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.wp-block-quote::before{color:#ffff5e;}.css-1vhugkq .bg-color-lightLemonYellow img{background-color:#ffffd7;}.css-1vhugkq .bg-color-lightLemonYellow .wp-block-quote::before{color:#ffffd7;}.css-1vhugkq .bg-color-violet img{background-color:#ac00e7;}.css-1vhugkq .bg-color-violet .wp-block-quote::before{color:#ac00e7;}.css-1vhugkq .bg-color-gold img{background-color:#ed9100;}.css-1vhugkq .bg-color-gold .wp-block-quote::before{color:#ed9100;}.css-1vhugkq .bg-color-jade img{background-color:#009e73;}.css-1vhugkq .bg-color-jade .wp-block-quote::before{color:#009e73;}.css-1vhugkq .bg-color-peach img{background-color:#ffd2b9;}.css-1vhugkq .bg-color-peach .wp-block-quote::before{color:#ffd2b9;}.css-1vhugkq .bg-color-lavender img{background-color:#dccbff;}.css-1vhugkq .bg-color-lavender .wp-block-quote::before{color:#dccbff;}</style><div class="css-1vhugkq eta8xj40"><p>NEXT’s auto service and repair insurance provides tailored coverage at an affordable price for car wash, repair shop or body shop businesses.</p> <p>Whether you’re opening your first location or expanding your services, we’ll help you quickly get set up online so you don’t need to pump the brakes on your business.</p> </div></div><div><a target="_self" href="https://track.nextinsurance.com/links?serial=90001"><style data-emotion="css 17uiwer">.css-17uiwer{cursor:pointer;white-space:nowrap;font-family:Graphik Web,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:linear;transition-duration:150ms;--tw-bg-opacity:1;background-color:rgb(0 117 255 / var(--tw-bg-opacity));--tw-text-opacity:1;color:rgb(255 255 255 / var(--tw-text-opacity));font-size:1rem;line-height:1rem;letter-spacing:0;height:46px;padding-left:35px;padding-right:35px;border-radius:9999px;border-width:1px;--tw-border-opacity:1;border-color:rgb(0 117 255 / var(--tw-border-opacity));}.css-17uiwer:focus{outline:2px solid transparent;outline-offset:2px;}.css-17uiwer:hover{--tw-bg-opacity:1;background-color:rgb(0 215 255 / var(--tw-bg-opacity));}.css-17uiwer:hover{--tw-text-opacity:1;color:rgb(0 0 0 / var(--tw-text-opacity));}@media (min-width: 640px){.css-17uiwer{line-height:1rem;}}@media (min-width: 1024px){.css-17uiwer{font-size:1.25rem;line-height:1rem;}}@media (min-width: 640px){.css-17uiwer{height:40px;padding-left:30px;padding-right:30px;}}@media (min-width: 1024px){.css-17uiwer{height:52px;padding-left:36px;padding-right:36px;}}.css-17uiwer:hover{--tw-border-opacity:1;border-color:rgb(0 215 255 / var(--tw-border-opacity));}</style><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div></div><div ni-selector="4-cob_word_cloud" style="content-visibility:auto;contain-intrinsic-size:300px" id="cob-word_cloud"><div class="words-container" data-cy-eyes="ignore"><style data-emotion="css ggnqi8">.css-ggnqi8{margin-top:0px;margin-bottom:0px;padding:5.5vw;text-align:center;font-family:GT Alpina,sans-serif;font-size:2.778vw;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (max-width: 639px){.css-ggnqi8{width:100%;padding-left:4.267vw;padding-right:4.267vw;padding-bottom:13.333vw;padding-top:21.333vw;font-size:7.467vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-ggnqi8{padding:7.8125vw;font-size:3.646vw;}}@media (min-width: 1920px){.css-ggnqi8{margin-left:auto;margin-right:auto;width:1258px;padding-left:0px;padding-right:0px;font-size:40px;}}</style><div class="css-ggnqi8 e140d9tl3"><style data-emotion="css dli8pr">.css-dli8pr{margin-bottom:2vw;text-align:center;font-family:Graphik Web,sans-serif;font-size:1.389vw;font-weight:600;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (max-width: 639px){.css-dli8pr{margin-bottom:20px;width:100%;font-size:4.267vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-dli8pr{margin-bottom:30px;font-size:2.083vw;}}@media (min-width: 1920px){.css-dli8pr{font-size:20px;}}</style><h3 class="css-dli8pr e140d9tl2">We specialize in insurance for auto service and repair trades</h3><style data-emotion="css 1donln4">.css-1donln4{margin-left:auto;margin-right:auto;margin-bottom:40px;width:40%;text-align:center;font-family:Graphik Web,sans-serif;font-size:1.389vw;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (max-width: 639px){.css-1donln4{width:100%;font-size:4.267vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-1donln4{width:80%;font-size:2.083vw;}}@media (min-width: 1920px){.css-1donln4{font-size:20px;}}</style><p class="css-1donln4 e140d9tl1">Choose your line of work to find out more</p><div><span class="eyes-storybook-ignore"><style data-emotion="css 172z8np">.css-172z8np{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-172z8np:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-172z8np{line-height:102%;}}@media (max-width: 639px){.css-172z8np{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-172z8np{line-height:130%;}}.css-172z8np:hover{--tw-text-opacity:1;color:rgb(0 215 255 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/auto-body-shop-insurance/" color="primaryBlueHover" role="cob" class="css-172z8np e1bcrqdm0">Auto Body Shop</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 1ajn548">.css-1ajn548{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-1ajn548:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-1ajn548{line-height:102%;}}@media (max-width: 639px){.css-1ajn548{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-1ajn548{line-height:130%;}}.css-1ajn548:hover{--tw-text-opacity:1;color:rgb(255 50 160 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/auto-parts-store-insurance/" color="nextPink" role="cob" class="css-1ajn548 e1bcrqdm0">Auto Parts Store</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css yrc0i1">.css-yrc0i1{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-yrc0i1:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-yrc0i1{line-height:102%;}}@media (max-width: 639px){.css-yrc0i1{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-yrc0i1{line-height:130%;}}.css-yrc0i1:hover{--tw-text-opacity:1;color:rgb(255 65 0 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/auto-repair-shop-insurance/" color="orangeRed" role="cob" class="css-yrc0i1 e1bcrqdm0">Auto Repair Shop</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css jtxjzd">.css-jtxjzd{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-jtxjzd:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-jtxjzd{line-height:102%;}}@media (max-width: 639px){.css-jtxjzd{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-jtxjzd{line-height:130%;}}.css-jtxjzd:hover{--tw-text-opacity:1;color:rgb(220 240 0 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/car-wash-insurance/" color="nextYellow" role="cob" class="css-jtxjzd e1bcrqdm0">Car Wash</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css w8mc1">.css-w8mc1{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-w8mc1:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-w8mc1{line-height:102%;}}@media (max-width: 639px){.css-w8mc1{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) and (max-width: 1023px){.css-w8mc1{line-height:130%;}}.css-w8mc1:hover{--tw-text-opacity:1;color:rgb(0 230 80 / var(--tw-text-opacity));}</style><a href="https://www.nextinsurance.com/business/oil-change-station-insurance/" color="primaryGreenHover" role="cob" class="css-w8mc1 e1bcrqdm0">Oil Change Station</a><span>, </span></span><span class="eyes-storybook-ignore"><style data-emotion="css 6bgm4k">.css-6bgm4k{cursor:pointer;white-space:nowrap;word-break:break-all;--tw-text-opacity:1;color:rgb(109 110 113 / var(--tw-text-opacity));transition-property:color,background-color,border-color,text-decoration-color,fill,stroke,opacity,box-shadow,transform,filter,backdrop-filter;transition-timing-function:cubic-bezier(0.4, 0, 1, 1);transition-duration:300ms;}.css-6bgm4k:hover{transition-timing-function:cubic-bezier(0.4, 0, 1, 1);}@media (min-width: 1024px){.css-6bgm4k{line-height:102%;}}@media (max-width: 639px){.css-6bgm4k{white-space:normal;overflow-wrap:normal;word-break:normal;}}@media (min-width: 640px) 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7n0avb">.css-7n0avb{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:4.267vw;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-column-gap:0;column-gap:0;}@media (min-width: 640px){.css-7n0avb{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;padding:7.8vw;}}@media (min-width: 1024px){.css-7n0avb{padding:5.5vw;}}@media (min-width: 1920px){.css-7n0avb{margin-left:auto;margin-right:auto;width:1700px;padding-top:6rem;padding-bottom:6rem;}}@media (min-width: 640px){.css-7n0avb{-webkit-column-gap:7.447vw;column-gap:7.447vw;}}@media (min-width: 1024px){.css-7n0avb{-webkit-column-gap:7.889vw;column-gap:7.889vw;}}@media (min-width: 1920px){.css-7n0avb{-webkit-column-gap:5%;column-gap:5%;}}@media (min-width: 640px){.css-7n0avb{-webkit-flex-direction:row-reverse;-ms-flex-direction:row-reverse;flex-direction:row-reverse;}}</style><div class="css-7n0avb e1ormahl4"><style data-emotion="css p0m1bl">.css-p0m1bl{height:auto;width:100%;}@media (min-width: 1920px){.css-p0m1bl{width:auto;}}@media (min-width: 640px){.css-p0m1bl{width:31.510vw;}}@media (min-width: 1024px){.css-p0m1bl{width:33.125vw;}}@media (min-width: 1920px){.css-p0m1bl{width:40%;}}</style><div class="css-p0m1bl e1ormahl2"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/dedicated-1.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/dedicated-1.png" alt="Dedicated small business insurance" loading="lazy" fetchpriority="auto"/></picture></div><style data-emotion="css 1gxcrnk">.css-1gxcrnk{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding-top:5vw;text-align:left;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-1gxcrnk{width:45.443vw;padding-top:0px;padding-bottom:0px;text-align:left;}}@media (min-width: 1024px){.css-1gxcrnk{width:47.986vw;}}@media (min-width: 1920px){.css-1gxcrnk{width:55%;}}</style><div class="css-1gxcrnk e1ormahl3"><style data-emotion="css yaqsty">.css-yaqsty{margin:0px;font-family:GT Alpina,sans-serif;font-size:7.467vw;font-weight:400;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-yaqsty{width:100%;font-size:3.646vw;}}@media (min-width: 1024px){.css-yaqsty{font-size:2.778vw;}}@media (min-width: 1920px){.css-yaqsty{font-size:40px;}}</style><h2 role="title" data-cy="MosaicTitle" class="css-yaqsty e1ormahl1">Why do auto service and repair businesses need business insurance?</h2><style data-emotion="css 14z516">.css-14z516{margin-top:1em;margin-bottom:1em;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}@media (min-width: 640px){.css-14z516{width:100%;font-size:2.083vw;}}@media (min-width: 1024px){.css-14z516{font-size:1.389vw;}}@media (min-width: 1920px){.css-14z516{font-size:20px;}}</style><div role="subtitle" data-cy="MosaicSubtitle" class="css-14z516 e1ormahl0"><div class="css-1vhugkq eta8xj40"><p>Auto service and repair business insurance gives you peace of mind while you’re working on cars. A lot can go wrong when you deal with large, expensive and complex machinery.</p> <p>For example, a mechanic could accidentally damage a customer’s car or someone might file a lawsuit claiming you did shoddy work.</p> <p>Having the right types of insurance for your shop or car wash means you won’t have to pay entirely out of pocket if an accident does happen.</p> </div></div><div data-cy="MosaicModuleCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90001"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div><div ni-selector="6-mosaic_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="6-mosaic"><div data-cy="MosaicModuleContainer" class="css-767h84 e1ormahl5"><style data-emotion="css 14l247s">.css-14l247s{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;width:100%;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;padding:4.267vw;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-column-gap:0;column-gap:0;}@media (min-width: 640px){.css-14l247s{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;padding:7.8vw;}}@media (min-width: 1024px){.css-14l247s{padding:5.5vw;}}@media (min-width: 1920px){.css-14l247s{margin-left:auto;margin-right:auto;width:1700px;padding-top:6rem;padding-bottom:6rem;}}@media (min-width: 640px){.css-14l247s{-webkit-column-gap:7.447vw;column-gap:7.447vw;}}@media (min-width: 1024px){.css-14l247s{-webkit-column-gap:7.889vw;column-gap:7.889vw;}}@media (min-width: 1920px){.css-14l247s{-webkit-column-gap:5%;column-gap:5%;}}@media (min-width: 640px){.css-14l247s{-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;}}</style><div class="css-14l247s e1ormahl4"><div class="css-p0m1bl e1ormahl2"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/youre-covered-blue-pink-1.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/youre-covered-blue-pink-1.png" alt="Get business insurance coverage" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1gxcrnk e1ormahl3"><h2 role="title" data-cy="MosaicTitle" class="css-yaqsty e1ormahl1">How automotive repair liability insurance protects your business</h2><div role="subtitle" data-cy="MosaicSubtitle" class="css-14z516 e1ormahl0"><div class="css-1vhugkq eta8xj40"><p>Liability insurance can help cover costs if you accidentally damage someone’s property or — maybe even worse — someone accuses you of subpar work.</p> <p>These coverage options can help you get coverage for your business:</p> <p><a href="/general-liability-insurance/"><b>General liability</b></a> is often the first type of coverage bought by many business owners in the auto industry. You and your staff are constantly working with vehicles that don’t belong to you. It’s probably not hard to imagine that at some point you could cause or be blamed for damaging a customer’s property or an injury if someone slips and falls at your shop.</p> <p><b>Garagekeepers liability</b> is included in your general liability (Pro and Pro Plus) policy to cover damage to cars that you are servicing. If your mechanic drives a customer’s car into a service bay and hits a bollard, denting the side of the car, garagekeepers liability insurance would help to cover the repairs to the body of the car.</p> </div></div><div data-cy="MosaicModuleCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90001"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div><div ni-selector="7-mosaic_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="7-mosaic"><div data-cy="MosaicModuleContainer" class="css-767h84 e1ormahl5"><div class="css-7n0avb e1ormahl4"><div class="css-p0m1bl e1ormahl2"><picture><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/06/affordable.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/06/affordable.png" alt="How much does insurance cost" loading="lazy" fetchpriority="auto"/></picture></div><div class="css-1gxcrnk e1ormahl3"><h2 role="title" data-cy="MosaicTitle" class="css-yaqsty e1ormahl1">How much does car repair and auto service business insurance cost?</h2><div role="subtitle" data-cy="MosaicSubtitle" class="css-14z516 e1ormahl0"><div class="css-1vhugkq eta8xj40"><p>You can save up to 19% when you buy auto repair shop insurance with NEXT.* The exact amount you pay will depend on:</p> <ul> <li aria-level="1">The types of service you provide</li> <li aria-level="1">Where your business is located</li> <li aria-level="1">The amount of equipment in your garage or shop</li> <li aria-level="1">Your shop certifications</li> <li aria-level="1">If you bundle more than one type of coverage</li> </ul> </div></div><div data-cy="MosaicModuleCTAButton"><a target="_self" href="https://track.nextinsurance.com/links?serial=90001"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></div></div></div><div ni-selector="9-love_next_module" 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loading="lazy" fetchpriority="auto"/></picture><p role="step-text" class="css-1ic5swl e1eatrrb1">Do it all 100% online or talk to a licensed U.S.-based advisor</p></div></div><div class="tablet:mt-8 tablet:mb-6 mobile:mt-6 mobile:mb-8"><div><a target="_self" href="https://track.nextinsurance.com/links?serial=90001"><button class="group css-17uiwer eb5jaud17"><span>Get Instant Quote</span></button></a></div></div></span></div></div><div ni-selector="10-lobs_coverage" style="content-visibility:auto;contain-intrinsic-size:300px" id="lobs-coverage"><style data-emotion="css 151m6yd">.css-151m6yd{--tw-bg-opacity:1;background-color:rgb(229 254 255 / var(--tw-bg-opacity));}</style><section class="css-151m6yd e1rejo8512"><style data-emotion="css okj8z9">.css-okj8z9{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-justify-content:flex-start;justify-content:flex-start;padding-left:13.5416vw;padding-right:13.5416vw;padding-top:5.555555555555555vw;padding-bottom:5.555555555555555vw;}@media (max-width: 639px){.css-okj8z9{padding:4.266666666666667vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-okj8z9{padding:7.8125vw;}}@media (min-width: 1920px){.css-okj8z9{margin-left:auto;margin-right:auto;width:1700px;justify-items:center;padding-left:0.5rem;padding-right:0.5rem;}}</style><section class="css-okj8z9 e1rejo8511"><style data-emotion="css s91ud8">.css-s91ud8{max-width:50.5555vw;}@media (max-width: 639px){.css-s91ud8{max-width:100%;}}@media (min-width: 640px) and (max-width: 1023px){.css-s91ud8{max-width:73.1770833vw;}}@media (min-width: 1920px){.css-s91ud8{margin-bottom:2rem;width:739px;}}</style><div class="css-s91ud8 e1rejo8510"><h2 type="h2-titles-alpina-reg" class="css-83gwoi e3r5m8y3">Other important business insurance coverage for auto service and repairs</h2><style data-emotion="css y6dr9f">.css-y6dr9f{font-family:Graphik Web,sans-serif;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin-bottom:30px;margin-top:30px;font-size:4.267vw;}@media (min-width: 640px){.css-y6dr9f{font-size:2.083vw;}}@media (min-width: 1024px){.css-y6dr9f{font-size:1.389vw;}}@media (min-width: 1920px){.css-y6dr9f{font-size:20px;}}</style><div class="css-y6dr9f e1rejo859">Liability insurance is a good place to start to make sure you’re covering the basics. You can also add other types of insurance — customized to suit your needs — to protect other parts of your business. <style data-emotion="css 117p7y5">.css-117p7y5{margin-top:30px;font-weight:700;}</style><div class="css-117p7y5 e1rejo858">We typically recommend:</div></div></div><div class="css-0 e1rejo857"><style data-emotion="css 8qhn85">.css-8qhn85{margin-bottom:4.444vw;display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:row;-ms-flex-direction:row;flex-direction:row;-webkit-column-gap:0;column-gap:0;}@media (min-width: 640px){.css-8qhn85{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;-webkit-column-gap:5.208vw;column-gap:5.208vw;}}@media (min-width: 1024px){.css-8qhn85{-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-column-gap:3.333vw;column-gap:3.333vw;}}@media (max-width: 639px){.css-8qhn85{margin-bottom:12.800vw;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;}}@media (min-width: 640px) and (max-width: 1023px){.css-8qhn85{margin-bottom:6.250vw;}}@media (min-width: 1920px){.css-8qhn85{margin-bottom:64px;-webkit-column-gap:48px;column-gap:48px;}}</style><div role="lob-item" class="css-8qhn85 e1rejo856"><style data-emotion="css ltx5iy">.css-ltx5iy{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-webkit-box-align:center;-ms-flex-align:center;align-items:center;}@media (max-width: 639px){.css-ltx5iy{-webkit-align-items:flex-end;-webkit-box-align:flex-end;-ms-flex-align:flex-end;align-items:flex-end;-webkit-box-pack:start;-ms-flex-pack:start;-webkit-justify-content:flex-start;justify-content:flex-start;}}@media (min-width: 640px) and (max-width: 1023px){.css-ltx5iy{-webkit-align-items:flex-start;-webkit-box-align:flex-start;-ms-flex-align:flex-start;align-items:flex-start;}}</style><div class="css-ltx5iy e1rejo855"><style data-emotion="css 1eaigr6">.css-1eaigr6{height:25.833vw;width:25.833vw;}@media (max-width: 639px){.css-1eaigr6{margin-bottom:2.5rem;height:67.4666666vw;width:67.4666666vw;}}@media (min-width: 640px) and (max-width: 1023px){.css-1eaigr6{height:34.635416vw;width:34.635416vw;}}@media (min-width: 1920px){.css-1eaigr6{height:350px;width:350px;}}</style><div class="css-1eaigr6 e1rejo854"><picture><source media="(max-width: 1023px)" srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-errors-omissions-black-white-1-768x768.png.webp" type="image/webp"/><source media="(max-width: 1023px)" srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-errors-omissions-black-white-1-768x768.png"/><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-errors-omissions-black-white-1.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-errors-omissions-black-white-1.png" alt="Professional Liability or Error and Omissions Insurance" loading="lazy" fetchpriority="auto"/></picture></div></div><style data-emotion="css x7s9c3">.css-x7s9c3{width:60%;}@media (max-width: 639px){.css-x7s9c3{width:100%;}}@media (min-width: 1920px){.css-x7s9c3{width:60%;}}</style><div class="css-x7s9c3 e1rejo853"><style data-emotion="css en9bnl">.css-en9bnl{font-family:GT Alpina,sans-serif;line-height:115%;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;margin-bottom:30px;font-size:7.467vw;}@media (min-width: 640px){.css-en9bnl{font-size:3.646vw;}}@media (min-width: 1024px){.css-en9bnl{font-size:2.778vw;}}@media (min-width: 1920px){.css-en9bnl{font-size:40px;}}</style><div class="css-en9bnl e1rejo852">Faulty Work coverage</div><style data-emotion="css 7nyx15">.css-7nyx15{font-family:Graphik Web,sans-serif;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-size:4.267vw;}@media (min-width: 640px){.css-7nyx15{font-size:2.083vw;}}@media (min-width: 1024px){.css-7nyx15{font-size:1.389vw;}}@media (min-width: 1920px){.css-7nyx15{font-size:20px;}}</style><div class="css-7nyx15 e1rejo851"><div class="css-1vhugkq eta8xj40"><p>Faulty work insurance helps to cover professional mistakes or work that is considered less than awesome. If a customer claims the transmission in their car doesn’t work how it used to after you service it, faulty work would help to defend you against the claim.</p> </div><style data-emotion="css abkzhi">.css-abkzhi{--tw-text-opacity:1;color:rgb(48 123 246 / var(--tw-text-opacity));}@media (min-width: 1920px){.css-abkzhi{font-size:20px;}}</style><a href="/commercial-auto-insurance/" class="block mt-4 css-abkzhi e1rejo850"> </a></div></div></div><div role="lob-item" class="css-8qhn85 e1rejo856"><div class="css-ltx5iy e1rejo855"><div class="css-1eaigr6 e1rejo854"><picture><source media="(max-width: 1023px)" srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-768x768.png.webp" type="image/webp"/><source media="(max-width: 1023px)" srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-768x768.png"/><source srcSet="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1.png.webp" type="image/webp"/><img src="https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1.png" alt="Hired non-owned auto insurance" loading="lazy" fetchpriority="auto"/></picture></div></div><div class="css-x7s9c3 e1rejo853"><div class="css-en9bnl e1rejo852">Hired & Non-Owned Auto (HNOA)</div><div class="css-7nyx15 e1rejo851"><div class="css-1vhugkq eta8xj40"><p>Hired & non-owned auto coverage is required for longer test drives off your lot. It can also provide protection if an employee sometimes uses a personal vehicle for work. Add HNOA coverage to a <a href="/general-liability-insurance/">general liability policy</a> for coverage when you or your employees drive a customer’s vehicle.</p> </div><a href="/hired-and-non-owned-auto-insurance/" class="block mt-4 css-abkzhi e1rejo850">Learn more about HNOA.</a></div></div></div><div role="lob-item" class="css-8qhn85 e1rejo856"><div class="css-ltx5iy e1rejo855"><div class="css-1eaigr6 e1rejo854"><picture><source srcSet="/img/lobs-coverage/lob-property-black-white.png.webp" type="image/webp"/><img src="/img/lobs-coverage/lob-property-black-white.png" alt="Commercial Property" loading="lazy" fetchpriority="auto"/></picture></div></div><div class="css-x7s9c3 e1rejo853"><div class="css-en9bnl e1rejo852">Commercial Property insurance</div><div class="css-7nyx15 e1rejo851"><div class="css-1vhugkq eta8xj40"><p>Commercial property helps protect your business equipment, inventory, furniture and the brick-and-mortar structures you own. Property insurance can help cover costs if your business property is damaged due to a covered event, such as a burst water pipe or fire. It can also help to replace inventory, such as if a fire breaks out in your shop.</p> </div><a href="/commercial-property-insurance/" class="block mt-4 css-abkzhi e1rejo850">Learn more about commercial property.</a></div></div></div></div></section></section></div><div ni-selector="11-reviews_manual" style="content-visibility:auto;contain-intrinsic-size:300px" id="reviews-manual"><div data-testid="reviewsManual" class="css-1rey6qt efcqzy67"><div class="w-full flex flex-col space-y-10 items-center justify-center 3xl:w-largeScreenWidth 3xl:mx-auto"><style data-emotion="css u1k1av">.css-u1k1av{margin-left:auto;margin-right:auto;text-align:center;font-family:GT Alpina,sans-serif;font-size:3.75rem;line-height:1;font-weight:400;}</style><h2 data-testid="moduleTitle" class="css-u1k1av e19dazxw1">Customer reviews</h2><div class="w-full flex flex-col lg:flex-row gap-x-10 flex-nowrap"><div class="inline-flex flex-col flex-1 items-center content-center space-y-6 lg:w-1/3 mb-12 lg:mb-0"><div data-cy-eyes="ignore"><img alt="" loading="lazy" width="113" height="113" decoding="async" data-nimg="1" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 113 113'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'/%3E%3CfeComposite operator='out' in='s'/%3E%3CfeComposite in2='SourceGraphic'/%3E%3CfeGaussianBlur stdDeviation='20'/%3E%3C/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='/img/Loader.gif'/%3E%3C/svg%3E")" srcSet="/_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-1.png&w=128&q=75 1x, /_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-1.png&w=256&q=75 2x" src="/_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-1.png&w=256&q=75"/></div><div data-testid="textWithQuoteShape" class="w-auto flex flex-col gap-y-0 relative"><svg data-testid="quoteOpen" class="" width="39" height="29" viewBox="0 0 39 29" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M17.3333 0C6.2451 0 0 6.80088 0 16.9381C0 24.5089 3.44118 29 9.43137 29C13.8922 29 17.0784 25.9204 17.0784 21.6858C17.0784 17.4513 14.2745 14.7566 10.451 14.7566C8.66667 14.7566 7.13725 15.1416 5.60784 15.9115C5.35294 9.36725 9.43137 4.36283 17.3333 4.36283V0ZM39 0C27.9118 0 21.6667 6.80088 21.6667 16.9381C21.6667 24.5089 25.1078 29 31.098 29C35.5588 29 38.7451 25.9204 38.7451 21.6858C38.7451 17.4513 35.9412 14.7566 32.1176 14.7566C30.3333 14.7566 28.8039 15.1416 27.2745 15.9115C27.0196 9.36725 31.098 4.36283 39 4.36283V0Z" fill="#DCF000"></path></svg><span class="mx-1vw w-auto text-center flex flex-col"><div class="font-graphik font-bold text-1.5 mb-2 break-normal">I am so excited</div><div class="font-graphik font-400 text-1.25">I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.</div><div class="font-graphik font-400 text-1.25 mt-6">Curzella J.</div></span></div><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholeyellow" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="100%" stop-color="#DCF000" stop-opacity="1"></stop></linearGradient></defs><path stroke="#DCF000" 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0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'/%3E%3CfeComposite operator='out' in='s'/%3E%3CfeComposite in2='SourceGraphic'/%3E%3CfeGaussianBlur stdDeviation='20'/%3E%3C/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='/img/Loader.gif'/%3E%3C/svg%3E")" srcSet="/_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-2.png&w=128&q=75 1x, /_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-2.png&w=256&q=75 2x" src="/_next/image/?url=https%3A%2F%2Fwww.nextinsurance.com%2Fwp-content%2Fuploads%2F2022%2F11%2Freview-avatar-2.png&w=256&q=75"/></div><div data-testid="textWithQuoteShape" class="w-auto flex flex-col gap-y-0 relative"><svg data-testid="quoteOpen" class="" width="39" height="29" viewBox="0 0 39 29" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M17.3333 0C6.2451 0 0 6.80088 0 16.9381C0 24.5089 3.44118 29 9.43137 29C13.8922 29 17.0784 25.9204 17.0784 21.6858C17.0784 17.4513 14.2745 14.7566 10.451 14.7566C8.66667 14.7566 7.13725 15.1416 5.60784 15.9115C5.35294 9.36725 9.43137 4.36283 17.3333 4.36283V0ZM39 0C27.9118 0 21.6667 6.80088 21.6667 16.9381C21.6667 24.5089 25.1078 29 31.098 29C35.5588 29 38.7451 25.9204 38.7451 21.6858C38.7451 17.4513 35.9412 14.7566 32.1176 14.7566C30.3333 14.7566 28.8039 15.1416 27.2745 15.9115C27.0196 9.36725 31.098 4.36283 39 4.36283V0Z" fill="#DCF000"></path></svg><span class="mx-1vw w-auto text-center flex flex-col"><div class="font-graphik font-bold text-1.5 mb-2 break-normal">Easiest insurance purchase – EVER!</div><div class="font-graphik font-400 text-1.25">I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.</div><div class="font-graphik font-400 text-1.25 mt-6">Michael W.</div></span></div><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholeyellow" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="100%" stop-color="#DCF000" 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fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M17.3333 0C6.2451 0 0 6.80088 0 16.9381C0 24.5089 3.44118 29 9.43137 29C13.8922 29 17.0784 25.9204 17.0784 21.6858C17.0784 17.4513 14.2745 14.7566 10.451 14.7566C8.66667 14.7566 7.13725 15.1416 5.60784 15.9115C5.35294 9.36725 9.43137 4.36283 17.3333 4.36283V0ZM39 0C27.9118 0 21.6667 6.80088 21.6667 16.9381C21.6667 24.5089 25.1078 29 31.098 29C35.5588 29 38.7451 25.9204 38.7451 21.6858C38.7451 17.4513 35.9412 14.7566 32.1176 14.7566C30.3333 14.7566 28.8039 15.1416 27.2745 15.9115C27.0196 9.36725 31.098 4.36283 39 4.36283V0Z" fill="#DCF000"></path></svg><span class="mx-1vw w-auto text-center flex flex-col"><div class="font-graphik font-bold text-1.5 mb-2 break-normal">Happy small business owner!</div><div class="font-graphik font-400 text-1.25">I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!</div><div class="font-graphik font-400 text-1.25 mt-6">Nicole E.</div></span></div><div data-testid="reviewStars" class="inline-block content-center"><svg width="26" height="23" viewBox="0 0 26 23" fill="none" class="inline-flex" xmlns="http://www.w3.org/2000/svg" data-testid="star"><defs><linearGradient id="grad-wholeyellow" x1="0%" y1="0%" x2="100%" y2="0%"><stop offset="0%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="25%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="50%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="75%" stop-color="#DCF000" stop-opacity="1"></stop><stop offset="100%" stop-color="#DCF000" stop-opacity="1"></stop></linearGradient></defs><path stroke="#DCF000" 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(min-width: 640px){.css-40h1vz{height:2vw;width:2vw;}}@media (min-width: 1024px){.css-40h1vz{height:1.389vw;width:1.389vw;}}</style><button aria-expanded="false" aria-label="Why should I buy auto service and repairs insurance online at NEXT?" class="css-40h1vz e1e1z7qj0"></button></div><style data-emotion="css 8ihxmv">.css-8ihxmv{max-height:0px;overflow:hidden;font-family:Graphik Web,sans-serif;font-size:4.267vw;font-weight:400;line-height:140%;letter-spacing:0;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;transition-property:max-height,margin-top;transition-timing-function:cubic-bezier(0, 0, 0.2, 1);transition-duration:500ms;}@media (min-width: 640px){.css-8ihxmv{font-size:2.083vw;}}@media (min-width: 1024px){.css-8ihxmv{font-size:1.389vw;}}@media (min-width: 1920px){.css-8ihxmv{font-size:20px;}}</style><div role="c-0" data-cy="questionContent-0" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">NEXT is one of the only insurance companies to offer easy online quotes and purchases for auto repair shops, auto body shops and car washes. We are 100% dedicated to small businesses and helping new shop owners like you get started with the essentials for being your own boss.</div></div></div><div role="question-1" data-cy="FAQQuestion-1" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-1">What do I need to get an insurance quote online?</h2><button aria-expanded="false" aria-label="What do I need to get an insurance quote online?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-1" data-cy="questionContent-1" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.</div></div></div><div role="question-2" data-cy="FAQQuestion-2" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-2">How can I get a certificate of insurance?</h2><button aria-expanded="false" aria-label="How can I get a certificate of insurance?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-2" data-cy="questionContent-2" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40">You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is <a href="https://portal.nextinsurance.com/">log in to your account</a> and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your <a href="https://www.nextinsurance.com/certificate-of-insurance/">certificate of insurance</a>.</div></div></div><div role="question-3" data-cy="FAQQuestion-3" class="css-tj8q2e e1n7sr561"><div class="css-fuh4mq e1n7sr563"><h2 type="h2-titles-alpina-sm" class="w-11/12 css-1vmveuw e3r5m8y3" role="t-3">How does the claims process work with NEXT Insurance?</h2><button aria-expanded="false" aria-label="How does the claims process work with NEXT Insurance?" class="css-40h1vz e1e1z7qj0"></button></div><div role="c-3" data-cy="questionContent-3" class="css-8ihxmv e1n7sr560"><div class="css-1vhugkq eta8xj40"><ul> <li><p>If you’re a policyholder, you can file a claim any time by <a href="https://portal.nextinsurance.com/login/authentication">logging in</a> to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.</p></li> <li><p>If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at <a href="https://www.nextinsurance.com/">www.nextinsurance.com</a>, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”</p></li> <li><p>If you cannot access your online account and require help from our support team, please visit our <a href="https://www.nextinsurance.com/help-center/">online help center</a>.</p></li> </ul></div></div></div></div></div></div></div><div ni-selector="13-coi_module" style="content-visibility:auto;contain-intrinsic-size:300px" id="coi"><style data-emotion="css 13y681u">.css-13y681u{--smImageSize:max(30vw, 310px);--smImageAboveInnerContainer:calc(0.12 * var(--smImageSize));--smImageBelowInnerContainer:calc(0.15 * 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r1fjic">.css-r1fjic{padding-bottom:1rem;}@media (min-width: 640px){.css-r1fjic{height:var(--smInnerContainerHeight);padding-bottom:0px;padding-left:var(--smLeftDistanceFromContent);}}@media (min-width: 768px){.css-r1fjic{height:var(--mdInnerContainerHeight);padding-bottom:0px;padding-left:var(--mdLeftDistanceFromContent);}}@media (min-width: 1280px){.css-r1fjic{height:var(--xlInnerContainerHeight);padding-bottom:0px;padding-left:var(--xlLeftDistanceFromContent);}}@media (min-width: 1920px){.css-r1fjic{margin-left:3vw;height:var(--3xlInnerContainerHeight);padding-bottom:0px;padding-left:var(--3xlLeftDistanceFromContent);}}</style><div class="css-r1fjic e1edndzz4"><style data-emotion="css mla2hv">.css-mla2hv{font-family:GT Alpina,sans-serif;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));padding-left:0.5rem;padding-right:0.5rem;text-align:center;font-size:10vw;line-height:11vw;}@media (min-width: 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role="relatedPosts" data-cy="RelatedPostsContainer" class="css-1w61t2e ej6fo9r2"><style data-emotion="css 1be63qv">.css-1be63qv{font-family:GT Alpina,sans-serif;letter-spacing:-0.03em;--tw-text-opacity:1;color:rgb(35 31 32 / var(--tw-text-opacity));-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-size:2.375em;line-height:115%;text-align:center;}@media (min-width: 640px){.css-1be63qv{font-size:1.875em;}}@media (min-width: 1024px){.css-1be63qv{font-size:2.778vw;}}@media (min-width: 1920px){.css-1be63qv{font-size:40px;}}</style><div role="relatedPostsModuleTitle" class="css-1be63qv es2lzbs0">Take a look at some helpful blog posts</div><style data-emotion="css outk0k">.css-outk0k{display:-webkit-box;display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-flex-direction:column;-ms-flex-direction:column;flex-direction:column;-webkit-box-flex-wrap:wrap;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;}@media (min-width: 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If a customer claims the transmission in their car doesn’t work how it used to after you service it, faulty work would help to defend you against the claim.\u003c/p\u003e\n","lob_link":{"lob_link_sentence":" ","lob_link":"commercial-auto-insurance/"}},"commercial_auto":{"lob_image":{"ID":110227302,"id":110227302,"title":"lob-hired-non-owned-auto-black-white","filename":"lob-hired-non-owned-auto-black-white-1.png","filesize":107634,"url":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1.png","link":"https://www.nextinsurance.com/hired-and-non-owned-auto-insurance/lob-hired-non-owned-auto-black-white-2/","alt":"Hired non-owned auto insurance","author":"128","description":"","caption":"","name":"lob-hired-non-owned-auto-black-white-2","status":"inherit","uploaded_to":11146785,"date":"2021-08-27 12:24:04","modified":"2021-08-29 13:44:13","menu_order":0,"mime_type":"image/png","type":"image","subtype":"png","icon":"https://www.nextinsurance.com/wp-includes/images/media/default.png","width":1440,"height":1440,"sizes":{"thumbnail":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-150x150.png","thumbnail-width":150,"thumbnail-height":150,"medium":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-300x300.png","medium-width":300,"medium-height":300,"medium_large":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-768x768.png","medium_large-width":768,"medium_large-height":768,"large":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-1024x1024.png","large-width":1024,"large-height":1024,"1536x1536":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1.png","1536x1536-width":1440,"1536x1536-height":1440,"2048x2048":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1.png","2048x2048-width":1440,"2048x2048-height":1440,"popularposts":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-380x240.png","popularposts-width":380,"popularposts-height":240,"blogpostemail":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-300x300.png","blogpostemail-width":300,"blogpostemail-height":300,"blogrollbig":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-588x380.png","blogrollbig-width":588,"blogrollbig-height":380,"FacebookBig":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-1200x630.png","FacebookBig-width":1200,"FacebookBig-height":630,"FacebookSmall":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-484x252.png","FacebookSmall-width":484,"FacebookSmall-height":252,"spotlight":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-640x455.png","spotlight-width":640,"spotlight-height":455,"archiveBlogroll":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-645x360.png","archiveBlogroll-width":645,"archiveBlogroll-height":360,"archiveBlogrollMobile":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-315x176.png","archiveBlogrollMobile-width":315,"archiveBlogrollMobile-height":176,"singleBlogImage":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-802x454.png","singleBlogImage-width":802,"singleBlogImage-height":454,"blogCategoryHeroDesktop":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-1440x335.png","blogCategoryHeroDesktop-width":1440,"blogCategoryHeroDesktop-height":335,"blogCategoryHeroTablet":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-768x134.png","blogCategoryHeroTablet-width":768,"blogCategoryHeroTablet-height":134,"blogCategoryHeroMobile":"https://www.nextinsurance.com/wp-content/uploads/2021/08/lob-hired-non-owned-auto-black-white-1-360x120.png","blogCategoryHeroMobile-width":360,"blogCategoryHeroMobile-height":120}},"lob_title":"Hired \u0026 Non-Owned Auto (HNOA)","lob_content":"\u003cp\u003eHired \u0026amp; non-owned auto coverage is required for longer test drives off your lot. It can also provide protection if an employee sometimes uses a personal vehicle for work. Add HNOA coverage to a \u003ca href=\"/general-liability-insurance/\"\u003egeneral liability policy\u003c/a\u003e for coverage when you or your employees drive a customer’s vehicle.\u003c/p\u003e\n","lob_link":{"lob_link_sentence":"Learn more about HNOA.","lob_link":"hired-and-non-owned-auto-insurance/"}},"tools_and_equipment":{"lob_image":false,"lob_title":"Tools \u0026 Equipment insurance for construction contractors","lob_content":"\u003cp\u003eTools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s ladders or jackhammers.\u003c/p\u003e\n","lob_link":{"lob_link_sentence":"Learn more about tools \u0026 equipment.","lob_link":"tools-and-equipment-insurance"}},"commercial_property":{"lob_image":false,"lob_title":"Commercial Property insurance","lob_content":"\u003cp\u003eCommercial property helps protect your business equipment, inventory, furniture and the brick-and-mortar structures you own. Property insurance can help cover costs if your business property is damaged due to a covered event, such as a burst water pipe or fire. It can also help to replace inventory, such as if a fire breaks out in your shop.\u003c/p\u003e\n","lob_link":{"lob_link_sentence":"Learn more about commercial property.","lob_link":"commercial-property-insurance/"}},"errors_and_omissions":{"lob_image":false,"lob_title":"Commercial Property insurance for restaurants","lob_content":"","lob_link":{"lob_link_sentence":"Learn more about commercial property insurance.","lob_link":"commercial-property-insurance"}},"business_owners_policy":{"lob_image":false,"lob_title":"Commercial Property insurance for restaurants","lob_content":"\u003cp\u003eRestaurant owners can buy property insurance to help protect business equipment, inventory, furniture and the commercial structures they own. \u003c/p\u003e\n\u003cp\u003eProperty insurance can help cover costs if your business property is damaged due to a covered event, such as a burst water pipe or fire.\u003c/p\u003e\n\u003cp\u003eIt can also help to replace inventory, such as spoiled food after a power outage.\u003c/p\u003e\n","lob_link":{"lob_link_sentence":"Learn more about commercial property insurance.","lob_link":"commercial-property-insurance"}},"hired_non_owned_auto":{"lob_image":false,"lob_title":"","lob_content":"","lob_link":{"lob_link_sentence":"Learn more about Business Owner’s Policy (BOP)","lob_link":"business-owners-policy"}},"liquor_liability":{"lob_image":false,"lob_title":"","lob_content":"","lob_link":{"lob_link_sentence":"Learn more about Business Owner’s Policy (BOP)","lob_link":"business-owners-policy"}},"product_liability":{"lob_image":false,"lob_title":"","lob_content":"","lob_link":{"lob_link_sentence":"Learn more about Business Owner’s Policy (BOP)","lob_link":"business-owners-policy"}},"employment_practices_liability_insurance":{"lob_image":false,"lob_title":"","lob_content":"","lob_link":{"lob_link_sentence":"Learn more about Business Owner’s Policy (BOP)","lob_link":"business-owners-policy"}},"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"reviews_manual","displayModule":true,"bgColor":"white","reviews_manual_highlight_color_bgColor_bgColor":"yellow","reviews_manual_title":"Customer reviews","reviews_manual_subtitle":"","reviews_manual_reviews":[{"reviews_manual_reviews_image":"https://www.nextinsurance.com/wp-content/uploads/2022/11/review-avatar-1.png","review_manual_review_text":{"review_manual_review_text_title":"I am so excited","review_manual_review_text_content":"I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.","review_manual_review_text_name":"Curzella J."},"review_manual_review_rating":"5"},{"reviews_manual_reviews_image":"https://www.nextinsurance.com/wp-content/uploads/2022/11/review-avatar-2.png","review_manual_review_text":{"review_manual_review_text_title":"Easiest insurance purchase – EVER!","review_manual_review_text_content":"I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.","review_manual_review_text_name":"Michael W."},"review_manual_review_rating":"5"},{"reviews_manual_reviews_image":"https://www.nextinsurance.com/wp-content/uploads/2022/11/review-avatar-3.png","review_manual_review_text":{"review_manual_review_text_title":"Happy small business owner!","review_manual_review_text_content":"I needed liability insurance for my new small business brick \u0026 mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!","review_manual_review_text_name":"Nicole E."},"review_manual_review_rating":"5"}],"ABTestOptions":{"allowComponentABTest":false,"variantNames":false,"isControl":false}},{"acf_fc_layout":"faq_module","displayModule":true,"faq_choose_header":"title","faq_title":"Frequently asked questions about auto service and repair insurance","faq_image":false,"faq_image_alt":"","faq_description":"","faq_short_description":"","faq_open_questions":"","bgColor":"sky_25","faq_manually_questions":false,"faq_selected_questions":[{"ID":111013987,"post_author":"109","post_date":"2021-11-22 17:14:47","post_date_gmt":"2021-11-22 17:14:47","post_content":"NEXT is one of the only insurance companies to offer easy online quotes and purchases for auto repair shops, auto body shops and car washes. We are 100% dedicated to small businesses and helping new shop owners like you get started with the essentials for being your own boss.","post_title":"Why should I buy auto service and repairs insurance online at NEXT?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"why-should-i-buy-auto-service-and-repairs-insurance-online-at-next","to_ping":"","pinged":"","post_modified":"2023-03-17 17:34:17","post_modified_gmt":"2023-03-17 17:34:17","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=111013987","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":11148694,"post_author":"128","post_date":"2021-02-15 09:45:12","post_date_gmt":"2021-02-15 09:45:12","post_content":"We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.","post_title":"What do I need to get an insurance quote online?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"what-do-i-need-to-get-an-insurance-quote-online-2","to_ping":"","pinged":"","post_modified":"2023-03-17 17:45:15","post_modified_gmt":"2023-03-17 17:45:15","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=11148694","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":2472,"post_author":"2","post_date":"2017-11-09 16:03:57","post_date_gmt":"2017-11-09 16:03:57","post_content":"You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines.\r\n\r\nIf you’re a new or current NEXT Insurance customer, all you need to do is \u003ca href=\"https://portal.nextinsurance.com/\"\u003elog in to your account\u003c/a\u003e and your Live Certificate delivers you the proof of insurance you need instantly, for free.\r\n\r\nYou can easily share your COI with anyone via email, text message or a social media post.\r\n\r\nWe provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.\r\n\r\nFind out more details about your \u003ca href=\"https://www.nextinsurance.com/certificate-of-insurance/\"\u003ecertificate of insurance\u003c/a\u003e.","post_title":"How can I get a certificate of insurance?","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"can-get-certificate-insurance","to_ping":"","pinged":"","post_modified":"2023-03-17 17:45:56","post_modified_gmt":"2023-03-17 17:45:56","post_content_filtered":"","post_parent":0,"guid":"https://www.nextinsurance.com/?post_type=qa\u0026#038;p=2472","menu_order":0,"post_type":"qa","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":11148700,"post_author":"128","post_date":"2021-02-15 09:47:13","post_date_gmt":"2021-02-15 09:47:13","post_content":"\u003cul\u003e\r\n \t\u003cli\u003e\u003cp\u003eIf you’re a policyholder, you can file a claim any time by \u003ca href=\"https://portal.nextinsurance.com/login/authentication\"\u003elogging in\u003c/a\u003e to your account at www.nextinsurance.com and clicking the “File a claim” under the \"About us\" tab. You can expect a call from us shortly after you submit a claim to go over the details.\u003c/p\u003e\u003c/li\u003e\r\n \t\u003cli\u003e\u003cp\u003eIf you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at \u003ca href=\"https://www.nextinsurance.com/\"\u003ewww.nextinsurance.com\u003c/a\u003e, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”\u003c/p\u003e\u003c/li\u003e\r\n \t\u003cli\u003e\u003cp\u003eIf you cannot access your online account and require help from our support team, please visit our \u003ca href=\"https://www.nextinsurance.com/help-center/\"\u003eonline help center\u003c/a\u003e.\u003c/p\u003e\u003c/li\u003e\r\n\u003c/ul\u003e","post_title":"How does the claims process work with NEXT 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We are 100% dedicated to small businesses and helping new shop owners like you get started with the essentials for being your own boss."}},{"@type":"Question","name":"What do I need to get an insurance quote online?","acceptedAnswer":{"@type":"Answer","text":"We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work."}},{"@type":"Question","name":"How can I get a certificate of insurance?","acceptedAnswer":{"@type":"Answer","text":"You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines.\r\n\r\nIf you’re a new or current NEXT Insurance customer, all you need to do is \u003ca href=\"https://portal.nextinsurance.com/\"\u003elog in to your account\u003c/a\u003e and your Live Certificate delivers you the proof of insurance you need instantly, for free.\r\n\r\nYou can easily share your COI with anyone via email, text message or a social media post.\r\n\r\nWe provide unlimited certificates and you can also add an additional insured for free. 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