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What Is Independent Living? – Forbes Health
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While we work hard to provide accurate and up-to-date information that we think you will find relevant, Forbes Health does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.</p> </div> </div> </div> </div> <h1 class="farticle-title">What Is Independent Living?</h1> <div class="author-block-v3-wrapper relative"> <div class="author-block-v3 lg:flex lg:items-center font-euclidcircularb mb-1 break-word"> <div class="flex lg:m-0 forbes-author"> <div class="flex self-center"> <div class="img-wrap rounded-full overflow-hidden relative hidden lg:block"> <a class="block" href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/author/ashley-lauretta/" title="Ashley Lauretta" target="_blank"> <div data-background-image="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/health/wp-content/uploads/2021/06/lauretta-ashley-contributor.png" class="block h-auto-w-full author-img lozad"></div> </a> </div> </div> <div class="author-description-wrapper lg:pl-3 min-w-150px font-euclidcircularb-regular"> <div class="flex flex-wrap mb-2px text-sm"> <span class="author-prefix text-xs capitalize text-666666">By </span> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/author/ashley-lauretta/" target="_blank" class="author-name text-xs capitalize text-black"> Ashley Lauretta </a> </div> <div class="flex flex-wrap"> <span class="author-role text-xs text-999999 capitalize leading-15px lg:leading-18px"> Contributor </span> </div> </div> </div> <div class="flex lg:ml-50px relative medical-advisory-board-author"> <div class="flex relative items-center"> <div class="img-wrap rounded-full overflow-hidden relative hidden lg:block"> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/medical-advisory-board/patricia-c-heyn/" class="block" target="_blank"> <div data-background-image="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/health/wp-content/uploads/2022/01/Patricia-c-Heyn_5_white-e1643087265818.jpg" title="Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M." class="block h-auto-w-full author-img lozad"></div> </a> </div> </div> <div class="author-description-wrapper lg:pl-10px min-w-200px sm:min-w-150px"> <div class="author-description-inner"> <div class="float-left author-badge-wrapper"> <div class="floating-check whitespace-no-wrap relative flex items-center cursor-pointer mr-8px"> <svg class="badge-icon-svg relative h-6 w-6 cursor-pointer" width="46" height="46" viewbox="0 0 46 46" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M23 43C34.0457 43 43 34.0457 43 23C43 11.9543 34.0457 3 23 3C11.9543 3 3 11.9543 3 23C3 34.0457 11.9543 43 23 43Z" fill="#4B9E8B" stroke="white" stroke-width="5.04155" stroke-linecap="square"/> <path d="M20 20.0001H31.1857C32.532 20.0001 33.4513 21.3617 32.948 22.6104L30.4492 28.8104C30.1595 29.5293 29.4621 30.0001 28.6869 30.0001H20V20.0001Z" fill="white"/> <path d="M23.0803 14.2401C23.201 13.7057 23.7322 13.3704 24.2666 13.4912C26.1371 13.9139 27.3108 15.7729 26.8881 17.6434L25.5593 23.5229L20.0004 19.9999C21.2219 19.5178 22.1259 18.463 22.4154 17.1822L23.0803 14.2401Z" fill="white"/> <rect x="13" y="20.0001" width="6" height="10" rx="1.13333" fill="white"/> </svg> <p class="font-bold px-2 relative z-0" v-tooltip="{ target: '#author-popover', maxWidth: 500, trigger:'mouseenter focus', containerSelector: '.tippy-popover-container-bg-white' }"> Expert Reviewed </p> <section id="author-popover" class="border border-solid py-6 px-2 lg:p-4 bg-white"> <div class="author mx-auto flex flex-col font-euclidcircularb-regular"> <div class="author__description text-gray-500 break-words"> Patricia C. Heyn has been involved in gerontological and rehabilitation research for more than 22 years. </div> </div> </section> </div> </div> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/medical-advisory-board/patricia-c-heyn/" target="_blank" class="author-name text-xs capitalize relative text-black inline"> Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M. </a> <span class="author-role block lg:inline text-xs text-999999 capitalize leading-15px lg:leading-18px min-w-50px">Gerontology, Lifestyle Medicine & Rehabilitation</span> </div> </div> </div> </div> <span class="hidden md:inline-block author__article-date mb-2 xl:mb-0 text-929A9B font-work-sans text-xs leading-normal xl:absolute right-0"> Updated: Aug 18, 2022, 3:34pm </span> </div> </div> </div> </div> <div class="content-wrapper mt-0"> <div class="main-content-wrapper with-article__content"> <div class="template-header"> <div class="article__editors-note article__editors-note-top p-2 my-3 text-xs tracking-tight font-work-sans w-full"> Commissions we earn from partner links on this page do not affect our opinions or evaluations. Our editorial content is based on thorough research and guidance from the <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/about-us/#forbes_health_advisory_board" target="_blank">Forbes Health Advisory Board</a>. </div> </div> <div class="w-full relative"> <div class="featured-img"> <figure class="w-full"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/900x510/https://www.forbes.com/health/wp-content/uploads/2022/06/independent_living.jpeg.jpg" class="w-full lozad" alt="What Is Independent Living?"> <figcaption class="capitalize">Getty Creative</figcaption> </figure> </div> <div class="article-sharing"> <a v-on:click.prevent="handleArticleSharing" href="https://web.archive.org/web/20220819141328/https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.forbes.com%2Fhealth%2Fsenior-living%2Findependent-living%2F" class="article-sharing__link article-sharing__link--facebook"></a> <a v-on:click.prevent="handleArticleSharing" href="https://web.archive.org/web/20220819141328/https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fhealth%2Fsenior-living%2Findependent-living%2F&text=What+Is+Independent+Living%3F" class="article-sharing__link article-sharing__link--twitter"></a> <a v-on:click.prevent="handleArticleSharing" href="https://web.archive.org/web/20220819141328/https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.forbes.com%2Fhealth%2Fsenior-living%2Findependent-living%2F&title=What+Is+Independent+Living%3F" class="article-sharing__link article-sharing__link--linkdin"></a> </div> </div> <div id="article-content__marker" class="article-wrapper inarticle-link-tracking"> <div class="toc" v-cloak> <div class="toc__wrap" v-bind:class="{ 'show-show-more': !tocState.isMobile && tocState.toggleTocShowMore, 'hide-show-more': (tocState.isMobile || tocState.hasLessJumpLinks) }"> <h2 class="toc__title" v-on:click="handleTocTitleClick">Table of Contents</h2> <div class="toc__inner-wrap"> <ul id="toc__section"> <li> <a href="#what_is_independent_living_section" v-on:click="handleJumpLinks"> What Is Independent Living? </a> </li> <li> <a href="#types_of_independent_living_communities_section" v-on:click="handleJumpLinks"> Types of Independent Living Communities </a> </li> <li> <a href="#benefits_of_independent_living_communities_section" v-on:click="handleJumpLinks"> Benefits of Independent Living Communities </a> </li> <li> <a href="#what_to_consider_when_searching_for_an_independent_living_community_section" v-on:click="handleJumpLinks"> What to Consider When Searching for an Independent Living Community </a> </li> <li> <a href="#how_much_does_independent_living_cost_section" v-on:click="handleJumpLinks"> How Much Does Independent Living Cost? </a> </li> </ul> <div class="toc__fade" v-on:click="tocState.toggleTocShowMore = !tocState.toggleTocShowMore"></div> </div> <div class="toc__show-more" v-on:click="tocState.toggleTocShowMore = !tocState.toggleTocShowMore"> <span>{{ tocState.toggleTocShowMore ? 'Show more' : 'Show less' }}</span> </div> <div class="toc__toggle-icon" v-bind:class="{ toggleClosed: !tocState.toggleTocChevronIcon }"></div> </div> </div> <div class="intro-content wysiwyg-content"> <p>Independent living refers to a wide range of residential options that afford older adults the opportunity to live on their own while taking advantage of various amenities and community offerings. Independent living residential options are usually designed and arranged specifically for older adults, and the type of housing they provide—from apartments to townhomes to single family homes— can vary. Read on to learn exactly what independent living is and what to consider when helping a loved one <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/healthy-aging/when-to-move-to-senior-living/" target="_blank" rel="noopener">choose the best community</a> for them. Fortunately, there’s a range of options to fit various health requirements, personal preferences and budgets.<br/> <div id="cta-builder" class="cta-builder exclude-eds background "> <div class="cta-builder__wrap"> <div class="left"> <p class="cta-builder__title">Find Care For The Ones You Love</p> <p class="cta-builder__desc">Conveniently search for local senior caregivers and senior living communities on Care.com.</p> <a href="https://web.archive.org/web/20220819141328/https://carecom.sjv.io/c/1955282/980476/12834" target="_blank" class="cta-builder__btn cta-builder-button" data-nofollow="true" data-title="Find Care For The Ones You Love" data-description="Conveniently search for local senior caregivers and senior living communities on Care.com." data-cta-text="Join For Free Today" data-cta-variation="With image" data-automatic-numbering="1" style="background-color:#657E79"> Join For Free Today </a> </div> <div class="right"> <div data-background-image="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/health/wp-content/uploads/2022/02/Care.com-CTA2a-scaled.jpg" class="img-wrap lozad"></div> </div> </div> <div class="my-3"> </div> </div> </p> </div> <div class="wysiwyg-content"> <div class="bottom-section"> <section id="what_is_independent_living_section" class="article-section"> <h2 class="section_heading">What Is Independent Living?</h2> <div class="section-content wysiwyg-content blue-bullets"> <p>Independent living communities are for adults, generally ages 55 and older, who don’t need assistance with activities of daily living (ADLs) but are looking for a living environment that offers additional support, onsite amenities and socializing opportunities and activities . ADLs, which include tasks relating to mobility, personal hygiene, eating and dressing, often serve as benchmarks for the level of care someone may need as they age. As people require more assistance with ADLs, they become less eligible for independent living environments and instead are better supported by communities that provide higher levels of care, such as <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/healthy-aging/what-is-assisted-living/" target="_blank" rel="noopener">assisted living</a> and <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/healthy-aging/assisted-living-vs-nursing-homes/" target="_blank" rel="noopener">skilled nursing facilities</a>.</p> </div> </section> <section id="types_of_independent_living_communities_section" class="article-section"> <h2 class="section_heading">Types of Independent Living Communities</h2> <div class="section-content wysiwyg-content blue-bullets"> <p>Options for independent living include <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/healthy-aging/what-is-a-retirement-home/" target="_blank" rel="noopener">retirement communities</a> and senior housing communities.</p> <h3>Retirement Communities</h3> <p>Retirement communities are for adults ages 55 and older who are looking for their own home but want additional amenities, such as a community pool and clubhouse and planned social activities. Residents of these communities often pay a monthly fee for maintenance (such as landscaping) and utilities (such as cable and internet access). There are options to both buy and lease homes and apartments in retirement communities, with rent often including basic utilities. If you buy a home, additional monthly fees can reach as high as $1,500 for services like maintenance and administrative fees for the community.</p> <h3>Continuing Care Senior Housing Communities</h3> <p>Senior housing communities, often referred to as continuing care senior housing communities (CCSHC), offer a wide array of services, such as in-home care, assisted living, memory care and skilled nursing home care, in addition to independent living, says Joseph G, Ouslander, M.D., professor of geriatric medicine and associate dean of geriatrics at the Charles E. Schmidt College of Medicine at Florida Atlantic University in Boca Raton, Florida.</p> <p>These housing communities can provide prompt access to medical care if needed. What’s more, if a resident needs to transition from an independent living setup to one that includes in-home care or assisted living, remaining in a CCHSC is often an option. They can help you move to different levels of care while still living in the same community, keeping your surroundings and social life familiar as your needs change.<br/> <div id="cta-builder" class="cta-builder exclude-eds background "> <div class="cta-builder__wrap"> <div class="left"> <p class="cta-builder__title">Find Trusted Senior Caregivers On Care.com</p> <p class="cta-builder__desc">Care.com helps you find local caregivers ready to help with meal prep, bathing, companionship, transportation and more.</p> <a href="https://web.archive.org/web/20220819141328/https://carecom.sjv.io/c/1955282/980476/12834" target="_blank" class="cta-builder__btn cta-builder-button" data-nofollow="true" data-title="Find Trusted Senior Caregivers On Care.com" data-description="Care.com helps you find local caregivers ready to help with meal prep, bathing, companionship, transportation and more." data-cta-text="Get started on Care.com" data-cta-variation="With image" data-automatic-numbering="2" style="background-color:#657E79"> Get started on Care.com </a> </div> <div class="right"> <div data-background-image="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/health/wp-content/uploads/2022/02/Care.com-CTA1a-scaled.jpg" class="img-wrap lozad"></div> </div> </div> <div class="my-3"> </div> </div> </p> </div> </section> <section id="benefits_of_independent_living_communities_section" class="article-section"> <h2 class="section_heading">Benefits of Independent Living Communities</h2> <div class="section-content wysiwyg-content blue-bullets"> <p>While many adults prefer to age in place in the homes where they raised their families, there are myriad benefits to moving to independent living communities, which can enhance lives and offer communal support that extends beyond doctors and family members, says Allison Ostroff, M.D., a primary care physician specializing in geriatric care at Nuvance Health in Brookfield, Connecticut.</p> <p>“There are assumptions [by patients] that [independent living] is an assisted living facility or a memory care facility and that they don’t need the services,” explains Dr. Ostroff. “I then explain to people what [independent living] does mean and how it can be extremely beneficial for socialization, ease of meals [and] removing tasks—such as cleaning—but otherwise being completely independent in all facets of life.”</p> </div> </section> <section id="what_to_consider_when_searching_for_an_independent_living_community_section" class="article-section"> <h2 class="section_heading">What to Consider When Searching for an Independent Living Community</h2> <div class="section-content wysiwyg-content blue-bullets"> <p>There are several factors to consider when looking for an independent living community that suits you or your loved one. For some, access to care, such as onsite nurses and transitional care opportunities, are important while others prefer the amenities of a retirement community. The following details can help you determine which type of independent living is appropriate for you and/or your loved one.</p> <h3>Care and Community Support Offerings</h3> <p>If care offerings are important to you, Dr. Ouslander recommends looking for readily available and reliable in-home medical assistance and an onsite clinic staffed by both physicians and nurse practitioners that provides a full spectrum of treatment, including (but not limited to) physical therapy, podiatry, optometry, audiology and nutrition counseling services.</p> <p>“I believe most people should ensure their facility has a nurse onsite or, at minimum, caregivers overnight, as even an independent person can have an accident or ailment, such as a fall with injury, stroke or heart attack, and they will need help if [they are] alone,” explains Dr. Ostroff. “Alternatively or in addition, a <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/healthy-aging/best-medical-alert-systems/">call button</a> works for this purpose as well.”<br/> <div class="generic-products-carousel-wrapper relative z-10" v-pre> <p class="generic-products-carousel__title product-count-5 ">You May Also Be Interested In Mobile Alert Systems For Home Use From Our Featured Partners</p> <section class="generic-products-carousel relative " data-count="5"> <div class="generic-products-carousel__wrap flex "> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.getsafe.com/medical-alert-systems/free-quote/?affiliate_id=rr_5029359" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="1" data-product-name="GetSafe Medical Alert System" data-cta-position="Image Link" data-carousel-position="1"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2021/11/2020-getsafe-cart-images-standard-kit-e1623768058540.jpg" alt="GetSafe Medical Alert System" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> GetSafe Medical Alert System </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.getsafe.com/medical-alert-systems/free-quote/?affiliate_id=rr_5029359" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="1" data-product-name="GetSafe Medical Alert System" data-cta-position="Button Link" data-carousel-position="1"> Learn More </a> <p class="generic-product__cta-sub-text text-center">On GetSafe's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a896a27c', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Cost</div> <div class="value"> <p class="value__bold"> Service starts at $24.95 a month </p> </div> </div> <div class="wrap"> <div class="label">In-home range</div> <div class="value"> <p class="value__bold"> 1,000 feet </p> </div> </div> <div class="wrap"> <div class="label">Automatic fall detection available</div> <div class="value"> <p class="value__bold"> Yes, for an additional $10 per month </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.medicalguardian.com/offer/?aid=4460&forbes_tid=%5BForbes_TID_value%5D" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="2" data-product-name="Medical Guardian Classic Guardian" data-cta-position="Image Link" data-carousel-position="1"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/04/Medical-Guardian-Classic-Guardian.png" alt="Medical Guardian Classic Guardian" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> Medical Guardian Classic Guardian </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.medicalguardian.com/offer/?aid=4460&forbes_tid=%5BForbes_TID_value%5D" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="2" data-product-name="Medical Guardian Classic Guardian" data-cta-position="Button Link" data-carousel-position="1"> Learn More </a> <p class="generic-product__cta-sub-text text-center">On Medical Guardian's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a896a9c8', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Cost</div> <div class="value"> <p class="value__bold"> Service starts at $29.95 a month </p> </div> </div> <div class="wrap"> <div class="label">In-home range</div> <div class="value"> <p class="value__bold"> 1,300 feet </p> </div> </div> <div class="wrap"> <div class="label">Automatic fall detection available</div> <div class="value"> <p class="value__bold"> Yes, for an additional $10 per month </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://offers.mobilehelp.com/forbes/" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="3" data-product-name="MobileHelp Classic" data-cta-position="Image Link" data-carousel-position="1"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/04/MobileHelp-Classic.png" alt="MobileHelp Classic" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> MobileHelp Classic </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://offers.mobilehelp.com/forbes/" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="3" data-product-name="MobileHelp Classic" data-cta-position="Button Link" data-carousel-position="1"> Learn More </a> <p class="generic-product__cta-sub-text text-center">On MobileHelp's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a896b11f', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Cost</div> <div class="value"> <p class="value__bold"> Starts at $19.95 a month </p> </div> </div> <div class="wrap"> <div class="label">In-home range</div> <div class="value"> <p class="value__bold"> 1,400 feet </p> </div> </div> <div class="wrap"> <div class="label">Automatic fall detection available</div> <div class="value"> <p class="value__bold"> Yes, for an additional $10 per month </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.bayalarmmedical.com/free-quote/?affiliate_id=rr_2584555" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="4" data-product-name="Bay Alarm Medical In-Home Medical Alert" data-cta-position="Image Link" data-carousel-position="1"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/04/Bay-Alarm-Medical-In-Home-Medical-Alert.png" alt="Bay Alarm Medical In-Home Medical Alert" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> Bay Alarm Medical In-Home Medical Alert </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.bayalarmmedical.com/free-quote/?affiliate_id=rr_2584555" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="4" data-product-name="Bay Alarm Medical In-Home Medical Alert" data-cta-position="Button Link" data-carousel-position="1"> Learn More </a> <p class="generic-product__cta-sub-text text-center">On Bay Alarm Medical's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a896b7d5', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Cost</div> <div class="value"> <p class="value__bold"> Service starts at $19.95 a month </p> </div> </div> <div class="wrap"> <div class="label">In-home range</div> <div class="value"> <p class="value__bold"> 1,000 feet </p> </div> </div> <div class="wrap"> <div class="label">Automatic fall detection available</div> <div class="value"> <p class="value__bold"> Yes, for an additional $10 per month </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.lifefone.com/partners-landing/?st-t=Forbes&utm_source=Forbes&utm_medium=partner" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="5" data-product-name="LifeFone At-Home Landline" data-cta-position="Image Link" data-carousel-position="1"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/LifeFone-At-Home-Landline.png" alt="LifeFone At-Home Landline" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> LifeFone At-Home Landline </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.lifefone.com/partners-landing/?st-t=Forbes&utm_source=Forbes&utm_medium=partner" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="5" data-product-name="LifeFone At-Home Landline" data-cta-position="Button Link" data-carousel-position="1"> Learn More </a> <p class="generic-product__cta-sub-text text-center">On LifeFone's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a896be67', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Cost</div> <div class="value"> <p class="value__bold"> Service starts at $24.95 a month </p> </div> </div> <div class="wrap"> <div class="label">In-home range</div> <div class="value"> <p class="value__bold"> 1,300 feet </p> </div> </div> <div class="wrap"> <div class="label">Automatic fall detection available</div> <div class="value"> <p class="value__bold"> Yes, for an additional $5 per month </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> </div> <div class="generic-products-carousel__nav"> <div class="left-gradient next-prev-wrap"> <button class="pointer-events-auto"> <svg width="11" height="37" class="-rotate-180" viewbox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/> </svg> </button> </div> <div class="right-gradient next-prev-wrap"> <button class="pointer-events-auto"> <svg width="11" height="37" viewbox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/> </svg> </button> </div> </div> </section> </div> <br/> <em>(Note: Product details and price are accurate as of publication and are subject to change.)</em></p> <p>For people who can’t or prefer not to drive, transportation options are another detail to consider, says Dr. Ostroff. For example, an onsite driver or transportation service could take residents to doctor appointments, church services, shopping and more.</p> <h3>Amenities</h3> <p>Desired amenities are unique to each individual. Retirement communities often offer a community center, pool, golf course and tennis court. Meanwhile, CCSHCs usually offer more amenities due to their ability to provide multiple levels of care. They typically have a dining hall providing meals and snacks, as well as a fitness center, and some may have onsite salons for hair appointments and assistance with hygiene and hair washing, says Dr. Ouslander.</p> <h3>Staff Qualifications</h3> <p>Although independent living communities may not have specific qualifications for general staff, many require employees to complete training in emergency preparedness, such as in the event of a fire or natural disaster, as well as infection control. If you choose a community with nurses and medical staff or professional services like transportation or personal training, you can inquire about certifications for specific staff members. It’s preferred to have staff trained in basic lifesaving skills, including cardiopulmonary resuscitation (CPR).</p> <p>Always make sure to check the facility’s accreditation status. Licensing requirements and accreditation for facilities that provide continuing care vary by state, so research your state’s requirements to better determine the quality of a community you’re considering.</p> <h3>Activities</h3> <p>If you’re hoping to benefit from an active community setting and socialize with others, some independent living facilities offer social group activities, including card games, mahjong and organized entertainment, says Dr. Ouslander. Certain communities may also feature physical wellness activities like group fitness classes. Both retirement communities and CCSHCs usually present residents with the opportunity to socialize, so be sure to inquire about what social activities various facilities provide.</p> <h3>Proximity to Family and Essentials</h3> <p>Independent living options exist in urban, suburban and rural settings, says Dr. Ostroff, so taking into account your activities outside of the home may help you zoom in on locations to consider.</p> <p>“If someone needs frequent care or frequently visits their doctor’s office, they may want to live close by,” says Dr. Ostroff. “Living near a child or other family member or friend is a nice feature as well.”</p> <p>Meanwhile, some people may choose to move to an independent living community to achieve a sense of self-sufficiency and establish boundaries if they’ve been living with a family caregiver who provided them with transportation assistance, meals and more.</p> <p><div class="generic-products-carousel-wrapper relative z-10" v-pre> <p 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class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> AFIKIM Afiscooter S4 </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/afikim-afiscooter-s-4-wheel-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="1" data-product-name="AFIKIM Afiscooter S4" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a8981ba6', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $5,450 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 9.30 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 340 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/iliving-i3-folding-electric-mobility-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="2" data-product-name="iLiving USA i3" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/iLiving-i3-Folding-Electric-Mobility-Scooter.webp" alt="iLiving USA i3" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> iLiving USA i3 </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/iliving-i3-folding-electric-mobility-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="2" data-product-name="iLiving USA i3" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a89822a1', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $2,350 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 4 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight Capacity</div> <div class="value"> <p class="value__bold"> 300 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/afikim-afiscooter-c4-breeze-4-wheel-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="3" data-product-name="AFIKIM Afiscooter C4 Breeze" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/AFIKIM-Afiscooter-C4-Breeze-4-Wheel-Scooter.jpg" alt="AFIKIM Afiscooter C4 Breeze" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> AFIKIM Afiscooter C4 Breeze </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/afikim-afiscooter-c4-breeze-4-wheel-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="3" data-product-name="AFIKIM Afiscooter C4 Breeze" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a898294b', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $3,770 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 9.30 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 264 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/vive-health-4-wheel-mobility-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="4" data-product-name="Vive Health 4 Wheel Scooter" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/Vive-Health-4-Wheel-Mobility-Scooter.jpg" alt="Vive Health 4 Wheel Scooter" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> Vive Health 4 Wheel Scooter </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/vive-health-4-wheel-mobility-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="4" data-product-name="Vive Health 4 Wheel Scooter" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a898302e', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $899.99 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 3.7 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 88.2 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/patriot-4-wheel-mobility-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="5" data-product-name="Metro Mobility Patriot 4-Wheel" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/Metro-Mobility-Patriot-4-Wheel-Mobility-Scooter.jpg" alt="Metro Mobility Patriot 4-Wheel" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> Metro Mobility Patriot 4-Wheel </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/patriot-4-wheel-mobility-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="5" data-product-name="Metro Mobility Patriot 4-Wheel" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a89836c3', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $999 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 4.97 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight Capacity</div> <div class="value"> <p class="value__bold"> 265 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/comfygo-ms-3000-plus-foldable-mobility-scooters?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="6" data-product-name="ComfyGo MS 3000 Plus" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/ComfyGo-MS-3000-Plus-Foldable-Mobility-Scooter.jpg" alt="ComfyGo MS 3000 Plus" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> ComfyGo MS 3000 Plus </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/comfygo-ms-3000-plus-foldable-mobility-scooters?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="6" data-product-name="ComfyGo MS 3000 Plus" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a8983d43', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $1,099 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 12 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 75 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/ewheels-ew-vintage-mobility-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="7" data-product-name="EWheels EW-Vintage" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/EWheels-EW-Vintage-Luxury-HD-Mobility-Scooter.webp" alt="EWheels EW-Vintage" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> EWheels EW-Vintage </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/ewheels-ew-vintage-mobility-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="7" data-product-name="EWheels EW-Vintage" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a89843c5', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $4,199 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 12 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 242 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> <div class="generic-product exclude-eds"> <div class="generic-product__wrapper"> <div class="generic-product__img-wrap "> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/freerider-usa-luggie-super-folding-mobility-scooter?aff=100" target="_blank" rel="nofollow" class="carousel-cta" data-vendor="" data-component="Product Carousel" data-product-position="8" data-product-name="Freerider USA Luggie Super" data-cta-position="Image Link" data-carousel-position="2"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/health/wp-content/uploads/2022/06/Freerider-USA-Luggie-Super-Folding-Mobility-Scooter.jpg" alt="Freerider USA Luggie Super" class="max-h-full max-w-full mx-auto lozad"/> </a> </div> <div class="generic-product__content-wrap"> <p class="generic-product__title font-euclidcircularb-regular"> Freerider USA Luggie Super </p> <div class="generic-product__cta-wrap"> <a href="https://web.archive.org/web/20220819141328/https://www.electricwheelchairsusa.com/products/freerider-usa-luggie-super-folding-mobility-scooter?aff=100" class="generic-product__cta carousel-cta hover:underline" target="_blank" rel="nofollow" data-component="Product Carousel" data-product-position="8" data-product-name="Freerider USA Luggie Super" data-cta-position="Button Link" data-carousel-position="2"> Buy Now </a> <p class="generic-product__cta-sub-text text-center">On ElectricWheelchairsUSA.com's Website</p> </div> <div class="generic-product__rating" v-tooltip="{ target: '#star-rating-62ff9a8984a22', maxWidth: 235, trigger: 'mouseenter focus', placement: 'bottom', containerSelector: '.tippy-popover-container-star-rating' }"> </div> <div class="generic-product__attributes"> <div class="wrap"> <div class="label">Price</div> <div class="value"> <p class="value__bold"> $3,789 </p> </div> </div> <div class="wrap"> <div class="label">Top Speed</div> <div class="value"> <p class="value__bold"> 4 mph </p> </div> </div> <div class="wrap"> <div class="label">Weight</div> <div class="value"> <p class="value__bold"> 72 lbs </p> </div> </div> </div> </div> </div> <div class="my-3"> </div> </div> </div> <div class="generic-products-carousel__nav"> <div class="left-gradient next-prev-wrap"> <button class="pointer-events-auto"> <svg width="11" height="37" class="-rotate-180" viewbox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/> </svg> </button> </div> <div class="right-gradient next-prev-wrap"> <button class="pointer-events-auto"> <svg width="11" height="37" viewbox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/> </svg> </button> </div> </div> </section> </div> <br/> <em>(Note: Product details and price are accurate as of publication and are subject to change.)</em></p> </div> </section> <section id="how_much_does_independent_living_cost_section" class="article-section"> <h2 class="section_heading">How Much Does Independent Living Cost?</h2> <div class="section-content wysiwyg-content blue-bullets"> <p>Cost varies from community to community. In retirement communities, residents usually rent or purchase their home, as well as pay a monthly fee—similar to a homeowner’s association fee—that covers some level of maintenance and amenities.</p> <p>Meanwhile, CCSHCs may require additional fees due to the presence of nursing staff, dining credits and more. There’s often a hefty “entrance fee” required to reserve a prospective resident’s space and access to medical care, with monthly fees after move-in reaching as high as $5,000. For those who can afford both the buy-in and monthly fees, continuing care can be a good choice, but it can also depend on whether the person is living alone or with someone else and the level of care they need, says Dr. Ouslander, as there may be fees for additional residents if you live with a spouse or partner.</p> <h3>Does Insurance Cover Independent Living?</h3> <p>Medicare doesn’t cover independent living costs, but if you choose a CCHSC, you may be able to use long-term care insurance to help cover the costs. (Premiums for long-term care insurance vary depending on the number of individuals insured by the plan and their age). If you’re moving to a retirement community and don’t require medical assistance or in-home care, however, insurance won’t cover the cost of purchasing a home in these neighborhoods.</p> <p>When considering independent living options, making a list of the most important amenities and services for you and/or your loved one may help make the decision easier. Visit the facilities and make time to experience the amenities. Whether you go with a retirement community or CHSC, the facility should provide a healthy lifestyle with options for assistance and care according to your or your loved one’s needs. It should also be safe and offer enjoyable activities to provide peace of mind for both the older person and their family members.<br/> <div id="media_alpha_widget_62ff9a8985fa0"></div> </p> </div> </section> </div> </div> </div> <section id="footnote" class="flex flex-col break-word footnote-wrapper center rounded my-5 mx-auto h-auto"> <h2 class="text-2xl mb6 border-b-4 border-181716 mb-6 font-bold pb-10px">Sources</h2> <div class="footnotes-wrapper lg:pr-18px lg:pt-5 lg:pb-15px p-5 pl-0 rounded border border-light bg-F6F5F3 "> <div class="addsource-wrapper source__container"> <h3 id="addsource" class="source__heading font-bold relative lg:ml-26px ml-8 cursor-pointer lg:text-sm" v-on:click="toggleFaq">References</h3> <div class="leading-30px text-sm lg:ml-26px lg:pl-0 pt-5 pl-8 answer hidden"> <ul> <li id="additional_note-1" aria-label="Note of references"> Hopman-Rock M, van Hirtum H, de Vreede P, Freiberger E. <a href="https://web.archive.org/web/20220819141328/https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6589141/" target="_blank" rel="noopener">Activities of daily living in older community-dwelling persons: a systematic review of psychometric properties of instruments. </a> Aging Clin Exp Res. 2019;31(7):917-925. </li> <li id="additional_note-2" aria-label="Note of references"> Jeste DV, Glorioso D, Lee EE, et al. <a href="https://web.archive.org/web/20220819141328/https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7172111/" target="_blank" rel="noopener">Study of Independent Living Residents of a Continuing Care Senior Housing Community: Sociodemographic and Clinical Associations of Cognitive, Physical, and Mental Health. </a> Am J Geriatr Psychiatry. 2019;27(9):895-907. </li> </ul> </div> </div> </div> </section> </div> <div class="right-rail "> <div class="right-rail-content" id="right-rail__content"> </div> <div id="right-rail__marker"> </div> <div class="right-rails-card-wrapper"> </div> </div> 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justify-between p-15px"> <h4 class="leading-7 font-merriweather">How To Speak To Someone About Moving To A Senior Living Community</h4> <div class="grid-author flex items-center text-gray-400 font-euclidcircularb-regular"> <span class="author-img inline-block w-6 h-6 mr-5px bg-cover bg-no-repeat bg-center lozad" data-background-image="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/health/wp-content/uploads/2021/05/wigand-molly-contributor-scaled-e1620892413480.jpg" title="Molly Wigand"></span> <span> By <strong>Molly Wigand</strong> Contributor </span> </div> </div> </a> </li> </ul> </div> </section> <div class="rafeed__container"> <div class="article__editors-note article__editors-note-bottom p-2 my-3 text-xs tracking-tight font-work-sans w-full bg-f8f8f8"> <p>Information provided on Forbes Health is for educational purposes only. Your health and wellness is unique to you, and the products and services we review may not be right for your circumstances. We do not offer individual medical advice, diagnosis or treatment plans. For personal advice, please consult with a medical professional.</p> <p>Forbes Health adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved or otherwise endorsed by our advertisers.</p> </div> <div class="article__author-bio mt-3 mb-5 border-t-3 border-b-3 border-black mb-5"> <div class="single-author"> <div class="article__author-bio-top"> <div class="author__block py-3 flex "> <div class="author__block-image-wrap rounded-50 h-16 w-16 overflow-hidden mr-4"> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/author/ashley-lauretta/" title="Ashley Lauretta" target="_blank"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/64x64/https://www.forbes.com/health/wp-content/uploads/2021/06/lauretta-ashley-contributor.png" alt="Ashley Lauretta" class="avatar w-16 h-16 object-cover inline-block lozad" width="64" height="64"/> </a> </div> <div class="author__block-content flex flex-wrap flex-col justify-center font-euclidcircularb-regular"> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/author/ashley-lauretta/" title="Ashley Lauretta" target="_blank" class="author__block-name pr-2 sm:pr-1"> <span class="text-sm text-gray-500 leading-22px">Ashley Lauretta</span> </a> <span class="author__block-role text-xs leading-normal mr-1 capitalize text-929A9B">Contributor</span> </div> </div> </div> <div class="article__author-bio-bottom border-t-1 border-gray-200 py-4"> <p class="font-work-sans text-base lg:text-lg leading-6 lg:leading-30px text-black tracking-tight"> Ashley Lauretta is a journalist based in Austin, Texas. Her bylines can be found in WIRED, the Atlantic, SELF, ELLE, elemental, espnW, Men’s Journal and more. </p> </div> </div> <div class="single-author"> <div class="article__author-bio-top"> <div class="author__block py-3 flex "> <div class="author__block-image-wrap rounded-50 h-16 w-16 overflow-hidden mr-4"> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/medical-advisory-board/patricia-c-heyn/" title="Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M." target="_blank"> <img data-src="https://web.archive.org/web/20220819141328/https://thumbor.forbes.com/thumbor/fit-in/64x64/https://www.forbes.com/health/wp-content/uploads/2022/01/Patricia-c-Heyn_5_white-e1643087265818.jpg" alt="Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M." class="avatar w-16 h-16 object-cover inline-block lozad" width="64" height="64"/> </a> </div> <div class="author__block-content flex flex-wrap flex-col justify-center font-euclidcircularb-regular"> <a href="https://web.archive.org/web/20220819141328/https://www.forbes.com/health/medical-advisory-board/patricia-c-heyn/" title="Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M." target="_blank" class="author__block-name pr-2 sm:pr-1"> <span class="text-sm text-gray-500 leading-22px">Patricia C. Heyn, Ph.D., F.G.S.A., F.C.A.R.M.</span> </a> <span class="author__block-role text-xs leading-normal mr-1 capitalize text-929A9B">Gerontology, Lifestyle Medicine & Rehabilitation</span> </div> </div> </div> <div class="article__author-bio-bottom border-t-1 border-gray-200 py-4"> <p class="font-work-sans text-base lg:text-lg leading-6 lg:leading-30px text-black tracking-tight"> Patricia C. Heyn is the founding director of the Center for Optimal Aging at Marymount University and a clinical associate professor of physical medicine and rehabilitation at the University of Colorado School of Medicine. She also serves as the deputy director of the Cochrane US Network University of Colorado Affiliated Center. She has been involved in gerontological and rehabilitation research for more than 22 years. Heyn has a doctoral degree in applied exercise physiology and gerontology, followed by two post-doctoral fellowships in 1) neurologic and cognitive rehabilitation and 2) geriatric medicine research supported by the National Institute on Aging (NIA) from the National Institutes of Health (NIH). The goal of her research is to improve the person’s healthspan, well-being, and everyday function by preventing the development of chronic diseases with lifestyle behavior interventions and applying early detection approaches that target key risk factors associated with Alzheimer’s disease and cardiovascular disease. Her investigations include healthy aging, health disparities, aging with a disability and investigating factors that drive premature aging models. 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