CINXE.COM

Small Business Administration

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class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <section class="usa-banner" aria-label="Official website of the United States government"> <div class="usa-accordion"> <header class="usa-banner__header"> <div class="usa-banner__inner"> <div class="grid-col-auto"> <img class="usa-banner__header-flag" src="/themes/custom/sba/dist/uswds/img/us_flag_small.png" alt="" width="16" height="11" /> </div> <div class="grid-col-fill tablet:grid-col-auto" aria-hidden="true"> <p class="usa-banner__header-text"> An official website of the United States government </p> <p class="usa-banner__header-action"> Here鈥檚 how you know </p> </div> <button class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner-default" > <span class="usa-banner__button-text">Here鈥檚 how you know</span> </button> </div> </header> <div class="usa-banner__content usa-accordion__content" id="gov-banner-default"> <div class="grid-row grid-gap-lg"> <div 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<div class="usa-navbar" data-test="usaNavBar"> <div class="usa-logo site-logo" id="logo"> <a href="https://www.sba.gov/"> <picture> <source srcset="/themes/custom/sba/dist/img/logo-icon.svg" width="73" height="56" media="(max-width: 400px)" /> <img src="/themes/custom/sba/dist/img/logo-horizontal.svg" alt="SBA Home" width="206" height="56"> </picture> </a> </div> <a href="/" class="language-link sba-language-switcher usa-button is-active" lang="en" hreflang="en" data-drupal-link-system-path="&lt;front&gt;" aria-current="page">English</a><a href="/es" class="language-link sba-language-switcher usa-button" lang="es" hreflang="es" data-drupal-link-system-path="&lt;front&gt;">Espa帽ol</a> <button class="usa-menu-btn sba-menu-btn" data-test="menuButton"> <span class="visually-hidden"> Menu </span> <span class="sba-menu-btn__icon"> <span></span> <span></span> <span></span> </span> </button> </div> <nav aria-labelledby="primary-navigation-title" class="usa-nav"> <h2 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(VBOC) program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/resource-partners/womens-business-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8835"> <span>Women&#039;s Business Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/export-trade-assistance" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9349"> <span>Export and trade assistance</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/export-trade-assistance/export-finance-managers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8830"> <span>Export Finance Managers</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/export-trade-assistance/us-export-assistance-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8839"> <span>U.S. Export Assistance Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/federal-contracting-assistance" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8837"> <span>Federal contracting assistance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/regional-innovation-clusters" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8856"> <span>Regional Innovation Clusters</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/veterans-business-development-officers" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8855"> <span>Veterans Business Development Officers</span> </a> </li> </ul> </div> </div> </li> <li data-test="primaryNavMenu" class="usa-nav__primary-item"> <button class="usa-accordion__button usa-nav__link " aria-expanded="false" aria-controls="extended-mega-nav-section-6"> <span>About SBA</span> </button> <div id="extended-mega-nav-section-6" class="usa-nav__submenu usa-megamenu" hidden=""> <div class="menu-level-1"> <div class="usa-nav__submenu-item usa-nav__submenu-item--level-1"> <a href="/about-sba" class="usa-nav__link usa-nav__link--level-1" data-drupal-link-system-path="node/9369"> <span>Learn about SBA</span> </a> </div> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-2"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/sba-locations" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9641"> <span>SBA locations</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/headquarters-offices" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8970"> <span>Headquarters Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/disaster-field-operations-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8867"> <span>Disaster Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/sba-district-offices" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8841"> <span>District Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/loan-guaranty-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9375"> <span>Loan and Guaranty Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/open-government" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9266"> <span>Open government</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/foia" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8703"> <span>FOIA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/digital-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8704"> <span>Digital SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/about-sbagov-website" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9313"> <span>About the SBA.gov website</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sba-privacy-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8707"> <span>SBA privacy program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/privacy-act-request-guide" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8708"> <span>Privacy Act request guide</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/information-quality" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9347"> <span>Information quality</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sba-guidance" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8749"> <span>SBA guidance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/ai-inventory" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/27208"> <span>AI inventory</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/made-america-waivers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/27212"> <span>Made in America waivers</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sms-terms-conditions" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/50982"> <span>SMS terms and conditions</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/sba-newsroom" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9239"> <span>SBA Newsroom</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/work-sba" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9237"> <span>Work for SBA</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/employee-life" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8719"> <span>Employee life</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/jobs-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8718"> <span>Jobs at SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/contracting-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8717"> <span>Contracting for SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/disaster-response-jobs-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8869"> <span>Disaster response jobs at SBA</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/organization" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9363"> <span>Organization</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/sba-leadership" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8723"> <span>SBA leadership</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/contact-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8724"> <span>Contact SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/sba-initiatives" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9370"> <span>SBA initiatives</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/documents" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/2434"> <span>Forms and documents</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/observances" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9481"> <span>Observances</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/performance" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8721"> <span>Performance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/federal-advisory-committees" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9760"> <span>Federal advisory committees</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/oversight-advocacy" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9235"> <span>Oversight and advocacy</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-hearings-appeals" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8961"> <span>Office of Hearings and Appeals</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-inspector-general" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8974"> <span>Office of Inspector General</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-national-ombudsman" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8726"> <span>Office of the National Ombudsman</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="https://advocacy.sba.gov/" class="usa-nav__link usa-nav__link--level-3"> <span>Office of Advocacy</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/information-other-languages" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/29511"> <span>Information in other languages</span> </a> </li> </ul> </div> </div> </li> </ul> <div class="usa-nav__secondary"> <ul class="usa-nav__secondary-links"> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/partners"> For Partners </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/about-sba/sba-newsroom"> Newsroom </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/about-sba/organization/contact-sba"> Contact us </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="https://www.sba.gov/about-sba/information-other-languages"> Other languages </a> </li> </ul> <section aria-label="Search component"> <form class="usa-search usa-search--small" role="search" action="/search" method="get"> <label class="usa-sr-only" for="search-field">Search</label> <input class="usa-input" id="search-field" type="search" name="query" /> <button class="usa-button" type="submit"> <img src="/themes/custom/sba/dist/uswds/img/usa-icons-bg/search--white.svg" class="usa-search__submit-icon" alt="Search" /> </button> </form> </section> </div> </div> </nav> </header> <main class="main-content usa-layout-docs usa-section padding-top-0" data-test="mainContent"> <a id="main-content" tabindex="-1"></a> <div class="grid-container"> <div class="grid-row"> </div> <div class=""> <div data-drupal-messages-fallback class="hidden"></div> </div> <div class="grid-row "> </div> <div class="sba-layout-docs"> <div class="usa-layout-docs__main"> <div id="block-sba-content" class="block block-system block-system-main-block"> <div> <div class="sba-program__hero sba-standard-margin-spacing" data-test="sbaProgramHero"> <section class="usa-hero"> <picture> <source srcset="/sites/default/files/styles/hero_small/public/2023-09/SBA_homepage_hero.jpg.webp?itok=p076_Xwy 1x" media="(max-width: 600px)" type="image/webp" width="600" height="500"/> <source srcset="/sites/default/files/styles/hero_medium/public/2023-09/SBA_homepage_hero.jpg.webp?itok=a_--7nkK 1x" media="(max-width: 1000px)" type="image/webp" width="1000" height="500"/> <img loading="eager" src="/sites/default/files/styles/hero/public/2023-09/SBA_homepage_hero.jpg.webp?itok=CdEtQ7b6" width="2000" height="500" alt="Cafe shop owner smiling" /> </picture> <div class="grid-container usa-hero__container"> <div class="usa-hero__callout "> <h1 class="usa-hero__heading usa-hero__heading--alt">Need funding for your small business?</h1> <div class="sba-program__hero-buttons"> <a href="/funding-programs/loans" class="usa-button"> Learn about SBA loans </a> </div> </div> </div> </section> </div> <section style="--background-color: #ffffff" class="sba-card-collection sba-standard-margin-spacing sba-columns--3 padding-y-0" > <ul class="usa-card-group sba-columns--3"> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Make a payment to SBA</h2> </header> <div class="usa-card__body"> Learn how to make a payment on your SBA loan or check your account balance and due date. </div> <div class="usa-card__footer"> <a href="/funding-programs/loans/make-payment-sba" class="usa-button display-inline-block">Make a payment</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Sign into your SBA account</h2> </header> <div class="usa-card__body"> Check your account status, update your information, and get access to other portals. </div> <div class="usa-card__footer"> <a href="/about-sba/open-government/about-sbagov-website/sba-account-login-registration-portals" class="usa-button display-inline-block">Access accounts</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Upcoming events</h2> </header> <div class="usa-card__body"> SBA and our partners host virtual and in-person educational trainings to help start and grow your business. </div> <div class="usa-card__footer"> <a href="https://www.sba.gov/events" class="usa-button display-inline-block">Find upcoming events</a> </div> </div> </li> </ul> </section> <section id="block-smallbusinesssaturday-noimage" class="sba-call-to-action sba-standard-margin-spacing padding-y-0" style="background-color:#ffffff"> <div class="sba-call-to-action__inner"> <div class="sba-call-to-action__content left dark regular"> <h2> Small Business Saturday is November 30, 2024 </h2> <hr class="cta-dash" role="presentation"> <p>Please join SBA and organizations across the country in supporting your local small businesses by shopping at a small business.</p> <div class="sba-call-to-action__links"> <a href="/about-sba/organization/sba-initiatives/small-business-saturday" class="usa-button margin-bottom-05">Learn how you can participate</a> </div> </div> </div> </section> <section aria-labelledby="sba-card-collection--heading-6359" style="--background-color: #ffffff" class="sba-card-collection sba-standard-margin-spacing sba-columns--4 padding-y-0" > <h2 id="sba-card-collection--heading-6359" class="sba-card-collection__heading ">Browse business topics</h2> <ul class="usa-card-group sba-columns--4"> <li class="child-menu"> <a class="child-menu__icon-link" href="/business-guide/plan-your-business"> <div class="child-menu__icon-wrapper" aria-hidden="true"> <div class="media--icon media--extra-space"> <img loading="lazy" src="/sites/default/files/styles/card_icon/public/2022-11/plan_your_business.png.webp?itok=bBa11FII" width="210" height="210" alt="Plan Your Business icon" /> </div> </div> <h3 id="child-menu-plan-your-business1419672406" class="child-menu__title"> Plan your business </h3> </a> <div class="child-menu__desription"> You&#039;ve got a great idea. Now, make a plan to turn it into a great business. </div> <nav aria-labelledby="child-menu-plan-your-business1419672406" class="child-menu__menu"> <ul class="menu menu--primary-navigation nav"> <li class="first"> <a href="/business-guide/plan-your-business/market-research-competitive-analysis" class="first" data-drupal-link-system-path="node/8630">Market research and competitive analysis</a> </li> <li> <a href="/business-guide/plan-your-business/write-your-business-plan" data-drupal-link-system-path="node/8656">Write your business plan</a> </li> <li> <a href="/business-guide/plan-your-business/calculate-your-startup-costs" data-drupal-link-system-path="node/8632">Calculate your startup costs</a> </li> <li> <a href="/business-guide/plan-your-business/establish-business-credit" data-drupal-link-system-path="node/8842">Establish business credit</a> </li> <li> <a href="/business-guide/plan-your-business/fund-your-business" data-drupal-link-system-path="node/8633">Fund your business</a> </li> <li class="last"> <a href="/business-guide/plan-your-business/buy-existing-business-or-franchise" class="last" data-drupal-link-system-path="node/8642">Buy an existing business or franchise</a> </li> </ul> </nav> </li> <li class="child-menu"> <a class="child-menu__icon-link" href="/business-guide/launch-your-business"> <div class="child-menu__icon-wrapper" aria-hidden="true"> <div class="media--icon media--extra-space"> <img loading="lazy" src="/sites/default/files/styles/card_icon/public/2022-11/launch_your_business.png.webp?itok=_qPmkJTa" width="210" height="210" alt="Launch Your Business icon" /> </div> </div> <h3 id="child-menu-launch-your-business1417972105" class="child-menu__title"> Launch your business </h3> </a> <div class="child-menu__desription"> Turn your business into a reality. Register, file, and start doing business. </div> <nav aria-labelledby="child-menu-launch-your-business1417972105" class="child-menu__menu"> <ul class="menu menu--primary-navigation nav"> <li class="first"> <a href="/business-guide/launch-your-business/pick-your-business-location" class="first" data-drupal-link-system-path="node/8631">Pick your business location</a> </li> <li> <a href="/business-guide/launch-your-business/choose-business-structure" data-drupal-link-system-path="node/8640">Choose a business structure</a> </li> <li> <a href="/business-guide/launch-your-business/choose-your-business-name" data-drupal-link-system-path="node/8628">Choose your business name</a> </li> <li> <a href="/business-guide/launch-your-business/register-your-business" data-drupal-link-system-path="node/8634">Register your business</a> </li> <li> <a href="/business-guide/launch-your-business/get-federal-state-tax-id-numbers" data-drupal-link-system-path="node/8636">Get federal and state tax ID numbers</a> </li> <li> <a href="/business-guide/launch-your-business/apply-licenses-permits" data-drupal-link-system-path="node/8646">Apply for licenses and permits</a> </li> <li> <a href="/business-guide/launch-your-business/open-business-bank-account" data-drupal-link-system-path="node/8635">Open a business bank account</a> </li> <li class="last"> <a href="/business-guide/launch-your-business/get-business-insurance" class="last" data-drupal-link-system-path="node/8641">Get business insurance</a> </li> </ul> </nav> </li> <li class="child-menu"> <a class="child-menu__icon-link" href="/business-guide/manage-your-business"> <div class="child-menu__icon-wrapper" aria-hidden="true"> <div class="media--icon media--extra-space"> <img loading="lazy" src="/sites/default/files/styles/card_icon/public/2022-11/manage_your_business.png.webp?itok=nZslkQke" width="210" height="210" alt="Manage Your Business icon" /> </div> </div> <h3 id="child-menu-manage-your-business814337432" class="child-menu__title"> Manage your business </h3> </a> <div class="child-menu__desription"> Run your business like a boss. Master day-to-day operations and prepare for success. </div> <nav aria-labelledby="child-menu-manage-your-business814337432" class="child-menu__menu"> <ul class="menu menu--primary-navigation nav"> <li class="first"> <a href="/business-guide/manage-your-business/manage-your-finances" class="first" data-drupal-link-system-path="node/8645">Manage your finances</a> </li> <li> <a href="/business-guide/manage-your-business/hire-manage-employees" data-drupal-link-system-path="node/8647">Hire and manage employees</a> </li> <li> <a href="/business-guide/manage-your-business/pay-taxes" data-drupal-link-system-path="node/8629">Pay taxes</a> </li> <li> <a href="/business-guide/manage-your-business/stay-legally-compliant" data-drupal-link-system-path="node/8638">Stay legally compliant</a> </li> <li> <a href="/business-guide/manage-your-business/buy-assets-equipment" data-drupal-link-system-path="node/8639">Buy assets and equipment</a> </li> <li> <a href="/business-guide/manage-your-business/marketing-sales" data-drupal-link-system-path="node/8649">Marketing and sales</a> </li> <li> <a href="/business-guide/manage-your-business/ai-small-business" data-drupal-link-system-path="node/53489">AI for small business</a> </li> <li> <a href="/business-guide/manage-your-business/strengthen-your-cybersecurity" data-drupal-link-system-path="node/8748">Strengthen your cybersecurity</a> </li> <li> <a href="/business-guide/manage-your-business/prepare-emergencies" data-drupal-link-system-path="node/8650">Prepare for emergencies</a> </li> <li> <a href="/business-guide/manage-your-business/recover-disasters" data-drupal-link-system-path="node/8826">Recover from disasters</a> </li> <li> <a href="/business-guide/manage-your-business/close-or-sell-your-business" data-drupal-link-system-path="node/8648">Close or sell your business</a> </li> <li class="last"> <a href="/business-guide/manage-your-business/hire-employees-disabilities" class="last" data-drupal-link-system-path="node/8866">Hire employees with disabilities</a> </li> </ul> </nav> </li> <li class="child-menu"> <a class="child-menu__icon-link" href="/business-guide/grow-your-business"> <div class="child-menu__icon-wrapper" aria-hidden="true"> <div class="media--icon media--extra-space"> <img loading="lazy" src="/sites/default/files/styles/card_icon/public/2022-11/grow_your_business.png.webp?itok=dF_IOFHF" width="210" height="210" alt="Grow Your Business icon" /> </div> </div> <h3 id="child-menu-grow-your-business548855969" class="child-menu__title"> Grow your business </h3> </a> <div class="child-menu__desription"> When business is good, it&#039;s time to expand. 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business disaster loans</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/sites/default/files/styles/card/public/2022-04/SBA_Disaster-Image%20%281%29_0.png.webp?itok=vGOvzRBb" width="500" height="280" alt="Flooded two-lane highway" /> </div> </div> </div> <div class="usa-card__body"> Apply for a low-interest disaster loan to help recover from declared disasters. </div> <div class="usa-card__footer"> <a href="/funding-programs/disaster-assistance" class="usa-button display-inline-block">Apply for assistance</a> </div> </div> </li> <li class="usa-card"> <div class="usa-card__container"> <header class="usa-card__header"> <h2 class="usa-card__heading">Federal government contracting</h2> </header> <div class="usa-card__media"> <div class="usa-card__img"> <div> <img loading="lazy" src="/sites/default/files/styles/card/public/2022-04/contracting-opt.jpg.webp?itok=PUsXf5ty" width="500" height="280" alt="U.S. flag flies in front of the Capitol dome" /> </div> </div> </div> <div class="usa-card__body"> Learn how to find and win small business government contracts. </div> <div class="usa-card__footer"> <a href="https://www.sba.gov/federal-contracting" class="usa-button display-inline-block">Find contracts</a> </div> </div> </li> </ul> </section> <section id="block-startandgrowyourbusiness" class="sba-call-to-action sba-standard-margin-spacing padding-y-0" style="background-color:#ffffff"> <div class="sba-call-to-action__inner"> <div class="sba-call-to-action__content left dark regular"> <h2> Start and grow your business </h2> <hr class="cta-dash" role="presentation"> <p>Want to be an entrepreneur? 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