oct 03:00 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Be clever about what’s right at your life stage, says Darcy Ungaro.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/investment/mary-holm-column-500k-1m-how-much-do-i-need-to-save-for-my-golden-years/BFEX44JYC5BCXJDQOFZWTBELOU/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="I own a $1.1m home and have $530k, will I have to keep working? - Mary Holm" data-srcset="https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/6A2ITC74TJCOVHAIDVF2GAVRVI.JPG?auth=e33adb822ca1e1fd31d30ae507585d6add765c384af1db8c5dd4d3741b85122d&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/women-s-football-world-cup/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/mary-holm-column-500k-1m-how-much-do-i-need-to-save-for-my-golden-years/BFEX44JYC5BCXJDQOFZWTBELOU/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">I own a $1.1m home and have $530k, will I have to keep working? - Mary Holm</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-25T17:00:00Z" data-test-ui="meta-data__time-stamp">25 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: If the $1m estimate were correct, a big proportion of retirees would struggle.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/investment/shareholders-association-chief-regrets-12b-arvida-group-takeover-a-sad-day/BZZE2EIWOJE65PKHR4JFZHJ4YE/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="'A sad day' – Shareholders Association regrets loss of Arvida to sharemarket" 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href="https://www.nzherald.co.nz/business/personal-finance/investment/shareholders-association-chief-regrets-12b-arvida-group-takeover-a-sad-day/BZZE2EIWOJE65PKHR4JFZHJ4YE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">'A sad day' – Shareholders Association regrets loss of Arvida to sharemarket</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-25T04:02:47.46Z" data-test-ui="meta-data__time-stamp">25 Sep 04:02 AM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">'We regard this as like a death in the family,' the NZSA's Grant Diggle said.</p></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/topic/women-s-football-world-cup/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Investment">Investment</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/investment/top-kiwi-engineers-scientists-and-inventors-at-aucklands-future-house-making-the-impossible-possible/4GGTXT3XTBAQ5PMWLHAJMQZSXE/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Helping Dad to walk: Engineer joins deep-tech 'big brains' to follow a dream</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-21T17:00:00Z" data-test-ui="meta-data__time-stamp">21 Sep 05:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/women-s-football-world-cup/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a 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class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="NZ Herald Live: Christopher Luxon and Nicola Willis speak on OCR news" data-srcset="https://www.nzherald.co.nz/resizer/v2/3Y6NGUMWYZGQDGFXY2RKYBCL6I.jpg?auth=637dea057e1187255b252dedf1b81abf732693690865bc378993534b47a4fa83&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/3Y6NGUMWYZGQDGFXY2RKYBCL6I.jpg?auth=637dea057e1187255b252dedf1b81abf732693690865bc378993534b47a4fa83&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/3Y6NGUMWYZGQDGFXY2RKYBCL6I.jpg?auth=637dea057e1187255b252dedf1b81abf732693690865bc378993534b47a4fa83&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div 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href="https://www.nzherald.co.nz/business/personal-finance/tax/inland-revenue-calls-in-collectors-to-chase-kiwis-overseas-with-overdue-student-debt/WGOILDGSYFAZ5BB2WZCR6GVIEU/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Debt collectors chasing Kiwis overseas who are behind on student loan payments</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-14T20:07:15.225Z" 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data-test-ui="story-card__label-updated">Updated</span></div></div><a href="https://www.nzherald.co.nz/business/media-insider/media-insider-the-full-cutbacks-at-tvnz-confidential-document-reveals-cut-news-roles-staff-angst/UUCFHALEONERZDYLPCUQHBPXGI/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">'Hunger Games': Confidential paper reveals axed TVNZ roles; Political ed weds</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-11-28T16:46:29.601Z" data-test-ui="meta-data__time-stamp">28 Nov 04:46 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">TVNZ executive producer resigns; Sam Hayes mourns good friend; Political ed's wedding.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card" data-test-ui="story-card---default-landscape-text-below-" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/black-friday-deals-are-we-really-getting-bang-for-our-buck-the-front-page/EWRFWOGCKBCJZM27HC3RGDR7VU/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Are Black Friday deals as good as they seem? 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href="https://www.nzherald.co.nz/business/markets/shares/ive-got-assets-worth-15m-should-i-self-insure-mary-holm/YWNUEMGI2FFA5EVEVS4IBXOM6M/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: I'm worth $15m, should I self-insure?</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-10-25T16:00:00Z" data-test-ui="meta-data__time-stamp">25 Oct 04:00 PM</time></div></div></a><p class="story-card__deck" 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href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/how-to-split-your-mortgage-when-refixing-mary-holm/RK7NIEQV5BAR7O5VNN5RPLIIAM/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Mary Holm: How to split your mortgage when refixing" data-srcset="https://www.nzherald.co.nz/resizer/v2/U5KLX67TLVCYNEJ7OCIQDZM7NY.jpg?auth=28a576860568a8342609fd0e67fd6d49ae1a59613c5cef3c5e2e3ea3845f271f&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/U5KLX67TLVCYNEJ7OCIQDZM7NY.jpg?auth=28a576860568a8342609fd0e67fd6d49ae1a59613c5cef3c5e2e3ea3845f271f&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/U5KLX67TLVCYNEJ7OCIQDZM7NY.jpg?auth=28a576860568a8342609fd0e67fd6d49ae1a59613c5cef3c5e2e3ea3845f271f&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/interest-rates/how-to-split-your-mortgage-when-refixing-mary-holm/RK7NIEQV5BAR7O5VNN5RPLIIAM/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: How to split your mortgage when refixing</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-20T17:00:00Z" data-test-ui="meta-data__time-stamp">20 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: With interest rates on the way down, what should you do?</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/mark-lister-tax-reform-discussions-reignite-is-a-capital-gains-tax-on-the-horizon-for-new-zealand/GZSBQ2HH5ZHF7I7BXBZA5ZI5XQ/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Opinion: The tax debate that won’t go away" data-srcset="https://www.nzherald.co.nz/resizer/v2/O7L7V3A4D5CYPB5LM46FB6KE5Q.jpg?auth=d401a875a983da13c2f4d9f7a521dc4eea7d93700fcb2940686715fd74f7e62a&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/O7L7V3A4D5CYPB5LM46FB6KE5Q.jpg?auth=d401a875a983da13c2f4d9f7a521dc4eea7d93700fcb2940686715fd74f7e62a&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/O7L7V3A4D5CYPB5LM46FB6KE5Q.jpg?auth=d401a875a983da13c2f4d9f7a521dc4eea7d93700fcb2940686715fd74f7e62a&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/mark-lister-tax-reform-discussions-reignite-is-a-capital-gains-tax-on-the-horizon-for-new-zealand/GZSBQ2HH5ZHF7I7BXBZA5ZI5XQ/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Opinion: The tax debate that won’t go away</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-15T16:00:00Z" data-test-ui="meta-data__time-stamp">15 Sep 04:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Capital gains tax debate resurfaces.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/getting-back-into-work-after-a-break-diana-clement/XYYFFHCGJVCVZDAKOICCQ6IXZY/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Diana Clement: Getting back into work after a break" data-srcset="https://www.nzherald.co.nz/resizer/v2/SB3T4XNTSVAYZKZI3J4CK2TSYI.jpg?auth=a058afa8c55a507a7ab3b22c9e365e035638a630f693964942b32ae2a42c29a6&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/SB3T4XNTSVAYZKZI3J4CK2TSYI.jpg?auth=a058afa8c55a507a7ab3b22c9e365e035638a630f693964942b32ae2a42c29a6&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/SB3T4XNTSVAYZKZI3J4CK2TSYI.jpg?auth=a058afa8c55a507a7ab3b22c9e365e035638a630f693964942b32ae2a42c29a6&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/getting-back-into-work-after-a-break-diana-clement/XYYFFHCGJVCVZDAKOICCQ6IXZY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Diana Clement: Getting back into work after a break</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-14T17:00:00Z" data-test-ui="meta-data__time-stamp">14 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Tips to help you not sell yourself short.</p></div></div></article></div></section><section class="section-chain section-chain--triple-image" data-test-ui="triple-image-section" data-ref-group="tripleimage"><div class="section-chain__wrapper" data-test-ui="triple-image-chain-wrapper"><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/government-scrambles-to-regulate-the-wild-west-of-genetic-testing-by-insurers/ZGBIDXE7Y5B2NLIYPPAKTTKN7M/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Govt scrambles to regulate the ‘Wild West’ of genetic testing by insurers" data-srcset="https://www.nzherald.co.nz/resizer/v2/YG4PLKTJZNEMJKSOEM22KVI7XM.jpg?auth=0e348798b9cf1372392bf85256563b18e01af4d30b7a8ea67ea62e64469d62af&width=300&height=169&quality=70&focal=4719%2C2017&smart=false 320w,https://www.nzherald.co.nz/resizer/v2/YG4PLKTJZNEMJKSOEM22KVI7XM.jpg?auth=0e348798b9cf1372392bf85256563b18e01af4d30b7a8ea67ea62e64469d62af&width=576&height=324&quality=70&focal=4719%2C2017&smart=false 576w,https://www.nzherald.co.nz/resizer/v2/YG4PLKTJZNEMJKSOEM22KVI7XM.jpg?auth=0e348798b9cf1372392bf85256563b18e01af4d30b7a8ea67ea62e64469d62af&width=300&height=175&quality=70&focal=4719%2C2017&smart=false 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Personal Finance">Personal Finance</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/government-scrambles-to-regulate-the-wild-west-of-genetic-testing-by-insurers/ZGBIDXE7Y5B2NLIYPPAKTTKN7M/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">Govt scrambles to regulate the ‘Wild West’ of genetic testing by insurers</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-13T17:00:00Z" data-test-ui="meta-data__time-stamp">13 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">Business and science move at a quicker pace.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card story-card--has-label" data-test-ui="story-card---default-landscape-text-below-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/focusing-on-share-returns-for-less-than-a-year-thats-just-silly-mary-holm/BDWS5HXUGZFULBK2Q6R6WPTIVY/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="Mary Holm: Focusing on share returns for less than a year - that’s just silly" data-srcset="https://www.nzherald.co.nz/resizer/v2/RU5CZ24NCJEU5MPO2UWGRAMDEI.jpg?auth=b6267f413cc73bc2f4dc9424a0cd1e870fe9876708f8f0c0b03792b5901c5384&width=300&height=169&quality=70&smart=true 320w,https://www.nzherald.co.nz/resizer/v2/RU5CZ24NCJEU5MPO2UWGRAMDEI.jpg?auth=b6267f413cc73bc2f4dc9424a0cd1e870fe9876708f8f0c0b03792b5901c5384&width=576&height=324&quality=70&smart=true 576w,https://www.nzherald.co.nz/resizer/v2/RU5CZ24NCJEU5MPO2UWGRAMDEI.jpg?auth=b6267f413cc73bc2f4dc9424a0cd1e870fe9876708f8f0c0b03792b5901c5384&width=300&height=175&quality=70&smart=true 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/kiwisaver/focusing-on-share-returns-for-less-than-a-year-thats-just-silly-mary-holm/BDWS5HXUGZFULBK2Q6R6WPTIVY/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Mary Holm: Focusing on share returns for less than a year - that’s just silly</h3></div><div class="story-card__meta-container"><span class="story-card__comment-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__comment-icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#comment-fill"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-13T17:00:00Z" data-test-ui="meta-data__time-stamp">13 Sep 05:00 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">OPINION: Plus, Lotto chief executive explains how people react to winning big.</p></div></div></article><article class="story-card story-card--landscape-text-below story-card" data-test-ui="story-card---default-landscape-text-below-with-custom-video" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><a href="https://www.nzherald.co.nz/business/personal-finance/how-the-briscoes-bloke-rod-duke-is-making-millions-even-in-a-recession/OCK7NQQYYJHVZGHWGSM4ZJ3KIM/" target="_self" class="story-card__image-link" data-ref-page-element="" aria-label="story card picture"><img class="story-card__image-link__picture responsively-lazy" data-test-ui="story-card__image-link__picture" src="/pf/resources/images/placeholders/placeholder_l.png?d=858" alt="How 'Briscoes Bloke' is making millions - even in a recession" data-srcset="https://www.nzherald.co.nz/resizer/v2/IY3EPWZF7CDJPMJMZSQ5JTHYUI.jpg?auth=c2ec29bae19b643bb956b2b1eece296b946816754220e18c2e688f9b37f387e1&width=300&height=169&quality=70&focal=929%2C373&smart=false 320w,https://www.nzherald.co.nz/resizer/v2/IY3EPWZF7CDJPMJMZSQ5JTHYUI.jpg?auth=c2ec29bae19b643bb956b2b1eece296b946816754220e18c2e688f9b37f387e1&width=576&height=324&quality=70&focal=929%2C373&smart=false 576w,https://www.nzherald.co.nz/resizer/v2/IY3EPWZF7CDJPMJMZSQ5JTHYUI.jpg?auth=c2ec29bae19b643bb956b2b1eece296b946816754220e18c2e688f9b37f387e1&width=300&height=175&quality=70&focal=929%2C373&smart=false 768w"/></a><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Personal Finance">Personal Finance</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/how-the-briscoes-bloke-rod-duke-is-making-millions-even-in-a-recession/OCK7NQQYYJHVZGHWGSM4ZJ3KIM/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading">How 'Briscoes Bloke' is making millions - even in a recession</h3></div><div class="story-card__meta-container"><span class="story-card__video-icon-wrapper" data-test-ui="story-card__video-icon-wrapper"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" focusable="false" class="story-card__article-video_icon" data-test-ui="svg__svg"><use xlink:href="/pf/resources/dist/svg/spritemap.svg?d=858#article-video"></use></svg></span><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-12T18:46:10.08Z" data-test-ui="meta-data__time-stamp">12 Sep 06:46 PM</time></div></div></a><p class="story-card__deck" data-test-ui="story-card__deck">Rod Duke warns against high taxes driving wealth away from NZ.</p></div></div></article><article class="story-card story-card--headline story-card story-card--has-label" data-test-ui="story-card---default-headline-" data-card-type="premium"><span class="story-card__label" data-test-ui="story-card__label">Premium</span><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker story-card__kicker-opinion-color" href="https://www.nzherald.co.nz/topic/opinion/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Opinion">Opinion</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/tax/spending-cuts-versus-wealth-taxes-dr-bryce-wilkinson/F6K4VMEHUJAMZEGSUUW4WXA6OM/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 class="story-card__heading story-card__heading__italic">Dr Bryce Wilkinson: Spending cuts versus wealth taxes</h3></div><div class="story-card__meta-container"><div class="meta-data" data-test-ui="meta-data"><time class="meta-data__time-stamp" dateTime="2024-09-11T17:00:00Z" data-test-ui="meta-data__time-stamp">11 Sep 05:00 PM</time></div></div></a></div></div></article><article class="story-card story-card--headline story-card" data-test-ui="story-card---default-headline-with-custom-video" data-card-type=""><div class="story-card__content" data-test-ui="story-card-content"><div class="story-card__info" data-test-ui="story-card-info"><div class="story-card__info--wraper"><div class="story-card__kicker-wrapper"><a class="story-card__kicker" href="https://www.nzherald.co.nz/business/personal-finance/tax/" data-test-ui="story-card__kicker" data-ref-page-element="" aria-label="Tax">Tax</a></div></div><a href="https://www.nzherald.co.nz/business/personal-finance/tax/inland-revenue-giving-thousands-of-taxpayers-details-to-social-media-platforms-for-ad-campaigns/USUHE5MDQNHIDPNRIOJCVOVJPQ/" target="_self" data-ref-page-element="" class="story-card__heading__link" data-test-ui="story-card__heading__link"><div class="story-card__heading-wrapper"><h3 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