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role="navigation" class="nav-menu-23 w-nav-menu"><div class="nav-inner"><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Products</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-25 w-dropdown-list"><div class="nav-underline-23"></div><div class="flex flex-cgap-32 flex-md-col"><div class="mini-grid-25"><div class="mini-grid-column-25"><div class="nav-column-title-24">Products</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/corporate-cards" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9ec764d190ca83f092_credit-card.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Corporate Cards</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Control spend before it happens.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounts-payable" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2be41421d61bbc8feaea_dollar-bill.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounts Payable</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Process AP in minutes.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/travel" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9ef783d0bd92719dc2_plane-and-bed.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Travel</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Keep T&E in check.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/expense-management" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e141eae286c7483ac_pie-chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Expense Management</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Eliminate expense reports.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/procurement" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e3fa1b5c23cc2bd96_shopping-bag.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Procurement</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Speed up intake-to-pay.</div></div></a></div></div></div><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dae-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">Platform</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/integrations" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dc29d1fc8712858fa_integrations.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Integrations</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Connect to your finance stack.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-automation-software" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dba7ac5690bdceaa6_calculator.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting Automation</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Accelerate monthly close.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/intelligence" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9d83a435c383fb048c_intelligence.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Intelligence</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Put AI to work for you.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/real-time-reporting" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df4f756dc2ce4bde1_bank.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Reporting</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Get full visibility in real-time.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/global" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df783d0bd92719d2f_globe.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Global Ready</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Spend globally, operate locally.</div></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div class="nav-24-featured-card"><div class="hidden-md"><div class="nav-column-title-24">Updates</div></div><div class="mt-32 mt-md-0"><a data-element="blog-link" href="/blog/introducing-ramp-travel" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp" loading="lazy" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp 755w" alt="" class="br-8"/><div class="mt-16"><div class="_w-200"><div class="text-color black"><div class="body-22 u-strong">Introducing Ramp Travel</div></div><div class="mt-8"><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dd2-210feaff" class="detail-22 c-text--light--hushed">Set custom policies and manage bookings, all in one place.</div></div></div></div></a></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Solutions</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-25--sol w-dropdown-list"><div class="nav-underline-23"></div><div class="mini-grid-25"><div class="mini-grid-column-25"><div class="nav-column-title-24">By size</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/startups" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205afd14455c3647bb9_startups.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Startups</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Everything you need, fast.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/small-business" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720513b89994db11eb11_small-businesses.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Small business</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Travel, expenses, and AP in one place.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/mid-market" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205e5e0f6c0208995ea_mid-market.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Mid-market</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Automate tasks and delight employees.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/enterprise" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720540bdf0e3d1dd4ad9_enterprise.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Enterprise</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Go global and scale up operations.</div></div></a></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fc-210feaff" class="hidden"><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fd-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">By industry</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Software & Technology</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f776efd0f24ff31558_construction.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Construction</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f73f34b6a13374a84c_healthcare.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Healthcare</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f77565472099836b7b_hospitality.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Hospitality</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f628ae95a8be7cf7f8_education.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Education</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6512362162d956770_retail.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Retail</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f637267b3e7b0c20f4_local_shipping.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Fleets</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6e5e0f6c0208dbf7f_dentistry.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Dentistry</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a8612-210feaff" class="mini-grid-column-25"><div class="flex flex-cgap-12 flex-aend"><div class="nav-column-title-24">By partner</div><div class="hidden-md"><a href="/partnerships" class="flex no-underline w-inline-block"><div><div class="nav-column-subtitle-24">Become a partner →</div><div class="nav-24--subtitle--underline"></div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f32130a7b63c48e7b8b868_arrow-right-767573.svg" loading="lazy" alt="" class="nav-24--subtitle--arrow hidden"/></a></div></div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6114a26ed07fb3558_accounting-firms.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting firms</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/pe-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd7_financial-institution-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Private equity and venture capital</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/services-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6a3fe6e92130d1d1d_alliance-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Services providers</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/affiliates" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd4_affiliate-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Affiliates</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/developer-api" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67197301948375019dffbee7_tech-partner.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Technology partners</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a></div></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/customers" class="nav-link-main-23 w-nav-link">Customers</a></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Resources</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-23--res w-dropdown-list"><div class="nav-underline-23"></div><div class="flex flex-cgap-24 flex-md-col"><div class="mini-grid-25--wide"><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1db-210feaff" class="nav-column-title-24">Learn</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/resources" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Blog</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/free-tools" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709ee345ff21e1c7a0f6_chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Growth tools</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/webinars" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e15fb1d5384d668e2_video_camera.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Webinars</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/industry-spend-reports" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67117b4e611fbcd55c6da1ae_receipt-nav.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Spending reports</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1e9-210feaff" class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://academy.ramp.com/" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709fb815d70d1a3da5e7_school.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Ramp academy</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1ee-210feaff" class="nav-column-title-24">Connect</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/careers" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e5780fa9906fee352_work.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Careers</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/blog/news" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709eff11abf6fcb6f9c3_news.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Newsroom</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f6-210feaff" class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f8-210feaff" class="nav-column-title-24">Support</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://support.ramp.com/hc/en-us" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e1d677abf8399ea8b_help.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Help center</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/training" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709f12929faba7c590fb_device.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Live trainings</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div><div class="nav-column-title">Featured</div><div class="mt-24"><a data-element="blog-link" href="/virtual-cards" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp" loading="eager" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1600.webp 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp 1800w" alt="" class="br-8"/><div class="mt-16"><div class="_w-210"><div class="text-color black"><div class="detail-22">Unlimited virtual cards</div></div><div class="mt-8"><div class="text-color black-600"><div id="w-node-_61324463-83d6-20d3-58d7-dbf0235250ac-210feaff" class="nav-23--text">Discover the potential of virtual cards for your business.</div></div></div></div></div></a></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/pricing" class="nav-link-main-23 w-nav-link">Pricing</a></div></div><div class="nav-menu-23--mobile-buttons-single"><a data-anchor-link="" href="/see-a-demo" class="button-medium-23 button-solar-23 w-inline-block"><div class="button-text-22">See a demo</div></a></div><div class="nav-23-spacer"></div></nav><div class="h-full flex flex-acenter"><div class="nav-menu-23--right"><div id="w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8c2-2a02f8c0" class="nav-menu-23--right--button-container"><a data-element="nav-sign-in-button" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="sign-in-cookie-redirect-menu"><a id="opt-in-redirect" href="https://app.ramp.com/sign-in" class="no-underline w-inline-block"><div class="p-24"><div class="flex flex-col flex-rgap-16 flex-astart"><div class="text-color black-700"><div class="detail-22">Skip directly to the Ramp login screen from now on?</div></div><div class="text-link-23-nav"><div class="text-link-23__inner"><div class="text-color black"><div class="detail-22">Yes, save me a click!</div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" loading="lazy" alt="right arrow" class="cta-arrow-23"/></div></div></div></div></a><div class="hidden w-embed w-script"><style> @media screen and (max-width: 991px) { .sign-in-cookie-redirect-menu { display: none !important; opacity: 0 !important; pointer-events: none !important; } } </style> <script src="https://cdn.jsdelivr.net/npm/js-cookie@2.2.1/src/js.cookie.min.js"></script> <script> const hasClickedSignInCookie = 'has-clicked-sign-in'; const hasOptedInRedirectCookie = 'has-opted-in-redirect'; const redirectStyleNode = document.createElement('style'); redirectStyleNode.type = "text/css"; redirectStyleNode.textContent = ` .sign-in-cookie-redirect-menu { opacity: 1; pointer-events: auto; } `; const conditionallyShowRedirectMenu = () => { let _lastScrollTop = 0; let _scrollDirection = null; let _upTriggered = false; let _downTriggered = false; let isRedirectStyleNodeAdded = false; const topOffset = 16; const getScrollPosition = () => window.pageYOffset || document.documentElement.scrollTop; window.addEventListener('scroll', () => { const st = getScrollPosition(); if (st > _lastScrollTop) { _scrollDirection = 'down'; } else { _scrollDirection = 'up'; } _lastScrollTop = st <= 0 ? 0 : st; if (!_downTriggered && _scrollDirection === 'down' && st >= topOffset) { _upTriggered = false; _downTriggered = true; if (isRedirectStyleNodeAdded) { redirectStyleNode.remove(); isRedirectStyleNodeAdded = false; } } else if (!_upTriggered && _scrollDirection === 'up' && st <= topOffset) { _upTriggered = true; _downTriggered = false; if (!isRedirectStyleNodeAdded) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } }); // initial check, runs once, on load if (getScrollPosition() < topOffset) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } document.addEventListener('DOMContentLoaded', () => { const hasOptedInRedirect = Cookies?.get(hasOptedInRedirectCookie) ?? false; const hasClickedSignIn = Cookies?.get(hasClickedSignInCookie) ?? false; const { pathname, search } = window.location; if (['/', '/welcome'].includes(pathname)) { const searchParams = new URLSearchParams(search); if (searchParams.get('rm-redirect')) { Cookies?.remove(hasOptedInRedirectCookie); return; } if (hasOptedInRedirect) { window.location.replace('https://app.ramp.com/sign-in?landing-redirect=true'); return; } if (hasClickedSignIn) { conditionallyShowRedirectMenu(); } } const navBarSignIns = document.querySelectorAll('[data-element="nav-sign-in-button"]'); navBarSignIns.forEach(signIn => { signIn.addEventListener('click', () => { Cookies?.set(hasClickedSignInCookie, true, { expires: 90 }); }); }); const optInRedirectElement = document.getElementById('opt-in-redirect'); optInRedirectElement.addEventListener('click', () => { analytics?.track('Opted Into Sign-In Redirect'); Cookies?.set(hasOptedInRedirectCookie, true, { expires: 90 }); }); }); </script></div></div></div><a id="explore-product-btn" data-analytics="Explore Product CTA Clicked" data-property-location="Navbar on Scroll" href="/see-a-demo" class="nav-button-23--cta-test w-node-c439b057-5259-e868-4929-5f5b13c5eeb1-2a02f8c0 w-inline-block"><div class="nav-button-text-23">See a demo</div></a></div><div class="nav-menu-23--right-mobile"><a id="nav-cta-btn" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23--mobile w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8d9-2a02f8c0 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="nav-23-hamburger w-nav-button"><div class="w-embed"><svg id="menu-open" width="17" height="18" viewBox="0 0 17 18" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0_553_15248)"> <rect y="5.21948" width="1.5" height="24" transform="rotate(-90 0 5.21948)" fill="currentColor" /> <rect y="9.71948" width="1.5" height="24" transform="rotate(-90 0 9.71948)" fill="currentColor" /> <rect y="12.7195" width="24" height="1.5" fill="currentColor"/> </g> <defs> <clipPath id="clip0_553_15248"> <rect width="17" height="18" fill="white" transform="translate(0 0.000732422)"/> </clipPath> </defs> </svg> <svg id="menu-close" width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect x="0.328003" y="1.33829" width="1.70489" height="20.4587" transform="rotate(-45 0.328003 1.33829)" fill="currentColor"/> <rect width="1.70489" height="20.4587" transform="matrix(-0.707107 -0.707107 -0.707107 0.707107 15.6718 1.33829)" fill="currentColor"/> </svg> <style> .w-nav-button.w--open #menu-open { display: none; } .w-nav-button.w--open #menu-close { display: block; } .w-nav-button:not(.w--open) #menu-open { display: block; } .w-nav-button:not(.w--open) #menu-close { display: none; } </style></div></div></div></div><div class="custom-styles w-embed"><style> @media screen and (min-width: 992px) { .nav-toggle-23:focus .nav-toggle-text-23 { background-color: #f6fab2; color: #1f1f1f; } } @media screen and (max-width: 991px) { .w-nav-overlay { overflow: scroll; margin-bottom: 24px; } } /* start - overlay that shows when dropdown is opened */ .nav-desktop-overlay { display: none; pointer-events: none; } @media screen and (max-width: 991px) { .nav-desktop-overlay { display: none !important; } } .w-dropdown-toggle.w--open + .nav-desktop-overlay, .right-click-menu-23.visible + .nav-desktop-overlay { display: block; position: absolute; top: 0px; left: -100vw; height: 100vh; width: 300vw; background: linear-gradient(180deg, rgba(28, 27, 23, 0.00) 0%, rgba(28, 27, 23, 0.70) 100%); } /* end - overlay that shows when dropdown is opened */ .nav-brand-23.w-nav-brand { color: inherit; } @media screen and (min-width: 992px) { .nav-dd-list-23--wide.w--open, .nav-dd-list-23.w--open, .nav-dd-list-23--sol.w--open, .nav-dd-list-23--res.w--open, .nav-dd-list-25--wide.w--open, .nav-dd-list-25.w--open, .nav-dd-list-25--sol.w--open, .nav-dd-list-25--res.w--open { box-shadow: 0px 232px 65px rgba(0, 0, 0, 0.01), 0px 35px 59px rgba(0, 0, 0, 0.06), 0px 20px 50px rgba(0, 0, 0, 0.2), 0px 37px 37px rgba(0, 0, 0, 0.14), 0px 9px 20px rgba(0, 0, 0, 0.19), 0px 0px 0px rgba(0, 0, 0, 0.2); } .nav-toggle-23 { color: inherit; } .nav-link-main-23 { color: inherit; } .nav-link-main-23.w--current { color: inherit; } .nav-link-main-23.w--current:hover { color: #1f1f1f; } /* .resource-nav--link { color: inherit; } .resource-nav--link.w--current { color: inherit; } */ } .nav-button-23 { color: inherit; /*border-color: inherit;*/ } .nav-button-23--mobile { color: inherit; } .nav-23 path, .resource-page--nav-23 path { transition: fill .2s ease-in; } .nav-23-down-caret { display: none; } .nav-toggle-23.w--open .nav-23-up-caret { display: none; } .nav-toggle-23.w--open .nav-23-down-caret { display: block; } .nav-menu-23--right, .nav-menu-23.w-nav-menu, .resource-page--nav-23, .resource-nav-23.w-nav, .resource-page--navbar-23.w-nav, .resource-page--navbar-spacer .resource-page-23 { transform-style: flat !important; } /* @media screen and (min-width: 992px) and (max-width: 1279px) { .nav-dd-23 .nav-toggle-23 { padding-left: 2px; padding-right: 2px; } .nav-dd-23:first-child .nav-toggle-23 { padding-left: 0px; } .nav-menu-cta-23 .nav-link-main-23 { margin-left: 2px; margin-right: 2px; } .nav-menu-cta-23:last-child .nav-link-main-23 { margin-right: 0px; } } @media screen and (min-width: 1280px) { .nav-dd-23 .nav-toggle-23 { padding-left: 4px; padding-right: 4px; } .nav-dd-23:first-child .nav-toggle-23 { padding-left: 0px; } .nav-menu-cta-23 .nav-link-main-23 { margin-left: 4px; margin-right: 4px; } .nav-menu-cta-23:last-child .nav-link-main-23 { margin-right: 0px; } } */ /* @media screen and (min-width: 992px) and (max-width: 1020px) { .nav-contain-23 { padding-left: 16px; padding-right: 14px; } .nav-menu-23--right { grid-column-gap: 6px; } } @media screen and (min-width: 1021px) and (max-width: 1050px) { .nav-contain-23 { padding-left: 23px; padding-right: 19px; } .nav-menu-23--right { grid-column-gap: 10px; } } */ @media screen and (min-width: 991px) and (max-width: 1060px) { .nav-menu-23 { transform: translateX(-61.5%); } .nav-dd-list-23--res.w--open { transform: translate(-50.4%); } /* .nav-dd-list-25--res.w--open { transform: translate(-50.4%); } */ .nav-dd-list-23--sol.w--open { transform: translate(-20.9%); } .nav-dd-list-25--sol.w--open { transform: translate(-28.5%); } .nav-dd-list-23.w--open { transform: translate(-6%); } .nav-dd-list-25.w--open { transform: translate(-17.4%); } } </style></div><div class="custom-js w-embed w-script"><script> document.addEventListener('DOMContentLoaded', () => { const dropdowns = document.querySelectorAll('.nav-inner .w-dropdown'); dropdowns.forEach(section => { const div = document.createElement('div'); div.classList.add('nav-desktop-overlay'); const dropdownList = section.querySelector('.w-dropdown-list'); section.insertBefore(div, dropdownList); }); const rightClickDropdown = document.querySelector('.right-click-menu-23'); const overlay = document.createElement('div'); overlay.classList.add('nav-desktop-overlay'); //const parent = rightClickDropdown.parentElement; //const dropdownList = section.querySelector('.w-dropdown-list'); //parent.insertBefore(overlay, rightClickDropdown); rightClickDropdown.after(overlay); //rightClickDropdown.append(overlay); /* Navbar Dropdown Menu, Track Menu Links Being Clicked - START */ const navDropdownLinks = document.querySelectorAll('[data-element="dropdown-link"]'); navDropdownLinks.forEach(link => { const url = link.getAttribute('href'); analytics?.trackLink(link, 'Nav Menu Cell Clicked', { link: url, has_tagline_description: false, }); }); const navBlogLinks = document.querySelectorAll('[data-element="blog-link"]'); navBlogLinks.forEach(link => { const url = link.getAttribute('href'); analytics?.trackLink(link, 'Nav Menu Cell Clicked', { link: url, has_tagline_description: true, }); }); /* Navbar Dropdown Menu, Track Menu Links Being Clicked - END */ /* Navbar Dropdown Menu, Track Menu Opening - START */ const throttle = (func, timeFrame) => { let context, args; let lastTime = 0; return function () { context = this; args = arguments; const now = Date.now(); if (now - lastTime >= timeFrame) { func.apply(context, args); lastTime = now; } }; }; const changeIndex = mutation => { if (mutation.attributeName === 'style') { if (mutation.target.style.zIndex === '901') { // when the dropdown opens const dropdownName = mutation.target.querySelector('.nav-toggle-23')?.innerText; if (dropdownName) { analytics?.track("Navbar Dropdown Menu Opened", { menu_name: dropdownName }); } } } } const throttledChangeIndex = throttle(changeIndex, 50); document.querySelectorAll(".nav-dd-23.w-dropdown").forEach(menu => { const newObserver = new MutationObserver(mutations => { mutations.forEach(throttledChangeIndex); }); newObserver.observe(menu, { attributes: true, attributeFilter: ["style"] }); }); /* Navbar Dropdown Menu, Track Menu Opening - END */ }); </script></div><div class="white-nav-bar"><div class="w-embed"><style> .nav-23 { color: #1f1f1f; background-color: rgba(255, 255, 255, .5); border-bottom: 1px solid rgba(31, 31, 31, .05); } .resource-page--nav-23 { color: #1f1f1f; background-color: rgba(255, 255, 255, .5); } @media screen and (max-width: 991px) { .resource-page--nav-23 { border-bottom: 1px solid rgba(31, 31, 31, .05); } } /* .nav-menu-23--right { border-color: rgba(255, 255, 255, .2); } */ .nav-button-23 { border-color: rgba(255, 255, 255, .2); } .nav-23-hamburger, .nav-button-23--mobile { background-color: rgba(31, 31, 31, .05); border: 1.5px solid rgba(31, 31, 31, 0); } .resource-nav--search-input-23::placeholder { color: rgba(31,31,31,.5); } @media screen and (max-width: 991px) { .resource-page--nav-23:hover { border-color: rgba(31, 31, 31, .05); } } @media screen and (min-width: 992px) { .resource-nav--link { color: #1f1f1f; } .resource-nav--link:hover { /*box-shadow: inset 0 -1px 0 0 #1f1f1f;*/ border-color: #1f1f1f; } .resource-nav--link.w--current { color: #1f1f1f; /*box-shadow: inset 0 -1px 0 0 #1f1f1f;*/ border-color: #1f1f1f; } } </style></div></div></div></div></div></div><div id="global-search-background" data-w-id="033715e9-1522-77ca-3aa6-75f38fb25ff0" class="search-background-2024"><div class="search-2024--content"><div class="w-embed"><style> .search-2024--gradient::before, .search-2024--gradient::after { content: ''; position: absolute; left: 0; right: 0; height: 20px; pointer-events: none; } .search-2024--gradient::before { z-index: 1; top: 0; background: linear-gradient(to bottom, rgba(255,255,255,1), rgba(255,255,255,0)); } .search-2024--gradient::after { bottom: 0; background: linear-gradient(to top, rgba(255,255,255,1), rgba(255,255,255,0)); } .search-generating__loader-small { animation: rotation .5s linear infinite; } @keyframes rotation { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } } </style></div><div id="global-search" class="search-2024--form-container"><div class="mb-0 w-form"><form id="global-search-form" name="wf-form-Search" data-name="Search" method="get" class="pos-rel" data-wf-page-id="662fddd5a59f6d179f81bd4c" data-wf-element-id="033715e9-1522-77ca-3aa6-75f38fb25ff5"><input class="search-2024--input w-input" v-on:input="onInput($event)" maxlength="256" name="name" data-name="Name" v-bind:class="{ active: hasSearchStarted }" v-model="query" placeholder="Search..." type="text" id="global-search-input"/><div id="global-search-cancel-button" data-w-id="033715e9-1522-77ca-3aa6-75f38fb25ff7" class="global-search--cancel-button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/661723aa486d0ffd5399ca52_x-stroke-width-3.svg" alt="" class="global-search--cancel-button-icon"/></div><div v-if="isSearching" class="global-search--loading"><div class="search-generating__loader-small"></div></div></form><div class="empty-state-reset w-form-done"></div><div class="w-form-fail"></div></div><div v-cloak="true" v-show="hasSearchStarted" class="search-2024--results"><div class="search-2024--gradient"><div class="search-2024--results-scroll"><div class="pt-16"></div><div v-if="filteredKeywords.length"><div class="pb-8"><div class="detail-22 c-text--light--hushed">Keywords</div></div><div class="flex flex-col"><a v-bind:href="'/resources-search?q=' + encodeURIComponent(keyword)" v-for="keyword in filteredKeywords" href="#" class="no-underline w-inline-block"><div class="py-16"><div v-html="highlightMatch(keyword, query)" class="body-22">vendor</div></div></a></div><div v-if="results.length" class="mb-16"><div class="search-hairline"></div></div></div><div v-if="results.length"><div class="detail-22 c-text--light--hushed">Resources</div><div class="my-16"><div class="sc-triple-grid__grid-24-2"><a v-bind:href="item.slug" v-for="item in results" href="#" class="text-nodecoration w-inline-block"><div class="hidden-sm"><div class="image-container"><img class="_w-full h-auto br-8 object-fit-cover u-aspect-ratio-16-9" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp" alt="" sizes="100vw" v-bind:src="item.thumbnailUrl" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp 1440w"/><div v-if="item.resourcesHubType == 'Webinar'" class="pos-abs pos-abs-full"><div class="play-btn__wrapper w-embed"><svg class="webinars__play-btn" width="52" height="52" fill="none" xmlns="http://www.w3.org/2000/svg"> <g filter="url(#a)"> <rect class="webinars__play-outer" width="52" height="52" rx="26" fill="#1C1B17" fill-opacity=".25"/> <mask id="b" style="mask-type:alpha" maskUnits="userSpaceOnUse" x="8" y="7" width="36" height="37"> <path fill="#D9D9D9" d="M8 8h36v36H8z"/> </mask> <g mask="url(#b)"> <path class="webinars__play-inner" d="M21.82 31.234a.973.973 0 0 0 1.496.82l8.825-5.618c.6-.383.6-1.26 0-1.642l-8.825-5.618a.973.973 0 0 0-1.495.82v11.238Zm4.218 11.773c-2.377 0-4.623-.457-6.739-1.37a17.641 17.641 0 0 1-5.544-3.739 17.641 17.641 0 0 1-3.739-5.544c-.913-2.116-1.37-4.362-1.37-6.739 0-2.406.457-4.667 1.37-6.783.913-2.116 2.16-3.957 3.74-5.522 1.58-1.565 3.427-2.804 5.543-3.717 2.116-.913 4.363-1.37 6.74-1.37 2.405 0 4.666.457 6.782 1.37 2.116.913 3.957 2.152 5.522 3.717 1.565 1.566 2.805 3.406 3.718 5.522.913 2.116 1.37 4.377 1.37 6.783 0 2.377-.457 4.623-1.37 6.74-.913 2.115-2.153 3.963-3.718 5.543s-3.406 2.826-5.522 3.74c-2.116.912-4.377 1.369-6.783 1.369Z" fill="#fff"/> </g> </g> <defs> <filter id="a" x="-44" y="-44" width="140" height="140" filterUnits="userSpaceOnUse" color-interpolation-filters="sRGB"> <feFlood flood-opacity="0" result="BackgroundImageFix"/> <feGaussianBlur in="BackgroundImageFix" stdDeviation="22"/> <feComposite in2="SourceAlpha" operator="in" result="effect1_backgroundBlur_905_2224"/> <feBlend in="SourceGraphic" in2="effect1_backgroundBlur_905_2224" result="shape"/> </filter> </defs> </svg></div></div></div><div class="mt-16"><div v-html="highlightMatch(item.name, query)" class="detail-22 line-clamp-3">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div></div></div><div class="hidden d-block-sm"><div v-html="highlightMatch(item.name, query)" class="h4-22 line-clamp-2">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div><div class="mt-8"><div class="c-text--light--hushed"><div v-text="item.subtext" class="detail-22 line-clamp-3">This is some text inside of a div block.</div></div></div></div></a></div></div></div><div v-if="!filteredKeywords.length && !results.length"><div class="my-16"><div class="h4-22 text-center">No items match your query.</div><div class="mt-8"><div class="detail-22 text-center">Try expanding your search.</div></div></div></div></div></div><div v-if="filteredKeywords.length || results.length"><div class="mb-16"><div class="search-hairline"></div></div><div class="flex flex-jcenter"><a v-bind:href="allResultsUrl" href="#" class="button-medium-23 button-solar-23 global-search w-inline-block"><div class="button-text-22">Show all results</div></a></div></div></div></div></div></div><div><div data-w-id="c41f208d-6a36-2f06-cda1-0efc736c9e1e" class="nav-trigger-23"></div><div class="hidden w-embed w-script"><script> /* document.addEventListener('DOMContentLoaded', () => { const st = window.pageYOffset || document.documentElement.scrollTop; if (st > 0) { const exploreBtn = document.getElementById('explore-product-btn'); exploreBtn.style.display = 'block'; } }); */ </script></div></div></div><div class="main-22"><div class="w-embed"><style> .main-22 { background: linear-gradient(to right, white 40%, var(--surface--graylight) 40%); } .ep-builder-preview__inner { box-shadow: 0px 18px 39px 0px rgba(0, 0, 0, 0.1), 0px 70px 70px 0px rgba(0, 0, 0, 0.09), 0px 158px 95px 0px rgba(0, 0, 0, 0.05), 0px 282px 113px 0px rgba(0, 0, 0, 0.01), 0px 440px 123px 0px rgba(0, 0, 0, 0) } .expense-policy-confirmation-overlay { transform: scale(0); opacity: 0; transition: transform 0.2s ease-out, opacity 0.2s ease-out; } .expense-policy-confirmation-overlay.visible { transform: scale(1); opacity: 1; } .loading-indicator-loading { animation: rotation .5s linear infinite; } @keyframes rotation { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } } </style></div><div class="section-22"><div class="contain-22"><div id="app" class="ep-builder-fw"><div v-bind:class="successModalClassName" data-exit-intent-close="true" class="expense-policy-confirmation-overlay"><div class="expense-policy-popup"><div class="expense-policy-popup-content"><div class="text-center"><div class="detail-22">Your download has started</div></div><div class="mt-16"><h3 class="h3-22 text-center">Put your expense policy to work with Ramp</h3></div><div class="mt-32 mt-md-24"><div class="get-ramp-form-22 w-form"><form method="get" class="get-ramp-form-22__inner" data-get-started-form="true" name="email-form" data-name="Email Form" cvr-component="tool_success_lightbox" data-low-intent-form-id="" discovery-method-details="expense_policy_builder" id="email-form" discovery-method="lead_gen_tools" data-wf-page-id="662fddd5a59f6d179f81bd4c" data-wf-element-id="77d284d4-0ab3-41e6-0a2f-aaf883974b41"><div class="spacer-8"><div class="get-ramp-form-23__input-wrapper stacked"><input class="get-ramp-form-23__email-input stacked w-input" maxlength="256" name="Email-9" data-name="Email 9" placeholder="What's your work email?" type="email" id="Email-9" required=""/><input type="submit" data-wait="Please wait..." data-cta-element="cta-button" class="w-button get-ramp-form-23__submit button-loud" value="Get started for free"/></div><div id="w-node-_77d284d4-0ab3-41e6-0a2f-aaf883974b46-83974b40" class="text-center"><div data-form-element="error-message" class="get-ramp-error-msg-22">Error Message</div><div data-form-element="credit-check-message" class="no-credit-checks-22"></div></div></div></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div></div></div><div class="expense-policy-popup-image-wrapper"><div class="hidden-md"><img sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-500.jpeg 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-800.jpeg 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-1600.jpeg 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-2000.jpeg 2000w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1).webp 4096w" alt="" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1).webp" loading="lazy" class="exit-intent-image__img-light"/></div><div class="hidden d-block-md overflow-hidden"><img sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-500.jpeg 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-800.jpeg 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-1080.jpeg 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-1600.jpeg 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1)-p-2000.jpeg 2000w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1).webp 4096w" alt="" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/662142b5c26c88ffce032d78_Ramp%20Card%20on%20Light%20(1).webp" loading="lazy" class="exit-intent-image__img-light"/></div><div class="exit-intent__review-wrapper-light"><div class="g2-testimonial__wrapper-light"><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65fdc37bdb7d4c99f02e5dfd_G2.svg" alt=""/><div class="g2-testimonial-text__wrapper c-text--dark--primary"><div class="detail-22">4.8 stars</div><div class="detail-22 c-text--dark--hushed">1,900+ reviews</div></div></div></div></div><div v-on:click="hideSuccessModal" class="close-btn-exit-intent-light"><img data-exit-intent-close="true" loading="lazy" alt="" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6621469996188ac8c9ed7a16_close.svg" class="close-btn-exit-intent-light-img"/></div><div class="bg-color bg-white br-8"></div></div></div><div class="ep-builder-form-wrapper-fw"><div class="pt-32 pb-64"><div class="px-24 px-xl-40 px-sm-12"><div id="ep-builder-form" class="ep-builder-form-fw w-form"><form id="wf-form-Expense-policy-builder" name="wf-form-Expense-policy-builder" data-name="Expense policy builder" method="get" data-wf-page-id="662fddd5a59f6d179f81bd4c" data-wf-element-id="0ceac39d-1fa3-4564-aeb0-3cc110b7f446"><div class="mb-64"><div class="flex flex-cgap-16 flex-jbetween"><div class="ep-build-form__pagination active"></div><div v-bind:class="{ active: currentPage > 1}" class="ep-build-form__pagination"></div><div v-bind:class="{ active: currentPage > 2}" class="ep-build-form__pagination"></div></div></div><div v-if="currentPage === 1" class="ep-builder-form__page-one"><div><h1 class="h2-22">Expense policy template</h1><div class="mt-16"><div class="body-22 c-text--light--body">Create an expense policy in minutes. Prefer to skip the fields? <br/>Simply download the template <a href="https://assets.ramp.com/webflow/ramp_expense_policy_template.docx">here</a>.</div></div><div class="mt-16"><div class="body-22 c-text--light--body text-italic">Review the entire template before implementing it, some information may not apply to your business</div></div></div><div id="w-node-_7983d9a7-a1b0-c15a-c973-189e61c4fb26-9f81bd4c" class="mt-64"><div id="w-node-_12865070-2e25-ce6c-ba28-bae366287333-9f81bd4c" class="flex flex-col flex-rgap-32"><div id="w-node-c8a5e8cd-663d-736b-b7ff-b0a1722d7b87-9f81bd4c" class="pos-rel"><label for="companyName" class="detail-22 mb-4">Company name</label><input class="form-24__text-input w-input" maxlength="256" name="companyName" data-name="companyName" placeholder="" type="text" id="companyName" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the human readable company name?</label></div><div id="w-node-_3820c24a-83b3-de6d-c956-80d31f3726bc-9f81bd4c" class="pos-rel"><label for="expenseReviewCadence" class="detail-22 mb-4">Expense review cadence</label><input class="form-24__text-input w-input" maxlength="256" name="expenseReviewCadence" data-name="expenseReviewCadence" placeholder="" type="text" id="expenseReviewCadence" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">How often do people who manage others need to review expenses?</label></div><div id="w-node-eb10326d-d8c3-040e-3f4e-5237bee22f26-9f81bd4c" class="pos-rel"><label for="financeAdminstratorTitle" class="detail-22 mb-4">Finance administrator title</label><input class="form-24__text-input w-input" maxlength="256" name="financeAdminstratorTitle" data-name="financeAdminstratorTitle" placeholder="" type="text" id="financeAdminstratorTitle" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What does your company call “Finance Administrators”?</label></div><div id="w-node-d4057ff0-82dd-0828-993e-b71c63746ebc-9f81bd4c" class="pos-rel"><label for="listOfFinanceAdminstrators" class="detail-22 mb-4">List of finance administrators</label><input class="form-24__text-input w-input" maxlength="256" name="listOfFinanceAdminstrators" data-name="listOfFinanceAdminstrators" placeholder="e.g. Marsha Mellow, Hazel Nutt, Ray Sin" type="text" id="listOfFinanceAdminstrators" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">Enter comma-separated names</label></div><div id="w-node-d6a052b0-c3f7-08f4-5298-5c3b5d6e95ea-9f81bd4c" class="pos-rel"><label for="financeContactEmail" class="detail-22 mb-4">Finance contact email</label><input class="form-24__text-input w-input" maxlength="256" name="financeContactEmail" data-name="financeContactEmail" placeholder="" type="text" id="financeContactEmail" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the primary contact email for finance?</label></div><div id="w-node-_11458225-8eb9-e099-fc32-679b4ce254f6-9f81bd4c" class="pos-rel"><label for="emailForReceiptCollection" class="detail-22 mb-4">Receipt submission email</label><input class="form-24__text-input w-input" maxlength="256" name="emailForReceiptCollection" data-name="emailForReceiptCollection" placeholder="" type="text" id="emailForReceiptCollection" required=""/><label for="work-email" class="legend-22 c-text--light--hushed mt-8">Where should receipts be sent?</label></div><div id="w-node-_52a18d8c-241f-c644-1bb9-4d52ee43298b-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Education limit</label><div id="w-node-d8253019-0941-bb90-7ef5-b80eac44f5d0-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-_52a18d8c-241f-c644-1bb9-4d52ee43298c-9f81bd4c w-input" maxlength="256" name="educationLimit" data-name="educationLimit" placeholder="" type="number" id="educationLimit" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the limit for expenses related to education?</label></div><div id="w-node-_31340058-cc17-6505-a0e6-962dc53feb14-9f81bd4c" class="pos-rel"><label for="transactionDateLimit" class="detail-22 mb-4">Transaction date limit</label><input class="form-24__text-input w-input" maxlength="256" name="transactionDateLimit" data-name="transactionDateLimit" placeholder="e.g. 7 days" type="text" id="transactionDateLimit" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the timeframe for submitting receipts?</label></div><div class="pos-rel"><div v-on:click="handleNextPage" class="ep-builder-form__button-wrapper"><a data-anchor-link="" href="#" class="button-large-22 button-primary-23 w-inline-block"><div class="button-text-22">Next</div></a></div></div></div></div></div><div v-cloak="true" v-if="currentPage === 2" class="ep-builder-form__page-two"><div><div class="flex"><div v-on:click="handlePrevPage" class="flex flex-acenter flex-cgap-4 cursor-pointer"><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65f9b16e35653f29026ebf3e_arrow_back_ios.svg" alt="chevron left"/><a href="#" class="ep-builder-form__prev w-button">Previous page</a></div></div><div class="mt-32"><h1 class="h3-22">Expense policy builder</h1></div></div><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fdfa-9f81bd4c" class="mt-64"><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fdfb-9f81bd4c" class="flex flex-col flex-rgap-32"><div id="w-node-aad673c5-2128-bdef-e09c-d0c3b2e4b6fe-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Offsite per person budget</label><div id="w-node-aad673c5-2128-bdef-e09c-d0c3b2e4b701-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-aad673c5-2128-bdef-e09c-d0c3b2e4b702-9f81bd4c w-input" maxlength="256" name="offsitePerPersonBudget" data-name="offsitePerPersonBudget" placeholder="" type="number" id="offsitePerPersonBudget" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the amount available for offsites per person?</label></div><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fe02-9f81bd4c" class="pos-rel"><label for="offsiteDurationDays" class="detail-22 mb-4">Offsite duration days</label><input class="form-24__text-input w-input" maxlength="256" name="offsiteDurationDays" data-name="offsiteDurationDays" placeholder="e.g. 3 business days" type="text" id="offsiteDurationDays" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the duration of offsites?</label></div><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fe08-9f81bd4c" class="pos-rel"><label for="discountRateHotel" class="detail-22 mb-4">Discount rate hotel</label><input class="form-24__text-input w-input" maxlength="256" name="discountRateHotel" data-name="discountRateHotel" placeholder="" type="text" id="discountRateHotel" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What hotel do we offer discounted rates for?</label></div><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fe1a-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Daily food budget</label><div id="w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fe1d-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-_51ef2e6d-e45c-d0fd-1878-bf49c548fe1e-9f81bd4c w-input" maxlength="256" name="dailyBudgetForFood" data-name="dailyBudgetForFood" placeholder="" type="number" id="dailyBudgetForFood" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the daily budget for food?</label></div><div id="w-node-c85a491d-6e9a-e94c-b631-1ed908ca62dc-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Team outing budget per employee</label><div id="w-node-c85a491d-6e9a-e94c-b631-1ed908ca62df-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-c85a491d-6e9a-e94c-b631-1ed908ca62e0-9f81bd4c w-input" maxlength="256" name="teamOutingBudgetPerEmployee" data-name="teamOutingBudgetPerEmployee" placeholder="" type="number" id="teamOutingBudgetPerEmployee" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the daily budget for team outings?</label></div><div id="w-node-_397f5464-9512-472b-038f-6e24a795f22a-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Expense minimum for receipt</label><div id="w-node-_397f5464-9512-472b-038f-6e24a795f22d-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-_397f5464-9512-472b-038f-6e24a795f22e-9f81bd4c w-input" maxlength="256" name="expenseMinimumForReceipt" data-name="expenseMinimumForReceipt" placeholder="" type="number" id="expenseMinimumForReceipt" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the $ minimum for requiring a receipt?</label></div><div class="pos-rel"><div v-on:click="handleNextPage" class="ep-builder-form__button-wrapper"><a data-anchor-link="" href="#" class="button-large-22 button-primary-23 w-inline-block"><div class="button-text-22">Next</div></a></div></div></div></div></div><div v-cloak="true" v-if="currentPage === 3" class="ep-builder-form__page-three"><div><div class="flex"><div v-on:click="handlePrevPage" class="flex flex-acenter flex-cgap-4 cursor-pointer"><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65f9b16e35653f29026ebf3e_arrow_back_ios.svg" alt="chevron left"/><a href="#" class="ep-builder-form__prev w-button">Previous page</a></div></div><div class="mt-32"><h1 class="h3-22">Expense policy builder</h1></div></div><div id="w-node-_17272a82-12a4-64f2-5848-5845924be729-9f81bd4c" class="mt-64"><div id="w-node-_17272a82-12a4-64f2-5848-5845924be72a-9f81bd4c" class="flex flex-col flex-rgap-32"><div id="w-node-_17272a82-12a4-64f2-5848-5845924be72b-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Recruiting expense</label><div id="w-node-_17272a82-12a4-64f2-5848-5845924be72e-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-_17272a82-12a4-64f2-5848-5845924be72f-9f81bd4c w-input" maxlength="256" name="recruitingExpense" data-name="recruitingExpense" placeholder="" type="number" id="recruitingExpense" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the amount available for spending on recruiting?</label></div><div id="w-node-_17272a82-12a4-64f2-5848-5845924be734-9f81bd4c" class="pos-rel"><label for="officeTravelExceptionTeam" class="detail-22 mb-4">Office travel exception team</label><input class="form-24__text-input w-input" maxlength="256" name="officeTravelExceptionTeam" data-name="officeTravelExceptionTeam" placeholder="e.g. Executive team" type="text" id="officeTravelExceptionTeam" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What teams does the travel policy not apply to?</label></div><div id="w-node-_17272a82-12a4-64f2-5848-5845924be73a-9f81bd4c" class="pos-rel"><label for="companyOfficeLocations" class="detail-22 mb-4">Company office locations</label><input class="form-24__text-input w-input" maxlength="256" name="companyOfficeLocations" data-name="companyOfficeLocations" placeholder="e.g. New York, Toronto, San Francisco" type="text" id="companyOfficeLocations" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">Enter comma-separated office locations</label></div><div id="w-node-a8573bcb-a903-0271-10b3-6d92983ae3a4-9f81bd4c" class="pos-rel"><label for="officeHqLocation" class="detail-22 mb-4">Office HQ location</label><input class="form-24__text-input w-input" maxlength="256" name="officeHqLocation" data-name="officeHqLocation" placeholder="e.g. New York, Toronto, San Francisco" type="text" id="officeHqLocation" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">Where is HQ located?</label></div><div id="w-node-_4c9ae3bf-5151-03c5-7b7d-1bd9aaa1cf8c-9f81bd4c" class="pos-rel"><label for="daysOfficeTravelCoverage" class="detail-22 mb-4">Days office travel coverage</label><input class="form-24__text-input w-input" maxlength="256" name="daysOfficeTravelCoverage" data-name="daysOfficeTravelCoverage" placeholder="e.g. 5 business days" type="text" id="daysOfficeTravelCoverage" required=""/><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">How many days does the office travel policy cover?</label></div><div id="w-node-_17272a82-12a4-64f2-5848-5845924be740-9f81bd4c" class="pos-rel"><label for="work-email-3" class="detail-22 mb-4">Airfare max spend</label><div id="w-node-_17272a82-12a4-64f2-5848-5845924be743-9f81bd4c" class="pos-rel"><input class="form-24__dollar-input dollar-sign w-node-_17272a82-12a4-64f2-5848-5845924be744-9f81bd4c w-input" maxlength="256" name="airfareMaxSpend" data-name="airfareMaxSpend" placeholder="" type="number" id="airfareMaxSpend" data-roi-input-section="1" required=""/><div class="form-24__dollar-sign">$</div></div><label for="work-email-3" class="legend-22 c-text--light--hushed mt-8">What is the maximum for a single trip to an office?</label></div><div class="pos-rel"><div class="flex flex-cgap-16 flex-acenter flex-jcenter"><div v-if="loadingPdf" class="loading-indicator-container"><div class="loading-indicator-loading"></div></div><div v-else="" v-on:click="handleDownloadPDF"><a data-anchor-link="" href="#" class="button-large-22 button-solar-23 w-inline-block"><div class="button-text-22">Download PDF</div></a></div></div></div></div></div></div></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div><div><hr class="ep-builder-hr"/><div class="mb-16"><h5 class="h5-22">Need help building your expense policy? Read our best practices article:</h5></div><div><a data-analytics="" data-anchor-link="" href="https://ramp.com/blog/expense-policy-best-practices-and-template" target="_blank" class="button-medium-23 button-primary-23 w-inline-block"><div class="button-text-22">Read now</div></a></div></div></div></div></div><div id="w-node-f00fbd75-68b0-2fb5-e734-d641b91c35a8-9f81bd4c" class="ep-builder-preview-fw"><div class="ep-builder-preview__inner-fw"><div class="ep-builder-preview__content-fw"><div class="py-64"><div class="px-56 px-sm-16"><div id="expense-policy-container" class="new-blog-post"><div class="w-embed"><h1>Overview</h1> <p> This policy covers all expenses incurred by Employees on behalf of the Company, including expenses directly paid by the Employee that require reimbursement and expenses put on Employee or Department-Level corporate cards. </p> <p>‍</p> <p> Employees should use good judgment when incurring business expenses and should consider a variety of alternatives. All expenses should align with <span v-text="displayedCompanyName"></span> Budget and Operating Plan. </p> <p>‍</p> <p> <em>* “Employee(s)” refers to full-time employees of </em> <span v-text="displayedCompanyName"></span> <em> unless otherwise noted.</em> </p> <h2>Updates</h2> <p> This expense policy is updated and refreshed in real-time. <em></em><span v-text="displayedCompanyName"></span> employees should consider this document to be the ultimate source of truth. The Finance team also uploads a refreshed version of this document into our <span v-text="displayedCompanyName"></span> dashboard on a regular cadence, <strong>and on a semi-annual basis, will ask </strong ><span v-text="displayedCompanyName"></span ><strong> users to re-acknowledge the most updated version of the Corporate Expense Policy within </strong ><span v-text="displayedCompanyName"></span>. The update cadence and acknowledgement cadence may decrease over time as the Expense Policy stabilizes. </p> <p>‍</p> <h2>Roles and Responsibilities</h2> <h3>Cardholders</h3> <p> All Employees should read and understand the Company’s Expense Policy in full and adhere to the spending guidelines. These guidelines include:  </p> <ul role="list"> <li> Using corporate virtual and physical cards for Company purchases whenever possible </li> <li> Getting approval for spend that falls outside of the Expense Policy and/or Budget directly through <span v-text="displayedCompanyName"></span> </li> <li> Submitting necessary information and receipts following the transaction <ul role="list"> <li>We need the necessary information for audit / tax purposes.</li> </ul> </li> </ul> <h3>Card Managers</h3> <p> All Card Managers are responsible for reviewing each team member’s spend and assessing adherence to the Company’s Expense Policy on at least a <span v-text="displayedExpenseReviewCadence"></span> basis. This review includes: </p> <ul role="list"> <li> Ensuring each expense item complies with the Expense Policy and/or relevant Budget </li> <li>Confirming itemized receipts are attached as necessary</li> <li>Validating memos for all transactions as necessary</li> <li>Confirming that expenses are properly coded</li> </ul> <h2><span v-text="displayedFinanceAdminstratorTitle"></span></h2> <p> <span v-text="displayedFinanceAdminstratorTitle"></span> are responsible for administering the Company’s Expense Policy and Corporate Spend Program. This responsibility includes:  </p> <ul role="list"> <li> Defining the Expense Policy and training Employees on how to properly use their corporate cards </li> <li> Determining roles in the Company (e.g. Cardholders, Card Managers, <span v-text="displayedFinanceAdminstratorTitle"></span>) </li> <li> Ensuring that expenses comply with the Expense Policy and/or relevant Budget </li> <li> Creating and maintaining appropriate coding / allocation for all expenses </li> <li>Add others</li> </ul> <p> At this time, <span v-text="displayedCompanyName"></span>’s <span v-text="displayedFinanceAdminstratorTitle"></span> are <span v-text="displayedListOfFinanceAdminstrators"></span>. </p> <p>‍</p> <h2>Using Corporate Cards</h2> <p> Employees should use <span v-text="displayedCompanyName"></span> corporate cards for all Company expenses. If an Employee has not yet been invited onto the <span v-text="displayedCompanyName"></span> card program, they should reach out to their Card Manager or to a <span v-text="displayedFinanceAdminstratorTitle"></span> at <span v-text="displayedFinanceContactEmail"></span>. </p> <h3>General Corporate Card Guidelines</h3> <ol role="list"> <li> Employees should use <span v-text="displayedCompanyName"></span> corporate cards for all Company expenses. Employees should not use a personal card for Company expenses that would then require reimbursement. </li> <li> Employees should not use a corporate card for personal expenses. If an Employee accidentally uses a corporate card for a personal expense, they should contact a Finance administrator at <span v-text="displayedFinanceContactEmail"></span>. </li> <li> When possible, Employees should keep charges on their corporate cards limited to expenses for their specific department. </li> <li> When requesting a new card, Employees should use a spend program where applicable. If an ad-hoc card is to be requested, be as detailed as possible with the request (amount, intended spend need, business rationale, etc.). </li> </ol> <h3>Using cards for benefits</h3> <h3>Education</h3> <p> Should an employee believe that an expense qualifies as a work-related education spend, please consult your manager for guidance, stating the exact need and cost of the expense. If approved by the manager, request a card from the Education Spend Program. Note that the Spend Program now allows customized amounts for request which should mirror what was communicated to your manager. Please note there is still an annual <span v-text="displayedEducationLimit"></span> limit, even though customizable amounts would theoretically allow users to input beyond that amount. <em >Receipts will be needed for all transactions. Transactions without an attached receipt within </em ><span v-text="displayedTransactionDateLimit"></span> <em> of transaction date will be subject to repayment. </em> </p> <p>‍</p> <p> Only available to full-time <span v-text="displayedCompanyName"></span> Employees. Contractors, interns, or other part-time Employees are not eligible. </p> <h3>Wellness Benefit</h3> <p> All Employees are budgeted $450 semi-annually, on a prorated basis, for health and wellness. Semi-annual periods cover Jan-Jun, and Jul-Dec. Please note that at the current time, $450 is provided for Jan-Jun, with the card showing as an annual reset. Come Jul 1st, the card will then be updated to reflect $900 total for the year, factoring in any proration. This budget may be used on anything that will improve the Employee’s overall wellbeing, e.g. nutrition, fitness, mental health, etc. No other substitution can be made (i.e. employee cannot use the wellness benefit to cover their transportation expenses, medical bills, Wi-Fi expenses, or subscription services: Netflix/Hulu/etc.). </p> <p>‍</p> <p> If a large purchase exceeds the card threshold, please attempt to utilize your corporate card as part of the payment up to the limit as part of a multi-payment method. </p> <p>‍</p> <p> For large purchases that are only on personal cards, reimbursements are only allowed within the calendar year of purchase. Example: You purchase a Peloton bike for $1500 in March. You can submit reimbursement against the Wellness Benefit for $450, exhausting your first semi-annual benefit. Upon renewal of the second semi-annual benefit in July, you can then submit another reimbursement for $450 once again exhausting your benefit. No other reimbursements can be made for the Peloton bike in the following year. </p> <p>‍</p> <p> Only available to full-time <span v-text="displayedCompanyName"></span> Employees. Contractors, interns, or other part-time Employees are not eligible. </p> <p>‍</p> <p> Receipts will not need to be submitted for purchases under this program. This is a taxable benefit. </p> <p>‍</p> <p>General guidance / examples (not an exhaustive list):</p> <p>‍</p> <p><strong>Approved</strong></p> <ul role="list"> <li> Access to physical health (gym membership, gym classes, fees for sports clubs or teams, recreational sports leagues, fitness competitions, races, triathlons)  </li> <li> Equipment <em>directly </em>tied to physical health (gym clothes or apparels, fitness trackers, weights, exercise machines)  </li> <li>Subscription for exercises (Peloton, Beachbody, etc.)</li> <li>Wellness apps (please check coverage with your health benefits first)</li> <li> Restorative wellness treatment (massage, acupuncture, chiropractor treatment, spas, facials)  </li> </ul> <p><strong>Not</strong> <strong>approved </strong></p> <ul role="list"> <li> Equipment tangentially tied to physical health (general purpose electronics)  </li> <li>Store gift cards</li> <li> Activities or services not directly related to sports or physical time such as meal delivery, meal clubs, transportation </li> <li>Food / meals, coffee</li> </ul> <p> Wellness Benefit purchases should have the Category <strong><em>71101 - Employee Fringe Benefits </em></strong>within corporate card / expense management platform. </p> <p>‍</p></div><div class="w-embed"><h3>Card issuance</h3> <p> Our company issues corporate cards to employees who occupy positions that necessitate frequent business-related purchases or travel. Eligibility for receiving a company-issued credit card includes, but is not limited to, management-level staff, sales representatives, and any other roles identified by the finance department as requiring this tool for business expenditures. Employee eligibility is assessed annually by the finance department in collaboration with respective department heads to ensure that the distribution of corporate cards aligns with current business needs and operational roles. </p> <h3>Physical Card for All New Employees</h3> <p> All Employees will receive a new physical card shortly after starting through the "Physical Card for All New Employees" card program.  It is associated with a corresponding $0 virtual card as the product now enables limit swapping, along with the auto-matching feature thereby eliminating any need for a limit on the physical card itself. </p> <p>‍</p> <p> If you are traveling, please request a virtual card associated with the appropriate Travel Program and swap the physical card with the virtual card, or allow auto-matching to determine the appropriate card (as the auto-matching is not fail-proof, please review transactions and reassign to the appropriate virtual card / limit as necessary). Please reach out to Finance should the Travel Program limit need to be adjusted. </p> <h3>Meals</h3> <p> Lunches may be catered in some offices on specific days or for certain events.  </p> <p>‍</p> <p> Otherwise, Employee lunches may not be expensed and are not reimbursable - for both remote and non-remote Employees. If an Employee works past 8:00 PM (local time) or on weekends for specific projects, they may expense meals if approved by their Card Manager. </p> <p>‍</p> <p> Team meals to discuss <span v-text="displayedCompanyName"></span>’s business or projects can be expensed according to the team Budget. The most senior Employee should pay for the meal and should submit the name of all attendees to ensure that the expense follows the amount allowable per Employee. </p> <p>‍</p> <p>Meals may be expensed during business travel.</p> <h3>Recruiting</h3> <p> Expenses incurred during recruiting may be expensed up to <span v-text="displayedRecruitingExpense"></span> per candidate. An Employee should contact a <span v-text="displayedFinanceAdminstratorTitle"></span> if there is a need to increase this limit. </p> <h3>Commuting During Off-Business Hours</h3> <p> We encourage all Employees to work and commute during normal business hours. If an Employee must stay past 8:00 PM (local time) for specific projects, they may expense a ride home. </p> <p>‍</p> <p> Transportation during off-business hours that is related to an approved business trip may be expensed. Please refer to the Travel Expense Policy  for more information. </p> <p>‍</p> <p> Employees may not expense commuting costs for normal travel to and from an office in their home location. </p> <h3>Gifts</h3> <p> At this time, <span v-text="displayedCompanyName"></span> does not have a program to purchase or issue gifts for employees. As such, employees should refrain from using corporate cards to purchase gifts for other employees, contractors, or customers, as there are tax consequences related to providing these gifts. However, if there is a special life event (bereavement, weddings, etc…), that requires a corporate or team gesture, the employee or his manager should reach out to the Finance team administrator to initiate the purchase and get the support of an Executive Assistant for such purchase. Such corporate gestures will be categorized under GL <strong><em>70104 - Office Supplies and Expense</em></strong>. </p> <p>‍</p> <p>Also note that the purchase of gift cards to employees is not allowed.</p> <h2>Travel Expense Policy</h2> <p> Employees and Card Managers bear responsibility for cost-effective business travel. All travel, regardless of cost, must be approved by the Employee’s Card Manager or <span v-text="displayedFinanceAdminstratorTitle"></span> prior to booking. </p> <h3>Remote Employees</h3> <p> Remote Employees can travel to the Company’s offices to collaborate with team members in person up to three times per year - based on the level of responsibility and visibility needs - and as per approval from their Managers.  </p> <p>‍</p> <p> The Company will cover approved expenses for a maximum of <span v-text="displayedDaysOfficeTravelCoverage"></span> days. The Employee must be working for the full duration of their travel. </p> <p>‍</p> <p> This policy excludes <span v-text="displayedOfficeTravelExceptionTeam"></span> Employees that may need to travel to either of the Company’s <span v-text="displayedCompanyOfficeLocations"></span> offices more frequently or for longer duration. These trips require approval from the executive of that team. </p> <h3>Remote Interns</h3> <p> Remote Interns do not qualify for the travel policy listed above, as their one-time stipend is meant to cover all applicable expenses, including traveling to the HQ office if they choose to. Any travel for a remote intern must be paid out-of-pocket. </p> <h3>Non-Remote Employees </h3> <p> Non-Remote Employees based at one of the Company’s offices (<span v-text="displayedCompanyOfficeLocations" ></span >) can travel to the Company’s other office (<span v-text="displayedCompanyOfficeLocations" ></span >) provided there is a legitimate business reason (team is largely based out of location, team offsite, etc.), based on level of responsibility, and visibility needs - and as per approval from their Managers. Travel to other offices should be to work with colleagues in person, or for offsites - not to simply work from that location. </p> <p>‍</p> <p> The Company will cover approved expenses for a maximum of <span v-text="displayedDaysOfficeTravelCoverage"></span>. The Employee must be working for the full duration of their travel. </p> <h3>Team Offsites Expense Policy</h3> <p> On an occasional basis, having individuals get together in person offers many benefits that help drive the business forward. Offsites provide that opportunity but should be held in <span v-text="displayedCompanyOfficeLocations"></span> as appropriate to reduce the need for travel. Costs associated with offsites will be part of the groups' Travel & Social budgets. Please consult your department head / budget owner to determine if there is sufficient budget. As a general rule, aim for <span v-text="displayedOffsitePerPersonBudget"></span> per person for a <span v-text="displayedOffsiteDurationDays"></span> day offsite. <strong >Prior to booking anything or reaching out to vendors, plan out the lodging, travel, food, and socials costs to ensure that it is within this guidance. </strong> </p> <p>‍</p> <p>For offsites anticipating many attendees, please reach out to Finance.</p> <p>‍</p> <p> Please utilize the "Inter-Office & Team Offsite Travel for Employees" program. When requesting a virtual card, please make sure to include the dates of your travel in the "Why do you need this?" text field. </p> <h3>Airfare</h3> <p> Employees should only book Economy (or equivalent) unless the Employee receives approval from their Manager or a <span v-text="displayedFinanceAdminstratorTitle"></span>.  </p> <ul role="list"> <li> For all employees, if you are traveling via red eye or if a single leg exceeds 5 hours in duration, you are eligible for premium economy </li> <li> For directors and above, you may book premium economy at your discretion, and if your flight exceeds 6.5 hours in duration (single leg), you are eligible for business class. </li> </ul> <p> Employees are allowed a maximum budget of <span v-text="displayedAirfareMaxSpend"></span> per trip (roundtrip; not per leg) for Economy (or equivalent) air travel. If the Economy (or equivalent) is over <span v-text="displayedAirfareMaxSpend"></span>, the Employee should obtain approval from a <span v-text="displayedFinanceAdminstratorTitle"></span>. </p> <p>‍</p> <p> Employees should book flight reservations as far in advance as possible and, at minimum, two weeks prior to travel. </p> <p>‍</p> <p> Flights should be selected based on the cost of the ticket and convenience of the flight for the Employee’s business purpose and should not be based on an Employee’s preferred airline or loyalty rewards program. </p> <p>‍</p> <p> Employees may expense, via their corporate card, in-flight Wi-Fi if they are working throughout the flight. </p> <p>‍</p> <p> <span v-text="displayedCompanyName"></span> will not cover travel expenses for spouses, partners, family members, or friends if they choose to accompany the Employee. </p> <h3>Ground transportation</h3> <p> Employees can expense reasonable transportation to / from airports and offices as necessary while traveling. The Company highly encourages the use of mass transit whenever possible. For any ground transportation outside the hours of 8:00 AM (local time) to 8:00 PM (local time), the Company encourages Employees to order a rideshare or taxi. </p></div><div class="w-embed"><h3>Mileage</h3> <p> An automobile personally owned by an Employee and authorized for business use will be compensated when driven for such purpose and will be reimbursed a fixed amount of $0.625 per mile, as per the current IRS policy. Mileage should be fully documented: date, starting location, ending location, the business purpose, and the number of business miles. Under "Receipt", please attach a screenshot of Google Maps with the start location and the destination. </p> <h3>Accommodation</h3> <p> Employees should book lodging that is conveniently located for their business purpose and that is reasonably priced for their location. </p> <ol role="list"> <li> Employees specifically traveling to <span v-text="displayedOfficeHqLocation"></span>  are encouraged to find the best available rate near the office. <span v-text="displayedCompanyName"></span> has negotiated corporate discount rates at <span v-text="displayedDiscountRateHotel"></span>, however better rates can often be found elsewhere.<a href="https://www.marriott.com/event-reservations/reservation-link.mi?id=1632510182837&key=CORP&app=resvlink" target="_blank" ></a> </li> </ol> <p> Notwithstanding these corporate rates, if you do find a better rate at another hotel, please book the lower cost option if possible. </p> <p>‍</p> <p> Weekend travel expenses (accommodations, meals, etc.) incurred during business trips are typically not covered by <span v-text="displayedCompanyName"></span>. Exceptions can be requested by employees, but approval from both the manager and Finance is required, along with proper documentation of expenses. </p> <h3>Meals</h3> <p> Employees are budgeted <span v-text="displayedDailyBudgetForFood"></span> for food per day while traveling, inclusive of taxes, tips, etc. This guidance does not represent a “per diem”, as the Company will only reimburse for actual expense in the event that a reimbursement is required (e.g. if Employee did not use their corporate card).  </p> <p>‍</p> <p> Note that if one of the meals is expensed through a group meal, the employee should not duplicate the expense for the day. </p> <p>‍</p> <p> For Meals, the GL code to be used is determined by the event associated with the meals. For example, if you are attending a team event, all meals would be categories to the GL code associated to the event. Please contact Finance if you require more guidance. </p> <h3>Entertainment</h3> <p> If a team goes out together while traveling, the most senior Employee should pay using their corporate card.  </p> <p>‍</p> <p> All expenses related to entertainment while traveling should comply with the Social Budget for Team Outings and/or the department / team level budget. Such budget may be used according to Manager discretion. </p> <p>‍</p> <p> Please note that since the IRS views entertainment as unrelated to a company’s business, the team must demonstrate that entertainment expenses are associated with a specific <span v-text="displayedCompanyName"></span> workstream, initiative, or project. As such, entertainment while traveling must either directly precede or follow a valid Company discussion. Since the Company must be prepared to substantiate this expense, the following information is required when submitting entertainment expenses: </p> <ul role="list"> <li>Date and place of entertainment,</li> <li>The party’s name, title and purpose,</li> <li>Number of employees and list of employees attending the event.</li> </ul> <h3>Non-Covered Travel Expenses</h3> <p> The following expenses are not covered by <span v-text="displayedCompanyName"></span>'s travel policy and must be purchased at personal cost to the Employee. The following list is not exhaustive. </p> <ul role="list"> <li>Airline club memberships or passes</li> <li>Airline or hotel upgrades</li> <li>Child-care, babysitting, house-sitting, or pet-sitting</li> <li>Commuting between home and primary office location</li> <li> Costs incurred by Employee's failure to cancel travel or reservations in a timely manner </li> <li>Laundry and dry cleaning</li> <li> Passports, vaccinations, and visas when not required as a specific and necessary condition </li> <li> Personal entertainment expenses (e.g. in-flight movies, headsets, health and fitness passes, hotel pay-per-view, social activities, incidentals, etc.) </li> <li>Travel accident insurance premiums or other costs.</li> </ul> <p> Weekend travel expenses incurred during business trips are typically not covered by <span v-text="displayedCompanyName"></span>. Exceptions can be requested by employees, but approval from both the manager and Finance is required, along with proper documentation of expenses. </p> <h2>Social Budget for Team Outings</h2> <p> Team outings are encouraged, and each team will be allocated a budget of <span v-text="displayedTeamOutingBudgetPerEmployee"></span> per employee per year. Team outings may take the form of lunches, dinners, drink events, offsites / retreats, etc. The budget may be used according to the discretion of the team’s Manager. Please keep in mind the $80 per person per diem for social outings. </p> <p>‍</p> <p> Social budget does not accrue year-over-year. At the end of the year, any remaining budget will expire. Managers should appropriately pro-rate any additional Social Budget for any employees who join part-way through the year. </p> <h2>Requesting Spend & Approvals</h2> <p> Any expense that does not fall within the Company Expense Policy and/or the Employee’s team Budget requires approval from a <span v-text="displayedFinanceAdminstratorTitle"></span>. These expenses may include:  </p> <ul role="list"> <li>New vendors (e.g. software trials, professional services, etc.)</li> <li>Conferences</li> <li>Ad hoc events</li> <li>Additional equipment for special circumstances</li> <li>Entertainment</li> </ul> <p> All spend requests should be submitted via __ by requesting a Purchase Order. Requests should <strong >include a detailed summary of the requested amount, the business case, a detailed use of funds, and the frequency (e.g. one-off vs. recurring basis). Requests over $1,000 require a more detailed business case in the form of a PDF or spreadsheet, which Employees should send to a </strong ><span v-text="displayedFinanceAdminstratorTitle"></span ><strong> via email.</strong> The Employee’s Manager and a <span v-text="displayedFinanceAdminstratorTitle"></span> will review and approve the requests within five (5) business days. </p> <p>‍</p> <p>Spend requests require approvals as follows: </p> <ul role="list"> <li>Spend requests under $100 can be automatically approved</li> <li> Spend requests between $100 and $1,000 can be approved by the Employee’s Card Manager </li> <li> Spend requests above $1,000 must be approved by the Employee’s Card Manager and a <span v-text="displayedFinanceAdminstratorTitle"></span> </li> <li> Spend requests involving SaaS vendors should be directed to IT, Security and, depending on the size of the request, should also be approved by a <span v-text="displayedFinanceAdminstratorTitle"></span> </li> </ul> <p> Once approved, Employees should gain access to a virtual card on their dashboard to make such purchases. </p> <h2>Submitting Expenses</h2> <p> All purchases over <span v-text="displayedExpenseMinimumForReceipt"></span> require the Employee to submit an itemized receipt. This excludes purchases made towards the Wellness, Education, and WFH Card Programs, which require receipts for all transactions. </p> <ol role="list"> <li> For all transactions, the Employee can send a photo or download of the itemized receipt to <span v-text="displayedEmailForReceiptCollection"></span>. </li> </ol> <p> All transactions are required to have a business purpose listed, regardless of amount.  </p></div><div class="w-embed"><h2>Reimbursements</h2> <p> On rare occasions, Employees may need to be reimbursed for Company expenses incurred on their personal cards. Most commonly, reimbursements include cash purchases and business purchases accidentally charged on a personal card. Any necessary, reasonable, and actually-incurred expense that an Employee personally pays for as part of authorized Company business may be submitted for reimbursement.  </p> <p>‍</p> <p>Reimbursements should be submitted by emailing <span v-text="displayedFinanceContactEmail"></span>.</p> <p>‍</p> <p> Reimbursements should be submitted as soon as possible, and no later than five (5) business days after month-end. Expenses submitted more than 45 days after the transaction will not be approved for reimbursement. </p> <p>‍</p> <p>Please include as part of the submission:</p> <ul role="list"> <li>Date of the transaction</li> <li>Merchant name</li> <li>Amount spent to be reimbursed</li> <li>Detailed description of the transaction</li> </ul> <p> If an Employee returns a purchase that was reimbursed, they must notify a <span v-text="displayedFinanceAdminstratorTitle"></span> at <span v-text="displayedFinanceContactEmail"></span> so that the reimbursement can be reversed. </p> <p>‍</p> <p> All requests for reimbursement will be reviewed by the employee's manager and the Finance Team and approved accordingly. If the request is submitted within five (5) business days after month-end (“on time”), the Employee can expect payment no later than 15 business days after that same month-end. If the Employee’s request is submitted later than 5 business days after month-end (“late”), the Employee can expect payment within the first two weeks of the following month. If there is a valid need for expedited reimbursement, please email <span v-text="displayedFinanceContactEmail"></span>. </p> <h2>Out-of-Policy Activity</h2> <p> A <span v-text="displayedFinanceAdminstratorTitle"></span> and Team Managers will review card spend on a weekly or bi-weekly basis to identify any out-of-policy activity. Such activity includes:  </p> <ul role="list"> <li> Failure to upload receipts and/or add a memo within seven (7) days of the transaction </li> <li> Expensing of non-allowable charges, e.g. using a corporate card for personal expenses or for business expenses that are not approved by the <span v-text="displayedCompanyName"></span> Expense Policy, by a Manager, or that are not included within the relevant Budget </li> </ul> <p> If a <span v-text="displayedFinanceAdminstratorTitle"></span> identifies out-of-policy activity, the <span v-text="displayedFinanceAdminstratorTitle"></span> will:  </p> <ul role="list"> <li> For all out-of-policy activity, the <span v-text="displayedFinanceAdminstratorTitle"></span> will notify the Employee’s Card Manager </li> <li> If the out-of-policy activity exceeds $100, the <span v-text="displayedFinanceAdminstratorTitle"></span> will request the Employee to reimburse <span v-text="displayedCompanyName"></span> </li> <li> If an Employee has three (3) out-of-policy events, the <span v-text="displayedFinanceAdminstratorTitle"></span> will revoke the Employee’s spending privileges and suspend all of the Employee’s active <span v-text="displayedCompanyName"></span> corporate cards </li> </ul> <h2>Exceptions</h2> <p> Any exceptions to this policy should be approved by a <span v-text="displayedFinanceAdminstratorTitle"></span> or a member of the Leadership Team. </p> <h2>Commonly Used Categories for Transaction Coding</h2> <p> Please refer to <a href="https://ramp.com/expense-category" target="_blank" >this tool</a > for some of commonly used categories for transaction coding. </p> <p>‍</p></div><div></div></div></div></div></div><div></div></div></div></div></div></div></div><section class="section-22"><div class="contain-22"><div class="px-64 px-sm-24"><div class="pt-64 pt-md-24"><div class="max-w-750 mx-auto"><div class="rich-text-22 w-richtext"><p>An <a href="https://ramp.com/blog/expense-policy-best-practices">expense policy</a> is a set of guidelines companies use to manage expenses that their employees incur while conducting business activities. Implementing an expense policy is essential because it helps you stick to your budget and minimizes the risk of overspending.</p><p>But the process of creating an expense policy from scratch can be daunting. That’s where Ramp’s expense policy template comes in. Our goal is to help streamline this time-consuming process for businesses of all sizes and maturity levels.</p><p>Ramp’s expense policy template provides a starting point for businesses looking to establish a policy or update an existing one. It’s free, downloadable, and easily customizable to fit your company’s needs. But before we get into using the template, let’s first understand why having an expense policy is important.</p><h2>Why do you need an expense policy?</h2><p>An expense policy serves as a roadmap for employees to follow when they’re making transactions on the business’s behalf. It not only sets clear expectations and guidelines, but also helps businesses control spending and manage expenses. With a comprehensive policy in place, businesses can avoid unnecessary expenses, prevent expense fraud, and ensure compliance with regulators.</p><h2>What should your expense policy include?</h2><p>An effective expense policy should cover all aspects of business-related expenses. This includes roles and responsibilities, expense categories and guidelines, documentation requirements, approval processes, and reimbursement procedures. Above all, your policy must be clear, fair, and freely accessible for your employees.</p><h3>What to consider before you start</h3><p>Before you begin writing your expense policy, gather any relevant information and review your current processes:</p><ul role="list"><li><strong>Existing policies:</strong> Evaluate any current policies to identify what works and what doesn’t</li><li><strong>Company needs:</strong> Consider the specific needs of your business, including unique expense categories and approval processes</li><li><strong>Compliance requirements:</strong> Ensure your policy aligns with legal and regulatory requirements</li></ul><h3>What makes a good expense policy</h3><p>A good expense policy should be:</p><ul role="list"><li><strong>Clear:</strong> Simple, straightforward, and easy to follow</li><li><strong>Fair:</strong> Equitable for all employees</li><li><strong>Accessible:</strong> Easy for employees to find and reference</li></ul><h3>What your policy should include</h3><p>Here’s a list of key components the policy should include:</p><ul role="list"><li><strong>Purpose and scope:</strong> Outline the goals of your policy, and explain which individuals and departments the policies apply to</li><li><strong>Roles and responsibilities:</strong> Define who’s responsible for approving and managing expenses</li><li><strong>Expense categories:</strong> Provide clear guidelines and examples for approved vs. unapproved expenses within each category</li><li><strong>Documentation requirements:</strong> Indicate what documentation must be provided for each type of expense</li><li><strong>Reimbursement process:</strong> Outline the steps and timeline for employees to submit expense reports and receive reimbursements</li></ul><h2>How to use Ramp’s expense policy template</h2><p>Ramp’s template is a guide based on real-world expense policy examples that we've found to be the most successful. You can customize it to fit your company's unique requirements.</p><p>The template automatically fills in the requested information from the corresponding fields. You can also download the blank template and fill it out directly or tailor it to your unique needs.</p><p>No matter how you choose to approach the task, it's important to review the finished policy to ensure completeness and accuracy. You should also update the policy regularly to align it with any changes in business procedures or regulations.</p><h2>Implementing your expense policy is easy with Ramp</h2><p>A clear expense policy is crucial for businesses to manage expenses effectively. Ramp’s expense policy template can save you time by simplifying the process of getting started.</p><p>Once your policy is in place, Ramp can help with enforcement. Ramp’s modern finance platform offers automated expense tracking, management, and approvals. Together with our corporate cards, you can set spend limits at the employee, card, or vendor level to ensure every expense stays within policy.</p><p>With Ramp, businesses can save time, reduce expenses, and ensure compliance. 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