Commercial Banking News

<!DOCTYPE html> <html class="no-js" dir="ltr" lang="en-US" prefix="og: http://ogp.me/ns# fb: http://ogp.me/ns/fb#"> <head> <meta charset="utf-8"> <meta http-equiv="x-ua-compatible" content="ie=edge"> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <title>Commercial Banking News | Banking Dive</title> <meta name="description" content="The latest commercial banking news for banking industry professionals"/> <meta name="sailthru.tags" content="banking,banking-commercial"/> <meta property="fb:pages" content="510756622789753"> <script data-cfasync="false"> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('consent','default',{ 'ad_storage':'denied', 'analytics_storage':'denied', 'ad_user_data':'denied', 'ad_personalization':'denied', 'personalization_storage':'denied', 'functionality_storage':'granted', 'security_storage':'granted', 'wait_for_update': 500 }); gtag("set", "ads_data_redaction", true); </script> <script data-cfasync="false" src="https://cmp.osano.com/AzqdtLT8Mqkut2TZ/bdeb2f70-056f-4937-961a-e9db412e4c7a/osano.js"></script> <style> .osano-cm-widget{display: none;} </style> <script data-cfasync="false"> window.Osano.cm.addEventListener("osano-cm-script-blocked", function (item) { console.log("Script blocked: " + item); }); window.Osano.cm.addEventListener("osano-cm-cookie-blocked", function (item) { console.log("Cookie blocked: " + item); }); </script> <script> window.dive_location = "NonEU"; window.dive_limit_data_processing = false; </script>  <link rel="icon" type="image/x-icon" sizes="any" href="/favicon.ico?v=2" /> <link rel="apple-touch-icon" sizes="180x180" href="/apple-touch-icon.png?v=2"> <link rel="icon" type="image/png" sizes="32x32" href="/favicon-32x32.png?v=2"> <link rel="icon" type="image/png" sizes="16x16" href="/favicon-16x16.png?v=2"> <link rel="manifest" href="/site.webmanifest?v=2"> <link rel="mask-icon" href="/safari-pinned-tab.svg?v=2" color="#5bbad5"> <meta name="msapplication-TileImage" content="/mstile-150x150.png?v=2"> <meta name="msapplication-TileColor" content="#603cba"> <meta name="theme-color" content="#ffffff"> <link rel="alternate" type="application/rss+xml" title="Banking Dive - Latest News Feed" href="https://www.bankingdive.com/feeds/news/"/> <link rel="canonical" href="https://www.bankingdive.com/topic/commercial/"/> <link rel="next" href="https://www.bankingdive.com/topic/commercial/?page=2"/> <meta property="og:title" content="Commercial Banking News | Banking Dive" /> <meta property="og:description" content="The latest commercial banking news for banking industry professionals" /> <meta property="og:image" content="https://d12v9rtnomnebu.cloudfront.net/divesite/header_image_logos/banking_dive_feed_header.jpg" /> <link rel="stylesheet" href="/static/css/dive_app.css?330116211124"> <script> // Initialize dataLayer empty array for GTM events window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'site': 'Banking Dive', }); // wrapper function to push GTM events to dataLayer pushGTMEvent = (eventObject) => { // if window.datalayer is not defined, then set to an empty array window.dataLayer.push(eventObject); }; </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-55G8WRR');</script>  <script> let eventParams = {}; const gtmEventObject = { event: 'page.content', 'page.content': { v:11, // seer version ...eventParams } }; window.pushGTMEvent(gtmEventObject); </script> <script type="module" src="/static/js/dist/lyticsHelper.bundle.js?520216211124" ></script> <script type="text/javascript" src="/static/js/ad_blocker_recovery.js?160016291122"></script>  <script async src="https://fundingchoicesmessages.google.com/i/pub-8553262192892817?ers=1" nonce="RORABhIXgMhQdZXbks8fZQ"></script> <script nonce="RORABhIXgMhQdZXbks8fZQ">(function() {function signalGooglefcPresent() {if (!window.frames['googlefcPresent']) {if (document.body) {const iframe = document.createElement('iframe'); iframe.style = 'width: 0; height: 0; border: none; z-index: -1000; left: -1000px; top: -1000px;'; iframe.style.display = 'none'; iframe.name = 'googlefcPresent'; document.body.appendChild(iframe);} else {setTimeout(signalGooglefcPresent, 0);}}}signalGooglefcPresent();})();</script>  <script>(function(){/* Copyright The Closure Library Authors. SPDX-License-Identifier: Apache-2.0 */ 'use strict';var aa=function(a){var b=0;return function(){return b<a.length?{done:!1,value:a[b++]}:{done:!0}}},ba="function"==typeof Object.create?Object.create:function(a){var b=function(){};b.prototype=a;return new b},k;if("function"==typeof Object.setPrototypeOf)k=Object.setPrototypeOf;else{var m;a:{var ca={a:!0},n={};try{n.__proto__=ca;m=n.a;break a}catch(a){}m=!1}k=m?function(a,b){a.__proto__=b;if(a.__proto__!==b)throw new TypeError(a+" is not extensible");return a}:null} var p=k,q=function(a,b){a.prototype=ba(b.prototype);a.prototype.constructor=a;if(p)p(a,b);else for(var c in b)if("prototype"!=c)if(Object.defineProperties){var d=Object.getOwnPropertyDescriptor(b,c);d&&Object.defineProperty(a,c,d)}else a[c]=b[c];a.v=b.prototype},r=this||self,da=function(){},t=function(a){return a};var u;var w=function(a,b){this.g=b===v?a:""};w.prototype.toString=function(){return this.g+""};var v={},x=function(a){if(void 0===u){var b=null;var c=r.trustedTypes;if(c&&c.createPolicy){try{b=c.createPolicy("goog#html",{createHTML:t,createScript:t,createScriptURL:t})}catch(d){r.console&&r.console.error(d.message)}u=b}else u=b}a=(b=u)?b.createScriptURL(a):a;return new w(a,v)};var A=function(){return Math.floor(2147483648*Math.random()).toString(36)+Math.abs(Math.floor(2147483648*Math.random())^Date.now()).toString(36)};var B={},C=null;var D="function"===typeof Uint8Array;function E(a,b,c){return"object"===typeof a?D&&!Array.isArray(a)&&a instanceof Uint8Array?c(a):F(a,b,c):b(a)}function F(a,b,c){if(Array.isArray(a)){for(var d=Array(a.length),e=0;e<a.length;e++){var f=a[e];null!=f&&(d[e]=E(f,b,c))}Array.isArray(a)&&a.s&&G(d);return d}d={};for(e in a)Object.prototype.hasOwnProperty.call(a,e)&&(f=a[e],null!=f&&(d[e]=E(f,b,c)));return d} function ea(a){return F(a,function(b){return"number"===typeof b?isFinite(b)?b:String(b):b},function(b){var c;void 0===c&&(c=0);if(!C){C={};for(var d="ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789".split(""),e=["+/=","+/","-_=","-_.","-_"],f=0;5>f;f++){var h=d.concat(e[f].split(""));B[f]=h;for(var g=0;g<h.length;g++){var l=h[g];void 0===C[l]&&(C[l]=g)}}}c=B[c];d=Array(Math.floor(b.length/3));e=c[64]||"";for(f=h=0;h<b.length-2;h+=3){var y=b[h],z=b[h+1];l=b[h+2];g=c[y>>2];y=c[(y&3)<< 4|z>>4];z=c[(z&15)<<2|l>>6];l=c[l&63];d[f++]=""+g+y+z+l}g=0;l=e;switch(b.length-h){case 2:g=b[h+1],l=c[(g&15)<<2]||e;case 1:b=b[h],d[f]=""+c[b>>2]+c[(b&3)<<4|g>>4]+l+e}return d.join("")})}var fa={s:{value:!0,configurable:!0}},G=function(a){Array.isArray(a)&&!Object.isFrozen(a)&&Object.defineProperties(a,fa);return a};var H;var J=function(a,b,c){var d=H;H=null;a||(a=d);d=this.constructor.u;a||(a=d?[d]:[]);this.j=d?0:-1;this.h=null;this.g=a;a:{d=this.g.length;a=d-1;if(d&&(d=this.g[a],!(null===d||"object"!=typeof d||Array.isArray(d)||D&&d instanceof Uint8Array))){this.l=a-this.j;this.i=d;break a}void 0!==b&&-1<b?(this.l=Math.max(b,a+1-this.j),this.i=null):this.l=Number.MAX_VALUE}if(c)for(b=0;b<c.length;b++)a=c[b],a<this.l?(a+=this.j,(d=this.g[a])?G(d):this.g[a]=I):(d=this.l+this.j,this.g[d]||(this.i=this.g[d]={}),(d=this.i[a])? G(d):this.i[a]=I)},I=Object.freeze(G([])),K=function(a,b){if(-1===b)return null;if(b<a.l){b+=a.j;var c=a.g[b];return c!==I?c:a.g[b]=G([])}if(a.i)return c=a.i[b],c!==I?c:a.i[b]=G([])},M=function(a,b){var c=L;if(-1===b)return null;a.h||(a.h={});if(!a.h[b]){var d=K(a,b);d&&(a.h[b]=new c(d))}return a.h[b]};J.prototype.toJSON=function(){var a=N(this,!1);return ea(a)}; var N=function(a,b){if(a.h)for(var c in a.h)if(Object.prototype.hasOwnProperty.call(a.h,c)){var d=a.h[c];if(Array.isArray(d))for(var e=0;e<d.length;e++)d[e]&&N(d[e],b);else d&&N(d,b)}return a.g},O=function(a,b){H=b=b?JSON.parse(b):null;a=new a(b);H=null;return a};J.prototype.toString=function(){return N(this,!1).toString()};var P=function(a){J.call(this,a)};q(P,J);function ha(a){var b,c=(a.ownerDocument&&a.ownerDocument.defaultView||window).document,d=null===(b=c.querySelector)||void 0===b?void 0:b.call(c,"script[nonce]");(b=d?d.nonce||d.getAttribute("nonce")||"":"")&&a.setAttribute("nonce",b)};var Q=function(a,b){b=String(b);"application/xhtml+xml"===a.contentType&&(b=b.toLowerCase());return a.createElement(b)},R=function(a){this.g=a||r.document||document};R.prototype.appendChild=function(a,b){a.appendChild(b)};var S=function(a,b,c,d,e,f){try{var h=a.g,g=Q(a.g,"SCRIPT");g.async=!0;g.src=b instanceof w&&b.constructor===w?b.g:"type_error:TrustedResourceUrl";ha(g);h.head.appendChild(g);g.addEventListener("load",function(){e();d&&h.head.removeChild(g)});g.addEventListener("error",function(){0<c?S(a,b,c-1,d,e,f):(d&&h.head.removeChild(g),f())})}catch(l){f()}};var ia=r.atob("aHR0cHM6Ly93d3cuZ3N0YXRpYy5jb20vaW1hZ2VzL2ljb25zL21hdGVyaWFsL3N5c3RlbS8xeC93YXJuaW5nX2FtYmVyXzI0ZHAucG5n"),ja=r.atob("WW91IGFyZSBzZWVpbmcgdGhpcyBtZXNzYWdlIGJlY2F1c2UgYWQgb3Igc2NyaXB0IGJsb2NraW5nIHNvZnR3YXJlIGlzIGludGVyZmVyaW5nIHdpdGggdGhpcyBwYWdlLg=="),ka=r.atob("RGlzYWJsZSBhbnkgYWQgb3Igc2NyaXB0IGJsb2NraW5nIHNvZnR3YXJlLCB0aGVuIHJlbG9hZCB0aGlzIHBhZ2Uu"),la=function(a,b,c){this.h=a;this.j=new R(this.h);this.g=null;this.i=[];this.l=!1;this.o=b;this.m=c},V=function(a){if(a.h.body&&!a.l){var b= function(){T(a);r.setTimeout(function(){return U(a,3)},50)};S(a.j,a.o,2,!0,function(){r[a.m]||b()},b);a.l=!0}},T=function(a){for(var b=W(1,5),c=0;c<b;c++){var d=X(a);a.h.body.appendChild(d);a.i.push(d)}b=X(a);b.style.bottom="0";b.style.left="0";b.style.position="fixed";b.style.width=W(100,110).toString()+"%";b.style.zIndex=W(2147483544,2147483644).toString();b.style["background-color"]=ma(249,259,242,252,219,229);b.style["box-shadow"]="0 0 12px #888";b.style.color=ma(0,10,0,10,0,10);b.style.display= "flex";b.style["justify-content"]="center";b.style["font-family"]="Roboto, Arial";c=X(a);c.style.width=W(80,85).toString()+"%";c.style.maxWidth=W(750,775).toString()+"px";c.style.margin="24px";c.style.display="flex";c.style["align-items"]="flex-start";c.style["justify-content"]="center";d=Q(a.j.g,"IMG");d.className=A();d.src=ia;d.style.height="24px";d.style.width="24px";d.style["padding-right"]="16px";var e=X(a),f=X(a);f.style["font-weight"]="bold";f.textContent=ja;var h=X(a);h.textContent=ka;Y(a, e,f);Y(a,e,h);Y(a,c,d);Y(a,c,e);Y(a,b,c);a.g=b;a.h.body.appendChild(a.g);b=W(1,5);for(c=0;c<b;c++)d=X(a),a.h.body.appendChild(d),a.i.push(d)},Y=function(a,b,c){for(var d=W(1,5),e=0;e<d;e++){var f=X(a);b.appendChild(f)}b.appendChild(c);c=W(1,5);for(d=0;d<c;d++)e=X(a),b.appendChild(e)},W=function(a,b){return Math.floor(a+Math.random()*(b-a))},ma=function(a,b,c,d,e,f){return"rgb("+W(Math.max(a,0),Math.min(b,255)).toString()+","+W(Math.max(c,0),Math.min(d,255)).toString()+","+W(Math.max(e,0),Math.min(f, 255)).toString()+")"},X=function(a){a=Q(a.j.g,"DIV");a.className=A();return a},U=function(a,b){0>=b||null!=a.g&&0!=a.g.offsetHeight&&0!=a.g.offsetWidth||(na(a),T(a),r.setTimeout(function(){return U(a,b-1)},50))},na=function(a){var b=a.i;var c="undefined"!=typeof Symbol&&Symbol.iterator&&b[Symbol.iterator];b=c?c.call(b):{next:aa(b)};for(c=b.next();!c.done;c=b.next())(c=c.value)&&c.parentNode&&c.parentNode.removeChild(c);a.i=[];(b=a.g)&&b.parentNode&&b.parentNode.removeChild(b);a.g=null};var pa=function(a,b,c,d,e){var f=oa(c),h=function(l){l.appendChild(f);r.setTimeout(function(){f?(0!==f.offsetHeight&&0!==f.offsetWidth?b():a(),f.parentNode&&f.parentNode.removeChild(f)):a()},d)},g=function(l){document.body?h(document.body):0<l?r.setTimeout(function(){g(l-1)},e):b()};g(3)},oa=function(a){var b=document.createElement("div");b.className=a;b.style.width="1px";b.style.height="1px";b.style.position="absolute";b.style.left="-10000px";b.style.top="-10000px";b.style.zIndex="-10000";return b};var L=function(a){J.call(this,a)};q(L,J);var qa=function(a){J.call(this,a)};q(qa,J);var ra=function(a,b){this.l=a;this.m=new R(a.document);this.g=b;this.i=K(this.g,1);b=M(this.g,2);this.o=x(K(b,4)||"");this.h=!1;b=M(this.g,13);b=x(K(b,4)||"");this.j=new la(a.document,b,K(this.g,12))};ra.prototype.start=function(){sa(this)}; var sa=function(a){ta(a);S(a.m,a.o,3,!1,function(){a:{var b=a.i;var c=r.btoa(b);if(c=r[c]){try{var d=O(P,r.atob(c))}catch(e){b=!1;break a}b=b===K(d,1)}else b=!1}b?Z(a,K(a.g,14)):(Z(a,K(a.g,8)),V(a.j))},function(){pa(function(){Z(a,K(a.g,7));V(a.j)},function(){return Z(a,K(a.g,6))},K(a.g,9),K(a.g,10),K(a.g,11))})},Z=function(a,b){a.h||(a.h=!0,a=new a.l.XMLHttpRequest,a.open("GET",b,!0),a.send())},ta=function(a){var b=r.btoa(a.i);a.l[b]&&Z(a,K(a.g,5))};(function(a,b){r[a]=function(c){for(var d=[],e=0;e<arguments.length;++e)d[e-0]=arguments[e];r[a]=da;b.apply(null,d)}})("__h82AlnkH6D91__",function(a){"function"===typeof window.atob&&(new ra(window,O(qa,window.atob(a)))).start()});}).call(this); window.__h82AlnkH6D91__("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"); </script> <script src="/static/js/jquery_360.min.js?543516150322"></script> <script> // waitForTriggerHandler() is library for queuing up javascript to be stored and then executed when a trigger // function is called. You can push() any number of functions which will be stored unless and until trigger() // is called. Once trigger() is called any future functions that you push() in will be executed immediately. // It is safe to call .trigger() multiple times. Any arguments passed to .trigger() will also be passed along // to the associated function function waitForTriggerHandler() { var function_queue = []; var trigger_arguments = []; this._triggered = false; this.push = function(fn) { if (this._triggered) { // just run it immediately if handler has already been triggered fn.apply(null, trigger_arguments); } else { // otherwise add to the queue to run later function_queue.push(fn); } }; this.trigger = function() { // any arguments passed to trigger(foo, bar, baz) will also be passed along to functions in the queue // first convert any arguments to an array trigger_arguments = Array.prototype.slice.call(arguments); while (function_queue.length){ // for each function in the queue, pop it off and then execute it while passing in any // args that may have been passed to trigger(). function_queue.pop().apply(null, trigger_arguments); // The "null" above is for the value of "this". // See https://developer.mozilla.org/en-US/docs/Web/JavaScript/Reference/Global_Objects/Function/apply#Parameters } this._triggered = true; } } // set up waitToLoadAds handler window.waitToLoadAds = new waitForTriggerHandler(); // We set up the triggers for this below, they depend on whether we're loading lytics on the page </script> <script type="text/javascript"> // This token is here for test_lytics_snippet.py test: lytics-is-enabled window.googletag = window.googletag || {}; googletag.cmd = googletag.cmd || []; // initialize callback (source: https://learn.lytics.com/product-docs/lytics-javascript-tag/receiving-data-from-lytics) !function(){"use strict";var o=window.jstag||(window.jstag={}),r=[];function n(e){o[e]=function(){for(var n=arguments.length,t=new Array(n),i=0;i<n;i++)t[i]=arguments[i];r.push([e,t])}}n("send"),n("mock"),n("identify"),n("pageView"),n("unblock"),n("getid"),n("setid"),n("loadEntity"),n("getEntity"),n("on"),n("once"),n("call"),o.loadScript=function(n,t,i){var e=document.createElement("script");e.async=!0,e.src=n,e.onload=t,e.onerror=i;var o=document.getElementsByTagName("script")[0],r=o&&o.parentNode||document.head||document.body,c=o||r.lastChild;return null!=c?r.insertBefore(e,c):r.appendChild(e),this},o.init=function n(t){return this.config=t,this.loadScript(t.src,function(){if(o.init===n)throw new Error("Load error!");o.init(o.config),function(){for(var n=0;n<r.length;n++){var t=r[n][0],i=r[n][1];o[t].apply(o,i)}r=void 0}()}),this}}(); // custom init + lytics default install tag from https://activate.getlytics.com/connect?aid=2751 // see https://learn.lytics.com/understanding/product-docs/lytics-javascript-tag/configuration#configuration-options var lyticsCid = '44fda7674f94228540d8fba6786f9770'; console.log('You are using the Lytics Prod account'); jstag.init({ src: `https://c.lytics.io/api/tag/${lyticsCid}/latest.min.js`, pageAnalysis: { dataLayerPull: { disabled: true } } }); jstag.pageView(); (function(){ var sailthru_cookie, sailthru_user_id; function read_cookie(cookieName) { var re = new RegExp('[; ]'+cookieName+'=([^\\s;]*)'); var sMatch = (' '+document.cookie).match(re); if (cookieName && sMatch) return unescape(sMatch[1]); return ''; } sailthru_cookie = read_cookie('sailthru_hid'); if (sailthru_cookie.length > 56) { sailthru_user_id = sailthru_cookie.slice(32,56); jstag.send({ st_profile_id: sailthru_user_id }); } })(); jstag.call('entityReady', waitToLoadAds.trigger); setTimeout(waitToLoadAds.trigger, 1000); // also trigger lytics if it's taking too long waitToLoadAds.push(function (lytics_data) { // lytics_data won't be defined if lytics failed to load correctly. In that case // we don't need to set any segments. if (lytics_data && lytics_data.segments) { googletag.cmd.push(function() { googletag.pubads().setTargeting("LyticsSegments", lytics_data.segments); }); } }); function getUID(id) { window.dataLayer.push({'user_id': id}); }; jstag.getid(getUID); </script> <script type="text/javascript" src="/static/js/mailcheck.min.js?192616240919"></script> <script type="text/javascript" src="/static/js/dive_mailcheck.js?192616240919"></script> <script src="/static/js/app.js?040116120224"></script> <script type="text/javascript"> var divecounter_settings = {}; divecounter_settings.showSignupAd = true; </script> <script type="text/javascript" src="/static/js/divecounter.js?261616040423"></script> <script type="text/javascript"> // Special unbounce signup thing for google traffic. Test with ?test_unbounce in the URL // Note: divecounter must already be loaded. Only enabled on pages that would normally have signup ads // Note: showSignupAd is always off if prestitial is enabled! if ((typeof divecounter !== "undefined") && ($(window).width() > 640)) { var test_unbounce = (window.location.href.indexOf("?test_unbounce")>=0); var force_unbounce = (window.location.href.indexOf("signupbounce=1")>=0) || (window.location.href.indexOf("utm_campaign=Linked-HR")>=0) || (window.location.href.indexOf("utm_source=outbrain")>=0); if (test_unbounce || force_unbounce || (document.referrer.match(/^https?:\/\/(www\.google\.|news\.google\.|t\.co|twitter\.com|www\.facebook\.com)/i) && divecounter.getOption('showSignupAd') && divecounter.canShow(1,1)) ) { // dyanmically load ouibounce.js only on pages where its needed $.getScript("/static/js/ouibounce.min.js?102717100918", function(){ // Once ouibounce.js loads, call the script // We're reusing divecounter's modal instead of OuiBounce's modal code (that's why we pass it 'false') var _ouibounce = ouibounce(false, { aggressive: test_unbounce, // ignore cookie in test mode cookieName: '_viewedOuiBounce', // underscored cookies should be ignored by Varnish callback: function() { divecounter_open_ad(); } }); }); } // end should show unbounce } // end divecounter defined </script> <script type="text/javascript"> // Load analytics.js (universal analytics) first (function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,'script','//www.google-analytics.com/analytics.js','ga'); // set all the variables that are per-session or per-visit ga( 'create', 'UA-19684343-59', 'auto', {'name': 'orig'}, {'siteSpeedSampleRate': 2} ); // Set the same variables for aggregate data profile ga( 'create', 'UA-19684343-45', 'auto', {'name': 'agg'}, {'siteSpeedSampleRate': 2} ); //GA.js for tracking outbound links function trackOutboundLink(link, category, action, redirect) { try{ ga('orig.send', 'event', category, action); } catch(err) {} try{ ga('agg.send', 'event', category, action); } catch(err) {} //Timer to prevent redirect before processing data - not necessary if opening tab in new window if(redirect){ setTimeout(function(){ document.location.href = link.href; }, 100); } } $(document).ready(function() { $(".outboundlink").click(function() { trackOutboundLink(this, 'outboundlink', this.link, this.target != '_blank'); }); }); var diveSendPageviewEvent = true; if (diveSendPageviewEvent === true) { ga('orig.send', 'pageview'); ga('agg.send', 'pageview'); console.log('Queued sending of the pageview event to Google Analytics.'); } else { console.log('Sending the Google Analytics pageview event is disabled for this page.'); } // Actually track outbound links // Not sure if this is being used? var trackOutboundRegisterLink = function (url) { ga('agg.send', 'event', 'event_register', url, 'Registered for event', {'hitCallback': function () { document.location = url; } }); }; // Not sure if this is being used? var trackOutboundWebsiteLink = function (url) { // No need to manually change document.location; website opens in new tab ga('agg.send', 'event', 'event_website', url, 'Visited event site'); }; </script> <script type="module" src="/static/js/dist/googleAnalyticsHelper.bundle.js?520216211124" ></script>  <link rel="preconnect" href="https://dev.visualwebsiteoptimizer.com" /> <script type='text/javascript' data-cfasync="false" id='vwoCode'> window._vwo_code || (function() { var account_id=796876, version=2.0, settings_tolerance=2000, hide_element='body', hide_element_style = 'opacity:0 !important;filter:alpha(opacity=0) !important;background:none !important', /* DO NOT EDIT BELOW THIS LINE */ f=false,w=window,d=document,v=d.querySelector('#vwoCode'),cK='_vwo_'+account_id+'_settings',cc={};try{var c=JSON.parse(localStorage.getItem('_vwo_'+account_id+'_config'));cc=c&&typeof c==='object'?c:{}}catch(e){}var stT=cc.stT==='session'?w.sessionStorage:w.localStorage;code={use_existing_jquery:function(){return typeof use_existing_jquery!=='undefined'?use_existing_jquery:undefined},library_tolerance:function(){return typeof library_tolerance!=='undefined'?library_tolerance:undefined},settings_tolerance:function(){return cc.sT||settings_tolerance},hide_element_style:function(){return'{'+(cc.hES||hide_element_style)+'}'},hide_element:function(){return typeof cc.hE==='string'?cc.hE:hide_element},getVersion:function(){return version},finish:function(){if(!f){f=true;var e=d.getElementById('_vis_opt_path_hides');if(e)e.parentNode.removeChild(e)}},finished:function(){return f},load:function(e){var t=this.getSettings(),n=d.createElement('script'),i=this;if(t){n.textContent=t;d.getElementsByTagName('head')[0].appendChild(n);if(!w.VWO||VWO.caE){stT.removeItem(cK);i.load(e)}}else{n.fetchPriority='high';n.src=e;n.type='text/javascript';n.onerror=function(){_vwo_code.finish()};d.getElementsByTagName('head')[0].appendChild(n)}},getSettings:function(){try{var e=stT.getItem(cK);if(!e){return}e=JSON.parse(e);if(Date.now()>e.e){stT.removeItem(cK);return}return e.s}catch(e){return}},init:function(){if(d.URL.indexOf('__vwo_disable__')>-1)return;var e=this.settings_tolerance();w._vwo_settings_timer=setTimeout(function(){_vwo_code.finish();stT.removeItem(cK)},e);var t=d.currentScript,n=d.createElement('style'),i=this.hide_element(),r=t&&!t.async&&i?i+this.hide_element_style():'',c=d.getElementsByTagName('head')[0];n.setAttribute('id','_vis_opt_path_hides');v&&n.setAttribute('nonce',v.nonce);n.setAttribute('type','text/css');if(n.styleSheet)n.styleSheet.cssText=r;else n.appendChild(d.createTextNode(r));c.appendChild(n);this.load('https://dev.visualwebsiteoptimizer.com/j.php?a='+account_id+'&u='+encodeURIComponent(d.URL)+'&vn='+version)}};w._vwo_code=code;code.init();})(); </script>  <script type="text/javascript"> function read_cookie(cookieName) { var re = new RegExp('[; ]'+cookieName+'=([^\\s;]*)'); var sMatch = (' '+document.cookie).match(re); if (cookieName && sMatch) return unescape(sMatch[1]); return ''; } var script = document.createElement('script'); script.type = 'text/javascript'; script.async = true; script.addEventListener('load', function(e) { // we only pass the template this context variable on newsposts let informaData = false; if (window.IIRISTracker) { var sailthru_id = read_cookie('sailthru_hid'); if (sailthru_id.length > 56) { sailthru_id = sailthru_id.slice(32,56); } var notProduction = 'False' === 'True'; var domain = 'www.bankingdive.com'.split('.')[1]; // on non-prod environment, there is specific collector domain to send the data to. var cDomain = notProduction ? 'com-informa-prod1.mini.snplow.net' : 'c.' + domain + '.com' // removed .com previous line var cfg = { config: { td: {}, snowplow: { context: {} } } }; cfg.config.idsource = 'sailthruid'; cfg.config.snowplow.appId = domain; cfg.config.snowplow.cDomain = cDomain; cfg.config.td.lob = 'it'; cfg.config.td.domain = domain; cfg.config.snowplow.contentTagEnabled = !!informaData cfg.config.snowplow.context = informaData window.IIRISTracker.initConfig(cfg); window.IIRISTracker.setTrackingUID(sailthru_id); var irisEvt = new Event('trackerLoaded'); window.dispatchEvent(irisEvt); } else { window.addEventListener('trackerLoaded', function(evt) { if(window.IIRISTracker) { window.IIRISTracker.setTrackingUID(sailthru_id); } }); } }); script.src = 'https://static.iris.informa.com/widgets/v3.0/iris-t.js'; document.getElementsByTagName('head')[0].appendChild(script); </script> <script type="text/javascript"> jQuery.browser = {}; (function () { jQuery.browser.msie = false; jQuery.browser.version = 0; if (navigator.userAgent.match(/MSIE ([0-9]+)\./)) { jQuery.browser.msie = true; jQuery.browser.version = RegExp.$1; } })(); </script>  <script type="text/javascript" src="/static/js/jquery.simplemodal.divefork.min.js?093716120922"></script> <style> /* dynamic style overrides based on DB go here*/ </style> <script data-cfasync="false" type="text/javascript" src="/static/js/prestitial.js?270116210524"></script> <script async src="https://securepubads.g.doubleclick.net/tag/js/gpt.js"></script> <script src="/static/js/dist/signupDataGam.bundle.js?520216211124"></script> <script type="text/javascript" src="/static/js/dist/adTemplates.bundle.js?520216211124"></script> <script> var eventMethod = window.addEventListener ? "addEventListener" : "attachEvent"; var eventer = window[eventMethod]; var messageEvent = eventMethod == "attachEvent" ? "onmessage" : "message"; // Build the site_logos object to be later referenced in house ads const site_logos = {}; site_logos['diveapi'] = { domain: 'diveapi', site_name: "API Site", alt_text: "API Site logo", is_current_site: false, white: { png: "None", svg: "None", }, black: { png: "None", svg: "None", } }; site_logos['agriculturedive'] = { domain: 'agriculturedive', site_name: "Agriculture Dive", alt_text: "Agriculture Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/agriculture_black.svg", } }; site_logos['automotivedive'] = { domain: 'automotivedive', site_name: "Automotive Dive", alt_text: "Automotive Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/automotive_black.svg", } }; site_logos['bankingdive'] = { domain: 'bankingdive', site_name: "Banking Dive", alt_text: "Banking Dive logo", is_current_site: true, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.svg", } }; site_logos['biopharmadive'] = { domain: 'biopharmadive', site_name: "BioPharma Dive", alt_text: "BioPharma Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/biopharma_black.svg", } }; site_logos['cfo'] = { domain: 'cfo', site_name: "CFO.com", alt_text: "CFO.com logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_white.svg", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_black.svg", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfodotcom_black.svg", } }; site_logos['cfodive'] = { domain: 'cfodive', site_name: "CFO Dive", alt_text: "CFO Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cfo_black.svg", } }; site_logos['ciodive'] = { domain: 'ciodive', site_name: "CIO Dive", alt_text: "CIO Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cio_black.svg", } }; site_logos['constructiondive'] = { domain: 'constructiondive', site_name: "Construction Dive", alt_text: "Construction Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/construction_black.svg", } }; site_logos['cstoredive'] = { domain: 'cstoredive', site_name: "C-Store Dive", alt_text: "C-Store Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cstore_black.svg", } }; site_logos['customerexperiencedive'] = { domain: 'customerexperiencedive', site_name: "CX Dive", alt_text: "CX Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cx_black.svg", } }; site_logos['cybersecuritydive'] = { domain: 'cybersecuritydive', site_name: "Cybersecurity Dive", alt_text: "Cybersecurity Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/cybersecurity_black.svg", } }; site_logos['educationdive'] = { domain: 'educationdive', site_name: "Education Dive", alt_text: "Education Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/education_black.svg", } }; site_logos['esgdive'] = { domain: 'esgdive', site_name: "ESG Dive", alt_text: "ESG Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/esg_black.svg", } }; site_logos['facilitiesdive'] = { domain: 'facilitiesdive', site_name: "Facilities Dive", alt_text: "Facilities Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/facilities_black.svg", } }; site_logos['fashiondive'] = { domain: 'fashiondive', site_name: "Fashion Dive", alt_text: "Fashion Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/fashion_black.svg", } }; site_logos['fooddive'] = { domain: 'fooddive', site_name: "Food Dive", alt_text: "Food Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/food_black.svg", } }; site_logos['grocerydive'] = { domain: 'grocerydive', site_name: "Grocery Dive", alt_text: "Grocery Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/grocery_black.svg", } }; site_logos['healthcaredive'] = { domain: 'healthcaredive', site_name: "Healthcare Dive", alt_text: "Healthcare Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/healthcare_black.svg", } }; site_logos['highereddive'] = { domain: 'highereddive', site_name: "Higher Ed Dive", alt_text: "Higher Ed Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/highered_black.svg", } }; site_logos['hoteldive'] = { domain: 'hoteldive', site_name: "Hotel Dive", alt_text: "Hotel Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hotel_black.svg", } }; site_logos['hrdive'] = { domain: 'hrdive', site_name: "HR Dive", alt_text: "HR Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/hr_black.svg", } }; site_logos['k12dive'] = { domain: 'k12dive', site_name: "K-12 Dive", alt_text: "K-12 Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/k12_black.svg", } }; site_logos['legaldive'] = { domain: 'legaldive', site_name: "Legal Dive", alt_text: "Legal Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/legal_black.svg", } }; site_logos['manufacturingdive'] = { domain: 'manufacturingdive', site_name: "Manufacturing Dive", alt_text: "Manufacturing Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/manufacturing_black.svg", } }; site_logos['marketingdive'] = { domain: 'marketingdive', site_name: "Marketing Dive", alt_text: "Marketing Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/marketing_black.svg", } }; site_logos['medtechdive'] = { domain: 'medtechdive', site_name: "MedTech Dive", alt_text: "MedTech Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/medtech_black.svg", } }; site_logos['mobilemarketer'] = { domain: 'mobilemarketer', site_name: "Mobile Marketer", alt_text: "Mobile Marketer logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/mobilemarketer_black.svg", } }; site_logos['multifamilydive'] = { domain: 'multifamilydive', site_name: "Multifamily Dive", alt_text: "Multifamily Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/multifamily_black.svg", } }; site_logos['packagingdive'] = { domain: 'packagingdive', site_name: "Packaging Dive", alt_text: "Packaging Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/packaging_black.svg", } }; site_logos['paymentsdive'] = { domain: 'paymentsdive', site_name: "Payments Dive", alt_text: "Payments Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/payments_black.svg", } }; site_logos['pharmavoice'] = { domain: 'pharmavoice', site_name: "PharmaVoice", alt_text: "PharmaVoice logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/pharmavoice_black.svg", } }; site_logos['proformative'] = { domain: 'proformative', site_name: "Proformative", alt_text: "Proformative logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/proformative_black.svg", } }; site_logos['restaurantdive'] = { domain: 'restaurantdive', site_name: "Restaurant Dive", alt_text: "Restaurant Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/restaurant_black.svg", } }; site_logos['retaildive'] = { domain: 'retaildive', site_name: "Retail Dive", alt_text: "Retail Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/retail_black.svg", } }; site_logos['smartcitiesdive'] = { domain: 'smartcitiesdive', site_name: "Smart Cities Dive", alt_text: "Smart Cities Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smartcities_black.svg", } }; site_logos['socialmediatoday'] = { domain: 'socialmediatoday', site_name: "Social Media Today", alt_text: "Social Media Today logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_color.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/smt_color.svg", } }; site_logos['supplychaindive'] = { domain: 'supplychaindive', site_name: "Supply Chain Dive", alt_text: "Supply Chain Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/supplychain_black.svg", } }; site_logos['truckingdive'] = { domain: 'truckingdive', site_name: "Trucking Dive", alt_text: "Trucking Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/trucking_black.svg", } }; site_logos['utilitydive'] = { domain: 'utilitydive', site_name: "Utility Dive", alt_text: "Utility Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/utility_black.svg", } }; site_logos['wastedive'] = { domain: 'wastedive', site_name: "Waste Dive", alt_text: "Waste Dive logo", is_current_site: false, white: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_white.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_white.svg", }, black: { png: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_black.png", svg: "https://d12v9rtnomnebu.cloudfront.net/logo/publications/waste_black.svg", } }; // Get the dive domain and return the dive logo object, or null if it doesn't exist in site_logos function getDivesiteLogoObject(link_url, alt_domain='') { let dive_domain; // Split link URL on 'adurl=' and take what comes after as the ad url const ad_url = decodeURIComponent(link_url.split('adurl=')[1]); // Split on . to get an array of hostname segments const dive_domain_array = new URL(ad_url).hostname.split('.'); // Retrieve the second to last element of the hostname array, which should always be the domain dive_domain = dive_domain_array[dive_domain_array.length - 2] if (alt_domain) { // If alt_domain has been specified, normalize it. i.e. "HR Dive", "http://hrdive.com", etc. => "hrdive" // This will override the link url's domain. dive_domain = alt_domain.replace(/\s+/g, '').replace(/^(https?:\/\/)?(www\.)?|\.com.*|\?.*|#.*/gi, '').toLowerCase(); } // Return the site logos object for this domain if it exists, or null if it does not if (site_logos[dive_domain]) { return site_logos[dive_domain]; } else { // Fallback logo const url_prefix = "https://d12v9rtnomnebu.cloudfront.net/divesite/responsive_ad_assets/small_logos/"; return { domain: 'industrydive', site_name: 'Industry Dive', alt_text: 'Industry Dive logo', white: { svg: url_prefix + 'industrydive-small-white.svg', png: url_prefix + 'industrydive-small-white.png', }, black: { svg: url_prefix + 'industrydive-small-black.svg', png: url_prefix + 'industrydive-small-black.png', } } } } eventer(messageEvent, function (e) { var key = e.message ? "message" : "data"; var data = e[key]; var eventName = data.message || 'ignore'; if (eventName == 'adContentAvailable') { var $ad_element; $ad_element = $('div').filter('[data-container-ad-unit-id="' + data.adUnit + '-' + window.dfp_visibility + '"]'); $ad_element.hide() var nativeAdEditorialSelector = '.sidebar .hybrid-ad-wrapper .native-ad-editorial'; var nativeAdEditorialExists = $(nativeAdEditorialSelector).length > 0; if ( nativeAdEditorialExists ) { $(nativeAdEditorialSelector).closest('.hybrid-ad-wrapper').addClass('native-ad-editorial-sidebar-border'); } // Inline homepage ad $('.feed-item-ad .hybrid-ad-wrapper a').each(function (index, element) { window.updateGamAdUrl(element, 'inline'); }); // Editorial native ad sidebar // NOTE: must go before inline native ad to ensure correct location added $('.sidebar .native-ad.editorial a').each(function (index, element) { window.updateGamAdUrl(element, 'sidebar'); }); // Editorial native ad inline $('.native-ad.editorial a').each(function (index, element) { window.updateGamAdUrl(element, 'inline'); }); // Sidebar ad $('.sidebar .hybrid-ad-wrapper a').each(function (index, element) { window.updateGamAdUrl(element, 'sidebar'); }); } }, false); var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; googletag.cmd.push(function () { var desktopWidth = 1024; if (window.innerWidth >= desktopWidth) { window.dfp_visibility = 'desktop'; } else { window.dfp_visibility = 'mobile'; } var dfpDisplayConfiguration = { "prestitialEnabled": true, "leaderboardEnabled": true, "sidebarAdsEnabled": true, "visibility": window.dfp_visibility }; if (window.dfp_visibility == 'desktop') { if (typeof prestitialAds == 'object' && prestitialAds.pageIsPrestitialEligible()) { googletag.defineSlot('/21662595662/bankingdive/bankingdiveprestitial', [[500, 300], [640, 480]], 'paychekgoeshere').addService(googletag.pubads()); } if (dfpDisplayConfiguration.leaderboardEnabled) { googletag.defineSlot('/21662595662/bankingdive/bankingdiveleaderboard', [[970, 180], [728, 90], [970, 90]], 'dfp-leaderboard-desktop').addService(googletag.pubads()); googletag.pubads().addEventListener('slotRenderEnded', function (event) { if ((event.slot.getAdUnitPath() === '/21662595662/bankingdive/bankingdiveleaderboard' || event.slot.getAdUnitPath() === '/21662595662/bankingdive/bankingdiveleaderboard') && !event.isEmpty ) { $(window).blur(function () { if (document.activeElement === $('#dfp-leaderboard-desktop iframe')[0] || document.activeElement === $('#dfp-leaderboard-desktop iframe')[0]) { try { localStorage.setItem('leaderboard_signup_path', document.location.pathname); } catch (e) { // local storage could not be available due to privacy settings or something } } }); } }); } if (dfpDisplayConfiguration.sidebarAdsEnabled) { googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid1', [[300, 250], 'fluid', [160, 600]], 'dfp-hybrid1-desktop').addService(googletag.pubads()); } googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid2', [[300, 250], 'fluid'], 'dfp-hybrid2-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid3', [[300, 250], 'fluid'], 'dfp-hybrid3-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid4', [[300, 250], 'fluid'], 'dfp-hybrid4-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivethankyouhybrid1', ['fluid'], 'dfp-thankyouhybrid1-desktop').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivethankyouhybrid2', ['fluid'], 'dfp-thankyouhybrid2-desktop').addService(googletag.pubads()); } else { googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid1', [[300, 250], 'fluid'], 'dfp-hybrid1-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid2', [[300, 250], 'fluid'], 'dfp-hybrid2-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid3', [[300, 250], 'fluid'], 'dfp-hybrid3-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivehybrid4', [[300, 250], 'fluid'], 'dfp-hybrid4-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivethankyouhybrid1', ['fluid'], 'dfp-thankyouhybrid1-mobile').addService(googletag.pubads()); googletag.defineSlot('/21662595662/bankingdive/bankingdivethankyouhybrid2', ['fluid'], 'dfp-thankyouhybrid2-mobile').addService(googletag.pubads()); } googletag.pubads().setTargeting("topics", ["Commercial","commercial"]); if ((typeof divecounter !== "undefined") && (divecounter.getData().is_subscriber)) { googletag.pubads().setTargeting("is_subscriber", "yes"); } var site = window.location.host; googletag.pubads().setTargeting("site", site); var first_path = window.location.pathname.split( '/' )[1]; googletag.pubads().setTargeting("first_path", first_path); // Set ad targeting on the trendline to show the ads designated for it var isTopicPage = window.location.pathname.indexOf('/topic/') !== -1; if(isTopicPage) { googletag.pubads().setTargeting('is_topics_page', 'true'); } googletag.pubads().setCentering(true); googletag.pubads().collapseEmptyDivs(false); // Whether to collapse the slots even before the ads are fetched. googletag.pubads().enableSingleRequest(); googletag.enableServices(); }); </script> <script>window.fallbackAds = '[{\u0022adType\u0022: \u0022editorial_native_ad\u0022, \u0022link\u0022: \u0022/trendline/artificial\u002Dintelligence/418/?utm_source\u003DBD\u0026utm_medium\u003DNativeFB\u0026utm_campaign\u003DTrendlineFB\u0022, \u0022label\u0022: \u0022Trendline\u0022, \u0022image\u0022: \u0022https://imgproxy.divecdn.com/bCjWnnA1VVA_RqNS20TveXoUBhyrbnkaP0aKSYB3\u002Dmo/g:ce/rs:fit:212:100/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BSV9wcm9jZXNzb3IuanBn.webp\u0022, \u0022attribution\u0022: \u0022\u0022, \u0022headline\u0022: \u0022The growing use of AI in banking\u0022, \u0022ctaText\u0022: \u0022Access now\u0022, \u0022description\u0022: \u0022Banks are enthusiastic about AI\u005Cu2019s promises. But can they get customers on board, and will regulators let the innovation happen?\u0022}]'</script> <script type="module" src="/static/js/dist/onBoardDiagnostics.bundle.js?520216211124" ></script>  </head> <body class="topic-page">  <a href="#skip-link-target" class="button button--loud skip-nav-link" tabindex="1">Skip to main content</a>  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-55G8WRR" height="0" width="0" style="display:none;visibility:hidden"> </iframe></noscript>  <div id="prestitial-init" style="display: none;" class="prestitial-init"></div> <div id="prestitial-outer" class="prestitial content-overlay" style="display:none;"> <section class="site-menu" aria-label="Site menu"> <div class="site-menu-inner"> <img src="https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.svg" alt="Banking Dive" class="pub-logo"> </div> </section> <section class="paychek-page-wrapper row"> <div class="paychek-button large-4 large-push-8 columns"> <div> CONTINUE TO SITE ➞ </div> </div> <div class="paychek large-8 large-pull-4 columns"> <div id="paychekgoeshere"></div> <script data-cfasync="false" type="text/javascript"> if (typeof prestitialAds !== 'undefined' && prestitialAds.pageIsPrestitialEligible()) { prestitialAds.showOverlay(); } </script> <script type="text/javascript"> if (typeof prestitialAds !== 'undefined' && prestitialAds.pageIsPrestitialEligible()) { prestitialAds.initialize(7); prestitialAds.setPrestitialPossibleCookie(); var prestitial_ad_is_loaded = false; var prestitial_ad_is_empty = false; googletag.cmd.push(function () { googletag.pubads().addEventListener('slotRenderEnded', function (event) { if (event.slot.getAdUnitPath() == '/21662595662/bankingdive/bankingdiveprestitial') { if (event.isEmpty || prestitialAds.testingNoAd()) { prestitial_ad_is_empty = true; prestitialAds.closePrestitial(); } else { prestitial_ad_is_loaded = true; $.modal.close(); $('div#prestitial-init').hide(); // hide the all white overlay prestitialAds.setCookie( "_prestitialViewed", (new Date()).getTime(), prestitialAds.daysBetweenPrestitial ); } } }); }); if (prestitialAds.testingNoAd()) { } else { waitToLoadAds.push(function() { googletag.cmd.push(function () { googletag.display('paychekgoeshere'); }); }); } setTimeout( function () { if (!prestitial_ad_is_loaded && !prestitialAds.overrideTimeout()) { if (!prestitial_ad_is_empty) { // if the prestitial is already hidden, then don't hide it again. if (!prestitialAds.prestitialAdIsClosed()) { prestitialAds.closePrestitial(); prestitialAds.logClosePrestitialAdBy('failed'); } } } else if (!prestitialAds.overrideTimeout()) { setTimeout( function () { // if the prestitial is already hidden, then don't hide it again. if (!prestitialAds.prestitialAdIsClosed()) { prestitialAds.closePrestitial(); prestitialAds.logClosePrestitialAdBy('timeout'); } }, prestitialAds.timeoutSeconds() ); } else { } }, 2900 ); prestitialAds.sentPrestitialEligibleEvent(); } else if (typeof prestitialAds !== 'undefined' && !prestitialAds.pageIsPrestitialEligible()){ prestitialAds.closePrestitial(); } </script> </div> </section> </div> <div id="signup-inter" class="modal_dialog" style="display:none;"> <form id="signup-inter-form" class="form-basic" name="signup-inter-form" action="/signup/" method="POST"> <input type="hidden" name="signup_box_location" value="interstitial"> <input type="hidden" name="signup_initial_url_path" value=""> <h1> Don't miss tomorrow's banking industry news </h1> <p class="interstitial-text"> Let Banking Dive's free newsletter keep you informed, straight from your inbox. </p> <p class="form-error__message" id="interstitial-error"></p> <div id="form-interstitial"> <input type="email" name="email" placeholder="Work email address" class="email" required id="id_8f2aef_email"> <div id="newsletter-list-section"> <ul id="id_8f2aef_site_newsletters" class="list-no-bullets"> <li><label for="id_8f2aef_site_newsletters_0"><input type="checkbox" name="site_newsletters" value="760" class="list-no-bullets" id="id_8f2aef_site_newsletters_0"> Daily Dive <span class="secondary-label">M-F</span></label> </li> <li><label for="id_8f2aef_site_newsletters_1"><input type="checkbox" name="site_newsletters" value="3172" class="list-no-bullets" id="id_8f2aef_site_newsletters_1"> Fintech Weekly <span class="secondary-label">Every Wednesday</span></label> </li> </ul> </div> <div id="interstitial-consent-container"> <input name="user_consent" value="1" id="id_user_consent" type="checkbox"> <span> By signing up to receive our newsletter, you agree to our <a href="https://www.industrydive.com/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://www.industrydive.com/privacy-policy/" target="_blank">Privacy Policy</a>. You can unsubscribe at anytime. </span> </div> </div> <input id="signup-inter-submit" class="email_submit submit button" type="submit" data-role="none" value="Subscribe today"> </form> </div>  <div class="leaderboard-wrap"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdiveleaderboard-desktop"></div> <div id='dfp-leaderboard-desktop' style="min-height: 90px"> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop') { googletag.display('dfp-leaderboard-desktop'); } }) }); </script> </div> </div> </div> <div class="page-container"> <header role="banner"> <nav id="top" class="site-menu" aria-label="Site menu"> <div class="site-menu-inner">  <div class="pub-logo-wrapper"> <a href="/" class="analytics t-dash-navigation"> <img class="pub-logo" src="https://d12v9rtnomnebu.cloudfront.net/logo/publications/banking_black.svg" alt="Banking Dive" height="28"> </a> </div>  <div class="menu-content-wrapper"> <ul class="desktop-menu-main"> <li> <a href="/deep-dive/" class="nav-menu-item analytics t-deepdive-navigation">Deep Dive</a> </li> <li> <a href="/opinion/" class="nav-menu-item analytics t-opinion-navigation">Opinion</a> </li> <li> <a href="/library/" class="nav-menu-item analytics t-library-navigation">Library</a> </li> <li> <a href="/events/" class="nav-menu-item analytics t-events-navigation">Events</a> </li> <li> <a href="/press-release/" class="nav-menu-item analytics t-press-releases-navigation">Press Releases</a> </li> <li class="topics top-nav-dropdown-item"> <button class="nav-menu-item topics-dropdown-item"> Topics <span class="dropdown-toggle-arrow"></span> </button> </li> </ul>  <a href="/signup/?signup_location=header" class="nav-menu-item nav-signup-button mobile-nav-signup-button analytics t-signup-navigation button"> Sign up </a> <button class="mobile-menu-toggle"> <img src="/static/img/menu_icons/menu.svg?273117231121" alt="menu" loading="lazy"> </button>  <ul class="desktop-menu-sub list-no-bullets"> <li> <button class="search-toggle search-button-front analytics t-search-navigation-top"> <img src="/static/img/menu_icons/search.svg?320116291121" alt="search" width="16" height="16" loading="lazy"> <span class="sub-link">Search</span> </button> </li> <li> <a href="/signup/?signup_location=header" class="nav-menu-item nav-signup-button desktop-nav-signup-button analytics t-signup-navigation button"> <img src="/static/img/email_icons/mail.svg?273117231121" width="16" height="11" loading="lazy" alt=""> Sign up </a> </li> </ul> </div> </div> </nav> </header> <div class="menu-search js-search-hide"> <div class="menu-search-inner-wrapper row"> <form action="/search/" method="GET" data-ajax="false"> <label for="search-desktop"> <span class="screen-reader-text search">Search</span> </label> <input id="search-desktop" type="search" name="q" placeholder="Search" data-role="none"> <button type="submit" value="" data-role="none" class="search-button-front analytics t-search-navigation-drawer"> <img src="/static/img/menu_icons/search.svg?320116291121" alt="search" height="16" width="16" loading="lazy"> </button> <img class="close" src="/static/img/menu_icons/close.svg?273117231121" width="16" height="16" alt="close search" loading="lazy"> </form> </div> </div> <nav class="topics menu-bar" aria-label="Menu bar"> <ul class="list-no-bullets"> <li> <a class="analytics t-topic-navigation-commercial" href="/topic/commercial/">Commercial</a> </li> <li> <a class="analytics t-topic-navigation-retail" href="/topic/retail/">Retail</a> </li> <li> <a class="analytics t-topic-navigation-credit-unions" href="/topic/credit-unions/">Credit Unions</a> </li> <li> <a class="analytics t-topic-navigation-payments" href="/topic/payments/">Payments</a> </li> <li> <a class="analytics t-topic-navigation-regulations-policy" href="/topic/regulations-policy/">Regulations & Policy</a> </li> <li> <a class="analytics t-topic-navigation-technology" href="/topic/technology/">Technology</a> </li> <li> <a class="analytics t-topic-navigation-risk" href="/topic/risk/">Risk</a> </li> <li> <a class="analytics t-topic-navigation-fintech" href="/topic/fintech/">Fintech</a> </li> </ul> </nav> <script type="module" src="/static/js/dist/navSignupHelper.bundle.js?520216211124" ></script> <script> window.siteName = 'Banking Dive'; </script> <div class="search-overlay"></div> <div class="page-wrapper"> <div class="page-inner-wrapper" id="skip-link-target"> <div class="row"> <div class="medium-10 medium-centered large-12"> <section id="main-content" class="main-content large-8 columns"> <section class="feed-header layout-stack-xl"> <h1 class="feed-header__title">Commercial</h1> <hr class="feed-header__divider"> </section> <ul class="feed layout-stack-xxl"> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/truist-pledges-725-million-hurricane-helene-aid-3-years/733781/"> <img class="" src="https://imgproxy.divecdn.com/JpLq4LG-W7pF0GBrDgVJP92aCWTxkZYQdLCfEoFEgic/g:nowe:0:1794/c:3024:1708/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9UcnVpc3RfUGxhemEuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/Gp6fs8yvXxCb5tka9WLz1kR9JvHjYaEzHldEfNfaaj4/g:nowe:0:1794/c:3024:1708/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9UcnVpc3RfUGxhemEuanBn.webp 300w, https://imgproxy.divecdn.com/HaJ6UqRAHKxIcY9pYH7ywptvMvhPZzjmB0M2ZYW1Tkg/g:nowe:0:1794/c:3024:1708/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9UcnVpc3RfUGxhemEuanBn.webp 600w, https://imgproxy.divecdn.com/JpLq4LG-W7pF0GBrDgVJP92aCWTxkZYQdLCfEoFEgic/g:nowe:0:1794/c:3024:1708/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9UcnVpc3RfUGxhemEuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Truist plaza is shown, with a sign reading "Truist" and the company's logo in the foreground, and the skyscraper in the background." > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution"><a href="https://openverse.org/image/b49c865c-edae-47b9-af48-850e8f348d44?q=truist" target="_blank">The image</a> by Tyler Lahti is licensed under <a href="https://creativecommons.org/licenses/by-sa/4.0/" target="_blank">CC BY-SA 4.0</a></div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/truist-pledges-725-million-hurricane-helene-aid-3-years/733781/"> Truist pledges $725M in Helene aid </a> </h3> <p class="feed__description">The bank committed to helping western North Carolina communities affected by the hurricane through capital, investments and philanthropic grants with a three-year initiative.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Nov. 22, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/homestreet-firstsun-merger-terminate-cre/733435/"> <img class="" src="https://imgproxy.divecdn.com/3qdY7L_w-CKxXflC-UOeTW1zhA3oQ-lMo2vviDd5MM4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDgwMzY3NDE4LmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/I-Tc6Ldc7YOGPfps2DpBeyhLc_xPbpOrOFfJWeB0zvw/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDgwMzY3NDE4LmpwZw==.webp 300w, https://imgproxy.divecdn.com/5HgGOudeaLbxFo4oKolhzPsBcWplmhODTPC76Ec6AMY/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDgwMzY3NDE4LmpwZw==.webp 600w, https://imgproxy.divecdn.com/3qdY7L_w-CKxXflC-UOeTW1zhA3oQ-lMo2vviDd5MM4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDgwMzY3NDE4LmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="The Seattle skyline, featuring the Space Needle and skyscrapers." > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">George Dodd via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/homestreet-firstsun-merger-terminate-cre/733435/"> FirstSun, HomeStreet terminate merger </a> </h3> <p class="feed__description">The deal’s collapse frees HomeStreet to pursue another suitor or ease its CRE concentration. FirstSun and HomeStreet warned last month the already-revamped proposal would need further tweaks.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Nov. 20, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-6 columns"> <figure class="feed__image-container feed__image-container-trendline"> <a class="feed__image " href="/trendline/artificial-intelligence/418/"> <img class="" src="https://imgproxy.divecdn.com/6CE89CEdFVMDjfO1F6D9---IryoQKm_4TYDzt8z_0zk/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BSV9wcm9jZXNzb3IuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/ugvNy-L43jkrkb5-i1OeK7KjM56B977XdR35K7a-DO4/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BSV9wcm9jZXNzb3IuanBn.webp 300w, https://imgproxy.divecdn.com/fANPIZDX2TCkG44IKrYvS2HNIvqwKis4L1yeGj-EK4k/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BSV9wcm9jZXNzb3IuanBn.webp 600w, https://imgproxy.divecdn.com/6CE89CEdFVMDjfO1F6D9---IryoQKm_4TYDzt8z_0zk/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9BSV9wcm9jZXNzb3IuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="An AI processor on a futuristic printed circuit board" > <a href="/trendline/artificial-intelligence/418/" class="feed__cta "> Explore the Trendline<span class="feed__cta-arrow">➔</span> </a> </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">da-kuk via Getty Images</div> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-6 columns"> <div class="label label--medium">Trendline</div> <h3 class="feed__title feed__title--display"> <a class="" href="/trendline/artificial-intelligence/418/">Artificial intelligence</a> </h3> <p class="feed__description">Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?</p> <span class="secondary-label"> By Banking Dive staff</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/simmons-first-names-next-ceo-george-makris-coo-christopher-van-steenberg/732968/"> <img class="" src="https://imgproxy.divecdn.com/_VMFdxwqMfjGClCD-N1jeJVCWjVWmtELQ_-7lvFZNL0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDI4NzU3NjQ5XzEuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/0f_gOoBixNnaWFqM6tjPk4yQq24OP8cYadVy6DHWu64/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDI4NzU3NjQ5XzEuanBn.webp 300w, https://imgproxy.divecdn.com/cxYmd7fMPjjFnPwQC1F2B63Y0FShGbMdQ-wJ0xKMoM8/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDI4NzU3NjQ5XzEuanBn.webp 600w, https://imgproxy.divecdn.com/_VMFdxwqMfjGClCD-N1jeJVCWjVWmtELQ_-7lvFZNL0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNDI4NzU3NjQ5XzEuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="An aerial shot of Little Rock, Arkansas shows a river, bridges and a number of downtown buildings." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Creative via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/simmons-first-names-next-ceo-george-makris-coo-christopher-van-steenberg/732968/"> Simmons First names next CEO, COO </a> </h3> <p class="feed__description">George Makris will return as the $27 billion-asset Arkansas bank’s chief executive after a two-year gap. Meanwhile, the bank hired Christopher Van Steenberg, a First Horizon veteran, as chief operating officer.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Nov. 14, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/truist-bender-chief-risk-officer-starnes-retire/732967/"> <img class="" src="https://imgproxy.divecdn.com/lr6-1-ks3mE_nuBwphoEIaMUyFzCuUOmPJbFTL6LzF4/g:nowe:15:2163/c:3008:1699/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MTgwOTU5MDkxMl9kOTRkZmUzODQ5X28uanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/T0vzAZUPxZtOC4mcBTO0CB8X7jJnounmD1r-LgcgRL4/g:nowe:15:2163/c:3008:1699/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MTgwOTU5MDkxMl9kOTRkZmUzODQ5X28uanBn.webp 300w, https://imgproxy.divecdn.com/myvh98-lTyIzc8q1QuI7WjpoId73EtBv9cAzCOLMKig/g:nowe:15:2163/c:3008:1699/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MTgwOTU5MDkxMl9kOTRkZmUzODQ5X28uanBn.webp 600w, https://imgproxy.divecdn.com/lr6-1-ks3mE_nuBwphoEIaMUyFzCuUOmPJbFTL6LzF4/g:nowe:15:2163/c:3008:1699/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MTgwOTU5MDkxMl9kOTRkZmUzODQ5X28uanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Truist building" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">"<a href="https://www.flickr.com/photos/190991262@N04/51809590912/in/photolist-2mWeGmQ-2minxnv-2muDS3k-2k5kdwg-2mkKCoh-2mkJQAz-2mkFV9s-2mkGfKS-2mkGgfj-2mkKC2q-2mkKCep-2mkFV7t-2mkAM4P-2k5goAK-2mkJQya-2mkJuwr-2mk" target="_blank">Truist Plaza</a>" by <a href="https://www.flickr.com/photos/190991262@N04/" target="_blank">Tyler Lahti</a> is licensed under <a href="https://creativecommons.org/licenses/by-sa/2.0/" target="_blank">CC BY-SA 2.0</a></div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/truist-bender-chief-risk-officer-starnes-retire/732967/"> Truist names next chief risk officer </a> </h3> <p class="feed__description">Brad Bender, previously the bank’s interim chief information officer, will succeed 42-year veteran Clarke Starnes, effective immediately. Starnes will retire but stay on as a senior adviser through April.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Nov. 14, 2024</span> </div> </li> <li class="feed__item feed-item-ad"> <div class="hybrid-ad-wrapper show-small hide-large"> <div class="hybrid-ad-inner-wrapper"> <div class="show-small hide-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid1-mobile"></div> <div id='dfp-hybrid1-mobile'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'mobile' ) { googletag.display('dfp-hybrid1-mobile'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid1'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-mobile'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> <div class="hybrid-ad-wrapper hide-small show-large"> <div class="hybrid-ad-inner-wrapper"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid2-desktop"></div> <div id='dfp-hybrid2-desktop'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop' ) { googletag.display('dfp-hybrid2-desktop'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid2'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-desktop'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/wall-street-bonuses-expected-grow-across-all-sectors-consultant-finds/732695/"> <img class="" src="https://imgproxy.divecdn.com/PFBb7YjCQ7X5llYmhTGtnB7fUtR79r8wBXE9LHUercE/g:nowe:0:0/c:3000:1694/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1ODI1MV9jMjNpVk5NLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/don9FX6Cq7t6R7_RIfvdE_RqRoTdIyKimBJrgkMfafM/g:nowe:0:0/c:3000:1694/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1ODI1MV9jMjNpVk5NLmpwZw==.webp 300w, https://imgproxy.divecdn.com/UAFDgnb8bGrzUpCiCc6YqaxQ4s1gvkxBE9htDkPQFDs/g:nowe:0:0/c:3000:1694/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1ODI1MV9jMjNpVk5NLmpwZw==.webp 600w, https://imgproxy.divecdn.com/PFBb7YjCQ7X5llYmhTGtnB7fUtR79r8wBXE9LHUercE/g:nowe:0:0/c:3000:1694/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1ODI1MV9jMjNpVk5NLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="People seen walking down Wall Street." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Spencer Platt via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/wall-street-bonuses-expected-grow-across-all-sectors-consultant-finds/732695/"> Wall Street bonuses expected to grow across all sectors, consultant finds </a> </h3> <p class="feed__description">Investment banking debt underwriters could see a surge in annual payouts up to 35% due to revenues booming on debt issuance growth, a report published by Johnson Associates said.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Nov. 12, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/michigan-credit-union-dfcu-financial-expands-florida-footprint-with-winter-park-national-acquisition/732567/"> <img class="" src="https://imgproxy.divecdn.com/sv4Mo_Ib82YUHdSwpp6mVnTxFE7fl9jn3t3q2eQ2GBg/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9NQV9oZWFkZXJfb2ZvdmFRUC5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/2Vy1BjFkPXQIVWey7OuoSLb4OhCl_-LyyuX0zORuNeI/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9NQV9oZWFkZXJfb2ZvdmFRUC5qcGc=.webp 300w, https://imgproxy.divecdn.com/2LO2B0rWm7tXe--Lu5VQ7jd2SCy-3xID5jLsU08s_vo/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9NQV9oZWFkZXJfb2ZvdmFRUC5qcGc=.webp 600w, https://imgproxy.divecdn.com/sv4Mo_Ib82YUHdSwpp6mVnTxFE7fl9jn3t3q2eQ2GBg/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9NQV9oZWFkZXJfb2ZvdmFRUC5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Two wooden blocks on a computer keyboard that spell out "M&A"" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Maks_Lab via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/michigan-credit-union-dfcu-financial-expands-florida-footprint-with-winter-park-national-acquisition/732567/"> Michigan credit union expands Florida footprint with second bank acquisition </a> </h3> <p class="feed__description">The latest transaction by DFCU Financial marks the 20th whole bank-credit union deal announced this year.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Nov. 11, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/execs-6-banks-weigh-impact-trump-election/732558/"> <img class="" src="https://imgproxy.divecdn.com/FM2qN1Mwy_vVzFVn09Kh1hIZO5ZWqowgZ6HpLDwPVNY/g:nowe:0:0/c:594:335/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzMjE5MDAyLTIuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/4xJPYlLcAUdP7WgJd-8grQtg5sRS43ltWt1uP2Y5C0Y/g:nowe:0:0/c:594:335/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzMjE5MDAyLTIuanBn.webp 300w, https://imgproxy.divecdn.com/TCnHtyosU5ckB7MJFAYp3dSh_ehfy99lcAU63SyFBQM/g:nowe:0:0/c:594:335/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzMjE5MDAyLTIuanBn.webp 600w, https://imgproxy.divecdn.com/FM2qN1Mwy_vVzFVn09Kh1hIZO5ZWqowgZ6HpLDwPVNY/g:nowe:0:0/c:594:335/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0yMTgzMjE5MDAyLTIuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Republican presidential nominee, former U.S. President Donald Trump points to supporters with former first lady Melania Trump during an election night event at the Palm Beach Convention Center on November 06, 2024 in West Palm Beach, Florida." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Chip Somodevilla/Getty Images via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/execs-6-banks-weigh-impact-trump-election/732558/"> Execs from 6 banks weigh in on impact of Trump’s election </a> </h3> <p class="feed__description">Leaders at Citi, U.S. Bank, Fifth Third and more reflected on what the industry can likely expect – and what they’re hoping for – out of a second Trump presidency.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Nov. 11, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/morgan-stanley-chappuis-prudential-pick-gorman-disney-runners-up-bonus/732482/"> <img class="" src="https://imgproxy.divecdn.com/FtK1ifpKCVIs11ZzA_S5jzbd6VA9lARNoxOeNo8ZVSM/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03MTI1OTEwMC5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/TprnwmeBCt6HjG-z4NsSeZUUHUmB_DT496TAjkzLDzk/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03MTI1OTEwMC5qcGc=.webp 300w, https://imgproxy.divecdn.com/R1Yyu4dsKs1eYXJw_bnjZQuPPWrSE9Q6Pm8Bf7gjUY0/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03MTI1OTEwMC5qcGc=.webp 600w, https://imgproxy.divecdn.com/FtK1ifpKCVIs11ZzA_S5jzbd6VA9lARNoxOeNo8ZVSM/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03MTI1OTEwMC5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Shot of Morgan Stanley logo" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Mario Tama via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <div class="label label--medium"> Column </div> <h3 class="feed__title feed__title--display"> <a href="/news/morgan-stanley-chappuis-prudential-pick-gorman-disney-runners-up-bonus/732482/"> Dive Deposits: Morgan Stanley can’t keep everyone </a> </h3> <p class="feed__description">The bank may have developed a reputation for persuading executives to stay. But its co-head of investment management just left to become CEO of an asset management unit at insurance giant Prudential.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Nov. 11, 2024</span> </div> </li> <li class="feed__item feed-item-ad"> <div class="hybrid-ad-wrapper show-small hide-large"> <div class="hybrid-ad-inner-wrapper"> <div class="show-small hide-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid3-mobile"></div> <div id='dfp-hybrid3-mobile'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'mobile' ) { googletag.display('dfp-hybrid3-mobile'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid3'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-mobile'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> <div class="hybrid-ad-wrapper hide-small show-large"> <div class="hybrid-ad-inner-wrapper"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid3-desktop"></div> <div id='dfp-hybrid3-desktop'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop' ) { googletag.display('dfp-hybrid3-desktop'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid3'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-desktop'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/pnc-doubles-branch-expansion-plans-southeast-southwest/732426/"> <img class="" src="https://imgproxy.divecdn.com/sAzr89VOKDz0D_luYiV9zGy8X-s5UAX7CvTJVc3uPTg/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QTkNfQnJhbmNoX0RlbnZlcl9oaS1yZXMucG5n.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/_J2ya8gqCpOxRHC58T2VaF4O7oWFDqBBy8nDKwiVC60/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QTkNfQnJhbmNoX0RlbnZlcl9oaS1yZXMucG5n.webp 300w, https://imgproxy.divecdn.com/puPTWhBSTMokEjE1Sdhcji_ElPFbdBaUR1WwmntX3HU/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QTkNfQnJhbmNoX0RlbnZlcl9oaS1yZXMucG5n.webp 600w, https://imgproxy.divecdn.com/sAzr89VOKDz0D_luYiV9zGy8X-s5UAX7CvTJVc3uPTg/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QTkNfQnJhbmNoX0RlbnZlcl9oaS1yZXMucG5n.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A PNC branch in Denver is shown, with "PNC Bank" signage on the exterior of the building." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Courtesy of PNC</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/pnc-doubles-branch-expansion-plans-southeast-southwest/732426/"> PNC doubles branch expansion plans </a> </h3> <p class="feed__description">Expanding upon branch growth plans announced earlier this year, the super regional aims to spend an additional $500 million to dig deeper in the Southeast and Southwest.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Nov. 8, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/hawaii-based-territorial-bancorp-shareholders-back-acquisition-by-hope-bancorp/732293/"> <img class="" src="https://imgproxy.divecdn.com/7DUIzAPpJ3GfikQZYU2oXUAGF_SvSklarEac8MG45a0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NDE4NDYzMzQuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/IgU-9u1Za6piBxKdoSQzdjVFNiDA8qJsHDprIIB1a1c/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NDE4NDYzMzQuanBn.webp 300w, https://imgproxy.divecdn.com/tXefwWpP75m6wmAMEg2pJAkGHR0M2uxugq43YFl6UrQ/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NDE4NDYzMzQuanBn.webp 600w, https://imgproxy.divecdn.com/7DUIzAPpJ3GfikQZYU2oXUAGF_SvSklarEac8MG45a0/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NDE4NDYzMzQuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="From Tarantula lookout overlooking downtown Honolulu" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Gregory Zamell via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/hawaii-based-territorial-bancorp-shareholders-back-acquisition-by-hope-bancorp/732293/"> Hawaii bank’s shareholders back acquisition by LA-based Hope </a> </h3> <p class="feed__description">Territorial Bancorp reiterated its commitment to the Hope merger and urged its shareholders to vote in its favor after receiving a higher offer from an investor group. </p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Nov. 7, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/firstsun-homestreet-fed-texas-regulator-merger/731645/"> <img class="" src="https://imgproxy.divecdn.com/BrOexZrXFVB36fJK7JKmqQK4fkab2XxbKQO5t2FyvT4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Mzk3NjIyODAuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/1cuasHanK5ScOwLtMY5iFqcHkXLqYnwUTdd6zwODyF0/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Mzk3NjIyODAuanBn.webp 300w, https://imgproxy.divecdn.com/xaKDtierqh8xUAPTf0gmIb6iKsLtptiX9N-rHW5KEt4/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Mzk3NjIyODAuanBn.webp 600w, https://imgproxy.divecdn.com/BrOexZrXFVB36fJK7JKmqQK4fkab2XxbKQO5t2FyvT4/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02Mzk3NjIyODAuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="The Dallas skyline" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Pgiam via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/firstsun-homestreet-fed-texas-regulator-merger/731645/"> FirstSun looks to alter HomeStreet deal again </a> </h3> <p class="feed__description">The firms are “discussing the pursuit of an alternative regulatory structure” after FirstSun said talks with the Fed and a Texas agency indicated the deal may not get a green light.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Oct. 31, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/hsbc-elhedery-reorganization-no-split-asia-chief-sustainability-officer/731347/"> <img class="" src="https://imgproxy.divecdn.com/cZqbG0Ii4fZewmBClbsnj69ExPG37iKkEoxpjliToms/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02MzI1ODM0MTQuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/uQ_eYLmkw3uuZnh_HPWJmw8N-ekWyrrevfSwomQHopU/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02MzI1ODM0MTQuanBn.webp 300w, https://imgproxy.divecdn.com/AhZl9CBoQ4WSedXgoFOMioIDn-1gdp0bgPhKqR7_k3c/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02MzI1ODM0MTQuanBn.webp 600w, https://imgproxy.divecdn.com/cZqbG0Ii4fZewmBClbsnj69ExPG37iKkEoxpjliToms/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy02MzI1ODM0MTQuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="The HSBC logo is seen outside a bank branch." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Matt Cardy via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/hsbc-elhedery-reorganization-no-split-asia-chief-sustainability-officer/731347/"> HSBC insists it’s not gearing up to split </a> </h3> <p class="feed__description">The bank saw profits jump 10% in the third quarter and announced a $3 billion share buyback. But analysts pressed CEO Georges Elhedery on the long-term effects of a recent reorganization.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Oct. 29, 2024</span> </div> </li> <li class="feed__item feed-item-ad"> <div class="hybrid-ad-wrapper show-small hide-large"> <div class="hybrid-ad-inner-wrapper"> <div class="show-small hide-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid4-mobile"></div> <div id='dfp-hybrid4-mobile'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'mobile' ) { googletag.display('dfp-hybrid4-mobile'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid4'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-mobile'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/fed-cites-washington-state-bank-unibank-embroiled-in-ponzi-scheme-allegations/731109/"> <img class="" src="https://imgproxy.divecdn.com/FuzYBEbD3SclX9mq-xLXX6Xyi6HK8RX41Fdh_J3bo04/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1OTExNy5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/Q912ZTzMCguLDfn7H8nntNgkN4SrA41o700qImRDLYk/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1OTExNy5qcGc=.webp 300w, https://imgproxy.divecdn.com/7FeScvA7Iq3YqkDgxxpVZNwDpdB6KkO02bqQjY3pi7Y/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1OTExNy5qcGc=.webp 600w, https://imgproxy.divecdn.com/FuzYBEbD3SclX9mq-xLXX6Xyi6HK8RX41Fdh_J3bo04/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy03OTE1OTExNy5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Federal Reserve building in Washington, D.C." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Chip Somodevilla via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/fed-cites-washington-state-bank-unibank-embroiled-in-ponzi-scheme-allegations/731109/"> Fed cites Washington state bank embroiled in Ponzi scheme allegations </a> </h3> <p class="feed__description">UniBank and its parent company have been named in lawsuits alleging the bank facilitated loans that were used to repay earlier investors of water and oil-and-gas firms.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Oct. 25, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/nycb-postpones-profit-goal-cre-credit-losses-earnings-otting/731104/"> <img class="" src="https://imgproxy.divecdn.com/B20gF47N5pZOmniBQb2pYfMN2lbp9l-DNgCZ014N8ig/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyNDYxLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/ZUokClgQBg6RDt5IbR7p6780srJFKaOZ8J0DTR-7mV8/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyNDYxLmpwZw==.webp 300w, https://imgproxy.divecdn.com/7tf0KIaoz_6RA1Lo0TapkI-6ikY1btX4-v8cyjckNnk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyNDYxLmpwZw==.webp 600w, https://imgproxy.divecdn.com/B20gF47N5pZOmniBQb2pYfMN2lbp9l-DNgCZ014N8ig/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyNDYxLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A New York Community Bank branch location is shown" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Spencer Platt / Staff via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/nycb-postpones-profit-goal-cre-credit-losses-earnings-otting/731104/"> NYCB postpones profitability goal to 2026 </a> </h3> <p class="feed__description">The embattled bank recorded a $280 million loss for the third quarter and said it expected to post a loss for 2025, while whittling its profit forecast to 75 cents to 80 cents per share rather than $1.25.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Oct. 25, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/intesa-sanpaolo-ai-9000-jobs-hybrid-contract-early-retirement-union/730946/"> <img class="" src="https://imgproxy.divecdn.com/vTdtN-_6nbUkXBftEd9iAi8VaWIwGFJT2u7_ucJvkdE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTc1ODU1OTAuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/X32_j1OZ_MANELFI7Zp4mauNyzJtrVyVxHPafSc160A/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTc1ODU1OTAuanBn.webp 300w, https://imgproxy.divecdn.com/Tr1nz7jXEBzfkfXIySK8oVGQ7x6NZPuk4gEIMjSqGX4/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTc1ODU1OTAuanBn.webp 600w, https://imgproxy.divecdn.com/vTdtN-_6nbUkXBftEd9iAi8VaWIwGFJT2u7_ucJvkdE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xNTc1ODU1OTAuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="An equestrian statue of Roman emperor and stoic philosopher Marcus Aurelius on Capitoline Hill in Rome, Italy." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">PaoloGaetano via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/intesa-sanpaolo-ai-9000-jobs-hybrid-contract-early-retirement-union/730946/"> Intesa Sanpaolo to cut 9,000 jobs in AI-fueled push </a> </h3> <p class="feed__description">Italy’s largest bank aims to hire 3,500 “young people,” many in hybrid contractor roles, in a “generational” shift to artificial intelligence, along with greater emphasis on wealth and insurance.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Oct. 24, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/santander-debuts-digital-bank-openbank-ana-botin-swat-bhatia-tim-wennes/730598/"> <img class="" src="https://imgproxy.divecdn.com/_Wt3BzHK6gmASR7FDBt85MBnFaqMqDs4OwWn39m6Ils/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9TYW50YW5kZXIuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/LmcnrZ69tNZ2CpzC47J9lV0dtmOIHTfrRZ1dl-nYdz0/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9TYW50YW5kZXIuanBn.webp 300w, https://imgproxy.divecdn.com/DSZYL750RcnUFQmPRrJR7oU1VX8R8NUcDj_SFVbsEOw/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9TYW50YW5kZXIuanBn.webp 600w, https://imgproxy.divecdn.com/_Wt3BzHK6gmASR7FDBt85MBnFaqMqDs4OwWn39m6Ils/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9TYW50YW5kZXIuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A Banco Santander's logo is seen at a bank's branch before a news conference to announce the 2019 results on January 29, 2020 in Boadilla del Monte, in Madrid, Spain." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Pablo Blazquez Dominguez via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/santander-debuts-digital-bank-openbank-ana-botin-swat-bhatia-tim-wennes/730598/"> Santander debuts digital bank in US </a> </h3> <p class="feed__description">With Openbank, already established in Europe, the lender aims to accelerate its U.S. growth strategy by generating more deposits to fund its auto lending.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Oct. 22, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/hsbc-names-first-woman-cfo-amid-restructuring/730596/"> <img class="" src="https://imgproxy.divecdn.com/6-q2nTyfr8JcYNM_b-I5VjhHvjB2O53TLiEiqIoi91I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QYW1fS2F1ci5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/jR5NNQlPZ4Uc7CiQ9g7yT7JLihkfxgI_V24sYqBwWCc/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QYW1fS2F1ci5qcGc=.webp 300w, https://imgproxy.divecdn.com/-bj0ExVM3OfJ8wy7xWoSmEYayFAw-_L8CFbduTAJY94/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QYW1fS2F1ci5qcGc=.webp 600w, https://imgproxy.divecdn.com/6-q2nTyfr8JcYNM_b-I5VjhHvjB2O53TLiEiqIoi91I/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9QYW1fS2F1ci5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Pam Kaur, CFO of HSBC" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Permission granted by HSBC</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/hsbc-names-first-woman-cfo-amid-restructuring/730596/"> HSBC names first woman CFO amid restructuring </a> </h3> <p class="feed__description">The bank is simplifying its business into four spheres, but the changes will mean inevitable reductions for "duplicated" senior roles, CEO Georges Elhedery warned.</p> <span class="secondary-label">By <a rel="author" href="/editors/gsaulsbery/"> Gabrielle Saulsbery </a> •</span> <span class="secondary-label">Oct. 22, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/atlantic-union-acquire-sandy-spring-virginia-1-point-6-billion/730441/"> <img class="" src="https://imgproxy.divecdn.com/ifiepFTDx6DOy5jjwwF0EETJDuBT_eNINkICakw_J3c/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8zMDQ4NTEzMzE1XzljNTExMzM0ZjdfYi5qcGc=.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/T3zLHkCTq_HFq5mkPFk-9C1XlauMAac6RDwWrPS8ZPg/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8zMDQ4NTEzMzE1XzljNTExMzM0ZjdfYi5qcGc=.webp 300w, https://imgproxy.divecdn.com/YgRGvYrm25u1cwBOZ0i0Ung7RQSzIoQl9TDYNXnGjR4/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8zMDQ4NTEzMzE1XzljNTExMzM0ZjdfYi5qcGc=.webp 600w, https://imgproxy.divecdn.com/ifiepFTDx6DOy5jjwwF0EETJDuBT_eNINkICakw_J3c/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8zMDQ4NTEzMzE1XzljNTExMzM0ZjdfYi5qcGc=.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Flickr Creative Commons</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/atlantic-union-acquire-sandy-spring-virginia-1-point-6-billion/730441/"> Atlantic Union Bank to buy Sandy Spring in $1.6B deal </a> </h3> <p class="feed__description">The acquisition would give the Virginia lender’s footprint the “Golden Crescent” it has sought for years, with 53 added branches in the D.C. area and Maryland, roughly doubling its wealth business.</p> <span class="secondary-label">By <a rel="author" href="/editors/dennis/"> Dan Ennis </a> •</span> <span class="secondary-label">Oct. 21, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/nycb-rebrands-flagstar-financial-otting/730191/"> <img class="" src="https://imgproxy.divecdn.com/jIABPQo9noqdtmoWzOCRwEoF5tUCmxjduuyQOEaGKCE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyMzQyLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/jEx2NGrBvZPk85QSOznuwwTglcONQYXOb4GjqiEbmOw/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyMzQyLmpwZw==.webp 300w, https://imgproxy.divecdn.com/Rn7Tfxu-Fx-mwCXAvbZsWptwZUAMiTS_PcGU1RQVnLI/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyMzQyLmpwZw==.webp 600w, https://imgproxy.divecdn.com/jIABPQo9noqdtmoWzOCRwEoF5tUCmxjduuyQOEaGKCE/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xOTk1NjQyMzQyLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="A New York Community Bank branch location is shown" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Spencer Platt / Staff via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/nycb-rebrands-flagstar-financial-otting/730191/"> NYCB rebrands as Flagstar Financial </a> </h3> <p class="feed__description">The board has approved an amendment to change New York Community Bank’s name to Flagstar Financial, effective Oct. 25.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Oct. 17, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/truist-ceo-rogers-no-merger-hangover-expenses-earnings/730187/"> <img class="" src="https://imgproxy.divecdn.com/B6s96fyldAXrXIMuOBbsRU_YLqk2-uk8SfxWY7YM46s/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjQzNDI1NTkxLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/Yrpgsai2nyDMIkiLoMLQUiz7RrtqSS1zD7z47JxwEog/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjQzNDI1NTkxLmpwZw==.webp 300w, https://imgproxy.divecdn.com/WpeAbfk2FxFMFUfQUKbF0fLEP5m8l9KZKjRMdLWBHyk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjQzNDI1NTkxLmpwZw==.webp 600w, https://imgproxy.divecdn.com/B6s96fyldAXrXIMuOBbsRU_YLqk2-uk8SfxWY7YM46s/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjQzNDI1NTkxLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Truist CEO Bill Rogers speaks into a microphone" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Drew Angerer / Staff via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/truist-ceo-rogers-no-merger-hangover-expenses-earnings/730187/"> Truist CEO: No ‘merger hangover’ with expenses </a> </h3> <p class="feed__description">As the bank approaches five years since the completion of the SunTrust-BB&T merger, Truist CEO Bill Rogers sought to assure analysts Thursday that it’s on offense rather than defense.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Oct. 17, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/sofi-best-egg-get-boosts-private-credit-fortress/730097/"> <img class="" src="https://imgproxy.divecdn.com/2AJ4sPLfL2aQG6mMp9iFXoIPtUeo06Xf8DKNfID4YDc/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcyMTg1ODI5XzEuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/5V0a_I8hdj129R6fvoU-5Aol_nKwXyFf-7PZzjm0u4k/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcyMTg1ODI5XzEuanBn.webp 300w, https://imgproxy.divecdn.com/MCoZmoWUwK9v-SzVTQSkDAG_YzTVV-yVqR-wXKr9eE4/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcyMTg1ODI5XzEuanBn.webp 600w, https://imgproxy.divecdn.com/2AJ4sPLfL2aQG6mMp9iFXoIPtUeo06Xf8DKNfID4YDc/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzcyMTg1ODI5XzEuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="person standing outside of sofi technologies headquarters" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Justin Sullivan via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/sofi-best-egg-get-boosts-private-credit-fortress/730097/"> SoFi, Best Egg get boosts from private credit </a> </h3> <p class="feed__description">Fortress Investment Group extended $2 billion to SoFi and led a $500 million purchase facility to Best Egg to help grow their loan platforms.</p> <span class="secondary-label">By <a rel="author" href="/editors/gsaulsbery/"> Gabrielle Saulsbery </a> •</span> <span class="secondary-label">Oct. 16, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/credit-unions-fintechs-should-face-same-regulations-as-banks-fed-bowman/729898/"> <img class="" src="https://imgproxy.divecdn.com/Vn9etN3_XI1zhIBRc0kjQXbwHMbXsKx_JUfFGY4S65Y/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MzY2MjM1Nzc5OF84MzQ4YWI4ZmNlX2suanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/33wfdC_fkQ6XQF5ifPkZRmLNwmOb9GanAT5w2HxhobI/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MzY2MjM1Nzc5OF84MzQ4YWI4ZmNlX2suanBn.webp 300w, https://imgproxy.divecdn.com/fuBPuHThMKsEbqzySjorPRfId7brMCA23Q9v5mX4zdg/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MzY2MjM1Nzc5OF84MzQ4YWI4ZmNlX2suanBn.webp 600w, https://imgproxy.divecdn.com/Vn9etN3_XI1zhIBRc0kjQXbwHMbXsKx_JUfFGY4S65Y/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS81MzY2MjM1Nzc5OF84MzQ4YWI4ZmNlX2suanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Michelle Bowman speaks at an April 2024 event" loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">(2024). [Photo]. Retrieved from <a href="https://www.flickr.com/photos/federalreserve/53662357798/" target="_blank">Federal Reserve</a>.</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/credit-unions-fintechs-should-face-same-regulations-as-banks-fed-bowman/729898/"> Credit unions, fintechs should face same regulations as banks: Fed’s Bowman </a> </h3> <p class="feed__description">“[Community banks] are also subject to a broader range of restrictions imposed by regulatory requirements…the disparity in the legal framework can have a distortive effect on competition,” Bowman said.</p> <span class="secondary-label">By <a rel="author" href="/editors/rchakravarty/"> Rajashree Chakravarty </a> •</span> <span class="secondary-label">Oct. 15, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/citi-expenses-risk-control-consent-orders-earnings/729897/"> <img class="" src="https://imgproxy.divecdn.com/UxQltEOEW2jmfVuLd4YPmQJVO8e3Ol80b3lS4JRI1_M/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xODM1MjQ4MjMyLmpwZw==.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/pTUVomevwKMgz-Xs54UTcxwdnb2CK2r0E58hA8QAFV8/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xODM1MjQ4MjMyLmpwZw==.webp 300w, https://imgproxy.divecdn.com/OjcD3fdMpLbFzFKrMHLkfmmuyJHWW1WcJAjV4t8PlnM/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xODM1MjQ4MjMyLmpwZw==.webp 600w, https://imgproxy.divecdn.com/UxQltEOEW2jmfVuLd4YPmQJVO8e3Ol80b3lS4JRI1_M/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xODM1MjQ4MjMyLmpwZw==.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Citi CEO Jane Fraser speaks into a microphone as people sit behind Fraser." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Win McNamee / Staff via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/citi-expenses-risk-control-consent-orders-earnings/729897/"> Citi ‘can walk and chew gum at the same time’: Fraser </a> </h3> <p class="feed__description">CEO Jane Fraser cited the bank’s ability to cut expenses while addressing the data, risk and control flaws regulators have flagged.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Oct. 15, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/goldman-sachs-profits-soar-45-percent-year-over-year/729893/"> <img class="" src="https://imgproxy.divecdn.com/n7QIiLMimxx45O24WJvdRElnZJFCpL9nleJVDIXAOuc/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NTk3NjM1NzguanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/5nHkLGMnNkLbxS-Ql_g3bQAwgtuKWgoaDNlafoKGDSE/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NTk3NjM1NzguanBn.webp 300w, https://imgproxy.divecdn.com/hV1tpHFQQNw_KcmEZDr43mYEvHP_7oJsPwdNWc4faVA/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NTk3NjM1NzguanBn.webp 600w, https://imgproxy.divecdn.com/n7QIiLMimxx45O24WJvdRElnZJFCpL9nleJVDIXAOuc/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy04NTk3NjM1NzguanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="Goldman Sachs CEO David Solomon appears onstage." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Paul Morigi via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/goldman-sachs-profits-soar-45-percent-year-over-year/729893/"> Goldman profits soar 45% year over year </a> </h3> <p class="feed__description">CEO David Solomon touted an “improving operating environment” and reported gains in wealth management and investment banking fees. But its Platform Solutions business saw a 42% quarterly drop.</p> <span class="secondary-label">By <a rel="author" href="/editors/gsaulsbery/"> Gabrielle Saulsbery </a> •</span> <span class="secondary-label">Oct. 15, 2024</span> </div> </li> <li class="row feed__item"> <div class="medium-4 columns"> <figure class="feed__image-container"> <a class="feed__image" href="/news/associated-bank-retail-business-banking-growth-early-pay-credit-monitoring/729753/"> <img class="" src="https://imgproxy.divecdn.com/6S8RdSinmgg26XgIYHWG0T3zMbg0loAjesR5vpfjplI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzExNjgyMzY0XzIuanBn.webp" width="1200" height="675" srcset="https://imgproxy.divecdn.com/TM4iQXG2aJeTny1Y_6i2m6LdE-a4ByqIWYjGDGBPKWc/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzExNjgyMzY0XzIuanBn.webp 300w, https://imgproxy.divecdn.com/ss1-V2kqjlbmm0PhioO-ib1yZnKFMvdpsaCTuYXuMvw/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzExNjgyMzY0XzIuanBn.webp 600w, https://imgproxy.divecdn.com/6S8RdSinmgg26XgIYHWG0T3zMbg0loAjesR5vpfjplI/g:ce/rs:fill:1200:675:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzExNjgyMzY0XzIuanBn.webp 1200w" sizes="(min-width: 40em ) 25vw, 100vw" alt="An aerial shot of Green Bay, Wisconsin at night shows buildings near the riverfront." loading="lazy" > </a> <figcaption> <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="0"> <div class="feed__attribution">Creative via Getty Images</div>  <img class="feed__attribution-icon" src="/static/images/info-icon.png?234917240220" alt="Image attribution tooltip" width="16" height="16" tabindex="-1"> </figcaption> </figure> </div> <div class="medium-8 columns"> <h3 class="feed__title feed__title--display"> <a href="/news/associated-bank-retail-business-banking-growth-early-pay-credit-monitoring/729753/"> Associated Bank takes ‘needs-based’ approach to growth </a> </h3> <p class="feed__description">The Wisconsin lender’s sales team has retrained to have “more holistic conversations” with clients and use “advice and guidance” as its bedrock, an executive said.</p> <span class="secondary-label">By <a rel="author" href="/editors/cmullen/"> Caitlin Mullen </a> •</span> <span class="secondary-label">Oct. 14, 2024</span> </div> </li> </ul> <div class="pagination"> <a href="?page=2" class="button button--soft">  More stories<img class="button__icon button__icon--small button__icon--right" src="/static/img/components/buttons/right-arrow.svg?353714160519" alt="next icon"> </a> </div> </section> <aside class="sidebar large-4 columns"> <div class="hybrid-ad-wrapper hide-small show-large"> <div class="hybrid-ad-inner-wrapper"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid1-desktop"></div> <div id='dfp-hybrid1-desktop'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop' ) { googletag.display('dfp-hybrid1-desktop'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid1'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-desktop'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> <div class="signup sidebar-signup-box hide-small show-large" data-box-priority="0"> <h3 class="sidebar-signup-box__header">Get the free newsletter</h3> <p class="sidebar-signup-box__description">Subscribe to Banking Dive for top news, trends & analysis</p> <form class="form js-form-email-validate" name="signup" action="/signup/" method="POST"> <label for="id_ce3d86_email" class="email-input js-email-input"> <span class="screen-reader-text">Email:</span> <input type="email" name="email" placeholder="Work email address" class="email" required id="id_ce3d86_email"> </label> <input type="hidden" name="signup_box_location" value="sidebar"> <input type="hidden" name="signup_initial_url_path" value="/topic/commercial/"> <input type="hidden" name="js_enabled" value="0" id="id_ce3d86_js_enabled"> <ul class="signup-list list-no-bullets"> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-sidebar-checkbox-760" type="checkbox" name="site_newsletters" value="760" class="checkbox" /> <label for="newsletter-sidebar-checkbox-760"> <span class="newsletter-title">Daily Dive</span> <span class="secondary-label">M-F</span> </label> </li> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-sidebar-checkbox-3172" type="checkbox" name="site_newsletters" value="3172" class="checkbox" /> <label for="newsletter-sidebar-checkbox-3172"> <span class="newsletter-title">Fintech Weekly</span> <span class="secondary-label">Every Wednesday</span> </label> </li> <li> <label><span class="screen-reader-text">Select user consent:</span></label> <input type="checkbox" name="user_consent" id="id_user_consent-sidebar" value="1" class="checkbox"/> <label for="id_user_consent-sidebar"> <span class="signup-user-consent_box"> <span> By signing up to receive our newsletter, you agree to our <a href="https://www.industrydive.com/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://www.industrydive.com/privacy-policy/" target="_blank">Privacy Policy</a>. You can unsubscribe at anytime. </span> </span> </label> </li> </ul> <button class="button button--medium signup-button" type="submit" value="Sign up">Sign up</button> <script type="module" src="/static/js/dist/sendEmailToLytics.bundle.js?520216211124" ></script> <label class="error email_error" style="display:none;">A valid email address is required.</label> <label class="error newsletter-error" style="display:none;">Please select at least one newsletter.</label> </form> </div> <div class="subscriber-demographics demographics-form" id="demographics-box-sidebar"></div> <script src="/static/js/subscriberDemographicsForm.js?302516180124"></script> <script> var siteName = 'Banking Dive' || null; if (siteName) { setupFormCallbackAndCreateFormIfSub(siteName, 'sidebar'); } </script> <div class="sidebar-box" data-box-priority="2"> <h3 class="sidebar-box__header sidebar-box__header--loud"> Most Popular </h3> <ol class="sidebar-box-list sidebar-box-list--ordered"> <li class="sidebar-box-list__item sidebar-box-list__item--ordered flex">  <div class="sidebar-box-list__image-container"> <a class="analytics t-most-popular-sidebar-item-1 hide-small show-large" href="/news/5-lessons-learned-from-synapses-collapse/731543/"> <img class="sidebar-box-list__image" src="https://imgproxy.divecdn.com/6x6LiynLPggBMVHC6owDLRYSJp_1J5Nbcb2KJe2YqJM/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzU3NDUyNTY2LmpwZw==.webp" width="600" height="338" srcset="https://imgproxy.divecdn.com/PmaaiOj5JutHdAxWV9l63OnJdC8JMYWK5e8pACogMyM/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzU3NDUyNTY2LmpwZw==.webp 300w, https://imgproxy.divecdn.com/6x6LiynLPggBMVHC6owDLRYSJp_1J5Nbcb2KJe2YqJM/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMzU3NDUyNTY2LmpwZw==.webp 600w" sizes="25vw" alt="fintech graphic" loading="lazy" > </a> </div> <div class="sidebar-box-title-container"> <a class="analytics t-most-popular-sidebar-item-1 sidebar-box-list__item-title" href="/news/5-lessons-learned-from-synapses-collapse/731543/">5 lessons learned from Synapse’s collapse </a>  </div> </li> <li class="sidebar-box-list__item sidebar-box-list__item--ordered flex">  <div class="sidebar-box-list__image-container"> <a class="analytics t-most-popular-sidebar-item-2 hide-small show-large" href="/news/warren-wells-fargo-asset-cap-fed-powell-barr-letter/733625/"> <img class="sidebar-box-list__image" src="https://imgproxy.divecdn.com/rIVlPZZ-P3OFaSpfaM6E98ibLdtyhNdaVTVRMQHv8wk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjU4NjYzMjIxLmpwZw==.webp" width="600" height="338" srcset="https://imgproxy.divecdn.com/OQZRuQu5U5cNzPosCVa_Bb36yVrrm8gvzvnPKFYGlGo/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjU4NjYzMjIxLmpwZw==.webp 300w, https://imgproxy.divecdn.com/rIVlPZZ-P3OFaSpfaM6E98ibLdtyhNdaVTVRMQHv8wk/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMjU4NjYzMjIxLmpwZw==.webp 600w" sizes="25vw" alt="Sen. Elizabeth Warren, wearing a red jacket, speaks into a microphone during a Congressional hearing." loading="lazy" > </a> </div> <div class="sidebar-box-title-container"> <a class="analytics t-most-popular-sidebar-item-2 sidebar-box-list__item-title" href="/news/warren-wells-fargo-asset-cap-fed-powell-barr-letter/733625/">Don’t lift Wells Fargo asset cap, Warren tells Fed </a>  </div> </li> <li class="sidebar-box-list__item sidebar-box-list__item--ordered flex">  <div class="sidebar-box-list__image-container"> <a class="analytics t-most-popular-sidebar-item-3 hide-small show-large" href="/news/td-myers-odell-lam-next-chief-auditor-net-zero/733784/"> <img class="sidebar-box-list__image" src="https://imgproxy.divecdn.com/8M4aVXH9lEhGi8holMX38L7Abxjlb5CN_IEeNC6WBQ0/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDEwNV9VU19OWV9PbmVfVmFuZGVyYmlsdC05My5qcGc=.webp" width="600" height="338" srcset="https://imgproxy.divecdn.com/lcDa5Oz_LXLwX7JNxAwmn3C70M7cws1kL_HtHMik0XE/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDEwNV9VU19OWV9PbmVfVmFuZGVyYmlsdC05My5qcGc=.webp 300w, https://imgproxy.divecdn.com/8M4aVXH9lEhGi8holMX38L7Abxjlb5CN_IEeNC6WBQ0/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS8yMDIyMDEwNV9VU19OWV9PbmVfVmFuZGVyYmlsdC05My5qcGc=.webp 600w" sizes="25vw" alt="TD Bank at One Vanderbilt" loading="lazy" > </a> </div> <div class="sidebar-box-title-container"> <a class="analytics t-most-popular-sidebar-item-3 sidebar-box-list__item-title" href="/news/td-myers-odell-lam-next-chief-auditor-net-zero/733784/">TD names its next chief auditor </a>  </div> </li> <li class="sidebar-box-list__item sidebar-box-list__item--ordered flex">  <div class="sidebar-box-list__image-container"> <a class="analytics t-most-popular-sidebar-item-4 hide-small show-large" href="/news/evolve-offers-yotta-juno-customers-pennies/732691/"> <img class="sidebar-box-list__image" src="https://imgproxy.divecdn.com/22sEaP4r87qyeEYUT58OzocevtgYteHLm1eYh_uoAKI/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTYyNDYxNDY1LmpwZw==.webp" width="600" height="338" srcset="https://imgproxy.divecdn.com/YL6mp-6JEQNMSHizgtO2tkdCcqbHmHGKBTG8y-D5gr8/g:ce/rs:fill:300:169:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTYyNDYxNDY1LmpwZw==.webp 300w, https://imgproxy.divecdn.com/22sEaP4r87qyeEYUT58OzocevtgYteHLm1eYh_uoAKI/g:ce/rs:fill:600:338:1/Z3M6Ly9kaXZlc2l0ZS1zdG9yYWdlL2RpdmVpbWFnZS9HZXR0eUltYWdlcy0xMTYyNDYxNDY1LmpwZw==.webp 600w" sizes="25vw" alt="money" loading="lazy" > </a> </div> <div class="sidebar-box-title-container"> <a class="analytics t-most-popular-sidebar-item-4 sidebar-box-list__item-title" href="/news/evolve-offers-yotta-juno-customers-pennies/732691/">Evolve offers Yotta, Juno customers pennies </a>  </div> </li> </ol> </div> <div class="sidebar-box hide-small show-large" data-box-priority="4"> <h3 class="sidebar-box__header">Library resources</h3> <ul class="sidebar-box-list"> <li class="sidebar-box-list__item flex"> <div class='sidebar-box-list__icon sidebar-box-list__icon--soft'> <img src="/static/img/lib_icons/webinar-black.svg?141716111021" height="25" width="25" alt="studioID resource icon" loading="lazy"> </div> <div> <div class="label label--soft">Webinar - on demand</div> <a class="analytics t-library-sidebar-item-1 sidebar-box-list__item-title" target="_blank" href="https://resources.industrydive.com/the-role-of-genai-in-elevating-contact-center-as-a-service?utm_source=BD&utm_medium=Library&utm_campaign=Salesforce"> The Role of GenAI in Elevating Contact Center as a Service </a> <span class="sponsor-label__leading-text secondary-label">Custom content for </span> <span class="sponsor-label__name secondary-label">Salesforce</span> </div> </li> <li class="sidebar-box-list__item flex"> <div class='sidebar-box-list__icon sidebar-box-list__icon--soft'> <img src="/static/img/lib_icons/webinar-black.svg?141716111021" height="25" width="25" alt="studioID resource icon" loading="lazy"> </div> <div> <div class="label label--soft">Webinar - on demand</div> <a class="analytics t-library-sidebar-item-2 sidebar-box-list__item-title" target="_blank" href="http://resources.industrydive.com/how-financial-services-can-compete?utm_source=BD&utm_medium=Library&utm_campaign=Qualtrics"> Beyond Price and Product: How Financial Services Can Compete with Customer Experience </a> <span class="sponsor-label__leading-text secondary-label">Custom content for </span> <span class="sponsor-label__name secondary-label">Qualtrics</span> </div> </li> <li class="sidebar-box-list__item flex"> <div class='sidebar-box-list__icon sidebar-box-list__icon--soft'> <img src="/static/img/lib_icons/webinar-black.svg?141716111021" height="25" width="25" alt="studioID resource icon" loading="lazy"> </div> <div> <div class="label label--soft">Webinar - on demand</div> <a class="analytics t-library-sidebar-item-3 sidebar-box-list__item-title" target="_blank" href="http://resources.industrydive.com/modernizing-the-contact-centers-for-immediate-value?utm_source=BD&utm_medium=Library&utm_campaign=Glia"> Modernizing the Contact Center for Immediate Value </a> <span class="sponsor-label__leading-text secondary-label">Custom content for </span> <span class="sponsor-label__name secondary-label">Glia</span> </div> </li> </ul> <a class="analytics t-library-sidebar-all sidebar-box__cta" aria-label="View all library items" href="/library/">View all</a> </div> <div class="sidebar-box js-pressrelease-sidebar-box" data-box-priority=" 6 "> <h3 class="sidebar-box__header">Company Announcements</h3> <ul class="sidebar-box-list"> <li class="sidebar-box-list__item flex js-pressrelease" data-pressrelease-full-url="https://www.bankingdive.com/press-release/20241121-interfaceai-reinforces-ai-leadership-in-financial-services-with-industry-u/"> <div class="sidebar-box-title-container"> <a class="sidebar-box-list__item-title analytics t-pr-sidebar-item" href="/press-release/20241121-interfaceai-reinforces-ai-leadership-in-financial-services-with-industry-u/">interface.ai Reinforces AI Leadership in Financial Services with Industry-Unique Device Biomet…</a> <span class="secondary-label"> From Jordan Mitchell </span> </div> </li> <li class="sidebar-box-list__item flex js-pressrelease" data-pressrelease-full-url="https://www.bankingdive.com/press-release/20241118-cross-border-payment-solutions-launches-to-help-business-take-control-of-in-1/"> <div class="sidebar-box-list__thumbnail-container"> <img alt="Cross Border Payment Solutions logo" height="48" loading="lazy" src="https://res.cloudinary.com/dmgi9movl/image/upload/dpr_2.0,h_48,w_48/v1731924514/press_release/assets/company_logos/CBPS_Icon_xngclq.png" width="48"/> </div> <div class="sidebar-box-title-container"> <a class="sidebar-box-list__item-title analytics t-pr-sidebar-item" href="/press-release/20241118-cross-border-payment-solutions-launches-to-help-business-take-control-of-in-1/">Cross Border Payment Solutions Launches to Help Business Take Control of International Finance</a> <span class="secondary-label"> From Cross Border Payment Solutions </span> </div> </li> </ul> <span class="sidebar-box__cta"> <a class="analytics t-pr-sidebar-all" aria-label="View all press release items" href="/press-release/">View all</a> | <a class="analytics t-pr-sidebar-start" href="/press-release/get-started/">Post a press release</a> </span> </div> <div class="sidebar-box hide-small show-large" data-box-priority="8"> <h3 class="sidebar-box__header">What We're Reading</h3> <ul class="sidebar-box-list"> <li class="sidebar-box-list__item"> <img src="https://www.google.com/s2/favicons?domain=https%3A//www.americanbanker.com/news/inside-bnys-plans-to-upgrade-eliza-its-generative-ai-platform" height="16" width="16" alt="" loading="lazy"> <span class="label label--soft">American Banker</span> <a class="analytics t-wwr-sidebar-item sidebar-box-list__item-title" href="https://www.americanbanker.com/news/inside-bnys-plans-to-upgrade-eliza-its-generative-ai-platform" target="_blank"> Inside BNY’s plans to upgrade Eliza, its generative AI platform <img src="/static/img/offsite.svg?141716111021" class="off-site-link" alt="offsite link" height="12" width="12" loading="lazy"> </a> </li> <li class="sidebar-box-list__item"> <img src="https://www.google.com/s2/favicons?domain=https%3A//www.bloomberg.com/news/features/2024-11-22/covid-19-economic-relief-program-now-burdens-businesses-amid-high-rates" height="16" width="16" alt="" loading="lazy"> <span class="label label--soft">Bloomberg</span> <a class="analytics t-wwr-sidebar-item sidebar-box-list__item-title" href="https://www.bloomberg.com/news/features/2024-11-22/covid-19-economic-relief-program-now-burdens-businesses-amid-high-rates" target="_blank"> Fed’s Pandemic Program to Help Main Street Is Now a Burden for Businesses <img src="/static/img/offsite.svg?141716111021" class="off-site-link" alt="offsite link" height="12" width="12" loading="lazy"> </a> </li> <li class="sidebar-box-list__item"> <img src="https://www.google.com/s2/favicons?domain=https%3A//www.cnbc.com/2024/11/22/synapse-bankruptcy-thousands-of-americans-see-their-savings-vanish.html" height="16" width="16" alt="" loading="lazy"> <span class="label label--soft">CNBC</span> <a class="analytics t-wwr-sidebar-item sidebar-box-list__item-title" href="https://www.cnbc.com/2024/11/22/synapse-bankruptcy-thousands-of-americans-see-their-savings-vanish.html" target="_blank"> ‘I have no money’: Thousands of Americans see their savings vanish in Synapse fintech crisis <img src="/static/img/offsite.svg?141716111021" class="off-site-link" alt="offsite link" height="12" width="12" loading="lazy"> </a> </li> </ul> <a class="analytics t-wwr-sidebar-all sidebar-box__cta" aria-label="View all what we are reading items" href="/what-we-are-reading">View all</a> </div> <div class="sidebar-box hide-small show-large" data-box-priority="8"> <h3 class="sidebar-box__header">Industry Intel</h3> <ul class="sidebar-box-list"> <li class="sidebar-box-list__item"> <a class="analytics t-intel-sidebar-item sidebar-box-list__item-title" target="_blank" href="https://resources.industrydive.com/unleashing-the-power-of-ai"> Unleashing the Power of AI: How RED Transforms Unstructured Data into Actionable Insights </a> <span class="secondary-label secondary-label--all-caps">Webinar - on demand</span> <span class="secondary-label">•</span> <span class="secondary-label">Provided by Ontotext</span> </li> <li class="sidebar-box-list__item"> <a class="analytics t-intel-sidebar-item sidebar-box-list__item-title" target="_blank" href="https://resources.industrydive.com/gen-ai-readiness-across-your-financial-institutions"> Gen AI Readiness Across Your Financial Institutions </a> <span class="secondary-label secondary-label--all-caps">Webinar - on demand</span> <span class="secondary-label">•</span> <span class="secondary-label">Provided by Amdocs</span> </li> <li class="sidebar-box-list__item"> <a class="analytics t-intel-sidebar-item sidebar-box-list__item-title" target="_blank" href="https://dive.pub/40mVWzP"> Debunking Common Myths About Operational Resilience </a> <span class="secondary-label secondary-label--all-caps">Webinar</span> <span class="secondary-label">•</span> <span class="secondary-label">Provided by ARIS</span> </li> </ul> </div> <div class="hybrid-ad-wrapper hide-small show-large"> <div class="hybrid-ad-inner-wrapper"> <div class="hide-small show-large"> <div data-container-ad-unit-id="/21662595662/bankingdive/bankingdivehybrid4-desktop"></div> <div id='dfp-hybrid4-desktop'> <script> waitToLoadAds.push(function() { googletag.cmd.push(function() { if (window.dfp_visibility == 'desktop' ) { googletag.display('dfp-hybrid4-desktop'); googletag.pubads().addEventListener('slotRenderEnded', function (event) { var adUnitPath = '/21662595662/bankingdive/bankingdivehybrid4'; var onProformative = false; if (onProformative && event.slot.getAdUnitPath() === adUnitPath && !event.isEmpty ) { var adUnitPathWithVisibility = adUnitPath + '-desktop'; var selector = '.pf-comments__ad-wrapper [data-container-ad-unit-id="' + adUnitPathWithVisibility + '"]'; if (!$(selector).closest('.pf-comments__ad-wrapper').hasClass('borders')) { $(selector).closest('.pf-comments__ad-wrapper').addClass('borders') } } }); } }); }); </script> </div> </div> </div> </div> </aside> </div> </div> </div>  <section class="pre-footer"> <section class="signup call-out"> <div class="row"> <div class="large-10 medium-11 medium-centered columns footer-signup" style="display: flex"> <div class="footer-signup__content"> <h3>Banking Dive news delivered to your inbox</h3> <p class="subhead">Get the free daily newsletter read by industry experts</p> <form class="form js-form-email-validate" name="signup" action="/signup/" method="POST"> <label for="id_3cdaf5_email" class="email-input js-email-input"> <span class="screen-reader-text">Email:</span> <input type="email" name="email" placeholder="Work email address" class="email" required id="id_3cdaf5_email"> </label> <input type="hidden" name="signup_box_location" value="bottom"> <input type="hidden" name="signup_initial_url_path" value="/topic/commercial/"> <input type="hidden" name="js_enabled" value="0" id="id_3cdaf5_js_enabled"> <ul class="signup-list list-no-bullets"> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-bottom-checkbox-760" type="checkbox" name="site_newsletters" value="760" class="checkbox" /> <label for="newsletter-bottom-checkbox-760"> <span class="newsletter-title">Daily Dive</span> <span class="secondary-label">M-F</span> </label> </li> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-bottom-checkbox-3172" type="checkbox" name="site_newsletters" value="3172" class="checkbox" /> <label for="newsletter-bottom-checkbox-3172"> <span class="newsletter-title">Fintech Weekly</span> <span class="secondary-label">Every Wednesday</span> </label> </li> <li> <label><span class="screen-reader-text">Select user consent:</span></label> <input type="checkbox" name="user_consent" id="id_user_consent-bottom" value="1" class="checkbox"/> <label for="id_user_consent-bottom"> <span class="signup-user-consent_box"> <span> By signing up to receive our newsletter, you agree to our <a href="https://www.industrydive.com/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://www.industrydive.com/privacy-policy/" target="_blank">Privacy Policy</a>. You can unsubscribe at anytime. </span> </span> </label> </li> </ul> <button class="button button--medium signup-button" type="submit" value="Sign up">Sign up</button> <script type="module" src="/static/js/dist/sendEmailToLytics.bundle.js?520216211124" ></script> <label class="error email_error" style="display:none;">A valid email address is required.</label> <label class="error newsletter-error" style="display:none;">Please select at least one newsletter.</label> </form> </div> <div class="footer-signup__image"> <img class="desktop-image" src="/static/img/signup-dive.png?080016020822" width="300" height="300" loading="lazy" alt="Daily Dive newsletter example"> </div> </div> </div> </section> </section> <hr class="footer-hr"> <footer> <div class="custom-article-footer"> <div class="row columns"> <div class="footer-grid"> <div class="footer-links"> <a href="https://www.industrydive.com"> <img class="pub-logo-footer" src="https://d12v9rtnomnebu.cloudfront.net/logo/corporate/ID_black.svg" alt="Industry Dive Logo" height="28" loading="lazy"/> </a> <ul class="social-icon-list social-icon-list__footer"> <li> <a href="https://www.linkedin.com/company/banking-dive/about/" aria-label="Industry Dive LinkedIn" class="social-icon-footer analytics t-sitefooter-linkedin"> <img src="/static/img/social_icons/article_page/linkedin.svg?092716141024"> </a> </li> <li> <a href="https://www.facebook.com/Banking-Dive-510756622789753" aria-label="Industry Dive Facebook" class="social-icon-footer analytics t-sitefooter-facebook"> <img src="/static/img/social_icons/article_page/facebook.svg?440116200824"> </a> </li> <li> <a href="https://twitter.com/bankingdive" aria-label="Industry Dive X/Twitter" class="social-icon-footer analytics t-sitefooter-twitter"> <img src="/static/img/social_icons/article_page/x.svg?092716141024"> </a> </li> <li> <a href="https://www.bankingdive.com/feeds/news/" aria-label="Industry Dive RSS feed" class="social-icon-footer analytics t-sitefooter-rss"> <img src="/static/img/social_icons/article_page/rss.svg?440116200824"> </a> </li> </ul> </div> <div class="link-wrapper"> <div class="footer-links"> <h4 class="uppercase-heading-01">Explore</h4> <ul class="list-no-bullets"> <li> <a href="/about/" class="analytics t-about-sitefooter">About</a> </li> <li> <a href="/editors/" class="analytics t-editors-sitefooter">Editorial Team</a> </li> <li> <a href="/contact/" class="analytics t-feedback-sitefooter">Contact Us</a> </li> <li> <a href="/signup/?signup_location=footer-list&signup_path=/topic/commercial/" class="analytics t-signup-sitefooter">Newsletter</a> </li> <li> <a href="/selfservice/article-licensing/submit/" class="analytics t-licensing-sitefooter">Purchase Licensing Rights</a> </li> <li> <a class="analytics t-pr-sitefooter-all" href="/press-release/">Press Releases</a> </li> <li> <a href="/what-we-are-reading/" class="analytics t-wwr-sitefooter">What We're Reading</a> </li> </ul> </div> <div class="second-column"> <div class="footer-links"> <h4 class="uppercase-heading-01">Reach our audience</h4> <ul class="list-no-bullets"> <li> <a href="/advertise/" class="analytics t-advertising-sitefooter">Advertising</a> </li> <li> <a class="analytics t-pr-sitefooter-all" href="/press-release/get-started/">Post a press release</a> </li> <li> <a class="analytics t-pr-sitefooter-all" href="/opinion/">Submit an opinion piece</a> </li> <li> <a class="analytics t-events-sitefooter-start" href="/selfservice/event-listings/contact">Promote an event</a> </li> </ul> </div> <div class="footer-links"> <h4 class="uppercase-heading-01">Related Publications</h4> <ul class="list-no-bullets"> <li> <a href="https://www.cfodive.com/" class="analytics t-sitefooter-related-cfo-dive">CFO Dive</a> </li> <li> <a href="https://www.paymentsdive.com/" class="analytics t-sitefooter-related-payments-dive">Payments Dive</a> </li> </ul> </div> </div> </div> </div> </div> </div> </footer> <hr class="footer-hr"> <div class="baseline-footer-wrapper"> <div class="informa-brand">  <svg id="SVGRoot" width="500" height="162" version="1.1" viewBox="0 0 500 162" xmlns="http://www.w3.org/2000/svg" xmlns:cc="http://creativecommons.org/ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:xlink="http://www.w3.org/1999/xlink"> <defs> <linearGradient id="linearGradient20775" x1="-24.025" x2="19.204" y1="-161.85" y2="-207.91" gradientTransform="matrix(1.4283 0 0 1.4283 268.58 476.51)" gradientUnits="userSpaceOnUse"> <stop stop-color="#061d41" offset="0"></stop> <stop stop-color="#061d42" stop-opacity=".6549" offset=".232"></stop> <stop stop-color="#051d40" stop-opacity=".56078" offset=".41621"></stop> <stop stop-color="#061c40" stop-opacity=".49804" offset=".61283"></stop> <stop stop-color="#061c40" stop-opacity=".35686" offset=".73858"></stop> <stop stop-color="#051f3e" stop-opacity=".19216" offset=".84133"></stop> <stop stop-color="#002449" stop-opacity=".054902" offset=".92525"></stop> <stop stop-color="#002449" stop-opacity=".054902" offset="1"></stop> </linearGradient> <linearGradient id="linearGradient20795" x1="-4.8824" x2="58.082" y1="-141.2" y2="-141.2" gradientTransform="matrix(1.4283 0 0 1.4283 268.6 476.54)" gradientUnits="userSpaceOnUse"> <stop stop-color="#061d41" offset="0"></stop> <stop stop-color="#223358" stop-opacity=".85098" offset=".098161"></stop> <stop stop-color="#3b486e" stop-opacity=".55686" offset=".18261"></stop> <stop stop-color="#535d82" stop-opacity=".4" offset=".26261"></stop> <stop stop-color="#656e8e" stop-opacity=".31765" offset=".33879"></stop> <stop stop-color="#77819f" stop-opacity=".21569" offset=".40636"></stop> <stop stop-color="#79809f" stop-opacity=".26275" offset=".46157"></stop> <stop stop-color="#495478" stop-opacity=".54902" offset=".5371"></stop> <stop stop-color="#26365c" stop-opacity=".66667" offset=".6699"></stop> <stop stop-color="#26375b" stop-opacity=".76863" offset=".80174"></stop> <stop stop-color="#13264b" stop-opacity=".9098" offset=".88553"></stop> <stop stop-color="#061d41" offset="1"></stop> </linearGradient> <linearGradient id="linearGradient20785" x1="10.56" x2="51.569" y1="-165.47" y2="-148.21" gradientTransform="matrix(1.4283 0 0 1.4283 268.58 476.51)" gradientUnits="userSpaceOnUse"> <stop stop-color="#061d41" offset="0"></stop> <stop stop-color="#061d42" stop-opacity=".6549" offset=".1618"></stop> <stop stop-color="#051d40" stop-opacity=".56078" offset=".34338"></stop> <stop stop-color="#061c40" stop-opacity=".49804" offset=".54217"></stop> <stop stop-color="#061c40" stop-opacity=".35686" offset=".66063"></stop> <stop stop-color="#051f3e" stop-opacity=".19216" offset=".78691"></stop> <stop stop-color="#002449" stop-opacity=".054902" offset=".89046"></stop> <stop stop-color="#002449" stop-opacity=".054902" offset="1"></stop> </linearGradient> </defs> <metadata> <rdf:rdf> <cc:work rdf:about=""> <dc:format>image/svg+xml</dc:format> <dc:type rdf:resource="http://purl.org/dc/dcmitype/StillImage"></dc:type> <dc:title></dc:title> </cc:work> </rdf:rdf> </metadata> <g transform="translate(-226.26 -174.1)"> <g fill="#061d41"> <path d="m433.38 241.62c-3.5038 0-6.3829-2.822-6.3829-6.3791s2.8792-6.3829 6.3829-6.3829 6.3791 2.8258 6.3791 6.3829-2.8754 6.3791-6.3791 6.3791m5.9945 50.686h-11.951v-46.269h11.951z"> </path> <path d="m477.3 292.31v-27.958c0-5.0614-0.5408-10.485-6.7371-10.485-3.4162 0-7.9101 1.4662-10.968 3.2143v35.228h-11.947v-46.265h11.947v4.6044c4.1398-3.0353 10.694-6.0706 15.816-6.0706 9.6163 0 13.836 7.1675 13.836 16.281v31.45z"> </path> <path d="m601.54 254.52c-3.5152 0.35038-7.2893 2.3003-10.344 4.0446v33.743h-11.951v-46.261h11.951v5.507c4.1321-3.0353 10.69-5.507 15.813-5.507v8.687s-2.9782-0.46083-5.4689-0.21328"> </path> <path d="m549.89 293.5c-15.276 0-23.452-9.4754-23.452-24.835 0-15.542 8.1767-24.096 23.452-24.096 14.822 0 23.452 9.0146 23.452 24.096 0 15.451-8.0853 24.835-23.452 24.835m0-40.655c-8.7175 0-11.593 8.4661-11.593 16.003 0 7.5445 2.6088 16.925 11.593 16.925 9.0793 0 11.68-9.2887 11.68-16.925 0-7.5369-2.963-16.003-11.68-16.003"> </path> <path d="m669.05 292.31v-27.958c0-5.1528-1.0816-10.485-7.1903-10.485-3.142 0-6.6457 1.4662-9.3421 3.2143 0.27039 1.1997 0.35799 2.4869 0.35799 3.778v31.45h-11.947v-27.958c0-5.0614-0.62838-10.485-6.8285-10.485-3.0582 0-6.8323 1.4662-9.3497 3.2143v35.228h-11.951v-46.265h11.951v4.6044c3.778-3.0353 9.9819-6.0706 14.735-6.0706 5.1262 0 9.1669 2.1099 11.505 6.8971 4.3149-2.9439 10.964-6.8971 16.174-6.8971 9.7039 0 13.836 7.1675 13.836 16.281v31.45z"> </path> <path d="m715.48 285.5c-3.2334 4.5054-9.2545 8.0015-14.735 8.0015-7.4569 0-13.84-5.0614-13.84-13.059 0-15.085 16.353-16.829 27.767-17.29v-2.7611c0-5.2404-4.2236-7.9063-9.0755-7.9063-4.4901 0-9.3421 0.63981-13.661 2.1137v-5.149c4.8557-3.0391 10.336-4.8748 16.087-4.8748 8.9841 0 18.239 3.9531 18.239 14.533v33.198h-10.782zm-16.982-6.8018c0 4.1398 2.6088 7.0761 6.6495 7.0761 5.0309 0 9.5249-4.3188 9.5249-9.563v-6.6228c-5.3013 0.28182-16.174 2.2089-16.174 9.1098"> </path> <path d="m520.32 236.2c1.5043 0 3.0658 0.14472 4.5815 0.36942v-5.2975c-2.9744-1.5538-6.2572-2.525-9.6125-2.525-10.606 0-15.001 7.3579-15.001 17.294h-5.5146v8.0548h5.5146l0.0876 38.206h12.035v-38.206h12.492v-8.0548h-12.579c0-5.8878 1.3482-9.841 7.9977-9.841"> </path> </g> <g fill="#061d41" fill-rule="evenodd" shape-rendering="auto"> <path d="m381.26 248.68c-2.4473 5.7e-4 -4.5519 1.4664-5.4845 3.568-0.38853 1.002-0.5029 1.8671-0.50214 2.798 1e-3 1.4426-0.0436 2.876-0.13391 4.2961-2.2793 35.836-31.958 64.081-68.38 64.081-37.915 0-68.523-30.608-68.523-68.523 0-1.6651 0.0792-3.3112 0.19528-4.9461h-12.007c-0.0999 1.6378-0.16738 3.2836-0.16738 4.9461 1e-5 44.387 36.114 80.499 80.501 80.499 42.933 0 78.125-33.783 80.384-76.164 0.0765-1.4352 0.0818-2.8815 0.11438-4.3352 0.0166-0.73955-0.17802-1.5025-0.30408-2.1229-0.79532-2.3817-3.0446-4.0986-5.6937-4.098z" color="#000000" color-rendering="auto" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> <path d="m306.7 197.44c-0.88702-4.9e-4 -1.7724 0.34162-2.4884 0.59142-1.6476 0.85112-2.766 2.5696-2.7646 4.536 1e-3 1.7596 0.89642 3.3156 2.2624 4.2319 1.0349 0.56984 1.9875 0.91995 2.9905 0.92338 26.184 0.0893 47.302 21.117 47.302 47.302 0 1.5398-0.073 3.0621-0.21587 4.5636l10.251 0.79182c0.16357-1.7636 0.2472-3.5499 0.2472-5.3554 0-31.742-25.842-57.567-57.584-57.584zm-52.471 52.105c-2.4386-6.7e-4 -4.4709 1.6825-4.9851 3.9669-0.12083 0.53679-0.12789 1.0361-0.12832 1.512-5e-3 5.2759 0.70622 10.388 2.0408 15.246l10.155-1.9255c-1.2353-4.2224-1.9022-8.692-1.9127-13.32-2e-3 -0.69049-0.14382-1.4219-0.33476-2.042-0.62601-2.033-2.5892-3.4362-4.8345-3.4369z" color="#000000" color-rendering="auto" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> <path d="m281.67 229.68c-6.5492 6.4699-10.616 15.447-10.616 25.347 0 7.0626 2.0718 13.653 5.6379 19.198l0.86758 1.2693c0.8646 1.2649 2.0641 2.1192 3.5457 2.1201 2.2281 1e-3 4.0346-1.8058 4.0339-4.0338-3.7e-4 -1.0655-0.50216-2.016-1.1744-2.8427-0.5747-0.70663-1.0534-1.5768-1.512-2.4103-2.1674-3.9394-3.4006-8.4678-3.4006-13.301 0-7.7048 3.1245-14.644 8.1787-19.64z" color="#000000" color-rendering="auto" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> </g> <g fill="#071b40" fill-opacity=".29804" fill-rule="evenodd"> <g stroke-width="1.3525"> <path d="m291.86 206.48a5.1041 5.1041 0 0 1 -5.1041 5.1041 5.1041 5.1041 0 0 1 -5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 5.1041z"> </path> <path d="m274.75 217.8a5.1041 5.1041 0 0 1 -5.1041 5.1041 5.1041 5.1041 0 0 1 -5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 5.1041z"> </path> <path d="m263.36 234.81a5.1041 5.1041 0 0 1 -5.1041 5.1041 5.1041 5.1041 0 0 1 -5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 -5.1041 5.1041 5.1041 0 0 1 5.1041 5.1041z"> </path> </g> <g stroke-width="1.0687"> <path d="m320.64 285.07a4.0328 4.0328 0 0 1 -4.0328 4.0328 4.0328 4.0328 0 0 1 -4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 4.0328z"> </path> <path d="m301.02 285.09a4.0328 4.0328 0 0 1 -4.0328 4.0328 4.0328 4.0328 0 0 1 -4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 4.0328z"> </path> <path d="m336.5 273.53a4.0328 4.0328 0 0 1 -4.0328 4.0328 4.0328 4.0328 0 0 1 -4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 -4.0328 4.0328 4.0328 0 0 1 4.0328 4.0328z"> </path> </g> <g stroke-width="1.5897"> <path d="m312.8 180.37a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> <path d="m332.03 182.94a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> <path d="m350.06 190.37a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> <path d="m365.49 202.19a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> <path d="m377.25 217.59a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> <path d="m384.78 235.81a5.9989 5.9989 0 0 1 -5.9989 5.9989 5.9989 5.9989 0 0 1 -5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 -5.9989 5.9989 5.9989 0 0 1 5.9989 5.9989z"> </path> </g> </g> <g fill-rule="evenodd" shape-rendering="auto"> <path d="m295.46 175.21c-39.056 5.5116-69.203 39.138-69.203 79.69h11.979c0-34.643 25.557-63.171 58.89-67.839z" color="#000000" color-rendering="auto" fill="url(#linearGradient20775)" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> <path d="m354.02 255.05c0 26.184-21.117 47.302-47.302 47.302-22.44 0-41.114-15.509-46.034-36.426l-10.01 2.4168c6.0075 25.359 28.875 44.292 56.044 44.292 31.742 0 57.584-25.842 57.584-57.584z" color="#000000" color-rendering="auto" fill="url(#linearGradient20795)" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> <path d="m306.7 219.37c-10.191 0-19.404 4.3099-25.911 11.201l5.893 5.3366c5.0292-5.267 12.128-8.5393 20.018-8.5393 15.319 0 27.651 12.335 27.651 27.654 0 3.852-0.78457 7.5121-2.1955 10.838l7.3396 3.116c1.8342-4.2892 2.8538-9.0054 2.8538-13.954 0-19.642-16.007-35.652-35.649-35.652z" color="#000000" color-rendering="auto" fill="url(#linearGradient20785)" image-rendering="auto" style="font-feature-settings:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;isolation:auto;mix-blend-mode:normal;shape-padding:0;text-decoration-color:#000000;text-decoration-line:none;text-decoration-style:solid;text-indent:0;text-orientation:mixed;text-transform:none;white-space:normal"> </path> </g> </g> </svg> <div> Industry Dive is an Informa business </div> </div> <div class="baseline-footer"> © 2024 <a href="http://www.industrydive.com">Industry Dive</a>. All rights reserved. | View our <a href="http://www.industrydive.com/industries/">other publications</a> | <a href="http://www.industrydive.com/privacy-policy/">Privacy policy</a> | <a href="http://www.industrydive.com/terms-of-use/">Terms of use</a> | <a href="http://www.industrydive.com/takedown-policy/">Take down policy</a>. <br> <a href="#" onclick="Osano.cm.showDrawer('osano-cm-dom-info-dialog-open')">Cookie Preferences / Do Not Sell</a> </div> </div> </div> </div>  <nav class="mobile-menu"> <div class="mm-top-bar"> <button class="mobile-menu-toggle"> <img src="/static/img/menu_icons/close.svg?273117231121" width="20" height="20" alt="close menu"/> </button> <div class="mm-search"> <form action="/search/" method="GET" data-ajax="false"> <label for="search-mobile"> <span class="screen-reader-text">Search</span> <input id="search-mobile" type="search" name="q" placeholder="Search" data-role="none"> </label> <button type="submit" value="" data-role="none" class="search-button-front analytics t-search-navigation-mobile"> <img src="/static/img/menu_icons/search.svg?320116291121" width="15" height="15" alt="search"> </button> </form> </div> </div> <ul class="mm-list list-no-bullets"> <li> <a href="/" class="analytics t-dash-navigation-mobile"> <span>Home</span> </a> </li> <li class="mm-accordion"> <button> <span>Topics</span> <span class="accordion-toggle-arrow"> <img src="/static/img/menu_icons/chevron_down.svg?102717100918" width="16" height="9" alt="down arrow" loading="lazy"> </span> </button> <ul class="list-no-bullets"> <li> <a class="analytics t-topic-navigation-mobile-commercial" href="/topic/commercial/">Commercial</a> </li> <li> <a class="analytics t-topic-navigation-mobile-retail" href="/topic/retail/">Retail</a> </li> <li> <a class="analytics t-topic-navigation-mobile-credit-unions" href="/topic/credit-unions/">Credit Unions</a> </li> <li> <a class="analytics t-topic-navigation-mobile-payments" href="/topic/payments/">Payments</a> </li> <li> <a class="analytics t-topic-navigation-mobile-regulations-policy" href="/topic/regulations-policy/">Regulations & Policy</a> </li> <li> <a class="analytics t-topic-navigation-mobile-technology" href="/topic/technology/">Technology</a> </li> <li> <a class="analytics t-topic-navigation-mobile-risk" href="/topic/risk/">Risk</a> </li> <li> <a class="analytics t-topic-navigation-mobile-fintech" href="/topic/fintech/">Fintech</a> </li> </ul> </li> <li> <a href="/deep-dive/" class="analytics t-deepdive-navigation-mobile"> <span>Deep Dive</span> </a> </li> <li> <a href="/opinion/" class="analytics t-opinion-navigation-mobile"> <span>Opinion</span> </a> </li> <li> <a href="/library/" class="analytics t-library-navigation-mobile"> <span>Library</span> </a> </li> <li> <a href="/events/" class="analytics t-events-navigation-mobile"> <span>Events</span> </a> </li> <li> <a href="/press-release/" class="analytics t-press-releases-navigation-mobile"> <span>Press Releases</span> </a> </li> </ul> <section class="signup mm-signup"> <div class="row"> <div class="large-9 medium-10 medium-centered columns"> <h3 class="display-heading-03 display-heading-03--loud">Get Banking Dive in your inbox</h3> <p class="subhead">The free newsletter covering the top industry headlines</p> <form class="form js-form-email-validate" name="signup" action="/signup/" method="POST"> <label for="id_a6bd9_email" class="email-input js-email-input"> <span class="screen-reader-text">Email:</span> <input type="email" name="email" placeholder="Work email address" class="email" required id="id_a6bd9_email"> </label> <input type="hidden" name="signup_box_location" value="integrated_menu"> <input type="hidden" name="signup_initial_url_path" value="/topic/commercial/"> <input type="hidden" name="js_enabled" value="0" id="id_a6bd9_js_enabled"> <ul class="signup-list list-no-bullets"> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-integrated_menu-checkbox-760" type="checkbox" name="site_newsletters" value="760" class="checkbox" /> <label for="newsletter-integrated_menu-checkbox-760"> <span class="newsletter-title">Daily Dive</span> <span class="secondary-label">M-F</span> </label> </li> <li> <label><span class="screen-reader-text">Select Newsletter:</span></label> <input id="newsletter-integrated_menu-checkbox-3172" type="checkbox" name="site_newsletters" value="3172" class="checkbox" /> <label for="newsletter-integrated_menu-checkbox-3172"> <span class="newsletter-title">Fintech Weekly</span> <span class="secondary-label">Every Wednesday</span> </label> </li> <li> <label><span class="screen-reader-text">Select user consent:</span></label> <input type="checkbox" name="user_consent" id="id_user_consent-integrated_menu" value="1" class="checkbox"/> <label for="id_user_consent-integrated_menu"> <span class="signup-user-consent_box"> <span> By signing up to receive our newsletter, you agree to our <a href="https://www.industrydive.com/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://www.industrydive.com/privacy-policy/" target="_blank">Privacy Policy</a>. You can unsubscribe at anytime. </span> </span> </label> </li> </ul> <button class="button button--medium signup-button" type="submit" value="Sign up">Sign up</button> <script type="module" src="/static/js/dist/sendEmailToLytics.bundle.js?520216211124" ></script> <label class="error email_error" style="display:none;">A valid email address is required.</label> <label class="error newsletter-error" style="display:none;">Please select at least one newsletter.</label> </form> </div> </div> </section> </nav> <script> function closeSoundCloud () { if ($(".sc-player").is(":visible")){ $(".sc-player").hide(); } } function soundCloud() { //hide soundCloud player closeSoundCloud(); $( ".sc-toggle" ).bind( "click", function() { //if the clicked toggle is not playing (has play button) if ($(this).children("img").attr('src') == "/static/img/play.png?102717100918" ) { //and if another podcast is already playing if ($(".sc-player").is(":visible")) { //switch icon of playing one $(".sc-toggle").children("img").attr('src',"/static/img/play.png?102717100918"); $(".sc-toggle").children("p").text("Listen"); $(".sc-toggle").removeClass("sc-stop"); } //if a podcast is not playing else { //show player $(".sc-player").show(); } //switch icon of clicked play button $(this).children("img").attr('src',"/static/img/stop.png?102717100918"); $(this).children("p").text("Stop"); $(this).addClass("sc-stop"); //create embed link var source = "https://w.soundcloud.com/player/?url=https%3A//api.soundcloud.com/tracks/" + $(this).attr('id') + "&color=%23000000&auto_play=true&hide_related=false&show_comments=false&show_user=true&show_reposts=false&show_teaser=true&visual=false"; //play $(".sc-player").children("iframe").attr("src", source); } //if the clicked toggle is playing (has pause button) else { //switch icon $(this).children("img").attr('src',"/static/img/play.png?102717100918"); $(this).children("p").text("Listen"); $(this).removeClass("sc-stop"); //remove link $(".sc-player").children("iframe").attr("src", ""); //hide player closeSoundCloud(); } }); } $(document).ready(soundCloud); // run once when page loads </script>  <script type="module" src="/static/js/dist/signupValidation.bundle.js?520216211124" ></script> <script type="module" src="/static/js/dist/gtmEvents.bundle.js?520216211124" ></script>  <script type="module" src="/static/js/dist/smartQuotes.bundle.js?520216211124" ></script> <script> // Set cookie if we're on mobile app. Expire if we're not. This affects // which template is used to display the site to the user. $(document).ready(function() { // Get integer value of mobileapp param from URL and default to 0 if it doesn't exist var mobileapp = ''; // Set cookie if mobileapp is 1 or 2 or expire cookie if mobileapp == 0 if (mobileapp == '0') { document.cookie = 'mobileapp=; path=/; expires=Thu, 01 Jan 1970 00:00:01 GMT;'; } else if (mobileapp == '1' || mobileapp == '2') { document.cookie = 'mobileapp=' + mobileapp + '; path=/;'; } // There's no need to immediately load or preload print.css since it's not needed on page // load. Therefore, load it when the document is ready var stylesheet=document.createElement("link"); stylesheet.setAttribute("rel", "stylesheet"); stylesheet.setAttribute("type", "text/css"); stylesheet.setAttribute("media", "print"); if (window.location.pathname.includes('trendline')) { stylesheet.setAttribute("href", "/static/css/print_trendline.css?300116211124"); } else { stylesheet.setAttribute("href", "/static/css/print.css?300116211124"); } document.getElementsByTagName("head")[0].appendChild(stylesheet); }); </script>   <script src="https://ak.sail-horizon.com/spm/spm.v1.min.js"></script> <script type="text/javascript"> $(function() { // Sailthru Personalization Engine Setup var sailthru_setup = { customerId: '12ab35a80530ffa5450add9c09f5de04', domain: 'horizon.bankingdive.com', spider: false }; if (window.Sailthru) { Sailthru.init(sailthru_setup); } }); </script> <script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'8e74a085ebd4ef6a',t:'MTczMjQwMTI3MS4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script></body> </html>

CINXE.COM

Commercial Banking News | Banking Dive