CINXE.COM
Accidents | www.clarkhoward.com
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><!--[if IE 7]><html class="ie7" lang="en"><![endif]--><!--[if IE 8]><html class="ie8" lang="en"><![endif]--><!--[if IE 9]><html class="ie9" lang="en"><![endif]--><!--[if gt IE 9]><!--><html lang="en"><!--<![endif]--><head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("http://www.clarkhoward.com:80/categories/cars/accidents/","20130115082007","https://web.archive.org/","web","/_static/", "1358238007"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" /> <!-- End Wayback Rewrite JS Include --> <script type="text/javascript">var NREUMQ=[];NREUMQ.push(["mark","firstbyte",new Date().getTime()])</script><title>Accidents | www.clarkhoward.com</title><meta http-equiv="Content-Type" content="text/html; charset=utf-8"/><link rel="canonical" href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/categories/cars/accidents/"/><link rel="shortcut icon" href="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/site/www_clarkhoward_com/images/favicon.ico"/><link rel="apple-touch-icon" href="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/site/www_clarkhoward_com/images/favicon-apple-touch-icon.png"/><!-- templates/common/web/includes/styles.html --><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/base.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/layout.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/utility.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/modules.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/typography.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/widgets.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/site/www_clarkhoward_com/css/site.css?version=2013-01-15" type="text/css" media="screen" charset="utf-8"/><link rel="stylesheet" href="https://web.archive.org/web/20130115082007cs_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/css/print.css?version=2013-01-15" type="text/css" media="print" charset="utf-8"/><script type="text/javascript"> var cmg = {}; cmg.mediaurl = 'https://web.archive.org/web/20130115082007/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/'; var marimo_url = '/marimo/'; var site_domain = 'www.clarkhoward.com'; cmg.ajax_include_url = '/common-admin/ajax-include/'; var feature_switches = { janrain: "on" || false }; cmg.janrain_capture_server = 'https://web.archive.org/web/20130115082007/https://users.cmgdigital.com'; cmg.janrain_js_url = 'd16s8pqtk4uodx.cloudfront.net/cmg/load.js'; cmg.janrain_app_id = '6z4jnndkpe6dmfx7vdg4c7hkmz'; cmg.janrain_federate_server = 'https://web.archive.org/web/20130115082007/https://sso.cmgdigital.com'; cmg.janrain_client_id = "kg5w2vuag4tjbapbtdgzqw7wd84fnd68" || 'qyynzpmgrk4kgx5yg2kfurbnk639qfcf'; </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery-1.7.1.min.js"></script><script type="text/javascript">/* <![CDATA[ */ cmg.query = jQuery.noConflict(true); </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/underscore/build/underscore-min.js"></script><script type="text/javascript"> cmg.query(document).ajaxError(function(evnt, jqxhr) { var error; try { error = JSON.parse(jqxhr.responseText); } catch(e) { error = jqxhr.responseText; } console.error('ajax error:', error); }); cmg._ = _.noConflict(); cmg.error_dialog = function(msg) { cmg.query('<div/>').addClass('cmErrorDialog') .text(msg = msg || 'Oops, something went wrong. Please reload the page and try again.') .appendTo('body'); }; cmg.get_cookie = function get_cookie(name) { var cookie_array = document.cookie.split(';'); var cookie_regex = new RegExp('^ *' + name + '="?([^"]+)"?'); for (var x in cookie_array) { if(!cookie_array.hasOwnProperty(x)) continue; var match = cookie_array[x].match(cookie_regex); if(match){ return match[1]; } } }; cmg.parse_qs = function parse_qs(str) { if (!str) { return {}; } if (str[0] === '?') { str = str.slice(1); } var ret = {}; var query_args = str.split('&'); for (var key in query_args) { if (!query_args.hasOwnProperty(key)) { continue; } var tuple = query_args[key].split('='); ret[tuple[0]] = tuple[1]; } return ret; }; cmg.update_auth_message = function() { var id = (features.settings.janrain ? '#cmJanrainAuthLinks' : '#cmGurAuthLinks'); var cookie = cmg.query.cookie('ur_name', {path:'/'}); if (cookie) { if (cookie.length > 23) { cookie = cookie.slice(0,20) + '...'; } this.query(id+' .cmUserAuthed a:first-child').text(cookie); this.query(id+' .cmUserAuthed').show(); this.query(id+' .cmUserAnonymous').hide(); } else { this.query(id+' .cmUserAuthed').hide(); this.query(id+' .cmUserAnonymous').show(); } this.query('#cmHeaderUserRegistration').css('visibility', 'visible'); } cmg.query.ajax_includes = function(fun) { cmg.query(document).bind('ajax_includes', fun); }; var metrics_signin = 0; cmg.dfp_ad_slots = []; cmg.loaded_bulk_ad = []; cmg.yahoo_bundle_code = "";/* ]]> */ cmg.query.ajaxSetup({ cache: true }); </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.cmfullwidth.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.cookie.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/cmnav.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.ui.core.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.ui.widget.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.ui.mouse.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.ui.position.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.ui.datepicker.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/json2.min.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/writeCapture.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.writeCapture.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/mustache.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/marimo.js"></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/widgets.js"></script><script type="text/javascript">marimo.init(cmg.query);</script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/features/lib/features.js"></script><script type="text/javascript"> features.init(feature_switches); </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/janrain/lib/janrain.js"></script><script type="text/javascript"> janrain.init(); janrain.on('cmg_ready', cmg._(cmg.update_auth_message).bind(cmg)); </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/medley_ads/ad_fill.js"></script><script type="text/javascript"> if (marimo.$('html').is('[class^=ie]')) { cmg.query(document).ready(function(){ setTimeout(cmg.writeCaptureForceFlush, 500); }); } cmg.writeCaptureForceFlush = function (t) { t = t || 1000; for (var cb in __document_write_ajax_callbacks__) { if (__document_write_ajax_callbacks__.hasOwnProperty(cb)) { __document_write_ajax_callbacks__[cb](); } } if (Object.keys(__document_write_ajax_callbacks__).length > 0) { window.setTimeout(cmg.writeCaptureForceFlush, 1000); } else { window.setTimeout(cmg.writeCaptureForceFlush, t + 1000); } }; cmg.query(document).ready(function(){ cmg.query(document).on('click', 'a.cmNeedsNext', function(e){ e.preventDefault(); var new_url = url_with_next(cmg.query(this).attr('href')); window.location = new_url; }); cmg.query(document).on('submit', 'form.cmNeedsNext', function(e){ add_next_params(cmg.query(this)); }); }); cmg.query.ajax_includes(function() { cmg.query('.cmNeedsNext').each(function() { add_next_params(cmg.query(this)); }); }); function add_next_params(el){ var attr = el.attr('action') ? 'action' : 'href'; var existing_url = el.attr(attr); el.attr(attr, url_with_next(existing_url)); } function url_with_next(url) { url = url.replace(/\?next=?&/, '?').replace(/&next=?&/, '&').replace(/[?&]next=?$/, '').replace(/[?&]next=?#/, '#'); var next_param = get_param('next', url); if(next_param) // Johnny 5 return url; var connector = (url.match(/\?/)) ? "&" : "?"; var next_val = window.location.pathname + window.location.search + window.location.hash; return url + connector + 'next=' + encodeURIComponent(next_val); } function get_param(name, url){ var m = RegExp('[?&]' + name + '=([^&^#]*)').exec(url); return m && decodeURIComponent(m[1].replace(/\+/g, ' ')); } </script><script type="text/javascript">/* <![CDATA[ */ cmg.query(function() { var NUM_RETRIES = 3; var URL_ATTR = 'data-href'; var REPLACE_SELECTOR = 'span.cmAjaxInclude'; var urls = []; cmg.query(REPLACE_SELECTOR).each(function(){ url = cmg.query(this).attr(URL_ATTR); if (url) { urls.push(url); } }); if (urls.length > 0) { var retriesLeft = NUM_RETRIES; var settings = { type: "GET", url: cmg.ajax_include_url, cache: false, data: { urls: JSON.stringify(urls) }, dataType: 'json', success: function(data, textStatus, xhr) { errorUrls = []; cmg.query.each(data, function(url, response) { if (response.status === 200) { var span = cmg.query(REPLACE_SELECTOR + '[' + URL_ATTR + '="' + url + '"]'); span.replaceWith(response.content); } else { errorUrls.push(url); } }); if (errorUrls.length > 0) { settings.data.urls = JSON.stringify(errorUrls); settings.error(); } if (errorUrls.length === 0 || retriesLeft === 0) { cmg.query(document).trigger('ajax_includes'); } }, error: function(xhr, textStatus, errorThrown) { if (retriesLeft > 0) { retriesLeft -= 1; cmg.query.ajax(settings); } } }; cmg.query.ajax(settings); } }); </script> <script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/jquery.tweet.js"></script> </head><body id="category_16" class="categories category_detail"><!-- janrain widget templates --><div style="display:none;" id="signIn"><div class="capture_header"><h1>Sign In | Register</h1></div><div class="capture_signin"><h2>With your existing account from...</h2> {* loginWidget *} <br/></div><div class="capture_backgroundColor"><div class="capture_signin"><h2>With a traditional account...</h2> {* #userInformationForm *} {* traditionalSignIn_emailAddress *} {* traditionalSignIn_password *} <a href="#" data-capturescreen="forgotPassword" id="forgotPasswordLink">Forgot your password?</a><div class="capture_form_item capture_rightText"> {* traditionalSignIn_signInButton *} </div> {* /userInformationForm *} </div></div><div class="capture_centerText" style="padding:15px"><a href="#" class="capture_btn capture_primary" data-capturescreen="traditionalRegistration">Create a New Account</a></div></div><div style="display:none;" id="returnSocial"><div class="capture_header"><h1>Sign In | Register</h1></div><div class="capture_signin"><h2>Welcome Back {* welcomeName *}</h2> {* loginWidget *} <div class="capture_centerText switchLink"><a href="#" data-cancelcapturereturnexperience="true">Use another account</a></div></div></div><div style="display:none;" id="returnTraditional"><div class="capture_header"><h1>Sign In | Register</h1></div><h2 class="capture_centerText">Welcome back. Please sign in</h2><div class="capture_backgroundColor"><div class="capture_signin"> {* #userInformationForm *} {* traditionalSignIn_emailAddress *} {* traditionalSignIn_password *} <a href="#" data-capturescreen="forgotPassword" id="forgotPasswordLink">Forgot your password?</a><div class="capture_form_item capture_rightText"> {* traditionalSignIn_signInButton *} </div> {* /userInformationForm *} </div><div class="capture_centerText switchLink"><a href="#" data-cancelcapturereturnexperience="true">Use another account</a></div></div></div><div style="display:none;" id="socialRegistration" class="capture_lrg_footer"><div class="capture_header"><h1>You're Almost Done!</h1></div><h2>Please confirm the information below before signing in.</h2> {* #socialRegistrationForm *} {* registration_firstName *} {* registration_lastName *} {* socialRegistration_displayName *} {* socialRegistration_emailAddress *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* socialRegistration_signInButton *} </div></div> {* /socialRegistrationForm *} </div><div style="display:none;" id="traditionalRegistration"><div class="capture_header"><h1>Create a New Account</h1></div><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationForm *} {* registration_firstName *} {* registration_lastName *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddress *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* createAccountButton *} </div></div> {* /registrationForm *} </div><div style="display:none;" id="traditionalRegistrationBlank"><div class="capture_header"><h1>Create a New Account</h1></div><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationFormBlank *} {* registration_firstName *} {* registration_lastName *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddressBlank *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_passwordBlank *} {* traditionalRegistration_passwordConfirmBlank *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* createAccountButton *} </div></div> {* /registrationForm *} </div><div style="display:none;" id="registrationSuccess"><div class="capture_header"><h1>Thank you for registering!</h1></div><p>We have sent you a confirmation email. Please check your email and click on the link to activate your account.</p></div><div style="display:none;" id="registrationSuccessConfirmed"><div class="capture_header"><h1>Thank you for registering!</h1></div><p>We look forward to seeing you frequently. Visit us and sign in to update your profile, receive the latest news and keep up to date with mobile alerts.</p><p> Click <a href="#" onclick="janrain.capture.ui.modal.close()">here</a> to return to the page you were visiting. </p></div><div style="display:none;" id="forgotPassword"><div class="capture_header"><h1>Create a new password</h1></div><h2>Don't worry, it happens. We'll send you a link to create a new password.</h2> {* #forgotPasswordForm *} {* forgotPassword_emailAddress *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* forgotPassword_sendButton *} </div></div> {* /forgotPasswordForm *} </div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Email sent</h1></div><p>We have sent you an email with a link to change your password.</p></div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Create a new password</h1></div><p>We've sent an email with instructions to create a new password. Your existing password has not been changed.</p><div class="capture_footer"><a href="#" onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_secondary">Close</a></div></div><div style="display:none;" id="mergeAccounts"> {* mergeAccounts *} </div><div style="display:none;" id="traditionalAuthenticateMerge"><div class="capture_header"><h1>Sign in to complete account merge</h1></div><div class="capture_signin"> {* #tradAuthenticateMergeForm *} {* traditionalSignIn_emailAddress *} {* mergePassword *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* traditionalSignIn_signInButton *} </div></div> {* /tradAuthenticateMergeForm *} </div></div><div style="display:none;" id="resendVerification"><h1>Resend Email Verification</h1><div class="hr"></div><p>To sign in you must verify your email address. Fill out the form below and we'll send you an email to verify.</p> {* #resendVerificationForm *} {* resendVerification_emailAddress *} <div class="capture_fox_buttoncol"> {* newPasswordFormButton *} </div> {* /resendVerificationForm *} </div><div style="display:none;" id="resendVerificationSuccess"><h1>Your Verification Email Has Been Sent</h1><div class="hr"></div><p>Check your email for a link to verify your email address.</p><a href="#" data-capturescreen="signIn" class="capture_btn capture_primary">Sign in</a></div><script type="text/javascript"> marimo.add_widgets([{"html": "<!-- Begin Adify tag for \"CH120x90\" Ad Space (120x90) ID #2000000710107 -->$NEWLINE$BEGINSCRIPT type=\"text/javascript\">$NEWLINE sr_adspace_id = 2000000710107;$NEWLINE sr_adspace_width = 120;$NEWLINE sr_adspace_height = 90;$NEWLINE sr_ad_new_window = true;$NEWLINE sr_adspace_type = \"graphic\";$NEWLINE sr_k1 = \"\";$NEWLINE sr_k2 = \"\";$NEWLINE sr_k3 = \"\";$NEWLINE sr_k4 = \"\";$NEWLINE sr_k5 = \"\";$NEWLINE sr_k6 = \"cars\";$NEWLINE sr_k7 = \"\";$NEWLINE sr_k8 = \"\";$NEWLINE sr_k9 = \"\";$NEWLINE sr_k10 = \"\";$NEWLINE$ENDSCRIPT$NEWLINE$BEGINSCRIPT type=\"text/javascript\" src=\"http://ad.afy11.net/srad.js?azId=2000000710107\">$NEWLINE$ENDSCRIPT$NEWLINE<!-- End Adify tag for \"CH120x90\" Ad Space (120x90) ID #2000000710107 -->", "site_settings": {"mapping_pb01_hides_hp01": false}, "render_events": [], "widget_prototype": "writecapture_widget", "widget_name": "HP00", "id": "HP00"}, {"html": "<!-- Begin Adify tag for \"CH728x90\" Ad Space (728x90) ID #8826907 -->$NEWLINE$BEGINSCRIPT type=\"text/javascript\">$NEWLINE sr_adspace_id = 8826907;$NEWLINE sr_adspace_width = 728;$NEWLINE sr_adspace_height = 90;$NEWLINE sr_ad_new_window = true;$NEWLINE sr_adspace_type = \"graphic\";$NEWLINE sr_k1 = \"\";$NEWLINE sr_k2 = \"\";$NEWLINE sr_k3 = \"\";$NEWLINE sr_k4 = \"\";$NEWLINE sr_k5 = \"\";$NEWLINE sr_k6 = \"cars\";$NEWLINE sr_k7 = \"\";$NEWLINE sr_k8 = \"\";$NEWLINE sr_k9 = \"\";$NEWLINE sr_k10 = \"\";$NEWLINE$ENDSCRIPT$NEWLINE$BEGINSCRIPT type=\"text/javascript\" src=\"http://ad.afy11.net/srad.js?azId=8826907\">$NEWLINE$ENDSCRIPT$NEWLINE<!-- End Adify tag for \"CH728x90\" Ad Space (728x90) ID #8826907 -->", "site_settings": {"mapping_pb01_hides_hp01": false}, "render_events": [], "widget_prototype": "hp01_widget", "widget_name": "HP01", "id": "HP01"}, {"html": "<!-- Begin Adify tag for \"CH300x250\" Ad Space (300x250) ID #8827107 -->$NEWLINE$BEGINSCRIPT type=\"text/javascript\">$NEWLINE sr_adspace_id = 8827107;$NEWLINE sr_adspace_width = 300;$NEWLINE sr_adspace_height = 250;$NEWLINE sr_ad_new_window = true;$NEWLINE sr_adspace_type = \"graphic\";$NEWLINE sr_k1 = \"\";$NEWLINE sr_k2 = \"\";$NEWLINE sr_k3 = \"\";$NEWLINE sr_k4 = \"\";$NEWLINE sr_k5 = \"\";$NEWLINE sr_k6 = \"cars\";$NEWLINE sr_k7 = \"\";$NEWLINE sr_k8 = \"\";$NEWLINE sr_k9 = \"\";$NEWLINE sr_k10 = \"\";$NEWLINE$ENDSCRIPT$NEWLINE$BEGINSCRIPT type=\"text/javascript\" src=\"http://ad.afy11.net/srad.js?azId=8827107\">$NEWLINE$ENDSCRIPT$NEWLINE<!-- End Adify tag for \"CH300x250\" Ad Space (300x250) ID #8827107 -->", "site_settings": {"mapping_pb01_hides_hp01": false}, "render_events": [], "widget_prototype": "nojitter_ad_widget", "widget_name": "RP01", "id": "RP01"}, {"html": "<!-- Begin Adify tag for \"CH300x250BTF\" Ad Space (300x250) ID #2000000710207 -->$NEWLINE$BEGINSCRIPT type=\"text/javascript\">$NEWLINE sr_adspace_id = 2000000710207;$NEWLINE sr_adspace_width = 300;$NEWLINE sr_adspace_height = 250;$NEWLINE sr_ad_new_window = true;$NEWLINE sr_adspace_type = \"graphic\";$NEWLINE sr_k1 = \"\";$NEWLINE sr_k2 = \"\";$NEWLINE sr_k3 = \"\";$NEWLINE sr_k4 = \"\";$NEWLINE sr_k5 = \"\";$NEWLINE sr_k6 = \"cars\";$NEWLINE sr_k7 = \"\";$NEWLINE sr_k8 = \"\";$NEWLINE sr_k9 = \"\";$NEWLINE sr_k10 = \"\";$NEWLINE$ENDSCRIPT$NEWLINE$BEGINSCRIPT type=\"text/javascript\" src=\"http://ad.afy11.net/srad.js?azId=2000000710207\">$NEWLINE$ENDSCRIPT$NEWLINE<!-- End Adify tag for \"CH300x250BTF\" Ad Space (300x250) ID #2000000710207 -->", "site_settings": {"mapping_pb01_hides_hp01": false}, "render_events": [], "widget_prototype": "writecapture_widget", "widget_name": "RP02", "id": "RP02"}]); marimo.make_request(); marimo.emit('widgets_added'); </script><!-- begin jstrials_header block --><div id="writecapture79049547"></div><script type="text/javascript"> marimo.emit('writecapture79049547_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $NEWLINE $NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE$NEWLINE $NEWLINE $NEWLINE $NEWLINE $NEWLINE$NEWLINE $NEWLINE ", "id": "writecapture79049547", "widget_prototype": "writecapture_widget"}); </script><!-- end jstrials_header block --><div id="fb-root"></div><script type="text/javascript"> (function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "//web.archive.org/web/20130115082007/http://connect.facebook.net/en_US/all.js#xfbml=1"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk')); </script><!-- begin body_wrap_outer block --><!-- begin ad_rp06 block --><!-- end ad_rp06 block --><!-- begin ad_rp07 block --><!-- end ad_rp07 block --><!-- begin cmHeaderWrap block --><!-- header000.html --><div id="cmSiteSwitchHead" class="cmSiteSwitch" style="display:none"><a href="https://web.archive.org/web/20130115082007/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink" onclick="s.tl(this,'o','view mobile - top');"><p><span>View mobile site</span></p></a></div><noscript><div id="cmSiteSwitchHeadNS" class="cmSiteSwitch"><a href="https://web.archive.org/web/20130115082007/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink"><p><span>View mobile site</span></p></a></div></noscript><script type="text/javascript"> var mobUserAgentPttn = new RegExp("iphone|ipod|android|blackberry|symbian|nokia|sonyericsson|sie-|opera\ mini|portalmmm/|windows\ ce|windows\ phone|iemobile|up.browser|up.link|802sh|alcatel-|amoi-|attws|au-mic|audiovox|avantgo|benq|cdm-|ericsson|ericy-|gs308|hitachi-p300|htc-|i-2100|kwc-|lg-|lg/u|lge-|lge/u|lowestcd|mo0|mobilephone|mot-|motorola|n5-10|nec-|opwv|owg1|palm|panasonic|pg-c|philips|pls|pm-|pn-215|profile/midp|qci-|rl-|rpt-httpclient|sagem|samsung|sanyo|sch-a|sch-n|scp-|sec-|sendox|sgh|sharp|smartphone|spha|v60t|vi600|vk530|vm4050|vodafone|wapper|wildseed|winwap-pro".replace(/ /g, "\\s"), "i"); var mobBlacklistPttn = new RegExp("^/(ads|alerts|answers|audioclips|bands|categories|categories|events|documents|drinkspecials|events|features|forums|instruments|maps|mp3|lsp|onthestreet|places|playlists|podcasts|polls|pr|qa|questionnaires|recipes|restaurants|restaurants|specials|search|songs|special_coverage|staff|stories|traffic|tumble)".replace(/ /g, "\\s"), "i"); if(mobUserAgentPttn.test(navigator.userAgent) && !mobBlacklistPttn.test(location.pathname)){ document.getElementById('cmSiteSwitchHead').style.display = "block"; } </script><div class="cmMainContainer"><div class="cmContainer9"><div class="cmHeaderWrap cmCol9"><!-- begin cmHeaderWrap block --><!-- header001.html --><div class="cmHeaderCap cmClearfix"><div class="cmHeaderCapInner"><div class="cmHeaderCap001"><p>Follow Clark Howard on</p><ul class="cmSocialMediaLinks cmFloatLeft"><li><a href="https://web.archive.org/web/20130115082007/http://www.facebook.com/clarkhoward"><span class="sprite sharing iconFacebook"> </span></a></li><li><a href="https://web.archive.org/web/20130115082007/http://twitter.com/CLARKHOWARD"><span class="sprite sharing iconTwitter"> </span></a></li></ul></div><div class="cmHeaderCap010"></div><div class="cmHeaderCap020"><div id="cmHeaderUserRegistrationContainer"><div id="cmHeaderUserRegistration"><div id="cmJanrainAuthLinks"><p class="cmUserAuthed"> Hi, <a href="/web/20130115082007/http://www.clarkhoward.com/profile/edit/private/"></a> (<a class="cmNeedsNext capture_end_session cmLogout" href="/web/20130115082007/http://www.clarkhoward.com/auth/logout">not you?</a>) | <a href="/web/20130115082007/http://www.clarkhoward.com/profile/edit/private/">Member Center</a> | <a class="cmNeedsNext capture_end_session cmLogout" href="/web/20130115082007/http://www.clarkhoward.com/auth/logout">Sign Out</a></p><p class="cmUserAnonymous"><a href="#" class="cmOpenJanrainModal">Sign In | Register</a></p></div><div id="cmGurAuthLinks"><p class="cmUserAuthed"> Hi, <a href="/web/20130115082007/http://www.clarkhoward.com/profile/edit/private/"></a> (<a class="cmNeedsNext" href="/web/20130115082007/http://www.clarkhoward.com/ur/api/redirect/?logout=True">not you?</a>) | <a href="/web/20130115082007/http://www.clarkhoward.com/profile/edit/private/">Member Center</a> | <a class="cmNeedsNext" href="/web/20130115082007/http://www.clarkhoward.com/ur/api/logout_redirect/">Sign Out</a></p><p class="cmUserAnonymous"><a class="cmNeedsNext" href="/web/20130115082007/http://www.clarkhoward.com/ur/api/redirect/">Sign In | Register</a></p></div></div></div></div></div></div><!-- header002.html --><div id="cmHeaderImageOverlay"><a href="/web/20130115082007/http://www.clarkhoward.com/" title="www.clarkhoward.com"><img src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/images/trans_1x1.gif" alt="" class="cmOverlay"/></a></div><div id="cmHeaderLogoContainer"><a href="/web/20130115082007/http://www.clarkhoward.com/" title="Clark Howard"><img src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/site/www_clarkhoward_com/images/logo.png" alt="www.clarkhoward.com" name="cmHeaderLogo" width="195" height="142" id="cmHeaderLogo"/></a><div class="cmListenLive"><p style="font-size:11px;">Listen weekdays from 1-3pm ET<br/> (No audio? <a href="/web/20130115082007/http://www.clarkhoward.com/listen/audio_help/">Try our help</a>)<br/><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/clarkshow/">Recent shows</a> | <a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-on-demand/">More media</a></p><p class="onAir"> Listen Live: Mon-Fri 1-3pm ET </p></div><!-- end listen live--><div id="cmSearchForm" class="cmClearFix"><div class="cmPopularSearches"><div id="queries_014368166379998286206:3-3_8b5telw"></div><script type="text/javascript"> function renderPopularQueries(queries) { var maxQueries = 3; var total = 0; var seen = new Array(); var google_url = 'www.google.com\x2Fcse'; var cxri_url = 'www.clarkhoward.com/query/'; var myDiv = document.getElementById("queries_014368166379998286206:3-3_8b5telw"); var heading = document.createElement("p"); heading.appendChild(document.createTextNode("Popular Searches: ")); myDiv.appendChild(heading); qloop:for (var i = 0; i < queries.popularQueries.length; i++) { if (total == maxQueries) { break qloop; } var query = queries.popularQueries[i].query; for ( var j = 0; j < seen.length; j++ ) { var seenstr = seen[j].replace(/\b(free|from|at)\b/gi,''); var cmpstr = query.replace(/\b(free|from|at)\b/gi,''); if ((cmpstr.search(seenstr) > -1) || (seenstr.search(cmpstr) > -1)) { continue qloop; } } var a = document.createElement("a"); var href = queries.popularQueries[i].href; href = href.replace(google_url, cxri_url); href = href + '&cof=FORID%3A11'; a.setAttribute("href", href); a.appendChild(document.createTextNode(query)); myDiv.appendChild(a); myDiv.appendChild(document.createTextNode(" ")); seen.push(query); total++; if (total <= maxQueries) { myDiv.appendChild(document.createTextNode("| ")); } } var a = document.createElement("a"); a.setAttribute("href","https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/query/top20searches/"); a.appendChild(document.createTextNode("more")); myDiv.appendChild(a); myDiv.appendChild(document.createTextNode("\u00a0")); }; </script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/https://www.google.com/coop/api/014368166379998286206/cse/-7q-kycmcak/queries/js?callback=renderPopularQueries"></script><noscript><a href="/web/20130115082007/http://www.clarkhoward.com/query/popular_searches.html">Popular Searches</a> </noscript></div><!-- Google CSE Search Box Begins --><form id="cse-search-box" action="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/query/" style="padding: 0; margin: 0"><input type="hidden" name="cx" value="014368166379998286206:-7q-kycmcak"/><input type="hidden" name="cof" value="FORID:11"/><input type="hidden" name="ie" value="ISO-8859-1"/><input type="text" name="q" size="18" class="googleInput"/><input class="cmSearchSubmit" type="submit" name="sa" value="Search"/><div class="cmClear"></div><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/https://www.google.com/cse/brand?form=cse-search-box&lang=en"></script></form><!-- Google CSE Search Box Ends --></div><!-- end cmSearchForm --></div><div class="cmClear"></div><!-- header003.html --><div class="cmNavigation cmLeftFloat cmClearfix"><ul class="cmSiteNav"><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/">Home</a></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-on-demand/">Clark on Demand</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/clarkshow/">Daily Radio Show Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/callofweek/">Call of the Week</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/clarkonomics/">Clarkonomics Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/clarkstinks/">Clark Stinks Podcasts</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/ripoffalert/">Rip-off Alerts</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/s/videos/2010/">Video Archives</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/travel/travel-tips/">Team Clark's Travel Tips</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/radio-tv/">Radio & TV</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/podcast/clarkshow/">Clark Howard Radio Show</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/news/clark-on-demand/clark-howard-show-hln/nFZX">Clark Howard Show on HLN</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/listen/stations_times/">Find a Station Near You</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/show-notes/">Show Notes</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/s/todays-show-notes/">Today's Show Notes</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/websites-mentioned/">Websites Mentioned Today</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/show-notes/">Most Recent Show Notes</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/2012">Show Notes by Month</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/clarks-topics/">Clark's Topics</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/business-entrepreneurs/">Business/Entrepreneurs</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/cars/">Cars</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/consumer-issues-id-theft/">Consumer Issues/ID Theft</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/deals/">Deals</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/economy-market-trends/">Economy & Markets</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/education/">Education</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/employment-military/">Employment & Military</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/environment-energy/">Environment & Energy</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/family-lifestyle/">Family & Lifestyle</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/health-health-care/">Health & Health Care</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/homes-real-estate/">Homes & Real Estate</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/insurance/">Insurance</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/personal-finance-credit/">Personal Finance & Credit</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/scams-ripoffs/">Scams & Rip-Offs</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/shopping-retail/">Shopping & Retail</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/technology/">Technology</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/travel/">Travel</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-bargains/">Clark's Bargains</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/savings/">Hot Holiday Deals & Coupons</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/travel/atlanta-travel-deals/">Today's Travel Deals</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/list/travel/money-saving-advice/clark-howards-money-saving-moments/ax/">Money Saving Moments</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/topics/free_and_cheap/">Free & Cheap List</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/help-advice/">Help & Advice</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/cac/">Team Clark - Free Consumer Help Line</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://clarkhoward.com/p/boards/ch/wwwthreads.pl">Ask our Message Boards</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/news/help-advice/talk-clark/nFcJ/">Call Clark on the Show</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/greatest-hits/">Clark's Greatest Hits</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/community/">Community</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://mb.clarkhoward.com/">Message Boards</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/newsletters/signup/">Clark's Free Newsletters</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.facebook.com/clarkhoward">Clark on Facebook</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://twitter.com/clarkhoward">Follow Clark on Twitter</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://clarkhoward.upickem.net/engine/Welcome.aspx?contestid=54286">Travel Photo Gallery</a></li></ul></li><li class="cmPrimaryNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/about-clark/">About Clark</a><ul class="cmSubNav"><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/inside/clark/">Clark's Bio</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/meet-the-team/">Meet the Team</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-cares/">Clark Cares | Volunteer</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/s/merch/">Clark Books & T-Shirts</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/s/photos-galleries/">Photos & Galleries</a></li><li class="cmSubNavMenu"><a href="/web/20130115082007/http://www.clarkhoward.com/news/about-clark/clarks-upcoming-appearances/nFcM/">Upcoming Appearances</a></li><li class="cmSubNavMenu"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/s/habitat-for-humanity/">Clark's Habitat Builds</a></li></ul></li></ul></div><script type="text/javascript"> /* <![CDATA[ */ cmg.query("ul.cmSiteNav").cmfullwidth(); /* distribute the primary nav items asap to stop the pop */ /* ]]> */ </script><div class="cmCol9 cmFirst cmLast cmClearfix"><div class="cmPencilAd"><!-- pencil ad --></div></div><!-- end header003.html --><!-- header004.html --><div class="cmCol9 cmFirst cmLast cmClearfix"><div id="cmAlertBar"><!-- alert bar --></div></div><!-- header005.html --><div class="cmCol9 cmFirst cmLast cmClearfix"><div class=""><!-- header005 --></div></div><!-- end cmHeaderWrap block --></div><!-- begin cmSubHeaderWrap block> --><div class="cmSubHeaderWrap cmCol9"><!-- begin ad_pb01 block --><!-- end ad_pb01 block --><!-- begin ad_hp00 block --><div class="cmAd" id="HP00"></div><script type="text/javascript">marimo.emit("HP00_ready");</script><!--category : 16 : /clark-howard/Cars/Accidents --><!--instance : None --><!--content_type : None --><!--content_object : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE HP00 --><!-- Begin Adify tag for "CH120x90" Ad Space (120x90) ID #2000000710107 --><!-- scripttag type="text/javascript"> --><!-- sr_adspace_id = 2000000710107; --><!-- sr_adspace_width = 120; --><!-- sr_adspace_height = 90; --><!-- sr_ad_new_window = true; --><!-- sr_adspace_type = "graphic"; --><!-- sr_k1 = ""; --><!-- sr_k2 = ""; --><!-- sr_k3 = ""; --><!-- sr_k4 = ""; --><!-- sr_k5 = ""; --><!-- sr_k6 = "cars"; --><!-- sr_k7 = ""; --><!-- sr_k8 = ""; --><!-- sr_k9 = ""; --><!-- sr_k10 = ""; --><!-- endscripttag --><!-- scripttag type="text/javascript" src="http://ad.afy11.net/srad.js?azId=2000000710107"> --><!-- endscripttag --><!-- End Adify tag for "CH120x90" Ad Space (120x90) ID #2000000710107 --><!-- END AD CODE HP00 --><!-- end ad_hp00 block --><!-- begin ad_hp01 block --><div class="cmAd" id="HP01"></div><script type="text/javascript">marimo.emit("HP01_ready");</script><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE HP01 --><!-- Begin Adify tag for "CH728x90" Ad Space (728x90) ID #8826907 --><!-- scripttag type="text/javascript"> --><!-- sr_adspace_id = 8826907; --><!-- sr_adspace_width = 728; --><!-- sr_adspace_height = 90; --><!-- sr_ad_new_window = true; --><!-- sr_adspace_type = "graphic"; --><!-- sr_k1 = ""; --><!-- sr_k2 = ""; --><!-- sr_k3 = ""; --><!-- sr_k4 = ""; --><!-- sr_k5 = ""; --><!-- sr_k6 = "cars"; --><!-- sr_k7 = ""; --><!-- sr_k8 = ""; --><!-- sr_k9 = ""; --><!-- sr_k10 = ""; --><!-- endscripttag --><!-- scripttag type="text/javascript" src="http://ad.afy11.net/srad.js?azId=8826907"> --><!-- endscripttag --><!-- End Adify tag for "CH728x90" Ad Space (728x90) ID #8826907 --><!-- END AD CODE HP01 --><!-- begin ad_hp01 block --></div><!-- end cmSubHeaderWrap block --><div class="cmBodyWrap cmCol9"><!-- begin cmBodyWrap block --><!-- center "content well" --><div class="cmCol6"><div class="cmBreadcrumb"><ul><li><a href="/web/20130115082007/http://www.clarkhoward.com/">Home</a></li><li> > <a href="/web/20130115082007/http://www.clarkhoward.com/categories/cars/">Cars</a></li><li> > <a href="/web/20130115082007/http://www.clarkhoward.com/categories/cars/accidents/">Accidents</a></li></ul><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE PB00 --><!-- No ad was found for this position. --><!-- END AD CODE PB00 --></div><h1>Accidents</h1><div class="cmListHeader"><p>• Don't just drive away from an accident, even a minor fender bender. Call the police and have a report made. <br/><br/> • Exchange information with the other driver. Get the names and telephone numbers of as many witnesses as you can. <br/><br/> • As soon as possible after the accident, report it to your insurance company, even if you don't plan to make a claim. If you believe the other driver was at fault, contact his or her insurance company also. <br/><br/> • If there's a dispute about who's at fault, file the claim with your own company. The two companies will duke it out later over the amount each will pay. <br/><br/> • If your vehicle is going to require some repair, ask for a rental car or reimbursement for a rental car. Insist upon a vehicle that is similar to your vehicle. <br/><br/> • Don't agree to release the body shop or the insurer of final responsibility until you're comfortable that the repairs are complete and the vehicle operates properly. <br/><br/> • If you agree to take your car to an insurer's preferred body shop, insist that the insurer provide a lifetime guarantee on the repairs. <br/><br/> • To ensure the collision work was done correctly, consider hiring an independent company to evaluate the repair. <br/><br/> • If your vehicle is totaled, don't accept your insurance company's first settlement offer. Check <a href="https://web.archive.org/web/20130115082007/http://www.edmunds.com/">edmunds.com</a> or look at a used-car price guide to see what your car was worth. <br/><br/> • If you have a 5-year lease or loan and owe more than the car is worth, ask for "substitution of vehicle," in which the loan or lease remains and the insurer finds you a similar vehicle as a replacement. <br><br><br/><div align="center"><b><a href="/web/20130115082007/http://www.clarkhoward.com/news/cars/clarks-car-accident-guide/nFZp/">Clark's car accident guide</a> | <a href="/web/20130115082007/http://www.clarkhoward.com/automotive-resources/">Get resources & contacts</a> | <a href="https://web.archive.org/web/20130115082007/http://clarkhoward.com/p/boards/ch/postlist.pl?Cat=&Board=clarkhowardcars">Talk about it on our Cars board</a></b></div></p></div><div class="cmListWell"><span class="cmListItemCount">91 items </span><div class="cmPaginationContainer"><span class="cmPaginationResults"> Results 1 - 10 of 91</span><a class="cmPaginationNext" href="?page=2">next ></a></div><div class="cmClear"></div><div class="list"><div class="cmListItem cmClearfix" id=""><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clarks-car-buying-tips/nFgH/">The Clark Smart steps for buying a new car</a></h4><p>The new year looks set to be a great one for car sales both new and used. On the new car front, estimates from market research firm Polk suggest we'll see 15 million cars sold this year. Interest rates are low on auto loans and this is really a win ...</p><ul class="footer"><li>6:00 a.m. Tuesday, Jan. 8, 2013</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/cars/putting-an-end-to-texting-while-driving/vjhmW/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/videothumbs/2012/12/07/cd/a2/050e29a0-40a9-11e2-b376-00188b749d9b.jpg" title="Putting an end to texting while driving" alt="Putting an end to texting while driving"/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/cars/putting-an-end-to-texting-while-driving/vjhmW/">Putting an end to texting while driving</a><span class="cmSpriteContentType video"></span></h4><p>Kids won't admit it and parents don't believe it, but the fact is, most kids text while in the car. Parents, it's time to step up...</p><ul class="footer"><li>12:00 a.m. Thursday, Dec. 27, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/shopping-retail/clarks-no-giftcard-gift-certificate/nTdqq/">Clark's No-Giftcard Gift Certificate</a></h4><p>Clark can't stand gift cards! He'd rather you give cash so your friends and family never have to hassle with expiration dates, fees, limited choices or rules. Next time you give cash for a gift, print out the certificate below and wrap it around your cash gift. Have fun! ...</p><ul class="footer"><li>4:54 p.m. Sunday, Dec. 23, 2012</li><li><span class="sprite iconComments"> Comments (1) </span> </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-app-prevents-distracted-teen-driving/nR3M3/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/06/12/05/3e/MP900446469.JPG" title=" " alt="Get more consumer advice on ClarkHoward.com and The Clark Howard Show."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-app-prevents-distracted-teen-driving/nR3M3/">Apps that turn your phone off when driving</a></h4><p>Parents of teen drivers have yet more weapons in their arsenal when it comes to keeping their kids safe behind the wheel. A company called 10n2 Technologies has developed an app that allows you as a parent to control your kids’ cell phone use remotely while they’re driving. This is ...</p><ul class="footer"><li>6:00 a.m. Thursday, Nov. 29, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/cell-phone-use-a-culprit-in-more-than-one-million/nD8w/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/04/27/a3/62/police.JPG" title=" " alt="ClarkHoward.com and The Clark Howard Show offer more consumer advice."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/cell-phone-use-a-culprit-in-more-than-one-million/nD8w/">Tougher state laws on cell phone use target novice drivers</a></h4><p>I have dramatically reduced the amount of time I'm on my cell phone while driving because so many studies clearly show the dangers. But stats from the National Safety Council that I was recently reminded of made me think that maybe I'm not going far enough. Perhaps I need to ...</p><ul class="footer"><li>6:00 a.m. Tuesday, Nov. 13, 2012</li><li><span class="sprite iconComments"> Comments (1) </span> </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/insurance/pay-you-drive-insurance-becoming-more-popular/nPccN/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2010/10/22/00400472.jpg" title=" " alt="ClarkHoward.com and The Clark Howard Show have more info on the future of automobile travel in the United States."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/insurance/pay-you-drive-insurance-becoming-more-popular/nPccN/">Pay as you drive insurance can save you money</a></h4><p>There's a way to save on auto insurance that's gaining popularity, but you'll have to trade your privacy for lower premiums. Under what's generally referred to as the 'pay as you drive' model, auto insurers track your every move using small monitoring devices that can plug into your car's diagnostic ...</p><ul class="footer"><li>6:00 a.m. Wednesday, Oct. 31, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-traffic-apps-promised-reduce-wait-time-road/nFhT/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2010/10/22/00409076.jpg" title=" " alt=""/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-traffic-apps-promised-reduce-wait-time-road/nFhT/">Traffic navigation apps reduce wait time on the road</a></h4><p>Traffic navigation apps for iPhone and Android users could make traffic a lot less hairy for drivers across the country. Several years ago, I was the proud owner of a Dash, a pioneering unit that offered real-time traffic updates compiled from drivers on the road. This massive appliance, which was ...</p><ul class="footer"><li>6:00 a.m. Monday, Oct. 8, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/business-entrepreneurs/new-service-to-get-drunk-drivers-home/vfRjL/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/videothumbs/2012/10/02/2c/18/a4c67a46-0cc5-11e2-a08d-0019b9b9e241.jpg" title="New service to get drunk drivers home" alt="New service to get drunk drivers home"/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/business-entrepreneurs/new-service-to-get-drunk-drivers-home/vfRjL/">New service to get drunk drivers home</a><span class="cmSpriteContentType video"></span></h4><p>The next time you're out for a night on the town and have one too many, there's an entrepreneur who will get you home safe and keep you from endangering others.</p><ul class="footer"><li>12:00 a.m. Monday, Oct. 8, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/goodyear-develops-self-inflating-tires/nSTLx/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/07/02/cb/c3/highway.JPG" title=" " alt="Get more consumer advice on ClarkHoward.com and The Clark Howard Show."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/goodyear-develops-self-inflating-tires/nSTLx/">Goodyear develops self-inflating tires </a></h4><p>A new self-inflating tire is being rolled out to truck fleets with the eventual goal of making the technology available to consumers. The benefit to truck fleets will be twofold. They will save money by reducing accidents and save money on fuel expenses. The Plain Dealer reports Goodyear received a ...</p><ul class="footer"><li>6:00 a.m. Friday, Oct. 5, 2012</li><li><span class="sprite iconComments"> Comments (1) </span> </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clark-blows-out-tire-his-nissan-leaf/nSRdG/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/10/02/ef/7c/IMAG0003.jpg" title="Clark's shredded tire" alt=""/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clark-blows-out-tire-his-nissan-leaf/nSRdG/">Clark blows out a tire on his Nissan Leaf</a></h4><p>Have you read the owner's manual in your car? I was recently in a situation where I wished I had. Last night, I was riding along in a rain storm on a road that was being repaved. The pavement had been scraped leaving a little thin layer that opened into ...</p><ul class="footer"><li>6:00 a.m. Wednesday, Oct. 3, 2012</li><li><span class="sprite iconComments"> Comments (7) </span> </li></ul></div></div><span class="cmListItemCount">91 items </span><div class="cmPaginationContainer"><span class="cmPaginationResults"> Results 1 - 10 of 91</span><a class="cmPaginationNext" href="?page=2">next ></a></div><div class="cmClear"></div></div><div class="cmClear"> </div><div class="cmAd cmAdContextual"><!-- begin google adsense --><div id="writecapture20517849"></div><script type="text/javascript"> marimo.emit('writecapture20517849_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $BEGINSCRIPT type=\"text/javascript\">$NEWLINE google_ad_client = \"pub-4927466948888122\";$NEWLINE google_ad_slot = \"7916052247\";$NEWLINE google_ad_width = \"468\";$NEWLINE google_ad_height = \"60\";$NEWLINE google_adtest = \"\";$NEWLINE $ENDSCRIPT$NEWLINE $BEGINSCRIPT src=\"http://pagead2.googlesyndication.com/pagead/show_ads.js\" type=\"text/javascript\">$ENDSCRIPT$NEWLINE", "id": "writecapture20517849", "widget_prototype": "writecapture_widget"}); </script><!-- end google adsense --></div><div class="cmClear"> </div></div><div class="cmCol3"><!-- right "rail" --><div class="cmCol3 cmFirst cmRightRail"><div class="cmFeedUtilities cmModule"><ul><li class="sprite iconEmail"><a href="/web/20130115082007/http://www.clarkhoward.com/newsletters/signup/">Newsletters</a></li><li class="sprite iconRss"><a href="/web/20130115082007/http://www.clarkhoward.com/rss/">RSS Feeds</a></li></ul></div><div class="cmAd" id="RP01"></div><script type="text/javascript">marimo.emit("RP01_ready");</script><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE RP01 --><!-- Begin Adify tag for "CH300x250" Ad Space (300x250) ID #8827107 --><!-- scripttag type="text/javascript"> --><!-- sr_adspace_id = 8827107; --><!-- sr_adspace_width = 300; --><!-- sr_adspace_height = 250; --><!-- sr_ad_new_window = true; --><!-- sr_adspace_type = "graphic"; --><!-- sr_k1 = ""; --><!-- sr_k2 = ""; --><!-- sr_k3 = ""; --><!-- sr_k4 = ""; --><!-- sr_k5 = ""; --><!-- sr_k6 = "cars"; --><!-- sr_k7 = ""; --><!-- sr_k8 = ""; --><!-- sr_k9 = ""; --><!-- sr_k10 = ""; --><!-- endscripttag --><!-- scripttag type="text/javascript" src="http://ad.afy11.net/srad.js?azId=8827107"> --><!-- endscripttag --><!-- End Adify tag for "CH300x250" Ad Space (300x250) ID #8827107 --><!-- END AD CODE RP01 --><div class="cmModule"></div><div class="cmModule"></div><!-- requires javascript/jquery.tweet.js --><script type="text/javascript"> cmg.query(document).ready(function(){ cmg.query(".tweet").tweet({ avatar_size: 0, count: 3, username: ["CLARKHOWARD", "CLARKHOWARD"], loading_text: "<div style='padding: 10px;'><br/>Loading tweets...<br/><br/><p>Please wait while tweets load</p><p><a href='https://web.archive.org/web/20130115082007/http://twitter.com/CLARKHOWARD' target='_blank'>If you can't wait - check out what we've been twittering</a></p></div>", refresh_interval: 120 }); }); </script><div id="twitterFeed" class="cmModule"><h4><div style="float:left;"><img src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/images/twitterIcon.gif"></div>Clark's Latest Tweets</h4><div class="tweet"></div></div><div class="cmAd" id="RP02"></div><script type="text/javascript">marimo.emit("RP02_ready");</script><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE RP02 --><!-- Begin Adify tag for "CH300x250BTF" Ad Space (300x250) ID #2000000710207 --><!-- scripttag type="text/javascript"> --><!-- sr_adspace_id = 2000000710207; --><!-- sr_adspace_width = 300; --><!-- sr_adspace_height = 250; --><!-- sr_ad_new_window = true; --><!-- sr_adspace_type = "graphic"; --><!-- sr_k1 = ""; --><!-- sr_k2 = ""; --><!-- sr_k3 = ""; --><!-- sr_k4 = ""; --><!-- sr_k5 = ""; --><!-- sr_k6 = "cars"; --><!-- sr_k7 = ""; --><!-- sr_k8 = ""; --><!-- sr_k9 = ""; --><!-- sr_k10 = ""; --><!-- endscripttag --><!-- scripttag type="text/javascript" src="http://ad.afy11.net/srad.js?azId=2000000710207"> --><!-- endscripttag --><!-- End Adify tag for "CH300x250BTF" Ad Space (300x250) ID #2000000710207 --><!-- END AD CODE RP02 --><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE RP03 --><!-- No ad was found for this position. --><!-- END AD CODE RP03 --><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE RP08 --><!-- No ad was found for this position. --><!-- END AD CODE RP08 --><div class="cmModule"></div><div class="cmModule"></div></div></div><!-- end cmBodyWrap block --></div><div class="cmClear"> </div><div class="cmInnerFooterWrap cmCol9"><!-- begin cmFooterWrap block --><!-- footer001.html --><!-- footer002.html --><!-- end cmFooterWrap block --></div><div class="cmClear"> </div></div></div><!-- begin cmFooterContainer block --><!-- outer_footer001.html --><div id="cmFooterContainer"><div class="cmOuterFooterWrap"><div id="cmFooterSiteMap" class="cmClearFix"><div class="cmSiteMapColumn cmLeftFloat cmFirst"><h4>Clark Topics</h4><ul class="cmSiteMapList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/business-entrepreneurs/">Business & Entrepreneurs</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/cars/">Cars</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/consumer-issues-id-theft/">Consumer Issues & ID Theft</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/deals/">Deals</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/economy-market-trends/">Economy & Market Trends</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/education/">Education</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/employment-military/">Employment & Military</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/environment-energy/">Environment & Energy</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><ul class="cmSiteMapList multiColumnList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/family-lifestyle/">Family & Lifestyle</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/health-health-care/">Health & Health Care</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/homes-real-estate/">Homes & Real Estate</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/insurance/">Insurance</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/personal-finance-credit/">Personal Finance & Credit</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/scams-ripoffs/">Scams & Rip-Offs</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/shopping-retail/">Shopping & Retail</li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/technology/">Technology</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/categories/clark-howard/travel/">Travel</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><h4>Clark Media</h4><ul class="cmSiteMapList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-on-demand/">Podcasts & Videos</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/news/about-clark/clarks-upcoming-appearances/nFcM/">Appearances</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/advice/books/">Books</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/news/clark-on-demand/clark-howard-show-hln/nFZX/">TV</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/list/uncategorized/photo-galleries/a9/">Photos</a></li></ul><h4>Advertisers and Sponsors</h4><ul class="cmSiteMapList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/ads/">How to Advertise with Clark</a></li></ul></div><div class="cmSiteMapColumn cmLeftFloat"><h4>Follow Clark and Share</h4><ul class="cmSiteMapList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/rss/">RSS Feeds</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/s/show-notes/">Show Notes</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/news/travel/atlanta-travel-deals/atlanta-travel-deals/nFZW/">Clark's Travel Deals</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/s/cac/">Ask Team Clark</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/s/clark-bargains/">Clark's Bargains</a></li></ul><h4>Follow Clark and Share</h4><ul class="cmSiteMapList"><li><a href="/web/20130115082007/http://www.clarkhoward.com/listen/audio_help/">Audio Help</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/inside/videohelp/">Video Help</a></li><li><a href="/web/20130115082007/http://www.clarkhoward.com/inside/search_help/">Search Help</a></li></ul></div><div class="cmClear"></div></div></div><div class="cmOuterFooterWrapBottom"><div class="cmFooterTerms"><p>© 2013 <a href="https://web.archive.org/web/20130115082007/http://www.coxmediagroup.com/">Cox Media Group</a>. By using this website, you accept the terms of our <a href="/web/20130115082007/http://www.clarkhoward.com/visitor_agreement/">Visitor Agreement</a> and <a href="/web/20130115082007/http://www.clarkhoward.com/privacy_policy/">Privacy Policy</a>, and understand your options regarding <a href="/web/20130115082007/http://www.clarkhoward.com/privacy_policy/#ad-choices">Ad Choices</a><img border="0" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/img/photos/2012/02/29/d3/da/ad_choices_logo.png" alt="AdChoices" style="margin: 0 0 -4px 4px;"/>.<br/><br/></p></div></div></div><div id="cmSiteSwitchFoot" class="cmSiteSwitch" style="display:none"><a href="https://web.archive.org/web/20130115082007/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink" onclick="s.tl(this,'o','view mobile - bottom');"><p><span>View mobile site</span></p></a></div><noscript><div id="cmSiteSwitchFootNS" class="cmSiteSwitch"><a href="https://web.archive.org/web/20130115082007/http://m.clarkhoward.com/mobile/" class="cmMobileSiteLink"><p><span>View mobile site</span></p></a></div></noscript><script type="text/javascript"> var mobUserAgentPttn = new RegExp("iphone|ipod|android|blackberry|symbian|nokia|sonyericsson|sie-|opera\ mini|portalmmm/|windows\ ce|windows\ phone|iemobile|up.browser|up.link|802sh|alcatel-|amoi-|attws|au-mic|audiovox|avantgo|benq|cdm-|ericsson|ericy-|gs308|hitachi-p300|htc-|i-2100|kwc-|lg-|lg/u|lge-|lge/u|lowestcd|mo0|mobilephone|mot-|motorola|n5-10|nec-|opwv|owg1|palm|panasonic|pg-c|philips|pls|pm-|pn-215|profile/midp|qci-|rl-|rpt-httpclient|sagem|samsung|sanyo|sch-a|sch-n|scp-|sec-|sendox|sgh|sharp|smartphone|spha|v60t|vi600|vk530|vm4050|vodafone|wapper|wildseed|winwap-pro".replace(/ /g, "\\s"), "i"); var mobBlacklistPttn = new RegExp("^/(ads|alerts|answers|audioclips|bands|categories|categories|events|documents|drinkspecials|events|features|forums|instruments|maps|mp3|lsp|onthestreet|places|playlists|podcasts|polls|pr|qa|questionnaires|recipes|restaurants|restaurants|specials|search|songs|special_coverage|staff|stories|traffic|tumble)".replace(/ /g, "\\s"), "i"); if(mobUserAgentPttn.test(navigator.userAgent) && !mobBlacklistPttn.test(location.pathname)){ document.getElementById('cmSiteSwitchFoot').style.display = "block"; } </script></script><!-- end cmFooterContainer block --><!-- end body_wrap_outer block --><!-- begin analytics block --><span style="display:none;" id="cm_s_code"></span><!-- SiteCatalyst code version: H.22.1 Copyright 1996-2010 Adobe, Inc. All Rights Reserved More info available at http://www.omniture.com --><script type="text/javascript">//<![CDATA[ var cx_siteName = "clarkhoward"; var cx_rsID = "coxclarkhoward"; var cx_marketpath = "ga: atlanta"; var cx_medium = "radio"; var s_account = cx_rsID; if (("prod" == "prod") && (!((/www.prod.clarkhoward/.test(window.location.host)) || (/m.prod.clarkhoward/.test(window.location.host))))) { if (cx_medium == "radio" || cx_medium == "tv" || cx_medium == "newspaper" ) { s_account = s_account+",coxglobal"; } } else { s_account = "coxradiodev,coxnewspaperdev,coxtvdev"; } //]]></script><script type="text/javascript" src="https://web.archive.org/web/20130115082007js_/http://media.cmgdigital.com/shared/media/2013-01-09-11-15-58/web/common/javascript/omniture_core.js"></script><script type="text/javascript">//<![CDATA[ cmg.s_coxnews.siteName=cx_siteName; cmg.s_coxnews.linkInternalFilters = "javascript:,doubleclick.net,alt.coxnewsweb.com,legacy.com,uclick.com,signin.cmgdigital.com,www.clarkhoward.com,outbrain.com"; cmg.s_coxnews.server = window.location.host; cmg.s_coxnews.prop13 = cmg.s_coxnews.eVar13 = document.title.replace("| www.clarkhoward.com", ""); var revpathArray = document.getElementsByName("cmg_revpath"); var pathNameStr = ""; if(revpathArray.length > 0 && revpathArray[0].content !== ""){ pathNameStr = revpathArray[0].content; } else { pathNameStr = window.location.pathname.split(/[#?]/)[0]; if(pathNameStr === "/"){ pathNameStr = "/homepage"; } } if(pathNameStr.length > 99){ pathNameStr = pathNameStr.substr(0,98) + "/"; } cmg.s_coxnews.pageName = cmg.s_coxnews.eVar55 = pathNameStr; if (metrics_signin == 1) { cmg.s_coxnews.prop22 = cmg.s_coxnews.eVar22 = "gur"; } if (cmg.s_coxnews.prop13.length == 0) { cmg.s_coxnews.prop13 = cmg.s_coxnews.eVar13 = "no page title available"; } cmg.s_coxnews.hier3 = cmg.s_coxnews.channel = cmg.s_coxnews.eVar56 = "no category"; if(cx_medium=="radio" || cx_medium=="tv" || cx_medium=="newspaper") { cmg.s_coxnews.hier1 = cx_marketpath+"|"+cx_medium+"|"+cx_siteName; cmg.s_coxnews.hier2 = cx_medium+"|"+cx_marketpath+"|"+cx_siteName; var search_page_re = new RegExp(cmg.s_coxnews.server+"\/search"); var search_match = search_page_re.exec(window.location); if(search_match != null){ cmg.s_coxnews.eVar1 = cmg.s_coxnews.getQueryParam('q'); if(cx_no_results){ cmg.s_coxnews.events = "event13,event14"; cmg.s_coxnews.prop46 = "no"; } else { cmg.s_coxnews.events = "event13"; cmg.s_coxnews.prop46 = "yes"; } if(cmg.s_coxnews.getQueryParam("searchType") == "web"){ cmg.s_coxnews.eVar45=cmg.s_coxnews.prop45 = "web"; } else { cmg.s_coxnews.eVar45=cmg.s_coxnews.prop45 = "site"; } } if (cx_medium == "radio") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "personalities"; } else if (cx_medium == "tv") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "tv"; } else if (cx_medium == "newspaper") { cmg.s_coxnews.eVar43=cmg.s_coxnews.prop43 = "newspaper"; } } cmg.s_coxnews.prop22 = "category page"; cmg.s_coxnews.eVar22 = "category page"; cmg.s_coxnews.hier3 = "clark-howard|cars|accidents"; cmg.s_coxnews.prop42 = "clarkhoward"; cmg.s_coxnews.eVar42 = "clarkhoward"; cmg.s_coxnews.prop14 = "cars"; cmg.s_coxnews.eVar14 = "cars"; cmg.s_coxnews.prop4 = ""; cmg.s_coxnews.eVar4 = ""; cmg.s_coxnews.prop5 = ""; cmg.s_coxnews.eVar5 = ""; cmg.s_coxnews.prop6 = ""; cmg.s_coxnews.eVar6 = ""; cmg.s_coxnews.prop7 = "24"; cmg.s_coxnews.eVar7 = "24"; cmg.s_coxnews.prop17 = "accidents"; cmg.s_coxnews.eVar17 = "accidents"; cmg.s_coxnews.prop1 = "1057"; cmg.s_coxnews.eVar12 = "1057"; cmg.s_coxnews.prop2 = ""; cmg.s_coxnews.eVar2 = ""; cmg.s_coxnews.prop3 = ""; cmg.s_coxnews.eVar3 = ""; cmg.s_coxnews.pageName = "/re/25/16/categories/cars/accidents/"; cmg.s_coxnews.eVar55 = "/re/25/16/categories/cars/accidents/"; cmg.s_coxnews.prop16 = "non-mobile site"; cmg.s_coxnews.eVar16 = "non-mobile site"; cmg.s_coxnews.channel = "clark-howard"; cmg.s_coxnews.eVar56 = "clark-howard"; var cookie = cmg.get_cookie ? cmg.get_cookie('ur_metrics') : false; if (cookie) { var cpp = {"prop2": {"start": 25, "length": 50}, "eVar2": {"start": 25, "length": 50}, "eVar12": {"start": 0, "length": 4}, "prop6": {"start": 18, "length": 5}, "prop4": {"start": 8, "length": 5}, "prop5": {"start": 13, "length": 5}, "eVar3": {"start": 4, "length": 4}, "prop7": {"start": 23, "length": 2}, "eVar5": {"start": 13, "length": 5}, "prop1": {"start": 0, "length": 4}, "eVar7": {"start": 23, "length": 2}, "eVar6": {"start": 18, "length": 5}, "eVar4": {"start": 8, "length": 5}, "prop3": {"start": 4, "length": 4}}; for (prop in cpp) { cmg.s_coxnews[prop] = cmg.query.trim(cookie.substr( cpp[prop].start, cpp[prop].length)); } } for (key in cmg.s_coxnews) { if (key.match(/prop|eVar|hier/) !== null) { cmg.s_coxnews[key] = cmg.s_coxnews[key].toLowerCase(); } } var s_code = cmg.s_coxnews.t(); if (s_code) { cmg.query('#cm_s_code').text(s_code); } //]]></script><noscript><a href="https://web.archive.org/web/20130115082007/http://www.omniture.com/" title="Web Analytics"><img src="https://web.archive.org/web/20130115082007im_/https://coxnet.112.2o7.net/b/ss/coxclarkhoward/1/H.22.1--NS/0" height="5" width="5" border="0" alt=""/></a></noscript><!-- begin google analytics --><script type="text/javascript"> var gaJsHost = (("https:" == document.location.protocol) ? "https://web.archive.org/web/20130115082007/https://ssl." : "https://web.archive.org/web/20130115082007/http://www."); document.write(unescape("%3Cscript src='" + gaJsHost + "google-analytics.com/ga.js' type='text/javascript'%3E%3C/script%3E")); </script><script type="text/javascript"> try { var pageTracker = _gat._getTracker("UA-12967665-12"); pageTracker._setDomainName(".www.clarkhoward.com"); pageTracker._trackPageview(); } catch(err) {}</script><!-- end google analytics --><!-- Quantcast Tag --><script type="text/javascript"> var _qevents = _qevents || []; (function() { var elem = document.createElement('script'); elem.src = (document.location.protocol == "https:" ? "https://web.archive.org/web/20130115082007/https://secure" : "https://web.archive.org/web/20130115082007/http://edge") + ".quantserve.com/quant.js"; elem.async = true; elem.type = "text/javascript"; var scpt = document.getElementsByTagName('script')[0]; scpt.parentNode.insertBefore(elem, scpt); })(); _qevents.push({ qacct:"p-38KriKc8Foyx-", labels:"personalities.radio" }); </script><noscript><div style="display:none;"><img src="//web.archive.org/web/20130115082007im_/http://pixel.quantserve.com/pixel/p-38KriKc8Foyx-.gif" border="0" height="1" width="1" alt="Quantcast"/></div></noscript><!-- End Quantcast tag --><!-- end analytics block --><!-- begin jstrials footer block --><div id="writecapture56110232"></div><script type="text/javascript"><!-- FILE ARCHIVED ON 08:20:07 Jan 15, 2013 AND RETRIEVED FROM THE INTERNET ARCHIVE ON 21:21:57 Nov 24, 2024. JAVASCRIPT APPENDED BY WAYBACK MACHINE, COPYRIGHT INTERNET ARCHIVE. ALL OTHER CONTENT MAY ALSO BE PROTECTED BY COPYRIGHT (17 U.S.C. SECTION 108(a)(3)). --> <!-- playback timings (ms): captures_list: 0.652 exclusion.robots: 0.033 exclusion.robots.policy: 0.019 esindex: 0.012 cdx.remote: 6.846 LoadShardBlock: 138.991 (3) PetaboxLoader3.datanode: 93.542 (4) PetaboxLoader3.resolve: 197.07 (2) load_resource: 216.899 -->