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aria-label="Co-branded Credit Cards">Co-branded Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/rbl-bank-bankbazaar-savemax-credit-card.html" title="RBL SaveMax Credit Card" aria-label="RBL SaveMax Credit Card">RBL SaveMax Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html " title="Yes Bank FinBooster Credit Card" aria-label="Yes Bank FinBooster Credit Card">Yes Bank FinBooster Credit Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-credit-card.html" title="HDFC Credit Cards" aria-label="HDFC Credit Cards">HDFC Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-credit-card.html" title="SBI Credit Cards" aria-label="SBI Credit Cards">SBI Credit Cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/indusind-credit-card.html" title="Indusind Bank Credit cards" aria-label="Indusind Bank Credit cards">Indusind Bank Credit cards</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/credit-card/top-10-credit-cards-in-india.html" title="Top 10 Credit Cards" aria-label="Top 10 Credit Cards">Top 10 Credit Cards</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-school mr-2 h-full"><path d="M14 22v-4a2 2 0 1 0-4 0v4"></path><path d="m18 10 4 2v8a2 2 0 0 1-2 2H4a2 2 0 0 1-2-2v-8l4-2"></path><path d="M18 5v17"></path><path d="m4 6 8-4 8 4"></path><path d="M6 5v17"></path><circle cx="12" cy="9" r="2"></circle></svg>Home Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan.html" title="Compare Home Loans" aria-label="Compare Home Loans">Compare Home Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan Calculator" aria-label="Home Loan Calculator">Home Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-interest-rate.html" title="Home Loan Interest Rates" aria-label="Home Loan Interest Rates">Home Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-eligibility.html" title="Home Loan Eligibility" aria-label="Home Loan Eligibility">Home Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan-balance-transfer.html" title="Home Loan Transfer" aria-label="Home Loan Transfer">Home Loan Transfer</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/pradhan-mantri-awas-yojana.html" title="PMAY" aria-label="PMAY">PMAY</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-home-loan.html" title="SBI Home Loan" aria-label="SBI Home Loan">SBI Home Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-home-loan.html" title="HDFC Home Loan" aria-label="HDFC Home Loan">HDFC Home Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Personal Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan.html" title="Compare Personal Loans" aria-label="Compare Personal Loans">Compare Personal Loans</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan Calculator" aria-label="Personal Loan Calculator">Personal Loan Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-interest-rate.html" title="Personal Loan Interest Rates" aria-label="Personal Loan Interest Rates">Personal Loan Interest Rates</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan-eligibility.html" title="Personal Loan Eligibility" aria-label="Personal Loan Eligibility">Personal Loan Eligibility</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/sbi-personal-loan.html" title="SBI Personal Loan" aria-label="SBI Personal Loan">SBI Personal Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/hdfc-personal-loan.html" title="HDFC Personal Loan" aria-label="HDFC Personal Loan">HDFC Personal Loan</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Other Loans <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan.html" title="Car Loan" aria-label="Car Loan">Car Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/two-wheeler-loan.html" title="Two Wheeler Loan" aria-label="Two Wheeler Loan">Two Wheeler Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/education-loan.html" title="Education Loan" aria-label="Education Loan">Education Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-loan.html" title="Gold Loan" aria-label="Gold Loan">Gold Loan</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/loan-against-property.html" title="Loan Against Property" aria-label="Loan Against Property">Loan Against Property</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-calculator mr-2 h-full"><rect width="16" height="20" x="4" y="2" rx="2"></rect><line x1="8" x2="16" y1="6" y2="6"></line><line x1="16" x2="16" y1="14" y2="18"></line><path d="M16 10h.01"></path><path d="M12 10h.01"></path><path d="M8 10h.01"></path><path d="M12 14h.01"></path><path d="M8 14h.01"></path><path d="M12 18h.01"></path><path d="M8 18h.01"></path></svg>Calculators <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/finance-tools/emi-calculator.html" title="EMI Calculator" aria-label="EMI Calculator">EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/home-loan/emi-calculator.html" title="Home Loan EMI Calculator" aria-label="Home Loan EMI Calculator">Home Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/personal-loan/emi-calculator.html" title="Personal Loan EMI Calculator" aria-label="Personal Loan EMI Calculator">Personal Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/car-loan/emi-calculator.html" title="Car Loan EMI Calculator" aria-label="Car Loan EMI Calculator">Car Loan EMI Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/tax/income-tax-calculator.html" title="Income Tax Calculator" aria-label="Income Tax Calculator">Income Tax Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit/fd-calculator.html" title="FD Calculator" aria-label="FD Calculator">FD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit/rd-interest-calculator.html" title="RD Calculator" aria-label="RD Calculator">RD Calculator</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/calculators.html" title="All Financial Calculators" aria-label="All Financial Calculators">All Financial Calculators</a></li></ul></div></details></div><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-indian-rupee mr-2 h-full"><path d="M6 3h12"></path><path d="M6 8h12"></path><path d="m6 13 8.5 8"></path><path d="M6 13h3"></path><path d="M9 13c6.667 0 6.667-10 0-10"></path></svg>Investments <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/fixed-deposit-rate.html" title="Fixed Deposit" aria-label="Fixed Deposit">Fixed Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/recurring-deposit-rates.html" title="Recurring Deposit" aria-label="Recurring Deposit">Recurring Deposit</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/savings-account.html" title="Savings Account" aria-label="Savings Account">Savings Account</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes.html" title="Saving Schemes" aria-label="Saving Schemes">Saving Schemes</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gold-rate-india.html" title="Gold Rate" aria-label="Gold Rate">Gold Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/silver-rate-india.html" title="Silver Rate" aria-label="Silver Rate">Silver Rate</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/mutual-fund.html" title="Mutual Funds" aria-label="Mutual Funds">Mutual Funds</a></li></ul></div></details></div><span><a href="/credit-score.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-wallet-cards mr-2 h-full"><rect width="18" height="18" x="3" y="3" rx="2"></rect><path d="M3 9a2 2 0 0 1 2-2h14a2 2 0 0 1 2 2"></path><path d="M3 11h3c.8 0 1.6.3 2.1.9l1.1.9c1.6 1.6 4.1 1.6 5.7 0l1.1-.9c.5-.5 1.3-.9 2.1-.9H21"></path></svg><span class="flex-auto "><strong><p class="text-sm ">Credit Score</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-free-badge.webp" alt="FREE" title="FREE" width="40" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-file-text mr-2 h-full"><path d="M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z"></path><path d="M14 2v4a2 2 0 0 0 2 2h4"></path><path d="M10 9H8"></path><path d="M16 13H8"></path><path d="M16 17H8"></path></svg>Govt. Utility Documents <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ul class="list-none "><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/pan-card.html" title="Pan Card" aria-label="Pan Card">Pan Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/aadhar-card.html" title="Aadhaar Card" aria-label="Aadhaar Card">Aadhaar Card</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/voter-id.html" title="Voter ID" aria-label="Voter ID">Voter ID</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/electricity-bill.html" title="Electricity Bill" aria-label="Electricity Bill">Electricity Bill</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/driving-licence.html" title="Driving Licence" aria-label="Driving Licence">Driving Licence</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/passport.html" title="Passport" aria-label="Passport">Passport</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/visa.html" title="Visa" aria-label="Visa">Visa</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/gas-connection.html" title="Gas Connection" aria-label="Gas Connection">Gas Connection</a></li><li class="text-sm ml-6 pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/ration-card.html" title="Ration Card" aria-label="Ration Card">Ration Card</a></li></ul></div></details></div><span><a href="/getapp.html" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 minW-auto bg-inherit text-inherit hover:bg-inherit no-underline h-auto text-wrap font-medium focus-visible:ring-0 w-full py-4"><span class="mr-2"><img src="https://static.bankbazaar.com/images/common/bbicons-menu-download-app.webp" alt="Download App" title="Download App" width="25" height="28" style="max-width:100%;display:inline"/></span><span class="flex-auto "><strong><p class="text-sm ">Download Mobile App</p></strong></span><img src="https://static.bankbazaar.com/images/common/bbicons-menu-android-star-badge.webp" alt="Badge" title="Badge" width="12" height="20" style="max-width:100%;display:inline"/></a></span><div class="border bg-transparent hover:bg-transparent text-sm"><details name="accordion" class="px-4 py-4"><summary class="cursor-pointer block relative"><strong><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-umbrella mr-2 h-full"><path d="M22 12a10.06 10.06 1 0 0-20 0Z"></path><path d="M12 12v8a2 2 0 0 0 4 0"></path><path d="M12 2v1"></path></svg>Insurance <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 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Provident Fund" target="_blank" aria-label="Employee Provident Fund">EPF</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/how-to-check-your-epf-balance-online.html" title="Employee Provident Fund Balance" target="_blank" aria-label="Employee Provident Fund Balance">EPF Balance</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/pf-withdrawal-rules.html" title="Provident Fund Withdrawal Rules" target="_blank" aria-label="Provident Fund Withdrawal Rules">PF Withdrawal Rules</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/epf-e-passbook.html" title="Employee Provident Fund Passbook" target="_blank" aria-label="Employee Provident Fund Passbook">EPF Passbook</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/how-to-check-pf-status-online.html" title="Provident Fund Status" target="_blank" aria-label="Provident Fund Status">PF Status</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/all-about-epf-claim-status.html" title="PF Claim Status" target="_blank" aria-label="PF Claim Status">EPF Claim Status</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/uan.html" title="Universal Account Number" target="_blank" aria-label="Universal Account Number">UAN</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/know-about-epfo-universal-account-number.html" title="Universal Account Number Registration" target="_blank" aria-label="Universal Account Number Registration">UAN Registration</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html" title="Universal Account Number Login" target="_blank" aria-label="Universal Account Number Login">UAN Login</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/how-to-login-to-epfo-member-portal.html" title="Employee Provident Fund Organization Login" target="_blank" aria-label="Employee Provident Fund Organization Login">EPFO Login</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/how-to-check-epf-balance-sms.html" title="PF Balance Number" target="_blank" aria-label="PF Balance Number">PF Balance Number</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/ppf.html" title="Public Provident Fund" target="_blank" aria-label="Public Provident Fund">PPF</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/nps.html" title="National Pension Scheme" target="_blank" aria-label="National Pension Scheme">NPS</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/nps-calculator.html" title="National Pension Scheme Calculator" target="_blank" aria-label="National Pension Scheme Calculator">NPS Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/sukanya-samriddhi-yojana-account.html" title="Sukanya Samriddhi Yojana Account" target="_blank" aria-label="Sukanya Samriddhi Yojana Account">Sukanya Samriddhi Yojana Account</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/sukanya-samriddhi-account-calculator.html" title="Sukanya Samriddhi Calculator" target="_blank" aria-label="Sukanya Samriddhi Calculator">Sukanya Samriddhi Calculator</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/atal-pension-yojana.html" title="Atal Pension Yojana" target="_blank" aria-label="Atal Pension Yojana">Atal Pension Yojana</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/pradhan-mantri-jan-dhan-yojana.html" title="Pradhan Mantri Jan Dhan Yojana" target="_blank" aria-label="Pradhan Mantri Jan Dhan Yojana">PMJDY</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/zero-balance-account-through-pm-jan-dhan-yojana.html" title="Zero Balance Account through PM Jan Dhan Yojana" target="_blank" aria-label="Zero Balance Account through PM Jan Dhan Yojana">Zero Balance Account through PMJDY</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/pradhan-mantri-vaya-vandana-yojana.html" title="Pradhan Mantri Vaya Vandana Yojana" target="_blank" aria-label="Pradhan Mantri Vaya Vandana Yojana">PMVVY</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/vpf.html" title="Voluntary Provident Fund" target="_blank" aria-label="Voluntary Provident Fund">VPF</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/kisan-vikas-patra.html" title="Kisan Vikas Patra" target="_blank" aria-label="Kisan Vikas Patra">Kisan Vikas Patra</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/senior-citizen-saving-scheme.html" title="Senior Citizen Savings Scheme" target="_blank" aria-label="Senior Citizen Savings Scheme">SCSS</a></li><li class="text-sm pt-1 pb-1"><a class="inline-flex hover:underline no-underline text-bbBlue" href="/saving-schemes/nsc.html" title="National Savings Certificate" target="_blank" aria-label="National Savings Certificate">NSC</a></li></ul></div></div><div data-inline-ad-position="LEFT_NAV"></div></aside></div><div class=" lg:col-span-10 md:col-span-10 col-span-12"><div class="flex flex-col gap-2.5 px-1"><div class="items-center flex gap-2.5"><h1 class="text-xl font-bold ">EPF Form 31</h1></div><div class="rounded-lg border border-slate-200 text-slate-950 shadow-sm dark:border-slate-800 dark:bg-slate-950 dark:text-slate-50 relative bg-primary-light"><div class="p-2.5"><div class="pr-md font-large" style="max-height:500px;overflow-y:auto"><p class="text-base ">The Employees' Provident Fund Organisation offers an online facility where employees can apply for EPF advance.</p><p class="text-base ">The form required for claiming an EPF advance is Form 31. The form is available once the employee logs in to the <a href="/saving-schemes/uan.html" target="_blank">UAN</a> Portal.</p></div></div></div><div><div class="mb-xl"><span style="background-color:#ffff009c" class="mb-xl"></span></div><div class="flex flex-col gap-1"><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><p class="text-base ">However, to apply for EPF advance online, the employee must have his/her bank details, <a href="/aadhar-card.html" target="_blank">Aadhaar Card</a>, and <a href="/pan-card.html" target="_blank">PAN card</a> details updated on the portal.</p><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Form Name</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">EPF Form 31</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><strong>Known as</strong></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">PF Advance Form</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><strong>Provided by</strong></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/saving-schemes/epf.html" target="_blank">EPFO</a></p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><strong>Submitted for</strong></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Application for advance or loam from the provident fund.</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><strong>Allowed Reasons</strong></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">House repair, Medical treatment, Wedding, Education</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><strong>Benefits for</strong></p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Employees</p></td></tr></tbody></table></div><p class="text-base ">The advances or loans taken from the EPF scheme can cater to his or her different financial requirements such as weddings, medical exigencies and constructing a house among others.<br/></p><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div></div><div><div class="flex flex-col gap-1"><p class="text-base "><strong>The list of reasons for which advanced may be taken by an employee are listed below:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Housing loan repayment</li><li class="pt-1 pb-1">Education</li><li class="pt-1 pb-1">House repair</li><li class="pt-1 pb-1">Wedding</li><li class="pt-1 pb-1">Medical treatment</li><li class="pt-1 pb-1">Construction of a dwelling</li><li class="pt-1 pb-1">Plot purchase</li><li class="pt-1 pb-1">Lockout</li><li class="pt-1 pb-1">House alteration</li><li class="pt-1 pb-1">Physically handicapped</li><li class="pt-1 pb-1">Abnormal conditions such as natural calamities</li><li class="pt-1 pb-1">Cut in supply of electricity</li></ol><p class="text-base "><strong>For more information, Check out related articles:</strong> <a href="/saving-schemes/know-about-epfo-universal-account-number.html" target="_blank">UAN registration</a>, <a href="/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html" target="_blank">UAN Login</a>, <a href="/saving-schemes/how-to-check-your-epf-balance-online.html" target="_blank">PF Balance Check</a> & <a href="/saving-schemes/all-about-epf-claim-status.html" target="_blank">EPF Claim Status</a><br/></p><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">When Can You Use Form 31</h2><p class="text-base "><strong>Given below are the times when you can use Form 31:</strong></p><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Purpose of withdrawal</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Withdrawal limit</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Minimum service required to be served before withdrawal</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Other conditions to keep in mind</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Marriage</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 50% of the contribution by the employee to the EPF</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">7 years</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">For covering marriage expenses of self, children, or siblings</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Education</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 50% of the contribution by the employee to the EPF</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">7 years</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">To cover the cost of education your children post their completion of 10th standard</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Renovation of home</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 12 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5 years</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The home that is to be renovated must either be in the name of the member or their spouse, or the member must have a joint account with the spouse</li><li class="pt-1 pb-1">This facility can be availed twice after completion of 5 years and 10 years of the completion of the house</li></ol></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Purchasing of land or property</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">For purchasing of house: Up to 36 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower</li><li class="pt-1 pb-1">For purchasing of land: Up to 24 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower</li></ol></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">5 years</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">The property must either be in the name of the member, or their spouse. It can be owned jointly too</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Before retirement</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 90% of the accumulated corpus along with interest accrued</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Once the member turns 54 years old and within a year of superannuation or retirement whichever is earlier</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">The amount should be for the member to cover their financial expenses</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Repayment of loan</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Up to 24 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest, or total principal amount outstanding including the interest</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">10 years</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">You will have to avail a loan from an agency who must clearly specify the principal amount outstanding and the interest charged on it</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">If the employee has not received salary for more than 2 months or are unemployed without compensation</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Share of the employee with interest</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">NA</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">The reason for not receiving your compensation can be anything except for strike</p></td></tr></tbody></table></div><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">How to Download EPF Form 31 Online</h2><p class="text-base "><strong>Form 31 is available on the EPF website. The procedure is mentioned below:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The member must log in using his/her UAN and password on the <a href="/saving-schemes/how-to-login-to-epfo-member-portal.html" target="_blank">EPFO member portal.</a></li><li class="pt-1 pb-1">The member will have to go to the '<strong>Online Services</strong>' tab and then select '<strong>Claim</strong>' for generating an online request.</li><li class="pt-1 pb-1">On clicking claim, a new page will open with all the details of the member, such as name, date of birth, father's name, <a href="/pan-card.html" target="_blank">PAN number</a>, <a href="/aadhar-card.html" target="_blank">Aadhaar number</a>, date of joining the company, and mobile number. </li><li class="pt-1 pb-1">On checking if all the information is correct, the member can click on '<strong>Proceed for Online Claim</strong>'.<br/></li></ol><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">The next page will be the type of claim the member would like to apply for. Select '<strong>PF ADVANCE (FORM 31)</strong>' in the drop-down menu.</li><li class="pt-1 pb-1">The member will need to select the purpose for the advance. There will be various options available in the drop-down box such as illness, natural calamities, power cut, non-receipt of wages, and purchase of handicap equipment. The amount and his or her current address must be filled in the next field.</li><li class="pt-1 pb-1">On completing this, the member will have to sign the disclosure. On checking the box, the '<strong>Get Aadhaar OTP</strong>' will be visible. On clicking that, he or she will receive the OTP, and this must be authenticated. </li><li class="pt-1 pb-1">On entering the OTP and clicking on 'Validate OTP and Submit Claim Form', the member will complete the process for online EPF advance application.</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">Documents Required to EPF Form 31</h2><p class="text-base "><strong>The documentation which has to be produced by an employee for various purposes in <strong>EPF Form 31</strong> is listed is the table below:</strong></p><div class="relative w-full overflow-auto"><table class="w-full caption-bottom text-sm border"><thead class="[&_tr]:border-b font-bold"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Reason/Purpose</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l bg-secondary hover:bg-secondary text-white p-2" colSpan="1"><p class="text-base ">Documents</p></td></tr></thead><tbody class="[&_tr:last-child]:border-0"><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Equipment for physically handicapped</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Certificate from a doctor</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Adversely affected due to lack of power supply</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Statement from state government</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Adversely affected by the occurrence of natural calamities</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Certificate from the concerned authority</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Lockout of an establishment</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Declaration</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">House repair (only once)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Proof of need for repair</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">House alternation (only once)</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Proof of need for alteration</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Plot purchase</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Declaration form, a copy of the purchase agreement</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Housing loan repayment</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Signed declaration</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Construction of a dwelling</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Signed declaration</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Medical treatment</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Certificate from a registered medical physician, a certificate from the employer about lack of ESI facility, a certificate from a specialist (leprosy, tuberculosis)</p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Wedding</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/govt-utility/marriage-certificate.html" target="_blank">Marriage certificate</a></p></td></tr><tr class="border-b transition-colors data-[state=selected]:bg-slate-100 dark:hover:bg-slate-800/50 dark:data-[state=selected]:bg-slate-800 hover:bg-inherit even:bg-gray-100 hover:even:bg-gray-100"><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base ">Education</p></td><td class="align-middle [&:has([role=checkbox])]:pr-0 border-l p-2" colSpan="1" rowSpan="1"><p class="text-base "><a href="/govt-utility/bonafide-certificate.html" target="_blank">Bonafide certificate</a> from the concerned educational institution</p></td></tr></tbody></table></div><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">EPF Form 31 Format</h2><p class="text-base ">You can visit the following URL: <strong>https://epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form31.pdf</strong> to download the EPF Form 31. You can take a print out of the form and fill it up. Here is how the EPF Form 31 looks:</p><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/form-31-page-1.webp" alt="Form 31 (Page 1)" title="Form 31 (Page 1)" width="508" height="631" loading="lazy" style="max-width:100%;display:block;margin:0 auto"/></div><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/form-31-page-2.webp" alt="Form 31 (Page 2)" title="Form 31 (Page 2)" width="509" height="642" loading="lazy" style="max-width:100%;display:block;margin:0 auto"/></div><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/form-31-page-3.webp" alt="Form 31 (Page 3)" title="Form 31 (Page 3)" width="509" height="656" loading="lazy" style="max-width:100%;display:block;margin:0 auto"/></div><div class="mb-2.5"><img src="https://static.bankbazaar.com/images/india/infographic/form-31-page-4.webp" alt="Form 31 (Page 4)" title="Form 31 (Page 4)" width="507" height="654" loading="lazy" style="max-width:100%;display:block;margin:0 auto"/></div><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">What does EPF Form 31 Contain?</h2><p class="text-base "><strong>An employee has to fill out the following information in Form 31 under the Employee Provident Fund Scheme 1952:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Mobile number</li><li class="pt-1 pb-1">Purpose for which advance is required</li><li class="pt-1 pb-1">Advance amount required</li><li class="pt-1 pb-1">Name of the member</li><li class="pt-1 pb-1">Husband's name (married women)</li><li class="pt-1 pb-1"><a href="/saving-schemes/all-about-the-employee-pf-account-number.html" target="_blank">Employee PF Account Number</a></li><li class="pt-1 pb-1">Monthly basic wages plus dearness allowance</li><li class="pt-1 pb-1">Full postal address</li><li class="pt-1 pb-1">Signature of applicant</li><li class="pt-1 pb-1">Signature of employer</li><li class="pt-1 pb-1">Mode of remittance</li><li class="pt-1 pb-1">If an advance is being taken for housing loan repayment or construction of a flat or site via an agency, an employee has to mention the name of the recipient on whose name the cheque has to be drawn in addition to the complete address of the recipient</li><li class="pt-1 pb-1">Savings Bank account number</li><li class="pt-1 pb-1">Name of the bank</li><li class="pt-1 pb-1">Branch name and complete address</li><li class="pt-1 pb-1"><a href="/ifsc-code.html" target="_blank">IFSC code</a></li><li class="pt-1 pb-1">Copy of a cancelled cheque</li><li class="pt-1 pb-1">If the advance is being taken for wedding expenses, the employee has to mention the details of his daughter/sister/son/brother who is getting married including his or her age, wedding date and address (if the advanced applied for is not meant for marriage purposes, an employee need not fill in any details in the section)</li><li class="pt-1 pb-1">Signature of the employer</li><li class="pt-1 pb-1">Signature of the applicant</li><li class="pt-1 pb-1">Details related to advanced stamped received</li><li class="pt-1 pb-1">Signing official's designation (along with establishment's stamp)</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">How To Download Form 31</h2><p class="text-base ">You can click on the link <strong>https://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form31.pdf</strong> and download and print the Form 31. You will then have to fill it ensuring all the details mentioned are correct.</p><h2 class="text-lg font-bold pt-5">How To Submit Form 31 Offline</h2><p class="text-base "><strong>Given below are the steps you will have to follow to submit your Form 31 offline:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Download the Form 31 and duly fill it with all the correct details and sign it.</li><li class="pt-1 pb-1">Contact your employer and get your certificate validated. Make sure your employer fills in all the correct details as required and provide all the relevant enclosures attested.</li><li class="pt-1 pb-1">Submit the form to your respective judicial EPFO office.</li></ol><div class="text-center mt-4 mb-4"><a href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div><h2 class="text-lg font-bold pt-5">How To Submit Form 31 Online</h2><p class="text-base "><strong>Given below are the steps you will have to follow to submit your Form 31 online:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Click on the link <a href="https://unifiedportal-mem.epfindia.gov.in/memberinterface/" target="_blank" rel="nofollow"><strong>https://unifiedportal-mem.epfindia.gov.in/memberinterface/</strong></a><strong>.</strong></li><li class="pt-1 pb-1">Log in to the portal by entering your UAN number and password and then click on '<strong>Sign In</strong>'.</li><li class="pt-1 pb-1">Under '<strong>Online Services</strong>', select the option ''<strong>Form-31, 19, 10C & 10D</strong>'.</li><li class="pt-1 pb-1">An auto-filled form will be displayed on your screen. Enter the last 4 digits of your bank account and verify it.</li><li class="pt-1 pb-1">A 'Certificate of Undertaking' pop-up window will appear on your screen where you will be asked if you agree with all the terms and conditions. Click on '<strong>Yes</strong>'.</li><li class="pt-1 pb-1">Select the '<strong>Proceed for Online Claim</strong>' option, and then from the drop-down menu proceed to choose the 'PF Withdrawal' option.</li><li class="pt-1 pb-1">Choose the option '<strong>PF Advance Form</strong>' and enter details such as the amount you wish to withdraw, purpose behind the withdrawal, etc.</li><li class="pt-1 pb-1">Click on '<strong>Submit</strong>'. Your online application process is completed.</li></ol><div data-inline-ad-position="HUNGRY_FOR_MORE"></div><h2 class="text-lg font-bold pt-5">How To Check The Status Of Form 31 Claim</h2><p class="text-base "><strong>Given below are the steps you will have to follow to check the status of your Form 31 claim:</strong></p><ol class="list-disc list-outside ml-4 mr-4 "><li class="pt-1 pb-1">Click on the link <strong>https://unifiedportal-mem.epfindia.gov.in/memberinterface/.</strong></li><li class="pt-1 pb-1">Log in to the portal by entering your UAN number and password and then click on '<strong>Sign In</strong>'.</li><li class="pt-1 pb-1">Under '<strong>Online Services</strong>', select the option '<strong>Track Claim Status</strong>'.</li><li class="pt-1 pb-1">From the drop-down menu select the location of your respective PF office. Once you do that, on your screen you will be able to see the code of your PF office and the region code.</li><li class="pt-1 pb-1">Enter the establishment code which you can find on your pay slip.</li><li class="pt-1 pb-1">Enter your 7-digit account number and click on '<strong>Submit</strong>'.</li><li class="pt-1 pb-1">You will be able to view the status of your Form 31 claim.</li></ol><div class="mb-2.5 py-1"><div class="grid grid-cols-12 gap-2.5"><div class=" lg:col-span-6 md:col-span-6 col-span-12"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>EPF Top Pages <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-2"><li class=""><a href="/saving-schemes/epf.html" title="EPF" target="_black">EPF</a></li><li class=""><a href="/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html" title="UAN Login" target="_black">UAN Login</a></li><li class=""><a href="/saving-schemes/know-about-epfo-universal-account-number.html" title="UAN Registration" target="_black">UAN Registration</a></li><li class=""><a href="/saving-schemes/how-to-check-pf-status-online.html" title="PF Status Online" target="_black">PF Status Online</a></li><li class=""><a href="/saving-schemes/uan.html" title="UAN" target="_black">UAN</a></li><li class=""><a href="/saving-schemes/how-to-check-your-epf-balance-online.html" title="EPF Balance" target="_black">EPF Balance</a></li><li class=""><a href="/saving-schemes/all-about-epf-claim-status.html" title="EPF Claim Status" target="_black">EPF Claim 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stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5"><ol class="list-disc list-outside ml-4 mr-4 columns-2"><li class=""><a href="/saving-schemes/ppf.html" title="PPF" target="_black">PPF</a></li><li class=""><a href="/saving-schemes/nps.html" title="NPS" target="_black">NPS</a></li><li class=""><a href="/saving-schemes/nps-calculator.html" title="NPS Calculator" target="_black">NPS Calculator</a></li><li class=""><a href="/saving-schemes/sukanya-samriddhi-account-calculator.html" title="Sukanya Samriddhi Yojana Calculator" target="_black">Sukanya Samriddhi Yojana Calculator</a></li><li class=""><a href="/saving-schemes/sukanya-samriddhi-yojana-account.html" title="Sukanya Samriddhi Yojana" target="_black">Sukanya Samriddhi Yojana</a></li><li class=""><a href="/saving-schemes/nsc.html" title="NSC" target="_black">NSC</a></li><li class=""><a 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href="https://www.bankbazaar.com/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559" class="inline-flex items-center justify-center whitespace-nowrap rounded-md text-sm ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-slate-950 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 dark:bg-slate-50 dark:text-slate-900 dark:hover:bg-slate-50/90 px-4 py-2 minW-auto no-underline h-auto text-wrap font-medium focus-visible:ring-0 bg-destructive text-destructive-foreground hover:bg-destructive-300" title="Check Your Credit Score Now">Check Your Credit Score Now</a></div></div><h2 class="text-lg font-bold pt-4">FAQs on EPF Form 31</h2><ul class="list-decimal list-outside ml-4 mr-4 "><li class="pt-1 pb-1"><strong>Which document is mandatory to be submitted which getting my bank account details verified?</strong><p class="text-base ">You will have to submit a cancelled cheque while getting your bank account details verified. Submission of cancelled cheque is mandatory.</p></li><li class="pt-1 pb-1"><strong>Will I have to pay anything to download the Form 31 application form?</strong><p class="text-base ">No, you will not be required to pay anything to download the Form 31 application.</p></li><li class="pt-1 pb-1"><strong>How long will it take to get my application verified and the funds be transferred to my bank account?</strong><p class="text-base ">It will take at least two weeks for your application to be verified and the funds be transferred to your bank account.</p></li><li class="pt-1 pb-1"><strong>Is it mandatory to link my PAN with UAN if I wish to submit my Form 31 online?</strong><p class="text-base ">Yes, it is mandatory for you to link your PAN with your UAN if you wish to submit your Form 31 online.</p></li><li class="pt-1 pb-1"><strong>I am planning to submit my Form 31 application offline. Will it be mandatory to submit the certification from my previous employer?</strong><p class="text-base ">Yes, you will require certification from your previous employer if you are looking to submit your Form 31 application offline.</p></li></ul><script type="application/ld+json" data-testid="faq-json-ld">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Which document is mandatory to be submitted which getting my bank account details verified?","acceptedAnswer":{"@type":"Answer","text":"You will have to submit a cancelled cheque while getting your bank account details verified. Submission of cancelled cheque is mandatory."}},{"@type":"Question","name":"Will I have to pay anything to download the Form 31 application form?","acceptedAnswer":{"@type":"Answer","text":"No, you will not be required to pay anything to download the Form 31 application."}},{"@type":"Question","name":"How long will it take to get my application verified and the funds be transferred to my bank account?","acceptedAnswer":{"@type":"Answer","text":"It will take at least two weeks for your application to be verified and the funds be transferred to your bank account."}},{"@type":"Question","name":"Is it mandatory to link my PAN with UAN if I wish to submit my Form 31 online?","acceptedAnswer":{"@type":"Answer","text":"Yes, it is mandatory for you to link your PAN with your UAN if you wish to submit your Form 31 online."}},{"@type":"Question","name":"I am planning to submit my Form 31 application offline. Will it be mandatory to submit the certification from my previous employer?","acceptedAnswer":{"@type":"Answer","text":"Yes, you will require certification from your previous employer if you are looking to submit your Form 31 application offline."}}]}</script><script type="application/ld+json" data-testid="organization-json-ld">{"@context":"http://schema.org","@type":"Organization","name":"BankBazaar","url":"https://www.bankbazaar.com/","logo":"https://static.bankbazaar.com/images/bankbazaar-logo.png","sameAs":["https://www.facebook.com/bankbazaar/","https://twitter.com/bankbazaar","https://www.instagram.com/bankbazaar/","https://www.linkedin.com/company/417362/","https://www.youtube.com/@BankBazaar","https://in.linkedin.com/company/bank_bazaar"]}</script></div></div></div></div></div><div class="py-5"><div class="border bg-transparent hover:bg-transparent"><details name="accordion" class="px-2.5 py-2.5"><summary class="cursor-pointer block relative"><strong>Disclaimer <span class="accordion-arrow absolute right-2.5"><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-chevron-down"><path d="m6 9 6 6 6-6"></path></svg></span></strong></summary><div class="py-2.5">Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. 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{"basename":"/","future":{"v3_fetcherPersist":true,"v3_relativeSplatPath":true,"v3_throwAbortReason":true,"unstable_singleFetch":false,"unstable_lazyRouteDiscovery":false,"unstable_optimizeDeps":false},"isSpaMode":false,"state":{"loaderData":{"root":{"namespace":"saving-schemes/epf-form-31","gtmId":"GTM-TRB8XL","wenEngageId":"~13410604b","appshell":true},"routes/default/route":{"productType":"ALL","categoryType":"SAVING_SCHEME","bankId":1001,"pageData":{"id":17559,"topContent":[{"data":{"text":"The Employees' Provident Fund Organisation offers an online facility where employees can apply for EPF advance. "},"type":"paragraph"},{"data":{"text":"The form required for claiming an EPF advance is Form 31. The form is available once the employee logs in to the \u003ca href=\"/saving-schemes/uan.html\" target=\"_blank\"\u003eUAN\u003c/a\u003e Portal. "},"type":"paragraph"}],"showTOC":false,"hideOfferTable":true,"faqs":{"items":[{"answer":[{"data":{"text":"You will have to submit a cancelled cheque while getting your bank account details verified. Submission of cancelled cheque is mandatory."},"type":"paragraph"}],"question":"Which document is mandatory to be submitted which getting my bank account details verified?"},{"answer":[{"data":{"text":"No, you will not be required to pay anything to download the Form 31 application."},"type":"paragraph"}],"question":"Will I have to pay anything to download the Form 31 application form?"},{"answer":[{"data":{"text":"It will take at least two weeks for your application to be verified and the funds be transferred to your bank account."},"type":"paragraph"}],"question":"How long will it take to get my application verified and the funds be transferred to my bank account?"},{"answer":[{"data":{"text":"Yes, it is mandatory for you to link your PAN with your UAN if you wish to submit your Form 31 online."},"type":"paragraph"}],"question":"Is it mandatory to link my PAN with UAN if I wish to submit my Form 31 online?"},{"answer":[{"data":{"text":"Yes, you will require certification from your previous employer if you are looking to submit your Form 31 application offline."},"type":"paragraph"}],"question":"I am planning to submit my Form 31 application offline. Will it be mandatory to submit the certification from my previous employer?"}],"title":"FAQs on EPF Form 31"},"hungryForMore":[{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"paragraph","data":{"text":"However, to apply for EPF advance online, the employee must have his/her bank details, \u003ca href=\"/aadhar-card.html\" target=\"_blank\"\u003eAadhaar Card\u003c/a\u003e, and \u003ca href=\"/pan-card.html\" target=\"_blank\"\u003ePAN card\u003c/a\u003e details updated on the portal."}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Form Name"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"EPF Form 31"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003cstrong\u003eKnown as\u003c/strong\u003e"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"PF Advance Form"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003cstrong\u003eProvided by\u003c/strong\u003e"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003ca href=\"/saving-schemes/epf.html\" target=\"_blank\"\u003eEPFO\u003c/a\u003e"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003cstrong\u003eSubmitted for\u003c/strong\u003e"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Application for advance or loam from the provident fund."},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003cstrong\u003eAllowed Reasons\u003c/strong\u003e"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"House repair, Medical treatment, Wedding, Education"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003cstrong\u003eBenefits for\u003c/strong\u003e"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Employees"},"type":"paragraph"}]}]}]}},{"type":"paragraph","data":{"text":"The advances or loans taken from the EPF scheme can cater to his or her different financial requirements such as weddings, medical exigencies and constructing a house among others.\u003cbr\u003e"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eThe list of reasons for which advanced may be taken by an employee are listed below:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Housing loan repayment","items":[]},{"content":"Education","items":[]},{"content":"House repair","items":[]},{"content":"Wedding","items":[]},{"content":"Medical treatment","items":[]},{"content":"Construction of a dwelling","items":[]},{"content":"Plot purchase","items":[]},{"content":"Lockout","items":[]},{"content":"House alteration","items":[]},{"content":"Physically handicapped","items":[]},{"content":"Abnormal conditions such as natural calamities","items":[]},{"content":"Cut in supply of electricity","items":[]}]}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eFor more information, Check out related articles:\u003c/strong\u003e \u003ca href=\"/saving-schemes/know-about-epfo-universal-account-number.html\" target=\"_blank\"\u003eUAN registration\u003c/a\u003e, \u003ca href=\"/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html\" target=\"_blank\"\u003eUAN Login\u003c/a\u003e, \u003ca href=\"/saving-schemes/how-to-check-your-epf-balance-online.html\" target=\"_blank\"\u003ePF Balance Check\u003c/a\u003e \u0026amp; \u003ca href=\"/saving-schemes/all-about-epf-claim-status.html\" target=\"_blank\"\u003eEPF Claim Status\u003c/a\u003e\u003cbr\u003e"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"When Can You Use Form 31","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eGiven below are the times when you can use Form 31:\u003c/strong\u003e"}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Purpose of withdrawal"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Withdrawal limit"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Minimum service required to be served before withdrawal"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Other conditions to keep in mind"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Marriage"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 50% of the contribution by the employee to the EPF"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"7 years"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"For covering marriage expenses of self, children, or siblings"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Education"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 50% of the contribution by the employee to the EPF"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"7 years"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"To cover the cost of education your children post their completion of 10th standard"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Renovation of home"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 12 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"5 years"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"content":"The home that is to be renovated must either be in the name of the member or their spouse, or the member must have a joint account with the spouse"},{"content":"This facility can be availed twice after completion of 5 years and 10 years of the completion of the house"}],"style":"unordered"},"type":"list"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Purchasing of land or property"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"content":"For purchasing of house: Up to 36 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower"},{"content":"For purchasing of land: Up to 24 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest or cost whichever is lower"}],"style":"unordered"},"type":"list"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"5 years"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"The property must either be in the name of the member, or their spouse. It can be owned jointly too"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Before retirement"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 90% of the accumulated corpus along with interest accrued"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Once the member turns 54 years old and within a year of superannuation or retirement whichever is earlier"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"The amount should be for the member to cover their financial expenses"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Repayment of loan"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 24 times of the employee's monthly salary along with the dearness allowance, or the employee share including the addition of interest, or total principal amount outstanding including the interest"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"10 years"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"You will have to avail a loan from an agency who must clearly specify the principal amount outstanding and the interest charged on it"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"If the employee has not received salary for more than 2 months or are unemployed without compensation"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Share of the employee with interest"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"NA"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"The reason for not receiving your compensation can be anything except for strike"},"type":"paragraph"}]}]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"How to Download EPF Form 31 Online","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eForm 31 is available on the EPF website. The procedure is mentioned below:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"The member must log in using his/her UAN and password on the \u003ca href=\"/saving-schemes/how-to-login-to-epfo-member-portal.html\" target=\"_blank\"\u003eEPFO member portal.\u003c/a\u003e","items":[]},{"content":"The member will have to go to the '\u003cstrong\u003eOnline Services\u003c/strong\u003e' tab and then select '\u003cstrong\u003eClaim\u003c/strong\u003e' for generating an online request.","items":[]},{"content":"On clicking claim, a new page will open with all the details of the member, such as name, date of birth, father's name, \u003ca href=\"/pan-card.html\" target=\"_blank\"\u003ePAN number\u003c/a\u003e, \u003ca href=\"/aadhar-card.html\" target=\"_blank\"\u003eAadhaar number\u003c/a\u003e, date of joining the company, and mobile number. ","items":[]},{"content":"On checking if all the information is correct, the member can click on '\u003cstrong\u003eProceed for Online Claim\u003c/strong\u003e'.\u003cbr\u003e","items":[]}]}},{"type":"list","data":{"style":"unordered","items":[{"content":"The next page will be the type of claim the member would like to apply for. Select '\u003cstrong\u003ePF ADVANCE (FORM 31)\u003c/strong\u003e' in the drop-down menu.","items":[]},{"content":"The member will need to select the purpose for the advance. There will be various options available in the drop-down box such as illness, natural calamities, power cut, non-receipt of wages, and purchase of handicap equipment. The amount and his or her current address must be filled in the next field.","items":[]},{"content":"On completing this, the member will have to sign the disclosure. On checking the box, the '\u003cstrong\u003eGet Aadhaar OTP\u003c/strong\u003e' will be visible. On clicking that, he or she will receive the OTP, and this must be authenticated. ","items":[]},{"content":"On entering the OTP and clicking on 'Validate OTP and Submit Claim Form', the member will complete the process for online EPF advance application.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Documents Required to EPF Form 31","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eThe documentation which has to be produced by an employee for various purposes in \u003cstrong\u003eEPF Form 31\u003c/strong\u003e is listed is the table below:\u003c/strong\u003e"}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Reason/Purpose"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Documents"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Equipment for physically handicapped"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Certificate from a doctor"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Adversely affected due to lack of power supply"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Statement from state government"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Adversely affected by the occurrence of natural calamities"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Certificate from the concerned authority"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Lockout of an establishment"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Declaration"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"House repair (only once)"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Proof of need for repair"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"House alternation (only once)"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Proof of need for alteration"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Plot purchase"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Declaration form, a copy of the purchase agreement"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Housing loan repayment"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Signed declaration"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Construction of a dwelling"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Signed declaration"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Medical treatment"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Certificate from a registered medical physician, a certificate from the employer about lack of ESI facility, a certificate from a specialist (leprosy, tuberculosis)"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Wedding"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003ca href=\"/govt-utility/marriage-certificate.html\" target=\"_blank\"\u003eMarriage certificate\u003c/a\u003e"},"type":"paragraph"}]}]},{"cols":[{"rowspan":1,"colspan":1,"content":[{"data":{"text":"Education"},"type":"paragraph"}]},{"rowspan":1,"colspan":1,"content":[{"data":{"text":"\u003ca href=\"/govt-utility/bonafide-certificate.html\" target=\"_blank\"\u003eBonafide certificate\u003c/a\u003e from the concerned educational institution"},"type":"paragraph"}]}]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"EPF Form 31 Format","level":2}},{"type":"paragraph","data":{"text":"You can visit the following URL: \u003cstrong\u003ehttps://epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form31.pdf\u003c/strong\u003e to download the EPF Form 31. You can take a print out of the form and fill it up. Here is how the EPF Form 31 looks:"}},{"type":"image","data":{"lazy":true,"height":631,"width":508,"alt":"Form 31 (Page 1)","title":"Form 31 (Page 1)","src":"https://static.bankbazaar.com/images/india/infographic/form-31-page-1.webp"}},{"type":"image","data":{"lazy":true,"height":642,"width":509,"alt":"Form 31 (Page 2)","title":"Form 31 (Page 2)","src":"https://static.bankbazaar.com/images/india/infographic/form-31-page-2.webp"}},{"type":"image","data":{"lazy":true,"height":656,"width":509,"alt":"Form 31 (Page 3)","title":"Form 31 (Page 3)","src":"https://static.bankbazaar.com/images/india/infographic/form-31-page-3.webp"}},{"type":"image","data":{"lazy":true,"height":654,"width":507,"alt":"Form 31 (Page 4)","title":"Form 31 (Page 4)","src":"https://static.bankbazaar.com/images/india/infographic/form-31-page-4.webp"}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"What does EPF Form 31 Contain?","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eAn employee has to fill out the following information in Form 31 under the Employee Provident Fund Scheme 1952:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Mobile number","items":[]},{"content":"Purpose for which advance is required","items":[]},{"content":"Advance amount required","items":[]},{"content":"Name of the member","items":[]},{"content":"Husband's name (married women)","items":[]},{"content":"\u003ca href=\"/saving-schemes/all-about-the-employee-pf-account-number.html\" target=\"_blank\"\u003eEmployee PF Account Number\u003c/a\u003e","items":[]},{"content":"Monthly basic wages plus dearness allowance","items":[]},{"content":"Full postal address","items":[]},{"content":"Signature of applicant","items":[]},{"content":"Signature of employer","items":[]},{"content":"Mode of remittance","items":[]},{"content":"If an advance is being taken for housing loan repayment or construction of a flat or site via an agency, an employee has to mention the name of the recipient on whose name the cheque has to be drawn in addition to the complete address of the recipient","items":[]},{"content":"Savings Bank account number","items":[]},{"content":"Name of the bank","items":[]},{"content":"Branch name and complete address","items":[]},{"content":"\u003ca href=\"/ifsc-code.html\" target=\"_blank\"\u003eIFSC code\u003c/a\u003e","items":[]},{"content":"Copy of a cancelled cheque","items":[]},{"content":"If the advance is being taken for wedding expenses, the employee has to mention the details of his daughter/sister/son/brother who is getting married including his or her age, wedding date and address (if the advanced applied for is not meant for marriage purposes, an employee need not fill in any details in the section)","items":[]},{"content":"Signature of the employer","items":[]},{"content":"Signature of the applicant","items":[]},{"content":"Details related to advanced stamped received","items":[]},{"content":"Signing official's designation (along with establishment's stamp)","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"How To Download Form 31","level":2}},{"type":"paragraph","data":{"text":"You can click on the link \u003cstrong\u003ehttps://www.epfindia.gov.in/site_docs/PDFs/Downloads_PDFs/Form31.pdf\u003c/strong\u003e and download and print the Form 31. You will then have to fill it ensuring all the details mentioned are correct."}},{"type":"header","data":{"text":"How To Submit Form 31 Offline","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eGiven below are the steps you will have to follow to submit your Form 31 offline:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Download the Form 31 and duly fill it with all the correct details and sign it.","items":[]},{"content":"Contact your employer and get your certificate validated. Make sure your employer fills in all the correct details as required and provide all the relevant enclosures attested.","items":[]},{"content":"Submit the form to your respective judicial EPFO office.","items":[]}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"How To Submit Form 31 Online","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eGiven below are the steps you will have to follow to submit your Form 31 online:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Click on the link \u003ca href=\"https://unifiedportal-mem.epfindia.gov.in/memberinterface/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cstrong\u003ehttps://unifiedportal-mem.epfindia.gov.in/memberinterface/\u003c/strong\u003e\u003c/a\u003e\u003cstrong\u003e.\u003c/strong\u003e","items":[]},{"content":"Log in to the portal by entering your UAN number and password and then click on '\u003cstrong\u003eSign In\u003c/strong\u003e'.","items":[]},{"content":"Under '\u003cstrong\u003eOnline Services\u003c/strong\u003e', select the option ''\u003cstrong\u003eForm-31, 19, 10C \u0026amp; 10D\u003c/strong\u003e'.","items":[]},{"content":"An auto-filled form will be displayed on your screen. Enter the last 4 digits of your bank account and verify it.","items":[]},{"content":"A 'Certificate of Undertaking' pop-up window will appear on your screen where you will be asked if you agree with all the terms and conditions. Click on '\u003cstrong\u003eYes\u003c/strong\u003e'.","items":[]},{"content":"Select the '\u003cstrong\u003eProceed for Online Claim\u003c/strong\u003e' option, and then from the drop-down menu proceed to choose the 'PF Withdrawal' option.","items":[]},{"content":"Choose the option '\u003cstrong\u003ePF Advance Form\u003c/strong\u003e' and enter details such as the amount you wish to withdraw, purpose behind the withdrawal, etc.","items":[]},{"content":"Click on '\u003cstrong\u003eSubmit\u003c/strong\u003e'. Your online application process is completed.","items":[]}]}},{"type":"header","data":{"text":"How To Check The Status Of Form 31 Claim","level":2}},{"type":"paragraph","data":{"text":"\u003cstrong\u003eGiven below are the steps you will have to follow to check the status of your Form 31 claim:\u003c/strong\u003e"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Click on the link \u003cstrong\u003ehttps://unifiedportal-mem.epfindia.gov.in/memberinterface/.\u003c/strong\u003e","items":[]},{"content":"Log in to the portal by entering your UAN number and password and then click on '\u003cstrong\u003eSign In\u003c/strong\u003e'.","items":[]},{"content":"Under '\u003cstrong\u003eOnline Services\u003c/strong\u003e', select the option '\u003cstrong\u003eTrack Claim Status\u003c/strong\u003e'.","items":[]},{"content":"From the drop-down menu select the location of your respective PF office. Once you do that, on your screen you will be able to see the code of your PF office and the region code.","items":[]},{"content":"Enter the establishment code which you can find on your pay slip.","items":[]},{"content":"Enter your 7-digit account number and click on '\u003cstrong\u003eSubmit\u003c/strong\u003e'.","items":[]},{"content":"You will be able to view the status of your Form 31 claim.","items":[]}]}},{"type":"references","data":{"items":[{"items":[{"text":"EPF","link":"/saving-schemes/epf.html"},{"text":"UAN Login","link":"/saving-schemes/how-to-access-uan-account-after-changing-mobile-number.html"},{"text":"UAN Registration","link":"/saving-schemes/know-about-epfo-universal-account-number.html"},{"text":"PF Status Online","link":"/saving-schemes/how-to-check-pf-status-online.html"},{"text":"UAN","link":"/saving-schemes/uan.html"},{"text":"EPF Balance","link":"/saving-schemes/how-to-check-your-epf-balance-online.html"},{"text":"EPF Claim Status","link":"/saving-schemes/all-about-epf-claim-status.html"},{"text":"Online PF Transfer","link":"/saving-schemes/how-to-transfer-epf-online.html"},{"text":"PF Claim Form","link":"/saving-schemes/know-about-pf-claim-form.html"},{"text":"PF Transfer Form","link":"/saving-schemes/pf-transfer-form.html"},{"text":"PF Withdrawal Rules","link":"/saving-schemes/pf-withdrawal-rules.html"}],"title":"EPF Top Pages"},{"items":[{"text":"PPF","link":"/saving-schemes/ppf.html"},{"text":"NPS","link":"/saving-schemes/nps.html"},{"text":"NPS Calculator","link":"/saving-schemes/nps-calculator.html"},{"text":"Sukanya Samriddhi Yojana Calculator","link":"/saving-schemes/sukanya-samriddhi-account-calculator.html"},{"text":"Sukanya Samriddhi Yojana","link":"/saving-schemes/sukanya-samriddhi-yojana-account.html"},{"text":"NSC","link":"/saving-schemes/nsc.html"},{"text":"SCSS","link":"/saving-schemes/senior-citizen-saving-scheme.html"},{"text":"Atal Pension Yojana","link":"/saving-schemes/atal-pension-yojana.html"},{"text":"Pradhan Mantri Jan dhan Yojana","link":"/saving-schemes/pradhan-mantri-jan-dhan-yojana.html"},{"text":"Kisan Vikas Patra","link":"/saving-schemes/kisan-vikas-patra.html"},{"text":"Post Office Savings Account","link":"/saving-schemes/post-office-savings-account.html"},{"text":"Pradhan Mantri Vaya Vandana Yojana","link":"/saving-schemes/pradhan-mantri-vaya-vandana-yojana.html"}],"title":"Saving Schemes Popular Pages"}]}},{"type":"cta","data":{"link":"https://www.bankbazaar.com/credit-score.html?variant=slide\u0026WT.mc_id=CROSS_SELL_IL_SS_BUTTON_17559\u0026utm_source=bb\u0026utm_medium=seo\u0026utm_campaign=CROSS_SELL_IL_SS_BUTTON_17559","linkText":"Check Your Credit Score Now"}}],"breadCrumb":{"currentPageText":"EPF Form 31","otherLinks":[{"link":"/saving-schemes/epf.html","text":"EPF"}]},"hideUserReviews":true,"hideEligForm":true,"metaDescription":"Form 31 is an application for advance from provident fund. 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