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St. Paul Teachers' Retirement Fund Association (SPTRFA) | St. Paul Teachers' Retirement Fund Association
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</ul></div> </nav><!-- end subnav --> </header><!-- end header --> <div id="wrap"> <div id="main"> <div id="content"> <article id="post-637" class="post-637 page type-page status-publish hentry"> <header class="page-entry-header"> <h1 class="entry-title">Welcome to the SPTRFA website.</h1> </header><!--end page-entry-hader--> <div class="single-entry-content"> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2><span style="color: #333333;">Annual Meeting of the Members – March 13, 2025</span></h2> <p>At the Annual Meeting of the Members on March 13, 2025, Trustees Karen Martinsen, Mike McKay, and Maggi Schiller were re-elected to three year terms.</p> <p>Three board members are elected each year at the Annual Meeting of the Members. Below is a link to the annual meeting presentation:</p> <p><a href="https://sptrfa.org/wp-content/uploads/2025/03/WebVersionFinal_03-13-2025_ANNUAL_MEETING_2025.pdf"><strong>March 13, 2025 Annual Meeting of the Members Presentation</strong></a></p> <p> </p> <h2 class="has-black-color has-text-color">Active Members</h2> <p><strong>SPTRFA Fall/Winter 2024-2025 Retirement Benefit Seminars:</strong></p> <p><strong><a href="https://sptrfa.org/wp-content/uploads/2024/10/SPTRFA_Benefit-Seminar_10-10-2024_-FINAL_Zoom_Presentation.pdf">Review the October 10, 2024 Pre-Retirement presentation materials online.</a></strong> From SPTRFA’s October 10, 2024 Pre-retirement Seminar.</p> <p><a href="https://sptrfa.org/wp-content/uploads/2024/10/Final_2024_MAS_Focused_Member_Meeting_10-2024-1.pdf"><strong>Review the October 2024 Member Annual Estimate </strong><strong>presentation</strong><strong>.</strong></a><strong> </strong> From SPTRFA’s October 28, 2024 and October 30, 2024 presentations.</p> <p><a href="https://sptrfa.org/wp-content/uploads/2025/02/20250227WebSPTRFApre-retirementSeminar_Presentation.pdf"><strong>Review the February 27, 2025 Pre-Retirement presentation materials online</strong></a>. From SPTRFA’s February 27, 2025 Pre-retirement Seminar.</p> <h2 class="has-black-color has-text-color">Retired Members</h2> <p class="has-black-color has-text-color"><span style="color: #000000;"> The 2024 1099-R tax statements were mailed on January 23, 2025.</span></p> <p class="has-black-color has-text-color"><span style="color: #000000;"> The January 2025 monthly benefit payment was deposited on January 2, 2025, and the annual SPTRFA benefit increase letter was mailed on December 27, 2024. </span></p> <p class="has-black-color has-text-color">Please email your requests to <span style="text-decoration: underline;"><span style="color: #0000ff;"><a style="color: #0000ff; text-decoration: underline;" href="mailto:info@sptrfa.org">info@sptrfa.org</a>.</span></span> </p> <h2 class="wp-block-heading has-black-color has-text-color">Member News</h2> <p class="has-black-color has-text-color"><strong>Annual Meeting of the Members</strong></p> <p>March 13, 2025 was the SPTRFA Annual Meeting of the Members. A copy of the presentation is available here:</p> <p><a href="https://sptrfa.org/wp-content/uploads/2025/03/WebVersionFinal_03-13-2025_ANNUAL_MEETING_2025.pdf"><strong>March 13, 2025 Annual Meeting of the Members Presentation</strong></a></p> <p class="has-black-color has-text-color">The SPTRFA Member Annual Statements for FYE 2024 were emailed to all enrolled members at their SPPS email week of October 21st!</p> <h3 class="wp-block-heading has-black-color has-text-color">Are you nearing retirement? </h3> <p class="has-black-color has-text-color"><strong><a href="https://sptrfa.org/wp-content/uploads/2025/02/20250227WebSPTRFApre-retirementSeminar_Presentation.pdf">Review the February 27, 2025 Pre-Retirement presentation materials online</a></strong>.<strong> </strong> From SPTRFA’s February 27, 2025 Pre-retirement Seminar.</p> <p class="has-black-color has-text-color"><br><strong><a href="https://youtu.be/GXdgYltxE_Q">Watch the recording of FYE 2023 Member Annual Estimate Presentation:</a></strong> SPTRFA reviews benefit enhancements resulting from the passage of the 2023 legislative pension package and explain how your defined benefit amount is calculated and more.<br><br>If you are retiring in the next few years we strongly encourage you to contact us before submitting your SPTRFA retirement application. Before your appointment please use the resource materials below to review pension application paperwork and familiarize yourself with your retirement benefits by reading your personalized Annual Member benefit estimate.<br><br>• <a href="https://sptrfa.org/wp-content/uploads/2025/03/SPTRFAApplicationDocumentPacket2024-25.pdf"><strong>Review SPTRFA’s</strong> <strong>Retirement Application</strong></a><br>Important Reminder: All SPTRFA Retirement Application paperwork, required certificates, and documentation must be submitted before receiving your pension benefit.</p> <p class="has-black-color has-text-color"><strong>A Few Things to Know About Your Estimate</strong></p> <p class="has-black-color has-text-color">Your estimate is intended to give you a sense of approximately how much you could expect to receive when you begin to draw your SPTRFA benefit (assuming that you continue to work at your current FTE and retire on July 1 of any given year). It also illustrates how the value of your retirement benefit values increase the longer you work.</p> <p class="has-black-color has-text-color"><strong>Important Note:</strong> these calculations are estimates only – they rely on many assumptions including: retirement service credit, fiscal year salary, current MN public pension laws, and continued employment with SPPS. Additionally, your current estimate is based upon data reflected in your SPTRFA retirement file as of June 30, 2024.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <p class="has-black-color has-text-color"><strong>We would like to announce news about the 2023 legislative pension package</strong>:<br><a rel="noreferrer noopener" href="https://sptrfa.org/wp-content/uploads/2023/06/2023-Summer-SPTRFA-Newsletter-1.pdf" target="_blank">Read about the legislative accomplishments in the Summer 2023 newsletter.</a><br><br><strong>Governor Walz ratified <a href="https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF3100&ssn=0&y=2023">HF3100</a>, <a href="https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF2950&ssn=0&y=2023">HF2950</a> and <a href="https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=HF1938&ssn=0&y=2023">HF1938</a> that include the following items for SPTRFA members:</strong></p> <ul class="wp-block-list"> <li><strong>Unreduced early retirement benefits </strong>at <strong>age 62 with 30 years</strong> of retirement service credit, effective July 1, 2023, only for SPTRFA members; </li> <li>For a FAQ summary on how retiring at age 62 with 30 years of service impacts your retirement planning, visit the <a rel="noreferrer noopener" href="https://sptrfa.org/wp-content/uploads/2023/05/SPTRFA-2023-Pension-Legislation-FAQ-for-Age-62-and-30-YOS-web.pdf" data-type="URL" data-id="https://sptrfa.org/wp-content/uploads/2023/05/SPTRFA-2023-Pension-Legislation-FAQ-for-Age-62-and-30-YOS-web.pdf" target="_blank">2023 Legislation Update: 62/30 FAQ</a> document.</li> <li><strong>Decrease</strong><strong>d</strong> <strong>normal retirement</strong> to <strong>age 65</strong><strong> </strong>for all Minnesota teachers, effective July 1, 2025;</li> <li><strong>Provide</strong><strong>s</strong><strong> </strong><strong>one-time 1</strong><strong>.5% COLA</strong> for all retirees, in addition to 1.0% annual increase,<br> (COLA 2.5% total for 2024);</li> <li><strong>Provide</strong> <strong>additional </strong><strong>one-time 1.5% COLA</strong> for Basic Plan retirees,<br> (COLA 4.0% total for 2024 for Basic Plan);</li> <li><strong>Reduced taxes</strong> for Basic Plan pensions and Social Security.</li> <li><strong>Secures</strong> additional funding to insure pension plan security.<br><br><strong><em>Additionally, the pension package:<br></em></strong>* Grants retirees joint and survivor benefits option for qualifying Same Sex marriages;<br>* Extended military service buyback timeframe;<br>* Adopts conservative rate of return assumptions to safeguard the long-term fiscal stability of your pension plan<br><br>The pension package is funded through one-time aid totaling $15.7 million, and payroll contribution increases starting July 1, 2025, of 0.75% for Saint Paul Public Schools and 1.25% for SPTRFA members. The total contribution rate as of July 1, 2025 will be 9.75% for Saint Paul Public Schools and 9.00% for SPTRFA members.</li> </ul> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading has-black-color has-text-color"><strong>Serving our members is why we are here!</strong></h2> <p class="has-black-color has-text-color">The staff of the SPTRFA is ready and able to serve our members via phone or Zoom meetings. Our regular office hours are 8:00 a.m. to 4:00 p.m. but we will do everything possible to meet with you or answer your questions at a time that works for you. If you have any questions or to set up a convenient Zoom meeting to review your benefits, please contact us by phone at 651-642-2550 or email at info at sptrfa.org.</p> <p class="has-black-color has-text-color">Thanks again for your dedication to the vital art of teaching. We appreciate you and look forward to helping you along your journey.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading has-black-color has-text-color"></h2> <p></p> <div class="clear"></div> </div><!--end entry-content--> </article><!-- end post-637 --> </div><!-- end content --> <div id="secondary" class="widget-area" role="complementary"> </div> <!-- #secondary .widget-area --> </div><!-- end main --> <div id="tertiary" class="widget-area" role="complementary"> <aside id="search-2" class="widget widget_search"><form role="search" method="get" class="searchform" action="https://sptrfa.org" > <div><label class="screen-reader-text" for="s"></label> <input type="text" class="search-input" value="" name="s" id="s" /> <input type="submit" class="searchsubmit" value="Search" /> </div> </form></aside><aside id="block-2" class="widget widget_block"></aside><aside id="text-3" class="widget widget_text"><h3 class="widget-title">Have A Question?</h3> <div class="textwidget"><p>Call us at <strong>651.642.2550</strong><br /> Monday – Friday, 8:00a.m – 4:00 p.m. CT<br /> Email us, <a href="mailto:info@sptrfa.org">info@sptrfa.org</a>.<br /> <strong>Please do not include any sensitive personal data. </strong><code></code></p> </div> </aside><aside id="custom_html-2" class="widget_text widget widget_custom_html"><h3 class="widget-title">Stay Updated</h3><div class="textwidget custom-html-widget"><strong><a href="https://www.commissions.leg.state.mn.us/lcpr/omnibus.htm" target="_blank">2022-2023 Legislation</a></strong> <br> <p> <strong> <a title="SPTRFA Annual Reports" href="https://sptrfa.org/publications/reports/" target="blank"> Read the latest published Actuarial and SPTRFA Annual Reports</a></strong> </p></div></aside> </div><!-- end tertiary .widget-area --> </div><!-- end wrap --> <footer id="colophon" class="clearfix"> <p>Copyright © 2021 <a href="http://www.sptrfa.org/index.php/contact-us/">SPTRFA</a> | Phone: 651-642-2550 | 2550 University Ave W. 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transform: translate3d(10px, 0, 0); } } .mysticky-welcomebar-attention-shake.animation-start .mysticky-welcomebar-btn a { -webkit-animation-name: shake; animation-name: shake; } @-webkit-keyframes swing { 20% { -webkit-transform: rotate3d(0, 0, 1, 15deg); transform: rotate3d(0, 0, 1, 15deg); } 40% { -webkit-transform: rotate3d(0, 0, 1, -10deg); transform: rotate3d(0, 0, 1, -10deg); } 60% { -webkit-transform: rotate3d(0, 0, 1, 5deg); transform: rotate3d(0, 0, 1, 5deg); } 80% { -webkit-transform: rotate3d(0, 0, 1, -5deg); transform: rotate3d(0, 0, 1, -5deg); } to { -webkit-transform: rotate3d(0, 0, 1, 0deg); transform: rotate3d(0, 0, 1, 0deg); } } @keyframes swing { 20% { -webkit-transform: rotate3d(0, 0, 1, 15deg); transform: rotate3d(0, 0, 1, 15deg); } 40% { -webkit-transform: rotate3d(0, 0, 1, -10deg); transform: rotate3d(0, 0, 1, -10deg); } 60% { -webkit-transform: rotate3d(0, 0, 1, 5deg); transform: rotate3d(0, 0, 1, 5deg); } 80% { -webkit-transform: rotate3d(0, 0, 1, -5deg); transform: rotate3d(0, 0, 1, -5deg); } to { -webkit-transform: rotate3d(0, 0, 1, 0deg); transform: rotate3d(0, 0, 1, 0deg); } } .mysticky-welcomebar-attention-swing.animation-start .mysticky-welcomebar-btn a { -webkit-transform-origin: top center; transform-origin: top center; -webkit-animation-name: swing; animation-name: swing; } @-webkit-keyframes tada { from { -webkit-transform: scale3d(1, 1, 1); transform: scale3d(1, 1, 1); } 10%, 20% { -webkit-transform: scale3d(0.9, 0.9, 0.9) rotate3d(0, 0, 1, -3deg); transform: scale3d(0.9, 0.9, 0.9) rotate3d(0, 0, 1, -3deg); } 30%, 50%, 70%, 90% { -webkit-transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, 3deg); transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, 3deg); } 40%, 60%, 80% { -webkit-transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, -3deg); transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, -3deg); } to { -webkit-transform: scale3d(1, 1, 1); transform: scale3d(1, 1, 1); } } @keyframes tada { from { -webkit-transform: scale3d(1, 1, 1); transform: scale3d(1, 1, 1); } 10%, 20% { -webkit-transform: scale3d(0.9, 0.9, 0.9) rotate3d(0, 0, 1, -3deg); transform: scale3d(0.9, 0.9, 0.9) rotate3d(0, 0, 1, -3deg); } 30%, 50%, 70%, 90% { -webkit-transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, 3deg); transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, 3deg); } 40%, 60%, 80% { -webkit-transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, -3deg); transform: scale3d(1.1, 1.1, 1.1) rotate3d(0, 0, 1, -3deg); } to { -webkit-transform: scale3d(1, 1, 1); transform: scale3d(1, 1, 1); } } .mysticky-welcomebar-attention-tada.animation-start .mysticky-welcomebar-btn a { -webkit-animation-name: tada; animation-name: tada; } @-webkit-keyframes heartBeat { 0% { -webkit-transform: scale(1); transform: scale(1); } 14% { -webkit-transform: scale(1.3); transform: scale(1.3); } 28% { -webkit-transform: scale(1); transform: scale(1); } 42% { -webkit-transform: scale(1.3); transform: scale(1.3); } 70% { -webkit-transform: scale(1); transform: scale(1); } } @keyframes heartBeat { 0% { -webkit-transform: scale(1); transform: scale(1); } 14% { -webkit-transform: scale(1.3); transform: scale(1.3); } 28% { -webkit-transform: scale(1); transform: scale(1); } 42% { -webkit-transform: scale(1.3); transform: scale(1.3); } 70% { -webkit-transform: scale(1); transform: scale(1); } } .mysticky-welcomebar-attention-heartbeat.animation-start .mysticky-welcomebar-btn a { -webkit-animation-name: heartBeat; animation-name: heartBeat; -webkit-animation-duration: 1.3s; animation-duration: 1.3s; -webkit-animation-timing-function: ease-in-out; animation-timing-function: ease-in-out; } @-webkit-keyframes wobble { from { -webkit-transform: translate3d(0, 0, 0); transform: translate3d(0, 0, 0); } 15% { -webkit-transform: translate3d(-25%, 0, 0) rotate3d(0, 0, 1, -5deg); transform: translate3d(-25%, 0, 0) rotate3d(0, 0, 1, -5deg); } 30% { -webkit-transform: translate3d(20%, 0, 0) rotate3d(0, 0, 1, 3deg); transform: translate3d(20%, 0, 0) rotate3d(0, 0, 1, 3deg); } 45% { -webkit-transform: translate3d(-15%, 0, 0) rotate3d(0, 0, 1, -3deg); transform: translate3d(-15%, 0, 0) rotate3d(0, 0, 1, -3deg); } 60% { -webkit-transform: translate3d(10%, 0, 0) rotate3d(0, 0, 1, 2deg); transform: translate3d(10%, 0, 0) rotate3d(0, 0, 1, 2deg); } 75% { -webkit-transform: translate3d(-5%, 0, 0) rotate3d(0, 0, 1, -1deg); transform: translate3d(-5%, 0, 0) rotate3d(0, 0, 1, -1deg); } to { -webkit-transform: translate3d(0, 0, 0); transform: translate3d(0, 0, 0); } } @keyframes wobble { from { -webkit-transform: translate3d(0, 0, 0); transform: translate3d(0, 0, 0); } 15% { -webkit-transform: translate3d(-25%, 0, 0) rotate3d(0, 0, 1, -5deg); transform: translate3d(-25%, 0, 0) rotate3d(0, 0, 1, -5deg); } 30% { -webkit-transform: translate3d(20%, 0, 0) rotate3d(0, 0, 1, 3deg); transform: translate3d(20%, 0, 0) rotate3d(0, 0, 1, 3deg); } 45% { -webkit-transform: translate3d(-15%, 0, 0) rotate3d(0, 0, 1, -3deg); transform: translate3d(-15%, 0, 0) rotate3d(0, 0, 1, -3deg); } 60% { -webkit-transform: translate3d(10%, 0, 0) rotate3d(0, 0, 1, 2deg); transform: translate3d(10%, 0, 0) rotate3d(0, 0, 1, 2deg); } 75% { -webkit-transform: translate3d(-5%, 0, 0) rotate3d(0, 0, 1, -1deg); transform: translate3d(-5%, 0, 0) rotate3d(0, 0, 1, -1deg); } to { -webkit-transform: translate3d(0, 0, 0); transform: translate3d(0, 0, 0); } } .mysticky-welcomebar-attention-wobble.animation-start .mysticky-welcomebar-btn a { -webkit-animation-name: wobble; animation-name: wobble; } @media only screen and (min-width: 768px) { .mysticky-welcomebar-display-desktop.mysticky-welcomebar-entry-effect-fade.entry-effect { opacity: 1; } .mysticky-welcomebar-display-desktop.mysticky-welcomebar-entry-effect-none.entry-effect { display: block; } .mysticky-welcomebar-display-desktop.mysticky-welcomebar-position-top.mysticky-welcomebar-fixed , .mysticky-welcomebar-display-desktop.mysticky-welcomebar-position-top.mysticky-welcomebar-entry-effect-slide-in.entry-effect.mysticky-welcomebar-fixed { top: 0; } .mysticky-welcomebar-display-desktop.mysticky-welcomebar-position-bottom.mysticky-welcomebar-fixed , .mysticky-welcomebar-display-desktop.mysticky-welcomebar-position-bottom.mysticky-welcomebar-entry-effect-slide-in.entry-effect.mysticky-welcomebar-fixed { bottom: 0; } } @media only screen and (max-width: 767px) { .mysticky-welcomebar-display-mobile.mysticky-welcomebar-entry-effect-fade.entry-effect { opacity: 1; } .mysticky-welcomebar-display-mobile.mysticky-welcomebar-entry-effect-none.entry-effect { display: block; } .mysticky-welcomebar-display-mobile.mysticky-welcomebar-position-top.mysticky-welcomebar-fixed , .mysticky-welcomebar-display-mobile.mysticky-welcomebar-position-top.mysticky-welcomebar-entry-effect-slide-in.entry-effect.mysticky-welcomebar-fixed { top: 0; } .mysticky-welcomebar-display-mobile.mysticky-welcomebar-position-bottom.mysticky-welcomebar-fixed , .mysticky-welcomebar-display-mobile.mysticky-welcomebar-position-bottom.mysticky-welcomebar-entry-effect-slide-in.entry-effect.mysticky-welcomebar-fixed { bottom: 0; } /*.mysticky-welcomebar-fixed.mysticky-welcomebar-showx-desktop .mysticky-welcomebar-close { display: none; } .mysticky-welcomebar-fixed.mysticky-welcomebar-showx-mobile .mysticky-welcomebar-close { display: inline-block; }*/ .mysticky-welcomebar-fixed.mysticky-welcomebar-btn-desktop .mysticky-welcomebar-btn { display: none; } .mysticky-welcomebar-fixed.mysticky-welcomebar-btn-mobile .mysticky-welcomebar-btn { display: block; margin-top: 10px; } } @media only screen and (max-width: 480px) { .mysticky-welcomebar-fixed-wrap {padding: 15px 35px 10px 10px; flex-wrap:wrap;} /*.welcombar-contact-lead .mysticky-welcomebar-fixed-wrap {flex-wrap: wrap; justify-content: center;}*/ .mysticky-welcomebar-fixed .mystickymenu-front.mysticky-welcomebar-lead-content {margin: 10px 0 10px 20px !important;} .mysticky-welcomebar-fixed .mysticky-welcomebar-btn { padding-left: 10px; } } body.mysticky-welcomebar-apper #wpadminbar{ z-index:99999999; } .mysticky-welcomebar-fixed .mystickymenu-front.mysticky-welcomebar-lead-content { display: flex; width: auto; margin: 0 0px 0 10px; } .mystickymenu-front.mysticky-welcomebar-lead-content input[type="text"] { font-size: 12px; padding: 7px 5px; margin-right: 10px; min-width: 50%; border: 0; width:auto; } .mystickymenu-front.mysticky-welcomebar-lead-content input[type="text"]:focus { outline: unset; box-shadow: unset; } .input-error { color: #ff0000; font-style: normal; font-family: inherit; font-size: 13px; display: block; position: absolute; bottom: 0px; } .mysticky-welcomebar-fixed.mysticky-site-front .mysticky-welcomebar-btn.contact-lead-button { margin-left: 0; } .morphext > .morphext__animated { display: inline-block; } </style> <script type="text/javascript" src="https://sptrfa.org/wp-content/plugins/q-and-a.old/js/q-a-plus.js?ver=1.0.6.2" id="q-a-plus-js"></script> <script type="text/javascript" src="https://sptrfa.org/wp-content/plugins/mystickymenu/js/morphext/morphext.min.js?ver=2.6.5" id="morphext-js-js" defer="defer" data-wp-strategy="defer"></script> <script type="text/javascript" id="welcomebar-frontjs-js-extra"> /* <![CDATA[ */ var welcomebar_frontjs = {"ajaxurl":"https:\/\/sptrfa.org\/wp-admin\/admin-ajax.php","days":"Days","hours":"Hours","minutes":"Minutes","seconds":"Seconds","ajax_nonce":"4d41e36adf"}; /* ]]> */ </script> <script type="text/javascript" src="https://sptrfa.org/wp-content/plugins/mystickymenu/js/welcomebar-front.js?ver=2.6.5" id="welcomebar-frontjs-js" defer="defer" data-wp-strategy="defer"></script> <script type="text/javascript" src="https://sptrfa.org/wp-content/plugins/mystickymenu/js/detectmobilebrowser.js?ver=2.6.5" id="detectmobilebrowser-js" defer="defer" data-wp-strategy="defer"></script> <script type="text/javascript" id="mystickymenu-js-extra"> /* <![CDATA[ */ var option = {"mystickyClass":".menu-main-menu-container","activationHeight":"0","disableWidth":"0","disableLargeWidth":"0","adminBar":"false","device_desktop":"1","device_mobile":"1","mystickyTransition":"fade","mysticky_disable_down":"false"}; /* ]]> */ </script> <script type="text/javascript" src="https://sptrfa.org/wp-content/plugins/mystickymenu/js/mystickymenu.min.js?ver=2.6.5" id="mystickymenu-js" defer="defer" data-wp-strategy="defer"></script> </body> </html>