News & Ratgeber: Bereich Geld & Finanzen

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id-Teaser-el--blockStyle id-Teaser-el--hasimage id-Teaser-el--hasrelatedOnImage id-Teaser-el--even " data-k5a-pos="hauptaufmacher_1"><div class="id-Teaser-el-image-wrap"><div class="id-Teaser-el-image "><div class="id-RatioWrap id-RatioWrap--sixteenByNine "><div class="id-RatioWrap-content"><img srcset="//www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-156b.jpg 1536w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15ac.jpg 342w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-1593.jpg 427w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15GI.jpg 467w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-1575.jpg 512w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-158e.jpg 640w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15BI.jpg 700w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15DG.jpg 734w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15NG.jpg 1000w, //www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15fe.jpg 1100w" sizes="(min-width:900px) 718px, (min-width:640px) 64vw, (min-width:480px) 96vw, 94vw " src="//www.merkur.de/bilder/2025/03/18/93632620/33414351-kuehlschrank-temperaturen-15DG.jpg" alt="Sparsame Kühlschränke: Ab welchem Jahr könnten sie sich rechnen?" title="Sparsame Kühlschränke: Ab welchem Jahr könnten sie sich rechnen?"></div></div></div> <ul class="id-Teaser-el-related id-Teaser-el-related--posImage id-Teaser-el-related--responsive "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93632620" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93632620"></span></span> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-gallery "> <a href="/leben/geld/ueberblick-hauhaltsbuch-einkaufen-kochen-shoppen-sparen-spartipps-alltag-finanzen-zr-92698066.html" class="id-Teaser-el-related-item-gallery-link " title="Fotostrecke zu diesem Artikel: Spartipps im Alltag: Wie Sie Ihre Ausgaben beim Shoppen oder daheim minimieren" ><span class="id-Icon-hideText">Fotos</span></a> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-video "> <span class="id-Teaser-el-related-item-video-link " ><span class="id-Icon-hideText">Video</span></span> </li> </ul> </div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--posContentTop id-Teaser-el-content-related--responsive"> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93632620" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93632620"></span></span> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-gallery "> <a href="/leben/geld/ueberblick-hauhaltsbuch-einkaufen-kochen-shoppen-sparen-spartipps-alltag-finanzen-zr-92698066.html" class="id-Teaser-el-related-item-gallery-link " title="Fotostrecke zu diesem Artikel: Spartipps im Alltag: Wie Sie Ihre Ausgaben beim Shoppen oder daheim minimieren" ><span class="id-Icon-hideText">Fotos</span></a> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-video "> <span class="id-Teaser-el-related-item-video-link " ><span class="id-Icon-hideText">Video</span></span> </li> </ul> <p class="id-Teaser-el-content-kicker"><span class="id-Teaser-el-content-kicker-text" >Energiekosten</span></p><h3 class="id-Teaser-el-content-headline "><span class="id-Teaser-el-content-headline-text" >Sparsame Kühlschränke: Ab welchem Jahr könnten sie sich rechnen?</span></h3><div class="id-Teaser-el-content-text"><span class="id-Teaser-el-content-text-text" >Beim Kühlschrank sollten Bewohner auch an die Energiekosten denken. 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Geburtstag arbeiten? Viele würden das gerne vermeiden, wie eine repräsentative Umfrage zeigt. Dabei spielt vor allem das Geld eine bedeutende …</span></div></div><a href="//www.merkur.de/leben/geld/umfrage-jeder-vierte-will-vorzeitig-in-rente-gehen-altersvorsorge-zr-93606578.html" class="id-LinkOverlay-link " title="Umfrage zeigt: Jeder Vierte will vorzeitig in Rente" >Umfrage zeigt: Jeder Vierte will vorzeitig in Rente</a></div></div><div class="id-LB-e--XS12_0c "><div class="id-LinkOverlay id-Teaser-el id-Teaser-el--listLeftStyle id-Teaser-el--varDivider id-Teaser-el--hasimage id-Teaser-el--odd " data-k5a-pos="content1_2"><div class="id-Teaser-el-image-wrap"><div class="id-Teaser-el-image "><div class="id-RatioWrap id-RatioWrap--sixteenByNine "><div class="id-RatioWrap-content"><span class="id-MediaPlaceholder" data-id-module="watchScroll" data-id-mconf='{"triggerOnce":true,"triggerOffset":256,"triggeredEvent":{"name":"CONTENT_INSERT","conf":{"srcType":"html","respImg":true,"src":"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"}}}'><i class="id-MediaPlaceholder-icon"></i></span><noscript><img class="" src="//www.merkur.de/bilder/2025/03/03/93606196/37283376-eine-nachbildung-eines-tempelritter-rings-2jTftBbJMy8e.jpg" alt="Die Tempelritter: Aufstieg und Fall einer geheimen Weltmacht" title="Die Tempelritter: Aufstieg und Fall einer geheimen Weltmacht"/></noscript></div></div></div></div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--hasOnlyRelatedComment id-Teaser-el-related--posContentTop "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93606196" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93606196"></span></span> </li> </ul> <h3 class="id-Teaser-el-content-headline "><span class="id-Teaser-el-content-headline-text" >Die Tempelritter: Aufstieg und Fall einer geheimen Weltmacht</span></h3><div class="id-Teaser-el-content-text"><span class="id-Teaser-el-content-text-text" >Es war der mächtigste Geheimbund der Geschichte, seine Schätze sollen unermesslich gewesen sein, sein Wissen hätte Könige und Päpste stürzen können. 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class="id-MediaPlaceholder-icon"></i></span><noscript><img class="" src="//www.merkur.de/bilder/2025/02/28/93602099/35909041-bar-zahlung-b8e.jpg" alt="Fünf Tipps, wie Sie beim Lebensmitteleinkauf etwas sparen können" title="Fünf Tipps, wie Sie beim Lebensmitteleinkauf etwas sparen können"/></noscript></div></div></div></div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--posContentTop "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93602099" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93602099"></span></span> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-gallery "> <a 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Allzu spontane Einkäufe könnten dazu beitragen, dass man noch mehr ausgibt. Hier ein paar grundlegende Tipps, wie man die Kosten besser …</span></div></div><a href="//www.merkur.de/leben/geld/lebensmitteleinkauf-geld-sparen-supermarkt-einkauf-planung-grundpreise-kassenzettel-zr-93602099.html" class="id-LinkOverlay-link " title="Fünf Tipps, wie Sie beim Lebensmitteleinkauf etwas sparen können" >Fünf Tipps, wie Sie beim Lebensmitteleinkauf etwas sparen können</a></div></div></div> </div></div></div><div class="id-g15-c2 id-g-e id-col-gt0 id-col-gt150 id-col-gt250" data-id-module="col-width-watcher"><div id="id-Container-376790" ><div data-id-advertDfpConf='{"dfpAdPosition": "PAGELAYOUT"}' data-k5a-pos="track_adrect2"><div data-id-trfPlaceholder="" id="traffective-ad-77460114" class="Rectangle_2" ></div></div> </div></div></div><div class="id-g id-g--oneCol"><div class="id-g16-c1 id-g-e id-col-gt0 id-col-gt150 id-col-gt250 id-col-gt350 id-col-gt450 id-col-gt550 id-col-gt750" data-id-module="col-width-watcher"><div data-id-container-ct='{"containerId":"481351"}' class="id-Container id-Container--hasNoHeadline"><div class="id-Container-content"><div class="id-LB id-LB--ONE_COL id-Teaser id-Teaser-el--listLeftStyle--LB "><div class="id-LB-e--XS12_0c "><div class="id-LinkOverlay id-Teaser-el id-Teaser-el--listLeftStyle id-Teaser-el--varDivider id-Teaser-el--hasimage id-Teaser-el--even " data-k5a-pos="tsrblst_1"><div class="id-Teaser-el-image-wrap"><div class="id-Teaser-el-image "><div class="id-RatioWrap id-RatioWrap--sixteenByNine "><div class="id-RatioWrap-content"><span class="id-MediaPlaceholder" data-id-module="watchScroll" data-id-mconf='{"triggerOnce":true,"triggerOffset":256,"triggeredEvent":{"name":"CONTENT_INSERT","conf":{"srcType":"html","respImg":true,"src":"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"}}}'><i class="id-MediaPlaceholder-icon"></i></span><noscript><img class="" src="//www.merkur.de/bilder/2025/02/09/93597258/37009534-gehaltserhoehung-verhandeln-bNG.jpg" alt="Gehaltserhöhungen: Wann sind sie sinnvoll und wie viel ist realistisch?" title="Gehaltserhöhungen: Wann sind sie sinnvoll und wie viel ist realistisch?"/></noscript></div></div></div></div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--posContentTop "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93597258" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93597258"></span></span> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-gallery "> <a href="/leben/geld/geldregeln-finanzexpertin-madame-moneypenny-sparen-geldanlage-investieren-zr-92144830.html" class="id-Teaser-el-related-item-gallery-link " title="Fotostrecke zu diesem Artikel: Madame Moneypenny gibt Tipps: Zehn Geldregeln von der Finanzexpertin" ><span class="id-Icon-hideText">Fotos</span></a> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-video "> <span class="id-Teaser-el-related-item-video-link " ><span class="id-Icon-hideText">Video</span></span> </li> </ul> <h3 class="id-Teaser-el-content-headline "><span class="id-Teaser-el-content-headline-text" >Gehaltserhöhungen: Wann sind sie sinnvoll und wie viel ist realistisch?</span></h3><div class="id-Teaser-el-content-text"><span class="id-Teaser-el-content-text-text" >Eine Gehaltserhöhung ist oft ein heikles Thema. Neben der eigenen Leistung spielen auch Veränderungen im Arbeitsverhältnis und die wirtschaftliche Situation des …</span></div></div><a href="//www.merkur.de/leben/geld/gehaltserhoehungen-wann-sind-sie-sinnvoll-und-wie-viel-ist-realistisch-zr-93597258.html" class="id-LinkOverlay-link " title="Gehaltserhöhungen: Wann sind sie sinnvoll und wie viel ist realistisch?" >Gehaltserhöhungen: Wann sind sie sinnvoll und wie viel ist realistisch?</a></div></div><div class="id-LB-e--XS12_0c "><div class="id-LinkOverlay id-Teaser-el id-Teaser-el--listLeftStyle id-Teaser-el--varDivider id-Teaser-el--hasimage id-Teaser-el--odd " data-k5a-pos="tsrblst_2"><div class="id-Teaser-el-image-wrap"><div class="id-Teaser-el-image "><div class="id-RatioWrap id-RatioWrap--sixteenByNine "><div class="id-RatioWrap-content"><span class="id-MediaPlaceholder" data-id-module="watchScroll" data-id-mconf='{"triggerOnce":true,"triggerOffset":256,"triggeredEvent":{"name":"CONTENT_INSERT","conf":{"srcType":"html","respImg":true,"src":"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"}}}'><i class="id-MediaPlaceholder-icon"></i></span><noscript><img class="" src="//www.merkur.de/bilder/2025/02/28/93599655/37184951-eine-frau-haelt-verschiedene-euro-banknoten-in-der-hand-1JNG.jpg" alt="Bürgergeld wird ausgezahlt: Ab diesem Zeitpunkt ist es auf dem Konto – plus Jahrestabelle" title="Bürgergeld wird ausgezahlt: Ab diesem Zeitpunkt ist es auf dem Konto – plus Jahrestabelle"/></noscript></div></div></div></div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--posContentTop "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93599655" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93599655"></span></span> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-gallery "> <a href="/leben/geld/ueberblick-hauhaltsbuch-einkaufen-kochen-shoppen-sparen-spartipps-alltag-finanzen-zr-92698066.html" class="id-Teaser-el-related-item-gallery-link " title="Fotostrecke zu diesem Artikel: Spartipps im Alltag: Wie Sie Ihre Ausgaben beim Shoppen oder daheim minimieren" ><span class="id-Icon-hideText">Fotos</span></a> </li> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-video "> <span class="id-Teaser-el-related-item-video-link " ><span class="id-Icon-hideText">Video</span></span> </li> </ul> <h3 class="id-Teaser-el-content-headline "><span class="id-Teaser-el-content-headline-text" >Bürgergeld wird ausgezahlt: Ab diesem Zeitpunkt ist es auf dem Konto – plus Jahrestabelle</span></h3><div class="id-Teaser-el-content-text"><span class="id-Teaser-el-content-text-text" >Das Bürgergeld bietet für einige Deutsche eine wichtige Grundsicherung. 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class="id-MediaPlaceholder-icon"></i></span><noscript><img class="" src="//www.merkur.de/bilder/2025/02/28/93599336/36951569-auch-rentner-sollten-ihre-steuerpflicht-ernst-nehmen-sonst-drohen-konsequenzen-vom-finanzamt-2kRxTUvTqGNG.jpg" alt="Steuerformulare: Online oder in Papier – was ist erforderlich?" title="Steuerformulare: Online oder in Papier – was ist erforderlich?"/></noscript></div></div></div></div><div class="id-Teaser-el-content "> <ul class="id-Teaser-el-related id-Teaser-el-related--hasOnlyRelatedComment id-Teaser-el-related--posContentTop "> <li class="id-Teaser-el-related-item id-Teaser-el-related-item-comments id-Teaser-el-related-item--ccWrap"> <span class="id-Teaser-el-related-item-comments-link"><span data-id-engagently-id="93599336" class="id-Teaser-el-related-item-comments-link-value id-Teaser-el-related-item--ccValue"></span><span class="id-Icon-hideText idjs-engagently-text--93599336"></span></span> </li> </ul> <h3 class="id-Teaser-el-content-headline "><span 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