iPhone, iPad, Mac, Apple Watch und Vision Pro mit Finanzierung

<!DOCTYPE html> <html class="de de-de nojs seg-consumer emea" lang="de-DE" > <head> <link rel="preconnect" href="https://store.storeimages.cdn-apple.com/4668/store.apple.com" crossorigin="anonymous"> <link rel="dns-prefetch" href="https://store.storeimages.cdn-apple.com/4668/store.apple.com" crossorigin="anonymous"> <link rel="preconnect" href="https://www.apple.com" crossorigin="anonymous"> <link rel="dns-prefetch" href="https://www.apple.com" crossorigin="anonymous"> <meta name="viewport" content="width=device-width, height=device-height, initial-scale=1" /> <title>iPhone, iPad, Mac, Apple Watch und Vision Pro mit Finanzierung - Apple (DE)</title> <meta charset="utf-8" /> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" /> <meta name="format-detection" content="telephone=no" /> <meta property="og:image" content="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/finance-og-image-202409?wid=1200&hei=630&fmt=jpeg&qlt=95&.v=1726851323350" /> <meta property="og:site_name" content="Apple (DE)" /> <meta property="og:title" content="iPhone, iPad, Mac, Apple Watch und Vision Pro mit Finanzierung" /> <meta property="og:description" content="Die Finanzierung auf apple.com wird zusammen mit Zinia angeboten. Verteile die Kosten für iPhone, iPad, Mac, Apple Watch und Vision Pro." /> <meta name="twitter:site" content="@apple" /> <meta name="twitter:card" content="summary_large_image" /> <meta property="og:url" content="https://www.apple.com/de/shop/browse/financing" /> <meta property="og:locale" content="de_DE" /> <meta name="robots" content="max-image-preview:large" /> <meta property="og:type" content="product" /> <meta name="description" content="Die Finanzierung auf apple.com wird zusammen mit Zinia angeboten. Verteile die Kosten für iPhone, iPad, Mac, Apple Watch und Vision Pro." /> <link rel="canonical" href="https://www.apple.com/de/shop/browse/financing" /> <script crossorigin="anonymous"> document.cookie = "as_sfa=MnxkZXxkZXx8ZGVfREV8Y29uc3VtZXJ8aW50ZXJuZXR8MHwwfDE; path=/; domain=apple.com; expires=Thu, 22-May-2025 15:56:44 GMT; Secure;"; </script> <script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":"1","name":"Finanzierung"}]}</script> <script type="application/ld+json">{"@context":"https://schema.org","@type":"VideoObject","uploadDate":"2024-04-02T00:00:00.000-07:00","description":"Die Finanzierung auf apple.com wird zusammen mit Zinia angeboten. Verteile die Kosten für iPhone, iPad, Mac, Apple Watch und Vision Pro.","transcript":"\n \n\n\tSo kannst du dein iPhone in monatlichen Raten zahlen\n\n\n\t[Apple Mitarbeiter im Apple Store]\n\n\n\t[Fröhliche elektronische Musik beginnt]\n\n\n\tHi, ich bin Nils. Wenn du hier bei Apple online einkaufst und in Raten zahlen möchtest, hast du jetzt noch mehr Möglichkeiten.\n\n\n\t[Text erscheint neben Nils. Eingeblendeter Text: Mac, iPhone, iPad und Apple Watch mit passenden Bildern]\n\n \n\n\tNachdem du dich für ein neues Produkt entschieden hast, ...\n\n \n\n\t[iPad wird ausgewählt, woraufhin verschiedene Finanzierungsoptionen für ein 11\" iPad Pro Wi-Fi + Cellular in Space Gray eingeblendet werden. Zur Auswahl stehen 3, 6, 12, 24 und 36 Monatsraten mit einem effektiven Jahreszins von 0 bis 5,90 %]\n\n \n\n\t[Rechtlicher Hinweis wird eingeblendet: Die angegebenen Zahlen dienen allein der Veranschaulichung. Diese sind möglicherweise nicht im Apple Online Store oder in Apple Stores verfügbar.]\n\n \n\n\t… kannst du die Finanzierungsoption wählen, die am besten zu dir passt.\n\n \n\n\t[6 Raten wird ausgewählt. Eingeblendeter Text: „Welche Art von Gerät hast du?“ mit den Auswahlmöglichkeiten Smartphone, Tablet, Computer und Uhr]\n\n \n\n\tUnd wenn du gleichzeitig ein Gerät in Zahlung gibst, kannst du sogar noch deine monatlichen Raten senken.\n\n \n\n\t[Tablet wird ausgewählt, Text wird ausgeblendet und Nils erscheint wieder im Vollbild im Apple Store]\n\n \n\n\tFüll einfach den Finanzierungsantrag unseres Partners Zinia aus, dann bekommst du sofort eine Entscheidung. Und wenn du noch Fragen hast, sind unsere Teams immer für dich da: im Store, am Telefon oder im Chat.\n\n \n\n\t[Musik endet]\n\n \n\n\t[Apple Logo wird eingeblendet]\n\n \n"}</script> <script type="application/json" id="metrics">{"config":{"asMetrics":{"graffitiFeatures":["pageLoad"],"dataMule":"v1","storedEntryPointEnabled":false,"graffitiEnabled":true},"omniture":{"account":["applestoreww"],"trackingServer":"securemetrics.apple.com","internalDomains":["store.apple.com","secure.store.apple.com","secure1.store.apple.com","secure2.store.apple.com","epp.apple.com","secure1.epp.apple.com","storeint.apple.com","secure1.storeint.apple.com","www.apple.com"]},"global":{"cookieDomain":"apple.com"}},"data":{"node":"standard/financing","pageName":"AOS: financing","properties":{"isHomePage":false,"encryptedStoreId":"wAU4UKP4A49PUDAJA","serverName":"5298000","characterSetForCountry":"UTF-8","currencyCode":"EUR","computedChannel":"AOS: financing","storeSegmentVariable":"AOS: DE Consumer","storeFrontId":"11789","computedCustomStoreName":"AOS: German Consumer","langAttribute":"de-de","evarDataNodesEnabled":true},"currency":"EUR","area":"shop"}}</script> <script type="application/json" id="graffiti-tags">[{"u":"","c":"sha256-9B+QyUZJgru0R3S8yyxjtJk75nsaBRnRwgPHHsxia7M=","p":"100"}]</script> <script src="https://graffiti-tags.apple.com/public/aos/prod/ucp3/TXdg_ioP6eJ7mcs2L39edpgXdOryBNxdx0quW2aE0uY.js" integrity="sha256-TXdg+ioP6eJ7mcs2L39edpgXdOryBNxdx0quW2aE0uY=" crossorigin="anonymous"></script> <script src="https://graffiti-tags.apple.com/public/aos/prod/ucp3/9B_QyUZJgru0R3S8yyxjtJk75nsaBRnRwgPHHsxia7M.js" integrity="sha256-9B+QyUZJgru0R3S8yyxjtJk75nsaBRnRwgPHHsxia7M=" crossorigin="anonymous"></script> <link rel="image_src" href="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/finance-og-image-202409?wid=400&hei=400&fmt=jpeg&qlt=90&.v=1726851323350" /> <script crossorigin="anonymous"> if (/(iPhone|iPod).*OS ([6-9]|[1-9][0-9]).*AppleWebKit.*Mobile.*Safari/.test(navigator.userAgent)) { var headNode = document.getElementsByTagName("head")[0]; var sbNode = document.createElement('meta'); var url = decodeURI("https://www.apple.com/de/shop/browse/financing"); var ses = "; " + document.cookie; var sesParts = ses.split("; s_vi="); ses = sesParts.length == 2 ? sesParts.pop().split(";").shift() : ''; if (ses !== '') { url += url.indexOf('?') >= 0 ? 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3.0935 0 0 0 2.1586-1.1368z"></path></svg></span><span class="globalnav-image-compact globalnav-link-image"><svg height="48" viewbox="0 0 17 48" width="17" xmlns="http://www.w3.org/2000/svg"> <path d="m15.5752 19.0792a4.2055 4.2055 0 0 0 -2.01 3.5376 4.0931 4.0931 0 0 0 2.4908 3.7542 9.7779 9.7779 0 0 1 -1.2755 2.6351c-.7941 1.1431-1.6244 2.2862-2.8878 2.2862s-1.5883-.734-3.0443-.734c-1.42 0-1.9252.7581-3.08.7581s-1.9611-1.0589-2.8876-2.3584a11.3987 11.3987 0 0 1 -1.9373-6.1487c0-3.61 2.3464-5.523 4.6566-5.523 1.2274 0 2.25.8062 3.02.8062.734 0 1.8771-.8543 3.2729-.8543a4.3778 4.3778 0 0 1 3.6822 1.841zm-6.8586-2.0456a1.3865 1.3865 0 0 1 -.2527-.024 1.6557 1.6557 0 0 1 -.0361-.337 4.0341 4.0341 0 0 1 1.0228-2.5148 4.1571 4.1571 0 0 1 2.7314-1.4078 1.7815 1.7815 0 0 1 .0361.373 4.1487 4.1487 0 0 1 -.9867 2.587 3.6039 3.6039 0 0 1 -2.5148 1.3236z"></path></svg></span><span class="globalnav-link-text">Apple</span></a> </li> <li data-topnav-flyout-item="menu" data-topnav-flyout-label="Menu" role="none" class="globalnav-item globalnav-menu"> <div data-topnav-flyout="menu" class="globalnav-flyout"> <div class="globalnav-menu-list"> <div data-analytics-element-engagement="globalnav hover - store" class="globalnav-item globalnav-item-store globalnav-item-menu"> <ul role="none" class="globalnav-submenu-trigger-group"> <li class="globalnav-submenu-trigger-item"> <a href="/de/store" data-globalnav-item-name="store" data-topnav-flyout-trigger-compact="true" data-analytics-title="store" data-analytics-element-engagement="hover - store" aria-label="Store" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-store" data-autom="gn_store"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 30 44" width="30" xmlns="http://www.w3.org/2000/svg"> <path d="m26.5679 20.4629c1.002 0 1.67.738 1.693 1.857h-3.48c.076-1.119.779-1.857 1.787-1.857zm2.754 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viewbox="0 0 23 44" width="23" xmlns="http://www.w3.org/2000/svg"> <path d="m8.1558 25.9987v-6.457h-.0703l-2.666 6.457h-.8907l-2.666-6.457h-.0703v6.457h-.9844v-8.4551h1.2246l2.8945 7.0547h.0938l2.8945-7.0547h1.2246v8.4551zm2.5166-1.7696c0-1.1309.832-1.7812 2.3027-1.8691l1.8223-.1113v-.5742c0-.7793-.4863-1.207-1.4297-1.207-.7559 0-1.2832.2871-1.4238.7852h-1.0195c.1348-1.0137 1.1309-1.6816 2.4785-1.6816 1.541 0 2.4023.791 2.4023 2.1035v4.3242h-.9609v-.9318h-.0938c-.4102.6738-1.1016 1.043-1.9453 1.043-1.2246 0-2.1328-.7266-2.1328-1.8809zm4.125-.5859v-.5801l-1.6992.1113c-.9609.0645-1.3828.3984-1.3828 1.0312 0 .6445.5449 1.0195 1.2773 1.0195 1.0371.0001 1.8047-.6796 1.8047-1.5819zm6.958-2.0273c-.1641-.627-.7207-1.1367-1.6289-1.1367-1.1367 0-1.8516.9082-1.8516 2.3379 0 1.459.7266 2.3848 1.8516 2.3848.8496 0 1.4414-.3926 1.6289-1.1074h1.0195c-.1816 1.1602-1.125 2.0156-2.6426 2.0156-1.7695 0-2.9004-1.2832-2.9004-3.293 0-1.9688 1.125-3.2461 2.8945-3.2461 1.5352 0 2.4727.9199 2.6484 2.0449z"></path></svg></span><span class="globalnav-link-text">Mac</span></span></a> </li> </ul> </div> <div data-analytics-element-engagement="globalnav hover - ipad" class="globalnav-item globalnav-item-ipad globalnav-item-menu"> <ul role="none" class="globalnav-submenu-trigger-group"> <li class="globalnav-submenu-trigger-item"> <a href="https://www.apple.com/de/ipad/" data-globalnav-item-name="ipad" data-topnav-flyout-trigger-compact="true" data-analytics-title="ipad" data-analytics-element-engagement="hover - ipad" aria-label="iPad" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-ipad" data-autom="gn_ipad"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 24 44" width="24" xmlns="http://www.w3.org/2000/svg"> <path d="m14.9575 23.7002c0 .902-.768 1.582-1.805 1.582-.732 0-1.277-.375-1.277-1.02 0-.632.422-.966 1.383-1.031l1.699-.111zm-1.395-4.072c-1.347 0-2.343.668-2.478 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data-analytics-element-engagement="globalnav hover - iphone" class="globalnav-item globalnav-item-iphone globalnav-item-menu"> <ul role="none" class="globalnav-submenu-trigger-group"> <li class="globalnav-submenu-trigger-item"> <a href="https://www.apple.com/de/iphone/" data-globalnav-item-name="iphone" data-topnav-flyout-trigger-compact="true" data-analytics-title="iphone" data-analytics-element-engagement="hover - iphone" aria-label="iPhone" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-iphone" data-autom="gn_iphone"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 38 44" width="38" xmlns="http://www.w3.org/2000/svg"> <path d="m32.7129 22.3203h3.48c-.023-1.119-.691-1.857-1.693-1.857-1.008 0-1.711.738-1.787 1.857zm4.459 2.045c-.293 1.078-1.277 1.746-2.66 1.746-1.752 0-2.848-1.266-2.848-3.264 0-1.986 1.113-3.275 2.848-3.275 1.705 0 2.742 1.213 2.742 3.176v.386h-4.541v.047c.053 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6.873h.07l1.893-6.873h1.066l1.893 6.873h.07l1.682-6.873h1.101l-2.302 8.455h-.996l-1.946-6.674h-.07z"></path></svg></span><span class="globalnav-link-text">Watch</span></span></a> </li> </ul> </div> <div data-analytics-element-engagement="globalnav hover - vision" class="globalnav-item globalnav-item-vision globalnav-item-menu"> <ul role="none" class="globalnav-submenu-trigger-group"> <li class="globalnav-submenu-trigger-item"> <a href="https://www.apple.com/de/apple-vision-pro/" data-globalnav-item-name="vision" data-topnav-flyout-trigger-compact="true" data-analytics-title="vision" data-analytics-element-engagement="hover - vision" aria-label="Vision" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-vision" data-autom="gn_vision"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg xmlns="http://www.w3.org/2000/svg" width="34" height="44" viewbox="0 0 34 44"> <g id="en-US_globalnav_links_vision_image_large"> <rect id="box_" width="34" height="44" fill="none"></rect> <path id="art_" d="m.4043,17.5449h1.1074l2.4844,7.0898h.0938l2.4844-7.0898h1.1074l-3.1172,8.4551h-1.043L.4043,17.5449Zm8.3467.2168c0-.3867.3164-.7031.7031-.7031s.7031.3164.7031.7031-.3164.7031-.7031.7031-.7031-.3164-.7031-.7031Zm.1875,1.9219h1.0195v6.3164h-1.0195v-6.3164Zm2.499,4.7051h1.043c.1699.5273.6738.873,1.4824.873.8496,0,1.4531-.4043,1.4531-.9785v-.0117c0-.4277-.3223-.7266-1.1016-.9141l-.9785-.2344c-1.1836-.2812-1.7168-.7969-1.7168-1.7051v-.0059c0-1.0488,1.0078-1.8398,2.3496-1.8398,1.3242,0,2.2441.6621,2.3848,1.6934h-1.002c-.1348-.498-.627-.8438-1.3887-.8438-.75,0-1.3008.3867-1.3008.9434v.0117c0,.4277.3164.6973,1.0605.8789l.9727.2344c1.1895.2871,1.7637.8027,1.7637,1.7051v.0117c0,1.125-1.0957,1.9043-2.5312,1.9043-1.4062,0-2.373-.6797-2.4902-1.7227Zm6.3203-6.627c0-.3867.3164-.7031.7031-.7031s.7031.3164.7031.7031-.3164.7031-.7031.7031-.7031-.3164-.7031-.7031Zm.1875,1.9219h1.0195v6.3164h-1.0195v-6.3164Zm2.5049,3.1641v-.0117c0-2.0273,1.1133-3.2637,2.9121-3.2637s2.9121,1.2363,2.9121,3.2637v.0117c0,2.0215-1.1133,3.2637-2.9121,3.2637s-2.9121-1.2422-2.9121-3.2637Zm4.7812,0v-.0117c0-1.4941-.6738-2.3613-1.8691-2.3613s-1.8691.8672-1.8691,2.3613v.0117c0,1.4883.6738,2.3613,1.8691,2.3613s1.8691-.873,1.8691-2.3613Zm2.5049-3.1641h1.0195v.9492h.0938c.3164-.668.9082-1.0605,1.8398-1.0605,1.418,0,2.209.8379,2.209,2.3379v4.0898h-1.0195v-3.8438c0-1.1367-.4688-1.6816-1.4766-1.6816s-1.6465.6797-1.6465,1.7871v3.7383h-1.0195v-6.3164Z"></path> </g></svg></span><span class="globalnav-link-text">Vision</span></span></a> </li> </ul> </div> <div data-analytics-element-engagement="globalnav hover - airpods" class="globalnav-item globalnav-item-airpods globalnav-item-menu"> <ul role="none" class="globalnav-submenu-trigger-group"> <li class="globalnav-submenu-trigger-item"> <a href="https://www.apple.com/de/airpods/" data-globalnav-item-name="airpods" data-topnav-flyout-trigger-compact="true" data-analytics-title="airpods" data-analytics-element-engagement="hover - airpods" aria-label="AirPods" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-airpods" data-autom="gn_airpods"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 43 44" width="43" xmlns="http://www.w3.org/2000/svg"> <path d="m11.7153 19.6836h.961v.937h.094c.187-.615.914-1.048 1.752-1.048.164 0 .375.011.504.029v1.008c-.082-.024-.446-.059-.645-.059-.961 0-1.658.645-1.658 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aria-label="TV und Home" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-tv-home" data-autom="gn_tv-home"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 65 44" width="65" xmlns="http://www.w3.org/2000/svg"> <path d="m4.3755 26v-7.5059h-2.7246v-.9492h6.5039v.9492h-2.7246v7.5059zm7.7314 0-3.1172-8.4551h1.1074l2.4844 7.0898h.0938l2.4844-7.0898h1.1074l-3.1172 8.4551zm13.981-.8438c-.7207.6328-1.7109 1.002-2.7363 1.002-1.6816 0-2.8594-.9961-2.8594-2.4141 0-1.002.5449-1.7637 1.6758-2.3613.0762-.0352.2344-.1172.3281-.1641-.7793-.8203-1.0605-1.3652-1.0605-1.9805 0-1.084.9199-1.8926 2.1562-1.8926 1.248 0 2.1562.7969 2.1562 1.9043 0 .8672-.5215 1.5-1.8281 2.1855l2.1152 2.2734c.2637-.5273.3984-1.2188.3984-2.2734v-.1465h.9844v.1523c0 1.3125-.2344 2.2676-.6973 2.9824l1.4708 1.5764h-1.3242zm-4.541-1.4824c0 .9492.7676 1.5938 1.8984 1.5938.7676 0 1.5586-.3047 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class="globalnav-link globalnav-submenu-trigger-link globalnav-link-entertainment" data-autom="gn_entertainment"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 77 44" width="77" height="44"> <path d="m0 17.4863h5.2383v.9492h-4.1836v2.7129h3.9668v.9375h-3.9668v2.9062h4.1836v.9492h-5.2383zm6.8994 2.1387h1.0195v.9492h.0938c.3164-.668.9082-1.0605 1.8398-1.0605 1.418 0 2.209.8379 2.209 2.3379v4.0898h-1.0195v-3.8438c0-1.1367-.4688-1.6816-1.4766-1.6816s-1.6465.6797-1.6465 1.7871v3.7383h-1.0195zm7.2803 4.6758v-3.832h-.9961v-.8438h.9961v-1.6348h1.0547v1.6348h1.3828v.8438h-1.3828v3.5742c0 .7441.2578 1.043.9141 1.043.1816 0 .2812-.0059.4688-.0234v.8672c-.1992.0352-.3926.0586-.5918.0586-1.3009-.0001-1.8458-.4806-1.8458-1.6876zm3.4365-1.4942v-.0059c0-1.9512 1.1133-3.2871 2.8301-3.2871s2.7598 1.2773 2.7598 3.1641v.3984h-4.5469c.0293 1.3066.75 2.0684 1.875 2.0684.8555 0 1.3828-.4043 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class="globalnav-submenu-trigger-item"> <a href="/de/shop/accessories/all" data-globalnav-item-name="accessories" data-topnav-flyout-trigger-compact="true" data-analytics-title="accessories" data-analytics-element-engagement="hover - accessories" aria-label="Zubehör" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-accessories" data-autom="gn_accessories"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewbox="0 0 47 44" width="47" xmlns="http://www.w3.org/2000/svg"> <path d="m0 25.25 4.7871-6.6621v-.0938h-4.623v-.9492h5.9883v.75l-4.7637 6.6621v.0938h4.8633v.9492h-6.252zm13.0342.75h-.9609v-.9902h-.0938c-.3164.7031-.9902 1.1016-1.957 1.1016-1.418 0-2.1562-.8438-2.1562-2.3379v-4.0898h1.0077v3.8438c0 1.1367.4219 1.6641 1.4297 1.6641 1.1133 0 1.7227-.6621 1.7227-1.7695v-3.7383h1.0078zm2.8916-1.0078h-.0938v1.0078h-.9609v-8.8242h1.0078v3.5039h.0938c.3457-.6797 1.1133-1.1074 1.9805-1.1074 1.6055 0 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class="globalnav-searchfield-submit"> <span class="globalnav-image-regular"><svg height="32" viewbox="0 0 30 32" width="30" xmlns="http://www.w3.org/2000/svg"> <path d="m23.3291 23.3066-4.35-4.35c-.0105-.0105-.0247-.0136-.0355-.0235a6.8714 6.8714 0 1 0 -1.5736 1.4969c.0214.0256.03.0575.0542.0815l4.35 4.35a1.1 1.1 0 1 0 1.5557-1.5547zm-15.4507-8.582a5.6031 5.6031 0 1 1 5.603 5.61 5.613 5.613 0 0 1 -5.603-5.61z"></path></svg></span><span class="globalnav-image-compact"><svg width="38" height="40" viewbox="0 0 38 40" xmlns="http://www.w3.org/2000/svg"> <path d="m28.6724 27.8633-5.07-5.07c-.0095-.0095-.0224-.0122-.032-.0213a7.9967 7.9967 0 1 0 -1.8711 1.7625c.0254.03.0357.0681.0642.0967l5.07 5.07a1.3 1.3 0 0 0 1.8389-1.8379zm-18.0035-10.0033a6.5447 6.5447 0 1 1 6.545 6.5449 6.5518 6.5518 0 0 1 -6.545-6.5449z"></path></svg></span> </button> </div> <div role="status" aria-live="polite" data-topnav-searchresults-label="alle ergebnisse" class="globalnav-searchresults-count"></div> </form> <div 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Beim Bezahlen kannst du die Ratenzahlungsoption wählen, die am besten für dich passt. </p> </div> </div> </div> <div class="dd-financing-icon-single-bank"> <div class="dd-l-plate"> <div class="row justify-content-center"> <div class="large-8 small-12"> <div class="dd-headline dd-push-bottom-large-25 dd-push-bottom-small-25"> <div class="dd-image dd-push-bottom-large-25 dd-push-bottom-small-25"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/zinia-logo-financing?wid=820&hei=146&fmt=png-alpha&.v=1714558720607" alt="Zinia" width="410" height="73" class="dd-logo large-centered ir" /> </div> </div> <div class="dd-item dd-expand-large-1 dd-push-top-large-2 dd-push-bottom-large-20 dd-push-top-small-2"> <div data-react-videoplayer="" data-bootstrap="main10"></div> </div> <div class="justify-content-center dd-compact-large-8"> <ul class="dd-list" role="list"> <li role="listitem">Stelle online den Antrag und erhalte sofort eine Entscheidung. Spar Zeit beim Bezahlen und lass deine Berechtigung vorab bei Zinia prüfen.</li> <li role="listitem">Wenn du eine Inzahlungnahme hinzufügst, erhältst du eine Sofortgutschrift, sodass sich dein zu finanzierender Betrag verringert.</li> <li role="listitem">Laufzeiten und effektiver Jahreszins variieren je nach Produkt. Sieh dir die aktuellen Angebote an.</li> <li role="listitem">Wenn du AppleCare+ für dein neues Gerät hinzufügst, wird AppleCare+ mit 0 % eff. Zins. p.a. finanziert. Die Laufzeit hängt von der Option ab, die du für dein Gerät wählst.</li> </ul> </div> <div class="dd-apply"> <div class="dd-button"> <a href="https://approval.zinia.com/Apple/" role="button" class="button button-super large-centered button-block" target="_blank" aria-label="Jetzt beantragen (Öffnet ein neues Fenster)" data-analytics-title="apply now">Jetzt beantragen</a> </div> </div> <p class="dd-subheader dd-compact-large-26 dd-push-top-large-25 dd-push-top-small-20"> Lass deine Berechtigung vorab prüfen, um beim Bezahlen Zeit zu sparen. </p> </div> </div> </div> </div> <div class="dd-financing-icon-table"> <div class="dd-offers as-installment-offers"> <h3 class="dd-header t-label as-installment-offers-title"> Aktuelle Angebote. </h3> <div class="dd-wrapper"> <h4 id="iPhone-16-offers"> iPhone 16 Pro Max, iPhone 16 Pro, iPhone 16 Plus, iPhone 16 </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">0 %<span class="as-installment-item-offer badge badge-reduced">Upgrade-Angebot<sup>§︎</sup></span></td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="iPhone-15-offers"> iPhone 15 Plus, iPhone 15, iPhone 14 Plus, iPhone 14, iPhone SE </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="Mac-offers"> Mac </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">2,5 %</td> </tr> <tr> <td class="as-installment-item-term">36 Raten</td> <td class="as-installment-item-interest">3,5 %</td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="iPad-offers"> iPad </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">2,5 %</td> </tr> <tr> <td class="as-installment-item-term">36 Raten</td> <td class="as-installment-item-interest">3,5 %</td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="Apple-watch-offers"> Apple Watch </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">2,5 %</td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="Apple-watch-offers"> Apple Vision Pro </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">12 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">24 Raten</td> <td class="as-installment-item-interest">2,5 %</td> </tr> <tr> <td class="as-installment-item-term">36 Raten</td> <td class="as-installment-item-interest">3,5 %</td> </tr> </tbody> </table> </div> <div class="dd-wrapper"> <h4 id="Accessories-offers"> Zubehör </h4> <table class="as-installment-datatable"> <thead> <tr> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Laufzeit</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight">Zinsen</th> <th scope="col" class="as-installment-heading typography-body-reduced-tight"></th> </tr> </thead> <tbody> <tr> <td class="as-installment-item-term">Zahle in 30 Tagen</td> <td class="as-installment-item-interest">0 %</td> </tr> <tr> <td class="as-installment-item-term">3 Raten</td> <td class="as-installment-item-interest">0 %</td> </tr> </tbody> </table> </div> </div> </div> <div class="dd-financing-icon-example"> <div class="dd-l-plate"> <div class="dd-purchase large-12 small-12"> <h3 class="dd-subheader t-tout"> Beispiel: Kauf über 1.299,00 € mit Zinia </h3> <ul class="row justify-content-center dd-push-bottom-large-10"> <li class="column large-2 small-6"> <div class="dd-item"> <p class="t-caption"> Kaufbetrag </p> <p class="t-body-reduced"> 1.299,00 € </p> </div> </li> <li class="column large-2 small-6"> <div class="dd-item"> <p class="t-caption"> Effektiver Jahreszins </p> <p class="t-body-reduced"> 2,5 % </p> </div> </li> <li class="column large-2 small-6"> <div class="dd-item"> <p class="t-caption"> Geb. Sollz. </p> <p class="t-body-reduced"> 2,47 % </p> </div> </li> <li class="column large-2 small-6"> <div class="dd-item"> <p class="t-caption"> Laufzeit </p> <p class="t-body-reduced"> 24 Raten </p> </div> </li> <li class="column large-2 small-6"> <div class="dd-item"> <p class="t-caption"> Ratenzahlungsbetrag </p> <p class="t-body-reduced"> 55,53 € </p> </div> </li> </ul> <p class="dd-subheader dd-push-top-large-25 dd-push-top-small-20"> Insgesamt finanziert inklusive Zinsen: 1.332,69 € </p> <p class="t-caption dd-disclaimer dd-compact-large-18"> Der Beispielbetrag enthält keine Steuern oder Versandgebühren, die zum Zeitpunkt des Kaufs vollständig bezahlt werden müssen. Zubehör, das nicht für eine Finanzierung qualifiziert ist, wird ebenfalls als zusätzliche einmalige Zahlung über Zinia berechnet. </p> </div> </div> </div> <div class="dd-financing-icon-get-started"> <div class="dd-l-plate"> <div class="dd-info"> <h2 class="dd-header t-headline dd-compact-large-20"> So funktioniert's. </h2> <p class="dd-subcopy t-intro dd-compact-large-13"> Shoppe einfach online auf apple.de und wähle beim Bezahlen die Option „In Raten bezahlen“. </p> </div> <div class="dd-tiles"> <div class="row"> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/buy-iphone" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_iphone" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/iphone-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1716324164841" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">iPhone kaufen</span> </div> </div> </div> </a> </div> </div> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/buy-ipad" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_ipad" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/ipad-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1716324164839" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">iPad kaufen</span> </div> </div> </div> </a> </div> </div> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/buy-mac" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_mac" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/mac-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1716324164838" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">Mac kaufen</span> </div> </div> </div> </a> </div> </div> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/buy-watch" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_watch" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/watch-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1716324164838" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">Apple Watch kaufen</span> </div> </div> </div> </a> </div> </div> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/buy-vision" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_vision" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/visionpro-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1716324164838" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">Apple Vision Pro kaufen</span> </div> </div> </div> </a> </div> </div> <div class="column large-4 small-6"> <div class="dd-wrapper"> <a href="/de/shop/accessories/all" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: home/shop_accessories/all_accessories" class="block"> <div class="dd-tile"> <div class="dd-item"> <div class="dd-image"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/apple-logo-icon-financing-202406?wid=150&hei=150&fmt=png-alpha&.v=1718229679669" alt="" width="75" height="75" class="dd-icon ir" /> </div> <div class="dd-title t-label"> <span class="block-link">Alle Produkte</span> </div> </div> </div> </a> </div> </div> </div> </div> <div class="dd-footer"> <p class="dd-copy t-intro"> Dieses Angebot ist auch in deinem <a href="https://www.apple.com/de/retail" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: retail" aria-label="lokalen Apple Store (Öffnet ein neues Fenster)" target="_blank">lokalen Apple Store</a> erhältlich. </p> <div class="dd-button"> <a href="https://www.apple.com/de/retail" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: retail" class="button button-elevated" aria-label="Store finden (Öffnet ein neues Fenster)" target="_blank">Store finden</a> </div> </div> </div> </div> <script crossorigin="anonymous"> window["main10"] = {"sections":{},"video":{"files":{"hls":{"format":"application/x-mpegurl","src":"https://store.storevideos.cdn-apple.com/v1/store.apple.com/st/1716298991789/iphone-financing-vid1/iphone-financing-vid1_GEO_DE_LANG_DE.m3u8"},"m4v":{"format":"video/x-m4v","src":"https://store.storevideos.cdn-apple.com/v1/store.apple.com/st/1716298991789/iphone-financing-vid1/iphone-financing-vid1_GEO_DE_LANG_DE_1080p.m4v"},"vtt":{"format":"text/vtt","src":"https://store.storevideos.cdn-apple.com/v1/store.apple.com/st/1716298991789/iphone-financing-vid1/iphone-financing-vid1_GEO_DE_LANG_DE_CC.vtt"},"mp4":{"format":"video/mp4","src":"https://store.storevideos.cdn-apple.com/v1/store.apple.com/st/1716298991789/iphone-financing-vid1/audio/DE/init.mp4"}},"posterImage":{"scaleFactor":"DEFAULT","srcSet":{"src":null},"attrs":"","alt":"","width":"","height":"","imageName":null,"originalImageName":null,"noImage":true,"deferSrc":false},"videoEnabled":true,"mobileVideoEnabled":false,"height":"100%","width":"100%","controls":"controls","autoplay":"autoplay","loop":null,"translatedFragmentText":"\n    \n<h1>\n\tSo kannst du dein iPhone in monatlichen Raten zahlen\n</h1>\n<p>\n\t<strong>[Apple Mitarbeiter im Apple Store]</strong>\n</p>\n<p>\n\t<strong>[Fröhliche elektronische Musik beginnt]</strong>\n</p>\n<p>\n\tHi, ich bin Nils. Wenn du hier bei Apple online einkaufst und in Raten zahlen möchtest, hast du jetzt noch mehr Möglichkeiten.\n</p>\n<p>\n\t<strong>[Text erscheint neben Nils. Eingeblendeter Text: Mac, iPhone, iPad und Apple Watch mit passenden Bildern]</strong>\n</p>\n    \n<p>\n\tNachdem du dich für ein neues Produkt entschieden hast, ...\n</p>\n  \n<p>\n\t<strong>[iPad wird ausgewählt, woraufhin verschiedene Finanzierungsoptionen für ein 11\" iPad Pro Wi-Fi + Cellular in Space Gray eingeblendet werden. Zur Auswahl stehen 3, 6, 12, 24 und 36 Monatsraten mit einem effektiven Jahreszins von 0 bis 5,90 %]</strong>\n</p>\n  \n<p>\n\t<strong>[Rechtlicher Hinweis wird eingeblendet: Die angegebenen Zahlen dienen allein der Veranschaulichung. Diese sind möglicherweise nicht im Apple Online Store oder in Apple Stores verfügbar.]</strong>\n</p>\n    \n<p>\n\t… kannst du die Finanzierungsoption wählen, die am besten zu dir passt.\n</p>\n  \n<p>\n\t<strong>[6 Raten wird ausgewählt. Eingeblendeter Text: „Welche Art von Gerät hast du?“ mit den Auswahlmöglichkeiten Smartphone, Tablet, Computer und Uhr]</strong>\n</p>\n  \n<p>\n\tUnd wenn du gleichzeitig ein Gerät in Zahlung gibst, kannst du sogar noch deine monatlichen Raten senken.\n</p>\n  \n<p>\n\t<strong>[Tablet wird ausgewählt, Text wird ausgeblendet und Nils erscheint wieder im Vollbild im Apple Store]</strong>\n</p>\n  \n<p>\n\tFüll einfach den Finanzierungsantrag unseres Partners Zinia aus, dann bekommst du sofort eine Entscheidung. Und wenn du noch Fragen hast, sind unsere Teams immer für dich da: im Store, am Telefon oder im Chat.\n</p>\n    \n<p>\n\t<strong>[Musik endet]</strong>\n</p>\n  \n<p>\n\t<strong>[Apple Logo wird eingeblendet]</strong>\n</p>\n    \n","videoId":"iphone-financing-vid1","sectionTitle":"","videoTitle":"","captionLanguage":"Deutsch","captionLanguageCode":"de","videoImage":{"scaleFactor":"RETINA","srcSet":{"src":"https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/iphone-financing-thumbnail_GEO_DE?wid=1920&hei=1080&fmt=p-jpg&qlt=95&.v=1714564928178","scaleParams1":"wid=960&hei=540&fmt=p-jpg&qlt=95&.v=1714564928178"},"attrs":"","alt":"","width":"960","height":"540","imageName":"iphone-financing-thumbnail_GEO_DE","originalImageName":"iphone-financing-thumbnail_GEO_DE","noImage":false,"deferSrc":false},"isStageRevision":false,"showTranscriptText":"Transkript einblenden","hideTranscriptText":"Transkript ausblenden","playButtonText":"","sectionFooter":"Um mehr über die Ratenzahlung mit Zinia zu erfahren, sieh dir dieses 41-sekündigen Video an.","videoInstanceId":"video-instance-36427aa6f3f64b89bf1e252ae8e88ec0","alt":""}}; </script> <div id="generic-faq-app"></div> <div id="generic-group-faq-app" data-react-group-faq data-analytics-section="faq"></div> <div id="generic-additional-app"></div> <div class="as-footnotes"> <div class="buystrip buystrip-background" data-autom="footnotes-buystrip"> <div class="buystrip-content"> <section class="buystrip-items"> <section class="buystrip-item"> <div class="buystrip-item-content "> <figure class="buystrip-item-icon"> <img src="https://store.storeimages.cdn-apple.com/4668/as-images.apple.com/is/icon-chat-grey-2017?wid=94&hei=112&fmt=png-alpha&.v=1586396516741" alt="" width="47" height="56" class="ir" /> </figure> <h3 class="buystrip-item-title"> Hilfe beim Einkauf </h3> <p class="buystrip-item-copy"> Hast du Fragen? Ruf einen Experten an oder chatte online.<br />Ruf an: 0800 2000 136. </p> <span class="block-link buystrip-item-cta more" data-autom="contactus"> <a href="#" target="_blank" class="as-chat-button active as-buttonlink icon icon-after icon-external" data-autom="chat-with-a-specialist-link" data-relatedlink="chat-with-a-specialist">Kontaktiere uns<span class="a11y">(Öffnet ein neues Fenster)</span></a> </span> </div> </section> </section> </div> </div> </div> <script> window.GLOBAL_ASSETS = { open: "\u00D6ffnen", close: "Schlie\u00DFen", top: "Oben", right: "Rechts", bottom: "Unten", left: "Links", next: "Weiter", previous: "Zur\u00FCck", selected: "Ausgew\u00E4hlt", show: "Anzeigen", hide: "Ausblenden", play: "Abspielen", pause: "Pause", replay: "Erneut abspielen", mute: "", unmute: "Ton einschalten", loading: "Wird geladen", fullscreen: "Vollbildmodus zeigen", pip: "Bild-in-Bild zeigen", airplay: "AirPlay zeigen", captions: "Untertitel zeigen", showMore: "Mehr anzeigen", showLess: "Weniger anzeigen", more: "Mehr", less: "Weniger", item: "Element", image: "Bild", video: "Video", edit: "Bearbeiten", change: "\u00C4ndern", update: "Aktuelle Informationen", add: "Hinzuf\u00FCgen", remove: "Entfernen", save: "Sichern", saved: "Gesichert", cancel: "Abbrechen", submit: "Senden", reset: "Zur\u00FCcksetzen", confirm: "Best\u00E4tigen", opensNewWindow: "(\u00D6ffnet ein neues Fenster)", search: "Suchen", collapse: "Ausblenden", a11yLocalText: "lokal", downloadText: "Laden", gallery: "Galerie", galleryItem: "Galerieartikel", inProgress: "In progress", footnotes: "Fu\u00DFnoten", previousGalleryImage: "Vorheriges Galeriebild", nextGalleryImage: "N\u00E4chstes Galeriebild" }; window.pageLevelData.chat = {}; // FAQ </script> </div> <footer class="as-globalfooter" id="global-footersection" role="contentinfo" aria-labelledby="footer-label"> <div class="as-globalfooter-content"> <h2 class="as-globalfooter-label" id="footer-label">Footer</h2> <h3 class="visuallyhidden">Fußnoten</h3> <div class="as-globalfooter-sosumi " data-nosnippet data-autom="page-legal-footnotes"> <div id="footnotes-portal"></div> <div class="pricing"><ul><li>Die Preise beinhalten die Mehrwertsteuer (19 %), anwendbare Copyright-Gebühren und Versicherungssteuer (wo erforderlich). Nicht enthalten sind Lieferkosten, wenn nicht anders angegeben. Der Mehrwertsteuersatz für Produkte, die entsprechend dem europäischen Mehrwertsteuergesetz als Dienstleistungen klassifiziert sind, beträgt 23 %. Sie unterliegen dem Mehrwertsteuersatz des Landes oder der Region, aus dem/aus der Apple Distribution International Ltd. solche Produkte liefert, hier die Republik Irland. Der zu zahlende Mehrwertsteuersatz für das Qualifizierte Produkt ist auf dem Auftragsformular aufgeführt.<br> Apple Distribution International Ltd. unterliegt der Regulierung durch die irische Zentralbank und hat die Genehmigung, ihre Dienste in bestimmten Ländern oder Regionen des EWR (Europäischer Wirtschaftsraum) anzubieten. <p>Weitere Informationen auf <a href="http://registers.centralbank.ie" target="_blank">registers.centralbank.ie</a></p></li></ul></div> <div class="footnotes" role="list" aria-label="Fußnoten"> <p>* Ratenkauf wird von Zinia (der Handelsname der Open Bank SA) im Apple Online Store, in der Apple Store App und in den Stores in Deutschland unterstützt. Open Bank SA ist eine nach spanischem Recht gegründete Gesellschaft mit Sitz an der Plaza de Santa Bárbara 2, 28004 Madrid (Spanien), Steueridentifikationsnummer: A28021079. Die Open Bank SA ist eine hundertprozentige Tochtergesellschaft der Banco Santander S.A. Abhängig vom Antrag, den finanziellen Verhältnissen und den bisherigen Kreditaufnahmen. Wenn du für einen Ratenkauf akzeptiert wirst, wird das Recht, den geschuldeten Betrag einzufordern, unmittelbar nach deinem Kauf der Apple Produkte von Apple an Zinia abgetreten. Das bedeutet, dass du von diesem Zeitpunkt an nur noch an Zinia zahlen kannst, um den geschuldeten Betrag zu verringern. Zahlungen an Apple oder Dritte verringern nicht den Betrag, den du Zinia schuldest.</p> <p>Die vollständigen Bedingungen findest du <a href="/de/shop/browse/financing/terms" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: financing/terms" aria-label="(Öffnet ein neues Fenster)" target="_blank">hier</a>.</p> <p>Repräsentatives Beispiel: Kaufbetrag 949 €, Nominalzinssatz: 0 %, Effektivzinssatz: 0 %, Laufzeit: 12 Raten. Ratenzahlungsbetrag 79,08 € pro Monat. Gesamtbetrag der Finanzierung einschließlich Zinsen: 949 €.</p> <p>Repräsentatives Beispiel: Kaufbetrag 949 €, Nominalzinssatz: 0 %, Effektivzinssatz: 0 %, Laufzeit: 24 Raten. Ratenzahlungsbetrag 39,54 € pro Monat. Gesamtbetrag der Finanzierung einschließlich Zinsen: 949 €.</p> <p>Repräsentatives Beispiel: Kaufbetrag 1.299 €, Nominalzinssatz: 2,47 %, Effektivzinssatz: 2,5 %. Zahlbar über 24 Monate in 23 monatlichen Raten von 55,53 € und einer letzten Rate von 55,50 €. Gesamtbetrag der Finanzierung einschließlich Zinsen: 1.332,69 €.</p> <p>Repräsentatives Beispiel: Kaufbetrag 1.299 €, Nominalzinssatz: 3,45 %, Effektivzinssatz: 3,5 %. Zahlbar über 36 Monate in 35 monatlichen Raten von 38,03 € und einer letzten Rate von 38,22 €. Gesamtbetrag der Finanzierung einschließlich Zinsen: 1.369,27 €.</p> <p>Die Eintauschwerte variieren und sind abhängig von Zustand, Alter und Konfiguration deines qualifizierten Eintauschgeräts. Nicht alle Geräte sind für eine Gutschrift qualifiziert. Du musst volljährig sein, um für den Eintauschwert eine Apple Gift Card oder eine Gutschrift zu erhalten. Der Wert der Inzahlungnahme kann auf den Kauf eines qualifizierten neuen Geräts angerechnet oder zu einer Apple Gift Card hinzugefügt werden. Der tatsächlich anerkannte Wert basiert auf dem Erhalt eines qualifizierten Geräts, das der bei der Schätzung angegebenen Beschreibung entspricht. Wenn du in Monatsraten bezahlst, wird die Eintauschgutschrift als Sofortgutschrift angerechnet, um deine monatlichen Ratenzahlungen zu senken. Wenn du dein Gerät nicht innerhalb von 14 Tagen zur Inzahlungnahme einsendest oder einen geänderten Schätzwert für den Eintauschwert akzeptierst, kann Zinia deinen monatlichen Zahlungsbetrag anpassen, um den vollen Wert ohne Eintauschgutschrift oder den geänderten Wert zu berücksichtigen.<br /><br /> Die Steuern können auf der Grundlage des Gesamtwerts des neuen Geräts festgesetzt werden. Ein Umtausch im Store ist nur gegen Vorlage eines gültigen amtlichen Lichtbildausweises möglich (die lokalen Gesetze können die Speicherung dieser Informationen erfordern). Das Angebot gilt möglicherweise nicht in allen Stores und der Eintauschwert kann online und im Store variieren. Einige Stores haben möglicherweise weitere Anforderungen. Apple bzw. seine Partner für die Inzahlungnahme behalten sich das Recht vor, jede Eintausch-Transaktion aus beliebigen Gründen abzulehnen, zu stornieren oder einzuschränken. Weitere Informationen gibt es bei den Apple Partnern für die Inzahlungnahme und das Recycling qualifizierter Geräte. Möglicherweise gelten Einschränkungen und Beschränkungen.</p> <p>Gib für ein Upgrade dein momentanes Gerät in Zahlung. Deine monatliche Zahlung an Zinia wird abgeschlossen und der verbleibende Eintauschwert wird für dein neues Gerät gutgeschrieben. Wenn der Eintauschwert deines Geräts geringer ist als der ausstehende Betrag deiner monatlichen Zahlung, musst du dich mit Zinia in Verbindung setzen, um den verbleibenden Saldo auszugleichen, wenn du das möchtest. Wenn der Eintauschwert geringer ist, musst du die verbleibenden monatlichen Raten für die bestehende Finanzierung zahlen, oder du entscheidest dich dafür, den vollen Eintauschwert auf deine neue monatliche Rate anzurechnen.</p> <p>§︎ Bei Ratenzahlungsplänen mit einem qualifizierten Upgrade-Angebot kannst du dein aktuelles Gerät während des „qualifizierten Zeitraums“ in Zahlung geben und deinen ausstehenden Zinia für Apple Ratenkauf abschließen, ohne deine restlichen Raten zu bezahlen. Dein Zinia Konto ist gemäß den Bedingungen deines Zinia für Apple Ratenkaufs in Ordnung. Das eingetauschte Gerät muss sich in einem guten physischen und betrieblichen Zustand befinden, der ausschließlich durch die im Folgenden aufgelisteten Anforderungen unter <a href="/de/shop/browse/financing/terms" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: financing/terms" aria-label="(Öffnet ein neues Fenster)" target="_blank">Ratenzahlungsbedingungen</a> bestimmt wird. Weitere Infos zu Ratenkäufen mit qualifizierten Upgrade-Angeboten und den damit verbundenen qualifizierten Zeiträumen gibt es auf <a href="/de/shop/browse/upgrade" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: home/upgrade" aria-label="(Öffnet ein neues Fenster)" target="_blank">www.apple.com/de/shop/browse/upgrade</a>.</p> </div> </div> <nav class="as-globalfooter-breadcrumbs" aria-label="Store Navigation" role="navigation"> <a href="https://www.apple.com/de/" data-feature-name="Breadcrumb" data-display-name="Apple" class="home as-globalfooter-breadcrumbs-home" data-autom="footer"> <span class="as-globalfooter-breadcrumbs-home-icon" aria-hidden="true"></span> <span class="as-globalfooter-breadcrumbs-home-label">Apple</span> </a> <div class="as-globalfooter-breadcrumbs-path"> <ol class="as-globalfooter-breadcrumbs-list" typeof="BreadcrumbList"> <li class="as-globalfooter-breadcrumbs-item" property="itemListElement" typeof="ListItem"> <span property="item">Finanzierung</span> <meta property="position" content="1" /> </li> </ol> </div> </nav> <nav role="navigation" aria-label="Weitere Apple Store Links" class="as-globalfooter-directory with-5-columns"> <div class="as-globalfooter-directory-column"> <div class="as-globalfooter-directory-column-section"> <h3 class="as-globalfooter-directory-column-section-title"> <span class="as-globalfooter-directory-column-section-title-text">Einkaufen und mehr</span> <button class="as-globalfooter-directory-column-section-title-button" disabled> <span class="as-globalfooter-directory-column-section-title-text">Einkaufen und mehr</span> <span class="as-globalfooter-directory-column-section-title-icon" aria-hidden="true">+</span> </button> </h3> <ul id="as-globalfooter-directory-column-section-state-section-one-0" class="as-globalfooter-directory-column-section-list" role="list"> <li class="as-globalfooter-directory-column-section-item" role="listitem"> <a 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