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Calculator,home loan emi calculator,home loan interest calculator,home loan calculator india,how to calculate home loan emi,calculate home loan,calculate home loan emi","datePublished":"2024-06-26T15:44:23+05:30","dateModified":"2024-06-26T15:44:27+05:30","author":{"@id":"https://www.prabhatkhabar.com/author/kalpana","name":"Kalpana Kumari"},"publisher":{"@id":"https://www.prabhatkhabar.com/#organization"},"description":"Home loan Calculator: Know How to calculate home loan EMI( \u0939\u094b\u092e \u0932\u094b\u0928), Home loan calculator to calculate your monthly EMI.home loan EMI calculator,( \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 )","articleBody":"Chart.js Example\n \n \n \n \n \n \n \n \n \n \n \n Home Loan Amount\n \n \n \u20b9\n \n \n \n \n\n \n \n \n \n Rate Of Interest (Per Annum):\n \n \n \u20b9\n \n \n \n \n \n \n \n \n Loan Tenure (Years):\n \n \n \u20b9\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \n Monthly EMI\n \u20b9\n \n \n \n \n Principal Amount\n \n \u20b9\n \n \n \n Total Interest\n \n \u20b9\n \n \n \n Total Amount\n \u20b9\n \n \n \n \n\n \n \n \n \n\n \n \n \n \n \n Schedule Showing EMI Payments Starting From\n \n \n \n \n \n Calendar Year\n Financial Year\n \n \n \n \n \n\n \n \n \n \n \n Year\n Principal\n Interest\n Balance\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n\n\n\n\nHome Loan Calculator : \u0918\u0930 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0930\u0947\u0902 \u0907\u0938\u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932\n\n\n\n\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0932\u094b\u0917 100 \u092c\u093e\u0930 \u0938\u094b\u091a\u0924\u0947 \u0939\u0948\u0902, \u092b\u093f\u0930 \u0915\u094b\u0908 \u092b\u0948\u0938\u0932\u093e \u0932\u0947\u0924\u0947 \u0939\u0948\u0902 \u0907\u0938 \u0938\u092e\u0938\u094d\u092f\u093e \u0938\u0947 \u0928\u093f\u091c\u093e\u0924 \u092a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a \u090f\u0915 \u0916\u093e\u0938 \u091f\u0942\u0932 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 . \u0939\u094b\u092e \u0932\u094b\u0928 \u0908\u090f\u092e\u0906\u0908 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0906\u092a\u0915\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924 \u092f\u093e \u0908\u090f\u092e\u0906\u0908 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0924\u093e \u0939\u0948. \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0947 \u0906\u092a \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0906\u092a\u0915\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 EMI \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 . \u0928\u092f\u093e \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0906\u092a \u0907\u0938 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0915\u0930 \u092c\u0947\u0939\u0924\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902 . \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u0940 \u092e\u0926\u0926 \u0938\u0947 \u0906\u092a EMI \u0915\u0940 \u0930\u093e\u0936\u093f \u091c\u093e\u0928 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0938 \u0938\u0947 \u0905\u092a\u0928\u0947 \u0938\u0939\u0940 \u092e\u0928\u0940 \u092a\u094d\u0932\u093e\u0928  \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u0906\u0938\u093e\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902 . \u0905\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 EMI \u0915\u0940 \u0917\u0923\u0928\u093e \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948 . \n\n\n\nEMI \u0915\u093f\u0938\u0947 \u0915\u0939\u0924\u0947 \u0939\u0948?EMI, \u091c\u093f\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924 \u092f\u093e \u0907\u0915\u094d\u0935\u0947\u091f\u0947\u0921 \u092e\u0902\u0925\u0932\u0940 \u0907\u0902\u0938\u094d\u091f\u0949\u0932\u092e\u0947\u0902\u091f \u0939\u094b\u0924\u093e \u0939\u0948 . \u0907\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 \u092e\u0942\u0932 \u0930\u093e\u0936\u093f \u0914\u0930 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u093e \u0939\u0948. \u0905\u0927\u093f\u0915\u0924\u092e 30 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0915\u0940 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u094b\u0928 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u0947 \u0938\u0947 EMI \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948.\u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u094d\u092f\u094b\u0902 \u0915\u0930\u0947\u0902?\u090f\u0915 \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u093e\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0935\u0939 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u094b \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0938\u0947 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u093e \u0939\u0948. \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0932\u094b\u0928 \u0915\u0940 \u0930\u093e\u0936\u093f \u0914\u0930 \u0905\u0935\u0927\u093f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 EMI \u0915\u0940 \u0930\u093e\u0936\u093f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902. \u0907\u0938\u0938\u0947 \u0906\u092a \u0930\u0923\u0928\u0940\u0924\u093f \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0932\u094b\u0928 EMI \u0915\u093e \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0938\u093e\u0925 \u0939\u0940 \u092f\u0939 \u092d\u0940 \u0938\u092e\u091d \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 EMI \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u093e \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f.EMI \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u093e \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u093e \u0915\u094d\u092f\u093e \u0939\u0948?P x R x (1+R)^N / [(1+R)^N-1] \u091c\u0939\u093e\u0902-P = \u092e\u0942\u0932 \u0932\u094b\u0928 \u0930\u093e\u0936\u093fN = \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f (\u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902)R = \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (R) \u0915\u0940 \u0917\u0923\u0928\u093e \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948.R = \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930/12/100\u0939\u094b\u092e \u0932\u094b\u0928 EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 EMI \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u0915\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0924\u093e \u0939\u0948, \u092f\u0939 \u0906\u0935\u093e\u0938 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0924\u093e \u0939\u0948 .\u00a0\n\n\n\n\u00a0 -\n\n\n\n\u00a0","name":"Home Loan Calculator - Prabhat Khabar","subjectOf":[{"@type":"FAQPage","mainEntity":[{"@type":"Question","url":"https://www.prabhatkhabar.com/home-loan-calculator#faq-question-1732613513566","name":"EMI \u0915\u093f\u0938\u0947 \u0915\u0939\u0924\u0947 \u0939\u0948?","acceptedAnswer":{"@type":"Answer","text":"EMI, \u091c\u093f\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924 \u092f\u093e \u0907\u0915\u094d\u0935\u0947\u091f\u0947\u0921 \u092e\u0902\u0925\u0932\u0940 \u0907\u0902\u0938\u094d\u091f\u0949\u0932\u092e\u0947\u0902\u091f \u0939\u094b\u0924\u093e \u0939\u0948 . \u0907\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 \u092e\u0942\u0932 \u0930\u093e\u0936\u093f \u0914\u0930 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u094b\u0928\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u093e \u0939\u0948. \u0905\u0927\u093f\u0915\u0924\u092e 30 \u0935\u0930\u094d\u0937 \u0924\u0915 \u0915\u0940 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u094b\u0928 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u091a\u0941\u0928\u0928\u0947 \u0938\u0947 EMI \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948."}},{"@type":"Question","url":"https://www.prabhatkhabar.com/home-loan-calculator#faq-question-1732613526937","name":"\u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u094d\u092f\u094b\u0902 \u0915\u0930\u0947\u0902?","acceptedAnswer":{"@type":"Answer","text":"\u090f\u0915 \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u093e\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0935\u0939 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u094b \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0938\u0947 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u093e \u0939\u0948. \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0932\u094b\u0928 \u0915\u0940 \u0930\u093e\u0936\u093f \u0914\u0930 \u0905\u0935\u0927\u093f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 EMI \u0915\u0940 \u0930\u093e\u0936\u093f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902. \u0907\u0938\u0938\u0947 \u0906\u092a \u0930\u0923\u0928\u0940\u0924\u093f \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0932\u094b\u0928 EMI \u0915\u093e \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0938\u093e\u0925 \u0939\u0940 \u092f\u0939 \u092d\u0940 \u0938\u092e\u091d \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 EMI \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0924\u0928\u093e \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f."}},{"@type":"Question","url":"https://www.prabhatkhabar.com/home-loan-calculator#faq-question-1732613560227","name":"EMI \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u093e \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u093e \u0915\u094d\u092f\u093e \u0939\u0948?","acceptedAnswer":{"@type":"Answer","text":"P x R x (1+R)^N / [(1+R)^N-1] \u091c\u0939\u093e\u0902-<br>P = \u092e\u0942\u0932 \u0932\u094b\u0928 \u0930\u093e\u0936\u093f<br>N = \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f (\u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902)<br>R = \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930<br>\u0906\u092a\u0915\u0947 \u0932\u094b\u0928 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (R) \u0915\u0940 \u0917\u0923\u0928\u093e \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948.<br>R = \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930/12/100<br>\u0939\u094b\u092e \u0932\u094b\u0928 EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 EMI \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u0915\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0924\u093e \u0939\u0948, \u092f\u0939 \u0906\u0935\u093e\u0938 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930\u0924\u093e \u0939\u0948 .\u00a0"}}]}],"@id":"https://www.prabhatkhabar.com/home-loan-calculator#richSnippet","isPartOf":{"@id":"https://www.prabhatkhabar.com/home-loan-calculator#webpage"},"image":{"@id":"https://www.prabhatkhabar.com/wp-content/uploads/2024/02/prabhatkhabar_2020-02_65e97918-568e-4fac-94ed-7256d07c96ae_1200x630-1-1.webp"},"inLanguage":"hi","mainEntityOfPage":{"@id":"https://www.prabhatkhabar.com/home-loan-calculator#webpage"}}]}</script>  <link rel='dns-prefetch' href='//www.prabhatkhabar.com' /> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel='dns-prefetch' href='//use.fontawesome.com' /> <link rel="alternate" type="application/rss+xml" title="Prabhat Khabar » Feed" href="https://www.prabhatkhabar.com/feed" /> <link rel="alternate" 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<i class="td-icon-right td-bread-sep td-bred-no-url-last"></i> <span class="td-bred-no-url-last">Home Loan Calculator</span></div> </div> <div class="td-pb-row"> <div class="td-pb-span12 td-main-content" role="main"> <div class="td-page-header"> <h1 class="entry-title td-page-title"> <span>Home Loan Calculator</span> </h1> </div> <div class="td-page-content tagdiv-type"> <!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <title>Chart.js Example</title> <script src="https://cdn.tailwindcss.com"></script> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/flatpickr/dist/flatpickr.min.css" /> <style> * { margin: 0; padding: 0; box-sizing: border-box; } input:focus { outline: none; } input[type="range"] { accent-color: #f58220; } table, td, tr, th { border: 1px solid rgba(128, 128, 128, 0.288); } td, th { padding: 10px; } .custom-select { -webkit-appearance: none; -moz-appearance: none; appearance: none; background: transparent; background-image: url('data:image/svg+xml,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"%3E%3Cpath d="M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 011.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z" fill="%236B7280"%3E%3C/path%3E%3C/svg%3E'); background-repeat: no-repeat; background-position: right 0.5rem center; background-size: 1.5em; } </style> </head> <body> <div class="w-full flex justify-center my-6"> <div class="w-full md:w-[800px]"> <div class="bg-gray-100 p-3"> <div class="bg-white px-[15px] py-[10px] md:py-[31px]"> <div class="input-section mb-0 md:mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label for="loanAmount" class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" >Home Loan Amount</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" min="100000" max="10000000" type="number" value="5000000" id="loanAmountDisplay" /> </div> </div> <input class="w-full bg-primary" type="range" id="loanAmount" min="100000" max="10000000" step="100000" value="5000000" oninput="updateValue('loanAmount', 'loanAmountDisplay')" /> </div> <div class="input-section mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label for="loanAmount" class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" >Rate Of Interest (Per Annum):</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" type="number" min="1" max="15" value="7.5" id="interestRateDisplay" /> </div> </div> <input type="range" class="w-full" id="interestRate" min="1" max="20" step="0.1" value="7.5" oninput="updateValue('interestRate', 'interestRateDisplay')" /> </div> <div class="input-section mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" for="loanAmount" >Loan Tenure (Years):</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" type="number" min="1" max="30" value="20" id="loanTenureDisplay" /> </div> </div> <input type="range" class="w-full" id="loanTenure" min="1" max="30" step="1" value="20" oninput="updateValue('loanTenure', 'loanTenureDisplay')" /> </div> </div> </div> <div id="results" class="results mt-4 rounded"> <div class="bg-gray-100 p-3"> <div class="bg-white p-3"> <table class="w-full bg-white"> <thead> <tr class="text-left bg-orange-100 text-[#f58220]"> <th>Monthly EMI</th> <th class="text-right">₹<span id="monthlyEMI"></span></th> </tr> </thead> <tbody> <tr> <td>Principal Amount</td> <td class="text-right"> ₹<span id="principalAmount"></span> </td> </tr> <tr> <td>Total Interest</td> <td class="text-right"> ₹<span id="totalInterest"></span> </td> </tr> <tr> <td>Total Amount</td> <td class="text-right">₹<span id="totalAmount"></span></td> </tr> </tbody> </table> </div> <div class="chart-container bg-white"> <canvas id="breakUpChart"></canvas> </div> </div> <div id="results" class="results my-4 rounded"> <div class="bg-gray-100 p-3"> <div class="bg-white p-3"> <div class="flex flex-col gap-4"> <h4 class="text-center text-[18px]"> Schedule Showing EMI Payments Starting From </h4> <input type="text" id="date-picker" class="border border-gray-300 rounded-md p-2 w-full focus:outline-none" /> </div> <div class="pt-6"> <select id="yearType" class="md:w-1/2 border focus:outline-none p-2 rounded custom-select w-full" > <option value="calendar">Calendar Year</option> <option value="financial">Financial Year</option> </select> </div> </div> </div> </div> <div class="bg-gray-100 p-3"> <div class="bg-white"> <table id="emiSchedule" class="emi-schedule bg-white w-full"> <thead> <tr class="text-left bg-orange-100 text-[#f58220]"> <th class="text-center">Year</th> <th class="text-right">Principal</th> <th class="text-right">Interest</th> <th class="text-right">Balance</th> </tr> </thead> <tbody id="scheduleBody"></tbody> </table> </div> </div> </div> </div> </div> <script src="https://cdn.jsdelivr.net/npm/flatpickr"></script> <script src="https://cdn.jsdelivr.net/npm/chart.js"></script> <script> function validateNumberInput(input, maxLimit) { let number = parseFloat(input); if (isNaN(number)) { return false; } if (number > maxLimit || number <= 0) { return false; } return true; } // Function to update the displayed values based on range inputs let myChart = null; function updateValue(rangeId, displayId) { const rangeElement = document.getElementById(rangeId); const displayElement = document.getElementById(displayId); displayElement.value = rangeElement.value; calculateEMI(); } // Function to calculate EMI function calculateEMI() { const principal = parseFloat( document.getElementById("loanAmountDisplay").value ); const annualInterestRate = parseFloat( document.getElementById("interestRateDisplay").value ); const tenure = parseFloat( document.getElementById("loanTenureDisplay").value ); const monthlyInterestRate = annualInterestRate / (12 * 100); const numberOfMonths = tenure * 12; const emi = (principal * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, numberOfMonths)) / (Math.pow(1 + monthlyInterestRate, numberOfMonths) - 1); const totalPayment = emi * numberOfMonths; const totalInterest = totalPayment - principal; const loanAmountDisplay = document.querySelector("#loanAmountDisplay"); const interestRateDisplay = document.querySelector( "#interestRateDisplay" ); const loanTenureDisplay = document.querySelector("#loanTenureDisplay"); loanAmountDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 10000000); if (!res) { loanAmountDisplay.value = 10000000; updateValue("loanAmountDisplay", "loanAmount"); return; } updateValue("loanAmountDisplay", "loanAmount"); }); interestRateDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 20); if (!res) { interestRateDisplay.value = 20; updateValue("interestRateDisplay", "interestRate"); return; } updateValue("interestRateDisplay", "interestRate"); }); loanTenureDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 30); if (!res) { loanTenureDisplay.value = 30; updateValue("loanTenureDisplay", "loanTenure"); return; } updateValue("loanTenureDisplay", "loanTenure"); }); document.getElementById("monthlyEMI").innerText = emi.toFixed(2); document.getElementById("principalAmount").innerText = principal.toFixed(2); document.getElementById("totalInterest").innerText = totalInterest.toFixed(2); document.getElementById("totalAmount").innerText = totalPayment.toFixed(2); document .getElementById("date-picker") .addEventListener("change", calculateEMI); document .getElementById("yearType") .addEventListener("change", calculateEMI); updateChart(principal, totalInterest); amortization(principal, annualInterestRate, tenure, emi); } // Function to update the chart function updateChart(principal, totalInterest) { const ctx = document.getElementById("breakUpChart").getContext("2d"); if (myChart) { myChart.destroy(); } myChart = new Chart(ctx, { type: "doughnut", data: { labels: ["Principal", "Interest"], datasets: [ { data: [principal, totalInterest], backgroundColor: ["#4caf50", "#f58220"], }, ], }, options: { responsive: true, maintainAspectRatio: false, layout: { padding: { bottom: 20, }, }, plugins: { legend: { position: "top", }, title: { display: true, text: "Break-Up Of Total Amount Payable", }, }, }, }); } // Initialize date picker flatpickr("#date-picker", { dateFormat: "Y-m-d", defaultDate: new Date(), }); // Event listeners document .getElementById("loanAmount") .addEventListener("input", () => updateValue("loanAmount", "loanAmountDisplay") ); document .getElementById("interestRate") .addEventListener("input", () => updateValue("interestRate", "interestRateDisplay") ); document .getElementById("loanTenure") .addEventListener("input", () => updateValue("loanTenure", "loanTenureDisplay") ); // Initial calculation calculateEMI(); function amortization(principal, annualInterestRate, tenure, emi) { const numberWithCommas = (x) => x.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ","); const monthlyPayment = parseFloat(emi).toFixed(2); const monthlyRate = annualInterestRate / 100 / 12; let balance = principal; let principalY = 0; let interestY = 0; let monthlyBal = principal; let dt = document.getElementById("date-picker").value; let yearSh = parseInt(dt.split("-")[0]); let finyrt = ""; let mCond = 12; const calwise = document.getElementById("yearType").value === "financial" ? "fin" : "cal"; if (calwise === "fin") { yearSh += 1; finyrt = "FY" + yearSh.toString().substr(-2); mCond = 3; } const monthsName = [ "January", "February", "March", "April", "May", "June", "July", "August", "September", "October", "November", "December", ]; let m = parseInt(dt.split("-")[1]); const totalMonths = tenure * 12; let yearTableHTML = ``; for (let y = 0; y < totalMonths; y++) { const interestM = balance * monthlyRate; const principalM = monthlyPayment - interestM; interestY += interestM; principalY += principalM; balance -= principalM; monthlyBal -= principalM; // Add monthly details to monthlyTableHTML let monthlyTableHTML = ``; // If it's the last month of a quarter or the last month of the schedule, close the previous year's section if (m === mCond || y + 1 === totalMonths) { // Add year details to yearTableHTML yearTableHTML += ` <tr class="row no-margin view" data-toggle="collapse" data-target="#collapse-${yearSh}"> <td class="text-center">${calwise === "fin" ? finyrt : yearSh}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( principalY.toFixed(0) )}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( interestY.toFixed(0) )}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( balance < 2 ? 0 : balance.toFixed(0) )}</td> </tr> `; yearSh += 1; finyrt = "FY" + yearSh.toString().substr(-2); m = calwise === "fin" ? 3 : 0; principalY = 0; interestY = 0; // Reset monthlyTableHTML for the next iteration monthlyTableHTML = ``; } else { // Accumulate monthly tables within the same year section monthlyTableHTML += ` <tr class="row no-margin fold-content"> <td>${monthsName[m - 1]}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( principalM.toFixed(0) )}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( interestM.toFixed(0) )}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( monthlyBal.toFixed(0) )}</td> </tr> `; } if (calwise === "fin" && m === 12) { m = 0; } ++m; } // Update the schedule body with the generated HTML document.querySelector("#scheduleBody").innerHTML = yearTableHTML; } </script> </body> </html> <h2 class="wp-block-heading"><strong>Home Loan Calculator : घर लेने से पहले करें इसका इस्तेमाल</strong></h2> <p>घर खरीदने से पहले लोग 100 बार सोचते हैं, फिर कोई फैसला लेते हैं इस समस्या से निजात पाने के लिए आप एक खास टूल का इस्तेमाल कर सकते हैं . होम लोन ईएमआई कैलकुलेटर आपके होम लोन की मासिक किस्त या ईएमआई निर्धारित करने में सहायता करता है. होम लोन कैलकुलेटर की सहायता से आप आसानी से आपकी होम लोन EMI की गणना कर सकते हैं . नया घर खरीदने से पहले आप इस कैलकुलेट का प्रयोग कर बेहतर निर्णय ले पाते हैं . होम लोन कैलकुलेटर की मदद से आप EMI की राशि जान पाते हैं जिस से अपने सही मनी प्लान  बनाने में आसानी होती हैं . अब आप अपने होम लोन की EMI की गणना आसानी से कर सकते है . </p> <div id="rank-math-faq" class="rank-math-block"> <div class="rank-math-list "> <div id="faq-question-1732613513566" class="rank-math-list-item"> <h3 class="rank-math-question "><strong>EMI किसे कहते है?</strong></h3> <div class="rank-math-answer "> <p>EMI, जिसका मतलब है समान मासिक किस्त या इक्वेटेड मंथली इंस्टॉलमेंट होता है . इसमें आपके होम लोन की मूल राशि और शेष राशि पर ब्याज दोनों का भुगतान शामिल होता है. अधिकतम 30 वर्ष तक की लंबी अवधि के लोन का विकल्प चुनने से EMI की राशि कम हो सकती है.</p> </div> </div> <div id="faq-question-1732613526937" class="rank-math-list-item"> <h3 class="rank-math-question ">होम लोन कैलकुलेटर का इस्तेमाल क्यों करें?</h3> <div class="rank-math-answer "> <p>एक बुद्धिमान व्यक्ति वह होता है जो लोन लेने से पहले उसे चुकाने की योजना बनाता है. होम लोन कैलकुलेटर का उपयोग करके, आप लोन की राशि और अवधि के आधार पर EMI की राशि निर्धारित कर सकते हैं. इससे आप रणनीति बना सकते हैं और लोन EMI का समय से पहले भुगतान कर सकते हैं, साथ ही यह भी समझ सकते हैं कि आपको अपनी EMI भुगतान को कम करने के लिए कितना लोन लेना चाहिए.</p> </div> </div> <div id="faq-question-1732613560227" class="rank-math-list-item"> <h3 class="rank-math-question ">EMI की गणना का फॉर्मूला क्या है?</h3> <div class="rank-math-answer "> <p>P x R x (1+R)^N / [(1+R)^N-1] जहां-<br />P = मूल लोन राशि<br />N = लोन की अवधि (महीनों में)<br />R = मासिक ब्याज दर<br />आपके लोन पर ब्याज दर (R) की गणना प्रति माह के अनुसार की जाती है.<br />R = वार्षिक ब्याज दर/12/100<br />होम लोन EMI कैलकुलेटर EMI के रूप में भुगतान की जाने वाली राशि की स्पष्ट जानकारी देता है, यह आवास ऋण के लिए मासिक खर्चों की गणना करने में सहायता करता है . </p> </div> </div> </div> </div> <h2 class="wp-block-heading"> –</h2> <p> </p> </div> </div> </div>  </div>  </div>   <div class="td-footer-template-wrap" style="position: relative"> <div class="td-footer-wrap "> <div id="tdi_37" class="tdc-zone"><div class="tdc_zone tdi_38 wpb_row td-pb-row tdc-element-style" > <style scoped>.tdi_38{min-height:0}.tdi_38{position:relative}@media 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