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Accidents | www.clarkhoward.com

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Please sign in</h2><div class="capture_backgroundColor"><div class="capture_signin"> {* #userInformationForm *} {* traditionalSignIn_emailAddress *} {* traditionalSignIn_password *} <a href="#" data-capturescreen="forgotPassword" id="forgotPasswordLink">Forgot your password?</a><div class="capture_form_item capture_rightText"> {* traditionalSignIn_signInButton *} </div> {* /userInformationForm *} </div><div class="capture_centerText switchLink"><a href="#" data-cancelcapturereturnexperience="true">Use another account</a></div></div></div><div style="display:none;" id="socialRegistration" class="capture_lrg_footer"><div class="capture_header"><h1>You're Almost Done!</h1></div><h2>Please confirm the information below before signing in.</h2> {* #socialRegistrationForm *} {* registration_firstName *} {* registration_lastName *} {* socialRegistration_displayName *} {* socialRegistration_emailAddress *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* socialRegistration_signInButton *} </div></div> {* /socialRegistrationForm *} </div><div style="display:none;" id="traditionalRegistration"><div class="capture_header"><h1>Create a New Account</h1></div><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationForm *} {* registration_firstName *} {* registration_lastName *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddress *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_password *} {* traditionalRegistration_passwordConfirm *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* createAccountButton *} </div></div> {* /registrationForm *} </div><div style="display:none;" id="traditionalRegistrationBlank"><div class="capture_header"><h1>Create a New Account</h1></div><p>Already have an account? <a href="#" data-capturescreen="signIn">Sign In</a></p> {* #registrationFormBlank *} {* registration_firstName *} {* registration_lastName *} {* traditionalRegistration_displayName *} {* traditionalRegistration_emailAddressBlank *} {* registration_birthday *} {* registration_gender *} {* registration_postalZip *} {* traditionalRegistration_passwordBlank *} {* traditionalRegistration_passwordConfirmBlank *} <div class="capture_form_item"><label>*Indicates Required Field</label></div> {* agreeToTerms *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* createAccountButton *} </div></div> {* /registrationForm *} </div><div style="display:none;" id="registrationSuccess"><div class="capture_header"><h1>Thank you for registering!</h1></div><p>We have sent you a confirmation email. Please check your email and click on the link to activate your account.</p></div><div style="display:none;" id="registrationSuccessConfirmed"><div class="capture_header"><h1>Thank you for registering!</h1></div><p>We look forward to seeing you frequently. Visit us and sign in to update your profile, receive the latest news and keep up to date with mobile alerts.</p><p> Click <a href="#" onclick="janrain.capture.ui.modal.close()">here</a> to return to the page you were visiting. </p></div><div style="display:none;" id="forgotPassword"><div class="capture_header"><h1>Create a new password</h1></div><h2>Don't worry, it happens. We'll send you a link to create a new password.</h2> {* #forgotPasswordForm *} {* forgotPassword_emailAddress *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* forgotPassword_sendButton *} </div></div> {* /forgotPasswordForm *} </div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Email sent</h1></div><p>We have sent you an email with a link to change your password.</p></div><div style="display:none;" id="forgotPasswordSuccess"><div class="capture_header"><h1>Create a new password</h1></div><p>We've sent an email with instructions to create a new password. Your existing password has not been changed.</p><div class="capture_footer"><a href="#" onclick="janrain.capture.ui.modal.close()" class="capture_btn capture_secondary">Close</a></div></div><div style="display:none;" id="mergeAccounts"> {* mergeAccounts *} </div><div style="display:none;" id="traditionalAuthenticateMerge"><div class="capture_header"><h1>Sign in to complete account merge</h1></div><div class="capture_signin"> {* #tradAuthenticateMergeForm *} {* traditionalSignIn_emailAddress *} {* mergePassword *} <div class="capture_footer"><div class="capture_left"> {* backButton *} </div><div class="capture_right"> {* traditionalSignIn_signInButton *} </div></div> {* /tradAuthenticateMergeForm *} </div></div><div style="display:none;" id="resendVerification"><h1>Resend Email Verification</h1><div class="hr"></div><p>To sign in you must verify your email address. 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--><!-- sr_adspace_width = 728; --><!-- sr_adspace_height = 90; --><!-- sr_ad_new_window = true; --><!-- sr_adspace_type = "graphic"; --><!-- sr_k1 = ""; --><!-- sr_k2 = ""; --><!-- sr_k3 = ""; --><!-- sr_k4 = ""; --><!-- sr_k5 = ""; --><!-- sr_k6 = "cars"; --><!-- sr_k7 = ""; --><!-- sr_k8 = ""; --><!-- sr_k9 = ""; --><!-- sr_k10 = ""; --><!-- endscripttag --><!-- scripttag type="text/javascript" src="http://ad.afy11.net/srad.js?azId=8826907"> --><!-- endscripttag --><!-- End Adify tag for "CH728x90" Ad Space (728x90) ID #8826907 --><!-- END AD CODE HP01 --><!-- begin ad_hp01 block --></div><!-- end cmSubHeaderWrap block --><div class="cmBodyWrap cmCol9"><!-- begin cmBodyWrap block --><!-- center "content well" --><div class="cmCol6"><div class="cmBreadcrumb"><ul><li><a href="/web/20130115082007/http://www.clarkhoward.com/">Home</a></li><li>&nbsp;&nbsp;&#62;&nbsp;&nbsp;<a href="/web/20130115082007/http://www.clarkhoward.com/categories/cars/">Cars</a></li><li>&nbsp;&nbsp;&#62;&nbsp;&nbsp;<a href="/web/20130115082007/http://www.clarkhoward.com/categories/cars/accidents/">Accidents</a></li></ul><!--category : 16 : /clark-howard/Cars/Accidents --><!--content_object : None --><!--content_type : None --><!--instance : None --><!--topics : [] --><!--site : 10080 --><!--assignment_pk : 1650 --><!-- AD CODE PB00 --><!-- No ad was found for this position. --><!-- END AD CODE PB00 --></div><h1>Accidents</h1><div class="cmListHeader"><p>&#149; Don't just drive away from an accident, even a minor fender bender. Call the police and have a report made. <br/><br/> &#149; Exchange information with the other driver. Get the names and telephone numbers of as many witnesses as you can. <br/><br/> &#149; As soon as possible after the accident, report it to your insurance company, even if you don't plan to make a claim. If you believe the other driver was at fault, contact his or her insurance company also. <br/><br/> &#149; If there's a dispute about who's at fault, file the claim with your own company. The two companies will duke it out later over the amount each will pay. <br/><br/> &#149; If your vehicle is going to require some repair, ask for a rental car or reimbursement for a rental car. Insist upon a vehicle that is similar to your vehicle. <br/><br/> &#149; Don't agree to release the body shop or the insurer of final responsibility until you're comfortable that the repairs are complete and the vehicle operates properly. <br/><br/> &#149; If you agree to take your car to an insurer's preferred body shop, insist that the insurer provide a lifetime guarantee on the repairs. <br/><br/> &#149; To ensure the collision work was done correctly, consider hiring an independent company to evaluate the repair. <br/><br/> &#149; If your vehicle is totaled, don't accept your insurance company's first settlement offer. Check <a href="https://web.archive.org/web/20130115082007/http://www.edmunds.com/">edmunds.com</a> or look at a used-car price guide to see what your car was worth. <br/><br/> &#149; If you have a 5-year lease or loan and owe more than the car is worth, ask for "substitution of vehicle," in which the loan or lease remains and the insurer finds you a similar vehicle as a replacement. <br><br><br/><div align="center"><b><a href="/web/20130115082007/http://www.clarkhoward.com/news/cars/clarks-car-accident-guide/nFZp/">Clark's car accident guide</a> | <a href="/web/20130115082007/http://www.clarkhoward.com/automotive-resources/">Get resources &amp; contacts</a> | <a href="https://web.archive.org/web/20130115082007/http://clarkhoward.com/p/boards/ch/postlist.pl?Cat=&amp;Board=clarkhowardcars">Talk about it on our Cars board</a></b></div></p></div><div class="cmListWell"><span class="cmListItemCount">91 items </span><div class="cmPaginationContainer"><span class="cmPaginationResults"> Results 1 - 10 of 91</span><a class="cmPaginationNext" href="?page=2">next &#62;</a></div><div class="cmClear"></div><div class="list"><div class="cmListItem cmClearfix" id=""><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clarks-car-buying-tips/nFgH/">The Clark Smart steps for buying a new car</a></h4><p>The new year looks set to be a great one for car sales both new and used. On the new car front, estimates from market research firm Polk suggest we'll see 15 million cars sold this year. Interest rates are low on auto loans and this is really a win ...</p><ul class="footer"><li>6:00 a.m. Tuesday, Jan. 8, 2013</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/cars/putting-an-end-to-texting-while-driving/vjhmW/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/videothumbs/2012/12/07/cd/a2/050e29a0-40a9-11e2-b376-00188b749d9b.jpg" title="Putting an end to texting while driving" alt="Putting an end to texting while driving"/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/cars/putting-an-end-to-texting-while-driving/vjhmW/">Putting an end to texting while driving</a><span class="cmSpriteContentType video"></span></h4><p>Kids won't admit it and parents don't believe it, but the fact is, most kids text while in the car. Parents, it's time to step up...</p><ul class="footer"><li>12:00 a.m. Thursday, Dec. 27, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/shopping-retail/clarks-no-giftcard-gift-certificate/nTdqq/">Clark&#39;s No-Giftcard Gift Certificate</a></h4><p>Clark can't stand gift cards! He'd rather you give cash so your friends and family never have to hassle with expiration dates, fees, limited choices or rules. Next time you give cash for a gift, print out the certificate below and wrap it around your cash gift. Have fun! &nbsp; ...</p><ul class="footer"><li>4:54 p.m. Sunday, Dec. 23, 2012</li><li><span class="sprite iconComments"> Comments&nbsp;&nbsp;(1) </span>&nbsp;&nbsp; </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-app-prevents-distracted-teen-driving/nR3M3/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/06/12/05/3e/MP900446469.JPG" title=" " alt="Get more consumer advice on ClarkHoward.com and The Clark Howard Show."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-app-prevents-distracted-teen-driving/nR3M3/">Apps that turn your phone off when driving</a></h4><p>Parents of teen drivers have yet more weapons in their arsenal when it comes to keeping their kids safe behind the wheel. A company called 10n2 Technologies has developed an app that allows you as a parent to control your kids&rsquo; cell phone use remotely while they&rsquo;re driving. This is ...</p><ul class="footer"><li>6:00 a.m. Thursday, Nov. 29, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/cell-phone-use-a-culprit-in-more-than-one-million/nD8w/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/04/27/a3/62/police.JPG" title=" " alt="ClarkHoward.com and The Clark Howard Show offer more consumer advice."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/cell-phone-use-a-culprit-in-more-than-one-million/nD8w/">Tougher state laws on cell phone use target novice drivers</a></h4><p>I have dramatically reduced the amount of time I'm on my cell phone while driving because so many studies clearly show the dangers. But stats from the National Safety Council that I was recently reminded of made me think that maybe I'm not going far enough. Perhaps I need to ...</p><ul class="footer"><li>6:00 a.m. Tuesday, Nov. 13, 2012</li><li><span class="sprite iconComments"> Comments&nbsp;&nbsp;(1) </span>&nbsp;&nbsp; </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/insurance/pay-you-drive-insurance-becoming-more-popular/nPccN/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2010/10/22/00400472.jpg" title=" " alt="ClarkHoward.com and The Clark Howard Show have more info on the future of automobile travel in the United States."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clark-howard/insurance/pay-you-drive-insurance-becoming-more-popular/nPccN/">Pay as you drive insurance can save you money</a></h4><p>There's a way to save on auto insurance that's gaining popularity, but you'll have to trade your privacy for lower premiums. Under what's generally referred to as the 'pay as you drive' model, auto insurers track your every move using small monitoring devices that can plug into your car's diagnostic ...</p><ul class="footer"><li>6:00 a.m. Wednesday, Oct. 31, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-traffic-apps-promised-reduce-wait-time-road/nFhT/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2010/10/22/00409076.jpg" title=" " alt=""/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/new-traffic-apps-promised-reduce-wait-time-road/nFhT/">Traffic navigation apps reduce wait time on the road</a></h4><p>Traffic navigation apps for iPhone and Android users could make traffic a lot less hairy for drivers across the country. Several years ago, I was the proud owner of a Dash, a pioneering unit that offered real-time traffic updates compiled from drivers on the road. This massive appliance, which was ...</p><ul class="footer"><li>6:00 a.m. Monday, Oct. 8, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/business-entrepreneurs/new-service-to-get-drunk-drivers-home/vfRjL/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/videothumbs/2012/10/02/2c/18/a4c67a46-0cc5-11e2-a08d-0019b9b9e241.jpg" title="New service to get drunk drivers home" alt="New service to get drunk drivers home"/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/videos/clarkhoward/business-entrepreneurs/new-service-to-get-drunk-drivers-home/vfRjL/">New service to get drunk drivers home</a><span class="cmSpriteContentType video"></span></h4><p>The next time you're out for a night on the town and have one too many, there's an entrepreneur who will get you home safe and keep you from endangering others.</p><ul class="footer"><li>12:00 a.m. Monday, Oct. 8, 2012</li><li></li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/goodyear-develops-self-inflating-tires/nSTLx/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/07/02/cb/c3/highway.JPG" title=" " alt="Get more consumer advice on ClarkHoward.com and The Clark Howard Show."/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/goodyear-develops-self-inflating-tires/nSTLx/">Goodyear develops self-inflating tires </a></h4><p>A new self-inflating tire is being rolled out to truck fleets with the eventual goal of making the technology available to consumers. The benefit to truck fleets will be twofold. They will save money by reducing accidents and save money on fuel expenses. The Plain Dealer&nbsp; reports Goodyear received a ...</p><ul class="footer"><li>6:00 a.m. Friday, Oct. 5, 2012</li><li><span class="sprite iconComments"> Comments&nbsp;&nbsp;(1) </span>&nbsp;&nbsp; </li></ul></div><div class="cmListItem cmClearfix" id=""><div class="cmListImage cmPhotoBorderWhite cmLightBoxShadow"><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clark-blows-out-tire-his-nissan-leaf/nSRdG/"><img width="90" height="90" src="https://web.archive.org/web/20130115082007im_/http://media.cmgdigital.com/shared/lt/lt_cache/resize/90x90/img/photos/2012/10/02/ef/7c/IMAG0003.jpg" title="Clark's shredded tire" alt=""/></a></div><h4><a href="https://web.archive.org/web/20130115082007/http://www.clarkhoward.com/news/clarkhoward/cars/clark-blows-out-tire-his-nissan-leaf/nSRdG/">Clark blows out a tire on his Nissan Leaf</a></h4><p>Have you read the owner's manual in your car? I was recently in a situation where I wished I had. Last night, I was riding along in a rain storm on a road that was being repaved. The pavement had been scraped leaving a little thin layer that opened into ...</p><ul class="footer"><li>6:00 a.m. Wednesday, Oct. 3, 2012</li><li><span class="sprite iconComments"> Comments&nbsp;&nbsp;(7) </span>&nbsp;&nbsp; </li></ul></div></div><span class="cmListItemCount">91 items </span><div class="cmPaginationContainer"><span class="cmPaginationResults"> Results 1 - 10 of 91</span><a class="cmPaginationNext" href="?page=2">next &#62;</a></div><div class="cmClear"></div></div><div class="cmClear">&nbsp;</div><div class="cmAd cmAdContextual"><!-- begin google adsense --><div id="writecapture20517849"></div><script type="text/javascript"> marimo.emit('writecapture20517849_ready'); marimo.add_widget({"wc_compatibility_mode": null, "html": "$NEWLINE $BEGINSCRIPT type=\"text/javascript\">$NEWLINE google_ad_client = \"pub-4927466948888122\";$NEWLINE google_ad_slot = \"7916052247\";$NEWLINE google_ad_width = \"468\";$NEWLINE google_ad_height = \"60\";$NEWLINE google_adtest = \"\";$NEWLINE $ENDSCRIPT$NEWLINE $BEGINSCRIPT src=\"http://pagead2.googlesyndication.com/pagead/show_ads.js\" type=\"text/javascript\">$ENDSCRIPT$NEWLINE", "id": "writecapture20517849", "widget_prototype": "writecapture_widget"}); 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