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FDIC: Federal Deposit Insurance Corporation
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class="glider-card-thumbnail"><a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / November 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil">The Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/resources" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Resources </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d" class="block block-block-content block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>Resources</h2><p>The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more.</p><p><a href="/resources">Additional FDIC Resources</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-5" role="list"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/resources/consumers" class="tbm-link level-2"> Consumer Resource Center </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/resources/bankers" class="tbm-link level-2"> Banker Resource Center </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/resources/deposit-insurance" class="tbm-link level-2"> Deposit Insurance </a> </div> </li> <li class="tbm-item level-2" 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Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/analysis" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Analysis </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div 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Browse our extensive research tools and reports.</p><p><a href="/analysis">More FDIC Analysis</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-3" role="list"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/center-financial-research" class="tbm-link level-2"> Center for Financial Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/consumer-research" class="tbm-link level-2"> Consumer Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/household-survey" class="tbm-link level-2"> FDIC National Survey of Unbanked and Underbanked Households </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-4" role="list"> 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href="/quarterly-banking-profile/fdic-quarterly-banking-profile-second-quarter-2024">FDIC-Insured Institutions Reported Net Income of $71.5 Billion</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-05/qbp-q1-2024.png?itok=WG14C4zi" width="277" height="141" alt="Quarterly Banking Profile for First Quarter 2024" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / May 29, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/">Quarterly Banking Profile for First Quarter 2024</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div 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width="277" height="141" alt="Quarterly Banking Profile for Third Quarter 2023" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / November 29, 2023 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2023sep/">Quarterly Banking Profile for Third Quarter 2023</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/news" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> News </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div 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"> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / November 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil">The Unbanked</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-11/househld-survey-latest-news-flyover-283-143px.png?itok=2dwUJY-d" width="277" height="141" alt="househld-survey-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / November 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023">FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/bank-lates-news-283x143px.jpg?itok=XuBcx7Qv" width="277" height="141" alt="Bank Latest News" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 18, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/first-bank-trust-co-duncan-ok-acquires-insured-deposits-first-national">First Bank & Trust Co., Duncan, OK, Acquires Insured Deposits of The First…</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;"> <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-10/pen_latest-news-flyover-283-143px.png?itok=-RyrE1Hf" width="277" height="141" alt="pen-latest-news-flyover-283-143px.png" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / October 16, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-appoints-hansel-cordeiro-director-new-office-professional-conduct">FDIC Appoints Hansel Cordeiro as Director of New Office of Professional Co…</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 megamenu-search tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <span class="tbm-link level-1 no-link tbm-toggle" tabindex="0" aria-expanded="false"> Search </span> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="megamenu-search-submenu tbm-submenu tbm-item-child" role="list"> <div class="tbm-row"> <div class="tbm-column span12"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0" class="block block-block-content block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0"> <div class="field field--name-body 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data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="45d2df55-8bcd-4ab0-ba9d-1d4107974bc1" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--from-library paragraph--view-mode--embed"> <div class="field field--name-paragraphs field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--mosaic paragraph--view-mode--default add-bottom"> <div class="field field--name-field-mosaic-items field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--mosaic-item paragraph--view-mode--default"> <div class="field field--name-field-mosaic-item-image field--type-entity-reference field--label-hidden field__items"> <div class="field__item"><div class="media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-11/househld-survey-main-mosaic-1017x590px.png" width="1017" height="590" alt="househld-survey-main-mosaic-1017x590px.png"> </div></div> </div> </div></div> <div class="mosaic-text-wrapper"> <div class="field field--name-field-mosaic-item-subtitle field--type-string field--label-hidden field__items"> <div class="field__item">PRESS RELEASE</div></div> <a href="/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023" class="mosaic-item-cta"> <div class="field field--name-field-mosaic-item-heading field--type-text-long field--label-hidden field__items"> <div class="field__item"><p>FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023</p></div></div> </a> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--mosaic-item paragraph--view-mode--default"> <div class="field field--name-field-mosaic-item-image field--type-entity-reference field--label-hidden field__items"> <div class="field__item"><div class="media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-11/small-mosaic-the-unbanked.png" width="336" height="292" alt="The Unbanked - small mosaic"> </div></div> </div> </div></div> <div class="mosaic-text-wrapper"> <div class="field field--name-field-mosaic-item-subtitle field--type-string field--label-hidden field__items"> <div class="field__item">PODCAST</div></div> <a href="https://podcasters.spotify.com/pod/show/fdic/episodes/The-Unbanked-e2r5eil" class="mosaic-item-cta"> <div class="field field--name-field-mosaic-item-heading field--type-text-long field--label-hidden field__items"> <div class="field__item"><p><span>The Unbanked</span></p></div></div> </a> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--mosaic-item paragraph--view-mode--default"> <div class="field field--name-field-mosaic-item-image field--type-entity-reference field--label-hidden field__items"> <div class="field__item"><div class="media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/board-room-may2023-314x270.png" width="314" height="270" alt="Board Room"> </div></div> </div> </div></div> <div class="mosaic-text-wrapper"> <div class="field field--name-field-mosaic-item-subtitle field--type-string field--label-hidden field__items"> <div class="field__item">BOARD MEETING</div></div> <a href="/news/board-matters/2024/board-meeting-2024-10-17-1open" class="mosaic-item-cta"> <div class="field field--name-field-mosaic-item-heading field--type-text-long field--label-hidden field__items"> <div class="field__item"><p>FDIC Board of Directors met in open session <span>October 17<sub><sup>th</sup></sub>, at 10 a.m. ET. </span></p></div></div> </a> </div> </div> </div></div> </div> </div></div> </div> </div></div> </div> </div></div> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-fdic-theme-homeabout" class="block block-block-content block-block-content932797be-c01e-4add-9a0b-4efa9b0748e6"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div data-embed-button="paragraphs" data-entity-label="Paragraphs" data-paragraph-id="6f979a46-8efe-4d64-9d57-c6468bca6db8" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="6f979a46-8efe-4d64-9d57-c6468bca6db8" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--from-library paragraph--view-mode--embed"> <div class="field field--name-paragraphs field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--text paragraph--view-mode--default"> <section class="bg-seal tablet:padding-top-2 padding-bottom-4 mobile-padding-x-neg-2"><h1 class="text-center text-prussian-blue font-heading-3xl mobile:font-size-25px margin-bottom-0">About the FDIC</h1><p class="text-center tablet:margin-x-9 font-sans-md margin-bottom-4">The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.</p><p class="text-align-center"><a class="usa-button usa-button--big usa-button--primary margin-bottom-3 margin-x-auto text-uppercase" href="/about/" aria-label="Learn More About the FDIC">Learn More</a></p></section> </div> </div></div> </div> </div></div> </div> </div></div> </div> </div> <div class='ds-region-content'> <main id="main-content" class="ds-region-middle order-1 mobile--order-0"> <div id="block-fdic-theme-content" class="block block-system block-system-main-block"> <article data-me-edit-screen-key="94a79c9c-2f1e-4777-a5e5-d522c19ff929" data-me-edit-screen-entity-id="118226" class="node--landing-page"> <div> <div class="field field--name-field-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--tab-group paragraph--view-mode--default"> <div class="tabs-container"> <input class="radiotab" name="tabs" type="radio" id="consumers" checked="checked"> <label class="label" for="consumers"> <h2>Consumers</h2> </label> <div class="panel" id="consumers"> <p class="text-align-center"> </p><div class="align-center media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/icon-consumers.png" width="83" height="79" alt="icon of group of people inside circle"> </div></div> </div> <h2 class="text-align-center">Consumers</h2><p class="text-align-center">The FDIC provides tools, education, and news updates to help consumers make informed decisions and protect their assets.</p><div data-embed-button="paragraphs" data-entity-label="Paragraphs" data-paragraph-id="a503dcce-d6b7-484e-8b24-64e194d3b86d" data-paragraph-revision-id="2016" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="a503dcce-d6b7-484e-8b24-64e194d3b86d" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--_-column-grid paragraph--view-mode--embed"> <div class="grid-container"> <div class="grid-row"> <div class="tablet:grid-col-6 mobile-lg:padding-right-0 tablet:padding-right-3 desktop:padding-right-3"> <div class="field field--name-field-first-column-body field--type-text-long field--label-hidden field__items"> <div class="field__item"><div class="align-left media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/img_penny_sm.jpg" width="165" height="188" alt="A stack of pennies"> </div></div> </div> <p><a href="https://edie.fdic.gov/"><strong>Electronic Deposit Insurance Estimator (EDIE)</strong></a></p><p>Our <a href="https://edie.fdic.gov/index.html">Electronic Deposit Insurance Estimator (EDIE)</a> helps you calculate how much of your bank deposits are covered by FDIC deposit insurance and what portion of your funds (if any) exceeds the coverage limits. <a href="https://edie.fdic.gov/esp/">EDIE en Español</a></p></div></div> </div> <div class="tablet:grid-col-6"> <div class="field field--name-field-second-column-body field--type-text-long field--label-hidden field__items"> <div class="field__item"><div class="align-left media media--type-image media--view-mode-medium"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/styles/medium/private/2024-08/bank-closing-sm-mosaic.jpg?itok=-mLGTbEP" width="220" height="189" alt="Deposit Insurance FAQ"> </div></div> </div> <p><a href="/resources/deposit-insurance/faq"><strong>Deposit Insurance FAQs</strong></a></p><p>What is deposit insurance? Why does it matter to you? Check our <a href="/resources/deposit-insurance/faq">FAQs</a> for answers to some of the most common questions about the FDIC and deposit insurance.</p></div></div> </div> </div> </div> </div> </div></div> </div> <div data-embed-button="paragraphs" data-paragraph-id="01d13623-8bee-4dc9-b67e-6870edf0d3ac" data-paragraph-revision-id="1491" data-entity-label="Paragraphs" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="01d13623-8bee-4dc9-b67e-6870edf0d3ac" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--from-library paragraph--view-mode--embed"> <div class="field field--name-paragraphs field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--view paragraph--view-mode--default table-style--standard"> <div class="field field--name-field-block field--type-block-field field--label-hidden field__items"> <div class="field__item"><div class="views-element-container block block-views block-views-blockhome-page-gliders-block-1" id="block-views-block-home-page-gliders-block-1"> <div><div class="glider-title-inline-with-pager glider bg-white js-view-dom-id-4ed8c0d870ef326adc1ea7e684137679b25912b2b985eb906b5b909d38d4f76d"> <header> <h3 style="margin: 0; margin-bottom: -2.8rem; width: fit-content;">Consumer Resources</h3> </header> <div class="views-view-navigation"><div class="more-link"><a href="/consumer-resource-center">VIEW MORE</a></div> <nav role="navigation" aria-labelledby="pagination-heading" class="glider-pagination"> <ul class="glider-pagination__list js-pager__items"> <li class="glider-pagination__item"> <div class="glider-pagination__previous-page"></div> </li> <li class="glider-pagination__item"> <a href="/home?page=1" title="Go to next page" rel="next" class="glider-pagination__link glider-pagination__next-page"> <span class="sr-only">Next page</span> </a> </li> </ul> </nav> </div> <div class="glider-track three-cards-auto-scale"> <div class="glider-card full-border " id="glider-card-0"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="https://ask.fdic.gov/fdicinformationandsupportcenter/s/?language=en_US">Submit a Complaint or Request Help</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Submit a question, deposit insurance coverage inquiry, or complaint against an FDIC-insured institution. </div></div></div> </div> <div class="glider-card full-border " id="glider-card-1"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="/resources/consumers/index.html">Consumer Resource Center</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Information and resources to educate and protect consumers, promote economic inclusion, and connect people with financial resources in their communities. </div></div></div> </div> <div class="glider-card full-border " id="glider-card-2"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="/getbanked">#GetBanked</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Banking relationships generally begin with a checking or savings account, and may lead to low-interest loans and mortgages. Learn more about the top reasons to open a bank account. </div></div></div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> </div> </div></div> </div> </div> <input class="radiotab" name="tabs" type="radio" id="bankers"> <label class="label" for="bankers"> <h2>Bankers</h2> </label> <div class="panel" id="bankers"> <p class="text-align-center"> </p><div class="align-center media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/icon-bankers.png" width="83" height="79" alt="icon of bank inside a circle"> </div></div> </div> <h2 class="text-align-center">Bankers</h2><p class="text-align-center">The FDIC provides extensive resources for bankers, including guidance on regulations, information on examinations, legislation insights, and training programs<span>.</span></p><div data-embed-button="paragraphs" data-paragraph-id="22e5fd75-b6eb-410b-8d44-f0c27232b130" data-paragraph-revision-id="1746" data-entity-label="Paragraphs" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="22e5fd75-b6eb-410b-8d44-f0c27232b130" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--_-column-grid paragraph--view-mode--embed"> <div class="grid-container"> <div class="grid-row"> <div class="tablet:grid-col-6 mobile-lg:padding-right-0 tablet:padding-right-3 desktop:padding-right-3"> <div class="field field--name-field-first-column-body field--type-text-long field--label-hidden field__items"> <div class="field__item"><div class="align-right media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/mission-drive-bank-fund-443x336.png" width="443" height="336" alt="FDIC Launches Mission-Driven Bank Fund"> </div></div> </div> </div></div> </div> <div class="tablet:grid-col-6"> <div class="field field--name-field-second-column-body field--type-text-long field--label-hidden field__items"> <div class="field__item"><p><span>ANNOUNCEMENT / September 16, 2021</span></p><p><a href="/news/press-releases/2021/pr21086.html" data-entity-type="node" data-entity-uuid="10eb10de-5d7f-401a-8e9f-8af4674677bd" data-entity-substitution="canonical" title="FDIC Launches Mission-Driven Bank Fund">FDIC Launches Mission-Driven Bank Fund</a><br><span>The FDIC today announced the launch of a new </span><a href="/minority-depository-institutions-program/mission-driven-bank-fund" data-entity-type="node" data-entity-uuid="1617e58b-47ac-4d92-80dc-14c6424ebf1b" data-entity-substitution="canonical" title="Mission–Driven Bank Fund">Mission-Driven Bank Fund</a><span>, a capital investment vehicle being developed by the FDIC to support insured Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CD</span></p></div></div> </div> </div> </div> </div> </div></div> </div> <div data-embed-button="paragraphs" data-paragraph-id="c7c4ebd2-7a65-4295-8d35-005cd927a02a" data-paragraph-revision-id="1976" data-entity-label="Paragraphs" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="c7c4ebd2-7a65-4295-8d35-005cd927a02a" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--from-library paragraph--view-mode--embed"> <div class="field field--name-paragraphs field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--view paragraph--view-mode--default table-style--standard"> <div class="field field--name-field-block field--type-block-field field--label-hidden field__items"> <div class="field__item"><div class="views-element-container block block-views block-views-blockhome-page-gliders-block-2" id="block-views-block-home-page-gliders-block-2"> <div><div class="glider-title-inline-with-pager glider bg-white js-view-dom-id-7a3484ce5a00c11a3a8c4207ca6732249e979f336e8ebecee7d614f9e3cc1185"> <header> <h3 style="margin: 0; margin-bottom: -2.8rem; width: fit-content;">Banker Resources</h3> </header> <div class="views-view-navigation"><div class="more-link"><a href="/banker-resource-center">VIEW MORE</a></div> <nav role="navigation" aria-labelledby="pagination-heading--2" class="glider-pagination"> <ul class="glider-pagination__list js-pager__items"> <li class="glider-pagination__item"> <div class="glider-pagination__previous-page"></div> </li> <li class="glider-pagination__item"> <a href="/home?page=1" title="Go to next page" rel="next" class="glider-pagination__link glider-pagination__next-page"> <span class="sr-only">Next page</span> </a> </li> </ul> </nav> </div> <div class="glider-track three-cards-auto-scale"> <div class="glider-card full-border " id="glider-card-0"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="/resources/bankers">Banker Resource Center</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Information and resources for banking professionals, arranged by topic. </div></div></div> </div> <div class="glider-card full-border " id="glider-card-1"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="/resources/supervision-and-examinations/bank-applications">Applications for Deposit Insurance</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Access statutes, regulations, guidance, and forms for preparing certain applications. </div></div></div> </div> <div class="glider-card full-border " id="glider-card-2"> <div class="views-field views-field-field-glider-card-link"><div class="field-content"><div class="glider-card-title padding-bottom-0p5"><a href="/news/financial-institution-letters/index.html">Financial Institutions Letters</a></div></div></div><div class="views-field views-field-field-plain-text"><div class="field-content"><div class="padding-x-1 force-font-size-0p875 padding-bottom-1"> Announcements of new regulations and policies, or other matters of interest to banks. </div></div></div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> </div> </div></div> </div> <p> </p><p> </p> </div> <input class="radiotab" name="tabs" type="radio" id="analysts"> <label class="label" for="analysts"> <h2>Analysts</h2> </label> <div class="panel" id="analysts"> <p> </p><div class="align-center media media--type-image media--view-mode-default"> <div class="field field--name-field-media-image field--type-image field--label-hidden field__items"> <div class="field__item"> <img loading="lazy" src="/system/files/2024-08/icon-data-insights.png" width="83" height="79" alt="icon with graphs inside circle"> </div></div> </div> <h2 class="text-align-center">Analysts</h2><p class="text-align-center">The FDIC is proud to be a pre-eminent source of U.S. banking industry research for analysts, including quarterly banking profiles, working papers, and state banking performance data.</p><div data-embed-button="paragraphs" data-paragraph-id="040038cf-0226-4e5b-b3ff-719c2a111bd7" data-paragraph-revision-id="1756" data-entity-label="Paragraphs" data-langcode="en" data-view-mode="embed" data-entity-embed-display="entity_reference_revisions:entity_reference_revisions_entity_view" data-entity-type="embedded_paragraphs" data-entity-uuid="040038cf-0226-4e5b-b3ff-719c2a111bd7" data-entity-embed-display-settings="[]" class="embedded-entity"> <div class="field field--name-paragraph field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--_-column-grid paragraph--view-mode--embed"> <div class="grid-container"> <div class="grid-row"> <div class="tablet:grid-col-6 mobile-lg:padding-right-0 tablet:padding-right-3 desktop:padding-right-3"> <div class="field field--name-field-first-column-body field--type-text-long field--label-hidden field__items"> <div 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class="card position-relative card--chart tablet:text-center border-gray-nurse"><div class="margin-bottom-0 tablet:margin-205 margin-top-1"><a class="usa-media-block__body text-center tablet:text-center" href="/analysis/quarterly-banking-profile/" aria-label="Quarterly Net Income"><h3 class="chart-header margin-y-0 tablet:text-center">Quarterly Net Income</h3></a></div><div class="card__image overflow-hidden"><div id="divNetIncome"></div><div class="navigable-set NetIncome"></div><div class="float-left margin-left-5 margin-bottom-105"><button id="playButton1" title="play" class="fa fa-regular fa-circle-pause text-prussian-blue"></button></div><div class="data-insight-share float-right margin-bottom-105 margin-right-5"><i class="fa fa-solid fa-share text-prussian-blue sharethisicon" title="Share This" tabindex="0"><div class="socmedbut"><div class="data-insight-social-icon margin-x-1"><a aria-label="Share on Facebook" class="usa-icon" 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