CINXE.COM

Make an Impact With Your Wealth Through Giving & Charity

<!doctype html> <!--[if lt IE 7]><html class="lt-ie10 lt-ie9 lt-ie8 lt-ie7 no-pointerevents"><![endif]--> <!--[if IE 7]><html class="lt-ie10 lt-ie9 lt-ie8 no-pointerevents"><![endif]--> <!--[if IE 8]><html class="lt-ie10 lt-ie9 no-pointerevents"><![endif]--> <!--[if IE 9]><html class="lt-ie10 no-pointerevents"><![endif]--> <!--[if gt IE 9]><!--> <html class="no-js" lang="en"> <!--<![endif]--> <head> <script type="text/javascript">'use strict';var APP=window.APP=window.APP||{};APP.latt="false";</script> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta charset="utf-8"> <title>Make an Impact With Your Wealth Through Giving &amp; Charity</title> <meta name="title" content="Make an Impact With Your Wealth Through Giving &amp;amp;amp; Charity"> <meta name="keywords" content=""> <meta name="description" content="Weâ ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Get advice and guidance for setting up trusts, charitable funds, and other legacy planning solutions that will make an impact on the world."> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <meta name="color-scheme" content="only light"> <meta name="pageid" content="%3Cecms%3Alink+overrideurl%3D%22%2Fsolutions%2Fmake-impact-with-wealth.html%22+text%3D%22null%22%2F%3E"> <meta property="og:site_name" content="Merrill Lynch"> <meta property="og:type" content="website"> <meta property="og:url" content="https://www.ml.com/solutions/make-impact-with-wealth.html"> <meta property="og:title" content="Make an Impact With Your Wealth Through Giving &amp;amp;amp; Charity"> <meta property="og:description" content="Weâ ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Get advice and guidance for setting up trusts, charitable funds, and other legacy planning solutions that will make an impact on the world."> <meta property="og:image" content="https://ml.com/content/dam/ML/global/defaultSocialImage.png"> <meta name="twitter:card" content="summary"> <meta name="twitter:creator" content="@MerrillLynch"> <meta name="twitter:domain" content="https://www.ml.com"> <meta name="twitter:site" content="@MerrillLynch"> <meta name="twitter:title" content="Make an Impact With Your Wealth Through Giving &amp;amp;amp; Charity"> <meta name="twitter:url" content="https://www.ml.com/solutions/make-impact-with-wealth.html"> <meta name="twitter:description" content="Weâ ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Get advice and guidance for setting up trusts, charitable funds, and other legacy planning solutions that will make an impact on the world."> <meta name="twitter:image" content="https://ml.com/content/dam/ML/global/defaultSocialImage.png"> <meta name="msvalidate.01" content="DCFA7922C7EDFBFFCAEE5E3C7ECA5C8C"> <meta name="google-site-verification" content="fWmDxNZfxGir5LUvKD9GHbYL1--6gOXbi2Qj5C4o0e4"> <meta name="google-site-verification" content="Qdyma2AkabfNA2RIBLCxw0BxBcUYYypuorS9l6I-i8c"> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"WebPage","name":"Make an Impact With Your Wealth Through Giving & Charity","url":"https://www.ml.com/solutions/make-impact-with-wealth.html","description":"Weâ ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Get advice and guidance for setting up trusts, charitable funds, and other legacy planning solutions that will make an impact on the world.","image":"https://ml.com/content/dam/ML/global/defaultSocialImage.png ","keywords":"charitable giving, build wealth and give, wfid23125680"} </script><script type="application/ld+json">{"@context":"https://schema.org","@type":"Article","name":"Make an Impact With Your Wealth Through Giving & Charity","url":"https://www.ml.com/solutions/make-impact-with-wealth.html","mainEntityOfPage":"https://www.ml.com/solutions/make-impact-with-wealth.html","description":"Weâ ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Get advice and guidance for setting up trusts, charitable funds, and other legacy planning solutions that will make an impact on the world.","image":"https://ml.com/content/dam/ML/global/defaultSocialImage.png ","headline":"Make an Impact With Your Wealth Through Giving & Charity","sourceOrganization":"","articleBody":"","datePublished":"2021-03-10","dateModified":"2021-03-10","author":"","keywords":"charitable giving, build wealth and give, wfid23125680", "publisher":{"@type":"Organization","name":"", "logo":{"@type":"ImageObject","url":""}}} </script> <link rel="canonical" href="https://www.ml.com/solutions/make-impact-with-wealth.html"/> <script>'use strict';var APP=window.APP=window.APP||{};APP.isEdit=!1;APP.isDesign=!1;APP.sliderSettings={};APP.getProfileData=!1;APP.LIConnectionsPath="/content/ml/en/fafinder/linkedin-connections.html";APP.faRootServiceUrl="https://www.ml.com";APP.interstitialWhitelist="bankofamerica.com cybergrants.com bankofamericastore.com www.bettermoneyhabits.com media.corporate-ir.net www.chicagomarathon.com .ml.com www.ustrust.com shamrockshuffle.com www.merrilledge.com mymerrill.com merrilledge.com maps.google.com .bofa.com baml.com .bofaml.com bofa.wealthmsi.com veracast.com bofa.donorfirst.org merrill.com mymerrillpl1.com players.brightcove.net cvent.com cvent.me www1.bac-assets.com www2.bac-assets.com".split(" "); APP.loginPartnerId="0A612B23FE02400791EE7ED0A397CC7D";APP.loginWidgetDomain="olui2.fs.ml.com";APP.loginWidgetJs="/publish/mlwm/EdgeLoginWidget/OnlineLoginFrame_min_052017.js";APP.brFAInContextUrl="https://www.fa.ml.com/";</script> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_regular-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_light-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <link rel="stylesheet" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-unity.min.d41d8cd98f00b204e9800998ecf8427e.css" type="text/css"> <link rel="stylesheet" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-critical.min.ed69d81c5bd86b7d3af2217bdab5b4ec.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-global.min.3b7f0dea8c34568267ce1e096ede3b3b.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography.min.66045c0bfcddc622f9cf10535ef4199e.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-components.min.a26b653c30df72708bc8c383cd5f245f.css" type="text/css"> <link rel="stylesheet" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-dependencies.min.b60806cd9f731c682181eef4b73a5625.css" type="text/css"> <link rel="stylesheet" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-site.min.dd94348b707048df96673b872e7cfda8.css" type="text/css"> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/vendor/modernizr.min.c41ece9e7dd597c91e7cfed504e6a3d4.js"></script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/scripts/vendor/jquery.min.bfd88b5a2a7f7663ffac501ab8e7cd9f.js"></script> <link rel="shortcut icon" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/ml_bull_icon.png" type="image/vnd.microsoft.icon"/> <link rel="apple-touch-icon" href="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/ml_bull_icon.png"/> <script type="text/javascript">'use strict';var CM_PageID="Article_Template_make-impact-with-wealth",CM_CatID="GWM:Content:MLWM",CM_TAG_PREFIX="",DART_CAT="2018_00k",ALLOY_TAG="true",GA_TAG="G-YKQNXHD8CB",OVERRIDE_DATA_BAC="true";</script> <script type="text/javascript">'use strict';var DATA_BACTMLN_SELECTORS="",DATA_BACTMLN_EXCEPTIONS='{"selector": ".rightrail-list a", "componentName": "cta-right-rail"};{"selector": ".tile-container a, .rtb-container a, .callout-container a,.image__tile a", "componentName": "tile-cta"};{"selector": ".global-nav__subnav .text a", "componentName": "global_nav"};{"selector": ".header__subheading a", "componentName": "text"};{"selector": ".js-accordion__item a", "componentName": "accordion"}';</script> <script type="text/javascript">'use strict';function targetPageParams(){return{at_property:"2c28efc5-fc52-2eba-d89f-6f09359d852c"}};</script> <script>'use strict';!function(c,b,d,e){if(!b&&(b=c.head)){var a=c.createElement("style");a.id="alloy-prehiding";a.innerText=d;b.appendChild(a);setTimeout(function(){a.parentNode&&a.parentNode.removeChild(a)},e)}}(document,-1!==document.location.href.indexOf("adobe_authoring_enabled"),"body { opacity: 0 !important }",3E3);</script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/vendor/tealium.min.b1101e6362fee4abddb696f9a84727e5.js"></script> </head> <body class="default watermark article-tiles"> <a class="skip-to-content" href="#begin-content" aria-hidden="false" tabindex="0">Skip To Content</a> <span class="hidden" aria-hidden="true">3.1.55</span> <div class="wrapper overrideLegacy"> <div class="aem-wrap--global-nav"> <header class="global-nav js-global-nav " data-cmp="globalNav"> <div class="global-nav__container"> <div class="global-nav__wrapper"> <a id="nav_logo" class="global-nav__logo" href="https://www.ml.com/"> <picture> <source media="(min-width: 640px)"/> <img class="global-nav__logo-img" src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/global/masthead/logo_full-x5.png" alt="Merrill A Bank of America company logo" title="Merrill A Bank of America company logo"/> </picture> </a> <button class="global-nav__menu-icon js-nav-menu-toggle" aria-label="Menu" aria-expanded="false"><span class="hamburger"></span></button> <div class="global-nav__links-container js-nav-container"> <div class="global-nav__menu js-nav-menu"> <div class="global-nav__utils js-nav-utils hide-desktop"> <div class="global-nav__utils-search search"> <form action="/mlwm/cse/tm/pages/SearchResults.aspx" autocomplete="off" method="get"> <input type="hidden" name="filter" value="all"/> <input type="hidden" name="subdir" value="mlcom"/> <input name="k" size="21" maxlength="120" placeholder="How can we help you?" class="js-search-tag-capture-input" data-rel-submit="nav_search" type="text" aria-label="How can we help you?"> <button data-id="nav_search" data-bactmln="nav_search" title="Search Button" aria-label="Search" class="t-track-nav-search"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 60 60"><path d="M3,20.12A17.12,17.12,0,1,1,20.14,37.23,17.13,17.13,0,0,1,3,20.12ZM60,57.81,34.74,34a20.09,20.09,0,1,0-2.24,2L57.92,60,60,57.81Z"/></svg> </button> </form> </div> </div> <div class="global-nav__utils js-nav-utils"> <ul class="global-nav__list"> <li class="global-nav__item"> <a id="nav_client-login" class="global-nav__link" title="Client login" data-name="Client login" href="https://www.mymerrill.com/ml/home.aspx?site=mymerrill" target="_blank" rel="noopener noreferrer">Client login</a> </li> <li class="global-nav__item js-fa-content-hide js-fa-content-before"> <a id="nav_contact-us" class="global-nav__link" title="Contact us" data-name="Contact us" href="/contactus/contact-us.html">Contact Us</a> </li> </ul> <div class="global-nav__utils-search search hide-mobile"> <form action="/mlwm/cse/tm/pages/SearchResults.aspx" autocomplete="off" method="get"> <input type="hidden" name="filter" value="all"/> <input type="hidden" name="subdir" value="mlcom"/> <input name="k" size="21" maxlength="120" placeholder="How can we help you?" class="js-search-tag-capture-input" data-rel-submit="nav_search" type="text" aria-label="How can we help you?"> <button data-id="nav_search" data-bactmln="nav_search" title="Search Button" aria-label="Search" class="t-track-nav-search"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 60 60"><path d="M3,20.12A17.12,17.12,0,1,1,20.14,37.23,17.13,17.13,0,0,1,3,20.12ZM60,57.81,34.74,34a20.09,20.09,0,1,0-2.24,2L57.92,60,60,57.81Z"/></svg> </button> </form> </div> </div> <nav class="global-nav__nav"> <ul class="global-nav__list "> <li class="global-nav__item js-nav-item"> <a id="nav_item_working-with-us" class="global-nav__link t-track-nav-item js-nav-link " data-bactmln="nav_item_working-with-us" href="/working-with-merrill-lynch-financial-advisor/why-merrill.html">Working with us <span class="chevron"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="2.12 0 0 2.12 25.76 26.97 0 51.88 2.12 54 30 26.97 2.12 0"/></svg> </span> </a> <button class="global-nav__toggle js-nav-toggle" aria-expanded="false" aria-live="polite" aria-label="Working with us Toggle"> </button> <div id="subnav_item_working-with-us" class="global-nav__subnav js-nav-subnav" aria-hidden="true"> <div class="global-nav__subnav-wrapper"> <button class="global-nav__subnav-close js-nav-subnav-close" aria-label="Return to Working with us"> <span class="icon"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="27.88 54 30 51.88 4.25 26.97 30 2.12 27.88 0 0 26.97 27.88 54"/></svg> </span>Working with us</button> <div class="global-nav__subnav-content "><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="working-with-us iparsys parsys"><div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <h2><span class="color-blue"><span class="headline--sm">It starts with you</span></span></h2> <p>For us, success is about helping you reach your goals, not a number.</p> <p><a href="/working-with-merrill-lynch-financial-advisor/why-merrill.html" class="cta--btn">See how we work</a></p> </div></div> </div> </div> </div> <ul class="global-nav__list "> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_merrill-advantage" href="/working-with-merrill-lynch-financial-advisor/why-merrill.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Merrill-advantage.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Merrill advantage</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_our-advisors" href="/working-with-merrill-lynch-financial-advisor/our-advisors.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Our-advisors.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Our advisors</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_working-together" href="/working-with-merrill-lynch-financial-advisor/working-together.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Working-together.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Working together</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_plan-with-merrill" href="/financial-planning.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/icon.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Plan with Merrill</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_awards-recognition" href="/articles/awards-recognition.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Awards-and-recognition.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Awards &amp; recognition</span> </a> </li> </ul> </div> </div> </li> <li class="global-nav__item js-nav-item"> <a id="nav_item_our-services" class="global-nav__link t-track-nav-item js-nav-link " data-bactmln="nav_item_our-services" href="/solutions.html" selected>Our services <span class="chevron"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="2.12 0 0 2.12 25.76 26.97 0 51.88 2.12 54 30 26.97 2.12 0"/></svg> </span> </a> <button class="global-nav__toggle js-nav-toggle" aria-expanded="false" aria-live="polite" aria-label="Our services Toggle"> </button> <div id="subnav_item_our-services" class="global-nav__subnav js-nav-subnav" aria-hidden="true"> <div class="global-nav__subnav-wrapper"> <button class="global-nav__subnav-close js-nav-subnav-close" aria-label="Return to Our services"> <span class="icon"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="27.88 54 30 51.88 4.25 26.97 30 2.12 27.88 0 0 26.97 27.88 54"/></svg> </span>Our services</button> <div class="global-nav__subnav-content "><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="our-services iparsys parsys"><div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <h2><span class="color-blue"><span class="headline--sm">Helping to make your goals a reality</span></span></h2> <p>Access to a wide range of investment solutions from Merrill and banking products from Bank of America.</p> <p><a title="take a look" href="/solutions/all.html" class="cta--btn learn-more event-findanfa-link">Take a look</a></p> </div></div> </div> </div> </div> <ul class="global-nav__list "> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_personal-banking" href="/solutions/manage-finances.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Personal-banking.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Personal banking</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_lending" href="/solutions/loans-financing.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Lending.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Lending</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_investments" href="/solutions/grow-wealth.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Investing.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Investments</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_retirement-savings-accounts" href="/solutions/saving-for-the-future.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Retirement-and-savings-accounts.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Retirement &amp; savings accounts</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_insurance" href="/solutions/protect-your-wealth.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Insurance.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Insurance</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_wealth-planning" href="/solutions/make-impact-with-wealth.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Wealth-planning.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Wealth planning</span> </a> </li> </ul> </div> </div> </li> <li class="global-nav__item js-nav-item"> <a id="nav_item_resources-insights" class="global-nav__link t-track-nav-item js-nav-link " data-bactmln="nav_item_resources-insights" href="/financial-research-and-insights/todays-markets.html">Resources &amp; insights <span class="chevron"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="2.12 0 0 2.12 25.76 26.97 0 51.88 2.12 54 30 26.97 2.12 0"/></svg> </span> </a> <button class="global-nav__toggle js-nav-toggle" aria-expanded="false" aria-live="polite" aria-label="Resources &amp; insights Toggle"> </button> <div id="subnav_item_resources-insights" class="global-nav__subnav js-nav-subnav" aria-hidden="true"> <div class="global-nav__subnav-wrapper"> <button class="global-nav__subnav-close js-nav-subnav-close" aria-label="Return to Resources &amp; insights"> <span class="icon"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="27.88 54 30 51.88 4.25 26.97 30 2.12 27.88 0 0 26.97 27.88 54"/></svg> </span>Resources &amp; insights</button> <div class="global-nav__subnav-content "><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="resources-insights iparsys parsys"><div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <h2><span class="color-blue"><span class="headline--sm">Designed to keep you in the know</span></span></h2> <p>Get timely insights on what's happening with the markets &amp; global economy to help you stay on track.</p> <p><a title="get the latest" href="/financial-research-and-insights/todays-markets.html" class="cta--btn learn-more event-findanfa-link">Get the latest</a></p> </div></div> </div> </div> </div> <ul class="global-nav__list "> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_planning-tools" href="/financial-planning-tools-calculators.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Planning-tools.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Planning tools</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_articles" href="/financial-research-and-insights/todays-markets.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Articles.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Articles</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_events-podcasts" href="/investing-podcasts-events.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Events-and-podcasts.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Events &amp; podcasts</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_portfolio-strategies" href="/financial-research-and-insights/portfolio-strategies.html"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/portfolio-strategies.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Portfolio Strategies</span> </a> </li> </ul> </div> </div> </li> <li class="global-nav__item js-nav-item"> <a id="nav_item_find-an-advisor" class="global-nav__link t-track-nav-item js-nav-link js-fa-link-update" data-bactmln="nav_item_find-an-advisor" href="/connect-with-an-advisor.html">Find an advisor <span class="chevron"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="2.12 0 0 2.12 25.76 26.97 0 51.88 2.12 54 30 26.97 2.12 0"/></svg> </span> </a> <button class="global-nav__toggle js-nav-toggle" aria-expanded="false" aria-live="polite" aria-label="Find an advisor Toggle"> </button> <div id="subnav_item_find-an-advisor" class="global-nav__subnav js-nav-subnav" aria-hidden="true"> <div class="global-nav__subnav-wrapper"> <button class="global-nav__subnav-close js-nav-subnav-close" aria-label="Return to Find an advisor"> <span class="icon"> <svg aria-hidden="true" focusable="false" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 30 54"><polyline points="27.88 54 30 51.88 4.25 26.97 30 2.12 27.88 0 0 26.97 27.88 54"/></svg> </span>Find an advisor</button> <div class="global-nav__subnav-content js-fa-content-hide"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="find-an-advisor iparsys parsys"><div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <h2><span class="color-blue"><span class="headline--sm">Find an advisor your way</span></span></h2> <p>Choose how you’d like to connect with us.</p> <p><a title="Connect now" href="/connect-with-an-advisor.html" class="cta--btn learn-more event-findanfa-link">Get started</a></p> </div></div> </div> </div> </div> <ul class="global-nav__list js-fa-content-hide"> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_get-matched-with-an-advisor" href="/merrill-advisor-match.html?utm_source=ml&utm_medium=navigation&utm_content=advisormatch&utm_campaign=findanadvisor"> <span class="global-nav__link-icon"><img src="/content/dam/ML/homepages/homepage-homepageupdates/bofa_icon_group2_transparent.png" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Get matched with an advisor</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_search-by-br-name" href="https://advisor.ml.com/search"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/search-by-best-match.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Search by <br/>name</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_search-by-br-office-location" href="https://advisor.ml.com/search?bylocation=true"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Search-by-location.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Search by <br/>office location</span> </a> </li> <li class="global-nav__item"> <a class="global-nav__link subnav__link js-nav-sunbav-link t-track-nav-subitem" data-bactmln="nav_subitem_have-an-advisor-br-call-me" href="/registration/merrill-advisor-contact-request.html?utm_source=ml&utm_medium=navigation&utm_content=callme&utm_campaign=findanadvisor"> <span class="global-nav__link-icon"><img src="/content/dam/ML/icons/nav/Icon-RTB-Call.svg" alt="" aria-hidden="true"/></span> <span class="global-nav__link-text">Have an advisor <br/>call me</span> </a> </li> </ul> <div class="global-nav__subnav-content facontext js-fa-content-show"> <h3 class="js-fa-title">Your recently viewed advisor</h3> <div class="subnav_facontext"> <a class="fa-link"> <span class="subnav_facontext-photo js-fa-photo" style="background-image:url(/content/dam/ML/homepages/homepage-thought-leadership/Bucket4_FindAnFA_53x80.jpg);"></span> </a> <div class="subnav_facontext-content"> <p> <span class="js-fa-name"></span> <span class="js-fa-streetaddress"></span> <span class="js-fa-citystatezip"></span> </p> </div> <div class="subnav_facontext-content"> <p> <span class="js-fa-phone"></span> <span class="js-fa-email"></span> </p> <a class="cta--btn js-fa-cta">Visit our page</a> </div> </div> </div> </div> </div> </li> </ul> </nav> </div> </div> </div> </div> </header> </div> <main id="begin-content" class="page cf verywide"> <div class='make-impact-with-wealth js-page-controller-action article-tiles'> <div class="content parsys"><div class="experience-fragment experiencefragment section"> <div id="experience-fragment-b28fa0d643" class="cmp-experiencefragment cmp-experiencefragment--solutions-aggregate-top"><div class="xf-content-height"> <div class="aem-wrap--background-container"> <section class="background-container background-container--full-bleed "> <div class="background-container__section " style=" "> <div class="background-container__wrapper " style="max-width:1200px;"> <div class="aem-wrap--positioning-container section"> <style type="text/css"> @media (min-width: 0px) { #positioning_container_680302581 { margin-top: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; } } </style> <style type="text/css"> @media (min-width: 768px) { #positioning_container_680302581 { margin-top: 0px; margin-bottom: 0px; margin-left: 35px; margin-right: 0px; } } </style> <div id="positioning_container_680302581" class="positioning-container positioning-container--full "> <div class="positioning-container__wrapper"> <div class="aem-wrap--background-container section"> <section class="background-container "> <div class="background-container__section " style=" "> <div class="background-container__wrapper "> <div class="aem-wrap--header section"> <div class="header "> <h1 class="header__heading headline-display--sm black-color">Solutions for what matters most</h1> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--column-control section"> <div class="column-control column-control--50-50 " style="max-width: ;"> <div class="column-control__column"> <div class="aem-wrap--header section"> <div class="header "> <div class="header__subheading"><p style="color: rgb(0,0,0);"><span class="copy--body">Uncovering opportunities. Meeting challenges. Taking that next step forward. Whatever your goals, Merrill and Bank of America offer a wide range of solutions to help you get there. <span><a href="/solutions/understanding-our-services-and-fees-when-you-work-with-an-advisor.html" style="color: rgb(0,83,194);text-decoration: none;" aria-label="Understand your choices" data-bactmln="inline_hyperlink_understand-your-choises" class="t-track-inline-hyperlink">Understand your choices</a></span>.</span></p> <p style="color: rgb(0,0,0);"> </p> </div> </div> </div> <div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <p> </p> <h2 style="color: rgb(0,0,0);"><span class="heading-size-s">Explore our solutions</span></h2> <p> </p> <ul class="checkList__checkListItems" style="color: rgb(0,0,0);"> <li class="checkList__checkListItems--item checkList__checkListItems--item--disc " style="list-style-position: outside;"><span><a href="/solutions/ml-investment-advisory-program.html" class="t-track-checklist-link t-track-osa-solutions" data-bactmln="checklist_link_merrill-lynch-investment-advisory-programiap" target="_self" aria-label="Merrill Lynch Investment Advisory Program(IAP)">Merrill Lynch Investment Advisory Program (IAP)</a></span></li> <li class="checkList__checkListItems--item checkList__checkListItems--item--disc " style="list-style-position: outside;"><span><a href="/solutions/saving-for-the-future/retirement-saving-accounts.html" class="t-track-checklist-link t-track-osa-solutions" data-bactmln="checklist_link_retirement-accounts" target="_self" aria-label="Retirement accounts">Retirement accounts</a></span></li> <li class="checkList__checkListItems--item checkList__checkListItems--item--disc " style="list-style-position: outside;"><a href="/my-merrill-online-mobile-app.html" target="_self" class="t-track-checklist-link t-track-osa-solutions" aria-label="MyMerrill digital capabiliites" data-bactmln="checklist_link_mymerrill-digital-capabilities">MyMerrill digital capabilities</a></li> </ul> </div></div> </div> <div class="column-control__column"> <div class="aem-wrap--column-control section"> <div class="column-control column-control--50-50 " style="max-width: ;"> <div class="column-control__column"> <div class="aem-wrap--image section"> <div class="image " style="max-width: inherit" data-cmp="image"> <div> <picture class="image__picture"> <source media="(min-width: 1200px)"/> <source media="(min-width: 1024px)"/> <source media="(min-width: 640px)"/> <img src="/content/dam/ML/solutions/redesign/Wheel_220x220.png" alt="A range of solutions available to help you with the following: manage personal finances, borrow to fund my goals, help grow my wealth, save for the future, protect my wealth, plan the impact of my wealth. " title="A range of solutions available to help you with the following: manage personal finances, borrow to fund my goals, help grow my wealth, save for the future, protect my wealth, plan the impact of my wealth. " class="image__img "/> </picture> </div> </div> </div> </div> <div class="column-control__column"> <div class="aem-wrap--check-list section"> <div class="checkList checkList__checkListItems--left" data-cmp="checkList"> <ul class="checkList__checkListItems"> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend1.png"/> <a href="/content/ml/en/solutions/make-impact-with-wealth" class="t-track-checklist-link" data-bactmln="checklist_link_plan-the-impact-of-my-wealth" target="_self" aria-label="Plan the impact of my wealth"> <span>Plan the impact of my wealth</span> </a> </li> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend2.png"/> <a href="/content/ml/en/solutions/protect-your-wealth" class="t-track-checklist-link" data-bactmln="checklist_link_protect-my-wealth" target="_self" aria-label="Protect my wealth"> <span>Protect my wealth</span> </a> </li> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend3.png"/> <a href="/content/ml/en/solutions/saving-for-the-future" class="t-track-checklist-link" data-bactmln="checklist_link_invest-in-my-future" target="_self" aria-label="Invest in my future"> <span>Invest in my future</span> </a> </li> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend4.png"/> <a href="/content/ml/en/solutions/manage-finances" class="t-track-checklist-link" data-bactmln="checklist_link_manage-my-personal-finances" target="_self" aria-label="Manage my personal finances"> <span>Manage my personal finances</span> </a> </li> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend5.png"/> <a href="/content/ml/en/solutions/loans-financing" class="t-track-checklist-link" data-bactmln="checklist_link_borrow-to-fund-my-goals" target="_self" aria-label="Borrow to fund my goals"> <span>Borrow to fund my goals</span> </a> </li> <li class="checkList__checkListItems--item checkList__checkListItems--item--custom " no-link="false"> <img aria-hidden="true" class="checkList__icon" src="/content/dam/ML/solutions/redesign/Legend6.png"/> <a href="/content/ml/en/solutions/grow-wealth" class="t-track-checklist-link" data-bactmln="checklist_link_help-grow-my-wealth" target="_self" aria-label="Help grow my wealth"> <span>Help grow my wealth</span> </a> </li> </ul> </div></div> </div> </div></div> </div> </div></div> </div> </div></div> </div> </div> </section> </div> </div></div> </div> <div class="aem-wrap--background-container section"> <section class="background-container background-container--full-bleed "> <div class="background-container__section background-container--paddings-small-bottom cool-gray-5-bg" style=" "> <div class="background-container__wrapper " style="max-width:1200px;"> <div class="aem-wrap--list-filter section"> <div class="list-filter js-list-filter " data-scroll="true" data-swipe="true" data-cmp="listFilter"> <div class="filter-priorities"> <div class="filter-priorities__nav-logo js-nav-logo"> <a class="filter-priorities__link-logo" href="/content/ml/en"> <img class="filter-priorities__logo-img" src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/global/masthead/logo_full-x5.png" alt="Merrill A Bank of America company logo"/> </a> </div> <ol id="options" class="option-set filter-priorities-list js-options solutions"> <li class="option filter-priorities-item-manage-finances"> <a href="manage-finances.html" data-bactmln="list-filter_option_manage-finances" aria-label="Banking. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-manage-finances " data-filter=".cat-manage-finances" data-option-value=".cat-manage-finances" aria-selected="false">Banking</a> </li> <li class="option filter-priorities-item-loans-financing"> <a href="loans-financing.html" data-bactmln="list-filter_option_loans-financing" aria-label="Lending. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-loans-financing " data-filter=".cat-loans-financing" data-option-value=".cat-loans-financing" aria-selected="false">Lending</a> </li> <li class="option filter-priorities-item-grow-wealth"> <a href="grow-wealth.html" data-bactmln="list-filter_option_grow-wealth" aria-label="Investments. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-grow-wealth " data-filter=".cat-grow-wealth" data-option-value=".cat-grow-wealth" aria-selected="false">Investments</a> </li> <li class="option filter-priorities-item-saving-for-the-future"> <a href="saving-for-the-future.html" data-bactmln="list-filter_option_saving-for-the-future" aria-label="Retirement &amp; savings. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-saving-for-the-future " data-filter=".cat-saving-for-the-future" data-option-value=".cat-saving-for-the-future" aria-selected="false">Retirement &amp; savings</a> </li> <li class="option filter-priorities-item-protect-your-wealth"> <a href="protect-your-wealth.html" data-bactmln="list-filter_option_protect-your-wealth" aria-label="Insurance. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-protect-your-wealth " data-filter=".cat-protect-your-wealth" data-option-value=".cat-protect-your-wealth" aria-selected="false">Insurance</a> </li> <li class="option filter-priorities-item-make-impact-with-wealth"> <a href="make-impact-with-wealth.html" data-bactmln="list-filter_option_make-impact-with-wealth" aria-label="Wealth Planning. selected" class="js-list-filter-option t-track-list-filter-option filter-priorities-link-make-impact-with-wealth selected" data-filter=".cat-make-impact-with-wealth" data-option-value=".cat-make-impact-with-wealth" aria-selected="true">Wealth Planning</a> </li> <li class="option filter-priorities-item-all"> <a href="all.html" data-bactmln="list-filter_option_all" aria-label="All Items. " class="js-list-filter-option t-track-list-filter-option filter-priorities-link-All Items " data-filter=".cat-all" data-option-value=".cat-all" aria-selected="false">All Items</a> </li> </ol> </div> </div> </div> <div class="aem-wrap--background-container section"> <section class="background-container background-container--full-bleed "> <div class="background-container__section background-container--paddings-small " style=" "> <div class="background-container__wrapper "> <div class="aem-wrap--header section"> <div class="header header--align-center "> <h2 class="header__heading " style="color:#012169;"><span style="font-size: 32.0px;">Plan the impact of my wealth</span></h2> </div> </div> <div class="aem-wrap--text section"> <div class="text js-rte-tagging" data-cmp="enhancedText"> <p style="text-align: center;color: rgb(0,0,0);">We’ll help you navigate the complexities and opportunities of bringing greater purpose to your wealth. Potential<br/> solutions include:</p> </div></div> </div> </div> </section> </div> <div class="aem-wrap--tile-container section"> <div id="tile_container_970173956" class="tile-container tile-containerLayout--imagetopblock js-tile-container" data-cmp="tileContainer"> <ul class="tile-container__columns tile-container__columns--3 " data-variant="imagetopblock" data-remove-shadows="false"> <li class="tile-container__item tile-container--imagetopblock"> <a class="t-track-tile-link" data-bactmln="tile_overview-and-essentials" href="/content/ml/en/solutions/wealth-planning-essentials"> <div class="tile-container__tile " style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Wealth-Planning-Essentials.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#0052C2;" no-link="false">Overview and essentials</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Regardless of wealth level or life stage, Wealth Impact Planning is a process most would benefit from.</p> </div> </div> </div> </a> </li> <li class="tile-container__item tile-container--imagetopblock"> <a class="t-track-tile-link" data-bactmln="tile_the-role-of-trusts" href="/content/ml/en/solutions/the-role-of-trusts"> <div class="tile-container__tile " style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Role-of-Trusts.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#0052C2;" no-link="false">The role of trusts </h3> <div class="tile-container__tile__text js-rte-tagging"><p>While trusts are a way to transfer wealth and help minimize estate taxes, they are also used to meet a far wider range of needs.</p> </div> </div> </div> </a> </li> <li class="tile-container__item tile-container--imagetopblock"> <a class="t-track-tile-link" data-bactmln="tile_gifting-and-legacy-planning" href="/content/ml/en/solutions/make-impact-with-wealth/gifting-legacy-trusts"> <div class="tile-container__tile " style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Lifetime-Gifting-Legacy.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#0052C2;" no-link="false">Gifting and legacy planning</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Gifting allows you to see the impact firsthand and a well-prepared legacy plan helps assure your assets are transferred as you intended.</p> </div> </div> </div> </a> </li> <li class="tile-container__item tile-container--imagetopblock"> <a class="t-track-tile-link" data-bactmln="tile_personal-philanthropy" href="/content/ml/en/solutions/make-impact-with-wealth/personal-philanthropy"> <div class="tile-container__tile " style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Personal-Philanthropy.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#0052C2;" no-link="false">Personal philanthropy</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Support the causes that matter most to you with a plan which can help pass along your personal values and create lasting, tangible results. </p> </div> </div> </div> </a> </li> <li class="tile-container__item tile-container--imagetopblock"> <a class="t-track-tile-link" data-bactmln="tile_fiduciary-trust-solutions" href="/content/ml/en/solutions/make-impact-with-wealth/fiduciary-trust-solutions"> <div class="tile-container__tile " style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Fiduciary-Trust-Solutions.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#0052C2;" no-link="false">Fiduciary trust solutions</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Bank of America provides specialized expertise, objectivity and continuity through a range of services. You can choose what level of support works best.</p> </div> </div> </div> </a> </li> <li class="tile-container__item tile-container--single-block"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#000;" no-link="true">Ready to get started?<br/>So are we.</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Try Merrill Advisor Match for a more personalized way to choose an advisor.</p> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_138313538" class="cta cta--align-center" data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/merrill-advisor-match.html?utm_source=ml&utm_medium=solution&utm_content=meetyourmatch&utm_campaign=catagorypage" target="_self" role="button" style=" " aria-label="Meet your match" data-bactmln="Tile-CTA-_-ready-to-get-started-br-so-are-we_meet-your-match_0-_-content-ml-en-merrill-advisor-match-html-utm-source-ml-utm-medium-solution-utm-content-meetyourmatch-utm-campaign-catagorypage"> Meet your match </a> </div> </div> </div> </div> </li> </ul> </div> </div> </div> </div> </section> </div> <div class="aem-wrap--background-container section"> <section class="background-container background-container--full-bleed "> <div class="background-container__section background-container--paddings-small " style=" "> <div class="background-container__wrapper " style="max-width:1200px;"> <div class="aem-wrap--positioning-container section"> <style type="text/css"> @media (min-width: 0px) { #positioning_container_682353142 { margin-top: 37px; margin-bottom: 0px; margin-left: 20px; margin-right: 20px; } } </style> <div id="positioning_container_682353142" class="positioning-container positioning-container--full "> <div class="positioning-container__wrapper"> <div class="aem-wrap--header section"> <div class="header header--align-center "> <h2 class="header__heading " style="color:#012169;"><span style="font-size: 32.0px;">Take action</span></h2> </div> </div> <div class="aem-wrap--tile-container section"> <div id="tile_container_799551109" class="tile-container tile-containerLayout--iconblock js-tile-container" data-cmp="tileContainer"> <ul class="tile-container__columns tile-container__columns--4 " data-variant="iconblock"> <li class="tile-container__item tile-container--iconblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__icon-container"> <img class="tile-container__tile__icon" src="/content/dam/ML/solutions/redesign/Icon_1.png" style="max-height:40px; height: auto; width:auto;" aria-label="Number 1" alt="Number 1"/> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" no-link="true">Uncover what matters to you</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Work with your advisor to understand what is important to you now and what you want in the future. If you don’t have an advisor, we can help you find one.</p> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_1032140225" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/merrill-advisor-match.html?ml_solution" target="_self" role="button" style=" " aria-label="find an advisor link" data-bactmln="Tile-CTA-_-uncover-what-matters-to-you_find-an-advisor_0-_-content-ml-en-merrill-advisor-match-html-ml-solution"> Find an advisor </a> </div> </div> </div> </div> </li> <li class="tile-container__item tile-container--iconblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__icon-container"> <img class="tile-container__tile__icon" src="/content/dam/ML/solutions/redesign/Icon_2.png" style="max-height:40px; height: auto; width:auto;" aria-label="Number 2" alt="Number 2"/> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" no-link="true">Develop your path and your plan</h3> <div class="tile-container__tile__text js-rte-tagging"><p>We’ll create a personalized plan that is all about you, with guidance that truly supports you.</p> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_375836426" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/financial-planning.html" target="_self" role="button" style=" " aria-label="learn more about develop your path and your plan" data-bactmln="Tile-CTA-_-develop-your-path-and-your-plan_learn-more_0-_-financial-planning-html"> Learn more </a> </div> </div> </div> </div> </li> <li class="tile-container__item tile-container--iconblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__icon-container"> <img class="tile-container__tile__icon" src="/content/dam/ML/solutions/redesign/Icon_3.png" style="max-height:40px; height: auto; width:auto;" aria-label="Number 3" alt="Number 3"/> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" no-link="true">Understand your choices and make it happen</h3> <div class="tile-container__tile__text js-rte-tagging"><p>Learn about your investment relationship and program options, then work with your advisor to set your plan in motion, drawing from a range of potential Merrill investment and Bank of America banking solutions.</p> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_473483582" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/solutions/understanding-our-services-and-fees-when-you-work-with-an-advisor.html" target="_self" role="button" style=" " aria-label="solutions link" data-bactmln="Tile-CTA-_-understand-your-choices-and-make-it-happen_solutions_0-_-solutions-understanding-our-services-and-fees-when-you-work-with-an-advisor-html"> Solutions </a> </div> </div> </div> </div> </li> <li class="tile-container__item tile-container--iconblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__icon-container"> <img class="tile-container__tile__icon" src="/content/dam/ML/solutions/redesign/Icon_4.png" style="max-height:40px; height: auto; width:auto;" aria-label="Number 4" alt="Number 4"/> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" no-link="true">Helping you review, track your progress</h3> <div class="tile-container__tile__text js-rte-tagging"><p>You can track your milestones and modify your plan based on the expected and unexpected things life brings.</p> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_172020328" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/working-with-merrill-lynch-financial-advisor/why-merrill.html" target="_self" role="button" style=" " aria-label="learn more about helping you review, track your progress" data-bactmln="Tile-CTA-_-helping-you-review-track-your-progress_learn-more_0-_-working-with-merrill-lynch-financial-advisor-why-merrill-html"> Learn more </a> </div> </div> </div> </div> </li> </ul> </div> </div> </div> </div></div> </div> </div> </section> </div> <div class="aem-wrap--background-container section"> <section class="background-container background-container--full-bleed "> <div class="background-container__section background-container--paddings-small cool-gray-5-bg" style=" "> <div class="background-container__wrapper " style="max-width:1088px;"> <div class="aem-wrap--header section"> <div class="header header--align-center "> <h2 class="header__heading " style="color:#012169;"><span style="font-size: 32.0px;">Additional solutions</span></h2> </div> </div> <div class="aem-wrap--tile-container section"> <div id="tile_container_573745710" class="tile-container tile-containerLayout--imagetopblock js-tile-container" data-cmp="tileContainer"> <ul class="tile-container__columns tile-container__columns--3 " data-variant="imagetopblock" data-remove-shadows="false"> <li class="tile-container__item tile-container--imagetopblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/digital-capabilities/my-merrill-online-mobile-app/Masthead-Mobile-Landscape-480x325.png);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#000000;" no-link="true">Discover MyMerrill</h3> <div class="tile-container__tile__text js-rte-tagging"><div style="padding-top: 12.0px;">Whether on desktop or mobile, access MyMerrill anytime, anywhere.</div> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_726409573" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/my-merrill-online-mobile-app.html" target="_self" role="button" style=" " aria-label="learn more about diversification of investments" data-bactmln="Tile-CTA-_-discover-mymerrill_learn-more_0-_-my-merrill-online-mobile-app-html"> Learn more </a> </div> </div> </div> </div> </li> <li class="tile-container__item tile-container--imagetopblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/solutions/redesign/Tile_Investment-Consolidation.jpg);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#000000;" no-link="true">Investment consolidation</h3> <div class="tile-container__tile__text js-rte-tagging"><div style="padding-top: 12.0px;">See your big picture by consolidating investment accounts.</div> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_353259935" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/solutions/investment-account-consolidation.html" target="_self" role="button" style=" " aria-label="learn more about investment consolidation" data-bactmln="Tile-CTA-_-investment-consolidation_learn-more_0-_-solutions-investment-account-consolidation-html"> Learn more </a> </div> </div> </div> </div> </li> <li class="tile-container__item tile-container--imagetopblock"> <div class="tile-container__tile cta-included" style="background-color:;"> <div class="tile-container__tile__media"> <div class="tile-container__tile__image" style="background-image:url(/content/dam/ML/digital-capabilities/mymerrill-digital-capabilities/Mastheadimagemobile.png);"></div> </div> <div class="tile-container__tile__content "> <div class="tile-container__tile__eyebrow "> </div> <h3 class="tile-container__tile__title" style="color:#000000;" no-link="true">Investing and banking together online</h3> <div class="tile-container__tile__text js-rte-tagging"><div style="padding-top: 12.0px;">Experience your full financial life online.  Anytime, anywhere. </div> </div> <div class="tile-container__tile__cta-wrapper"> <div id="image_850376277" class="cta " data-cmp="cta"> <a class="t-track-teaser-cta cta__anchor cta__anchor--button-outline button red-cta " href="/articles/mymerrill-digital-capabilities.html" target="_self" role="button" style=" " aria-label="learn more about online account view" data-bactmln="Tile-CTA-_-investing-and-banking-together-online_learn-more_0-_-articles-mymerrill-digital-capabilities-html"> Learn more </a> </div> </div> </div> </div> </li> </ul> </div> </div> </div> </div> </section> </div> </div> <div style="clear:both; float:none;"></div> </div> </main> <div class="global-footer"> <footer class="cf js-global-footer" data-cmp="globalFooter"> <div class="blue-bar"> <div class="blue-bar-wrapper"> <div class="blue-bar-links first"> <div class="bluebarlinks1par iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="bluebarlinks1par iparsys parsys"><div class="text parbase section"> <div class="target--blank"><h2 class="font--bold">Information for:</h2> <div class="links"><a target="_blank" href="https://business.bofa.com/content/boaml/en_us/home.html" title="Corporations and Institutions">Corporations &amp; Institutions</a> <a target="_blank" href="/merrill-lynch-advisor/overview.html?referrer=careers" title="Job Seekers">Job Seekers</a> <a target="_blank" href="http://newsroom.bankofamerica.com/" title="Media and Journalists">Media &amp; Journalists</a> <a target="_blank" href="http://investor.bankofamerica.com/" title="Shareholders">Shareholders</a></div> </div> </div> </div> </div> </div> </div> <div class="blue-bar-links second"> <div class="bluebarlinks2par iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="bluebarlinks2par iparsys parsys"><div class="text parbase section"> <div><h2 class="font--bold">Discover Merrill:</h2> <div class="links"><a href="/about-merrill-lynch.html" title="About Us">About Us</a> <a href="/working-with-merrill-lynch-financial-advisor/why-merrill.html" title="Why Merrill ">Why Merrill</a> <a href="/solutions/all.html" title="Our services " class="footer-our-services">Our services</a> <a href="/financial-research-and-insights/todays-markets.html" title="Articles ">Articles</a> <a href="https://about.bankofamerica.com/en/social-media" title="Merrill Social Media">Merrill Social Media</a> <a href="/solutions/understanding-our-services-and-fees-when-you-work-with-an-advisor.html" title="Form CRS &amp; Other Resources">Form CRS &amp; Other Resources</a></div></div> </div> </div> </div> </div> </div> <div class="blue-bar-links third"> <div class="bluebarlinks3par iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="bluebarlinks3par iparsys parsys"><div class="text parbase section"> <div><h2 class="font--bold">Get in touch:</h2> <div class="links"><span class="contact-us"><a href="/contactus/contact-us.html" title="Contact Us">Contact Us</a></span><h2 class="font--bold">Connect with ML<sup>®</sup>:</h2> <span class="social"><a class="interstitial" href="https://www.linkedin.com/company/1178?trk=vsrp_companies_res_name&amp;trkInfo=VSRPsearchId%3A174136331405699583773%2CVSRPtargetId%3A1178%2CVSRPcmpt%3Aprimary" target="_blank" style="width: 33.0px;" title="Linked In"><img src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/social-icons/linkedin_ko.png" width="75" alt="Linked In" title="Linked In"/><span class="hidden">LinkedIn</span></a> <a class="interstitial" href="https://twitter.com/MerrillLynch" target="_blank" style="width: 33.0px;" title="X"><img src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/social-icons/twitter_ko.png" width="83" alt="X" title="X"/><span class="hidden">X</span></a> <a class="interstitial" href="https://www.youtube.com/@_Merrill" target="_blank" style="width: 33.0px;" title="Youtube"><img src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/social-icons/youtube_ko.png" width="94" alt="Youtube" title="Youtube"/><span class="hidden">Youtube</span></a> </span></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="blue-bar cf"> <div class="footer-links"> <div class="footerlinkspar iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="footerlinkspar iparsys parsys"><div class="text-broker parbase section"> <div><div class="list section"><ul id="footernav" class="default "> <li class="first"><p><a href="/site-map.html" title="Site Map"> ML® Site Map<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="/privacy-and-security-center/privacy-and-security.html" title="Privacy">Privacy<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="/privacy-and-security-center/how-we-protect-you.html" title="Security">Security<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="https://www.bankofamerica.com/accessiblebanking/access-services.go" target="_blank" title="Web Accessibility">Web Accessibility<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="/legal.html" title="Legal Information">Legal Information<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="/mlpfs-financial-information.html" title="MLPF&amp;S Financial">MLPF&amp;S Financial<span class="arrow"></span></a></p> </li> <li class="item"><p><a href="https://www.ml.com/" class="interstitial" title="Advertising Practices">Advertising Practices<span class="arrow"></span></a></p> </li> <li class="item"><p><a style="font-size:18px !important;" href="http://brokercheck.finra.org/" class="interstitial" title="Broker Check"><b>Brokercheck</b><span class="arrow"></span></a></p> </li> <li class="last"><div class="onetrust-wrapper"><a class="ot-sdk-show-settings" href="#lot" aria-label="Your Privacy Choices opens a modal pop up">&nbsp;</a><span class="uc-icon-optout-policy"></span></div> </li> </ul> </div></div> </div> </div> </div> </div> </div> <div class="full-logo"> <a href="https://www.bankofamerica.com/" target="_blank" rel="noopener noreferrer"> <img src="/etc.clientlibs/ml/clientlibs/clientlib-site/resources/images/global/BofA_white.png" alt="Bank of America logo" title="Bank of America logo"> </a> </div> </div> <div class="footer-wrapper"> <div class="footer-left"> <div class="footer-pre-individual-par parsys"> </div> <div class="footerleftpar iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="footerleftpar iparsys parsys"><div class="text-broker parbase section"> <div><p style="font-size: 12.0px;"><b>Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results.&nbsp;Asset allocation, rebalancing and diversification do not guarantee against risk in broadly declining markets.</b><br> </p> <p style="font-size: 12.0px;">Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.<br> <b></b></p> <p style="font-size: 12.0px;">This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our&nbsp;<a href="https://olui2.fs.ml.com/publish/content/application/pdf/GWMOL/Client_Relationship_Summary_CRS.pdf" target="_blank">Client Relationship Summary</a>.&nbsp;</p> <p style="font-size: 12.0px;">This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.</p> <p style="font-size: 12.0px;">Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (also referred to as “MLPF&amp;S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&amp;S is a registered broker-dealer,&nbsp;registered investment adviser,&nbsp;<a href="https://www.sipc.org/" title="Member SIPC" target="_blank">Member SIPC</a>&nbsp;and a wholly owned subsidiary of BofA Corp.</p> <p style="font-size: 12.0px;">Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.<br> </p> <p style="font-size: 12.0px;">Trust, fiduciary and investment management services, including assets managed by the Specialty Asset Management team, are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”), and its agents.</p> <p style="font-size: 12.0px;">Bank of America Private Bank is a division of Bank of America, N.A.</p> <p style="font-size: 12.0px;">U.S. Trust Company of Delaware is a wholly owned subsidiary of Bank of America Corporation.<br> </p> <p style="font-size: 12.0px;">Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.</p> <h2 style="font-size: 12.0px; color: rgb(0,0,0);">Investment, insurance and annuity products:<br> </h2> <div class="disclosure important"><table style="font-size: 18.0px;" role="presentation"> <tbody><tr><td><b>Are Not FDIC Insured</b></td> <td><b>Are Not Bank Guaranteed</b></td> <td><b>May Lose Value</b></td> </tr><tr><td><b>Are Not Deposits</b></td> <td><b>Are Not Insured by Any Federal Government Agency</b></td> <td><b>Are Not a Condition to Any Banking Service or Activity</b></td> </tr></tbody></table> </div> </div> </div> </div> </div> </div> <div class="footer-post-individual-par parsys"> </div> </div> <div class="footer-right"> <span class="footer-legal"> <div class="footerrightpar iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="footerrightpar iparsys parsys"><div class="text parbase section"> </div> </div> </div> </div> &copy; <span id="copyRightYear"></span><script type="text/javascript" language="javascript">'use strict';var today=new Date;document.getElementById("copyRightYear").outerHTML=today.getFullYear();</script> Bank&nbsp;of&nbsp;America Corporation. All rights reserved. </span> <p>Patent: <a href="https://patents.bankofamerica.com" target="_blank" rel="noopener noreferrer">patents.bankofamerica.com</a></p> <div class="footer-ar-code"> 6555336-EXP-2025-10-17 </div> </div> </div> </footer> </div> <div class="bottom-banner"></div> <div id="tooltip" class="tooltip-content"> <a href="#" class="close">X</a> <h2>You need to answer some questions first</h2> <p>Then we can provide you with relevant answers.</p> <a href="/life-goals/your-goals.html" class="cta--btn">Get started<span class="arrow"></span></a> </div> <a data-bactmln="contentpage_go-to-top" class="go-to-top t-track-contentpage-go-to-top" aria-label="Go to the top of the page" href="#go-to-top" style="display: none;"> <div class="go-to-top-background"></div> <div class="go-to-top-arrow"></div> <div class="go-to-top-text">Top</div> </a> <script>'use strict';var _apiToken="t-uFQu_hTU68gV51MAKJRq0wmhs_sStfk6K6FPU14M0.",_playerKey="AQ~~,AAAAAGp_KJU~,ro5jtaeQ_NOo-rUSUsBSttYG5orBBzoJ";</script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-unity.min.e8badd5b78fc91ed33feeb01954c5b4b.js"></script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-critical.min.3a9296e5d2811a70bdfb37f0fa7ea555.js"></script> <script src="/etc.clientlibs/unity/core/clientlibs/clientlib-components.min.c62eb5bf851d9eb9fb9f559495ad7adc.js"></script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-dependencies.min.0042d384052d993b2e9706324896c44c.js"></script> <script src="//www.ml.bac-assets.com/etc.clientlibs/ml/clientlibs/clientlib-site.min.c7364fcec5d109986fcf9961e5ba301e.js"></script> </div> <div class="hiddenContent iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="hiddenContent iparsys parsys"><div class="modal section"> <div id="" class="modal " role="dialog" aria-modal="true" data-cmp="modal"> <div class="modal-container js-modal-container" id="popup_modal_container"> <div class="modal-header"> <span class="logo"> <img class="global-nav__logo-img" src="/content/dam/ML/global/logo_full_white.png" width="140" aria-label="Merrill A Bank of America company logo" alt="Merrill A Bank of America company logo" title="Merrill A Bank of America company logo" style="margin-top:3px;"> <a id="popup_modal_close" aria-label="Close Important notice: you are now leaving Merrill popup" title="Close Popup" tabindex="0" role="button" class="cta--btn t-track-cta-button" href="javascript:void(0);" target="_self"> <span class="unity-icon unity-icon-action-close" aria-hidden="true"></span> </a> </span> </div> <div class="modal-content cf"> <div class="modalContent parsys"><div class="text-broker parbase section"> <div><h1 style="display: block;font-size: 1.17em;margin: 0 0 1em 0;font-weight: bold;color: #000;padding: 0;font-family: 'connections regular', Arial, Helvetica, sans-serif;" id="ml_modal_headline">Important notice: You are now leaving Merrill</h1> <p>By selecting continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.</p> <p>You can select the <b>"Return to Merrill"</b> button now to return to the previous page, or you can close the new window after you leave.</span></p></div> </div> <div class="ctabutton section"> <a id="interstitialContinue" data-bactmln="cta_button_continue" class="cta--btn cf t-track-cta-button" href="#.html" target="">Continue</a> </div> <div class="ctabutton section"> <a id="interstitialCancel" data-bactmln="cta_button_return-to-merrill" class="cta--btn cf t-track-cta-button" href="#.html" target="_self">Return to Merrill</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="cloudservices servicecomponents"><div class="cloudservice testandtarget"></div> </div> </body> </html><!--compressed-->

Pages: 1 2 3 4 5 6 7 8 9 10