CINXE.COM

<!DOCTYPE html> <html lang="en-US" xmlns:og="http://ogp.me/ns#" xmlns:fb="http://ogp.me/ns/fb#"> <head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/","20201019023341","https://web.archive.org/","web","/_static/", "1603074821"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" />  <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0, user-scalable=no"> <link href="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/favicon.png" rel="shortcut icon"> <script> var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; (function() { window.advBidxc = window.advBidxc || {}; window.advBidxc.renderAd = function() {}; window.advBidxc.startTime = new Date().getTime(); window.advBidxc.timeout = 400; window.advBidxc.version = 5.1; // window.advBidxc.section = "<section name>"; window.advBidxc.customerId = "8CU25AH4U"; window.advBidxc.domain = window.location.hostname; function loadScript(tagSrc) { if (tagSrc.substr(0, 4) !== 'http') { var isSSL = 'https:' == document.location.protocol; tagSrc = (isSSL ? 'https:' : '') + tagSrc; } var scriptTag = document.createElement('script'), placeTag = document.getElementsByTagName("script")[0]; scriptTag.type = 'text/javascript'; scriptTag.async = true; scriptTag.src = tagSrc; placeTag.parentNode.insertBefore(scriptTag, placeTag); } function loadGPT() { if (!window.advBidxc.isAdServerLoaded) { loadScript('//web.archive.org/web/20201019023341/https://www.googletagservices.com/tag/js/gpt.js'); window.advBidxc.isAdServerLoaded = true; } } window.advBidxc.loadGPT = setTimeout(loadGPT, window.advBidxc.timeout); var isSSL = 'https:' == document.location.protocol; var mnSrc = (isSSL ? 'https:' : 'http:') + '//web.archive.org/web/20201019023341/https://hbx.media.net/bidexchange.js?cid=' + window.advBidxc.customerId + '&dn=' + window.advBidxc.domain + '&version=' + window.advBidxc.version + (isSSL ? '&https=1' : ''); loadScript(mnSrc); })(); </script><title>The Best Travel Insurance Companies Of 2020 – Forbes Advisor</title> <link rel="preconnect" href="https://web.archive.org/web/20201019023341/https://fonts.gstatic.com/" crossorigin><link rel="preconnect" href="https://web.archive.org/web/20201019023341/https://fonts.googleapis.com/" crossorigin><link rel="preconnect" href="https://web.archive.org/web/20201019023341/https://www.google-analytics.com/" crossorigin><link rel="dns-prefetch" href="https://web.archive.org/web/20201019023341/https://fonts.gstatic.com/"><link rel="dns-prefetch" href="https://web.archive.org/web/20201019023341/https://fonts.googleapis.com/"><link rel="stylesheet" id="styles_base_alias_style-css" href="https://web.archive.org/web/20201019023341cs_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/dist/styles-base.min.css?ver=1602768478" type="text/css" media="all"/> <link rel="stylesheet" id="vendor_base_alias_style-css" href="https://web.archive.org/web/20201019023341cs_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/dist/vendor-base.min.css?ver=1597324755" type="text/css" media="all"/> <script type="text/javascript" src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/js/plugins/jquery.min.js?ver=3.4.1"></script> <script type="text/javascript"> var ajaxurl = "https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/wp-admin/admin-ajax.php"; </script><script async src="https://web.archive.org/web/20201019023341js_/https://www.googletagmanager.com/gtag/js?id=UA-5883199-36"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} dataLayer.push({ 'AuthorName': 'Amy Danise', 'AuthorRole': 'editor', 'PrimaryCategory': 'Travel Insurance', 'SecondaryCategory': '', 'PublishedDate': 'September 11, 2020', 'UpdatedDate': 'Sep 11, 2020', 'RA_Feed': '0' }); gtag('js', new Date()); gtag('config', 'UA-5883199-36'); </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://web.archive.org/web/20201019023341/https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-PLP9KFC');</script>  <script type="text/javascript"> WebFontConfig = { google: { families: [ 'Merriweather:400,700', 'Work+Sans:400,500,600,700&display=swap' ] } }; (function() { var wf = document.createElement('script'); wf.src = 'https://web.archive.org/web/20201019023341/https://ajax.googleapis.com/ajax/libs/webfont/1/webfont.js'; wf.type = 'text/javascript'; wf.async = 'true'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(wf, s); })(); </script> <link rel="icon" href="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-32x32.png" sizes="32x32"/> <link rel="icon" href="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-192x192.png" sizes="192x192"/> <link rel="apple-touch-icon" href="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-180x180.png"/> <meta name="msapplication-TileImage" content="https://www.forbes.com/advisor/wp-content/uploads/2017/09/cropped-favicon-270x270.png"/> <meta name="description" content="We scored the coverage features of multiple plans to find the best travel insurance companies. See our rankings and learn about important plan benefits."/>   <meta property="og:site_name" content="Forbes Advisor"/> <meta property="og:title" content="Best Travel Insurance Companies 2020"/> <meta property="og:url" content="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/"/> <meta property="og:type" content="article"/> <meta property="og:description" content="Whether you’re traveling in the best of times or in uncertain times, a solid travel insurance policy can save you substantial money and frustration. There are countless things that could go wrong on a trip, from lost luggage to getting sick. While travel insurance can’t prevent the problems, it c"/> <meta property="og:image" content="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2020/05/65-e1589473771496.jpg"/> <meta property="og:image:url" content="https://www.forbes.com/advisor/wp-content/uploads/2020/05/65-e1589473771496.jpg"/> <meta property="og:image:secure_url" content="https://www.forbes.com/advisor/wp-content/uploads/2020/05/65-e1589473771496.jpg"/> <meta property="article:published_time" content="2020-09-11T15:05:57-04:00"/> <meta property="article:modified_time" content="2020-10-01T16:38:51-04:00"/> <meta property="og:updated_time" content="2020-10-01T16:38:51-04:00"/> <meta property="article:section" content="Travel Insurance"/> <meta property="fb:app_id" content="123694841080850"/>  <meta itemprop="name" content="Best Travel Insurance Companies 2020"/> <meta itemprop="headline" content="Best Travel Insurance Companies 2020"/> <meta itemprop="description" content="Whether you’re traveling in the best of times or in uncertain times, a solid travel insurance policy can save you substantial money and frustration. There are countless things that could go wrong on a trip, from lost luggage to getting sick. While travel insurance can’t prevent the problems, it c"/> <meta itemprop="image" content="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2020/05/65-e1589473771496.jpg"/> <meta itemprop="datePublished" content="2020-09-11"/> <meta itemprop="dateModified" content="2020-10-01T16:38:51-04:00"/> <meta itemprop="author" content="Amy Danise"/>  <meta name="twitter:title" content="Best Travel Insurance Companies 2020"/> <meta name="twitter:url" content="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/"/> <meta name="twitter:description" content="Whether you’re traveling in the best of times or in uncertain times, a solid travel insurance policy can save you substantial money and frustration. There are countless things that could go wrong on a trip, from lost luggage to getting sick. While travel insurance can’t prevent the problems, it c"/> <meta name="twitter:image" content="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/uploads/2020/05/65-e1589473771496.jpg"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:site" content="@forbes"/>  <link rel="canonical" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/"/> <meta name="author" content="Amy Danise"/>    <script type="text/javascript"> (function(){ var FA_TID_COOKIE = "fatid2011"; var APPLY_BTN_CLASS = "fa-affiliate-btn"; var createCookie = function(name, value, expireInDays) { var today = new Date(), path = '/', domain = '.forbes.com'; today.setTime(today.getTime()); if (expireInDays) { expireInDays = expireInDays * 1000 * 60 * 60 * 24; } var expireDate = new Date(today.getTime() + (expireInDays)); document.cookie = name + "=" + escape(value) + ((expireInDays) ? ";expires=" + expireDate.toGMTString() : "") + ((domain) ? ";domain=" + domain : "") + ((path) ? ";path=" + path : ""); } var readCookie = function(name) { var start = document.cookie.indexOf(name + "="); var len = start + name.length + 1; if ((!start) && (name !== document.cookie.substring(0, name.length))) { return null; } if (start === -1) { return null; } var end = document.cookie.indexOf(";", len); if (end === -1) { end = document.cookie.length; } return unescape(document.cookie.substring(len, end)); } var getQueryString = function ( field, url ) { var href = url ? url : window.location.href; var reg = new RegExp( '[?&]' + field + '=([^&#]*)', 'i' ); var string = reg.exec(href); return string ? string[1] : null; } var addEvent = function(evnt, elem, func) { if (elem.addEventListener){ elem.addEventListener(evnt,func,false); }else if (elem.attachEvent) { // IE DOM elem.attachEvent("on"+evnt, func); } else{ elem[evnt] = func; } } var hasClass = function(element, className) { return (' ' + element.className + ' ').indexOf(' ' + className+ ' ') > -1; } var getTid = function(){ var utm_campaign = getQueryString('utm_campaign'); var utm_source = getQueryString('utm_source'); var utm_medium = getQueryString('utm_medium'); var utm_channel = getQueryString('utm_channel'); if(!!utm_campaign && !!utm_source && !!utm_medium && !!utm_channel){ var tid = utm_campaign+"|"+utm_source+"|"+utm_medium+"|"+utm_channel; createCookie(FA_TID_COOKIE, tid, 1); return tid; } return readCookie(FA_TID_COOKIE); } var handleAffiliate = function(){ var tid = getTid(); if(!!tid){ var anchorTags = document.getElementsByTagName('a'); for (var index = 0; index < anchorTags.length; index++) { var anchorTag = anchorTags[index]; if(hasClass(anchorTag, APPLY_BTN_CLASS)){ var affiliateLink = anchorTag.href; var symbol = (affiliateLink.indexOf("?") === -1) ? '?' : '&'; anchorTag.href = affiliateLink+symbol+"tid="+tid; } } } } addEvent('DOMContentLoaded', window, handleAffiliate); })(); </script> </head> <body class="post-template post-template-single-top-n-non-cc post-template-single-top-n-non-cc-php single single-post postid-30513 single-format-standard">  <div class="site-wrapper sticky"> <style> .notices { position: fixed; bottom: 0; width: 100%; z-index: 9999; } #consent_blackbar { width: 100%; z-index: 9999; } #consent_blackbar #truste-consent-track { border: none; box-shadow: inset 0 2px 0 0 #333333; color: #333333; padding: 20px 70px; } #truste-consent-content { display: flex; justify-content: center; } #truste-consent-content #truste-consent-text { font-family: "Work Sans"; font-size: 12px; line-height: 1.67; margin: 0; max-width: 857px; } #truste-consent-text a { color: #333333; text-decoration: underline; } #truste-consent-buttons { display: flex; margin: 0 0 0 20px; } #truste-consent-buttons button { border-radius: 0; font: 16px/1.25 "Work Sans"; height: 40px; outline: 0; padding: 0; width: 160px; } #truste-consent-buttons #truste-consent-button { background-color: #333333; border: none; font-weight: 500; margin-right: 24px; transition: ease-in-out 0.1s; } #truste-consent-buttons #truste-consent-button:hover { background-color: #888888; } #truste-consent-buttons #sliderButton { border: solid 1px #bbbbbb; color: #333333; height: 40px; } @media all and (max-width: 1024px) { #truste-consent-track { padding: 24px 32px; } #truste-consent-content { flex-wrap: wrap; } #truste-consent-buttons { margin-left: 0; margin-top: 24px; } } @media all and (max-width: 425px) { #truste-consent-buttons { display: flex; width: 100%; } #truste-consent-button, #sliderButton { width: 50%; } } </style> <div class="notices"> <div id="consent_blackbar"></div> <script async="async" src="//web.archive.org/web/20201019023341js_/https://consent.trustarc.com/notice?domain=forbes.com&js=nj¬iceType=bb&c=teconsent" crossorigin></script> </div><style> /* Header Forbes Style */ .header{background-color: #181716;color: #fcfcfc;width: 100%;z-index: 9999;position: fixed;top: 0;left: 0;right: 0;transition: transform ease-in-out .8s;} .header__container{max-width: 1600px;margin: 0 auto;height: 56px;display:flex;align-items: center;} .header__logo{height: 100%; display: flex; align-items: center; margin-left: 16px; margin-top: -4px;} .header__logo svg{fill: #fff;height: 28px;width: 104px;margin-top: 0;} .header__nav{color: #f4f4f4;display: block;height: 100%; width: 100%;} .header__nav .menu{display: flex;font-size: 13px;height: 100%;width: 100%;justify-content: center;align-items: center; line-height: 14px;} .header__nav .menu > li.menu-item{padding: 0 24px;height: 100%;display: flex;align-items: center;} .header__nav .menu > li.menu-item:first-of-type{padding-left: 0;} .header__nav .menu > li.menu-item:last-of-type{padding-right: 0;} .header__nav .menu > li.menu-item .header-divider {display: none;} .header__nav .menu > li.menu-item .dummy-header-indicator { display: none; position: absolute; left: 0; right: 0; bottom: 0px; height: 2px; z-index: 10; background: #fff; } .header__nav .menu > li.menu-item:hover .dummy-header-indicator { display: block; } .header__nav .menu .menu-item a{color: #fcfcfc;font-weight: 400;font-family: 'Work Sans', Arial, Helvetica, sans-serif;} .header__nav .sub-menu-wrap{background-color: #212424;box-shadow: 0 0 14px 0 rgba(0,0,0,.2); position: absolute;top: 56px;width: 100vw;padding:16px 18px 32px 0;left: 0;visibility: hidden;z-index:8888;} .header__nav .sub-menu-wrap::before{content: "";display: block;height: 2px;width: 0;position: absolute;left: 0;top: -2px;transition: width .1s ease-in-out;} .header__nav .sub-menu{display: flex;flex-wrap: wrap;font-size: 13px;margin: 0 auto;max-width: 1012px;} .header__nav .menu .sub-menu .menu-item{line-height: 14px;height: auto;padding: 16px 0 0 0;width: 30%;margin-right:1.5%;} .header__nav .menu .sub-menu .menu-item:first-child{display:none;} .header__nav .menu .sub-menu .menu-item:first-child a{padding-right:25px;background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='%23fff' height='12' width='20' viewBox='0 0 20 20'%3E%3Cpath transform='rotate(-180 8.964 11)' d='M1 10h16v2H1z'%3E%3C/path%3E%3Cpath transform='rotate(134.999 14.965 13.124)' d='M11 12.1h8v2h-8z'%3E%3C/path%3E%3Cpath transform='rotate(-134.999 14.965 8.877)' d='M11 7.9h8v2h-8z'%3E%3C/path%3E%3C/svg%3E") right center no-repeat;font-weight:600;} .header__nav .menu .menu-item:hover .sub-menu-wrap{visibility: visible;} .header__nav .menu .menu-item:hover .sub-menu-wrap::before{width: 100%;} .header__search{display: flex;align-items:center;height: 100%;width:20px;cursor:pointer; margin: -2px 16px 0 auto} .header__search span{display:inline-block;height:22px;} .header__search svg{width:20px;fill:#fff;color:#fff;height:20px;} .header__indicator{width:100%;position:absolute;bottom:0;left:0;height:2px;background-color:#BEC7FF;} .menu-toggle{display: none;} .disable-scroll{overflow-y:hidden;} .header__nav .menu .legal-links { display: none; } /*@media only screen and (min-width:1600px) { !*.header__nav .sub-menu-wrap{left: calc((100vw - 1600px)/ -2);}*! }*/ @media only screen and (max-width:1600px) { .header__nav .menu > li.menu-item {padding: 0 20px;} .header__nav .sub-menu{max-width: 930px} } @media only screen and (max-width:1400px) { .header__nav .menu > li.menu-item {padding: 0 16px;} } @media only screen and (max-width:1280px) { .header__nav .menu > li.menu-item{padding:0 8px;} .header__nav .sub-menu{max-width: 692px;} } @media only screen and (max-width:1024px) { .menu-toggle{display: block; overflow: hidden;cursor: pointer;position: absolute;left: 0;top: 0; width: 45px; height: 44px; padding: 12px 0 0 16px} .menu-toggle .menu-toggle-wrap{fill: #fff;width: 20px; height: 24px;} .menu-toggle.on .open, .menu-toggle .close{display: none;} .menu-toggle.on .close{display: block;} .header__logo{margin-left: 52px; margin-top: -7px;} .header__container{height: 51px;} .header__search{margin-top: -5px} .site-wrapper.sticky{padding-top: 48px;} .header__nav{position: absolute;display: none;left: 0;top: 48px;width: 100%;height: 90vh;z-index: 9999;background-color: #181716;} .header__nav.active{display:block;} .header__nav .menu{flex-direction: column;align-items: flex-start;justify-content: space-between;height: auto;} .header__nav .menu > li.menu-item{width: 100%; padding: 9px 25px; overflow: hidden; min-height: 40px;} .header__nav .menu > li.menu-item:first-of-type, .header__nav .menu > li.menu-item:last-of-type{padding: 9px 25px;} .header__nav .menu > li.menu-item > a{font-size: 18px;height: 100%;line-height:1.15;} .header__nav .menu > li.menu-item.active a{color: inherit;} .header__nav .menu > li.menu-item.active{border-left: 4px solid;} .header__nav .menu > li.menu-item .header-divider {display: none; position: absolute; top: 10px; left: 31%; width: 2px; height: calc(100% - 35px); color: #cdc1b2; border: none; box-shadow: inset -1px 0 0 0 #333; transition: none; z-index: 1;} .header__nav .menu > li.menu-item:hover .dummy-header-indicator { display: none; } .header__nav .menu > li.menu-item.active .header-divider {display: block; z-index: 2;} .header__nav .sub-menu-wrap{position: absolute;top: 10px;right: 0;left: auto;width: 69%;height: 85vh;padding:0 0 0 25px;font-size: 13px;color: #fcfcfc;background-color:#181716;z-index: 1;box-shadow: none;} .header__nav .menu > li.menu-item.active .sub-menu-wrap{visibility: visible;} .header__nav .menu .menu-item:hover .sub-menu-wrap{visibility: hidden;} .header__nav .sub-menu-wrap::before{display:none;} .header__nav .sub-menu{flex-direction: column;height: 100%;width: 100%;} .header__nav .menu .sub-menu .menu-item{width: auto;height: 40px;display: inline-block;flex-shrink: 0;padding: 0;margin-right: 0;} .header__nav .menu .sub-menu .menu-item:first-child{display:block;padding-top:1px;} .header__nav .menu .sub-menu .menu-item:first-child a{padding: 3px 24px 0 0;} .header__indicator{display: none;} .header__nav .menu .legal-links { display: block; font-size: 13px; padding: 10px 25px; } .header__nav .menu .legal-link { font-family: Work Sans,sans-serif; font-size: 10px; line-height: 12px; color: #fcfcfc; padding-bottom: 10px; } .header__nav .menu .legal-link a { color: #fcfcfc; font-family: Work Sans,sans-serif; } } @media only screen and (max-width:768px) { .header__nav{height: 100vh;} .header__nav .sub-menu-wrap{top: 11px;height: 100vh; padding: 0 32px; width: 50%;} .header__nav .menu > li.menu-item .header-divider {left: 50%;top: 11px;} .header__nav .menu .sub-menu .menu-item{font-weight: 600;height: auto;padding: 10px 0;} .header__nav .menu .sub-menu .menu-item:first-child{padding-top:0;} } @media only screen and (max-width:480px) { .header{height: 48px;} .header__container{height: 48px;} .header__logo{margin-top: -5px;} .header__indicator{display: block;height: 1px;opacity: 0.15;z-index:9999;} .header__search{margin-top: -3px} .header__nav.active{position:fixed;} .header__nav .menu{height:100vh;overflow-y:scroll;display:block;} .header__nav .menu > li.menu-item {height: auto; flex-direction: column; align-items: flex-start; padding: 10px 25px; border-left: none !important; min-height: 38px;} .header__nav .menu > li.menu-item:first-of-type, .header__nav .menu > li.menu-item:last-of-type{padding: 10px 25px;} .header__nav .menu > li.menu-item.active .header-divider {display: none;} .header__nav .sub-menu-wrap{width: calc(100% + 50px);height: auto;position: relative;display: none;right: unset;left: 0;top:0;margin-left:-25px;padding:25px;margin-top:20px;border-left: 4px solid;background-color: #212424;} .header__nav .sub-menu .menu-item{display: block;padding:10px 0;height:auto;} .header__nav .menu .sub-menu .menu-item:first-child{padding-top:1px;} .header__nav .menu > li.menu-item:last-of-type{margin-bottom:10px;} .header__nav .menu > li.menu-item.active .sub-menu-wrap{display:block;} .header__nav .menu > li.menu-item > a{font-size: 16px;} .header__nav .menu .legal-links { margin-bottom: 150px; } } </style> <header class="header sticky"> <div class="pos-r"> <div class="header__container"> <div class="menu-toggle" id="site-menu-toggle"> <div class="menu-toggle-wrap"> <svg class="open" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path d="M2 5.5h16v2H2zM2 9.5h16v2H2zM2 13.5h16v2H2z"></path></svg> <svg class="close" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"></path><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"></path></svg> </div> </div> <a class="header__logo" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/" aria-label="Forbes Logo"> <svg viewbox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"></path></svg> </a> <nav class="header__nav"> <ul class="menu"><li class="menu-item menu-item-has-children" id="top-level-menu-item-0"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/worlds-billionaires/">Billionaires</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/worlds-billionaires/">All Billionaires</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/billionaires/">World's Billionaires</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/forbes-400/">Forbes 400</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/self-made-women/">America's Richest Self-Made Women</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/china-billionaires/">China's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/india-billionaires/">India's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/indonesia-billionaires/">Indonesia's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/korea-billionaires/list/">Korea's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/thailand-billionaires/list/">Thailand's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/japan-billionaires/list/">Japan's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/australia-billionaires/">Australia's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/taiwan-billionaires/">Taiwan's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/singapore-billionaires/">Singapore's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/philippines-billionaires/">Philippines' Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/hong-kong-billionaires/">Hong Kong's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/malaysia-billionaires/">Malaysia's Richest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/money-politics/">Money & Politics </a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/danalexander/2019/08/14/heres-the-net-worth-of-every-2020-presidential-candidate/">2020 Money</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-1"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/innovation/">Innovation</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/innovation/">All Innovation</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/5g/">5G</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/ai/">AI</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/big-data/">Big Data</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cloud/">Cloud</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cloud100/">Cloud 100</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/consumer-tech/">Consumer Tech</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cybersecurity/">Cybersecurity</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/enterprise-tech/">Enterprise Tech</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/games/">Games</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/green-tech/">Green Tech</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/healthcare/">Healthcare</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/japan/">Japan BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/jumio/">Jumio BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/sap/">SAP BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/science/">Science</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/servicenow/">ServiceNow BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/smartsheet/">Smartsheet BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/social-media/">Social Media</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/tmobile/">T-Mobile For Business BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/venture-capital/">Venture Capital</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-2"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/leadership/">Leadership</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/leadership/">All Leadership</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/careers/">Careers</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cfo-network/">CFO Network</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cio-network/">CIO Network</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cmo-network/">CMO Network</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/deloitte/">Deloitte BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/diversity-inclusion/">Diversity & Inclusion</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/education/">Education</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/women-at-forbes/">ForbesWomen</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/googlecloud/">Google Cloud BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/leadership-strategy/">Leadership Strategy</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/under30/">Under 30</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/working-remote/">Working Remote</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-3"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/money/">Money</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/money/">All Money</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/banking-insurance/">Banking & Insurance</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/crypto-blockchain/">Crypto & Blockchain</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/etfs-mutual-funds/">ETFs & Mutual Funds</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/fintech/">Fintech</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/hedge-funds-private-equity/">Hedge Funds & Private Equity</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/investing/">Investing</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/markets/">Markets</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/personal-finance/">Personal Finance</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/newsletters/">Premium Investing Newsletters</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/retirement/">Retirement</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/taxes/">Taxes</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/top-advisor-shook/">Top Advisor | SHOOK</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/wealth-management/">Wealth Management</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-4"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/business/">Business</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/business/">All Business</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/aerospace-defense/">Aerospace & Defense</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/energy/">Energy</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/food-drink/">Food & Drink</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/hollywood-entertainment/">Hollywood & Entertainment</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/kpmg/">KPMG BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/manufacturing/">Manufacturing</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/media/">Media</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/mitsubishiheavyindustries/">Mitsubishi Heavy Industries BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/policy/">Policy</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/real-estate/">Real Estate</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/retail/">Retail</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sportsmoney/">SportsMoney</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/transportation/">Transportation</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-5"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/small-business/">Small Business</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/small-business/">All Small Business</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/entrepreneurs/">Entrepreneurs</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/franchises/">Franchises</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/small-business-strategy/">Small Business Strategy</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-6"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/lifestyle/">Lifestyle</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/lifestyle/">All Lifestyle</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/arts/">Arts</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/boats-planes/">Boats & Planes</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/cars-bikes/">Cars & Bikes</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/dining/">Dining</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/forbeslife/">ForbesLife</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/forbes-travel-guide/">Forbes Travel Guide</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/spirits/">Spirits</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/style-beauty/">Style & Beauty</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/travel/">Travel</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/vices/">Vices</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/watches-jewelry/">Watches</a></li></ul></div></li><li class="menu-item" id="top-level-menu-item-7"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/lists/">Lists</a><div class="dummy-header-indicator"></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-8"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/">Advisor</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/">All Advisor</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best-credit-cards/">The Best Credit Cards Of 2020</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/loans/personal/">Best Personal Loans</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/banking/best-online-savings-accounts/">Best Savings Accounts</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best/balance-transfer/">Best Balance Transfer Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/loans/best-private-student-loans/">Best Student Loans</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/banking/best-money-market-accounts/">Best Money Market Accounts</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best/0-apr/">Best 0% APR Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/loans/best-student-loan-refinance-lenders/">Best Student Loan Refinance Lenders</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/banking/best-checking-accounts/">Best Checking Accounts</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best/business-cash-back/">Best Cash Back Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/loans/auto-loan-calculator/">Auto Loan Calculator</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/banking/best-cd-rates/">Best CD Rates</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best/rewards/">Best Rewards Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/life-insurance/whole-life-insurance/">Whole Life Insurance</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/banking/best-online-banks/">Best Online Banks </a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/best/business/">Best Business Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/car-insurance/best-car-insurance-companies/">Best Car Insurance Companies</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/personal-finance/400-unemployment-benefits-boost-calculator/">Unemployment Benefits Calculator</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/credit-cards/">Browse All Credit Cards</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance-companies/">Best Travel Insurance Companies</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/personal-finance/second-stimulus-check-calculator-the-heroes-act-proposal/">Second Stimulus Check Calculator (HEROES)</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/personal-finance/best-identity-theft-protection-companies/">Best ID Theft Protection Companies</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/life-insurance/best-life-insurance-companies/">Best Life Insurance Companies</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/personal-finance/second-stimulus-check-calculator-how-much/">Second Stimulus Check Proposals</a></li></ul></div></li><li class="menu-item" id="top-level-menu-item-9"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/wheels/">Wheels</a><div class="dummy-header-indicator"></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-10"><a class="show-first-item">Featured</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/30-under-30/2020/">30 Under 30 2020</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/forbesleadershipteam/2020/08/10/business-as-unusual/">Business As (Un)usual</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/series/dna-of-success/">DNA Of Success</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/insights-teradata/forbes-analytics+/">Forbes Analytics Plus With Teradata | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/insights-hitachi/">Hitachi Insights | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/insights-roostify/#2df669fe5268">Roostify Insights | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/servicenow/2020/07/29/great-customer-service-requires-a-smarter-workflow/">ServiceNow BrandVoice</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/tableau/">Tableau BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/thepowermba/#790db4767435">ThePowerMBA BrandVoice | Paid Program</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/the-worlds-most-valuable-brands/#158a38ca119c">The 2020 World's Most Valuable Brands</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/forbesunder30team/2020/06/09/under-30-detroit-hackathon-accelerating-change/?utm_source=newsletter&utm_medium=email&utm_campaign=dailydozen&cdlcid=5d127e481802c8c5242fc25d#75bf2a712967">Under 30 Detroit Hackathon: Accelerating Change</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/series/voices-of-success/">Voices Of Success</a></li></ul></div></li><li class="menu-item menu-item-has-children" id="top-level-menu-item-11"><a class="show-first-item">More</a><div class="header-divider"></div><div class="sub-menu-wrap"><ul class="sub-menu"><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/daily-cover-stories/">Forbes Daily Cover Stories</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/editors-picks/">Forbes Editors' Picks</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/sites/dailydozen/">Daily Dozen Briefing</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/http://bit.ly/2Y2rVX8">Crypto Confidential</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://account.forbes.com/?utm_source=forbes&utm_medium=featured&utm_campaign=navigation">Newsletters</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/shopping/">Forbes Shopping</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/coupons/">Forbes Coupons</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://forbes8.forbes.com/">Forbes 8</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/video/">Forbes Video</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/dark-capital/">Dark Capital</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/forbes/">Forbes Magazine</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/http://bit.ly/2YWucPR">Investing Digest</a></li><li class="menu-item"><a href="https://web.archive.org/web/20201019023341/https://w1.buysub.com/pubs/B4/FRB/16-forbes_relaunch_landingpage_2freetrial.jsp?cds_mag_code=FRB&cds_page_id=241223">Free Issue of Forbes</a></li></ul></div></li><ul class="legal-links"><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/contact/">Report a Security Issue</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/mailto:feedback@forbes.com">Site Feedback</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/tips/">Tips</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/mailto:corrections@forbes.com?subject=Report%20Correction&body=Reporting%20Correction%20for:%20%0A%20%0A%20Title:%20Forbes%20%0A%20URL:%20https://www.forbes.com/home_asia/%0A%20%0A%20-%20%0A%20%0A%20Your%20Name:%20%0A%20Correction%20Request:%20%0A%20%0A%20-%20%0A%20%0A%20Thank%20you%20for%20reporting%20a%20correction.%20Forbes%20Staff%20will%20review%20your%20concern%20shortly.">Corrections</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/fdc/privacy.html">Privacy</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/terms/">Terms</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://preferences-mgr.truste.com/?pid=forbes01&aid=forbes_mobile01">AdChoices</a></li><li class="legal-link"><a href="https://web.archive.org/web/20201019023341/https://www.parsintl.com/publication/forbes/">Reprints & Permissions</a></li><li class="legal-link">© 2020 Forbes Media LLC. All Rights Reserved</li></ul></ul> <style> @media only screen and (min-width:1025px) {li#top-level-menu-item-0:hover > a {color: rgb(205, 193, 178) !important;} }li#top-level-menu-item-0 .menu-item:hover > a, li#top-level-menu-item-0.active {color: rgb(205, 193, 178) !important;}li#top-level-menu-item-0 .sub-menu-wrap::before { background-color: rgb(205, 193, 178) !important;}li#top-level-menu-item-0 .sub-menu-wrap { border-color: rgb(205, 193, 178) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-1:hover > a {color: rgb(171, 203, 227) !important;} }li#top-level-menu-item-1 .menu-item:hover > a, li#top-level-menu-item-1.active {color: rgb(171, 203, 227) !important;}li#top-level-menu-item-1 .sub-menu-wrap::before { background-color: rgb(171, 203, 227) !important;}li#top-level-menu-item-1 .sub-menu-wrap { border-color: rgb(171, 203, 227) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-2:hover > a {color: rgb(225, 213, 153) !important;} }li#top-level-menu-item-2 .menu-item:hover > a, li#top-level-menu-item-2.active {color: rgb(225, 213, 153) !important;}li#top-level-menu-item-2 .sub-menu-wrap::before { background-color: rgb(225, 213, 153) !important;}li#top-level-menu-item-2 .sub-menu-wrap { border-color: rgb(225, 213, 153) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-3:hover > a {color: rgb(197, 229, 178) !important;} }li#top-level-menu-item-3 .menu-item:hover > a, li#top-level-menu-item-3.active {color: rgb(197, 229, 178) !important;}li#top-level-menu-item-3 .sub-menu-wrap::before { background-color: rgb(197, 229, 178) !important;}li#top-level-menu-item-3 .sub-menu-wrap { border-color: rgb(197, 229, 178) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-4:hover > a {color: rgb(138, 234, 226) !important;} }li#top-level-menu-item-4 .menu-item:hover > a, li#top-level-menu-item-4.active {color: rgb(138, 234, 226) !important;}li#top-level-menu-item-4 .sub-menu-wrap::before { background-color: rgb(138, 234, 226) !important;}li#top-level-menu-item-4 .sub-menu-wrap { border-color: rgb(138, 234, 226) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-5:hover > a {color: rgb(248, 181, 121) !important;} }li#top-level-menu-item-5 .menu-item:hover > a, li#top-level-menu-item-5.active {color: rgb(248, 181, 121) !important;}li#top-level-menu-item-5 .sub-menu-wrap::before { background-color: rgb(248, 181, 121) !important;}li#top-level-menu-item-5 .sub-menu-wrap { border-color: rgb(248, 181, 121) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-6:hover > a {color: rgb(208, 167, 187) !important;} }li#top-level-menu-item-6 .menu-item:hover > a, li#top-level-menu-item-6.active {color: rgb(208, 167, 187) !important;}li#top-level-menu-item-6 .sub-menu-wrap::before { background-color: rgb(208, 167, 187) !important;}li#top-level-menu-item-6 .sub-menu-wrap { border-color: rgb(208, 167, 187) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-7:hover > a {color: rgb(187, 187, 187) !important;} }li#top-level-menu-item-7 .menu-item:hover > a, li#top-level-menu-item-7.active {color: rgb(187, 187, 187) !important;}li#top-level-menu-item-7 .sub-menu-wrap::before { background-color: rgb(187, 187, 187) !important;}li#top-level-menu-item-7 .sub-menu-wrap { border-color: rgb(187, 187, 187) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-8:hover > a {color: rgb(190, 199, 255) !important;} }li#top-level-menu-item-8 .menu-item:hover > a, li#top-level-menu-item-8.active {color: rgb(190, 199, 255) !important;}li#top-level-menu-item-8 .sub-menu-wrap::before { background-color: rgb(190, 199, 255) !important;}li#top-level-menu-item-8 .sub-menu-wrap { border-color: rgb(190, 199, 255) !important;}li#top-level-menu-item-8 > a {color: rgb(190, 199, 255) !important;}.menu:hover li#top-level-menu-item-8:not(:hover) > a {color: unset !important;}.header__indicator { background-color: rgb(190, 199, 255); }@media only screen and (min-width:1025px) {li#top-level-menu-item-9:hover > a {color: rgb(255, 207, 164) !important;} }li#top-level-menu-item-9 .menu-item:hover > a, li#top-level-menu-item-9.active {color: rgb(255, 207, 164) !important;}li#top-level-menu-item-9 .sub-menu-wrap::before { background-color: rgb(255, 207, 164) !important;}li#top-level-menu-item-9 .sub-menu-wrap { border-color: rgb(255, 207, 164) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-10:hover > a {color: rgb(187, 187, 187) !important;} }li#top-level-menu-item-10 .menu-item:hover > a, li#top-level-menu-item-10.active {color: rgb(187, 187, 187) !important;}li#top-level-menu-item-10 .sub-menu-wrap::before { background-color: rgb(187, 187, 187) !important;}li#top-level-menu-item-10 .sub-menu-wrap { border-color: rgb(187, 187, 187) !important;}@media only screen and (min-width:1025px) {li#top-level-menu-item-11:hover > a {color: rgb(187, 187, 187) !important;} }li#top-level-menu-item-11 .menu-item:hover > a, li#top-level-menu-item-11.active {color: rgb(187, 187, 187) !important;}li#top-level-menu-item-11 .sub-menu-wrap::before { background-color: rgb(187, 187, 187) !important;}li#top-level-menu-item-11 .sub-menu-wrap { border-color: rgb(187, 187, 187) !important;} .header__nav .show-first-item { cursor: text; } .header__nav .show-first-item ~ .sub-menu-wrap .menu-item:first-child { display: block !important; } .header__nav .show-first-item ~ .sub-menu-wrap .menu-item:first-child a { font-weight: 400; background-image: none !important;} </style> </nav> <div class="header__search"> <span> <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><circle fill="none" stroke="#ffffff" stroke-width="2" cx="8.5" cy="9" r="6"></circle><path transform="rotate(45.001 14.922 15.421)" d="M12 14.4h5.9v2H12z"></path></svg> </span> </div> </div> <div class="header__indicator"></div> </div> </header><style> h1, h1.farticle-title { font-size: 36px; line-height: 44px; } .fs-article h2 { font-size: 24px; line-height: 30px; font-family: "Merriweather",serif; font-weight: 700; } .fs-article h3 { font-size: 20px; line-height: 24px; font-family: "Work Sans",sans-serif; font-weight: 600; } .fs-article h4 { font-size: 14px; line-height: 16px; margin: 8px 0; font-family: "Work Sans",sans-serif; font-weight: 400; } .fs-article h5 { font-size: 14px; font-weight: normal; margin: 25px 0; } .fs-article h6 { font-size: 12px; font-weight: normal; margin: 25px 0; } </style><style> body{ font-feature-settings: normal; font-kerning: auto; font-variant-ligatures: normal; text-rendering: auto; -webkit-font-smoothing: antialiased; } .body-container {max-width: 750px !important} .right-rail{padding: 10px; padding-top:0 !important} .article-main{width:100%;} .article__content-row{position:relative;} .article__content-main{width:calc(100% - 350px);float:left;} .article__content-sidebar{width:300px;float:right;} .top__placement{padding:12px 0;background-color:#F4F4F4;box-shadow:inset 0 -1px 0 0 #e2e2e2;text-align:center; min-height:90px;margin-bottom:20px;} .contextual__placement{min-height:300px;width:100%;background-color:#F4F4F4;display:none;} .featured-img img, .article-body img{width: 100%; height: auto;} .article-type{margin-top: 18px; text-transform: unset; -webkit-font-smoothing: antialiased; } .farticle-title{margin-top: 16px; -webkit-font-smoothing: antialiased; color: #333; font-family: 'Merriweather', Arial, Helvetica, sans-serif; font-size: 3.6rem; line-height: 5rem; font-weight: 700; } .bottom-contrib-block{ margin-top: 12px; margin-bottom: 20px;} .author__block-content{font-size: 0; -webkit-font-smoothing: antialiased;} .article-body.fs-responsive-text { font-family: "tabular-numbers", "Georgia", "Cambria", "Times New Roman", "Times", serif; font-size: 18px; line-height: 30px; color: #333; -webkit-font-smoothing: antialiased; } .fs-article p{margin: 19px 0;} .article-sharing{top: -6px;} .fs-article p:first-child {margin-top: 0;} .icon__info--silver{background-color: #FFF; border: 1px solid #7e7e7e; color: #7e7e7e; line-height: 9px; width: 11px; height: 11px; font-size: 7px; } .media-credit-container{width: 100% !important;} .media-credit{text-align: left; padding-top: 6px; margin-top: 0; padding-left: 0; margin-left: 0; margin-bottom: 0;} .fs-article tbody tr:nth-child(odd){background: #F2F2F2;} .fs-article tbody tr:nth-child(even){background: #E6E6E6;} .fs-article tbody tr {border-bottom: 2px solid #fff;} .fs-article td, .fs-article th { padding: 3px 5px; vertical-align: top; font-size: 14px; } .fs-article ol{margin-top:25px;margin-bottom:25px;} .fs-article li{margin-left:54px;} .fs-article ul li{list-style:disc;} .fs-article h2,.fs-article h3, .fs-article h4, .fs-article h5, .fs-article h6{font-size: 18px; line-height: 30px; color: #333; font-weight: 600; margin: 19px 0;} .fs-article a{text-decoration: none; color: #395BB6;} .fs-article a:hover{text-decoration: underline;} .header{-webkit-font-smoothing: auto;} .article__author-bio-bottom button{background: #FFF; outline: none;} .site-wrapper{min-width: 768px;min-height:1px;} .article-sharing__link--facebook:hover{background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='25' height='25' viewBox='0 0 36 36'%3E%3Cpath d='M20,13.36a.84.84,0,0,1,.87-.95h2.2V9.05l-3,0a3.83,3.83,0,0,0-4.11,4.13v2.23H14v3.46h1.94v9.83H20V18.85h2.76l.36-3.46H20Z' style='fill:%233b5998'/%3E%3C/svg%3E"); } .article-sharing__link--twitter:hover{background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='25' height='25' viewBox='0 0 36 36'%3E%3Cpath d='M28.94,10.45a7.24,7.24,0,0,1-2.43.94A3.84,3.84,0,0,0,19.87,14a5.17,5.17,0,0,0,.08.89,11,11,0,0,1-7.92-4,3.9,3.9,0,0,0-.51,1.92A3.81,3.81,0,0,0,13.23,16a3.65,3.65,0,0,1-1.74-.47v.05a3.85,3.85,0,0,0,3.08,3.76,3.72,3.72,0,0,1-1,.14,3.57,3.57,0,0,1-.74-.07,3.86,3.86,0,0,0,3.6,2.67,7.71,7.71,0,0,1-4.77,1.64,9,9,0,0,1-.92,0,10.93,10.93,0,0,0,16.82-9.21c0-.16,0-.33,0-.5a7.74,7.74,0,0,0,1.92-2,7.87,7.87,0,0,1-2.21.61A3.77,3.77,0,0,0,28.94,10.45Z' style='fill:%2355ACEE'/%3E%3C/svg%3E");} .article-sharing__link--linkdin:hover{background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='15' height='15' viewBox='0 0 74.45 74.32'%3E%3Cpath d='M9,0a8.95,8.95,0,1,0,8.94,8.94A8.95,8.95,0,0,0,9,0Z' style='fill:%230077B5'/%3E%3Crect x='1.23' y='24.68' width='15.43' height='49.64' style='fill:%230077B5'/%3E%3Cpath d='M55.94,23.44c-7.51,0-12.54,4.12-14.6,8h-.2V24.68H26.34V74.32H41.75V49.76C41.75,43.29,43,37,51,37s8,7.4,8,13.16V74.32H74.45V47.09c0-13.37-2.89-23.65-18.51-23.65Z' style='fill:%230077B5'/%3E%3C/svg%3E");} /* tooltip */ .tooltipster-sidetip.tooltipster-shadow .tooltipster-box{background: #E6E6E6; box-shadow: 0 0 15px 0 rgba(0,0,0,0.2); border-radius: 0;} .tooltipster-sidetip.tooltipster-shadow .tooltipster-content{color: #333;} .tooltipster-sidetip.tooltipster-shadow .tooltipster-arrow{display: none;} /* tooltip end */ .article__page--disclosure{cursor:pointer;} .article__page--disclosure:hover{text-decoration:underline;} .author__block-channel-name-link {display: inline-block;} .author__block-image-wrap { float: left;} .author__block-content { float: right;} /*For right rail dfp*/ .rec-placeholder{position: sticky;position: -webkit-sticky;top:80px;align-self: flex-start;width: 300px;margin: 20px auto;min-height: 250px;background-color: #eeeeee;} /* Table styling */ .fs-article .table-wrapper { overflow-x: auto;} .mobile-ui .header{max-width: 700px; margin: 0 auto; transform: translateY(0px) !important;} @media only screen and (max-width: 1024px){ .article-sharing{display: block;} } @media only screen and (max-width:900px) { .article__content-main{width:calc(100% - 330px);} } @media only screen and (max-width:768px) { .article__content-main{width:100%;float:none;} .article__content-sidebar{width:300px;float:none;margin:0 auto;} .top__placement{display:none;} .author__block-image-wrap{display: inline-block;} .author__block{padding: 16px 0;} .fs-article ol{margin-top:16px;margin-bottom:16px;} .fs-article li{margin-left:32px;} .article-type{font-size: 10px; line-height: 20px; margin-top: 16px;} h1, h1.farticle-title{font-size: 22px; line-height: 33px; margin-top: 0; margin-bottom: 12px;} .body-container{padding: 0 16px; max-width: 700px; margin: 0 auto;} .article-wrapper{width: 100%;} .author__block{border-bottom: 2px solid #efefef;} .article-sharing{display: none;} .fs-article p{font-size: 16px; line-height: 26px; margin: 12px 0; } .fs-article li{font-size: 16px; line-height: 26px;} .fs-article td > * {font-size: 14px; } .header__logo{left: 48px; top: -4px;} .header__logo .fs-icon{width: 87px !important; height: 36px !important;} .fs-article h2,.fs-article h3, .fs-article h4, .fs-article h5, .fs-article h6{font-size: 16px; line-height: 26px; color: #333; margin: 12px 0; font-weight: 700;} .tooltipster-sidetip.tooltipster-shadow.tooltipster-top .tooltipster-box{background: #FFF; box-shadow: none; border: 1px solid #e2e2e2; border-radius: 3px;} .tooltipster-sidetip.tooltipster-shadow .tooltipster-content{padding: 0; font-size: 12px;} .site-wrapper{min-width: unset;} /* .author__block-top .author__block-content { width: 100%;} */ .rec-placeholder {display: none;} .author__block-top .author__block-image-wrap{display: none;} .post-template-single-top-n-non-cc .author__article-date { position: relative; right: unset; top: unset; display: block; margin-top: 5px; } .post-template-single-top-n-non-cc .author__block-top { padding-top: 0; } } @media(max-width:767px){ .author__block-top .author__block-content { width: 100%;} } @media(min-width:768px){ .author__block-image-wrap{display: inline-block !important;} } @media only screen and (max-width:599px) { .article-wrapper{display: block !important} } </style><style> html{box-sizing:border-box;-ms-overflow-style:scrollbar}*,::after,::before{box-sizing:border-box}.container{width:100%;padding-right:15px;padding-left:15px;margin-right:auto;margin-left:auto}.container-standard { max-width: 100%; width: 100%; padding-right: 15px; padding-left: 15px; margin-right: auto; margin-left: auto;}@media (min-width:576px){.container{max-width:540px}}@media (min-width:768px){.container{max-width:720px}}@media (min-width:992px){.container{max-width:960px}}@media (min-width:1200px){.container-standard { max-width: 1200px;}.container{max-width:1140px}}.container-fluid{width:100%;padding-right:15px;padding-left:15px;margin-right:auto;margin-left:auto}.row{display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;margin-right:-15px;margin-left:-15px}.no-gutters{margin-right:0;margin-left:0}.no-gutters>.col,.no-gutters>[class*=col-]{padding-right:0;padding-left:0}.col,.col-1,.col-10,.col-11,.col-12,.col-2,.col-3,.col-4,.col-5,.col-6,.col-7,.col-8,.col-9,.col-auto,.col-lg,.col-lg-1,.col-lg-10,.col-lg-11,.col-lg-12,.col-lg-2,.col-lg-3,.col-lg-4,.col-lg-5,.col-lg-6,.col-lg-7,.col-lg-8,.col-lg-9,.col-lg-auto,.col-md,.col-md-1,.col-md-10,.col-md-11,.col-md-12,.col-md-2,.col-md-3,.col-md-4,.col-md-5,.col-md-6,.col-md-7,.col-md-8,.col-md-9,.col-md-auto,.col-sm,.col-sm-1,.col-sm-10,.col-sm-11,.col-sm-12,.col-sm-2,.col-sm-3,.col-sm-4,.col-sm-5,.col-sm-6,.col-sm-7,.col-sm-8,.col-sm-9,.col-sm-auto,.col-xl,.col-xl-1,.col-xl-10,.col-xl-11,.col-xl-12,.col-xl-2,.col-xl-3,.col-xl-4,.col-xl-5,.col-xl-6,.col-xl-7,.col-xl-8,.col-xl-9,.col-xl-auto{position:relative;width:100%;padding-right:15px;padding-left:15px}.col{-ms-flex-preferred-size:0;flex-basis:0;-ms-flex-positive:1;flex-grow:1;max-width:100%}.col-auto{-ms-flex:0 0 auto;flex:0 0 auto;width:auto;max-width:100%}.col-1{-ms-flex:0 0 8.333333%;flex:0 0 8.333333%;max-width:8.333333%}.col-2{-ms-flex:0 0 16.666667%;flex:0 0 16.666667%;max-width:16.666667%}.col-3{-ms-flex:0 0 25%;flex:0 0 25%;max-width:25%}.col-4{-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%}.col-5{-ms-flex:0 0 41.666667%;flex:0 0 41.666667%;max-width:41.666667%}.col-6{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.col-7{-ms-flex:0 0 58.333333%;flex:0 0 58.333333%;max-width:58.333333%}.col-8{-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%}.col-9{-ms-flex:0 0 75%;flex:0 0 75%;max-width:75%}.col-10{-ms-flex:0 0 83.333333%;flex:0 0 83.333333%;max-width:83.333333%}.col-11{-ms-flex:0 0 91.666667%;flex:0 0 91.666667%;max-width:91.666667%}.col-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.order-first{-ms-flex-order:-1;order:-1}.order-last{-ms-flex-order:13;order:13}.order-0{-ms-flex-order:0;order:0}.order-1{-ms-flex-order:1;order:1}.order-2{-ms-flex-order:2;order:2}.order-3{-ms-flex-order:3;order:3}.order-4{-ms-flex-order:4;order:4}.order-5{-ms-flex-order:5;order:5}.order-6{-ms-flex-order:6;order:6}.order-7{-ms-flex-order:7;order:7}.order-8{-ms-flex-order:8;order:8}.order-9{-ms-flex-order:9;order:9}.order-10{-ms-flex-order:10;order:10}.order-11{-ms-flex-order:11;order:11}.order-12{-ms-flex-order:12;order:12}.offset-1{margin-left:8.333333%}.offset-2{margin-left:16.666667%}.offset-3{margin-left:25%}.offset-4{margin-left:33.333333%}.offset-5{margin-left:41.666667%}.offset-6{margin-left:50%}.offset-7{margin-left:58.333333%}.offset-8{margin-left:66.666667%}.offset-9{margin-left:75%}.offset-10{margin-left:83.333333%}.offset-11{margin-left:91.666667%}@media (min-width:576px){.col-sm{-ms-flex-preferred-size:0;flex-basis:0;-ms-flex-positive:1;flex-grow:1;max-width:100%}.col-sm-auto{-ms-flex:0 0 auto;flex:0 0 auto;width:auto;max-width:100%}.col-sm-1{-ms-flex:0 0 8.333333%;flex:0 0 8.333333%;max-width:8.333333%}.col-sm-2{-ms-flex:0 0 16.666667%;flex:0 0 16.666667%;max-width:16.666667%}.col-sm-3{-ms-flex:0 0 25%;flex:0 0 25%;max-width:25%}.col-sm-4{-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%}.col-sm-5{-ms-flex:0 0 41.666667%;flex:0 0 41.666667%;max-width:41.666667%}.col-sm-6{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.col-sm-7{-ms-flex:0 0 58.333333%;flex:0 0 58.333333%;max-width:58.333333%}.col-sm-8{-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%}.col-sm-9{-ms-flex:0 0 75%;flex:0 0 75%;max-width:75%}.col-sm-10{-ms-flex:0 0 83.333333%;flex:0 0 83.333333%;max-width:83.333333%}.col-sm-11{-ms-flex:0 0 91.666667%;flex:0 0 91.666667%;max-width:91.666667%}.col-sm-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.order-sm-first{-ms-flex-order:-1;order:-1}.order-sm-last{-ms-flex-order:13;order:13}.order-sm-0{-ms-flex-order:0;order:0}.order-sm-1{-ms-flex-order:1;order:1}.order-sm-2{-ms-flex-order:2;order:2}.order-sm-3{-ms-flex-order:3;order:3}.order-sm-4{-ms-flex-order:4;order:4}.order-sm-5{-ms-flex-order:5;order:5}.order-sm-6{-ms-flex-order:6;order:6}.order-sm-7{-ms-flex-order:7;order:7}.order-sm-8{-ms-flex-order:8;order:8}.order-sm-9{-ms-flex-order:9;order:9}.order-sm-10{-ms-flex-order:10;order:10}.order-sm-11{-ms-flex-order:11;order:11}.order-sm-12{-ms-flex-order:12;order:12}.offset-sm-0{margin-left:0}.offset-sm-1{margin-left:8.333333%}.offset-sm-2{margin-left:16.666667%}.offset-sm-3{margin-left:25%}.offset-sm-4{margin-left:33.333333%}.offset-sm-5{margin-left:41.666667%}.offset-sm-6{margin-left:50%}.offset-sm-7{margin-left:58.333333%}.offset-sm-8{margin-left:66.666667%}.offset-sm-9{margin-left:75%}.offset-sm-10{margin-left:83.333333%}.offset-sm-11{margin-left:91.666667%}}@media (min-width:768px){.col-md{-ms-flex-preferred-size:0;flex-basis:0;-ms-flex-positive:1;flex-grow:1;max-width:100%}.col-md-auto{-ms-flex:0 0 auto;flex:0 0 auto;width:auto;max-width:100%}.col-md-1{-ms-flex:0 0 8.333333%;flex:0 0 8.333333%;max-width:8.333333%}.col-md-2{-ms-flex:0 0 16.666667%;flex:0 0 16.666667%;max-width:16.666667%}.col-md-3{-ms-flex:0 0 25%;flex:0 0 25%;max-width:25%}.col-md-4{-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%}.col-md-5{-ms-flex:0 0 41.666667%;flex:0 0 41.666667%;max-width:41.666667%}.col-md-6{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.col-md-7{-ms-flex:0 0 58.333333%;flex:0 0 58.333333%;max-width:58.333333%}.col-md-8{-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%}.col-md-9{-ms-flex:0 0 75%;flex:0 0 75%;max-width:75%}.col-md-10{-ms-flex:0 0 83.333333%;flex:0 0 83.333333%;max-width:83.333333%}.col-md-11{-ms-flex:0 0 91.666667%;flex:0 0 91.666667%;max-width:91.666667%}.col-md-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.order-md-first{-ms-flex-order:-1;order:-1}.order-md-last{-ms-flex-order:13;order:13}.order-md-0{-ms-flex-order:0;order:0}.order-md-1{-ms-flex-order:1;order:1}.order-md-2{-ms-flex-order:2;order:2}.order-md-3{-ms-flex-order:3;order:3}.order-md-4{-ms-flex-order:4;order:4}.order-md-5{-ms-flex-order:5;order:5}.order-md-6{-ms-flex-order:6;order:6}.order-md-7{-ms-flex-order:7;order:7}.order-md-8{-ms-flex-order:8;order:8}.order-md-9{-ms-flex-order:9;order:9}.order-md-10{-ms-flex-order:10;order:10}.order-md-11{-ms-flex-order:11;order:11}.order-md-12{-ms-flex-order:12;order:12}.offset-md-0{margin-left:0}.offset-md-1{margin-left:8.333333%}.offset-md-2{margin-left:16.666667%}.offset-md-3{margin-left:25%}.offset-md-4{margin-left:33.333333%}.offset-md-5{margin-left:41.666667%}.offset-md-6{margin-left:50%}.offset-md-7{margin-left:58.333333%}.offset-md-8{margin-left:66.666667%}.offset-md-9{margin-left:75%}.offset-md-10{margin-left:83.333333%}.offset-md-11{margin-left:91.666667%}}@media (min-width:992px){.col-lg{-ms-flex-preferred-size:0;flex-basis:0;-ms-flex-positive:1;flex-grow:1;max-width:100%}.col-lg-auto{-ms-flex:0 0 auto;flex:0 0 auto;width:auto;max-width:100%}.col-lg-1{-ms-flex:0 0 8.333333%;flex:0 0 8.333333%;max-width:8.333333%}.col-lg-2{-ms-flex:0 0 16.666667%;flex:0 0 16.666667%;max-width:16.666667%}.col-lg-3{-ms-flex:0 0 25%;flex:0 0 25%;max-width:25%}.col-lg-4{-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%}.col-lg-5{-ms-flex:0 0 41.666667%;flex:0 0 41.666667%;max-width:41.666667%}.col-lg-6{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.col-lg-7{-ms-flex:0 0 58.333333%;flex:0 0 58.333333%;max-width:58.333333%}.col-lg-8{-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%}.col-lg-9{-ms-flex:0 0 75%;flex:0 0 75%;max-width:75%}.col-lg-10{-ms-flex:0 0 83.333333%;flex:0 0 83.333333%;max-width:83.333333%}.col-lg-11{-ms-flex:0 0 91.666667%;flex:0 0 91.666667%;max-width:91.666667%}.col-lg-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.order-lg-first{-ms-flex-order:-1;order:-1}.order-lg-last{-ms-flex-order:13;order:13}.order-lg-0{-ms-flex-order:0;order:0}.order-lg-1{-ms-flex-order:1;order:1}.order-lg-2{-ms-flex-order:2;order:2}.order-lg-3{-ms-flex-order:3;order:3}.order-lg-4{-ms-flex-order:4;order:4}.order-lg-5{-ms-flex-order:5;order:5}.order-lg-6{-ms-flex-order:6;order:6}.order-lg-7{-ms-flex-order:7;order:7}.order-lg-8{-ms-flex-order:8;order:8}.order-lg-9{-ms-flex-order:9;order:9}.order-lg-10{-ms-flex-order:10;order:10}.order-lg-11{-ms-flex-order:11;order:11}.order-lg-12{-ms-flex-order:12;order:12}.offset-lg-0{margin-left:0}.offset-lg-1{margin-left:8.333333%}.offset-lg-2{margin-left:16.666667%}.offset-lg-3{margin-left:25%}.offset-lg-4{margin-left:33.333333%}.offset-lg-5{margin-left:41.666667%}.offset-lg-6{margin-left:50%}.offset-lg-7{margin-left:58.333333%}.offset-lg-8{margin-left:66.666667%}.offset-lg-9{margin-left:75%}.offset-lg-10{margin-left:83.333333%}.offset-lg-11{margin-left:91.666667%}}@media (min-width:1200px){.col-xl{-ms-flex-preferred-size:0;flex-basis:0;-ms-flex-positive:1;flex-grow:1;max-width:100%}.col-xl-auto{-ms-flex:0 0 auto;flex:0 0 auto;width:auto;max-width:100%}.col-xl-1{-ms-flex:0 0 8.333333%;flex:0 0 8.333333%;max-width:8.333333%}.col-xl-2{-ms-flex:0 0 16.666667%;flex:0 0 16.666667%;max-width:16.666667%}.col-xl-3{-ms-flex:0 0 25%;flex:0 0 25%;max-width:25%}.col-xl-4{-ms-flex:0 0 33.333333%;flex:0 0 33.333333%;max-width:33.333333%}.col-xl-5{-ms-flex:0 0 41.666667%;flex:0 0 41.666667%;max-width:41.666667%}.col-xl-6{-ms-flex:0 0 50%;flex:0 0 50%;max-width:50%}.col-xl-7{-ms-flex:0 0 58.333333%;flex:0 0 58.333333%;max-width:58.333333%}.col-xl-8{-ms-flex:0 0 66.666667%;flex:0 0 66.666667%;max-width:66.666667%}.col-xl-9{-ms-flex:0 0 75%;flex:0 0 75%;max-width:75%}.col-xl-10{-ms-flex:0 0 83.333333%;flex:0 0 83.333333%;max-width:83.333333%}.col-xl-11{-ms-flex:0 0 91.666667%;flex:0 0 91.666667%;max-width:91.666667%}.col-xl-12{-ms-flex:0 0 100%;flex:0 0 100%;max-width:100%}.order-xl-first{-ms-flex-order:-1;order:-1}.order-xl-last{-ms-flex-order:13;order:13}.order-xl-0{-ms-flex-order:0;order:0}.order-xl-1{-ms-flex-order:1;order:1}.order-xl-2{-ms-flex-order:2;order:2}.order-xl-3{-ms-flex-order:3;order:3}.order-xl-4{-ms-flex-order:4;order:4}.order-xl-5{-ms-flex-order:5;order:5}.order-xl-6{-ms-flex-order:6;order:6}.order-xl-7{-ms-flex-order:7;order:7}.order-xl-8{-ms-flex-order:8;order:8}.order-xl-9{-ms-flex-order:9;order:9}.order-xl-10{-ms-flex-order:10;order:10}.order-xl-11{-ms-flex-order:11;order:11}.order-xl-12{-ms-flex-order:12;order:12}.offset-xl-0{margin-left:0}.offset-xl-1{margin-left:8.333333%}.offset-xl-2{margin-left:16.666667%}.offset-xl-3{margin-left:25%}.offset-xl-4{margin-left:33.333333%}.offset-xl-5{margin-left:41.666667%}.offset-xl-6{margin-left:50%}.offset-xl-7{margin-left:58.333333%}.offset-xl-8{margin-left:66.666667%}.offset-xl-9{margin-left:75%}.offset-xl-10{margin-left:83.333333%}.offset-xl-11{margin-left:91.666667%}}.d-none{display:none!important}.d-inline{display:inline!important}.d-inline-block{display:inline-block!important}.d-block{display:block!important}.d-table{display:table!important}.d-table-row{display:table-row!important}.d-table-cell{display:table-cell!important}.d-flex{display:-ms-flexbox!important;display:flex!important}.d-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}@media (min-width:576px){.d-sm-none{display:none!important}.d-sm-inline{display:inline!important}.d-sm-inline-block{display:inline-block!important}.d-sm-block{display:block!important}.d-sm-table{display:table!important}.d-sm-table-row{display:table-row!important}.d-sm-table-cell{display:table-cell!important}.d-sm-flex{display:-ms-flexbox!important;display:flex!important}.d-sm-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}}@media (min-width:768px){.d-md-none{display:none!important}.d-md-inline{display:inline!important}.d-md-inline-block{display:inline-block!important}.d-md-block{display:block!important}.d-md-table{display:table!important}.d-md-table-row{display:table-row!important}.d-md-table-cell{display:table-cell!important}.d-md-flex{display:-ms-flexbox!important;display:flex!important}.d-md-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}}@media (min-width:992px){.d-lg-none{display:none!important}.d-lg-inline{display:inline!important}.d-lg-inline-block{display:inline-block!important}.d-lg-block{display:block!important}.d-lg-table{display:table!important}.d-lg-table-row{display:table-row!important}.d-lg-table-cell{display:table-cell!important}.d-lg-flex{display:-ms-flexbox!important;display:flex!important}.d-lg-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}}@media (min-width:1200px){.d-xl-none{display:none!important}.d-xl-inline{display:inline!important}.d-xl-inline-block{display:inline-block!important}.d-xl-block{display:block!important}.d-xl-table{display:table!important}.d-xl-table-row{display:table-row!important}.d-xl-table-cell{display:table-cell!important}.d-xl-flex{display:-ms-flexbox!important;display:flex!important}.d-xl-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}}@media print{.d-print-none{display:none!important}.d-print-inline{display:inline!important}.d-print-inline-block{display:inline-block!important}.d-print-block{display:block!important}.d-print-table{display:table!important}.d-print-table-row{display:table-row!important}.d-print-table-cell{display:table-cell!important}.d-print-flex{display:-ms-flexbox!important;display:flex!important}.d-print-inline-flex{display:-ms-inline-flexbox!important;display:inline-flex!important}}.flex-row{-ms-flex-direction:row!important;flex-direction:row!important}.flex-column{-ms-flex-direction:column!important;flex-direction:column!important}.flex-row-reverse{-ms-flex-direction:row-reverse!important;flex-direction:row-reverse!important}.flex-column-reverse{-ms-flex-direction:column-reverse!important;flex-direction:column-reverse!important}.flex-wrap{-ms-flex-wrap:wrap!important;flex-wrap:wrap!important}.flex-nowrap{-ms-flex-wrap:nowrap!important;flex-wrap:nowrap!important}.flex-wrap-reverse{-ms-flex-wrap:wrap-reverse!important;flex-wrap:wrap-reverse!important}.flex-fill{-ms-flex:1 1 auto!important;flex:1 1 auto!important}.flex-grow-0{-ms-flex-positive:0!important;flex-grow:0!important}.flex-grow-1{-ms-flex-positive:1!important;flex-grow:1!important}.flex-shrink-0{-ms-flex-negative:0!important;flex-shrink:0!important}.flex-shrink-1{-ms-flex-negative:1!important;flex-shrink:1!important}.justify-content-start{-ms-flex-pack:start!important;justify-content:flex-start!important}.justify-content-end{-ms-flex-pack:end!important;justify-content:flex-end!important}.justify-content-center{-ms-flex-pack:center!important;justify-content:center!important}.justify-content-between{-ms-flex-pack:justify!important;justify-content:space-between!important}.justify-content-around{-ms-flex-pack:distribute!important;justify-content:space-around!important}.align-items-start{-ms-flex-align:start!important;align-items:flex-start!important}.align-items-end{-ms-flex-align:end!important;align-items:flex-end!important}.align-items-center{-ms-flex-align:center!important;align-items:center!important}.align-items-baseline{-ms-flex-align:baseline!important;align-items:baseline!important}.align-items-stretch{-ms-flex-align:stretch!important;align-items:stretch!important}.align-content-start{-ms-flex-line-pack:start!important;align-content:flex-start!important}.align-content-end{-ms-flex-line-pack:end!important;align-content:flex-end!important}.align-content-center{-ms-flex-line-pack:center!important;align-content:center!important}.align-content-between{-ms-flex-line-pack:justify!important;align-content:space-between!important}.align-content-around{-ms-flex-line-pack:distribute!important;align-content:space-around!important}.align-content-stretch{-ms-flex-line-pack:stretch!important;align-content:stretch!important}.align-self-auto{-ms-flex-item-align:auto!important;align-self:auto!important}.align-self-start{-ms-flex-item-align:start!important;align-self:flex-start!important}.align-self-end{-ms-flex-item-align:end!important;align-self:flex-end!important}.align-self-center{-ms-flex-item-align:center!important;align-self:center!important}.align-self-baseline{-ms-flex-item-align:baseline!important;align-self:baseline!important}.align-self-stretch{-ms-flex-item-align:stretch!important;align-self:stretch!important}@media (min-width:576px){.flex-sm-row{-ms-flex-direction:row!important;flex-direction:row!important}.flex-sm-column{-ms-flex-direction:column!important;flex-direction:column!important}.flex-sm-row-reverse{-ms-flex-direction:row-reverse!important;flex-direction:row-reverse!important}.flex-sm-column-reverse{-ms-flex-direction:column-reverse!important;flex-direction:column-reverse!important}.flex-sm-wrap{-ms-flex-wrap:wrap!important;flex-wrap:wrap!important}.flex-sm-nowrap{-ms-flex-wrap:nowrap!important;flex-wrap:nowrap!important}.flex-sm-wrap-reverse{-ms-flex-wrap:wrap-reverse!important;flex-wrap:wrap-reverse!important}.flex-sm-fill{-ms-flex:1 1 auto!important;flex:1 1 auto!important}.flex-sm-grow-0{-ms-flex-positive:0!important;flex-grow:0!important}.flex-sm-grow-1{-ms-flex-positive:1!important;flex-grow:1!important}.flex-sm-shrink-0{-ms-flex-negative:0!important;flex-shrink:0!important}.flex-sm-shrink-1{-ms-flex-negative:1!important;flex-shrink:1!important}.justify-content-sm-start{-ms-flex-pack:start!important;justify-content:flex-start!important}.justify-content-sm-end{-ms-flex-pack:end!important;justify-content:flex-end!important}.justify-content-sm-center{-ms-flex-pack:center!important;justify-content:center!important}.justify-content-sm-between{-ms-flex-pack:justify!important;justify-content:space-between!important}.justify-content-sm-around{-ms-flex-pack:distribute!important;justify-content:space-around!important}.align-items-sm-start{-ms-flex-align:start!important;align-items:flex-start!important}.align-items-sm-end{-ms-flex-align:end!important;align-items:flex-end!important}.align-items-sm-center{-ms-flex-align:center!important;align-items:center!important}.align-items-sm-baseline{-ms-flex-align:baseline!important;align-items:baseline!important}.align-items-sm-stretch{-ms-flex-align:stretch!important;align-items:stretch!important}.align-content-sm-start{-ms-flex-line-pack:start!important;align-content:flex-start!important}.align-content-sm-end{-ms-flex-line-pack:end!important;align-content:flex-end!important}.align-content-sm-center{-ms-flex-line-pack:center!important;align-content:center!important}.align-content-sm-between{-ms-flex-line-pack:justify!important;align-content:space-between!important}.align-content-sm-around{-ms-flex-line-pack:distribute!important;align-content:space-around!important}.align-content-sm-stretch{-ms-flex-line-pack:stretch!important;align-content:stretch!important}.align-self-sm-auto{-ms-flex-item-align:auto!important;align-self:auto!important}.align-self-sm-start{-ms-flex-item-align:start!important;align-self:flex-start!important}.align-self-sm-end{-ms-flex-item-align:end!important;align-self:flex-end!important}.align-self-sm-center{-ms-flex-item-align:center!important;align-self:center!important}.align-self-sm-baseline{-ms-flex-item-align:baseline!important;align-self:baseline!important}.align-self-sm-stretch{-ms-flex-item-align:stretch!important;align-self:stretch!important}}@media (min-width:768px){.flex-md-row{-ms-flex-direction:row!important;flex-direction:row!important}.flex-md-column{-ms-flex-direction:column!important;flex-direction:column!important}.flex-md-row-reverse{-ms-flex-direction:row-reverse!important;flex-direction:row-reverse!important}.flex-md-column-reverse{-ms-flex-direction:column-reverse!important;flex-direction:column-reverse!important}.flex-md-wrap{-ms-flex-wrap:wrap!important;flex-wrap:wrap!important}.flex-md-nowrap{-ms-flex-wrap:nowrap!important;flex-wrap:nowrap!important}.flex-md-wrap-reverse{-ms-flex-wrap:wrap-reverse!important;flex-wrap:wrap-reverse!important}.flex-md-fill{-ms-flex:1 1 auto!important;flex:1 1 auto!important}.flex-md-grow-0{-ms-flex-positive:0!important;flex-grow:0!important}.flex-md-grow-1{-ms-flex-positive:1!important;flex-grow:1!important}.flex-md-shrink-0{-ms-flex-negative:0!important;flex-shrink:0!important}.flex-md-shrink-1{-ms-flex-negative:1!important;flex-shrink:1!important}.justify-content-md-start{-ms-flex-pack:start!important;justify-content:flex-start!important}.justify-content-md-end{-ms-flex-pack:end!important;justify-content:flex-end!important}.justify-content-md-center{-ms-flex-pack:center!important;justify-content:center!important}.justify-content-md-between{-ms-flex-pack:justify!important;justify-content:space-between!important}.justify-content-md-around{-ms-flex-pack:distribute!important;justify-content:space-around!important}.align-items-md-start{-ms-flex-align:start!important;align-items:flex-start!important}.align-items-md-end{-ms-flex-align:end!important;align-items:flex-end!important}.align-items-md-center{-ms-flex-align:center!important;align-items:center!important}.align-items-md-baseline{-ms-flex-align:baseline!important;align-items:baseline!important}.align-items-md-stretch{-ms-flex-align:stretch!important;align-items:stretch!important}.align-content-md-start{-ms-flex-line-pack:start!important;align-content:flex-start!important}.align-content-md-end{-ms-flex-line-pack:end!important;align-content:flex-end!important}.align-content-md-center{-ms-flex-line-pack:center!important;align-content:center!important}.align-content-md-between{-ms-flex-line-pack:justify!important;align-content:space-between!important}.align-content-md-around{-ms-flex-line-pack:distribute!important;align-content:space-around!important}.align-content-md-stretch{-ms-flex-line-pack:stretch!important;align-content:stretch!important}.align-self-md-auto{-ms-flex-item-align:auto!important;align-self:auto!important}.align-self-md-start{-ms-flex-item-align:start!important;align-self:flex-start!important}.align-self-md-end{-ms-flex-item-align:end!important;align-self:flex-end!important}.align-self-md-center{-ms-flex-item-align:center!important;align-self:center!important}.align-self-md-baseline{-ms-flex-item-align:baseline!important;align-self:baseline!important}.align-self-md-stretch{-ms-flex-item-align:stretch!important;align-self:stretch!important}}@media (min-width:992px){.flex-lg-row{-ms-flex-direction:row!important;flex-direction:row!important}.flex-lg-column{-ms-flex-direction:column!important;flex-direction:column!important}.flex-lg-row-reverse{-ms-flex-direction:row-reverse!important;flex-direction:row-reverse!important}.flex-lg-column-reverse{-ms-flex-direction:column-reverse!important;flex-direction:column-reverse!important}.flex-lg-wrap{-ms-flex-wrap:wrap!important;flex-wrap:wrap!important}.flex-lg-nowrap{-ms-flex-wrap:nowrap!important;flex-wrap:nowrap!important}.flex-lg-wrap-reverse{-ms-flex-wrap:wrap-reverse!important;flex-wrap:wrap-reverse!important}.flex-lg-fill{-ms-flex:1 1 auto!important;flex:1 1 auto!important}.flex-lg-grow-0{-ms-flex-positive:0!important;flex-grow:0!important}.flex-lg-grow-1{-ms-flex-positive:1!important;flex-grow:1!important}.flex-lg-shrink-0{-ms-flex-negative:0!important;flex-shrink:0!important}.flex-lg-shrink-1{-ms-flex-negative:1!important;flex-shrink:1!important}.justify-content-lg-start{-ms-flex-pack:start!important;justify-content:flex-start!important}.justify-content-lg-end{-ms-flex-pack:end!important;justify-content:flex-end!important}.justify-content-lg-center{-ms-flex-pack:center!important;justify-content:center!important}.justify-content-lg-between{-ms-flex-pack:justify!important;justify-content:space-between!important}.justify-content-lg-around{-ms-flex-pack:distribute!important;justify-content:space-around!important}.align-items-lg-start{-ms-flex-align:start!important;align-items:flex-start!important}.align-items-lg-end{-ms-flex-align:end!important;align-items:flex-end!important}.align-items-lg-center{-ms-flex-align:center!important;align-items:center!important}.align-items-lg-baseline{-ms-flex-align:baseline!important;align-items:baseline!important}.align-items-lg-stretch{-ms-flex-align:stretch!important;align-items:stretch!important}.align-content-lg-start{-ms-flex-line-pack:start!important;align-content:flex-start!important}.align-content-lg-end{-ms-flex-line-pack:end!important;align-content:flex-end!important}.align-content-lg-center{-ms-flex-line-pack:center!important;align-content:center!important}.align-content-lg-between{-ms-flex-line-pack:justify!important;align-content:space-between!important}.align-content-lg-around{-ms-flex-line-pack:distribute!important;align-content:space-around!important}.align-content-lg-stretch{-ms-flex-line-pack:stretch!important;align-content:stretch!important}.align-self-lg-auto{-ms-flex-item-align:auto!important;align-self:auto!important}.align-self-lg-start{-ms-flex-item-align:start!important;align-self:flex-start!important}.align-self-lg-end{-ms-flex-item-align:end!important;align-self:flex-end!important}.align-self-lg-center{-ms-flex-item-align:center!important;align-self:center!important}.align-self-lg-baseline{-ms-flex-item-align:baseline!important;align-self:baseline!important}.align-self-lg-stretch{-ms-flex-item-align:stretch!important;align-self:stretch!important}}@media (min-width:1200px){.flex-xl-row{-ms-flex-direction:row!important;flex-direction:row!important}.flex-xl-column{-ms-flex-direction:column!important;flex-direction:column!important}.flex-xl-row-reverse{-ms-flex-direction:row-reverse!important;flex-direction:row-reverse!important}.flex-xl-column-reverse{-ms-flex-direction:column-reverse!important;flex-direction:column-reverse!important}.flex-xl-wrap{-ms-flex-wrap:wrap!important;flex-wrap:wrap!important}.flex-xl-nowrap{-ms-flex-wrap:nowrap!important;flex-wrap:nowrap!important}.flex-xl-wrap-reverse{-ms-flex-wrap:wrap-reverse!important;flex-wrap:wrap-reverse!important}.flex-xl-fill{-ms-flex:1 1 auto!important;flex:1 1 auto!important}.flex-xl-grow-0{-ms-flex-positive:0!important;flex-grow:0!important}.flex-xl-grow-1{-ms-flex-positive:1!important;flex-grow:1!important}.flex-xl-shrink-0{-ms-flex-negative:0!important;flex-shrink:0!important}.flex-xl-shrink-1{-ms-flex-negative:1!important;flex-shrink:1!important}.justify-content-xl-start{-ms-flex-pack:start!important;justify-content:flex-start!important}.justify-content-xl-end{-ms-flex-pack:end!important;justify-content:flex-end!important}.justify-content-xl-center{-ms-flex-pack:center!important;justify-content:center!important}.justify-content-xl-between{-ms-flex-pack:justify!important;justify-content:space-between!important}.justify-content-xl-around{-ms-flex-pack:distribute!important;justify-content:space-around!important}.align-items-xl-start{-ms-flex-align:start!important;align-items:flex-start!important}.align-items-xl-end{-ms-flex-align:end!important;align-items:flex-end!important}.align-items-xl-center{-ms-flex-align:center!important;align-items:center!important}.align-items-xl-baseline{-ms-flex-align:baseline!important;align-items:baseline!important}.align-items-xl-stretch{-ms-flex-align:stretch!important;align-items:stretch!important}.align-content-xl-start{-ms-flex-line-pack:start!important;align-content:flex-start!important}.align-content-xl-end{-ms-flex-line-pack:end!important;align-content:flex-end!important}.align-content-xl-center{-ms-flex-line-pack:center!important;align-content:center!important}.align-content-xl-between{-ms-flex-line-pack:justify!important;align-content:space-between!important}.align-content-xl-around{-ms-flex-line-pack:distribute!important;align-content:space-around!important}.align-content-xl-stretch{-ms-flex-line-pack:stretch!important;align-content:stretch!important}.align-self-xl-auto{-ms-flex-item-align:auto!important;align-self:auto!important}.align-self-xl-start{-ms-flex-item-align:start!important;align-self:flex-start!important}.align-self-xl-end{-ms-flex-item-align:end!important;align-self:flex-end!important}.align-self-xl-center{-ms-flex-item-align:center!important;align-self:center!important}.align-self-xl-baseline{-ms-flex-item-align:baseline!important;align-self:baseline!important}.align-self-xl-stretch{-ms-flex-item-align:stretch!important;align-self:stretch!important}}.m-0{margin:0!important}.mt-0,.my-0{margin-top:0!important}.mr-0,.mx-0{margin-right:0!important}.mb-0,.my-0{margin-bottom:0!important}.ml-0,.mx-0{margin-left:0!important}.m-1{margin:.25rem!important}.mt-1,.my-1{margin-top:.25rem!important}.mr-1,.mx-1{margin-right:.25rem!important}.mb-1,.my-1{margin-bottom:.25rem!important}.ml-1,.mx-1{margin-left:.25rem!important}.m-2{margin:.5rem!important}.mt-2,.my-2{margin-top:.5rem!important}.mr-2,.mx-2{margin-right:.5rem!important}.mb-2,.my-2{margin-bottom:.5rem!important}.ml-2,.mx-2{margin-left:.5rem!important}.m-3{margin:1rem!important}.mt-3,.my-3{margin-top:1rem!important}.mr-3,.mx-3{margin-right:1rem!important}.mb-3,.my-3{margin-bottom:1rem!important}.ml-3,.mx-3{margin-left:1rem!important}.m-4{margin:1.5rem!important}.mt-4,.my-4{margin-top:1.5rem!important}.mr-4,.mx-4{margin-right:1.5rem!important}.mb-4,.my-4{margin-bottom:1.5rem!important}.ml-4,.mx-4{margin-left:1.5rem!important}.m-5{margin:3rem!important}.mt-5,.my-5{margin-top:3rem!important}.mr-5,.mx-5{margin-right:3rem!important}.mb-5,.my-5{margin-bottom:3rem!important}.ml-5,.mx-5{margin-left:3rem!important}.p-0{padding:0!important}.pt-0,.py-0{padding-top:0!important}.pr-0,.px-0{padding-right:0!important}.pb-0,.py-0{padding-bottom:0!important}.pl-0,.px-0{padding-left:0!important}.p-1{padding:.25rem!important}.pt-1,.py-1{padding-top:.25rem!important}.pr-1,.px-1{padding-right:.25rem!important}.pb-1,.py-1{padding-bottom:.25rem!important}.pl-1,.px-1{padding-left:.25rem!important}.p-2{padding:.5rem!important}.pt-2,.py-2{padding-top:.5rem!important}.pr-2,.px-2{padding-right:.5rem!important}.pb-2,.py-2{padding-bottom:.5rem!important}.pl-2,.px-2{padding-left:.5rem!important}.p-3{padding:1rem!important}.pt-3,.py-3{padding-top:1rem!important}.pr-3,.px-3{padding-right:1rem!important}.pb-3,.py-3{padding-bottom:1rem!important}.pl-3,.px-3{padding-left:1rem!important}.p-4{padding:1.5rem!important}.pt-4,.py-4{padding-top:1.5rem!important}.pr-4,.px-4{padding-right:1.5rem!important}.pb-4,.py-4{padding-bottom:1.5rem!important}.pl-4,.px-4{padding-left:1.5rem!important}.p-5{padding:3rem!important}.pt-5,.py-5{padding-top:3rem!important}.pr-5,.px-5{padding-right:3rem!important}.pb-5,.py-5{padding-bottom:3rem!important}.pl-5,.px-5{padding-left:3rem!important}.m-n1{margin:-.25rem!important}.mt-n1,.my-n1{margin-top:-.25rem!important}.mr-n1,.mx-n1{margin-right:-.25rem!important}.mb-n1,.my-n1{margin-bottom:-.25rem!important}.ml-n1,.mx-n1{margin-left:-.25rem!important}.m-n2{margin:-.5rem!important}.mt-n2,.my-n2{margin-top:-.5rem!important}.mr-n2,.mx-n2{margin-right:-.5rem!important}.mb-n2,.my-n2{margin-bottom:-.5rem!important}.ml-n2,.mx-n2{margin-left:-.5rem!important}.m-n3{margin:-1rem!important}.mt-n3,.my-n3{margin-top:-1rem!important}.mr-n3,.mx-n3{margin-right:-1rem!important}.mb-n3,.my-n3{margin-bottom:-1rem!important}.ml-n3,.mx-n3{margin-left:-1rem!important}.m-n4{margin:-1.5rem!important}.mt-n4,.my-n4{margin-top:-1.5rem!important}.mr-n4,.mx-n4{margin-right:-1.5rem!important}.mb-n4,.my-n4{margin-bottom:-1.5rem!important}.ml-n4,.mx-n4{margin-left:-1.5rem!important}.m-n5{margin:-3rem!important}.mt-n5,.my-n5{margin-top:-3rem!important}.mr-n5,.mx-n5{margin-right:-3rem!important}.mb-n5,.my-n5{margin-bottom:-3rem!important}.ml-n5,.mx-n5{margin-left:-3rem!important}.m-auto{margin:auto!important}.mt-auto,.my-auto{margin-top:auto!important}.mr-auto,.mx-auto{margin-right:auto!important}.mb-auto,.my-auto{margin-bottom:auto!important}.ml-auto,.mx-auto{margin-left:auto!important}@media (min-width:576px){.m-sm-0{margin:0!important}.mt-sm-0,.my-sm-0{margin-top:0!important}.mr-sm-0,.mx-sm-0{margin-right:0!important}.mb-sm-0,.my-sm-0{margin-bottom:0!important}.ml-sm-0,.mx-sm-0{margin-left:0!important}.m-sm-1{margin:.25rem!important}.mt-sm-1,.my-sm-1{margin-top:.25rem!important}.mr-sm-1,.mx-sm-1{margin-right:.25rem!important}.mb-sm-1,.my-sm-1{margin-bottom:.25rem!important}.ml-sm-1,.mx-sm-1{margin-left:.25rem!important}.m-sm-2{margin:.5rem!important}.mt-sm-2,.my-sm-2{margin-top:.5rem!important}.mr-sm-2,.mx-sm-2{margin-right:.5rem!important}.mb-sm-2,.my-sm-2{margin-bottom:.5rem!important}.ml-sm-2,.mx-sm-2{margin-left:.5rem!important}.m-sm-3{margin:1rem!important}.mt-sm-3,.my-sm-3{margin-top:1rem!important}.mr-sm-3,.mx-sm-3{margin-right:1rem!important}.mb-sm-3,.my-sm-3{margin-bottom:1rem!important}.ml-sm-3,.mx-sm-3{margin-left:1rem!important}.m-sm-4{margin:1.5rem!important}.mt-sm-4,.my-sm-4{margin-top:1.5rem!important}.mr-sm-4,.mx-sm-4{margin-right:1.5rem!important}.mb-sm-4,.my-sm-4{margin-bottom:1.5rem!important}.ml-sm-4,.mx-sm-4{margin-left:1.5rem!important}.m-sm-5{margin:3rem!important}.mt-sm-5,.my-sm-5{margin-top:3rem!important}.mr-sm-5,.mx-sm-5{margin-right:3rem!important}.mb-sm-5,.my-sm-5{margin-bottom:3rem!important}.ml-sm-5,.mx-sm-5{margin-left:3rem!important}.p-sm-0{padding:0!important}.pt-sm-0,.py-sm-0{padding-top:0!important}.pr-sm-0,.px-sm-0{padding-right:0!important}.pb-sm-0,.py-sm-0{padding-bottom:0!important}.pl-sm-0,.px-sm-0{padding-left:0!important}.p-sm-1{padding:.25rem!important}.pt-sm-1,.py-sm-1{padding-top:.25rem!important}.pr-sm-1,.px-sm-1{padding-right:.25rem!important}.pb-sm-1,.py-sm-1{padding-bottom:.25rem!important}.pl-sm-1,.px-sm-1{padding-left:.25rem!important}.p-sm-2{padding:.5rem!important}.pt-sm-2,.py-sm-2{padding-top:.5rem!important}.pr-sm-2,.px-sm-2{padding-right:.5rem!important}.pb-sm-2,.py-sm-2{padding-bottom:.5rem!important}.pl-sm-2,.px-sm-2{padding-left:.5rem!important}.p-sm-3{padding:1rem!important}.pt-sm-3,.py-sm-3{padding-top:1rem!important}.pr-sm-3,.px-sm-3{padding-right:1rem!important}.pb-sm-3,.py-sm-3{padding-bottom:1rem!important}.pl-sm-3,.px-sm-3{padding-left:1rem!important}.p-sm-4{padding:1.5rem!important}.pt-sm-4,.py-sm-4{padding-top:1.5rem!important}.pr-sm-4,.px-sm-4{padding-right:1.5rem!important}.pb-sm-4,.py-sm-4{padding-bottom:1.5rem!important}.pl-sm-4,.px-sm-4{padding-left:1.5rem!important}.p-sm-5{padding:3rem!important}.pt-sm-5,.py-sm-5{padding-top:3rem!important}.pr-sm-5,.px-sm-5{padding-right:3rem!important}.pb-sm-5,.py-sm-5{padding-bottom:3rem!important}.pl-sm-5,.px-sm-5{padding-left:3rem!important}.m-sm-n1{margin:-.25rem!important}.mt-sm-n1,.my-sm-n1{margin-top:-.25rem!important}.mr-sm-n1,.mx-sm-n1{margin-right:-.25rem!important}.mb-sm-n1,.my-sm-n1{margin-bottom:-.25rem!important}.ml-sm-n1,.mx-sm-n1{margin-left:-.25rem!important}.m-sm-n2{margin:-.5rem!important}.mt-sm-n2,.my-sm-n2{margin-top:-.5rem!important}.mr-sm-n2,.mx-sm-n2{margin-right:-.5rem!important}.mb-sm-n2,.my-sm-n2{margin-bottom:-.5rem!important}.ml-sm-n2,.mx-sm-n2{margin-left:-.5rem!important}.m-sm-n3{margin:-1rem!important}.mt-sm-n3,.my-sm-n3{margin-top:-1rem!important}.mr-sm-n3,.mx-sm-n3{margin-right:-1rem!important}.mb-sm-n3,.my-sm-n3{margin-bottom:-1rem!important}.ml-sm-n3,.mx-sm-n3{margin-left:-1rem!important}.m-sm-n4{margin:-1.5rem!important}.mt-sm-n4,.my-sm-n4{margin-top:-1.5rem!important}.mr-sm-n4,.mx-sm-n4{margin-right:-1.5rem!important}.mb-sm-n4,.my-sm-n4{margin-bottom:-1.5rem!important}.ml-sm-n4,.mx-sm-n4{margin-left:-1.5rem!important}.m-sm-n5{margin:-3rem!important}.mt-sm-n5,.my-sm-n5{margin-top:-3rem!important}.mr-sm-n5,.mx-sm-n5{margin-right:-3rem!important}.mb-sm-n5,.my-sm-n5{margin-bottom:-3rem!important}.ml-sm-n5,.mx-sm-n5{margin-left:-3rem!important}.m-sm-auto{margin:auto!important}.mt-sm-auto,.my-sm-auto{margin-top:auto!important}.mr-sm-auto,.mx-sm-auto{margin-right:auto!important}.mb-sm-auto,.my-sm-auto{margin-bottom:auto!important}.ml-sm-auto,.mx-sm-auto{margin-left:auto!important}}@media (min-width:768px){.m-md-0{margin:0!important}.mt-md-0,.my-md-0{margin-top:0!important}.mr-md-0,.mx-md-0{margin-right:0!important}.mb-md-0,.my-md-0{margin-bottom:0!important}.ml-md-0,.mx-md-0{margin-left:0!important}.m-md-1{margin:.25rem!important}.mt-md-1,.my-md-1{margin-top:.25rem!important}.mr-md-1,.mx-md-1{margin-right:.25rem!important}.mb-md-1,.my-md-1{margin-bottom:.25rem!important}.ml-md-1,.mx-md-1{margin-left:.25rem!important}.m-md-2{margin:.5rem!important}.mt-md-2,.my-md-2{margin-top:.5rem!important}.mr-md-2,.mx-md-2{margin-right:.5rem!important}.mb-md-2,.my-md-2{margin-bottom:.5rem!important}.ml-md-2,.mx-md-2{margin-left:.5rem!important}.m-md-3{margin:1rem!important}.mt-md-3,.my-md-3{margin-top:1rem!important}.mr-md-3,.mx-md-3{margin-right:1rem!important}.mb-md-3,.my-md-3{margin-bottom:1rem!important}.ml-md-3,.mx-md-3{margin-left:1rem!important}.m-md-4{margin:1.5rem!important}.mt-md-4,.my-md-4{margin-top:1.5rem!important}.mr-md-4,.mx-md-4{margin-right:1.5rem!important}.mb-md-4,.my-md-4{margin-bottom:1.5rem!important}.ml-md-4,.mx-md-4{margin-left:1.5rem!important}.m-md-5{margin:3rem!important}.mt-md-5,.my-md-5{margin-top:3rem!important}.mr-md-5,.mx-md-5{margin-right:3rem!important}.mb-md-5,.my-md-5{margin-bottom:3rem!important}.ml-md-5,.mx-md-5{margin-left:3rem!important}.p-md-0{padding:0!important}.pt-md-0,.py-md-0{padding-top:0!important}.pr-md-0,.px-md-0{padding-right:0!important}.pb-md-0,.py-md-0{padding-bottom:0!important}.pl-md-0,.px-md-0{padding-left:0!important}.p-md-1{padding:.25rem!important}.pt-md-1,.py-md-1{padding-top:.25rem!important}.pr-md-1,.px-md-1{padding-right:.25rem!important}.pb-md-1,.py-md-1{padding-bottom:.25rem!important}.pl-md-1,.px-md-1{padding-left:.25rem!important}.p-md-2{padding:.5rem!important}.pt-md-2,.py-md-2{padding-top:.5rem!important}.pr-md-2,.px-md-2{padding-right:.5rem!important}.pb-md-2,.py-md-2{padding-bottom:.5rem!important}.pl-md-2,.px-md-2{padding-left:.5rem!important}.p-md-3{padding:1rem!important}.pt-md-3,.py-md-3{padding-top:1rem!important}.pr-md-3,.px-md-3{padding-right:1rem!important}.pb-md-3,.py-md-3{padding-bottom:1rem!important}.pl-md-3,.px-md-3{padding-left:1rem!important}.p-md-4{padding:1.5rem!important}.pt-md-4,.py-md-4{padding-top:1.5rem!important}.pr-md-4,.px-md-4{padding-right:1.5rem!important}.pb-md-4,.py-md-4{padding-bottom:1.5rem!important}.pl-md-4,.px-md-4{padding-left:1.5rem!important}.p-md-5{padding:3rem!important}.pt-md-5,.py-md-5{padding-top:3rem!important}.pr-md-5,.px-md-5{padding-right:3rem!important}.pb-md-5,.py-md-5{padding-bottom:3rem!important}.pl-md-5,.px-md-5{padding-left:3rem!important}.m-md-n1{margin:-.25rem!important}.mt-md-n1,.my-md-n1{margin-top:-.25rem!important}.mr-md-n1,.mx-md-n1{margin-right:-.25rem!important}.mb-md-n1,.my-md-n1{margin-bottom:-.25rem!important}.ml-md-n1,.mx-md-n1{margin-left:-.25rem!important}.m-md-n2{margin:-.5rem!important}.mt-md-n2,.my-md-n2{margin-top:-.5rem!important}.mr-md-n2,.mx-md-n2{margin-right:-.5rem!important}.mb-md-n2,.my-md-n2{margin-bottom:-.5rem!important}.ml-md-n2,.mx-md-n2{margin-left:-.5rem!important}.m-md-n3{margin:-1rem!important}.mt-md-n3,.my-md-n3{margin-top:-1rem!important}.mr-md-n3,.mx-md-n3{margin-right:-1rem!important}.mb-md-n3,.my-md-n3{margin-bottom:-1rem!important}.ml-md-n3,.mx-md-n3{margin-left:-1rem!important}.m-md-n4{margin:-1.5rem!important}.mt-md-n4,.my-md-n4{margin-top:-1.5rem!important}.mr-md-n4,.mx-md-n4{margin-right:-1.5rem!important}.mb-md-n4,.my-md-n4{margin-bottom:-1.5rem!important}.ml-md-n4,.mx-md-n4{margin-left:-1.5rem!important}.m-md-n5{margin:-3rem!important}.mt-md-n5,.my-md-n5{margin-top:-3rem!important}.mr-md-n5,.mx-md-n5{margin-right:-3rem!important}.mb-md-n5,.my-md-n5{margin-bottom:-3rem!important}.ml-md-n5,.mx-md-n5{margin-left:-3rem!important}.m-md-auto{margin:auto!important}.mt-md-auto,.my-md-auto{margin-top:auto!important}.mr-md-auto,.mx-md-auto{margin-right:auto!important}.mb-md-auto,.my-md-auto{margin-bottom:auto!important}.ml-md-auto,.mx-md-auto{margin-left:auto!important}}@media (min-width:992px){.m-lg-0{margin:0!important}.mt-lg-0,.my-lg-0{margin-top:0!important}.mr-lg-0,.mx-lg-0{margin-right:0!important}.mb-lg-0,.my-lg-0{margin-bottom:0!important}.ml-lg-0,.mx-lg-0{margin-left:0!important}.m-lg-1{margin:.25rem!important}.mt-lg-1,.my-lg-1{margin-top:.25rem!important}.mr-lg-1,.mx-lg-1{margin-right:.25rem!important}.mb-lg-1,.my-lg-1{margin-bottom:.25rem!important}.ml-lg-1,.mx-lg-1{margin-left:.25rem!important}.m-lg-2{margin:.5rem!important}.mt-lg-2,.my-lg-2{margin-top:.5rem!important}.mr-lg-2,.mx-lg-2{margin-right:.5rem!important}.mb-lg-2,.my-lg-2{margin-bottom:.5rem!important}.ml-lg-2,.mx-lg-2{margin-left:.5rem!important}.m-lg-3{margin:1rem!important}.mt-lg-3,.my-lg-3{margin-top:1rem!important}.mr-lg-3,.mx-lg-3{margin-right:1rem!important}.mb-lg-3,.my-lg-3{margin-bottom:1rem!important}.ml-lg-3,.mx-lg-3{margin-left:1rem!important}.m-lg-4{margin:1.5rem!important}.mt-lg-4,.my-lg-4{margin-top:1.5rem!important}.mr-lg-4,.mx-lg-4{margin-right:1.5rem!important}.mb-lg-4,.my-lg-4{margin-bottom:1.5rem!important}.ml-lg-4,.mx-lg-4{margin-left:1.5rem!important}.m-lg-5{margin:3rem!important}.mt-lg-5,.my-lg-5{margin-top:3rem!important}.mr-lg-5,.mx-lg-5{margin-right:3rem!important}.mb-lg-5,.my-lg-5{margin-bottom:3rem!important}.ml-lg-5,.mx-lg-5{margin-left:3rem!important}.p-lg-0{padding:0!important}.pt-lg-0,.py-lg-0{padding-top:0!important}.pr-lg-0,.px-lg-0{padding-right:0!important}.pb-lg-0,.py-lg-0{padding-bottom:0!important}.pl-lg-0,.px-lg-0{padding-left:0!important}.p-lg-1{padding:.25rem!important}.pt-lg-1,.py-lg-1{padding-top:.25rem!important}.pr-lg-1,.px-lg-1{padding-right:.25rem!important}.pb-lg-1,.py-lg-1{padding-bottom:.25rem!important}.pl-lg-1,.px-lg-1{padding-left:.25rem!important}.p-lg-2{padding:.5rem!important}.pt-lg-2,.py-lg-2{padding-top:.5rem!important}.pr-lg-2,.px-lg-2{padding-right:.5rem!important}.pb-lg-2,.py-lg-2{padding-bottom:.5rem!important}.pl-lg-2,.px-lg-2{padding-left:.5rem!important}.p-lg-3{padding:1rem!important}.pt-lg-3,.py-lg-3{padding-top:1rem!important}.pr-lg-3,.px-lg-3{padding-right:1rem!important}.pb-lg-3,.py-lg-3{padding-bottom:1rem!important}.pl-lg-3,.px-lg-3{padding-left:1rem!important}.p-lg-4{padding:1.5rem!important}.pt-lg-4,.py-lg-4{padding-top:1.5rem!important}.pr-lg-4,.px-lg-4{padding-right:1.5rem!important}.pb-lg-4,.py-lg-4{padding-bottom:1.5rem!important}.pl-lg-4,.px-lg-4{padding-left:1.5rem!important}.p-lg-5{padding:3rem!important}.pt-lg-5,.py-lg-5{padding-top:3rem!important}.pr-lg-5,.px-lg-5{padding-right:3rem!important}.pb-lg-5,.py-lg-5{padding-bottom:3rem!important}.pl-lg-5,.px-lg-5{padding-left:3rem!important}.m-lg-n1{margin:-.25rem!important}.mt-lg-n1,.my-lg-n1{margin-top:-.25rem!important}.mr-lg-n1,.mx-lg-n1{margin-right:-.25rem!important}.mb-lg-n1,.my-lg-n1{margin-bottom:-.25rem!important}.ml-lg-n1,.mx-lg-n1{margin-left:-.25rem!important}.m-lg-n2{margin:-.5rem!important}.mt-lg-n2,.my-lg-n2{margin-top:-.5rem!important}.mr-lg-n2,.mx-lg-n2{margin-right:-.5rem!important}.mb-lg-n2,.my-lg-n2{margin-bottom:-.5rem!important}.ml-lg-n2,.mx-lg-n2{margin-left:-.5rem!important}.m-lg-n3{margin:-1rem!important}.mt-lg-n3,.my-lg-n3{margin-top:-1rem!important}.mr-lg-n3,.mx-lg-n3{margin-right:-1rem!important}.mb-lg-n3,.my-lg-n3{margin-bottom:-1rem!important}.ml-lg-n3,.mx-lg-n3{margin-left:-1rem!important}.m-lg-n4{margin:-1.5rem!important}.mt-lg-n4,.my-lg-n4{margin-top:-1.5rem!important}.mr-lg-n4,.mx-lg-n4{margin-right:-1.5rem!important}.mb-lg-n4,.my-lg-n4{margin-bottom:-1.5rem!important}.ml-lg-n4,.mx-lg-n4{margin-left:-1.5rem!important}.m-lg-n5{margin:-3rem!important}.mt-lg-n5,.my-lg-n5{margin-top:-3rem!important}.mr-lg-n5,.mx-lg-n5{margin-right:-3rem!important}.mb-lg-n5,.my-lg-n5{margin-bottom:-3rem!important}.ml-lg-n5,.mx-lg-n5{margin-left:-3rem!important}.m-lg-auto{margin:auto!important}.mt-lg-auto,.my-lg-auto{margin-top:auto!important}.mr-lg-auto,.mx-lg-auto{margin-right:auto!important}.mb-lg-auto,.my-lg-auto{margin-bottom:auto!important}.ml-lg-auto,.mx-lg-auto{margin-left:auto!important}}@media (min-width:1200px){.m-xl-0{margin:0!important}.mt-xl-0,.my-xl-0{margin-top:0!important}.mr-xl-0,.mx-xl-0{margin-right:0!important}.mb-xl-0,.my-xl-0{margin-bottom:0!important}.ml-xl-0,.mx-xl-0{margin-left:0!important}.m-xl-1{margin:.25rem!important}.mt-xl-1,.my-xl-1{margin-top:.25rem!important}.mr-xl-1,.mx-xl-1{margin-right:.25rem!important}.mb-xl-1,.my-xl-1{margin-bottom:.25rem!important}.ml-xl-1,.mx-xl-1{margin-left:.25rem!important}.m-xl-2{margin:.5rem!important}.mt-xl-2,.my-xl-2{margin-top:.5rem!important}.mr-xl-2,.mx-xl-2{margin-right:.5rem!important}.mb-xl-2,.my-xl-2{margin-bottom:.5rem!important}.ml-xl-2,.mx-xl-2{margin-left:.5rem!important}.m-xl-3{margin:1rem!important}.mt-xl-3,.my-xl-3{margin-top:1rem!important}.mr-xl-3,.mx-xl-3{margin-right:1rem!important}.mb-xl-3,.my-xl-3{margin-bottom:1rem!important}.ml-xl-3,.mx-xl-3{margin-left:1rem!important}.m-xl-4{margin:1.5rem!important}.mt-xl-4,.my-xl-4{margin-top:1.5rem!important}.mr-xl-4,.mx-xl-4{margin-right:1.5rem!important}.mb-xl-4,.my-xl-4{margin-bottom:1.5rem!important}.ml-xl-4,.mx-xl-4{margin-left:1.5rem!important}.m-xl-5{margin:3rem!important}.mt-xl-5,.my-xl-5{margin-top:3rem!important}.mr-xl-5,.mx-xl-5{margin-right:3rem!important}.mb-xl-5,.my-xl-5{margin-bottom:3rem!important}.ml-xl-5,.mx-xl-5{margin-left:3rem!important}.p-xl-0{padding:0!important}.pt-xl-0,.py-xl-0{padding-top:0!important}.pr-xl-0,.px-xl-0{padding-right:0!important}.pb-xl-0,.py-xl-0{padding-bottom:0!important}.pl-xl-0,.px-xl-0{padding-left:0!important}.p-xl-1{padding:.25rem!important}.pt-xl-1,.py-xl-1{padding-top:.25rem!important}.pr-xl-1,.px-xl-1{padding-right:.25rem!important}.pb-xl-1,.py-xl-1{padding-bottom:.25rem!important}.pl-xl-1,.px-xl-1{padding-left:.25rem!important}.p-xl-2{padding:.5rem!important}.pt-xl-2,.py-xl-2{padding-top:.5rem!important}.pr-xl-2,.px-xl-2{padding-right:.5rem!important}.pb-xl-2,.py-xl-2{padding-bottom:.5rem!important}.pl-xl-2,.px-xl-2{padding-left:.5rem!important}.p-xl-3{padding:1rem!important}.pt-xl-3,.py-xl-3{padding-top:1rem!important}.pr-xl-3,.px-xl-3{padding-right:1rem!important}.pb-xl-3,.py-xl-3{padding-bottom:1rem!important}.pl-xl-3,.px-xl-3{padding-left:1rem!important}.p-xl-4{padding:1.5rem!important}.pt-xl-4,.py-xl-4{padding-top:1.5rem!important}.pr-xl-4,.px-xl-4{padding-right:1.5rem!important}.pb-xl-4,.py-xl-4{padding-bottom:1.5rem!important}.pl-xl-4,.px-xl-4{padding-left:1.5rem!important}.p-xl-5{padding:3rem!important}.pt-xl-5,.py-xl-5{padding-top:3rem!important}.pr-xl-5,.px-xl-5{padding-right:3rem!important}.pb-xl-5,.py-xl-5{padding-bottom:3rem!important}.pl-xl-5,.px-xl-5{padding-left:3rem!important}.m-xl-n1{margin:-.25rem!important}.mt-xl-n1,.my-xl-n1{margin-top:-.25rem!important}.mr-xl-n1,.mx-xl-n1{margin-right:-.25rem!important}.mb-xl-n1,.my-xl-n1{margin-bottom:-.25rem!important}.ml-xl-n1,.mx-xl-n1{margin-left:-.25rem!important}.m-xl-n2{margin:-.5rem!important}.mt-xl-n2,.my-xl-n2{margin-top:-.5rem!important}.mr-xl-n2,.mx-xl-n2{margin-right:-.5rem!important}.mb-xl-n2,.my-xl-n2{margin-bottom:-.5rem!important}.ml-xl-n2,.mx-xl-n2{margin-left:-.5rem!important}.m-xl-n3{margin:-1rem!important}.mt-xl-n3,.my-xl-n3{margin-top:-1rem!important}.mr-xl-n3,.mx-xl-n3{margin-right:-1rem!important}.mb-xl-n3,.my-xl-n3{margin-bottom:-1rem!important}.ml-xl-n3,.mx-xl-n3{margin-left:-1rem!important}.m-xl-n4{margin:-1.5rem!important}.mt-xl-n4,.my-xl-n4{margin-top:-1.5rem!important}.mr-xl-n4,.mx-xl-n4{margin-right:-1.5rem!important}.mb-xl-n4,.my-xl-n4{margin-bottom:-1.5rem!important}.ml-xl-n4,.mx-xl-n4{margin-left:-1.5rem!important}.m-xl-n5{margin:-3rem!important}.mt-xl-n5,.my-xl-n5{margin-top:-3rem!important}.mr-xl-n5,.mx-xl-n5{margin-right:-3rem!important}.mb-xl-n5,.my-xl-n5{margin-bottom:-3rem!important}.ml-xl-n5,.mx-xl-n5{margin-left:-3rem!important}.m-xl-auto{margin:auto!important}.mt-xl-auto,.my-xl-auto{margin-top:auto!important}.mr-xl-auto,.mx-xl-auto{margin-right:auto!important}.mb-xl-auto,.my-xl-auto{margin-bottom:auto!important}.ml-xl-auto,.mx-xl-auto{margin-left:auto!important}} /* Safari bootstrap 4 issue */ .row:before, .row:after { display: none !important; } </style><style> html, body { overflow-y: visible !important;} body{overflow-x: hidden} * { margin: 0; padding: 0; -webkit-box-sizing: border-box; box-sizing: border-box; } .template-wrapper { position: relative; width: 100%;} .template-wrapper .article-wrapper .intro-content p { margin-bottom: 0; padding-bottom: 16px;} .template-wrapper .article-wrapper ul.breadcrumbs { margin: 0; } .template-wrapper .author__block-name { font-family: Work Sans, sans-serif; font-weight: 500; font-size: 14px; line-height: 22px; letter-spacing: -0.5px; color: #333333; text-decoration: none; margin-bottom: 0; padding: 0; } .author__block { /*display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center;*/ padding: 15px 0 7px; margin-bottom: 0; border-bottom: 1px solid #C8CCCC; } .author__block .single_author { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center;} .author__block-name { font-family: 'Merriweather', sans-serif; } .author__block-short-bio { display: none; } .author__block-image-wrap { margin-right: 11px; } .author__block-content { position: relative; width:auto; } .author__block-content .author__block-role .tooltip { margin-left: 0 !important; } .author__article-date { position: absolute; letter-spacing: -0.5px; } .article__page--disclosure { float: none; margin-top: 8px; display: inline-block; font-family: Work Sans, sans-serif; font-size: 12px; line-height: 18px; letter-spacing: -0.5px; color: #515E5F; text-transform: none; } .best-of-content .boc__sub-section-heading { margin-bottom: 16px; } .author__block-role { font-family: Work Sans, sans-serif; font-size: 12px; line-height: 18px; letter-spacing: -0.5px; color: #929A9B; } @media screen and (min-width:768px) and (max-width: 1024px){ .author-container{display:flex;} .primary_author{margin-bottom:0;} .author__block .single_author {margin-bottom:5px;} } .template-wrapper .article-wrapper p, .template-wrapper .article-wrapper h2, .template-wrapper .article-wrapper h3, .template-wrapper .article-wrapper h4, .template-wrapper .article-wrapper h5, .template-wrapper .article-wrapper h6{ font-family: 'Work Sans',sans-serif; color: #333333;} .template-wrapper .article-wrapper p { padding: 10px 0; font-size: 16px; line-height: 1.63; letter-spacing: -0.5px;} .template-wrapper .article-wrapper h2 { margin: 0 0 12px 0; font-size: 18px; line-height: 30px; font-weight: bold; font-style: normal; font-family: 'Merriweather', sans-serif; color: #333;} .template-wrapper .article-wrapper .loan-card-wrapper .card-header h2 { margin: 0;} .template-wrapper .article-wrapper h3, .template-wrapper .article-wrapper h4, .template-wrapper .article-wrapper h5,.template-wrapper .article-wrapper h6 { margin: 0; font-size: 16px; font-weight: bold; line-height: 1.63;} .template-wrapper .article-wrapper ul { margin: 20px 0;} .template-wrapper .article-wrapper .article-type { margin: 12px 0 8px; letter-spacing: -0.5px; color: #515E5F; } .template-wrapper .article-wrapper ul li { margin-bottom: 8px; font-family: 'Work Sans', sans-serif; color: #181715; font-size: 16px; line-height: 30px;} .template-wrapper .article-wrapper ul li a { color: #395BB6; text-decoration: none;} .template-wrapper .article-wrapper ul li a:hover { text-decoration: underline;} .template-wrapper .article-wrapper .our-picks-title { margin-bottom: 4px;} .template-wrapper .article-wrapper #our-picks-section { margin: 0; padding: 0 0 16px; border-bottom: 1px solid #c8cccc;} .template-wrapper .article-wrapper #our-picks-section li a { font-weight: 600;} #our-picks-section .shortcode__asterisk { font-size: 16px;} .template-wrapper .article-wrapper .table-of-contents { padding: 16px 0; border: solid #EBEBEB; border-width: 1px 0;} .template-wrapper .article-wrapper .table-of-contents>h3:first-child, .template-wrapper .article-wrapper .table-of-contents>ul>li { font-family: 'Work Sans', sans-serif; font-weight: 600;} .template-wrapper .article-wrapper .table-of-contents>h3:first-child { font-family: 'Merriweather', sans-serif; font-size: 18px; line-height: 32px; color: #333333; font-weight: 900; cursor: pointer;} .template-wrapper .article-wrapper .table-of-contents>ul { margin: 0; margin-top: 16px; margin-left: 2px;} .template-wrapper .article-wrapper .table-of-contents>ul.hide {display:none;} .template-wrapper .article-wrapper .table-of-contents>ul>li { font-size: 16px; font-weight: 600; line-height: 24px; color: #395BB6; margin-bottom: 0; margin-bottom: 16px; letter-spacing: -0.5px;} /* .template-wrapper .article-wrapper .table-of-contents>ul>li { font-size: 16px; font-weight: 600; line-height: 24px; color: #395BB6; margin-bottom: 0; text-indent: -20px; margin-left: 20px; margin-bottom: 16px; letter-spacing: -0.5px;} */ .template-wrapper .article-wrapper .table-of-contents>ul>li:last-child { margin-bottom: 0;} .template-wrapper .article-wrapper .table-of-contents>ul>li:before { display: none;} .template-wrapper .article-wrapper hr { /*position: absolute; top: inherit; left: 0; margin-top: -2px;*/ width: 100%; border: none; border-top: solid 1px #395BB6;} .template-wrapper .article-wrapper .down-arrow-div { position: absolute; height: 50px; width: 50px; border-radius: 50%; top: -25px; left: 50%;margin-left: -25px; background-color: #fcfcfc; } .template-wrapper .article-wrapper .down-arrow-div span { display: inline-block; width: 16px; height: 16px; border: solid #5a71fb; border-width: 0px 4px 4px 0px; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); margin-left: 17px; margin-top: 14px; } .mobile-ui .template-wrapper .article-wrapper .down-arrow-div { display: none; } .template-wrapper .article-wrapper .article-section { padding: 16px 0; } .template-wrapper .article-wrapper .article-section.faq-section { padding: 0;} .template-wrapper .article-wrapper .article-section .section-card-widget:last-child {padding-bottom: 0;} .template-wrapper .article-wrapper .article-section .content p { padding-bottom: 20px; padding-top: 0;} .template-wrapper .article-wrapper .article-section .content p:last-child {padding-bottom: 0; margin-bottom: 0;} .template-wrapper .article-wrapper .article-section ul { margin: 10px 0; margin-bottom: 20px;} .template-wrapper .article-wrapper .article-section ul>li { text-indent: -22px; margin-left: 22px; padding-right: 10px; letter-spacing: -0.5px;} .template-wrapper .article-wrapper .article-section ul>li:last-child{ margin-bottom: 0;} .template-wrapper .article-wrapper .article-section ul>li:before { content: "\002022"; color: #929A9B; font-size: 18px; font-weight: 900; padding-right: 9px;} .template-wrapper .article-wrapper .article-section a { text-decoration: none;} .template-wrapper .article-wrapper .article-section a:hover { text-decoration: underline;} .template-wrapper .article-wrapper .article-section .loan-card-wrapper .card-content-wrapper .card-read-more { text-decoration: underline;} /* inarticle extra styles */ .template-wrapper .article-wrapper .article-section .inarticle-wrapper p { line-height: normal; margin: 0; padding: 0;} .template-wrapper .article-wrapper .article-section .inarticle-mob_intro .mob-title { margin: 0; margin-bottom: 8px; font-family: 'Merriweather', sans-serif; font-size: 20px; font-weight: bold; color: #181715; line-height: normal;} .template-wrapper .article-wrapper .article-section .inarticle-mob_intro .mob-desc { margin: 0; font-family: Georgia, sans-serif; font-size: 14px; font-weight: normal; color: #8c8c8c; line-height: 1.29;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_top .primary_see-rates-terms-links .see-rates-fees { color: #5a71ff; text-decoration: none; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_top .primary_see-rates-terms-links .see-rates-fees:hover { text-decoration: underline; } .template-wrapper .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section{margin-top: 0;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section ul { line-height: 1.43;margin: 6px 0 14px 24px;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section:nth-of-type(2) ul { padding-bottom: 5px;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section ul>li { list-style: none; line-height: 1.43; margin-bottom: 0; margin-left: 5px; text-indent: -16px; font-size: 14px; word-break: break-word; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section ul>li:before { content: "\002022"; color: #8c8c8c; font-size: 18px; font-weight: 900; padding-right: 9px; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .pros-section{border-bottom: 1px solid #ebebeb;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section ul>li:last-child { padding-bottom: 0;margin-bottom: 0;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section img { width: 20px; height: 20px; margin-right: 3px;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_pros-cons-table { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: vertical; -webkit-box-direction: normal;-webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; -webkit-box-align: center; -ms-flex-align: center; align-items: flex-start; width: 100%;-ms-flex-direction: column;flex-direction: column;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle_details>ul>li { text-indent: -15px; padding-bottom: 12px; font-size: 14px; line-height: 1.14; list-style: none; margin-left: 0; word-break: break-word; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle_details>ul>li:before { content: "\002022"; color: #8c8c8c; font-size: 15px; font-weight: 900; padding-right: 8px; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-category_label {font-weight: 500;} .inarticle-wrapper .wrapper-end-separator { border-bottom: 2px solid #dbdbdb !important;} /*.template-wrapper .article-wrapper .article-section .section-card-widget .content { margin: 20px 0;}*/ .template-wrapper .article-wrapper .article-section .card-widget-title { max-width: 900px; width:100%; padding: 0 10px 10px 0; text-align: left; /*position: absolute; left: 0;*/ font-family: 'Work Sans', sans-serif; font-size: 18px; font-weight: 600; line-height: 26px; color: #333333;} .template-wrapper .article-wrapper .article-section .card-widget-title .tooltip { color: #333333; } .template-wrapper .article-wrapper .article-section.more-details-cards-wrapper .card-widget-title { padding: 16px 0 8px;} /* .section-card-widget { margin-bottom: 16px;} */ .template-wrapper .article-wrapper .article-section.more-details-cards-wrapper .section-card-widget:last-of-type { padding-bottom: 0;} .template-wrapper .article-wrapper .article-section.more-details-cards-wrapper hr { border-color: #c8cccc;} .inarticle-wrapper .partner-offer-label{ margin-top: 10px;} .template-wrapper .article-wrapper .article-section .inarticle-mob_intro .mob-title{ margin-top: 5px;} /* table stylings */ .template-wrapper .table-wrapper { overflow-x: auto;} .template-wrapper .table-wrapper>p { display: none;} .template-wrapper tbody tr:nth-child(odd){background: #F2F2F2;} .template-wrapper tbody tr:nth-child(even){background: #E6E6E6;} .template-wrapper tbody tr {border-bottom: 2px solid #fff;} .template-wrapper td, .template-wrapper th { padding: 3px 5px; vertical-align: top; font-size: 14px; } .template-wrapper .article-wrapper td>p, .template-wrapper .article-wrapper th>p { font-size: 14px; font-family: 'Work Sans', sans-serif; } .article__editors-note-bottom { margin-top: -4px;} /* anchor tags styling */ .template-wrapper a { text-decoration: underline; color: #395BB6;} .mp-related-articles .wrap .link, .article__author-bio a { text-decoration: none; color: inherit;} .template-wrapper .article-wrapper .summary-section .summary-table .title .apply { text-decoration: none;} .template-wrapper .article-wrapper .article-section .section-card-widget:last-of-type {padding-bottom: 0;} /* Media Credit Wrapper */ .media-credit-container img { width: 100%; height: auto;} /* Common Stylings */ .template-wrapper b { font-weight: 600;} .template-wrapper ul, .template-wrapper ol { margin: 10px 0;} .template-wrapper .article-wrapper ol li { margin-bottom: 8px; font-family: 'Work Sans', sans-serif; color: #181715; font-size: 16px; line-height: 1.63;} .template-wrapper .article-wrapper ol li a { color: #003891; text-decoration: underline;} .template-wrapper .article-wrapper ol>li, .template-wrapper .article-wrapper .article-section ol>li, .template-wrapper .article-wrapper .intro-content ul>li { text-indent: -16px; margin-left: 16px;padding-right: 10px;} .template-wrapper .article-wrapper ol>li:last-child, .template-wrapper .article-wrapper .article-section ol>li:last-child, .template-wrapper .article-wrapper .intro-content ul>li:last-child { margin-bottom: 0;} .template-wrapper .article-wrapper ol>li:before, .template-wrapper .article-wrapper .article-section ol>li:before { content: ""; padding-right: 16px; } .template-wrapper .article-wrapper .intro-content ul>li:before { content: "\002022"; color: #8c8c8c; font-size: 18px; font-weight: 900; padding-right: 9px; } .template-wrapper ul:last-child, .template-wrapper ol:last-child, .template-wrapper p:last-child { margin: 10px 0;} .template-wrapper .article-wrapper ol>li, .template-wrapper .article-wrapper .article-section ol>li { margin-left: 18px;} .template-wrapper .article-wrapper .article-section ol.large-list>li, .template-wrapper .article-wrapper ol.large-list>li { margin-left: 25px;} .icon-cs { display: inline-block; margin-left: 4px; width: 13px; height: 13px; border-radius: 6.5px; background-color: #696969; font-family: Georgia; font-size: 9px; font-weight: bold; color: #ffffff; text-align: center; text-transform: lowercase; padding-top: 1.5px; cursor: pointer; line-height: normal;} .icon-cs.icon-info { padding-right: 1px; font-style: italic; padding-top: 1.5px;} .icon-cs.icon-info:before { content: 'i';} .icon-cs.icon-question { font-size: 10px; font-style: normal; font-family: 'Work Sans', sans-serif; font-weight: 500; padding-top: 0.5px;} .icon-cs.icon-question:before { content: '?';} .tooltip_templates { display: none;} .tooltipster-sidetip.tooltipster-shadow .tooltipster-content #credit_tooltip_content, .tooltipster-sidetip.tooltipster-shadow .tooltipster-content .wb_tooltip { color: #333; padding: 5px; font-family: 'Work Sans', sans-serif; } .tooltipster-sidetip.tooltipster-shadow .tooltipster-box{ background: #ffffff; -webkit-box-shadow: 0 0 15px 0 rgba(0,0,0,0.2); box-shadow: 0 0 15px 0 rgba(0,0,0,0.2); } .tooltipster-sidetip.tooltipster-shadow .tooltipster-arrow { display: block;} .template-wrapper .content-wrapper { max-width: 1170px;} .flex-wrapper { display: -webkit-box; display: -ms-flexbox; display: flex; margin: 0 auto;} .template-wrapper .article-wrapper .article-section.widget-section { padding: 16px 0;} .template-wrapper .article-wrapper .article-section.widget-section.all-cardboxes>:last-child { margin-bottom: 0; padding-bottom: 0;} .template-wrapper .more-details-cards-wrapper h2 { border-bottom: 1px solid #395BB6; margin: 0; padding: 0 0 12px;} /* .template-wrapper .article-wrapper .article-section :last-child { margin-bottom: 0; padding-bottom: 0;} */ .template-wrapper .article-wrapper .article-section .section-content :last-child { margin-bottom: 0; padding-bottom: 0;} .template-wrapper .article-wrapper .article-section.more-details-cards-wrapper .section-card-widget { padding: 0; padding-bottom: 16px;} .template-wrapper .article-wrapper .article-section .view-details-text__box-widget { margin: 0; padding: 0; font-size: 12px; font-weight: 18px; font-family: 'Work Sans', sans-serif; font-style: normal; font-weight: normal; letter-spacing: -0.5px; color: #333;} .m-0 { margin: 0 !important; } .template-wrapper .article-wrapper .article-section p.summary-block { padding: 0 0 16px;} .template-wrapper .article-wrapper .article-section p.summary-block .back-to-summary { color: #395BB6;} .template-wrapper .advertiser-disclosure-wrapper span { font-size: 12px; line-height: 18px; letter-spacing: -0.5px;} .template-wrapper .article-wrapper .bottom-contrib-block { margin-top: 12px; margin-bottom: 16px;} .template-wrapper .article-wrapper .other-cards-section p { padding-bottom: 8px;} .template-wrapper .article-wrapper .other-cards-section ul { margin-top: 0;} .template-wrapper .article-wrapper .other-cards-section ul>li { font-family: 'Work Sans', sans-serif; font-size: 16px; line-height: 26px; margin-bottom: 0; letter-spacing: -0.5px;} .template-wrapper .article-wrapper .other-cards-section ul>li:before { content: "\002219"; color: #181716; font-size: 20px; font-weight: 900; padding-right: 4px; font-family: Georgia;} .template-wrapper .article-wrapper p:first-child { padding-top: 0;} .template-wrapper .article-wrapper #our-picks-section li { line-height: 26px; margin-bottom: 4px;} .template-wrapper .article-wrapper #our-picks-section li:last-child { margin-bottom: 0;} .template-wrapper .article-wrapper .intro-content { margin-top: 12px; margin-bottom: 16px;} .template-wrapper .article-wrapper .intro-content p { padding: 0; margin: 0; padding-bottom: 16px;} .template-wrapper .article-wrapper .intro-content p:last-child { padding-bottom: 0} .template-wrapper .article-wrapper .intro-content.active { height: auto !important; margin-bottom: 15px; } .template-wrapper .article-wrapper .intro-content .mob-fade { display: none; position: absolute; top: 0; left: 0; width: 100%; justify-content: center; align-items: flex-end; color: #395BB6; font-family: 'Work Sans', sans-serif; font-weight: 500; font-size: 16px; line-height: 24px; letter-spacing: -0.5px; height:130px;background-image: linear-gradient(rgba(252, 252, 252, 0), rgba(252, 252, 252, 0.9), rgba(252, 252, 252, 1)); } .template-wrapper .article-wrapper .intro-content .mob-fade span{text-transform:uppercase;} .template-wrapper .article-wrapper .intro-content .chevron-arrow-wrapper { padding-left: 5px; } .template-wrapper .article-wrapper .intro-content .chevron-arrow.down { -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg);} .template-wrapper .article-wrapper .intro-content .chevron-arrow.top { -webkit-transform: rotate(-135deg); -ms-transform: rotate(-135deg); transform: rotate(-135deg); margin-bottom: -3px; } .template-wrapper .article-wrapper .intro-content .chevron-arrow { display: inline-block; border-right: 2px solid #0645AD; border-bottom: 2px solid #0645AD; width: 10px; height: 10px; margin: 5px; margin-bottom: 3px; } .template-wrapper .article-wrapper .intro-content.active .mob-fade { position: relative; height: auto;margin-top:10px; } .template-wrapper .article-wrapper .intro-content.active .mob-fade span, .template-wrapper .article-wrapper .intro-content.active .mob-fade .chevron-arrow-wrapper { display: inline-block; } .myFinance-iframe { width: 1px; min-width: 100%; border: none; margin-bottom: 20px; overflow: hidden;} .related-widget { margin-bottom: 20px;} .arrow { width: 10px; height: 10px; display: inline-block; border: solid #395BB6; border-width: 0 2px 2px 0;} .arrow-up { transform: rotate(-135deg); -webkit-transform: rotate(-135deg);} .arrow-down { transform: rotate(45deg); -webkit-transform: rotate(45deg);} .template-wrapper .article-wrapper .table-of-contents>h3:first-child { display: flex; justify-content: space-between; align-items: center; padding-right: 10px;} .credible-js-widget, .qs-js-widget { margin-bottom: 6px;} @media only screen and (max-width: 599px){ .disclosure-block {margin: 0 2%;width: 96%;;} #advertiser-disclosure-block{height: 295px;overflow: scroll;} } /* End simple scrollbar */ @media (min-width: 768px) { .template-wrapper .article-wrapper .article-section .inarticle-category_label { margin-top: 0 !important;} .author__block-channel-name-link { display: none; } .right-rail { margin-top: -51px; } .article-wrapper .breadcrumbs { display: inline-block; } .author__block-role { display: block; margin: 4px 0 0; } .article__page--disclosure { float: right; margin: 0; } .author__block-channel-name { margin-top: 2px; } .template-wrapper .article-wrapper .intro-content { margin-top: 16px; } } @media (min-width: 599px) { .template-wrapper .article-wrapper h2 { font-size: 20px; line-height: 30px;} .template-wrapper .article-wrapper .summary-section h2 { font-size: 22px; margin-bottom: 0;} .template-wrapper .article-wrapper .section-card-widget h2 {margin-bottom: 20px;} .template-wrapper .article-wrapper h3, .template-wrapper .article-wrapper h4, .template-wrapper .article-wrapper h5, .template-wrapper .article-wrapper h6 { font-size: 18px; line-height: 1.67;margin: 25px 0 5px 0;} .template-wrapper .article-wrapper .intro-content p { margin-bottom: 0; padding-bottom: 24px;} .template-wrapper .article-wrapper .intro-content { margin-top: 16px; margin-bottom: 24px;} .template-wrapper .article-wrapper hr{position: static;} .template-wrapper .article-wrapper p {font-size: 18px; line-height: 1.63;} .template-wrapper .article-wrapper .article-section { padding: 16px 0;} .template-wrapper .article-wrapper .article-section p {padding: 0;} .template-wrapper .article-wrapper .article-section .section-content p {margin-bottom: 20px;} .template-wrapper .article-wrapper .article-section .section-content.other-cards-section p { margin-bottom: 8px;} .template-wrapper .article-wrapper .article-section ul { margin-bottom: 20px;} .template-wrapper .article-wrapper ul{margin: 10px 0 34px 0;} .template-wrapper .article-wrapper .article-type { margin: 14px 0 0; } .template-wrapper .article-wrapper ul li { font-size: 18px; line-height: 30px; margin-bottom: 15px;} .template-wrapper .article-wrapper #our-picks-section li { line-height: 30px; font-size: 18px; margin-bottom: 4px;} #our-picks-section .shortcode__asterisk { font-size: 18px;} .template-wrapper .article-wrapper ol li{font-size: 18px;margin-bottom: 4px;} .template-wrapper .article-wrapper .table-of-contents { padding: 16px 0 18px;} .template-wrapper .article-wrapper .table-of-contents>h3:first-child{ font-size: 24px; margin-top: 0;} .template-wrapper .article-wrapper .table-of-contents>ul { margin-top: 18px; margin-left: 3px;} .template-wrapper .article-wrapper .table-of-contents>ul>li { font-size: 18px; text-indent: -20px; margin-left: 20px; line-height: 30px; margin-bottom: 8px;} .template-wrapper .article-wrapper .table-of-contents>ul>li:before { display: inline; content: "\002022"; color: #395BB6; font-size: 17px; font-weight: 900; padding-right: 3px;} .template-wrapper .article-wrapper .article-section .content p{padding-bottom: 20px;} .template-wrapper .article-wrapper .article-section .section-card-widget { padding: 16px 0;} .template-wrapper .article-wrapper .article-section.more-details-cards-wrapper .section-card-widget { padding:0; padding-bottom: 16px;} .template-wrapper .article-wrapper .article-section .card-widget-title { font-size: 20px; line-height: 30px; left: auto;} .template-wrapper .advertiser-disclosure-wrapper{ max-width: 1200px; margin: 0 auto; padding: 18px 15px; color: #fff; position: absolute; width: 100%; left: 0; right: 0; z-index: 9; } .template-wrapper .article-wrapper .our-picks-title { margin-bottom: 5px;} .template-wrapper .article-wrapper .section-content.two-column ul{overflow: hidden;} .template-wrapper .article-wrapper .section-content.two-column ul li{width: calc(50% - 16px);float: left;} .template-wrapper .article-wrapper .down-arrow-wrapper { position: relative; } .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section ul>li{margin-bottom: 0px;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .primary_pros-cons-table{-webkit-box-orient: horizontal;-webkit-box-direction: normal;-ms-flex-direction: row;flex-direction: row;margin-bottom: 14px;margin-top: 14px;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper .inarticle-primary .primary_bottom .pros-section{border-bottom:0;padding-right: 10px;margin-right: 20px;border-right: 1px solid #ebebeb; margin-left: 6px;} .inarticle-wrapper .inarticle-primary .primary_bottom .primary_bottom-section .primary_section-title{margin-left:3px;} .template-wrapper .article-wrapper .article-section .inarticle-category_label{width: 400px;margin-left: auto;margin-right: auto;} .template-wrapper .inarticle-wrapper .inarticle_details .inarticle_details-title{margin-bottom: 5px;display: inline-block;} .template-wrapper .article-wrapper .summary-section .summary-table .table-row .cat:nth-child(2){-webkit-box-flex:1;-ms-flex:1 1 150px;flex:1 1 150px} .sticky-slider-wrapper{padding-bottom: 0;} .sticky-slider-wrapper.active { top: 0; } .sticky-slider-wrapper .all-cards{padding:12px 20px; } .sticky-slider-wrapper .sticky-title{padding: 12px 0 0 0;} .sticky-slider-wrapper .card-img-holder{-ms-flex-preferred-size: 85px;flex-basis: 85px;} .sticky-slider-wrapper .title-holder{-ms-flex-preferred-size: calc(100% - 80px);flex-basis: calc(100% - 80px);height: 64px;overflow: hidden;} .sticky-slider-wrapper .slider-btn-wrapper{left: 4px;} .sticky-slider-wrapper .slider-btn-wrapper-right{right: 4px; left: auto;} .template-wrapper .article-wrapper .summary-section .summary-table .scrollable-area .summary-table_desk { width: 940px;} .inarticle-wrapper .partner-offer-label, .template-wrapper .article-wrapper .article-section .inarticle-mob_intro .mob-title{ margin-top: 0;} .template-wrapper .article-wrapper .article-section .inarticle-wrapper { margin-bottom: 0;} .template-wrapper .article-wrapper .article-section.widget-section { padding: 16px 0;} .template-wrapper .article-wrapper .article-section.widget-section.all-cardboxes { padding-top: 24px;} .template-wrapper .article-wrapper .loan-card-wrapper .card-header h2 { margin: 0;} .template-wrapper .article-wrapper .article-section p.summary-block { padding: 0 0 16px;} .template-wrapper .article-wrapper .other-cards-section ul>li { font-size: 18px; line-height: 30px;} .template-wrapper .article-wrapper .article-section ul>li { text-indent: -22px; margin-left: 22px; padding-right: 10px;} .credible-js-widget, .qs-js-widget { margin-bottom: 16px;} .farticle-title { margin-bottom: 4px; font-size: 18px; line-height: 30px; } .author__block { border-bottom: 1px solid #C8CCCC; padding-bottom: 12px; } } @media (min-width: 1024px) { .template-wrapper .article-wrapper h2 { font-size: 22px; line-height: 34px;} } @media (max-width: 767px) { .flex-wrapper { -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column;} .template-wrapper .article-wrapper .article-section.widget-section>:last-child { margin-bottom: 0; padding-bottom: 0;} .template-wrapper .article-wrapper .summary-section { margin-top: 4px;} .template-wrapper .article-wrapper { width: 100%;} .template-wrapper .article-wrapper .intro-content.applyfade { height: 130px; overflow-y: hidden; margin-bottom: 30px; position:relative;} .template-wrapper .article-wrapper .intro-content .mob-fade { display: flex;} } .mobile-ui .advertiser-disclosure-wrapper { position: absolute; top: 5px; z-index: 1; color: #fff; font-size: 10px; padding: 0 8px} .mobile-ui .advertiser-disclosure-wrapper span:first-child { display: none; } </style> <div class="template-wrapper"> <div class="container-standard"> <div class="row"> <div class="col-md-9 article-wrapper inarticle-link-tracking"> <div class="article-type clearfix"> <style> .breadcrumbs { max-width: 100%; overflow: hidden; white-space: nowrap; text-overflow: ellipsis;} .breadcrumbs, .article-wrapper .breadcrumbs { font-family: 'Work Sans', sans-serif; font-style: normal; font-weight: normal; font-size: 12px; line-height: 18px; letter-spacing: -0.5px; color: #515E5F;} .breadcrumbs>li.breadcrumbs-item, .article-wrapper .breadcrumbs>li.breadcrumbs-item { display: inline; padding-right: 0; margin-left: 0; margin-right: 4px; text-transform: capitalize; font-family: 'Work Sans', sans-serif; font-size: 12px; line-height: 18px;} .breadcrumbs>li.breadcrumbs-item:before, .article-wrapper .breadcrumbs>li.breadcrumbs-item:before { content: "\203A"; padding-right: 0; margin-right: 4px; display: inline-block; text-decoration: underline; font-weight: normal; color: #515E5F; font-size: 12px;} .breadcrumbs>li.breadcrumbs-item:before, .article-wrapper .breadcrumbs>li.breadcrumbs-item:before { text-decoration: none; } /* IE Hack */ .breadcrumbs>li.breadcrumbs-item:first-child:before, .article-wrapper .breadcrumbs>li.breadcrumbs-item:first-child:before { display: none; } .breadcrumbs>li.breadcrumbs-item:hover, .article-wrapper .breadcrumbs>li.breadcrumbs-item:hover { color: #003891; } .breadcrumbs.breadcrumbs-dark, .article-wrapper .breadcrumbs.breadcrumbs-dark { color: #C8CCCC; } .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item:hover, .article-wrapper .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item:hover { color: #FFFFFF;} .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item:before, .article-wrapper .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item:before { color: #C8CCCC;} .breadcrumbs>li.breadcrumbs-item.disabled, .article-wrapper .breadcrumbs>li.breadcrumbs-item.disabled { cursor: default;} /* .breadcrumbs>li.breadcrumbs-item.disabled:hover, .article-wrapper .breadcrumbs>li.breadcrumbs-item.disabled:hover { color: #181715; text-decoration: none; cursor: default; pointer-events: none;} */ /* .breadcrumbs>li.breadcrumbs-item>*, .article-wrapper .breadcrumbs>li.breadcrumbs-item>* { display: inline-block; color: inherit; text-decoration: none;} */ .breadcrumbs>li.breadcrumbs-item>.breadcrumbs-item-link { text-decoration: none;} .breadcrumbs>li.breadcrumbs-item:hover>.breadcrumbs-item-link { text-decoration: underline; color: inherit;} .breadcrumbs>li.breadcrumbs-item>.breadcrumbs-item-link:hover { text-decoration: underline;} .breadcrumbs>li.breadcrumbs-item.disabled>.breadcrumbs-item-link:hover, .article-wrapper .breadcrumbs>li.breadcrumbs-item.disabled>a:hover { text-decoration: none;cursor: default;} /* Color Fiasco */ .breadcrumbs>li.breadcrumbs-item>.breadcrumbs-item-link { display: inline-block; color: #515E5F; text-decoration: none;} .breadcrumbs>li.breadcrumbs-item:hover>.breadcrumbs-item-link { color: #003891; text-decoration: underline;} .breadcrumbs>li.breadcrumbs-item.disabled { color: #515E5F; text-decoration: none;} .breadcrumbs>li.breadcrumbs-item.disabled:hover { color: #515E5F; text-decoration: none;} .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item>.breadcrumbs-item-link { display: inline-block; color: #c8cccc; text-decoration: none;} .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item:hover>.breadcrumbs-item-link { color: #ffffff; text-decoration: underline;} .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item.disabled { color: #c8cccc; text-decoration: none;} .breadcrumbs.breadcrumbs-dark>li.breadcrumbs-item.disabled:hover { color: #c8cccc; text-decoration: none;} </style> <ul class="breadcrumbs "> <li class="breadcrumbs-item "> <a class="breadcrumbs-item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor"> advisor </a> </li> <li class="breadcrumbs-item disabled"> Travel Insurance </li> </ul><style> .mobile-ui .mobile-editorialview { display: flex; justify-content: space-between; margin-top: 5px; align-items: center; } .mobile-ui .author__article-date.mobile { display: block; margin-top: 0; } .mobile-ui .mobile-editorialview .article__page--disclosure { margin-top: 0; } @media all and (min-width:599px) { .author__article-date.mobile { display: none; } .mobile-editorialview { float: right; } } @media all and (max-width: 598px) { .mobile-editorialview { display: flex; justify-content: space-between; margin-top: 5px; align-items: center; } .author__article-date.mobile { display: block; margin-top: 0; } .mobile-editorialview .article__page--disclosure { margin-top: 0; } } @media all and (max-width: 340px) { .mobile-editorialview{ display:block!important; } } </style> <div class="mobile-editorialview"> <span id="advertiser-disclosure" class="article__page--disclosure">Advertiser Disclosure</span> <span class="author__article-date mobile"> Updated: Sep 11, 2020, 3:13pm </span> </div> </div> <h1 class="farticle-title">Best Travel Insurance Companies 2020</h1> <div class="author__block author__block-top clearfix"> <span class="author__article-date desktop">Updated: Sep 11, 2020, 3:13pm</span> <div class="author-container"> <div class="primary_author single_author clearfix"> <div class="author__block-image-wrap"> <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/author/adanise/" title="Amy Danise" target="_blank"> <img class="avatar avatar-64 wp-user-avatar wp-user-avatar-64 photo" src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg" width="64" height="64" alt="Amy Danise"> </a> </div> <div class="author__block-content"> <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/author/adanise/" target="_blank" class="author__block-name">Amy Danise</a> <span class="author__block-role mr-3 show_info">editor</span>  </div> </div>  </div> </div> </div> <div class="col-md-3"></div> </div> <div class="row"> <div class="col-md-9 article-wrapper article-body inarticle-link-tracking"> <style> .no-editorial-note { margin : 12px 0;} </style> <div class="article__editors-note"> Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. </div> <div class="intro-content applyfade "> <div class="intro-content-inner"> <p>Whether you’re traveling in the best of times or in uncertain times, a solid travel insurance policy can save you substantial money and frustration.</p> <p>There are countless things that could go wrong on a trip, from lost luggage to getting sick. While travel insurance can’t prevent the problems, it can reimburse you and, if necessary, help get you back home.</p> <p>To evaluate the best travel insurance companies, we scored 15 coverage features (detailed below) for multiple travel insurance plans for each company. We focused on features that are important if you’re laying out money for a big trip and looking for a wide array of coverage and high reimbursement levels. To rank the companies, we used the highest-scoring plan for each travel insurance provider.</p> <p><b>Related: </b><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4357"><span data-ga-track="ExternalLink:https://www.squaremouth.com/22390-4190">Compare & Buy Travel Insurance For 2020</span></a></p> </div> <div class="mob-fade"> <span>SHOW MORE</span> <div class="chevron-arrow-wrapper"> <div class="chevron-arrow down"></div> </div> </div> </div>  <div class="table-of-contents"> <h3>In This Post <i class="arrow arrow-up arrow-down"></i></h3> <ul class="hide"> <li> <a href="#the_best_travel_insurance_companies_section">The Best Travel Insurance Companies</a> </li> <li> <a href="#aig_travel_section">AIG Travel</a> </li> <li> <a href="#john_hancock_insurance_agency_section">John Hancock Insurance Agency</a> </li> <li> <a href="#cf_travel_insured_section">C&F; Travel Insured</a> </li> <li> <a href="#travelsafe_section">TravelSafe</a> </li> <li> <a href="#usi_affinity_travel_insurance_services_section">USI Affinity Travel Insurance Services</a> </li> <li> <a href="#travel_insurance_company_ratings_section">Travel Insurance Company Ratings</a> </li> <li> <a href="#tips_for_finding_the_best_travel_insurance_section">Tips for Finding the Best Travel Insurance</a> </li> <li> <a href="#how_we_determined_the_scores_section">How We Determined the Scores</a> </li> <li> <a href="#best_travel_insurance_companies_faqs_section">Best Travel Insurance Companies FAQs</a> </li> </ul> </div>  <div id="the_best_travel_insurance_companies_section" class="article-section"> <h2>The Best Travel Insurance Companies</h2> <div class="section-content "> <style> .related-widget { font-family: 'Work Sans', sans-serif; font-style: normal; font-weight: 500; font-size: 18px; line-height: 24px; letter-spacing: -0.5px; position: relative; padding-left: 10px; } .related-widget:before { content: ''; font-size: 0; padding-right: 9px; width: 0; height: 0; border-style: solid; border-width: 5px 0 5px 5px; border-color: transparent transparent transparent #181716; position: absolute; top: 7px; left: 0px;} .title__related-widget { text-transform: uppercase; font-weight: 500;} .link__related-widget { color: #395BB6 !important;} @media (max-width: 599px) { .related-widget { font-size: 14px; line-height: 22px;} .related-widget:before { top: 6px; border-width: 4px 0 4px 4px;} } </style> </div> </div> <hr/> <div id="aig_travel_section" class="article-section"> <h2>AIG Travel</h2> <div class="section-content "> <style>@charset "UTF-8";.fb-rating-container{display:inline-flex;align-items:center;margin-bottom:16px}.fb-rating-container .fb-rating-wrapper{display:flex;align-items:center;margin:0 8px 0 0!important;width:167px;height:24px;background:rgba(232,183,60,.05);border:.5px solid #e8b73c;box-sizing:border-box;border-radius:18px;justify-content:space-between;padding-right:12px}.fb-rating-container .fb-rating-wrapper .fb-logo{display:inline-flex}.fb-rating-container .fb-rating-wrapper .rating-value{font-family:Work Sans,sans-serif;font-weight:700;font-size:16px;line-height:140%;color:#333}.fb-rating-container .cc-rating-wrapper{background:url("data:image/svg+xml;base64,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") repeat-x 0 0;width:99px}.fb-rating-container .cc-rating-wrapper .cc-rating{display:block;width:0;height:17px;background-image:url("data:image/svg+xml;base64,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");z-index:2;position:relative;max-width:100%}.fb-rating-container .tooltip{display:inline-flex;cursor:pointer}.generic-widget-wrapper{width:100%;box-sizing:border-box;background:#fff;box-shadow:0 2px 4px rgba(24,28,71,.1),0 -1px 2px rgba(24,28,71,.04)}.generic-widget-wrapper h3,.generic-widget-wrapper ol,.generic-widget-wrapper p,.generic-widget-wrapper ul{margin:0;padding:0;border:0;font-size:inherit;font-family:inherit;line-height:inherit}.generic-widget-wrapper .tooltip{cursor:help}.generic-widget-wrapper .gw-slide-drawer{display:none}.generic-widget-wrapper .gw-view-details{display:flex;justify-content:center;border-top:1px solid #ebebeb;padding:8px!important;cursor:pointer}.generic-widget-wrapper .gw-view-details .view-details-text{position:relative;color:#395bb6;font-weight:500;font-size:14px;line-height:24px;letter-spacing:-.5px;font-family:Work Sans,sans-serif;text-align:center}.generic-widget-wrapper .gw-primary{display:flex;padding:24px 24px 12px}.generic-widget-wrapper .gw-primary.no-slide-drawer{padding:24px}.generic-widget-wrapper .gw-primary .gw-left-section{max-width:240px;width:240px}.generic-widget-wrapper .gw-primary .gw-right-section{flex:1;margin-left:24px}.generic-widget-wrapper .gw-left-section{font-family:Work Sans,sans-serif;text-align:center}.generic-widget-wrapper .gw-left-section .gw-image-wrapper{margin-bottom:12px;min-height:70px}.generic-widget-wrapper .gw-left-section .gw-image-wrapper a{display:block}.generic-widget-wrapper .gw-left-section .gw-image-wrapper,.generic-widget-wrapper .gw-left-section img{width:100%;height:auto}.generic-widget-wrapper .gw-left-section .gw-primary-button{display:block;min-width:100%;padding:15px;font-size:16px;line-height:17px;font-weight:700;color:#fff;background-color:#008344;text-decoration:none}.generic-widget-wrapper .gw-left-section .gw-primary-button:hover{text-decoration:underline}.generic-widget-wrapper .gw-left-section .gw-subtext{margin-top:12px!important;font-size:13px;line-height:15px;letter-spacing:-.5px;font-weight:500;color:#333;opacity:.4}.generic-widget-wrapper .gw-right-section{font-family:Work Sans,sans-serif}.generic-widget-wrapper .gw-right-section h3{margin:0 0 12px;font-size:24px;line-height:140%;color:#333;font-weight:700;word-break:break-word}.generic-widget-wrapper .gw-right-section .gw-rating{margin-top:12px;margin-bottom:12px!important}.generic-widget-wrapper .gw-right-section .gw-rating:empty{margin:0}.generic-widget-wrapper .gw-right-section .gw-brief-section{margin-top:12px;font-size:16px;line-height:24px}.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-title{font-family:Work Sans,sans-serif;font-weight:600;color:#28547f;word-break:break-word}.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body{margin-top:2px;padding-bottom:12px!important;letter-spacing:-.5px;color:#333;opacity:.8;word-break:break-word}.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ol,.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ul{margin:0}.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ol li,.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ul li{margin-left:16px;margin-bottom:0;list-style-type:none;text-indent:-16px}.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ol li:before,.generic-widget-wrapper .gw-right-section .gw-brief-section .brief-body ul li:before{content:"\2022";padding-right:9px;font-size:16px}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper{padding-top:12px;word-break:break-word;border-top:1px solid #ebebeb}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item{display:flex;margin-bottom:8px;font-family:Work Sans,sans-serif}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-title{width:172px;margin-right:24px;font-size:16px;line-height:24px;letter-spacing:-.5px;color:#333;opacity:.6}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-title span{display:inline-block}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-title .attribute-title-icon{margin-left:3px;margin-bottom:-1px;width:12px;height:12px;cursor:help}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value{flex:1;letter-spacing:-.5px;color:#333}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-bold{font-weight:500;font-size:20px;line-height:28px}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-light{margin-top:0;opacity:.6;font-size:12px;line-height:18px}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-bold,.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-light{margin-bottom:0;word-break:break-word}.generic-widget-wrapper .gw-right-section .gw-attributes-wrapper .gw-attribute-item:last-of-type{margin-bottom:0}.generic-widget-wrapper .gw-secondary-container{padding:16px 32px;background-color:#f8faff;display:flex;flex-wrap:wrap;color:#333;font-size:16px;font-family:Work Sans,sans-serif;letter-spacing:-.5px}.generic-widget-wrapper .gw-secondary-container .gw-details-section{word-break:break-word;flex:1}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field{flex:1 1 100%;margin-bottom:24px}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field:last-child{margin-bottom:0}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field p{margin-bottom:20px}.generic-widget-wrapper .gw-secondary-container .gw-title{font-weight:600;line-height:18px}.generic-widget-wrapper .gw-secondary-container .gw-title strong{font-weight:600}.generic-widget-wrapper .gw-secondary-container .gw-body{margin-top:12px;line-height:32px}.generic-widget-wrapper .gw-secondary-container .gw-body p{margin-bottom:12px;padding:0;color:#333;font-size:16px;line-height:32px;letter-spacing:-.5px}.generic-widget-wrapper .gw-secondary-container .gw-body :last-child{margin-bottom:0}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body{padding-top:13px;margin-top:12px;border-top:1px solid #ff685d}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul{margin:0}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul li{margin:0 0 0 16px;font-family:Work Sans,sans-serif;font-size:16px;line-height:32px;letter-spacing:-.5px}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul li{list-style-type:none;text-indent:-16px}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul li:before,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul li:before,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul li:before{content:"\2022";padding-right:9px;color:#181716;font-size:16px}.generic-widget-wrapper .gw-secondary-container .gw-pros-section{margin-right:30px}.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body{border-color:#04dead}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body{border-color:#ebebeb}.generic-widget-wrapper .arrow-down{display:inline-block;width:7px;height:7px;margin-left:10px;margin-bottom:3px!important;border-right:1.5px solid #395bb6;border-bottom:1.5px solid #395bb6;transform:rotate(45deg)}.generic-widget-wrapper .arrow-down.arrow-up{transform:rotate(225deg);margin-bottom:0!important}.generic-widget-wrapper .sm-info-icon{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg width='12' height='12' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cg opacity='.6' fill='%23333'%3E%3Cpath d='M6 .167A5.84 5.84 0 00.167 6 5.84 5.84 0 006 11.833 5.84 5.84 0 0011.833 6 5.84 5.84 0 006 .167zm0 10.5A4.672 4.672 0 011.333 6 4.672 4.672 0 016 1.333 4.672 4.672 0 0110.667 6 4.672 4.672 0 016 10.667z'/%3E%3Cpath d='M5.417 5.417h1.166v3.5H5.417v-3.5zm0-2.334h1.166V4.25H5.417V3.083z'/%3E%3C/g%3E%3C/svg%3E")}.generic-widget-wrapper .gw-rating{font-size:0;line-height:normal}.generic-widget-wrapper .gw-rating .fb-rating-container{margin-bottom:0}.generic-widget-wrapper .gw-rating .fb-rating-container .cc-rating-wrapper{width:100px}.generic-widget-wrapper .gw-rating p{margin:0}.generic-widget-wrapper .fb-rating-container .tooltip{position:static}.generic-widget-wrapper .fb-rating-container .fb-rating-wrapper{margin-right:4px!important}.template-wrapper .article-wrapper .generic-widget-wrapper p{padding-bottom:0;margin-bottom:0}.template-wrapper .article-wrapper .section-content .generic-widget-wrapper{margin-bottom:20px}.article-container .generic-widget-wrapper p{margin:0;padding:0;border:0;font-size:inherit;font-family:inherit;line-height:inherit}.tab-d-block{display:none}.tooltipster-sidetip.tooltipster-shadow .tooltipster-arrow{display:block}.tooltipster-sidetip.tooltipster-shadow .tooltipster-box{background-color:#fff;box-shadow:0 0 15px 0 rgba(0,0,0,.2)}@media (max-width:1024px){.generic-widget-wrapper .gw-primary .gw-left-section{max-width:180px;width:180px}}@media (max-width:1024px){.generic-widget-wrapper{margin-bottom:12px}}@media (max-width:768px){.tab-d-block{display:block}.desk-d-block{display:none}.mobile-ui .fs-article .generic-widget-wrapper p{margin:0;padding:0;border:0;font-size:inherit;font-family:inherit;line-height:inherit}.generic-widget-wrapper{margin-bottom:12px}.generic-widget-wrapper .gw-primary{flex-direction:column;align-items:center;padding:8px}.generic-widget-wrapper .gw-primary.no-slide-drawer{padding:8px}.generic-widget-wrapper .gw-primary .gw-left-section{max-width:100%;width:100%}.generic-widget-wrapper .gw-primary .gw-left-section .gw-image-wrapper{width:130px;margin:0 auto 8px}.generic-widget-wrapper .gw-primary .gw-left-section h3{margin:0 0 12px;font-size:18px;font-weight:700}.generic-widget-wrapper .gw-primary .gw-left-section .gw-rating{margin-bottom:12px!important}.generic-widget-wrapper .gw-primary .gw-left-section .gw-subtext{margin-top:8px!important;padding-top:0;font-size:10px;line-height:12px}.generic-widget-wrapper .gw-primary .gw-right-section{margin:9px 0 0;width:100%}.generic-widget-wrapper .gw-primary .gw-right-section .gw-brief-section{margin-top:0}.generic-widget-wrapper .gw-primary .gw-right-section .gw-brief-section .brief-body,.generic-widget-wrapper .gw-primary .gw-right-section .gw-brief-section .brief-title{font-size:14px;line-height:20px}.generic-widget-wrapper .gw-primary .gw-right-section .gw-brief-section .brief-body{padding-bottom:8px!important}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper{padding-top:8px}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item{margin-bottom:4px}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item:last-of-type{margin-bottom:0}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-title{max-width:150px;margin-right:24px;font-size:14px}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-title .attribute-title-icon{margin-bottom:-2px}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-bold{font-size:16px;line-height:24px;margin-bottom:0;padding-top:0}.generic-widget-wrapper .gw-primary .gw-right-section .gw-attributes-wrapper .gw-attribute-item .attribute-value .attr-value-light{margin-bottom:0;padding-top:0}.generic-widget-wrapper .gw-view-details{font-family:Work Sans,sans-serif;font-size:14px;line-height:24px}.generic-widget-wrapper .gw-secondary-container{padding:12px 10px}.generic-widget-wrapper .gw-secondary-container .gw-details-section{margin-bottom:12px;flex:1 1 100%}.generic-widget-wrapper .gw-secondary-container .gw-details-section:last-child{margin-bottom:0}.generic-widget-wrapper .gw-secondary-container .gw-pros-section{margin-right:0}.generic-widget-wrapper .gw-secondary-container .gw-title{font-size:14px;letter-spacing:-.5px}.generic-widget-wrapper .gw-secondary-container .gw-body,.generic-widget-wrapper .gw-secondary-container .gw-body p{font-size:14px;line-height:24px}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body{padding-top:8px;margin-top:8px}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ol,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul{margin:0}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul li,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ol li,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul li{font-size:14px;line-height:24px}.generic-widget-wrapper .gw-secondary-container .gw-cons-section .gw-body ul li:before,.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body ul li:before,.generic-widget-wrapper .gw-secondary-container .gw-pros-section .gw-body ul li:before{font-size:14px}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body{border-top:1px solid #ebebeb}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body p{margin-bottom:12px}.generic-widget-wrapper .gw-secondary-container .gw-open-text-field .gw-body p:last-child{margin-bottom:0}.mobile-ui .tooltipster-sidetip.tooltipster-shadow .tooltipster-box{margin:0 10px;padding:10px}}</style><script>!function(t){var n={};function r(e){if(n[e])return n[e].exports;var o=n[e]={i:e,l:!1,exports:{}};return t[e].call(o.exports,o,o.exports,r),o.l=!0,o.exports}r.m=t,r.c=n,r.d=function(t,n,e){r.o(t,n)||Object.defineProperty(t,n,{enumerable:!0,get:e})},r.r=function(t){"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(t,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(t,"__esModule",{value:!0})},r.t=function(t,n){if(1&n&&(t=r(t)),8&n)return t;if(4&n&&"object"==typeof t&&t&&t.__esModule)return t;var e=Object.create(null);if(r.r(e),Object.defineProperty(e,"default",{enumerable:!0,value:t}),2&n&&"string"!=typeof t)for(var o in t)r.d(e,o,function(n){return t[n]}.bind(null,o));return e},r.n=function(t){var n=t&&t.__esModule?function(){return t.default}:function(){return t};return r.d(n,"a",n),n},r.o=function(t,n){return Object.prototype.hasOwnProperty.call(t,n)},r.p="/",r(r.s=31)}([function(t,n,r){(function(n){var r=function(t){return t&&t.Math==Math&&t};t.exports=r("object"==typeof globalThis&&globalThis)||r("object"==typeof window&&window)||r("object"==typeof self&&self)||r("object"==typeof n&&n)||Function("return this")()}).call(this,r(35))},function(t,n){var r={}.hasOwnProperty;t.exports=function(t,n){return r.call(t,n)}},function(t,n,r){var e=r(3);t.exports=!e((function(){return 7!=Object.defineProperty({},1,{get:function(){return 7}})[1]}))},function(t,n){t.exports=function(t){try{return!!t()}catch(t){return!0}}},function(t,n){t.exports=function(t){return"object"==typeof t?null!==t:"function"==typeof t}},function(t,n,r){var e=r(2),o=r(6),i=r(13);t.exports=e?function(t,n,r){return o.f(t,n,i(1,r))}:function(t,n,r){return t[n]=r,t}},function(t,n,r){var e=r(2),o=r(18),i=r(7),u=r(17),c=Object.defineProperty;n.f=e?c:function(t,n,r){if(i(t),n=u(n,!0),i(r),o)try{return c(t,n,r)}catch(t){}if("get"in r||"set"in r)throw TypeError("Accessors not supported");return"value"in r&&(t[n]=r.value),t}},function(t,n,r){var e=r(4);t.exports=function(t){if(!e(t))throw TypeError(String(t)+" is not an object");return t}},function(t,n,r){var e=r(14),o=r(16);t.exports=function(t){return e(o(t))}},function(t,n,r){var e=r(0),o=r(5);t.exports=function(t,n){try{o(e,t,n)}catch(r){e[t]=n}return n}},function(t,n){t.exports={}},function(t,n){t.exports=["constructor","hasOwnProperty","isPrototypeOf","propertyIsEnumerable","toLocaleString","toString","valueOf"]},function(t,n,r){var e=r(2),o=r(36),i=r(13),u=r(8),c=r(17),f=r(1),a=r(18),s=Object.getOwnPropertyDescriptor;n.f=e?s:function(t,n){if(t=u(t),n=c(n,!0),a)try{return s(t,n)}catch(t){}if(f(t,n))return i(!o.f.call(t,n),t[n])}},function(t,n){t.exports=function(t,n){return{enumerable:!(1&t),configurable:!(2&t),writable:!(4&t),value:n}}},function(t,n,r){var e=r(3),o=r(15),i="".split;t.exports=e((function(){return!Object("z").propertyIsEnumerable(0)}))?function(t){return"String"==o(t)?i.call(t,""):Object(t)}:Object},function(t,n){var r={}.toString;t.exports=function(t){return r.call(t).slice(8,-1)}},function(t,n){t.exports=function(t){if(null==t)throw TypeError("Can't call method on "+t);return t}},function(t,n,r){var e=r(4);t.exports=function(t,n){if(!e(t))return t;var r,o;if(n&&"function"==typeof(r=t.toString)&&!e(o=r.call(t)))return o;if("function"==typeof(r=t.valueOf)&&!e(o=r.call(t)))return o;if(!n&&"function"==typeof(r=t.toString)&&!e(o=r.call(t)))return o;throw TypeError("Can't convert object to primitive value")}},function(t,n,r){var e=r(2),o=r(3),i=r(19);t.exports=!e&&!o((function(){return 7!=Object.defineProperty(i("div"),"a",{get:function(){return 7}}).a}))},function(t,n,r){var e=r(0),o=r(4),i=e.document,u=o(i)&&o(i.createElement);t.exports=function(t){return u?i.createElement(t):{}}},function(t,n,r){var e=r(21),o=Function.toString;"function"!=typeof e.inspectSource&&(e.inspectSource=function(t){return o.call(t)}),t.exports=e.inspectSource},function(t,n,r){var e=r(0),o=r(9),i=e["__core-js_shared__"]||o("__core-js_shared__",{});t.exports=i},function(t,n,r){var e=r(23),o=r(24),i=e("keys");t.exports=function(t){return i[t]||(i[t]=o(t))}},function(t,n,r){var e=r(40),o=r(21);(t.exports=function(t,n){return o[t]||(o[t]=void 0!==n?n:{})})("versions",[]).push({version:"3.6.5",mode:e?"pure":"global",copyright:"© 2020 Denis Pushkarev (zloirock.ru)"})},function(t,n){var r=0,e=Math.random();t.exports=function(t){return"Symbol("+String(void 0===t?"":t)+")_"+(++r+e).toString(36)}},function(t,n,r){var e=r(43),o=r(0),i=function(t){return"function"==typeof t?t:void 0};t.exports=function(t,n){return arguments.length<2?i(e[t])||i(o[t]):e[t]&&e[t][n]||o[t]&&o[t][n]}},function(t,n,r){var e=r(1),o=r(8),i=r(45).indexOf,u=r(10);t.exports=function(t,n){var r,c=o(t),f=0,a=[];for(r in c)!e(u,r)&&e(c,r)&&a.push(r);for(;n.length>f;)e(c,r=n[f++])&&(~i(a,r)||a.push(r));return a}},function(t,n,r){var e=r(28),o=Math.min;t.exports=function(t){return t>0?o(e(t),9007199254740991):0}},function(t,n){var r=Math.ceil,e=Math.floor;t.exports=function(t){return isNaN(t=+t)?0:(t>0?e:r)(t)}},function(t,n,r){var e=r(0),o=r(23),i=r(1),u=r(24),c=r(30),f=r(55),a=o("wks"),s=e.Symbol,p=f?s:s&&s.withoutSetter||u;t.exports=function(t){return i(a,t)||(c&&i(s,t)?a[t]=s[t]:a[t]=p("Symbol."+t)),a[t]}},function(t,n,r){var e=r(3);t.exports=!!Object.getOwnPropertySymbols&&!e((function(){return!String(Symbol())}))},function(t,n,r){r(32),t.exports=r(62)},function(t,n,r){"use strict";r.r(n);r(33);$((function(){$(".gw-view-details").length>0&&$(".gw-view-details").on("click",(function(t){t.preventDefault();var n=$(this).parents(".generic-widget-wrapper").find(".gw-slide-drawer");$(this).find(".span-text").text(n.is(":hidden")?"Hide Details":"View Details"),$(this).find(".arrow-down").toggleClass("arrow-up"),n.slideToggle("slow"),console.log("Registering Click")}))}))},function(t,n,r){"use strict";var e=r(34),o=r(49).find,i=r(56),u=r(61),c=!0,f=u("find");"find"in[]&&Array(1).find((function(){c=!1})),e({target:"Array",proto:!0,forced:c||!f},{find:function(t){return o(this,t,arguments.length>1?arguments[1]:void 0)}}),i("find")},function(t,n,r){var e=r(0),o=r(12).f,i=r(5),u=r(37),c=r(9),f=r(41),a=r(48);t.exports=function(t,n){var r,s,p,l,v,y=t.target,d=t.global,g=t.stat;if(r=d?e:g?e[y]||c(y,{}):(e[y]||{}).prototype)for(s in n){if(l=n[s],p=t.noTargetGet?(v=o(r,s))&&v.value:r[s],!a(d?s:y+(g?".":"#")+s,t.forced)&&void 0!==p){if(typeof l==typeof p)continue;f(l,p)}(t.sham||p&&p.sham)&&i(l,"sham",!0),u(r,s,l,t)}}},function(t,n){var r;r=function(){return this}();try{r=r||new Function("return this")()}catch(t){"object"==typeof window&&(r=window)}t.exports=r},function(t,n,r){"use strict";var e={}.propertyIsEnumerable,o=Object.getOwnPropertyDescriptor,i=o&&!e.call({1:2},1);n.f=i?function(t){var n=o(this,t);return!!n&&n.enumerable}:e},function(t,n,r){var e=r(0),o=r(5),i=r(1),u=r(9),c=r(20),f=r(38),a=f.get,s=f.enforce,p=String(String).split("String");(t.exports=function(t,n,r,c){var f=!!c&&!!c.unsafe,a=!!c&&!!c.enumerable,l=!!c&&!!c.noTargetGet;"function"==typeof r&&("string"!=typeof n||i(r,"name")||o(r,"name",n),s(r).source=p.join("string"==typeof n?n:"")),t!==e?(f?!l&&t[n]&&(a=!0):delete t[n],a?t[n]=r:o(t,n,r)):a?t[n]=r:u(n,r)})(Function.prototype,"toString",(function(){return"function"==typeof this&&a(this).source||c(this)}))},function(t,n,r){var e,o,i,u=r(39),c=r(0),f=r(4),a=r(5),s=r(1),p=r(22),l=r(10),v=c.WeakMap;if(u){var y=new v,d=y.get,g=y.has,h=y.set;e=function(t,n){return h.call(y,t,n),n},o=function(t){return d.call(y,t)||{}},i=function(t){return g.call(y,t)}}else{var x=p("state");l[x]=!0,e=function(t,n){return a(t,x,n),n},o=function(t){return s(t,x)?t[x]:{}},i=function(t){return s(t,x)}}t.exports={set:e,get:o,has:i,enforce:function(t){return i(t)?o(t):e(t,{})},getterFor:function(t){return function(n){var r;if(!f(n)||(r=o(n)).type!==t)throw TypeError("Incompatible receiver, "+t+" required");return r}}}},function(t,n,r){var e=r(0),o=r(20),i=e.WeakMap;t.exports="function"==typeof i&&/native code/.test(o(i))},function(t,n){t.exports=!1},function(t,n,r){var e=r(1),o=r(42),i=r(12),u=r(6);t.exports=function(t,n){for(var r=o(n),c=u.f,f=i.f,a=0;a<r.length;a++){var s=r[a];e(t,s)||c(t,s,f(n,s))}}},function(t,n,r){var e=r(25),o=r(44),i=r(47),u=r(7);t.exports=e("Reflect","ownKeys")||function(t){var n=o.f(u(t)),r=i.f;return r?n.concat(r(t)):n}},function(t,n,r){var e=r(0);t.exports=e},function(t,n,r){var e=r(26),o=r(11).concat("length","prototype");n.f=Object.getOwnPropertyNames||function(t){return e(t,o)}},function(t,n,r){var e=r(8),o=r(27),i=r(46),u=function(t){return function(n,r,u){var c,f=e(n),a=o(f.length),s=i(u,a);if(t&&r!=r){for(;a>s;)if((c=f[s++])!=c)return!0}else for(;a>s;s++)if((t||s in f)&&f[s]===r)return t||s||0;return!t&&-1}};t.exports={includes:u(!0),indexOf:u(!1)}},function(t,n,r){var e=r(28),o=Math.max,i=Math.min;t.exports=function(t,n){var r=e(t);return r<0?o(r+n,0):i(r,n)}},function(t,n){n.f=Object.getOwnPropertySymbols},function(t,n,r){var e=r(3),o=/#|\.prototype\./,i=function(t,n){var r=c[u(t)];return r==a||r!=f&&("function"==typeof n?e(n):!!n)},u=i.normalize=function(t){return String(t).replace(o,".").toLowerCase()},c=i.data={},f=i.NATIVE="N",a=i.POLYFILL="P";t.exports=i},function(t,n,r){var e=r(50),o=r(14),i=r(52),u=r(27),c=r(53),f=[].push,a=function(t){var n=1==t,r=2==t,a=3==t,s=4==t,p=6==t,l=5==t||p;return function(v,y,d,g){for(var h,x,b=i(v),m=o(b),w=e(y,d,3),O=u(m.length),S=0,j=g||c,P=n?j(v,O):r?j(v,0):void 0;O>S;S++)if((l||S in m)&&(x=w(h=m[S],S,b),t))if(n)P[S]=x;else if(x)switch(t){case 3:return!0;case 5:return h;case 6:return S;case 2:f.call(P,h)}else if(s)return!1;return p?-1:a||s?s:P}};t.exports={forEach:a(0),map:a(1),filter:a(2),some:a(3),every:a(4),find:a(5),findIndex:a(6)}},function(t,n,r){var e=r(51);t.exports=function(t,n,r){if(e(t),void 0===n)return t;switch(r){case 0:return function(){return t.call(n)};case 1:return function(r){return t.call(n,r)};case 2:return function(r,e){return t.call(n,r,e)};case 3:return function(r,e,o){return t.call(n,r,e,o)}}return function(){return t.apply(n,arguments)}}},function(t,n){t.exports=function(t){if("function"!=typeof t)throw TypeError(String(t)+" is not a function");return t}},function(t,n,r){var e=r(16);t.exports=function(t){return Object(e(t))}},function(t,n,r){var e=r(4),o=r(54),i=r(29)("species");t.exports=function(t,n){var r;return o(t)&&("function"!=typeof(r=t.constructor)||r!==Array&&!o(r.prototype)?e(r)&&null===(r=r[i])&&(r=void 0):r=void 0),new(void 0===r?Array:r)(0===n?0:n)}},function(t,n,r){var e=r(15);t.exports=Array.isArray||function(t){return"Array"==e(t)}},function(t,n,r){var e=r(30);t.exports=e&&!Symbol.sham&&"symbol"==typeof Symbol.iterator},function(t,n,r){var e=r(29),o=r(57),i=r(6),u=e("unscopables"),c=Array.prototype;null==c[u]&&i.f(c,u,{configurable:!0,value:o(null)}),t.exports=function(t){c[u][t]=!0}},function(t,n,r){var e,o=r(7),i=r(58),u=r(11),c=r(10),f=r(60),a=r(19),s=r(22),p=s("IE_PROTO"),l=function(){},v=function(t){return"<script>"+t+"<\/script>"},y=function(){try{e=document.domain&&new ActiveXObject("htmlfile")}catch(t){}var t,n;y=e?function(t){t.write(v("")),t.close();var n=t.parentWindow.Object;return t=null,n}(e):((n=a("iframe")).style.display="none",f.appendChild(n),n.src=String("javascript:"),(t=n.contentWindow.document).open(),t.write(v("document.F=Object")),t.close(),t.F);for(var r=u.length;r--;)delete y.prototype[u[r]];return y()};c[p]=!0,t.exports=Object.create||function(t,n){var r;return null!==t?(l.prototype=o(t),r=new l,l.prototype=null,r[p]=t):r=y(),void 0===n?r:i(r,n)}},function(t,n,r){var e=r(2),o=r(6),i=r(7),u=r(59);t.exports=e?Object.defineProperties:function(t,n){i(t);for(var r,e=u(n),c=e.length,f=0;c>f;)o.f(t,r=e[f++],n[r]);return t}},function(t,n,r){var e=r(26),o=r(11);t.exports=Object.keys||function(t){return e(t,o)}},function(t,n,r){var e=r(25);t.exports=e("document","documentElement")},function(t,n,r){var e=r(2),o=r(3),i=r(1),u=Object.defineProperty,c={},f=function(t){throw t};t.exports=function(t,n){if(i(c,t))return c[t];n||(n={});var r=[][t],a=!!i(n,"ACCESSORS")&&n.ACCESSORS,s=i(n,0)?n[0]:f,p=i(n,1)?n[1]:void 0;return c[t]=!!r&&!o((function(){if(a&&!e)return!0;var t={length:-1};a?u(t,1,{enumerable:!0,get:f}):t[1]=1,r.call(t,s,p)}))}},function(t,n){}]);</script><div class="generic-widget-wrapper exclude-eds"><div class="gw-primary-container"><div class="gw-primary "><div class="gw-left-section"><div class="gw-image-wrapper"><a href="https://web.archive.org/web/20201019023341/https://www.travelinsurance.com/?utm_source=pap&a_aid=5e38f58d8a9ff&a_bid=b4a1e226&chan=aig" rel="nofollow"><img class="lozad" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2020/08/AIG_core_r_rgb.png" alt="AIG Travel"></a></div><div class="tab-d-block"><h3>AIG Travel</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">5.0</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 100%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div><a href="https://web.archive.org/web/20201019023341/https://www.travelinsurance.com/?utm_source=pap&a_aid=5e38f58d8a9ff&a_bid=b4a1e226&chan=aig" rel="nofollow" class="gw-primary-button">Get A Quote </a><p class="gw-subtext">Via TravelInsurance.com's Secure Website</p></div></div><div class="gw-right-section"><div class="desk-d-block"><h3>AIG Travel</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">5.0</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 100%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div class="gw-attributes-wrapper"><div class="gw-attribute-item"><div class="attribute-title"><span>Rating</span></div><div class="attribute-value"><p class="attr-value-bold">5 stars</p><p class="attr-value-light"></p></div></div><div class="gw-attribute-item"><div class="attribute-title"><span>Top Scoring Plan</span></div><div class="attribute-value"><p class="attr-value-bold">Travel Guard Deluxe plan</p><p class="attr-value-light"></p></div></div></div></div></div><div class="gw-view-details"><div class="view-details-text"><span class="span-text">View Details</span><span class="arrow-down"></span></div></div></div><div class="gw-slide-drawer"><div class="gw-secondary-container"><div class="gw-open-text-field gw-details-section"><div class="gw-title"><strong>Why We Picked It</strong></div><div class="gw-body"><p><span style="font-weight: 400;">AIG Travel topped our rankings with the highest overall score. Its Travel Guard “Deluxe” travel insurance plan is for the traveler who wants to cover all their bases, with extensive coverage options and top-notch reimbursement levels in case things go wrong. </span></p></div></div><div class="gw-pros-section gw-details-section"><div class="gw-title"><strong>Pros</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Top-notch for trip cancellation coverage, with up to $150,000 in reimbursement. </span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Excellent coverage level for medical expenses and emergency medical evacuation</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Can cover pre-existing conditions that flare up during a trip.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Inconveniences covered include hotel infestation, runway delays and closed attractions.</span></li><li style="font-weight: 400;">The plan’s “<a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/cancel-for-any-reason/">cancel for any reason</a>” coverage lets you cancel the trip for any reason, at your discretion, as long as it’s cancelled at least 48 hours in advance of departure.</li></ul></div></div><div class="gw-cons-section gw-details-section"><div class="gw-title"><strong>Cons</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">The Deluxe plan’s missed connection reimbursement ($1,000) is not the highest among the plans we surveyed but was still on the generous side</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">If you want “cancel for any reason” coverage, you’ll need to purchase the policy within 15 days of your initial trip deposit. Some other companies allow 21 days.</span></li></ul></div></div></div></div></div> </div> </div> <hr/> <div id="john_hancock_insurance_agency_section" class="article-section"> <h2>John Hancock Insurance Agency</h2> <div class="section-content "> <div class="generic-widget-wrapper exclude-eds"><div class="gw-primary-container"><div class="gw-primary "><div class="gw-left-section"><div class="gw-image-wrapper"><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/john-hancock-insurance-agency-inc?aid=22390-4195" rel="nofollow"><img class="lozad" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2020/07/john-hancock_logo_1358_widget_logo.png" alt="John Hancock Insurance Agency"></a></div><div class="tab-d-block"><h3>John Hancock Insurance Agency</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">5.0</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 100%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/john-hancock-insurance-agency-inc?aid=22390-4195" rel="nofollow" class="gw-primary-button">Get A Quote </a><p class="gw-subtext">Via Squaremouth's Secure Website</p></div></div><div class="gw-right-section"><div class="desk-d-block"><h3>John Hancock Insurance Agency</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">5.0</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 100%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div class="gw-attributes-wrapper"><div class="gw-attribute-item"><div class="attribute-title"><span>Rating</span></div><div class="attribute-value"><p class="attr-value-bold">5 stars</p><p class="attr-value-light"></p></div></div><div class="gw-attribute-item"><div class="attribute-title"><span>Top Scoring Plan</span></div><div class="attribute-value"><p class="attr-value-bold">Gold plan</p><p class="attr-value-light"></p></div></div></div></div></div><div class="gw-view-details"><div class="view-details-text"><span class="span-text">View Details</span><span class="arrow-down"></span></div></div></div><div class="gw-slide-drawer"><div class="gw-secondary-container"><div class="gw-open-text-field gw-details-section"><div class="gw-title"><strong>Why We Picked It</strong></div><div class="gw-body"><p><span style="font-weight: 400;">The Gold plan from the John Hancock Insurance Agency also earned 5 stars in our ratings. This plan can be packed with coverage options that offer high levels of reimbursement. </span></p></div></div><div class="gw-pros-section gw-details-section"><div class="gw-title"><strong>Pros</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">The plan’s “cancel for any reason” coverage gives you leeway to change your mind before the trip. </span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Coverage for pre-existing medical conditions is included in the plan’s medical benefits. </span></li><li style="font-weight: 400;"><span style="font-weight: 400;">The Gold plan is top-notch for emergency medical evacuation coverage ($1 million).</span></li></ul></div></div><div class="gw-cons-section gw-details-section"><div class="gw-title"><strong>Cons</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Its maximum reimbursement for trip interruption is $150,000. While this is more than sufficient for many trips, travelers planning long and pricey vacations may want more coverage, such as the $225,000 maximum available from AIG Travel Guard.</span></li></ul></div></div></div></div></div> </div> </div> <hr/> <div id="cf_travel_insured_section" class="article-section"> <h2>C&F; Travel Insured</h2> <div class="section-content "> <div class="generic-widget-wrapper exclude-eds"><div class="gw-primary-container"><div class="gw-primary "><div class="gw-left-section"><div class="gw-image-wrapper"><a href="https://web.archive.org/web/20201019023341/https://www.travelinsurance.com/?utm_source=pap&a_aid=5e38f58d8a9ff&a_bid=b4a1e226&chan=cftravelinsured" rel="nofollow"><img class="lozad" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2020/07/logo-400.png" alt="C&F Travel Insured"></a></div><div class="tab-d-block"><h3>C&F Travel Insured</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div><a href="https://web.archive.org/web/20201019023341/https://www.travelinsurance.com/?utm_source=pap&a_aid=5e38f58d8a9ff&a_bid=b4a1e226&chan=cftravelinsured" rel="nofollow" class="gw-primary-button">Get A Quote </a><p class="gw-subtext">Via TravelInsurance.com's Secure Website</p></div></div><div class="gw-right-section"><div class="desk-d-block"><h3>C&F Travel Insured</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div class="gw-attributes-wrapper"><div class="gw-attribute-item"><div class="attribute-title"><span>Rating</span></div><div class="attribute-value"><p class="attr-value-bold">4.5 stars</p><p class="attr-value-light"></p></div></div><div class="gw-attribute-item"><div class="attribute-title"><span>Top Scoring Plan</span></div><div class="attribute-value"><p class="attr-value-bold">Worldwide Trip Protector Plus plan</p><p class="attr-value-light"></p></div></div></div></div></div><div class="gw-view-details"><div class="view-details-text"><span class="span-text">View Details</span><span class="arrow-down"></span></div></div></div><div class="gw-slide-drawer"><div class="gw-secondary-container"><div class="gw-open-text-field gw-details-section"><div class="gw-title"><strong>Why We Picked It</strong></div><div class="gw-body"><p><span style="font-weight: 400;">The Worldwide Trip Protector Plus plan earned good marks across the board.</span></p></div></div><div class="gw-pros-section gw-details-section"><div class="gw-title"><strong>Pros</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Customers have a generous 21 days to buy the plan with “cancel for any reason” coverage after the first trip deposit.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Trips can be as long as 180 days for coverage.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Very good trip interruption reimbursement of 150%, up to a maximum of $150,000.</span></li></ul></div></div><div class="gw-cons-section gw-details-section"><div class="gw-title"><strong>Cons</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Baggage loss reimbursement maxes out at $1,000.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Missed connection coverage is only $500, while some competitors offer $1,500.</span></li></ul></div></div></div></div></div> </div> </div> <hr/> <div id="travelsafe_section" class="article-section"> <h2>TravelSafe</h2> <div class="section-content "> <div class="generic-widget-wrapper exclude-eds"><div class="gw-primary-container"><div class="gw-primary "><div class="gw-left-section"><div class="gw-image-wrapper"><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/travelsafe?aid=22390-4195" rel="nofollow"><img class="lozad" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2020/07/travel-safe.png" alt="TravelSafe"></a></div><div class="tab-d-block"><h3>TravelSafe</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/travelsafe?aid=22390-4195" rel="nofollow" class="gw-primary-button">Get A Quote </a><p class="gw-subtext">Via Squaremouth's Secure Website</p></div></div><div class="gw-right-section"><div class="desk-d-block"><h3>TravelSafe</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div class="gw-attributes-wrapper"><div class="gw-attribute-item"><div class="attribute-title"><span>Rating</span></div><div class="attribute-value"><p class="attr-value-bold">4.5 stars</p><p class="attr-value-light"></p></div></div><div class="gw-attribute-item"><div class="attribute-title"><span>Top Scoring Plan</span></div><div class="attribute-value"><p class="attr-value-bold">Classic plan</p><p class="attr-value-light"></p></div></div></div></div></div><div class="gw-view-details"><div class="view-details-text"><span class="span-text">View Details</span><span class="arrow-down"></span></div></div></div><div class="gw-slide-drawer"><div class="gw-secondary-container"><div class="gw-open-text-field gw-details-section"><div class="gw-title"><strong>Why We Picked It</strong></div><div class="gw-body"><p><span style="font-weight: 400;">TravelSafe’s Classic plan offers solid, broad coverage with better benefits than many competitors.</span></p></div></div><div class="gw-pros-section gw-details-section"><div class="gw-title"><strong>Pros</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Best for missed connection coverage at $2,500.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Top-notch baggage loss reimbursement at $2,500.</span></li></ul></div></div><div class="gw-cons-section gw-details-section"><div class="gw-title"><strong>Cons</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Baggage delay reimbursement is relatively low at $250.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Travel delay benefits are so-so, requiring 6 hours of delay and offering only $750 in reimbursement.</span></li></ul></div></div></div></div></div> </div> </div> <hr/> <div id="usi_affinity_travel_insurance_services_section" class="article-section"> <h2>USI Affinity Travel Insurance Services</h2> <div class="section-content "> <div class="generic-widget-wrapper exclude-eds"><div class="gw-primary-container"><div class="gw-primary "><div class="gw-left-section"><div class="gw-image-wrapper"><img class="lozad" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/600x300/https://www.forbes.com/advisor/wp-content/uploads/2020/07/TravelInsure-e1595430833186.jpg" alt="USI Affinity Travel Insurance Services"></div><div class="tab-d-block"><h3>USI Affinity Travel Insurance Services</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div><p class="gw-subtext"></p></div></div><div class="gw-right-section"><div class="desk-d-block"><h3>USI Affinity Travel Insurance Services</h3><div class="gw-rating"><div class="fb-rating-container"><div class="fb-rating-wrapper"><span class="fb-logo"><svg width="23" height="24" viewbox="0 0 23 24" fill="none" xmlns="http://www.w3.org/2000/svg"><circle cx="11.5" cy="12" r="11.5" fill="#181716"/><path d="M8.27 7.98L7.04 7.785V6.855H15.32L15.47 9.57H14.27L13.715 7.92L10.475 7.755V12L12.71 11.955L12.995 10.635H13.955V14.445H13.01L12.71 13.095L10.475 13.035V16.95L12.77 17.1V18H7.115V17.1L8.27 16.95V7.98Z" fill="white"/></svg></span><span class="rating-value">4.5</span><span class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></span></div><div class="tooltip" data-tooltip-content="#rating_tooltip"><svg width="12" height="12" viewbox="0 0 12 12" fill="none" xmlns="http://www.w3.org/2000/svg"><g opacity="0.6"><path d="M5.99996 0.166672C2.78346 0.166672 0.166626 2.7835 0.166626 6C0.166626 9.2165 2.78346 11.8333 5.99996 11.8333C9.21646 11.8333 11.8333 9.2165 11.8333 6C11.8333 2.7835 9.21646 0.166672 5.99996 0.166672ZM5.99996 10.6667C3.42688 10.6667 1.33329 8.57309 1.33329 6C1.33329 3.42692 3.42688 1.33334 5.99996 1.33334C8.57304 1.33334 10.6666 3.42692 10.6666 6C10.6666 8.57309 8.57304 10.6667 5.99996 10.6667Z" fill="#333333"/><path d="M5.41663 5.41668H6.58329V8.91668H5.41663V5.41668ZM5.41663 3.08334H6.58329V4.25001H5.41663V3.08334Z" fill="#333333"/></g></svg></div></div><div class="tooltip_templates d-none"><div id="rating_tooltip">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div></div></div><div class="gw-attributes-wrapper"><div class="gw-attribute-item"><div class="attribute-title"><span>Rating</span></div><div class="attribute-value"><p class="attr-value-bold">4.5 stars</p><p class="attr-value-light"></p></div></div><div class="gw-attribute-item"><div class="attribute-title"><span>Top Scoring Plan</span></div><div class="attribute-value"><p class="attr-value-bold">Travel Insurance Select - Elite plan</p><p class="attr-value-light"></p></div></div></div></div></div><div class="gw-view-details"><div class="view-details-text"><span class="span-text">View Details</span><span class="arrow-down"></span></div></div></div><div class="gw-slide-drawer"><div class="gw-secondary-container"><div class="gw-open-text-field gw-details-section"><div class="gw-title"><strong>Why We Picked It</strong></div><div class="gw-body"><p><span style="font-weight: 400;">The USI Affinity Travel Insurance Select Elite plan earned high scores based on its ample benefits. </span></p></div></div><div class="gw-pros-section gw-details-section"><div class="gw-title"><strong>Pros</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Among the best for missed connection coverage with $1,500 reimbursement.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Excellent emergency medical expenses coverage.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Can reimburse for sports equipment that is delayed during travel.</span></li><li style="font-weight: 400;"><span style="font-weight: 400;">Includes search and rescue coverage.</span></li></ul></div></div><div class="gw-cons-section gw-details-section"><div class="gw-title"><strong>Cons</strong></div><div class="gw-body"><ul><li style="font-weight: 400;"><span style="font-weight: 400;">Maximum trip duration for coverage is 30 days. Many other insurers will cover longer trips.</span></li></ul></div></div></div></div></div> </div> </div> <hr/> <div id="travel_insurance_company_ratings_section" class="article-section"> <h2>Travel Insurance Company Ratings</h2> <div class="section-content "> <div id="footable_parent_47764" class="footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table"> <table data-ninja_table_instance="ninja_table_instance_0" data-footable_id="47764" data-filter-delay="500" aria-label="Ninja Tables 47764" id="footable_47764" class=" foo-table ninja_footable foo_table_47764 ui table nt_type_legacy_table compact vertical_centered ninja_custom_color inverted footable-paging-right ninja_table_search_disabled ninja_table_pro"> <colgroup> <col class="ninja_column_0 "> <col class="ninja_column_1 "> <col class="ninja_column_2 "> </colgroup> <thead> <tr class="footable-header"> <th scope="col" class="ninja_column_0 ninja_clmn_nm_insurancecompany ">Insurance company</th><th scope="col" class="ninja_column_1 ninja_clmn_nm_highestscoringplan ">Highest-scoring plan</th><th scope="col" class="ninja_column_2 ninja_clmn_nm_forbesadvisorrating ">Forbes Advisor rating</th></tr> </thead> <tbody> <tr data-row_id="4249" class="ninja_table_row_0 nt_row_id_4249"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style>AIG Travel Guard</td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Deluxe</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/5.png" alt="" width="590" height="88" class="alignnone size-full wp-image-37721"/></td> </tr> <tr data-row_id="4250" class="ninja_table_row_1 nt_row_id_4250"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/john-hancock-insurance-agency-inc?aid=22390-4195">John Hancock Insurance Agency</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Gold</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/5.png" alt="" width="590" height="88" class="alignnone size-full wp-image-37721"/></td> </tr> <tr data-row_id="4251" class="ninja_table_row_2 nt_row_id_4251"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style>C&F Travel Insured</td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Worldwide Trip Protector Plus</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" alt="" width="588" height="86" class="alignnone size-full wp-image-37719"/></td> </tr> <tr data-row_id="4252" class="ninja_table_row_3 nt_row_id_4252"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/travelsafe?aid=22390-4195">TravelSafe</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Classic</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" alt="" width="588" height="86" class="alignnone size-full wp-image-37719"/></td> </tr> <tr data-row_id="4253" class="ninja_table_row_4 nt_row_id_4253"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/usi-affinity?aid=22390-4195">USI Affinity Travel Insurance Services</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Travel Insurance Select - Elite</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/4.5.png" alt="" width="588" height="86" class="alignnone size-full wp-image-37719"/></td> </tr> <tr data-row_id="4254" class="ninja_table_row_5 nt_row_id_4254"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/seven-corners-inc?aid=22390-4195">Seven Corners</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>RoundTrip Elite</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.5.png" alt="" width="591" height="86" class="alignnone size-full wp-image-37717"/></td> </tr> <tr data-row_id="4255" class="ninja_table_row_6 nt_row_id_4255"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/april-travel-protection?aid=22390-4195">April</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Cruise Plan</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" alt="" width="589" height="87" class="alignnone size-full wp-image-37718"/></td> </tr> <tr data-row_id="4256" class="ninja_table_row_7 nt_row_id_4256"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/axa-assistance-usa?aid=22390-4195">AXA Assistance USA</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Platinum</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" alt="" width="589" height="87" class="alignnone size-full wp-image-37718"/></td> </tr> <tr data-row_id="4257" class="ninja_table_row_8 nt_row_id_4257"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/generali-global-assistance?aid=22390-4195">Generali Global Assistance</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Premium</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" alt="" width="589" height="87" class="alignnone size-full wp-image-37718"/></td> </tr> <tr data-row_id="4258" class="ninja_table_row_9 nt_row_id_4258"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/hth-worldwide?aid=22390-4195">HTH WorldWide</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>TripProtector Preferred</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" alt="" width="589" height="87" class="alignnone size-full wp-image-37718"/></td> </tr> <tr data-row_id="4259" class="ninja_table_row_10 nt_row_id_4259"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/trawick-international?aid=22390-4195">Trawick International</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Safe Travels First Class</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/3.png" alt="" width="589" height="87" class="alignnone size-full wp-image-37718"/></td> </tr> <tr data-row_id="4260" class="ninja_table_row_11 nt_row_id_4260"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/travelex?aid=22390-4195">Travelex</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Travel Select</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.5.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.5.png" alt="" width="590" height="87" class="alignnone size-full wp-image-37715"/></td> </tr> <tr data-row_id="4261" class="ninja_table_row_12 nt_row_id_4261"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Allianz</td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>OneTrip Premier</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" alt="" width="590" height="85" class="alignnone size-full wp-image-37716"/></td> </tr> <tr data-row_id="4262" class="ninja_table_row_13 nt_row_id_4262"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/berkshire-hathaway-travel-protection?aid=22390-4195">Berkshire Hathaway Travel Protection</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>ExactCare</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" alt="" width="590" height="85" class="alignnone size-full wp-image-37716"/></td> </tr> <tr data-row_id="4263" class="ninja_table_row_14 nt_row_id_4263"> <td><style> { font-family: 'Work Sans';font-size: 14px; } </style><a href="https://web.archive.org/web/20201019023341/https://www.squaremouth.com/22390-4195/tin-leg?aid=22390-4195">Tin Leg</a></td><td><style> { font-family: 'Work Sans';font-size: 14px; } </style>Tin Leg Gold</td><td><img src="https://web.archive.org/web/20201019023341im_/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" loading="lazy" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/2.png" alt="" width="590" height="85" class="alignnone size-full wp-image-37716"/></td> </tr> </tbody> </table> <style id="ninja_table_custom_css_47764" type="text/css">#footable_47764,#footable_47764 tbody { background-color: !important; color: !important; border-color: !important;}#footable_47764 thead tr.footable-filtering th { background-color: !important; color: !important;}#footable_47764:not(.hide_all_borders) thead tr.footable-filtering th { border : 1px solid transparent !important; }#footable_47764 .input-group-btn:last-child > .btn:not(:last-child):not(.dropdown-toggle) { background-color: !important; color: !important;}#footable_47764 tr.footable-header, #footable_47764 tr.footable-header th { background-color: rgba(57, 91, 182, 1) !important; color: rgba(255, 255, 255, 1) !important;}#footable_47764 tbody tr:hover { background-color: !important; color: !important;}#footable_47764 tbody tr:hover td { border-color: !important;}#footable_47764 tfoot .footable-paging { background-color: !important;}#footable_47764 tfoot .footable-paging .footable-page.active a { background-color: !important;}#footable_47764:not(.hide_all_borders) tfoot tr.footable-paging td { border-color: !important;}#footable_47764 td.ninja_column_0 { text-align: center; }#footable_47764 th.ninja_column_0 { text-align: center; }#footable_47764 td.ninja_column_1 { text-align: center; }#footable_47764 th.ninja_column_1 { text-align: center; }#footable_47764 td.ninja_column_2 { text-align: center; }#footable_47764 th.ninja_column_2 { text-align: center; }</style> </div> <div class="br-wrapper exclude-eds"><br/> <style>.squaremouth-travel-insurance { width: 80%; margin: 0 auto; } .mobile-ui .squaremouth-travel-insurance { width: 100%; padding-top: 15px; margin-bottom:15px; } </style><div class="squaremouth-travel-insurance"><script class="js-sqm-affiliate-search-widget" src="https://web.archive.org/web/20201019023341js_/https://www.squaremouth.com/affiliates/22390/affiliate_search_widget_loader.js" data-option-background-color="#FFFF66" data-option-background-image="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/squaremouth-travel-insurance-background.png" data-option-border-color="#EBEBEB" data-option-border-top-color="#181716" data-option-button-color="#E8B73C" data-option-slope-bottom-color="#E8B73C" data-option-slope-top-color="#E8B73C" data-option-text-color="#FFFFFF"></script></div><br/> </div> </div> </div> <hr/> <div id="tips_for_finding_the_best_travel_insurance_section" class="article-section"> <h2>Tips for Finding the Best Travel Insurance</h2> <div class="section-content "> <p>Travel insurance comes in all shapes and sizes, from a “classic” policy with basic coverage to “platinum” coverage with all the bells and whistles. So how do you pick the best travel insurance for you?</p> <h3>Determine If Your Trip Is Insurable</h3> <p>Some trips can’t be insured with traditional travel insurance. They include some business trips, inexpensive road trips or trips taken with reward miles or points. There are other ways of covering these types of trips, but traditional travel insurance may not be an option. And remember that travel insurance covers what can’t be refunded. If you have little at risk that you’d lose in non-refundable deposits, you don’t need to spend money on travel insurance.</p> <h3>Figure Out What You Need from a Travel Insurance Plan</h3> <p>You may already have medical coverage through your health insurance, car rental coverage through your auto insurance policy, and property coverage through your homeowners or renters insurance. You also may have more traditional travel insurance-type coverage, such as lost luggage and medical evacuation, through the credit card you use to book the trip. Once you know what’s covered, you can determine the gaps—and find the best travel insurance plan to fill in the holes.</p> <h3>Talk to an Expert</h3> <p>Consult with your travel advisor or with a travel insurance agent once you’ve narrowed down your list to the items for which you need coverage. Bear in mind that they’re taking a commission from the travel insurance company. A good agent will help you find the best travel insurance policy for you, regardless of the compensation. The best agents will also help you if you have to file a claim, and they’ll see the process through to the end. How do you find an agent like that? Ask a well-traveled friend for a referral. A word-of-mouth recommendation is the most reliable way of finding a good agent.</p> <h3>Do Your Homework Before You Buy</h3> <p>Don’t be afraid to explore the darker side of a travel insurance company. For example, if you’re considering a policy, go to your favorite search engine and type the company name, along with keywords like “claim delay” or “problems” or even “scam.” Read the reviews carefully. Once you’ve lined up an expert recommendation with user-generated reviews and the company’s star ratings, it’s time to buy your travel insurance policy.</p> <h3>Purchase a Policy Right Away</h3> <p>Most travel insurance policies require that you buy your policy within two weeks of your first trip payment or trip deposit. Also, buy your insurance policy with a credit card. That way, if you ever have a problem with the policy, you can dispute the charges through your card company. That rarely happens, but you’ll want that fail-safe just in case.</p> </div> </div> <hr/> <div id="how_we_determined_the_scores_section" class="article-section"> <h2>How We Determined the Scores</h2> <div class="section-content "> <p>We scored 15 factors in multiple travel plans from the companies shown. Each company’s highest-rated plan was used to determine our overall rankings. Some plans might not be available in all states. Some coverage features that we scored, such as “cancel for any reason” coverage, might be temporarily unavailable, depending on the company.</p> <p>The maximum possible score was 1,000 points per plan, broken down this way:</p> <p><strong>Baggage loss/damage reimbursement: 50 possible points</strong><br/> Swimsuit for the pool? Nope? A jacket and tie for dinner? Negative. Arriving at your destination and finding you don’t have your stuff can put a halt to further plans you’ve made. This coverage reimburses you. Check the policy for special limits on items, especially on jewelry and electronics. You may be required to have original receipts in order to get better reimbursement.</p> <p><strong>Baggage delays/time: 50 possible points</strong><br/> How long does your baggage have to be delayed in order to get reimbursement? Common time windows are more than 12 hours or more than 24 hours. If those 12 extra hours can make a difference to you, look for that in a policy.</p> <p><strong>Missed connection coverage: 50 possible points</strong><br/> This coverage pays out if you miss a connection because of weather or a common carrier delay.</p> <p><strong>Trip/travel delay time: 50 possible points</strong><br/> This coverage rule determines how long your trip must be delayed in order for you to get reimbursement. We gave higher scores to lower times.</p> <p><strong>Trip/travel delay dollar reimbursement total: 50 possible points</strong><br/> This indicates the maximum possible reimbursement if you suffer through a travel delay. Make sure to also look at the per-day maximum.</p> <p><strong>Trip interruption reimbursement percentage: 100 possible points</strong><br/> This key coverage reimburses you for expenses if you’re unable to continue your trip for unforeseen reasons that are defined in the policy. These typically include sickness and injury, being called to military service, or having a named hurricane destroy your residence or destination.</p> <p><strong>Trip cancellation maximum dollar reimbursement: 150 possible points</strong><br/> Make sure to check a plan’s details for reimbursement if you have to cancel your trip. The acceptable reasons for cancellation will be outlined in the policy and generally include problems like sickness or injury, being involuntarily terminated from your job, being required to work, or a natural disaster or fire that makes your primary residence or your destination uninhabitable.</p> <p><strong>Cancel for any reason coverage: 100 possible points</strong><br/> Trip cancellation coverage, above, kicks in for reasons listed in the policy. But “cancel for any reason” coverage gives you wide latitude in canceling your trip and getting some reimbursement, no matter the reason. This can be key for very expensive trips where you have a lot to lose. But make sure to note the maximum reimbursement if you buy this coverage because it’s generally only 50% to 75% of the trip cost, with a dollar maximum, such as $75,000.</p> <p><strong>Travel medical expenses: 100 possible points</strong><br/> This coverage will reimburse you for reasonable costs of medical expenses if you get sick or injured. This can include hospital, doctor, prescription medication and physical therapy charges.</p> <p><strong>Emergency medical evacuation: 100 possible points</strong><br/> Insurance can shine during the big problems in life, and needing evacuation when you’re sick or injured is one of them. This coverage pays transportation costs to get you to a place with adequate care, among other benefits.</p> <p><strong>Coverage for pre-existing medical conditions: 50 possible points</strong><br/> Many travelers venture out despite medical conditions. It covers costs if you have to cancel or interrupt your trip. Without it, your plan may not cover expenses due to pre-existing conditions. You may need to purchase travel insurance within a certain time period of booking the trip in order to get pre-existing coverage, such as 15 days. Plans scored points if this coverage was available as an add-on or included.</p> <p><strong>Rental car collision coverage: 50 possible points</strong><br/> If you’re planning to rent a car, it’s convenient to include coverage in a larger travel insurance policy. It pays out if you damage a rental vehicle. Plans scored points for this if it was optional or included.</p> <p><strong>Free look period: 50 possible points</strong><br/> It’s good to have options, such as changing your mind about the insurance you just bought. Some plans give you only 10 days to change your mind. We gave more points to plans with longer windows, such as 15 days.</p> <p><strong>Runway delay: 25 possible points</strong><br/> This coverage gives you a small windfall for your suffering if you have to sit on the runway for a certain period of time, defined in the policy, such as two hours.</p> <p><strong>Closed attractions: 25 possible points</strong><br/> What if you get to DisneyWorld and it closes due to a hurricane? This coverage type compensates you for the missed fun. Read the policy closely because the circumstances for coverage may be narrowly defined.</p> </div> </div> <hr/><div id="best_travel_insurance_companies_faqs_section" class="faq-section article-section"><style> .faqs.faq-container { margin: 16px 0 0; } hr.faq-separator { height: 4px; border:none; border-top: 4px #395BB6 solid !important;} .faqs.faq-container h2 { font-family: 'Merriweather', sans-serif; font-weight: bold; font-size: 18px; line-height: 30px; color: #333333; margin-bottom: 20px; } .faqs.faq-container .faq-wrapper { padding: 16px 0; border-top: 1px solid #DEE1E1; padding: 0; } .faqs.faq-container .faq-wrapper p, .faqs.faq-container .faq-wrapper .faq-question, .faqs.faq-container .faq-wrapper li { font-family: "Work Sans", sans-serif; font-size: 16px; line-height: 26px; color: #333333; letter-spacing: -0.5px; } .faqs.faq-container .faq-wrapper .faq-question { font-weight: 600; margin: 0; } .faqs.faq-container .faq-wrapper p { padding: 0; margin: 0;} .faqs.faq-container .faq-wrapper .faq-question-wrapper { display: -webkit-box; display: -ms-flexbox; display: flex; cursor: pointer; padding: 16px 0; outline: 0; word-break: break-word; } .faqs.faq-container .faq-wrapper .faq-question-wrapper .chevron-wrapper { height: 24px; width: 24px; margin-right: 12px; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; -webkit-box-align: center; -ms-flex-align: center; align-items: center; padding-top: 2px; } .faqs.faq-container .faq-wrapper .faq-question-wrapper img { -ms-flex-item-align: center; -ms-grid-row-align: center; align-self: center; } .faqs.faq-container .faq-wrapper .faq-answer { margin: -4px 0 16px 36px; word-break: break-word; } .faqs.faq-container .faq-wrapper .faq-answer ul, .faqs.faq-container .faq-wrapper .faq-answer ol {margin-top: 0;} .faqs.faq-container .faq-wrapper .faq-answer ol li {margin-left: 0;} .faqs.faq-container .faq-wrapper .faq-answer ol {padding: 0 5px 0 20px;} .faqs.faq-container .faq-wrapper .faq-answer { display: none; } .chevron-arrow { display: inline-block; border-right: 2px solid #395BB6; border-bottom: 2px solid #395BB6; width: 10px; height: 10px; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); margin-top: 0; } .chevron-arrow.top { -webkit-transform: rotate(-135deg); -ms-transform: rotate(-135deg); transform: rotate(-135deg); margin-bottom: 0; margin-top: 5px; } .faqs .table-wrapper { word-break: normal; } @media screen and (min-width: 768px) { .faqs.faq-container { margin: 16px 0 0; } .faqs.faq-container .faq-wrapper p, .faqs.faq-container .faq-wrapper .faq-question { font-size: 18px; line-height: 30px; } .faqs.faq-container .faq-wrapper .faq-answer p { font-size: 16px; line-height: 26px; } .faqs.faq-container h2 { font-size: 22px; line-height: 34px; margin-bottom: 24px; } .faqs.faq-container .faq-wrapper { padding: 20px 0; padding: 0; } .desktop-ui .faqs.faq-container .faq-wrapper .faq-question-wrapper:hover .faq-question { text-decoration: underline;} .faqs.faq-container .faq-wrapper .faq-question-wrapper { padding: 20px 0;} .faqs.faq-container .faq-wrapper .faq-question-wrapper .chevron-wrapper { margin-right: 16px; padding-top: 4px; } .faqs.faq-container .faq-wrapper .faq-answer { margin: 0 0 20px 40px; } hr.faq-separator { margin-top: 8px;} } @media screen and (max-width: 1024px) { .faqs.faq-container .faq-wrapper.collapsed .faq-question-wrapper .faq-question { text-decoration: none;} } </style><section class="faqs faq-container"> <h2>Best Travel Insurance Companies FAQs</h2> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">What is travel insurance?</h3> </div> <div class="faq-answer"> <p>Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip. These problems can range from lost baggage to flight delays to medical problems.</p> <p> </p> <p><span style="font-weight: 400;">The more you’re spending on your trip, the more you likely need travel insurance. This is especially true for international trips and cruises, where travel problems become more expensive to solve. </span></p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">What is not covered by travel insurance?</h3> </div> <div class="faq-answer"> <p><span style="font-weight: 400;">There are common </span><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/will-never-cover-this/"><span style="font-weight: 400;">things not covered by travel insurance</span></a><span style="font-weight: 400;">. Make sure you read a policy’s exclusions so you’re not caught by surprise later. For example, a travel insurance policy could have medical coverage but exclude pre-existing conditions. So if an existing condition flares up during your trip, the travel insurance policy won’t cover it unless you purchased a pre-existing conditions exclusion waiver. </span></p> <p> </p> <p><span style="font-weight: 400;">High-risk activities may not be covered, such as scuba diving. Nor are problems that happen because you were drunk or using drugs. </span></p> <p> </p> <p><span style="font-weight: 400;">Medical tourism is also a common exclusion, so if you’re going abroad for a face lift, travel insurance won’t cover the hospital bills or aftercare. </span></p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">What is “cancel for any reason” travel insurance?</h3> </div> <div class="faq-answer"> <p><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/cancel-for-any-reason/"><span style="font-weight: 400;">Cancel for any reason</span></a><span style="font-weight: 400;"> travel insurance lets you cancel your trip and get a partial refund no matter the reason. Without it, you can make a claim for cancellation only for the reasons listed on the policy. </span></p> <p> </p> <p><span style="font-weight: 400;">Cancel for any reason coverage gives you complete flexibility for backing out of your vacation. For example, you could cancel because you suddenly have a fear of flying. That said, it provides only a partial refund (it could be only 50%) and it will add 40% to 50% to the cost of the policy. </span></p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">What is travel medical insurance?</h3> </div> <div class="faq-answer"> <p><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/travel-medical-insurance/"><span style="font-weight: 400;">Travel medical insurance</span></a><span style="font-weight: 400;"> provides coverage for emergency medical expenses and emergency evacuation while you’re on your trip. If you suffer an injury, illness or problems with a medical condition that’s covered by your travel medical insurance plan, you’ll be reimbursed for reasonable and customary costs of emergency medical care. This also includes emergency dental care. </span></p> <p> </p> <p><span style="font-weight: 400;">You can buy travel medical insurance as a plan by itself or as part of a more comprehensive travel insurance policy. </span></p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">Do I need travel insurance for a cruise?</h3> </div> <div class="faq-answer"> <p>Travelers on cruises can potentially lose substantial money, just as much as a traveler on land. <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/cruise-insurance/">Cruise insurance</a> can cover problems such as bad weather that causes a trip delay, or an illness that prevents you from traveling.</p> <p>A more comprehensive travel insurance plan can also cover cruise concerns.</p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">I’m mainly concerned about getting sick while traveling. What insurance should I look for?</h3> </div> <div class="faq-answer"> <p><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/travel-medical-insurance/">Travel medical insurance</a> is available as a stand-alone plan or as part of a larger travel insurance package. It can pay expenses if you get an injury or unexpected illness while on your trip, as long as it’s a condition that’s covered by the policy.</p> <p>If you’re specifically concerned about illness like the coronavirus, check the policy to see if epidemics and pandemics are excluded from coverage.</p> </div> </div> <div class="faq-wrapper"> <div class="faq-question-wrapper"> <div class="chevron-wrapper"> <div class="chevron-arrow"></div> </div> <h3 class="faq-question">Is there travel insurance for multiple trips?</h3> </div> <div class="faq-answer"> <p>While many plans are meant to cover specific, one-time trips, frequent travelers should consider an <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/annual-plans/">annual travel insurance plan</a>. These plans cover the same issues as a single-trip plan, such as trip cancellation and emergency medical situations. But they also offer the convenience of a one-time purchase for multiple trips.</p> </div> </div> </section> <script> $(function () { $('.faq-question-wrapper').off('click').on('click', function () { var parent = $(this).parents('.faq-wrapper'); var faqAnswer = parent.find('.faq-answer'); var chevronArrow = parent.find('.chevron-arrow'); if (faqAnswer.is(':hidden')) { parent.removeClass('collapsed'); chevronArrow.addClass('top'); } else { parent.addClass('collapsed'); chevronArrow.removeClass('top'); } faqAnswer.slideToggle(); }); $('.faq-section').prev().addClass('faq-separator'); }) </script> </div> <div class="article__editors-note article__editors-note-bottom"> Forbes adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our <a class="disclosure-link" title="Advertiser Disclosure" target="_blank" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/advertiser-disclosure/">partners</a>. </div> <div class="contrib bottom-contrib-block"> <style> .article__author-bio-top .author__block{display: flex; align-items: center;} .article__author-bio-top .author__block-content { font-family: 'Work Sans', sans-serif;} .article__author-bio-top .author__block-content .author__block-name{padding-right: 10px; font-weight: 500;} .article__author-bio-top .author__block-content .author__block-role{margin-left: 0;} .article__author-bio-bottom > p > a { color: #003891;} .article__author-bio-bottom > p > a:hover { text-decoration: underline;} .article__author-bio-bottom > p > strong, .article__author-bio-bottom > p > b { font-weight: bold;} .article__author-bio-bottom > p > s, .article__author-bio-bottom > p > strike { text-decoration: strike-through;} </style> <div class="article__author-bio"> <div class="single-author"> <div class="article__author-bio-top"> <div class="author__block author__block-no-border author__block-no-margin"> <div class="author__block-image-wrap"> <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/author/adanise/" title="Amy Danise" target="_blank"> <img class="lozad avatar avatar-64 wp-user-avatar wp-user-avatar-64 photo" src="/web/20201019023341im_/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/" data-img-src="https://web.archive.org/web/20201019023341/https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio-88x88.jpg" width="64" height="64" alt="Amy Danise"> </a> </div> <div class="author__block-content"> <div class="author-heading"> <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/author/adanise/" target="_blank" class="author__block-name">Amy Danise</a> </div> <span class="author__block-role">editor</span> </div> </div> </div> <div class="article__author-bio-bottom"> <p> I’m the Insurance Analyst for Forbes Advisor. I’ve been writing about insurance for consumers for more than 20 years. Insurance intersects with many parts of our lives, yet it’s tough to untangle, and wrong choices can make a financial mess. I’m here to help you make sense of it. I’m especially interested in how data is affecting the price you pay for all insurance types. </p> </div> </div>  </div> </div> <div class="article_published_date" style="font-family:'Work Sans',Arial,Helvetica,sans-serif;font-size: 12px;line-height: 18px;color: #929A9B;margin: 20px 0;"> First Published: Sep 11, 2020, 3:05pm</div> </div> <div class="col-md-3 right-rail"> <style> .best-of-content .boc__section-heading { display: none;} .best-of-content .boc__sub-section { margin: 16px 0 32px;} .best-of-content .boc__items { margin: 12px 0;} .best-of-content .boc__sub-section-heading { font-family: "Work Sans", sans-serif; font-weight: 500; font-size: 14px; line-height: 22px; letter-spacing: -0.5px; color: #333333; text-transform: uppercase; padding-bottom: 12px; border-bottom: 1px solid #c8cccc;} .best-of-content .boc__item-link { font-family: "Work Sans", sans-serif; font-size: 14px; line-height: 22px; letter-spacing: -0.5px; color: #395BB6; text-decoration: none;} .best-of-content .boc__item-link:hover { text-decoration: underline;} .best-of-content .boc__item-list { margin-bottom: 12px;} .best-of-content hr { height: 1px; border: none; border-top: 1px #C8CCCC solid; margin: 16px 0;} @media (max-width: 767px) { .best-of-content { max-width: 270px;} .best-of-content .boc__sub-section { margin-top: 0;} .best-of-content .boc__sub-section:last-child { margin-bottom: 0;} } @media screen and (max-width: 599px) { .best-of-content hr { margin: 16px 0;} } </style> <div class="best-of-content"> <div class="boc__section"> <div class="boc__section-heading">Our Guides To Travel Insurance<span class="boc__section-heading-arrow"><span></span></span></div> <div class="boc__sub-section"> <div class="boc__sub-section-heading">Our Guides To Travel Insurance</div> <ul class="boc__items"> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/cancel-for-any-reason/" title="“Cancel For Any Reason” Travel Insurance">“Cancel For Any Reason” Travel Insurance</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/international-trips/" title="What To Look For In Travel Insurance For An International Trip">What To Look For In Travel Insurance For An International Trip</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/flight-insurance/" title="What Is Flight Insurance Good For?">What Is Flight Insurance Good For?</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/travel-medical-insurance/" title="Travel Medical Insurance Explained">Travel Medical Insurance Explained</a> </li> </ul> </div> <div class="boc__sub-section"> <div class="boc__sub-section-heading">Read This Next</div> <ul class="boc__items"> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/rethink-vacation-plans/" title="How To Rethink Your Travel Plans For Your Next Vacation">How To Rethink Your Travel Plans For Your Next Vacation</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/must-have-purchase/" title="Will Travel Insurance Become A Must-Have Purchase?">Will Travel Insurance Become A Must-Have Purchase?</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/mistakes-post-pandemic-vacation/" title="Avoid These Travel Insurance Mistakes For Your Post-Pandemic Vacation">Avoid These Travel Insurance Mistakes For Your Post-Pandemic Vacation</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/travel-insurance/trip-cancellation/" title="Trip Cancellation Travel Insurance">Trip Cancellation Travel Insurance</a> </li> </ul> </div> </div> </div> <script> (function($) { var openLinksNewTab = true; if (openLinksNewTab) { $('.best-of-content').find('a').attr('target', '_blank'); } })(jQuery); </script> </div> </div> </div> <style>@font-face{font-family:EuclidCircularB;src:url(https://web.archive.org/web/20201019023341im_/https://i.forbesimg.com/assets/fonts/euclidcircularb/euclidcircularb-bold-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019023341im_/https://i.forbesimg.com/assets/fonts/euclidcircularb/euclidcircularb-bold-webfont.woff) format("woff");font-weight:700;font-style:normal}@font-face{font-family:EuclidCircularB;src:url(https://web.archive.org/web/20201019023341im_/https://i.forbesimg.com/assets/fonts/euclidcircularb/euclidcircularb-regular-webfont.woff2) format("woff2"),url(https://web.archive.org/web/20201019023341im_/https://i.forbesimg.com/assets/fonts/euclidcircularb/euclidcircularb-regular-webfont.woff) format("woff");font-weight:400;font-style:normal}body.no-scroll{overflow:hidden!important}#award-popover-wrapper{position:fixed;top:0;left:0;right:0;bottom:0;width:100%;height:100%;display:none;align-items:center;justify-content:center;background-color:rgba(0,0,0,.58);z-index:10000;overflow-y:auto}#award-popover-wrapper.show{display:flex}#award-popover-wrapper .award-wrapper{position:relative;width:760px;display:flex;font-family:EuclidCircularB,sans-serif;background-color:#fff;border:21px solid #324d96;padding:40px 0}#award-popover-wrapper .shield-wrapper{flex:0 0 258px;display:flex;align-items:flex-start;justify-content:center}#award-popover-wrapper .shield-wrapper .shield{position:relative;width:160px;min-height:236px;display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:17px;line-height:20px;color:#fff;text-align:center;background-size:contain;background-position:50%;background-repeat:no-repeat;padding:125px 15px 25px}#award-popover-wrapper .shield-wrapper .shield div:first-child{font-weight:700;margin-bottom:5px;width:100%;overflow:hidden}#award-popover-wrapper .award-content{flex-basis:100%;color:#333;padding-right:75px;display:flex;flex-direction:column;justify-content:space-evenly}#award-popover-wrapper .award-content .award-text{font-size:20px;margin-bottom:10px}#award-popover-wrapper .award-content .company-name{font-size:30px;font-weight:700;line-height:42px;margin-bottom:30px}#award-popover-wrapper .award-content .why-we-picked-it{display:none;margin-bottom:42px}#award-popover-wrapper .award-content .why-we-picked-it .label{font-size:14px;font-weight:700;line-height:normal;margin-bottom:15px}#award-popover-wrapper .award-content .why-we-picked-it .value p{font-size:14px;line-height:19px;color:#000;margin:0 0 19px}#award-popover-wrapper .award-content .why-we-picked-it .value p:last-child{margin-bottom:0}#award-popover-wrapper .logo-container{display:flex;align-items:flex-end;justify-content:space-between}#award-popover-wrapper .logo-container .vendor-logo{width:100px;height:50px;display:flex;align-items:flex-end;overflow:hidden}#award-popover-wrapper .logo-container .forbes-logo{width:147px}#award-popover-wrapper .logo-container img{max-width:100%;max-height:100%}#award-popover-wrapper #close-button{position:absolute;top:16px;right:16px;width:26px;height:26px;cursor:pointer}#award-popover-wrapper #close-button:after,#award-popover-wrapper #close-button:before{position:absolute;top:3px;left:12px;content:"";width:2px;height:20px;background-color:#000}#award-popover-wrapper #close-button:before{transform:rotate(45deg)}#award-popover-wrapper #close-button:after{transform:rotate(-45deg)}#award-popover-wrapper .award-wrapper.why-we-picked-present .award-content .company-name{border-bottom:.5px solid #c7c7c7;padding-bottom:30px}#award-popover-wrapper .award-wrapper.why-we-picked-present .why-we-picked-it{display:block}@media screen and (max-width:599px){#award-popover-wrapper .award-wrapper{width:345px;flex-direction:column;border-width:15px;padding:28px 18px}#award-popover-wrapper .shield-wrapper{flex-basis:auto;margin-bottom:32px}#award-popover-wrapper .shield-wrapper .shield{width:149px;min-height:220px;font-size:15.6px;line-height:18px;padding:120px 10px 20px}#award-popover-wrapper .shield-wrapper .shield div:first-child{margin-bottom:3px}#award-popover-wrapper .award-content{text-align:center;padding-right:0}#award-popover-wrapper .award-content .award-text{font-size:14px}#award-popover-wrapper .award-content .company-name{font-size:28px;line-height:39px;margin-bottom:37px}#award-popover-wrapper .award-content .why-we-picked-it{position:relative;max-height:177px;overflow-y:auto;padding-right:10px;margin-right:-10px;margin-bottom:37px}#award-popover-wrapper .award-content .why-we-picked-it.padded-right{padding-right:16px}#award-popover-wrapper .award-content .why-we-picked-it .label{font-size:12px;margin-bottom:10px}#award-popover-wrapper .award-content .why-we-picked-it .value p{font-size:10px;line-height:16px;margin-bottom:8px}#award-popover-wrapper .logo-container .vendor-logo{width:82px;height:42px}#award-popover-wrapper .logo-container .forbes-logo{width:129px}#award-popover-wrapper #close-button{width:20px;height:20px;top:15px;right:15px}#award-popover-wrapper #close-button:after,#award-popover-wrapper #close-button:before{left:10px;height:14px}#award-popover-wrapper .award-wrapper.why-we-picked-present .shield-wrapper{margin-bottom:24px}#award-popover-wrapper .award-wrapper.why-we-picked-present .shield-wrapper .shield{width:100px;font-size:10.5px;min-height:147px;line-height:12px;padding:80px 10px 15px}#award-popover-wrapper .award-wrapper.why-we-picked-present .award-content .company-name{padding-bottom:15px;margin-bottom:15px}#award-popover-wrapper .simplebar-track.simplebar-vertical{width:10px;border-radius:30px;background-color:#f4f4f4}#award-popover-wrapper .simplebar-scrollbar{width:6px}#award-popover-wrapper .simplebar-scrollbar:before{border-radius:30px;background-color:#c4c4c4;opacity:1}}@media screen and (max-width:350px){#award-popover-wrapper .award-wrapper{width:310px;border-width:10px;padding:10px}#award-popover-wrapper .award-content .why-we-picked-it{max-height:117px;padding-top:15px;margin-bottom:20px}}</style><style> #advertiser-disclosure-block::-webkit-scrollbar, #scrollable-area::-webkit-scrollbar{display: none;} .simplebar-wrapper { overflow: hidden; width: inherit; height: inherit; max-width: inherit; max-height: inherit;} .simplebar-mask { direction: inherit; position: absolute; overflow: hidden; padding: 0; margin: 0; left: 0; top: 0; bottom: 0; right: 0; width: auto !important; height: auto !important; z-index: 0;} .simplebar-offset { direction: inherit !important; -webkit-box-sizing: inherit !important; box-sizing: inherit !important; resize: none !important; position: absolute; top: 0; left: 0; bottom: 0; right: 0; padding: 0; margin: 0; -webkit-overflow-scrolling: touch;} .simplebar-content-wrapper { direction: inherit; -webkit-box-sizing: border-box !important; box-sizing: border-box !important; position: relative; display: block; height: 100%; width: auto; visibility: visible; overflow: auto; max-width: 100%; max-height: 100%;} .simplebar-content:before, .simplebar-content:after {content: ' ';display: table;} .simplebar-placeholder { max-height: 100%; max-width: 100%; width: 100%; pointer-events: none;} .simplebar-height-auto-observer-wrapper { -webkit-box-sizing: inherit !important; box-sizing: inherit !important; height: 100%; width: 100%; max-width: 1px; position: relative; float: left; max-height: 1px; overflow: hidden; z-index: -1; padding: 0; margin: 0; pointer-events: none; -webkit-box-flex: inherit; -ms-flex-positive: inherit; flex-grow: inherit; -ms-flex-negative: 0; flex-shrink: 0; -ms-flex-preferred-size: 0; flex-basis: 0;} .simplebar-height-auto-observer { -webkit-box-sizing: inherit; box-sizing: inherit; display: block; opacity: 0; position: absolute; top: 0; left: 0; height: 1000%; width: 1000%; min-height: 1px; min-width: 1px; overflow: hidden; pointer-events: none; z-index: -1;} .simplebar-track { z-index: 1; position: absolute; right: 0; bottom: 0; pointer-events: none; overflow: hidden;} [data-simplebar].simplebar-dragging .simplebar-track {pointer-events: all;} .simplebar-scrollbar {position: absolute; right: 2px; width: 7px; min-height: 10px;} .simplebar-scrollbar:before { position: absolute;content: ''; background: black; border-radius: 7px; left: 0; right: 0; opacity: 0; -webkit-transition: opacity 0.2s linear; transition: opacity 0.2s linear;} .simplebar-track .simplebar-scrollbar.simplebar-visible:before {opacity: 0.5; -webkit-transition: opacity 0s linear; transition: opacity 0s linear;} .simplebar-track.simplebar-vertical {top: 0;width: 11px;} .simplebar-track.simplebar-vertical .simplebar-scrollbar:before {top: 2px;bottom: 2px;} .simplebar-track.simplebar-horizontal {left: 0;height: 11px;} .simplebar-track.simplebar-horizontal .simplebar-scrollbar:before {height: 100%;left: 2px;right: 2px;} .simplebar-track.simplebar-horizontal .simplebar-scrollbar {right: auto;left: 0;top: 2px;height: 7px;min-height: 0; min-width: 10px; width: auto;} [data-simplebar-direction='rtl'] .simplebar-track.simplebar-vertical {right: auto;left: 0;} .hs-dummy-scrollbar-size {direction: rtl;position: fixed;opacity: 0;visibility: hidden;height: 500px;width: 500px; overflow-y: hidden; overflow-x: scroll;} #scrollable-area .simplebar-scrollbar.simplebar-visible{height: 5px;} #scrollable-area .simplebar-track.simplebar-horizontal{top: 25px;} </style><div id="award-popover-wrapper"> <div class="award-wrapper why-we-picked-present"> <div class="shield-wrapper"> <div class="shield" style="background-image: url('https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/award-badge.svg');"></div> </div> <div class="award-content"> <div> <div class="award-text"></div> <div class="company-name"></div> <div class="why-we-picked-it"> <div class="label">WHY WE PICKED IT</div> <div class="value"></div> </div> </div> <div class="logo-container"> <div class="vendor-logo"> <img src="/web/20201019023341im_/https://www.forbes.com/advisor/travel-insurance/best-travel-insurance/" alt="Vendor Logo"> </div> <div class="forbes-logo"> <img src="https://web.archive.org/web/20201019023341im_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/forbes-advisor-logo.svg" alt="Forbes Logo"> </div> </div> </div> <div id="close-button" title="close"></div> </div> </div> <script> window.awardsData = null; </script> <script>!function(t){var n={};function r(e){if(n[e])return n[e].exports;var o=n[e]={i:e,l:!1,exports:{}};return t[e].call(o.exports,o,o.exports,r),o.l=!0,o.exports}r.m=t,r.c=n,r.d=function(t,n,e){r.o(t,n)||Object.defineProperty(t,n,{enumerable:!0,get:e})},r.r=function(t){"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(t,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(t,"__esModule",{value:!0})},r.t=function(t,n){if(1&n&&(t=r(t)),8&n)return t;if(4&n&&"object"==typeof t&&t&&t.__esModule)return t;var e=Object.create(null);if(r.r(e),Object.defineProperty(e,"default",{enumerable:!0,value:t}),2&n&&"string"!=typeof t)for(var o in t)r.d(e,o,function(n){return t[n]}.bind(null,o));return e},r.n=function(t){var n=t&&t.__esModule?function(){return t.default}:function(){return t};return r.d(n,"a",n),n},r.o=function(t,n){return Object.prototype.hasOwnProperty.call(t,n)},r.p="/",r(r.s=34)}([function(t,n,r){(function(n){var r=function(t){return t&&t.Math==Math&&t};t.exports=r("object"==typeof globalThis&&globalThis)||r("object"==typeof window&&window)||r("object"==typeof self&&self)||r("object"==typeof n&&n)||Function("return this")()}).call(this,r(37))},function(t,n){t.exports=function(t){try{return!!t()}catch(t){return!0}}},function(t,n){var r={}.hasOwnProperty;t.exports=function(t,n){return r.call(t,n)}},function(t,n,r){var e=r(1);t.exports=!e((function(){return 7!=Object.defineProperty({},1,{get:function(){return 7}})[1]}))},function(t,n){t.exports=function(t){return"object"==typeof t?null!==t:"function"==typeof t}},function(t,n,r){var e=r(10),o=r(19);t.exports=function(t){return e(o(t))}},function(t,n,r){var e=r(3),o=r(7),i=r(17);t.exports=e?function(t,n,r){return o.f(t,n,i(1,r))}:function(t,n,r){return t[n]=r,t}},function(t,n,r){var e=r(3),o=r(21),i=r(8),u=r(20),c=Object.defineProperty;n.f=e?c:function(t,n,r){if(i(t),n=u(n,!0),i(r),o)try{return c(t,n,r)}catch(t){}if("get"in r||"set"in r)throw TypeError("Accessors not supported");return"value"in r&&(t[n]=r.value),t}},function(t,n,r){var e=r(4);t.exports=function(t){if(!e(t))throw TypeError(String(t)+" is not an object");return t}},function(t,n,r){var e=r(0),o=r(16).f,i=r(6),u=r(39),c=r(11),a=r(43),f=r(50);t.exports=function(t,n){var r,s,p,l,v,d=t.target,y=t.global,h=t.stat;if(r=y?e:h?e[d]||c(d,{}):(e[d]||{}).prototype)for(s in n){if(l=n[s],p=t.noTargetGet?(v=o(r,s))&&v.value:r[s],!f(y?s:d+(h?".":"#")+s,t.forced)&&void 0!==p){if(typeof l==typeof p)continue;a(l,p)}(t.sham||p&&p.sham)&&i(l,"sham",!0),u(r,s,l,t)}}},function(t,n,r){var e=r(1),o=r(18),i="".split;t.exports=e((function(){return!Object("z").propertyIsEnumerable(0)}))?function(t){return"String"==o(t)?i.call(t,""):Object(t)}:Object},function(t,n,r){var e=r(0),o=r(6);t.exports=function(t,n){try{o(e,t,n)}catch(r){e[t]=n}return n}},function(t,n){t.exports={}},function(t,n,r){var e=r(45),o=r(0),i=function(t){return"function"==typeof t?t:void 0};t.exports=function(t,n){return arguments.length<2?i(e[t])||i(o[t]):e[t]&&e[t][n]||o[t]&&o[t][n]}},function(t,n){t.exports=["constructor","hasOwnProperty","isPrototypeOf","propertyIsEnumerable","toLocaleString","toString","valueOf"]},function(t,n,r){var e=r(0),o=r(26),i=r(2),u=r(27),c=r(32),a=r(56),f=o("wks"),s=e.Symbol,p=a?s:s&&s.withoutSetter||u;t.exports=function(t){return i(f,t)||(c&&i(s,t)?f[t]=s[t]:f[t]=p("Symbol."+t)),f[t]}},function(t,n,r){var e=r(3),o=r(38),i=r(17),u=r(5),c=r(20),a=r(2),f=r(21),s=Object.getOwnPropertyDescriptor;n.f=e?s:function(t,n){if(t=u(t),n=c(n,!0),f)try{return s(t,n)}catch(t){}if(a(t,n))return i(!o.f.call(t,n),t[n])}},function(t,n){t.exports=function(t,n){return{enumerable:!(1&t),configurable:!(2&t),writable:!(4&t),value:n}}},function(t,n){var r={}.toString;t.exports=function(t){return r.call(t).slice(8,-1)}},function(t,n){t.exports=function(t){if(null==t)throw TypeError("Can't call method on "+t);return t}},function(t,n,r){var e=r(4);t.exports=function(t,n){if(!e(t))return t;var r,o;if(n&&"function"==typeof(r=t.toString)&&!e(o=r.call(t)))return o;if("function"==typeof(r=t.valueOf)&&!e(o=r.call(t)))return o;if(!n&&"function"==typeof(r=t.toString)&&!e(o=r.call(t)))return o;throw TypeError("Can't convert object to primitive value")}},function(t,n,r){var e=r(3),o=r(1),i=r(22);t.exports=!e&&!o((function(){return 7!=Object.defineProperty(i("div"),"a",{get:function(){return 7}}).a}))},function(t,n,r){var e=r(0),o=r(4),i=e.document,u=o(i)&&o(i.createElement);t.exports=function(t){return u?i.createElement(t):{}}},function(t,n,r){var e=r(24),o=Function.toString;"function"!=typeof e.inspectSource&&(e.inspectSource=function(t){return o.call(t)}),t.exports=e.inspectSource},function(t,n,r){var e=r(0),o=r(11),i=e["__core-js_shared__"]||o("__core-js_shared__",{});t.exports=i},function(t,n,r){var e=r(26),o=r(27),i=e("keys");t.exports=function(t){return i[t]||(i[t]=o(t))}},function(t,n,r){var e=r(42),o=r(24);(t.exports=function(t,n){return o[t]||(o[t]=void 0!==n?n:{})})("versions",[]).push({version:"3.6.5",mode:e?"pure":"global",copyright:"© 2020 Denis Pushkarev (zloirock.ru)"})},function(t,n){var r=0,e=Math.random();t.exports=function(t){return"Symbol("+String(void 0===t?"":t)+")_"+(++r+e).toString(36)}},function(t,n,r){var e=r(2),o=r(5),i=r(47).indexOf,u=r(12);t.exports=function(t,n){var r,c=o(t),a=0,f=[];for(r in c)!e(u,r)&&e(c,r)&&f.push(r);for(;n.length>a;)e(c,r=n[a++])&&(~i(f,r)||f.push(r));return f}},function(t,n,r){var e=r(30),o=Math.min;t.exports=function(t){return t>0?o(e(t),9007199254740991):0}},function(t,n){var r=Math.ceil,e=Math.floor;t.exports=function(t){return isNaN(t=+t)?0:(t>0?e:r)(t)}},function(t,n,r){var e=r(51),o=r(10),i=r(53),u=r(29),c=r(54),a=[].push,f=function(t){var n=1==t,r=2==t,f=3==t,s=4==t,p=6==t,l=5==t||p;return function(v,d,y,h){for(var m,w,g=i(v),x=o(g),b=e(d,y,3),S=u(x.length),j=0,O=h||c,P=n?O(v,S):r?O(v,0):void 0;S>j;j++)if((l||j in x)&&(w=b(m=x[j],j,g),t))if(n)P[j]=w;else if(w)switch(t){case 3:return!0;case 5:return m;case 6:return j;case 2:a.call(P,m)}else if(s)return!1;return p?-1:f||s?s:P}};t.exports={forEach:f(0),map:f(1),filter:f(2),some:f(3),every:f(4),find:f(5),findIndex:f(6)}},function(t,n,r){var e=r(1);t.exports=!!Object.getOwnPropertySymbols&&!e((function(){return!String(Symbol())}))},function(t,n,r){var e=r(3),o=r(1),i=r(2),u=Object.defineProperty,c={},a=function(t){throw t};t.exports=function(t,n){if(i(c,t))return c[t];n||(n={});var r=[][t],f=!!i(n,"ACCESSORS")&&n.ACCESSORS,s=i(n,0)?n[0]:a,p=i(n,1)?n[1]:void 0;return c[t]=!!r&&!o((function(){if(f&&!e)return!0;var t={length:-1};f?u(t,1,{enumerable:!0,get:a}):t[1]=1,r.call(t,s,p)}))}},function(t,n,r){r(35),t.exports=r(68)},function(t,n,r){"use strict";r.r(n);r(36),r(62),r(64);var e,o=window.awardsData||[],i={},u=null,c=null,a=function(){c.isWhyWePickedItEmpty?i.awardWrapper.classList.remove("why-we-picked-present"):(i.whyWePickedItValue.innerHTML=c.whyWePickedIt.map((function(t){return"<p>"+t+"</p>"})).join(""),setTimeout((function(){i.whyWePickedItWrapper.scrollHeight>i.whyWePickedItWrapper.clientHeight&&(i.whyWePickedItWrapper.classList.add("padded-right"),window.SimpleBar&&new SimpleBar(i.whyWePickedItWrapper,{autoHide:!1}))}),0))},f=function(t){t?(u.classList.add("show"),document.body.classList.add("no-scroll")):(u.classList.remove("show"),document.body.classList.remove("no-scroll"))},s=function(t){"close-button"!==t.target.id&&"award-popover-wrapper"!==t.target.id||f(!1)},p=function t(n){"Escape"!==n.key&&"Esc"!==n.key||(f(!1),document.removeEventListener("keydown",t))};try{e=window.location.hash.toLowerCase(),(c=o.find((function(t){return t.hash===e})))&&((u=document.querySelector("#award-popover-wrapper"))&&(i.awardWrapper=u.querySelector(".award-wrapper"),i.shieldEl=u.querySelector(".shield"),i.awardText=u.querySelector(".award-text"),i.companyName=u.querySelector(".company-name"),i.whyWePickedItWrapper=u.querySelector(".why-we-picked-it"),i.whyWePickedItValue=u.querySelector(".why-we-picked-it .value"),i.vendorLogoEl=u.querySelector(".vendor-logo img")),function(){for(var t in i)if(!i[t])return!1;return!0}()&&(i.awardText.innerText=c.award,i.companyName.innerText=c.company,i.shieldEl.innerHTML=c.shieldText.map((function(t){return"<div>".concat(t,"</div>")})).join(""),a(),i.vendorLogoEl.src=c.logo,u.addEventListener("click",s),document.addEventListener("keydown",p),f(!0)))}catch(t){console.error("Error in award popover: ",t)}},function(t,n,r){"use strict";var e=r(9),o=r(31).find,i=r(57),u=r(33),c=!0,a=u("find");"find"in[]&&Array(1).find((function(){c=!1})),e({target:"Array",proto:!0,forced:c||!a},{find:function(t){return o(this,t,arguments.length>1?arguments[1]:void 0)}}),i("find")},function(t,n){var r;r=function(){return this}();try{r=r||new Function("return this")()}catch(t){"object"==typeof window&&(r=window)}t.exports=r},function(t,n,r){"use strict";var e={}.propertyIsEnumerable,o=Object.getOwnPropertyDescriptor,i=o&&!e.call({1:2},1);n.f=i?function(t){var n=o(this,t);return!!n&&n.enumerable}:e},function(t,n,r){var e=r(0),o=r(6),i=r(2),u=r(11),c=r(23),a=r(40),f=a.get,s=a.enforce,p=String(String).split("String");(t.exports=function(t,n,r,c){var a=!!c&&!!c.unsafe,f=!!c&&!!c.enumerable,l=!!c&&!!c.noTargetGet;"function"==typeof r&&("string"!=typeof n||i(r,"name")||o(r,"name",n),s(r).source=p.join("string"==typeof n?n:"")),t!==e?(a?!l&&t[n]&&(f=!0):delete t[n],f?t[n]=r:o(t,n,r)):f?t[n]=r:u(n,r)})(Function.prototype,"toString",(function(){return"function"==typeof this&&f(this).source||c(this)}))},function(t,n,r){var e,o,i,u=r(41),c=r(0),a=r(4),f=r(6),s=r(2),p=r(25),l=r(12),v=c.WeakMap;if(u){var d=new v,y=d.get,h=d.has,m=d.set;e=function(t,n){return m.call(d,t,n),n},o=function(t){return y.call(d,t)||{}},i=function(t){return h.call(d,t)}}else{var w=p("state");l[w]=!0,e=function(t,n){return f(t,w,n),n},o=function(t){return s(t,w)?t[w]:{}},i=function(t){return s(t,w)}}t.exports={set:e,get:o,has:i,enforce:function(t){return i(t)?o(t):e(t,{})},getterFor:function(t){return function(n){var r;if(!a(n)||(r=o(n)).type!==t)throw TypeError("Incompatible receiver, "+t+" required");return r}}}},function(t,n,r){var e=r(0),o=r(23),i=e.WeakMap;t.exports="function"==typeof i&&/native code/.test(o(i))},function(t,n){t.exports=!1},function(t,n,r){var e=r(2),o=r(44),i=r(16),u=r(7);t.exports=function(t,n){for(var r=o(n),c=u.f,a=i.f,f=0;f<r.length;f++){var s=r[f];e(t,s)||c(t,s,a(n,s))}}},function(t,n,r){var e=r(13),o=r(46),i=r(49),u=r(8);t.exports=e("Reflect","ownKeys")||function(t){var n=o.f(u(t)),r=i.f;return r?n.concat(r(t)):n}},function(t,n,r){var e=r(0);t.exports=e},function(t,n,r){var e=r(28),o=r(14).concat("length","prototype");n.f=Object.getOwnPropertyNames||function(t){return e(t,o)}},function(t,n,r){var e=r(5),o=r(29),i=r(48),u=function(t){return function(n,r,u){var c,a=e(n),f=o(a.length),s=i(u,f);if(t&&r!=r){for(;f>s;)if((c=a[s++])!=c)return!0}else for(;f>s;s++)if((t||s in a)&&a[s]===r)return t||s||0;return!t&&-1}};t.exports={includes:u(!0),indexOf:u(!1)}},function(t,n,r){var e=r(30),o=Math.max,i=Math.min;t.exports=function(t,n){var r=e(t);return r<0?o(r+n,0):i(r,n)}},function(t,n){n.f=Object.getOwnPropertySymbols},function(t,n,r){var e=r(1),o=/#|\.prototype\./,i=function(t,n){var r=c[u(t)];return r==f||r!=a&&("function"==typeof n?e(n):!!n)},u=i.normalize=function(t){return String(t).replace(o,".").toLowerCase()},c=i.data={},a=i.NATIVE="N",f=i.POLYFILL="P";t.exports=i},function(t,n,r){var e=r(52);t.exports=function(t,n,r){if(e(t),void 0===n)return t;switch(r){case 0:return function(){return t.call(n)};case 1:return function(r){return t.call(n,r)};case 2:return function(r,e){return t.call(n,r,e)};case 3:return function(r,e,o){return t.call(n,r,e,o)}}return function(){return t.apply(n,arguments)}}},function(t,n){t.exports=function(t){if("function"!=typeof t)throw TypeError(String(t)+" is not a function");return t}},function(t,n,r){var e=r(19);t.exports=function(t){return Object(e(t))}},function(t,n,r){var e=r(4),o=r(55),i=r(15)("species");t.exports=function(t,n){var r;return o(t)&&("function"!=typeof(r=t.constructor)||r!==Array&&!o(r.prototype)?e(r)&&null===(r=r[i])&&(r=void 0):r=void 0),new(void 0===r?Array:r)(0===n?0:n)}},function(t,n,r){var e=r(18);t.exports=Array.isArray||function(t){return"Array"==e(t)}},function(t,n,r){var e=r(32);t.exports=e&&!Symbol.sham&&"symbol"==typeof Symbol.iterator},function(t,n,r){var e=r(15),o=r(58),i=r(7),u=e("unscopables"),c=Array.prototype;null==c[u]&&i.f(c,u,{configurable:!0,value:o(null)}),t.exports=function(t){c[u][t]=!0}},function(t,n,r){var e,o=r(8),i=r(59),u=r(14),c=r(12),a=r(61),f=r(22),s=r(25),p=s("IE_PROTO"),l=function(){},v=function(t){return"<script>"+t+"<\/script>"},d=function(){try{e=document.domain&&new ActiveXObject("htmlfile")}catch(t){}var t,n;d=e?function(t){t.write(v("")),t.close();var n=t.parentWindow.Object;return t=null,n}(e):((n=f("iframe")).style.display="none",a.appendChild(n),n.src=String("javascript:"),(t=n.contentWindow.document).open(),t.write(v("document.F=Object")),t.close(),t.F);for(var r=u.length;r--;)delete d.prototype[u[r]];return d()};c[p]=!0,t.exports=Object.create||function(t,n){var r;return null!==t?(l.prototype=o(t),r=new l,l.prototype=null,r[p]=t):r=d(),void 0===n?r:i(r,n)}},function(t,n,r){var e=r(3),o=r(7),i=r(8),u=r(60);t.exports=e?Object.defineProperties:function(t,n){i(t);for(var r,e=u(n),c=e.length,a=0;c>a;)o.f(t,r=e[a++],n[r]);return t}},function(t,n,r){var e=r(28),o=r(14);t.exports=Object.keys||function(t){return e(t,o)}},function(t,n,r){var e=r(13);t.exports=e("document","documentElement")},function(t,n,r){"use strict";var e=r(9),o=r(10),i=r(5),u=r(63),c=[].join,a=o!=Object,f=u("join",",");e({target:"Array",proto:!0,forced:a||!f},{join:function(t){return c.call(i(this),void 0===t?",":t)}})},function(t,n,r){"use strict";var e=r(1);t.exports=function(t,n){var r=[][t];return!!r&&e((function(){r.call(null,n||function(){throw 1},1)}))}},function(t,n,r){"use strict";var e=r(9),o=r(31).map,i=r(65),u=r(33),c=i("map"),a=u("map");e({target:"Array",proto:!0,forced:!c||!a},{map:function(t){return o(this,t,arguments.length>1?arguments[1]:void 0)}})},function(t,n,r){var e=r(1),o=r(15),i=r(66),u=o("species");t.exports=function(t){return i>=51||!e((function(){var n=[];return(n.constructor={})[u]=function(){return{foo:1}},1!==n[t](Boolean).foo}))}},function(t,n,r){var e,o,i=r(0),u=r(67),c=i.process,a=c&&c.versions,f=a&&a.v8;f?o=(e=f.split("."))[0]+e[1]:u&&(!(e=u.match(/Edge\/(\d+)/))||e[1]>=74)&&(e=u.match(/Chrome\/(\d+)/))&&(o=e[1]),t.exports=o&&+o},function(t,n,r){var e=r(13);t.exports=e("navigator","userAgent")||""},function(t,n){}]);</script><script src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/js/plugins/simplebar-scrollbar.js"></script> </div>  </div>  <script> (function ($) { $(document).ready(function () { var device_type = getDeviceTypeInNumber(window.deviceType); $(".article-wrapper").click(function (e) { if (e.target.id !== 'advertiser-disclosure') { $('#advertiser-disclosure-block').fadeOut(); } }); $(window).scroll(function (e) { if (e.target.id !== 'advertiser-disclosure') { if (document.documentElement.clientWidth < 599) { $('#advertiser-disclosure-block').fadeOut(); } else { if (device_type === 3 && ($(window).scrollTop() > $("#advertiser-disclosure-block").outerHeight() + $("#advertiser-disclosure").offset().top)) { $('#advertiser-disclosure-block').fadeOut(); } } } }); $('ol').each(function (i, el) { if ($(el).find('li').length >= 10) { $(el).addClass('large-list'); } }); var scrollValue = (window.pageYOffset || document.documentElement.scrollTop); if (scrollValue > 100) { scrollValue += 5; $("html,body").animate({scrollTop: scrollValue}, 1000); } function handleJumpLink(hashString) { var urlFragmentElement = $(hashString); if (urlFragmentElement.length > 0) { var scrollOffset = urlFragmentElement.offset().top; scrollOffset -= device_type === 3 ? 60 : 50; $("html, body").animate({scrollTop: scrollOffset}, 800); } } $(document).on('click', '.table-of-contents a', function () { handleJumpLink($(this).prop("hash")); }); handleJumpLink(location.hash); function toggleVisibility (el, targetEl) { $(el).on('click', function() { $(el).css('cursor', 'default'); setTimeout(function() { $(el).css('cursor', 'pointer'); }, 400); $(targetEl).slideToggle(); $(el).find('.arrow').toggleClass('arrow-down'); }); } toggleVisibility('.table-of-contents h3', '.table-of-contents ul'); }); })(jQuery); </script><script type="application/ld+json"> { "@context":"https://web.archive.org/web/20201019023341/https://schema.org", "@type":"FAQPage", "mainEntity":[{ "@type": "Question", "name": "What is travel insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip. These problems can range from lost baggage to flight delays to medical problems.<\/p>\n<p> <\/p>\n<p><span style=\"font-weight: 400;\">The more you\u2019re spending on your trip, the more you likely need travel insurance. This is especially true for international trips and cruises, where travel problems become more expensive to solve. <\/span><\/p>\n" } },{ "@type": "Question", "name": "What is not covered by travel insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p><span style=\"font-weight: 400;\">There are common <\/span><a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/will-never-cover-this\/\"><span style=\"font-weight: 400;\">things not covered by travel insurance<\/span><\/a><span style=\"font-weight: 400;\">. Make sure you read a policy\u2019s exclusions so you\u2019re not caught by surprise later. For example, a travel insurance policy could have medical coverage but exclude pre-existing conditions. So if an existing condition flares up during your trip, the travel insurance policy won\u2019t cover it unless you purchased a pre-existing conditions exclusion waiver.\u00a0\u00a0<\/span><\/p>\n<p> <\/p>\n<p><span style=\"font-weight: 400;\">High-risk activities may not be covered, such as scuba diving. Nor are problems that happen because you were drunk or using drugs.\u00a0<\/span><\/p>\n<p> <\/p>\n<p><span style=\"font-weight: 400;\">Medical tourism is also a common exclusion, so if you\u2019re going abroad for a face lift, travel insurance won\u2019t cover the hospital bills or aftercare. <\/span><\/p>\n" } },{ "@type": "Question", "name": "What is “cancel for any reason” travel insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p><a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/cancel-for-any-reason\/\"><span style=\"font-weight: 400;\">Cancel for any reason<\/span><\/a><span style=\"font-weight: 400;\"> travel insurance lets you cancel your trip and get a partial refund no matter the reason. Without it, you can make a claim for cancellation only for the reasons listed on the policy.\u00a0<\/span><\/p>\n<p> <\/p>\n<p><span style=\"font-weight: 400;\">Cancel for any reason coverage gives you complete flexibility for backing out of your vacation. For example, you could cancel because you suddenly have a fear of flying. That said, it provides only a partial refund (it could be only 50%) and it will add 40% to 50% to the cost of the policy. <\/span><\/p>\n" } },{ "@type": "Question", "name": "What is travel medical insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p><a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/travel-medical-insurance\/\"><span style=\"font-weight: 400;\">Travel medical insurance<\/span><\/a><span style=\"font-weight: 400;\"> provides coverage for emergency medical expenses and emergency evacuation while you\u2019re on your trip. If you suffer an injury, illness or problems with a medical condition that\u2019s covered by your travel medical insurance plan, you\u2019ll be reimbursed for reasonable and customary costs of emergency medical care. This also includes emergency dental care.\u00a0<\/span><\/p>\n<p> <\/p>\n<p><span style=\"font-weight: 400;\">You can buy travel medical insurance as a plan by itself or as part of a more comprehensive travel insurance policy. <\/span><\/p>\n" } },{ "@type": "Question", "name": "Do I need travel insurance for a cruise?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Travelers on cruises can potentially lose substantial money, just as much as a traveler on land. <a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/cruise-insurance\/\">Cruise insurance<\/a> can cover problems such as bad weather that causes a trip delay, or an illness that prevents you from traveling.<\/p>\n<p>A more comprehensive travel insurance plan can also cover cruise concerns.<\/p>\n" } },{ "@type": "Question", "name": "I’m mainly concerned about getting sick while traveling. What insurance should I look for?", "acceptedAnswer": { "@type": "Answer", "text": "<p><a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/travel-medical-insurance\/\">Travel medical insurance<\/a> is available as a stand-alone plan or as part of a larger travel insurance package. It can pay expenses if you get an injury or unexpected illness while on your trip, as long as it\u2019s a condition that\u2019s covered by the policy.<\/p>\n<p>If you\u2019re specifically concerned about illness like the coronavirus, check the policy to see if epidemics and pandemics are excluded from coverage.<\/p>\n" } },{ "@type": "Question", "name": "Is there travel insurance for multiple trips?", "acceptedAnswer": { "@type": "Answer", "text": "<p>While many plans are meant to cover specific, one-time trips, frequent travelers should consider an <a href=\"https:\/\/www.forbes.com\/advisor\/travel-insurance\/annual-plans\/\">annual travel insurance plan<\/a>. These plans cover the same issues as a single-trip plan, such as trip cancellation and emergency medical situations. But they also offer the convenience of a one-time purchase for multiple trips.<\/p>\n" } }] } </script> <style> footer *{ margin: 0; padding: 0; border: 0; font: inherit; vertical-align: baseline; } footer.shared-footer { background-color: #dedede; border: 0; position: relative; padding: 0 48px; clear: both; } footer.shared-footer .row-inner { height: auto; max-width: 1300px; margin: 0 auto; text-align: center } footer.shared-footer .footer-logo { float: none; margin-top: 26px; border-bottom: 1px solid #ccc; padding-bottom: 12px; } footer.shared-footer .footer-logo .copy { display: block; font: 10px "Work Sans",sans-serif; color: #181716; padding-top: 16px } footer.shared-footer .footer-logo .icon-forbes-logo { color: #181716; font-size: 38px; vertical-align: bottom; line-height: 0; } footer.shared-footer .footer-links { padding: 12px 0 60px; float: right; font-size:0; } footer.shared-footer .footer-links li { display: inline-block; line-height: 16px; margin-right: 10px; font: 12px "Work Sans",sans-serif } footer.shared-footer .footer-links li:last-child { margin-right: 0 } footer.shared-footer .footer-links li:not(:last-child) a:after { content: ''; color: #b3b3b3; margin-left: 10px } footer.shared-footer .footer-links li.mob { display: none } footer.shared-footer .footer-links a { color: #181716; text-decoration: none } footer.shared-footer .footer-links-wrapper { display: inline-block } @media all and (max-width: 1220px) { footer.shared-footer .footer-links li { font-size: 11px; margin-right: 4px; display: inline-block; line-height: 20px; float: none } footer.shared-footer .footer-links li:not(:last-child) a:after { margin-right: 4px } } @media all and (max-width: 1024px) { footer.shared-footer .footer-links-wrapper { clear: both; padding: 0 0 24px } footer.shared-footer .footer-links-wrapper .footer-links { padding: 20px 0 } footer.shared-footer .footer-links-wrapper .footer-links li.desk { display: none } footer.shared-footer .footer-links-wrapper .footer-links li.mob { display: inline-block } } @media all and (max-width: 480px) { footer.shared-footer { border-bottom-width:75px } footer.shared-footer .footer-logo { margin-top: 20px } footer.shared-footer .footer-logo .copy { padding-top: 10px } footer.shared-footer .footer-links { margin-bottom: 10px; width: 100%; } footer.shared-footer .footer-links li { font: 14px/30px "Work Sans",sans-serif; display: block; margin: 0 } } </style> <div class="ng-scope"> <footer class="clearfix shared-footer"> <div class="row-inner"> <div class="footer-logo"><a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/" target="_self" class="logo logo-footer" aria-label="forbes"><i class="icon icon-forbes-logo"></i></a> <span class="copy ng-binding">© 2020 Forbes Media LLC. All Rights Reserved.</span></div> <div class="footer-links-wrapper"> <ul class="footer-links"> <li class="desk"><a href="https://web.archive.org/web/20201019023341/https://preferences-mgr.truste.com/?pid=forbes01" target="_blank">AdChoices</a></li> <li class="mob"><a href="https://web.archive.org/web/20201019023341/https://preferences-mgr.truste.com/?pid=forbes01&aid=forbes_mobile01" target="_blank">AdChoices</a></li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/fdc/privacy.html" target="_self">Privacy Statement</a></li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/terms" target="_self">Terms and Conditions</a></li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/fdc/contact.html" target="_self">Contact Us</a></li> <li><a href="https://web.archive.org/web/20201019023341/mailto:feedback@forbes.com">Send Us Feedback</a></li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/sites/careers-at-forbes/" target="_self">Jobs At Forbes</a></li> <li><a href="https://web.archive.org/web/20201019023341/http://forbesreprints.magreprints.com/" target="_blank">Reprints & Permissions</a> </li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/sites/forbespr/" target="_self">Forbes Press Room</a></li> <li><a href="//web.archive.org/web/20201019023341/https://www.forbes.com/quotes/" target="_self">Forbes Quote of the Day</a></li> <li><a href="https://web.archive.org/web/20201019023341/http://www.forbesmedia.com/" target="_blank">Advertise</a></li> </ul> </div> </div> </footer> </div> <div class="search-modal"> <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/" class="search-modal__logo-link"> <svg class="search-modal__logo" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 200 54"><path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"></path></svg> </a> <div class="search-modal__close"> <svg class="search-modal__close-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"></path><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"></path></svg> </div> <form class="search-modal__form"> <input type="text" class="search-modal__input" placeholder="Search"> <button class="search-modal__button"> <svg class="search-modal__button-icon" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"></path><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"></path><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"></path></svg> </button> </form> </div> <div id="advertiser-disclosure-block" class="disclosure-block"> The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. <b>First</b>, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. <b>Second,</b> we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our <a href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/advertiser-disclosure/">partners</a> who offer products that we have affiliate links for. </div> <style> .tool-tip{background-color: #fff;padding: 10px;border-radius: 5px;border: 1px solid #eee;position: absolute;z-index: 99;max-width: 250px;display: none;box-shadow:0px 1px 5px 2px #eee;} .tool-tip.active{display:block;} </style> <div class="tool-tip"> <div class="tool-top__text">lorem</div> </div> <style> .confirm__box{width:100%;max-width:500px;display:flex;background-color:#fff;padding:50px 36px;flex-direction:column;justify-content: center;align-items: center;position:fixed;top:50%;left:50%;transform:translate(-50%,-50%);z-index:8900;box-shadow:0 0 20px 10px rgba(0,0,0,.08);display:none;border:1px solid #e2e2e2;} .confirm__box--title{font-family: 'Merriweather', Arial, Helvetica, sans-serif;font-size:16px;line-height: 1.44;color: #181715;text-align:center;margin-bottom:20px;font-weight:700;} .confirm__ctas{display:flex;justify-content:center;} .confirm__cta{font-family: 'Work Sans', Arial, Helvetica, sans-serif;font-size:14px;color:#181715;letter-spacing:-0.5px;font-weight:500;line-height:16px;padding:12px 22px;border-radius:3px;background-color:#fff;text-transform:uppercase;width:100px;display:inline-block;} .confirm__cta--cancle{margin-right:12px;border:1px solid #181715;} .confirm__cta--cancle--hide{display:none;} .confirm__cta--ok{color:#fff;background-color: #5a71ff;} .confirm__cta--ok--hide{display:none;} </style> <div class="confirm__box" id="confirm__box"> <div class="confirm__box--title" id="confirm__box--title">Are you sure you want to rest your choices?</div> <div class="confirm__ctas"> <button id="confirm__cancel" class="confirm__cta confirm__cta--cancle">cancel</button> <button id="confirm__ok" class="confirm__cta confirm__cta--ok">ok</button> </div> </div> <script> var __linkprefetch = (function(){ var util = (function () { function isStringSet(str) { return typeof str === "string" && str !== ''; } function isSet(val) { switch (typeof val) { case "string": return isStringSet(val); case "object": return val !== null; case "number": case "boolean": return true; default: return false; } } return { isStringSet: isStringSet, isSet: isSet }; })(); var eventLib = (function () { function addEvent(elem, type, eventHandle) { if (elem.addEventListener) { elem.addEventListener(type, eventHandle, false); } else if (elem.attachEvent) { elem.attachEvent("on" + type, eventHandle); } elem = null; // Handle Memory Leak } function removeEvent(elem, type, eventHandle) { if (elem.removeEventListener) { elem.removeEventListener(type, eventHandle); } else if (elem.detachEvent) { elem.detachEvent('on' + type, eventHandle); } elem = null; } return { addEvent: addEvent, removeEvent: removeEvent, }; })(); var hintUtil = (function (util) { function injectHostNameHint(hint, hostname) { if (util.isStringSet(hostname)) { try { var link = document.createElement("link"); link.rel = hint; link.href = hostname; var headElement = document.head || document.getElementsByTagName("head")[0]; headElement.appendChild(link); } catch (e) { } } } function isHintSupported(hint) { try { return document.createElement('link').relList.supports(hint); } catch (e) { } return false; } return { injectHostNameHint: injectHostNameHint, isHintSupported: isHintSupported }; })(util); var domUtil = (function (util) { function getHostnameFromUrl(url) { var urlParts; if (url.indexOf("//") > -1) { urlParts = url.split('/'); url = urlParts[0] + "//" + urlParts[2]; return url; } } /** * Extract hostname from the anchor element * @param element * @returns {string|*} */ function getHostnameOfAnchorElement(element) { if (util.isSet(element.origin)) { return element.origin; } else if (util.isSet(element.protocol) && util.isSet(element.hostname)) { return element.protocol + "//" + element.hostname; } else if (util.isSet(element.href)) { return getHostnameFromUrl(element.href); } } return { getHostnameOfAnchorElement: getHostnameOfAnchorElement }; })(util); var preconnectHandler = (function (hintUtil, eventLib, domUtil) { var preconnectedHostsList = {}; function injectSerpPreconnectHint(hostname) { hintUtil.injectHostNameHint("preconnect", hostname); addHostnameToPreconnectedList(hostname); } /** * Inject Serp Pre-connect hint for hostname's not pre-connected * Adds hostname to the list of pre-connected hostname's * Removes hostname from the list of pre-connected hostname's after timeout * @param event */ function preconnectEventHandler(event, element, preconnectEvent) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isPreconnectedHostname(hostname)) { injectSerpPreconnectHint(hostname); eventLib.removeEvent(element, "mouseover", preconnectEvent); eventLib.removeEvent(element, "touchstart", preconnectEvent); setTimeout(function () { removeHostnameFromPreconnectedList(hostname); attachHoverListener(element); }, 10000); } } /** * Add event to the element if the element's hostname is not pre-connected * @param element */ function attachHoverListener(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); var preconnectEvent = (function (element) { return function (event) { preconnectEventHandler(event, element, preconnectEvent); }; })(element); if (!isPreconnectedHostname(hostname)) { eventLib.addEvent(element, "mouseover", preconnectEvent); eventLib.addEvent(element, "touchstart", preconnectEvent); } } /** * Removes hostname from the list of pre-connected hostname's * @param hostname */ function removeHostnameFromPreconnectedList(hostname) { preconnectedHostsList[hostname] = 0; } /** * Adds hostname to the list of pre-connected hostname's * @param hostname */ function addHostnameToPreconnectedList(hostname) { preconnectedHostsList[hostname] = 1; } /** * Checks if the hostname is pre-connected or not * @param hostname * @returns {boolean} */ function isPreconnectedHostname(hostname) { return preconnectedHostsList[hostname] === 1; } /** * Attaches eventAction Event to the element passed * @param eventAction * @param element */ function initialisePreconnectSetup(eventAction, element) { if (eventAction == "hover") { attachHoverListener(element); } } function isSupported() { return hintUtil.isHintSupported("preconnect"); } return { initialisePreconnectSetup: initialisePreconnectSetup, isSupported: isSupported }; })(hintUtil, eventLib, domUtil); var dnsPrefetchHandler = (function (hintUtil, domUtil) { var dnsPrefetchedHostsList = {}; function initialiseDnsPrefetchSetup(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isDnsPrefetchedHostname(hostname)) { hintUtil.injectHostNameHint("dns-prefetch", hostname); addHostnameToDnsPrefetchedList(hostname); } } /** * Adds hostname to the list of dns pre-fetched hostname's * @param hostname */ function addHostnameToDnsPrefetchedList(hostname) { dnsPrefetchedHostsList[hostname] = 1; } /** * checks if hostname is dns pre-fetched or not * @param hostname * @returns {boolean} */ function isDnsPrefetchedHostname(hostname) { return dnsPrefetchedHostsList[hostname] === 1; } function isSupported() { return hintUtil.isHintSupported("dns-prefetch"); } return { initialiseDnsPrefetchSetup: initialiseDnsPrefetchSetup, isSupported: isSupported }; })(hintUtil, domUtil); var init = function(anchorElement){ if (preconnectHandler.isSupported()) { preconnectHandler.initialisePreconnectSetup("hover", anchorElement); } if (dnsPrefetchHandler.isSupported()) { dnsPrefetchHandler.initialiseDnsPrefetchSetup(anchorElement); } } return { init : init } })(); </script><script src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/js/plugins/xss.min.js"></script> <script> var __cookieController = (function () { function getSubDomain() { var hostName = window.location.hostname; if (!!hostName) { var parts = hostName.split('.'); if (parts.length > 2) { parts.shift(); } hostName = parts.join('.'); } return hostName; } /* * Read a cookie value * */ function get(name) { var start = document.cookie.indexOf(name + "="); var len = start + name.length + 1; if ((!start) && (name !== document.cookie.substring(0, name.length))) { return null; } if (start === -1) { return null; } var end = document.cookie.indexOf(";", len); if (end === -1) { end = document.cookie.length; } var cookieVal = document.cookie.substring(len, end); if (typeof filterXSS === 'function') { cookieVal = filterXSS(cookieVal, { stripIgnoreTagBody: true }); } return cookieVal; } /* * Create a cookie for forbes.com dommain * */ function set(name, value, expireInDays) { var today = new Date(), path = '/', domain = '.' + getSubDomain(); today.setTime(today.getTime()); if (expireInDays) { expireInDays = expireInDays * 1000 * 60 * 60 * 24; } var expireDate = new Date(today.getTime() + (expireInDays)); document.cookie = name + "=" + escape(value) + ((expireInDays) ? ";expires=" + expireDate.toGMTString() : "") + ((domain) ? ";domain=" + domain : "") + ((path) ? ";path=" + path : ""); } return { get: get, set: set, } })(); var __helper = (function () { /* * Get Host name from url * */ function getHostname(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return null; } /* * Get Query Parameter * */ function getQueryParameterValue(field, url) { var href = url ? url : window.location.href; var reg = new RegExp('[?&]' + field + '=([^&#]*)', 'i'); var string = reg.exec(href); return string ? string[1] : null; } /* * Checks for empty values * Example : '' | "" | null | undefined | false * */ function empty(val) { return val === '' || val === null || typeof val == 'undefined' || val === false; } /* * Generate values between two numbers exclusive of the range * */ function getRandomInt(min, max) { min = Math.ceil(min); max = Math.floor(max); return Math.floor(Math.random() * (max - min)) + min; } return { getHostname: getHostname, getQueryParameterValue: getQueryParameterValue, empty: empty, getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://web.archive.org/web/20201019023341/https://related.forbes.com/trf?o=kvthEn5fH67DbDShdW0Utm0azruIiFEWh2PCIg3ahdQF7Gq3Ik-JRgYyDaXEqEraExM_DA0tDWuCcVfQQGfdTWD-sXrGPbcRrbbSdKoJ4-473COPAkORFxHRUUarZtst0oNgMsNkPTFW01NvOSieOtp_wC2wUVDP&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "google": ["gclid"], "bing": ["msclkid"], "kw": ["fbclid"] }; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = {}; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } return trackingParamsObj; } /** * Returns Hash code from value of predefined parameters * Example : ob_click_id=jfkjkfjskafjkj * Object : { param: ob_click_id , value:jfkjkfjskafjkj } * returns : P6767676 */ function getUserIdHashFromUrl() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (paramsObj.hasOwnProperty('value') && !__util.empty(paramsObj.value) && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); hash = hashInput.hashCode(); } return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: trackingId, override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromUrl(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var noOfDays = 1; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); //If cookie is not present then create one if (__util.empty(userIdFromCookie) && userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, noOfDays); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, noOfDays); //set utm source if exist var utmSource = __util.getQueryParameterValue('utm_source'); if (!__util.empty(utmSource)) { __cookie.set(E2E_COOKIE_ADVISOR_UTM, utmSource, noOfDays); } var ogParamObj = getOgUtmParamValuePair(); //set og param Example: og_click_id if (ogParamObj.hasOwnProperty('param') && !__util.empty(ogParamObj.param)) { __cookie.set(E2E_COOKIE_ORIGINAL_TID_PARAM, ogParamObj.param, noOfDays); } //set og param value if (ogParamObj.hasOwnProperty('value') && !__util.empty(ogParamObj.value)) { __cookie.set(E2E_COOKIE_ORIGINAL_TID_VALUE, ogParamObj.value, noOfDays); } } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount++; //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, noOfDays) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || '.inarticle-link-tracking a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } })(__cookieController, __helper, __linkprefetch); //set cookie values __linkTrackingController.setCookie(); document.addEventListener('DOMContentLoaded', function () { //set user id __linkTrackingController.setTrackingId(); }); </script><script type="text/javascript"> var e2e = (function($){ var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var analyticsParams = { pageview_event: 'pageview', bankrate_event: 'bankrate', page_template: 'Top N Non-CC', tid: __linkTrackingController.USER_ID_HASH, session_pageview_count: '1', original_tracking_param: '', original_tracking_param_value: '', referrer_host: '', referrer_url: '', author_name: 'Amy Danise', author_role: 'editor', primary_category: 'Travel Insurance', secondary_category: '', published_date: 'September 11, 2020', updated_date: 'Sep 11, 2020', ra_feed_enabled: false }; /** * Logs Event to Database * @param args */ function log(args){ var analyticsData = args || {}; var wp_action = { 'token': '5701bb566c', 'action': 'e2e_logging', }; var data = Object.assign({},wp_action,analyticsData); var ajaxConfig = { 'method': 'POST', 'url': 'https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/wp-admin/admin-ajax.php', 'data':data }; if( Object.keys(analyticsData).length !== 0 ){ $.ajax(ajaxConfig); } } /** * Sets GTAG User ID */ function setGtagUserId(){ gtag('set', {'user_id': __linkTrackingController.USER_ID_HASH}); } /** * Logs Page View Event to database * @param a */ function logPageView(a){ var args = a || {}; var event = ( args.hasOwnProperty('event') && !!args.event ) ? args.event : analyticsParams.pageview_event; log({ event: event, template: analyticsParams.page_template, tid: analyticsParams.tid, og_tracking_parameter: analyticsParams.original_tracking_param, og_tracking_parameter_value: analyticsParams.original_tracking_param_value, }); } /** * Check for a valid html element * @param element */ function isElement(element) { return element instanceof Element || element instanceof HTMLDocument; } /** * Sends Page View Event to analytics * @param params */ function sendPageviewEvent(params){ var paramsObj = params || {}; var event = ( paramsObj.hasOwnProperty('event') && !!paramsObj.event ) ? paramsObj.event : analyticsParams.pageview_event; // logPageView({event:event}); gtag('event', event, { 'event_category': analyticsParams.page_template, 'event_label': analyticsParams.tid, 'value': analyticsParams.session_pageview_count, 'dimension3': analyticsParams.original_tracking_param, 'dimension4': analyticsParams.original_tracking_param_value, 'dimension5': analyticsParams.referrer_host, 'dimension6': analyticsParams.referrer_url, 'dimension9': analyticsParams.author_name, 'dimension10': analyticsParams.author_role, 'dimension11': analyticsParams.primary_category, 'dimension12': analyticsParams.secondary_category, 'dimension13': analyticsParams.published_date, 'dimension14': analyticsParams.updated_date, 'dimension17': analyticsParams.ra_feed_enabled }); } /** * Sends Multiple (Total 2) Page View Events to analytics in 10 seconds interval */ function sendPageviewEventMultiple(){ var statusCount = 1; var totalExecCount = 2; var initialTime = 10; var increment = 10; var eventName = analyticsParams.pageview_event; var recursiveAnalyticscall = setInterval(function(){ var newEventName = eventName + '-' + initialTime; sendPageviewEvent({event:newEventName}); if( statusCount === totalExecCount ){ clearInterval(recursiveAnalyticscall); } initialTime += increment; statusCount++; },10000); } function e2eSendPageView(){ sendPageviewEvent(); // sendPageviewEventMultiple(); } /** * Gets host name from a url string * @param url * @returns {string} */ function getHostName(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return url; } /** * Logs bankrate click event to database */ function logBankrateEvent(){ log({ event: analyticsParams.bankrate_event, cc_name: analyticsParams.cc_name, info: analyticsParams.cta_info, placement: analyticsParams.cta_placement, template: analyticsParams.page_template, tid: analyticsParams.tracking_id, og_tracking_parameter: analyticsParams.original_tracking_param, og_tracking_parameter_value: analyticsParams.original_tracking_param_value, }); } /** * Sends Bankrate click Event to analytics */ function sendBankrateEvent(){ gtag('event', analyticsParams.bankrate_event , { 'event_category' : analyticsParams.page_template, 'event_label' : analyticsParams.tracking_id, 'value' : analyticsParams.session_pageview_count, 'dimension1': analyticsParams.cta_placement, 'dimension3': analyticsParams.original_tracking_param, 'dimension4': analyticsParams.original_tracking_param_value, 'dimension5': analyticsParams.referrer_host, 'dimension6': analyticsParams.referrer_url, 'dimension7': analyticsParams.cc_name, 'dimension8': analyticsParams.cta_info, 'dimension9': analyticsParams.author_name, 'dimension10': analyticsParams.author_role, 'dimension11': analyticsParams.primary_category, 'dimension12': analyticsParams.secondary_category, 'dimension13': analyticsParams.published_date, 'dimension14': analyticsParams.updated_date, 'dimension15': analyticsParams.product_type, 'dimension16': analyticsParams.product_id }); } function sendBankrateClickEvent(targetEl) { if(isElement(targetEl) && targetEl.tagName.toLowerCase() === 'a'){ var href = targetEl.getAttribute('href'); var host_name = getHostName(href); if (!!host_name && ( host_name === E2E_HOST || host_name === BANKRATE_HOST ) ) { var card_name = targetEl.getAttribute('data-cc-name'); var card_info = targetEl.getAttribute('data-cta-info'); var card_placement = targetEl.getAttribute('data-cta-placement'); var product_type = targetEl.getAttribute('data-product'); var product_id = targetEl.getAttribute('data-product-id'); var tracking_id = targetEl.getAttribute('data-tid'); analyticsParams.cc_name = !!card_name ? card_name : targetEl.innerText; analyticsParams.cta_info = !!card_info ? card_info : ''; analyticsParams.cta_placement = !!card_placement ? card_placement : ''; analyticsParams.product_type = !!product_type ? product_type : ''; analyticsParams.product_id = !!product_id ? product_id : ''; analyticsParams.tracking_id = tracking_id; logBankrateEvent(); sendBankrateEvent(); analyticsParams.tracking_id = ''; } } } /** * Handler to handle bankrate clicks * @param e */ function handleBankrateCtaClick(e){ var targetEl = e.target; var el; if( targetEl.tagName.toLowerCase() === 'a' ){ el = targetEl; }else{ if( Element.prototype.closest ){ el = targetEl.closest('a'); } } sendBankrateClickEvent(el); } /** * Add listeners */ function addEvents(){ var trackingElement = document.querySelectorAll('.inarticle-link-tracking'); for(var i = 0; i < trackingElement.length ;i++){ trackingElement[i].addEventListener('click',handleBankrateCtaClick); } } function initPolyfilForClosest(){ if (!Element.prototype.matches) { Element.prototype.matches = Element.prototype.msMatchesSelector || Element.prototype.webkitMatchesSelector; } if (!Element.prototype.closest) { Element.prototype.closest = function(s) { var el = this; do { if (el.matches(s)) return el; el = el.parentElement || el.parentNode; } while (el !== null && el.nodeType === 1); return null; }; } } function init(){ initPolyfilForClosest(); addEvents(); setGtagUserId(); e2eSendPageView(); } return { init : init } })(jQuery); e2e.init(); </script>  <noscript><iframe src="https://web.archive.org/web/20201019023341if_/https://www.googletagmanager.com/ns.html?id=GTM-PLP9KFC" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <div style="display: none;"> <script id="mNCC" language="javascript"> medianet_width = "1"; medianet_height = "1"; medianet_crid = "279436909"; medianet_versionId = "3111299"; </script> <script src="https://web.archive.org/web/20201019023341js_/https://contextual.media.net/nmedianet.js?cid=8CUX59211"></script> </div> <script type="text/javascript"> window['ninja_table_instance_0'] = {"table_id":"47764","title":"Best Travel Insurance Companies 127 sg","columns":[{"name":"insurancecompany","title":"Insurance company","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_0","ninja_clmn_nm_insurancecompany"],"filterable":true,"sortable":false,"original":{"key":"insurancecompany","name":"Insurance company","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"}},{"name":"highestscoringplan","title":"Highest-scoring plan","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_1","ninja_clmn_nm_highestscoringplan"],"filterable":true,"sortable":false,"original":{"key":"highestscoringplan","name":"Highest-scoring plan","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"}},{"name":"forbesadvisorrating","title":"Forbes Advisor rating","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_2","ninja_clmn_nm_forbesadvisorrating"],"filterable":true,"sortable":false,"original":{"key":"forbesadvisorrating","name":"Forbes Advisor rating","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html"}}],"original_columns":[{"key":"insurancecompany","name":"Insurance company","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"},{"key":"highestscoringplan","name":"Highest-scoring plan","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"},{"key":"forbesadvisorrating","name":"Forbes Advisor rating","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html"}],"settings":{"filtering":false,"togglePosition":"first","paging":"30","pager":false,"page_sizes":["10","20","50","100"],"sorting":true,"default_sorting":"old_first","defualt_filter":false,"defualt_filter_column":null,"expandFirst":false,"expandAll":false,"i18n":{"search_in":"Search in","search":"Search","no_result_text":"No Result Found"},"shouldNotCache":false,"skip_rows":0,"limit_rows":0,"use_parent_width":false,"info":"","enable_html_cache":null,"html_caching_minutes":null,"extra_css_class":"inverted","disable_sticky_on_mobile":null,"has_formula":"no","filter_selects":[]},"render_type":"legacy_table","custom_css":{"ninja_column_0":{"width":"350px"},"ninja_column_1":{"width":"350px"},"ninja_column_2":[]},"instance_name":"ninja_table_instance_0","table_version":"3.5.12","provider":"default","editing":{"enabled":false,"editing":false,"check_editing":"no","deleting":false,"alwaysShow":false,"own_data_only":null,"addText":"New Row","hideText":"Cancel","showText":"Edit Rows","position":"right","defaultValues":[]},"init_config":{"toggleColumn":"first","cascade":true,"useParentWidth":false,"columns":[{"name":"insurancecompany","title":"Insurance company","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_0","ninja_clmn_nm_insurancecompany"],"filterable":true,"sortable":false,"original":{"key":"insurancecompany","name":"Insurance company","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"}},{"name":"highestscoringplan","title":"Highest-scoring plan","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_1","ninja_clmn_nm_highestscoringplan"],"filterable":true,"sortable":false,"original":{"key":"highestscoringplan","name":"Highest-scoring plan","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html","width":"350"}},{"name":"forbesadvisorrating","title":"Forbes Advisor rating","breakpoints":"","type":"html","visible":true,"classes":["ninja_column_2","ninja_clmn_nm_forbesadvisorrating"],"filterable":true,"sortable":false,"original":{"key":"forbesadvisorrating","name":"Forbes Advisor rating","breakpoints":"","dateFormat":"","enable_html_content":"false","header_html_content":"","contentAlign":"center","textAlign":"center","maxWidthUnit":"px","data_type":"html"}}],"expandFirst":null,"expandAll":null,"empty":"No Result Found","sorting":{"enabled":true},"filtering":{"enabled":false,"delay":1,"dropdownTitle":"Search in","placeholder":"Search","connectors":false,"ignoreCase":true},"paging":{"enabled":true,"position":"right","size":"30","container":"#footable_parent_47764 .paging-ui-container","countFormat":" "}}} </script> <script defer type="text/javascript" src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/plugins/ninja-tables/public/libs/footable/js/footable.min.js?ver=3.1.5"></script> <script defer type="text/javascript" src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/plugins/ninja-tables/assets/js/ninja-tables-footable.3.1.0.js?ver=3.5.12"></script> <link rel="preload" href="https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor/wp-content/plugins/ninja-tables/assets/fonts/ninja-tables.woff?10ed5e333d4d4b43f270e4007cba8413" as="font" type="font/woff" crossorigin="anonymous"><link rel="stylesheet" id="footable_styles-css" href="https://web.archive.org/web/20201019023341cs_/https://www.forbes.com/advisor/wp-content/plugins/ninja-tables/assets/css/ninjatables-public.css?ver=3.5.12" type="text/css" media="all"/> <script type="text/javascript"> /* <![CDATA[ */ var faglobal = {"ajax_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/wp-admin\/admin-ajax.php","search_api":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/wp-json\/wp\/v2\/search","rest_api_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/wp-json\/advisor\/","version_one":"v1","card_listing_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/credit-cards\/all","card_compare_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/credit-cards\/compare-cards","is_card_compare":"","is_card_listing":"","is_mortgage_compare":"","mortgage_listing_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/mortgages\/all-mortgages","loan_listing_url":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/loans\/all-loans","is_home_page":"","facard_cookie":"facrdck945","famortgage_cookie":"famrtgeck946","is_credit_card":"","is_card_review":"","is_blog_home":"","is_article":"1","is_forbes":"","is_personal_loan":"","is_checking_account":"","theme_root":"https:\/\/web.archive.org\/web\/20201019023341\/https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/"}; /* ]]> */ </script> <script type="text/javascript" src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/dist/base.js?ver=1597158479"></script> <script type="text/javascript" src="https://web.archive.org/web/20201019023341js_/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/dist/mnetedinit.min.js?ver=1598000973"></script> <div id="mnplaceholder-5f8cf9fa0cf61" data-size="1x1" data-aid="611817330" data-device="any" class="mnPlaceholderSync fa-hide" data-versionid="3111299" data-cid="8CUX59211" data-url="https://web.archive.org/web/20201019023341oe_/https://contextual.media.net/nmedianet.js"></div><script> var attributeNofollowValue = 'nofollow'; (function($){ $(function(){ var isContributor = 0; function isInternalLink(url) { var siteUrl = 'https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor'; var url_domain = url.split('/')[2]; if (siteUrl.indexOf(url_domain) >= 0) { return true; } else { return false; } } $('.article-body a').each(function() { var linkValue = $(this).attr('href'); if (linkValue) { var gaTrackingValue = "ExternalLink:" + linkValue; $(this).attr('ga-data-track', gaTrackingValue); if (isContributor && !isInternalLink(linkValue) ) { $(this).attr('rel', attributeNofollowValue); } } }); }); })(jQuery); </script><script> function handleExternalLinking(articleBody) { var articleBody = articleBody || '.article-body'; var siteUrl = 'https://web.archive.org/web/20201019023341/https://www.forbes.com/advisor'; if (jQuery(articleBody).length > 0) { jQuery(articleBody).find('a').each(function() { var link = jQuery(this).prop('href'); if (link.indexOf(siteUrl) == -1) { jQuery(this).attr('target', '_blank'); } }); } } </script> <script type="text/javascript"> //To open links in new tab handleExternalLinking('.article-body'); function introContentCollapsible() { var targetEl = '.intro-content', triggerEl = '.intro-content .mob-fade', introHt = $('.intro-content-inner').height(); if (deviceType === "mobile" && introHt < 130) { $(targetEl).removeClass('applyfade'); $(triggerEl).css('display', 'none'); } $(triggerEl).on('click', function() { $(targetEl).toggleClass('active'); $('.intro-content .mob-fade span').text(function(i, text){ return text === "SHOW MORE" ? "SHOW LESS" : "SHOW MORE"; }) $('.intro-content .chevron-arrow').toggleClass('top'); }); } introContentCollapsible(); </script> <div class="overlay"></div> </body> </html>