Employee Benefits Security Administration

<!DOCTYPE html> <html lang="en" dir="ltr" prefix="content: http://purl.org/rss/1.0/modules/content/ dc: http://purl.org/dc/terms/ foaf: http://xmlns.com/foaf/0.1/ og: http://ogp.me/ns# rdfs: http://www.w3.org/2000/01/rdf-schema# schema: http://schema.org/ sioc: http://rdfs.org/sioc/ns# sioct: http://rdfs.org/sioc/types# skos: http://www.w3.org/2004/02/skos/core# xsd: http://www.w3.org/2001/XMLSchema# "> <head> <meta charset="utf-8" /> <meta name="description" content="Explore the Employee Benefits Security Administration (EBSA) for guidance on health plans, retirement benefits, compliance assistance, and more. Ensuring the security of workers' benefits nationwide." /> <link rel="canonical" href="https://www.dol.gov/agencies/ebsa" /> <meta property="og:site_name" content="DOL" /> <meta property="og:type" content="website" /> <meta property="og:url" content="https://www.dol.gov/agencies/ebsa" /> <meta property="og:title" content="EBSA" /> <meta property="og:description" content="&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--/* --&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;![CDATA[/* &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--*/ iframe { border-radius: 5px;} .agency-header header .agency-name span a {color: #042e54;} .agency-header .secondarylinks-container .secondary-links .tel {font-size: 0.875rem;} .agency-header .secondarylinks-container .secondary-links .esp a {color: #042e54;text-decoration:underline;} .agency-header .secondarylinks-container .secondary-links .tel a {color: #042e54;font-weight:bold;} .basic-page.grid-row {width: auto;} .bg-cover {background-size: cover;} .bg-gray {background-color: #f2f2f2;position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .cd-main-content p {font-size: 1.063rem;} .ebsa-banner-content a.usa-button.usa-button--secondary {font-size: 1rem;} .ebsa-banner-content h1 {font-size: 2.5rem; margin: .67em 0;} .ebsa-banner-content p {font-size: 1.5rem;} .usa-hero__callout .usa-hero__heading {color: #fff;} .ebsa-primary-hero {background-color:#042e54;border-bottom: 5px solid #00a6d2;margin: 0; position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .ebsa-primary-hero .hero-text {font-size:1.75rem;font-family: Merriweather,serif;font-weight:700;} .field--name-field-bundles &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; div {padding: 0;} #page-title-area { display: none; } .lp-builder .bg-gray { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0;} .lp-builder .ebsa-primary-hero { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0; } .paragraph--type--row {padding: 0;} .usa-layout-docs__main {padding: 0 !important;} main[role="main"] {padding: 0 30px;} a.usa-button.usa-button--secondary{color: #0071bc;} a.usa-button.usa-button--secondary:hover{color: #205493} .callout-group {justify-content: space-around;} .callout .callout-text {font-size:.9rem;} .callout {border-right: 2px solid #dfe1e2;text-align:center;flex: 1;} .callout-image img {max-width:50px;margin-right:0 !important;} .callout:last-child {border-right: 0} .cd-main-content {justify-content: center;} .text-card {border: 2px solid #dfe1e2; border-radius: 5px;} .text-card a {font-size: 1.25rem;} .border-container{border: 2px solid #dfe1e2; border-radius: 5px;height: 95.5%;} .usa-collection__item {border-top: 2px solid #dfe1e2 !important;} .bottom-text-container .usa-card__body {display: flex;flex-direction: column;flex-wrap: wrap;} .bottom-more {font-size:.9rem} .section-header h2 {font-size: 1.75rem;} .tools-resources img {border-radius: 6px;} .usa-card__img {width: 100%;} .usa-card__body .flex-grow-1 ul.usa-list { list-style: disc; } .usa-card__container h3 {font-size: 1.13rem;} @media screen and (max-width:575px) { /*Remove on production*/ button.usa-menu-btn.dol-menu-button.usa-button-primary { padding: 10px; } /*end remove production*/ .callout-group {flex-direction: column;} .callout {border-bottom: 2px solid #dfe1e2; border-right: 0;} .basic-page.grid-row { width: auto; margin: 0; overflow-x: hidden; } .ebsa-banner-content {width: 97%;} .field--name-field-bundles>div {padding: 0;} main.cd-main-content {padding:0} main.cd-main-content.ebsa-content.standard {padding: 0;} .section-first-half {padding: 0;} .section-second-half {padding: 0;} } @media screen and (min-width:769px) { .section-first-half {padding-left: 0;} .section-second-half {padding-right: 0;} } @media (min-width: 40em) { .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer, .usa-card--flag .usa-card__header { margin-left: 50%; } .usa-card--flag .usa-card__media { min-width: 50%; width: 50%; } } /*--&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!]]&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;*/ Call usTranslation & relay services availableMessage us Find an event Sign up for updates Learn about our prioritiesMental Health and Substance Use Disorder ParityYour access to mental health and substance use disorder benefits is protected under the law.Retirement SecurityEBSA has issured a new rule that would protect workers’ retirement savings by updating the regulation defining a fiduciary under the Employee Retirement Income Security Act (ERISA).See what's newMore announcementsMHPAEA Social Media ToolkitFind tools and resources for raising awareness and promoting MHPAEA in your organization and community.Learn moreRetirement Savings Lost and Found Public Search PortalLog in to find lost or forgotten retirement benefits and get information on how to obtain those funds.Learn moreReceived a letter from the Social Security Administration?When you apply for Medicare or other Social Security benefits, you may get a Potential Private Pension Benefit Information notice. We're here to help you with your reply. Browse our customized tools and resourcesWorkers and FamiliesEmployers, Plans, and Service ProvidersResearchers and PolicymakersFind out how we protect your rightsSurprise Billing and Price TransparencyDiscover how the No Surprises Act protects patients from surprise medical bills for certain types of services.Saving MattersSaving Matters has tools to help employees, employers, and small businesses start saving for retirement today.COBRA Continuation CoverageIf you've lost your job, had reduced hours, or faced other qualifying events, find out how COBRA can help you maintain your healthcare coverage.Mental Health Parity and Addiction Equity ActLearn about your legal rights, what your insurance company must provide you, and how to proceed if your claim is denied.CybersecurityExplore tips for protecting your retirement benefits and hiring a service provider with strong security practices.Affordable Care ActThe Patient Protection and Affordable Care Act (Affordable Care Act) adds many protections related to employment-based group health plans for you and your family.Explore our featured resourcesClaiming Health and Welfare BenefitsHow to file a claim for your health benefitsHow to file a claim for your disability benefitsSee more health and welfare topics.Claiming Retirement BenefitsHow to file a claim for your retirement benefits What You Should Know About Your Retirement Plan Questions and Answers on Coverage for Dislocated Workers Learn more about retirement benefits.Reporting and FilingEFAST2Form 5500Form PRForm M-1Public Portal – Retirement Savings Lost and Found DatabasePlan Administrator Intake Portal – Retirement Savings Lost and Found DatabaseFind more reporting and filing resources." /> <meta property="og:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta property="og:image:secure_url" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:description" content="&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--/* --&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;![CDATA[/* &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--*/ iframe { border-radius: 5px;} .agency-header header .agency-name span a {color: #042e54;} .agency-header .secondarylinks-container .secondary-links .tel {font-size: 0.875rem;} .agency-header .secondarylinks-container .secondary-links .esp a {color: #042e54;text-decoration:underline;} .agency-header .secondarylinks-container .secondary-links .tel a {color: #042e54;font-weight:bold;} .basic-page.grid-row {width: auto;} .bg-cover {background-size: cover;} .bg-gray {background-color: #f2f2f2;position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .cd-main-content p {font-size: 1.063rem;} .ebsa-banner-content a.usa-button.usa-button--secondary {font-size: 1rem;} .ebsa-banner-content h1 {font-size: 2.5rem; margin: .67em 0;} .ebsa-banner-content p {font-size: 1.5rem;} .usa-hero__callout .usa-hero__heading {color: #fff;} .ebsa-primary-hero {background-color:#042e54;border-bottom: 5px solid #00a6d2;margin: 0; position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .ebsa-primary-hero .hero-text {font-size:1.75rem;font-family: Merriweather,serif;font-weight:700;} .field--name-field-bundles &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; div {padding: 0;} #page-title-area { display: none; } .lp-builder .bg-gray { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0;} .lp-builder .ebsa-primary-hero { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0; } .paragraph--type--row {padding: 0;} .usa-layout-docs__main {padding: 0 !important;} main[role="main"] {padding: 0 30px;} a.usa-button.usa-button--secondary{color: #0071bc;} a.usa-button.usa-button--secondary:hover{color: #205493} .callout-group {justify-content: space-around;} .callout .callout-text {font-size:.9rem;} .callout {border-right: 2px solid #dfe1e2;text-align:center;flex: 1;} .callout-image img {max-width:50px;margin-right:0 !important;} .callout:last-child {border-right: 0} .cd-main-content {justify-content: center;} .text-card {border: 2px solid #dfe1e2; border-radius: 5px;} .text-card a {font-size: 1.25rem;} .border-container{border: 2px solid #dfe1e2; border-radius: 5px;height: 95.5%;} .usa-collection__item {border-top: 2px solid #dfe1e2 !important;} .bottom-text-container .usa-card__body {display: flex;flex-direction: column;flex-wrap: wrap;} .bottom-more {font-size:.9rem} .section-header h2 {font-size: 1.75rem;} .tools-resources img {border-radius: 6px;} .usa-card__img {width: 100%;} .usa-card__body .flex-grow-1 ul.usa-list { list-style: disc; } .usa-card__container h3 {font-size: 1.13rem;} @media screen and (max-width:575px) { /*Remove on production*/ button.usa-menu-btn.dol-menu-button.usa-button-primary { padding: 10px; } /*end remove production*/ .callout-group {flex-direction: column;} .callout {border-bottom: 2px solid #dfe1e2; border-right: 0;} .basic-page.grid-row { width: auto; margin: 0; overflow-x: hidden; } .ebsa-banner-content {width: 97%;} .field--name-field-bundles>div {padding: 0;} main.cd-main-content {padding:0} main.cd-main-content.ebsa-content.standard {padding: 0;} .section-first-half {padding: 0;} .section-second-half {padding: 0;} } @media screen and (min-width:769px) { .section-first-half {padding-left: 0;} .section-second-half {padding-right: 0;} } @media (min-width: 40em) { .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer, .usa-card--flag .usa-card__header { margin-left: 50%; } .usa-card--flag .usa-card__media { min-width: 50%; width: 50%; } } /*--&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!]]&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;*/ Call usTranslation & relay services availableMessage us Find an event Sign up for updates Learn about our prioritiesMental Health and Substance Use Disorder ParityYour access to mental health and substance use disorder benefits is protected under the law.Retirement SecurityEBSA has issured a new rule that would protect workers’ retirement savings by updating the regulation defining a fiduciary under the Employee Retirement Income Security Act (ERISA).See what's newMore announcementsMHPAEA Social Media ToolkitFind tools and resources for raising awareness and promoting MHPAEA in your organization and community.Learn moreRetirement Savings Lost and Found Public Search PortalLog in to find lost or forgotten retirement benefits and get information on how to obtain those funds.Learn moreReceived a letter from the Social Security Administration?When you apply for Medicare or other Social Security benefits, you may get a Potential Private Pension Benefit Information notice. We're here to help you with your reply. Browse our customized tools and resourcesWorkers and FamiliesEmployers, Plans, and Service ProvidersResearchers and PolicymakersFind out how we protect your rightsSurprise Billing and Price TransparencyDiscover how the No Surprises Act protects patients from surprise medical bills for certain types of services.Saving MattersSaving Matters has tools to help employees, employers, and small businesses start saving for retirement today.COBRA Continuation CoverageIf you've lost your job, had reduced hours, or faced other qualifying events, find out how COBRA can help you maintain your healthcare coverage.Mental Health Parity and Addiction Equity ActLearn about your legal rights, what your insurance company must provide you, and how to proceed if your claim is denied.CybersecurityExplore tips for protecting your retirement benefits and hiring a service provider with strong security practices.Affordable Care ActThe Patient Protection and Affordable Care Act (Affordable Care Act) adds many protections related to employment-based group health plans for you and your family.Explore our featured resourcesClaiming Health and Welfare BenefitsHow to file a claim for your health benefitsHow to file a claim for your disability benefitsSee more health and welfare topics.Claiming Retirement BenefitsHow to file a claim for your retirement benefits What You Should Know About Your Retirement Plan Questions and Answers on Coverage for Dislocated Workers Learn more about retirement benefits.Reporting and FilingEFAST2Form 5500Form PRForm M-1Public Portal – Retirement Savings Lost and Found DatabasePlan Administrator Intake Portal – Retirement Savings Lost and Found DatabaseFind more reporting and filing resources." /> <meta name="twitter:title" content="EBSA" /> <meta name="twitter:site" content="@USDOL" /> <meta name="twitter:image" content="https://www.dol.gov/sites/dolgov/files/OPA/twitter-cards/HomepageTwittercardOmbre.png" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <link rel="icon" href="/themes/opa_theme/favicon.ico" type="image/vnd.microsoft.icon" /> <title>Employee Benefits Security Administration | U.S. Department of Labor</title> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_R7RBf596p0YSVLNBtSpZTIlL0U1c8p67J5mGUDPejz4.css?delta=0&language=en&theme=opa_theme&include=eJyNVW2yqyAM3ZDUJTkBojJF4kDQuvsbatvbefMm3j8OJCdfhyR6isOMccXc-8-xa8ed8n2MtPfflw5tgbfB17kLEexb_nXuylEYl95Cwc77dWjOeMYF-ymShWgKHzGkqaMVrhSWiAtnWDtHGXtHy0oJE5fbB2MMOFH6QEkDZUZN7SB7VU8xouOLIFvwSBqgCMAk2MIEV75wgRANrWyCiitnWoYDR7VEyBxcRBNDYQ3HO7Vy65KuSNvR4sPg1uRqihL4fnzVbRZMVbOQNrhfJnqGzziF1iJPvyPlRTNZRCUWhWp2qOYMyc2U9ZZIDI6NhZRQRfoqzd3gojA2krtraAvuPmWqyX_e1mYE1WaHYngOxbQZHGvUsBNKuq9p0zk4CS4MXIukpdY4oqCE3MKUj8une6H_Rq8aNwjOTDmo03sW4iBi8rq7FSaUgeOsjnHbFmYCWQn5UL358TLYjHqs98po6UeqQgg9rnO7IMRWZlk_-OA2ab3PdYV4e127CIcEGnwojjYpsRcHshG6LeBe-uf3tpCvsm9WyDDJfp7L28mv5FbTWq20woz--X-RjdZmQEYLh3Nq-v-Ln2ghJ7ljaCSV_l_BD1OGm3M" /> <link rel="stylesheet" media="all" href="/sites/dolgov/files/css/css_WW_lgZdW-fDAsHx1p5jH0OukgvXU35u__s8pq0Ja7uY.css?delta=1&language=en&theme=opa_theme&include=eJyNVW2yqyAM3ZDUJTkBojJF4kDQuvsbatvbefMm3j8OJCdfhyR6isOMccXc-8-xa8ed8n2MtPfflw5tgbfB17kLEexb_nXuylEYl95Cwc77dWjOeMYF-ymShWgKHzGkqaMVrhSWiAtnWDtHGXtHy0oJE5fbB2MMOFH6QEkDZUZN7SB7VU8xouOLIFvwSBqgCMAk2MIEV75wgRANrWyCiitnWoYDR7VEyBxcRBNDYQ3HO7Vy65KuSNvR4sPg1uRqihL4fnzVbRZMVbOQNrhfJnqGzziF1iJPvyPlRTNZRCUWhWp2qOYMyc2U9ZZIDI6NhZRQRfoqzd3gojA2krtraAvuPmWqyX_e1mYE1WaHYngOxbQZHGvUsBNKuq9p0zk4CS4MXIukpdY4oqCE3MKUj8une6H_Rq8aNwjOTDmo03sW4iBi8rq7FSaUgeOsjnHbFmYCWQn5UL358TLYjHqs98po6UeqQgg9rnO7IMRWZlk_-OA2ab3PdYV4e127CIcEGnwojjYpsRcHshG6LeBe-uf3tpCvsm9WyDDJfp7L28mv5FbTWq20woz--X-RjdZmQEYLh3Nq-v-Ln2ghJ7ljaCSV_l_BD1OGm3M" /> <script src="https://script.crazyegg.com/pages/scripts/0074/6572.js" async></script> <script src="/libraries/fontawesome/js/all.min.js?v=6.4.0" defer></script> <script src="/libraries/fontawesome/js/v4-shims.min.js?v=6.4.0" defer></script> <script src="/modules/custom/gtm_helper/js/dataLayer.js?sqk281" defer></script> <script src="/modules/custom/gtm_helper/js/bah_dol_header.js?sqk281" defer></script> <script src="/modules/custom/gtm_helper/js/opa_dol.js?sqk281" defer></script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"E68AF-EQ2CX-6PS4U-GPXGV-5A3RP",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbeqx2juwyz5yrl6a-f-a80826200-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"84449","ak.ai":parseInt("273312",10),"ak.ol":"0","ak.cr":4,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"5d0ad93e","ak.r":44715,"ak.a2":e,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":41894,"ak.gh":"23.44.214.7","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1740147452","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==RnqtSMrDpatPRzv3YxtA54eYRhE1hNO3rsVW61VYaCZoiCsY368eegX52F+lN19cApVd3MugNTCDmR00a6NkokYCuqmV4KRIqBe6goHOEmWDQvj9G/kh8nm+891ccKM4DCpWeX7MPMmcSKxlJay1JPLLZxpdTdcZRixZ7zJaRjSejP3edyb+i17cd1iO86gQfS8iU4d+zRu1+7Su50NLFy5xOyCoEDCBz7ktlCxlmDMOIJHe8HBlHvXbIdZrQoGR1oZW9RHINhgaNbx8vcUY9boCknpq31NwNTZzdRQ8hfSmst7kABf/XTHZtKT1bPPw0PzHsp7uLcY5Mv2aoQKCZEvV9bZqzJdZ1cAHUNiXBF2Oi1g84cJlXoPjIwRzpQCIshF69Bxg9FYT1yB/JL7/2qomYugiXZGv/sebx4D74E4=","ak.pv":"410","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body class="layout-one-sidebar layout-sidebar-first"> <a class="usa-skipnav visually-hidden focusable" href="#main-content" id="skip-nav"> Skip to main content </a> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <div class="layout-container inner-page"> <div class="agency-header"> <header class="header cf usa-header usa-header-extended cd-main-header" role="banner"> <div class="usa-banner"> <div class="usa-accordion"> <header class="usa-banner__header" aria-label="Official United States Government Website Disclaimer"> <div class="usa-banner__inner"> <div class="grid-col-auto"> <img class="usa-banner__header-flag" src="/themes/opa_theme/img/flag-favicon-57.png" alt="U.S. flag"> </div> <div class="grid-col-fill tablet:grid-col-auto"> <p>An official website of the United States government.</p> <p class="usa-banner__header-action" aria-hidden="true">Here’s how you know</p> </div> <button class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner" title="Click to expand"> <span class="usa-banner__button-text">Here’s how you know</span> </button> </div> </header> <div class="usa-banner__content usa-accordion__content" id="gov-banner" hidden> <div class="grid-row grid-gap-lg"> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media-block__body"> <p> <strong>The .gov means it’s official.</strong> <br> Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site. </p> </div> </div> <div class="usa-banner__guidance tablet:grid-col-6"> <img class="usa-banner__icon usa-media-block__img" src="/themes/opa_theme/img/icon-https.svg" alt="Https"> <div class="usa-media-block__body"> <p> <strong>The site is secure.</strong> <br> The <strong>https://</strong> ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. </p> </div> </div> </div> </div> </div> </div> <div id="top-agency-name" class="banner-second container d-flex align-items-center"> <div class="agency-container agency-container--small d-flex align-items-center container"> <div class="agency" tabindex="-1"> <a href="/"> <div class="d-flex align-items-center dol-logo-area--small"> <div class="DOL-header-logo"> <img src="/themes/opa_theme/img/Agency_DOL_Logo_dark.svg" alt="United States Department of Labor" title="Home"/> </div> <span>U.S. Department of Labor</span> </div> </a> </div> </div> </div> <div class="container d-flex align-items-center agency-name"> <span> <a href="/agencies/ebsa" title="Employee Benefits Security Administration"> Employee Benefits Security Administration </a> </span> <div class="header-right-container"> <div class="secondarylinks-container"> <div class="align-items-center d-flex"> <div class="secondary-links d-flex"> <div id="block-block-content-6b1211c8-93ce-4b96-a5d4-c797682c9453"> <div class="field field--name-field-secondary-menu-links field--type-link field--label-hidden clearfix"> <span><a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol">ESPAÑOL</a></span> <span><a href="tel:18664443272">1-866-444-3272</a></span> </div> </div> </div> <ul class="cd-header-buttons"> <li> <div class="dol-menu-button"> <button class="usa-menu-btn dol-menu-button usa-button-primary">Menu</button> </div> </li> </ul> </div> </div> <div class="searchbox-container nav-hide-on-mobile"> <div id="block-searchblockdesktopviewport"> <div id="search-placeholder-large" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form_large" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓" /></div> <label for="query_large" class="sr-only">Search</label> <input id="affiliate_large" name="affiliate" type="hidden" value= "www.dol.gov-ebsa"/> <input class="searchbox-input mag-glass usa-input" id="query_large" name="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0" /> <input type="hidden" id="field-dol-search-collections-id-large" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="search-button"></button> </span> </div> </form> </div> </div> </div> </div> </div> </div> <div id="header-content"> <span class="visually-hidden"> submenu</span> <div class="agency-nav-container" id="dol-primary-menu"> <div class="container"> <ul block="block-menu-block-ebsa" class="clearfix agency-submenu sub-nav-group cd-primary-nav is-fixed main-primary-menu inner-menu ebsa-menu" id="cd-primary-nav-secondary-desktop"> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/key-topics"><span class="menu-border-wrapper"><span class="menutitle">TOPICS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits" data-drupal-link-system-path="node/104149">Health Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/no-surprises-act"><span class="menu-border-wrapper">Surprise Billing and Price Transparency</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/cobra"><span class="menu-border-wrapper">COBRA Health Continuation Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits"><span class="menu-border-wrapper">Claiming Health Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/affordable-care-act"><span class="menu-border-wrapper">Affordable Care Act</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/health-and-other-employee-benefits/dependent-coverage"><span class="menu-border-wrapper">Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity"><span class="menu-border-wrapper">Mental Health and Substance Use Disorder Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/health-plans"><span class="menu-border-wrapper">Health Benefits Compliance Assistance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/chipra"><span class="menu-border-wrapper">Children's Health Insurance Program Reauthorization Act (CHIPRA)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws/erisa/proposed-rescission-of-association-health-plan-rule"><span class="menu-border-wrapper">Proposed Rescission of Association Health Plan Rule</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/retirement-benefits" data-drupal-link-system-path="node/105341">Retirement Benefits</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/special-financial-assistance-multiemployer-plans"><span class="menu-border-wrapper">Special Financial Assistance - Multiemployer Plans</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity"><span class="menu-border-wrapper">Cybersecurity</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/retirement/missing-participants-guidance"><span class="menu-border-wrapper">Missing Participants</span></a> </li> <li class="batch-column-1"> <a href="https://www.savingmatters.dol.gov/"><span class="menu-border-wrapper">Saving Matters</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/claiming-benefits"><span class="menu-border-wrapper">Claiming Retirement Benefits</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/critical-status-notices"><span class="menu-border-wrapper">Funding Status Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/retirement/lifetime-income"><span class="menu-border-wrapper">Lifetime Income</span></a> </li> <li class="batch-column-1"> <a href="/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/faqs/ssa-potential-private-benefit-information-notice.pdf"><span class="menu-border-wrapper">Social Security Notices</span></a> </li> </ul> </div> </li> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/key-topics/reporting-and-filing" data-drupal-link-system-path="node/104131">Reporting and Filing</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms"><span class="menu-border-wrapper">Forms</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/form-5500"><span class="menu-border-wrapper">Form 5500</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/correction-programs#dfvcp"><span class="menu-border-wrapper">Delinquent Filer Voluntary Compliance Program (DFVCP)</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/key-topics/reporting-and-filing/audit-quality"><span class="menu-border-wrapper">Audit Quality</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms#section2"><span class="menu-border-wrapper">Form M-1</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-pr"><span class="menu-border-wrapper">Form PR</span></a> </li> </ul> </div> </li> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><div class="usa-nav-topics"><p><strong>Compliance Assistance</strong></p><ul><li><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts">Educational Seminars and Webinars</a></li><li><a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance">Compliance Assistance Guides</a></li></ul></div></div> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/workers-and-families"><span class="menu-border-wrapper"><span class="menutitle">WORKERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/workers-and-families" data-drupal-link-system-path="node/179824">Workers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts"><span class="menu-border-wrapper">Educational Seminars and Webinars</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/first-job"><span class="menu-border-wrapper">First Job</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/changing-jobs-and-job-loss"><span class="menu-border-wrapper">Changing Jobs and Job Loss</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/marriage-domestic-partnership"><span class="menu-border-wrapper">Marriage and Domestic Partnerships</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/childbirth-and-adoption"><span class="menu-border-wrapper">Childbirth & Adoption</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/loss-of-dependent-coverage"><span class="menu-border-wrapper">Loss of Dependent Coverage</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/separation-and-divorce"><span class="menu-border-wrapper">Separation and Divorce</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/death-of-a-family-member"><span class="menu-border-wrapper">Death of a Family Member</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/preparing-for-retirement"><span class="menu-border-wrapper">Preparing for Retirement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/disaster-relief"><span class="menu-border-wrapper">Disaster Relief</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/workers-and-families/additional-protections"><span class="menu-border-wrapper">Additional Protections</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/employers-and-advisers"><span class="menu-border-wrapper"><span class="menutitle">EMPLOYERS AND ADVISERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/employers-and-advisers" data-drupal-link-system-path="node/104154">Employers and Advisers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance"><span class="menu-border-wrapper">Plan Administration and Compliance</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/small-business-owners"><span class="menu-border-wrapper">Small Business Owners</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/researchers"><span class="menu-border-wrapper"><span class="menutitle">RESEARCHERS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/researchers" data-drupal-link-system-path="node/104152">Researchers</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/data"><span class="menu-border-wrapper">Data</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/statistics"><span class="menu-border-wrapper">Statistics</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/analysis"><span class="menu-border-wrapper">Research Papers</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/researchers/other-collaboration"><span class="menu-border-wrapper">Other Collaboration</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center"><span class="menu-border-wrapper"><span class="menutitle">RESOURCES</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" data-drupal-link-system-path="node/104155">Resources</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/advisory-opinions"><span class="menu-border-wrapper">Advisory Opinions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/sol/briefs#PBS"><span class="menu-border-wrapper">Amicus Briefs</span></a> </li> <li class="batch-column-1"> <a href="https://blog.dol.gov/tag/employee-benefits-security-administration"><span class="menu-border-wrapper">Blogs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/fact-sheets"><span class="menu-border-wrapper">Fact Sheets</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs"><span class="menu-border-wrapper">FAQs</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/information-letters"><span class="menu-border-wrapper">Information Letters</span></a> </li> <li class="batch-column-1"> <a href="/newsroom/releases?agency=37&state=All&topic=All&year=all"><span class="menu-border-wrapper">News Releases</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications"><span class="menu-border-wrapper">Publications</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/reports"><span class="menu-border-wrapper">Reports</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/social-media-toolkit"><span class="menu-border-wrapper">Social Media Toolkit</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/videos"><span class="menu-border-wrapper">Videos</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/laws-and-regulations"><span class="menu-border-wrapper"><span class="menutitle">LAWS AND REGULATIONS</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/laws-and-regulations" data-drupal-link-system-path="node/104132">Laws and Regulations</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/laws"><span class="menu-border-wrapper">Key Laws</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#federal-register"><span class="menu-border-wrapper">Federal Register Notices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/technical-appendices"><span class="menu-border-wrapper">Technical Appendices</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#code-of-federal-regulations"><span class="menu-border-wrapper">Code of Federal Regulations</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulations-open-for-comment"><span class="menu-border-wrapper">Regulations Open for Comment</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/public-comments"><span class="menu-border-wrapper">Public Comments</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations#regulatory-agenda"><span class="menu-border-wrapper">Regulatory Agenda</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/peer-review"><span class="menu-border-wrapper">Peer Review</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/laws-and-regulations/rules-and-regulations/exemptions"><span class="menu-border-wrapper">Exemptions</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/employers-and-advisers/guidance"><span class="menu-border-wrapper">Guidance</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href="/agencies/ebsa/about-ebsa"><span class="menu-border-wrapper"><span class="menutitle">ABOUT</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa" data-drupal-link-system-path="node/179823">About</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us"><span class="menu-border-wrapper">About Us</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/organization-chart"><span class="menu-border-wrapper">Organizational Chart</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/programs-and-initiatives"><span class="menu-border-wrapper">Programs and Initiatives</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/careers"><span class="menu-border-wrapper">Careers</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/enforcement"><span class="menu-border-wrapper">Enforcement</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/programs-and-initiatives/employee-ownership-initiative"><span class="menu-border-wrapper">Employee Ownership Initiative</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-50th"><span class="menu-border-wrapper">ERISA at 50</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/erisa-advisory-council"><span class="menu-border-wrapper">ERISA Advisory Council</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/state-all-payer-claims-databases-advisory-committee"><span class="menu-border-wrapper">State All Payer Claims Databases Advisory Committee (SAPCDAC)</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="has-children" aria-haspopup="false"> <a href=""><span class="menu-border-wrapper"><span class="menutitle">CONTACT US</span><span class="menuarrow"><p class="backtext">Back</p><i class="fas fa-chevron-down"></i></span></span></a> <ul class="cd-secondary-nav is-hidden"> <li class="has-children"> <ul class="main-primary-menu inner-agency-ul"> <li class="has-children" aria-haspopup="false"> <span><a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" data-drupal-link-system-path="node/179830">Contact Us</a></span> <div class="unorder-flex"> <ul class="batch-wrapper"> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa"><span class="menu-border-wrapper">Ask EBSA</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/about-us/regional-offices"><span class="menu-border-wrapper">Find a Regional Office</span></a> </li> <li class="batch-column-1"> <a href="/agencies/ebsa/about-ebsa/our-activities/public-disclosure/foia"><span class="menu-border-wrapper">Freedom of Information Act</span></a> </li> </ul> </div> </li> </li> </ul> </ul> </li> <li class="nav-show-on-mobile"> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol"><span class="menu-border-wrapper">ESPAÑOL</span></a> </li> <li class="nav-show-on-mobile"> <a href="tel:18664443272"><span class="menu-border-wrapper">1-866-444-3272</span></a> </li> </ul> <div class="nav-show-on-mobile outer-search-container"> <div id="block-searchbox-2"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <div id="search-placeholder" class="form"> <div class="input-group"> <form accept-charset="UTF-8" action="//search.usa.gov/search/docs" id="search_form" method="get" class="searchbox d-flex usa-search usa-search--small"> <div role="search"> <div style="margin:0;padding:0;display:inline;"><input name="utf8" type="hidden" value="✓"></div> <label for="query" class="sr-only">Search</label> <input id="affiliate" name="affiliate" type="hidden" value="www.dol.gov"> <input class="searchbox-input mag-glass usa-input" id="query" aria-label="search" type="text" name="query" autocomplete="off" placeholder="Search EBSA" tabindex="0"> <input type="hidden" id="field-dol-search-collections-id" name="dc" value="4934"> <span class="input-group-btn"> <button type="submit" title="Click to Search" class="usa-button search-button">   </button> </span> </div> </form> </div> </div></div> </div> </div> </div> </header> </div> <div class="pre-content"> <div id="block-maintenancebannerblock"> </div> <div id="block-opa-theme-breadcrumbs"> <div id="breadcrumbs-container" class="container"> <nav role="navigation" aria-labelledby="system-breadcrumb"> <span id="system-breadcrumb" class="visually-hidden">Breadcrumb</span> <ul class="breadcrumbs usa-breadcrumb__list"> <li> <a href="/" class="usa-breadcrumb__link">Home</a> </li> </ul> </nav> </div> </div> <div id="block-pagetitle-2"> <div class="usa-hero dol-hero"> <div class="usa-grid" style="background:url('/sites/dolgov/files/EBSA/temporary-postings/homepage-banner.jpg');background-repeat:no-repeat;"> <div class="container grid-container"> <div class="usa-hero__callout dol-hero-callout dol-section-light flex-align--left"> <h1 class="usa-hero__heading">Employee Benefits Security Administration</h1> <div class="hero-text">Protecting the rights of America's workers and families.</div> <a class="usa-button button-transition" href="#agency-priorities">Learn more about EBSA</a> </div> </div> </div> </div> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-gtmpixeldolbahcontainer"> <noscript aria-hidden="true"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5VM7ZD" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> </div> </div> <main role="main" class="cd-main-content ebsa-content"> <div id="page-title-area"> <div id="block-footercss"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><p> <style type="text/css">.manual-search-block #edit-actions--2 {order:2;} #block-googletagmanagerheader .field { padding-bottom:0 !important; } #block-googletagmanagerfooter .field { padding-bottom:0 !important; } #views-exposed-form-manual-cloud-search-manual-cloud-search-results .form-actions{display:block;flex:1;} #tfa-entry-form .form-actions {justify-content:flex-start;} #node-agency-pages-layout-builder-form .form-actions {display:block;} #tfa-entry-form input {height:55px;} .dol-alert-status-error .alert-status-container {display:inline;font-size:1.4em;color:#e31c3d;} div#block-eoguidanceviewheader .dol-alerts p {padding: 0;margin: 0;} .agency-blurb-container .agency_blurb.background--light { padding: 0; } .h1 {font-family:'Merriweather';font-weight:700;} p.usa-alert__text {margin-bottom:0!important;} .manual-search ul.usa-list li {max-width:100%;} .usa-footer .container {max-width:1440px!important;} .usa-footer .grid-container {padding-left: 30px!important;} @media (max-width: 992px){.usa-js-mobile-nav--active, .usa-mobile_nav-active {overflow: auto!important;}} @media only screen and (min-width: 0px){.agency-nav-container.nav-is-open {overflow-y: unset!important;}} .table thead th {background-color:#f1f1f1;color:#222;} .manual-search ul.usa-list li {max-width:100%;} ol{list-style-type: decimal;} .cd-main-content p, blockquote {margin-bottom:1em;} .paragraph--type--html-table .ts-cell-content {max-width: 100%;} </style> </p> </div> </div> </div> <aside class="layout-sidebar-first show_left_sidebar left-sidebar" role="complementary"> </aside> <div id="main-content"></div> <div class="layout-content"> <div id="block-opa-theme-content"> <article data-history-node-id="105164" about="/agencies/ebsa" class="agency_homepage"> <div> <div class="layout layout--onecol"> <div class="layout__region layout__region--content"> <div class="views-element-container"> <div><div class="js-view-dom-id-531feac8ffbbcf5906cb48c307d63356dec1b368bcc3264e3fe9a39f1382fe81"> <div class="js-view-dom-id-a9e7d6ace7d5ebfaf7769d3854b546b2d326c2ee27b6525ea98f8b2b6d22470e"> <div><div class="views-field views-field-field-modular-blurb"><div class="field-content"> <div class="agency-blurb-container" style="border: 0"> <div class="paragraph agency_blurb paragraph--type--modular-blurb paragraph--view-mode--default background--light"> <div class="field field--name-field-body-text field--type-text-long field--label-hidden clearfix agency_blurb-text"><style type="text/css"> &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--/* --&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;![CDATA[/* &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!--*/ iframe { border-radius: 5px;} .agency-header header .agency-name span a {color: #042e54;} .agency-header .secondarylinks-container .secondary-links .tel {font-size: 0.875rem;} .agency-header .secondarylinks-container .secondary-links .esp a {color: #042e54;text-decoration:underline;} .agency-header .secondarylinks-container .secondary-links .tel a {color: #042e54;font-weight:bold;} .basic-page.grid-row {width: auto;} .bg-cover {background-size: cover;} .bg-gray {background-color: #f2f2f2;position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .cd-main-content p {font-size: 1.063rem;} .ebsa-banner-content a.usa-button.usa-button--secondary {font-size: 1rem;} .ebsa-banner-content h1 {font-size: 2.5rem; margin: .67em 0;} .ebsa-banner-content p {font-size: 1.5rem;} .usa-hero__callout .usa-hero__heading {color: #fff;} .ebsa-primary-hero {background-color:#042e54;border-bottom: 5px solid #00a6d2;margin: 0; position: relative; width: 100vw; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw;} .ebsa-primary-hero .hero-text {font-size:1.75rem;font-family: Merriweather,serif;font-weight:700;} .field--name-field-bundles &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; div {padding: 0;} #page-title-area { display: none; } .lp-builder .bg-gray { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0;} .lp-builder .ebsa-primary-hero { width: 100%; left: 0; right: 0; margin-left: 0; margin-right: 0; } .paragraph--type--row {padding: 0;} .usa-layout-docs__main {padding: 0 !important;} main[role="main"] {padding: 0 30px;} a.usa-button.usa-button--secondary{color: #0071bc;} a.usa-button.usa-button--secondary:hover{color: #205493} .callout-group {justify-content: space-around;} .callout .callout-text {font-size:.9rem;} .callout {border-right: 2px solid #dfe1e2;text-align:center;flex: 1;} .callout-image img {max-width:50px;margin-right:0 !important;} .callout:last-child {border-right: 0} .cd-main-content {justify-content: center;} .text-card {border: 2px solid #dfe1e2; border-radius: 5px;} .text-card a {font-size: 1.25rem;} .border-container{border: 2px solid #dfe1e2; border-radius: 5px;height: 95.5%;} .usa-collection__item {border-top: 2px solid #dfe1e2 !important;} .bottom-text-container .usa-card__body {display: flex;flex-direction: column;flex-wrap: wrap;} .bottom-more {font-size:.9rem} .section-header h2 {font-size: 1.75rem;} .tools-resources img {border-radius: 6px;} .usa-card__img {width: 100%;} .usa-card__body .flex-grow-1 ul.usa-list { list-style: disc; } .usa-card__container h3 {font-size: 1.13rem;} @media screen and (max-width:575px) { /*Remove on production*/ button.usa-menu-btn.dol-menu-button.usa-button-primary { padding: 10px; } /*end remove production*/ .callout-group {flex-direction: column;} .callout {border-bottom: 2px solid #dfe1e2; border-right: 0;} .basic-page.grid-row { width: auto; margin: 0; overflow-x: hidden; } .ebsa-banner-content {width: 97%;} .field--name-field-bundles>div {padding: 0;} main.cd-main-content {padding:0} main.cd-main-content.ebsa-content.standard {padding: 0;} .section-first-half {padding: 0;} .section-second-half {padding: 0;} } @media screen and (min-width:769px) { .section-first-half {padding-left: 0;} .section-second-half {padding-right: 0;} } @media (min-width: 40em) { .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer, .usa-card--flag .usa-card__header { margin-left: 50%; } .usa-card--flag .usa-card__media { min-width: 50%; width: 50%; } } /*--&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;!]]&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;*/ </style><main class="cd-main-content ebsa-content standard" role="main"><div id="main-content"> </div><div class="basic-page grid-row grid-gap-5"><div class="usa-layout-docs__main desktop:grid-col-12 usa-prose usa-layout-docs"><div id="block-opa-theme-content"><article about="/agencies/ebsa/"><div><div class="field field--name-field-row field--type-entity-reference-revisions field--label-hidden clearfix"><div><div class="paragraph paragraph--type--row paragraph--view-mode--default row"><div class="field field--name-field-bundles field--type-entity-reference-revisions field--label-hidden clearfix"><div><div class="field field--name-field-p-text field--type-text-long field--label-hidden clearfix"><div class="callout-container py-3 px-5 bg-gray"><div class="container col-12"><div class="d-flex callout-group"><div class="callout py-5"><div class="callout-image"><img src="/sites/dolgov/files/EBSA/ContactUs.svg" alt="Phone icon" width="150" height="150" loading="lazy"></div><div class="callout-link"><a href="tel:18664443272">Call us</a></div><div class="callout-text">Translation & relay services available</div></div><div class="callout py-5"><div class="callout-image"><img src="/sites/dolgov/files/EBSA/Blog.svg" alt="Blog icon" width="150" height="148" loading="lazy"></div><div class="callout-link"><a href="https://www.askebsa.dol.gov/WebIntake/?_ga=2.94498588.1061024768.1717943753-961700283.1715196129">Message us</a></div><div class="callout-text"> </div></div><div class="callout py-5"><div class="callout-image"><img src="/sites/dolgov/files/EBSA/Events.svg" alt="Event icon" width="150" height="167" loading="lazy"></div><div class="callout-link"><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/seminars-and-webcasts">Find an event</a></div><div class="callout-text"> </div></div><div class="callout py-5"><div class="callout-image"><img src="/sites/dolgov/files/EBSA/Group567.svg" alt="Email list icon" width="150" height="150" loading="lazy"></div><div class="callout-link"><a href="https://public.govdelivery.com/accounts/USDOL/subscriber/new?topic_id=USDOL_177">Sign up for updates</a></div><div class="callout-text"> </div></div></div></div></div><div class="my-5 px-5"><div class="px-lg-5"><div class="section-header"><h2><span id="agency-priorities" name="agency-priorities">Learn about our priorities</span></h2></div><div class="section-content row"><div class="col-12 col-lg-6"><div class="text-card p-3 mb-3"><p><a class="text-bold" href="/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity">Mental Health and Substance Use Disorder Parity</a></p><p>Your access to mental health and substance use disorder benefits is protected under the law.</p></div><div class="text-card p-3 mb-3"><p><a class="text-bold" href="/agencies/ebsa/laws-and-regulations/laws/erisa/retirement-security">Retirement Security</a></p><p>EBSA has issured a new rule that would protect workers’ retirement savings by updating the regulation defining a fiduciary under the Employee Retirement Income Security Act (ERISA).</p></div></div><div class="col-12 col-lg-6"><img src="/sites/dolgov/files/EBSA/group_talking.jpg" alt="Group of people talking" width="700" height="421" loading="lazy"></div></div></div></div><div class="p-5 bg-gray"><div class="container px-lg-5"><div class="section-header mb-3"><h2 class="mb-0">See what's new</h2><p><span>More </span><a href="/newsroom/releases?agency=37&state=All&topic=All&year=all"><span>announcements</span></a></p></div><div class="container"><div class="section-content row"><div class="col-12 col-lg-6 section-second-half"><ul class="usa-card-group usa-list"><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container"><div class="usa-card__header"><h3 class="usa-card__heading font-family-sans d-inline"><span class="d-inline">MHPAEA Social Media Toolkit</span></h3></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/held_cell.png" alt="Cell phone held in hands" width="404" height="398" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>Find tools and resources for raising awareness and promoting MHPAEA in your organization and community.</p><p><a href="/agencies/ebsa/about-ebsa/our-activities/resource-center/social-media-toolkit">Learn more</a></p></div></div></div></li><li class="usa-card usa-card--flag desktop:grid-col-12"><div class="usa-card__container"><div class="usa-card__header"><h3 class="usa-card__heading font-family-sans d-inline"><span class="d-inline">Retirement Savings Lost and Found Public Search Portal</span></h3></div><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/hands_keyboard.jpg" alt="Cell phone held in hands" width="500" height="538" loading="lazy"></div></div><div class="usa-card__body"><div class="card-text"><p>Log in to find lost or forgotten retirement benefits and get information on how to obtain those funds.</p><p><a href="https://lostandfound.dol.gov/">Learn more</a></p></div></div></div></li></ul></div><div class="col-12 col-lg-6 section-first-half pl-4"><div class="border-container"><div><iframe width="100%" height="350" src="https://www.youtube.com/embed/dT4nNRRq0qs?si=NaBifbX6E_15G8bY" title="Potential Private Retirement Benefit Information" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></div><div class="p-3"><h3>Received a letter from the Social Security Administration?</h3><p>When you apply for Medicare or other Social Security benefits, you may get a Potential Private Pension Benefit Information notice. We're here to help you with your reply.</p><p> </p></div></div></div></div></div></div></div></div><div class="my-5 px-5"><div class="px-lg-5"><div class="section-header mb-3"><h2>Browse our customized tools and resources</h2></div><div class="container"><div class="section-content row"><div class="col-sm-12 col-md-4 text-center text-bold"><div class="tools-resources"><a href="/agencies/ebsa/workers-and-families"><img src="/sites/dolgov/files/EBSA/workers-and-families.jpg" alt="A man and boy looking at a computer" width="1920" height="954" loading="lazy"></a></div><div><a href="/agencies/ebsa/workers-and-families">Workers and Families</a></div></div><div class="col-sm-12 col-md-4 text-center text-bold"><div class="tools-resources"><a href="/agencies/ebsa/employers-and-advisers"><img src="/sites/dolgov/files/EBSA/employers-plans-providers.jpg" alt="Two people talking" width="1920" height="954" loading="lazy"></a></div><div><a href="/agencies/ebsa/employers-and-advisers">Employers, Plans, and Service Providers</a></div></div><div class="col-sm-12 col-md-4 text-center text-bold"><div class="tools-resources"><a href="/agencies/ebsa/researchers"><img src="/sites/dolgov/files/EBSA/researches-and-policy-makers.jpg" alt="Two sets of hands holding papers in a meeting" width="1920" height="954" loading="lazy"></a></div><div><a href="/agencies/ebsa/researchers">Researchers and Policymakers</a></div></div></div></div></div></div><div class="p-5 bg-gray"><div class="container px-lg-5"><div class="section-header mb-3"><h2>Find out how we protect your rights</h2></div><div class="grid-row grid-gap padding-bottom-4 border-base-lighter border-bottom-2px mb-5"><div class="desktop:grid-col-6"><ul class="usa-collection margin-left-0 usa-list"><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/head-exclamation.svg" alt="Head exclamation" width="43" height="45" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="/agencies/ebsa/laws-and-regulations/laws/no-surprises-act">Surprise Billing and Price Transparency</a></h3><p class="usa-collection__description">Discover how the No Surprises Act protects patients from surprise medical bills for certain types of services.</p></div></li><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/pig.svg" alt="Pig" width="43" height="41" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="https://www.savingmatters.dol.gov/">Saving Matters</a></h3><p class="usa-collection__description">Saving Matters has tools to help employees, employers, and small businesses start saving for retirement today.</p></div></li><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/person-circle.svg" alt="Cobra Health" width="43" height="38" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="/agencies/ebsa/laws-and-regulations/laws/cobra">COBRA Continuation Coverage</a></h3><p class="usa-collection__description">If you've lost your job, had reduced hours, or faced other qualifying events, find out how COBRA can help you maintain your healthcare coverage.</p></div></li></ul></div><div class="desktop:grid-col-6"><ul class="usa-collection margin-left-0 usa-list"><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/person-heart.svg" alt="Head and heart" width="43" height="45" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity">Mental Health Parity and Addiction Equity Act</a></h3><p class="usa-collection__description">Learn about your legal rights, what your insurance company must provide you, and how to proceed if your claim is denied.</p></div></li><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/sec-box.svg" alt="Cyber Security" width="43" height="54" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="/agencies/ebsa/key-topics/retirement-benefits/cybersecurity">Cybersecurity</a></h3><p class="usa-collection__description">Explore tips for protecting your retirement benefits and hiring a service provider with strong security practices.</p></div></li><li class="usa-collection__item" style="max-width:unset;"><div><img class="usa-collection__img width-5" src="/sites/dolgov/files/EBSA/gavel.svg" alt="gavel" width="43" height="45" loading="lazy"></div><div class="usa-collection__body"><h3 class="usa-collection__heading"><a class="usa-link" href="/agencies/ebsa/laws-and-regulations/laws/affordable-care-act">Affordable Care Act</a></h3><p class="usa-collection__description">The Patient Protection and Affordable Care Act (Affordable Care Act) adds many protections related to employment-based group health plans for you and your family.</p></div></li></ul></div></div></div></div><div class="mt-5 px-5 bottom-text-container"><div class="px-lg-5"><div class="section-header mb-3"><h2>Explore our featured resources</h2></div><ul class="usa-card-group usa-list"><li class="usa-card desktop:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/health-benefits-1.jpg" alt="Claiming benefits" width="1200" height="835" loading="lazy"></div></div><div class="usa-card__body pt-4"><h3 class="mb-3">Claiming Health and Welfare Benefits</h3><div class="flex-grow-1"><ul><li><a class="usa-link" href="/agencies/ebsa/key-topics/health-and-other-employee-benefits/claiming-benefits">How to file a claim for your health benefits</a></li><li><a class="usa-link" href="/agencies/ebsa/key-topics/health-and-other-employee-benefits/disability-benefits">How to file a claim for your disability benefits</a></li></ul></div><div class="align-bottom"><ul class="usa-list usa-list--unstyled ml-0 pl-0"><li><a class="usa-link" href="/agencies/ebsa/key-topics/health-and-other-employee-benefits"><span class="bottom-more">See more</span></a><span class="bottom-more"> health and welfare topics.</span></li></ul></div></div></div></li><li class="usa-card desktop:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/retirement-benefits.jpg" alt="A couple talking" width="1200" height="847" loading="lazy"></div></div><div class="usa-card__body pt-4"><h3 class="mb-3">Claiming Retirement Benefits</h3><div class="flex-grow-1"><ul class="usa-list ml-3 mb-4 pl-0"><li class="mb-2"><a class="usa-link" href="/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/publications/filing-a-claim-for-your-retirement-benefits.pdf">How to file a claim for your retirement benefits </a></li><li class="mb-2"><a class="usa-link" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/what-you-should-know-about-your-retirement-plan">What You Should Know About Your Retirement Plan </a></li><li><a class="usa-link" href="/agencies/ebsa/about-ebsa/our-activities/resource-center/publications/questions-and-answers-for-dislocated-workers">Questions and Answers on Coverage for Dislocated Workers </a></li></ul></div><div class="align-bottom"><ul class="usa-list usa-list--unstyled ml-0 pl-0"><li><a class="usa-link" href="/agencies/ebsa/key-topics/retirement-benefits"><span class="bottom-more">Learn more</span></a><span class="bottom-more"> about retirement benefits.</span></li></ul></div></div></div></li><li class="usa-card desktop:grid-col-4 mb-3"><div class="usa-card__container"><div class="usa-card__media"><div class="usa-card__img"><img class="m-0" src="/sites/dolgov/files/EBSA/health-benefits-2.jpg" alt="A couple talking" width="1200" height="847" loading="lazy"></div></div><div class="usa-card__body pt-4"><h3 class="mb-3">Reporting and Filing</h3><div class="flex-grow-1"><ul class="usa-list ml-3 mb-4 pl-0"><li class="mb-2"><a class="usa-link" href="https://www.efast.dol.gov/welcome.html">EFAST2</a></li><li class="mb-2"><a class="usa-link" href="/agencies/ebsa/key-topics/reporting-and-filing/form-5500">Form 5500</a></li><li class="mb-2"><a class="usa-link" href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-pr">Form PR</a></li><li><a class="usa-link accordion-expand" href="/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/forms#section2">Form M-1</a></li><li><a class="usa-link accordion-expand" href="https://lostandfound.dol.gov/">Public Portal – Retirement Savings Lost and Found Database</a></li><li><a class="usa-link accordion-expand" href="https://lostandfound-intake.dol.gov/">Plan Administrator Intake Portal – Retirement Savings Lost and Found Database</a></li></ul></div><div class="align-bottom"><ul class="usa-list usa-list--unstyled ml-0 pl-0"><li><a class="usa-link" href="/agencies/ebsa/key-topics/reporting-and-filing"><span class="bottom-more">Find more</span></a><span class="bottom-more"> reporting and filing resources.</span></li></ul></div></div></div></li></ul></div></div></div></div></div></div></div></div></article></div></div></div></main></div> </div> </div> </div></div></div> </div> </div> </div> </div> </div> </div> </div> </article> </div> </div> </main> <footer class="ebsa-footer usa-footer usa-footer--big" role="contentinfo"> <div class="usa-footer__return-to-top container"> <a href="#" class="footer-scroll-to-top"><span>Scroll to Top</span> <i class="fa fa-arrow-circle-o-up" aria-hidden="true"></i></a> </div> <section class="dol-footer-nav"> <div> <div class="panel"> <ul block="block-menu-block-ebsa-footer-menu" class="clearfix dol-footer-nav-menu container"> <li> <a href="/agencies/ebsa/key-topics" class="dol-footer-nav-link" data-drupal-link-system-path="node/104091">Topics</a> </li> <li> <a href="/agencies/ebsa/workers-and-families" class="dol-footer-nav-link" data-drupal-link-system-path="node/179824">Workers</a> </li> <li> <a href="/agencies/ebsa/employers-and-advisers" class="dol-footer-nav-link" data-drupal-link-system-path="node/104154">Employers and Advisers</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/our-activities/resource-center" class="dol-footer-nav-link" data-drupal-link-system-path="node/104155">Resources</a> </li> <li> <a href="/agencies/ebsa/laws-and-regulations" class="dol-footer-nav-link" data-drupal-link-system-path="node/104132">Laws and Regulations</a> </li> <li> <a href="/agencies/ebsa/about-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/179823">About</a> </li> <li> <a href="/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa" class="dol-footer-nav-link" data-drupal-link-system-path="node/179830">Contact Us</a> </li> <li> <a href="/agencies/ebsa/es/about-ebsa/our-activities/informacion-en-espanol" class="dol-footer-nav-link" data-drupal-link-system-path="node/103740">Español</a> </li> </ul> </div> </div> </section> <div class="dol-footer-primary usa-footer__primary-section"> <div class="grid-container container dol-footer__full-menu"> <div class="width-inner-padding grid-row grid-gap"> <div class="footer-address"> <div class="grid-row"> <div class="dol-footer-seal"> <div class="dol-seal"> <a href="/" title="Home"> <img src="/themes/opa_theme/img/DOL-MasterLogo_BLUE.svg" alt="United States Department of Labor" /> </a> </div> <div class="footer-seal-block"> <div id="block-block-content-4687aefd-cd23-4bea-b42c-f93f397200a6"> <div class="footer-seal-block"> <div class="contact-block"> <span> <div style="font-weight:bold; margin-bottom:1em">Employee Benefits Security Administration</div> </span> <p class="agency_page-footer">An agency within the U.S. Department of Labor</p> <div class="field field--name-field-agency-address field--type-text-with-summary field--label-hidden clearfix"><div class="address"> <p class="address-block">200 Constitution Ave NW<br /> Washington, DC 20210<br /> <a href="tel:1-866-444-3272" onmousedown="_sendEvent('Telephone Clicks','1-866-444-3272','',0);">1-866-444-3272</a></p> </div> </div> <div class="field field--name-field-agency-website field--type-link field--label-hidden clearfix"><a href="https://www.dol.gov/agencies/ebsa">www.dol.gov/agencies/ebsa</a></div> </div> </div> </div> </div> </div> </div> </div> <div class="footer_menu"> <nav class="usa-footer__nav footer__nav" aria-label="Footer navigation"> <div class="grid-row">  <div id="block-dolfootermenu-3" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible hidden"> <span class="usa-footer__primary-link">Federal Government<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-3" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.whitehouse.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">White House</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/disasterrecovery" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/150257">Disaster Recovery Assistance</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.disasterassistance.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">DisasterAssistance.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.usa.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">USA.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/agencies/oasam/centers-offices/civil-rights-center/resports/notification-and-federal-employee-antidiscrimination-retaliation-act-of-2002" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/102913">No Fear Act Data</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://osc.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">U.S. Office of Special Counsel</a> </li> </ul> </section> </div> <div id="block-dolfootermenu-4" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">Labor Department<i class="far fa-plus-square"></i></span> <ul region="footer_second" block="block-dolfootermenu-4" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/21371">About DOL</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/guidance" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="guidance">Guidance Search</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/topic/spanish-speakingtopic" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/22242">Español</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://www.oig.dol.gov/" class="usa-footer__secondary-link dol-footer__secondary-link">Office of Inspector General</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="https://public.govdelivery.com/accounts/USDOL/subscriber/new?topic_id=USDOL_167" class="usa-footer__secondary-link dol-footer__secondary-link">Subscribe to the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/newsroom/newsletter" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="newsroom/newsletter">Read the DOL Newsletter</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/easl" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/107203">Emergency Accountability Status Link</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/siteindex" class="usa-footer__secondary-link dol-footer__secondary-link" data-drupal-link-system-path="node/21659">A to Z Index</a> </li> </ul> </section> </div> <div id="block-menu-block-dol-footer-menu" class="footer_menu-block"> <section class="usa-footer__primary-content usa-footer__primary-content--collapsible dol-footer__primary-content dol-footer__primary-content--collapsible"> <span class="usa-footer__primary-link">About The Site<i class="far fa-plus-square"></i></span> <ul block="block-menu-block-dol-footer-menu" class="clearfix usa-list usa-list--unstyled"> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/foia" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/164397">Freedom of Information Act</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/privacynotice" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21655">Privacy & Security Statement</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/disclaim" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21620">Disclaimers</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/website-policies" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21570">Important Website Notices</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/file-formats" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21378">Plug-Ins Used on DOL.gov</a> </li> <li class="usa-footer__secondary-link dol-footer__secondary-link"> <a href="/general/aboutdol/accessibility" class="usa-footer__secondary-link dol-footer__secondary-link footer-secondary-nav-link" data-drupal-link-system-path="node/21372">Accessibility Statement</a> </li> </ul> </section> </div>  </div> </nav> </div> </div> </div> </div>  <section class="dol-footer-secondary"> <div class="width"> <div class="width-inner-padding container"> <div class="usa-grid-full dol-footer-secondary"> <div class="dol-footer-secondary-container"> <div id="block-opa-theme-ebsaqualtrics"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"> <script type='text/javascript'> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_bfqg2i6uulBJjCe","https://znbfqg2i6uulbjjce-usdol.gov1.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_bfqg2i6uulBJjCe")).start()}catch(i){}})(); </script><div id='ZN_bfqg2i6uulBJjCe'></div> </div> </div> <div id="block-opa-theme-siteimprove"> <div class="field field--name-body field--type-text-with-summary field--label-hidden clearfix"><script async src="https://siteimproveanalytics.com/js/siteanalyze_6313124.js"></script></div> </div> <div class="usa-width-one-half social-media-block"> <p>Connect With DOL</p> <div class="social-media-icons"> <a class="social-media-icon-opa" href="https://www.facebook.com/departmentoflabor" title="Facebook for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Facebook for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="facebook-f" class="svg-inline--fa fa-facebook-f fa-w-9" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 264 512" focusable="false"><path fill="currentColor" d="M76.7 512V283H0v-91h76.7v-71.7C76.7 42.4 124.3 0 193.8 0c33.3 0 61.9 2.5 70.2 3.6V85h-48.2c-37.8 0-45.1 18-45.1 44.3V192H256l-11.7 91h-73.6v229"></path></svg> <span class="usa-sr-only">Facebook</span> </a> <a class="social-media-icon-opa" href="https://twitter.com/USDOL" title="Twitter for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="X for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="x" class="svg-inline--fa fa-instagram fa-w-14" viewBox="0 0 1200 1227" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z" fill="currentColor"/></svg> <span class="usa-sr-only">X</span> </a> <a class="social-media-icon-opa" href="https://www.instagram.com/USDOL/" title="Instagram for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Instagram for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="instagram" class="svg-inline--fa fa-instagram fa-w-14" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"><path fill="currentColor" d="M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z"></path></svg> <span class="usa-sr-only">Instagram</span> </a> <a class="social-media-icon-opa" href="https://www.threads.net/@usdol" title="Threads for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="Threads for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="threads" class="svg-inline--fa fa-square-threads fa-2xl" style="margin-bottom: 1px;" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" focusable="false"> <path fill="currentColor" d="M64 32C28.7 32 0 60.7 0 96V416c0 35.3 28.7 64 64 64H384c35.3 0 64-28.7 64-64V96c0-35.3-28.7-64-64-64H64zM294.2 244.3c19.5 9.3 33.7 23.5 41.2 40.9c10.4 24.3 11.4 63.9-20.2 95.4c-24.2 24.1-53.5 35-95.1 35.3h-.2c-46.8-.3-82.8-16.1-106.9-46.8C91.5 341.8 80.4 303.7 80 256v-.1-.1c.4-47.7 11.5-85.7 33-113.1c24.2-30.7 60.2-46.5 106.9-46.8h.2c46.9 .3 83.3 16 108.2 46.6c12.3 15.1 21.3 33.3 27 54.4l-26.9 7.2c-4.7-17.2-11.9-31.9-21.4-43.6c-19.4-23.9-48.7-36.1-87-36.4c-38 .3-66.8 12.5-85.5 36.2c-17.5 22.3-26.6 54.4-26.9 95.5c.3 41.1 9.4 73.3 26.9 95.5c18.7 23.8 47.4 36 85.5 36.2c34.3-.3 56.9-8.4 75.8-27.3c21.5-21.5 21.1-47.9 14.2-64c-4-9.4-11.4-17.3-21.3-23.3c-2.4 18-7.9 32.2-16.5 43.2c-11.4 14.5-27.7 22.4-48.4 23.5c-15.7 .9-30.8-2.9-42.6-10.7c-13.9-9.2-22-23.2-22.9-39.5c-1.7-32.2 23.8-55.3 63.5-57.6c14.1-.8 27.3-.2 39.5 1.9c-1.6-9.9-4.9-17.7-9.8-23.4c-6.7-7.8-17.1-11.8-30.8-11.9h-.4c-11 0-26 3.1-35.6 17.6l-23-15.8c12.8-19.4 33.6-30.1 58.5-30.1h.6c41.8 .3 66.6 26.3 69.1 71.8c1.4 .6 2.8 1.2 4.2 1.9l.1 .5zm-71.8 67.5c17-.9 36.4-7.6 39.7-48.8c-8.8-1.9-18.6-2.9-29-2.9c-3.2 0-6.4 .1-9.6 .3c-28.6 1.6-38.1 15.5-37.4 27.9c.9 16.7 19 24.5 36.4 23.6l-.1-.1z"></path></svg> <span class="usa-sr-only">Threads</span> </a> <a class="social-media-icon-opa" href="https://www.linkedin.com/company/u-s-department-of-labor/" title="LinkedIn for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="LinkedIn for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="linkedin" class="svg-inline--fa fa-linkedin fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M150.65,100.682c0,27.992-22.508,50.683-50.273,50.683c-27.765,0-50.273-22.691-50.273-50.683 C50.104,72.691,72.612,50,100.377,50C128.143,50,150.65,72.691,150.65,100.682z M143.294,187.333H58.277V462h85.017V187.333z M279.195,187.333h-81.541V462h81.541c0,0,0-101.877,0-144.181c0-38.624,17.779-61.615,51.807-61.615 c31.268,0,46.289,22.071,46.289,61.615c0,39.545,0,144.181,0,144.181h84.605c0,0,0-100.344,0-173.915 s-41.689-109.131-99.934-109.131s-82.768,45.369-82.768,45.369V187.333z"></path></svg> <span class="usa-sr-only">LinkedIn</span> </a> <a class="social-media-icon-opa" href="https://www.youtube.com/user/USDepartmentofLabor" title="YouTube for the United States Department of Labor"> <?xml version="1.0" encoding="utf-8"?> <svg alt="YouTube for the United States Department of Labor" aria-hidden="true" data-prefix="fab" data-icon="youtube" class="svg-inline--fa fa-youtube fa-w-18" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" focusable="false"><path fill="currentColor" d="M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z"></path></svg> <span class="usa-sr-only">Youtube</span> </a> </div> </div> <div class="usa-width-one-half dol-utility-menu"> <div id="block-menu-block-utility-menu" class="utility-links-block d-flex utility_block" > <a href="/general/findit" data-drupal-link-system-path="node/21577">Site Map</a> <a href="/general/aboutdol/website-policies" data-drupal-link-system-path="node/21570">Important Website Notices</a> <a href="/general/privacynotice" data-drupal-link-system-path="node/21655">Privacy & Security Statement</a> </div> </div> </div> </div> </div> </div> </section>  </footer> </div> </div> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/105164","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJx9UdFuwyAM_CEapP1QZMAlqAYjTJqxrx9JGxV16l7gfHfY2LYFfhp6r-0TKOfy7JjmumBE7YkN0EVqo5C62AXwmGybc79FvxOHY0HKWPQLHmyEkComSBZnAyk9HX_ph7vNlnehzg5kMQzF6U_C8WLjcrsSb3oMFBqB80MDVvhde0c37cqagaZnqK49NWwo3Hsf8CR3_582yRKi8jWepQwsxxQfFDgss9gSch1NnOGDKRCY0zVgRdB47Y0HsXzH0jQntExqz_RYmGGuUgvkgds_K0P8ttSXEFeqvVzya9_lxUPFDdqgCxLa-qUyFPC9xiLn_F7MtKa8GgqyoFPirAYiJU0qxj4VQXUPuIk-zimyWwl_ASDn_lg","theme":"opa_theme","theme_token":null},"ajaxTrustedUrl":[],"multiselect":{"widths":250},"data":{"extlink":{"extTarget":true,"extTargetNoOverride":false,"extNofollow":false,"extNoreferrer":false,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":false,"extExclude":"(hirevets\\.gov)|(apprenticeship\\.gov)|(worker\\.gov)|(employer\\.gov)|(askearn\\.org)|(askjan\\.org)|(benefits\\.gov)|(bls\\.gov)|(careerinfonet\\.org)|(careeronestop\\.org)|(disability\\.gov)|(dol\\.gov)|(dol-esa\\.gov)|(doleta\\.gov)|(epolicyworks\\.org)|(govloans\\.gov)|(jobcorps\\.gov)|(jobcorps\\.org)|(leadcenter\\.org)|(msha\\.gov)|(mynextmove\\.gov)|(mynextmove\\.org)|(myskillsmyfuture\\.org)|(ncwd-youth\\.info)|(onetcenter\\.org)|(onetonline\\.org)|(osha\\.gov)|(servicelocator\\.org)|(unionreports\\.gov)|(useuosh\\.org)|(ustedquepuedehacer\\.org)|(whatcanyoudocampaign\\.org)|(whistleblowers\\.gov)|(workforce3one\\.org)|(wrp\\.gov)|(youthrules\\.gov)|(edg1\\.vcall\\.com\\\/DOL_Ondemand\\\/DOL\\\/Webcasts\\.htm)|(veterans\\.gov)|(trainingproviderresults\\.gov)|(dol\\.secure.force\\.com)","extInclude":"","extCssExclude":"","extCssExplicit":"","extAlert":false,"extAlertText":"Thank You for Visiting Our Website. You are exiting the Department of Labor web server. The Department of Labor does not endorse, takes no responsibility for, and exercises no control over the linked organization or its views, or contents, nor does it vouch for the accuracy or accessibility of the information contained on the destination server. The Department of Labor also cannot authorize the use of copyrighted materials contained in linked websites. Users must request such authorization from the sponsor of the linked website.","mailtoClass":"0","mailtoLabel":"(link sends email)","extUseFontAwesome":false,"extIconPlacement":"append","extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","whitelistedDomains":[]}},"user":{"uid":0,"permissionsHash":"f9562fa1a06ae506471afa155cda6deb6762a06276b2ff7a15085c6b4a06c0fe"}}</script> <script src="/sites/dolgov/files/js/js_06NDlHZHc2sMEdqbrlmzhfCwsEFK1mvnifOfcbrsKsQ.js?scope=footer&delta=0&language=en&theme=opa_theme&include=eJyNUu1uwyAMfCFIpL1QZMAlqGAj7LTNnn5JPzakTen-HXfnD-B8g88VYxz9E5jAeZoxV2zjDzToBF50h82JSeGKwgXHDg9yiUfaIHMqJmVwr6YdNiHUaZ-tM26lMbODbEXXnCgarvBOcMwq2qB2nGBGrx8dU5as21SKC0S0ERSvsBrPDUfPpTIhqQzffmvBb2JITEcmDy0c6ZICWoJL2ga-aSWa_HntzLYgLUcVVxCrcxK7P-RpyYdedHjb1s1IAdqRs4bTf26098q8qHV8M3jT7VPOY2hLhTw8j_dwFUikSEAeJwdEz6D9pk3U8oqHg_keiQcFAdskvqWqvWlf6k_TF33-IF4"></script> <script src="/core/../themes/opa_theme/components/side-navigation/side-navigation.js?sqk281" defer></script> <script src="/core/../themes/opa_theme/components/sticky-navigation-menu/sticky-navigation-menu.js?sqk281" defer></script> <script src="/core/../themes/opa_theme/components/was-this-helpful/was-this-helpful.js?sqk281" defer></script> <script src="/sites/dolgov/files/js/js_1NNu1rJInteR2AcEkLhPweGUjf2bX-1u9qzEuBMS8GY.js?scope=footer&delta=4&language=en&theme=opa_theme&include=eJyNUu1uwyAMfCFIpL1QZMAlqGAj7LTNnn5JPzakTen-HXfnD-B8g88VYxz9E5jAeZoxV2zjDzToBF50h82JSeGKwgXHDg9yiUfaIHMqJmVwr6YdNiHUaZ-tM26lMbODbEXXnCgarvBOcMwq2qB2nGBGrx8dU5as21SKC0S0ERSvsBrPDUfPpTIhqQzffmvBb2JITEcmDy0c6ZICWoJL2ga-aSWa_HntzLYgLUcVVxCrcxK7P-RpyYdedHjb1s1IAdqRs4bTf26098q8qHV8M3jT7VPOY2hLhTw8j_dwFUikSEAeJwdEz6D9pk3U8oqHg_keiQcFAdskvqWqvWlf6k_TF33-IF4"></script> <script src="/core/../themes/opa_theme/components/side-nav-callout-box/side-nav-callout-box.js?sqk281" defer></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/gsap.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/gsap@3.12.5/dist/ScrollTrigger.min.js"></script> <script src="/sites/dolgov/files/js/js_9wvUmtRU7djZNYAKrXOogufygYYhbUb2glvcVFpB5yg.js?scope=footer&delta=8&language=en&theme=opa_theme&include=eJyNUu1uwyAMfCFIpL1QZMAlqGAj7LTNnn5JPzakTen-HXfnD-B8g88VYxz9E5jAeZoxV2zjDzToBF50h82JSeGKwgXHDg9yiUfaIHMqJmVwr6YdNiHUaZ-tM26lMbODbEXXnCgarvBOcMwq2qB2nGBGrx8dU5as21SKC0S0ERSvsBrPDUfPpTIhqQzffmvBb2JITEcmDy0c6ZICWoJL2ga-aSWa_HntzLYgLUcVVxCrcxK7P-RpyYdedHjb1s1IAdqRs4bTf26098q8qHV8M3jT7VPOY2hLhTw8j_dwFUikSEAeJwdEz6D9pk3U8oqHg_keiQcFAdskvqWqvWlf6k_TF33-IF4"></script> </body> </html>

CINXE.COM

Employee Benefits Security Administration | U.S. Department of Labor