Check your State Pension age

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href="/web/20230307213930/https://www.gov.uk/cost-of-living">Cost of living support</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" data-track-category="headerClicked" data-track-label="/browse/justice" data-track-dimension="Crime, justice and the law" data-track-dimension-index="29" data-ga4-link="{"event_name":"navigation","type":"header menu bar","index":"1.1.7","index_total":29,"section":"Topics"}" href="/web/20230307213930/https://www.gov.uk/browse/justice">Crime, justice and the law</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" data-track-category="headerClicked" data-track-label="/browse/disabilities" data-track-dimension="Disabled people" data-track-dimension-index="29" 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href="/web/20230307213930/https://www.gov.uk/browse/housing-local-services">Housing and local services</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" data-track-category="headerClicked" data-track-label="/browse/tax" data-track-dimension="Money and tax" data-track-dimension-index="29" data-ga4-link="{"event_name":"navigation","type":"header menu bar","index":"1.1.14","index_total":29,"section":"Topics"}" href="/web/20230307213930/https://www.gov.uk/browse/tax">Money and tax</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" data-track-category="headerClicked" data-track-label="/browse/abroad" data-track-dimension="Passports, travel and living abroad" data-track-dimension-index="29" data-ga4-link="{"event_name":"navigation","type":"header menu bar","index":"1.1.15","index_total":29,"section":"Topics"}" href="/web/20230307213930/https://www.gov.uk/browse/abroad">Passports, travel and living abroad</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" data-track-category="headerClicked" data-track-label="/browse/visas-immigration" data-track-dimension="Visas and immigration" data-track-dimension-index="29" data-ga4-link="{"event_name":"navigation","type":"header menu bar","index":"1.1.16","index_total":29,"section":"Topics"}" href="/web/20230307213930/https://www.gov.uk/browse/visas-immigration">Visas and immigration</a> </li> <li class="gem-c-layout-super-navigation-header__dropdown-list-item"> <a class="govuk-link gem-c-layout-super-navigation-header__navigation-second-item-link" data-track-action="topicsLink" 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class="gem-c-layout-super-navigation-header__navigation-dropdown-menu"> <div class="govuk-width-container gem-c-layout-super-navigation-header__search-container gem-c-layout-super-navigation-header__search-items"> <h3 class="govuk-visually-hidden"> Search </h3> <div class="govuk-grid-row"> <div class="govuk-grid-column-full"> <form class="gem-c-layout-super-navigation-header__search-form" id="search" data-module="ga4-form-tracker" data-ga4-form="{ "event_name": "search", "type": "header menu bar", "section": "Search GOV.UK", "action": "Search", "url": "/search/all" }" data-ga4-form-include-text action="/web/20230307213930/https://www.gov.uk/search" method="get" role="search" aria-label="Site-wide"> <div class="gem-c-search govuk-!-display-none-print gem-c-search--large gem-c-search--on-white gem-c-search--separate-label" data-module="gem-toggle-input-class-on-focus"> <label for="search-main-af8c2a3c" class="govuk-label govuk-label--m">Search GOV.UK</label> <div 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data-track-options="{"dimension96":"c0ff9296-e91e-40d1-97bd-008026e90426"}"> Plan your retirement income: step by step </a> </div> </div> <main id="content" role="main"> <div class="govuk-grid-row"> <div class="govuk-grid-column-two-thirds"> <div class="gem-c-title govuk-!-margin-top-8 govuk-!-margin-bottom-8"> <h1 class="gem-c-title__text govuk-heading-xl"> Check your State Pension age </h1> </div> </div> </div> <div class="govuk-grid-row"> <div class="govuk-grid-column-two-thirds"> <article role="article"> <section class="govuk-!-margin-bottom-6"> <div class="gem-c-govspeak govuk-govspeak " data-module="govspeak"> <p>Your State Pension age is the earliest age you can start receiving your State Pension. It may be different to the age you can get a <a href="/web/20230307213930/https://www.gov.uk/early-retirement-pension/personal-and-workplace-pensions">workplace or personal pension</a>.</p> <div role="note" aria-label="Information" class="application-notice info-notice"> <p><a href="/web/20230307213930/https://www.gov.uk/government/news/proposed-new-timetable-for-state-pension-age-increases">The State Pension age is under review</a> and may change in the future.</p> </div> <p>Use this tool to check:</p> <ul> <li>when you’ll reach State Pension age</li> <li>your Pension Credit qualifying age</li> <li>when you’ll be eligible for free bus travel</li> </ul> </div> <a class="gem-c-button govuk-button govuk-button--start" role="button" rel="nofollow" data-module="govuk-button ga4-link-tracker" data-ga4-link="{"event_name":"form_start","type":"smart answer","section":"start page","action":"start","tool_name":"Check your State Pension age"}" draggable="false" href="/web/20230307213930/https://www.gov.uk/state-pension-age/y"> Start now <svg class="govuk-button__start-icon govuk-!-display-none-print" xmlns="http://www.w3.org/2000/svg" width="17.5" height="19" viewbox="0 0 33 40" focusable="false" aria-hidden="true"> <path fill="currentColor" d="M0 0h13l20 20-20 20H0l20-20z"></path> </svg> </a> </section> <section> <div id="before-you-start"> <h2 class="gem-c-heading gem-c-heading--font-size-27 gem-c-heading--padding">Before you start</h2> <div class="gem-c-govspeak govuk-govspeak " data-module="govspeak"> <p>You can <a href="/web/20230307213930/https://www.gov.uk/working-retirement-pension-age">keep working after you reach State Pension age</a>. ‘Default retirement age’ (a forced retirement age of 65) no longer exists.</p> <p><a href="/web/20230307213930/https://www.gov.uk/check-state-pension">Check your State Pension forecast</a> to find out how much money you’ll get.</p> </div> </div> </section> </article> </div> <div class="govuk-grid-column-one-third"> <div class="gem-c-contextual-sidebar"> <div class="gem-c-step-nav-related gem-c-step-nav-related--singular" data-module="gem-track-click ga4-link-tracker"> <h2 class="gem-c-step-nav-related__heading"> <span class="gem-c-step-nav-related__pretitle">Part of</span> <a href="/web/20230307213930/https://www.gov.uk/plan-for-retirement" class="govuk-link" data-track-category="stepNavPartOfClicked" data-track-action="Part of" data-track-label="/plan-for-retirement" data-track-dimension="Plan your retirement income: step by step" data-track-dimension-index="29" data-track-options="{"dimension96" : "c0ff9296-e91e-40d1-97bd-008026e90426" }" data-ga4-link="{"event_name":"navigation", "type":"related content", "index":{"index_link": "1"}, "index_total":"1"}"> Plan your retirement income: step by step </a> </h2> </div> <div data-module="gemstepnav ga4-event-tracker" data-ga4-expandable class="gem-c-step-nav js-hidden govuk-!-display-none-print " data-id="c0ff9296-e91e-40d1-97bd-008026e90426" data-show-text="Show" data-hide-text="Hide" data-show-all-text="Show all steps" data-hide-all-text="Hide all steps"> <ol class="gem-c-step-nav__steps"> <li class="gem-c-step-nav__step js-step gem-c-step-nav__step--active" aria-current="step" data-show id="check-when-you-can-retire" data-track-count="stepNavSection"> <div class="gem-c-step-nav__header js-toggle-panel" data-position="1"> <h3 class="gem-c-step-nav__title"> <span class="gem-c-step-nav__circle gem-c-step-nav__circle--number"> <span class="gem-c-step-nav__circle-inner"> <span class="gem-c-step-nav__circle-background"> <span class="gem-c-step-nav__circle-step-label govuk-!-display-none-print visuallyhidden">Step</span> 1<span class="gem-c-step-nav__circle-step-colon govuk-!-display-none-print visuallyhidden" aria-hidden="true">:</span> </span> </span> </span> <span class="js-step-title"> Check when you can retire </span> </h3> </div> <div class="gem-c-step-nav__panel js-panel" id="step-panel-check-when-you-can-retire-1"> <ol class="gem-c-step-nav__list " data-length="3"> <li class="gem-c-step-nav__list-item js-list-item gem-c-step-nav__list-item--active"><a data-position="1.1" class="gem-c-step-nav__link js-link" href="#content"><span class="gem-c-step-nav__link-active-context visuallyhidden">You are currently viewing: </span>Check what age you can get your State Pension </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="1.2" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/working-retirement-pension-age?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find out about working after you reach State Pension age </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="1.3" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/early-retirement-pension/personal-and-workplace-pensions?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find out if you can retire early with your workplace or personal pension </a></li> </ol> </div> </li> <li class="gem-c-step-nav__step js-step " id="check-how-much-pension-you-could-get" data-track-count="stepNavSection"> <div class="gem-c-step-nav__header js-toggle-panel" data-position="2"> <h3 class="gem-c-step-nav__title"> <span class="gem-c-step-nav__circle gem-c-step-nav__circle--logic"> <span class="gem-c-step-nav__circle-inner"> <span class="gem-c-step-nav__circle-background"> and </span> </span> </span> <span class="js-step-title"> Check how much pension you could get </span> </h3> </div> <div class="gem-c-step-nav__panel js-panel" id="step-panel-check-how-much-pension-you-could-get-2"> <ol class="gem-c-step-nav__list " data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a data-position="2.1" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/check-state-pension?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find out how much State Pension you could get (your forecast) </a></li></ol> <p class="gem-c-step-nav__paragraph">You may also be paying into a:</p> <ul class="gem-c-step-nav__list gem-c-step-nav__list--choice" data-length="2"> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="2.2" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/workplace-pensions?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">workplace pension </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="2.3" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/pension-types?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">personal pension </a></li> </ul> <ol class="gem-c-step-nav__list " data-length="2"> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="2.4" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/tax-on-pension?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find out if you’ll pay tax on your pension </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="2.5" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/find-pension-contact-details?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find contact details for a lost pension </a></li> </ol> </div> </li> <li class="gem-c-step-nav__step js-step " id="increase-your-pension" data-track-count="stepNavSection"> <div class="gem-c-step-nav__header js-toggle-panel" data-position="3"> <h3 class="gem-c-step-nav__title"> <span class="gem-c-step-nav__circle gem-c-step-nav__circle--number"> <span class="gem-c-step-nav__circle-inner"> <span class="gem-c-step-nav__circle-background"> <span class="gem-c-step-nav__circle-step-label govuk-!-display-none-print visuallyhidden">Step</span> 2<span class="gem-c-step-nav__circle-step-colon govuk-!-display-none-print visuallyhidden" aria-hidden="true">:</span> </span> </span> </span> <span class="js-step-title"> Increase your pension </span> </h3> </div> <div class="gem-c-step-nav__panel js-panel" id="step-panel-increase-your-pension-3"> <p class="gem-c-step-nav__paragraph">You might be able to increase the amount you get if you delay your pension.</p> <ol class="gem-c-step-nav__list " data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a data-position="3.1" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/deferring-state-pension?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Find out about delaying your pension </a></li></ol> <p class="gem-c-step-nav__paragraph">You might be able to pay voluntary contributions to fill in gaps in your National Insurance record (such as, from when you were not working or claiming benefits). </p> <ol class="gem-c-step-nav__list " data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a data-position="3.2" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/voluntary-national-insurance-contributions/who-can-pay-voluntary-contributions?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Check if you can pay voluntary National Insurance contributions </a></li></ol> <p class="gem-c-step-nav__paragraph">For advice about increasing your workplace or private pension, speak to a financial adviser.</p> <ol class="gem-c-step-nav__list " data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a rel="external" data-position="3.3" class="gem-c-step-nav__link js-link" href="http://web.archive.org/web/20230307213930/https://www.unbiased.co.uk/">Find a financial adviser through Unbiased </a></li></ol> </div> </li> <li class="gem-c-step-nav__step js-step " id="check-what-other-financial-support-you-could-get" data-track-count="stepNavSection"> <div class="gem-c-step-nav__header js-toggle-panel" data-position="4"> <h3 class="gem-c-step-nav__title"> <span class="gem-c-step-nav__circle gem-c-step-nav__circle--number"> <span class="gem-c-step-nav__circle-inner"> <span class="gem-c-step-nav__circle-background"> <span class="gem-c-step-nav__circle-step-label govuk-!-display-none-print visuallyhidden">Step</span> 3<span class="gem-c-step-nav__circle-step-colon govuk-!-display-none-print visuallyhidden" aria-hidden="true">:</span> </span> </span> </span> <span class="js-step-title"> Check what other financial support you could get </span> </h3> </div> <div class="gem-c-step-nav__panel js-panel" id="step-panel-check-what-other-financial-support-you-could-get-4"> <p class="gem-c-step-nav__paragraph">Check what financial help you could get if you:</p> <ul class="gem-c-step-nav__list gem-c-step-nav__list--choice" data-length="5"> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.1" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/pension-credit?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">are on a low income </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.2" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/housing-benefit?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">need help paying your rent </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.3" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/winter-fuel-payment?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">need help paying your heating bill </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.4" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/cold-weather-payment?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">are claiming benefits and the weather is cold </a></li> <li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.5" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/attendance-allowance?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">are disabled </a></li> </ul> <p class="gem-c-step-nav__paragraph">You can also get free bus travel if you: </p> <ul class="gem-c-step-nav__list gem-c-step-nav__list--choice" data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a data-position="4.6" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/apply-for-elderly-person-bus-pass?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">apply for a bus pass </a></li></ul> </div> </li> <li class="gem-c-step-nav__step js-step " id="decide-when-to-retire" data-track-count="stepNavSection"> <div class="gem-c-step-nav__header js-toggle-panel" data-position="5"> <h3 class="gem-c-step-nav__title"> <span class="gem-c-step-nav__circle gem-c-step-nav__circle--number"> <span class="gem-c-step-nav__circle-inner"> <span class="gem-c-step-nav__circle-background"> <span class="gem-c-step-nav__circle-step-label govuk-!-display-none-print visuallyhidden">Step</span> 4<span class="gem-c-step-nav__circle-step-colon govuk-!-display-none-print visuallyhidden" aria-hidden="true">:</span> </span> </span> </span> <span class="js-step-title"> Decide when to retire </span> </h3> </div> <div class="gem-c-step-nav__panel js-panel" id="step-panel-decide-when-to-retire-5"> <ol class="gem-c-step-nav__list " data-length="1"><li class="gem-c-step-nav__list-item js-list-item "><a data-position="5.1" class="gem-c-step-nav__link js-link" href="/web/20230307213930/https://www.gov.uk/plan-retirement-income/get-financial-advice?step-by-step-nav=c0ff9296-e91e-40d1-97bd-008026e90426">Get advice on planning your pension and deciding when to retire </a></li></ol> </div> </li> </ol> </div> </div> </div> </div> </main> </div> </div> <div class="govuk-width-container"> <div class="gem-c-feedback govuk-!-display-none-print" data-module="feedback ga4-event-tracker"> <div class="gem-c-feedback__prompt gem-c-feedback__js-show js-prompt" tabindex="-1"> <div class="gem-c-feedback__prompt-content"> <div class="gem-c-feedback__prompt-questions js-prompt-questions" hidden> <div class="gem-c-feedback__prompt-question-answer"> <h2 class="gem-c-feedback__prompt-question">Is this page useful?</h2> <ul class="gem-c-feedback__option-list"> <li class="gem-c-feedback__option-list-item govuk-visually-hidden" hidden> <a class="gem-c-feedback__prompt-link" data-track-category="yesNoFeedbackForm" data-track-action="ffMaybeClick" role="button" hidden="hidden" aria-hidden="true" href="/web/20230307213930/https://www.gov.uk/contact/govuk"> Maybe </a> </li> <li class="gem-c-feedback__option-list-item"> <button class="govuk-button gem-c-feedback__prompt-link js-page-is-useful" data-track-category="yesNoFeedbackForm" data-track-action="ffYesClick" 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id="feedback_explanation" class="gem-c-feedback__form-paragraph">Don’t include personal or financial information like your National Insurance number or credit card details.</p> <div class="govuk-visually-hidden" aria-hidden="true"> <label for="giraffe">This field is for robots only. Please leave blank</label> <input id="giraffe" name="giraffe" type="text" pattern=".{0}" tabindex="-1" autocomplete="off"> </div> <div class="gem-c-textarea govuk-form-group govuk-!-margin-bottom-6"> <label for="textarea-b149bfeb" class="gem-c-label govuk-label">What were you doing?</label> <textarea name="what_doing" class="govuk-textarea" id="textarea-b149bfeb" rows="3" spellcheck="true" aria-describedby="feedback_explanation"> </textarea> </div> <div class="gem-c-textarea govuk-form-group govuk-!-margin-bottom-6"> <label for="textarea-1922555b" class="gem-c-label govuk-label">What went wrong?</label> <textarea name="what_wrong" class="govuk-textarea" id="textarea-1922555b" rows="3" spellcheck="true"> </textarea> </div> <button class="gem-c-button govuk-button" type="submit" data-ga4-event="{"event_name":"form_submit","type":"feedback","text":"Send","section":"Help us improve GOV.UK"}">Send</button> <button class="govuk-button govuk-button--secondary gem-c-feedback__close gem-c-feedback__js-show js-close-form" data-track-category="Onsite Feedback" data-track-action="GOV.UK Close Form" aria-controls="something-is-wrong" aria-expanded="true"> Cancel </button> </div> </div> </form> <script nonce="7fQP1VtEtodz2kLhE1I3IA=="> //<![CDATA[ document.addEventListener("DOMContentLoaded", function () { var input = document.querySelector("#giraffe"), form = document.querySelector("#something-is-wrong") form.addEventListener("submit", spamCapture); function spamCapture(e) { if (input.value.length !== 0) return; e.preventDefault(); } }); //]]> </script> <form action="/web/20230307213930/https://www.gov.uk/contact/govuk/email-survey-signup" id="page-is-not-useful" class="gem-c-feedback__form gem-c-feedback__form--email gem-c-feedback__js-show js-feedback-form" data-track-category="yesNoFeedbackForm" data-track-action="Send Form" method="post"> <div class="govuk-grid-row"> <div class="govuk-grid-column-two-thirds" id="survey-wrapper"> <div class="gem-c-feedback__error-summary js-errors" tabindex="-1" hidden></div> <input name="email_survey_signup[survey_id]" type="hidden" value="footer_satisfaction_survey"> <input name="email_survey_signup[survey_source]" type="hidden" value="/state-pension-age"> <h3 class="gem-c-feedback__form-heading">Help us improve GOV.UK</h3> <p id="survey_explanation" class="gem-c-feedback__form-paragraph">To help us improve GOV.UK, we’d like to know more about your visit today. We’ll send you a link to a feedback form. It will take only 2 minutes to fill in. Don’t worry we won’t send you spam or share your email address with anyone.</p> <div class="govuk-form-group"> <label for="input-66cf8793" class="gem-c-label govuk-label">Email address</label> <input aria-describedby="survey_explanation" autocomplete="email" class="gem-c-input govuk-input" id="input-66cf8793" name="email_survey_signup[email_address]" spellcheck="false" type="email"> </div> <button class="gem-c-button govuk-button" type="submit" data-ga4-event="{"event_name":"form_submit","type":"feedback","text":"Send me the survey","section":"Help us improve GOV.UK"}">Send me the survey</button> <button class="govuk-button govuk-button--secondary gem-c-feedback__close js-close-form" data-track-category="yesNoFeedbackForm" data-track-action="ffFormClose" aria-controls="page-is-not-useful" aria-expanded="true" hidden> Cancel </button> </div> </div> </form> </div> </div> <footer class="gem-c-layout-footer govuk-footer gem-c-layout-footer--border" role="contentinfo"> <div 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