더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오

<!DOCTYPE html> <html lang="ko" dir="ltr" prefix="content: http://purl.org/rss/1.0/modules/content/ dc: http://purl.org/dc/terms/ foaf: http://xmlns.com/foaf/0.1/ og: http://ogp.me/ns# rdfs: http://www.w3.org/2000/01/rdf-schema# schema: http://schema.org/ sioc: http://rdfs.org/sioc/ns# sioct: http://rdfs.org/sioc/types# skos: http://www.w3.org/2004/02/skos/core# xsd: http://www.w3.org/2001/XMLSchema# "> <head> <meta charset="utf-8" /> <meta name="description" content="환급을 받기에 가장 좋고 가장 빠른 방법은 무료 계좌 이체를 이용해 금융 계좌로 받는 것입니다. 이를 이용하여 하나, 두 개, 혹은 세 개의 계좌로 이체하여 환급을 받을 수 있습니다." /> <meta name="abstract" content="환급을 받기에 가장 좋고 가장 빠른 방법은 무료 계좌 이체를 이용해 금융 계좌로 받는 것입니다. 이를 이용하여 하나, 두 개, 혹은 세 개의 계좌로 이체하여 환급을 받을 수 있습니다." /> <link rel="canonical" href="https://www.irs.gov/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <meta name="robots" content="index, follow" /> <meta name="original-source" content="https://www.irs.gov/individuals/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <meta name="rights" content="United States Internal Revenue Services" /> <meta property="og:image:url" content="https://www.irs.gov/pub/image/logo_small.jpg" /> <meta property="og:image:type" content="image/jpeg" /> <meta property="og:image:alt" content="IRS logo" /> <meta name="twitter:card" content="summary" /> <meta name="twitter:description" content="환급을 받기에 가장 좋고 가장 빠른 방법은 무료 계좌 이체를 이용해 금융 계좌로 받는 것입니다. 이를 이용하여 하나, 두 개, 혹은 세 개의 계좌로 이체하여 환급을 받을 수 있습니다." /> <meta name="twitter:title" content="더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오 | Internal Revenue Service" /> <meta name="twitter:image" content="https://www.irs.gov/pub/image/logo_small.jpg" /> <meta name="twitter:image:alt" content="IRS logo" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <script type="application/ld+json">{ "@context": "https://schema.org", "@graph": [ { "name": "더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오", "datePosted": "2021-02-18T09:19:41-0500" } ] }</script> <meta name="audience" content="NULL" /> <meta name="irsStandard-type" content="NULL" /> <meta name="uniqueID" content="10971" /> <meta name="isHistorical" content="no" /> <meta name="historical-date" content="NULL" /> <meta name="changed" content="1730130605" /> <meta name="topic" content="NULL" /> <meta name="guidance" content="NULL" /> <meta name="channel" content="NULL" /> <meta name="organization" content="NULL" /> <meta name="otID" content="163764" /> <meta name="prod_SEID" content="pxtwb" /> <link rel="icon" href="/themes/custom/pup_base/favicon.ico" type="image/vnd.microsoft.icon" /> <link rel="alternate" hreflang="en" href="https://www.irs.gov/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="es" href="https://www.irs.gov/es/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="zh-hans" href="https://www.irs.gov/zh-hans/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="zh-hant" href="https://www.irs.gov/zh-hant/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="ko" href="https://www.irs.gov/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="ru" href="https://www.irs.gov/ru/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="vi" href="https://www.irs.gov/vi/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <link rel="alternate" hreflang="ht" href="https://www.irs.gov/ht/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" /> <script>window.a2a_config=window.a2a_config||{};a2a_config.callbacks=[];a2a_config.overlays=[];a2a_config.templates={};</script> <title>더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오 | Internal Revenue Service</title> <link rel="stylesheet" media="all" href="/pub/css/css_l7I1-v_IuuVsPN2YP-Hh5B7P-kkO0s3cVD_16qqYWwU.css?delta=0&language=ko&theme=pup_irs&include=eJxtkV2OwyAMhC8E4UjIgJdYJQbZ0G5uv2n-pFb75JnvwR7bkFKvwKuDU0w_UrkbXbXj4gIomjaaJ1GXSw1QrPa1EGeDv32rD5dkNCjTaU2sghdrUrOg6t4iPjBRr-JbGZlY3X_QNBDIAm3Wu8lNpsFthEI6YzKpvrhUSP491RcIWFDcRe2b2pPaPuOCBrlTXz0uAZOL0DpVNhC3wGlTfkEe6r68f1HK2PcFjv29ojwp4pH_i5k4V0W-oh_uhFvQ4A45xfMmSksruJXt2NDcp_X1iSKUUO8XcGW7P8g2Ie5_Df-wxA" /> <link rel="stylesheet" media="all" href="/pub/css/css_rbhClKs9PlSId6Rk_ovE4fm3jDjwTjLKApwEOy5Ht2U.css?delta=1&language=ko&theme=pup_irs&include=eJxtkV2OwyAMhC8E4UjIgJdYJQbZ0G5uv2n-pFb75JnvwR7bkFKvwKuDU0w_UrkbXbXj4gIomjaaJ1GXSw1QrPa1EGeDv32rD5dkNCjTaU2sghdrUrOg6t4iPjBRr-JbGZlY3X_QNBDIAm3Wu8lNpsFthEI6YzKpvrhUSP491RcIWFDcRe2b2pPaPuOCBrlTXz0uAZOL0DpVNhC3wGlTfkEe6r68f1HK2PcFjv29ojwp4pH_i5k4V0W-oh_uhFvQ4A45xfMmSksruJXt2NDcp_X1iSKUUO8XcGW7P8g2Ie5_Df-wxA" /> <link rel="stylesheet" media="print" href="/pub/css/css_KotNPsIwnr5tUkEmro5ohj3Jpa2WBRRNAL-vf4og9_M.css?delta=2&language=ko&theme=pup_irs&include=eJxtkV2OwyAMhC8E4UjIgJdYJQbZ0G5uv2n-pFb75JnvwR7bkFKvwKuDU0w_UrkbXbXj4gIomjaaJ1GXSw1QrPa1EGeDv32rD5dkNCjTaU2sghdrUrOg6t4iPjBRr-JbGZlY3X_QNBDIAm3Wu8lNpsFthEI6YzKpvrhUSP491RcIWFDcRe2b2pPaPuOCBrlTXz0uAZOL0DpVNhC3wGlTfkEe6r68f1HK2PcFjv29ojwp4pH_i5k4V0W-oh_uhFvQ4A45xfMmSksruJXt2NDcp_X1iSKUUO8XcGW7P8g2Ie5_Df-wxA" /> <link rel="stylesheet" media="all" href="/pub/css/css_j1x7HUmczc_Exd9VJWI7ItmPn8EI5JD4TmPPZ4F3cBE.css?delta=3&language=ko&theme=pup_irs&include=eJxtkV2OwyAMhC8E4UjIgJdYJQbZ0G5uv2n-pFb75JnvwR7bkFKvwKuDU0w_UrkbXbXj4gIomjaaJ1GXSw1QrPa1EGeDv32rD5dkNCjTaU2sghdrUrOg6t4iPjBRr-JbGZlY3X_QNBDIAm3Wu8lNpsFthEI6YzKpvrhUSP491RcIWFDcRe2b2pPaPuOCBrlTXz0uAZOL0DpVNhC3wGlTfkEe6r68f1HK2PcFjv29ojwp4pH_i5k4V0W-oh_uhFvQ4A45xfMmSksruJXt2NDcp_X1iSKUUO8XcGW7P8g2Ie5_Df-wxA" /> <script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"","rua.cook":"false","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="YVPKX-K5D8K-83D3W-U8X45-X3FTN",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"YVPKX-K5D8K-83D3W-U8X45-X3FTN",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbevydu4r2z565u3q-f-c2c274935-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"8675","ak.ai":parseInt("388528",10),"ak.ol":"0","ak.cr":163,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"12d0673","ak.r":40284,"ak.a2":e,"ak.m":"","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":57930,"ak.gh":"23.45.45.29","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1740565815","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==TkCTX2PQfszUlnbP7imqoDKed++PIS6jafCmCDr8LOl64zB7Xr4bNIEB8v361dc33KJnuzteJS3RKv+IZaNbRSh6gAI9jt93WDgwTBOoUkFEZ2hSXf/Qx3kVh3eDKoK0De88/Is+ZqAH47L8zEopxm+4yYaK0Ge80h/3DY/oHr5YgivYOPR46Ku1Jj94MCHz35/HkUDoenkEViaO9fLZvm/MyXViM/ip0Y1ET88e3jSIu+nOAVI7eDrS+PAaHR0CemuxWsrbtwbe2EqBN44eaW6gCpv4IEaMQ5jkLw/+GyYPhy1nulTDZsyZXfXTXRvf4Sxfpnv57W05i9lm3l1Hx/gDTx1zZxGhp2s+j615ZYb1qcZt6BpBQxn6LjAnsl9S0uwW9MgvINtfqlnTd793VltIdzuEP9Eg0+G7wdI1RJg=","ak.pv":"201","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body class="path-node page-node-type-pup-article has-glyphicons lang-ko"> <a href="#main-content" class="visually-hidden focusable skip-link"> Skip to main content </a> <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KV978ZL" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <div id='mobile-clickable-overlay' class='mobile-menu-overlay'></div> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <header id="navbar" role="banner"> <div class="pup-header_official"> <div class="container header-official-message"> <div class="inline-official"> <div class="official-site-flag"> </div> <div class="region region-header-official"> <section id="block-governmentbanner" data-block-plugin-id="block_content:2d0fd18b-5f78-424d-a8b7-dfb90febb231" class="block block-block-content block-block-content2d0fd18b-5f78-424d-a8b7-dfb90febb231 clearfix"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><p>미국 정부 공식 웹사이트</p> </div> </section> </div> </div> </div> </div> <div class="pup-header-main"> <div class="container"> <div class="row pup-header-main__content"> <div class="col-xs-2 no-gutter pup-header-content-lt"> <div class="region region-header-left"> <a class="logo navbar-btn pull-left" href="/ko" title="집" rel="home"> <img src="/themes/custom/pup_base/IRS-Logo.svg" alt="집" /> <img class="print-logo" src="/themes/custom/pup_irs/images/logo-print.svg" alt="집" aria-hidden="true" /> </a> </div> </div> <div class="col-sm-10 hidden-xs hidden-sm pup-header-content-rt"> <div class="region region-header-right"> <div class="language-switcher-language-url block block-language block-language-blocklanguage-interface clearfix" id="block-languageswitcher" data-block-plugin-id="language_block:language_interface"> <div class="dropdown pup-switch-hidden"> <button class="btn btn-default dropdown-toggle languageSwitcher" type="button" id="languageSwitcher" data-toggle="dropdown" aria-expanded="false"> 한국어 <i class="fa fa-chevron-down"></i> </button> <ul class="dropdown-menu" data-block="languageswitcher"><li hreflang="en" data-drupal-link-system-path="node/10971" class="en"><a href="/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="en" hreflang="en" data-drupal-link-system-path="node/10971">English</a></li><li hreflang="es" data-drupal-link-system-path="node/10971" class="es"><a href="/es/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="es" hreflang="es" data-drupal-link-system-path="node/10971">Español</a></li><li hreflang="zh-hans" data-drupal-link-system-path="node/10971" class="zh-hans"><a href="/zh-hans/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="zh-hans" hreflang="zh-hans" data-drupal-link-system-path="node/10971">中文 (简体)</a></li><li hreflang="zh-hant" data-drupal-link-system-path="node/10971" class="zh-hant"><a href="/zh-hant/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="zh-hant" hreflang="zh-hant" data-drupal-link-system-path="node/10971">中文 (繁體)</a></li><li hreflang="ru" data-drupal-link-system-path="node/10971" class="ru"><a href="/ru/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="ru" hreflang="ru" data-drupal-link-system-path="node/10971">Русский</a></li><li hreflang="vi" data-drupal-link-system-path="node/10971" class="vi"><a href="/vi/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="vi" hreflang="vi" data-drupal-link-system-path="node/10971">Tiếng Việt</a></li><li hreflang="ht" data-drupal-link-system-path="node/10971" class="ht"><a href="/ht/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="ht" hreflang="ht" data-drupal-link-system-path="node/10971">Kreyòl ayisyen</a></li></ul> </div> </div> <nav role="navigation" aria-labelledby="block-pup-irs-informationmenu-2-menu" id="block-pup-irs-informationmenu-2" data-block-plugin-id="system_menu_block:pup-info-menu" class="pup-nav-ko"> <h2 class="visually-hidden" id="block-pup-irs-informationmenu-2-menu">Information Menu</h2> <ul data-block="pup_irs_informationmenu_2" class="menu menu--pup-info-menu nav"> <li class="first"> <a href="/ko/help/let-us-help-you" title="도움말" data-drupal-link-system-path="node/16916">도움말</a> </li> <li> <a href="/ko/newsroom" title="뉴스" data-drupal-link-system-path="node/19646">뉴스</a> </li> <li> <a href="/ko/charities-and-nonprofits" data-drupal-link-system-path="node/58461">자선 단체 및 비영리 단체</a> </li> <li class="last"> <a href="/ko/tax-professionals" data-drupal-link-system-path="node/11">세무 전문가</a> </li> </ul> </nav> </div> </div> <div class="col-xs-10 hidden-md hidden-lg no-gutter"> <ul class="pup-header-mobile-menu pull-right"> <li id="pup-mobile-navbar-searchBtn" class="pup-header-mobile-menu__searchBtn" data-target="#navbar-collapse"> 검색 <span class="sr-only">Toggle search</span> <div id="navbar-collapse" class="pup-header-content-rt col-xs-12 hidden-md hidden-lg collapse no-gutter"> <div class="region region-search-form-collapsible"> <div class="pup-site-header-search-block pup-search-box-hidden"> <div class="pup-site-header-search-block__searchfield"> <form data-block="exposedformpup_site_index_searchsite_search_srt_relevance_4" action="/ko/site-index-search" method="get" id="views-exposed-form-pup-site-index-search-site-search-srt-relevance" accept-charset="UTF-8" novalidate> <div class="form--inline form-inline clearfix"> <div class="form-item form-group js-form-item form-type-textfield js-form-type-textfield form-item-search js-form-item-search"> <label for="search-main-mobile" class="control-label">Search</label> <input placeholder="검색" aria-label="검색" data-drupal-selector="edit-search" class="form-text form-control" type="text" id="search-main-mobile" name="search" value="" size="30" maxlength="128" /> </div> <div class="form-item form-group js-form-item form-type-select js-form-type-select form-item-field-pup-historical-1 js-form-item-field-pup-historical-1"> <label for="edit-field-pup-historical-1" class="control-label">Include Historical Content</label> <div class="select-style select-wrapper"><select data-drupal-selector="edit-field-pup-historical-1" class="form-select form-control" id="edit-field-pup-historical-1" name="field_pup_historical_1"><option value="All" >- 어떤 -</option><option value="1" selected="selected">No</option></select></div> </div> <div class="form-item form-group js-form-item form-type-select js-form-type-select form-item-field-pup-historical js-form-item-field-pup-historical"> <label for="edit-field-pup-historical" class="control-label">Include Historical Content</label> <div class="select-style select-wrapper"><select data-drupal-selector="edit-field-pup-historical" class="form-select form-control" id="edit-field-pup-historical" name="field_pup_historical"><option value="All" >- 어떤 -</option><option value="1" selected="selected">No</option></select></div> </div> <div data-drupal-selector="edit-actions" class="form-actions form-group js-form-wrapper form-wrapper" id="edit-actions"><button title="검색" data-drupal-selector="edit-submit-pup-site-index-search" class="button js-form-submit form-submit btn-primary btn icon-before" type="submit" id="edit-submit-pup-site-index-search" value="검색"><span class="icon glyphicon glyphicon-search" aria-hidden="true"></span> 검색</button></div> </div> </form> </div> </div> </div> </div> </li> <li id="pup-mobile-navbar-infoBtn" class="pup-header-mobile-menu__infoBtn"> <div class="region region-help-menu-mobile"> <nav role="navigation" aria-labelledby="block-helpmenumobile-menu" id="block-helpmenumobile" data-block-plugin-id="system_menu_block:help-menu-mobile"> <h2 class="visually-hidden" id="block-helpmenumobile-menu">Help Menu Mobile</h2> <ul data-block="helpmenumobile" class="menu menu--help-menu-mobile nav"> <li class="first last"> <a href="/ko/help/let-us-help-you" title="도움말" data-drupal-link-system-path="node/16916">도움말</a> </li> </ul> </nav> </div> </li> <li id="pup-mobile-navbar-menuBtn" class="pup-header-mobile-menu__menuBtn mobile-menu-icon" data-target="#pup-header-nav-collapse"> 메뉴 <span class="sr-only">Toggle menu</span> </li> </ul> </div> </div> </div> </div> <div class="header-nav hidden-xs hidden-sm"> <div class="container-fluid"> <div class="region region-site-navigation"> <nav role="navigation" aria-labelledby="block-mainnavigationmobile-2-menu" id="block-mainnavigationmobile-2" data-block-plugin-id="system_menu_block:main_mobile"> <h2 class="visually-hidden" id="block-mainnavigationmobile-2-menu">메인 네비게이션 바</h2> <ul data-block="mainnavigationmobile_2" class="menu nav" id="accessible-megamenu-navigation"> <a id="stickyNavLogo" class="logo navbar-btn pull-left" href="/ko" title="Home" rel="home"> <img src="/themes/custom/pup_base/IRS-Logo.svg" alt="Home"> </a> <li class="expanded megamenu-top-nav-item dropdown"> <a href="/ko/filing" aria-controls="accessible-megamenu-segeum-singo-submenu" aria-expanded="false" aria-label="세금 신고 menu has additional options. Use the spacebar to open the 세금 신고 sub menu or enter to navigate to the 세금 신고 page." role="application" id="accessible-megamenu-nav-item-0">세금 신고</a> <ul data-block="mainnavigationmobile_2" class="menu dropdown-menu" id="accessible-megamenu-segeum-singo-submenu" aria-expanded="false" aria-hidden="true" aria-labelledby="accessible-megamenu-nav-item-0" role="region"> <div class="mega-menu-container"> <li><a href="/ko/filing" class="mobile-only-text" id="accessible-megamenu-segeum-singo-submenu-0" data-drupal-link-system-path="node/19656">개요</a> </li> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-segeum-singo-submenu-1">정보</span> </li> <li><a href="/ko/how-to-file-your-taxes-step-by-step" id="accessible-megamenu-segeum-singo-submenu-2" data-drupal-link-system-path="node/19456">개인</a> </li> <li><a href="/ko/individuals/international-taxpayers" id="accessible-megamenu-segeum-singo-submenu-3" data-drupal-link-system-path="node/19696">국제 납세자</a> </li> <li><a href="/ko/businesses" id="accessible-megamenu-segeum-singo-submenu-4" data-drupal-link-system-path="node/18976">사업체 및 자영업자</a> </li> <li><a href="/ko/charities-and-nonprofits" id="accessible-megamenu-segeum-singo-submenu-5" data-drupal-link-system-path="node/58461">자선 및 비영리 단체</a> </li> <li><a href="/ko/government-entities/federal-state-local-governments" id="accessible-megamenu-segeum-singo-submenu-6" data-drupal-link-system-path="node/19446">연방, 주 및 시 정부</a> </li> <li><a href="/ko/government-entities/indian-tribal-governments" id="accessible-megamenu-segeum-singo-submenu-7" data-drupal-link-system-path="node/19601">인디언 부족 정부</a> </li> <li><a href="/ko/tax-exempt-bonds" id="accessible-megamenu-segeum-singo-submenu-8" data-drupal-link-system-path="node/19671">면세 채권</a> </li> </div> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-segeum-singo-submenu-9">개인을 위한 서류 제출</span> </li> <li><a href="/ko/filing/individuals/how-to-file" id="accessible-megamenu-segeum-singo-submenu-10" data-drupal-link-system-path="node/22856">제출 방법</a> </li> <li><a href="/ko/filing/individuals/when-to-file" id="accessible-megamenu-segeum-singo-submenu-11" data-drupal-link-system-path="node/22726">제출 기간</a> </li> <li><a href="/ko/filing/where-to-file-tax-returns-addresses-listed-by-return-type" id="accessible-megamenu-segeum-singo-submenu-12" data-drupal-link-system-path="node/2442">제출 장소</a> </li> <li><a href="/ko/filing/individuals/update-my-information" id="accessible-megamenu-segeum-singo-submenu-13" data-drupal-link-system-path="node/22861">귀하의 정보 업데이트</a> </li> </div> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-segeum-singo-submenu-14">인기 검색</span> </li> <li><a href="/ko/individuals/get-transcript" id="accessible-megamenu-segeum-singo-submenu-15" data-drupal-link-system-path="node/136676">세무 기록 사본 얻기</a> </li> <li><a href="/ko/businesses/small-businesses-self-employed/get-an-employer-identification-number" id="accessible-megamenu-segeum-singo-submenu-16" data-drupal-link-system-path="node/17153">고용주 식별 번호 (EIN)</a> </li> <li><a href="/ko/filing/wheres-my-amended-return" id="accessible-megamenu-segeum-singo-submenu-17" data-drupal-link-system-path="node/17175">수정된 신고서 현황 확인</a> </li> <li><a href="/ko/identity-theft-fraud-scams/get-an-identity-protection-pin" id="accessible-megamenu-segeum-singo-submenu-18" data-drupal-link-system-path="node/16696">신분 보호 핀 (IP PIN) 얻기</a> </li> <li><a href="/ko/file-your-taxes-for-free" id="accessible-megamenu-segeum-singo-submenu-19" data-drupal-link-system-path="node/141421">세금 보고 무료로 하기 </a> </li> </div> </div> </ul> </li> <li class="expanded megamenu-top-nav-item dropdown"> <a href="/ko/payments" aria-controls="accessible-megamenu-nabbu-submenu" aria-expanded="false" aria-label="납부 menu has additional options. Use the spacebar to open the 납부 sub menu or enter to navigate to the 납부 page." role="application" id="accessible-megamenu-nav-item-1">납부</a> <ul data-block="mainnavigationmobile_2" class="menu dropdown-menu" id="accessible-megamenu-nabbu-submenu" aria-expanded="false" aria-hidden="true" aria-labelledby="accessible-megamenu-nav-item-1" role="region"> <div class="mega-menu-container"> <li><a href="/ko/payments" class="mobile-only-text" id="accessible-megamenu-nabbu-submenu-0" data-drupal-link-system-path="node/19551">개요</a> </li> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-nabbu-submenu-1">납부 방법</span> </li> <li><a href="/ko/payments/direct-pay-with-bank-account" id="accessible-megamenu-nabbu-submenu-2" data-drupal-link-system-path="node/10224">은행 계좌(자동 이체)</a> </li> <li><a href="/ko/payments/online-payment-agreement-application" id="accessible-megamenu-nabbu-submenu-3" data-drupal-link-system-path="node/16716">납부 계획 (분할 납부 합의)</a> </li> <li><a href="/ko/payments/eftps-the-electronic-federal-tax-payment-system" id="accessible-megamenu-nabbu-submenu-4" data-drupal-link-system-path="node/15488">전자식 연방 세금 납부 시스템 (EFTPS)</a> </li> </div> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-nabbu-submenu-5">인기 검색</span> </li> <li><a href="/ko/your-account" id="accessible-megamenu-nabbu-submenu-6" data-drupal-link-system-path="node/126776">귀하의 온라인 계정</a> </li> <li><a href="/ko/individuals/tax-withholding-estimator" id="accessible-megamenu-nabbu-submenu-7" data-drupal-link-system-path="node/107181">IRS 세금 원천징수 추정기</a> </li> <li><a href="/ko/businesses/small-businesses-self-employed/estimated-taxes" id="accessible-megamenu-nabbu-submenu-8" data-drupal-link-system-path="node/17135">추정세</a> </li> <li><a href="/ko/payments/penalties" id="accessible-megamenu-nabbu-submenu-9" data-drupal-link-system-path="node/91826">과태료</a> </li> </div> </div> </ul> </li> <li class="expanded megamenu-top-nav-item dropdown active"> <a href="/ko/refunds" aria-controls="accessible-megamenu-hwangeub-submenu" aria-expanded="false" aria-label="환급 menu has additional options. Use the spacebar to open the 환급 sub menu or enter to navigate to the 환급 page." role="application" id="accessible-megamenu-nav-item-2">환급</a> <ul data-block="mainnavigationmobile_2" class="menu dropdown-menu" id="accessible-megamenu-hwangeub-submenu" aria-expanded="false" aria-hidden="true" aria-labelledby="accessible-megamenu-nav-item-2" role="region"> <div class="mega-menu-container"> <li><a href="/ko/refunds" class="mobile-only-text" id="accessible-megamenu-hwangeub-submenu-0" data-drupal-link-system-path="node/130131">개요</a> </li> <div class="mega-menu-column no-header-extra-padding"> <li><a href="/ko/wheres-my-refund" class="mega-menu-column-header" id="accessible-megamenu-hwangeub-submenu-1" data-drupal-link-system-path="node/19556">내 환급액이 어디 있습니까?</a> </li> <li class="active"><a href="/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" id="accessible-megamenu-hwangeub-submenu-2" data-drupal-link-system-path="node/10971" class="is-active" aria-current="page">자동 이체</a> </li> <li><a href="/ko/taxtopics/tc203" id="accessible-megamenu-hwangeub-submenu-3" data-drupal-link-system-path="node/67936">감소된 환급액</a> </li> <li><a href="/ko/filing/file-an-amended-return" id="accessible-megamenu-hwangeub-submenu-4" data-drupal-link-system-path="node/128551">수정된 신고서</a> </li> </div> </div> </ul> </li> <li class="expanded megamenu-top-nav-item dropdown"> <a href="/ko/credits-and-deductions" aria-controls="accessible-megamenu-seaeg-gongje-submenu" aria-expanded="false" aria-label="세액 공제 menu has additional options. Use the spacebar to open the 세액 공제 sub menu or enter to navigate to the 세액 공제 page." role="application" id="accessible-megamenu-nav-item-3">세액 공제</a> <ul data-block="mainnavigationmobile_2" class="menu dropdown-menu" id="accessible-megamenu-seaeg-gongje-submenu" aria-expanded="false" aria-hidden="true" aria-labelledby="accessible-megamenu-nav-item-3" role="region"> <div class="mega-menu-container"> <li><a href="/ko/credits-and-deductions" class="mobile-only-text" id="accessible-megamenu-seaeg-gongje-submenu-0" data-drupal-link-system-path="node/80206">개요</a> </li> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-seaeg-gongje-submenu-1">정보</span> </li> <li><a href="/ko/credits-and-deductions-for-individuals" title="귀하 및 귀하의 가족" id="accessible-megamenu-seaeg-gongje-submenu-2" data-drupal-link-system-path="node/5">개인</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 귀하 및 귀하의 가족 </span> </li> <li><a href="/ko/credits-deductions/businesses" title="표준 마일리지 및 기타 정보" id="accessible-megamenu-seaeg-gongje-submenu-3" data-drupal-link-system-path="node/19941">사업체 및 자영업자</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 표준 마일리지 및 기타 정보 </span> </li> </div> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-seaeg-gongje-submenu-4">인기 검색</span> </li> <li><a href="/ko/credits-deductions/individuals/earned-income-tax-credit-eitc" id="accessible-megamenu-seaeg-gongje-submenu-5" data-drupal-link-system-path="node/18966">근로 소득 세액 공제 (EITC)</a> </li> <li><a href="/ko/credits-deductions/individuals/child-tax-credit" id="accessible-megamenu-seaeg-gongje-submenu-6" data-drupal-link-system-path="node/771">자녀 세액공제</a> </li> <li><a href="/ko/credits-deductions/clean-vehicle-and-energy-credits" id="accessible-megamenu-seaeg-gongje-submenu-7" data-drupal-link-system-path="node/126641">청정 차량 및 에너지 세액공제</a> </li> <li><a href="/ko/help/ita/how-much-is-my-standard-deduction" id="accessible-megamenu-seaeg-gongje-submenu-8" data-drupal-link-system-path="node/5229">표준 공제</a> </li> <li><a href="/ko/retirement-plans" id="accessible-megamenu-seaeg-gongje-submenu-9" data-drupal-link-system-path="node/19741">퇴직 계획</a> </li> </div> </div> </ul> </li> <li class="expanded megamenu-top-nav-item dropdown"> <a href="/ko/forms-instructions" aria-controls="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu" aria-expanded="false" aria-label="양식 및 작성 지침 menu has additional options. Use the spacebar to open the 양식 및 작성 지침 sub menu or enter to navigate to the 양식 및 작성 지침 page." role="application" id="accessible-megamenu-nav-item-4">양식 및 작성 지침</a> <ul data-block="mainnavigationmobile_2" class="menu dropdown-menu" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu" aria-expanded="false" aria-hidden="true" aria-labelledby="accessible-megamenu-nav-item-4" role="region"> <div class="mega-menu-container"> <li><a href="/ko/forms-instructions" class="mobile-only-text" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-0" data-drupal-link-system-path="node/6">개요</a> </li> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-1">양식 및 작성 지침</span> </li> <li><a href="/ko/forms-pubs/about-form-1040" title="개인 세금 신고서" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-2" data-drupal-link-system-path="node/16022">양식 1040</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 개인 세금 신고서 </span> </li> <li><a href="/pub/irs-pdf/i1040gi.pdf" title="양식 1040 작성 안내" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-3">양식 1040 지침</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 양식 1040 작성 안내 </span> </li> <li><a href="/ko/forms-pubs/about-form-w-9" title="납세자 식별 번호(TIN) 및 증명 신청서" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-4" data-drupal-link-system-path="node/15825">양식 W-9</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 납세자 식별 번호(TIN) 및 증명 신청서 </span> </li> <li><a href="/ko/forms-pubs/about-form-4506-t" title="세금 신고서 사본 신청서" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-5" data-drupal-link-system-path="node/10554">양식 4506-T</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 세금 신고서 사본 신청서 </span> </li> </div> <div class="mega-menu-column extra-padding"> <li><a href="/ko/forms-pubs/about-form-w-4" class="mega-menu-column-header" title="종업원의 원천 징수 허용액 증명" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-6" data-drupal-link-system-path="node/15498">양식 W-4 </a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 종업원의 원천 징수 허용액 증명 </span> </li> <li><a href="/ko/forms-pubs/about-form-941" title="고용주의 분기별 연방세 보고서" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-7" data-drupal-link-system-path="node/53446">양식 941</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 고용주의 분기별 연방세 보고서 </span> </li> <li><a href="/ko/forms-pubs/about-form-w-2" title="보수를 지급하는 무역 또는 사업에 종사하는 고용주" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-8" data-drupal-link-system-path="node/5737">양식 W-2</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 보수를 지급하는 무역 또는 사업에 종사하는 고용주 </span> </li> <li><a href="/ko/forms-pubs/about-form-9465" title="분할 납부 합의 신청" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-9" data-drupal-link-system-path="node/15532">양식 9465</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 분할 납부 합의 신청 </span> </li> </div> <div class="mega-menu-column"> <li><span class="mega-menu-column-header" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-10">세금 전문가 인기 검색</span> </li> <li><a href="/ko/forms-pubs/about-form-1040x" title="보고서 수정/정정" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-11" data-drupal-link-system-path="node/19996">양식 1040-X</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 보고서 수정/정정 </span> </li> <li><a href="/ko/forms-pubs/about-form-2848" title="위임장 신청" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-12" data-drupal-link-system-path="node/15839">양식 2848</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 위임장 신청 </span> </li> <li><a href="/ko/forms-pubs/about-form-w-7" title="개인 납세자 식별 번호(ITIN) 신청" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-13" data-drupal-link-system-path="node/15536">양식 W-7</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> 개인 납세자 식별 번호(ITIN) 신청 </span> </li> <li><a href="/pub/irs-pdf/pcir230.pdf" title="IRS 관련 업무 종사자에 대한 규정" id="accessible-megamenu-yangsig-mich-jagseong-jichim-submenu-14">회보 230</a> </li> <li class="mega-menu-helper-text"> <span class="desktop-only-text"> IRS 관련 업무 종사자에 대한 규정 </span> </li> </div> </div> </ul> </li> </ul> </nav> <div class="pup-site-header-search-block pup-search-box-hidden"> <div class="pup-site-header-search-block__searchfield"> <form data-block="pup_irs_exposedformpup_site_index_searchsite_search_srt_relevance_2" action="/ko/site-index-search" method="get" id="views-exposed-form-pup-site-index-search-site-search-srt-relevance" accept-charset="UTF-8" novalidate> <div class="form--inline form-inline clearfix"> <div class="form-item form-group js-form-item form-type-textfield js-form-type-textfield form-item-search js-form-item-search"> <label for="search-main" class="control-label">Search</label> <input placeholder="검색" aria-label="검색" data-drupal-selector="edit-search" class="form-text form-control" type="text" id="search-main" name="search" value="" size="30" maxlength="128" /> </div> <div class="form-item form-group js-form-item form-type-select js-form-type-select form-item-field-pup-historical-1 js-form-item-field-pup-historical-1"> <label for="edit-field-pup-historical-1" class="control-label">Include Historical Content</label> <div class="select-style select-wrapper"><select data-drupal-selector="edit-field-pup-historical-1" class="form-select form-control" id="edit-field-pup-historical-1" name="field_pup_historical_1"><option value="All" >- 어떤 -</option><option value="1" selected="selected">No</option></select></div> </div> <div class="form-item form-group js-form-item form-type-select js-form-type-select form-item-field-pup-historical js-form-item-field-pup-historical"> <label for="edit-field-pup-historical" class="control-label">Include Historical Content</label> <div class="select-style select-wrapper"><select data-drupal-selector="edit-field-pup-historical" class="form-select form-control" id="edit-field-pup-historical" name="field_pup_historical"><option value="All" >- 어떤 -</option><option value="1" selected="selected">No</option></select></div> </div> <div data-drupal-selector="edit-actions" class="form-actions form-group js-form-wrapper form-wrapper" id="edit-actions"><button title="검색" data-drupal-selector="edit-submit-pup-site-index-search" class="button js-form-submit form-submit btn-primary btn icon-before" type="submit" id="edit-submit-pup-site-index-search" value="검색"><span class="icon glyphicon glyphicon-search" aria-hidden="true"></span> 검색</button></div> </div> </form> </div> </div> </div> </div> </div> <div id="pup-info-menu-collapse" class="pup-header-content-rt col-xs-12 hidden-md hidden-lg collapse no-gutter"> <div class="region region-info-menu-collapsible"> <nav role="navigation" aria-labelledby="block-pup-irs-informationmenu-menu" id="block-pup-irs-informationmenu" data-block-plugin-id="system_menu_block:pup-info-menu" class="pup-nav-ko"> <h2 class="visually-hidden" id="block-pup-irs-informationmenu-menu">Information Menu</h2> <ul data-block="pup_irs_informationmenu" class="menu menu--pup-info-menu nav"> <li class="first"> <a href="/ko/help/let-us-help-you" title="도움말" data-drupal-link-system-path="node/16916">도움말</a> </li> <li> <a href="/ko/newsroom" title="뉴스" data-drupal-link-system-path="node/19646">뉴스</a> </li> <li> <a href="/ko/charities-and-nonprofits" data-drupal-link-system-path="node/58461">자선 단체 및 비영리 단체</a> </li> <li class="last"> <a href="/ko/tax-professionals" data-drupal-link-system-path="node/11">세무 전문가</a> </li> </ul> </nav> </div> </div> <div id="pup-header-nav-collapse" class="pup-header-content-rt col-xs-12 hidden-md hidden-lg collapse no-gutter"> <div class="region region-header-nav-collapsible"> <section id="block-accordionmainnavigationmobile" data-block-plugin-id="accordion_menus_block:main_mobile" class="block block-accordion-menus block-accordion-menus-blockmain-mobile clearfix"> <div class="accordion_menus_block_container main_mobile"> <h2 class="accordion-title"> <a href="#">세금 신고</a> </h2> <div class="accordion_menus-block-content"> <ul><li><a href="/ko/filing" class="mobile-only-text">개요</a></li><li><span class="mega-menu-column-header">정보</span></li><li><a href="/ko/how-to-file-your-taxes-step-by-step">개인</a></li><li><a href="/ko/individuals/international-taxpayers">국제 납세자</a></li><li><a href="/ko/businesses">사업체 및 자영업자</a></li><li><a href="/ko/charities-and-nonprofits">자선 및 비영리 단체</a></li><li><a href="/ko/government-entities/federal-state-local-governments">연방, 주 및 시 정부</a></li><li><a href="/ko/government-entities/indian-tribal-governments">인디언 부족 정부</a></li><li><a href="/ko/tax-exempt-bonds">면세 채권</a></li><li><span class="mega-menu-column-header">개인을 위한 서류 제출</span></li><li><a href="/ko/filing/individuals/how-to-file">제출 방법</a></li><li><a href="/ko/filing/individuals/when-to-file">제출 기간</a></li><li><a href="/ko/filing/where-to-file-tax-returns-addresses-listed-by-return-type">제출 장소</a></li><li><a href="/ko/filing/individuals/update-my-information">귀하의 정보 업데이트</a></li><li><span class="mega-menu-column-header">인기 검색</span></li><li><a href="/ko/individuals/get-transcript">세무 기록 사본 얻기</a></li><li><a href="/ko/businesses/small-businesses-self-employed/get-an-employer-identification-number">고용주 식별 번호 (EIN)</a></li><li><a href="/ko/filing/wheres-my-amended-return">수정된 신고서 현황 확인</a></li><li><a href="/ko/identity-theft-fraud-scams/get-an-identity-protection-pin">신분 보호 핀 (IP PIN) 얻기</a></li><li><a href="/ko/file-your-taxes-for-free">세금 보고 무료로 하기 </a></li></ul> </div> <h2 class="accordion-title"> <a href="#">납부</a> </h2> <div class="accordion_menus-block-content"> <ul><li><a href="/ko/payments" class="mobile-only-text">개요</a></li><li><span class="mega-menu-column-header">납부 방법</span></li><li><a href="/ko/payments/direct-pay-with-bank-account">은행 계좌(자동 이체)</a></li><li><a href="/ko/payments/online-payment-agreement-application">납부 계획 (분할 납부 합의)</a></li><li><a href="/ko/payments/eftps-the-electronic-federal-tax-payment-system">전자식 연방 세금 납부 시스템 (EFTPS)</a></li><li><span class="mega-menu-column-header">인기 검색</span></li><li><a href="/ko/your-account">귀하의 온라인 계정</a></li><li><a href="/ko/individuals/tax-withholding-estimator">IRS 세금 원천징수 추정기</a></li><li><a href="/ko/businesses/small-businesses-self-employed/estimated-taxes">추정세</a></li><li><a href="/ko/payments/penalties">과태료</a></li></ul> </div> <h2 class="accordion-title"> <a href="#">환급</a> </h2> <div class="accordion_menus-block-content"> <ul><li><a href="/ko/refunds" class="mobile-only-text">개요</a></li><li><a href="/ko/wheres-my-refund" class="mega-menu-column-header">내 환급액이 어디 있습니까?</a></li><li><a href="/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts">자동 이체</a></li><li><a href="/ko/taxtopics/tc203">감소된 환급액</a></li><li><a href="/ko/filing/file-an-amended-return">수정된 신고서</a></li></ul> </div> <h2 class="accordion-title"> <a href="#">세액 공제</a> </h2> <div class="accordion_menus-block-content"> <ul><li><a href="/ko/credits-and-deductions" class="mobile-only-text">개요</a></li><li><span class="mega-menu-column-header">정보</span></li><li><a href="/ko/credits-and-deductions-for-individuals" title="귀하 및 귀하의 가족">개인</a></li><li><a href="/ko/credits-deductions/businesses" title="표준 마일리지 및 기타 정보">사업체 및 자영업자</a></li><li><span class="mega-menu-column-header">인기 검색</span></li><li><a href="/ko/credits-deductions/individuals/earned-income-tax-credit-eitc">근로 소득 세액 공제 (EITC)</a></li><li><a href="/ko/credits-deductions/individuals/child-tax-credit">자녀 세액공제</a></li><li><a href="/ko/credits-deductions/clean-vehicle-and-energy-credits">청정 차량 및 에너지 세액공제</a></li><li><a href="/ko/help/ita/how-much-is-my-standard-deduction">표준 공제</a></li><li><a href="/ko/retirement-plans">퇴직 계획</a></li></ul> </div> <h2 class="accordion-title"> <a href="#">양식 및 작성 지침</a> </h2> <div class="accordion_menus-block-content"> <ul><li><a href="/ko/forms-instructions" class="mobile-only-text">개요</a></li><li><span class="mega-menu-column-header">양식 및 작성 지침</span></li><li><a href="/ko/forms-pubs/about-form-1040" title="개인 세금 신고서">양식 1040</a></li><li><a href="/pub/irs-pdf/i1040gi.pdf" title="양식 1040 작성 안내">양식 1040 지침</a></li><li><a href="/ko/forms-pubs/about-form-w-9" title="납세자 식별 번호(TIN) 및 증명 신청서">양식 W-9</a></li><li><a href="/ko/forms-pubs/about-form-4506-t" title="세금 신고서 사본 신청서">양식 4506-T</a></li><li><a href="/ko/forms-pubs/about-form-w-4" class="mega-menu-column-header" title="종업원의 원천 징수 허용액 증명">양식 W-4 </a></li><li><a href="/ko/forms-pubs/about-form-941" title="고용주의 분기별 연방세 보고서">양식 941</a></li><li><a href="/ko/forms-pubs/about-form-w-2" title="보수를 지급하는 무역 또는 사업에 종사하는 고용주">양식 W-2</a></li><li><a href="/ko/forms-pubs/about-form-9465" title="분할 납부 합의 신청">양식 9465</a></li><li><span class="mega-menu-column-header">세금 전문가 인기 검색</span></li><li><a href="/ko/forms-pubs/about-form-1040x" title="보고서 수정/정정">양식 1040-X</a></li><li><a href="/ko/forms-pubs/about-form-2848" title="위임장 신청">양식 2848</a></li><li><a href="/ko/forms-pubs/about-form-w-7" title="개인 납세자 식별 번호(ITIN) 신청">양식 W-7</a></li><li><a href="/pub/irs-pdf/pcir230.pdf" title="IRS 관련 업무 종사자에 대한 규정">회보 230</a></li></ul> </div> </div> </section> <nav role="navigation" aria-labelledby="block-pup-irs-mainnavigation-menu" id="block-pup-irs-mainnavigation" data-block-plugin-id="system_menu_block:main"> <h2 class="visually-hidden" id="block-pup-irs-mainnavigation-menu">메인 네비게이션 바</h2> <ul data-block="pup_irs_mainnavigation" class="menu nav navbar-nav"> <li> <a href="/ko/filing" class="top-level-nav-item">세금 신고</a> </li> <li> <a href="/ko/payments" class="top-level-nav-item">납부</a> </li> <li> <a href="/ko/refunds" class="top-level-nav-item">환급</a> </li> <li> <a href="/ko/credits-and-deductions" class="top-level-nav-item">세액 공제</a> </li> <li> <a href="/ko/forms-instructions" class="top-level-nav-item">양식 및 작성 지침</a> </li> </ul> </nav> <nav role="navigation" aria-labelledby="block-pup-irs-infomenumobile-menu" id="block-pup-irs-infomenumobile" data-block-plugin-id="system_menu_block:info-menu-mobile"> <h2 class="visually-hidden" id="block-pup-irs-infomenumobile-menu">Info Menu Mobile</h2> <ul data-block="pup_irs_infomenumobile" class="menu menu--info-menu-mobile nav"> <li class="first"> <a href="/ko/help/let-us-help-you" title="도움말" data-drupal-link-system-path="node/16916">도움말</a> </li> <li> <a href="/ko/newsroom" title="뉴스" data-drupal-link-system-path="node/19646">뉴스</a> </li> <li> <a href="/ko/charities-and-nonprofits" data-drupal-link-system-path="node/58461">자선 단체 및 비영리 단체</a> </li> <li class="last"> <a href="/ko/tax-professionals" title="Tax Pros" data-drupal-link-system-path="node/11">Tax Pros</a> </li> </ul> </nav> </div> </div> </header> <div class="pup-page-node-type-article-page__banner"> <div class="container"> <div class="row"> <div class="col-md-12"> <div class="region region-breadcrumbs"> <nav aria-label="Breadcrumbs"> <ol class="breadcrumb"> <li lang=ko xml:lang=ko ><a href="/ko" lang=ko xml:lang=ko >홈페이지</a></li><li lang=ko xml:lang=ko ><a href="/ko/refunds" lang=ko xml:lang=ko >환급액</a></li><li class="active"> 더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오 </li> </ol> </nav> </div> <h1 class="pup-page-node-type-article-page__title">더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오</h1> </div> </div> </div> </div> <div class="container"> <div class="row"> <div class="col-sm-12"> <div class="region region-language-switcher"> <section class="language-switcher-language-url block block-pup-language-switcher block-pup-language-switcherlanguage-interface clearfix" id="block-pup-irs-languageswitchercontent" data-block-plugin-id="pup_language_switcher:language_interface"> <ul class="list-inline pull-right links parent-right" data-block="pup_irs_languageswitchercontent"><li hreflang="en" data-drupal-link-system-path="node/10971" class="en"><a href="/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="en" xml:lang="en" hreflang="en" data-drupal-link-system-path="node/10971">English</a></li><li hreflang="es" data-drupal-link-system-path="node/10971" class="es"><a href="/es/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="es" xml:lang="es" hreflang="es" data-drupal-link-system-path="node/10971">Español</a></li><li hreflang="zh-hans" data-drupal-link-system-path="node/10971" class="zh-hans"><a href="/zh-hans/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="zh-hans" xml:lang="zh-hans" hreflang="zh-hans" data-drupal-link-system-path="node/10971">中文 (简体)</a></li><li hreflang="zh-hant" data-drupal-link-system-path="node/10971" class="zh-hant"><a href="/zh-hant/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="zh-hant" xml:lang="zh-hant" hreflang="zh-hant" data-drupal-link-system-path="node/10971">中文 (繁體)</a></li><li hreflang="ko" data-drupal-link-system-path="node/10971" class="ko is-active" aria-current="page"><a href="/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link is-active" lang="ko" xml:lang="ko" hreflang="ko" data-drupal-link-system-path="node/10971" aria-current="page">한국어</a></li><li hreflang="ru" data-drupal-link-system-path="node/10971" class="ru"><a href="/ru/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="ru" xml:lang="ru" hreflang="ru" data-drupal-link-system-path="node/10971">Русский</a></li><li hreflang="vi" data-drupal-link-system-path="node/10971" class="vi"><a href="/vi/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="vi" xml:lang="vi" hreflang="vi" data-drupal-link-system-path="node/10971">Tiếng Việt</a></li><li hreflang="ht" data-drupal-link-system-path="node/10971" class="ht"><a href="/ht/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="language-link" lang="ht" xml:lang="ht" hreflang="ht" data-drupal-link-system-path="node/10971">Kreyòl ayisyen</a></li></ul> </section> </div> </div> </div> </div> <div class="pup-main-container container"> <div class="row"> <div class="sidebar-left col-sm-12 col-md-3 col-lg-3"> <div class="region region-sidebar-first"> <section id="block-pup-irs-puphierarchicaltaxonomymenu" data-block-plugin-id="pup_hierarchical_taxonomy_menu" class="block block-pup-hierarchical-taxonomy-menu clearfix"> <div class="pup-second-nav-header"> <h3 class="pup-second-nav-heading"> <button id="pup-snav" class="pup-second-nav-btn hidden-md hidden-lg" aria-controls="pup-snav-menu-links" aria-expanded="false" type="button">More In 환급액 <i aria-hidden="true" class="fa fa-plus"></i> </button> </h3> </div> <div id="pup-snav-menu-links" aria-labelledby="pup-snav"> <ul class="menu nav pup-second-nav"> <li class="level-2" data-indent-level="2"> <a href="/ko/wheres-my-refund" title="내 환급액이 어디 있습니까?" id="term-29541" rel="child" lang="ko" xml:lang="ko" hreflang="ko">내 환급액이 어디 있습니까?</a> </li> <li class="level-2 is-active is-active-trail" data-indent-level="2"> <a href="/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" title="직접 예금" id="term-18901" rel="parent" lang="ko" xml:lang="ko" hreflang="ko">직접 예금</a> </li> <li class="level-2" data-indent-level="2"> <a href="/ko/taxtopics/tc203" title="감소된 환급액" id="term-22736" rel="child" lang="ko" xml:lang="ko" hreflang="ko">감소된 환급액</a> </li> <li class="level-2" data-indent-level="2"> <a href="/ko/forms-pubs/about-form-1040x" title="보고서 정정/수정" id="term-18906" rel="child" lang="ko" xml:lang="ko" hreflang="ko">보고서 정정/수정</a> </li> </ul> </div> </section> </div> </div> <div class="pup-header-content-rt no-gutter col-sm-12 col-md-9"> <a id="main-content"></a> <div class="region region-content"> <div data-drupal-messages-fallback class="hidden"></div> <article about="/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" class="pup-article full clearfix row"> <div class="col-md-8 col-sm-12 col-xs-12"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field--item"><p>오늘날은 그 어느 때보다 믿을 수 있고, 빠르고, 안전하며, 비대면으로 돈을 받을 방법이 필요합니다. 환급받기에 가장 좋고 가장 빠른 방법은 무료 계좌 이체를 이용해 금융 계좌로 받는 것입니다. 해당 <span dir="ltr" lang="en">IRS </span>프로그램은 직접입금(<span dir="ltr" lang="en">direct deposit</span>)으로 불립니다. 이를 이용하여 하나, 두 개, 혹은 세 개의 계좌로 이체하여 환급받을 수 있습니다. 당좌계좌가 없더라도 직접입금에 사용할 수 있는 다른 옵션이 있습니다. 이제 직접입금을 만기일 이후에 제출된 신고서에도 사용할 수 있습니다.</p> <p>열 명의 납세자 중 여덟 명이 직접입금으로 환급을 받습니다. 이는 간단하고, 안전하며, 안정적입니다. 이는 사회보장 혜택이나 재향 군인 보상금의 98%에 근접하는 수치에 해당하는 수백만 개의 계좌로 이체하는 데 사용하는 같은 것과 같은 전자 송금 시스템입니다.</p> <p>직접입금과 전자 신고의 조합은 환급을 받는 가장 빠른 방법입니다. 현금화되지 않거나, 분실되거나, 도난되거나, 파손될 가능성이 없습니다. <span dir="ltr" lang="en">IRS</span>는 열 건 중 아홉 건 이상의 환급을 21일 이내에 지급하고 있습니다. 직접입금을 이용하여 세금환급을 받은 납세자들은 재난지원금도 더 빨리 받은 바 있습니다. <a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="a30296cc-6e05-4dd1-931f-6ccf40afa66e" href="/ko/wheres-my-refund" title="내 환급금은 어디있나요?">내 환급금은 어디있습니까?</a> 도구를 사용하여 환급 상황을 조회할 수 있습니다.</p> <p>직접입금은 사용하기 쉽습니다. 세금 소프트웨어에서 해당 방식을 선택하고 계좌번호와 은행 식별 번호를 입력하십시오. 아니면 세무 대리인에게 직접입금을 원한다고 알리십시오. 여전히 서면으로 신고하는 소수의 납세자도 직접입금을 사용할 수 있습니다. 오류를 방지하기 위해 입력 내용을 확인하십시오.</p> <div data-embed-button="media_browser" data-entity-embed-display="view_mode:media.embedded" data-entity-type="media" data-entity-uuid="461e8819-c892-4163-9d73-0f2c95f8b5fb" data-langcode="ko" data-entity-embed-display-settings="[]" class="embedded-entity"><div> <div class="field field--name-image field--type-image field--label-hidden field--item"> <img src="/pub/image/check_zoom_2.jpg" width="273" height="172" alt="Image of a sample check" title="Image explaining Routing Number and Account Number locations on check" loading="lazy" typeof="foaf:Image" class="img-responsive"> </div> </div> </div> <p><strong>은행 식별 번호 및 계좌번호를 위한 수표가 없습니까</strong><strong>?</strong> 은행 식별 번호는 귀하의 계좌를 생성한 은행지점의 위치를 식별하며, 대부분의 은행은 웹사이트에 은행 식별 번호를 게시해 둡니다. 귀하의 계좌번호는 보통 귀하의 온라인 은행계정에 로그인하거나 은행지점에 전화하여 확인할 수 있습니다.</p> <p>선불 현금카드가 있는 경우, 카드에 환급금을 입금할 수 있습니다. 많은 충전 가능한 선불형 카드에는 <span dir="ltr" lang="en">IRS</span>에 제공할 계좌번호와 은행 식별 번호 번호가 존재합니다. 사용 가능한 카드인지 금융 기관을 통해 확인하고 은행 식별 번호 번호와 계좌번호를 받으십시오. 이 번호들은 카드 번호와 다를 수 있습니다.</p> <p><strong>모바일</strong><strong> </strong><strong>앱이</strong><strong> </strong><strong>선택</strong><strong> </strong><strong>사항이</strong><strong> </strong><strong>될</strong><strong> </strong><strong>수</strong><strong> </strong><strong>있습니다</strong><strong> </strong>일부 모바일 앱과 선불 직불 카드는 세금환급의 직접입금이 가능할 수 있습니다. 세금 신고서에 입력할 수 있는 은행 식별 번호 및 계좌번호가 있어야 합니다. 납세자는 모바일 앱 제공자 또는 금융 기관에 문의하여 사용할 번호를 확인해야 합니다.</p> <p><strong>귀하의</strong><strong> </strong><strong>금융</strong><strong> </strong><strong>기관이</strong><strong> </strong><strong>귀하의</strong><strong> </strong><strong>환급금</strong><strong> </strong><strong>직접입금을</strong><strong> </strong><strong>거부할</strong><strong> </strong><strong>경우</strong><strong> </strong><strong>어떻게</strong><strong> </strong><strong>해야</strong><strong> </strong><strong>합니까</strong><strong>? </strong><span dir="ltr" lang="en">IRS</span>는 세무대리인 또는 납세자가 범한 오류에 대한 그 어떠한 책임도 지지 않습니다. 일부 금융기관은 일부 유형의 계좌에 대해서는 직접입금을 수용하지만, 어떠한 유형에 대해서는 그렇지 않습니다. 귀하의 금융 기관에 문의하여 직접입금을 수용하는지 확인하고 <a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="456f7d3d-7565-47ed-9348-a5b762df37ca" href="/faqs/irs-procedures/refund-inquiries/refund-inquiries-18" title="Refund Inquiries 18">계정 및 은행 식별 번호 번호를 확인하십시오(영어)</a>.</p> <ul> <li>금융기관에 계좌 및 은행 식별 번호 번호를 확인하고 신고서를 서명 및 제출하기 전에 신고서에 입력한 번호의 정확성을 다시 확인하십시오. 본인 명의의 계좌가 아닌 계좌로 환급금 입금을 요청해서는 안됩니다.</li> <li>신고서가 본 기관의 시스템에 아직 게시되지 않았다면, 당국에 직접입금 중지를 요청할 수 있습니다. 월 - 금, 오전 7 - 오후 7 에 수신자 부담 전화 <a href="tel:800-829-1040">800-829-1040</a>으로 전화할 수 있습니다.</li> <li>일반적으로 금융기관이 해당 자금을 회수하여 <span dir="ltr" lang="en">IRS</span>에 반환하게 되면, <span dir="ltr" lang="en">IRS</span>는 종이 환급수표를 <span dir="ltr" lang="en">IRS</span>에 기록된 가장 최근의 주소지로 발송할 것입니다.</li> <li>금융 기관에 연락한 후 2주가 지나도 경과가 없는 경우, 환급금을 추적하기 위해 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="9472964a-ee32-4a2b-962f-cdfda420082e" href="https://www.irs.gov/pub/irs-pdf/f3911.pdf" title="1022 Form 3911 (PDF)">양식 3911, 환급에 관한 납세자 진술서(영어) <span class="link-label label-file label-file-pdf">PDF</span></a>를 제출해야 합니다. 이는 <span dir="ltr" lang="en">IRS</span>가 환급금 회수를 시도하기 위해 귀하를 대신하여 은행에 연락을 할 수 있도록 합니다. 은행은 최초 추적 실행일로부터 최대 90일까지 정보 요청에 응답할 수 있지만 해결에는 최대 120일이 소요될 수 있습니다.</li> <li>자금이 여의치 않거나 은행이 자금 반환을 거부하는 경우 <span dir="ltr" lang="en">IRS</span>는 은행에게 이를 강제할 수 없습니다. 그 후 이 문제는 귀하와 해당 자금이 입금된 금융기관 및/또는 계좌 소유자 간의 민사 문제가 될 수 있습니다.</li> </ul> <p><strong>은행</strong><strong> </strong><strong>계좌가</strong><strong> </strong><strong>없습니까</strong><strong>? </strong><a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="eac27df9-70f1-47a0-9198-bf2c4129bf32" href="https://www.fdic.gov/about/initiatives/getbanked/index.html" title="Federal Deposit Insurance Corporation (FDIC) GetBanked"><span dir="ltr" lang="en">FDIC </span>웹사이트(영어)</a> 또는 전국신용조합협회의 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="5f6323c3-dd6b-42a9-9aeb-86604e2ae0a3" href="https://mapping.ncua.gov/" title="National Credit Union Locator tool">신용조합 찾기 도구(영어)</a>를 이용하여 온라인 계좌를 개설할 은행 또는 신용조합을 찾고 본인을 위한 올바른 계정을 선택할 방법에 대한 정보를 얻으십시오. 퇴역 군인이라면 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="093d50cc-1434-40a0-be16-f8abc89a78c6" href="https://www.benefits.va.gov/benefits/banking.asp" title="Veterans Benefits Banking Program (VBBP)">재향군인 지원 금융 프로그램(<span dir="ltr" lang="en">VBBP</span>)(영어)</a>을 방문하여 참여 은행에서 금융 서비스를 이용하십시오. 귀하의 세무 대리인에게 그들이 제공하는 다른 전자 지급 방식이 있는지 문의할 수도 있습니다.</p> <p>직접입금은 돈을 절약하는 효과가 있기도 합니다. 종이 환급 수표를 발행할 때마다 미국 납세자의 1달러가 넘는 비용이 발생합니다. 하지만 직접입금은 회당 10센트밖에 들지 않습니다.</p> <p>연방 세금 환급은 종종 많은 사람이 받는 수표 중 가장 큰 액수의 한 장의 수표입니다. 이는 저축을 시작하거나 저축을 추가할 수 있는 기회입니다. 환급은 개인 퇴직 계좌를 포함하여 두 개 혹은 세 개의 추가적인 금융 계좌로 나누어 받을 수 있습니다.</p> <p><strong>환급을</strong><strong> </strong><strong>나누는</strong><strong> </strong><strong>것은</strong><strong> </strong><strong>쉽습니다</strong><strong>.</strong> 세금 소프트웨어를 사용하여 온라인에서 처리할 수 있습니다. 혹은, 종이 신고를 하는 경우, <span dir="ltr" lang="en">IRS</span>의 <a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="6d0895be-fc9e-4689-ae4a-c113f3188e3e" href="/forms-pubs/about-form-8888" title="About Form 8888, Allocation of Refund">양식 8888, 환급금 배분(영어)</a>을 사용하십시오. 양식의 설명을 따르십시오. <span dir="ltr" lang="en">IRS</span>가 환급을 하나의 계정으로 이체하기를 원하는 경우, 세금 양식에서 직접입금 라인을 사용하십시오.</p> <p>나누어진 환급액으로 빠르고 안전한 직접입금과 함께 환급액을 관리할 수 있는 편리한 옵션이 있습니다. 일부 환급금을 즉시 사용할 수 있는 계좌로 보내고 미래 저축을 위해 일부를 보내는 것입니다. 저축 채권을 구입하는 것에 환급액의 전부 또는 일부를 사용할 계획인 경우, 2025년 1월 1일까지 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="eb7d35ca-ed9c-4981-aa75-9318d0d8f0a3" href="https://www.treasurydirect.gov/savings-bonds/buy-a-bond/" title="Buying savings bonds HL"><span dir="ltr" lang="en">IRS </span>세금 환급으로 지폐 <span dir="ltr" lang="en">I </span>채권을 구매(영어)</a>할 수 있습니다. 해당 마감일을 기점으로 <span dir="ltr" lang="en">IRS</span>는 더 이상 이 환급 옵션을 제공하지 않을 것이지만, 재무부 웹사이트, <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="f175b772-f406-4ee2-85fd-b5eee1c408ac" href="https://www.treasurydirect.gov/log-in/" title="Log In — TreasuryDirect"><span dir="ltr" lang="en">TreasuryDirect</span>(영어)</a>에서 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="47ec4fb7-8ece-4ecc-8abc-449a7911ea47" href="https://www.treasurydirect.gov/savings-bonds/i-bonds/" title="I bonds — TreasuryDirect">전자 <span dir="ltr" lang="en">I </span>채권(영어)</a>을 구매할 수 있습니다. 자세한 내용은 <a data-entity-substitution="pup_linkit_media" data-entity-type="media" data-entity-uuid="4a360f8b-c46a-41a6-925a-b4e14495884c" href="https://www.treasurydirect.gov/research-center/faq-irs-tax-feature/" title="Using Your Income Tax Refund to Buy Paper Savings Bonds (TreasuryDirect FAQs)">자주묻는질문(영어)</a>을 보십시오.</p> <p>환급금은 미국 은행이나 미국 은행과 연계된 본인 명의, 또는 부부 공동 신고의 경우에는 배우자 이름 혹은 공동명의의 계좌로 계좌 이체해야 합니다. 3건의 환급까지 하나의 금융 계정 혹은 선불형 직불 카드로 수령할 수 있습니다. 이 <a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="bf7ec1f5-0ca8-44ea-93f4-a0ec0373d78f" href="/refunds/direct-deposit-limits" title="Direct deposit limits">한도(영어)</a>를 넘는 납세자들은 <span dir="ltr" lang="en">IRS </span>통지서와 서면 환급을 받게 됩니다.</p> <p>전자 신고서 또는 서면 신고서를 제출하는 것에 관계없이, 직접입금 환급을 선택하면 종이 수표보다 더 빠르게 환급금을 받을 수 있습니다.</p> <h2>관련 항목:</h2> <ul> <li><a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="bc3244c2-16e7-4d25-b64a-01201dbe8b38" href="/refunds/frequently-asked-questions-about-splitting-federal-income-tax-refunds" title="Frequently asked questions about splitting federal income tax refunds">연방 소득세 환급금을 나누는 것에 관한 자주 묻는 질문(영어)</a></li> <li><a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="6d0895be-fc9e-4689-ae4a-c113f3188e3e" href="/forms-pubs/about-form-8888" title="About Form 8888, Allocation of Refund">양식 8888, 환급 분배(저축 채권 구입 포함)(영어)</a></li> <li><a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="a30296cc-6e05-4dd1-931f-6ccf40afa66e" href="/ko/wheres-my-refund" title="내 환급금은 어디있나요?">내 환급금 조회하기</a></li> <li><a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="bf7ec1f5-0ca8-44ea-93f4-a0ec0373d78f" href="/refunds/direct-deposit-limits" title="Direct deposit limits">직접 임금 한도(영어)</a></li> </ul> </div> </div> <div class="col-md-4 col-sm-12 col-xs-12 block-region-right-column"> <div class="field field--name-field-pup-article-callout field--type-entity-reference-revisions field--label-hidden field--items row"> <div class="field--item col-sm-6 col-md-12"> <div class="pup-callout"> <div class="paragraph paragraph--type--pup-callout paragraph--view-mode--default"> <div class="field field--name-field-pup-block-reference field--type-entity-reference field--label-hidden field--item"> <div class="pup-callout__image_container"> <div class="pup-callout__image" style="background-image: url('/pub/styles/callout/public/image/Couple_at_computer_IMG_0.jpg?itok=spt4_p2I');"></div> </div> <h4 class="pup-callout__title">환급금을 더 빨리 받으십시오</h4> <div class="pup-callout__link-wrapper"> <a href='/ko/filing/individuals/how-to-file' class='pup-callout__link-btn'>e-file (전자신고) 이용하기</a> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> </div> </div> <div class="container"> <div class="pup-bodycopy-footer"> <div class='pup-content-revision col-xs-12 col-sm-6'> Page Last Reviewed or Updated: 20-Feb-2025 </div> <div class='pup-share-menu col-xs-12 col-sm-6'> <div class="region region-share-content"> <section id="block-pup-irs-addtoanybuttons" data-block-plugin-id="addtoany_block" class="block block-addtoany block-addtoany-block clearfix"> <span class="a2a_kit a2a_kit_size_24 addtoany_list" data-a2a-url="https://www.irs.gov/ko/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts" data-a2a-title="더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오"><div class="pup-share-items"><ul class="nav navbar-nav navbar-right"><li class="dropdown"><a href="#" class="dropdown-toggle pup-share-link" data-toggle="dropdown" role="button" aria-haspopup="true" aria-expanded="false">Share</a><ul class="dropdown-menu"><li><a class="pup-social-title a2a_button_facebook"><i class="fa fa-facebook-square social-icon" aria-hidden="true"></i><span>Facebook</span></a></li><li><a class="pup-social-title a2a_button_twitter" id="button_twitter"><svg width="24" class="social-icon" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z"/></svg><span>Twitter</a></li><li><a class="pup-social-title a2a_button_linkedin"><i class="fa fa-linkedin-square social-icon" aria-hidden="true"></i><span>Linkedin</span></a></li><li role="separator" class="divider"></li></ul></li><li><button class="pup-print" type="button" onclick="javascript:print();">Print</button></li></ul></div></span> </section> </div> </div> </div> </div> <footer class="pup-footer" role="contentinfo" aria-label="footer"> <div class="footer-nav-wrapper container"> <div class="row menu"> <div class="region region-footer-first"> <nav role="navigation" aria-labelledby="block-footernavigation-2-menu" id="block-footernavigation-2" data-block-plugin-id="system_menu_block:pup-footer-navigation"> <h2 class="visually-hidden" id="block-footernavigation-2-menu">Footer Navigation</h2> <ul data-block="footernavigation_2" class="menu menu--pup-footer-navigation nav"> <li class="expanded dropdown first"> <span class="footer-column-header navbar-text dropdown-toggle" data-toggle="dropdown">기관 소개 <span class="caret"></span></span> <ul data-block="footernavigation_2" class="dropdown-menu"> <li class="first"> <a href="/ko/about-irs" data-drupal-link-system-path="node/18841">IRS 소개</a> </li> <li> <a href="https://jobs.irs.gov/">채용정보</a> </li> <li> <a href="/ko/statistics/soi-tax-stats-irs-operations-and-budget" data-drupal-link-system-path="node/506">운영 및 예산</a> </li> <li> <a href="/ko/statistics" data-drupal-link-system-path="node/19746">세금 통계</a> </li> <li> <a href="/ko/help/let-us-help-you" data-drupal-link-system-path="node/16916">도움말</a> </li> <li class="last"> <a href="/ko/help/contact-your-local-irs-office" data-drupal-link-system-path="node/16903">현지 사무실 찾기</a> </li> </ul> </li> <li class="expanded dropdown"> <span class="footer-column-header navbar-text dropdown-toggle" data-toggle="dropdown">납세자 권리 알아보기 <span class="caret"></span></span> <ul data-block="footernavigation_2" class="dropdown-menu"> <li class="first"> <a href="/ko/taxpayer-bill-of-rights" data-drupal-link-system-path="node/19686">납세자 권리헌장</a> </li> <li> <a href="/ko/taxpayer-advocate" data-drupal-link-system-path="node/18846">납세자 보호 서비스</a> </li> <li> <a href="/ko/appeals" data-drupal-link-system-path="node/19036">독립 재심리국</a> </li> <li> <a href="/ko/about-irs/protecting-taxpayer-civil-rights" data-drupal-link-system-path="node/15736">민권</a> </li> <li> <a href="/privacy-disclosure/irs-freedom-of-information">FOIA</a> </li> <li> <a href="https://home.treasury.gov/footer/no-fear-act">No FEAR 법 데이터</a> </li> <li class="last"> <a href="/ko/newsroom/general-overview-of-taxpayer-reliance-on-guidance-published-in-the-internal-revenue-bulletin-and-faqs" data-drupal-link-system-path="node/101086">납세자 의존에 대한 지침</a> </li> </ul> </li> <li class="expanded dropdown"> <span class="footer-column-header navbar-text dropdown-toggle" data-toggle="dropdown">문제 해결 <span class="caret"></span></span> <ul data-block="footernavigation_2" class="dropdown-menu"> <li class="first"> <a href="/ko/individuals/understanding-your-irs-notice-or-letter" data-drupal-link-system-path="node/16683">국세청 고지 및 서신</a> </li> <li> <a href="/ko/identity-theft-central" data-drupal-link-system-path="node/19616">신원 도용</a> </li> <li> <a href="/ko/help/tax-scams" data-drupal-link-system-path="node/138436">세금 사기 수법</a> </li> <li> <a href="/ko/compliance/criminal-investigation/tax-fraud-alerts" data-drupal-link-system-path="node/15416">세금 사기</a> </li> <li> <a href="/ko/compliance/criminal-investigation" data-drupal-link-system-path="node/19091">범죄 수사</a> </li> <li class="last"> <a href="/ko/compliance/whistleblower-office" data-drupal-link-system-path="node/7935">내부 고발자 부서</a> </li> </ul> </li> <li class="expanded dropdown"> <span class="footer-column-header navbar-text dropdown-toggle" data-toggle="dropdown">언어 <span class="caret"></span></span> <ul data-block="footernavigation_2" class="dropdown-menu"> <li class="first"> <a href="https://www.irs.gov/es" lang="es" xml:lang="es">Español</a> </li> <li> <a href="https://www.irs.gov/zh-hans" lang="zh-hans" xml:lang="zh-hans">中文 (简体)</a> </li> <li> <a href="https://www.irs.gov/zh-hant" lang="zh-hant" xml:lang="zh-hant">中文 (繁體)</a> </li> <li> <a href="https://www.irs.gov/ko" lang="ko" xml:lang="ko">한국어</a> </li> <li> <a href="https://www.irs.gov/ru" lang="ru" xml:lang="ru">Pусский</a> </li> <li> <a href="https://www.irs.gov/vi" lang="vi" xml:lang="vi">Tiếng Việt</a> </li> <li> <a href="https://www.irs.gov/ht" lang="ht" xml:lang="ht">Kreyòl ayisyen</a> </li> <li> <a href="https://www.irs.gov" lang="en" xml:lang="en">English</a> </li> <li class="last"> <a href="/ko/help/languages" data-drupal-link-system-path="node/80696">언어 선택</a> </li> </ul> </li> <li class="expanded dropdown last"> <span class="footer-column-header navbar-text dropdown-toggle" data-toggle="dropdown">관련 웹사이트 <span class="caret"></span></span> <ul data-block="footernavigation_2" class="dropdown-menu"> <li class="first"> <a href="https://www.treasury.gov/">미국 재무부</a> </li> <li> <a href="https://www.treasury.gov/tigta/">재무부 조세행정 총괄감사국</a> </li> <li> <a href="https://www.usa.gov/">USA.gov</a> </li> <li> <a href="https://www.usaspending.gov">USAspending.gov</a> </li> <li class="last"> <a href="https://vote.gov/">Vote.gov</a> </li> </ul> </li> </ul> </nav> </div> </div> </div> <div class="container"> <div class="row pup-footer-social-media-links"> <div class="region region-social-media-footer pull-right"> <section id="block-socialmediaforfooter" data-block-plugin-id="block_content:40b0cf2e-cb49-4f62-888d-000cf00eb582" class="block block-block-content block-block-content40b0cf2e-cb49-4f62-888d-000cf00eb582 clearfix"> <div class="row"> <div class="social-icon"> <div class="paragraph paragraph--type--social-media-footer paragraph--view-mode--default"> <a href="https://www.facebook.com/IRS" aria-label="IRS Facebook "> <i aria-hidden="true" class="fa fa-facebook-square"></i> </a> </div> </div> <div class="social-icon"> <div class="paragraph paragraph--type--social-media-footer paragraph--view-mode--default"> <a href="https://www.twitter.com/IRSnews" aria-label="IRS Twitter"> <svg style="height:34px;margin-top:3px;" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M64 32C28.7 32 0 60.7 0 96V416c0 35.3 28.7 64 64 64H384c35.3 0 64-28.7 64-64V96c0-35.3-28.7-64-64-64H64zm297.1 84L257.3 234.6 379.4 396H283.8L209 298.1 123.3 396H75.8l111-126.9L69.7 116h98l67.7 89.5L313.6 116h47.5zM323.3 367.6L153.4 142.9H125.1L296.9 367.6h26.3z"/></svg> </a> </div> </div> <div class="social-icon"> <div class="paragraph paragraph--type--social-media-footer paragraph--view-mode--default"> <a href="https://www.instagram.com/irsnews" aria-label="Instagram"> <i aria-hidden="true" class="fa fa-instagram"></i> </a> </div> </div> <div class="social-icon"> <div class="paragraph paragraph--type--social-media-footer paragraph--view-mode--default"> <a href="https://www.linkedin.com/company/irs" aria-label="IRS LinkedIn"> <svg style="height:34px;margin-top:3px;" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z"/></svg> </a> </div> </div> <div class="social-icon"> <div class="paragraph paragraph--type--social-media-footer paragraph--view-mode--default"> <a href="https://www.youtube.com/user/irsvideos" aria-label="IRS Youtube"> <i aria-hidden="true" class="fa fa-youtube-play"></i> </a> </div> </div> </div> </section> </div> </div> </div> <div class="pup-footer-bottom"> <div class="container"> <div class="pup-footer-logo"> <a href="/ko"><img class="pup-footer-logo-img" src="/themes/custom/pup_base/IRS-Logo.svg" alt="집"></a> </div> <div class="subfooter-menu"> <div class="region region-subfooter"> <nav role="navigation" aria-labelledby="block-subfooter-menu" id="block-subfooter" data-block-plugin-id="system_menu_block:subfooter"> <h2 class="visually-hidden" id="block-subfooter-menu">Subfooter</h2> <ul data-block="subfooter" class="menu menu--subfooter nav"> <li class="first"> <a href="/ko/privacy-disclosure/irs-privacy-policy" data-drupal-link-system-path="node/15856">개인정보 처리방침</a> </li> <li class="last"> <a href="/ko/accessibility" data-drupal-link-system-path="node/82611">접근성</a> </li> </ul> </nav> </div> </div> </div> </div> </footer> <script src='/static_assets/js/libs/jquery.min.js' type='text/javascript'></script>  </div> <script>window.dataLayer = window.dataLayer || []; window.dataLayer.push({"entityLanguage":"ko","entityCountry":"US","siteName":"Internal Revenue Service","entityLangcode":"ko","entityVid":"5668991","entityCreated":"1613657981","entityStatus":"1","entityType":"node","entityBundle":"pup_article","entityId":"10971","entityTitle":"더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오","primaryCategory":"refunds","subCategory1":"get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts","Navigation":{"id":"18901","label":"Direct deposit","bundle":"pup_navigation"},"field_pup_ot_unique_id":"163764","field_pup_ot_url":"https:\/\/www.irs.gov\/individuals\/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts","field_pup_ot_guid":"f729cbc8d0916310VgnVCM100000351f0a0aRCRD","entityTaxonomy":{"pup_audience":{"6566":"Individuals"},"pup_navigation":{"18901":"Direct deposit"},"pup_topic":{"10196":"Refund"},"pup_channels":{"6286":"Refunds"},"pup_organization":{"14331":"C:DC:TS:COMM"}},"userUid":0});</script> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"ko\/","currentPath":"node\/10971","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"ko"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"gtm":{"tagId":null,"settings":{"data_layer":"dataLayer","include_environment":false},"tagIds":["GTM-KV978ZL"]},"gtag":{"tagId":"","consentMode":false,"otherIds":[],"events":[],"additionalConfigInfo":[]},"ajaxPageState":{"libraries":"eJxtklFywyAMRC8E5kiMAAWrxYhBclLfvthJmqTJj4d9qxGLLIiReyKufsG6ioNX7S-UMqqBlJShbu5-mE6dq5rArKIdmmvc-Iz9iShzUWomzixYXeprgzJd1Q36QsFdj1MUMQkUCmzYXcAZzsR9ML7UwpBGbf32BQKW4d-p3am9UaszLmiwKunmcQmYXISm4zkGf3Qvvce4SZOZc0GvkF0en_96gi_4eYWLadAhjxfOcu_2INNa2xoKyYzJtLX5MVAUoUBlZBrjW6j6fTIB-uEHEHS5cIBihRTtCUHXjvJwKye0Q1noSrHg4cRvTKTcfStrpiruEzwqr829YD_TyOI-sKOOuvwFiZ2avuO3fM-mbmOi-Q8voHG2M1Ke9QExg90364nU9b3nxydfjWqP1bOtU300FoQ-rntpJLS08dv21MvYx1fp923tlEatbDKQ22f9CxNPM7M","theme":"pup_irs","theme_token":null},"ajaxTrustedUrl":{"\/ko\/site-index-search":true},"dataLayer":{"defaultLang":"en","languages":{"en":{"id":"en","name":"English","direction":"ltr","weight":-10},"es":{"id":"es","name":"Spanish","direction":"ltr","weight":-9},"zh-hans":{"id":"zh-hans","name":"Chinese, Simplified","direction":"ltr","weight":-8},"zh-hant":{"id":"zh-hant","name":"Chinese, Traditional","direction":"ltr","weight":-7},"ko":{"id":"ko","name":"Korean","direction":"ltr","weight":-6},"ru":{"id":"ru","name":"Russian","direction":"ltr","weight":-5},"vi":{"id":"vi","name":"Vietnamese","direction":"ltr","weight":-4},"ht":{"id":"ht","name":"Haitian Creole","direction":"ltr","weight":-3}}},"data":{"extlink":{"extTarget":false,"extTargetNoOverride":false,"extNofollow":false,"extNoreferrer":false,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":true,"extSubdomains":true,"extExclude":"","extInclude":"","extCssExclude":".paragraph--type--social-media-footer, .btn-primary, .btn-secondary","extCssExplicit":"","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","mailtoClass":"mailto","mailtoLabel":"(link sends email)","extUseFontAwesome":true,"extIconPlacement":"append","extFaLinkClasses":"fa fa-external-link fa-external-link-alt","extFaMailtoClasses":"fa fa-envelope-o","whitelistedDomains":[]}},"bootstrap":{"forms_has_error_value_toggle":1,"modal_animation":1,"modal_backdrop":"true","modal_focus_input":1,"modal_keyboard":1,"modal_select_text":1,"modal_show":1,"modal_size":"","popover_enabled":1,"popover_animation":1,"popover_auto_close":1,"popover_container":"body","popover_content":"","popover_delay":"0","popover_html":0,"popover_placement":"right","popover_selector":"","popover_title":"","popover_trigger":"click","tooltip_enabled":1,"tooltip_animation":1,"tooltip_container":"body","tooltip_delay":"0","tooltip_html":0,"tooltip_placement":"auto left","tooltip_selector":"","tooltip_trigger":"hover"},"accordion_menus":{"accordion_closed":{"main_mobile":"main_mobile"}},"chosen":{"selector":"select:not(:hidden,[id*=\u0027edit-state\u0027])","minimum_single":25,"minimum_multiple":20,"minimum_width":200,"use_relative_width":false,"options":{"disable_search":false,"disable_search_threshold":0,"allow_single_deselect":false,"search_contains":true,"placeholder_text_multiple":"Choose some option","placeholder_text_single":"Choose an option","no_results_text":"No results match","max_shown_results":null,"inherit_select_classes":true}},"ajax":[],"user":{"uid":0,"permissionsHash":"c47ed1a8154891ba31e7f33c82f4f59896668fef288d3b9527b294c92462ad99"}}</script> <script src="/pub/js/js_ET7B0_7Qg360aY086LALEobtpGQjta1orvrCwwX8Rwo.js?scope=footer&delta=0&language=ko&theme=pup_irs&include=eJxtkFtywyAMRTcEZkmMAAWrwYiR5DTZfe082zR_OkePGV0oxRj6JcC9mA7C3VwBgwYXlJBwhhOxqBvriJAzqlKiRrYvLdSjMbcEcu0nUAy1cYLmlQz9AcFWwds2iT6bWWjYSy9YwS_Y16dRBMnz_wP70AcLtg3PSHU2h2dr1I-hyDqgTXd0lbk2jAY1VFv-ItR3nuALztf7-YiFjCWOtlbqGj5Jl5hNTWCEwYNPKL_MHpHReEXUuaDfyIMY5YZuC5alEPe4_6fhjeM3lYrm8syK_fHYjX4Anl-xaw"></script> <script src="https://static.addtoany.com/menu/page.js" async></script> <script src="/pub/js/js_H9p_Nc3o32anuOfvZ9S0_6lrpEucOEgZtGdbdxCvPi8.js?scope=footer&delta=2&language=ko&theme=pup_irs&include=eJxtkFtywyAMRTcEZkmMAAWrwYiR5DTZfe082zR_OkePGV0oxRj6JcC9mA7C3VwBgwYXlJBwhhOxqBvriJAzqlKiRrYvLdSjMbcEcu0nUAy1cYLmlQz9AcFWwds2iT6bWWjYSy9YwS_Y16dRBMnz_wP70AcLtg3PSHU2h2dr1I-hyDqgTXd0lbk2jAY1VFv-ItR3nuALztf7-YiFjCWOtlbqGj5Jl5hNTWCEwYNPKL_MHpHReEXUuaDfyIMY5YZuC5alEPe4_6fhjeM3lYrm8syK_fHYjX4Anl-xaw"></script> <script src="/modules/contrib/google_tag/js/gtm.js?sqmb94"></script> <script src="/modules/contrib/google_tag/js/gtag.js?sqmb94"></script> <script src="/pub/js/js_SXJKSg3WeyPvNmAdFt2hZryjuBFgPky5i8PcglccHqY.js?scope=footer&delta=5&language=ko&theme=pup_irs&include=eJxtkFtywyAMRTcEZkmMAAWrwYiR5DTZfe082zR_OkePGV0oxRj6JcC9mA7C3VwBgwYXlJBwhhOxqBvriJAzqlKiRrYvLdSjMbcEcu0nUAy1cYLmlQz9AcFWwds2iT6bWWjYSy9YwS_Y16dRBMnz_wP70AcLtg3PSHU2h2dr1I-hyDqgTXd0lbk2jAY1VFv-ItR3nuALztf7-YiFjCWOtlbqGj5Jl5hNTWCEwYNPKL_MHpHReEXUuaDfyIMY5YZuC5alEPe4_6fhjeM3lYrm8syK_fHYjX4Anl-xaw"></script> </body> </html>

CINXE.COM

더 빠른 환급 받기: IRS에 직접입금으로 한 개, 두 개, 또는 세 개의 계좌로 환급 신청하십시오 | Internal Revenue Service