'TDF2025' 목표시점 도래... 가입자들, 어떤 선택해야 하나

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"TDF 목표시점, 펀드 만기 의미하지 않아"</strong><table class="nbd_table"><tbody><tr><td><span class="end_photo_org"><div class="nbd_im_w _LAZY_LOADING_WRAP "> <div class="nbd_a _LAZY_LOADING_ERROR_HIDE" id="img_a1"> <img id="img1" data-src="https://imgnews.pstatic.net/image/047/2025/03/14/0002465876_001_20250314125615447.jpg?type=w860" class="_LAZY_LOADING _LAZY_LOADING_INIT_HIDE" alt="" style="display: none;" /> </div> </div></span></td></tr><tr><td><b>▲ </b> TDF의 자산배분곡선(Glide Path) 예시</td></tr><tr><td>ⓒ 미래에셋자산운용</td></tr></tbody></table><br>금융감독원 연금포털에 따르면, 지난해(2024년) 말 국내 퇴직연금 적립금 규모는 총 426조4344억 원으로 역대 최대치를 기록했다. 더구나 지난해 10월 퇴직연금 실물이전 제도까지 시행되며, 퇴직연금 시장 성장 속도는 더 가팔라질 것이라는 전망이다.<br><br>이런 가운데 대표적인 연금펀드인 TDF(Target Date Fund, 타겟데이트펀드)가 처음으로 올해 '목표시점(타겟데이트)'를 맞이하며, 연금 시장에 대한 관심은 갈수록 높아지고 있다. TDF란, 투자자의 은퇴시점(Target Date)에 맞춰 위험자산과 안전자산의 투자비중을 자산배분곡선(Glide Path)에 따라 자동으로 조정하는 자산배분 펀드를 말한다.<br><br>미래에셋자산운용(대표이사 최창훈·이준용)는 14일 "올해(2025년)는 퇴직연금에 특별한 한 해로, 2005년 국내 퇴직연금제도가 도입된 지 20주년을 맞이한 해이자, 적립금 규모 400조 원 이상의 양적 성장을 이뤄낸 해"라면서 'TDF2025' 가입자들이 향후 어떤 선택을 해야 할지에 대한 가이드를 제시했다.<br><br>현재 퇴직연금 시장은 2011년까지 50조 원을 밑돌았지만, 이후 빠르게 증가하면서 매년 최대 적립 규모를 갱신하고 있는 상황이다.<br><br>미래에셋자산운용은 "지난 20년간 퇴직연금 시장 성장을 견인한 요인 중 하나인 TDF는 은퇴 목표 시점(빈티지)에 맞춰 알아서 위험자산과 안전자산의 비중을 조절하며 자산배분을 해준다"며 "TDF는 2017년 도입 이후 연금 투자자들의 대표적인 장기투자 수단으로 자리매김했다"고 평가했다.<br><br>이런 가운데 가장 낮은 빈티지인 'TDF2025'의 목표 시점이 도래하며, 처음으로 TDF 가입자의 새출발이 시작될 예정이라는 것. TDF2025 가입자들이 이제 어떤 선택을 해야 할까를 고민해야 할 때다.<br><br>우선 미래에셋자산운용은 "TDF의 목표 시점은 펀드 만기를 의미하지 않는다. 펀드는 그대로 유지되며, '위험주식 40%' 한도를 유지한 채 운용된다"며 "당장 인출이 필요없는 가입자라면 기존 TDF2025를 통해 안정적인 자산 관리를 이어나갈 수 있다"고 설명했다.<br><br>이어서 "위험자산 비중을 소폭 높이고 싶다면 높은 빈티지 TDF로의 이동을 고려할 수 있다"면서 "가령 TDF 2030이나 2035는 2025 대비 위험자산 비중이 다소 높지만, 목표 시점이 5~10년 정도 밖에 남지 않았기 때문에 안전자산 비중도 높아 부담이 적다"고 예를 들었다.<br><br>또한 연금계좌에서 투자를 지속하고 싶은 가입자들의 경우 위험 선호도, 기대 수익률, 자금의 성격 등을 고려해 자신에게 적합한 TDF를 선택하면 된다고 부연했다.<br><br>그러면서 미래에셋자산운용은 "TDF2025 가입자가 어떤 선택을 하든, 혹은 TDF를 처음 시작하는 투자자든 '좋은 TDF'를 고르는 원칙은 분명하다"고 강조하며 다음 세 가지를 가이드라인으로 제시했다.<br><br><blockquote style="margin: auto; border-left:5px solid #CCCCCC; padding:7px">첫째, 연금 펀드 특성상 장기 성과가 우수하고 변동성이 낮아야 한다.<br>둘째, 단순 수익률이 아닌 환율 등 각종 투자 위험을 고려한 위험조정성과가 뛰어나야 한다.<br>셋째, 장기간 안정적인 운용으로 많은 투자자들의 선택을 받아 설정액 규모가 큰 펀드가 유리하다.</blockquote><br> <table class="nbd_table"><tbody><tr><td><span class="end_photo_org"><div class="nbd_im_w _LAZY_LOADING_WRAP "> <div class="nbd_a _LAZY_LOADING_ERROR_HIDE" id="img_a2"> <img id="img2" data-src="https://imgnews.pstatic.net/image/047/2025/03/14/0002465876_002_20250314125615489.jpg?type=w860" class="_LAZY_LOADING _LAZY_LOADING_INIT_HIDE" alt="" style="display: none;" /> </div> </div></span></td></tr><tr><td><b>▲ </b> 마래에셋TDF</td></tr><tr><td>ⓒ 미래에셋자산운용</td></tr></tbody></table><br>제로인에 따르면, 지난 2월 28일 기준으로 국내 TDF 시장의 전체 순자산은 17조9천억 원이며, 이 중 미래에셋자산운용 TDF가 6조6천억 원으로 시장 점유율 37%를 차지하는 것으로 나타났다.<br><br>이에 대해 미래에셋자산운용은 "현재 국내 TDF 시장은 미래에셋자산운용이 가장 많은 투자자들의 선택을 받고 있다"며 "이는 미래에셋TDF가 5년 수익률, 위험대비 성과(Sharpe Ratio) 등 뛰어난 장기 성과를 보여줬기 때문"이라고 자평했다.<br><br>특히나 미래에셋TDF 시리즈 중 하나인 '미래에셋전략배분TDF'는 5년간의 위험대비 성과(Sharpe Ratio) 항목이 2025~2045의 5년 단위 모든 빈티지에서 가장 우수한 것으로 나타났다고 예를 들었다.<br><br>이외에도 최근 한국증권학회가 발표한 '우리나라 TDF의 적정 위험조정수익률 및 TDF 투자자들의 TDF 결정요인 분석' 논문에서도 시장 상황과 관계없이 TDF의 위험조정수익률을 잘 관리한 곳으로 미래에셋TDF를 지목해 우수한 평가를 받았다. 이에 대해 미래에셋자산운용은 "단순히 시장이 좋아서 펀드 수익률이 상승하는 것이 아닌, 여러 투자 위험 요소를 고려한 실제 성과를 고려한 결과 TDF 전략이 우수했다"는 평가라고 부연했다.<br><br>이와 관련해 손수진 미래에셋자산운용 ETF연금마케팅부문 대표는 "공적연금의 소득대체율이 선진국에 비해 낮은 한국은 퇴직연금 등 사적연금 역할이 매우 중요하다"면서 "장기투자 성격의 연금투자자들에 미래에셋 전략배분TDF는 성장성과 안정성을 모두 추구할 수 있도록 계속 노력하겠다"고 전했다.<br><br>한편, 향후 퇴직연금 시장의 전망은 지난 20년을 뒤로하고, 연금 투자자들의 장기 성과 개선을 위한 방안을 모색하며 더욱 발전해야 한다는 보고 있다.<br><br>금융투자업계 한 관계자는 "장기 투자 관점에서는 펀드의 안정적인 성과와 변동성 관리가 중요하며, 투자자는 자신의 은퇴 시점과 투자 성향에 맞춰 적절한 상품을 선택할 필요가 있다"며 "TDF를 비롯한 연금 투자 상품이 보다 다양해지고 운용전략도 더욱 다변화할 것"이라고 기대했다.<br> </article> </div> <div class="byline"> <p class="byline_p"> <span class="byline_s">유창재(yoocj@ohmynews.com)</span> </p> </div> <div class="newsct_journalist"> <div class="newsct_journalist_inner"> <h4 class="blind">기자 프로필</h4> <div class="media_journalistcard _JOURNALIST_CARD _MORE_WRAP"> <div id="JOURNALIST_CARD_LIST" class="media_journalistcard_inner"> <div class="media_journalistcard_item _SUBSCRIBE_ELE" data-subscribe-type="JOURNALIST" data-current-subscribe="true"> <div class="media_journalistcard_item_inner"> <div class="media_journalistcard_intro"> <div class="media_journalistcard_summary"> <span 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"명태균특검법 위헌성 상당"</a></li> <li class="media_end_linked_item"><a href="https://www.ohmynews.com/NWS_Web/View/at_pg.aspx?CNTN_CD=A0003110496&CMPT_CD=RNAVER&utm_campaign=naver_news&utm_source=naver&utm_medium=related_news" target="_blank" class="media_end_linked_item_inner" data-clk="are.link" data-gdid="047" data-extra="{"news":{"oid":"047","aid":"2dd6fa6e0e62202e"}}">"빨래방 참말로 고맙소잉"...모두를 울린 담양댁을 만났습니다</a></li> <li class="media_end_linked_item"><a href="https://www.ohmynews.com/NWS_Web/View/at_pg.aspx?CNTN_CD=A0003110588&CMPT_CD=RNAVER&utm_campaign=naver_news&utm_source=naver&utm_medium=related_news" target="_blank" class="media_end_linked_item_inner" data-clk="are.link" data-gdid="047" data-extra="{"news":{"oid":"047","aid":"67941612fd5aec92"}}">"이재명 되면 신천지 망해, 윤석열 밀어야 보호 받아"</a></li> <li class="media_end_linked_item"><a href="https://www.ohmynews.com/NWS_Web/View/at_pg.aspx?CNTN_CD=A0003110526&CMPT_CD=RNAVER&utm_campaign=naver_news&utm_source=naver&utm_medium=related_news" 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제한하고 있는 글을 작성하셨기 때문에 무기한 글쓰기를 포함한 일부 활동이 제한되었습니다.","3011":"오마이뉴스 댓글 정책에 따라 이 기사에서는 댓글을 제공하지 않습니다.","4004":"해당되는 댓글이 없습니다.","5003":"정상적으로 반영되지 않았습니다. 화면 새로고침 후 다시 시도해 주세요.","5006":"자신의 글에 공감 할 수 없습니다.","5008":"자신의 글에 비공감 할 수 없습니다.","5010":"댓글/답글은 60초 내에 한 개만 등록하실 수 있습니다.","5026":"공감/비공감은 최근 24시간내 50회까지 가능합니다.","5027":"공감/비공감은 10초 내에 한 번만 클릭하실 수 있습니다.","5029":"기사당 댓글은 3개, 답글은 10개까지 작성할 수 있습니다.","5080":"실명확인을 받지 않은 아이디는 가입 이후 7일이 지난 시점부터 댓글 활동이 가능합니다.","5091":"본인 확인이 되지 않은 계정입니다. 본인 확인 후 다시 시도해주세요."},"bSortCookie":true,"bMobile":false,"bShowReply":false,"bManager":false,"sDomain":"https://ssl.pstatic.net/static.cbox","sCountry":"KR","nUserCommentPageSize":20,"sLanguage":"ko","sDateFormat":"Y.m.d. 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class="changecmt_img _LAZY_LOADING" alt=""></span><em>오마이뉴스</em>가 이 기사의 댓글 정책을 결정합니다. <span class="changecmt_info"> <button type="button" class="changecmt_info_icon _layer_notice_btn _TOGGLE" data-target="_COMMENT_NOTICE_INFO_LAYER" data-classValue="is_hidden">안내</button><span id="_COMMENT_NOTICE_INFO_LAYER" class="changecmt_layer _layer_notice is_hidden"> <strong class="changecmt_info_title"><span class="changecmt_ico_help"></span>댓글 정책 언론사별 선택제</strong> <span class="changecmt_info_txt">섹션별로 기사의 댓글 제공여부와 정렬방식을 <br>언론사가 직접 결정합니다. 기사 섹션 정보가<br>정치/선거를 포함하는 경우 정치/선거섹션 정책이<br>적용됩니다. 단, 운영규정에 따른<br>삭제나 이용제한 조치는 네이버가 직접<br>수행합니다.</span> <button class="changecmt_btn_info_close _close_layer _TOGGLE" data-target="_COMMENT_NOTICE_INFO_LAYER" data-classValue="is_hidden">레이어 닫기</button> </span> </span> </p> </div> <div id="cbox_module" class="_COMMENT _COMMENT_HIDE"> </div><div class="rankingnews mobile_hidden is_hidden _TEMPLATE" data-grid-template-column-aside="true" data-template-id="OFFICE_HEADLINE_FLAT"> <div class="ra_head"> <strong class="ra_title"><em class="ra_highlight">오마이뉴스</em> 헤드라인</strong> <a href="https://media.naver.com/press/047" class="media_more" data-clk="pheadhome"><span class="blind">더보기</span></a> </div> <div class="ra_area"> <div class="flick"> <div class="flick-container"> <div class="flick-panel"> <ul class="ranking_list"> <li class="rl_item _LAZY_LOADING_WRAP" data-loading-error-allowed="true"> <a href="/article/047/0002467731" class="rl_link_end _NLOG_IMPRESSION" data-clk="art.phead" data-imp-gdid="880000E3_000000000000000002467731" data-imp-url="https://n.news.naver.com/article/047/0002467731" data-imp-index="1"> <div class="rl_content"> <p class="rl_txt">"명백한 내란인데도 선고 미루는 당신들, 법관 맞습니까?"</p> <div class="rl_time">5시간전</div> </div> <div class="rl_img _LAZY_LOADING_ERROR_HIDE"> <div class="rl_border"> <img data-src="https://mimgnews.pstatic.net/image/origin/047/2025/03/29/2467731.jpg?type=nf190_130&ut=20250329212412" 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_FLICKING_TAB" data-index="1" data-random="false" data-subtab-count="1" data-aggregation-text-visible="" style="opacity:0;"> <a href="#" class="ra_tab_a" data-clk="ark.cmtnwstab">댓글 많은</a> </li> </ul> </div> <div class="flick" style="height:442px;"> <div class="flick-container _FLICKING" style="height:442px; opacity:0;"> <div class="flick-panel" data-index="0" data-subtab-count="1"> <ul class="ranking_list _FLICKING_CONTENT" data-index="0" style="margin-top: 0;"> <li class="rl_item _LAZY_LOADING_WRAP" data-loading-error-allowed="true"> <div class="rl_link_end"> <i class="rl_ranking">1</i> <div class="rl_content"> <p class="rl_txt">"명백한 내란인데도 선고 미루는 당신들, 법관 맞습니까?"</p> <div class="rl_time">5시간전</div> </div> <div class="rl_img _LAZY_LOADING_WRAP _LAZY_LOADING_ERROR_HIDE"> <div class="rl_border"> <img data-src="https://mimgnews.pstatic.net/image/origin/047/2025/03/29/2467731.jpg?type=nf190_130&ut=1743248175000" data-scroll="true" class="_LAZY_LOADING" width="95" height="65" alt=""> </div> 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data-imp-url="https://n.news.naver.com/mnews/ranking/article/047/0002467722?ntype=RANKING" data-imp-index="2"> <span class="blind">더보기</span> </a> </div> </li> <li class="rl_item _LAZY_LOADING_WRAP" data-loading-error-allowed="true"> <div class="rl_link_end"> <i class="rl_ranking">3</i> <div class="rl_content"> <p class="rl_txt">7년 간병의 자부심을 날려버린 사건</p> <div class="rl_time">7시간전</div> </div> <div class="rl_img _LAZY_LOADING_WRAP _LAZY_LOADING_ERROR_HIDE"> <div class="rl_border"> <img data-src="https://mimgnews.pstatic.net/image/origin/047/2025/03/29/2467719.jpg?type=nf190_130&ut=1743238752000" data-scroll="true" class="_LAZY_LOADING" width="95" height="65" alt=""> </div> </div> <a href="/article/047/0002467719?ntype=RANKING" class="rl_coverlink _NLOG_IMPRESSION" data-clk="ark.renws" data-imp-gdid="" data-imp-url="https://n.news.naver.com/mnews/ranking/article/047/0002467719?ntype=RANKING" data-imp-index="3"> <span class="blind">더보기</span> </a> </div> </li> <li class="rl_item 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<span class="u_cri u_cri_v1"> <a href="https://m.naver.com/services.html?f=svc.news" class="u_cra _LINK" data-url="https://m.naver.com/services.html?f=svc.news" data-pc-url="https://www.naver.com/more.html" data-clk="fot.serviceall">전체서비스</a> </span> </span> <span class="u_ftm"> <span class="u_cri u_cri_v1"> <a href="https://news.naver.com/ombudsman" class="u_cra" data-clk="fot.guide">서비스안내</a> </span> <span class="u_cri u_cri_v1"> <a href="https://help.naver.com/alias/news/news_001.naver" class="u_cra" data-clk="fot.report">오류신고</a> </span> <span class="u_cri u_cri_v1"> <a href="https://help.naver.com/alias/news/news_007.naver" class="u_cra" data-clk="fot.help">고객센터</a> </span> </span> <span class="u_charge"> <a href="https://news.naver.com/ombudsman/edit" class="u_charge_item" data-clk="fot.editor">기사배열 책임자 : 김수향</a> <span class="u_charge_item">청소년 보호 책임자 : 이정규</span> </span> <span class="u_presscopy"> 각 언론사가 직접 콘텐츠를 편집합니다. <span class="u_presscopy_a">ⓒ 오마이뉴스</span> </span> <span class="u_copyright"> 이 콘텐츠의 저작권은 저작권자 또는 제공처에 있으며, 이를 무단 <br>이용하는 경우 저작권법 등에 따라 법적 책임을 질 수 있습니다. </span> <span class="u_naverlogo"> <a href="https://www.navercorp.com" class="u_naverlogo_a" data-clk="fot.navercorp">NAVER</a> </span> </p> </footer> </div> </div> <a href="#" class="r_pg_top show _MOVE_TOP" id="goTop" data-clk="fot.top" style="display:none;">맨위로</a> <div id="_MY_FEED_CANCEL_MODAL" class="subscribe_dimmed is_hidden" style="display:none;"> <div class="subscribe_alert"> <p class="subscribe_alert_p _message _MY_FFED_CANCEL_MODAL_MESSAGE"> </p> <div class="subscribe_alert_btns"> <a href="#" class="subscribe_alert_btn _CANCEL_YES_BTN _TOGGLE" data-target="_MY_FEED_CANCEL_MODAL" data-classValue="is_hidden">예</a> <a href="#" class="subscribe_alert_btn _TOGGLE" data-target="_MY_FEED_CANCEL_MODAL" data-classValue="is_hidden">아니오</a> </div> </div> </div> <script type="x-tmpl-mustache" class="_MY_FEED_CANCEL_MODAL_TEMPLATE"> {{#series}} <span class="subscribe_alert_p_ellipsis">{{value}}</span><br>연재 구독을 취소하시겠습니까? <span class="subscribe_alert_p_dsc">해당 연재는 <em>구독</em>에서 제외됩니다.</span> {{/series}} {{#journalist}} {{value}} 기자의 기사<br> 구독을 취소하시겠습니까? <span class="subscribe_alert_p_dsc"><em>구독</em>에서 해당 기자의 기사가 제외됩니다.</span> {{/journalist}} </script> <div id="_MODAL_LAYER_FOR_NOTIFICATION" class="modal is_hidden"></div> <div id="_MODAL_LAYER_FOR_NOTIFICATION_ALL" class="modal is_hidden"></div> <div id="_MODAL_LAYER_FOR_NOTIFICATION_OS" class="modal is_hidden"></div> <script type="x-tmpl-mustache" class="_MODAL_LAYER_TEMPLATE_FOR_NOTIFICATION"> <div class="m_dimmed"></div> <div class="m_notification is_single"> <strong class="mn_ok">구독완료</strong> {{#officeInfos}} <div class="mn_text"> <h4 class="mn_h">{{officeName}} 뉴스를 <br> <span class="m_em">알림</span>으로 받아 보시겠습니까?</h4> <p class="mn_p">언론사의 주요 콘텐츠를 <br> 네이버에서 빠르게 확인할 수 있습니다.</p> </div> {{/officeInfos}} <div class="mn_btns"> <button type="button" class="mn_btn _MODAL_LAYER_NEGATIVE" data-clk="{{nclk}}no">닫기</button> <button type="button" class="mn_btn as_em _MODAL_LAYER_POSITIVE" data-clk="{{nclk}}yes">알림받기</button> </div> </div> </script> <script type="x-tmpl-mustache" class="_MODAL_LAYER_TEMPLATE_FOR_NOTIFICATION_ALL"> <div class="m_dimmed"></div> <div class="m_notification"> <strong class="mn_ok">구독완료</strong> <div class="mn_text"> <h4 class="mn_h">언론사의 주요 뉴스를 <br> <span class="m_em">알림</span>으로 받아 보시겠습니까?</h4> <ul class="mn_list"> {{#officeInfos}} <li class="mn_item"> <div class="mn_head"> <div class="mn_img"> <img src="{{logo}}" alt="" onerror="this.outerHTML='<span class="no_image"></span>'"> </div> <div class="mn_name">{{officeName}}</div> </div> <div class="mn_body"> <button type="button" class="mn_noti _ALL_OFFICES_NOTIFICATION_ITEM" data-oid="{{officeId}}" data-clk-add="notchnon" data-clk-remove="notchnoff">알림받기 사용함</button> </div> </li> {{/officeInfos}} </ul> </div> <div class="mn_btns"> <button type="button" class="mn_btn _MODAL_LAYER_NEGATIVE" data-clk="{{nclk}}no">닫기</button> <button type="button" class="mn_btn as_em _MODAL_LAYER_POSITIVE _CHANNEL_BANNER_ITEM_NOTICE_COMPLETE" data-clk="{{nclk}}yes">완료</button> </div> </div> </script> <script type="x-tmpl-mustache" class="_MODAL_LAYER_TEMPLATE_FOR_NOTIFICATION_OS"> <div class="m_dimmed"></div> <div class="napp_notify_notice"> <div class="napp_notify_info_area"> <strong class="napp_notify_title">네이버 앱 푸시알림이 꺼져있어요.</strong> <div class="napp_notify_desc_box"> <p class="napp_notify_desc1">네이버 앱 알림켜기 > 알림탭 > 알림허용</p> <p class="napp_notify_desc2">버튼을 눌러 앱 알림 설정을 켜주세요.</p> </div> </div> <div class="napp_notify_button_area"> <button type="button" class="napp_notify_btn _MODAL_LAYER_NEGATIVE" data-clk="{{nclk}}.osnotoff">닫기</button> <button type="button" class="napp_notify_btn highlight _MODAL_LAYER_POSITIVE _NAPP_NOTIFY_COMPLETE" data-clk="{{nclk}}.osnoton">네이버 앱 알림 켜기</button> </div> </div> </div> </script> <div id="_MODAL_DIALOG_WRAP" style="display: none;"></div> <script type="x-tmpl-mustache" class="_MODAL_DIALOG_TEMPLATE"> <div class="nds_dialog_dimmed"> <div class="nds_dialog_basic"> <div class="nds_dialog_content"> {{#isTextType}} <p class="nds_dialog_text">{{content.title}}</p> {{/isTextType}} {{#isTitleType}} <strong class="nds_dialog_title"> <span class="nds_dialog_title_ellipsis">{{content.headTitle}}</span> {{content.title}} </strong> <p class="nds_dialog_description">{{content.description}}</p> {{/isTitleType}} </div> <div class="nds_dialog_button_area"> <div class="nds_button_main_action as_layout_5_5"> {{#isCancel}} <button type="button" class="nds_button_wide _MODAL_CANCEL"{{#content.clk.cancelClk}} data-clk="{{content.clk.cancelClk}}"{{/content.clk.cancelClk}}> {{content.cancelMessage}} </button> {{/isCancel}} <button type="button" class="nds_button_wide as_primary _MODAL_CONFIRM"{{#content.clk.confirmClk}} data-clk="{{content.clk.confirmClk}}"{{/content.clk.confirmClk}}> {{content.confirmMessage}} </button> </div> </div> </div> </div> </script> <div id="_MODAL_TOAST" style="display: none;"></div> <script type="x-tmpl-mustache" class="_MODAL_TOAST_TEMPLATE"> <div class="nds_popover_toast as_center"> <div class="nds_toast_text_area"> <div class="nds_toast_text_area"><span class="nds_toast_ellipsis_text"><strong>{{toastTitle}}</strong></span> {{toastMessage}}</div> </div> </div> </script> <div id="_TICKER_LAYER_FOR_NOTIFICATION" class="ticker" style="display: none;"></div> <script type="x-tmpl-mustache" class="_TICKER_LAYER_TEMPLATE_FOR_NOTIFICATION"> {{#officeInfos}} <p class="t_inner"><em class="t_point">{{officeName}}</em> 언론사 알림이 설정되었습니다.</p> {{/officeInfos}} </script> <script src="https://static-nnews.pstatic.net/js/min/20250320/library.min.js" crossorigin="anonymous" onerror="neloSender.sendErrorToNelo('스크립트 로딩 에러 : ' + this.src);"></script> <script src="https://static-nnews.pstatic.net/js/min/20250320/read.min.js" crossorigin="anonymous" onerror="neloSender.sendErrorToNelo('스크립트 로딩 에러 : ' + this.src);"></script> <script> window.ntm = window.ntm || []; var ntmOption = {}; if (ntmOption) { var section = {"id":"101","name":"경제"}; var redirectSection = {"id":"101","name":"경제"}; ntmOption["channelId"] = article.officeId; // 기타 또는 주요 섹션 이름 var nilSendSectionName = "기타"; var nilSendSectionId = ""; if (/100|101|102|103|104|105|106|107/.test(section.id)) { nilSendSectionName = section.name; nilSendSectionId = section.id; } // 기사 타입 var htArticleTypeName = { "0": "text", "1": "photo", "2": "tv" }; var articleTypeName = htArticleTypeName[article.type] || ""; ntmOption["hitType"] = "cv"; ntmOption["eventCategory"] = "post_view"; ntmOption["uri"] = "http://news.naver.com/main/read.nhn?oid=047&aid=0002465876"; ntmOption["gdid"] = article.gdid; ntmOption["dimension1"] = encodeURIComponent(nilSendSectionName); ntmOption["dimension4"] = articleTypeName; ntmOption["optional2"] = nilSendSectionId; var journalistIdList = []; // 기자 목록 $("._JOURNALIST_CARD ._JOURNALIST_ID").each(function (index, object) { var $this = $(object); var journalistId = $this.attr("data-journalistId"); if (journalistId && journalistIdList.indexOf(journalistId) === -1) { journalistIdList.push(journalistId); } }); if (journalistIdList.length > 0) { ntmOption["dimension3"] = journalistIdList.join("___"); } if (location.href.match(/ntype=RANKING/)) { ntmOption["dimension5"] = "y"; } if (service.sports || service.newsType) { ntmOption["dimension2"] = article.sectionInfo.secondSection + "." + article.sectionInfo.thirdSection; } var seriesComponentId = $("._VALID_SERIES").attr("data-component-id"); ntmOption["dimension6"] = seriesComponentId; var issueComponentId = $("._ISSUE_ARTICLE_INFO").attr("data-component-id"); ntmOption["dimension8"] = issueComponentId; if (/[?|&]type=breakingnews(&|$)/.test(location.href) === true) { if (/(m\.naver\.com)|(media\.naver\.com)|(news\.naver\.com\/?$)|(www\.naver\.com)/.test(document.referrer) === true) { ntmOption["dimension7"] = "breaking"; } } var ntmLeaveOption = $.extend({}, ntmOption); ntmLeaveOption["hitType"] = "event"; ntmLeaveOption["eventCategory"] = "action"; ntmLeaveOption["eventAction"] = "leave"; if (/\/article\/comment\//.test(location.href) == false && $("#contents").length > 0) { if (window.addEventListener) { window.addEventListener("load", function () { ntm.push({ event: "nilSend", ni: ntmOption }); }, false); window.addEventListener("onpagehide" in window ? "pagehide" : "beforeunload", function () { ntm.push({ event: "nilSend", ni: ntmLeaveOption }); }, false); } else if (window.attachEvent) { window.attachEvent("onload", function () { ntm.push({ event: "nilSend", ni: ntmOption }); }); window.attachEvent("onpagehide" in window ? "onpagehide" : "onbeforeunload", function () { ntm.push({ event: "nilSend", ni: ntmLeaveOption }); }); } else { var onUnloadEventName = "onpagehide" in window ? "onpagehide" : "onbeforeunload"; var fnOnUnload = window[onUnloadEventName]; window[onUnloadEventName] = function () { ntm.push({ event: "nilSend", ni: ntmLeaveOption }); if (fnOnUnload) { fnOnUnload(); } }; var fnOnload = window.onload; window.onload = function () { ntm.push({ event: "nilSend", ni: ntmOption }); if (fnOnload) { fnOnload(); } }; } } } </script> </div> <script> var eventType = "onpageshow" in window ? "pageshow" : "load"; $(window).on(eventType, function() { window.ntm = window.ntm || []; var pageviewInfo = { event: "nLogPageViewService", nlogEvt: { page_layout: window.layoutName } }; pageviewInfo.nLogPageviewSti = "news"; pageviewInfo.nLogPageviewGdid = "880000E3_000000000000000002465876"; window.ntm.push(pageviewInfo); // ma 로그 전송 var data = { "service": "news", "baseInfo": { "category": (/\/article\/comment\//.test(location.href) == true) ? "댓글" : "본문" }, "extraInfo": { "articleId": article.articleId, "sectionId": article.sectionId, "officeId": article.officeId, "articleType": article.type } }; if (typeof ma !== "undefined") { ma.init({ api: "https://ma.news.naver.com/l", data: data, contentBodyEl: document.querySelector("._article_content"), contentBodyVideoWrapperSelector: "._VIDEO_AREA" }); } if (window.matchMedia("(prefers-color-scheme)").media === "not all") { $("html").removeClass("DARK_THEME"); } setTimeout(function() { $("._OPACITY_FADE_TO").fadeTo(50, 1); }, 3000); }); </script> </body> </html>

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