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Mortgage Rates | Interest Rates - HSBC UK

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aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short &amp; long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products &amp; planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks &amp; shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks &amp; shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children鈥檚 education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children&#39;s education calculator"> Children鈥檚 education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property &amp; family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Premier Travel support"> Premier Travel support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/" aria-label="Aspects Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Aspects Insurance support"> Aspects Insurance support </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-4" class="header-mobile-doormat-4 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-health hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Wellbeing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Financial health &amp; support</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-4"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/financial-fitness/" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness" class="doormat-heading-link"> <h2 class="doormat-heading">Financial fitness</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/fitness-score/" aria-label="Financial health tools &amp; webinars" data-event-component="topnav" data-event-name="Financial fitness score tool"> Financial health tools &amp; webinars </a> </li> <li> <a href="/financial-fitness/everyday-budgeting/" aria-label="Everyday budgeting" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness Everyday budgeting"> Everyday budgeting </a> </li> <li> <a href="/financial-fitness/managing-debt/" aria-label="Managing debt" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Managing debt"> Managing debt </a> </li> <li> <a href="/financial-fitness/growing-your-money/" aria-label="Growing your money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Growing your money"> Growing your money </a> </li> <li> <a href="/help/security-centre/" aria-label="Staying safe and secure" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Staying safe and secure"> Staying safe and secure </a> </li> <li> <a href="/financial-education/" aria-label="Learning about money" data-event-component="topnav" data-event-name="Wellbeing: Financial fitness: Learning about money"> Learning about money </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/new-beginnings/" data-event-component="topnav" data-event-name="Wellbeing: New Beginnings" class="doormat-heading-link"> <h2 class="doormat-heading">New beginnings</h2> </a> <ul class="doormat-links"> <li> <a href="/new-beginnings/expanding-your-family/" aria-label="Expanding your family" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Expanding your family"> Expanding your family </a> </li> <li> <a href="/new-beginnings/getting-married/" aria-label="Getting married" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Getting married"> Getting married </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/" aria-label="Planning for retirement" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Planning for retirement"> Planning for retirement </a> </li> <li> <a href="/mortgages/first-time-buyers/" aria-label="Buying your first home" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Buying your first home"> Buying your first home </a> </li> <li> <a href="/international/moving-abroad/" aria-label="Moving abroad" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Moving abroad"> Moving abroad </a> </li> <li> <a href="/students/" aria-label="Going to uni" data-event-component="topnav" data-event-name="Wellbeing: New beginnings: Going to uni"> Going to uni </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/life-events/" data-event-component="topnav" data-event-name="Wellbeing: Life events" class="doormat-heading-link"> <h2 class="doormat-heading">Life events</h2> </a> <ul class="doormat-links"> <li> <a href="/help/life-events/bereavement/" aria-label="Bereavement support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Bereavement support"> Bereavement support </a> </li> <li> <a href="/help/life-events/assisting-someone-with-their-money/" aria-label="Assisting someone with their money" data-event-component="topnav" data-event-name="Wellbeing: Life events: Assisting someone with their money"> Assisting someone with their money </a> </li> <li> <a href="/help/life-events/separation/" aria-label="Separation" data-event-component="topnav" data-event-name="Wellbeing: Life events: Separation "> Separation </a> </li> <li> <a href="/help/life-events/unexpected-change/redundancy/" aria-label="Losing your job" data-event-component="topnav" data-event-name="Wellbeing: Life events: Losing your job"> Losing your job </a> </li> <li> <a href="/help/life-events/poa/" aria-label="Power of Attorney" data-event-component="topnav" data-event-name="Wellbeing: Life events: Power of attorney"> Power of Attorney </a> </li> <li> <a href="/accessibility/mental-health-and-support/" aria-label="Mental health and support" data-event-component="topnav" data-event-name="Wellbeing: Life events: Mental health and support"> Mental health and support </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/money-worries/" data-event-component="topnav" data-event-name="Wellbeing: Money worries" class="doormat-heading-link"> <h2 class="doormat-heading">Money worries</h2> </a> <ul class="doormat-links"> <li> <a href="/help/money-worries/how-we-can-help/" aria-label="How we can help" data-event-component="topnav" data-event-name="Wellbeing: Money worries: How we can help"> How we can help </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/help/money-worries/financial-abuse/" aria-label="Financial and domestic abuse" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Financial and domestic abuse"> Financial and domestic abuse </a> </li> <li> <a href="/help/money-worries/managing-your-finances/" aria-label="Managing your finances" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Managing your finances"> Managing your finances </a> </li> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living" data-event-component="topnav" data-event-name="Wellbeing: Money worries: Coronavirus support"> Rising cost of living </a> </li> <li> <a href="/help/card-support/gambling-restrictions/" aria-label="Support for gambling" data-event-component="topnav" data-event-name="Wellbeing: Card support: Support for gambling"> Support for gambling </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-5" class="header-mobile-doormat-5 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-help hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Help</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Service &amp; security</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-5"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Managing your account" class="doormat-heading-link"> <h2 class="doormat-heading">Managing your account</h2> </a> <ul class="doormat-links"> <li> <a href="/financial-fitness/rising-cost-of-living/" aria-label="Rising cost of living"> Rising cost of living </a> </li> <li> <a href="/ways-to-bank/" aria-label="Ways to bank" data-event-component="topnav" data-event-name="Help: Managing your account: Ways to bank"> Ways to bank </a> </li> <li> <a href="/help/card-support/" aria-label="Card support" data-event-component="topnav" data-event-name="Help: Managing your account: Card support"> Card support </a> </li> <li> <a href="/help/banking-made-easy/how-to-set-up-a-direct-debit/" aria-label="Set up or cancel a Direct Debit" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a direct debit"> Set up or cancel a Direct Debit </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/how-to-set-up-standing-order/" aria-label="Set up or cancel a standing order" data-event-component="topnav" data-event-name="Help: Managing your account: Set up or cancel a standing order"> Set up or cancel a standing order </a> </li> <li> <a href="/help/card-support/dispute-transaction/" aria-label="Query a transaction" data-event-component="topnav" data-event-name="Help: Managing your account: Query a transaction"> Query a transaction </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/security-centre/" data-event-component="topnav" data-event-name="Help: Fraud and security" class="doormat-heading-link"> <h2 class="doormat-heading">Fraud and security</h2> </a> <ul class="doormat-links"> <li> <a href="/help/security-centre/fraud-guide/" aria-label="Fraud guide" data-event-component="topnav" data-event-name="Help: Fraud and security: Fraud guide"> Fraud guide </a> </li> <li> <a href="/help/security-centre/received-a-text/" aria-label="Received a text?" data-event-component="topnav" data-event-name="Help: Fraud and security: Received a text"> Received a text? </a> </li> <li> <a href="/help/security-centre/hsbc-safeguard/" aria-label="HSBC Safeguard" data-event-component="topnav" data-event-name="Help: Fraud and security: HSBC Safeguard"> HSBC Safeguard </a> </li> <li> <a href="/help/security-centre/secure-key/" aria-label="Secure Key" data-event-component="topnav" data-event-name="Help: Fraud and security: Secure Key"> Secure Key </a> </li> <li> <a href="/help/security-centre/digital-security-promise/" aria-label="Our Digital Security Promise" data-event-component="topnav" data-event-name="Help: Fraud and security: Our Digital Security Promise"> Our Digital Security Promise </a> </li> <li> <a href="/help/security-centre/verification/" aria-label="Verify your ID online" data-event-component="topnav" data-event-name="Help: Fraud and security: Verify your ID online"> Verify your ID online </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/help/banking-made-easy/" data-event-component="topnav" data-event-name="Help: Digital banking" class="doormat-heading-link"> <h2 class="doormat-heading">Digital banking</h2> </a> <ul class="doormat-links"> <li> <a href="/register/" aria-label="Register for digital banking" data-event-component="topnav" data-event-name="Help: Digital banking: Register for digital banking"> Register for digital banking </a> </li> <li> <a href="/ways-to-bank/mobile/" aria-label="Mobile banking" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile banking"> Mobile banking </a> </li> <li> <a href="/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Help: Digital banking: Online banking"> Online banking </a> </li> <li> <a href="/current-accounts/banking-at-home/" aria-label="Banking at home" data-event-component="topnav" data-event-name="Help: Digital banking: Banking at home"> Banking at home </a> </li> <li> <a href="/ways-to-bank/mobile/cheque-deposit/" aria-label="Mobile cheque deposit" data-event-component="topnav" data-event-name="Help: Digital banking: Mobile cheque deposit"> Mobile cheque deposit </a> </li> <li> <a href="/help/security-centre/lost-your-details/" aria-label="Reset your log on details" data-event-component="topnav" data-event-name="Help: Digital banking: Reset your online banking details"> Reset your log on details </a> </li> <li> <a href="/ways-to-bank/mobile/money-management/" aria-label="Mobile money management" data-event-component="topnav" data-event-name="Help: Digital banking: Plan ahead"> Mobile money management </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <a href="/help/" data-event-component="topnav" data-event-name="Help: Help" class="doormat-heading-link"> <h2 class="doormat-heading">Help</h2> </a> <ul class="doormat-links"> <li> <a href="/help/" aria-label="Customer support" data-event-component="topnav" data-event-name="Help: Help: Customer support"> Customer support </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Help: Help: Making payments"> Money worries </a> </li> <li> <a 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</a> </li> <li> <a href="/sustainability/" aria-label="Sustainability" data-event-component="topnav" data-event-name="Help: Help: Sustainability"> Sustainability </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> <div class="header-mobile"> <div class="header-mobile-top hide-on-desktop"> <button class="header-sidebar-trigger" aria-label="Open menu" data-aria-label-open-menu="Open menu" data-aria-label-close-menu="Close menu"> <span class="icon icon-menu" aria-hidden="true"></span> <span class="header-sidebar-trigger-text">Menu</span> </button> <nav id="sidebar" class="header-mobile-sidebar hide-on-desktop"> <div class="header-mobile-sidebar-content"> <div class="close-submenu-trigger" role="button" tabindex="0" aria-label="Close Submenu"> <span class="icon icon-chevron-left" aria-hidden="true"></span> </div> <ul class="header-mobile-doormat" role="menubar"> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-0" class="header-mobile-doormat-0 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-banking hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Banking</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Accounts &amp; services</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-0"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/current-accounts/" data-event-component="topnav" data-event-name="Banking: Current accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Current accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/premier/" aria-label="Premier Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Premier Account"> Premier Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/bank-account/" aria-label="Bank Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Bank Account"> Bank Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/advance/" aria-label="Advance Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Advance Account"> Advance Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/student/" aria-label="Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Student Account"> Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/international-student/" aria-label="International Student Account" data-event-component="topnav" data-event-name="Banking: Current accounts: International student account"> International Student Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/children/" aria-label="Children&#39;s Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Childrens Account"> Children&#39;s Account </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/business-accounts" aria-label="Business accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: Business accounts"> Business accounts </a> </li> <li> <a href="/current-accounts/products/jade/private-bank/" aria-label="Private Banking Account" data-event-component="topnav" data-event-name="Banking: Current accounts: Private Banking Account"> Private Banking Account </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/" aria-label="See all current accounts" data-event-component="topnav" data-event-name="Banking: Current accounts: See all current accounts"> See all current accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/savings/" data-event-component="topnav" data-event-name="Banking: Savings accounts" class="doormat-heading-link"> <h2 class="doormat-heading">Savings accounts</h2> </a> <ul class="doormat-links"> <li> <a href="/savings/products/fixed-rate-isa/" aria-label="Fixed Rate Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings:Fixed Rate Cash ISA"> Fixed Rate Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/online-bonus-saver/" aria-label=" Online Bonus Saver" data-event-component="topnav" data-event-name="Banking: Savings: Online Bonus Saver"> Online Bonus Saver </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/regular-saver/" aria-label="Regular Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Regular Savings Account"> Regular Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/cash-isa/" aria-label="Loyalty Cash ISA" data-event-component="topnav" data-event-name="Banking: Savings: Loyalty Cash ISA"> Loyalty Cash ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/fixed-rate/" aria-label="Fixed Rate Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Fixed Rate Savings Account"> Fixed Rate Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/mysavings/" aria-label="Children鈥檚 Savings Account" data-event-component="topnav" data-event-name="Banking: Savings: Children鈥檚 Savings Account"> Children鈥檚 Savings Account </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/easy-access-accounts/" aria-label="Easy access savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: easy access savings accounts"> Easy access savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/compare/" aria-label="Compare savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: Compare savings accounts"> Compare savings accounts </a> </li> <li> <a href="https://www.hsbc.co.uk/savings/products/" aria-label="See all savings accounts" data-event-component="topnav" data-event-name="Banking: Savings: See all savings accounts"> See all savings accounts </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/international/" data-event-component="topnav" data-event-name="Banking: International services" class="doormat-heading-link"> <h2 class="doormat-heading">International services</h2> </a> <ul class="doormat-links"> <li> <a href="/current-accounts/products/global-money/" aria-label="Global Money Account" data-event-component="topnav" data-event-name="Global Money Account"> Global Money Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/using-your-card-abroad/" aria-label="Using your card outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: Using your card outside the UK"> Using your card outside the UK </a> </li> <li> <a href="https://www.hsbc.co.uk/international/travel-money/" aria-label="Travel Money" data-event-component="topnav" data-event-name="Banking: International Services: Travel Money"> Travel Money </a> </li> <li> <a href="https://www.hsbc.co.uk/international/money-transfer/" aria-label="International payments" data-event-component="topnav" data-event-name="Banking: International Services: International payments"> International payments </a> </li> <li> <a href="https://www.hsbc.co.uk/international/currency-account/" aria-label="Currency Account" data-event-component="topnav" data-event-name="Banking: International Services: Currency Account"> Currency Account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/overseas-account-opening/" aria-label="Opening an account outside the UK" data-event-component="topnav" data-event-name="Banking: International Services: International Bank Account"> Opening an account outside the UK </a> </li> <li> <a href="/international/apply-for-a-uk-account/" aria-label="Open a UK account" data-event-component="topnav" data-event-name="Banking: International Services: Open a UK account"> Open a UK account </a> </li> <li> <a href="https://www.hsbc.co.uk/international/" aria-label="See all international services" data-event-component="topnav" data-event-name="Banking: International Services: See all international services"> See all international services </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already banking with us?</h2> <ul class="doormat-links"> <li> <a href="/current-accounts/existing-customers/" aria-label="Existing customers" data-event-component="topnav" data-event-name="Banking: Already banking with us: Existing customers"> Existing customers </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Money worries </a> </li> <li> <a href="https://www.hsbc.co.uk/help/banking-made-easy/" aria-label="Manage your account" data-event-component="topnav" data-event-name="Banking: Already banking with us: Manage your account"> Manage your account </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/mobile/" aria-label="Mobile banking " data-event-component="topnav" data-event-name="Banking: Already banking with us: Mobile banking "> Mobile banking </a> </li> <li> <a href="https://www.hsbc.co.uk/ways-to-bank/online-banking/" aria-label="Online banking" data-event-component="topnav" data-event-name="Banking: Already banking with us: Online banking"> Online banking </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdrafts/" aria-label="Overdrafts" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdrafts "> Overdrafts </a> </li> <li> <a href="https://www.hsbc.co.uk/current-accounts/products/overdraft-calculator/" aria-label="Overdraft calculator" data-event-component="topnav" data-event-name="Banking: Already banking with us: Overdraft calculator"> Overdraft calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-1" class="header-mobile-doormat-1 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-borrowing hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Borrowing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Short &amp; long-term</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-1"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/credit-cards/" data-event-component="topnav" data-event-name="Borrowing: Credit cards" class="doormat-heading-link"> <h2 class="doormat-heading">Credit cards</h2> </a> <ul class="doormat-links"> <li> <a href="/credit-cards/balance-transfer-credit-cards/" aria-label="Balance transfer credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Balance transfer cards"> Balance transfer credit cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/purchase-credit-cards/" aria-label="Purchase cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Purchase cards"> Purchase cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/rewards-credit-cards/" aria-label="Rewards cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: reward cards"> Rewards cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/credit-builder-credit-cards/" aria-label="Credit building cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Credit building cards"> Credit building cards </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/premier-credit-cards/" aria-label="Premier cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: Premier cards"> Premier cards </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/credit-cards/eligibility-checker/" aria-label="Credit card eligibility checker" data-event-component="topnav" data-event-name="Borrowing: Credit cards: credit card eligibility checker"> Credit card eligibility checker </a> </li> <li> <a href="https://www.hsbc.co.uk/credit-cards/products/" aria-label="See all credit cards" data-event-component="topnav" data-event-name="Borrowing: Credit cards: See all credit cards"> See all credit cards </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/loans/" data-event-component="topnav" data-event-name="Borrowing: Loans" class="doormat-heading-link"> <h2 class="doormat-heading">Loans</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/loans/products/personal/" aria-label="Personal Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Personal Loan"> Personal Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/premier/" aria-label="Premier Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Premier Loan"> Premier Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/car-loan/" aria-label="Car Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Car Loan"> Car Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/home-improvements/" aria-label="Home Improvement Loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Home Improvement Loan"> Home Improvement Loan </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/products/top-up-loans/" aria-label="Top up your loan" data-event-component="topnav" data-event-name="Borrowing: Loans: Top up your loan"> Top up your loan </a> </li> <li> <a href="/loans/ways-to-borrow/" aria-label="Ways to borrow"> Ways to borrow </a> </li> <li> <a href="/loans/products/debt-consolidation/" aria-label="Debt Consolidation Loan"> Debt Consolidation Loan </a> </li> <li> <a href="/loans/flexipay/" aria-label="HSBC Flexipay"> HSBC Flexipay </a> </li> <li> <a href="https://www.hsbc.co.uk/loans/" aria-label="See all loans" data-event-component="topnav" data-event-name="Borrowing: Loans: See all loans"> See all loans </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/mortgages/" data-event-component="topnav" data-event-name="Borrowing: Mortgages" class="doormat-heading-link"> <h2 class="doormat-heading">Mortgages</h2> </a> <ul class="doormat-links"> <li> <a href="/mortgages/existing-customers/switch/" aria-label="Switch your mortgage rate"> Switch your mortgage rate </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/move-your-mortgage/" aria-label="Remortgage to HSBC" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Remortgage to HSBC"> Remortgage to HSBC </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/first-time-buyers/" aria-label="First-time buyers" data-event-component="topnav" data-event-name="Borrowing: Mortgages: First-time Buyers"> First-time buyers </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/how-to-apply/" aria-label="Get a decision in principle" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Get a decision in principle"> Get a decision in principle </a> </li> <li> <a href="/mortgages/moving-home/" aria-label="Moving home" data-event-component="topnav" data-event-name="Borrowing: Mortgages: 95% mortgages"> Moving home </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/our-rates/" aria-label="Mortgage rates" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Mortgage rates"> Mortgage rates </a> </li> <li> <a href="https://www.hsbc.co.uk/mortgages/calculators/" aria-label="Mortgage calculators" data-event-component="topnav" data-event-name="Borrowing: Mortgages: Calculators"> Mortgage calculators </a> </li> <li> <a href="/mortgages/application-in-progress/" aria-label="Continue my application"> Continue my application </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already borrowing with us?</h2> <ul class="doormat-links"> <li> <a href="/mortgages/cost-of-living-support/" aria-label="Mortgage charter" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Mortgage charter"> Mortgage charter </a> </li> <li> <a href="/mortgages/existing-customers/" aria-label="Manage your existing mortgage" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your existing mortgage"> Manage your existing mortgage </a> </li> <li> <a href="https://www.hsbc.co.uk/help/money-worries/" aria-label="Money worries " data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Money worries </a> </li> <li> <a href="/help/money-worries/mortgage-payments/" aria-label="Mortgage payment support" data-event-component="topnav" data-event-name="Borrowing: Mortgage payment support"> Mortgage payment support </a> </li> <li> <a href="/credit-cards/existing-customers/" aria-label="Manage your credit card" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Manage your cards"> Manage your credit card </a> </li> <li> <a href="/credit-cards/fees/" aria-label="Credit card fees and rates"> Credit card fees and rates </a> </li> <li> <a href="/help/bank-of-england-base-rate/" aria-label="Base rate information" data-event-component="topnav" data-event-name="Borrowing: Already borrowing with us: Base rate information"> Base rate information </a> </li> <li> <a href="/credit-cards/credit-card-repayment-calculator/" aria-label="Credit card repayment calculator"> Credit card repayment calculator </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-2" class="header-mobile-doormat-2 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-investment hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Investing</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Products &amp; planning</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-2"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/" data-event-component="topnav" data-event-name="Investing: Ways to invest" class="doormat-heading-link"> <h2 class="doormat-heading">Investing</h2> </a> <ul class="doormat-links"> <li> <a href="/investments/new-to-investing/" aria-label="New to investing?" data-event-component="topnav" data-event-name="investing: way to invest: new to investing"> New to investing? </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/isas/" aria-label="Stocks &amp; shares ISA" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in an ISA"> Stocks &amp; shares ISA </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/funds/" aria-label="Invest in funds" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in funds"> Invest in funds </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/invest-direct/" aria-label="Invest in shares" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in invest-direct"> Invest in shares </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/" aria-label="See all investments" data-event-component="topnav" data-event-name="Investing: Ways to invest: Invest in products"> See all investments </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/investments/advice/" data-event-component="topnav" data-event-name="Investing: Your advice options" class="doormat-heading-link"> <h2 class="doormat-heading">Advice</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/advice/financial-advice/" aria-label="Financial advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Financial advice"> Financial advice </a> </li> <li> <a href="/investments/advice/premier-investment-management-service/" aria-label="Premier investment management" data-event-component="topnav" data-event-name="Investing: Your advice options: Premier investment management"> Premier investment management </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Investing: Your advice options: Protection advice"> Protection advice </a> </li> </ul> </div> <div class="links-group"> <a href="https://www.hsbc.co.uk/retirement/" data-event-component="topnav" data-event-name="Investing: Visualise your retirement" class="doormat-heading-link"> <h2 class="doormat-heading">Retirement</h2> </a> <ul class="doormat-links"> <li> <a href="https://retirementcalculator.hsbc.co.uk" aria-label="Retirement calculator" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Retirement calculator"> Retirement calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/retirement/investing-for-retirement/" aria-label="Investing for retirement" data-event-component="topnav" data-event-name="Investing: Visualise your retirement: Investing for retirement"> Investing for retirement </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/wealth/planning/" data-event-component="topnav" data-event-name="Investing: Improve your knowledge " class="doormat-heading-link"> <h2 class="doormat-heading">Wealth planning </h2> </a> <ul class="doormat-links"> <li> <a href="/wealth/planning/future-planner/" aria-label="Future Planner " data-event-component="topnav" data-event-name="Future Planner "> Future Planner </a> </li> <li> <a href="/investments/goal-based-investing/" aria-label="Investment goals" data-event-component="topnav" data-event-name="Investing: Ways to invest: Investment goals"> Investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/financial-action-plan" aria-label="Your financial action plan" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Your financial action plan"> Your financial action plan </a> </li> <li> <a href="/wealth/investment-calculator/" aria-label="Investment calculator" data-event-component="topnav" data-event-name="Investing: Invest in yourself: Investment calculator"> Investment calculator </a> </li> <li> <a href="/wealth/education-calculator/" aria-label="Children鈥檚 education calculator" data-event-component="topnav" data-event-name="investing: improve your knowledge: children&#39;s education calculator"> Children鈥檚 education calculator </a> </li> <li> <a href="https://www.hsbc.co.uk/wealth/insights/" aria-label="Wealth Insights" data-event-component="topnav" data-event-name="Investing: Invest in yourself: HSBC Wealth insights"> Wealth Insights </a> </li> </ul> </div> <div class="links-group"> <ul class="doormat-links"> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already investing with us?</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/" aria-label="Manage your investments" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your investments"> Manage your investments </a> </li> <li> <a href="/investments/existing-customers/goal-based-investing/" aria-label="How to use investment goals" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to use investment goals"> How to use investment goals </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/global-investment-centre/" aria-label="How to use our Global Investment Centre" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell funds"> How to use our Global Investment Centre </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/existing-customers/invest-direct/" aria-label="How to use InvestDirect" data-event-component="topnav" data-event-name="Investing: Already investing with us?: How to buy and sell shares"> How to use InvestDirect </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/onshore-investment-bond/" aria-label="Onshore Investment Bond" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Onshore Investment Bond"> Onshore Investment Bond </a> </li> <li> <a href="https://www.hsbc.co.uk/investments/products/child-trust-fund/" aria-label="Child Trust Fund" data-event-component="topnav" data-event-name="Investing:Already investing with us?: Child Trust Fund"> Child Trust Fund </a> </li> <li> <a href="/investments/existing-customers/flexible-retirement-account/" aria-label="Manage your Flexible Retirement Account" data-event-component="topnav" data-event-name="Investing: Already investing with us?: Manage your Flexible Retirement Account"> Manage your Flexible Retirement Account </a> </li> </ul> </div> </div> </div> </div> </div> </div> </li> <li class="header-main-navigation-item" tabindex="0"> <div data-target="header-doormat-3" class="header-mobile-doormat-3 header-doormat-mobile-title sidebar-submenu-trigger"> <span class="icon icon-insurance hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-title">Insurance</span> <span class="icon icon-chevron-right hide-on-desktop" aria-hidden="true"></span> <span class="header-main-navigation-subtitle">Property &amp; family</span> </div> <div aria-hidden="true" class="doormat-menu" data-source="header-doormat-3"> <div class="doormat-container row"> <div class="doormat-main sm-12 lg-9"> <div class="row"> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="/insurance/" data-event-component="topnav" data-event-name="Insurance: Insurance" class="doormat-heading-link"> <h2 class="doormat-heading">Insurance</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/home/" aria-label="Home Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Home Insurance"> Home Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/contents/" aria-label="Contents Insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: Contents Insurance"> Contents Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/" aria-label="Travel Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Travel Insurance"> Travel Insurance </a> </li> <li> <a href="https://www.business.hsbc.uk/en-gb/products-and-solutions/insurance" aria-label="Small Business Insurance" data-event-component="topnav" data-event-name="Banking: Insurance: Small Business Insurance"> Small Business Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/" aria-label="See all insurance" data-event-component="topnav" data-event-name="Insurance: Insurance: See all insurance"> See all insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <a href="https://www.hsbc.co.uk/insurance/life/" data-event-component="topnav" data-event-name="Insurance: Life:" class="doormat-heading-link"> <h2 class="doormat-heading">Life</h2> </a> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/life-cover/" aria-label="Life Cover" data-event-component="topnav" data-event-name="Insurance: Life: Life Cover"> Life Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/critical-illness-cover/" aria-label="Critical Illness Cover" data-event-component="topnav" data-event-name="Insurance: Life: Critical Illness Cover"> Critical Illness Cover </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/income-protection/" aria-label="Income Protection Insurance" data-event-component="topnav" data-event-name="Insurance: Life: Income Protection Insurance"> Income Protection Insurance </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/protection-advice/" aria-label="Protection advice" data-event-component="topnav" data-event-name="Insurance: Life: Protection advice"> Protection advice </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/" aria-label="See all life insurance" data-event-component="topnav" data-event-name="Insurance: Life: See all life insurance products"> See all life insurance </a> </li> </ul> </div> </div> </div> <div class="doormat-main-column sm-12 lg-4"> <div class="doormat-column-content"> <div class="links-group"> <h2 class="doormat-heading">Claims</h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover claims"> Select and Cover claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance claims"> Home Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Life Insurance claims"> Life Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Travel Insurance claims"> Travel Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/aspects/claims/" aria-label="Aspects Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Aspects Insurance claims"> Aspects Insurance claims </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/travel/claims/" aria-label="Premier Travel Insurance claims" data-event-component="topnav" data-event-name="Insurance: Claims: Premier Travel Insurance claims"> Premier Travel Insurance claims </a> </li> </ul> </div> </div> </div> </div> </div> <div class="doormat-highlight sm-12 lg-3"> <div class="doormat-highlight-menu"> <div> <div class="links-group"> <h2 class="doormat-heading">Already insured by us? </h2> <ul class="doormat-links"> <li> <a href="https://www.hsbc.co.uk/insurance/products/select-and-cover/claims/" aria-label="Select and Cover support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Select and Cover support"> Select and Cover support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/home/claims/" aria-label="Home Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Home Insurance support"> Home Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/life/claims/" aria-label="Life Insurance support" data-event-component="topnav" data-event-name="Insurance: Already insured by us?: Life Insurance support"> Life Insurance support </a> </li> <li> <a href="https://www.hsbc.co.uk/insurance/products/premier-travel/" aria-label="Premier Travel support" data-event-component="topnav" 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class="header-mobile-logo"> <a href="https://www.hsbc.co.uk/"> <img src="/content/dam/hsbc/gb/images/logos/hsbc-uk.svg" alt="HSBC UK"/> </a> </div> <div class="primary-button header-login-button header-dropdown"> <a class="selected-item login-button only-one-link" href="https://www.hsbc.co.uk/online/dashboard/" tabindex="0" role="button"> Log on </a> <a class="cpi-masthead-logoff__button-dpws logout-button hidden" href="#cpi" tabindex="0" role="button" data-event-component="topnav" data-event-name="Log off"> Log off </a> </div> </div> </div> </div> </div> </header> </div> <span id="top-of-content" class="top-of-content visuallyhidden" tabindex="-1">Top of main content</span> </div> <div class="row transparent-bg intro-section"> <div class="sm-12"> <div class="O-HEROBAN2-RW-DEV O-SMARTSPCGEN-DEV grid"> <div> <div id="pp_intro_hero_banner_1" class="row"> <div id="pp_intro_hero_banner_image_1" class="lg-12 md-12 sm-12 size-inherit hero-banner-2-wrapper"> <div class="lg-12 md-12 sm-12 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</h1> <div class="A-PAR16R-RW-ALL text-container text "> We offer a range of mortgages designed for you </div> </div> </div> </div> </div></div> </div> </div></div> </div> </div> <main class="grid O-SMARTSPCGENGRID"> <div class="row with-bg"><div id="pp_notificationBanner_1" class="sm-12"> <section class="notification-banner O-SMARTSPCGEN-DEV hidden"> <div class="A-PNLINLNEMSGE-RW-ALL"> <div class="notification-banner-icon"> <i class="icon icon-circle-info" aria-hidden="true"></i> </div> <div class="notification-banner-text A-TYP16R-RW-ALL"> <p>In line with the government's Mortgage Charter, HSBC can now <a href="/mortgages/cost-of-living-support/">offer more options to help mortgage customers</a> through the cost of living crisis.<br /> </p> </div> <div class="notification-banner-close"> <button class="close-notification-banner"> <i class="icon icon-delete-small" aria-hidden="true"></i> <span class="visuallyhidden">close</span> </button> </div> </div> </section> </div> </div> <div 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itemprop="name" class="link">Mortgages</span>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <meta itemprop="position" content="2"/> </li> <li class="item" role="listitem" itemscope itemprop="itemListElement" itemtype="http://schema.org/ListItem"> <span class="A-TYP16B-RW-ALL" aria-current="page" aria-label="Rates"> <span itemprop="name">Rates</span> </span> <meta itemprop="position" content="3"/> </li> </ol> </nav> </div> </div> <div class="lg-3 md-2 sm-12"> </div> </div> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="O-SMARTSPCGEN-DEV"><div> <div class="anchor" id="find-rate"></div> <h2 class="A-BBST28R-RW-ALL"> Find the best mortgage rate for you</h2> <div class="O-MASTERTILE-DEV "> <div class="row"> <div class="container sm-12 md-12 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_1" class="A-PNL-RW-ALL"> <a href="/mortgages/existing-customers/switch/rates/" data-event-component="text link" data-event-name="button:existing hsbc mortgage|component:midshelf|position:1" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Existing customer rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Already got an HSBC mortgage? Switch to a new rate for your home or buy-to-let property, or&nbsp;borrow more for your current home.<br> </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_2" class="A-PNL-RW-ALL"> <a href="/mortgages/move-your-mortgage/rates/" data-event-component="text link" data-event-name="button:remortgage|component:midshelf|position:2" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Remortgage rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>If you're new to HSBC, you could remortgage to us from another lender to find a more suitable deal, whether you鈥檙e borrowing the same or want to borrow more.<br> </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_3" class="A-PNL-RW-ALL"> <a href="/mortgages/first-time-buyers/rates/" data-event-component="text link" data-event-name="button:first-time buyer|component:midshelf|position:3" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> First-time buyer rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>Check out our latest rates if you're looking to buy your first home.<br> </p> </div> </div> </div> </div> </div> </div> </div></div> <div class="O-SMARTSPCGEN-DEV"><div> <div class="O-MASTERTILE-DEV title-hidden"> <div class="row"> <div class="container sm-12 md-12 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_4" class="A-PNL-RW-ALL"> <a href="/mortgages/our-rates/#moving-home" data-event-component="text link" data-event-name="button:moving home|component:midshelf|position:4" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Moving home rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>If you're moving home, you could transfer&nbsp;your mortgage to a new rate or borrow more.<br> </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_5" class="A-PNL-RW-ALL"> <a href="/mortgages/buy-to-let/rates/" data-event-component="text link" data-event-name="button:buy-to-let|component:midshelf|position:5" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> Buy-to-let rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>View our latest rates if you're looking for a mortgage, or to remortgage a buy-to-let property from another provider.<br> </p> </div> </div> </div> </div> <div class="container sm-12 md-6 lg-4"> <div class="M-MASTERTILEITEM-DEV"><div id="pp_main_tile_6" class="A-PNL-RW-ALL"> <a href="/mortgages/high-value-mortgages/" data-event-component="text link" data-event-name="high-value mortgage rates|component:find the best mortgage rate for you|position:6" class="A-LNKC28L-RW-ALL" target="_self"> <div class="heading"> <h3 class="link"> High-value mortgage rates</h3>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </div> </a> <div class="A-PAR16R-RW-ALL rich-text"> <p>If you want to apply for a mortgage where your total borrowing is over 拢2 million, view our latest rates. You can also book an appointment to speak to one of our advisers.</p> </div> </div> </div> </div> </div> </div> </div></div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_1"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_1" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_1" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><strong>Think carefully before securing other debts against your home.<br> Your home may be repossessed if you do not keep up repayments on your mortgage.</strong><br> </p> </div></div> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_1"> <div class="anchor" id="ready-to-apply"></div> <h2 class="A-BBST28R-RW-ALL"> Ready to apply? </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV content-buttons"><div id="pp_main_buttons_1"> <div class="clearfix horizontal "> <a class="A-BTNP-RW-ALL" href="/mortgages/how-to-apply/" target="_self" id="pp_main_button_1" data-event-component="button" data-event-name="button:ready to apply?:get a decision in principle|component:midshelf1|position:1"> <span>Get a Decision in Principle</span> </a> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_2" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you've started your application already, you can pick up where you left off or update it online at any time.<br> </p> </div></div> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM links"> <div> <ul id="pp_main_links_1" class="links-list"> <li> <div id="pp_main_link_1" class="link-container"> <a class="A-LNKST-RW-ALL" href="/mortgages/application-in-progress/" target="_self" data-event-component="text link" data-event-name="button:ready to apply?:continue your application|component:midshelf1|position:2"> <span class="link"> Continue your application </span>&nbsp;<span class="icon icon-chevron-right" aria-hidden="true"></span> </a> </div> </li> </ul> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_1"> Need some help? </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_3" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Give our dedicated mortgage specialists a call on:<br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_4" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><a href="tel:08001696333"><span class="A-PAR22R-RW-ALL">0800 169 6333</span></a><br> </p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_5" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">Our lines are open Monday to Friday 08:00 to 20:00, Saturday and Sunday 09:00 to 17:00. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary<em>.</em></p> </div></div> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_2"> <div class="anchor" id="moving-home"></div> <h2 class="A-BBST28R-RW-ALL"> Moving home rates </h2> <div class="row"> <div class="sm-12 organismsContainer"> </div> </div> </div></div> </div> </div> </div></div> </div> <div id="pp_main_columnControlColumn_2" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_2"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_3" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_6" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">We offer a range of award-winning mortgages,&nbsp;with our latest rates if you're moving home.</p> <p class="A-PAR16R-RW-ALL">Looking for a residential loan for a single property where your total borrowing exposure with HSBC UK will be over 拢2 million? Take a look at our <a href="/mortgages/high-value-mortgages/" target="_self">high-value mortgage rates</a>.</p> <p class="A-PAR16R-RW-ALL">Not a UK resident or lived in the UK as a foreign national for less than 12 months?&nbsp;Find out&nbsp;<a href="/mortgages/non-uk-residents/">how to apply for a non-UK resident mortgage</a>&nbsp;and take a look at our latest residential and buy-to-let mortgage rates.</p> <p class="A-PAR16R-RW-ALL">Not moving home? Go back to <a href="#find-rate">our rates</a>.</p> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="fixed-rate"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_2"> Fixed-rate mortgages </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_7" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">A fixed-rate mortgage means that your payments will stay the same until&nbsp;the&nbsp;end date of the fixed-rate period, even if interest rates change.<br> </p> </div></div> </div> <div id="pp_main_columnControlColumn_4" class="cc-column"> </div> </div> </div> </div> <div class="tabsHorizontal"> <div> <section class="O-HRZTAB-RW-RBWM O-SMARTSPCGEN-DEV"> <div id="pp_main_tabsHorizontal_1"> <div class="tab-wrapper A-TABH-RW-ALL"> <ul class="tab-widget-list clearfix" role="tablist"> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab" tabindex="0" data-target="#tab-panel-tab" class="tab-widget-link is-active" aria-selected="false">60% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_1857000764" tabindex="0" data-target="#tab-panel-tab_1857000764" class="tab-widget-link " aria-selected="false">70% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_1539213631" tabindex="0" data-target="#tab-panel-tab_1539213631" class="tab-widget-link " aria-selected="false">75% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_591936380" tabindex="0" data-target="#tab-panel-tab_591936380" class="tab-widget-link " aria-selected="false">80% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_751953001" tabindex="0" data-target="#tab-panel-tab_751953001" class="tab-widget-link " aria-selected="false">85% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_283832190_copy" tabindex="0" data-target="#tab-panel-tab_283832190_copy" class="tab-widget-link " aria-selected="false">90% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_283832190" tabindex="0" data-target="#tab-panel-tab_283832190" class="tab-widget-link " aria-selected="false">95% LTV</a> </li> </ul> <div role="tabpanel" tabindex="-1" aria-hidden="false" class="tab-widget-tabs"> <div id="tab-panel-tab" class="tab-widget-tab-content "> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_3"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_5" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_1" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL">Followed by a Variable Rate, currently</th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.58%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.7%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr> <tr> <th scope="row"><p><strong>2 Year Fixed Standard</strong></p> <p><strong>&nbsp;</strong></p></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.32%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.7%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.29%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.15%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Premier Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.12%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢1499<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.58%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.7%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <p><strong>2 Year Fixed Standard</strong></p> <p><strong>&nbsp;</strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.32%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.7%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.29%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.15%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Premier Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.12%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_1857000764" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_4"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_6" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_2" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL">Followed by a Variable Rate, currently</th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Premier Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.22%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢1499<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Premier Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.22%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_1539213631" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_5"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_7" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_3" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.22%<br> </strong>fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.1%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.22%<br> </strong>fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.1%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_591936380" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_6"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_8" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_4" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.43%</strong><br> fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.43%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_751953001" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_7"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_9" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_5" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.43%<br> </strong>fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.43%<br> </strong>fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_283832190_copy" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_8"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_10" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_6" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.54%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><strong><span class="A-PAR16R-RW-ALL"><a href="/mortgages/how-to-apply/"><u>Get a decision in principle</u></a><br> </span></strong></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.33%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.9%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5.00%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>4.85%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td class="cellWhite"><p><strong>4.82%</strong><br> fixed</p></td> <td class="cellWhite"><p><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p><strong>6.3%<br> APRC</strong></p> <p>&nbsp;</p></td> <td class="cellWhite"><p>拢1499<br></p></td> <td class="cellWhite"><p>10%<br></p></td> <td>拢0</td> <td class="cellWhite"><p>拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.54%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <strong><span class="A-PAR16R-RW-ALL"><a href="/mortgages/how-to-apply/"><u>Get a decision in principle</u></a><br> </span></strong> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.33%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.9%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5.00%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>4.85%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p><strong>4.82%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p><strong>6.3%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p>拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_283832190" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_9"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_11" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_7" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>95% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row">2 Year Fixed Fee Saver</th> <td><strong>5.85%</strong><br> fixed</td> <td><strong>6.99%</strong></td> <td><strong>2 Years fixed rate until 31.12.2026</strong></td> <td><strong>7.0%<br> APRC</strong></td> <td>拢0</td> <td>10%</td> <td>拢250</td> <td>拢 500,000 </td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5.36%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.5%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 500,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/" target="_self"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>95% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 2 Year Fixed Fee Saver </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <strong>5.85%</strong><br> fixed </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <strong>6.99%</strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <strong>2 Years fixed rate until 31.12.2026</strong> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>7.0%<br> APRC</strong> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> 10% </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> 拢 500,000 </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5.36%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.5%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 500,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/" target="_self"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </div> </div> <div class="O-ACCRD-RW-RBWM row"> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="32549823__panel0" role="button" tabindex="0"> <h5 id="32549823__tab0" class="dropdown-text ">60% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="32549823__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_10"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_12" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_8" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL">Followed by a Variable Rate, currently</th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.58%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.7%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr> <tr> <th scope="row"><p><strong>2 Year Fixed Standard</strong></p> <p><strong>&nbsp;</strong></p></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.32%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.7%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.29%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.15%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Premier Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.12%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢1499<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.58%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.7%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <p><strong>2 Year Fixed Standard</strong></p> <p><strong>&nbsp;</strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.32%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.7%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.29%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.15%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Premier Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.12%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_1857000764"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1957613006__panel0" role="button" tabindex="0"> <h5 id="1957613006__tab0" class="dropdown-text ">70% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="1957613006__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_11"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_13" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_9" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL">Followed by a Variable Rate, currently</th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Premier Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.22%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢1499<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Premier Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.22%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row">Followed by a Variable Rate, currently</th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_1539213631"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1432665930__panel0" role="button" tabindex="0"> <h5 id="1432665930__tab0" class="dropdown-text ">75% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="1432665930__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_12"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_14" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_10" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.22%<br> </strong>fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.1%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.78%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.49%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.39%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.25%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.0%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.22%<br> </strong>fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.1%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_591936380"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="784650332__panel0" role="button" tabindex="0"> <h5 id="784650332__tab0" class="dropdown-text ">80% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="784650332__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_13"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_15" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_11" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.43%</strong><br> fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.43%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_751953001"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1209810803__panel0" role="button" tabindex="0"> <h5 id="-1209810803__tab0" class="dropdown-text ">85% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="-1209810803__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_14"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_16" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_12" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.8%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td><span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td><p><strong>4.43%<br> </strong>fixed</p></td> <td><p><strong>6.99%<br> </strong></p></td> <td><p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p></td> <td><p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p></td> <td><p>拢1499<br></p></td> <td><p>10%<br></p></td> <td>拢0</td> <td><p>拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.08%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.8%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.77%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.8%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.62%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.46%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <span class="A-PAR14R-RW-ALL"><strong>6.1%<br> APRC</strong></span> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p><strong>4.43%<br> </strong>fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p><strong>5 Years fixed rate until 31.12.2029<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p><strong>6.2%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p>拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a><br> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_283832190_copy"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-124204138__panel0" role="button" tabindex="0"> <h5 id="-124204138__tab0" class="dropdown-text ">90% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="-124204138__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_15"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_17" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_13" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Fixed Fee Saver<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.54%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><strong><span class="A-PAR16R-RW-ALL"><a href="/mortgages/how-to-apply/"><u>Get a decision in principle</u></a><br> </span></strong></td> </tr> <tr> <th scope="row"><strong>2 Year Fixed Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.33%</strong><br> fixed</p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p></td> <td><strong>6.9%<br> APRC</strong><br></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢250</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5.00%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Standard<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>4.85%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u></td> </tr> <tr> <th scope="row">5 Year Fixed Premier Standard<br></th> <td class="cellWhite"><p><strong>4.82%</strong><br> fixed</p></td> <td class="cellWhite"><p><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p><strong>6.3%<br> APRC</strong></p> <p>&nbsp;</p></td> <td class="cellWhite"><p>拢1499<br></p></td> <td class="cellWhite"><p>10%<br></p></td> <td>拢0</td> <td class="cellWhite"><p>拢 550,000 </p></td> <td class="cellGraphite" style="text-align: center;"><u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.54%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">拢0</span><br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL">10%</span><br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <strong><span class="A-PAR16R-RW-ALL"><a href="/mortgages/how-to-apply/"><u>Get a decision in principle</u></a><br> </span></strong> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>2 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.33%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <p class="A-PAR14R-RW-ALL"><strong>2 Years fixed rate until 31.12.2026<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>6.9%<br> APRC</strong><br> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5.00%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Standard<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>4.85%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.3%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></u> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 5 Year Fixed Premier Standard<br> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p><strong>4.82%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p><strong>6.3%<br> APRC</strong></p> <p>&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p>拢1499<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p>10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p>拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <u><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></u><br> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_283832190"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1915493246__panel0" role="button" tabindex="0"> <h5 id="1915493246__tab0" class="dropdown-text ">95% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="1915493246__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_16"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_18" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_14" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>95% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Mortgage</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Initial interest rate</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Followed by a Variable Rate, currently</strong></th> <th><strong>Initial interest rate period</strong></th> <th scope="col" class="A-TBLLAB-RW-ALL"><strong>Overall cost for comparison (APRC)</strong></th> <th style="text-align: left;"><strong>Booking fee</strong></th> <th><strong>Annual overpayment allowance</strong></th> <th>Cashback</th> <th>Maximum loan amount (subject to LTV and Lending Policy)</th> <th>&nbsp;</th> </tr> <tr> <th scope="row">2 Year Fixed Fee Saver</th> <td><strong>5.85%</strong><br> fixed</td> <td><strong>6.99%</strong></td> <td><strong>2 Years fixed rate until 31.12.2026</strong></td> <td><strong>7.0%<br> APRC</strong></td> <td>拢0</td> <td>10%</td> <td>拢250</td> <td>拢 500,000 </td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr> <tr> <th scope="row"><strong>5 Year Fixed Fee Saver<br> </strong></th> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5.36%</strong><br> fixed</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL"><strong>6.5%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢0<br></p></td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">10%<br></p></td> <td>拢350</td> <td class="cellWhite"><p class="A-PAR14R-RW-ALL">拢 500,000 </p></td> <td class="cellGraphite" style="text-align: center;"><a href="/mortgages/how-to-apply/" target="_self"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>95% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> 2 Year Fixed Fee Saver </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td> <strong>5.85%</strong><br> fixed </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td> <strong>6.99%</strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td> <strong>2 Years fixed rate until 31.12.2026</strong> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td> <strong>7.0%<br> APRC</strong> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td> 拢0 </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td> 10% </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢250 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td> 拢 500,000 </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> <tr aria-hidden="true" tabindex="-1" class="hidden-row"> <th></th> <td></td> </tr> <tr> <th scope="row"><strong>Mortgage</strong></th> <td> <strong>5 Year Fixed Fee Saver<br> </strong> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5.36%</strong><br> fixed</p> </td> </tr> <tr> <th scope="row"><strong>Followed by a Variable Rate, currently</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><strong>Initial interest rate period</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>5 Years fixed rate until 31.12.2029</strong><br></p> </td> </tr> <tr> <th scope="row"><strong>Overall cost for comparison (APRC)</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL"><strong>6.5%<br> APRC</strong></p> <p class="A-PAR16R-RW-ALL">&nbsp;</p> </td> </tr> <tr> <th scope="row"><strong>Booking fee</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢0<br></p> </td> </tr> <tr> <th scope="row"><strong>Annual overpayment allowance</strong></th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">10%<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢350 </td> </tr> <tr> <th scope="row">Maximum loan amount (subject to LTV and Lending Policy)</th> <td class="cellWhite"> <p class="A-PAR14R-RW-ALL">拢 500,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/" target="_self"><span class="A-PAR16R-RW-ALL">Get a decision in principle</span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </section> </div></div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_17"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_19" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV"> <div class="anchor" id="tracker"></div> <h3 class="heading A-TYP22L-RW-ALL remove-bottom-space" id="pp_main_heading_3"> Tracker mortgages </h3> </div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_8" class="remove-bottom-space A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">A tracker mortgage is a variable rate mortgage linked to the&nbsp;<u><a href="/help/bank-of-england-base-rate/">Bank of England base rate</a></u>&nbsp;that rises or falls with it.&nbsp;This will affect your monthly repayments.&nbsp;Our tracker mortgages are available over a 2-year period.<br> </p> </div></div> </div> <div id="pp_main_columnControlColumn_20" class="cc-column"> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_18"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_21" class="cc-column"> <div class="tabsHorizontal"> <div> <section class="O-HRZTAB-RW-RBWM O-SMARTSPCGEN-DEV"> <div id="pp_main_tabsHorizontal_2"> <div class="tab-wrapper A-TABH-RW-ALL"> <ul class="tab-widget-list clearfix" role="tablist"> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy_c_1901152755" tabindex="0" data-target="#tab-panel-tab_501749789_copy_c_1901152755" class="tab-widget-link is-active" aria-selected="false">60% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy_c_218997882" tabindex="0" data-target="#tab-panel-tab_501749789_copy_c_218997882" class="tab-widget-link " aria-selected="false">70% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy_c_1775832452" tabindex="0" data-target="#tab-panel-tab_501749789_copy_c_1775832452" class="tab-widget-link " aria-selected="false">75% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy_c" tabindex="0" data-target="#tab-panel-tab_501749789_copy_c" class="tab-widget-link " aria-selected="false">80% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy" tabindex="0" data-target="#tab-panel-tab_501749789_copy" class="tab-widget-link " aria-selected="false">85% LTV</a> </li> <li class="tab-widget-item" role="presentation"> <a role="button" href="#tab-panel-tab_501749789_copy_c_806375618" tabindex="0" data-target="#tab-panel-tab_501749789_copy_c_806375618" class="tab-widget-link " aria-selected="false">90% LTV</a> </li> </ul> <div role="tabpanel" tabindex="-1" aria-hidden="false" class="tab-widget-tabs"> <div id="tab-panel-tab_501749789_copy_c_1901152755" class="tab-widget-tab-content "> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_19"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_22" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_15" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.94%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.94%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_501749789_copy_c_218997882" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_20"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_23" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_16" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_501749789_copy_c_1775832452" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_21"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_24" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_17" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_501749789_copy_c" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_22"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_25" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_18" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.14%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.14%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_501749789_copy" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_23"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_26" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_19" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.29%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.29%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> <div id="tab-panel-tab_501749789_copy_c_806375618" class="tab-widget-tab-content hidden"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_24"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_27" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_20" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.64%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>7.0%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.64%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>7.0%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </div> </div> <div class="O-ACCRD-RW-RBWM row"> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy_c_1901152755"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-14893798__panel0" role="button" tabindex="0"> <h5 id="-14893798__tab0" class="dropdown-text ">60% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="-14893798__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_25"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_28" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_21" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>4.94%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>60% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>4.94%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy_c_218997882"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="2115695852__panel0" role="button" tabindex="0"> <h5 id="2115695852__tab0" class="dropdown-text ">70% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="2115695852__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_26"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_29" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_22" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>70% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy_c_1775832452"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1926580154__panel0" role="button" tabindex="0"> <h5 id="-1926580154__tab0" class="dropdown-text ">75% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="-1926580154__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_27"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_30" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_23" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 2,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>75% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.04%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 2,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy_c"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="2043309911__panel0" role="button" tabindex="0"> <h5 id="2043309911__tab0" class="dropdown-text ">80% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="2043309911__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_28"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_31" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_24" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.14%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 1,000,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>80% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.14%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 1,000,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-404577229__panel0" role="button" tabindex="0"> <h5 id="-404577229__tab0" class="dropdown-text ">85% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="-404577229__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_29"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_32" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_25" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.29%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 750,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>85% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.29%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.9%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 750,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="sm-12" data-heading-level="h5"> <div class="anchor" id="tab_501749789_copy_c_806375618"></div> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="464369602__panel0" role="button" tabindex="0"> <h5 id="464369602__tab0" class="dropdown-text ">90% LTV&nbsp;</h5> <span class="chevron"></span> </div> <section id="464369602__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_30"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_33" class="cc-column"> <div class="O-SMARTSPCGEN-DEV M-CONTMAST-RW-RBWM M-BSCTBL-RW-RBWM"><div data-accessibility-tick-icon-text="Yes" data-accessibility-cross-icon-text="No" id="pp_main_basicTable_26" class="table-wrapper "> <table class="desktop"> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody><tr> <th scope="col" class="A-TBLLAB-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br> </strong></p></th> <th><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br> </strong></p></th> <th>Cashback</th> <th><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <th>&nbsp;</th> </tr> <tr> <th scope="row"><strong>2 Year Term Tracker Standard<br> </strong></th> <td><p class="A-PAR14R-RW-ALL"><strong>5.64%<br> </strong>variable<strong><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p></td> <td><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p></td> <td><p class="A-PAR14R-RW-ALL"><strong>7.0%<br> APRC</strong><br></p></td> <td><p class="A-PAR14R-RW-ALL">拢999<br></p></td> <td>拢0</td> <td><p class="A-PAR14R-RW-ALL">拢 550,000 </p></td> <td style="text-align: center;" class="cellGraphite"><a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a></td> </tr></tbody> </table> </div> <table class="non-desktop "> <caption> <div class="A-PAR16R-RW-ALL text-container text "> <strong>90% Maximum Loan to Value (LTV)</strong> </div> </caption> <tbody> <tr> <th scope="row"><span class="A-PAR14R-RW-ALL"><strong>Mortgage</strong></span></th> <td> <strong>2 Year Term Tracker Standard<br> </strong> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>5.64%<br> </strong>variable<strong><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Followed by a variable rate, currently<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>6.99%<br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Initial interest rate period<br /> </strong></p></th> <td> <p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>2 Years</strong></span><strong><span class="A-PAR14R-RW-ALL"><br> </span><br> </strong></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Overall cost for comparison (APRC)<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL"><strong>7.0%<br> APRC</strong><br></p> </td> </tr> <tr> <th scope="row"><p class="A-PAR14R-RW-ALL"><strong>Booking fee<br /> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢999<br></p> </td> </tr> <tr> <th scope="row">Cashback</th> <td> 拢0 </td> </tr> <tr> <th scope="row"><p class="A-PAR16R-RW-ALL"><span class="A-PAR14R-RW-ALL"><strong>Maximum loan amount (subject to LTV and Lending Policy)</strong></span><strong> </strong></p></th> <td> <p class="A-PAR14R-RW-ALL">拢 550,000 </p> </td> </tr> <tr> <th scope="row">聽</th> <td style="text-align: center;" class="cellGraphite"> <a href="/mortgages/how-to-apply/"><span class="A-PAR16R-RW-ALL">Get a decision in principle<br> </span></a> </td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </section> </div></div> </div> </div> </div> </div> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_31"> <div class="cc cc-columns-66-33 "> <div id="pp_main_columnControlColumn_34" class="cc-column"> <div class="O-TITLE-RW-DEV O-SMARTSPCGEN-DEV"><div id="pp_main_title_3"> <h2 class="A-BBST28R-RW-ALL"> Representative example </h2> <div class="row"> <div class="sm-12 organismsContainer"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_9" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">A repayment mortgage of 拢175,485.41 payable over 28 years initially on a fixed rate for 2 years at 5.95% and then on our current variable rate of 6.99% (variable) for the remaining 26 years would require 24 monthly payments of 拢1,074.60 and 311 monthly payments of 拢1,186.47 plus one final payment of 拢1,188.47.</p> <p class="A-PAR16R-RW-ALL">The total amount payable would be 拢396,266.04 made up of the loan amount plus interest of 拢220,485.63 and a solicitors fee of 拢295.</p> <p class="A-PAR16R-RW-ALL"><b>In this example, the overall cost for comparison is 7.1% APRC representative.</b></p> <p class="A-PAR16R-RW-ALL">Please note your actual costs and monthly repayments will vary.</p> </div></div> </div> </div> </div></div> <div class="O-SMARTSPCGEN-DEV O-ACCRD-RW-RBWM row"><div> <section class="sm-12 accordion-with-title O-SMARTSPCGEN-DEV"> <h2 class="A-BBST28R-RW-ALL">Things to know</h2> </section> <div id="pp_main_accordion_1" class="accordions-container sm-12"> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_1" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-2135727504__panel0" role="button" tabindex="0"> <h3 id="-2135727504__tab0" class="dropdown-text ">Key mortgage terms explained&nbsp;</h3> <span class="chevron"></span> </div> <section id="-2135727504__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_32"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_35" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_10" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">We know that when it comes to choosing a mortgage, there's a lot of jargon to get your head around. That's why we've listed some common mortgage terms here.</p> <p class="A-PAR16R-RW-ALL"><strong>Loan-to-value (LTV)</strong></p> <p class="A-PAR16R-RW-ALL">This represents the percentage of the property value you want to borrow. For example, a 拢100,000 property with an 拢80,000 mortgage would be an 80% LTV. The maximum LTV we'll lend you depends on your individual situation, the property, the loan you choose and the amount you borrow.<br> </p> <p class="A-PAR16R-RW-ALL"><strong>Initial interest rate</strong><br> This is the initial percentage rate at which we calculate the interest on the mortgage.</p> <p class="A-PAR16R-RW-ALL"><strong>Variable rate<br> </strong>When your initial mortgage rate ends, the interest on your mortgage will be calculated using the HSBC Standard Variable Rate or HSBC Buy to Let Variable rate. This will vary over the term of the loan and is set internally.&nbsp;HSBC Standard Variable Rate and HSBC Buy to Let Variable Rate do not track the Bank of England base rate.<br> </p> <p class="A-PAR16R-RW-ALL"><strong>Initial interest rate period</strong><br> This is the period during which the fixed or tracker rate applies. For fixed and tracker rate mortgages, when the specified period expires, the rate will revert to the HSBC Standard Variable Rate/Buy-to-let Variable Rate.<br> </p> <p class="A-PAR16R-RW-ALL"><strong>Annual Percentage Rate of Charge (APRC)<br> </strong>The APRC represents the overall cost for comparison and can be used to compare mortgages.</p> <p class="A-PAR16R-RW-ALL"><strong>Booking fee<br> </strong>A fee charged on some mortgages to secure a particular mortgage deal.</p> <p class="A-PAR16R-RW-ALL"><strong>Annual overpayment allowance (AOA)<br> </strong></p> <p class="A-PAR16R-RW-ALL">You'll have an annual overpayment allowance for fixed-rate mortgages&nbsp;equivalent to 10% of the outstanding balance of your mortgage.&nbsp;This is calculated annually on the date your fixed-rate period started.&nbsp;You can make additional payments during the fixed-rate period without incurring an early repayment charge (ERC).&nbsp;Anything over the 10% will incur an ERC, which is a charge you may have to pay if you repay the whole or part of your mortgage early.&nbsp;This&nbsp;includes if you move to a different HSBC mortgage rate, or move to a different lender during your fixed period.&nbsp;There's no early repayment charge for tracker mortgages.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_2" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-157152284__panel0" role="button" tabindex="0"> <h3 id="-157152284__tab0" class="dropdown-text ">Early repayment charges&nbsp;</h3> <span class="chevron"></span> </div> <section id="-157152284__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_33"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_36" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_11" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><strong>Fixed-rate mortgages</strong><br> </p> <p class="A-PAR16R-RW-ALL">You'll have an annual overpayment allowance (AOA) equivalent to 10% of the outstanding balance of your mortgage.&nbsp;This is calculated annually on the date your fixed-rate period started.<br> </p> <p class="A-PAR16R-RW-ALL">You can make additional payments during the fixed-rate period without incurring an early repayment charge (ERC).</p> <p class="A-PAR16R-RW-ALL">Anything over the 10% will incur an ERC, which is a charge you may have to pay if you repay the whole or part of your mortgage early.&nbsp;This&nbsp;includes if you move to a different HSBC mortgage rate, or move to a different lender during your fixed period.</p> <p class="A-PAR16R-RW-ALL">The ERC is calculated as 1% of the amount repaid early, above any annual overpayment allowance, for each remaining year of the period during which the ERC applies, reducing on a daily basis. However, (after taking your allowance into account) a maximum of 5% of your overpayment will be charged.</p> <p class="A-PAR16R-RW-ALL"><strong>Tracker mortgages<br> </strong></p> <p class="A-PAR16R-RW-ALL"><strong>No early repayment charge</strong><br> </p> <p class="A-PAR16R-RW-ALL">There's no early repayment charge, so you can make unlimited overpayments. And you could&nbsp;pay your mortgage off early.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_3" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="581273508__panel0" role="button" tabindex="0"> <h3 id="581273508__tab0" class="dropdown-text ">The end of the fixed period&nbsp;</h3> <span class="chevron"></span> </div> <section id="581273508__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_34"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_37" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_12" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL"><strong>Fixed-rate mortgages</strong><br> </p> <p class="A-PAR16R-RW-ALL">When your fixed period ends the rate will move to the HSBC Standard Variable Rate, unless you&nbsp;<u><a href="/mortgages/existing-customers/switch/">switch your HSBC rate</a></u>.</p> <p class="A-PAR16R-RW-ALL"><strong>Tracker mortgages</strong></p> <p class="A-PAR16R-RW-ALL">The&nbsp;tracker mortgage will track the Bank of England base rate for a 2-year fixed period, then it will move to the HSBC&nbsp;Standard Variable Rate,&nbsp;unless you&nbsp;<u><a href="/mortgages/existing-customers/switch/">switch your HSBC rate</a></u>.</p> <p class="A-PAR16R-RW-ALL"><strong>Current standard variable rate</strong></p> <table cellspacing="0" cellpadding="0"> <tbody> <tr> <td valign="top"><p class="A-PAR16R-RW-ALL">Our current standard variable rate for residential mortgages (which is referred to either as the HSBC Variable Rate or the HSBC Standard Variable Rate) is&nbsp;6.99% effective from 1 March 2023. These rates only apply when a fixed or tracker rate no longer applies.</p> </td> </tr> </tbody> </table> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_4" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="-1203643137__panel0" role="button" tabindex="0"> <h3 id="-1203643137__tab0" class="dropdown-text ">Your mortgage illustration&nbsp;</h3> <span class="chevron"></span> </div> <section id="-1203643137__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_35"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_38" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_13" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">The mortgage rate information on this page doesn't contain all of the details you need, so remember to read your individual mortgage illustration before you choose a mortgage.</p> <p class="A-PAR16R-RW-ALL">To get your illustration, use&nbsp;our&nbsp;<u><a href="https://www.online-mortgages.hsbc.co.uk/1/2/find-and-compare" target="_blank" rel="noopener">Find and Compare</a></u>&nbsp;tool&nbsp;to generate an illustration for any of the mortgages shown.&nbsp;</p> <p class="A-PAR16R-RW-ALL">Your mortgage illustration sets out the details of all associated rates and fees for a mortgage. This is in the same format for all lenders to enable you to easily compare mortgages.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> <div class="O-SMARTSPCGEN-DEV O-ADVEXP-RW-RBWM row"> <div id="pp_main_advanced_expander_5" class="sm-12 clear-float"> <div class="A-EXPCNT-RW-RBWM expander"> <div class="dropdown" aria-controls="1390489218__panel0" role="button" tabindex="0"> <h3 id="1390489218__tab0" class="dropdown-text ">How rate changes could affect your mortgage payments&nbsp;</h3> <span class="chevron"></span> </div> <section id="1390489218__panel0" class="exp-content " aria-hidden="true" tabindex="-1"> <div class="exp-panel"> <div class="cc-wrapper O-COLCTRL-RW-DEV"> <div id="pp_main_columnControl_36"> <div class="cc cc-columns-100 "> <div id="pp_main_columnControlColumn_39" class="cc-column"> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV rich-text"><div id="pp_main_richtext_14" class=" A-PAR16R-RW-ALL-WRAPPER" data-date-format="M/D/YYYY" data-time-format="HH:MM:SS A" data-zone="America/New_York"> <p class="A-PAR16R-RW-ALL">If you have a fixed-rate mortgage, you鈥檒l continue to pay the same amount each month during your fixed-rate period. You can book a new fixed rate up to 180 days before this period ends. That way, you avoid spending time on our Standard Variable Rate after your rate has expired and, as long as you don鈥檛 want to leave your existing fixed rate early, you won't incur early repayment charges.</p> <p class="A-PAR16R-RW-ALL">If you have a tracker rate mortgage or a variable rate mortgage linked to the&nbsp;<a href="/help/bank-of-england-base-rate/">Bank of England base rate</a>, the amount you pay may change when there are changes to the base rate.</p> <p class="A-PAR16R-RW-ALL">If your mortgage is on our Standard Variable Rate, the amount you pay may change when this rate changes.</p> <p class="A-PAR16R-RW-ALL">We鈥檒l let you know if your interest rate changes and what effect that change will have on your monthly payments.</p> <p class="A-PAR16R-RW-ALL">You can switch to a new rate if you鈥檙e on:</p> <ul class="A-LSTU-RW-ALL"> <li>a tracker rate</li> <li>a variable rate linked to the Bank of England base rate</li> <li>our Standard Variable Rate</li> </ul> <p class="A-PAR16R-RW-ALL">You can do this without incurring an early repayment charge and with fee-free rate options.</p> <p class="A-PAR16R-RW-ALL">Details about our current mortgage rates are on this page or you can give us a call on&nbsp;<a href="tel:08001696333">0800 169 6333</a>. Our lines are open Monday to Friday 08:00 to 20:00, Saturday and Sunday 09:00 to 17:00. We may monitor and record calls. Opening hours may vary.</p> </div></div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> <div class="M-CONTMAST-RW-RBWM O-SMARTSPCGEN-DEV content-buttons"><div id="pp_main_buttons_2"> <div class="clearfix horizontal "> <a class="A-BTNSO-RW-ALL" href="#ready-to-apply" target="_self" id="pp_main_button_2" data-event-component="button" data-event-name="button:ready to apply|component:bottomshelf|position:1"> <span>Ready to apply?</span> </a> </div> </div></div> </div> <div id="pp_main_columnControlColumn_40" class="cc-column"> </div> </div> </div> </div> </div> </div> <div class="row with-bg"> <div class="sm-12"> <div class="O-SMARTSPCGEN-DEV M-BACKTOTOP-RW-RBWM"><div id="pp_rel_backtotop_1"> <div id="pp_rel_link_1" class="link-container"> <a class="A-LNKAU-RW-ALL" href="#"> <span class="link"> Back to top </span>&nbsp;<span class="icon icon-anchor-up" aria-hidden="true"></span> </a> </div> </div></div> </div> </div> </main> <div class="socialMediaFooter grid "> <div class="row social-row " id="content_socialmediafooter_1"> <span class="A-DIVHL-RW-ALL"></span> <div class="sm-12 lg-9"> <div id="content_link_6" class="link-container"> <a class="A-LNKC22L-RW-ALL" href="/help/" rel="nofollow" data-event-component="text link" data-event-name="Customer support"> <h2 class="link link-header"> Customer support </h2>&nbsp;<span class="icon icon-chevron-right-small" aria-hidden="true"></span> </a> </div> <div class="A-PAR16R-RW-ALL">It's easy to answer your query online. 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