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Wertpapierabwicklungssysteme</a></li><li class="clearfix"><a href="/mopo/coll/coll/ssslinks/html/index.de.html">Zugelassene Verbindungen</a></li><li class="clearfix"><a href="/mopo/coll/coll/triparty/html/index.de.html">Zugelassene Triparty Agents</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/risk/html/index.de.html">Risikominderung</a><a href="#" class="subpages" title="toggle subpages for Risikominderung"></a><ul><li class="clearfix"><a href="/mopo/coll/risk/ecaf/html/index.de.html">ECAF</a></li><li class="clearfix"><a href="/mopo/coll/risk/riskcontrol/html/index.de.html">Risikokontrolle</a></li><li class="clearfix"><a href="/mopo/coll/risk/liquidity/html/index.de.html">Haircut-Kategorien</a></li><li class="clearfix"><a href="/mopo/coll/risk/valuation/html/index.de.html">Bewertung</a></li></ul></li><li class="has-subpages"><a href="/mopo/coll/loanlevel/html/index.de.html">Initiative zur Erfassung von Einzelkreditdaten</a><a href="#" class="subpages" title="toggle subpages for Initiative zur Erfassung von Einzelkreditdaten"></a><ul><li class="clearfix"><a href="/mopo/coll/loanlevel/transmission/html/index.de.html">Schema für die Meldung von Daten</a></li><li class="clearfix"><a href="/mopo/coll/loanlevel/implementation/html/index.de.html">Zulassungskriterien</a></li><li class="clearfix"><a href="/mopo/coll/loanlevel/faq/html/index.de.html">Häufig gestellte Fragen</a></li></ul></li><li class="clearfix"><a href="/mopo/coll/contacts/html/index.de.html">Kontaktdaten</a></li></ul></li><li class="has-subpages"><a href="/mopo/eaec/html/index.de.html">Wirtschaftsstruktur im Euroraum</a><a href="#" class="subpages" title="toggle subpages for Wirtschaftsstruktur im Euroraum"></a><ul><li class="clearfix"><a href="/mopo/eaec/ecopolicy/html/index.de.html">Wirtschaftspolitik</a></li><li class="clearfix"><a href="/mopo/eaec/fiscal/html/index.de.html">Finanzpolitik</a></li><li class="clearfix"><a 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href="/mopo/market-contact-groups/mmcg/html/index.de.html">Money Market Contact Group (MMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/dimcg/html/index.de.html">Debt Issuance Market Contact Group (DIMCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/omg/html/index.de.html">Operations Managers Group der EZB (ECB OMG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/fxcg/html/index.de.html">Foreign Exchange Contact Group (FXCG)</a></li><li class="clearfix"><a href="/mopo/market-contact-groups/iid/html/index.de.html">Institutional Investor Dialogue (IID)</a></li></ul></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/paym/html/index.de.html">Zahlungsverkehr und Finanzstabilität</a><a href="#" class="subpages" title="toggle subpages for Zahlungsverkehr und Finanzstabilität"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Zahlungsverkehr und Finanzstabilität</div> <p>Einblicke in unsere Arbeit in den Bereichen Finanzstabilität und Zahlungsverkehrsinfrastruktur</p><a href="/paym/html/index.en.html">Zahlungsverkehr und Finanzstabilität – ein Überblick</a><hr> <div class="nav-title">Direktzugriff</div> <ul> <li><a href="/euro/digital_euro/html/index.en.html">Der digitale Euro</a></li> <li><a href="/press/intro/html/index.en.html">Aktuelles zum Zahlungsverkehr</a></li> <li><a href="/paym/target/target-professional-use-documents-links/html/index.en.html">TARGET für professionelle Nutzer – Dokumente und Links</a></li> </ul> </div><a href="/pub/financial-stability/fsr/html/index.en.html" class="item image"> <img src="/paym/financial-stability/html/index/fsr_1000x750.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">Aktueller Finanzstabilitätsbericht</div> <div class="image-date">16. Mai 2024</div></a></div></div><ul><li class="clearfix"><span>Zahlungsverkehr</span></li><li class="has-subpages"><a href="/paym/target/html/index.de.html">TARGET-Dienste</a><a href="#" class="subpages" title="toggle subpages for TARGET-Dienste"></a><ul><li class="clearfix"><a href="/paym/target/coco/html/index.de.html">Gemeinsame Funktionsmerkmale</a></li><li class="has-subpages"><a href="/paym/target/t2/html/index.de.html">T2</a><a href="#" class="subpages" title="toggle subpages for T2"></a><ul><li class="clearfix"><a href="/paym/target/t2/facts/html/index.de.html">Facts and figures</a></li><li class="clearfix"><a href="/paym/target/t2/governance/html/index.de.html">Governance</a></li></ul></li><li class="has-subpages"><a href="/paym/target/t2s/html/index.de.html">T2S</a><a href="#" class="subpages" title="toggle subpages for T2S"></a><ul><li class="clearfix"><a href="/paym/target/t2s/governance/html/index.de.html">Governance</a></li><li class="clearfix"><a href="/paym/target/t2s/facts/html/index.de.html">Zahlen und Fakten</a></li><li class="clearfix"><a href="/paym/target/t2s/pricing/html/index.de.html">Preisgestaltung</a></li></ul></li><li class="has-subpages"><a href="/paym/target/tips/html/index.de.html">TIPS</a><a href="#" class="subpages" title="toggle subpages for TIPS"></a><ul><li class="clearfix"><a href="/paym/target/tips/governance/html/index.de.html">Governance</a></li><li class="clearfix"><a href="/paym/target/tips/facts/html/index.de.html">Zahlen und Fakten</a></li><li class="clearfix"><a href="/paym/target/tips/onboarding/html/index.de.html">Onboarding</a></li></ul></li><li class="clearfix"><a href="/paym/target/ecms/html/index.de.html">ECMS</a></li><li class="has-subpages"><a href="/paym/target/target-professional-use-documents-links/html/index.de.html">TARGET für professionelle Nutzer – Dokumente und Links</a><a href="#" class="subpages" title="toggle subpages for TARGET für professionelle Nutzer – Dokumente und Links"></a><ul><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/coco/html/index.de.html">Professionelle Nutzer</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/t2/html/index.de.html">T2 – Dokumente und Links</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/t2s/html/index.de.html">Professionelle Nutzung</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/tips/html/index.de.html">Professionelle Nutzung</a></li><li class="clearfix"><a href="/paym/target/target-professional-use-documents-links/ecms/html/index.de.html">Professionelle Nutzung</a></li></ul></li></ul></li><li class="has-subpages"><a href="/paym/integration/html/index.de.html">Integration und Innovation</a><a href="#" class="subpages" title="toggle subpages for Integration und Innovation"></a><ul><li class="has-subpages"><a href="/paym/integration/distributed/html/index.de.html">Distributed-Ledger-Technologien</a><a href="#" class="subpages" title="toggle subpages for Distributed-Ledger-Technologien"></a><ul><li class="clearfix"><a href="/paym/integration/distributed/exploratory/html/index.de.html">Sondierungsarbeiten</a></li></ul></li><li class="has-subpages"><a href="/paym/integration/retail/html/index.de.html">Massenzahlungen</a><a href="#" class="subpages" title="toggle subpages for Massenzahlungen"></a><ul><li class="clearfix"><a href="/paym/integration/retail/retail_payments_strategy/html/index.de.html">Strategie für Massenzahlungen</a></li><li class="clearfix"><a href="/paym/integration/retail/ecb/html/index.de.html">Katalysatorfunktion der EZB</a></li><li class="clearfix"><a href="/paym/integration/retail/sepa/html/index.de.html">SEPA</a></li><li class="clearfix"><a href="/paym/integration/retail/instant_payments/html/index.de.html">Sofortzahlungen</a></li></ul></li><li class="has-subpages"><a href="/paym/integration/collateral/html/index.de.html">Harmonisierung des Sicherheitenmanagements</a><a href="#" class="subpages" title="toggle subpages for Harmonisierung des Sicherheitenmanagements"></a><ul><li class="clearfix"><a href="/paym/integration/collateral/implementation/html/index.de.html">Umsetzung</a></li><li class="clearfix"><a href="/paym/integration/collateral/faq/html/index.de.html">Häufig gestellte Fragen</a></li></ul></li></ul></li><li class="has-subpages"><a href="/paym/cyber-resilience/html/index.de.html">Cyberresilienz</a><a href="#" class="subpages" title="toggle subpages for Cyberresilienz"></a><ul><li class="clearfix"><a href="/paym/cyber-resilience/fmi/html/index.de.html">Finanzmarktinfrastrukturen</a></li><li class="clearfix"><a href="/paym/cyber-resilience/tiber-eu/html/index.de.html">TIBER-EU</a></li></ul></li><li class="has-subpages"><a href="/paym/pol/html/index.de.html">Überwachung</a><a href="#" class="subpages" title="toggle subpages for Überwachung"></a><ul><li class="clearfix"><a href="/paym/pol/systems/html/index.de.html">Zahlungssysteme</a></li><li class="clearfix"><a href="/paym/pol/target2-securities/html/index.de.html">TARGET2-Securities</a></li><li class="clearfix"><a href="/paym/pol/instr/html/index.de.html">Elektronische Zahlungen</a></li><li class="clearfix"><a href="/paym/pol/clearing/html/index.de.html">Wertpapierabwicklungssysteme und zentrale Gegenparteien</a></li><li class="clearfix"><a href="/paym/pol/critical/html/index.de.html">Kritische Dienstleister</a></li><li class="clearfix"><a href="/paym/pol/correspondent-and-custodian-banks/html/index.de.html">Korrespondenz- und Depotbanken</a></li><li class="clearfix"><a href="/paym/pol/forum/html/index.de.html">SecuRe Pay-Forum</a></li></ul></li><li class="has-subpages"><a href="/paym/erms/html/index.de.html">Währungsreservenverwaltung</a><a href="#" class="subpages" title="toggle subpages for Währungsreservenverwaltung"></a><ul><li class="clearfix"><a href="/paym/erms/aspects/html/index.de.html">Wesentliche Aspekte</a></li><li class="clearfix"><a href="/paym/erms/service/html/index.de.html">Leistungsspektrum</a></li></ul></li><li class="has-subpages"><a href="/paym/cashprof/html/index.de.html">Personen, die mit Bargeld arbeiten</a><a href="#" class="subpages" title="toggle subpages for Personen, die mit Bargeld arbeiten"></a><ul><li class="has-subpages"><a href="/paym/cashprof/cashhand/html/index.de.html">Bargeldbearbeitung</a><a href="#" class="subpages" title="toggle subpages for Bargeldbearbeitung"></a><ul><li class="clearfix"><a href="/paym/cashprof/cashhand/devices/html/index.de.html">Geräte zur Echtheitsprüfung</a></li><li class="clearfix"><a href="/paym/cashprof/cashhand/recycling/html/index.de.html">Wiederausgabe von Euro-Banknoten</a></li></ul></li><li class="clearfix"><a href="/paym/cashprof/cdispec/html/index.de.html">CDI-Spezifikationen</a></li><li class="clearfix"><a href="/paym/cashprof/accreditation/html/index.de.html">Zulassung von Banknotenherstellern</a></li></ul></li><li class="has-subpages"><a href="/paym/groups/html/index.de.html">Kontaktgruppen Zahlungsverkehr</a><a href="#" class="subpages" title="toggle subpages for Kontaktgruppen Zahlungsverkehr"></a><ul><li class="clearfix"><a href="/paym/groups/ami/html/index.de.html">Beratergruppen zu Marktinfrastrukturen</a></li><li class="clearfix"><a href="/paym/groups/euro-cyber-board/html/index.de.html">Euro Cyber Resilience Board</a></li><li class="clearfix"><a href="/paym/groups/erpb/html/index.de.html">Euro Retail Payments Board (ERPB)</a></li><li class="clearfix"><a href="/paym/groups/efip/html/index.de.html">European Forum for Innovation in Payments (EFIP)</a></li></ul></li><li class="clearfix"><span>Finanzstabilität</span></li><li class="clearfix"><a href="/paym/financial-stability/html/index.de.html">Finanzstabilität – Einleitung</a></li><li class="clearfix"><a href="/paym/macroprudential-measures/html/index.de.html">Makroprudenzielle Maßnahmen</a></li><li class="clearfix"><a href="/paym/financial_stability_contact_groups/html/index.de.html">Kontaktgruppen Finanzstabilität</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/stats/html/index.de.html">Statistik</a><a href="#" class="subpages" title="toggle subpages for Statistik"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Statistiken</div> <p>Zugang zu allen Statistiken der EZB und Hintergrundinformationen</p><a href="/stats/html/index.en.html">Statistiken bei der EZB – ein Überblick</a><hr> <div class="nav-title">Direktzugriff</div> <ul> <li><a href="https://data.ecb.europa.eu/main-figures">Wichtige Zahlen</a></li> <li><a href="https://data.ecb.europa.eu/">Data Portal der EZB</a></li> <li><a href="/stats/ecb_statistics/accessing-our-data/html/index.en.html">Alle Datendienste</a></li> </ul> </div><a href="/press/blog/date/2024/html/ecb.blog20240418~2240ea1850.en.html" class="item image"> <img src="/press/blog/date/2024/html//ecb.blog20240418~2240ea1850/ecb.blog20240418~2240ea1850.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">DER EZB-BLOG – Bessere Daten: Auswirkungen des Klimawandels auf die Banken</div> <div class="image-date">18. April 2024</div></a></div></div><ul><li class="clearfix"><span>Häufiger Zugriff</span></li><li class="clearfix"><a href="/stats/euro-exchange-rates/html/index.de.html">Euro-Wechselkurse</a></li><li class="clearfix"><a href="/stats/key-ecb-interest-rates/html/index.de.html">EZB-Leitzinsen</a></li><li class="has-subpages"><a href="/stats/euro-short-term-rates/html/index.de.html">Euro Short-Term Rate (€STR)</a><a href="#" class="subpages" title="toggle subpages for Euro Short-Term Rate (€STR)"></a><ul><li class="has-subpages"><a href="/stats/euro-short-term-rates/interest_rate_benchmarks/html/index.de.html">Referenzzinssätze</a><a href="#" class="subpages" title="toggle subpages for Referenzzinssätze"></a><ul><li class="clearfix"><a href="/stats/euro-short-term-rates/interest_rate_benchmarks/WG_euro_risk-free_rates/html/index.de.html">Arbeitsgruppe zu risikofreien Zinssätzen im Euroraum</a></li></ul></li></ul></li><li class="clearfix"><a href="/stats/inflation/html/index.de.html">Inflation</a></li><li class="clearfix"><a href="/stats/euro-area-yield-curves/html/index.de.html">Zinsstrukturkurven des Euroraums</a></li><li class="clearfix"><span>Alle Statistiken und Hintergrund</span></li><li class="clearfix"><a href="/stats/all-key-statistics/html/index.de.html">Alle wichtigen Statistiken</a></li><li class="clearfix"><a href="/stats/accessing-our-data/html/index.de.html">Zugang zu unseren Daten</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/html/index.de.html">Wesentliche Merkmale</a><a href="#" class="subpages" title="toggle subpages for Wesentliche Merkmale"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/governance_and_quality_framework/html/index.de.html">Governance und Qualitätsrahmen</a></li><li class="clearfix"><a href="/stats/ecb_statistics/co-operation_and_standards/html/index.de.html">Zusammenarbeit und Standards</a></li><li class="clearfix"><a href="/stats/ecb_statistics/reporting/html/index.de.html">Datenmeldungen der Banken</a></li><li class="has-subpages"><a href="/stats/ecb_statistics/anacredit/html/index.de.html">AnaCredit</a><a href="#" class="subpages" title="toggle subpages for AnaCredit"></a><ul><li class="clearfix"><a href="/stats/ecb_statistics/anacredit/questions/html/index.de.html">AnaCredit: Fragen und Antworten</a></li></ul></li><li class="clearfix"><a href="/stats/ecb_statistics/consultations/html/index.de.html">Öffentliche Konsultationen</a></li><li class="clearfix"><a href="/stats/ecb_statistics/dialogue/html/index.de.html">Banking Industry Dialogue zu ESZB-Statistiken und integrierter Berichterstattung</a></li><li class="clearfix"><a href="/stats/ecb_statistics/sdmx/html/index.de.html">SDMX – Modell zum Austausch statistischer Daten</a></li><li class="clearfix"><a href="/stats/ecb_statistics/inexda/html/index.de.html">INEXDA – Netzwerk granularer Daten</a></li></ul></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/euro/html/index.de.html">Der Euro</a><a href="#" class="subpages" title="toggle subpages for Der Euro"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Der Euro</div> <p>Das Wichtigste über unsere gemeinsame Währung</p><a href="/euro/html/index.en.html">Der Euro – ein Überblick</a><hr> <div class="nav-title">Direktzugriff</div> <ul> <li><a href="/paym/cashprof/html/index.en.html">Personen, die mit Bargeld arbeiten</a></li> <li><a href="/stats/policy_and_exchange_rates/banknotes+coins/html/index.en.html">Statistiken zu Banknoten und Münzen</a></li> <li><a href="/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html">Euro-Wechselkurse</a></li> </ul> </div><a href="/euro/digital_euro/progress/html/index.en.html" class="item image"> <img src="/euro/digital_euro/shared/img/Digital Euro_Website_Homepage-Box-eurosign_1000x750.jpg" width="357" height="179" loading="lazy" style="object-fit:cover"><div class="image-caption">Erster Fortschrittsbericht zur Vorbereitungsphase des digitalen Euro</div> <div class="image-date">24. Juni 2024</div></a></div></div><ul><li class="has-subpages"><a href="/euro/digital_euro/html/index.de.html">Digitaler Euro</a><a href="#" class="subpages" title="toggle subpages for Digitaler Euro"></a><ul><li class="has-subpages"><a href="/euro/digital_euro/features/html/index.de.html">Merkmale</a><a href="#" class="subpages" title="toggle subpages for Merkmale"></a><ul><li class="clearfix"><a href="/euro/digital_euro/features/privacy/html/index.de.html">Digital euro and privacy</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/how-it-works/html/index.de.html">Wie ein digitaler Euro funktioniert</a></li><li class="clearfix"><a href="/euro/digital_euro/why-we-need-it/html/index.de.html">Warum wir einen digitalen Euro brauchen</a></li><li class="clearfix"><a href="/euro/digital_euro/progress/html/index.de.html">Zeitplan und Fortschritte</a></li><li class="has-subpages"><a href="/euro/digital_euro/timeline/html/index.de.html">Ausführliche Informationen</a><a href="#" class="subpages" title="toggle subpages for Ausführliche Informationen"></a><ul><li class="clearfix"><a href="/euro/digital_euro/timeline/stakeholder/html/index.de.html">Governance und Einbindung von Akteuren</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/profuse/html/index.de.html">Technische Dokumentation und Forschungsarbeit</a></li><li class="clearfix"><a href="/euro/digital_euro/timeline/rulebook/html/index.de.html">Regelwerk für das System</a></li></ul></li><li class="clearfix"><a href="/euro/digital_euro/faqs/html/index.de.html">Häufig gestellte Fragen</a></li></ul></li><li class="clearfix"><span>Bargeld</span></li><li class="has-subpages"><a href="/euro/cash_strategy/html/index.de.html">Bargeldstrategie des Eurosystems</a><a href="#" class="subpages" title="toggle subpages for Bargeldstrategie des Eurosystems"></a><ul><li class="clearfix"><a href="/euro/cash_strategy/cash_role/html/index.de.html">Rolle des Bargelds</a></li><li class="clearfix"><a href="/euro/cash_strategy/issuance/html/index.de.html">Ausgabe und Umlauf</a></li><li class="clearfix"><a href="/euro/cash_strategy/acceptance-cash/html/index.de.html">Zugang zu Bargeld und seine Akzeptanz</a></li><li class="clearfix"><a href="/euro/cash_strategy/faqs/html/index.de.html">Häufig gestellte Fragen</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/html/index.de.html">Banknoten</a><a href="#" class="subpages" title="toggle subpages for Banknoten"></a><ul><li class="has-subpages"><a href="/euro/banknotes/future_banknotes/html/index.de.html">Künftige Banknoten</a><a href="#" class="subpages" title="toggle subpages for Künftige Banknoten"></a><ul><li class="clearfix"><a href="/euro/banknotes/future_banknotes/redesign/html/index.de.html">Neugestaltungsprozess</a></li></ul></li><li class="has-subpages"><a href="/euro/banknotes/current/html/index.de.html">Aktuelle Banknoten</a><a href="#" class="subpages" title="toggle subpages for Aktuelle Banknoten"></a><ul><li class="clearfix"><a href="/euro/banknotes/current/denominations/html/index.de.html">Stückelungen</a></li><li class="clearfix"><a href="/euro/banknotes/current/design/html/index.de.html">Gestaltungselemente</a></li><li class="clearfix"><a href="/euro/banknotes/current/security/html/index.de.html">Sicherheitsmerkmale</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/ac/html/index.de.html">Falschgeldbekämpfung</a></li><li class="clearfix"><a href="/euro/banknotes/production/html/index.de.html">Banknotenherstellung und Banknotenreserven</a></li><li class="clearfix"><a href="/euro/banknotes/damaged/html/index.de.html">Beschädigte und verfärbte Banknoten</a></li><li class="has-subpages"><a href="/euro/banknotes/environmental/html/index.de.html">Umwelt, Gesundheit und Sicherheit</a><a href="#" class="subpages" title="toggle subpages for Umwelt, Gesundheit und Sicherheit"></a><ul><li class="clearfix"><a href="/euro/banknotes/environmental/pef/html/index.de.html">Umweltfußabdruck von Banknoten</a></li></ul></li><li class="clearfix"><a href="/euro/banknotes/research/html/index.de.html">Forschung und Entwicklung</a></li><li class="clearfix"><a href="/euro/banknotes/images/html/index.de.html">Abbildungen und 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href="/euro/coins/common/html/index.de.html">Gemeinsame Seiten</a></li><li class="clearfix"><a href="/euro/coins/comm/html/index.de.html">2-€-Gedenkmünzen</a></li><li class="clearfix"><a href="/euro/coins/security/html/index.de.html">Sicherheitsmerkmale</a></li><li class="clearfix"><a href="/euro/coins/collect/html/index.de.html">Sammlermünzen</a></li></ul></li><li class="has-subpages"><a href="/euro/changeover/html/index.de.html">Euro-Bargeldumstellungen</a><a href="#" class="subpages" title="toggle subpages for Euro-Bargeldumstellungen"></a><ul><li class="clearfix"><a href="/euro/changeover/croatia/html/index.de.html">Kroatien (2023)</a></li><li class="clearfix"><a href="/euro/changeover/lithuania/html/index.de.html">Litauen (2015)</a></li><li class="clearfix"><a href="/euro/changeover/latvia/html/index.de.html">Lettland (2014)</a></li><li class="clearfix"><a href="/euro/changeover/estonia/html/index.de.html">Estland (2011)</a></li><li class="clearfix"><a href="/euro/changeover/slovakia/html/index.de.html">Slowakei (2009)</a></li><li class="clearfix"><a href="/euro/changeover/cyprus/html/index.de.html">Zypern (2008)</a></li><li class="clearfix"><a href="/euro/changeover/malta/html/index.de.html">Malta (2008)</a></li><li class="clearfix"><a href="/euro/changeover/slovenia/html/index.de.html">Slowenien (2007)</a></li><li class="clearfix"><a href="/euro/changeover/2002/html/index.de.html">Erste Euro-Bargeldumstellung (2002)</a></li></ul></li><li class="has-subpages"><a href="/euro/exchange/html/index.de.html">Umtausch von nationalem Bargeld</a><a href="#" class="subpages" title="toggle subpages for Umtausch von nationalem Bargeld"></a><ul><li class="clearfix"><a href="/euro/exchange/au/html/index.de.html">Österreich</a></li><li class="clearfix"><a href="/euro/exchange/be/html/index.de.html">Belgien</a></li><li class="clearfix"><a href="/euro/exchange/hr/html/index.de.html">Kroatien</a></li><li class="clearfix"><a href="/euro/exchange/cy/html/index.de.html">Zypern</a></li><li class="clearfix"><a href="/euro/exchange/et/html/index.de.html">Estland</a></li><li class="clearfix"><a href="/euro/exchange/fi/html/index.de.html">Finnland</a></li><li class="clearfix"><a href="/euro/exchange/fr/html/index.de.html">Frankreich</a></li><li class="clearfix"><a href="/euro/exchange/de/html/index.de.html">Deutschland</a></li><li class="clearfix"><a href="/euro/exchange/gr/html/index.de.html">Griechenland</a></li><li class="clearfix"><a href="/euro/exchange/ir/html/index.de.html">Irland</a></li><li class="clearfix"><a href="/euro/exchange/it/html/index.de.html">Italien</a></li><li class="clearfix"><a href="/euro/exchange/lv/html/index.de.html">Lettland</a></li><li class="clearfix"><a href="/euro/exchange/lt/html/index.de.html">Litauen</a></li><li class="clearfix"><a href="/euro/exchange/lu/html/index.de.html">Luxemburg</a></li><li class="clearfix"><a href="/euro/exchange/mt/html/index.de.html">Malta</a></li><li class="clearfix"><a href="/euro/exchange/nl/html/index.de.html">Niederlande</a></li><li class="clearfix"><a href="/euro/exchange/pt/html/index.de.html">Portugal</a></li><li class="clearfix"><a href="/euro/exchange/slovakia/html/index.de.html">Slowakei</a></li><li class="clearfix"><a href="/euro/exchange/sl/html/index.de.html">Slowenien</a></li><li class="clearfix"><a href="/euro/exchange/es/html/index.de.html">Spanien</a></li></ul></li><li class="clearfix"><a href="/euro/visually/html/index.de.html">Für Menschen mit Sehbehinderung</a></li></ul></div></li><li class="has-subpages" aria-expanded="false"><a href="/pub/html/index.de.html">Forschung</a><a href="#" class="subpages" title="toggle subpages for Forschung"></a><div class="nav-first-level-wrap"><div class="nav-featured-wrap"><div class="nav-featured"><div class="item"> <div class="title">Forschung</div> <p>Ausführliche Studien und Expertenanalysen zu verschiedenen Themen und Bereichen</p><a href="/pub/html/index.en.html">Forschung 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