CINXE.COM
Best Debt Consolidation Loans of 2024 | The Motley Fool
<!DOCTYPE html> <html lang="en" prefix="og: https://ogp.me/ns#"> <head> <!-- infotrack injector - OneTrust -- Project: affiliates --> <!-- OneTrust Cookies Consent Notice start for fool.com --> <script type="text/javascript" src="https://cdn.cookielaw.org/consent/02abb198-81a8-49e5-a9b1-f69a5dd9c039/OtAutoBlock.js" ></script> <script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="02abb198-81a8-49e5-a9b1-f69a5dd9c039" ></script> <!-- OneTrust Cookies Consent Notice end for fool.com --> <script> function OptanonWrapper(){var t;window.infotrackInitialized||void 0===window.Infotrack?window.Infotrack.setSegmentIntegrations():(window.infotrackInitialized=!0,Infotrack.load("https://g.foolcdn.com/mms/resources/js/infotrack-ot_min.js"),t=t||0,setTimeout(function(){window.Infotrack.initialize("affiliates")},t))}window.top!=window&&(window.analytics=window.top.analytics,window.inIframe=!0);var segmentKey="XLLMzvc5mH4V3kvd3IjydoSxjhi7Oio0",segmentSnippetVersion="4.15.2",getSegmentUrl=function(t){return t=t||window.segmentKey,("https:"===document.location.protocol?"https://":"http://")+"evs.pink-boat.fool.com/analytics.js/v1/"+t+"/analytics.min.js"},trackerMaker=function(t){function n(n){function t(){var t=Array.prototype.slice.call(arguments,0),t=[n].concat(t);e.push(t)}return t.stub=!0,t}for(var e=[],o=(e.invoked=!1,e.methods=["trackSubmit","trackClick","trackLink","trackForm","pageview","identify","reset","group","track","ready","alias","debug","page","once","off","on"],t&&(e.methods=e.methods.concat(t)),0);o<e.methods.length;o++){var i=e.methods[o];e[i]=n(i)}return e.load=function(t){var n;e.invoked?window.console&&console.error&&console.error("Tracking snippet included twice."):((n=document.createElement("script")).type="text/javascript",n.async=!0,n.src=t,(t=document.getElementsByTagName("script")[0]).parentNode.insertBefore(n,t),e.invoked=!0)},e},analytics=window.analytics=window.analytics||trackerMaker(["addSourceMiddleware","addIntegrationMiddleware","setAnonymousId","addDestinationMiddleware"]),Infotrack=window.Infotrack=window.Infotrack||trackerMaker(["initialize","setSegmentIntegrations"]); </script> <meta name="infotrackSnippetVersion" content="7.3.1" data-tracker-key="infotrackSnippetVersion"> <title> Best Debt Consolidation Loans of 2024 | The Motley Fool </title> <!-- begin Convert Experiences code--> <script type="text/javascript" src="https://cdn-4.convertexperiments.com/js/10045690-10046166.js"></script> <!-- end Convert Experiences code --> <meta charset="utf-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=5, user-scalable=yes"/> <meta name="description" content="Paying a pile of bills takes time and costs more than it should. Find out which lenders can help you streamline the process with the best debt consolidation loans."/> <meta name="STORY_UID" content="81ee5fa8-b975-4e48-b95d-7ba9f1acdb67" data-tracker-key="article_uuid"/> <meta name="author" content="Dana George" data-tracker-key="article_author"/> <meta name="bureau" content="loans" data-tracker-key="article_bureau"/> <meta name="page_type" content="ascent_product_list" data-tracker-key="page_type"/> <!-- Social Share Data --> <meta name="twitter:card" content="summary_large_image"> <meta name="twitter:site" content="@TheMotleyFool"/> <meta property="fb:app_id" content="489204688582574"/> <meta property="og:description" content="Paying a pile of bills takes time and costs more than it should. Find out which lenders can help you streamline the process with the best debt consolidation loans."/> <meta property="og:image" content="https://m.foolcdn.com/media/affiliates/original_images/Best_Debt_Consolidation_Loans_NcpEgEH_Fy0mgd3.png?width=1200"/> <meta property="og:site_name" content="The Motley Fool"/> <meta property="og:title" content="Best Debt Consolidation Loans of 2024 | The Motley Fool"/> <meta property="og:type" content="article"> <meta property="article:modified_time" content="2024-11-13T9:01:22-0500"/> <meta property="article:published_time" content="2019-01-09T15:12:04-0500"/> <meta property="og:updated_time" content="2024-11-13T9:01:22-0500"/> <meta itemprop="datePublished" content="2019-01-09T15:12:04-0500"/> <meta itemprop="dateModified" content="2024-11-13T9:01:22-0500"/> <meta property="og:url" content="https://www.fool.com/money/personal-loans/best-personal-loans-debt-consolidation/"/> <meta name="gsa_date" content="2019 01 09" data-tracker-key="article_publish_date"/> <meta name="publish_time" content="15:12" data-tracker-key="article_publish_time"/> <meta name="theme-color" content="#3a87ad"/> <meta name="msvalidate.01" content="8D40D58712924715BAA79D135A6C8DDA"/> <meta name="google-site-verification" content="iu7TTdQTRYrKc10sEwNP1pXCd-B3MNh94TQ8ij6NT6o"/> <meta name="color-scheme" content="only"> <meta name="robots" content="max-image-preview:large"> <link rel="manifest" href="/money/manifest.json"> <link rel="preconnect" href="https://amplifypixel.outbrain.com"> <link rel="preconnect" href="https://s.yimg.com"> <link rel="preconnect" href="https://www.google-analytics.com"> <link rel="preconnect" href="https://www.google.com"> <script> var dataLayer = dataLayer || []; </script> <script> var dataLayer = dataLayer || []; dataLayer.push({ 'template_string': 'loans/loans_page.html' }); </script> <link href="https://fonts.googleapis.com/css?family=Open+Sans|PT+Sans:200,300,400,700&display=swap" rel="preload" as="style" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css?family=Open+Sans|PT+Sans:200,300,400,700&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,400;0,600;0,700;1,400&display=swap" rel="preload" as="style" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,400;0,600;0,700;1,400&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Lora:ital@1&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Article", "inLanguage": "en-US", "url": "https://www.fool.com/money/personal-loans/best-personal-loans-debt-consolidation/", "mainEntityOfPage": "https://www.fool.com/money/personal-loans/best-personal-loans-debt-consolidation/", "thumbnailUrl": "https://m.foolcdn.com/media/affiliates/original_images/Best_Debt_Consolidation_Loans_NcpEgEH_Fy0mgd3.png?width=1500&height=1500&fit=pad&background=%23385cc7", "image": [ { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Debt_Consolidation_Loans_NcpEgEH_Fy0mgd3.png?width=1500&height=1500&fit=pad&background=%23385cc7", "width": 1500, "height": 1500 }, { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Debt_Consolidation_Loans_NcpEgEH_Fy0mgd3.png?width=2000&height=1500&fit=pad&background=%23385cc7", "width": 2000, "height": 1500 }, { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Debt_Consolidation_Loans_NcpEgEH_Fy0mgd3.png?width=2667&height=1500&fit=pad&background=%23385cc7", "width": 2667, "height": 1500 } ], "name": "Best Debt Consolidation Loans", "headline": "Best Debt Consolidation Loans", "alternativeHeadline": "Best Debt Consolidation Loans", "description": "Paying a pile of bills takes time and costs more than it should. Find out which lenders can help you streamline the process with the best debt consolidation loans.", "datePublished": "2019-01-09T15:12:04-0500", "dateModified": "2024-11-13T9:01:22-0500", "author": { "@type": "Person", "name": "Dana George", "description": "Dana is a full-time personal finance writer, with more than two decades of experience. Her focus is on helping readers feel less alone as they navigate their personal finances and offering actionable insights.", "jobTitle": null, "sameAs": null, "image": "https://m.foolcdn.com/media/affiliates/original_images/DanaGeorge_1pPCp8i.jpg?width=128&height=128", "url": "https://www.fool.com/money/authors/profile/dana-george/" }, "publisher": { "@type": "Organization", "name": "The Motley Fool", "legalName": "The Motley Fool, LLC", "url": "https://www.fool.com/", "logo": { "@type": "ImageObject", "url": "https://g.foolcdn.com/misc-assets/logo-tmf-primary-7-magenta-royalpurple.svg", "width": 157, "height": 43 }, "foundingDate": "1993", "address": { "@type": "PostalAddress", "streetAddress": "2000 Duke Street", "addressLocality": "Alexandria", "addressRegion": "VA", "postalCode": "22314", "addressCountry": "US" }, "sameAs": [ "https://www.fool.com/about/", "https://en.wikipedia.org/wiki/The_Motley_Fool", "https://www.linkedin.com/company/the-motley-fool", "https://www.facebook.com/themotleyfool/", "https://twitter.com/themotleyfool", "https://www.instagram.com/themotleyfoolofficial/", "https://www.youtube.com/channel/UCpRQuynBX9Qy9tPrcswpPag", "https://www.pinterest.com/themotleyfool/", "https://www.google.com/search?kgmid=/m/0578mk" ], "contactPoint": { "@type": "ContactPoint", "contactType": "Media Inquiries", "email": "pr@fool.com" } } } </script> <script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is a debt consolidation loan?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="5sxcb">A debt consolidation loan is a loan used to pay off other debt. It usually has a lower interest rate than other debt (like credit card debt). You can also use it to pay off multiple debts -- for example, multiple credit cards or loans. Then, you have only one debt payment to remember instead of several.</p>" } }, { "@type": "Question", "name": "Does consolidating debt affect credit scores?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="u1xoe">Getting a debt consolidation loan could help your credit score go up. Consolidating debt leaves you with more available credit (for example, paid off credit cards). As long as you don't add charges to the cards you just paid off, the credit utilization portion of your credit score improves. In addition, making monthly payments on time helps boost your score.</p>" } }, { "@type": "Question", "name": "What credit score do I need for a debt consolidation loan?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="r9q65">The credit score required to consolidate debt depends on the lender. Some lenders that cater to those with poor credit consider applicants with scores as low as 560-580.</p>" } }, { "@type": "Question", "name": "How much debt can you consolidate?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="r9q65">How much debt you can consolidate depends on a number of factors, including your credit history, income, and how much money a lender will offer you.</p>" } }, { "@type": "Question", "name": "What does Dave Ramsey say about debt consolidation loans?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="r9q65">Ramsey is not a fan of debt consolidation loans, believing that it will take you longer to repay the debt. In his opinion, the longer it takes you to repay the loan, the more interest you'll pay.</p><p data-block-key="eanaa">A longer term on a debt consolidation loan is not necessarily a bad thing, if you can use that loan to get a lower interest rate, a lower monthly payment, and build momentum to pay off debt faster. Use a <a href="/money/personal-finance/best-debt-payoff-apps/">debt payoff app</a> and crunch the numbers to see how long it will take you to pay off existing debt at the rate you're paying. Then, find out how much a consolidation loan will cost you monthly. Finally, compare the total interest paid in both scenarios.</p>" } } ] } </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ {"@type": "ListItem", "position": 1, "name": "Motley Fool Money", "item": "https://www.fool.com/money/" }, {"@type": "ListItem", "position": 2, "name": "Best Personal Loans", "item": "https://www.fool.com/money/personal-loans/" }, {"@type": "ListItem", "position": 3, "name": "Best Debt Consolidation Loans", "item": "https://www.fool.com/money/personal-loans/best-personal-loans-debt-consolidation/" } ] } </script> <!-- Favicon --> <link rel="shortcut icon" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon.ico"> <link rel="apple-touch-icon" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon.png"> <link rel="apple-touch-icon" sizes="57x57" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-57x57.png"> <link rel="apple-touch-icon" sizes="60x60" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-60x60.png"> <link rel="apple-touch-icon" sizes="72x72" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-72x72.png"> <link rel="apple-touch-icon" sizes="76x76" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-76x76.png"> <link rel="apple-touch-icon" sizes="114x114" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-114x114.png"> <link rel="apple-touch-icon" sizes="120x120" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-120x120.png"> <link rel="apple-touch-icon" sizes="144x144" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-144x144.png"> <link rel="apple-touch-icon" sizes="152x152" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-152x152.png"> <link rel="apple-touch-icon" sizes="180x180" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-180x180.png"> <link rel="icon" type="image/png" sizes="192x192" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/android-icon-192x192.png"> <link rel="icon" type="image/png" sizes="32x32" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="96x96" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-96x96.png"> <link rel="icon" type="image/png" sizes="16x16" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-16x16.png"> <meta name="msapplication-TileColor" content="#ffffff"> <meta name="msapplication-TileImage" content="https://g.foolcdn.com/static/affiliates/project/images/favicon/ms-icon-144x144.png"> <link rel="alternate" type="application/rss+xml" title="RSS" href="https://www.fool.com/a/feeds/partner/googlechromefollow?apikey=5e092c1f-c5f9-4428-9219-908a47d2e2de"> <link rel="canonical" href="https://www.fool.com/money/personal-loans/best-personal-loans-debt-consolidation/"> <style id="compressed-css" type="text/css" media="screen">html{box-sizing:border-box;-ms-overflow-style:scrollbar}*,*::before,*::after{box-sizing:inherit}.container,.container-fluid,.container-xl,.container-lg,.container-md,.container-sm{width:100%;padding-right:15px;padding-left:15px;margin-right:auto;margin-left:auto}@media (min-width:576px){.container-sm,.container{max-width:540px}}@media (min-width:768px){.container-md,.container-sm,.container{max-width:720px}}@media (min-width:992px){.container-lg,.container-md,.container-sm,.container{max-width:960px}}@media (min-width:1200px){.container-xl,.container-lg,.container-md,.container-sm,.container{max-width:1116px}}.row{display:flex;flex-wrap:wrap;margin-right:-15px;margin-left:-15px}.no-gutters{margin-right:0;margin-left:0}.no-gutters>.col,.no-gutters>[class*="col-"]{padding-right:0;padding-left:0}.col-xl,.col-xl-auto,.col-xl-12,.col-xl-11,.col-xl-10,.col-xl-9,.col-xl-8,.col-xl-7,.col-xl-6,.col-xl-5,.col-xl-4,.col-xl-3,.col-xl-2,.col-xl-1,.col-lg,.col-lg-auto,.col-lg-12,.block,.col-lg-11,.col-lg-10,.col-lg-9,.col-lg-8,.col-lg-7,.col-lg-6,.col-lg-5,.col-lg-4,.col-lg-3,.col-lg-2,.col-lg-1,.col-md,.col-md-auto,.col-md-12,.col-md-11,.col-md-10,.col-md-9,.col-md-8,.col-md-7,.col-md-6,.col-md-5,.col-md-4,.col-md-3,.col-md-2,.col-md-1,.col-sm,.col-sm-auto,.col-sm-12,.col-sm-11,.col-sm-10,.col-sm-9,.col-sm-8,.col-sm-7,.col-sm-6,.col-sm-5,.col-sm-4,.col-sm-3,.col-sm-2,.col-sm-1,.col,.col-auto,.col-12,.col-11,.col-10,.col-9,.col-8,.col-7,.col-6,.col-5,.col-4,.col-3,.col-2,.col-1{position:relative;width:100%;padding-right:15px;padding-left:15px}.col{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-1>*{flex:0 0 100%;max-width:100%}.row-cols-2>*{flex:0 0 50%;max-width:50%}.row-cols-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-4>*{flex:0 0 25%;max-width:25%}.row-cols-5>*{flex:0 0 20%;max-width:20%}.row-cols-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-auto{flex:0 0 auto;width:auto;max-width:100%}.col-1{flex:0 0 8.33333%;max-width:8.33333%}.col-2{flex:0 0 16.66667%;max-width:16.66667%}.col-3{flex:0 0 25%;max-width:25%}.col-4{flex:0 0 33.33333%;max-width:33.33333%}.col-5{flex:0 0 41.66667%;max-width:41.66667%}.col-6{flex:0 0 50%;max-width:50%}.col-7{flex:0 0 58.33333%;max-width:58.33333%}.col-8{flex:0 0 66.66667%;max-width:66.66667%}.col-9{flex:0 0 75%;max-width:75%}.col-10{flex:0 0 83.33333%;max-width:83.33333%}.col-11{flex:0 0 91.66667%;max-width:91.66667%}.col-12{flex:0 0 100%;max-width:100%}.order-first{order:-1}.order-last{order:13}.order-0{order:0}.order-1{order:1}.order-2{order:2}.order-3{order:3}.order-4{order:4}.order-5{order:5}.order-6{order:6}.order-7{order:7}.order-8{order:8}.order-9{order:9}.order-10{order:10}.order-11{order:11}.order-12{order:12}.offset-1{margin-left:8.33333%}.offset-2{margin-left:16.66667%}.offset-3{margin-left:25%}.offset-4{margin-left:33.33333%}.offset-5{margin-left:41.66667%}.offset-6{margin-left:50%}.offset-7{margin-left:58.33333%}.offset-8{margin-left:66.66667%}.offset-9{margin-left:75%}.offset-10{margin-left:83.33333%}.offset-11{margin-left:91.66667%}@media (min-width:576px){.col-sm{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-sm-1>*{flex:0 0 100%;max-width:100%}.row-cols-sm-2>*{flex:0 0 50%;max-width:50%}.row-cols-sm-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-sm-4>*{flex:0 0 25%;max-width:25%}.row-cols-sm-5>*{flex:0 0 20%;max-width:20%}.row-cols-sm-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-sm-auto{flex:0 0 auto;width:auto;max-width:100%}.col-sm-1{flex:0 0 8.33333%;max-width:8.33333%}.col-sm-2{flex:0 0 16.66667%;max-width:16.66667%}.col-sm-3{flex:0 0 25%;max-width:25%}.col-sm-4{flex:0 0 33.33333%;max-width:33.33333%}.col-sm-5{flex:0 0 41.66667%;max-width:41.66667%}.col-sm-6{flex:0 0 50%;max-width:50%}.col-sm-7{flex:0 0 58.33333%;max-width:58.33333%}.col-sm-8{flex:0 0 66.66667%;max-width:66.66667%}.col-sm-9{flex:0 0 75%;max-width:75%}.col-sm-10{flex:0 0 83.33333%;max-width:83.33333%}.col-sm-11{flex:0 0 91.66667%;max-width:91.66667%}.col-sm-12{flex:0 0 100%;max-width:100%}.order-sm-first{order:-1}.order-sm-last{order:13}.order-sm-0{order:0}.order-sm-1{order:1}.order-sm-2{order:2}.order-sm-3{order:3}.order-sm-4{order:4}.order-sm-5{order:5}.order-sm-6{order:6}.order-sm-7{order:7}.order-sm-8{order:8}.order-sm-9{order:9}.order-sm-10{order:10}.order-sm-11{order:11}.order-sm-12{order:12}.offset-sm-0{margin-left:0}.offset-sm-1{margin-left:8.33333%}.offset-sm-2{margin-left:16.66667%}.offset-sm-3{margin-left:25%}.offset-sm-4{margin-left:33.33333%}.offset-sm-5{margin-left:41.66667%}.offset-sm-6{margin-left:50%}.offset-sm-7{margin-left:58.33333%}.offset-sm-8{margin-left:66.66667%}.offset-sm-9{margin-left:75%}.offset-sm-10{margin-left:83.33333%}.offset-sm-11{margin-left:91.66667%}}@media (min-width:768px){.col-md{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-md-1>*{flex:0 0 100%;max-width:100%}.row-cols-md-2>*{flex:0 0 50%;max-width:50%}.row-cols-md-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-md-4>*{flex:0 0 25%;max-width:25%}.row-cols-md-5>*{flex:0 0 20%;max-width:20%}.row-cols-md-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-md-auto{flex:0 0 auto;width:auto;max-width:100%}.col-md-1{flex:0 0 8.33333%;max-width:8.33333%}.col-md-2{flex:0 0 16.66667%;max-width:16.66667%}.col-md-3{flex:0 0 25%;max-width:25%}.col-md-4{flex:0 0 33.33333%;max-width:33.33333%}.col-md-5{flex:0 0 41.66667%;max-width:41.66667%}.col-md-6{flex:0 0 50%;max-width:50%}.col-md-7{flex:0 0 58.33333%;max-width:58.33333%}.col-md-8{flex:0 0 66.66667%;max-width:66.66667%}.col-md-9{flex:0 0 75%;max-width:75%}.col-md-10{flex:0 0 83.33333%;max-width:83.33333%}.col-md-11{flex:0 0 91.66667%;max-width:91.66667%}.col-md-12,.block{flex:0 0 100%;max-width:100%}.order-md-first{order:-1}.order-md-last{order:13}.order-md-0{order:0}.order-md-1{order:1}.order-md-2{order:2}.order-md-3{order:3}.order-md-4{order:4}.order-md-5{order:5}.order-md-6{order:6}.order-md-7{order:7}.order-md-8{order:8}.order-md-9{order:9}.order-md-10{order:10}.order-md-11{order:11}.order-md-12{order:12}.offset-md-0,.block{margin-left:0}.offset-md-1{margin-left:8.33333%}.offset-md-2{margin-left:16.66667%}.offset-md-3{margin-left:25%}.offset-md-4{margin-left:33.33333%}.offset-md-5{margin-left:41.66667%}.offset-md-6{margin-left:50%}.offset-md-7{margin-left:58.33333%}.offset-md-8{margin-left:66.66667%}.offset-md-9{margin-left:75%}.offset-md-10{margin-left:83.33333%}.offset-md-11{margin-left:91.66667%}}@media (min-width:992px){.col-lg{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-lg-1>*{flex:0 0 100%;max-width:100%}.row-cols-lg-2>*{flex:0 0 50%;max-width:50%}.row-cols-lg-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-lg-4>*{flex:0 0 25%;max-width:25%}.row-cols-lg-5>*{flex:0 0 20%;max-width:20%}.row-cols-lg-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-lg-auto{flex:0 0 auto;width:auto;max-width:100%}.col-lg-1{flex:0 0 8.33333%;max-width:8.33333%}.col-lg-2{flex:0 0 16.66667%;max-width:16.66667%}.col-lg-3{flex:0 0 25%;max-width:25%}.col-lg-4{flex:0 0 33.33333%;max-width:33.33333%}.col-lg-5{flex:0 0 41.66667%;max-width:41.66667%}.col-lg-6{flex:0 0 50%;max-width:50%}.col-lg-7{flex:0 0 58.33333%;max-width:58.33333%}.col-lg-8{flex:0 0 66.66667%;max-width:66.66667%}.col-lg-9{flex:0 0 75%;max-width:75%}.col-lg-10{flex:0 0 83.33333%;max-width:83.33333%}.col-lg-11{flex:0 0 91.66667%;max-width:91.66667%}.col-lg-12,.block{flex:0 0 100%;max-width:100%}.order-lg-first{order:-1}.order-lg-last{order:13}.order-lg-0{order:0}.order-lg-1{order:1}.order-lg-2{order:2}.order-lg-3{order:3}.order-lg-4{order:4}.order-lg-5{order:5}.order-lg-6{order:6}.order-lg-7{order:7}.order-lg-8{order:8}.order-lg-9{order:9}.order-lg-10{order:10}.order-lg-11{order:11}.order-lg-12{order:12}.offset-lg-0,.block{margin-left:0}.offset-lg-1{margin-left:8.33333%}.offset-lg-2{margin-left:16.66667%}.offset-lg-3{margin-left:25%}.offset-lg-4{margin-left:33.33333%}.offset-lg-5{margin-left:41.66667%}.offset-lg-6{margin-left:50%}.offset-lg-7{margin-left:58.33333%}.offset-lg-8{margin-left:66.66667%}.offset-lg-9{margin-left:75%}.offset-lg-10{margin-left:83.33333%}.offset-lg-11{margin-left:91.66667%}}@media (min-width:1200px){.col-xl{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-xl-1>*{flex:0 0 100%;max-width:100%}.row-cols-xl-2>*{flex:0 0 50%;max-width:50%}.row-cols-xl-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-xl-4>*{flex:0 0 25%;max-width:25%}.row-cols-xl-5>*{flex:0 0 20%;max-width:20%}.row-cols-xl-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-xl-auto{flex:0 0 auto;width:auto;max-width:100%}.col-xl-1{flex:0 0 8.33333%;max-width:8.33333%}.col-xl-2{flex:0 0 16.66667%;max-width:16.66667%}.col-xl-3{flex:0 0 25%;max-width:25%}.col-xl-4{flex:0 0 33.33333%;max-width:33.33333%}.col-xl-5{flex:0 0 41.66667%;max-width:41.66667%}.col-xl-6{flex:0 0 50%;max-width:50%}.col-xl-7{flex:0 0 58.33333%;max-width:58.33333%}.col-xl-8{flex:0 0 66.66667%;max-width:66.66667%}.col-xl-9{flex:0 0 75%;max-width:75%}.col-xl-10{flex:0 0 83.33333%;max-width:83.33333%}.col-xl-11{flex:0 0 91.66667%;max-width:91.66667%}.col-xl-12{flex:0 0 100%;max-width:100%}.order-xl-first{order:-1}.order-xl-last{order:13}.order-xl-0{order:0}.order-xl-1{order:1}.order-xl-2{order:2}.order-xl-3{order:3}.order-xl-4{order:4}.order-xl-5{order:5}.order-xl-6{order:6}.order-xl-7{order:7}.order-xl-8{order:8}.order-xl-9{order:9}.order-xl-10{order:10}.order-xl-11{order:11}.order-xl-12{order:12}.offset-xl-0{margin-left:0}.offset-xl-1{margin-left:8.33333%}.offset-xl-2{margin-left:16.66667%}.offset-xl-3{margin-left:25%}.offset-xl-4{margin-left:33.33333%}.offset-xl-5{margin-left:41.66667%}.offset-xl-6{margin-left:50%}.offset-xl-7{margin-left:58.33333%}.offset-xl-8{margin-left:66.66667%}.offset-xl-9{margin-left:75%}.offset-xl-10{margin-left:83.33333%}.offset-xl-11{margin-left:91.66667%}}.media{display:flex;align-items:flex-start}.media-body{flex:1}.d-none{display:none!important}.d-inline{display:inline!important}.d-inline-block{display:inline-block!important}.d-block{display:block!important}.d-table{display:table!important}.d-table-row{display:table-row!important}.d-table-cell{display:table-cell!important}.d-flex{display:flex!important}.d-inline-flex{display:inline-flex!important}@media (min-width:576px){.d-sm-none{display:none!important}.d-sm-inline{display:inline!important}.d-sm-inline-block{display:inline-block!important}.d-sm-block{display:block!important}.d-sm-table{display:table!important}.d-sm-table-row{display:table-row!important}.d-sm-table-cell{display:table-cell!important}.d-sm-flex{display:flex!important}.d-sm-inline-flex{display:inline-flex!important}}@media (min-width:768px){.d-md-none{display:none!important}.d-md-inline{display:inline!important}.d-md-inline-block{display:inline-block!important}.d-md-block{display:block!important}.d-md-table{display:table!important}.d-md-table-row{display:table-row!important}.d-md-table-cell{display:table-cell!important}.d-md-flex{display:flex!important}.d-md-inline-flex{display:inline-flex!important}}@media (min-width:992px){.d-lg-none{display:none!important}.d-lg-inline{display:inline!important}.d-lg-inline-block{display:inline-block!important}.d-lg-block{display:block!important}.d-lg-table{display:table!important}.d-lg-table-row{display:table-row!important}.d-lg-table-cell{display:table-cell!important}.d-lg-flex{display:flex!important}.d-lg-inline-flex{display:inline-flex!important}}@media (min-width:1200px){.d-xl-none{display:none!important}.d-xl-inline{display:inline!important}.d-xl-inline-block{display:inline-block!important}.d-xl-block{display:block!important}.d-xl-table{display:table!important}.d-xl-table-row{display:table-row!important}.d-xl-table-cell{display:table-cell!important}.d-xl-flex{display:flex!important}.d-xl-inline-flex{display:inline-flex!important}}@media print{.d-print-none{display:none!important}.d-print-inline{display:inline!important}.d-print-inline-block{display:inline-block!important}.d-print-block{display:block!important}.d-print-table{display:table!important}.d-print-table-row{display:table-row!important}.d-print-table-cell{display:table-cell!important}.d-print-flex{display:flex!important}.d-print-inline-flex{display:inline-flex!important}}.flex-row{flex-direction:row!important}.flex-column{flex-direction:column!important}.flex-row-reverse{flex-direction:row-reverse!important}.flex-column-reverse{flex-direction:column-reverse!important}.flex-wrap{flex-wrap:wrap!important}.flex-nowrap{flex-wrap:nowrap!important}.flex-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-fill{flex:1 1 auto!important}.flex-grow-0{flex-grow:0!important}.flex-grow-1{flex-grow:1!important}.flex-shrink-0{flex-shrink:0!important}.flex-shrink-1{flex-shrink:1!important}.justify-content-start{justify-content:flex-start!important}.justify-content-end{justify-content:flex-end!important}.justify-content-center{justify-content:center!important}.justify-content-between{justify-content:space-between!important}.justify-content-around{justify-content:space-around!important}.align-items-start{align-items:flex-start!important}.align-items-end{align-items:flex-end!important}.align-items-center{align-items:center!important}.align-items-baseline{align-items:baseline!important}.align-items-stretch{align-items:stretch!important}.align-content-start{align-content:flex-start!important}.align-content-end{align-content:flex-end!important}.align-content-center{align-content:center!important}.align-content-between{align-content:space-between!important}.align-content-around{align-content:space-around!important}.align-content-stretch{align-content:stretch!important}.align-self-auto{align-self:auto!important}.align-self-start{align-self:flex-start!important}.align-self-end{align-self:flex-end!important}.align-self-center{align-self:center!important}.align-self-baseline{align-self:baseline!important}.align-self-stretch{align-self:stretch!important}@media (min-width:576px){.flex-sm-row{flex-direction:row!important}.flex-sm-column{flex-direction:column!important}.flex-sm-row-reverse{flex-direction:row-reverse!important}.flex-sm-column-reverse{flex-direction:column-reverse!important}.flex-sm-wrap{flex-wrap:wrap!important}.flex-sm-nowrap{flex-wrap:nowrap!important}.flex-sm-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-sm-fill{flex:1 1 auto!important}.flex-sm-grow-0{flex-grow:0!important}.flex-sm-grow-1{flex-grow:1!important}.flex-sm-shrink-0{flex-shrink:0!important}.flex-sm-shrink-1{flex-shrink:1!important}.justify-content-sm-start{justify-content:flex-start!important}.justify-content-sm-end{justify-content:flex-end!important}.justify-content-sm-center{justify-content:center!important}.justify-content-sm-between{justify-content:space-between!important}.justify-content-sm-around{justify-content:space-around!important}.align-items-sm-start{align-items:flex-start!important}.align-items-sm-end{align-items:flex-end!important}.align-items-sm-center{align-items:center!important}.align-items-sm-baseline{align-items:baseline!important}.align-items-sm-stretch{align-items:stretch!important}.align-content-sm-start{align-content:flex-start!important}.align-content-sm-end{align-content:flex-end!important}.align-content-sm-center{align-content:center!important}.align-content-sm-between{align-content:space-between!important}.align-content-sm-around{align-content:space-around!important}.align-content-sm-stretch{align-content:stretch!important}.align-self-sm-auto{align-self:auto!important}.align-self-sm-start{align-self:flex-start!important}.align-self-sm-end{align-self:flex-end!important}.align-self-sm-center{align-self:center!important}.align-self-sm-baseline{align-self:baseline!important}.align-self-sm-stretch{align-self:stretch!important}}@media (min-width:768px){.flex-md-row{flex-direction:row!important}.flex-md-column{flex-direction:column!important}.flex-md-row-reverse{flex-direction:row-reverse!important}.flex-md-column-reverse{flex-direction:column-reverse!important}.flex-md-wrap{flex-wrap:wrap!important}.flex-md-nowrap{flex-wrap:nowrap!important}.flex-md-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-md-fill{flex:1 1 auto!important}.flex-md-grow-0{flex-grow:0!important}.flex-md-grow-1{flex-grow:1!important}.flex-md-shrink-0{flex-shrink:0!important}.flex-md-shrink-1{flex-shrink:1!important}.justify-content-md-start{justify-content:flex-start!important}.justify-content-md-end{justify-content:flex-end!important}.justify-content-md-center{justify-content:center!important}.justify-content-md-between{justify-content:space-between!important}.justify-content-md-around{justify-content:space-around!important}.align-items-md-start{align-items:flex-start!important}.align-items-md-end{align-items:flex-end!important}.align-items-md-center{align-items:center!important}.align-items-md-baseline{align-items:baseline!important}.align-items-md-stretch{align-items:stretch!important}.align-content-md-start{align-content:flex-start!important}.align-content-md-end{align-content:flex-end!important}.align-content-md-center{align-content:center!important}.align-content-md-between{align-content:space-between!important}.align-content-md-around{align-content:space-around!important}.align-content-md-stretch{align-content:stretch!important}.align-self-md-auto{align-self:auto!important}.align-self-md-start{align-self:flex-start!important}.align-self-md-end{align-self:flex-end!important}.align-self-md-center{align-self:center!important}.align-self-md-baseline{align-self:baseline!important}.align-self-md-stretch{align-self:stretch!important}}@media (min-width:992px){.flex-lg-row{flex-direction:row!important}.flex-lg-column{flex-direction:column!important}.flex-lg-row-reverse{flex-direction:row-reverse!important}.flex-lg-column-reverse{flex-direction:column-reverse!important}.flex-lg-wrap{flex-wrap:wrap!important}.flex-lg-nowrap{flex-wrap:nowrap!important}.flex-lg-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-lg-fill{flex:1 1 auto!important}.flex-lg-grow-0{flex-grow:0!important}.flex-lg-grow-1{flex-grow:1!important}.flex-lg-shrink-0{flex-shrink:0!important}.flex-lg-shrink-1{flex-shrink:1!important}.justify-content-lg-start{justify-content:flex-start!important}.justify-content-lg-end{justify-content:flex-end!important}.justify-content-lg-center{justify-content:center!important}.justify-content-lg-between{justify-content:space-between!important}.justify-content-lg-around{justify-content:space-around!important}.align-items-lg-start{align-items:flex-start!important}.align-items-lg-end{align-items:flex-end!important}.align-items-lg-center{align-items:center!important}.align-items-lg-baseline{align-items:baseline!important}.align-items-lg-stretch{align-items:stretch!important}.align-content-lg-start{align-content:flex-start!important}.align-content-lg-end{align-content:flex-end!important}.align-content-lg-center{align-content:center!important}.align-content-lg-between{align-content:space-between!important}.align-content-lg-around{align-content:space-around!important}.align-content-lg-stretch{align-content:stretch!important}.align-self-lg-auto{align-self:auto!important}.align-self-lg-start{align-self:flex-start!important}.align-self-lg-end{align-self:flex-end!important}.align-self-lg-center{align-self:center!important}.align-self-lg-baseline{align-self:baseline!important}.align-self-lg-stretch{align-self:stretch!important}}@media (min-width:1200px){.flex-xl-row{flex-direction:row!important}.flex-xl-column{flex-direction:column!important}.flex-xl-row-reverse{flex-direction:row-reverse!important}.flex-xl-column-reverse{flex-direction:column-reverse!important}.flex-xl-wrap{flex-wrap:wrap!important}.flex-xl-nowrap{flex-wrap:nowrap!important}.flex-xl-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-xl-fill{flex:1 1 auto!important}.flex-xl-grow-0{flex-grow:0!important}.flex-xl-grow-1{flex-grow:1!important}.flex-xl-shrink-0{flex-shrink:0!important}.flex-xl-shrink-1{flex-shrink:1!important}.justify-content-xl-start{justify-content:flex-start!important}.justify-content-xl-end{justify-content:flex-end!important}.justify-content-xl-center{justify-content:center!important}.justify-content-xl-between{justify-content:space-between!important}.justify-content-xl-around{justify-content:space-around!important}.align-items-xl-start{align-items:flex-start!important}.align-items-xl-end{align-items:flex-end!important}.align-items-xl-center{align-items:center!important}.align-items-xl-baseline{align-items:baseline!important}.align-items-xl-stretch{align-items:stretch!important}.align-content-xl-start{align-content:flex-start!important}.align-content-xl-end{align-content:flex-end!important}.align-content-xl-center{align-content:center!important}.align-content-xl-between{align-content:space-between!important}.align-content-xl-around{align-content:space-around!important}.align-content-xl-stretch{align-content:stretch!important}.align-self-xl-auto{align-self:auto!important}.align-self-xl-start{align-self:flex-start!important}.align-self-xl-end{align-self:flex-end!important}.align-self-xl-center{align-self:center!important}.align-self-xl-baseline{align-self:baseline!important}.align-self-xl-stretch{align-self:stretch!important}}body .buorg-pad{background:#FFB20C;color:#FFF}body #buorgig{background-color:#979797}*{font-family:"PT Sans","Tahoma",sans-serif;box-sizing:border-box;margin:0;padding:0}html{font-size:10px;font-weight:400;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:18px;letter-spacing:0.3px;text-align:left;color:#1c1d20}@media (max-width:575px){html,body{width:100%}body{margin:0;padding:0}}body{font-family:"PT Sans","Tahoma",sans-serif;text-size-adjust:100%;margin:0;padding:0;background-color:#fff;background-clip:border-box;background-attachment:scroll;background-origin:padding-box;background-position-x:0;background-position-y:0;background-repeat:no-repeat}body.body--fixed{overflow:hidden}.clearfix::after{content:"";clear:both;display:table}.main-contain{position:relative;margin:0 2.4rem}@media (max-width:575px){.main-contain{margin:0 1.2rem}}.main-contain .main--top{display:flex;flex-wrap:nowrap;justify-content:space-between;padding:10px 0 15px}.main-contain .main--top .grid{max-width:1440px;margin:0 auto}.rich-text img{max-width:100%;height:auto}.resp-obj iframe,.resp-obj object,.resp-obj embed{position:absolute;top:0;left:0;width:100%;height:100%}.table-style{box-shadow:0 0 8px 0 rgba(28,29,32,0.12);margin-top:1rem;margin-bottom:1rem}.global-banner{background-color:#175381;color:#FFB20C;display:block;font-size:2.2rem;line-height:2.6rem;min-height:100px;padding:10px 30px;text-align:center}.global-banner:hover{color:#FFB20C;cursor:pointer}.global-banner__close{background-image:url("../../loans/scss/~icons/close_white@2x.png");background-size:contain;background-repeat:no-repeat;background-position-x:center;background-position-y:center;bottom:10px;display:inline-block;height:20px;position:absolute;right:10px;width:20px}.global-banner__sub-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;color:#fff;font-size:1.6rem;line-height:2.0rem}.global-banner__sub-header:hover{color:#fff}.global-banner__title{flex-basis:100%;font-weight:400;padding:16px 0 12px}h1,.head-h1,h2,.head-h2,h3,.head-h3,h4,.head-h4,h5,.head-h5,h6,.head-h6,.head-sm{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif}h1,.head-h1{font-size:2.8rem;line-height:3.4rem;letter-spacing:.2px;font-weight:700}h2,.head-h2{font-size:2.4rem;line-height:2.8rem;font-weight:700}h3,.head-h3{font-size:2.0rem;line-height:2.4rem;font-weight:700}h4,.head-h4{font-size:1.8rem;line-height:2.4rem;font-weight:700}h5,.head-h5{font-size:1.6rem;line-height:2.4rem;font-weight:600}h6,.head-h6{font-size:1.4rem;line-height:1.8rem;color:#53565A;font-weight:700}.head-sm{font-size:2.0rem;line-height:2.6rem;font-weight:700}a,.link{font-size:inherit;line-height:inherit;color:#006BA6;text-decoration:none;outline:0}b,strong,.bold{font-weight:bold}p,span,b,strong{font-size:inherit;line-height:inherit}hr{border:0;border-bottom:1px solid #CACBCB}.crumb__list-item{list-style-type:none;font-size:1.2rem;display:inline-block}.crumb__list-item:not(:last-child):not(.active):not(.ttip__item)::after{position:relative;content:">";right:0.5rem}.crumb__list-item a{margin-right:1rem}.copy-body{font-size:1.6rem;line-height:2.8rem;letter-spacing:0.3px;font-weight:400}.copy-tight,.tooltip{font-size:1.8rem;line-height:2.4rem}.copy-tight .tooltip,.copy-tight .tooltip-parent{font-weight:normal}.copy-md{font-size:1.4rem;line-height:1.8rem}.copy-sm,.caption,.small-caption{font-size:1.2rem;line-height:1.8rem;color:#53565A}.copy-sm a,.caption a,.small-caption a{font-size:1.2rem;line-height:1.8rem;color:#006BA6;text-decoration:underline}.copy-tiny,.tiny{font-size:1.2rem;line-height:1.4rem}.copy-breadcrumb{font-size:1.2rem;line-height:2.0rem;padding-bottom:1.2rem;color:#53565A}.copy-breadcrumb a{color:#53565A;font-weight:400}.disc-copy{color:#53565A}.disc-copy a{text-decoration:underline}.copy-micro{font-size:1.0rem;line-height:1.2rem;color:#53565A}.copy-micro a{color:#53565A;font-weight:400}a:hover,.link:hover,a:active,.link:active{color:#006BA6;text-decoration:none;outline:0}a:focus{outline:1px solid #006BA6}a:hover,.link:hover{color:#35B2D6}.copy-sm a:hover,.copy-sm a:active,.caption a:hover,.caption a:active,.small-caption a:hover,.small-caption a:active{font-size:1.2rem;line-height:1.8rem;color:#006BA6;text-decoration:underline}.copy-breadcrumb a:hover{color:#53565A;font-weight:400}.copy-micro a:hover{color:#53565A;font-weight:400}.quote,blockquote{font-size:2.0rem;line-height:2.8rem;font-family:"PT Sans",sans-serif;font-style:italic;color:#53565A;font-weight:400;border-left:4px solid #FFB20C;padding-left:2.0rem;margin-top:3.4rem}@media (max-width:575px){.quote,blockquote{font-size:1.8rem}}.quote::before,blockquote::before{position:absolute;content:'“';font-size:6.4rem;padding-right:2.0rem;font-weight:700;color:#FFB20C;top:20px;left:-12px}.quote .attribution,blockquote .attribution{font-size:1.2rem;line-height:1.8rem;font-style:normal;color:#8A8C8E;padding-top:1.2rem}.crumb{text-align:left;display:inline-block;position:relative;margin:2.6rem 0 0.2rem;grid-row:1;z-index:10}.crumb .ttip--close{z-index:20}.crumb .ttip--active{top:40px}::-webkit-scrollbar{appearance:none;display:inherit;width:12px;-webkit-overflow-scrolling:auto}::-webkit-scrollbar:vertical{width:12px}::-webkit-scrollbar:horizontal{height:12px}::-webkit-scrollbar-thumb{background-color:rgba(0,0,0,0.5);border-radius:10px;border:2px solid #FFF}::-webkit-scrollbar-track{border-radius:10px;background-color:#FFF}@media (min-width:768px){.main-contain{max-width:720px;padding:0 2.4rem;margin:0 auto}h1,.head-h1{font-size:4.8rem;line-height:5.2rem;font-weight:700}h2,.head-h2{font-size:3.2rem;line-height:3.8rem;font-weight:700}h3,.head-h3{font-size:2.4rem;line-height:2.8rem;font-weight:700}h4,.head-h4{font-size:2.0rem;line-height:2.4rem;font-weight:700}h5,.head-h5{font-size:1.8rem;line-height:2.4rem;font-weight:600}.copy-body{font-size:1.8rem;line-height:2.8rem;font-weight:400}}@media (min-width:992px){.main-contain{max-width:960px}}@media (min-width:1200px){.main-contain{max-width:1116px}}.align-top{vertical-align:top}.float-left{float:left}.bg-0{background:#fff;background-color:#fff}.bg-gray{background:#F6F6F6;background-color:#F6F6F6}.bg-dark-gray{background:#53565A;background-color:#53565A}.bg-yellow{background:#FDF5DA;background-color:#FDF5DA;border:1px solid #FFB20C}.bg-creditcards{background:#F6FBFF;color:#fff}.bg-creditcards a{color:#fff}.bg-primary{background:#F6FBFF}.bg-secondary{background:#FAFAFA}.bg-tertiary{background:#0095C8}.b{border:1px solid #DCDCDD}.b-0{border:0}.bb{border-bottom:1px solid #CACBCB}.bb-0{border-bottom:0}.bt{border-top:1px solid #CACBCB}.bt-0{border-top:0}.bl{border-left:1px solid #CACBCB}.b-r{border-right:1px solid #CACBCB}.br{border-radius:4px}.bs{box-shadow:0 0 8px 0 rgba(28,29,32,0.12)}.d-block{display:block}.h--25{height:2.5rem}.h--100{height:100%}.lh--18{line-height:1.8rem}.lh--20{line-height:2.0rem}.lh--22{line-height:2.2rem}.lh--24{line-height:2.4rem}.lh--26{line-height:2.6rem}.lh-30{line-height:3.0rem}.lh--36{line-height:3.6rem}.m{margin:.8rem}.m-0{margin:0}.m-1{margin:.2rem}.m-2{margin:.4rem}.m-3{margin:.8rem}.m-4{margin:1.6rem}.m-5{margin:2.4rem}.m-6{margin:3.2rem}.m-auto{margin:auto}.mb{margin-bottom:.8rem}.mb-0{margin-bottom:0}.mb-1{margin-bottom:.2rem}.mb-2{margin-bottom:.4rem}.mb-3{margin-bottom:.8rem}.mb-4{margin-bottom:1.6rem}.mb-5{margin-bottom:2.4rem}.mb-6{margin-bottom:3.2rem}.mt{margin-top:.8rem}.mt-0{margin-top:0}.mt-1{margin-top:.2rem}.mt-2{margin-top:.4rem}.mt-3{margin-top:.8rem}.mt-4{margin-top:1.6rem}.mt-5{margin-top:2.4rem}.mt-6{margin-top:3.2rem}.mr{margin-right:.8rem}.mr-0{margin-right:0}.mr-1{margin-right:.2rem}.mr-2{margin-right:.4rem}.mr-3{margin-right:.8rem}.mr-4{margin-right:1.6rem}.mr-5{margin-right:2.4rem}.mr-6{margin-right:3.2rem}.mr-auto{margin:auto}.mx{margin-left:.8rem;margin-right:.8rem}.mx-0{margin-left:0;margin-right:0}.mx-1{margin-left:.2rem;margin-right:.2rem}.mx-2{margin-left:.4rem;margin-right:.4rem}.mx-3{margin-left:.8rem;margin-right:.8rem}.mx-4{margin-left:1.6rem;margin-right:1.6rem}.mx-5{margin-left:2.4rem;margin-right:2.4rem}.mx-6{margin-left:3.2rem;margin-right:3.2rem}.mx-auto{margin-left:auto;margin-right:auto}.my{margin-bottom:.8rem;margin-top:.8rem}.my-0{margin-bottom:0;margin-top:0}.my-1{margin-bottom:.2rem;margin-top:.2rem}.my-2{margin-bottom:.4rem;margin-top:.4rem}.my-3{margin-bottom:.8rem;margin-top:.8rem}.my-4{margin-bottom:1.6rem;margin-top:1.6rem}.my-5{margin-bottom:2.4rem;margin-top:2.4rem}.my-6{margin-bottom:3.2rem;margin-top:3.2rem}.my-auto{margin-bottom:auto;margin-top:auto}.p{padding:.8rem}.p-0,.pg-title-container{padding:0}.p-1{padding:.2rem}.p-2{padding:.4rem}.p-3{padding:.8rem}.p-4{padding:1.6rem}.p-5{padding:2.4rem}.p-6{padding:3.2rem}.pb{padding-bottom:.8rem}.pb-0{padding-bottom:0}.pb-1{padding-bottom:.2rem}.pb-2{padding-bottom:.4rem}.pb-3{padding-bottom:.8rem}.pb-4{padding-bottom:1.6rem}.pb-5{padding-bottom:2.4rem}.pb-6{padding-bottom:3.2rem}.pt{padding-top:.8rem}.pt-0{padding-top:0}.pt-1{padding-top:.2rem}.pt-2{padding-top:.4rem}.pt-3{padding-top:.8rem}.pt-4{padding-top:1.6rem}.pt-5{padding-top:2.4rem}.pt-6{padding-top:3.2rem}.py{padding-top:.8rem;padding-bottom:.8rem}.py-0{padding-top:0;padding-bottom:0}.py-1{padding-top:.2rem;padding-bottom:.2rem}.py-2{padding-top:.4rem;padding-bottom:.4rem}.py-3{padding-top:.8rem;padding-bottom:.8rem}.py-4{padding-top:1.6rem;padding-bottom:1.6rem}.py-5{padding-top:2.4rem;padding-bottom:2.4rem}.py-6{padding-top:3.2rem;padding-bottom:3.2rem}.px{padding-left:.8rem;padding-right:.8rem}.px-0{padding-left:0;padding-right:0}.px-1{padding-left:.2rem;padding-right:.2rem}.px-2{padding-left:.4rem;padding-right:.4rem}.px-3{padding-left:.8rem;padding-right:.8rem}.px-4{padding-left:1.6rem;padding-right:1.6rem}.px-5{padding-left:2.4rem;padding-right:2.4rem}.px-6{padding-left:3.2rem;padding-right:3.2rem}.pl{padding-left:.8rem}.pl-0{padding-left:0}.pl-1{padding-left:.2rem}.pl-2{padding-left:.4rem}.pl-3{padding-left:.8rem}.pl-4{padding-left:1.6rem}.pl-5{padding-left:2.4rem}.pl-6{padding-left:3.2rem}.pr{padding-right:.8rem}.pr-0{padding-right:0}.pr-1{padding-right:.2rem}.pr-2{padding-right:.4rem}.pr-3{padding-right:.8rem}.pr-4{padding-right:1.6rem}.pr-5{padding-right:2.4rem}.pr-6{padding-right:3.2rem}.text-center{text-align:center}@media (max-width:767px){.text-center-md{text-align:center}}@media (min-width:768px){.text-center-md-plus{text-align:center}}.text-left{text-align:left}@media (min-width:768px){.text-left-md-up{text-align:left}}.text-dark-gray{color:#53565A}.text-blue{color:#006BA6}.text-darker{color:#1c1d20}.text-drk-blue{color:#175381}.text-gray{color:#53565A}.text-light-gray{color:#979797}.text-drk-gray{color:#53565A}.text-orange{color:#FFB20C}.text-primary{color:#0095C8}.text-tertiary{color:#FFB20C}.text-bright-green{color:#43B02A}.text-white{color:#fff}.text-right{text-align:right}.text-secondary{color:#8A8C8E}.uppercase{text-transform:uppercase}.lowercase{text-transform:lowercase}.italic{font-style:italic}.capitalize{text-transform:capitalize}.underline{text-decoration:underline}.bold{font-weight:700}.fs-10{font-size:1.0rem}.fs-12{font-size:1.2rem}.fs-14{font-size:1.4rem}.fs-16{font-size:1.6rem}.fs-18{font-size:1.8rem}.fs-20{font-size:2.0rem}.fs-22{font-size:2.2rem}.fs-24{font-size:2.4rem}.fs-26{font-size:2.6rem}.fs-28{font-size:2.8rem}.fw-400{font-weight:400}.fw-600{font-weight:600}.fw-700{font-weight:700}.w-100{width:100%}.w-auto{width:auto}.w-0{width:0}.w--25{width:2.5rem}@media (max-width:767px){.w-md-600{width:600px}}.flex--nowrap{display:flex;flex-wrap:nowrap}.flex--wrap{display:flex;flex-wrap:wrap}.flex--col{flex-direction:column}.f--gap{column-gap:2.4rem}.f--ctr{justify-content:center}.f--spc-btwn{justify-content:space-between}.f--basis-100{flex-basis:100%}.a--ctr{align-items:center}.pos--rel{position:relative}.pos--abs{position:absolute}.l--0{left:0}.t--0{top:0}.too-small{display:none}@media only screen and (max-width:319px){.too-small{display:block}}.wagtail-styled-highlight{padding:0 0.8rem!important;border-radius:4px;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;display:inline-block;background:#35b2d629;line-height:3.2rem;margin:0.4rem 0}:root{--star-size:24px;--star-color:#e3e5e7;--star-background:#f8b20b}.stars-tooltip-stars{--percent:calc(var(--rating) / 5 * 100%);display:inline-block;font-size:var(--star-size);font-family:Times,serif;line-height:1;margin:0.6rem 0}.stars-tooltip-stars::before{content:'★★★★★';letter-spacing:-2px;background:linear-gradient(90deg,var(--star-background) var(--percent),var(--star-color) var(--percent));background-clip:text;-webkit-text-fill-color:transparent}.inline-stars-text{display:inline-block;font-size:14px}.stars-tooltip-text{display:inline-block;font-size:13px;padding:0.5rem!important;margin:0.5rem!important}img.stars-tooltip-img{height:15px!important;width:15px!important;margin:0.1rem!important;top:3px;position:relative}html{scroll-behavior:smooth}span.wag{position:fixed;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}span.wag.seen{display:inline;font-size:inherit}[class$="--land"] .crumb__list-item a:focus,[class$="--land"] .pg-title-item a:focus,[class$="--land"] .socLinks.top .soc-share a.soc__link:focus{outline:#FFFFA3 solid 3px}[class$="--land"] .act-tile:focus{background:#204060;outline:#FFFFA3 solid 3px}[class$="--land"] .act-tile:focus .tile__title{color:#FFF}[class$="--land"] .art__land a.tag:focus{background:#CCC;color:#000;font-weight:700}[class$="--land"] .socLinks{color:#fff}.btn--apply:hover:focus,.btn-wrap a:hover:focus{outline:#FFFFA3 solid 3px;background:#DDD;color:#000}.hbspt-form input[id^="email"]:focus{outline:#FFFFA3 solid 5px;background:#EDEDED;color:#000}.hbspt-form .hs-button:focus{outline:#FFFFA3 solid 3px}.pagin li.active a:focus{outline:#FFFFA3 solid 3px}a.skip-main{left:-999px;position:absolute;top:auto;width:1px;height:1px;overflow:hidden;z-index:-999}a.skip-main:focus,a.skip-main:active{color:#fff;background-color:#0095C8;left:auto;top:auto;width:30%;height:auto;overflow:auto;margin:1.5rem 35%;padding:1rem;border-radius:5px;border:4px solid #FF0;text-align:center;font-size:2.5em;font-weight:700;z-index:999}.empty--cell{display:block;font-size:1.6rem;font-weight:400}.iframe-wrap{padding-top:1rem;padding-bottom:1rem}.rich-text p:first-child:empty{display:none}.icon--plus,.icon--minus{padding:5px;height:25px;width:25px;border-radius:50%;transition:0.3s ease-out all}.icon--plus{background:#FFB20C}.icon--minus{background:#CACBCB}.fas.fa-lock{position:absolute;left:0;right:0;display:block;font-weight:900;font-style:normal;color:#000;font-size:42px}.block .icon--check{background:#28a745;border-radius:2rem;border:0;height:25px;margin:0 auto;padding:4px;width:25px}form label{font-size:1.4rem}form textarea{align-content:start;background:#fff}form select{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer;appearance:none;word-break:normal;max-width:100%;background-color:#fff;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_caret.svg?90d1f2b5e0a1");background-repeat:no-repeat,repeat;background-position:right 1.6rem top 50%,0 0;background-size:.65em auto,100%}form select::-ms-expand{display:none}form select::placeholder{color:#53565A}form select:active,form select:focus{border-color:#1c1d20}form select.error{border-color:#FB686E}form select:hover,form select:focus{border-color:#1c1d20}form select option{color:#1c1d20}form select option[value=""]{color:#53565A}form select:disabled,form select[aria-disabled="true"],form select:disabled:hover{color:#EDEEEE}form label,form .radio-label,form .checkbox-label{font-weight:700;text-transform:uppercase;line-height:1.8rem;letter-spacing:0.3px}form .radio-group,form .checkbox-group{display:block}form .radio-group .radio-item,form .radio-group .checkbox-item,form .checkbox-group .radio-item,form .checkbox-group .checkbox-item{display:block;align-items:center;padding:.2rem 0}form .radio-group .radio-item.checkbox-item,form .radio-group .checkbox-item.checkbox-item,form .checkbox-group .radio-item.checkbox-item,form .checkbox-group .checkbox-item.checkbox-item{padding:.4rem 0.2rem 0}form .radio-group .radio-item label,form .radio-group .checkbox-item label,form .checkbox-group .radio-item label,form .checkbox-group .checkbox-item label{font-weight:400;text-transform:none;padding:0;margin:0;position:relative;top:-.2rem;left:.8rem}form input{background:#fff}form input[type="radio"]{appearance:none;width:1.6rem;height:1.6rem;min-height:1.6rem;padding:3px;background-clip:content-box;background-color:#fff;border-radius:50%;display:inline-block;cursor:pointer}form input[type="radio"]+label{cursor:pointer}form input[type="radio"]:checked,form input[type="radio"]:focus,form input[type="radio"]:hover{background-color:#1c1d20;border-color:#1c1d20}form input[type="checkbox"]:not(:checked),form input[type="checkbox"]:checked{position:absolute;left:-9999px}form input[type="checkbox"]:not(:checked)+label,form input[type="checkbox"]:checked+label{position:relative;padding-left:2.0rem;cursor:pointer}form input[type="checkbox"]:not(:checked)+label::before,form input[type="checkbox"]:checked+label::before{content:'';position:absolute;left:-0.8rem;top:-.2rem;width:1.6rem;height:1.6rem;border:1px solid #CACBCB;background:#fff;border-radius:3px;box-shadow:none}form input[type="checkbox"]:checked+label::before{border:1px solid #1c1d20;background:#1c1d20}form input[type="checkbox"]:not(:checked)+label::after,form input[type="checkbox"]:checked+label::after{content:'\2713\0020';position:absolute;top:-.1rem;left:-.5rem;font-size:1.4rem;color:#fff}form input[type="checkbox"]:not(:checked)+label::after{opacity:0;transform:scale(0)}form input[type="checkbox"]:checked+label::after{opacity:1;transform:scale(1)}form input[type="checkbox"]:hover+label::before,form input[type="checkbox"]:checked:hover+label::before{border:1px solid #CACBCB;background:#fff}form input[type="checkbox"]:hover+label::after{color:#1c1d20;opacity:1;transform:scale(1)}form input[type="checkbox"]:checked:focus+label::before,form input[type="checkbox"]:not(:checked):focus+label::before{outline:#00F}form input,form textarea{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}form input.btn-sm,form textarea.btn-sm{min-height:40px}form input::placeholder,form textarea::placeholder{color:#53565A}form input:active,form input:focus,form textarea:active,form textarea:focus{border-color:#1c1d20}form input.error,form textarea.error{border-color:#FB686E}form select[required]:invalid{color:#53565A}.foot .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.foot .foot-socLink svg circle{fill:#fff}.foot .foot-socLink:first-of-type{padding-left:0}.foot .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.foot .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.foot .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.foot .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap{background:#37393B;color:#fff;overflow:hidden}.foot .foot-wrap a{color:#fff;text-decoration:none}.foot .foot-wrap a.lnk{color:#FFB20C;font-weight:700;display:block;font-size:1rem;line-height:1.2rem;letter-spacing:0.6px}.foot .foot-wrap .actions{top:1.1rem}.foot .foot-wrap .copy-micro{color:#fff}.foot .foot-wrap .foot__logo{margin:10px 0;width:100%;max-width:240px}@media (min-width:768px){.foot .foot-wrap .foot__logo{margin:8px 0 5px;grid-row:1;grid-column:1}}.foot .foot-wrap .ft-hd{text-transform:capitalize}.foot .foot-wrap .ft-col{text-align:left;border-top:1px solid #fff;margin:0 2.4rem}.foot .foot-wrap .ft-col:first-of-type{border:0;margin-top:2.4rem}.foot .foot-wrap .ft-col .ft-lnk-lst span{display:block;font-size:1.6rem;line-height:1.8rem;letter-spacing:0.4px;padding-top:1.2rem;padding-bottom:1.2rem}.foot .foot-wrap .ft-col .ft-lnk-lst span:first-of-type{padding-top:2.4rem}.foot .foot-wrap.bg-black{background:#1c1d20;border-top:0;margin-bottom:-2.0rem}.foot .foot-wrap.bg-black .ft-col{border-top:0}.foot .foot-wrap.bg-black .ft-col:first-of-type{margin-top:0}.foot .foot-wrap .foot-socLinks{display:flex;justify-content:left}.foot .foot-wrap .foot-socLinks .foot-socLink{padding-right:.8rem}.foot .foot-wrap .foot-socLinks a.foot-socLink img:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap .ft-disc{margin-top:1.2rem;font-size:1.2rem;line-height:1.8rem;color:#fff}.foot .foot-wrap .ft-disc a,.foot .foot-wrap .ft-disc a:hover,.foot .foot-wrap .ft-disc a:active{font-size:1.2rem;line-height:1.8rem;color:#fff;text-decoration:underline}@media (min-width:768px){.foot .foot-wrap .ft-disc{text-align:center}.foot .foot-wrap .hbspt-form{display:block;margin:1.2rem auto}.foot .foot-wrap .hbspt-form .hs-email{width:70%;padding-right:1.6rem;align-self:end;display:inline-block;text-align:left}.foot .foot-wrap .hbspt-form .hs-submit{position:relative;width:30%;align-self:end;display:inline-block}}@media (min-width:992px){.foot .foot-wrap .width-limiter{max-width:1116px;margin:0 auto;display:flex}.foot .foot-wrap .foot__logo{margin-top:0}.foot .foot-wrap:not(.bg-black){display:flex;flex-direction:row}.foot .foot-wrap:not(.bg-black) .ft-col{margin:2.4rem 0!important;border-top:0;border-left:1px solid #fff;padding:0 2.4rem!important}.foot .foot-wrap:not(.bg-black) .ft-col:first-of-type{border-left:0}.foot .foot-wrap.bg-black .width-limiter{display:block}}@media (max-width:768px){.foot .ft-col{width:calc(100% - 4.0rem)}.foot .ft-col:last-of-type{border:0}}.broks .foot .cta-wrap,.mortgages .foot .cta-wrap,.loans .foot .cta-wrap{display:inline-block;padding:0 0 1.4rem;width:100%}.broks .foot .text-center,.mortgages .foot .text-center,.loans .foot .text-center{text-align:center}.broks .foot form,.mortgages .foot form,.loans .foot form{display:inline}.broks .foot form .actions,.mortgages .foot form .actions,.loans .foot form .actions{width:100%}.broks .foot form .actions::after,.mortgages .foot form .actions::after,.loans .foot form .actions::after{display:none}.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{text-align:left;margin-bottom:0}@media (min-width:768px){.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{margin-top:-8px}}.broks .foot form .hs-form-required,.mortgages .foot form .hs-form-required,.loans .foot form .hs-form-required{left:auto}.broks .foot form label,.mortgages .foot form label,.loans .foot form label{bottom:0;left:0;font-size:1rem;position:relative;text-transform:none}.broks .disc__txt,.mortgages .disc__txt,.loans .disc__txt{position:relative;width:100%;padding-top:40px;padding-bottom:10px;margin:0 auto;font-style:italic;font-size:12px;line-height:18px;color:#53565A}.broks .disc__txt a,.mortgages .disc__txt a,.loans .disc__txt a{font-size:1.4rem}.broks .disc__txt--sec,.mortgages .disc__txt--sec,.loans .disc__txt--sec{padding-top:10px;padding-bottom:10px}.broks .disc__txt--sec .rich-text p,.mortgages .disc__txt--sec .rich-text p,.loans .disc__txt--sec .rich-text p{font-size:1.4rem;margin-bottom:20px}.broks .disc__txt--sec::before,.mortgages .disc__txt--sec::before,.loans .disc__txt--sec::before{display:none}.broks .disc__txt::before,.mortgages .disc__txt::before,.loans .disc__txt::before{position:absolute;content:"";margin:0 auto;top:0;left:0;right:0;height:1px;background:#CACBCB}@media (min-width:768px){.broks .foot form .hs-email,.loans .foot form .hs-email{margin-top:6px}}.tooltip{display:none;position:absolute;top:0;left:0;background:#222;color:#FFF;padding:16px;border-radius:4px;pointer-events:none;z-index:10;min-width:200px;max-width:450px;font-size:small}.tooltip-arrow{position:absolute;background:#222;width:8px;height:8px;transform:rotate(45deg)}.tooltip-parent .info-wrap svg circle{stroke:#007bff!important}.tooltip-parent .info-wrap svg path{fill:#007bff!important}@keyframes slideIn{0%{opacity:0;height:0}50%{opacity:0.5;height:auto}100%{opacity:1;height:auto}}@keyframes SlideOut{0%{opacity:1;height:auto}70%{opacity:0.5;height:auto}100%{opacity:0;height:0}}.ttip{top:12px;left:initial;right:0;width:auto;min-width:285px;max-width:320px;pointer-events:none;opacity:0;box-shadow:0 2px 4px 0 rgba(0,0,0,0.5);animation:0.7s ease slideOut forwards;position:absolute;background:#37393B;padding:1.8rem;border-radius:3px;text-align:left;font-size:1.2rem;color:#fff;z-index:-1}.ttip .ttip--caret{position:absolute;content:"";top:-10px;width:0;margin:0 auto;border-right:10px solid transparent;border-left:10px solid transparent;border-bottom:10px solid #000}.brok-tile .ttip::before,.card-tile .ttip::before,.save-tile__rating .ttip::before{display:none}.ttip--active{animation:0.3s ease slideIn forwards;animation-iteration-count:1;pointer-events:auto;z-index:16;top:30px}.ttip--active a,.ttip--active li{color:#fff}.ttip--top{position:absolute}.ttip--top::before{top:initial;bottom:-10px;border-bottom:0;border-top:10px solid #175381}.ttip--right::before{left:initial;right:30px}.ttip--right .ttip--caret{left:initial}.ttip--left::before{right:initial;left:30px}.ttip--left .ttip--caret{right:initial}.ttip-wrap{max-height:280px;overflow-y:scroll}.ttip__head{display:block;color:#FFB20C;font-size:1.8rem;font-weight:700}.ttip__copy{padding-bottom:5px;padding-right:5px;font-size:1.2rem;line-height:1.8rem;letter-spacing:.3px;white-space:pre-line}.ttip .star{display:inline-block;position:relative;top:3px}.ttip--crumb{left:20px;padding:10px;transition:0.3s ease all;pointer-events:none}.ttip--crumb.ttip--active{opacity:1;pointer-events:auto}.ttip--crumb li{font-size:1.4rem;line-height:1.8em}.ttip__parent{position:static;display:inline-block;width:auto}.ttip__parent--z-index{z-index:12!important}.ttip__parent:not(.nav-disc-wrap) .ttip--active::before{display:none}.ttip__parent:not(.nav-disc-wrap) .info-wrap{display:inline-block;width:20px;height:15px}.ttip__rel{position:relative}.ttip__copy::-webkit-scrollbar{width:12px;background:#175381}.ttip__copy::-webkit-scrollbar-button{background:#fff}.ttip__copy::-webkit-scrollbar-thumb{background-color:#979797;border-radius:8px}.ttip--close{position:absolute;height:35px;width:40px;top:-5px;right:-5px;text-align:right;cursor:pointer}.ttip--close::before,.ttip--close::after{position:absolute;content:"";top:18px;right:15px;width:15px;height:2px;background:#fff}.ttip--close::before{transform:rotate(45deg)}.ttip--close::after{transform:rotate(-45deg)}@media (min-width:992px){.ttip--close{display:none}}.nav-disc-wrap .ttip{left:0}.ttip__slider{display:inline-block}.ttip__slider .ttip__copy{text-transform:initial}.ttip__slider .rating__info{width:13px}.accordion__child{height:0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}@media (min-width:576px){.accordion__child__research{columns:2}}.accordion .accordion__icon--negative,.accordion .picks__expander--negative{display:none}@media (min-width:992px){.accordion--active .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active .accordion__icon--positive,.accordion--active .picks__expander--positive{display:none}.accordion--active .accordion__icon--negative,.accordion--active .picks__expander--negative{display:inherit}}@media (max-width:991px){.accordion--active--mobile .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active--mobile .accordion__icon--positive,.accordion--active--mobile .picks__expander--positive{display:none}.accordion--active--mobile .accordion__icon--negative,.accordion--active--mobile .picks__expander--negative{display:inherit}}.picks{width:100%;margin:10px auto 0;padding-bottom:10px;background:#fff;border:0}.picks__expander{font-size:1.8rem;line-height:2.8rem;font-weight:300;display:inline-block}.picks__expander--negative{display:none}.picks__head{padding-bottom:0}.picks__list.accordion--active .picks__expander--negative{display:inline-block}.picks__list.accordion--active .picks__expander--positive{display:none}#the-picks{position:relative;height:100%;padding-left:0;margin:0;opacity:1;transition:0.3s ease all;z-index:10}.picks__list-item{color:#1c1d20;font-size:1.8rem;font-weight:300;list-style:none;line-height:2.86rem;position:relative;transition:0.3s ease all}.picks__list-item:first-child{margin-top:8px}.picks__link{font-size:1.8rem;font-weight:300}.picks__list--add-list-style ul{margin:10px 0 10px 10px}.picks__list--add-list-style .picks__list-item{font-size:1.8rem;letter-spacing:0.3px;line-height:2.8rem;list-style:disc;margin-left:2.0rem}.picks__list--add-list-style .picks__link{font-size:1.8rem}.block-auto_table_of_contents .prominents{height:auto}.block-auto_table_of_contents .picks__list p{font-size:1.8rem}.block-auto_table_of_contents .picks__list ul{margin:0;padding-top:8px}.wt-norm{font-weight:500}.wt-norm a{font-weight:inherit}.ta_table{font-size:1.8rem;line-height:2.0rem;letter-spacing:0.3px;margin:0 0 1rem;table-layout:fixed;font-weight:400;border:0;border-collapse:collapse;border-spacing:2px;box-shadow:0 0 12px rgba(28,29,32,0.2)}.ta_table-wrap{position:relative;overflow-x:scroll;padding:12px}.ta_table tr{padding:0;margin:0;border:0}.ta_table th{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;background:#F6FBFF;color:#1C1D20;font-weight:600;padding:1.2rem 2.4rem;display:table-cell;border-left:1px solid #DCDCDD;text-align:left;vertical-align:top}.ta_table th:first-child{border-left:0}@media (max-width:767px){.ta_table th{padding:1.2rem}}.ta_table tbody th{border-bottom:1px solid #DCDCDD}.ta_table td{display:table-cell;padding:1.5rem 2.4rem;border-left:1px solid #DCDCDD;border-bottom:1px solid #DCDCDD;vertical-align:top}.ta_table td:first-child{border-left:0}@media (max-width:767px){.ta_table td{border-left:0}}.ta_table img.check{background:#28a745;background:#05ad4b;border-radius:2rem;border:0;box-shadow:1px 1px 1px 0 #a0a0a0;display:block;height:25px;margin:0 auto;padding:4px;width:25px}@media (max-width:991px){.ta_table--stacked th{display:none}.ta_table--stacked tr{display:grid;grid-template-columns:1fr;border-bottom:1px solid #CACBCB}.ta_table--stacked td{border-bottom:0;border-top:0;padding:4px 12px}.ta_table--stacked td:first-child{padding-top:12px}.ta_table--stacked td:last-child{padding-bottom:12px;padding-top:12px}.ta_table--stacked .stacked--centered{display:flex;flex-direction:column;align-items:center}}.btn,a.btn,.wysiwyg a.btn,.hs-button{padding:12px 14px;width:100%;color:#fff;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:18px;font-weight:700;letter-spacing:0.4px;line-height:20px;text-align:center;border-radius:4px;display:inline-block;background:#0095C8;border:0;cursor:pointer}.btn.btn-inverted,a.btn.btn-inverted,.wysiwyg a.btn.btn-inverted,.hs-button.btn-inverted{color:#0095C8;background:#fff;border:1px solid #0095C8}.btn.btn-inverted:hover,.btn.btn-inverted:active,a.btn.btn-inverted:hover,a.btn.btn-inverted:active,.wysiwyg a.btn.btn-inverted:hover,.wysiwyg a.btn.btn-inverted:active,.hs-button.btn-inverted:hover,.hs-button.btn-inverted:active{color:#fff!important;background:#0095C8;border:1px solid #0095C8;font-weight:700}.btn:hover,.btn:active,a.btn:hover,a.btn:active,.wysiwyg a.btn:hover,.wysiwyg a.btn:active,.hs-button:hover,.hs-button:active{font-weight:700;color:#fff;letter-spacing:0.4px;background:#35B2D6}.btn-primary,a.btn-primary,.wysiwyg a.btn-primary,.hs-button-primary{background:#0095C8;color:#fff}.btn-primary:hover,.btn-primary:active,a.btn-primary:hover,a.btn-primary:active,.wysiwyg a.btn-primary:hover,.wysiwyg a.btn-primary:active,.hs-button-primary:hover,.hs-button-primary:active{background:#35B2D6}.btn-primary.btn-inverted,a.btn-primary.btn-inverted,.wysiwyg a.btn-primary.btn-inverted,.hs-button-primary.btn-inverted{color:#0095C8;background:#fff;border:1px solid #0095C8}.btn-primary.btn-inverted:active,.btn-primary.btn-inverted:hover,a.btn-primary.btn-inverted:active,a.btn-primary.btn-inverted:hover,.wysiwyg a.btn-primary.btn-inverted:active,.wysiwyg a.btn-primary.btn-inverted:hover,.hs-button-primary.btn-inverted:active,.hs-button-primary.btn-inverted:hover{color:#fff!important;background:#0095C8;border:1px solid #0095C8}.btn-secondary,.btn.hs-button,a.btn-secondary,a.btn.hs-button,.wysiwyg a.btn-secondary,.wysiwyg a.btn.hs-button,.hs-button-secondary,.hs-button.hs-button{background:#8A8C8E;color:#fff}.btn-secondary:hover,.btn-secondary:active,.btn.hs-button:hover,.btn.hs-button:active,a.btn-secondary:hover,a.btn-secondary:active,a.btn.hs-button:hover,a.btn.hs-button:active,.wysiwyg a.btn-secondary:hover,.wysiwyg a.btn-secondary:active,.wysiwyg a.btn.hs-button:hover,.wysiwyg a.btn.hs-button:active,.hs-button-secondary:hover,.hs-button-secondary:active,.hs-button.hs-button:hover,.hs-button.hs-button:active{background:#FAFAFA;color:#000!important}.btn-secondary.btn-inverted,.btn.hs-button.btn-inverted,a.btn-secondary.btn-inverted,a.btn.hs-button.btn-inverted,.wysiwyg a.btn-secondary.btn-inverted,.wysiwyg a.btn.hs-button.btn-inverted,.hs-button-secondary.btn-inverted,.hs-button.hs-button.btn-inverted{color:#8A8C8E;background:#fff;border:1px solid #8A8C8E}.btn-secondary.btn-inverted:active,.btn-secondary.btn-inverted:hover,.btn.hs-button.btn-inverted:active,.btn.hs-button.btn-inverted:hover,a.btn-secondary.btn-inverted:active,a.btn-secondary.btn-inverted:hover,a.btn.hs-button.btn-inverted:active,a.btn.hs-button.btn-inverted:hover,.wysiwyg a.btn-secondary.btn-inverted:active,.wysiwyg a.btn-secondary.btn-inverted:hover,.wysiwyg a.btn.hs-button.btn-inverted:active,.wysiwyg a.btn.hs-button.btn-inverted:hover,.hs-button-secondary.btn-inverted:active,.hs-button-secondary.btn-inverted:hover,.hs-button.hs-button.btn-inverted:active,.hs-button.hs-button.btn-inverted:hover{color:#fff!important;background:#8A8C8E;border:1px solid #8A8C8E}.btn-tertiary,a.btn-tertiary,.wysiwyg a.btn-tertiary,.hs-button-tertiary{background:#FFB20C}.btn-tertiary:hover,.btn-tertiary:active,a.btn-tertiary:hover,a.btn-tertiary:active,.wysiwyg a.btn-tertiary:hover,.wysiwyg a.btn-tertiary:active,.hs-button-tertiary:hover,.hs-button-tertiary:active{background:#FBCC55;color:#fff!important}.btn-tertiary.btn-inverted,a.btn-tertiary.btn-inverted,.wysiwyg a.btn-tertiary.btn-inverted,.hs-button-tertiary.btn-inverted{color:#FFB20C;background:#fff;border:1px solid #FFB20C}.btn-tertiary.btn-inverted:active,.btn-tertiary.btn-inverted:hover,a.btn-tertiary.btn-inverted:active,a.btn-tertiary.btn-inverted:hover,.wysiwyg a.btn-tertiary.btn-inverted:active,.wysiwyg a.btn-tertiary.btn-inverted:hover,.hs-button-tertiary.btn-inverted:active,.hs-button-tertiary.btn-inverted:hover{color:#fff!important;background:#FFB20C;border:1px solid #FFB20C}.btn.btn-auto,a.btn.btn-auto,.wysiwyg a.btn.btn-auto,.hs-button.btn-auto{width:auto}.btn--sm,a.btn--sm,.wysiwyg a.btn--sm,.hs-button--sm{font-size:14px;font-weight:bold;letter-spacing:0.3px;line-height:14px;width:auto}.btn--sm:hover,.btn--sm:active,a.btn--sm:hover,a.btn--sm:active,.wysiwyg a.btn--sm:hover,.wysiwyg a.btn--sm:active,.hs-button--sm:hover,.hs-button--sm:active{letter-spacing:0.3px}.btn-inactive,a.btn-inactive,.wysiwyg a.btn-inactive,.hs-button-inactive{background:#CACBCB;color:#fff;border:1px solid #CACBCB;cursor:not-allowed}.btn-inactive:hover,.btn-inactive:active,a.btn-inactive:hover,a.btn-inactive:active,.wysiwyg a.btn-inactive:hover,.wysiwyg a.btn-inactive:active,.hs-button-inactive:hover,.hs-button-inactive:active{background:#CACBCB;color:#fff!important;border:1px solid #CACBCB}.btn-inactive.btn-inverted,.btn-inactive.btn-inverted:active,.btn-inactive.btn-inverted:hover,a.btn-inactive.btn-inverted,a.btn-inactive.btn-inverted:active,a.btn-inactive.btn-inverted:hover,.wysiwyg a.btn-inactive.btn-inverted,.wysiwyg a.btn-inactive.btn-inverted:active,.wysiwyg a.btn-inactive.btn-inverted:hover,.hs-button-inactive.btn-inverted,.hs-button-inactive.btn-inverted:active,.hs-button-inactive.btn-inverted:hover{color:#CACBCB;background:#fff!important;border:1px solid #CACBCB}.btn--nav,a.btn--nav,.wysiwyg a.btn--nav,.hs-button--nav{font-size:1.4rem;margin:16px 0;padding:12px 16px}.btn.disabled,a.btn.disabled,.wysiwyg a.btn.disabled,.hs-button.disabled{border:#CACBCB;box-shadow:none;background:#CACBCB}.blk__button a:hover{color:#fff!important}.star-rate{display:flex;justify-content:flex-start;flex-wrap:wrap}.star-rate .star{height:25px}.star-rate>*{flex-basis:100%;text-align:left}.star-rate__copy{font-size:14px}.star-rate__info{margin-left:8px;padding:0;position:relative;top:1px}.star-rate__stars_wrapper{display:flex;flex-wrap:wrap}.star-rate__stars-wrapper{display:flex;flex-wrap:wrap}.star-rate__stars-wrapper .star-rate__stars{display:flex;position:relative;width:auto;text-align:center}.star-rate__stars-wrapper .star-rate__stars>.star img{width:20px}.star-rate__stars-wrapper .star-rate__stars .star-rate__stars-selected{position:absolute;display:flex;left:0;top:0;overflow:hidden}.star-rate__stars-wrapper .star-rate__stars .star-rate__stars-selected>.star img{width:20px}.star-rate__stars-wrapper .stars__txt{display:inline-block;width:auto}.star-rate--center .star-rate__copy{text-align:center}.star-rate--center .star-rate__stars-wrapper{justify-content:center}.star-rate--inline{flex-wrap:nowrap}.star-rate--inline .star-rate__copy{display:flex;align-items:center;margin-left:5px}.star-rate--inline .star-rate__info{top:-2px}.subscore-tooltip .rating-container{display:inline-flex;justify-content:space-between;align-items:baseline}.subscore-tooltip .star-label{width:110px}.subscore-tooltip .star-label::before{content:'- ';padding-left:5px}.subscore-tooltip .star-ratings{unicode-bidi:bidi-override;color:#ccc;font-size:20px;position:relative;margin:0;padding:0;letter-spacing:5.5px}.subscore-tooltip .star-ratings .fill-ratings{color:#FFB20C;padding:0;position:absolute;z-index:1;display:block;top:0;left:0;overflow:hidden}.subscore-tooltip .star-ratings .fill-ratings span{display:inline-block}.subscore-tooltip .star-ratings .empty-ratings{padding:0;display:block;z-index:0}.blk__paragraph{position:relative;margin-top:10px;background:#fff}.wysiwyg{font-size:1.6rem;line-height:2.8rem;font-weight:400;word-wrap:break-word}.wysiwyg h1,.wysiwyg h2,.wysiwyg h3,.wysiwyg h4,.wysiwyg h5,.wysiwyg h6,.wysiwyg p{padding:1.6rem 0 1.2rem;margin:0}.wysiwyg h1,.wysiwyg .head-h1{font-size:2.8rem;line-height:3.4rem;letter-spacing:.2px;font-weight:700}.wysiwyg h1.h1--hero,.wysiwyg .head-h1.h1--hero{font-size:4.4rem;font-weight:700;line-height:4.4rem;text-align:left}.wysiwyg h2,.wysiwyg .head-h2{font-size:2.4rem;line-height:2.8rem;font-weight:700}.wysiwyg h3,.wysiwyg .head-h3{font-size:2.0rem;line-height:2.4rem;font-weight:700}.wysiwyg h4,.wysiwyg .head-h4{font-size:1.8rem;line-height:2.4rem;font-weight:700}.wysiwyg hr{margin:2.0rem 0}.wysiwyg image{min-height:272px}.wysiwyg ol:not(.faq__list),.wysiwyg ul:not(.faq__list){list-style-position:outside;padding:0 0 0 2.4rem;margin:0}.wysiwyg li{margin:0;padding:0}.wysiwyg li br{line-height:2em}.wysiwyg img{width:auto;max-width:100%;height:auto;margin:2.0rem 0 0}.wysiwyg img.left,.wysiwyg img.right{max-width:calc(min(100%,390px));margin-top:0.8rem}.wysiwyg img.full-width{width:100%}.wysiwyg p,.wysiwyg span,.wysiwyg a{padding:0.6rem 0 0.8rem}.wysiwyg p.caption,.wysiwyg span.caption,.wysiwyg a.caption{padding:0 0 0.8rem}.wysiwyg a .faq__link,.wysiwyg a span .faq__link,.wysiwyg a:hover .faq__link,.wysiwyg a:active .faq__link,.wysiwyg a:hover span .faq__link,.wysiwyg a:active span .faq__link{font-weight:400}.wysiwyg__about{margin-bottom:20px;color:#1c1d20}@media (min-width:768px){.wysiwyg img.right{padding:20px 0 20px 20px;float:right}.wysiwyg img.left{padding:20px 20px 20px 0;float:left}}@media (min-width:768px){.wysiwyg{font-size:1.8rem;line-height:2.8rem}.wysiwyg h1,.wysiwyg .head-h1{font-size:4.8rem;line-height:5.2rem;font-weight:700;letter-spacing:-1px}.wysiwyg h2,.wysiwyg .head-h2{font-size:3.2rem;line-height:3.8rem;font-weight:700}.wysiwyg h3,.wysiwyg .head-h3{font-size:2.4rem;line-height:2.8rem;font-weight:700}.wysiwyg h4,.wysiwyg .head-h4{font-size:2.0rem;line-height:2.4rem;font-weight:700}}.responsive-object{position:relative;margin-top:2.4rem}.responsive-object iframe{position:absolute;top:0;left:0;width:100%;height:100%}@media (min-width:768px){#key-points{margin-top:1rem}}#key-points ul{list-style-position:outside;padding-left:1em}#key-points ul li{padding-left:1em;padding-bottom:0.8rem}#key-points ul li::marker{font-style:normal;font-weight:900;font-size:1.8rem;line-height:32px;display:flex;align-items:flex-start;color:#FFB20C;content:'\2713'}.author-bio{justify-content:flex-start}.author-bio-author{align-items:center;display:flex;margin-top:12px}.author-bio-author:first-of-type{margin-top:0}@media (min-width:768px){.author-bio-author{margin-top:0}}.author-bio-description{font-size:1.2rem;color:#474747;text-transform:capitalize}.author-bio-fact-check{align-items:center;border:1px solid #000;border-radius:4px;display:flex;font-size:1.0rem;font-weight:bold;padding:6px;margin-right:8px}.author-bio-fact-check img{margin-right:8px}.author-bio-image-container{display:flex;max-width:85px}.author-bio-image{display:flex;margin-right:1rem;border-radius:50%;justify-content:center;overflow:hidden;min-width:45px;width:45px;height:45px}.author-bio-image img{object-fit:cover;width:100%;height:100%;margin:0}.author-bio-image--second-author{left:-24px;position:relative}.author-bio-name{align-items:center;display:inline-flex;font-size:1.4rem}.author-bio-footer-description{font-size:1.4rem;line-height:1.8rem}.auth-items .soc__img{display:flex;margin-left:1.2rem;justify-content:center;overflow:hidden}.auth-items .soc__img img{object-fit:scale-down;height:18px;display:inline-block}.auth-items .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.auth-items .foot-socLink:first-of-type{padding-left:0}.auth-items .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.auth-items .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.auth-items .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.auth-items .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.auth__info--ctr{display:flex;align-items:center}.auth__info--ctr>*{display:inline-block}.auth__info--ctr .auth__img{display:flex;margin-right:1rem;border-radius:50%;justify-content:center;overflow:hidden}.auth__info--ctr .auth__img img{object-fit:cover;width:42px;height:42px;margin:0}.auth__info--ctr .soc__img{display:flex;margin-left:1.2rem;justify-content:center;overflow:hidden}.auth__info--ctr .soc__img img{object-fit:scale-down;height:18px;display:inline-block}.vertical-bg .auth__info--ctr a{text-decoration:underline}.byline-container{display:flex}.author-link{z-index:1}.authors-container{display:flex;flex-direction:row;align-items:flex-start}@media (max-width:768px){.authors-container{flex-direction:column;flex-basis:100%}}.authors-container .author-bio-author{display:flex;flex-direction:row;align-items:center}.authors-container .author-bio-author:not(:first-child){margin-left:1.0rem;border-left:1px solid #CACBCB;padding-left:1.0rem}@media (max-width:768px){.authors-container .author-bio-author:not(:first-child){margin-left:0;border-left:none;padding-left:0;margin-top:0.8rem;display:none}}.authors-container .author-bio-image{margin-right:0;height:28px;width:28px}.authors-container .author-bio-image img{object-fit:cover;border-radius:50%;height:28px;width:28px}.author-wrap.author-hover{position:relative}.author-wrap.author-hover .author-hover-bio{position:absolute;cursor:auto;background:#fff;padding:1.2rem;max-width:100vw;min-width:300px;display:none}.author-wrap.author-hover .author-hover-bio .author-bio-content{padding:12px}.author-wrap.author-hover .author-hover-bio a{color:#35B2D6!important}.author-wrap.author-hover .author-hover-bio a:hover{color:#0095C8!important}.author-wrap.author-hover .author-hover-bio .author-bio-description{color:#53565A;letter-spacing:2.2px;font-size:1.4rem;line-height:1.8rem;font-weight:700}.author-wrap.author-hover .author-hover-bio .authors__social{margin:2.4rem 0 0;display:flex;justify-content:flex-start}.author-wrap.author-hover .author-hover-bio .authors__social .social-icon{height:1.6rem;width:1.6rem;margin-right:1.2rem}.author-wrap.author-hover .author-bio-name{display:flex;flex-direction:row;align-items:start}.author-wrap.author-hover .author-bio-name.author-wrapper-fact-checker{flex-direction:row}.author-wrap.author-hover .mobile-link-disable .text-normal{color:#1c1d20}.soc-share{display:inline-block}.soc-share svg circle{fill:#006BA6}.soc-share .soc-fb:hover svg circle{fill:#3B5998}.soc-share .soc-email:hover svg circle{fill:#AC145A}.soc-share .soc-li:hover svg circle{fill:#0077B5}.soc-share .soc-twit:hover svg circle{fill:#1DA1F2}.soc-share .soc-copy:hover svg circle{fill:#FFB81C}.soc-share .soc-icon{display:inline-block;position:relative;top:1rem;margin:0 .25rem}.soc-share .soc-icon:hover{transform:rotate(-10deg) scale(1.3)}p.soc-share__title{color:#8A8C8E;display:inline-block;font-size:1.2rem;font-weight:700;line-height:1.4rem;padding-right:1rem;text-transform:uppercase}.nav-disc.socLinks{padding:1.6rem 0 2.4rem}@media (min-width:768px){.nav-disc.socLinks{padding:3.6rem 0 3rem}}.faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px}.block-qa_list_no_schema .faq__expand-icon{top:inherit;bottom:1.2rem}.faq__question-container{padding-bottom:0;position:relative;transition:padding-bottom 100ms ease-in-out 100ms;width:100%;background:none;border:0;text-align:left}.faq__list{position:relative;margin-top:0;padding-left:0}.faq__list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq__list-item:first-child{border-top:1px solid #CACBCB}.faq__list-item:hover{cursor:pointer}@media (min-width:992px){.faq__list-item.accordion--active .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}@media (max-width:991px){.faq__list-item.accordion--active--mobile .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active--mobile .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}.faq__list-item--accordion{border:0!important}.faq__list-item--accordion .faq__expand-icon{margin-top:24px}.faq__list-item--accordion .faq__question-container{padding-bottom:0!important}.faq__title,h2.faq__title{font-size:3.8rem;line-height:4.2rem;text-align:left;margin:0 0 2.4rem;padding:0}.faq__link,a.faq__link{color:#1c1d20;display:inline-block;line-height:2.8rem;position:relative;padding:0;margin:1.8rem 3rem 1.8rem 0;border:0;background-color:transparent}.faq__link:hover,a.faq__link:hover{color:#1c1d20}.faq__link p:first-of-type,a.faq__link p:first-of-type{padding:0!important}.accordion--active .faq__link{margin-bottom:.8rem;font-weight:400}.accordion--active .faq__answer-container .wysiwyg{padding-top:0}.block-qa_list_no_schema .faq__link{margin-bottom:0.4rem}@media all and (-ms-high-contrast:none){.blk__faq{padding-left:25px;padding-right:25px;margin-left:auto;margin-right:auto}}.general-tile-item{display:grid;padding:24px 24px 30px;background:#FFF;border:1px solid #CACBCB;box-shadow:0 2px 10px 0 rgba(0,0,0,0.2)}@media (min-width:768px){.general-tile-item{grid-template-columns:minmax(280px,1fr) 2fr;margin:16px 10%}}.general-tile-item .general-award_banner{height:105px;min-width:74px;width:74px;margin-left:12px;margin-bottom:12px}@media (max-width:575px){.general-tile-item .general-award_banner{margin-top:12px}}.general-tile__head{color:#53565A;font-size:1.4rem;letter-spacing:0.3px;line-height:16px;text-align:left}@media (max-width:767px){.general-tile__head{padding-top:10px}}@media (min-width:768px){.general-tile__head-wrap{padding:0 0 0 24px;grid-column:2;width:100%}}.general-tile__img-wrap{height:auto;margin:0 auto;max-height:177px;width:100%;border:1px solid #CACBCB;text-align:center;vertical-align:middle}@media (min-width:768px){.general-tile__img-wrap{max-width:280px}}.general-tile__title{color:#000;display:block;font-size:2.2rem;font-weight:700;padding-top:10px;line-height:2.6rem;text-transform:none}.general-tile__offer-image{max-width:270px;max-height:170px;padding:10% 0}.nav-searchbar-wrap{background:#EDEEEE;height:86px;position:relative;width:100%}@media (min-width:992px){.nav-searchbar-wrap{z-index:110}}.nav-searchbar-wrap label{height:100%;position:absolute;top:35px;left:12px;font-weight:700;font-size:1.6rem;text-transform:uppercase}@media (min-width:992px){.nav-searchbar-wrap{background:transparent;height:100%;position:static;width:32px;transition:0.4s ease all}.nav-searchbar-wrap label{display:none}}@keyframes grow{0%{width:1px;visibility:hidden}100%{width:75%;visibility:visible}}.nav-searchbar{background:#EDEEEE;height:100%}@media (min-width:992px){.nav-searchbar{transition:all 0.3s ease-in-out;display:inline-block;position:absolute;right:0;top:0;z-index:11;visibility:hidden;width:0}}.nav-search{position:absolute;right:10px;top:50%;transform:translateY(-50%)}@media (min-width:992px){.nav-search{z-index:101}}.mi-search-bar{height:100%;position:relative;width:100%}.mi-search-bar .input{background:transparent;border:0;height:100%;line-height:100%;padding:12px;font-size:16px;width:100%;touch-action:manipulation}@media (min-width:992px){.mi-search-bar .input{display:none}}.mi-search-bar .input--active~label{top:0;transition:0.1s ease top}.mi-search-bar .input:focus{touch-action:manipulation}.searchbar--active .nav-searchbar{overflow:hidden;visibility:visible;width:75%}.searchbar--active .nav-searchbar input{padding:3.2rem 2.4rem}@media (min-width:992px){.searchbar--active .nav-searchbar input{display:inline-block;padding:0 2.4rem}}.searchbar--active .nav-searchbar label{display:inline-block;font-size:1.4rem;text-transform:uppercase;position:absolute;left:0;font-weight:600;padding-left:2.4rem}.items-search{display:flex;flex-direction:row;justify-content:space-between;align-items:center}@media (min-width:1200px){.items-search{flex-grow:5!important}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 15px}}@media (max-width:1199px){.items-search{flex-direction:column;justify-content:center}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 10px}}@media (max-width:991px){.items-search{flex-direction:column-reverse;justify-content:center}}@media (max-width:1199px){.items-search .search-bar-main{width:100%}}@media (max-width:991px){.items-search .search-bar-main{padding:40px 30px;width:200px}}@media (max-width:986px){.items-search .search-bar-main{padding:40px 30px;width:auto}}.article .title,.article .navbar-item,.search-item .title,.search-item .navbar-item{font-weight:bold;font-size:18px;text-decoration:underline}.article .description,.search-item .description{font-weight:normal;font-size:16px;text-decoration:none;margin-bottom:20px}.search-results-page-body .subtitle{color:#000;border-bottom:4px solid #008C5D;display:inline-block;margin:1.2rem 0}.search-results-page-body .title{text-decoration:none;margin-bottom:10px}.search-results-page-body .title .fake-link{border-bottom:2px solid #0B3D56;color:#000;line-height:2.6rem}.search-results-page-body .description{margin-bottom:15px}.search-results-page-body .article{border-bottom:2px solid #d9d9d9;margin-bottom:20px}.search-results-page-body .article:hover{border-color:#999}.search-results-page-body .article:hover .fake-link{border-bottom:2px solid #008C5D;color:#0B3D56}.search-results-page-body .no-results{font-size:2rem;padding-top:2.4rem;display:inline-block}.mi-search-results{padding:0!important;background:transparent!important;width:75%}.mi-search-results .title{background-color:#0B3D56;color:#fff;width:100%;padding:15px;font-weight:bold;font-size:18px;position:relative}.mi-search-results .title .close-search{position:absolute;top:50%;right:5px;transform:translateY(-50%);font-size:2em;color:#fff;background-color:transparent;padding:5px 15px;border:0;cursor:pointer;opacity:0.5}.mi-search-results .title .close-search:hover{opacity:1}.mi-search-results .title .close-search:focus{outline:none}.mi-search-results .search-results-bg{background:#eee;max-height:500px;overflow:auto;position:absolute;z-index:999999;border:2px solid #000}@media (max-width:991px){.mi-search-results .search-results-bg{display:none}}.mi-search-results .search-results-bg .see-more{text-align:center;margin:15px auto}.mi-search-results .search-results-bg .see-more a{border:2px solid #0B3D56;border-radius:2px;padding:10px;text-align:center}.mi-search-results .search-results-bg .see-more a:hover{background:#0B3D56;color:#fff}.mi-search-results .ajax-search-results .search-item{border-left:5px solid transparent;padding:15px;width:100%;height:auto;display:block}.mi-search-results .ajax-search-results .search-item:hover{border-color:#008C5D;background-color:rgba(0,140,93,0.1)}.mi-search-results .ajax-search-results .search-item .navbar-item{color:#000}.mi-search-results .ajax-search-results .search-item .navbar-item:hover{text-decoration:none}.mi-search-results .ajax-search-results .search-item .description{margin-bottom:0}@media (min-width:992px){.mi-search-results{position:absolute;left:25%;bottom:0}}.search-results-for{background-color:#0B3D56;padding:20px 0}.search-results-for h1{color:#fff;overflow-wrap:anywhere}.navigation-logo svg{max-width:200px}@media (max-width:575px){.navigation-logo svg{max-width:Min(calc(100% - 30px),175px)}}.navigation-logo-footer svg{max-width:211px;margin-top:-24px}.navigation{background-color:#fff;position:relative;z-index:550}.navigation-chevron{background-size:contain;background-repeat:no-repeat;background-position-x:center;background-position-y:center;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/arrow-down--darkblue.svg?a94fdec966de");display:inline-block;height:8px;position:relative;margin:0 4px;min-width:8px;width:8px}.navigation-chevron--left{transform:rotate(90deg)}.navigation-chevron--right{transform:rotate(-90deg)}.navigation-chevron--up{transform:rotate(-180deg)}.navigation-disclosure{align-items:center;background-color:#1c1d20;color:#fff;display:flex;font-size:1.2rem;font-weight:bold;height:30px;justify-content:center;letter-spacing:0.4px;line-height:1.4rem;text-align:left;z-index:100}.navigation-disclosure-marketing{background-color:transparent;color:#53565A;display:block;font-weight:400;min-height:30px;border:1px solid #CACBCB;height:auto;z-index:99}.navigation-disclosure .tooltip{background:#1c1d20;padding:1.2rem;font-size:1.4rem;font-weight:400;line-height:1.8rem;white-space:pre-line;margin-top:4px}@media (min-width:992px) and (max-width:1199px){.navigation-logo{width:180px}.navigation-logo svg{max-width:180px}}.navigation-main{align-items:center;display:flex;height:55px;justify-content:space-between}.navigation-main-wrap{box-shadow:rgba(0,0,0,0.1) 0 1px 1px 0}.navigation-menu-knowledge-section{padding-top:16px;margin-bottom:16px}.navigation-menu-knowledge-section:first-of-type{border-bottom:1px solid #CACBCB;padding-top:0}.navigation-menu-knowledge-section:last-of-type{margin-bottom:0}@media (min-width:992px){.navigation-menu-knowledge-section{padding-top:0}.navigation-menu-knowledge-section::after{background-color:#CACBCB;content:'';height:calc(100% - 1px);left:-16px;position:absolute;top:0;width:1px}.navigation-menu-knowledge-section:first-of-type{border-bottom:0}.navigation-menu-knowledge-section:first-of-type::after{content:none}.navigation-menu-knowledge-section:last-of-type{margin-bottom:16px}}@media (min-width:992px){.navigation-menu-list{align-items:center;display:flex;justify-content:flex-end}}.navigation-menu-list-item{border-bottom:1px solid #CACBCB;color:#1C1D20;display:flex;align-items:center;font-size:1.4rem;letter-spacing:0.6px;line-height:20px;min-height:60px}.navigation-menu-list-item:hover{cursor:pointer}@media (max-width:991px){.navigation-menu-list-item .navigation-menu-list-subgroup{display:none}.navigation-menu-list-item.focus .navigation-menu-list-subgroup{display:block;opacity:1;transform:rotateX(0) translateX(-100%);visibility:visible}}@media (max-width:991px) and (min-width:992px){.navigation-menu-list-item.focus .navigation-menu-list-subgroup{transform:rotateX(0) translateX(0) translateY(65px)}}@media (min-width:992px){.navigation-menu-list-item{border-bottom:0;min-height:55px}.navigation-menu-list-item.focus{cursor:pointer}.navigation-menu-list-item.focus .navigation-chevron{background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/arrow-down--berry.svg?b04dd4454d61");transform:rotate(-180deg)}.navigation-menu-list-item.focus .navigation-menu-list-subgroup{opacity:1;transform:rotateX(0) translateX(-100%);visibility:visible}}@media (min-width:992px) and (min-width:992px){.navigation-menu-list-item.focus .navigation-menu-list-subgroup{transform:rotateX(0) translateX(0) translateY(55px)}}.navigation-menu-list-item--parent{padding:0 12px;z-index:1}@media (min-width:992px){.navigation-menu-list-item--parent{padding:0 4px;text-align:center}}@media (min-width:1200px){.navigation-menu-list-item--parent{padding:0 12px}}.navigation-menu-list-subgroup{background-color:#fff;border:1px solid #CACBCB;padding:0 12px;position:absolute;opacity:0;left:100%;text-align:left;top:0;visibility:hidden;width:100%;z-index:2}@media (min-width:992px){.navigation-menu-list-subgroup{display:flex;left:0;padding-top:24px;border:0;border-bottom:1px solid rgba(0,0,0,0.1);border-top:1px solid #0095C8}.navigation-menu-list-subgroup .navigation-menu-list-item{display:none}}.navigation-menu-list-subgroup-item{border-bottom:1px solid #CACBCB;margin-bottom:1.6rem}.navigation-menu-list-subgroup-item:last-of-type{border-bottom:0;margin-bottom:0}@media (min-width:992px){.navigation-menu-list-subgroup-item{border-bottom:0;flex:1;position:relative;padding-right:32px}.navigation-menu-list-subgroup-item::after{background-color:#CACBCB;content:'';height:calc(100% - 1px);left:-16px;position:absolute;top:0;width:1px}.navigation-menu-list-subgroup-item:first-of-type::after{content:none}.navigation-menu-list-subgroup-item:last-of-type{margin-bottom:1.6rem}}.navigation-menu-mobile{display:block;position:relative;top:0;width:30px;height:4px;background:#006BA6;border-radius:10px;border:1px solid #006BA6;transform:rotate(0deg);transition:0.3s ease transform,0.3s ease top 0.2s}.navigation-menu-mobile--mid{margin-top:5px;margin-bottom:5px;transition:0.1s ease all}.navigation-menu-sublist{list-style:none}.navigation-menu-sublist-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;align-items:center;color:#1C1D20;display:flex;font-size:26px;font-weight:bold;letter-spacing:0.8px;line-height:26px}.navigation-menu-sublist-item{margin-bottom:12px}.navigation-menu-sublist-item-link{color:#006BA6;display:inline-block;font-size:16px;height:100%;letter-spacing:0.4px;width:100%}.navigation-menu-sublist-scroller{display:flex;overflow:scroll hidden;list-style:none}.navigation-menu-sublist-scroller-item{min-width:200px;padding-right:12px}.navigation-menu-sublist-scroller-item:last-of-type{padding-right:0}.navigation-menu-sublist-scroller-item-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;color:#0095C8;font-size:1.4rem;font-weight:700}@media (min-width:992px){.navigation-menu-sublist-scroller-item-image-wrapper{height:140px}}.navigation-menu-sublist-scroller-item-image-wrapper img{object-fit:cover;height:100%;width:100%}.navigation-menu-sublist-scroller-item-link{color:#1C1D20;display:block;font-size:1.4rem;line-height:20px;margin-bottom:12px}@media (min-width:992px){.navigation-menu-sublist-scroller-item{flex:1;padding-right:24px;max-width:calc(max(239px,25%))}}.navigation-menu-toggle{position:relative;height:26px;top:35%}@media (min-width:992px){.navigation-menu-toggle{display:none}}.navigation-menu-container{height:100%}@media (max-width:991px){.navigation-menu-container.focus .navigation-link-container{opacity:1;transform:rotateX(0) translateY(0);visibility:visible}.navigation-menu-container.focus .navigation-menu-mobile:first-of-type{transform:rotate(45deg);top:9px;transition:0.3s ease top,0.2s ease transform 0.2s}.navigation-menu-container.focus .navigation-menu-mobile:last-of-type{transform:rotate(-45deg);top:-9px;transition:0.3s ease top,0.2s ease transform 0.2s}.navigation-menu-container.focus .navigation-menu-mobile--mid{background:transparent;border:0}}@media (min-width:992px){.navigation-menu-container{flex:1}}.navigation-link-container{background-color:#fff;border:1px solid rgba(0,0,0,0.1);height:auto;left:0;min-height:400px;opacity:0;position:absolute;top:55px;transform:rotateX(-90deg) translateY(-100%);transform-origin:top center;visibility:hidden;width:100%;z-index:10}@media (min-width:992px){.navigation-link-container{border:0;min-height:auto;opacity:1;position:inherit;transform:none;visibility:visible}}#sidenav{position:absolute;top:calc(var(--header-height) + 10px);left:8vw;width:184px;margin-top:4px;padding:unset}@media (min-width:2400px){#sidenav{left:25%;transform:translateX(-25%)}}@media (min-width:1900px) and (max-width:2400px){#sidenav{left:15%;transform:translateX(-15%)}}@media (max-width:1600px) and (min-width:1200px){#sidenav{height:auto;left:1.25%}}@media (max-width:1355px) and (min-width:1199px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:80%;padding-top:28px}}@media (max-width:1199px) and (min-width:992px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:63%;padding-top:28px}}@media (max-width:992px) and (min-width:768px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:78%;padding-top:28px}}@media (max-width:768px){#sidenav{position:relative;top:0;height:auto;width:95%;left:inherit;padding-top:28px}}#sidenav.fixed{position:fixed;top:1vh}.border-top{border-top:1px solid #e5e5e5}.chevron_expander{height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg?883928a19e0c") no-repeat center center;transform:scale(0.6)}.chevron_expander img{filter:invert(39%) sepia(68%) saturate(907%) hue-rotate(168deg) brightness(91%) contrast(80%)}.chevron_expander:hover img{filter:invert(35%) sepia(75%) saturate(791%) hue-rotate(168deg) brightness(91%) contrast(118%)}.faq__list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq__list-item.accordion--active .chevron_expander,.faq__list-item[expanded] .chevron_expander{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg?883928a19e0c") no-repeat center center;transition:all 100ms ease-in-out;transform:scaleY(-1) scale(0.6)}.faq__list-item.accordion--active .faq__link,.faq__list-item[expanded] .faq__link{font-weight:bold}.foot .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.foot .foot-socLink svg circle{fill:#fff}.foot .foot-socLink:first-of-type{padding-left:0}.foot .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.foot .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.foot .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.foot .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap{background:#37393B;color:#fff;overflow:hidden}.foot .foot-wrap a{color:#fff;text-decoration:none}.foot .foot-wrap a.lnk{color:#FFB20C;font-weight:700;display:block;font-size:1rem;line-height:1.2rem;letter-spacing:0.6px}.foot .foot-wrap .actions{top:1.1rem}.foot .foot-wrap .copy-micro{color:#fff}.foot .foot-wrap .foot__logo{margin:10px 0;width:100%;max-width:240px}@media (min-width:768px){.foot .foot-wrap .foot__logo{margin:8px 0 5px;grid-row:1;grid-column:1}}.foot .foot-wrap .ft-hd{text-transform:capitalize}.foot .foot-wrap .ft-col{text-align:left;border-top:1px solid #fff;margin:0 2.4rem}.foot .foot-wrap .ft-col:first-of-type{border:0;margin-top:2.4rem}.foot .foot-wrap .ft-col .ft-lnk-lst span{display:block;font-size:1.6rem;line-height:1.8rem;letter-spacing:0.4px;padding-top:1.2rem;padding-bottom:1.2rem}.foot .foot-wrap .ft-col .ft-lnk-lst span:first-of-type{padding-top:2.4rem}.foot .foot-wrap.bg-black{background:#1c1d20;border-top:0;margin-bottom:-2.0rem}.foot .foot-wrap.bg-black .ft-col{border-top:0}.foot .foot-wrap.bg-black .ft-col:first-of-type{margin-top:0}.foot .foot-wrap .foot-socLinks{display:flex;justify-content:left}.foot .foot-wrap .foot-socLinks .foot-socLink{padding-right:.8rem}.foot .foot-wrap .foot-socLinks a.foot-socLink img:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap .ft-disc{margin-top:1.2rem;font-size:1.2rem;line-height:1.8rem;color:#fff}.foot .foot-wrap .ft-disc a,.foot .foot-wrap .ft-disc a:hover,.foot .foot-wrap .ft-disc a:active{font-size:1.2rem;line-height:1.8rem;color:#fff;text-decoration:underline}@media (min-width:768px){.foot .foot-wrap .ft-disc{text-align:center}.foot .foot-wrap .hbspt-form{display:block;margin:1.2rem auto}.foot .foot-wrap .hbspt-form .hs-email{width:70%;padding-right:1.6rem;align-self:end;display:inline-block;text-align:left}.foot .foot-wrap .hbspt-form .hs-submit{position:relative;width:30%;align-self:end;display:inline-block}}@media (min-width:992px){.foot .foot-wrap .width-limiter{max-width:1116px;margin:0 auto;display:flex}.foot .foot-wrap .foot__logo{margin-top:0}.foot .foot-wrap:not(.bg-black){display:flex;flex-direction:row}.foot .foot-wrap:not(.bg-black) .ft-col{margin:2.4rem 0!important;border-top:0;border-left:1px solid #fff;padding:0 2.4rem!important}.foot .foot-wrap:not(.bg-black) .ft-col:first-of-type{border-left:0}.foot .foot-wrap.bg-black .width-limiter{display:block}}@media (max-width:768px){.foot .ft-col{width:calc(100% - 4.0rem)}.foot .ft-col:last-of-type{border:0}}.broks .foot .cta-wrap,.mortgages .foot .cta-wrap,.loans .foot .cta-wrap{display:inline-block;padding:0 0 1.4rem;width:100%}.broks .foot .text-center,.mortgages .foot .text-center,.loans .foot .text-center{text-align:center}.broks .foot form,.mortgages .foot form,.loans .foot form{display:inline}.broks .foot form .actions,.mortgages .foot form .actions,.loans .foot form .actions{width:100%}.broks .foot form .actions::after,.mortgages .foot form .actions::after,.loans .foot form .actions::after{display:none}.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{text-align:left;margin-bottom:0}@media (min-width:768px){.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{margin-top:-8px}}.broks .foot form .hs-form-required,.mortgages .foot form .hs-form-required,.loans .foot form .hs-form-required{left:auto}.broks .foot form label,.mortgages .foot form label,.loans .foot form label{bottom:0;left:0;font-size:1rem;position:relative;text-transform:none}.broks .disc__txt,.mortgages .disc__txt,.loans .disc__txt{position:relative;width:100%;padding-top:40px;padding-bottom:10px;margin:0 auto;font-style:italic;font-size:12px;line-height:18px;color:#53565A}.broks .disc__txt a,.mortgages .disc__txt a,.loans .disc__txt a{font-size:1.4rem}.broks .disc__txt--sec,.mortgages .disc__txt--sec,.loans .disc__txt--sec{padding-top:10px;padding-bottom:10px}.broks .disc__txt--sec .rich-text p,.mortgages .disc__txt--sec .rich-text p,.loans .disc__txt--sec .rich-text p{font-size:1.4rem;margin-bottom:20px}.broks .disc__txt--sec::before,.mortgages .disc__txt--sec::before,.loans .disc__txt--sec::before{display:none}.broks .disc__txt::before,.mortgages .disc__txt::before,.loans .disc__txt::before{position:absolute;content:"";margin:0 auto;top:0;left:0;right:0;height:1px;background:#CACBCB}@media (min-width:768px){.broks .foot form .hs-email,.loans .foot form .hs-email{margin-top:6px}}.tooltip{display:none;position:absolute;top:0;left:0;background:#222;color:#FFF;padding:16px;border-radius:4px;pointer-events:none;z-index:10;min-width:200px;max-width:450px;font-size:small}.tooltip-arrow{position:absolute;background:#222;width:8px;height:8px;transform:rotate(45deg)}.tooltip-parent .info-wrap svg circle{stroke:#007bff!important}.tooltip-parent .info-wrap svg path{fill:#007bff!important}@keyframes slideIn{0%{opacity:0;height:0}50%{opacity:0.5;height:auto}100%{opacity:1;height:auto}}@keyframes SlideOut{0%{opacity:1;height:auto}70%{opacity:0.5;height:auto}100%{opacity:0;height:0}}.ttip{top:12px;left:initial;right:0;width:auto;min-width:285px;max-width:320px;pointer-events:none;opacity:0;box-shadow:0 2px 4px 0 rgba(0,0,0,0.5);animation:0.7s ease slideOut forwards;position:absolute;background:#37393B;padding:1.8rem;border-radius:3px;text-align:left;font-size:1.2rem;color:#fff;z-index:-1}.ttip .ttip--caret{position:absolute;content:"";top:-10px;width:0;margin:0 auto;border-right:10px solid transparent;border-left:10px solid transparent;border-bottom:10px solid #000}.brok-tile .ttip::before,.card-tile .ttip::before,.save-tile__rating .ttip::before{display:none}.ttip--active{animation:0.3s ease slideIn forwards;animation-iteration-count:1;pointer-events:auto;z-index:16;top:30px}.ttip--active a,.ttip--active li{color:#fff}.ttip--top{position:absolute}.ttip--top::before{top:initial;bottom:-10px;border-bottom:0;border-top:10px solid #175381}.ttip--right::before{left:initial;right:30px}.ttip--right .ttip--caret{left:initial}.ttip--left::before{right:initial;left:30px}.ttip--left .ttip--caret{right:initial}.ttip-wrap{max-height:280px;overflow-y:scroll}.ttip__head{display:block;color:#FFB20C;font-size:1.8rem;font-weight:700}.ttip__copy{padding-bottom:5px;padding-right:5px;font-size:1.2rem;line-height:1.8rem;letter-spacing:.3px;white-space:pre-line}.ttip .star{display:inline-block;position:relative;top:3px}.ttip--crumb{left:20px;padding:10px;transition:0.3s ease all;pointer-events:none}.ttip--crumb.ttip--active{opacity:1;pointer-events:auto}.ttip--crumb li{font-size:1.4rem;line-height:1.8em}.ttip__parent{position:static;display:inline-block;width:auto}.ttip__parent--z-index{z-index:12!important}.ttip__parent:not(.nav-disc-wrap) .ttip--active::before{display:none}.ttip__parent:not(.nav-disc-wrap) .info-wrap{display:inline-block;width:20px;height:15px}.ttip__rel{position:relative}.ttip__copy::-webkit-scrollbar{width:12px;background:#175381}.ttip__copy::-webkit-scrollbar-button{background:#fff}.ttip__copy::-webkit-scrollbar-thumb{background-color:#979797;border-radius:8px}.ttip--close{position:absolute;height:35px;width:40px;top:-5px;right:-5px;text-align:right;cursor:pointer}.ttip--close::before,.ttip--close::after{position:absolute;content:"";top:18px;right:15px;width:15px;height:2px;background:#fff}.ttip--close::before{transform:rotate(45deg)}.ttip--close::after{transform:rotate(-45deg)}@media (min-width:992px){.ttip--close{display:none}}.nav-disc-wrap .ttip{left:0}.ttip__slider{display:inline-block}.ttip__slider .ttip__copy{text-transform:initial}.ttip__slider .rating__info{width:13px}.accordion__child{height:0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}@media (min-width:576px){.accordion__child__research{columns:2}}.accordion .accordion__icon--negative,.accordion .picks__expander--negative{display:none}@media (min-width:992px){.accordion--active .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active .accordion__icon--positive,.accordion--active .picks__expander--positive{display:none}.accordion--active .accordion__icon--negative,.accordion--active .picks__expander--negative{display:inherit}}@media (max-width:991px){.accordion--active--mobile .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active--mobile .accordion__icon--positive,.accordion--active--mobile .picks__expander--positive{display:none}.accordion--active--mobile .accordion__icon--negative,.accordion--active--mobile .picks__expander--negative{display:inherit}}.block-collapsible_paragraph .block-wrap{height:auto;transition-duration:0.35s;transition-timing-function:cubic-bezier(0,0,1,1)}.block-collapsible_paragraph .block-wrap .content-to-truncate{overflow:hidden}.block-collapsible_paragraph .block-wrap .content-truncation{border-bottom:1px #006BA6}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .content-to-truncate{max-height:100%}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .collapsed-text{display:none}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .expand-text{margin-top:1rem;display:block}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .content-to-truncate{max-height:8rem;mask-image:linear-gradient(#000,rgba(0,0,0,0))}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .collapsed-text{display:block;margin-top:1rem}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .expand-text{display:none}.block-collapsible_paragraph .block-wrap .paragraph-controller{font-size:1.6rem;color:#006BA6;text-transform:uppercase;cursor:pointer}.block-collapsible_paragraph .block-wrap .paragraph-controller:hover{text-decoration:underline}@media (max-width:767px){.verticalline{border-top:1px solid #CACBCB;padding-top:8px}}@media (min-width:768px){.verticalline{position:relative;border-left:1px solid #CACBCB}}.block-two_column_paragraph{margin-top:1.2em}.block-expert_qa,.block-expert_qa_block,.block-reviewers_block,#reviewers__container,#experts__container{width:100%}.expert__info--ctr{display:flex;align-items:center;box-shadow:0 0 8px #CACBCB}.expert__info--ctr .expert__copy{display:flex;flex-direction:column;border-left:1px solid #CACBCB;padding:16px;height:auto;align-items:start;justify-content:center}.expert__info--ctr .expert__copy .wysiwyg p{padding:0.6rem 0 0.8rem}.expert__info--ctr .expert__img{width:102px;height:102px;margin:16px;border-radius:50%;overflow:hidden;flex-shrink:0}.expert__info--ctr .expert__img img{width:102px;height:102px;object-fit:cover;margin:0}#experts__container .expert__details,#reviewers__container .expert__details{height:0;margin:0.5rem 0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}#experts__container .expert__details-open,#reviewers__container .expert__details-open{height:auto;max-height:100%;transition:max-height 500ms ease-in-out}#experts__container .review-details,#reviewers__container .review-details{position:relative;top:-1.6rem;box-shadow:0 0 8px #EDEEEE;padding:0 0.8rem}.expert__read-more-button{background:none;border:0;padding:0;color:#0095C8;cursor:pointer}#reviewers--view-all{cursor:pointer;font-size:1.8rem;line-height:2.8rem;font-weight:300;color:#0095C8}.how-to .image-wrapper{height:auto;max-width:100%}.cta-wrap{display:flex;flex-wrap:wrap;gap:1.2rem}@media (min-width:768px){.cta-wrap{display:grid;grid-template-columns:repeat(2,1fr)}}@media (min-width:992px){.cta-wrap.cta-3{grid-template-columns:repeat(3,1fr)}.cta-wrap.cta-4{grid-template-columns:repeat(4,1fr)}}.cta-wrap .box-cta{align-items:center;border:1px solid transparent;border-radius:6px;display:flex;flex:1 0 auto;gap:1rem;height:auto;max-width:100%;padding:1rem;text-decoration:none;text-align:center;z-index:5}@media (min-width:768px){.cta-wrap .box-cta{flex-direction:column;height:134px;justify-content:center;padding:1.2rem 1.6rem}}.cta-wrap .box-cta .box-cta__img{height:3rem;width:auto;filter:invert(38%) sepia(100%) saturate(416%) hue-rotate(158deg) brightness(94%) contrast(86%)}@media (min-width:768px){.cta-wrap .box-cta .box-cta__img{height:4rem}}.cta-wrap .box-cta .box-cta__title{color:#1c1d20;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;font-weight:600;line-height:2rem;text-align:left}@media (min-width:768px){.cta-wrap .box-cta .box-cta__title{font-size:1.6rem;text-align:center}}.cta-wrap .box-cta:hover{border-color:#35B2D6}.cta-wrap .box-cta:hover .box-cta__title{color:#35B2D6}.cta-wrap .box-cta:hover .box-cta__img{filter:invert(60%) sepia(100%) saturate(300%) hue-rotate(160deg) brightness(96%) contrast(80%)}.cta-wrap.cta-wrap-desktop{display:none}@media (min-width:768px){.cta-wrap.cta-wrap-desktop{display:grid}}.block-why_trust_the_motley_fool #methodology-accordion-button,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button{background-color:#fff;cursor:pointer;padding:1rem;width:100%;border:1px solid lightgray;text-align:left;font-size:inherit;transition:0.4s;display:inline-flex;align-items:center;font-weight:700;margin-top:1em;color:#1c1d20}.block-why_trust_the_motley_fool #methodology-accordion-button:hover,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button:hover{background-color:#F6FBFF}.block-why_trust_the_motley_fool .methodology-list,.block-why_trust_the_motley_fool_accordion .methodology-list{padding-top:10px!important}.block-why_trust_the_motley_fool .methodology-img,.block-why_trust_the_motley_fool_accordion .methodology-img{object-fit:cover;border-radius:50%;height:35px;width:35px;margin-right:10px}.block-why_trust_the_motley_fool .methodology-bottom a,.block-why_trust_the_motley_fool_accordion .methodology-bottom a{color:inherit}.block-why_trust_the_motley_fool .methodology-bottom a:hover,.block-why_trust_the_motley_fool_accordion .methodology-bottom a:hover{text-decoration:underline}.block-why_trust_the_motley_fool .methodology-accordion-block .methodology-chevron,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .methodology-chevron{transition:all ease-in-out 100ms}.block-why_trust_the_motley_fool .methodology-accordion-block .accordion--active .methodology-chevron,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .accordion--active .methodology-chevron{transition:all 100ms ease-in-out;transform:scaleY(-1) scale(1)}.block-why_trust_the_motley_fool .methodology-accordion-block .faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .faq__link{padding-right:5px}.block-why_trust_the_motley_fool .methodology-accordion-button.accordion--active.faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-button.accordion--active.faq__link{font-weight:bold!important;margin-bottom:unset}.block-why_trust_the_motley_fool .methodology-accordion-button .accordion--active .faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-button .accordion--active .faq__link{font-weight:bold!important}.block-why_trust_the_motley_fool .methodology-chevron img,.block-why_trust_the_motley_fool_accordion .methodology-chevron img{width:18px;filter:invert(39%) sepia(68%) saturate(907%) hue-rotate(168deg) brightness(91%) contrast(80%)}.block-why_trust_the_motley_fool #methodology-accordion-content>div,.block-why_trust_the_motley_fool_accordion #methodology-accordion-content>div{border:1px solid lightgray;padding:1rem}.block-why_trust_the_motley_fool #methodology-accordion-button>span.methodology-chevron,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button>span.methodology-chevron{margin-left:auto}.widget-partner-title-media{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1rem;font-weight:600;color:#53565A;line-height:1.8rem;text-align:center}.widget-partner-title-marketing{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:3.2rem;font-weight:700;line-height:3.8rem}.widget-partners-grid-marketing{color:#53565A;display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,calc(100% / 5 - 1.2rem));justify-content:center;justify-items:center;margin:0 auto;padding:1.2rem}@media (max-width:991px){.widget-partners-grid-marketing{grid-template-columns:repeat(auto-fit,30%);gap:0.8rem;padding:0.8rem}}@media (max-width:575px){.widget-partners-grid-marketing{grid-template-columns:repeat(auto-fit,45%)}}.widget-partners-grid-media{display:flex;flex-wrap:nowrap!important;gap:1.2rem 4rem;justify-content:center;margin:1.2rem 0;padding:0}.widget-partner-img-wrap-marketing{height:auto;width:100%;align-self:center}.widget-partner-img-wrap-marketing img{object-fit:contain;max-width:100%;height:auto;width:auto;margin:auto;align-self:center}.widget-partner-img-wrap-media{height:30px;padding:0}.widget-partner-img-wrap-media img{object-fit:contain;max-height:20px;max-width:100%;height:100%;width:100%;margin:auto}.partner-title-media{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.6rem;font-weight:600;color:#53565A;line-height:1.8rem}.partner-title-marketing{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:3.2rem;font-weight:700;line-height:3.8rem}.partners-grid-marketing{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,calc(100% / 5 - 1.2rem));justify-content:center;justify-items:center;margin:0 auto;padding:1.2rem}@media (max-width:991px){.partners-grid-marketing{grid-template-columns:repeat(auto-fit,30%);gap:0.8rem;padding:0.8rem}}@media (max-width:575px){.partners-grid-marketing{grid-template-columns:repeat(auto-fit,45%)}}.partners-grid-media{display:flex;flex-wrap:wrap;gap:1.2rem 4rem;justify-content:center;margin:1.2rem 0;padding:0}.partner-img-wrap-marketing{height:auto;width:100%;align-self:center}.partner-img-wrap-marketing img{object-fit:contain;max-width:100%;height:auto;width:auto;margin:auto;align-self:center}.partner-img-wrap-media{height:30px;padding:0}.partner-img-wrap-media img{object-fit:contain;max-height:20px;max-width:100%;height:100%;width:100%;margin:auto}.block-write_review{margin:1.2rem 0}.block-write_review .wysiwyg.modal-body p,.block-write_review .review-modal-form-container .wysiwyg p{padding-top:0.8rem}.block-write_review .review-modal-form-container .wysiwyg p.label-help-text{padding-top:0;font-size:16px;font-weight:400;line-height:28px;text-align:left;color:#53565A}.block-write_review .write-review-wrap{display:flex;gap:2.4rem;margin-bottom:1.2rem}.block-write_review .write-review-wrap .image-wrap{max-width:320px;height:82px;align-self:center;max-height:100px}.block-write_review .write-review-wrap .image-wrap img{height:auto;width:auto;padding:1.2rem 0;max-height:100px}@media (min-width:576px){.block-write_review .write-review-wrap{flex-direction:row}.block-write_review .write-review-wrap .image-wrap{max-width:170px;height:120px}}.block-write_review .review-modal{display:none;position:fixed;z-index:22;left:0;top:0;width:100%;height:100%;overflow:auto;background-color:#000;background-color:rgba(0,0,0,0.4)}.block-write_review .review-modal-content{background-color:#fefefe;margin:115px auto;padding:20px;border:1px solid #888;width:90%}.block-write_review .review-modal-content form label{text-transform:none;font-size:1.8rem;font-weight:400;line-height:2.8rem;letter-spacing:0.3px}.block-write_review .review-modal-content form input,.block-write_review .review-modal-content form select,.block-write_review .review-modal-content form option,.block-write_review .review-modal-content form textarea{font-size:1.8rem;line-height:2.2rem;padding:0.8rem}@media (min-width:576px){.block-write_review .review-modal-content{width:80%;max-width:800px}}.block-write_review .review-modal-content .image-wrap{height:120px;max-width:300px;margin:0}.block-write_review .review-modal-content .image-wrap img{height:auto;width:auto;border:1px solid #CACBCB;padding:1.2rem;max-height:calc(120px - 2.4rem)}.block-write_review .review-modal-header-wrap{border-bottom:1px solid #CACBCB;margin:-15px -15px 15px;height:50px}.block-write_review .review-modal-header-wrap .review-modal-header{margin:15px 15px 0;display:flex;flex-direction:row;justify-content:space-between}.block-write_review .review-modal-header-wrap .logo{margin-top:-2.4rem}.block-write_review .review-modal-header-wrap .logo svg{max-width:180px}.block-write_review .review-close{color:#aaa;float:right;font-size:28px;font-weight:bold}.block-write_review .review-close:hover,.block-write_review .review-close:focus{color:black;text-decoration:none;cursor:pointer}.block-ugc_reviews_list{background-color:#F6FBFF;padding:2.4rem;margin:1.2rem}.block-ugc_reviews_list .ugc-review-overall-rating-container{box-sizing:border-box;display:inline-flex;flex-flow:row wrap;align-items:center;align-content:flex-start;padding:12px 16px;gap:2px 8px;border:1px solid #CACBCB;border-radius:8px;width:auto}.block-ugc_reviews_list .ugc-review-rating{display:inline-flex;gap:2px 8px;align-items:center;align-content:flex-start;padding:12px 0 0}@media (max-width:575px){.block-ugc_reviews_list .ugc-review-rating{display:grid;grid-template-columns:repeat(2,auto);gap:8px;padding-bottom:1.2rem}}.block-ugc_reviews_list .ugc-review:not(:first-child){margin-top:1.2rem}.block-ugc_reviews_list .ugc-review-text{font-size:1.8rem;line-height:2.8rem}.block-ugc_reviews_list .star-rate__copy{display:none}.block-ugc_reviews_list .disclaimer{font-size:1.6rem;font-weight:400;line-height:2.85rem;margin-top:2.4rem}.otRelFont{font-size:1.5rem!important}ul.checkmark-list{padding:unset!important}ul.checkmark-list li{background:url("https://g.foolcdn.com/misc-assets/check.width-800.png") no-repeat left top;margin:0;padding:0 0 1px 28px;list-style:none}form label{font-size:1.4rem}form textarea{align-content:start;background:#fff}form select{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer;appearance:none;word-break:normal;max-width:100%;background-color:#fff;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_caret.svg?90d1f2b5e0a1");background-repeat:no-repeat,repeat;background-position:right 1.6rem top 50%,0 0;background-size:.65em auto,100%}form select::-ms-expand{display:none}form select::placeholder{color:#53565A}form select:active,form select:focus{border-color:#1c1d20}form select.error{border-color:#FB686E}form select:hover,form select:focus{border-color:#1c1d20}form select option{color:#1c1d20}form select option[value=""]{color:#53565A}form select:disabled,form select[aria-disabled="true"],form select:disabled:hover{color:#EDEEEE}form label,form .radio-label,form .checkbox-label{font-weight:700;text-transform:uppercase;line-height:1.8rem;letter-spacing:0.3px}form .radio-group,form .checkbox-group{display:block}form .radio-group .radio-item,form .radio-group .checkbox-item,form .checkbox-group .radio-item,form .checkbox-group .checkbox-item{display:block;align-items:center;padding:.2rem 0}form .radio-group .radio-item.checkbox-item,form .radio-group .checkbox-item.checkbox-item,form .checkbox-group .radio-item.checkbox-item,form .checkbox-group .checkbox-item.checkbox-item{padding:.4rem 0.2rem 0}form .radio-group .radio-item label,form .radio-group .checkbox-item label,form .checkbox-group .radio-item label,form .checkbox-group .checkbox-item label{font-weight:400;text-transform:none;padding:0;margin:0;position:relative;top:-.2rem;left:.8rem}form input{background:#fff}form input[type="radio"]{appearance:none;width:1.6rem;height:1.6rem;min-height:1.6rem;padding:3px;background-clip:content-box;background-color:#fff;border-radius:50%;display:inline-block;cursor:pointer}form input[type="radio"]+label{cursor:pointer}form input[type="radio"]:checked,form input[type="radio"]:focus,form input[type="radio"]:hover{background-color:#1c1d20;border-color:#1c1d20}form input[type="checkbox"]:not(:checked),form input[type="checkbox"]:checked{position:absolute;left:-9999px}form input[type="checkbox"]:not(:checked)+label,form input[type="checkbox"]:checked+label{position:relative;padding-left:2.0rem;cursor:pointer}form input[type="checkbox"]:not(:checked)+label::before,form input[type="checkbox"]:checked+label::before{content:'';position:absolute;left:-0.8rem;top:-.2rem;width:1.6rem;height:1.6rem;border:1px solid #CACBCB;background:#fff;border-radius:3px;box-shadow:none}form input[type="checkbox"]:checked+label::before{border:1px solid #1c1d20;background:#1c1d20}form input[type="checkbox"]:not(:checked)+label::after,form input[type="checkbox"]:checked+label::after{content:'\2713\0020';position:absolute;top:-.1rem;left:-.5rem;font-size:1.4rem;color:#fff}form input[type="checkbox"]:not(:checked)+label::after{opacity:0;transform:scale(0)}form input[type="checkbox"]:checked+label::after{opacity:1;transform:scale(1)}form input[type="checkbox"]:hover+label::before,form input[type="checkbox"]:checked:hover+label::before{border:1px solid #CACBCB;background:#fff}form input[type="checkbox"]:hover+label::after{color:#1c1d20;opacity:1;transform:scale(1)}form input[type="checkbox"]:checked:focus+label::before,form input[type="checkbox"]:not(:checked):focus+label::before{outline:#00F}form input,form textarea{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}form input.btn-sm,form textarea.btn-sm{min-height:40px}form input::placeholder,form textarea::placeholder{color:#53565A}form input:active,form input:focus,form textarea:active,form textarea:focus{border-color:#1c1d20}form input.error,form textarea.error{border-color:#FB686E}form select[required]:invalid{color:#53565A}.block{max-width:1116px}.block h2{font-size:2.4rem;line-height:2.8rem;font-weight:700;padding-top:4.0rem}.block h3{font-size:2.2rem;line-height:2.6rem;font-weight:600}.block h4{font-size:2.0rem;line-height:2.4rem;font-weight:400}@media (min-width:768px){.block h2{font-size:3.2rem;line-height:3.8rem}.block h3{font-size:2.6rem;line-height:2.8rem}.block h4{font-size:2.4rem;line-height:2.8rem}}.block .wysiwyg p,.block .wysiwyg h1,.block .wysiwyg h2,.block .wysiwyg h3,.block .wysiwyg h4,.block .wysiwyg h5,.block .wysiwyg h6{padding:2.4rem 0 0;margin:0}.block .wysiwyg p.rich-text,.block .wysiwyg p.image,.block .wysiwyg h1.rich-text,.block .wysiwyg h1.image,.block .wysiwyg h2.rich-text,.block .wysiwyg h2.image,.block .wysiwyg h3.rich-text,.block .wysiwyg h3.image,.block .wysiwyg h4.rich-text,.block .wysiwyg h4.image,.block .wysiwyg h5.rich-text,.block .wysiwyg h5.image,.block .wysiwyg h6.rich-text,.block .wysiwyg h6.image{padding:0}.block .wysiwyg p:empty{display:none}.block .wysiwyg ol,.block .wysiwyg ul{padding-top:0.6rem}.block.block-tips{margin-bottom:0;position:relative}.callouts-offer-status{border:1px dashed #CACBCB}.callouts-offer-status h3{font-size:1.4rem;letter-spacing:0.3px;line-height:2.4rem;font-weight:700}.callouts-offer-status .copy-tight{height:auto;width:100%}.callouts-offer-status .copy-tight ul,.callouts-offer-status .copy-tight ol{padding:1.8rem}.callouts-offer-status .copy-tight ul li,.callouts-offer-status .copy-tight ol li{text-indent:.4rem;font-size:1.8rem}.callouts-offer-status .rich-text p{margin-bottom:1.8rem}.callouts-offer-status .rich-text p:last-of-type{margin-bottom:0}.callouts-offer-status__body{font-size:1.4rem;color:#1c1d20}.callout-wrap a.btn:hover{color:#fff!important}.callout-wrap .img-block-wrap{height:155px;width:170px;overflow:hidden}.callout-wrap .richtext-image{max-width:100%;height:auto}.callout-wrap .richtext-image.small{max-width:50%}.callout-wrap .callout-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-weight:700;font-size:1.8rem;line-height:2.8rem;letter-spacing:0.3px;margin-bottom:1.0rem}@media (max-width:767px){.callout-wrap .callout-header{font-size:1.6rem;line-height:2.2rem}}.callout-wrap .copy-tight{height:auto;width:100%}.callout-wrap .copy-tight ul,.callout-wrap .copy-tight ol{padding:1.8rem}.callout-wrap .copy-tight ul li,.callout-wrap .copy-tight ol li{text-indent:.4rem;font-size:1.8rem}.callout-wrap .rich-text p{margin-bottom:1.8rem}.callout-wrap .rich-text p:last-of-type{margin-bottom:0}.tip-icon .callout-wrap{height:100%;width:100%;border:1px #EDEEEE;border-style:solid none solid solid;border-left:4px #FFB20C solid}.tip-icon .callout-wrap .callout-content{margin:auto;padding:2.4rem 2.4rem 2.4rem 0;position:relative;display:flex;flex-direction:row}.tip-icon .callout-wrap .callout-content .tip-icon{display:flex;flex-direction:column;justify-content:space-around;padding:0 2.4rem}.tip-icon .callout-wrap .callout-content .tip-icon .tip-text{color:#006BA6;font-size:1.2rem;font-weight:700;line-height:1.6rem;letter-spacing:0.3px;align-self:center}@media (max-width:991px){.tip-icon .callout-wrap .callout-content{flex-direction:column}.tip-icon .callout-wrap .callout-content .tip-icon{flex-direction:row;justify-content:flex-start}.tip-icon .callout-wrap .callout-content .tip-icon .tip-text{display:inline-flex;top:-14px;position:relative;left:10px;font-size:1.8rem}.tip-icon .callout-wrap .callout-content .tip-body{padding:1.6rem 2.4rem 0}}.colorful-border .callout-wrap{height:100%;width:100%;border:4px #FFB20C;border-left-style:solid}.colorful-border .callout-wrap .callout-content{margin:auto;padding:0 0 0 3.2rem;position:relative}.full-border .callout-wrap{height:100%;width:100%;border:1px solid #CACBCB;box-shadow:0 0 8px 0 rgba(0,0,0,0.12);padding:2.4rem;overflow:hidden}.full-border .callout-wrap .callout-content{margin:auto;padding:0;position:relative}.full-border .callout-wrap .wysiwyg p:first-child{padding-top:0}.tip-border .callout-wrap{height:100%;width:100%;border:1px #EDEEEE;border-style:solid none solid solid}@media (max-width:991px){.tip-border .callout-wrap{margin-left:20px;width:90%}}.tip-border .callout-wrap .callout-content{margin:auto;padding:25px 0 30px 50px;position:relative}.tip-border .callout-wrap .callout-content .oval{width:48px;height:48px;border-radius:48px / 48px;background-color:#006BA6;position:absolute;left:-24px;top:36%;display:flex;justify-content:center;align-items:center}.tip-border .callout-wrap .callout-content .oval p{color:#fff;font-size:1.8rem;font-weight:bold;letter-spacing:0.3px;line-height:2.4rem;padding:0}.blk__ecap-wrapper{border:1px solid #fff;outline:8px solid #0095C8;background:#0095C8;text-align:left;color:#fff;width:calc(100% - 16px);margin:2.4rem 0 2.4rem 8px;padding:1.2rem}.blk__ecap-wrapper form input{display:inline-block;min-height:44px!important;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}.blk__ecap-wrapper form input:not(select){background:#fff}.blk__ecap-wrapper form input[type="submit"]{border:0;font-size:1.8rem;font-weight:700;border-radius:4px;appearance:none}.blk__ecap-wrapper form input::placeholder{color:#53565A}.blk__ecap-wrapper form input:focus,.blk__ecap-wrapper form input:active{border-color:#1c1d20}.blk__ecap-wrapper form input.error{border-color:#FB686E}.blk__ecap-wrapper label{display:none}.blk__ecap-wrapper label.error,.blk__ecap-wrapper label.hs-error-msg{display:block}.blk__ecap-wrapper ul.hs-error-msgs{display:none}.blk__ecap-wrapper ul.hs-error-msgs li{list-style:none;text-align:left;font-size:1.2rem}.blk__ecap-wrapper .copy-micro{color:#fff;max-width:740px;margin:0 auto;text-align:center}.blk__ecap-wrapper .copy-micro a,.blk__ecap-wrapper .copy-micro a:hover{font-size:1.0rem;color:#fff;text-decoration:underline;font-weight:400}.blk__ecap-wrapper .head-h4::before{content:url("https://g.foolcdn.com/static/affiliates/project/images/icons/mfm-cap-animated.svg?b128151f936c");width:48px;height:23px;position:relative;top:3px;margin-right:5px}@media (max-width:767px){.blk__ecap-wrapper .hs-email{margin:1.2rem 0}.blk__ecap-wrapper .head-h4::before{content:none}}@media (min-width:768px){.blk__ecap-wrapper .cta-wrap .hbspt-form{display:block;margin:10px auto 20px;text-align:center}.blk__ecap-wrapper .cta-wrap .hbspt-form form{display:flex}.blk__ecap-wrapper .cta-wrap .hbspt-form form .hs-email{padding-right:16px;width:70%;margin-left:0;margin-right:1.2rem;align-self:end}.blk__ecap-wrapper .cta-wrap .hbspt-form form .hs-submit{align-self:end;width:calc(30% - 16px)}}.ribbon-new{border-left:3px solid transparent;border-top:28px solid #FFB20C;color:#fff;font-size:14px;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-weight:600;height:28px;left:-5px;position:relative;text-transform:uppercase;top:-20px;width:170px;margin:0 0 -20px}.ribbon-new::before{border-bottom:14px solid #d7a631;border-left:7px solid #fff;border-top:14px solid #d7a631;bottom:-10px;content:'';left:-10px;position:absolute;width:10px;z-index:-1}.ribbon-new::after{border-bottom:14px solid transparent;border-left:7px solid #FFB20C;border-top:14px solid transparent;content:'';position:absolute;right:-7px;top:-28px}.ribbon-new--blue{border-top-color:#006BA6}.ribbon-new--blue::before{border-top-color:#006BA6;border-bottom-color:#006BA6}.ribbon-new--blue::after{border-left-color:#006BA6}.ribbon-new>span{display:inline-block;height:28px;left:0;line-height:28px;text-align:center;position:absolute;top:-28px;width:100%}.ribbon-new.bump-up{margin-top:-2.4rem}.award-ribbon{border-left:3px solid transparent;border-top:28px solid #35B2D6;color:#fff;font-size:1.2rem;font-weight:800;line-height:18px;height:28px;left:-19px;position:relative;text-transform:uppercase;top:15px;width:170px;margin:0 0 -20px}.award-ribbon img{left:-10px;top:2px;position:relative;margin-right:-6px}.award-ribbon::before{border-bottom:14px solid #0095C8;border-left:7px solid #fff;border-top:14px solid #0095C8;bottom:-10px;content:'';left:-10px;position:absolute;width:10px;z-index:-1}.award-ribbon::after{border-bottom:14px solid transparent;border-left:7px solid #35B2D6;border-top:14px solid transparent;content:'';position:absolute;right:-7px;top:-28px}.award-ribbon>span{display:inline-block;height:28px;left:14px;line-height:28px;position:absolute;top:-28px;width:100%}.award-ribbon.bump-up{margin-top:-2.4rem}.card-tile-wrap .cc-tile-banner-text.award-ribbon{top:-5px;left:-19px}.card-tile-wrap .cc-tile-banner-text.ribbon-new{top:-5px;left:-19px;position:relative}.featured-text-banner{background-color:#175381;border:solid #175381;padding-top:5px;padding-bottom:5px;padding-left:10px;color:#fff;font-weight:600;text-transform:uppercase;font-size:1.2rem;line-height:1.8rem;position:relative;margin-top:1.2rem}.featured-text-banner .featured-text{padding-left:35px}.featured-text-banner .featured-banner{width:26.64px;height:50px;top:-3px;background-color:#FFB71B;position:absolute;clip-path:polygon(0% 0%,100% 0%,100% 85%,50% 75%,0% 85%);z-index:1}.featured-text-banner .featured-banner-content{width:100%;height:100%;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/jester_cap.svg?2a99b0ec4df6");background-repeat:no-repeat;background-position:65% 30%;background-size:80%}.featured-card{border:0.2rem solid #175381}.featured-card .bs:first-of-type{box-shadow:unset}.featured-card .award-ribbon{display:none;margin-top:-15px}.featured-card .brok-tile{margin:0 auto}.promo-sticky-button{opacity:0;position:fixed;left:0;border-bottom:1px solid #D3D3D3;top:-80px;align-items:center;background-color:#fff;display:flex;max-height:120px;height:auto;min-height:70px;padding:8px;justify-content:center;transition:all 0.5s ease-in-out;width:100%;z-index:21;max-width:100vw}@media (min-width:992px){.promo-sticky-button{border-top:1px solid #D3D3D3;bottom:-60px}}.promo-sticky-button .btn--apply-wrap{min-width:140px;max-width:240px}.promo-sticky-button-wrapper{display:flex;justify-content:space-between;padding:0 8px}.promo-sticky-button .promo-sticky-button-img{height:auto;width:auto;max-width:100%;max-height:100%}.promo-sticky-img-wrapper{display:flex;justify-content:center;align-items:center;max-width:150px;margin-right:15px;max-height:70px;min-height:35px}.promo-sticky-button .btn-wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;flex:1}.promo-sticky-button .btn-wrap .btn--sm,.promo-sticky-button .btn-wrap .btn--sm .btn{font-size:14px}@media screen and (min-width:400px){.promo-sticky-button-wrapper{max-width:400px}}.ta_cc-debt-repayment-calculator [v-cloak]{display:none}.ta_cc-debt-repayment-calculator__results{display:inline-block;padding:0 5px;position:absolute;left:calc(50% - 100px);top:89px;width:200px}@media (min-width:576px) and (max-width:991px){.ta_cc-debt-repayment-calculator__results{left:calc(50% - 90px)}}.ta_cc-debt-repayment-calculator .prefix-dollar,.ta_cc-debt-repayment-calculator .suffix-percent{position:relative;display:inline-block;width:100%;font-weight:700;font-size:1.2rem}.ta_cc-debt-repayment-calculator .prefix-dollar::before{content:'$';position:absolute;left:5px;width:1rem;top:13px;margin:0;display:inline-block}.ta_cc-debt-repayment-calculator .progress-ring__circle{transition:all 0.25s ease-in-out}.ta_cc-debt-repayment-calculator .suffix-percent::after{content:'%';position:absolute;left:calc(100% - 20px);width:1rem;top:13px}.ta_cc-debt-repayment-calculator .field-error{color:#F00}.ta_cc-debt-repayment-calculator .ttip__copy{text-transform:none;font-size:1.4rem;font-weight:400}.ta_cc-debt-repayment-calculator .afford.label,.ta_cc-debt-repayment-calculator .total.label{font-size:1.2rem;line-height:2.0rem;letter-spacing:0.2px}.ta_cc-debt-repayment-calculator .afford.label{padding-left:20px}.ta_cc-debt-repayment-calculator .afford.label::before,.ta_cc-debt-repayment-calculator .total.label::before{content:'';position:relative;height:8px;width:8px;top:0;left:0;margin-right:6px;display:inline-block;color:#154734;background:#154734;border-radius:50%}.ta_cc-debt-repayment-calculator .total.label::before{color:#43B02A;background:#43B02A}.results-rule{background-color:#DCDCDD;border:0;height:1px}.results-rule__outside-circle{border:0;height:1px;background-color:#DCDCDD;margin-left:10%;margin-right:10%}input::-webkit-outer-spin-button,input::-webkit-inner-spin-button{appearance:none;margin:0}input[type="number"]{appearance:textfield}.offer-tile .award-ribbon{left:-20px}.offer-tile .faq__answer-container{margin:0}.offer-tile .faq__answer-container .copy-tight{font-size:1.4rem}.offer-tile .faq__list li{font-size:1.4rem}.offer-tile .faq__link{font-size:1.4rem;font-weight:700;margin:1rem 0}.offer-tile .faq__expand-icon{right:1.2rem;top:1.6rem}.offer-tile .faq__list-item{padding:0}.offer-tile .faq__list-item:last-of-type{border-bottom:0}.offer-tile .img-wrapper{align-items:center;display:flex!important;justify-content:center;min-height:95px;width:100%;max-height:180px;margin-bottom:12px;padding:12px}.offer-tile .img-wrapper img{max-width:calc(100% - 24px);vertical-align:middle;max-height:136px;width:auto}.offer-tile .subscores .save-tile-item{display:flex}.offer-tile .subscores .save-tile-item .stars__txt{align-self:center;margin-left:0.4rem}.offer-tile .ribbon-new{top:-30px;left:-20px}.offer-tile-desktop-btn{min-width:200px}.offer-tile-detail-block{border-bottom:1px solid #EDEEEE;padding:10px 0}@media (min-width:768px){.offer-tile-detail-block{display:grid;grid-template-columns:1fr 2fr}}@media (min-width:992px){.offer-tile-detail-block{grid-template-columns:1fr 2fr}}.offer-tile__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;background-size:contain;height:12px;display:inline-block;margin-left:4px;transition:all ease-in-out 100ms;width:12px}.offer-tile-disclosure{font-size:12px}.offer-tile-disclosure .accordion__exp{display:flex;align-items:center}.offer-tile-disclosure .accordion__exp:hover{cursor:pointer}.offer-tile-disclosure.accordion--active .offer-tile__expand-icon,.offer-tile-disclosure.accordion--active--mobile .offer-tile__expand-icon,.offer-tile-disclosure[expanded] .offer-tile__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;background-size:contain;transition:all 100ms ease-in-out}@media (min-width:992px){.offer-tile .faq__list-item.accordion--active .accordion__child{position:relative;top:-0.7rem}}@media (max-width:991px){.offer-tile .faq__list-item.accordion--active--mobile .accordion__child{position:relative;top:-0.7rem}}.offer-tile .pros-and-cons{position:relative;top:-0.4rem}.offer-tile .pros-and-cons .offer-tile-pros{padding-bottom:0}.offer-tile .pros-and-cons .offer-tile-pros::after{content:'';position:absolute;background-color:#CACBCB;height:100%;width:1px;right:0;top:0}.offer-tile .pros-and-cons .offer-tile-pros::before{background-color:#fff}.offer-tile .pros-and-cons .offer-tile-pros ul,.offer-tile .pros-and-cons .offer-tile-cons ul{list-style:none}.offer-tile .pros-and-cons .offer-tile-pros li,.offer-tile .pros-and-cons .offer-tile-cons li{font-size:1.6rem;line-height:2.2rem;display:block;position:relative}.offer-tile .pros-and-cons .offer-tile-pros li::before,.offer-tile .pros-and-cons .offer-tile-cons li::before{content:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_greenCheck.svg?9da1dd64d984");font-size:14px;height:16px;width:16px;display:inline-block;margin-left:-21px;margin-right:10px;top:5px;position:relative}.offer-tile .pros-and-cons .offer-tile-cons li::before{content:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_redX.svg?69b0a7789455");font-size:14px}.offer-tile-star-box{align-items:center;display:flex;flex-wrap:nowrap;justify-content:center}.offer-tile-star-box>div{order:1}.offer-tile-star-box>span{order:2;margin-left:8px}.offer-tile-star-box>a{order:3}.offer-tile-star-box .offer-tile__star--rate{display:inline-flex;margin-right:8px;flex-wrap:wrap}.offer-tile-star-box .offer-tile__stars{margin:5px 0}.offer-tile-star-box .offer-tile__stars .star{margin-right:5px}@media (min-width:768px){.offer-tile-star-box{align-items:center;display:flex;justify-content:flex-start}.offer-tile-star-box>span,.offer-tile-star-box>a{flex:1}}.summary-table{border-spacing:0;box-shadow:0 0 12px rgba(28,29,32,0.2);width:100%;font-size:1.4rem}.summary-table__logo{width:auto;max-width:100%;max-height:100%;height:auto;margin:0 auto}.summary-table__logo_wrapper{border:1px solid #DCDCDD;display:flex;align-items:center;position:relative;padding:4px;width:64px;height:64px;justify-content:center}.summary-table__star--rate{display:inline-block}.summary-table__stars{display:flex;position:relative;text-align:center;justify-content:center}.summary-table__stars .star img{width:14px}@media (min-width:768px){.summary-table__stars{align-items:center}.summary-table__stars .star img{width:16px}}.summary-table__stars-selected{display:flex;position:absolute;left:0;top:0;flex-wrap:nowrap;overflow:hidden}.summary-table__item{align-items:center;display:flex;font-size:1.4rem;padding:0;position:relative;justify-content:start;margin-top:0.4rem;word-break:break-word}@media (min-width:768px){.summary-table__item{border-right:1px solid #DCDCDD;min-height:74px;padding:12px;margin-top:0}.summary-table__item:last-child{border-right:0}}.summary-table__item .award-ribbon{left:-20px}@media (min-width:768px){.summary-table__item .award-ribbon{left:-15px}}.summary-table__item .btn-wrap{margin-top:8px;width:100%}@media (min-width:768px){.summary-table__item .btn-wrap{margin-top:0}}.summary-table__row{border-bottom:1px solid #DCDCDD;display:block;padding:16px;font-size:1.4rem}.summary-table__row--header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;background-color:#F6FBFF;border-bottom:0;padding:0;display:none}@media (min-width:768px){.summary-table__row--header{display:table-cell}}.summary-table__row--header :first-child{display:table-cell}.summary-table__row--header th{border-right:1px solid #DCDCDD;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;font-weight:600;padding:1.2rem}.summary-table__row--header th:last-child{border-right:0}.summary-table__wrapper{margin-top:0;margin-bottom:0;max-width:100%}.summary-table__sub-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;color:#1c1d20;display:inline-block;font-size:1.2rem;font-weight:700;text-transform:uppercase}@media (min-width:768px){.summary-table__sub-header{display:none}}.summary-table .stars__txt{display:none}.summary-table .disclaimer__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;background-size:contain;height:12px;display:inline-block;margin-left:4px;transition:all ease-in-out 100ms;width:12px}.summary-table .summary-table__disclaimers{font-size:12px;color:#F6FBFF}.summary-table .summary-table__disclaimers .accordion__exp{display:flex;align-items:center}.summary-table .summary-table__disclaimers .accordion__exp:hover{cursor:pointer}.summary-table .summary-table__disclaimers.accordion--active .disclaimer__expand-icon,.summary-table .summary-table__disclaimers[expanded] .disclaimer__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;background-size:contain;transition:all 100ms ease-in-out}.compare-table-wrapper{width:100%}.compare-table-wrapper .compare-table{box-shadow:0 0 8px 0 rgba(28,29,32,0.12);display:flex;flex-flow:row wrap;width:calc(104px + (var(--table-columns) * 202px))}.compare-table-wrapper .compare-table__logo{max-width:100%;max-height:100%;vertical-align:middle}.compare-table-wrapper .compare-table__logo_wrapper{border:1px solid #DCDCDD;display:flex;align-items:center;position:relative;padding:20px;width:100%;height:95px;justify-content:center}.compare-table-wrapper .compare-table>div{flex:1 calc(100% / var(--table-columns));align-items:center;border-bottom:1px solid #DCDCDD;border-right:1px solid #DCDCDD;display:grid;font-size:1.4rem;padding:16px;align-content:space-between}.compare-table-wrapper .compare-table .table-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;background-color:#F6FBFF;border-bottom:1px solid #DCDCDD;display:flex;align-items:center;font-size:1.2rem;font-weight:bold;letter-spacing:0.3px;line-height:16px;padding:24px 12px;width:104px;max-width:104px}.compare-table-wrapper .compare-table .order-1{order:1}.compare-table-wrapper .compare-table .order-2{order:2}.compare-table-wrapper .compare-table .order-3{order:3}.compare-table-wrapper .compare-table .order-4{order:4}.compare-table-wrapper .compare-table .order-5{order:5}.compare-table-wrapper .compare-table .order-6{order:6;border-bottom:0}.compare-table-wrapper .compare-table-star-box{align-items:center;display:flex;flex-wrap:nowrap;justify-content:center}.compare-table-wrapper .compare-table-star-box>div{order:1}.compare-table-wrapper .compare-table-star-box>span{order:2;margin-left:0}.compare-table-wrapper .compare-table-star-box>a{order:3}.compare-table-wrapper .compare-table-star-box .card-tile__star--rate{display:inline-flex;margin-right:8px;flex-wrap:wrap}.compare-table-wrapper .compare-table-star-box .card-tile__stars{margin:5px 0}.compare-table-wrapper .compare-table-star-box .card-tile__stars .star{margin-right:5px}@media (min-width:768px){.compare-table-wrapper .compare-table-star-box{align-items:center;display:flex;justify-content:flex-start}.compare-table-wrapper .compare-table-star-box>span,.compare-table-wrapper .compare-table-star-box>a{flex:1}}@media (max-width:575px){.compare-table-wrapper .compare-table{width:calc(60px + ((128px + 1.2rem) * var(--table-columns)))}.compare-table-wrapper .compare-table .table-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;width:60px;max-width:60px;padding:0;justify-content:center;flex:1 60px}.compare-table-wrapper .compare-table>div:not(.table-header){width:128px;flex:1 128px;padding:1.2rem}.compare-table-wrapper .compare-table>div:not(.table-header) .compare-table-star-box{flex-flow:column wrap}.compare-table-wrapper .compare-table>div:not(.table-header) .btn{padding:12px}}.block-global_alts_to_consider{overflow-x:auto}.block-global_alts_to_consider .summary-table__wrapper{margin:10px 0}@media (min-width:1200px){.block-global_alts_to_consider table{width:100%}}@media (max-width:575px){.block-global_alts_to_consider table th{width:200px}}.block-global_alts_to_consider table td{border-left:1px solid #DCDCDD}.block-global_alts_to_consider .account--wrapper{display:flex;flex-direction:column;align-items:center;gap:1.2rem}.block-global_alts_to_consider .col--nextsteps{display:none}@media (min-width:1200px){.block-global_alts_to_consider .col--nextsteps{display:table-cell}}.block-global_alts_to_consider img{max-width:125px;width:100%}@media (min-width:1200px){.block-global_alts_to_consider img{max-width:150px}}.block-global_alts_to_consider .info-wrap{font-style:italic}.block-loans_offer_list_summary_table .summary-table__item--grid{align-items:center;display:grid;font-size:1.4rem;grid-template-columns:80px auto}@media (min-width:768px){.block-loans_offer_list_summary_table .summary-table__row{display:grid;grid-template-columns:200px .7fr .9fr .7fr 140px;padding:0;grid-column-gap:0}}.block-loans_offer_list_summary_table .summary-table__disclaimers{color:#F6FBFF;margin-top:16px}.block-loans_offer_list_summary_table .summary-table__disclaimers .accordion__exp{display:flex;align-items:center}.block-loans_offer_list_summary_table .summary-table__disclaimers .accordion__exp:hover{cursor:pointer}.block-loans_offer_list_summary_table .summary-table__disclaimers.accordion--active .summary-table__expand-icon,.block-loans_offer_list_summary_table .summary-table__disclaimers[expanded] .summary-table__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;background-size:contain;transition:all 100ms ease-in-out}.block-loans_offer_list_summary_table .disclaimer__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;background-size:contain;height:12px;display:inline-block;margin-left:4px;transition:all ease-in-out 100ms;width:12px}.blk__loans_sum_table .ta_table{font-size:1.79rem}.offer-tile-wrap.with-award{margin-top:20px!important}.block-loans_comparison_table .loan-comparison-table__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;background-size:contain;height:12px;display:inline-block;margin-left:4px;transition:all ease-in-out 100ms;width:12px}.block-loans_comparison_table .loan-comparison-table__disclaimers{font-size:12px;color:#F6FBFF}.block-loans_comparison_table .loan-comparison-table__disclaimers .accordion__exp{display:flex;align-items:center}.block-loans_comparison_table .loan-comparison-table__disclaimers .accordion__exp:hover{cursor:pointer}.block-loans_comparison_table .loan-comparison-table__disclaimers.accordion--active .loan-comparison-table__expand-icon,.block-loans_comparison_table .loan-comparison-table__disclaimers[expanded] .loan-comparison-table__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;background-size:contain;transition:all 100ms ease-in-out}.block.block-button{margin-top:4.0rem;margin-bottom:3.2rem}.block.block-table,.block-loan_table_only,.block.block-loans_comparison_table{margin-top:2.4rem}.block.block-tips{margin-bottom:-2.4rem!important}@media (max-width:575px){.main-contain{margin:0}}</style> <script> var static_url = 'https://g.foolcdn.com/static/affiliates/'; </script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/instrumentation.js" charset="UTF-8" rel="preload" as="script"></script> <script async>(function(d){var s = d.createElement("script");s.setAttribute("data-account", "JPpJAc3inv");s.setAttribute("data-trigger", "accessibilityWidget");s.setAttribute("src", "https://cdn.userway.org/widget.js");(d.body || d.head).appendChild(s);})(document)</script><noscript>Please ensure Javascript is enabled for purposes of <a href="https://cdn.userway.org">website accessibility</a></noscript> <script>window.geoVars = {"geoStateName":"","geoStateCode":"","geoCityCode":"","geoCountryCode":"SG"}</script></head> <body class="" > <div class="container-fluid"> <div class="row"> <div class="too-small bg-dark-gray text-white p-3 text-center"> <h3>This device is too small</h3> <p class="copy-md mt-3">If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.</p> </div> </div> </div> <a class="skip-main" href="#main-copy" tabindex="1">Skip to main content</a> <div class="container-fluid navigation"> <div class="row"> <div class="col-12 navigation-disclosure" aria-label="Navigation Disclosure"> <div class="pb-0" tabindex="2"> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-advertiserDisclosure-id---desc"> <span class="info-wrap"> Advertiser Disclosure </span> <span id="ttip-advertiserDisclosure-id---desc" class="tooltip" role="tooltip"> Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. <span class="tooltip-arrow"></span> </span> </span> </div> <div class="pb-0" tabindex="3"> <span id="accessibilityWidget" style="cursor: pointer"> | Accessibility Options</span> </div> </div> <div class="col-12"> <div class="bb navigation-main-wrap row" role="navigation" aria-label="Main menu"> <div class="navigation-main col-12"> <div> <h2> <a aria-label="Link to home page" tabindex="3" class="navigation-logo" href="https://www.fool.com/money/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt<xt=Link+to+home+page"> <svg width="699" height="88" viewBox="0 0 699 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M331.693 87.2685L336.866 75.4537L323.391 42.6914H333.29L341.847 64.1497L350.533 42.6914H360.432L341.464 87.2685H331.693Z" fill="black"/> <path d="M292.365 59.0414V58.722C292.365 53.6768 293.962 49.6533 297.155 46.5879C300.412 43.4585 304.499 41.9258 309.417 41.9258C314.207 41.9258 318.166 43.5224 321.168 46.6517C324.17 49.7811 325.702 53.6129 325.702 58.2111C325.702 59.2968 325.638 60.3825 325.511 61.3405H301.881C302.073 65.1723 305.33 67.5991 310.375 67.5991C314.973 67.5991 318.805 66.5773 321.807 64.4698V72.7721C318.741 74.7519 314.782 75.7099 309.864 75.7099C304.627 75.7099 300.412 74.1771 297.155 71.1755C293.962 68.1101 292.365 64.0866 292.365 59.0414ZM301.945 55.1456H316.123C316.123 52.2718 313.185 49.8449 309.417 49.8449C307.437 49.8449 305.713 50.3558 304.244 51.3777C302.775 52.3995 302.009 53.6768 301.945 55.1456Z" fill="black"/> <path d="M289.938 74.8785H280.422V30.3652H289.938V74.8785Z" fill="black"/> <path d="M271.012 74.8785H261.752V51.3127H257.473V42.691H261.752V30.3652H271.012V42.691H278.101V51.3127H271.012V74.8785Z" fill="black"/> <path d="M239.321 41.7344C244.239 41.7344 248.454 43.3948 251.966 46.7158C255.479 49.9728 257.203 53.9963 257.203 58.7861C257.203 63.5759 255.479 67.5993 251.966 70.9203C248.454 74.1773 244.239 75.8378 239.321 75.8378C234.34 75.8378 230.125 74.1773 226.612 70.9203C223.164 67.5993 221.439 63.5759 221.439 58.7861C221.439 53.9963 223.164 49.9728 226.612 46.7158C230.125 43.3948 234.34 41.7344 239.321 41.7344ZM230.955 58.7861C230.955 61.1491 231.785 63.1927 233.382 64.7893C234.979 66.3859 236.958 67.2161 239.321 67.2161C241.684 67.2161 243.664 66.3859 245.261 64.7893C246.857 63.1288 247.688 61.1491 247.688 58.7861C247.688 56.4231 246.857 54.4433 245.261 52.8467C243.664 51.1863 241.684 50.356 239.321 50.356C236.958 50.356 234.979 51.1863 233.382 52.8467C231.785 54.4433 230.955 56.4231 230.955 58.7861Z" fill="black"/> <path d="M180.307 74.8794H170.855V28.7695L194.357 54.379L217.859 28.7695V74.8794H208.408V52.2715L194.357 68.0459L180.307 52.2715V74.8794Z" fill="black"/> <path d="M492.953 74.8785H483.438V30.3652H492.953V74.8785Z" fill="black"/> <path d="M461.609 41.7324C466.526 41.7324 470.741 43.3929 474.254 46.7138C477.766 49.9709 479.49 53.9943 479.49 58.7841C479.49 63.5739 477.766 67.5974 474.254 70.9183C470.741 74.1754 466.526 75.8358 461.609 75.8358C456.627 75.8358 452.412 74.1754 448.9 70.9183C445.451 67.5974 443.727 63.5739 443.727 58.7841C443.727 53.9943 445.451 49.9709 448.9 46.7138C452.412 43.3929 456.627 41.7324 461.609 41.7324ZM453.242 58.7841C453.242 61.1471 454.073 63.1908 455.669 64.7874C457.266 66.384 459.246 67.2142 461.609 67.2142C463.971 67.2142 465.951 66.384 467.548 64.7874C469.144 63.1269 469.975 61.1471 469.975 58.7841C469.975 56.4212 469.144 54.4414 467.548 52.8448C465.951 51.1843 463.971 50.3541 461.609 50.3541C459.246 50.3541 457.266 51.1843 455.669 52.8448C454.073 54.4414 453.242 56.4212 453.242 58.7841Z" fill="black"/> <path d="M424.058 41.7324C428.975 41.7324 433.19 43.3929 436.703 46.7138C440.215 49.9709 441.94 53.9943 441.94 58.7841C441.94 63.5739 440.215 67.5974 436.703 70.9183C433.19 74.1754 428.975 75.8358 424.058 75.8358C419.076 75.8358 414.861 74.1754 411.349 70.9183C407.9 67.5974 406.176 63.5739 406.176 58.7841C406.176 53.9943 407.9 49.9709 411.349 46.7138C414.861 43.3929 419.076 41.7324 424.058 41.7324ZM415.692 58.7841C415.692 61.1471 416.522 63.1908 418.118 64.7874C419.715 66.384 421.695 67.2142 424.058 67.2142C426.421 67.2142 428.4 66.384 429.997 64.7874C431.594 63.1269 432.424 61.1471 432.424 58.7841C432.424 56.4212 431.594 54.4414 429.997 52.8448C428.4 51.1843 426.421 50.3541 424.058 50.3541C421.695 50.3541 419.715 51.1843 418.118 52.8448C416.522 54.4414 415.692 56.4212 415.692 58.7841Z" fill="black"/> <path d="M386.251 74.8785H376.416V30.3652H405.73V39.3062H386.251V48.4388H404.005V57.1881H386.251V74.8785Z" fill="black"/> <path d="M670.003 88.0009L675.176 76.1861L661.701 43.4238H671.6L680.158 64.8822L688.843 43.4238H698.742L679.775 88.0009H670.003Z" fill="black"/> <path d="M630.674 59.7728V59.4535C630.674 54.4082 632.27 50.3848 635.464 47.3193C638.721 44.19 642.808 42.6572 647.726 42.6572C652.515 42.6572 656.475 44.2538 659.477 47.3832C662.478 50.5125 664.011 54.3444 664.011 58.9426C664.011 60.0283 663.947 61.1139 663.819 62.0719H640.19C640.381 65.9037 643.638 68.3306 648.683 68.3306C653.282 68.3306 657.114 67.3088 660.115 65.2012V73.5036C657.05 75.4834 653.09 76.4413 648.173 76.4413C642.936 76.4413 638.721 74.9086 635.464 71.907C632.27 68.8415 630.674 64.8181 630.674 59.7728ZM640.253 55.8771H654.431C654.431 53.0032 651.494 50.5764 647.726 50.5764C645.746 50.5764 644.021 51.0873 642.553 52.1091C641.084 53.1309 640.317 54.4082 640.253 55.8771Z" fill="black"/> <path d="M606.854 75.6117H597.338V43.4242H606.854V47.4476C608.195 44.6376 611.835 42.7217 616.242 42.7217C624.097 42.7217 628.567 47.7031 628.567 56.0693V75.6117H619.052V57.2188C619.052 53.4508 616.944 51.1517 613.176 51.1517C609.536 51.1517 606.854 53.7702 606.854 57.5381V75.6117Z" fill="black"/> <path d="M577.015 42.4658C581.932 42.4658 586.147 44.1263 589.66 47.4472C593.172 50.7043 594.897 54.7277 594.897 59.5175C594.897 64.3073 593.172 68.3308 589.66 71.6517C586.147 74.9088 581.932 76.5692 577.015 76.5692C572.033 76.5692 567.818 74.9088 564.306 71.6517C560.857 68.3308 559.133 64.3073 559.133 59.5175C559.133 54.7277 560.857 50.7043 564.306 47.4472C567.818 44.1263 572.033 42.4658 577.015 42.4658ZM568.649 59.5175C568.649 61.8805 569.479 63.9241 571.075 65.5208C572.672 67.1174 574.652 67.9476 577.015 67.9476C579.378 67.9476 581.358 67.1174 582.954 65.5208C584.551 63.8603 585.381 61.8805 585.381 59.5175C585.381 57.1546 584.551 55.1748 582.954 53.5782C581.358 51.9177 579.378 51.0875 577.015 51.0875C574.652 51.0875 572.672 51.9177 571.075 53.5782C569.479 55.1748 568.649 57.1546 568.649 59.5175Z" fill="black"/> <path d="M518.001 75.6108H508.549V29.501L532.051 55.1105L555.553 29.501V75.6108H546.101V53.003L532.051 68.7774L518.001 53.003V75.6108Z" fill="black"/> <path d="M152.768 68.4355C156.327 68.4355 159.213 65.5498 159.213 61.9902C159.213 58.4306 156.327 55.5449 152.768 55.5449C149.208 55.5449 146.322 58.4306 146.322 61.9902C146.322 65.5498 149.208 68.4355 152.768 68.4355Z" fill="#FFB71B"/> <path d="M114.155 0C132.859 0 148.558 21.0149 153 49.4314C153.083 49.9585 152.722 50.463 152.194 50.5533C151.743 50.6286 151.306 50.3802 151.133 49.951C146.698 39.0858 139.078 31.9102 130.427 31.9102C118.018 31.9102 107.13 47.0822 105.91 67.9466C104.299 71.4102 91.4536 74.0606 79.6172 74.5123V24.6291C86.9585 9.62275 101.506 0 114.155 0Z" fill="#0095C8"/> <path d="M6.44529 68.4355C10.0049 68.4355 12.8906 65.5498 12.8906 61.9902C12.8906 58.4306 10.0049 55.5449 6.44529 55.5449C2.88565 55.5449 0 58.4306 0 61.9902C0 65.5498 2.88565 68.4355 6.44529 68.4355Z" fill="#FFB71B"/> <path d="M45.0579 0C26.3545 0 10.6554 21.0149 6.21299 49.4314C6.13016 49.9585 6.49158 50.463 7.01865 50.5533C7.47042 50.6286 7.90714 50.3802 8.08032 49.951C12.5152 39.0858 20.1351 31.9102 28.7866 31.9102C41.1952 31.9102 52.083 47.0822 53.3027 67.9466C54.9141 71.4102 67.7595 74.0606 79.5959 74.5123V24.6291C72.2546 9.62275 57.7075 0 45.0579 0Z" fill="#003B5C"/> <path d="M114.375 65.0632H113.238V64.3705H116.235V65.0632H115.098V67.9471H114.375V65.0632ZM116.679 64.3555H116.747L118.629 66.2755L120.512 64.3555H120.58V67.9471H119.857V65.9818L118.629 67.3296L117.402 65.9818V67.9471H116.679V64.3555Z" fill="#0093C9"/> </svg> </a> </h2> </div> <div class="navigation-menu-container" aria-expanded="false" role="navigation"> <div class="navigation-menu-toggle" role="button" aria-controls="mainNavigationDropdown" aria-label="mobile navigation toggle button" aria-expanded="false"> <span class="navigation-menu-mobile"></span> <span class="navigation-menu-mobile navigation-menu-mobile--mid"></span> <span class="navigation-menu-mobile"></span> </div> <nav class="navigation-link-container" aria-label="Main Navigation" id="mainNavigationDropdown"> <ul class="navigation-menu-list navigation-menu-base"> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="100" aria-expanded="false"> Credit Cards <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Credit Cards </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Credit Cards of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-travel-rewards-credit-cards/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/best-travel-rewards-credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Travel Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-credit-cards-for-gas-and-groceries/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/best-credit-cards-for-gas-and-groceries/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Gas & Groceries Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-balance-transfer-credit-cards/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/best-balance-transfer-credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Balance Transfer Credit Cards</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">By Issuer</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/american-express/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/american-express/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best American Express Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/chase/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/chase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Chase Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/citi/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/citi/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Citi Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Credit Card Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Credit Card Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/compare-cards/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/compare-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Compare Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/interest-calculator/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/guides-tools/interest-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Credit Card Interest Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/balance-transfer-calculator/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/guides-tools/balance-transfer-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Balance Transfer Calculator</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Credit Card Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/how-credit-cards-work-beginners-guide/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/guides-tools/how-credit-cards-work-beginners-guide/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Credit Cards 101: A Beginner's Guide</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/guides-tools/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Credit Card Guides</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/compare-cards/comparison-guides/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/compare-cards/comparison-guides/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Credit Card Comparisons</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/credit-cards/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Credit Card Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="200" aria-expanded="false"> Banks <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Banks </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/savings-accounts/best-savings-accounts/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/savings-accounts/best-savings-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best High-Yield Savings Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/checking-accounts/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/checking-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Checking Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/cds/best-cd-rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/cds/best-cd-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best CD Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/money-market-accounts/best-money-market-accounts/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/money-market-accounts/best-money-market-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Money Market Accounts</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Bank Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/capital-one-bank-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/reviews/capital-one-bank-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Capital One Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/american-express-bank-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/reviews/american-express-bank-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">American Express National Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">SoFi Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Bank Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge & Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/comparisons/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/reviews/comparisons/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Bank Account Comparisons</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/emergency-fund-calculator/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/guides-tools/emergency-fund-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Emergency Fund Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/federal-reserve-interest-rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/federal-reserve-interest-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Federal Reserve Interest Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Banking Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Banking Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/what-is-bank/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/guides-tools/what-is-bank/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Guide to Banking</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/open-account-online/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/guides-tools/open-account-online/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Open a Bank Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/types-accounts/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/guides-tools/types-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Types of Bank Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/banks/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Banking Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="300" aria-expanded="false"> Brokers <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Brokers </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Stock Brokers of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-free-stock-trading-app/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-free-stock-trading-app/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Free Stock Trading Apps</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-brokers-options/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-brokers-options/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Options Trading Platforms</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-brokers-iras/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-brokers-iras/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best IRA Accounts</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best for Beginners</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-online-stock-brokers-beginners/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-online-stock-brokers-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Stock Brokers for Beginners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-investment-apps-beginners/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-investment-apps-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Investment Apps for Beginners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-robo-advisors-beginners/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/best-robo-advisors-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Robo-Advisors for Beginners</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Top Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/robinhood-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/robinhood-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Robinhood Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/sofi-active-investing-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/sofi-active-investing-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">SoFi Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/etrade-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/etrade-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">E*TRADE Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Brokerage Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-brokerage-account-works/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/how-brokerage-account-works/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">What Is a Brokerage Account?</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-to-choose-an-online-brokerage/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/how-to-choose-an-online-brokerage/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Choose a Brokerage Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-to-open-brokerage-account/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/how-to-open-brokerage-account/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Open a Brokerage Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/buying-stocks/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Brokerage Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="400" aria-expanded="false"> Crypto <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Crypto </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-cryptocurrency-apps/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/best-cryptocurrency-apps/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Crypto Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-place-buy-bitcoin/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/best-place-buy-bitcoin/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Bitcoin Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-place-buy-ethereum/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/best-place-buy-ethereum/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Ethereum Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/nft-marketplaces/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/nft-marketplaces/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best NFT Marketplaces</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Top Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/coinbase-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/coinbase-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Coinbase Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/gemini-exchange-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/gemini-exchange-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Gemini Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Crypto.com Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Crypto Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Exchange Comparisons</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/coinbase-vs-robinhood/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/coinbase-vs-robinhood/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Coinbase vs. Robinhood</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/gemini-vs-coinbase/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/gemini-vs-coinbase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Gemini vs. Coinbase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-vs-coinbase/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-vs-coinbase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Crypto.com vs. Coinbase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-vs-robinhood/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-vs-robinhood/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Robinhood vs. Crypto.com</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/guide-to-cryptocurrencies/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">A Complete Guide to Cryptocurrencies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/types-of-cryptocurrencies/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Types of Cryptocurrencies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/how-to-invest-in-cryptocurrency/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Invest in Crypto</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/cryptocurrency/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Cryptocurrency Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="500" aria-expanded="false"> Mortgages <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Mortgages </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-mortgage-lenders/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/best-mortgage-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Mortgage Lenders of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-refinance-lenders/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/best-refinance-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Refinance Lenders</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-mortgage-lenders-first-time-homebuyers/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/best-mortgage-lenders-first-time-homebuyers/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Mortgage Lenders for First-Time Homebuyers</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-home-equity-loan-lenders/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/best-home-equity-loan-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Home Equity Loan Lenders</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Mortgage Rates</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Today's Best Mortgage Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/refinance-rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/refinance-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Today's Best Refinance Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/15-year-mortgage-rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/15-year-mortgage-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">15-Year Mortgage Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/30-year-mortgage-rates/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/30-year-mortgage-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">30-Year Mortgage Rates</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Mortgage Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-calculator/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/mortgage-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Mortgage Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-lenders-and-calculators-by-location/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/mortgage-lenders-and-calculators-by-location/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">State-Specific Mortgage Calculators</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/pre-approval/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/pre-approval/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Get Pre-Approved For a Mortgage</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Guide to Mortgages</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Mortgage Lender Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-types/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/mortgage-types/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Types of Mortgages</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/how-to-choose-mortgage-lender/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/how-to-choose-mortgage-lender/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Choose a Mortgage Lender</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/mortgages/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Mortgage Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="600" aria-expanded="false"> Insurances <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Insurances </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Auto Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/best-car-insurance-companies/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/auto/best-car-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Auto Insurance</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/auto/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Auto Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/auto/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Auto Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/auto/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Auto Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Homeowners Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/best-homeowners-insurance-companies/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/homeowners/best-homeowners-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Homeowners Insurance</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/homeowners/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Homeowners Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/homeowners/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Homeowners Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/homeowners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Homeowners Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Life Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/best-life-insurance-companies/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/life/best-life-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Life Insurance Companies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/life/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Life Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/life/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Life Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/life/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Life Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Pet Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/best-pet-insurance-companies/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/pet/best-pet-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Pet Insurance Companies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/pet/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Pet Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/pet/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Pet Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/insurance/pet/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Pet Insurance Resources</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="700" aria-expanded="false"> Loans <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Loans </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Personal Loans of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/hardship-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/hardship-loans/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Hardship Loans</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/best-personal-loans-debt-consolidation/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/best-personal-loans-debt-consolidation/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Debt Consolidation Loans</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/best-personal-loans-bad-credit/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/best-personal-loans-bad-credit/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Personal Loans for Bad Credit</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Lender Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/sofi-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/sofi-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">SoFi Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/upstart-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/upstart-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Upstart Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/citibank-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/citibank-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Citi Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Personal Loans Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Personal Loan Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/calculator/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Loan Payoff Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-much-can-i-get/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/how-much-can-i-get/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How Much Personal Loan Can You Get?</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/what-credit-score-for-personal-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/what-credit-score-for-personal-loan/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">What Credit Score Do You Need?</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Personal Loan Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-to-finance/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/how-to-finance/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">How to Finance a Purchase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/pre-approval/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/pre-approval/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Get Pre-approved for a Loan</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-to-apply-personal-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/how-to-apply-personal-loan/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Apply for a Personal Loan</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-loans/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Personal Loan Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="800" aria-expanded="false"> Podcast <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Podcast </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Motley Fool Money Podcast</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/podcasts/motley-fool-money/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Motley Fool Money Podcast</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="900" aria-expanded="false"> About Us <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> About Us </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-finance/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/personal-finance/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Personal Finance Guides</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/research/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/research/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Market Research & Insights</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/awards/2025/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/awards/2025/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">2025 Award Winners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Motley Fool Money Articles</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Motley Fool Money</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/about-us/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/about-us/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">About Motley Fool Money</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/our-advertisers/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/our-advertisers/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How We Make Money</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/editorial-integrity/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/editorial-integrity/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Editorial Integrity</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/rating-methodology/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" tabindex="" data-track-link="/money/rating-methodology/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Our Rating Methodology</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">The Motley Fool</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">The Motley Fool</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing-news/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Stock Market News</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/services/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Motley Fool Premium Services</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/about/investing-philosophy/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Our Investing Philosophy</a> </li> </ul> </div> </div> </li> <li class="navigation-menu-list-item"> <div class="nav-searchbar-wrap navbar-item has-dropdown is-hidden-mobile search-bar-main"> <a href="#" tabindex="0" class="nav-search search-icon d-none d-lg-block"> <svg width="16px" height="16px" viewBox="0 0 16 16" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" class="subtle icon search-icon" aria-labelledby="searchIcon searchIconDesc"> <!-- Generator: Sketch 54.1 (76490) - https://sketchapp.com --> <title id="searchIcon">Search Icon</title> <desc id="searchIconDesc">Click here to search</desc> <g id="Individual-Investment" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd" class="search-icon"> <g id="individual-investment-detail" transform="translate(-1208.000000, -770.000000)" fill="#003B5C" fill-rule="nonzero" class="search-icon"> <path class="search-icon" d="M1223.78125,783.84375 C1223.92708,783.989584 1224,784.166666 1224,784.375 C1224,784.583334 1223.92708,784.760416 1223.78125,784.90625 L1222.90625,785.78125 C1222.76042,785.927084 1222.58333,786 1222.375,786 C1222.16667,786 1221.98958,785.927084 1221.84375,785.78125 L1218.71875,782.65625 C1218.57292,782.510416 1218.5,782.333334 1218.5,782.125 L1218.5,781.625 C1217.33333,782.541671 1216,783 1214.5,783 C1213.31249,783 1212.22396,782.708336 1211.23438,782.125 C1210.24479,781.541664 1209.45834,780.755213 1208.875,779.765625 C1208.29166,778.776037 1208,777.687506 1208,776.5 C1208,775.312494 1208.29166,774.223963 1208.875,773.234375 C1209.45834,772.244787 1210.24479,771.458336 1211.23438,770.875 C1212.22396,770.291664 1213.31249,770 1214.5,770 C1215.68751,770 1216.77604,770.291664 1217.76562,770.875 C1218.75521,771.458336 1219.54166,772.244787 1220.125,773.234375 C1220.70834,774.223963 1221,775.312494 1221,776.5 C1221,778 1220.54167,779.333327 1219.625,780.5 L1220.125,780.5 C1220.33333,780.5 1220.51042,780.572916 1220.65625,780.71875 L1223.78125,783.84375 Z M1214.5,780.5 C1215.22917,780.5 1215.90104,780.322918 1216.51562,779.96875 C1217.13021,779.614582 1217.61458,779.130211 1217.96875,778.515625 C1218.32292,777.901039 1218.5,777.22917 1218.5,776.5 C1218.5,775.77083 1218.32292,775.098961 1217.96875,774.484375 C1217.61458,773.869789 1217.13021,773.385418 1216.51562,773.03125 C1215.90104,772.677082 1215.22917,772.5 1214.5,772.5 C1213.77083,772.5 1213.09896,772.677082 1212.48438,773.03125 C1211.86979,773.385418 1211.38542,773.869789 1211.03125,774.484375 C1210.67708,775.098961 1210.5,775.77083 1210.5,776.5 C1210.5,777.22917 1210.67708,777.901039 1211.03125,778.515625 C1211.38542,779.130211 1211.86979,779.614582 1212.48438,779.96875 C1213.09896,780.322918 1213.77083,780.5 1214.5,780.5 Z" id=""></path> </g> </g> </svg> </a> <div class="nav-searchbar navbar-item" id="searchTrigger"> <div class="d-flex d-lg-none nav-search"> <svg width="16px" height="16px" viewBox="0 0 16 16" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" class="subtle icon search-icon" aria-labelledby="searchIconMob searchIconMobDesc"> <!-- Generator: Sketch 54.1 (76490) - https://sketchapp.com --> <title id="searchIconMob">Search Icon</title> <desc id="searchIconMobDesc">Click here to search</desc> <g id="Individual-Investment-mob" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd" class="search-icon"> <g id="individual-investment-detail-mob" transform="translate(-1208.000000, -770.000000)" fill="#003B5C" fill-rule="nonzero" class="search-icon"> <path class="search-icon" d="M1223.78125,783.84375 C1223.92708,783.989584 1224,784.166666 1224,784.375 C1224,784.583334 1223.92708,784.760416 1223.78125,784.90625 L1222.90625,785.78125 C1222.76042,785.927084 1222.58333,786 1222.375,786 C1222.16667,786 1221.98958,785.927084 1221.84375,785.78125 L1218.71875,782.65625 C1218.57292,782.510416 1218.5,782.333334 1218.5,782.125 L1218.5,781.625 C1217.33333,782.541671 1216,783 1214.5,783 C1213.31249,783 1212.22396,782.708336 1211.23438,782.125 C1210.24479,781.541664 1209.45834,780.755213 1208.875,779.765625 C1208.29166,778.776037 1208,777.687506 1208,776.5 C1208,775.312494 1208.29166,774.223963 1208.875,773.234375 C1209.45834,772.244787 1210.24479,771.458336 1211.23438,770.875 C1212.22396,770.291664 1213.31249,770 1214.5,770 C1215.68751,770 1216.77604,770.291664 1217.76562,770.875 C1218.75521,771.458336 1219.54166,772.244787 1220.125,773.234375 C1220.70834,774.223963 1221,775.312494 1221,776.5 C1221,778 1220.54167,779.333327 1219.625,780.5 L1220.125,780.5 C1220.33333,780.5 1220.51042,780.572916 1220.65625,780.71875 L1223.78125,783.84375 Z M1214.5,780.5 C1215.22917,780.5 1215.90104,780.322918 1216.51562,779.96875 C1217.13021,779.614582 1217.61458,779.130211 1217.96875,778.515625 C1218.32292,777.901039 1218.5,777.22917 1218.5,776.5 C1218.5,775.77083 1218.32292,775.098961 1217.96875,774.484375 C1217.61458,773.869789 1217.13021,773.385418 1216.51562,773.03125 C1215.90104,772.677082 1215.22917,772.5 1214.5,772.5 C1213.77083,772.5 1213.09896,772.677082 1212.48438,773.03125 C1211.86979,773.385418 1211.38542,773.869789 1211.03125,774.484375 C1210.67708,775.098961 1210.5,775.77083 1210.5,776.5 C1210.5,777.22917 1210.67708,777.901039 1211.03125,778.515625 C1211.38542,779.130211 1211.86979,779.614582 1212.48438,779.96875 C1213.09896,780.322918 1213.77083,780.5 1214.5,780.5 Z" id=""></path> </g> </g> </svg> </div> <div class="control is-search mi-search-bar"> <input class="input" type="text" id="search" autocomplete="off" tabindex="0" data-track-link="search_input" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1" /> <label for="search" class="l-sp--sm c--sec pl--24 trans">Search For</label> </div> </div> <div id="search-results" class="navbar-dropdown mi-search-results"> </div> </div> </li> </ul> </nav> </div> </div> </div> </div> </div> </div> <div class="vertical-bg container-fluid" role="main"> <div class="row"> <div class="container"> <div class="row"> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <div class="block-pg-title"> <!-- Breadcrumbs Section --> <div class="pb-3"> <ul class="crumb crumb__list"> <li class="crumb__list-item"><a class="crumb__link" href="https://www.fool.com/money/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Motley Fool Money</a></li> <li class="crumb__list-item"><a class="crumb__link" href="https://www.fool.com/money/personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Best Personal Loans</a></li> </ul> </div> </div> <div class="pb-3 bb"> <section class="copy-md"> <div class="block pg-title-item px-0"> <h1 class="pg-title__child pg-title__title"> Best Debt Consolidation Loans of 2024 </h1> </div> </section> <!-- Author Bio section --> <div class="block pb-3 px-0"> <div class="row mt-4"> <div class="col-12 fs-12"> Review Updated <time datetime="2024-11-13T09:01:22.577018-05:00">Nov. 13, 2024</time> </div> </div> <div class="row author-bio pb mt-4"> <div class="col-12"> <div class="authors-container"> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/DanaGeorge_1pPCp8i.jpg?width=128&height=128" alt="Dana George" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Author:</span> Dana George</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/DanaGeorge_1pPCp8i.jpg?width=128&height=128" alt="Dana George" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/dana-george/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Dana George</a> </div> <div class="author-bio-description">Writer</div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="drl9j">Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate about her work. Dana and her husband recently moved to Champaign, Illinois, home of the Fighting Illini. And though she finds the color orange unflattering on most people, she thinks they'll enjoy Champaign tremendously.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/dana-george/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/dana-george-85845240/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> </div> </div> </div> </div> </div> </div> </div> <div class="secondary-author-toggle d-md-none fs-14"> <span class="px-2 lh-28">|</span> <a class="toggle-button" data-base_text="1 other ">1 other [ + ]</a> </div> </div> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Nathan-Alderman-Headshot_5BaJAVK.webp?width=128&height=128" alt="Nathan Alderman" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Fact Checked:</span> Nathan Alderman</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Nathan-Alderman-Headshot_5BaJAVK.webp?width=128&height=128" alt="Nathan Alderman" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/nathan-alderman/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Nathan Alderman</a> </div> <div class="author-bio-description">Fact checker</div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="sepb5">Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As Motley Fool Money's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/nathan-alderman/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/nathan-alderman-86b4b84/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <script> document.addEventListener('DOMContentLoaded', function () { const authorsContainer = document.querySelector('.authors-container'); const authorBioAuthors = authorsContainer.querySelectorAll('.author-bio-author'); const toggleButton = authorsContainer.querySelector('.toggle-button'); const toggleButtonContainer = authorsContainer.querySelector('.secondary-author-toggle'); function isMobile() { return window.innerWidth <= 768; } function isMultiLine(element) { const lineHeight = parseInt(window.getComputedStyle(element).lineHeight, 20); return element.offsetHeight > lineHeight; } function moveToggleButton() { if (authorBioAuthors.length > 1 && isMobile()) { const firstAuthor = authorBioAuthors[0]; if (isMultiLine(firstAuthor)) { const secondAuthor = authorBioAuthors[2]; firstAuthor.insertAdjacentElement('afterend', toggleButtonContainer); toggleButtonContainer.style.paddingLeft = '45px'; toggleButtonContainer.querySelector('span').style.display = 'none'; } } } // handler for mobile toggling of other authors toggleButton.addEventListener('click', function () { for (let i = 1; i < authorBioAuthors.length; i++) { if (authorBioAuthors[i].style.display === 'none' || authorBioAuthors[i].style.display === '') { authorBioAuthors[i].style.display = 'flex'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } else { authorBioAuthors[i].style.display = 'none'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ + ]`; } } }); // Show all authors on larger screens window.addEventListener('resize', function () { moveToggleButton(); if (window.innerWidth > 768) { for (let i = 1; i < authorBioAuthors.length; i++) { authorBioAuthors[i].style.display = 'flex'; } toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } }); moveToggleButton(); }); </script> </div> </div> </div> </div> </div> </div> </div> <div class="container-fluid " role="main"> <!-- Main Container wrapping the whole page --> <!-- Page Content Section --> <div class="row pt-6"> <div class=" container " id="main-copy" tabindex="0"> <div class="row"> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <section class="p-3 copy-sm affiliate-disc-copy disc-copy bg-0 b"> <span> Many or all of the products here are from our partners that compensate us. <a href="/money/our-advertisers/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">It’s how we make money.</a> But our <a href="/money/editorial-integrity/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">editorial integrity</a> ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. </span> <span> </span> </section> </div> <nav id="sidenav" class="container-fluid"> <ul class="faq__list"> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" aria-label="Loans Guides"> <span class="faq__link copy-md bold fs-14"> Loans Guides </span> <span class="chevron_expander"><img src="https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg" alt="chevron"></span> </button> <div class="accordion__child"> <ul> <li class="border-top pt-3 pb-3"> <a href="/money/personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" class="copy-md">Best Personal Loans</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/personal-loans/reviews/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" class="copy-md">Personal Loans Reviews</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/personal-loans/how-to-apply-personal-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" class="copy-md">How to Apply for a Personal Loan</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/personal-loans/what-credit-score-for-personal-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" class="copy-md">What Credit Score Do You Need for a Personal Loan?</a> </li> </ul> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" aria-label="Loans Guides"> <span class="faq__link copy-md bold fs-14"> Table of Contents </span> <span class="chevron_expander"><img src="https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg" alt="chevron"></span> </button> <div class="accordion__child"> <ul> <li class="border-top pt-3 pb-3 "> <a href="#our-picks-top-5-best-debt-consolidation-loans_base_offer_tile_list_summary_table" class="copy-md">Our Picks: Top Debt Consolidation Loans</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-to-choose-a-debt-consolidation-loan" class="copy-md">How to Choose a Debt Consolidation Loan</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#reviews-of-the-best-debt-consolidation-loans" class="copy-md">Reviews of the Best Debt Consolidation Loans</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-to-qualify-for-a-debt-consolidation-loan" class="copy-md">How to Qualify for a Debt Consolidation Loan</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-to-apply-for-a-debt-consolidation-loan" class="copy-md">How to Apply for a Debt Consolidation Loan</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#pros-and-cons-of-debt-consolidation-loans" class="copy-md">Pros and Cons of Debt Consolidation Loan</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#alternatives-to-debt-consolidation-loans" class="copy-md">Alternatives to Debt Consolidation Loans</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#should-i-get-a-debt-consolidation-loan" class="copy-md">Should I Get a Debt Consolidation Loan?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#what-is-a-debt-consolidation-loan" class="copy-md">What Is a Debt Consolidation Loan?</a> </li> </ul> </div> </li> </ul> <div id="ascent_evergreen_sidebar" data-pitch-placement="mfm_evergreen_sidebar"></div> </nav> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <div class="loans_page row"> <div class="block block-affiliate_disclosure"> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="zbna5">A debt consolidation loan is a type of personal loan that's used to pay off existing debt. Ideally, the interest rate on the personal loan is lower than the rate you pay on current debt. Nearly all personal loans can be used to consolidate debt, and almost all have a fixed interest rate. Having a fixed interest rate is important because it means you know exactly how much your monthly payment will be throughout the life of the loan.</p> </div> </div> <div class="block block-content_pitch_cta"> <div class="py-5 full-border h--100"> <section class="callout-wrap"> <div class="p-0"> <div class="callout-header w-100">Compare your personalized rates</div> <div class="callout-description copy-tight wysiwyg p-0"> <p data-block-key="8ocwe">Looking for a personal loan with a low interest rate? It's important to compare rates <b>you</b> could get, not just <b>average</b> rates. Click below to check what rates you could prequalify for across multiple lenders:</p> </div> <div class="w-100 px-4"> <a class="btn" href="https://www.fool.com/money/offers/personal-loans/bankrate-personal-loans/?ftm_cam=content-plbankrateprequalify&luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Check my rates</a> </div> </div> </section> </div> </div> <div class="block block-loans_offer_list_summary_table"> <div class="list-intro pb-3"> <div class="picks picks--collapse" id="picks__link_base_offer_tile_list_summary_table"> <div class="picks-wrap"> <h2 class="picks__head" id="our-picks-top-5-best-debt-consolidation-loans_base_offer_tile_list_summary_table">Our picks: Top 5 best debt consolidation loans</h2> <div id="the-picks" class="picks__list picks__list--add-list-style"> <div class="accordion-controls accordion picks__list" id="offer_list__base_offer_tile_list_summary_table_"> <div class="accordion__exp"> <a class="picks__expander" href="#offer_list_base_offer_tile_list_summary_table_" role="button" aria-controls="content-base_offer_tile_list_summary_table__" aria-expanded="false" id="accordion-control-base_offer_tile_list_summary_table__"> <span class="picks__expander picks__expander--positive">Show The List [+]</span> <span class="picks__expander picks__expander--negative">Hide The List [-]</span> </a> </div> <ul class="accordion__child d-none" id="content-base_offer_tile_list_summary_table__" aria-hidden="true"> <li class="picks__list-item"> Low APR for borrowers with high income: <a class="picks__link" aria-label="Link to SoFi Personal Loans offer" href="#base_offer_tile_list_summary_table_sofi-personal-loans"> <span class="wt-norm">SoFi Personal Loans</span> </a> </li> <li class="picks__list-item"> Borrowers with good credit: <a class="picks__link" aria-label="Link to LightStream offer" href="#base_offer_tile_list_summary_table_lightstream"> <span class="wt-norm">LightStream</span> </a> </li> <li class="picks__list-item"> Debt consolidation and fair credit: <a class="picks__link" aria-label="Link to Upgrade offer" href="#base_offer_tile_list_summary_table_upgrade"> <span class="wt-norm">Upgrade</span> </a> </li> <li class="picks__list-item"> Low APR for borrowers with good to excellent credit scores: <a class="picks__link" aria-label="Link to LendingClub offer" href="#base_offer_tile_list_summary_table_lendingclub"> <span class="wt-norm">LendingClub</span> </a> </li> <li class="picks__list-item"> Flexible personal loans: <a class="picks__link" aria-label="Link to Rocket Loans offer" href="#base_offer_tile_list_summary_table_rocket-loans"> <span class="wt-norm">Rocket Loans</span> </a> </li> </ul> </div> </div> </div> </div> </div> <section> <div class="mt-3"> <a class="meth-link d-inline-block" href="/money/rating-methodology/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" target="_blank">Ratings Methodology</a> </div> <div class="mt-3"> <div class="sum-list__sidenote comp__footnote"> As of Oct. 01, 2024 </div> </div> <div class="ttip__outer summary-table__wrapper"> <table class="summary-table"> <thead> <tr class="summary-table__row summary-table__row--header"> <th>Lending Partner</th> <th>Min. Credit Score</th> <th>Loan Amounts</th> <th>Apr Range</th> <th>Next Steps</th> </tr> </thead> <tbody> <tr class="summary-table__row" id="base_offer_tile_list_summary_table_sofi-personal-loans"> <td class="summary-table__item flex--wrap"> <div class="award-ribbon" style="top: -12px; margin-bottom: 8px;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <style> .award-ribbon { left: -35px; } @media (min-width: 991px) { .award-ribbon { left: -15px; } } </style> <div class="summary-table__item--grid w-100"> <div> <div class="summary-table__logo_wrapper"> <img class="summary-table__logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/SoFi_horz_RGB_Turquoise_CircleR_Upward_ay48mcu.jpg?width=90" alt="Logo for SoFi Personal Loans." width="92" height="auto"/> </div> </div> <div class="fs-16"> <div>SoFi Personal Loans</div> <div class="star-rate mt-2"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp4ac895-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--offer_comp4ac895 icon-info-descrip-1-offer_comp4ac895" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-1-offer_comp4ac895">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-offer_comp4ac895-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp4ac895-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Min. Credit Score: </span>680 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Loan Amounts: </span>$5,000 - $100,000 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">APR Range: </span>Fixed: 8.99%-29.99% APR (with all discounts) </td> <td class="summary-table__item"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/sofi-personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=summary_table&ord=1<xt=Check+Rates+button+for+SoFi+Personal+Loans." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="sofi-personal-loans" data-click-section="summary_table" aria-label="Check Rates button for SoFi Personal Loans."> <span class="btn btn--apply">Check Rates <span class="wag">for SoFi Personal Loans</span></span> </a> </div> </td> </tr> <tr class="summary-table__row" id="base_offer_tile_list_summary_table_lightstream"> <td class="summary-table__item flex--wrap"> <div class="summary-table__item--grid w-100"> <div> <div class="summary-table__logo_wrapper"> <img class="summary-table__logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Lightstream_2023_G0lIOwc.png?width=90" alt="Logo for LightStream." width="92" height="auto"/> </div> </div> <div class="fs-16"> <div>LightStream</div> <div class="star-rate mt-2"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compad8af9-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--offer_compad8af9 icon-info-descrip-2-offer_compad8af9" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-2-offer_compad8af9">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-offer_compad8af9-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compad8af9-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Min. Credit Score: </span>660 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Loan Amounts: </span>$5,000 - $100,000 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">APR Range: </span>7.99%-24.29% (w/ AutoPay)* </td> <td class="summary-table__item"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lightstream-debt-consolidation/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=summary_table&ord=2<xt=Check+Rates+button+for+LightStream." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="lightstream-debt-consolidation" data-click-section="summary_table" aria-label="Check Rates button for LightStream."> <span class="btn btn--apply">Check Rates <span class="wag">for LightStream</span></span> </a> </div> </td> </tr> <tr class="summary-table__row" id="base_offer_tile_list_summary_table_upgrade"> <td class="summary-table__item flex--wrap"> <div class="summary-table__item--grid w-100"> <div> <div class="summary-table__logo_wrapper"> <img class="summary-table__logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/New_UpgradeLogo-FullColor-H_1_EXVQvIE.png?width=90" alt="Logo for Upgrade." width="92" height="auto"/> </div> </div> <div class="fs-16"> <div>Upgrade</div> <div class="star-rate mt-2"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.5 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 90.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.5/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp7ff07e-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--offer_comp7ff07e icon-info-descrip-3-offer_comp7ff07e" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-3-offer_comp7ff07e">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-offer_comp7ff07e-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp7ff07e-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Min. Credit Score: </span>580 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Loan Amounts: </span>$1,000 - $50,000 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">APR Range: </span>9.99%- 35.99% APR </td> <td class="summary-table__item"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/upgrade/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=summary_table&ord=3<xt=Check+Rates+button+for+Upgrade." target="_blank" class="btn--apply-wrap " data-offer_order="3" data-link_type="btn" data-slug="upgrade" data-click-section="summary_table" aria-label="Check Rates button for Upgrade."> <span class="btn btn--apply">Check Rates <span class="wag">for Upgrade</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </td> </tr> <tr class="summary-table__row" id="base_offer_tile_list_summary_table_lendingclub"> <td class="summary-table__item flex--wrap"> <div class="summary-table__item--grid w-100"> <div> <div class="summary-table__logo_wrapper"> <img class="summary-table__logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/LC_logo_nQCCgMV.png?width=90" alt="Logo for LendingClub." width="92" height="auto"/> </div> </div> <div class="fs-16"> <div>LendingClub</div> <div class="star-rate mt-2"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compcd6c08-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--offer_compcd6c08 icon-info-descrip-4-offer_compcd6c08" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-4-offer_compcd6c08">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-offer_compcd6c08-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compcd6c08-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Min. Credit Score: </span>600 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Loan Amounts: </span>$1,000 - $40,000 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">APR Range: </span>9.57% - 36.00% </td> <td class="summary-table__item"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lendingclub/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=summary_table&ord=4<xt=Check+Rates+button+for+LendingClub." target="_blank" class="btn--apply-wrap " data-offer_order="4" data-link_type="btn" data-slug="lendingclub" data-click-section="summary_table" aria-label="Check Rates button for LendingClub."> <span class="btn btn--apply">Check Rates <span class="wag">for LendingClub</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </td> </tr> <tr class="summary-table__row" id="base_offer_tile_list_summary_table_rocket-loans"> <td class="summary-table__item flex--wrap"> <div class="summary-table__item--grid w-100"> <div> <div class="summary-table__logo_wrapper"> <img class="summary-table__logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Rocket_Logo_2023_uHE3ywr.png?width=90" alt="Logo for Rocket Loans." width="92" height="auto"/> </div> </div> <div class="fs-16"> <div>Rocket Loans</div> <div class="star-rate mt-2"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp245d21-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--offer_comp245d21 icon-info-descrip-5-offer_comp245d21" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-5-offer_comp245d21">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-offer_comp245d21-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp245d21-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Min. Credit Score: </span>640 </td> <td class="summary-table__item"> <span class="summary-table__sub-header">Loan Amounts: </span>$2,000 to $45,000; min. $5,001 in Ohio </td> <td class="summary-table__item"> <span class="summary-table__sub-header">APR Range: </span>8.99% to 29.99% </td> <td class="summary-table__item"> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/personal-loans/rocket-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn-rev&ord=5<xt=Read+full+review+of+Rocket+Loans" data-offer_order="5" class="" data-slug="rocket-loans" data-link_type="btn-rev" aria-label="Read full review of Rocket Loans"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </td> </tr> </tbody> </table> </div> <div class="mt-4 offer-tile-disclosure accordion"> <div class="accordion__exp">Disclaimers<span class="offer-tile__expand-icon"></span></div> <div class="accordion__child"> <div class="mb-4"> <p data-block-key="4fg3m">Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at <a href="https://url.us.m.mimecastprotect.com/s/FDbKCkRVZASOvvVBrTVqBak?domain=upgrade.com">https://www.upgrade.com/bank-partners/</a>.</p> </div> <div class="mb-4"> <p data-block-key="ms0ot"><b>*SoFi Personal Loan Disclaimer</b></p><p data-block-key="3q42b">Fixed rates from 8.99% APR to 29.99% APR. APR reflects the 0.25% autopay discount and a 0.25% direct deposit discount.</p><p data-block-key="ab1ah">SoFi Platform personal loans are made either by SoFi Bank, N.A. or , Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. SoFi may receive compensation if you take out a loan originated by Cross River Bank. These rate ranges are current as of 3/06/24 and are subject to change without notice.Not all rates and amounts available in all states. See SoFi Personal Loan eligibility details at https://www.sofi.com/eligibility-criteria/#eligibility-personal. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual ratewill be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, income, and other factors.</p><p data-block-key="4dfi6">Loan amounts range from $5,000–$100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 9.99% of your loan amount for Cross River Bank originated loans which will be deducted from any loan proceeds you receive and for SoFi Bank originated loans have an origination fee of 0%-7%, will be deducted from any loan proceeds you receive.<br/><br/><br/>Autopay: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. <b>Autopay is not required to receive a loan from SoFi.</b></p><p data-block-key="1ktpp"><br/>Direct Deposit Discount: To be eligible to potentially receive an additional (0.25%) interest rate reduction for setting up direct deposit with a SoFi Checking and Savings account offered by SoFi Bank, N.A. or eligible cash management account offered by SoFi Securities, LLC (“Direct Deposit Account”), you must have an open Direct Deposit Account within 30 days of the funding of your Loan. Once eligible, you will receive this discount during periods in which you have enabled payroll direct deposits of at least $1,000/month to a Direct Deposit Account in accordance with SoFi’s reasonable procedures and requirements to be determined at SoFi’s sole discretion. This discount will be lost during periods in which SoFi determines you have turned off direct deposits to your Direct Deposit Account. <b>You are not required to enroll in direct deposits to receive a Loan.<br/><br/></b>Impact to credit score: To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.<br/></p> </div> <div class="mb-4"> <p data-block-key="8qyq3">Rates quoted are with AutoPay. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on <a href="https://protect-us.mimecast.com/s/tV4XC9r7Qkfk3QXnQCoIwEj?domain=lightstream.com">LightStream.com</a> which may affect your credit score. You may be required to verify income, identity and other stated application information. Payment example: Monthly payments for a $10,000 loan at 8.49% APR with a term of 5 years would result in 60 monthly payments of $205.12. Some additional conditions and limitations apply. Advertised rates and terms are subject to change without notice. Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.</p> </div> </div> </div> </section> </div> <div class="block block-heading"> <h2 id="how-to-choose-a-debt-consolidation-loan">How to choose a debt consolidation loan</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <ul><li data-block-key="mkkkn"><b>Get quotes from at least three lenders:</b> Everything -- from interest rate to funding time -- varies by lender, so it pays to shop around.</li><li data-block-key="9gmd0"><b>Look for lenders that prequalify applicants using a soft credit check:</b> When you apply for financing, make sure they use a soft credit check to prequalify applicants.</li><li data-block-key="41s06"><b>Look at total loan costs:</b> Check lender fees in addition to interest rates.</li><li data-block-key="dtv3u"><b>Read the fine print:</b> The details in the fine print can be expensive, so look out for administrative fees and prepayment penalties.</li></ul> </div> </div> <div class="block block-heading"> <h2 id="reviews-of-the-best-debt-consolidation-loans">Reviews of the best debt consolidation loans</h2> </div> <div class="block block-loans_offer_tile_list"> <section class=""> <div class="offer-tile pt-4 mb-5 row" id="base_offer_tile_list_sofi-personal-loans"> <div class="col-12"> <div class="offer-tile-wrap bs p-4 pb-0 with-award"> <div class="award-ribbon" style="top: -30px;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <div class="d-block d-md-flex flex--wrap f--spc-btwn"> <div> <h3 class="pb-2">SoFi Personal Loans</h3> <p class="head-h5 uppercase pb-3 text-secondary">Great for: Low APR for borrowers with high income</p> </div> <div class="d-none d-md-block offer-tile-desktop-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/sofi-personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=1<xt=Apply+Now+button+for+SoFi+Personal+Loans." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="sofi-personal-loans" data-click-section="offer_tile" aria-label="Apply Now button for SoFi Personal Loans."> <span class="btn btn--apply">Apply Now <span class="wag">for SoFi Personal Loans</span></span> </a> </div> </div> </div> <div class="row bb"> <div class="col-12 col-md-4"> <div class="img-wrapper b d-flex f--ctr"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/SoFi_horz_RGB_Turquoise_CircleR_Upward_ay48mcu.jpg?width=200" alt="Logo for SoFi Personal Loans" width="90%" height="auto"/> </div> <div class=""> <div class="star-rate mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp04878e-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--offer_comp04878e icon-info-descrip-1-offer_comp04878e" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-1-offer_comp04878e">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-offer_comp04878e-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp04878e-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="col-12 d-block d-md-none offer-tile-mobile-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/sofi-personal-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=1<xt=Apply+Now+button+for+SoFi+Personal+Loans." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="sofi-personal-loans" data-click-section="offer_tile" aria-label="Apply Now button for SoFi Personal Loans."> <span class="btn btn--apply">Apply Now <span class="wag">for SoFi Personal Loans</span></span> </a> </div> </div> <div class="col-12 col-md-8"> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Minimum Credit Score </div> <div class="fs-14"> 680 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Loan Amounts </div> <div class="fs-14"> $5,000 - $100,000 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> APR Range </div> <div class="fs-14"> Fixed: 8.99%-29.99% APR (with all discounts) </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Term Length </div> <div class="fs-14"> 24 - 84 months </div> </div> </div> </div> <div class="faq__list-item accordion row bottom-line "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for "> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq__expand-icon"></span> </button> <div id="faq_1_bottom-line" class="faq__answer-container px-4 accordion__child"> <div class="copy-tight accordion__child"> <div class="wysiwyg"> <p data-block-key="1topr">We find that SoFi stands out in the personal loan landscape by offering competitive interest rates and a generous loan limit of up to $100,000. By opening a SoFi checking or savings account and setting up auto-pay, you can enjoy a 0.25% rate reduction, which can be stacked for a total of 0.5% if you do both. Plus, there are no origination fees, late fees, or prepayment penalties, and you can benefit from same-day funding for added convenience.</p> </div> </div> </div> </div> <div class="faq__list-item accordion row proscons "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Pros/Cons for "> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq__expand-icon"></span> </button> <div id="faq_1_proscons" class="faq__answer-container px-4 accordion__child"> <div class="pros-and-cons row"> <div class="pros col-6"> <div class="wysiwyg copy-tight offer-tile-pros"> <ul><li data-block-key="bwhpz">Competitive interest rates</li><li data-block-key="eqoef">No fees or prepayment penalty</li><li data-block-key="1h57i">High maximum loan limit</li><li data-block-key="aq3sq">Same-day funding available</li></ul> </div> </div> <div class="cons col-6"> <div class="wysiwyg copy-tight offer-tile-cons"> <ul><li data-block-key="ynu9p">High minimum loan amount</li><li data-block-key="end4d">High minimum credit score</li><li data-block-key="2nqjp">No in-person support</li></ul> </div> </div> </div> </div> </div> <div class="d-block py-4 fs-14"> <a href="/money/personal-loans/sofi-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt-rev&ord=1<xt=Read+full+review+of+SoFi+Personal+Loans" data-offer_order="1" class="" data-slug="sofi-personal-loans" data-link_type="txt-rev" aria-label="Read full review of SoFi Personal Loans"> Read Full Review </a> </div> </div> <div class="wysiwyg free_form"><h3 id="highlights" data-block-key="gbofu">Highlights</h3><ul><li data-block-key="1klgk"><b>Flexible:</b> Can qualify without a long credit history</li><li data-block-key="4drbi"><b>Low fees:</b> No origination fee or prepayment penalty</li></ul><h3 id="why-loan-slugsofi-personal-loans-fieldoffer_name_short-made-the-list" data-block-key="rzgmr">Why SoFi® made the list</h3><p data-block-key="6lk8b">SoFi® offers some pretty attractive benefits, including loan amounts from $5,000 to $100,000. Unlike many lenders, SoFi® charges no origination fee or prepayment penalty. This lender requires a good credit score of 680 or higher, but you can bring a co-borrower if you don't qualify on your own. The lender also considers alternative sources to determine creditworthiness for borrowers who haven't had time to build a long credit history.</p><h3 id="how-to-qualify" data-block-key="ir76r">How to qualify</h3><p data-block-key="cl1nb">Here's what it takes to qualify for a SoFi® personal loan:</p><ul><li data-block-key="adrh5">Be at least 18 years old</li><li data-block-key="59ptp">Be a U.S. citizen, permanent resident, or non-permanent resident alien</li><li data-block-key="2cli5">Have an income, either from employment or other sources. Applicants with an offer of employment scheduled to start within 90 days will also be considered.</li></ul></div> </div> </div> <div class="offer-tile pt-4 mb-5 row" id="base_offer_tile_list_lightstream"> <div class="col-12"> <div class="offer-tile-wrap bs p-4 pb-0"> <div class="d-block d-md-flex flex--wrap f--spc-btwn"> <div> <h3 class="pb-2">LightStream</h3> <p class="head-h5 uppercase pb-3 text-secondary">Great for: Borrowers with good credit</p> </div> <div class="d-none d-md-block offer-tile-desktop-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lightstream-debt-consolidation/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=2<xt=Apply+Now+button+for+LightStream." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="lightstream-debt-consolidation" data-click-section="offer_tile" aria-label="Apply Now button for LightStream."> <span class="btn btn--apply">Apply Now <span class="wag">for LightStream</span></span> </a> </div> </div> </div> <div class="row bb"> <div class="col-12 col-md-4"> <div class="img-wrapper b d-flex f--ctr"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Lightstream_2023_G0lIOwc.png?width=200" alt="Logo for LightStream" width="90%" height="auto"/> </div> <div class=""> <div class="star-rate mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp17d68e-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--offer_comp17d68e icon-info-descrip-2-offer_comp17d68e" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-2-offer_comp17d68e">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-offer_comp17d68e-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp17d68e-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="col-12 d-block d-md-none offer-tile-mobile-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lightstream-debt-consolidation/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=2<xt=Apply+Now+button+for+LightStream." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="lightstream-debt-consolidation" data-click-section="offer_tile" aria-label="Apply Now button for LightStream."> <span class="btn btn--apply">Apply Now <span class="wag">for LightStream</span></span> </a> </div> </div> <div class="col-12 col-md-8"> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Minimum Credit Score </div> <div class="fs-14"> 660 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Loan Amounts </div> <div class="fs-14"> $5,000 - $100,000 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> APR Range </div> <div class="fs-14"> 7.99%-24.29% (w/ AutoPay)* </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Term Length </div> <div class="fs-14"> 24-144 months (varies by loan purpose) </div> </div> </div> </div> <div class="faq__list-item accordion row bottom-line "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for "> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq__expand-icon"></span> </button> <div id="faq_2_bottom-line" class="faq__answer-container px-4 accordion__child"> <div class="copy-tight accordion__child"> <div class="wysiwyg"> <p data-block-key="kk24q">LightStream offers the lowest rates on personal loans, hands down, and high loan limits. Also, LightStream doesn't charge fees. All in all, this is one of the most competitive personal loan lenders you'll come across. The catch is that LightStream has stricter borrowing requirements than some other lenders.</p> </div> </div> </div> </div> <div class="faq__list-item accordion row proscons "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Pros/Cons for "> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq__expand-icon"></span> </button> <div id="faq_2_proscons" class="faq__answer-container px-4 accordion__child"> <div class="pros-and-cons row"> <div class="pros col-6"> <div class="wysiwyg copy-tight offer-tile-pros"> <ul><li data-block-key="kqff5">One of the lowest APRs in the industry</li><li data-block-key="f186l">No fees or prepayment penalty</li><li data-block-key="cac0l">Low-rate guarantee</li><li data-block-key="b8gdj">Same-day funding available</li><li data-block-key="d72mg">High maximum loan amount</li></ul> </div> </div> <div class="cons col-6"> <div class="wysiwyg copy-tight offer-tile-cons"> <ul><li data-block-key="h41am">High maximum interest rate</li><li data-block-key="7a6si">High minimum credit score</li><li data-block-key="buamc">No pre-approval for personal loans</li></ul> </div> </div> </div> </div> </div> <div class="d-block py-4 fs-14"> <a href="/money/personal-loans/lightstream-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt-rev&ord=2<xt=Read+full+review+of+LightStream" data-offer_order="2" class="" data-slug="lightstream-debt-consolidation" data-link_type="txt-rev" aria-label="Read full review of LightStream"> Read Full Review </a> </div> </div> <div class="wysiwyg free_form"><h3 id="highlights" data-block-key="0yjjs"><b>Highlights</b></h3><ul><li data-block-key="bsg82"><b>Affordable:</b> LightStream loans cost less than most because it doesn't charge origination fees.</li><li data-block-key="atrkg"><b>Supports co-applicants:</b> Applying with someone else? LightStream lets you bring a co-applicant.</li></ul><h3 id="why-loan-sluglightstream-fieldoffer_name-made-the-list" data-block-key="mostt">Why LightStream made the list</h3><p data-block-key="an9ks">If you're looking to consolidate debt but still have a (fairly) healthy credit score, LightStream could be a good choice. LightStream personal loans are available from $5,000 to $100,000, with no origination fees or prepayment penalties. Loan terms ranging from 24 to 48 months allow you some control over your monthly payment amount.</p><p data-block-key="c8g7v">Although you'll likely need a credit score of 660 or greater, LightStream allows co-applicants, which can be good news for borrowers with a lower FICO® Score. If you've been approved for a personal loan by another lender, LightStream will beat that lender's rate by one-tenth of a percentage point (0.1%)</p><h3 id="how-to-qualify" data-block-key="bcrs0">How to qualify</h3><p data-block-key="5l8vh">To qualify for a LightStream personal loan, you'll need to meet the following requirements:</p><ul><li data-block-key="3livg">Have a Social Security number</li><li data-block-key="1otoi">Have a clear plan for what you want to do with the borrowed funds</li><li data-block-key="ajh19">Provide evidence of any available assets</li></ul></div> </div> </div> <div class="offer-tile pt-4 mb-5 row" id="base_offer_tile_list_upgrade"> <div class="col-12"> <div class="offer-tile-wrap bs p-4 pb-0"> <div class="d-block d-md-flex flex--wrap f--spc-btwn"> <div> <h3 class="pb-2">Upgrade</h3> <p class="head-h5 uppercase pb-3 text-secondary">Great for: Debt consolidation and fair credit</p> </div> <div class="d-none d-md-block offer-tile-desktop-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/upgrade/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=3<xt=Apply+Now+button+for+Upgrade." target="_blank" class="btn--apply-wrap " data-offer_order="3" data-link_type="btn" data-slug="upgrade" data-click-section="offer_tile" aria-label="Apply Now button for Upgrade."> <span class="btn btn--apply">Apply Now <span class="wag">for Upgrade</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </div> </div> <div class="row bb"> <div class="col-12 col-md-4"> <div class="img-wrapper b d-flex f--ctr"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/New_UpgradeLogo-FullColor-H_1_EXVQvIE.png?width=200" alt="Logo for Upgrade" width="90%" height="auto"/> </div> <div class=""> <div class="star-rate mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.5 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 90.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.5/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp968693-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--offer_comp968693 icon-info-descrip-3-offer_comp968693" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-3-offer_comp968693">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-offer_comp968693-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp968693-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="col-12 d-block d-md-none offer-tile-mobile-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/upgrade/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=3<xt=Apply+Now+button+for+Upgrade." target="_blank" class="btn--apply-wrap " data-offer_order="3" data-link_type="btn" data-slug="upgrade" data-click-section="offer_tile" aria-label="Apply Now button for Upgrade."> <span class="btn btn--apply">Apply Now <span class="wag">for Upgrade</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </div> <div class="col-12 col-md-8"> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Minimum Credit Score </div> <div class="fs-14"> 580 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Loan Amounts </div> <div class="fs-14"> $1,000 - $50,000 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> APR Range </div> <div class="fs-14"> 9.99%- 35.99% APR </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Term Length </div> <div class="fs-14"> 24 - 84 months </div> </div> </div> </div> <div class="faq__list-item accordion row bottom-line "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for "> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq__expand-icon"></span> </button> <div id="faq_3_bottom-line" class="faq__answer-container px-4 accordion__child"> <div class="copy-tight accordion__child"> <div class="wysiwyg"> <p data-block-key="xhe4s">Upgrade is a solid choice for those seeking flexible loans with a high maximum loan amount, long repayment terms, and secured and unsecured options. We love that you can access funding quickly—often in just one day. While there’s an origination fee, you won’t face a prepayment penalty. Additionally, even though Upgrade's APR is higher than others, you can score better rates by using some of the funds to pay off other debt or offering collateral.</p> </div> </div> </div> </div> <div class="faq__list-item accordion row proscons "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Pros/Cons for "> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq__expand-icon"></span> </button> <div id="faq_3_proscons" class="faq__answer-container px-4 accordion__child"> <div class="pros-and-cons row"> <div class="pros col-6"> <div class="wysiwyg copy-tight offer-tile-pros"> <ul><li data-block-key="yo90g">Allows borrowers with poor credit to get approved</li><li data-block-key="du8hf">No prepayment fees</li><li data-block-key="1d1q">Multiple discounts</li><li data-block-key="83rg3">Low minimum loan amount</li></ul> </div> </div> <div class="cons col-6"> <div class="wysiwyg copy-tight offer-tile-cons"> <ul><li data-block-key="2vpu6">Wide variation in origination fees</li><li data-block-key="6qj0e">High interest rates</li></ul> </div> </div> </div> </div> </div> <div class="d-block py-4 fs-14"> <a href="/money/personal-loans/upgrade-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt-rev&ord=3<xt=Read+full+review+of+Upgrade" data-offer_order="3" class="" data-slug="upgrade" data-link_type="txt-rev" aria-label="Read full review of Upgrade"> Read Full Review </a> </div> </div> <div class="wysiwyg free_form"><h3 id="highlights" data-block-key="nkgv1">Highlights</h3><ul><li data-block-key="2n3re"><b>Repayment terms:</b> Upgrade offers one of the longest repayment terms in the industry</li><li data-block-key="9gk7s"><b>Small loan amounts:</b> Borrowers can take out a loan of as little as $1,000</li></ul><h3 id="why-loan-slugupgrade-fieldoffer_name-made-the-list" data-block-key="tfmoz">Why Upgrade made the list</h3><p data-block-key="fucr4">Upgrade provides personal loans as small as $1,000 or as large as $50,000 to qualified applicants. Funds from Upgrade hit a borrower's bank account within four days (often sooner). Loan terms stretch from two to seven years, giving you more control over the size of your monthly payment.</p><h3 id="how-to-qualify" data-block-key="h5u1o">How to qualify</h3><p data-block-key="5d370">According to Upgrade, here's what it takes to qualify for a loan:</p><ul><li data-block-key="6tarj">Have a credit score of at least 580</li><li data-block-key="ofja">Be 18 or 19 years of age, depending on the state in which the applicant lives</li><li data-block-key="43d76">Be a U.S. citizen, permanent resident, or hold an immigration visa</li><li data-block-key="bcpso">Have a Social Security number of passport</li><li data-block-key="d00kc">Provide evidence of a U.S. bank account</li></ul></div> </div> </div> <div class="offer-tile pt-4 mb-5 row" id="base_offer_tile_list_lendingclub"> <div class="col-12"> <div class="offer-tile-wrap bs p-4 pb-0"> <div class="d-block d-md-flex flex--wrap f--spc-btwn"> <div> <h3 class="pb-2">LendingClub</h3> <p class="head-h5 uppercase pb-3 text-secondary">Great for: Low APR for borrowers with good to excellent credit scores</p> </div> <div class="d-none d-md-block offer-tile-desktop-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lendingclub/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=4<xt=Apply+Now+button+for+LendingClub." target="_blank" class="btn--apply-wrap " data-offer_order="4" data-link_type="btn" data-slug="lendingclub" data-click-section="offer_tile" aria-label="Apply Now button for LendingClub."> <span class="btn btn--apply">Apply Now <span class="wag">for LendingClub</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </div> </div> <div class="row bb"> <div class="col-12 col-md-4"> <div class="img-wrapper b d-flex f--ctr"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/LC_logo_nQCCgMV.png?width=200" alt="Logo for LendingClub" width="90%" height="auto"/> </div> <div class=""> <div class="star-rate mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compad0e6c-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--offer_compad0e6c icon-info-descrip-4-offer_compad0e6c" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-4-offer_compad0e6c">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-offer_compad0e6c-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compad0e6c-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="col-12 d-block d-md-none offer-tile-mobile-btn"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/personal-loans/lendingclub/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn&lclksec=offer_tile&ord=4<xt=Apply+Now+button+for+LendingClub." target="_blank" class="btn--apply-wrap " data-offer_order="4" data-link_type="btn" data-slug="lendingclub" data-click-section="offer_tile" aria-label="Apply Now button for LendingClub."> <span class="btn btn--apply">Apply Now <span class="wag">for LendingClub</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1 pt-0">Powered by Credible</p> </div> </div> <div class="col-12 col-md-8"> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Minimum Credit Score </div> <div class="fs-14"> 600 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Loan Amounts </div> <div class="fs-14"> $1,000 - $40,000 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> APR Range </div> <div class="fs-14"> 9.57% - 36.00% </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Term Length </div> <div class="fs-14"> 24-60 months </div> </div> </div> </div> <div class="faq__list-item accordion row bottom-line "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for "> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq__expand-icon"></span> </button> <div id="faq_4_bottom-line" class="faq__answer-container px-4 accordion__child"> <div class="copy-tight accordion__child"> <div class="wysiwyg"> <p data-block-key="0996l">For anyone looking to consolidate high-interest debt, LendingClub is worth exploring. You can save hundreds on interest by combining loans into a single peer-to-peer loan. LendingClub offers a wide range of loan amounts, and you can pay off your loan early without facing any prepayment penalties.</p> </div> </div> </div> </div> <div class="faq__list-item accordion row proscons "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Pros/Cons for "> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq__expand-icon"></span> </button> <div id="faq_4_proscons" class="faq__answer-container px-4 accordion__child"> <div class="pros-and-cons row"> <div class="pros col-6"> <div class="wysiwyg copy-tight offer-tile-pros"> <ul><li data-block-key="wu79w">Wide range of loan amounts, ranging from $1,000 to $40,000</li><li data-block-key="cdm56">No prepayment penalty</li><li data-block-key="esko7">Allows for joint applicants, as long as one borrower meets credit standards</li></ul> </div> </div> <div class="cons col-6"> <div class="wysiwyg copy-tight offer-tile-cons"> <ul><li data-block-key="26bim">Origination fees</li></ul> </div> </div> </div> </div> </div> <div class="d-block py-4 fs-14"> <a href="/money/personal-loans/review-personal-loans-through-lendingclub/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt-rev&ord=4<xt=Read+full+review+of+LendingClub" data-offer_order="4" class="" data-slug="lendingclub" data-link_type="txt-rev" aria-label="Read full review of LendingClub"> Read Full Review </a> </div> </div> <div class="wysiwyg free_form"><h3 id="highlights" data-block-key="xfra8">Highlights</h3><ul><li data-block-key="57t2"><b>Not a traditional lender:</b> LendingClub works with a network of investors</li><li data-block-key="b4set"><b>Investors choose what to fund:</b> Borrowers with lower credit scores may be more likely to find a loan</li></ul><h3 id="why-loan-sluglendingclub-fieldoffer_name-made-the-list" data-block-key="d6lek">Why LendingClub made the list</h3><p data-block-key="2psqh">LendingClub is a fintech company working with a network of investors looking for people to loan money to. Loans are available from $1,000 to $40,000, with terms of 36 or 60 months. Because it's a network of investors, there's a good chance you will find funding, even if you have a shorter financial history or a lower credit score.</p><h3 id="how-to-qualify" data-block-key="qkc9b">How to qualify</h3><p data-block-key="cfibc">To qualify for a LendingClub personal loan, you'll need to meet the following requirements:</p><ul><li data-block-key="4913i">Must be at least 18 years old</li><li data-block-key="1h8v0">Have a verifiable bank account</li><li data-block-key="fjbij">Be a U.S. citizen or current resident</li></ul></div> </div> </div> <div class="offer-tile pt-4 mb-5 row" id="base_offer_tile_list_rocket-loans"> <div class="col-12"> <div class="offer-tile-wrap bs p-4 pb-0"> <div class="d-block d-md-flex flex--wrap f--spc-btwn"> <div> <h3 class="pb-2">Rocket Loans</h3> <p class="head-h5 uppercase pb-3 text-secondary">Great for: Flexible personal loans</p> </div> <div class="d-none d-md-block offer-tile-desktop-btn"> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/personal-loans/rocket-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn-rev&ord=5<xt=Read+full+review+of+Rocket+Loans" data-offer_order="5" class="" data-slug="rocket-loans" data-link_type="btn-rev" aria-label="Read full review of Rocket Loans"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <div class="row bb"> <div class="col-12 col-md-4"> <div class="img-wrapper b d-flex f--ctr"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Rocket_Logo_2023_uHE3ywr.png?width=200" alt="Logo for Rocket Loans" width="90%" height="auto"/> </div> <div class=""> <div class="star-rate mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.0 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.0%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.0/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compeaae2d-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--offer_compeaae2d icon-info-descrip-5-offer_compeaae2d" role="img"> <!-- Generator: Sketch 50.2 (55047) - http://www.bohemiancoding.com/sketch --> <desc id="icon-info-descrip-5-offer_compeaae2d">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-offer_compeaae2d-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compeaae2d-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="col-12 d-block d-md-none offer-tile-mobile-btn"> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/personal-loans/rocket-personal-loans-review/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=btn-rev&ord=5<xt=Read+full+review+of+Rocket+Loans" data-offer_order="5" class="" data-slug="rocket-loans" data-link_type="btn-rev" aria-label="Read full review of Rocket Loans"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> <div class="col-12 col-md-8"> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Minimum Credit Score </div> <div class="fs-14"> 640 </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Loan Amounts </div> <div class="fs-14"> $2,000 to $45,000; min. $5,001 in Ohio </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> APR Range </div> <div class="fs-14"> 8.99% to 29.99% </div> </div> <div class="offer-tile-detail-block"> <div class="fs-12 bold uppercase"> Term Length </div> <div class="fs-14"> 36 or 60 months </div> </div> </div> </div> <div class="faq__list-item accordion row bottom-line "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for "> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq__expand-icon"></span> </button> <div id="faq_5_bottom-line" class="faq__answer-container px-4 accordion__child"> <div class="copy-tight accordion__child"> <div class="wysiwyg"> <p data-block-key="2c0cl">Rocket personal loans can be used for just about anything, including debt consolidation.</p> </div> </div> </div> </div> <div class="faq__list-item accordion row proscons "> <button class="faq__question-container px-4 accordion__exp" aria-expanded="false" role="button" aria-label="Pros/Cons for "> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq__expand-icon"></span> </button> <div id="faq_5_proscons" class="faq__answer-container px-4 accordion__child"> <div class="pros-and-cons row"> <div class="pros col-6"> <div class="wysiwyg copy-tight offer-tile-pros"> <ul><li data-block-key="b3tfv">Apply without harming your credit score</li><li data-block-key="36rj1">Loan amounts to fit a variety of situations</li><li data-block-key="2rtqb">Better Business Bureau (BBB) rating of A+</li><li data-block-key="d0o57">Qualify with an annual income as low as $24,000</li><li data-block-key="fq6g8">No early payoff penalty</li></ul> </div> </div> <div class="cons col-6"> <div class="wysiwyg copy-tight offer-tile-cons"> <ul><li data-block-key="aeaka">Origination fee of up to 9%</li><li data-block-key="8hgfn">No cosigners or joint applicants allowed</li><li data-block-key="d29ed">Limited repayment options</li></ul> </div> </div> </div> </div> </div> </div> <div class="wysiwyg free_form"><h3 id="highlights" data-block-key="slqvz">Highlights</h3><ul><li data-block-key="ana1p"><b>Same-day funding:</b> Rocket Loans is one of the rare lenders that can get a borrower their money on the same day</li><li data-block-key="btb9e"><b>Notable mortgage lender:</b> Rocket also provides personal loans ideal for consolidating high-interest debt</li></ul><h3 id="why-loan-slugrocket-loans-fieldoffer_name-made-the-list" data-block-key="av2ju">Why Rocket Loans made the list</h3><p data-block-key="56uvk">In addition to mortgages, Rocket also provides personal loans, which can be a good choice for consolidating high-interest debt if your credit score is 640 or higher. Rocket debt consolidation loans range from $2,000 to $45,000. Repayment terms are either 36 or 60 months, and you can expect same-day loan approval. Plus, you may even receive same-day funding.</p><h3 id="how-to-qualify" data-block-key="zww3k">How to qualify</h3><p data-block-key="5m71a">If you're interested in a Rocket loan, you'll need to meet the following requirements:</p><ul><li data-block-key="4ad1r">Must be at least 18 years of age</li><li data-block-key="ersa4">Must be a U.S. resident</li><li data-block-key="5oljt">Must have a bank account that can receive payments via ACH</li></ul></div> </div> </div> </section> </div> <div class="block block-multibox_cta"> <h2 class="center">Related Loan Topics</h2> <div class="cta-wrap cta-3 mt-5"> <a class="box-cta bs" href="https://www.fool.com/money/personal-loans/get-out-of-payday-loans/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt<xt=+link" name=" link" aria-label=" link"> <img class="box-cta__img lazy" src="https://m.foolcdn.com/media/affiliates/documents/personal-finance_c08h9xb.svg" alt="personal-finance icon"/> <div class="box-cta__title">Get Out of Payday Loans</div> </a> <a class="box-cta bs" href="https://www.fool.com/money/personal-loans/pay-off-credit-card-debt-with-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt<xt=+link" name=" link" aria-label=" link"> <img class="box-cta__img lazy" src="https://m.foolcdn.com/media/affiliates/documents/icon_debtConsolidation_iS5yTf7.svg" alt="icon_debtConsolidation icon"/> <div class="box-cta__title">Loans for Credit Card Debt</div> </a> <a class="box-cta bs" href="https://www.fool.com/money/personal-loans/balance-transfer-vs-personal-loan/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt<xt=+link" name=" link" aria-label=" link"> <img class="box-cta__img lazy" src="https://m.foolcdn.com/media/affiliates/documents/icon_balanceTransfer_BxYemIa.svg" alt="icon_balanceTransfer icon"/> <div class="box-cta__title">Balance Transfer vs. Loans</div> </a> </div> </div> <div class="block block-heading"> <h2 id="how-to-qualify-for-a-debt-consolidation-loan">How to qualify for a debt consolidation loan</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">As you've probably noticed, each lender has its own qualification requirements. However, here's what most lenders look for:</p><ul><li data-block-key="5r52b">A <b>credit score</b> high enough to let them know you have a history of managing your debt well.</li><li data-block-key="eifk3">A <b>debt-to-income (DTI) ratio</b> low enough to signal you'll have no problem making the monthly loan payments. DTI refers to how much of your monthly income goes toward debt payments. For example, if you earn $6,000 a month and your monthly expenses total $2,000, your DTI is 33% ($2,000/ $6,000 = 33%). While a DTI of 35% or less is desirable, each lender has its own limits.</li><li data-block-key="2vf53">A stable, reliable source of <b>income</b>.</li><li data-block-key="d1t7o">A verifiable <b>bank account</b>.</li></ul> </div> </div> <div class="block block-heading"> <h2 id="how-to-apply-for-a-debt-consolidation-loan">How to apply for a debt consolidation loan</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">The process of applying for a debt consolidation loan is relatively straightforward. You will:</p><ol><li data-block-key="3l38m">Fill out a loan application.</li><li data-block-key="9dhfi">Wait for the application to go through underwriting and to be approved.</li><li data-block-key="cd15o">Carefully read the loan contract you're provided with.</li><li data-block-key="9oea3">Sign the contract.</li><li data-block-key="509oo">Await funding.</li></ol><p data-block-key="auu6k">Save yourself time and stress by gathering the following before filling out a loan application:</p><ul><li data-block-key="5vpar"><b>Personal contact information:</b> This includes your Social Security number or Individual Tax Identification Number (ITIN), date of birth, citizenship status, email address, physical address, and phone number.</li><li data-block-key="dviha"><b>Employment and income details:</b> Be prepared to provide your employer's name, phone number, how much you earn, all income sources, and your monthly housing payment.</li><li data-block-key="8ence"><b>Additional documents as requested:</b> These may include recent pay stubs, W2s, or tax returns. You may also be asked to provide a utility bill to verify your address, a copy of your driver's license, and information about your current accounts if the purpose of the personal loan is to consolidate existing debt.</li></ul> </div> </div> <div class="block block-heading"> <h2 id="pros-and-cons-of-debt-consolidation-loans">Pros and cons of debt consolidation loans</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">As with every major financial decision, taking out a debt consolidation loan involves both pros and cons. Here, we look at each.</p> </div> </div> <div class="block block-two_column_paragraph"> <div class="container"> <div class="row"> <div class="col-md-6 col-xs-12 mb-4 mb-sm-0"> <div class="wysiwyg"> <h3 id="" data-block-key="f9lvf">Pros</h3><ul><li data-block-key="cl3pg">A personal loan can be an effective way to consolidate and pay off high-interest debt.</li><li data-block-key="1jtgp">Making on-time payments can lead to a higher credit score.</li></ul> </div> </div> <div class="col-md-6 pl-xs-6 col-xs-12 verticalline"> <div class="wysiwyg"> <h3 id="" data-block-key="jpsz1">Cons</h3><ul><li data-block-key="4an35">Using a personal loan to pay off existing debt but then running credit cards up again can lead to deeper financial trouble.</li><li data-block-key="dun3f">Only highly-qualified loan applicants are offered the lowest interest rates.</li></ul> </div> </div> </div> </div> </div> <div class="block block-heading"> <h2 id="alternatives-to-debt-consolidation-loans">Alternatives to debt consolidation loans</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">Sometimes, a consolidation loan isn't the best choice. You also have these options:</p><h3 id="0percent-promotional-rate-credit-card" data-block-key="9znq7">0% promotional rate credit card</h3><p data-block-key="3c7j0">If your credit score is good to excellent, you may qualify for a credit card with a 0% promotional rate. Let's say you have relatively small balances on high-interest debt. Although you don't owe much, you still don't want high interest rates weighing you down.</p><p data-block-key="dlokb">A 0% promotional credit card normally offers a promotional period lasting from 12 to 24 months. You'll never have to pay interest as long as you pay the card in full before the promotional period expires.</p><h3 id="home-equity-loan" data-block-key="px218">Home equity loan</h3><p data-block-key="6fdp7">If you own a home and have equity in that property, you may want to consider a home equity loan. Since your home serves as equity, you may even land a lower interest rate than you would with a personal loan.</p><h3 id="peer-to-peer-loan" data-block-key="olrkz">Peer-to-peer loan</h3><p data-block-key="cq0vl">Looking into a <a href="/money/personal-loans/best-peer-to-peer-lenders/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">peer-to-peer (P2P) loan</a> can be worthwhile if you have fair to poor credit and have trouble qualifying for a traditional loan. P2P loans match borrowers with individual investors who may be willing to loan money to those with less-than-ideal credit.</p><h3 id="debt-management-plan" data-block-key="dlcdy">Debt management plan</h3><p data-block-key="14q11">A debt management plan (DMP) is sometimes entered into when you work with a credit counseling agency. Under a DMP, a trained counselor will negotiate your debt with each of your creditors and help you create a repayment plan you can afford. Like a debt consolidation loan, a DMP allows you to trade several (or more) payments per month for a single monthly payment.</p><h3 id="loan-from-a-friend-or-family-member" data-block-key="pxy37">Loan from a friend or family member</h3><p data-block-key="4s5nv">Asking someone you know to loan you money can feel tricky. Still, it may be the least expensive option if you don't need to borrow much and can guarantee you'll repay the loan as promised.</p> </div> </div> <div class="block block-heading"> <h2 id="should-i-get-a-debt-consolidation-loan">Should I get a debt consolidation loan?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">As mentioned, taking out a debt consolidation loan is a big decision -- and one that only you can make. As you consider the wisdom of a debt consolidation loan, you may want to ask yourself the following questions:</p><ul><li data-block-key="c7qer">Do I have room in my monthly budget to repay the loan?</li><li data-block-key="f4i79">What happens if I lose my job, become ill, or otherwise lose my income? Do I have another way to keep up with the loan payment?</li><li data-block-key="cr9fn">Have I explored other options? For example, have I looked into how debt consolidation and debt management work?</li><li data-block-key="9l4hj">Have I tried paying debt down on my own, using either the <a href="/money/personal-finance/debt-snowball-vs-debt-avalanche/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">debt snowball or debt avalanche plan</a>?</li></ul> </div> </div> <div class="block block-heading"> <h2 id="what-is-a-debt-consolidation-loan">What is a debt consolidation loan?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">A debt consolidation loan is a personal loan used to pay off existing high-interest debt and repay it in monthly installments. Most personal loans have a fixed interest rate, meaning you know from day one how much you can expect to pay each month until the loan is fully paid off. Before applying for a debt consolidation loan, it pays to figure out if the APR is low enough to justify paying all loan fees.</p> </div> </div> <div class="block block-heading"> <h2 id="our-personal-loans-rating-methodology">Our personal loans rating methodology</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="qlb95">Loan products are rated on a scale of one to five stars, primarily focusing on:</p><h3 id="competitive-aprs" data-block-key="crebf">Competitive APRs</h3><p data-block-key="830g1">The easiest way to save money when getting a loan is to find a product with a competitively low interest rate. Items assessed may include:</p><ul><li data-block-key="24msi">Current APR range</li><li data-block-key="ed360">Presence of autopay discounts</li></ul><h3 id="low-to-no-fees" data-block-key="n9rfc">Low to no fees</h3><p data-block-key="2mqvu">Cutting origination fees is now table stakes in the personal loans market. We also think fees should be $0 or justifiably low across the life of a loan. Items assessed may include:</p><ul><li data-block-key="c45pa">Origination fees</li><li data-block-key="euhto">Transfer and closing fees</li></ul><h3 id="diversity-of-loan-offerings" data-block-key="m724t">Diversity of loan offerings</h3><p data-block-key="1ojgi">The most valuable loan products tend to offer a deep bench of options that meet a wide array of customer needs. These include a diverse range of loan amounts and terms, as well as loan structures. Items assessed may include:</p><ul><li data-block-key="9i8t4">Loan amounts</li><li data-block-key="d971q">Loan terms</li><li data-block-key="1lo6c">Range of loan programs and structures offered</li></ul><p data-block-key="4009v">See our full methodology here: <a href="/money/rating-methodology/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">Ratings Methodology</a></p> </div> </div> <div class="block block-qa_list_no_schema"> <section class="blk__faq"> <ul class="faq__list"> <li class="faq__list-item faq__list-item--accordion accordion"> <div class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Article sources"> <div class="faq__link pr-6 wysiwyg" href="#faq_1_67e23645-1b75-4c66-87af-3fdc73f3cc7b"><h2 id="" data-block-key="wkj84">Article sources</h2></div> <span class="faq__expand-icon"></span> </div> <div id="faq_1_67e23645-1b75-4c66-87af-3fdc73f3cc7b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><ul><li data-block-key="yv9by"><a href="https://www.newyorkfed.org/microeconomics/hhdc">https://www.newyorkfed.org/microeconomics/hhdc</a></li><li data-block-key="4ekpd"><a href="https://www.upgrade.com/credit-health/insights/does-applying-for-credit-affect-credit-score/">https://www.upgrade.com/credit-health/insights/does-applying-for-credit-affect-credit-score/</a></li><li data-block-key="88u32"><a href="https://www.rocketloans.com/personal-loans">https://www.rocketloans.com/personal-loans</a></li></ul></div> </div> </li> </ul> </section> </div> <div class="block block-qa_list"> <section class="blk__faq pb-6"> <h2 class="faq__title" id="qa-list-409773a4-57ca-48a4-ae16-05c2467b2ff6">FAQs</h2> <ul class="faq__list"> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What is a debt consolidation loan?"> <span class="faq__link head-h4 pr-6">What is a debt consolidation loan?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_1_409773a4-57ca-48a4-ae16-05c2467b2ff6" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="5sxcb">A debt consolidation loan is a loan used to pay off other debt. It usually has a lower interest rate than other debt (like credit card debt). You can also use it to pay off multiple debts -- for example, multiple credit cards or loans. Then, you have only one debt payment to remember instead of several.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Does consolidating debt affect credit scores?"> <span class="faq__link head-h4 pr-6">Does consolidating debt affect credit scores?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_2_409773a4-57ca-48a4-ae16-05c2467b2ff6" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="u1xoe">Getting a debt consolidation loan could help your credit score go up. Consolidating debt leaves you with more available credit (for example, paid off credit cards). As long as you don't add charges to the cards you just paid off, the credit utilization portion of your credit score improves. In addition, making monthly payments on time helps boost your score.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What credit score do I need for a debt consolidation loan?"> <span class="faq__link head-h4 pr-6">What credit score do I need for a debt consolidation loan?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_3_409773a4-57ca-48a4-ae16-05c2467b2ff6" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="r9q65">The credit score required to consolidate debt depends on the lender. Some lenders that cater to those with poor credit consider applicants with scores as low as 560-580.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="How much debt can you consolidate?"> <span class="faq__link head-h4 pr-6">How much debt can you consolidate?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_4_409773a4-57ca-48a4-ae16-05c2467b2ff6" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="r9q65">How much debt you can consolidate depends on a number of factors, including your credit history, income, and how much money a lender will offer you.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What does Dave Ramsey say about debt consolidation loans?"> <span class="faq__link head-h4 pr-6">What does Dave Ramsey say about debt consolidation loans?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_5_409773a4-57ca-48a4-ae16-05c2467b2ff6" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="r9q65">Ramsey is not a fan of debt consolidation loans, believing that it will take you longer to repay the debt. In his opinion, the longer it takes you to repay the loan, the more interest you'll pay.</p><p data-block-key="eanaa">A longer term on a debt consolidation loan is not necessarily a bad thing, if you can use that loan to get a lower interest rate, a lower monthly payment, and build momentum to pay off debt faster. Use a <a href="/money/personal-finance/best-debt-payoff-apps/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt">debt payoff app</a> and crunch the numbers to see how long it will take you to pay off existing debt at the rate you're paying. Then, find out how much a consolidation loan will cost you monthly. Finally, compare the total interest paid in both scenarios.</p></div> </div> </li> </ul> </section> </div> </div> <!-- End of Page Promobox --> <div class="art__pitch wysiwyg copy-body" data-pitch-placement="mfm_promobox" data-nosnippet></div> <!-- Social Share Bottom section --> <div class="row"> <div class="block pb-3"> <div class="bt pt-3"></div> <div class="soc-share pb-3"> <span class="head-h6 uppercase">Share This Page <div class="soc-share"> <div class="soc-icon facebook-this"> <a class="soc__link soc-fb" rel="noopener" aria-label="Share article on facebook." href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fool.com%2Fmoney%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F%3Futm_term%3Dsocial_share&luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt&ord=+2+<xt=Share+article+on+facebook." data-track-link="best-personal-loans-debt-consolidation" data-track-category="share_click" data-track-action="facebook" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="fbIcon fbIconDesc" role="img"> <title id="fbIcon">Facebook Icon</title> <desc id="fbIconDesc">This icon shares the page you are on via Facebook</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-233.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M17.3495511,22.4492153 C20.5914066,21.9400727 23.0712171,19.1346213 23.0712171,15.7500125 C23.0712171,12.0039277 20.0360681,8.96877868 16.2899833,8.96877868 C12.5438985,8.96877868 9.50874948,12.0039277 9.50874948,15.7500125 C9.50874948,19.1346213 11.98856,21.9400727 15.2304155,22.4492153 L15.2304155,17.710293 L13.5077634,17.710293 L13.5077634,15.7500125 L15.2304155,15.7500125 L15.2304155,14.2559632 C15.2304155,12.5565425 16.2421319,11.6178317 17.7916963,11.6178317 C18.5337943,11.6178317 19.3098316,11.7501708 19.3098316,11.7501708 L19.3098316,13.4181356 L18.4545137,13.4181356 C17.6123335,13.4181356 17.3495511,13.9409501 17.3495511,14.4771693 L17.3495511,15.7500125 L19.2302572,15.7500125 L18.9294767,17.710293 L17.3495511,17.710293 L17.3495511,22.4492153 Z" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon tweet-this"> <a class="soc__link meta-act-link meta-tweet soc-twit" aria-label="Share article on twitter." rel="noopener" href="https://twitter.com/intent/tweet?text=Best+Debt+Consolidation+Loans+via+%40themotleyfool+https%3A%2F%2Fwww.fool.com%2Fmoney%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F%3Futm_term%3Dsocial_share&luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt&ord=+2+<xt=Share+article+on+twitter." target="_blank" data-track-link="best-personal-loans-debt-consolidation" data-track-category="share_click" data-track-action="twitter" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="twitterIcon twitterIconDesc" role="img"> <!-- Generator: Sketch 64 (93537) - https://sketch.com --> <title id="twitterIcon">Blue Twitter Icon</title> <desc id="twitterIconDesc">Share this website with Twitter</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-273.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g id="icon_twt-blue" transform="translate(40.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M13.6960716,21.4352826 C18.9727352,21.4352826 21.8597637,17.0647257 21.8597637,13.2716172 C21.8597637,13.1472622 21.8597637,13.0228538 21.8508717,12.8984988 C22.4105093,12.4898656 22.8991175,11.9835267 23.2899132,11.4150238 C22.7747091,11.6370844 22.2150714,11.7970076 21.6376497,11.8591717 C22.2328021,11.503864 22.6858421,10.9442264 22.8990641,10.2779644 C22.3482651,10.6066494 21.7264633,10.8464941 21.0780121,10.9708491 C20.5538625,10.4112115 19.8077056,10.0647691 18.9815472,10.0647691 C17.3914745,10.0647691 16.1122761,11.3528329 16.1122761,12.9340402 C16.1122761,13.1561276 16.1389255,13.3781882 16.1833323,13.5913835 C13.8026693,13.4670018 11.679555,12.3299691 10.2671362,10.5888653 C10.0183727,11.0152559 9.87628705,11.5038373 9.87628705,12.0368256 C9.87628705,13.0317458 10.3825992,13.9111764 11.1554321,14.4264073 C10.6846614,14.4086766 10.2404601,14.2754295 9.85850298,14.0622343 L9.85850298,14.097749 C9.85850298,15.4924104 10.8445579,16.6472005 12.1592711,16.9137213 C11.9194531,16.9758854 11.6618243,17.0114269 11.4042223,17.0114269 C11.2176497,17.0114269 11.0399958,16.9936695 10.8623153,16.9670201 C11.2265417,18.1040795 12.2836528,18.9302112 13.5450672,18.9568873 C12.5590123,19.7297203 11.3242206,20.1827603 9.9828847,20.1827603 C9.74304,20.1827603 9.52097937,20.1738682 9.29,20.1472455 C10.5603064,20.9644586 12.0704308,21.4352826 13.6960716,21.4352826 Z" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon linkedin-this"> <a class="soc__link soc-li" aria-label="Share article on Linked In." rel="noopener" href="https://www.linkedin.com/shareArticle?mini=true&title=https%3A%2F%2Fwww.fool.com%2Fmoney%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&url=https%3A%2F%2Fwww.fool.com%2Fmoney%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F%3Futm_term%3Dsocial_share&luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt&ord=+2+<xt=Share+article+on+Linked+In." target="_blank" data-track-category="share_click" data-track-action="linkedin" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="linkedinIcon linkedinIconDesc" role="img"> <title id="linkedinIcon">LinkedIn Icon</title> <desc id="linkedinIconDesc">This image links to share the page over LinkedIn.</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-313.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g transform="translate(80.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M21.5399729,21.8749979 C22.0212111,21.8749979 22.4149708,21.4785145 22.4149708,20.9918022 L22.4149708,10.5082228 C22.4149708,10.0215105 22.0212111,9.62502712 21.5399729,9.62502712 L11.0372742,9.62502712 C10.5560094,9.62502712 10.165,10.0215105 10.165,10.5082228 L10.165,20.9918022 C10.165,21.4785145 10.5560094,21.8749979 11.0372742,21.8749979 L21.5399729,21.8749979 Z M12.9595299,13.4804867 C12.3771148,13.4804867 11.9067981,13.0074463 11.9067981,12.4277548 C11.9067981,11.8480634 12.3771148,11.3750229 12.9595299,11.3750229 C13.5392214,11.3750229 14.0122618,11.8480634 14.0122618,12.4277548 C14.0122618,13.01017 13.5419451,13.4804867 12.9595299,13.4804867 Z M16.8231873,20.1250021 L15.0075559,20.1250021 L15.0075559,14.2789276 L16.749354,14.2789276 L16.749354,15.0773686 L16.773974,15.0773686 C17.0173167,14.6179733 17.61068,14.1340114 18.4938757,14.1340114 C20.3313767,14.1340114 20.6731727,15.3453313 20.6731727,16.9203169 L20.6731727,20.1250021 L18.8575681,20.1250021 L18.8575681,17.2812589 C18.8575681,16.6031408 18.8438962,15.7308666 17.914211,15.7308666 C16.9681034,15.7308666 16.8231873,16.4691461 16.8231873,17.2320456 L16.8231873,20.1250021 Z M13.8700693,20.1250021 L12.0517143,20.1250021 L12.0517143,14.2789276 L13.8700693,14.2789276 L13.8700693,20.1250021 Z" id="" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon mail-this"> <a class="soc__link soc-email" aria-label="Share article via email." rel="noopener" href="/cdn-cgi/l/email-protection#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" data-track-link="best-personal-loans-debt-consolidation" data-track-category="share_click" data-track-action="email" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="mailIcon mailIconDesc" role="img"> <title id="mailIcon">Email Icon</title> <desc id="mailIconDesc">Share this website with email</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-353.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g transform="translate(120.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M16.2899833,17.5000083 C16.9243621,17.5109565 17.8376252,16.7015674 18.2970205,16.3679691 C21.9255061,13.7347776 22.2016933,13.5051067 23.0383994,12.8488582 C23.1969874,12.7258117 23.2899666,12.5344059 23.2899666,12.3320519 L23.2899666,11.8125219 C23.2899666,11.0879143 22.7020774,10.500025 21.9774698,10.500025 L10.6024969,10.500025 C9.87788922,10.500025 9.29,11.0879143 9.29,11.8125219 L9.29,12.3320519 C9.29,12.5344059 9.38297921,12.7230613 9.54156724,12.8488582 C10.3782733,13.5023563 10.6544606,13.7347776 14.2829462,16.3679691 C14.7423414,16.7015674 15.6556045,17.5109565 16.2899833,17.5000083 Z M21.9774698,21 C22.7020774,21 23.2899666,20.4121108 23.2899666,19.6875031 L23.2899666,14.0957196 C23.2899666,13.9617248 23.1313786,13.8824442 23.0247275,13.9671989 C22.412245,14.4429897 21.6028559,15.0500249 18.8138001,17.0761812 C18.2587286,17.4808624 17.2661582,18.3859544 16.2899833,18.3777299 C15.3192825,18.383204 14.345858,17.4972847 13.7688902,17.0761812 C10.9798344,15.0500249 10.1677216,14.4457134 9.55523908,13.9699493 C9.44586434,13.8851679 9.29,13.9617248 9.29,14.0984433 L9.29,19.6875031 C9.29,20.4121108 9.87788922,21 10.6024969,21 L21.9774698,21 Z" id="" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> </div> </span> </div> </div> </div> <!-- Disclosure section --> <div class="container px-0"> <div class="row"> <div class="block pb-6"> <div class="disc disc__foot bt py-5" role="contentinfo"> <p class="copy-sm"> <span class="disc--edit"> We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of <a href="https://www.fool.com/about/the-motley-fools-publishing-standards/">publishing standards</a> and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.</span> <span class="disc--edit"> </span> </p> <div class="disc__txt--sec copy-sm pt-3"> Citigroup is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. <a href="https://www.fool.com/author/20172/">Dana George</a> has positions in Target. The Motley Fool has positions in and recommends Avalanche, Starbucks, Target, Truist Financial, U.S. Bancorp, Upstart, and Visa. The Motley Fool recommends Discover Financial Services. The Motley Fool has a <a href="https://www.fool.com/legal/fool-disclosure-policy/">disclosure policy</a>. </div> <p class="disc__txt copy-sm"> For rates and fees for the Blue Cash Preferred® Card from American Express, click <a href=https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/>here</a> </p> </div> <div class="disc disc__foot bt py-5" role="contentinfo"> <p class="copy-sm"> <span class="disc--edit"> We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of <a href="https://www.fool.com/about/the-motley-fools-publishing-standards/">publishing standards</a> and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.</span> <span class="disc--edit"> </span> </p> <div class="disc__txt--sec copy-sm pt-3"> Citigroup is an advertising partner of Motley Fool Money. Discover Financial Services is an advertising partner of Motley Fool Money. <a href="https://www.fool.com/author/20172/">Dana George</a> has positions in Target. The Motley Fool has positions in and recommends Avalanche, Starbucks, Target, Truist Financial, U.S. Bancorp, Upstart, and Visa. The Motley Fool recommends Discover Financial Services. The Motley Fool has a <a href="https://www.fool.com/legal/fool-disclosure-policy/">disclosure policy</a>. </div> <div class="disc__txt--sec copy-sm pt-3"> <p data-block-key="4fg3m">Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 9.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at <a href="https://url.us.m.mimecastprotect.com/s/FDbKCkRVZASOvvVBrTVqBak?domain=upgrade.com">https://www.upgrade.com/bank-partners/</a>.</p> </div> <div class="disc__txt--sec copy-sm pt-3"> <p data-block-key="ms0ot"><b>*SoFi Personal Loan Disclaimer</b></p><p data-block-key="3q42b">Fixed rates from 8.99% APR to 29.99% APR. APR reflects the 0.25% autopay discount and a 0.25% direct deposit discount.</p><p data-block-key="ab1ah">SoFi Platform personal loans are made either by SoFi Bank, N.A. or , Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. SoFi may receive compensation if you take out a loan originated by Cross River Bank. These rate ranges are current as of 3/06/24 and are subject to change without notice.Not all rates and amounts available in all states. See SoFi Personal Loan eligibility details at https://www.sofi.com/eligibility-criteria/#eligibility-personal. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual ratewill be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, income, and other factors.</p><p data-block-key="4dfi6">Loan amounts range from $5,000–$100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 9.99% of your loan amount for Cross River Bank originated loans which will be deducted from any loan proceeds you receive and for SoFi Bank originated loans have an origination fee of 0%-7%, will be deducted from any loan proceeds you receive.<br/><br/><br/>Autopay: The SoFi 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. <b>Autopay is not required to receive a loan from SoFi.</b></p><p data-block-key="1ktpp"><br/>Direct Deposit Discount: To be eligible to potentially receive an additional (0.25%) interest rate reduction for setting up direct deposit with a SoFi Checking and Savings account offered by SoFi Bank, N.A. or eligible cash management account offered by SoFi Securities, LLC (“Direct Deposit Account”), you must have an open Direct Deposit Account within 30 days of the funding of your Loan. Once eligible, you will receive this discount during periods in which you have enabled payroll direct deposits of at least $1,000/month to a Direct Deposit Account in accordance with SoFi’s reasonable procedures and requirements to be determined at SoFi’s sole discretion. This discount will be lost during periods in which SoFi determines you have turned off direct deposits to your Direct Deposit Account. <b>You are not required to enroll in direct deposits to receive a Loan.<br/><br/></b>Impact to credit score: To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.<br/></p> </div> <div class="disc__txt--sec copy-sm pt-3"> <p data-block-key="8qyq3">Rates quoted are with AutoPay. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on <a href="https://protect-us.mimecast.com/s/tV4XC9r7Qkfk3QXnQCoIwEj?domain=lightstream.com">LightStream.com</a> which may affect your credit score. You may be required to verify income, identity and other stated application information. Payment example: Monthly payments for a $10,000 loan at 8.49% APR with a term of 5 years would result in 60 monthly payments of $205.12. Some additional conditions and limitations apply. Advertised rates and terms are subject to change without notice. Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.</p> </div> <p class="disc__txt copy-sm"> For rates and fees for the Blue Cash Preferred® Card from American Express, click <a href=https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/>here</a> </p> </div> </div> </div> </div> </div> </div> </div> </div> <!-- Footer section --> <!-- Footer section --> <div class="row"> <div class="container-fluid"> <div class="foot row" role="contentinfo"> <div class="foot-wrap col-12"> <div class="width-limiter"> <div class="ft-col pb-5 col-lg-3"> <a aria-label="Link to home page" class="navigation-logo-footer" href="https://www.fool.com/money/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt<xt=Link+to+home+page"> <svg width="699" height="88" viewBox="0 0 699 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M331.693 87.2685L336.866 75.4537L323.391 42.6914H333.29L341.847 64.1497L350.533 42.6914H360.432L341.464 87.2685H331.693Z" fill="white"/> <path d="M292.365 59.0414V58.722C292.365 53.6768 293.962 49.6533 297.155 46.5879C300.412 43.4585 304.499 41.9258 309.417 41.9258C314.207 41.9258 318.166 43.5224 321.168 46.6517C324.17 49.7811 325.702 53.6129 325.702 58.2111C325.702 59.2968 325.638 60.3825 325.511 61.3405H301.881C302.073 65.1723 305.33 67.5991 310.375 67.5991C314.973 67.5991 318.805 66.5773 321.807 64.4698V72.7721C318.741 74.7519 314.782 75.7099 309.864 75.7099C304.627 75.7099 300.412 74.1771 297.155 71.1755C293.962 68.1101 292.365 64.0866 292.365 59.0414ZM301.945 55.1456H316.123C316.123 52.2718 313.185 49.8449 309.417 49.8449C307.437 49.8449 305.713 50.3558 304.244 51.3777C302.775 52.3995 302.009 53.6768 301.945 55.1456Z" fill="white"/> <path d="M289.938 74.8785H280.422V30.3652H289.938V74.8785Z" fill="white"/> <path d="M271.012 74.8785H261.752V51.3127H257.473V42.691H261.752V30.3652H271.012V42.691H278.101V51.3127H271.012V74.8785Z" fill="white"/> <path d="M239.321 41.7344C244.239 41.7344 248.454 43.3948 251.966 46.7158C255.479 49.9728 257.203 53.9963 257.203 58.7861C257.203 63.5759 255.479 67.5993 251.966 70.9203C248.454 74.1773 244.239 75.8378 239.321 75.8378C234.34 75.8378 230.125 74.1773 226.612 70.9203C223.164 67.5993 221.439 63.5759 221.439 58.7861C221.439 53.9963 223.164 49.9728 226.612 46.7158C230.125 43.3948 234.34 41.7344 239.321 41.7344ZM230.955 58.7861C230.955 61.1491 231.785 63.1927 233.382 64.7893C234.979 66.3859 236.958 67.2161 239.321 67.2161C241.684 67.2161 243.664 66.3859 245.261 64.7893C246.857 63.1288 247.688 61.1491 247.688 58.7861C247.688 56.4231 246.857 54.4433 245.261 52.8467C243.664 51.1863 241.684 50.356 239.321 50.356C236.958 50.356 234.979 51.1863 233.382 52.8467C231.785 54.4433 230.955 56.4231 230.955 58.7861Z" fill="white"/> <path d="M180.307 74.8794H170.855V28.7695L194.357 54.379L217.859 28.7695V74.8794H208.408V52.2715L194.357 68.0459L180.307 52.2715V74.8794Z" fill="white"/> <path d="M492.953 74.8785H483.438V30.3652H492.953V74.8785Z" fill="white"/> <path d="M461.609 41.7324C466.526 41.7324 470.741 43.3929 474.254 46.7138C477.766 49.9709 479.49 53.9943 479.49 58.7841C479.49 63.5739 477.766 67.5974 474.254 70.9183C470.741 74.1754 466.526 75.8358 461.609 75.8358C456.627 75.8358 452.412 74.1754 448.9 70.9183C445.451 67.5974 443.727 63.5739 443.727 58.7841C443.727 53.9943 445.451 49.9709 448.9 46.7138C452.412 43.3929 456.627 41.7324 461.609 41.7324ZM453.242 58.7841C453.242 61.1471 454.073 63.1908 455.669 64.7874C457.266 66.384 459.246 67.2142 461.609 67.2142C463.971 67.2142 465.951 66.384 467.548 64.7874C469.144 63.1269 469.975 61.1471 469.975 58.7841C469.975 56.4212 469.144 54.4414 467.548 52.8448C465.951 51.1843 463.971 50.3541 461.609 50.3541C459.246 50.3541 457.266 51.1843 455.669 52.8448C454.073 54.4414 453.242 56.4212 453.242 58.7841Z" fill="white"/> <path d="M424.058 41.7324C428.975 41.7324 433.19 43.3929 436.703 46.7138C440.215 49.9709 441.94 53.9943 441.94 58.7841C441.94 63.5739 440.215 67.5974 436.703 70.9183C433.19 74.1754 428.975 75.8358 424.058 75.8358C419.076 75.8358 414.861 74.1754 411.349 70.9183C407.9 67.5974 406.176 63.5739 406.176 58.7841C406.176 53.9943 407.9 49.9709 411.349 46.7138C414.861 43.3929 419.076 41.7324 424.058 41.7324ZM415.692 58.7841C415.692 61.1471 416.522 63.1908 418.118 64.7874C419.715 66.384 421.695 67.2142 424.058 67.2142C426.421 67.2142 428.4 66.384 429.997 64.7874C431.594 63.1269 432.424 61.1471 432.424 58.7841C432.424 56.4212 431.594 54.4414 429.997 52.8448C428.4 51.1843 426.421 50.3541 424.058 50.3541C421.695 50.3541 419.715 51.1843 418.118 52.8448C416.522 54.4414 415.692 56.4212 415.692 58.7841Z" fill="white"/> <path d="M386.251 74.8785H376.416V30.3652H405.73V39.3062H386.251V48.4388H404.005V57.1881H386.251V74.8785Z" fill="white"/> <path d="M670.003 88.0009L675.176 76.1861L661.701 43.4238H671.6L680.158 64.8822L688.843 43.4238H698.742L679.775 88.0009H670.003Z" fill="white"/> <path d="M630.674 59.7728V59.4535C630.674 54.4082 632.27 50.3848 635.464 47.3193C638.721 44.19 642.808 42.6572 647.726 42.6572C652.515 42.6572 656.475 44.2538 659.477 47.3832C662.478 50.5125 664.011 54.3444 664.011 58.9426C664.011 60.0283 663.947 61.1139 663.819 62.0719H640.19C640.381 65.9037 643.638 68.3306 648.683 68.3306C653.282 68.3306 657.114 67.3088 660.115 65.2012V73.5036C657.05 75.4834 653.09 76.4413 648.173 76.4413C642.936 76.4413 638.721 74.9086 635.464 71.907C632.27 68.8415 630.674 64.8181 630.674 59.7728ZM640.253 55.8771H654.431C654.431 53.0032 651.494 50.5764 647.726 50.5764C645.746 50.5764 644.021 51.0873 642.553 52.1091C641.084 53.1309 640.317 54.4082 640.253 55.8771Z" fill="white"/> <path d="M606.854 75.6117H597.338V43.4242H606.854V47.4476C608.195 44.6376 611.835 42.7217 616.242 42.7217C624.097 42.7217 628.567 47.7031 628.567 56.0693V75.6117H619.052V57.2188C619.052 53.4508 616.944 51.1517 613.176 51.1517C609.536 51.1517 606.854 53.7702 606.854 57.5381V75.6117Z" fill="white"/> <path d="M577.015 42.4658C581.932 42.4658 586.147 44.1263 589.66 47.4472C593.172 50.7043 594.897 54.7277 594.897 59.5175C594.897 64.3073 593.172 68.3308 589.66 71.6517C586.147 74.9088 581.932 76.5692 577.015 76.5692C572.033 76.5692 567.818 74.9088 564.306 71.6517C560.857 68.3308 559.133 64.3073 559.133 59.5175C559.133 54.7277 560.857 50.7043 564.306 47.4472C567.818 44.1263 572.033 42.4658 577.015 42.4658ZM568.649 59.5175C568.649 61.8805 569.479 63.9241 571.075 65.5208C572.672 67.1174 574.652 67.9476 577.015 67.9476C579.378 67.9476 581.358 67.1174 582.954 65.5208C584.551 63.8603 585.381 61.8805 585.381 59.5175C585.381 57.1546 584.551 55.1748 582.954 53.5782C581.358 51.9177 579.378 51.0875 577.015 51.0875C574.652 51.0875 572.672 51.9177 571.075 53.5782C569.479 55.1748 568.649 57.1546 568.649 59.5175Z" fill="white"/> <path d="M518.001 75.6108H508.549V29.501L532.051 55.1105L555.553 29.501V75.6108H546.101V53.003L532.051 68.7774L518.001 53.003V75.6108Z" fill="white"/> <path d="M152.768 68.4355C156.327 68.4355 159.213 65.5498 159.213 61.9902C159.213 58.4306 156.327 55.5449 152.768 55.5449C149.208 55.5449 146.322 58.4306 146.322 61.9902C146.322 65.5498 149.208 68.4355 152.768 68.4355Z" fill="#FFB71B"/> <path d="M114.155 0C132.859 0 148.558 21.0149 153 49.4314C153.083 49.9585 152.722 50.463 152.194 50.5533C151.743 50.6286 151.306 50.3802 151.133 49.951C146.698 39.0858 139.078 31.9102 130.427 31.9102C118.018 31.9102 107.13 47.0822 105.91 67.9466C104.299 71.4102 91.4536 74.0606 79.6172 74.5123V24.6291C86.9585 9.62275 101.506 0 114.155 0Z" fill="#0095C8"/> <path d="M6.44529 68.4355C10.0049 68.4355 12.8906 65.5498 12.8906 61.9902C12.8906 58.4306 10.0049 55.5449 6.44529 55.5449C2.88565 55.5449 0 58.4306 0 61.9902C0 65.5498 2.88565 68.4355 6.44529 68.4355Z" fill="#FFB71B"/> <path d="M45.0579 0C26.3545 0 10.6554 21.0149 6.21299 49.4314C6.13016 49.9585 6.49158 50.463 7.01865 50.5533C7.47042 50.6286 7.90714 50.3802 8.08032 49.951C12.5152 39.0858 20.1351 31.9102 28.7866 31.9102C41.1952 31.9102 52.083 47.0822 53.3027 67.9466C54.9141 71.4102 67.7595 74.0606 79.5959 74.5123V24.6291C72.2546 9.62275 57.7075 0 45.0579 0Z" fill="#003B5C"/> <path d="M114.375 65.0632H113.238V64.3705H116.235V65.0632H115.098V67.9471H114.375V65.0632ZM116.679 64.3555H116.747L118.629 66.2755L120.512 64.3555H120.58V67.9471H119.857V65.9818L118.629 67.3296L117.402 65.9818V67.9471H116.679V64.3555Z" fill="#0093C9"/> </svg> </a> <p class="copy-micro">Motley Fool Money is a Motley Fool service that rates and reviews essential products for your everyday money matters.</p> <div class="foot-socLinks pt-4 pb-3"> <a class="foot-socLink foot-fb" aria-label="Visit us on facebook." rel="noopener" href="https://www.facebook.com/themotleyfool/"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_facebook-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="btn_facebook-yellow"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M17.3495511,22.4492153 C20.5914066,21.9400727 23.0712171,19.1346213 23.0712171,15.7500125 C23.0712171,12.0039277 20.0360681,8.96877868 16.2899833,8.96877868 C12.5438985,8.96877868 9.50874948,12.0039277 9.50874948,15.7500125 C9.50874948,19.1346213 11.98856,21.9400727 15.2304155,22.4492153 L15.2304155,17.710293 L13.5077634,17.710293 L13.5077634,15.7500125 L15.2304155,15.7500125 L15.2304155,14.2559632 C15.2304155,12.5565425 16.2421319,11.6178317 17.7916963,11.6178317 C18.5337943,11.6178317 19.3098316,11.7501708 19.3098316,11.7501708 L19.3098316,13.4181356 L18.4545137,13.4181356 C17.6123335,13.4181356 17.3495511,13.9409501 17.3495511,14.4771693 L17.3495511,15.7500125 L19.2302572,15.7500125 L18.9294767,17.710293 L17.3495511,17.710293 L17.3495511,22.4492153 Z" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </svg> </a> <a class="foot-socLink foot-twitter" aria-label="Visit us on twitter" rel="noopener" href="https://x.com/themotleyfool"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_twitter-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-40.000000, 0.000000)"> <g id="btn_twitter-yellow" transform="translate(40.000000, 0.000000)"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M13.6960716,21.4352826 C18.9727352,21.4352826 21.8597637,17.0647257 21.8597637,13.2716172 C21.8597637,13.1472622 21.8597637,13.0228538 21.8508717,12.8984988 C22.4105093,12.4898656 22.8991175,11.9835267 23.2899132,11.4150238 C22.7747091,11.6370844 22.2150714,11.7970076 21.6376497,11.8591717 C22.2328021,11.503864 22.6858421,10.9442264 22.8990641,10.2779644 C22.3482651,10.6066494 21.7264633,10.8464941 21.0780121,10.9708491 C20.5538625,10.4112115 19.8077056,10.0647691 18.9815472,10.0647691 C17.3914745,10.0647691 16.1122761,11.3528329 16.1122761,12.9340402 C16.1122761,13.1561276 16.1389255,13.3781882 16.1833323,13.5913835 C13.8026693,13.4670018 11.679555,12.3299691 10.2671362,10.5888653 C10.0183727,11.0152559 9.87628705,11.5038373 9.87628705,12.0368256 C9.87628705,13.0317458 10.3825992,13.9111764 11.1554321,14.4264073 C10.6846614,14.4086766 10.2404601,14.2754295 9.85850298,14.0622343 L9.85850298,14.097749 C9.85850298,15.4924104 10.8445579,16.6472005 12.1592711,16.9137213 C11.9194531,16.9758854 11.6618243,17.0114269 11.4042223,17.0114269 C11.2176497,17.0114269 11.0399958,16.9936695 10.8623153,16.9670201 C11.2265417,18.1040795 12.2836528,18.9302112 13.5450672,18.9568873 C12.5590123,19.7297203 11.3242206,20.1827603 9.9828847,20.1827603 C9.74304,20.1827603 9.52097937,20.1738682 9.29,20.1472455 C10.5603064,20.9644586 12.0704308,21.4352826 13.6960716,21.4352826 Z" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </g> </svg> </a> <a class="foot-socLink foot-insta" aria-label="Visit us on instagram." rel="noopener" href="https://www.instagram.com/themotleyfoolofficial/"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_instagram-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-120.000000, 0.000000)"> <g id="btn_instagram-yellow" transform="translate(120.000000, 0.000000)"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M18.8192762,21.8312587 C19.8009252,21.7847691 20.670449,21.5605455 21.3868589,20.841412 C22.1032421,20.1250021 22.3274657,19.2554782 22.376679,18.2738293 C22.4341167,17.2621129 22.4341167,14.232438 22.376679,13.2207217 C22.3302161,12.2390727 22.1059925,11.3695489 21.3868589,10.653139 C20.670449,9.93675581 19.8009252,9.71253225 18.8192762,9.66331896 C17.8075599,9.6058812 14.7751346,9.6058812 13.7634182,9.66331896 C12.7845197,9.70978186 11.9149958,9.93400542 11.1958623,10.6504153 C10.4767287,11.3668252 10.2552288,12.236349 10.2060155,13.217998 C10.1486045,14.2297143 10.1486045,17.2621129 10.2060155,18.2738293 C10.2525051,19.2554782 10.4767287,20.1250021 11.1958623,20.841412 C11.9149958,21.5578219 12.781796,21.7820187 13.7634182,21.8312587 C14.7751346,21.8886698 17.8075599,21.8886698 18.8192762,21.8312587 Z M16.2927091,20.7703024 C15.4013156,20.7703024 13.484534,20.841412 12.680619,20.5242092 C12.1446935,20.3109338 11.7317878,19.8980548 11.5157887,19.3593789 C11.1958623,18.5527402 11.2696955,16.6386823 11.2696955,15.7472888 C11.2696955,14.8558687 11.1985859,12.9390871 11.5157887,12.135172 C11.7290641,11.5992465 12.1419431,11.1863408 12.680619,10.9703418 C13.4872577,10.6504153 15.4013156,10.7242486 16.2927091,10.7242486 C17.1841292,10.7242486 19.1009109,10.653139 19.9048259,10.9703418 C20.4407514,11.1836172 20.8536571,11.5964961 21.0696562,12.135172 C21.3895826,12.9418107 21.3157493,14.8558687 21.3157493,15.7472888 C21.3157493,16.6386823 21.3895826,18.5554639 21.0696562,19.3593789 C20.8563808,19.8953045 20.4435018,20.3082101 19.9048259,20.5242092 C19.0981872,20.8441357 17.1841292,20.7703024 16.2927091,20.7703024 Z M19.5630298,13.2097735 C19.967711,13.2097735 20.2958352,12.8843997 20.2958352,12.4769681 C20.2958352,12.0722869 19.967711,11.7441627 19.5630298,11.7441627 C19.1583486,11.7441627 18.8302244,12.0722869 18.8302244,12.4769681 C18.8302244,12.8816493 19.1555982,13.2097735 19.5630298,13.2097735 Z M16.2927091,18.8890622 C18.0317835,18.8890622 19.4345091,17.4863365 19.4345091,15.7472888 C19.4345091,14.0082145 18.0317835,12.6054888 16.2927091,12.6054888 C14.5536614,12.6054888 13.1509357,14.0082145 13.1509357,15.7472888 C13.1509357,17.4863365 14.5536614,18.8890622 16.2927091,18.8890622 Z M16.2927091,17.7898407 C15.1688943,17.7898407 14.2501572,16.8738273 14.2501572,15.7472888 C14.2501572,14.6207237 15.1661706,13.7047102 16.2927091,13.7047102 C17.4192742,13.7047102 18.3352877,14.6207237 18.3352877,15.7472888 C18.3352877,16.8738273 17.4165506,17.7898407 16.2927091,17.7898407 Z" id="" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </g> </svg> </a> </div> <p class="copy-micro">Copyright © 2018 - 2024 Motley Fool Money. All rights reserved.</p> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">About Motley Fool Money</div> <div class="ft-lnk-lst"> <span> <a href="/money/about-us/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="1"> About Us </a> </span> <span> <a href="/money/contact-us/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="2"> Contact Us </a> </span> <span> <a href="/money/newsroom/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="3"> Newsroom </a> </span> <span> <a href="/money/our-advertisers/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="4"> How We Make Money </a> </span> <span> <a href="/money/editorial-integrity/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="5"> Editorial Integrity </a> </span> <span> <a href="/money/rating-methodology/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="6"> Ratings Methodology </a> </span> <span> <a href="https://www.fool.com/money/feed?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" rel="noopener" target="_blank" data-track-order="7"> RSS Feed </a> </span> <span> <a href="https://www.fool.com/about/" rel="noopener" target="_blank" data-track-order="8"> About The Motley Fool </a> </span> </div> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">Legal</div> <div class="ft-lnk-lst"> <span> <a href="https://www.fool.com/legal/terms-and-conditions/fool-rules/" rel="noopener" target="_blank" data-track-order="1"> Terms of Use </a> </span> <span> <a href="https://www.fool.com/legal/privacy-statement/" rel="noopener" target="_blank" data-track-order="2"> Privacy Policy </a> </span> <span> <a href="https://www.fool.com/legal/accessibility-policy/" rel="noopener" target="_blank" data-track-order="3"> Accessibility Policy </a> </span> <span> <a href="https://www.fool.com/legal/terms-and-conditions/" rel="noopener" target="_blank" data-track-order="4"> Terms and Conditions </a> </span> <span> <a href="https://www.fool.com/legal/stuff-we-own/" rel="noopener" target="_blank" data-track-order="5"> Copyright, Trademark and Patent Information </a> </span> <span> <a href="https://www.fool.com/data-protection/ccpa-update/" rel="noopener" target="_blank" data-track-order="6"> Do Not Sell My Personal Information </a> </span> </div> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">Learn</div> <div class="ft-lnk-lst"> <span> <a href="/money/credit-cards/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="1"> Credit Cards </a> </span> <span> <a href="/money/banks/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="2"> Banking </a> </span> <span> <a href="/money/buying-stocks/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="3"> Brokerage </a> </span> <span> <a href="/money/cryptocurrency/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="4"> Cryptocurrency </a> </span> <span> <a href="/money/mortgages/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="5"> Mortgages </a> </span> <span> <a href="/money/insurance/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="6"> Insurance </a> </span> <span> <a href="/money/personal-loans/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="7"> Loans </a> </span> <span> <a href="/money/articles/?luri=%2Fpersonal-loans%2Fbest-personal-loans-debt-consolidation%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=81ee5fa8-b975-4e48-b95d-7ba9f1acdb67<yp=txt" data-track-order="8"> Recent Articles </a> </span> </div> </div> </div> </div> <div class="foot-wrap col-12 bt bg-black"> <div class="width-limiter"> <div class="ft-col p-5"> <div class="lnk-wrap"> <a class="lnk uppercase text-center" href="https://www.fool.com" rel="noopener">Back to The Motley Fool</a> </div> </div> </div> </div> </div> </div> </div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/vendorImport.js" rel="preload"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/navigation.js" defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/internal_links_no_follow.js" charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/geo_loc_vars.js" charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/lazyload.js" async charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/tooltip.js" async defer charset="UTF-8"></script> <!-- accordion needs to NOT be async to get breakpoint-variable drawer behavior to work --> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/accordion.js" defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/search.js" async defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/sticky_button.js" async defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/expert_qa.js" async defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/ecap.js" async defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/fool.js" async defer charset="UTF-8"></script> <script type="text/javascript" src="https://g.foolcdn.com/mms/resources/js/fool_mad_v1.js"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/browser_update.js" async defer charset="UTF-8"></script> <script>document.querySelectorAll('a[href *= "/offers/"]').forEach(element=>{element.setAttribute("target","_blank")});document.querySelectorAll("a[href^='http']:not([href^='https://www.fool.com/money/'])").forEach(element=>{element.setAttribute("target","_blank")});;</script> <script>var loc=window.location.toString().replace(/[?&]from=([\w-]*)/,'');var campaign=loc.replace(/.*[?|&]utm_campaign=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);var source=loc.replace(/.*[?|&]utm_source=([\w-]*).*|^.*$/,"$1").trim();var ftm_source=loc.replace(/.*[?|&]ftm_source=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);if(ftm_source&&ftm_source!==""){source=ftm_source;} var ftm_campaign=loc.replace(/.*[?|&]ftm_campaign=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);if(ftm_campaign&&ftm_campaign!==""){campaign=ftm_campaign;} if(campaign&&campaign!==""){document.cookie="mfm_campaign="+campaign+";path=/money;max-age=31536000";} if(source&&source!==""){document.cookie="mfm_source="+source+";path=/money;max-age=31536000";} if(document.URL.includes('yhoo')||(document.URL.includes('cpc')&&(document.URL.includes('bng')||document.URL.includes('msn')))){document.querySelectorAll('[aria-label="Navigation Disclosure"]').forEach(element=>{element.setAttribute("style","font-size: 1.6rem;");if(!document.URL.includes('yhoo')){element.innerHTML="Advertisement | "+element.innerHTML;}});};</script> <script>window.onerror=(msg)=>{document.body.setAttribute("JSError",msg)};</script> <script> var isIE = /*@cc_on!@*/false || !!document.documentMode, // Internet Explorer 6-11 isEdge = !isIE && !!window.StyleMedia; // Edge 20+ </script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/collapsible_paragraph.js" async charset="UTF-8" defer rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/side_nav.js" charset='UTF-8' rel='preload' as='script'></script> <script> var dataLayer = dataLayer || []; dataLayer.push({ 'event': 'LoansPage' }); </script> <script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'8e7d386c39706bff',t:'MTczMjQ5MTM3OC4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script></body> </html>