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Surveys</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/how-to-make-money-online/">How to Make Money Online</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-way-to-earn-interest/">How to Earn Interest</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-side-hustles/">Best Side Hustles</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" 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Cards</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Savings</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-a-savings-account/">What Is A Savings Account</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-apy/">What Is APY</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/types-of-savings-accounts/">Types of Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/the-best-high-yield-savings-accounts/">Best High Yield Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-business-savings-accounts/">Best Business Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-student-savings-accounts/">Best Student Savings Accounts</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-savings-accounts-for-kids/">Best Savings Accounts for Kids</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">CDs</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-a-certificate-of-deposit/">What Is A CD Account</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cd-rates/">Best CD Rates</a></li><li 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fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Personal</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-banks-for-personal-loans/">Best Banks for Personal Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-bad-credit-loans/">Best Loans for Bad Credit</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-debt-consolidation-loans/">Best Debt Consolidation Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-fast-personal-loans-for-quick-cash/">Best Quick Loans for Fast Cash</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-vacation-loans/">Best Vacation Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-wedding-loans/">Best Wedding Loans</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Student</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/fafsa-requirements/">FAFSA Requirements</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/how-to-apply-for-student-loan-forgiveness/">Apply for Student Loan Forgiveness</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/subsidized-vs-unsubsidized-student-loans/">Subsidized vs Unsubsidized Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/should-you-refinance-your-student-loan/">When to Refinance Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/student-loan-interest-rates/">Best Student Loan Rates</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-private-student-loans/">Best Private Student Loans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-student-loan-refinance-companies/">Best Student Loan Refinance Companies</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 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menu-item"><a href="/personal-finance/article/are-home-equity-loans-tax-deductible/">Is HELOC Interest Deductible</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-heloc-rates/">Best HELOC Rates</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label"><a 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width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Home</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-renters-insurance/">What Is Renters Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/do-you-need-home-warranty/">Do You Need Home Warranty</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-renters-insurance/">Best Renters Insurance Companies</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg 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fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Pet</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/is-pet-insurance-worth-it/">What Is Pet Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-the-cost-of-pet-insurance/">How Much Is Pet Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-pet-insurance/">Best Pet Insurance Companies</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-pet-insurance-for-multiple-pets/">Best Pet Insurance for Multiple Pets</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/pet-wellness-plans/">Pet Wellness Plans</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/pet-dental-insurance/">Best Pet Dental Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/lemonade-insurance-review/">Lemonade Insurance Review</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label">Travel</label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/what-is-travel-insurance/">What Is Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/how-much-is-travel-insurance/">How Much Is Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-travel-insurance-companies/">Best Travel Insurance Companies</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-travel-insurance-for-seniors/">Best Travel Insurance for Seniors</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cfar-travel-insurance/">Best CFAR Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/best-cruise-travel-insurance/">Best Cruise Travel Insurance</a></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><a href="/personal-finance/article/travelers-insurance-review/">Travelers Insurance Review</a></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="back"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="button___StyledBsChevronLeft-sc-12tiulk-0 cyuJxe" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M11.354 1.646a.5.5 0 010 .708L5.707 8l5.647 5.646a.5.5 0 01-.708.708l-6-6a.5.5 0 010-.708l6-6a.5.5 0 01.708 0z" clip-rule="evenodd"></path></svg></button><label class="menu-label"><a class="label__Link-sc-1k0lly7-0 bRFNyN" href="/personal-finance/category/investing/">Investing</a></label></div><ul><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><span>Trade</span><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="More in Trade"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="sc-gEvEer jrVqwj" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M4.646 1.646a.5.5 0 01.708 0l6 6a.5.5 0 010 .708l-6 6a.5.5 0 01-.708-.708L10.293 8 4.646 2.354a.5.5 0 010-.708z" clip-rule="evenodd"></path></svg></button></li><li 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xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M4.646 1.646a.5.5 0 01.708 0l6 6a.5.5 0 010 .708l-6 6a.5.5 0 01-.708-.708L10.293 8 4.646 2.354a.5.5 0 010-.708z" clip-rule="evenodd"></path></svg></button></li><li class="section___StyledListItem-sc-fmx0k8-2 gMifxf menu-item"><span>Strategies</span><button class="MuiButtonBase-root MuiIconButton-root MuiIconButton-sizeMedium sc-aXZVg bfATJZ css-1yxmbwk" tabindex="0" type="button" aria-label="More in Strategies"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" class="sc-gEvEer jrVqwj" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M4.646 1.646a.5.5 0 01.708 0l6 6a.5.5 0 010 .708l-6 6a.5.5 0 01-.708-.708L10.293 8 4.646 2.354a.5.5 0 010-.708z" clip-rule="evenodd"></path></svg></button></li></ul></section><section class="menu-section section__SectionBase-sc-fmx0k8-0 kvYbSB"><div class="section___StyledLabel-sc-fmx0k8-1 gGPlM"><button 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Online</span></div></a></li><li><a alt="How to Earn Interest" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-way-to-earn-interest/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Earn Interest</span></div></a></li><li><a alt="Best Side Hustles" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-side-hustles/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Side Hustles</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Budgeting</h3><ul><li><a alt="How to Make a Budget" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-make-a-budget/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Make a Budget</span></div></a></li><li><a alt="Best Budgeting Apps" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-budgeting-apps/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Budgeting Apps</span></div></a></li><li><a alt="Best Money Making Apps" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-money-making-apps/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Money Making Apps</span></div></a></li><li><a alt="Best Money Saving Apps" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-money-saving-apps/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Money Saving Apps</span></div></a></li><li><a alt="Quicken Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/quicken-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Quicken Review</span></div></a></li><li><a alt="Rocket Money Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/rocket-money-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Rocket Money Review</span></div></a></li><li><a alt="YNAB Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/ynab-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>YNAB Review</span></div></a></li><li><a alt="Empower Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/empower-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Empower Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Credit Score</h3><ul><li><a alt="What Is A Bad Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-bad-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Bad Credit Score</span></div></a></li><li><a alt="What Is A Fair Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-fair-credit-score/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Fair Credit Score</span></div></a></li><li><a alt="What Is A Good Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-good-credit-score/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Good Credit Score</span></div></a></li><li><a alt="How to Improve Credit Score" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-improve-your-credit-score-fast/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Improve Credit Score</span></div></a></li><li><a alt="Credit Score to Buy A House" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-credit-score-do-i-need-to-buy-a-house/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Credit Score to Buy A House</span></div></a></li><li><a alt="Credit Score to Buy A Car" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-credit-score-is-needed-to-buy-a-car/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Credit Score to Buy A Car</span></div></a></li><li><a alt="Credit Score to Rent An Appartment" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/credit-score-to-rent-apartment/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Credit Score to Rent An Appartment</span></div></a></li><li><a alt="Best Credit Monitoring Services" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-monitoring-services/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Monitoring Services</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Taxes</h3><ul><li><a alt="Average Tax Refund" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/average-tax-refund/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Average Tax Refund</span></div></a></li><li><a alt="Tax Planning" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/tax-planning-what-it-is-how-it-works-best-strategies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Tax Planning</span></div></a></li><li><a alt="Tax Efficient Investing" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/tax-efficient-investing/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Tax Efficient Investing</span></div></a></li><li><a alt="Tax Brackets" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/tax-brackets-federal-income-tax-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Tax Brackets</span></div></a></li><li><a alt="How to Reduce Taxable Income" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-reduce-taxable-income/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Reduce Taxable Income</span></div></a></li><li><a alt="Donation Tax Deduction" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/maximize-tax-savings-tax-deductible-donations/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Donation Tax Deduction</span></div></a></li><li><a alt="Best Tax Preparation Software" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-tax-preparation-software/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Tax Preparation Software</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Rewards</h3><ul><li><a alt="Best Rewards Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-rewards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Rewards Credit Cards</span></div></a></li><li><a alt="Best Cash Back Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-cash-back/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Cash Back Credit Cards</span></div></a></li><li><a alt="Best Travel Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-travel-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Travel Credit Cards</span></div></a></li><li><a alt="Best Airline Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-airline-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Airline Credit Cards</span></div></a></li><li><a alt="Best Hotel Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-hotel-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Hotel Credit Cards</span></div></a></li><li><a alt="Amex Rewards Guide" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/amex-membership-rewards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Amex Rewards Guide</span></div></a></li><li><a alt="Citi Rewards Guide" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/citi-thankyou-rewards-program-guide/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Citi Rewards Guide</span></div></a></li><li><a alt="Chase Ultimate Rewards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/chase-transfer-partners/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Chase Ultimate Rewards</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Business</h3><ul><li><a alt="Best Business Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Credit Cards</span></div></a></li><li><a alt="Best Small Business Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-small-business-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Small Business Credit Cards</span></div></a></li><li><a alt="Amex Business Platinum vs. Chase Business Ink Preferred" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/amex-business-platinum-vs-chase-ink-preferred/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Amex Business Platinum vs. Chase Business Ink Preferred</span></div></a></li><li><a alt="Capital One Spark Cash Plus vs. Ink Business Cash" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/capital-one-spark-cash-plus-vs-ink-business-cash/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Capital One Spark Cash Plus vs. Ink Business Cash</span></div></a></li><li><a alt="Capital One Spark Cash Plus Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/capital-one-spark-cash-plus-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Capital One Spark Cash Plus Review</span></div></a></li><li><a alt="Chase Ink Business Unlimited Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/chase-ink-business-unlimited-credit-card-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Chase Ink Business Unlimited Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Low interest </h3><ul><li><a alt="How to Consolidate Credit Card Debt" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/consolidate-credit-card-debt/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Consolidate Credit Card Debt</span></div></a></li><li><a alt="Best Low Interest Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-low-interest/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Low Interest Credit Cards</span></div></a></li><li><a alt="Best 0% APR Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-0-apr-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 0% APR Credit Cards</span></div></a></li><li><a alt="Citi Double Cash Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/citi-double-cash-card-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Citi Double Cash Review</span></div></a></li><li><a alt="Amex Blue Cash Everyday Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/amex-blue-cash-everyday-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Amex Blue Cash Everyday Review</span></div></a></li><li><a alt="Citi Custom Cash Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/citi-custom-cash-card-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Citi Custom Cash Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Build Credit</h3><ul><li><a alt="Best No Annual Fee Credit Cards " class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-no-annual-fee/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best No Annual Fee Credit Cards </span></div></a></li><li><a alt="Best Credit Cards for Beginners" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/credit-cards-for-beginners/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Beginners</span></div></a></li><li><a alt="Best Unsecured Cards for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/unsecured-credit-cards-bad-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Unsecured Cards for Bad Credit</span></div></a></li><li><a alt="Best Secured Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-secured-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Secured Credit Cards</span></div></a></li><li><a alt="Best Credit Cards for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-bad-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Bad Credit</span></div></a></li><li><a alt="Best Credit Cards for Fair Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-fair-credit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Fair Credit</span></div></a></li><li><a alt="Best Credit Cards for Students " class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-credit-cards-for-students/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards for Students </span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Issuers/Networks</h3><ul><li><a alt="Best Credit Cards in 2024" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/the-best-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Credit Cards in 2024</span></div></a></li><li><a alt="Best Capital One Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-capital-one-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Capital One Credit Cards</span></div></a></li><li><a alt="Best Discover Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-discover-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Discover Credit Cards</span></div></a></li><li><a alt="Best Citi Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-citi-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Citi Credit Cards</span></div></a></li><li><a alt="Best Chase Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-chase-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Chase Credit Cards</span></div></a></li><li><a alt="Best Amex Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-american-express-card/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Amex Credit Cards</span></div></a></li><li><a alt="Best Mastercard Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-mastercard-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Mastercard Credit Cards</span></div></a></li><li><a alt="Best Visa Credit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-visa-credit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Visa Credit Cards</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Checking</h3><ul><li><a alt="How Many Checking Accounts Can I Have" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-many-checking-accounts-should-you-have/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Many Checking Accounts Can I Have</span></div></a></li><li><a alt="Best Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/the-best-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Checking Accounts</span></div></a></li><li><a alt="Best High Yield Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-high-yield-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best High Yield Checking Accounts</span></div></a></li><li><a alt="Best Rewards Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-rewards-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Rewards Checking Accounts</span></div></a></li><li><a alt="Best Business Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Checking Accounts</span></div></a></li><li><a alt="Best Joint Checking Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-joint-checking-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Joint Checking Accounts</span></div></a></li><li><a alt="Best Prepaid Debit Cards" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-prepaid-debit-cards/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Prepaid Debit Cards</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Savings</h3><ul><li><a alt="What Is A Savings Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-savings-account/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Savings Account</span></div></a></li><li><a alt="What Is APY" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-apy/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is APY</span></div></a></li><li><a alt="Types of Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/types-of-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Types of Savings Accounts</span></div></a></li><li><a alt="Best High Yield Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/the-best-high-yield-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best High Yield Savings Accounts</span></div></a></li><li><a alt="Best Business Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-business-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Business Savings Accounts</span></div></a></li><li><a alt="Best Student Savings Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-student-savings-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Savings Accounts</span></div></a></li><li><a alt="Best Savings Accounts for Kids" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-savings-accounts-for-kids/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Savings Accounts for Kids</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">CDs</h3><ul><li><a alt="What Is A CD Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-certificate-of-deposit/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A CD Account</span></div></a></li><li><a alt="Best CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best CD Rates</span></div></a></li><li><a alt="Best 3-Month CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-3-month-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 3-Month CD Rates</span></div></a></li><li><a alt="Best 6-Month CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-6-month-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 6-Month CD Rates</span></div></a></li><li><a alt="Best 1-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-1-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 1-Year CD Rates</span></div></a></li><li><a alt="Best 2-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/2-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 2-Year CD Rates</span></div></a></li><li><a alt="Best 5-Year CD Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-5-year-cd-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best 5-Year CD Rates</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Money Market</h3><ul><li><a alt="What Is A Money Market Account" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-money-market-account/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Money Market Account</span></div></a></li><li><a alt="Money Market vs CD" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/money-market-vs-cd/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Money Market vs CD</span></div></a></li><li><a alt="Best Money Market Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-money-market-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Money Market Accounts</span></div></a></li><li><a alt="Business Money Market Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/business-money-market-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Business Money Market Accounts</span></div></a></li><li><a alt="Best Jumbo Money Market Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-jumbo-money-market-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Jumbo Money Market Rates</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Banks</h3><ul><li><a alt="U.S. Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/u-s-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>U.S. Bank Review</span></div></a></li><li><a alt="CIT Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/cit-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>CIT Bank Review</span></div></a></li><li><a alt="Chase Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/chase-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Chase Bank Review</span></div></a></li><li><a alt="Capital One Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/capital-one-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Capital One Bank Review</span></div></a></li><li><a alt="Discover Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/discover-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Discover Bank Review</span></div></a></li><li><a alt="Ally Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/ally-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Ally Bank Review</span></div></a></li><li><a alt="PNC Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pnc-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>PNC Bank Review</span></div></a></li><li><a alt="Bask Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/bask-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Bask Bank Review</span></div></a></li><li><a alt="Axos Bank Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/axos-bank-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Axos Bank Review</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Personal</h3><ul><li><a alt="Best Banks for Personal Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-banks-for-personal-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Banks for Personal Loans</span></div></a></li><li><a alt="Best Loans for Bad Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-bad-credit-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Loans for Bad Credit</span></div></a></li><li><a alt="Best Debt Consolidation Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-debt-consolidation-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Debt Consolidation Loans</span></div></a></li><li><a alt="Best Quick Loans for Fast Cash" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-fast-personal-loans-for-quick-cash/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Quick Loans for Fast Cash</span></div></a></li><li><a alt="Best Vacation Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-vacation-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Vacation Loans</span></div></a></li><li><a alt="Best Wedding Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-wedding-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Wedding Loans</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Student</h3><ul><li><a alt="FAFSA Requirements" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/fafsa-requirements/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>FAFSA Requirements</span></div></a></li><li><a alt="Apply for Student Loan Forgiveness" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-apply-for-student-loan-forgiveness/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Apply for Student Loan Forgiveness</span></div></a></li><li><a alt="Subsidized vs Unsubsidized Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/subsidized-vs-unsubsidized-student-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Subsidized vs Unsubsidized Student Loans</span></div></a></li><li><a alt="When to Refinance Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/should-you-refinance-your-student-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>When to Refinance Student Loans</span></div></a></li><li><a alt="Best Student Loan Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/student-loan-interest-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Loan Rates</span></div></a></li><li><a alt="Best Private Student Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-private-student-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Private Student Loans</span></div></a></li><li><a alt="Best Student Loan Refinance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-student-loan-refinance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Student Loan Refinance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Auto</h3><ul><li><a alt="How Much Should My Car Payment Be" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-much-should-my-car-payment-be/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Should My Car Payment Be</span></div></a></li><li><a alt="How to Get a Preapproved Car Loan" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-get-a-preapproved-car-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Get a Preapproved Car Loan</span></div></a></li><li><a alt="How to Lower Your Car Payment" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-lower-your-car-payment/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Lower Your Car Payment</span></div></a></li><li><a alt="How to Refinance a Car Loan" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-refinance-a-car-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Refinance a Car Loan</span></div></a></li><li><a alt="Best Auto Loan Rates &amp; Lenders" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-auto-loan-rates-and-lenders/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Auto Loan Rates &amp; Lenders</span></div></a></li><li><a alt="Best Auto Refinance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-auto-loan-refinance-lenders/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Auto Refinance Companies</span></div></a></li><li><a alt="Bad Credit Auto Loans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/bad-credit-auto-loans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Bad Credit Auto Loans</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">LOC/HELOC</h3><ul><li><a alt="What Is a Line of Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-line-of-credit-and-how-does-it-work/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is a Line of Credit</span></div></a></li><li><a alt="What Is a Home Equity Line of Credit" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is a Home Equity Line of Credit</span></div></a></li><li><a alt="HELOC Requirements" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan-or-heloc-requirements/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>HELOC Requirements</span></div></a></li><li><a alt="Home Equity Loan vs HELOC" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/home-equity-loan-vs-heloc/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Home Equity Loan vs HELOC</span></div></a></li><li><a alt="Heloc on Investment Property" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/heloc-on-investment-property/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Heloc on Investment Property</span></div></a></li><li><a alt="Is HELOC Interest Deductible" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/are-home-equity-loans-tax-deductible/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Is HELOC Interest Deductible</span></div></a></li><li><a alt="Best HELOC Rates" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-heloc-rates/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best HELOC Rates</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Car</h3><ul><li><a alt="Diminished Value Claim" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/deminished-value-claim/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Diminished Value Claim</span></div></a></li><li><a alt="RV Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/rv-insurance-guide/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>RV Insurance</span></div></a></li><li><a alt="After A Hit And Run Accident" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-to-do-after-a-hit-and-run-car-accident/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>After A Hit And Run Accident</span></div></a></li><li><a alt="Car Insurance Deductible" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-car-insurance-deductible/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Car Insurance Deductible</span></div></a></li><li><a alt="Liability vs Full Coverage Car Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/liability-only-vs-full-coverage-car-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Liability vs Full Coverage Car Insurance</span></div></a></li><li><a alt="How to Get Car Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-get-car-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Get Car Insurance</span></div></a></li><li><a alt="Best Car Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-car-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Car Insurance Companies</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Home</h3><ul><li><a alt="What Is Renters Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-renters-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Renters Insurance</span></div></a></li><li><a alt="Do You Need Home Warranty" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/do-you-need-home-warranty/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Do You Need Home Warranty</span></div></a></li><li><a alt="Best Renters Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-renters-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Renters Insurance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Life</h3><ul><li><a alt="Types of Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/types-of-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Types of Life Insurance</span></div></a></li><li><a alt="Whole Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-whole-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Whole Life Insurance</span></div></a></li><li><a alt="Term Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-term-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term Life Insurance</span></div></a></li><li><a alt="Universal Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-universal-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Universal Life Insurance</span></div></a></li><li><a alt="Term vs Whole Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/term-vs-whole-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term vs Whole Life Insurance</span></div></a></li><li><a alt="Term vs Permanent Life Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/term-vs-permanent-life-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Term vs Permanent Life Insurance</span></div></a></li><li><a alt="Best Life Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-life-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Life Insurance Companies</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Pet</h3><ul><li><a alt="What Is Pet Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/is-pet-insurance-worth-it/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Pet Insurance</span></div></a></li><li><a alt="How Much Is Pet Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-the-cost-of-pet-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Is Pet Insurance</span></div></a></li><li><a alt="Best Pet Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-pet-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Insurance Companies</span></div></a></li><li><a alt="Best Pet Insurance for Multiple Pets" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-pet-insurance-for-multiple-pets/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Insurance for Multiple Pets</span></div></a></li><li><a alt="Pet Wellness Plans" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pet-wellness-plans/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Pet Wellness Plans</span></div></a></li><li><a alt="Best Pet Dental Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/pet-dental-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Pet Dental Insurance</span></div></a></li><li><a alt="Lemonade Insurance Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/lemonade-insurance-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Lemonade Insurance Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Travel</h3><ul><li><a alt="What Is Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is Travel Insurance</span></div></a></li><li><a alt="How Much Is Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-much-is-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Much Is Travel Insurance</span></div></a></li><li><a alt="Best Travel Insurance Companies" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-travel-insurance-companies/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Travel Insurance Companies</span></div></a></li><li><a alt="Best Travel Insurance for Seniors" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-travel-insurance-for-seniors/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Travel Insurance for Seniors</span></div></a></li><li><a alt="Best CFAR Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cfar-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best CFAR Travel Insurance</span></div></a></li><li><a alt="Best Cruise Travel Insurance" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-cruise-travel-insurance/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Cruise Travel Insurance</span></div></a></li><li><a alt="Travelers Insurance Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/travelers-insurance-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Travelers Insurance Review</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Trade</h3><ul><li><a alt="How Do Savings Bonds Work" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/savings-bonds-guide/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How Do Savings Bonds Work</span></div></a></li><li><a alt="ETFs vs Stocks" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/stocks-vs-etfs/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>ETFs vs Stocks</span></div></a></li><li><a alt="Best Online Brokers" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-online-brokers/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Online Brokers</span></div></a></li><li><a alt="Best Investing Apps" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-investing-apps/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Investing Apps</span></div></a></li><li><a alt="Best Index Funds" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-index-funds/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Index Funds</span></div></a></li><li><a alt="Robinhood Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/robinhood-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Robinhood Review</span></div></a></li><li><a alt="J.P. Morgan Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/jp-morgan-investing-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>J.P. Morgan Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Retirement</h3><ul><li><a alt="How to Plan for Retirement" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-plan-for-retirement/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Plan for Retirement</span></div></a></li><li><a alt="What Is A Roth 401(k)" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/what-is-a-roth-401-k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is A Roth 401(k)</span></div></a></li><li><a alt="Average 401(k) Return" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/average-return-rate-on-401k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Average 401(k) Return</span></div></a></li><li><a alt="What Is a Backdoor Roth IRA" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/backdoor-roth-ira/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>What Is a Backdoor Roth IRA</span></div></a></li><li><a alt="Best Roth IRA Accounts" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-roth-ira-accounts/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Roth IRA Accounts</span></div></a></li><li><a alt="Empower Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/empower-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Empower Review</span></div></a></li><li><a alt="M1 Finance Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/m1-finance-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>M1 Finance Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Alternative</h3><ul><li><a alt="How to Invest in Real Estate" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-invest-in-real-estate/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest in Real Estate</span></div></a></li><li><a alt="Types of Real Estate Investments" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/types-of-real-estate-investments/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Types of Real Estate Investments</span></div></a></li><li><a alt="How to Invest In Art" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-invest-in-art/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest In Art</span></div></a></li><li><a alt="Best Alternative Investments" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/alternative-investments/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Alternative Investments</span></div></a></li><li><a alt="YieldStreet Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/yieldstreet-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>YieldStreet Review</span></div></a></li><li><a alt="RealtyMogul Review" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/realtymogul-review/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>RealtyMogul Review</span></div></a></li></ul></div><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Strategies</h3><ul><li><a alt="Best Investments for Beginners" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-investments-for-beginners/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Investments for Beginners</span></div></a></li><li><a alt="Best Long Term Investments" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-long-term-investments/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>Best Long Term Investments</span></div></a></li><li><a alt="How to Invest $1,000" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/ways-to-invest-1k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest $1,000</span></div></a></li><li><a alt="How to Invest $10,000" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/ways-to-invest-10k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest $10,000</span></div></a></li><li><a alt="How to Invest $20,000" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-invest-20k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest $20,000</span></div></a></li><li><a alt="How to Invest $50,000" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-invest-50k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest $50,000</span></div></a></li><li><a alt="How to Invest $100,000" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/best-way-to-invest-100k/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Invest $100,000</span></div></a></li></ul></div></div><div class="desktop-drawer__Hideable-sc-3qwbjs-1 desktop-drawer__Section-sc-3qwbjs-5 kLtgsy eMNdJy"><div class="list__Container-sc-1xu0ja5-0 iqJrft"><h3 class="list__Header-sc-1xu0ja5-1 TUAWb menu-section-title">Purchase</h3><ul><li><a alt="How to Buy a House" class="list-item__Link-sc-1om8alm-0 dEAiPb" href="/personal-finance/article/how-to-buy-a-house/"><div class="list-item___StyledDiv-sc-1om8alm-1 fmzLYm"><span>How to Buy a House</span></div></a></li><li><a alt="How to Get a Mortgage" class="list-item__Link-sc-1om8alm-0 dEAiPb" 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class="MuiBreadcrumbs-li"><a class="link" href="/personal-finance/category/mortgages/">Mortgages</a></li></ol></nav><h1 class="hero___StyledH-sc-1ah6dyf-2 eufWfI">Best Cash-Out Refinance Mortgages 2024</h1></div><div class="hero___StyledDiv2-sc-1ah6dyf-3 jppBqK"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained hero__Image-sc-1ah6dyf-0 fjeKhV"><div style="max-width:909px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;548&#x27;%20width=&#x27;909&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#d8e8f8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" 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opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created by TIME Stamped, under TIME’s direction and produced in accordance with TIME’s editorial guidelines and overseen by TIME’s editorial staff. <a href="https://time.com/longform/about-time/" target="_self" rel="alternate">Learn more about it</a>.</p></div></div><div class="article-details___StyledDiv-sc-iyfyqp-2 cHOVSZ"><div class="article-details__AuthorContainer-sc-iyfyqp-1 jbhuiS"><div class="article-details___StyledDiv2-sc-iyfyqp-3 csKPLZ"><span class="article-details___StyledSpan-sc-iyfyqp-4 iUjgwn"><div class="author author__AuthorBlock-sc-1p9suag-0 article-details__AuthorBlock-sc-iyfyqp-0 fOCth bJMeeh"><div class="name"><span role="link" tabindex="0"><span class="label-prefix">by<!-- --> </span><a href="/personal-finance/author/catherine-hiles/">Catherine Hiles</a></span></div></div><a title="Catherine Hiles X account" aria-label="Go to Catherine Hiles X account" class="article-details___StyledExternalLink-sc-iyfyqp-5 kKQLGV" href="https://x.com/hilescat/" target="_blank" rel="nofollow"><svg xmlns="http://www.w3.org/2000/svg" width="15" height="15" fill="none" aria-hidden="true" viewBox="0 0 1200 1227" class="article-details___StyledFaTwitter-sc-iyfyqp-6 bvGzmI"><path fill="#000" d="M714.163 519.284 1160.89 0h-105.86L667.137 450.887 357.328 0H0l468.492 681.821L0 1226.37h105.866l409.625-476.152 327.181 476.152H1200L714.137 519.284zM569.165 687.828l-47.468-67.894-377.686-540.24h162.604l304.797 435.991 47.468 67.894 396.2 566.721H892.476L569.165 687.854z"></path></svg></a></span></div><div class="sc-bypJrT hhqlYB display-date"><span><span class="label-prefix">updated:<!-- --> </span><span>October 7, 2024</span></span></div></div></div><div class="mdx-styled-renderer___StyledDiv-sc-1occper-0 mUBHZ sc-dSCufp hVIXKq"><p>A cash-out refinance might be a great option if you have equity in your home and need a lump sum of cash. This type of loan replaces your existing mortgage with a new one at a higher amount than you currently owe. The difference between what you owe and the larger refinance amount will be paid out in cash. You can then use that money to pay for anything from a home renovation to educational expenses for a family member.</p> <p>Read on to see our top picks for cash-out refinance mortgages.</p> <h2 id="our-top-picks-for-the-best-cash-out-refinance-mortgages">Our top picks for the best cash-out refinance mortgages</h2> <div class="wrapper__Wrapper-sc-1nbwfq1-0 jMCZkI wrapper__StyledTableWrapper-sc-1lg67ad-0 responsive-table__TableWrapper-sc-gs87lm-0 cjPmCo cQlyyR"><table class="wrapper__Table-sc-1nbwfq1-1 iYXWdO not-prose"><thead class="wrapper__Thead-sc-1nbwfq1-2 kFLxGW"><tr class="wrapper__Tr-sc-1nbwfq1-4 oGfrp"><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Cash-out refinance lender</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Best For</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Minimum credit score</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">APR (30-year loan)</th><th class="wrapper__Th-sc-1nbwfq1-3 gUICYl table-header">Loan terms</th></tr></thead><tbody class="wrapper__Tbody-sc-1nbwfq1-5 kklmFK"><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value"><a class="affiliate-link-link" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow">Rocket Mortgage </a></div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Digital refinancing</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">580</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">7.18%</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">20 years, 30 years</div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">NBKC Bank</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">FHA loan refinancing</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">PenFed Credit Union</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Low APR</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">6.389%</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">10 years to 30 years</div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Navy Federal Credit Union</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">VA loan refinancing</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">6.558%</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">10 years to 30 years</div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">SoFi</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Loan term options</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">620 is preferable</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Not specified</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">10 years, 15 years, 20 years, 30 years</div></div></td></tr><tr class="table-row"><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Warp Speed Mortgage</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">Fast closing</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">620</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">7.255%</div></div></td><td class="card__Td-sc-a2uqyv-0 kPvALb table-cell"><div class="field__StyledField-sc-70i2am-0 gdQUUu table-field__Field-sc-wwy2wk-0 bihmpN field"><div class="value">30 years</div></div></td></tr></tbody></table></div> <h2 id="our-recommendations">Our recommendations</h2> <h3>Best for digital refinancing: <a class="affiliate-link-link" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow">Rocket Mortgage </a></h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;200.35555555555555&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/dd793/rocket-mortgage.webp 113w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/dc7cd/rocket-mortgage.webp 225w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/849d6/rocket-mortgage.webp 450w" sizes="(min-width: 450px) 450px, 100vw"/><img data-gatsby-image-ssr="" title="Rocket Mortgage" data-main-image="" style="opacity:0" sizes="(min-width: 450px) 450px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/77fee/rocket-mortgage.png" data-srcset="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/f598f/rocket-mortgage.png 113w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/70081/rocket-mortgage.png 225w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/77fee/rocket-mortgage.png 450w" alt="Rocket Mortgage"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/dd793/rocket-mortgage.webp 113w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/dc7cd/rocket-mortgage.webp 225w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/849d6/rocket-mortgage.webp 450w" sizes="(min-width: 450px) 450px, 100vw"/><img data-gatsby-image-ssr="" title="Rocket Mortgage" data-main-image="" style="opacity:0" sizes="(min-width: 450px) 450px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/77fee/rocket-mortgage.png" srcSet="/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/f598f/rocket-mortgage.png 113w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/70081/rocket-mortgage.png 225w,/personal-finance/static/0a697ced2ac72d7181d1b1f9dffb09b2/77fee/rocket-mortgage.png 450w" alt="Rocket Mortgage"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">Rocket Mortgage</h3></div><div class="button-container"><span class="affiliate-link__ButtonContainer-sc-1rrvr5-1 dtYZoC"><a class="MuiButtonBase-root MuiButton-root MuiButton-contained MuiButton-containedPrimary MuiButton-sizeSmall MuiButton-containedSizeSmall MuiButton-colorPrimary MuiButton-root MuiButton-contained MuiButton-containedPrimary MuiButton-sizeSmall MuiButton-containedSizeSmall MuiButton-colorPrimary button-wrapper__Button-sc-14zhkb9-0 bDOJJg affiliate-link__LinkButton-sc-1rrvr5-0 iMkbHM affiliate-link-button product-button__StyledCTA-sc-12r0m5o-0 iEqSFz css-1lpukdo" tabindex="0" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow"><span class="MuiButton-label">View Offer</span></a></span></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">Rocket Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">580 to 620</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">7.18%</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">20 to 30 years</div></div></div></div></div></div><div class="section-3"></div></div></div> <p><a class="affiliate-link-link" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow">Rocket Mortgage </a> is known for its streamlined online mortgage process. The same process applies to refinancing customers—you can apply online and get loan options in seven minutes or less, and then customize your loan and complete your application via online chat or phone.</p> <p>Once you’ve applied, you can log into <a class="affiliate-link-link" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow">Rocket Mortgage </a> to check your loan status, upload documents, and more. Although <a class="affiliate-link-link" href="https://secure.money.com/pr/y6f158179a2e?s1=TIME" target="_blank" rel="nofollow">Rocket Mortgage </a> is a solid choice for digital refinancing, the company doesn’t have any physical branches, so customers won’t be able to work with a loan officer face-to-face.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Quick online pre-approval and application processes.</li> <li>High customer satisfaction ratings.</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>No physical branches.</li> </ul></div></div></div> <hr/> <h3>Best for FHA loan refinancing: NBKC Bank</h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;200&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/4cf61/nbkc-bank.webp 140w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/514b4/nbkc-bank.webp 280w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/a8374/nbkc-bank.webp 560w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="nbkc" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/af41e/nbkc-bank.jpg" data-srcset="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/0b113/nbkc-bank.jpg 140w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/2a5f6/nbkc-bank.jpg 280w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/af41e/nbkc-bank.jpg 560w" alt="nbkc"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/4cf61/nbkc-bank.webp 140w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/514b4/nbkc-bank.webp 280w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/a8374/nbkc-bank.webp 560w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="nbkc" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/af41e/nbkc-bank.jpg" srcSet="/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/0b113/nbkc-bank.jpg 140w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/2a5f6/nbkc-bank.jpg 280w,/personal-finance/static/1b3e20c81b3ee763e3b087a2f79c3c7a/af41e/nbkc-bank.jpg 560w" alt="nbkc"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">NBKC Bank Cash Out Mortgage</h3></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">NBKC Bank Cash Out Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">Not specified</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">Not specified</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">Not specified</div></div></div></div></div></div><div class="section-3"></div></div></div> <p>Unlike many lenders, NBKC offers FHA loan refinancing and loans for self-employed borrowers. Two FHA options are available through NBKC Bank: FHA Refinance and FHA Streamline Refinance. The former lets you tap into your home’s equity to finance purchases or reduce debt.</p> <p>NBKC Bank also has a high <a href="https://www.trustpilot.com/review/nbkc.com" target="_blank" rel="nofollow">Trustpilot</a> customer satisfaction rating, averaging 4.6 out of 5 over 299 customer reviews as of February 2024. Knowing that existing customers recommend NBKC helps make up for the fact that the website doesn’t list mortgage rates or provide information about loan terms unless you enter your personal information.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Offers FHA loan refinancing, plus other difficult-to-find mortgage products.</li> <li>Customer service is available over the phone or through online chat.</li> <li>High customer satisfaction ratings.</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>Personal information is required for a rate quote.</li> <li>The website doesn’t provide information about loan terms.</li> </ul></div></div></div> <hr/> <h3>Best for low APR: PenFed Credit Union</h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;199.7058823529412&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#080808;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/36521/penfed-car-loan.webp 68w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/b675b/penfed-car-loan.webp 136w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/71088/penfed-car-loan.webp 272w" sizes="(min-width: 272px) 272px, 100vw"/><img data-gatsby-image-ssr="" title="PenFed" data-main-image="" style="opacity:0" sizes="(min-width: 272px) 272px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/581d6/penfed-car-loan.png" data-srcset="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/e3ba1/penfed-car-loan.png 68w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/4d629/penfed-car-loan.png 136w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/581d6/penfed-car-loan.png 272w" alt="PenFed"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/36521/penfed-car-loan.webp 68w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/b675b/penfed-car-loan.webp 136w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/71088/penfed-car-loan.webp 272w" sizes="(min-width: 272px) 272px, 100vw"/><img data-gatsby-image-ssr="" title="PenFed" data-main-image="" style="opacity:0" sizes="(min-width: 272px) 272px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/581d6/penfed-car-loan.png" srcSet="/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/e3ba1/penfed-car-loan.png 68w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/4d629/penfed-car-loan.png 136w,/personal-finance/static/b20aec0e41f33624151ce5867c9e76d3/581d6/penfed-car-loan.png 272w" alt="PenFed"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">PenFed Credit Union Cash out Refinance Mortgage</h3></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">PenFed Credit Union Cash out Refinance Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">Not specified</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">6.39%</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">10 years to 30 years</div></div></div></div></div></div><div class="section-3"></div></div></div> <p>PenFed Credit Union has a relatively low APR for mortgage refinancing of 6.389%. Borrowers who qualify for this rate will pay less interest and fees over the life of their loan. It’s important to note that rates can change, but generally, you can expect a lower APR for your cash-out refinance through PenFed Credit Union.</p> <p>To be able to refinance through PenFed, you must be a credit union member. However, there are no limitations to membership so anyone can sign up, and membership comes with several perks, such as member discounts, a financial hardship center, and an advice center.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Relatively low cash-out refinance rates.</li> <li>No eligibility requirements for membership.</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>Must be a credit union member to qualify.</li> </ul></div></div></div> <hr/> <h3>Best for VA loan refinancing: Navy Federal Credit Union</h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;200&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#083868;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/4cf61/navy-federal-credit-union-logo.webp 140w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/514b4/navy-federal-credit-union-logo.webp 280w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/a8374/navy-federal-credit-union-logo.webp 560w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/57d28/navy-federal-credit-union-logo.webp 1120w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="Navy Federal" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/3bdde/navy-federal-credit-union-logo.png" data-srcset="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/fcb50/navy-federal-credit-union-logo.png 140w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/dd079/navy-federal-credit-union-logo.png 280w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/3bdde/navy-federal-credit-union-logo.png 560w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/a8f08/navy-federal-credit-union-logo.png 1120w" alt="Navy Federal"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/4cf61/navy-federal-credit-union-logo.webp 140w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/514b4/navy-federal-credit-union-logo.webp 280w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/a8374/navy-federal-credit-union-logo.webp 560w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/57d28/navy-federal-credit-union-logo.webp 1120w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="Navy Federal" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/3bdde/navy-federal-credit-union-logo.png" srcSet="/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/fcb50/navy-federal-credit-union-logo.png 140w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/dd079/navy-federal-credit-union-logo.png 280w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/3bdde/navy-federal-credit-union-logo.png 560w,/personal-finance/static/e93e49cf670e59acf7d4a017a03e0848/a8f08/navy-federal-credit-union-logo.png 1120w" alt="Navy Federal"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">Navy Federal Credit Union Cash Out Refinance Mortgage</h3></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">Navy Federal Credit Union Cash Out Refinance Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">Not specified</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">6.56%</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">10 years to 30 years</div></div></div></div></div></div><div class="section-3"></div></div></div> <p>Service members and veterans who want to refinance their mortgage and borrow from their home’s equity will want to consider Navy Federal Credit Union. Eligible borrowers can refinance their VA loan for up to 100% of their home’s value, which is ideal for those who don’t have a lot of equity in their home or need a larger sum of cash than a conventional refinance will offer.</p> <p>You&#x27;ll need to become a member to get a cash-out refinance mortgage from Navy Federal, which adds an extra step to the process if you’re not an existing member. Membership comes with numerous perks, but it’s only available to customers with ties to the armed forces, Department of Defense, or National Guard.</p> <p>Those who are eligible can access a service called HomeSquad, which will let them check the status of their loan, upload required documentation, and connect bank accounts to verify assets. This can help streamline the process for the borrower.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>High LTV ratio for cash-out refinancers.</li> <li>Ability to track loan status online through HomeSquad.</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>Must be a credit union member to qualify.</li> <li>Credit score requirements are not listed on the website.</li> </ul></div></div></div> <hr/> <h3>Best for loan term options: SoFi</h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;200&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#08a8d8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/4cf61/sofi-logo.webp 140w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/514b4/sofi-logo.webp 280w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/a8374/sofi-logo.webp 560w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="Sofi" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/3bdde/sofi-logo.png" data-srcset="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/fcb50/sofi-logo.png 140w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/dd079/sofi-logo.png 280w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/3bdde/sofi-logo.png 560w" alt="Sofi"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/4cf61/sofi-logo.webp 140w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/514b4/sofi-logo.webp 280w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/a8374/sofi-logo.webp 560w" sizes="(min-width: 560px) 560px, 100vw"/><img data-gatsby-image-ssr="" title="Sofi" data-main-image="" style="opacity:0" sizes="(min-width: 560px) 560px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/3bdde/sofi-logo.png" srcSet="/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/fcb50/sofi-logo.png 140w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/dd079/sofi-logo.png 280w,/personal-finance/static/db54106cc645ed6fa069cf86ae01073d/3bdde/sofi-logo.png 560w" alt="Sofi"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">SoFi Cash Out Refinance Mortgage</h3></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">SoFi Cash Out Refinance Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">620 is preferable</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">Not specified</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">10 years, 15 years, 20 years, 30 years</div></div></div></div></div></div><div class="section-3"></div></div></div> <p>SoFi offers four different loan terms for cash-out refinances: 10 years, 15 years, 20 years, and 30 years. This wide range means a Sofi refinance can be a realistic option for many borrowers. SoFi also offers a $500 discount on its home loan processing fee for borrowers who meet certain criteria (such as an existing SoFi personal loan or student loan or at least $50,000 in a SoFi investment account). SoFi also offers several resources to guide borrowers through the refinancing process.</p> <p>SoFi only offers conventional and jumbo loan refinancing, so those looking for VA or FHA refinancing must go elsewhere.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Loan term options of 10, 15, 20, or 30 years.</li> <li>$500 savings on processing fees.</li> <li>Access to events, expert advice, and a supportive community.</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>Refinancing options are limited to conventional and jumbo loans.</li> </ul></div></div></div> <hr/> <h3>Best for fast closing: Warp Speed Mortgage</h3> <div class="wrapper__StyledWrapper-sc-v8tnl8-0 dHvzgH wrapper"><div class="card__Wrapper-sc-1ot7p5b-0 hevEvL card__StyledProductCardDefaultUI-sc-1njn2jf-0 kwiAGQ"><div class="best-for-wrapper"></div><div class="card-content"><div class="card-header"><div class="card-header-title"><div class="product-image"><div data-gatsby-image-wrapper="" class="gatsby-image-wrapper gatsby-image-wrapper-constrained"><div style="max-width:560px;display:block"><img alt="" role="presentation" aria-hidden="true" src="data:image/svg+xml;charset=utf-8,%3Csvg%20height=&#x27;200&#x27;%20width=&#x27;560&#x27;%20xmlns=&#x27;http://www.w3.org/2000/svg&#x27;%20version=&#x27;1.1&#x27;%3E%3C/svg%3E" style="max-width:100%;display:block;position:static"/></div><div aria-hidden="true" data-placeholder-image="" style="opacity:1;transition:opacity 500ms linear;background-color:#f8f8f8;position:absolute;top:0;left:0;bottom:0;right:0"></div><picture><source type="image/webp" data-srcset="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/116d9/warpspeed-mortgage-logo.webp 91w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/2b4d4/warpspeed-mortgage-logo.webp 182w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/83658/warpspeed-mortgage-logo.webp 364w" sizes="(min-width: 364px) 364px, 100vw"/><img data-gatsby-image-ssr="" title="Warp Speed Mortgage" data-main-image="" style="opacity:0" sizes="(min-width: 364px) 364px, 100vw" decoding="async" loading="lazy" data-src="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/35a07/warpspeed-mortgage-logo.png" data-srcset="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/cd83a/warpspeed-mortgage-logo.png 91w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/08943/warpspeed-mortgage-logo.png 182w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/35a07/warpspeed-mortgage-logo.png 364w" alt="Warp Speed Mortgage"/></picture><noscript><picture><source type="image/webp" srcSet="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/116d9/warpspeed-mortgage-logo.webp 91w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/2b4d4/warpspeed-mortgage-logo.webp 182w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/83658/warpspeed-mortgage-logo.webp 364w" sizes="(min-width: 364px) 364px, 100vw"/><img data-gatsby-image-ssr="" title="Warp Speed Mortgage" data-main-image="" style="opacity:0" sizes="(min-width: 364px) 364px, 100vw" decoding="async" loading="lazy" src="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/35a07/warpspeed-mortgage-logo.png" srcSet="/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/cd83a/warpspeed-mortgage-logo.png 91w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/08943/warpspeed-mortgage-logo.png 182w,/personal-finance/static/ac01c8313c01987f92f8e5eb716350dc/35a07/warpspeed-mortgage-logo.png 364w" alt="Warp Speed Mortgage"/></picture></noscript><script type="module">const t="undefined"!=typeof HTMLImageElement&&"loading"in HTMLImageElement.prototype;if(t){const t=document.querySelectorAll("img[data-main-image]");for(let e of t){e.dataset.src&&(e.setAttribute("src",e.dataset.src),e.removeAttribute("data-src")),e.dataset.srcset&&(e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset"));const t=e.parentNode.querySelectorAll("source[data-srcset]");for(let e of t)e.setAttribute("srcset",e.dataset.srcset),e.removeAttribute("data-srcset");e.complete&&(e.style.opacity=1,e.parentNode.parentNode.querySelector("[data-placeholder-image]").style.opacity=0)}}</script></div></div><h3 class="product-title">Warp Speed Cash Out Refinance Mortgage</h3></div></div><div class="card-details"><div class="best-for-wrapper"></div><h3 class="product-title">Warp Speed Cash Out Refinance Mortgage</h3><div class="fields-wrapper"><div class="fields-section section-1"><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX min-credit-score field"><div class="title">Min. credit score</div><div class="value">620</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX apr field"><div class="title">APR</div><div class="value">7.25%</div></div><div class="field__StyledField-sc-70i2am-0 gdQUUu card__Field-sc-1ot7p5b-1 ettjkX term field"><div class="title">Term</div><div class="value">30 years</div></div></div></div></div></div><div class="section-3"></div></div></div> <p>For urgent refinance requests, Warp Speed Mortgage is an excellent option. The lender has a 14-business-day closing guarantee and will issue a $2,000 closing credit if the loan takes longer than 14 business days to close. This can help give you added peace of mind that your cash-out refinance will be completed quickly. However, there are several scenarios where the guarantee would not apply—the most notable being delays due to third parties, which would include appraisals, title requests, and more.</p> <p>Additionally, Warp Speed Mortgage offers a fully digital experience. Its online application allows you to upload documents, communicate with your Client Manager, and even close online through the eClosing process.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Closing guarantee of 14 business days.</li> <li>Fully digital refinance application process.</li> <li>Annual “health checks.”</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>The guarantee isn’t valid if there are third-party delays.</li> </ul></div></div></div> <hr/> <h2 id="find-more-cash-out-refinance-mortgage-lenders">Find more cash out refinance mortgage lenders</h2> <div class="myFinance-widget" data-ad-id="090d52eb-47b3-46c2-a4c4-206fbd167000" data-campaign="timestamped-mtgrefi-multi"></div> <h2 id="methodology">Methodology</h2> <p>When researching the best cash-out refinance mortgage options, we reviewed several lenders and compared their interest rates, APRs, loan terms, and credit score requirements. We then dove deeper into each lender to see what made them stand out among the competition. This left us with notable lenders offering cash-out refinance loans that will appeal to a broad range of borrowers.</p> <h2 id="how-to-pick-the-best-cash-out-refinance-mortgage">How to pick the best cash-out refinance mortgage</h2> <p>Like any loan, it’s important to do your research when looking for a cash-out refinance mortgage. First, look into several options to compare interest rates, repayment terms, fees, and closing costs. You can also read online reviews of each lender and ask for recommendations from friends and family members.</p> <p>In addition to researching and comparing lenders, consider your needs. Are you looking for a certain type of loan, such as a VA or <a href="https://time.com/personal-finance/article/fha-loan-requirements/" target="_self" rel="alternate">FHA refinance loan</a>? Are you a landlord who wants a cash-out refinance loan for a rental property? Whatever it is, you’ll need to ensure the lenders you’re considering can accommodate you.</p> <p>Once you’ve chosen your loan, read the fine print before you sign any loan agreements. Pay attention to the closing costs to ensure you’re not surprised when you close the loan.</p> <p>Finally, consult a mortgage professional to see if other options are better. Even if you think you’ve found the ideal refinance loan, a mortgage professional may be able to find an option with a lower interest rate or cheaper closing costs.</p> <h2 id="alternatives-to-cash-out-refinancing">Alternatives to cash-out refinancing</h2> <p>Cash-out refinancing can be a great way to tap into your home equity, but it’s not the only way. Alternatives include home equity loans and <a href="https://time.com/personal-finance/article/what-is-a-home-equity-line-of-credit/" target="_self" rel="alternate">home equity lines of credit (HELOCs)</a>.</p> <h3>Home equity loan</h3> <p>A <a href="https://time.com/personal-finance/article/home-equity-loan/" target="_self" rel="alternate">home equity loan</a>, also called a <a href="https://time.com/personal-finance/article/second-mortgage/" target="_self" rel="alternate">second mortgage</a>, is a type of loan that borrows from the equity you have in your home. The home equity loan doesn’t replace your existing mortgage like a cash-out refinance; instead, it’s an additional loan you must repay in addition to your primary mortgage.</p> <p>When you get a home equity loan, you’ll receive a lump sum of cash from your home’s equity and pay it back in monthly installments at a fixed rate. The rates for a home equity loan are often higher than for a cash-out refinance, but if you only need to borrow a small amount from your equity, it may save you money in the long run.</p> <div class="myFinance-widget" data-ad-id="8856ddb8-6c19-4311-be14-95bc3bcf4db8" data-campaign="timestamped-he-multi"></div> <h3>Home equity line of credit (HELOC)</h3> <p>A HELOC also uses the equity in your home, but it is a revolving line of credit that functions more like a credit card than an installment loan. When approved for a HELOC, the lender will allow you to withdraw funds up to a certain limit and repay the money similarly to a credit card.</p> <p>The HELOC has two distinct periods: a draw period and a repayment period. The exact draw and repayment periods will vary by lender, but it’s common for a HELOC to have a 10-year draw period and a 20-year repayment period. During the draw period, you’ll only pay interest on your balance. Once the draw period ends and the repayment period begins, you won’t be able to withdraw any more money from the HELOC and begin repaying the balance.</p> <p><a href="/personal-finance/article/best-heloc-rates/" target="_self" rel="alternate">HELOCs have variable rates</a>, which means you may pay more or less interest than you would with a fixed-rate cash-out refinance loan.</p> <h2 id="more-about-cash-out-refinancing">More about cash-out refinancing</h2> <h3>What is a cash-out refinance? How does a cash-out refinance work?</h3> <p>A cash-out refinance is a loan that replaces your existing mortgage with a new one at a higher amount. Any amount above what you owe on your current mortgage will be paid out in a lump sum. You can then use that cash to fund your expenses, such as home renovation, educational expenses, <a href="https://time.com/personal-finance/article/best-debt-consolidation-loans/" target="_self" rel="alternate">debt consolidation</a>, or medical bills.</p> <p>For example, if your home is currently worth $400,000, and you owe $200,000 on your existing mortgage, you can get a refinance loan for $250,000 and a $50,000 cash payout. You will one monthly payment, and you can use the cash for any purpose.</p> <h3>How much cash can you get from a cash-out refinance?</h3> <p>The amount of cash you can get from a cash-out refinance depends on how much equity you have in your home. In general, lenders will require that you keep at least 20% of equity in your home, though it’s possible to find lenders that will allow you to keep as little as 10% equity.</p> <p>In the case of the $400,000 home with a $200,000 loan, you could get a cash-out refinance of up to $320,000 and still retain 20% equity in your home. That means you could get a cash payout of up to $120,000, though it’s not recommended to take out more cash from your equity than you need.</p> <h3>Pros and cons of a cash-out refinance</h3> <p>All loans have their pros and cons, and cash-out refinances are no exception. The following table breaks down the pros and cons of cash-out refinance loans.</p> <div class="multi-list__StyledMultiList-sc-1ixx0ao-0 gZfbG multi-list pros-and-cons multi-list__StyledMultiList-sc-jcbe35-0 hhyQUr"><div class="list"><h4 class="title">Pros:</h4><div class="content"><ul> <li>Potential to reduce the interest rate on your mortgage</li> <li>Replaces existing mortgage rather than adding a second loan</li> <li>Allows you to access more money than a personal loan or credit card</li> </ul></div></div><div class="list"><h4 class="title">Cons:</h4><div class="content"><ul> <li>If you default on the loan, you could lose your home</li> <li>The loan term will reset, so you may go from having 15 years left on a 30-year loan to having a new 30-year loan</li> <li>Approval for a cash-out refinance can take time and be complicated</li> <li>Cash-out refinances come with closing costs of 2% to 6% of the principal</li> </ul></div></div></div> <h3>Steps to getting a cash-out refinance</h3> <p>Follow these steps once you’re ready to move forward with a cash-out refinance:</p> <ul> <li>Check the lender’s requirements to make sure you qualify.</li> <li>Calculate how much cash you need to pay for the expense you’re funding.</li> <li>Fill out an application with your chosen lender and provide any necessary income documents.</li> <li>Wait for approval and receive your cash payment.</li> <li>Start repaying the loan each month.</li> </ul> <h3>Cash-out refinance requirements</h3> <p>The exact requirements for a cash-out refinance will depend on the lender. However, there are certain requirements that most lenders have, such as the following:</p> <ul> <li>Credit score requirements: You may need a <a href="https://time.com/personal-finance/article/what-is-a-good-credit-score/" target="_self" rel="alternate">credit score</a> of at least 580 to qualify for a cash-out refinance. Conventional lenders may require you to have a credit score of 620 or higher.</li> <li>Debt-to-income (DTI) ratio requirements: Many lenders require borrowers to have a DTI ratio of 50% or lower. A DTI ratio is calculated by dividing your monthly debts by your total monthly income.</li> <li>Equity requirements: If you don’t have equity in your home, you won’t qualify for a cash-out refinance. Lenders often require 20% equity or more in your home to approve a cash-out refinance loan.</li> </ul> <h3>When is a cash-out refinance a good idea?</h3> <p>A cash-out refinance may be a good choice if you need a large sum of cash to finance a specific expense, such as a home improvement project, debt consolidation, or paying for a child’s college education. Cash-out refinances tend to have lower interest rates than other options, such as credit cards or personal loans, which can save you money in the long run.</p> <h2 id="time-stamp-a-cash-out-refinance-can-benefit-you-financially">TIME Stamp: A cash-out refinance can benefit you financially</h2> <p>If you have equity in your home and need a lump sum of cash, a cash-out refinance can provide you with the money you need rather than maxing out your credit cards or getting a personal loan. The best cash-out refinance mortgages will suit the needs of many borrowers, though it’s important to shop around with several lenders to find the one that best suits your needs.</p> <h2 id="frequently-asked-questions-faqs">Frequently asked questions (FAQs)</h2> <h3>Can you get a 90% cash-out refinance?</h3> <p>Some lenders offer cash-out refinances up to 90%. If you need to borrow this much equity from your home, it’s important to shop around for a lender that offers loans with such a high loan-to-value (LTV) ratio.</p> <h3>How can I qualify for a refinance?</h3> <p>The qualification requirements for a refinance vary from lender to lender. However, most lenders will require the following:</p> <ul> <li>A minimum credit score of 620 (or, in some cases, 580).</li> <li>A debt-to-income (DTI) ratio of 50% or less.</li> <li>A loan-to-value (LTV) ratio of 80% or less (some lenders may approve refinances with a 90% LTV ratio).</li> </ul> <h3>Can I refinance my mortgage with bad credit?</h3> <p>The credit requirements for a mortgage refinance depend on the lender and the type of loan. Conventional lenders generally require borrowers to have a credit score of 620 or higher, while VA and FHA lenders may approve borrowers with as low as 580.</p> <h3>How long does a mortgage refinance take?</h3> <p>A mortgage refinance often takes between 30 and 45 days to complete; however, the exact amount of time will depend on several factors. When you refinance your mortgage, you’ll need to have certain third-party services performed, such as an appraisal and a home inspection. If you can schedule these quickly, you’ll likely have a shorter time to close.</p> <h3>Should I get a fixed- or adjustable-rate mortgage?</h3> <p>There are pros and cons to both fixed- and adjustable-rate mortgages. Opting for a fixed-rate mortgage means your monthly payment will remain the same for the life of the loan, while an adjustable-rate mortgage payment may periodically increase or decrease.</p> <p>A steady payment amount makes it easier to budget, but you won’t benefit if interest rates drop, as you would with an adjustable-rate mortgage. If you’re unsure which option is best, consult a mortgage professional.</p></div><div class="disclaimer__Container-sc-oc4o57-0 bVJglG main___StyledDisclaimer-sc-ym2025-0 guBECT"><p>The information presented here is created by TIME Stamped and overseen by TIME editorial staff. 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