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class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-telephone-fill" style="margin-right: .5rem;"></i> <b>+254 719 075 000</b></a></div><div class="col-sm-12 col-lg-3"><a href="/contact-us/" class="btn btn-outline-secondary rounded-pill py-3 px-4 border-2 w-100 mb-4 mb-lg-0"><i class="bi bi-chat-left-text-fill" style="margin-right: .5rem;"></i> <b>Send us an enquiry</b></a></div><div class="col-sm-12 col-md-1 offset-md-1"><a class="utility-panel--btn-close mx-auto" href="#" title="close"><span class="icon icon-close"></span></a></div></div></div></div></header><div class="flyout-overlay"></div><main class="single-product"><section><div class="container"><div class="row"><div class="col-sm-12 col-md-5 my-5 py-5"><h1 class="mb-4 fw-bold">PRUHospiCash</h1><p class="lead fw-normal">The cover that keeps you earning when you can鈥檛</p></div><div class="col-sm-12 col-md-7 mb-4 g-0"><img src="/assets/images/PRUHospicash.jpg" width="100%" class="banner-img"></div></div></div></section><section class="py-k5 pt-4"><div class="py-5"><div class="position-relative"><div class="container"><div class="row"><div class="col-sm-12 col-md-6"><img src="https://source.unsplash.com/8u_2imJaVQs/660x800" alt="" width="100%" class="rounded"></div><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Features</span></h1><p>Getting hospitalized is inevitable, yet undeniably necessary if the Doctor says so. But if you risk earning an income while at it, then signing up for the PRUHospicash could be your best option.</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Age limit at entry - 18 - 65 years</span></li><li><span>Can also cover:</span><ul><li><span>Your spouse aged 18 - 65 years.</span></li><li><span>Your children aged 1 month - 18 years.</span></li><li><span>School-going children above 18 years, and not older than 24 (years may be covered, subject to proof of school attendance.)</span></li><li><span>Your parents and parents-in-law aged 18 - 65 years.</span></li></ul></li><li><span>Cover for listed family members (spouse, children parents, and parents-in-law) cannot exceed the principal life assured鈥檚 benefits.</span></li><li><span>Life assured鈥檚 attainment age for the principal life assured, spouse, parents, and parents-in-law at 66 years.</span></li><li><span>Life assured鈥檚 attainment age for children - 18 or 25 for school-going children (with proof of school attendance)</span></li></ul></div></div></div></div></div></section><section class="py-k5 pt-4 overflow-hidden"><div class="py-5"><div class="position-relative"><div class="bg-grey left"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3 offset-md-6"><h1 class="mb-3 d-block"><span class="fw-bold text-secondary">Product</span> <span class="fw-light">Benefits</span></h1></div></div><div class="row"><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/j06gLuKK0GM/276x201" class="card-img-top" alt="Flexible payment plan"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Flexible payment plan</h5><p class="card-text fw-light">Choose the plan that suits you and your family from the options below:</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/I3HPUolh5hA/276x201" class="card-img-top" alt="Affordable Premium"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Affordable Premium</h5><p class="card-text fw-light">Payable yearly</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/cf1cN3ofKUM/276x201" class="card-img-top" alt="Protect your loved ones"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Protect your loved ones</h5><p class="card-text fw-light">The whole family is covered</p></div></div></div><div class="col-12 col-md-3"><div class="card border-0 rounded-30 text-center shadow-sm"><img src="https://source.unsplash.com/z50C7LRN4_Y/276x201" class="card-img-top" alt="Full month cover"><div class="card-body py-3 px-4"><h5 class="card-title text-secondary text-capitalize fs-5">Full month cover</h5><p class="card-text fw-light">Get paid for every day in the hospital for up to 30 days</p></div></div></div></div></div></div></div></section><section class="py-5"><div class="container position-relative"><div class="bg-grey" style="height: 65%;"></div><div class="container"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block"><span class="fw-bold">Learn</span> <span class="fw-light">more</span></h1></div></div><ul class="list-group" id="learn-more"><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#productBenefits"><div><h5>Product Benefits</h5></div><span class="icon-expand"></span></div><div class="collapse pt-4" id="productBenefits"><p>These benefits will be payable for a maximum of 30 days (maximum benefit) in the policy year</p><table class="table table-bordered"><thead><tr><th scope="col">Category</th><th scope="col">Age in years</th><th scope="col">Maximum Daily Benefit</th></tr></thead><tbody><tr><td rowspan="2">Main member plus the spouse</td><td>18-55</td><td>20,000</td></tr><tr><td>56-65</td><td>10,000</td></tr><tr><td>Children</td><td>Less than 18 years</td><td>10,000</td></tr><tr><td>Parents & parents in law</td><td>Less than 65 years</td><td>10,000</td></tr></tbody></table></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#productPlans"><div><h5>Product Plans</h5></div><span class="icon-expand"></span></div><div class="collapse pt-4" id="productPlans"><p>Choose the plan that suits you and your family from the options below:</p><ul class="card-body ps-0 pe-5 list-desc-two pt-1"><li><span>0-day exclusion plan, where the benefits are paid from the first day of hospitalisation.</span></li><li><span>1-day exclusion plan, where the benefits are paid from the second day of hospitalisation.</span></li><li><span>2-day exclusion plan, where the benefits are paid from the third day of hospitalisation.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#waitingPeriod"><div><h5>Waiting Period</h5></div><span class="icon-expand"></span></div><div class="collapse" id="waitingPeriod"><p class="pt-3">There is a waiting period of 3 months;</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>When the cover is starting or when it is being reinstated.</span></li><li><span>If hospitalisation is due to injuries from an accident, then there will be no waiting period.</span></li><li><span>No waiting period is applied if renewal is made within one month from the previous cover period.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#claimDocumentation"><div><h5>Claim Documentation</h5></div><span class="icon-expand"></span></div><div class="collapse" id="claimDocumentation"><ul class="card-body ps-0 pe-5 list-desc-two pt-4"><li><span>Proof of enrolment/application for group cover.</span></li><li><span>Complete claim form executed by the principal life assured and authorized group representative for group covers.</span></li><li><span>Certified copy of identity documents of hospitalized covered life and principal life assured (ID/Passport for adult members and children鈥檚 birth certificate)</span></li><li><span>Official hospital document (admission and discharge summary) issued by the NHIF accredited hospital.</span></li><li><span>Official hospital invoice summary issued by the NHIF accredited hospital.</span></li><li><span>Claimant鈥檚 bank details and supporting bank document for claims settlement</span></li><li><span>Any other document or reports which Prudential deems important to assess the claim.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#exclusions"><div><h5>Exclusions</h5></div><span class="icon-expand"></span></div><div class="collapse" id="exclusions"><p class="pt-3">The following is a list of exclusions, meaning, any claim that arises from the occurrences below will not be paid.</p><ul class="card-body ps-0 pe-5 list-desc-two"><li><span>Depending on the plan type, the first, or the first and second night will not qualify for the hospital cash benefit.</span></li><li><span>Hospitalization for elective surgery, including cosmetic surgery.</span></li><li><span>Hospitalization due to childbirth.</span></li><li><span>Hospitalization due to injuries arising from active participation in political unrest, war, riots, military action, terrorist activities, civil uprising, or insurrection.</span></li><li><span>Hospitalization arising from abuse of alcohol and narcotics, inhalation of gas, wilful exposure to radioactivity, self-inflicted injury, attempted suicide (whether sane or insane at the time), wilful consumption of poison, or drug overdose (whether prescribed by a medical practitioner or not).</span></li><li><span>Hospitalization due to injuries arising from participation in dangerous sports and recreation activities such as horse riding, mountaineering, hunting, motor racing, powerboat racing or fighting.</span></li><li><span>Hospitalization arising from any act committed by life assured which constitutes a violation of criminal law.</span></li><li><span>Hospitalization for the treatment of pre-existing conditions which had been diagnosed prior to the commencement of the policy.</span></li></ul></div></li><li class="list-group-item" aria-current="true"><div class="d-flex justify-content-between align-items-center" data-bs-toggle="collapse" href="#importantNotes"><div><h5>Important notes</h5></div><span class="icon-expand"></span></div><div class="collapse" id="importantNotes"><ul class="card-body ps-0 pe-5 list-desc-two pt-3"><li><span>Children, spouses, parents, and parents-in-law benefits cannot exceed the main principal member鈥檚 Daily benefits.</span></li><li><span>No medical underwriting is required.</span></li><li><span>Increase or decrease in benefits will only happen when the policy is being renewed.</span></li><li><span>In the event of death of the main principal member during the year, cover shall continue for the rest of the family members until the end of the cover year for covers paid annually.</span></li></ul></div></li></ul></div></div></section><section class="py-5 position-relative"><div class="bg-grey left rounded-0" style="height: 70%;"></div><div class="container z-100 position-relative"><div class="row"><div class="col-sm-12 col-md-6 mb-3"><h1 class="mb-3 d-block" data-aos="fade-down"><span class="fw-bold text-secondary">Similar</span> <span class="fw-light">products</span></h1></div></div><div class="row"><div class="col-12 col-md-4"><a href="/pru-criticalcare/" class="card rounded-30 pb-0" data-aos="zoom-in"><img src="https://source.unsplash.com/HoneMAhhCXI/304x203" class="card-img-top" alt="PRUCritical Care"><div class="card-body pt-4 pb-5 px-4 d-flex flex-column"><h5 class="card-title fw-bold text-capitalize">PRUCritical Care</h5><p class="card-text fw-light">A first-time diagnosis of a Critical Illness can instantly pull the mat from under your feet. Our Critical Illness Cover promises to keep it intact and help you focus on getting better.</p><div class="card-static__content--btn btn-arrow"><span class="icon icon-arrow-right"></span></div></div></a></div></div></div></section><script>function onSubmitLeadForm(token) { document.getElementById("lead-form").submit(); }</script><section class="py-5"><div class="container py-5 position-relative" id="lead-form"><div class="row position-relative"><div class="col-sm-12 col-md-5 offset-md-1"><h2 class="fw-bold">Not what you鈥檙e <span class="fw-normal">looking for?</span></h2><p class="fw-light">Don鈥檛 worry, we'll help you get the correct solution that fits your needs. 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class="pt-5 mt-5"><br><div class="container pb-4"><div class="row"><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Individual</h5><ul class="list-unstyled"><li><a href="/life-protection/">Life protection</a></li><li><a href="/health/">Health</a></li><li><a href="/savings/">Savings</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Corporate</h5><ul class="list-unstyled"><li><a href="/group-life/">Group Life</a></li><li><a href="/group-credit-life/">Group Credit Life</a></li><li><a href="/pru-sme/">PRUSME</a></li><li><a href="/group-hospital-cash/">Group Hospital Cash</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">Wellness</h5><ul class="list-unstyled"><li><a href="/general-wellness/">General Wellness</a></li><li><a href="/mental-wellness/">Mental Wellness</a></li></ul></div><div class="col-sm-12 col-md-2 col-lg-2"><h5 class="mb-4">About Us</h5><ul class="list-unstyled"><li><a href="/our-history/">Our 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