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<!DOCTYPE html> <html lang="en-US"> <head> <title data-react-helmet="true">American Express - Rewards Points Calculator</title> <meta data-react-helmet="true" name="application-name" content="American Express"/><meta data-react-helmet="true" name="description" content="How you use Membership Rewards points is up to you. 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The following navigation elements are controlled via tab" readonly=""/><div class="axp-global-header__GlobalHeader__globalHeader___MXh17 axp-global-header__GlobalHeader__withoutSAN___2Nbk1 axp-global-header__dls-module__nav___9Aq3L axp-global-header__dls-module__navSticky___2Ns68" id="axp-global-header-menu-modal" aria-label="Global Navigation Menu"><input type="checkbox" aria-hidden="true" name="menutoggle" id="axp-global-header__GlobalHeader__menuOpener___2kE0z" class="axp-global-header__dls-module__displayNone___3VUuZ"/><div class="axp-global-header__GlobalHeader__horizontalNav___4yi5G axp-global-header__dls-module__nav___9Aq3L axp-global-header__dls-module__navHorizontal___1Yh_T axp-global-header__dls-module__borderB___1dc4K axp-global-header__dls-module__navLarge___LYxP0"><div></div><div class="width-full container"><div class="axp-global-header__GlobalHeader__navContainer___1rC-J axp-global-header__dls-module__nav___9Aq3L axp-global-header__dls-module__navLarge___LYxP0 axp-global-header__dls-module__navMenu___2v96a axp-global-header__dls-module__pad0___1QHU5"><div class="axp-global-header__GlobalHeader__media_width_high___1ViXM" id="hamburgerMenuOpener"><label aria-label="Menu" class="axp-global-header__dls-module__margin0B___112vq axp-global-header__dls-module__margin1R___BEOhT" for="axp-global-header__GlobalHeader__menuOpener___2kE0z" id="keyBoardHandler"><div aria-expanded="false" name="openmenudesktop" id="openmenudesktop" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__closed___35m2e axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__dls-module__hiddenSmDown___7zgQf"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__GlobalHeader__list___eg7fM axp-global-header__dls-module__pad0LXsUp___yBhX3 css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M43.5 39a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39z"></path></svg></span><span class="axp-global-header__dls-module__pad1LXsUp___weeIC">Menu</span></div><span aria-label="Open Menu" name="openmenumobile" id="openmenumobile" aria-expanded="false" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__closed___35m2e axp-global-header__dls-module__hiddenMdUp___2R91O"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__GlobalHeader__vertNavMenuButton___1FIS5 axp-global-header__GlobalHeader__menuPd___7u5Sz axp-global-header__GlobalHeader__list___eg7fM css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M43.5 39a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39z"></path></svg></span></span><span aria-label="Close Menu" name="closemenudesktop" id="closemenudesktop" aria-expanded="true" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__dls-module__hiddenSmDown___7zgQf"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__GlobalHeader__list___eg7fM axp-global-header__dls-module__pad0LXsUp___yBhX3 css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M24 21.879l15.439-15.44a1.5 1.5 0 012.224 2.007l-.103.114L26.12 24l15.44 15.438a1.5 1.5 0 01.103 2.008l-.103.114a1.5 1.5 0 01-2.007.103l-.114-.103L24 26.12 8.561 41.56a1.5 1.5 0 01-2.007.103l-.114-.103a1.5 1.5 0 01-.103-2.008l.103-.114L21.88 24 6.44 8.56a1.5 1.5 0 01-.103-2.007l.103-.114a1.5 1.5 0 012.007-.103l.114.103L24 21.879l15.439-15.44L24 21.879z"></path></svg></span><span>Menu</span></span><span aria-label="Close Menu" name="closemenumobile" id="closemenumobile" aria-expanded="true" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__hiddenMdUp___2R91O"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__GlobalHeader__menuPd___7u5Sz axp-global-header__GlobalHeader__list___eg7fM axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__GlobalHeader__vertNavMenuButton___1FIS5 css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M24 21.879l15.439-15.44a1.5 1.5 0 012.224 2.007l-.103.114L26.12 24l15.44 15.438a1.5 1.5 0 01.103 2.008l-.103.114a1.5 1.5 0 01-2.007.103l-.114-.103L24 26.12 8.561 41.56a1.5 1.5 0 01-2.007.103l-.114-.103a1.5 1.5 0 01-.103-2.008l.103-.114L21.88 24 6.44 8.56a1.5 1.5 0 01-.103-2.007l.103-.114a1.5 1.5 0 012.007-.103l.114.103L24 21.879l15.439-15.44L24 21.879z"></path></svg></span></span></label></div><div><style data-emotion-css="zmpgl6">.css-zmpgl6{-webkit-text-decoration:underline;text-decoration:underline;padding-top:0.828125rem;padding-bottom:0.828125rem;min-width:2.75rem;min-height:2.75rem;display:inline-block;}.css-zmpgl6:hover{color:#0065bd;}.css-zmpgl6:active{color:#005aa8;}.css-zmpgl6:focus{outline:none;}.css-zmpgl6:focus span:only-child{outline:dashed 1px #53565a;outline-offset:3px;}</style><a href="https://www.americanexpress.com?inav=NavLogo" tabindex="-1" title="Homepage" class="display-inline-block axp-global-header__GlobalHeader__logoNavLink___3Kj66 css-zmpgl6"><span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoBlueboxSolidSm___13LtE axp-global-header__GlobalHeader__media_width_low___1WXb4"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-bluebox-solid.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackSm___3ssQI undefined axp-global-header__GlobalHeader__closed___35m2e axp-global-header__GlobalHeader__media_width_high___1ViXM axp-global-header__dls-module__hiddenSmDown___7zgQf"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackSm___3ssQI undefined axp-global-header__GlobalHeader__open___2z8sT axp-global-header__GlobalHeader__media_width_high___1ViXM axp-global-header__dls-module__hiddenSmDown___7zgQf"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack-white.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackXs___tfyDg undefined axp-global-header__GlobalHeader__closed___35m2e axp-global-header__dls-module__hiddenMdUp___2R91O"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackXs___tfyDg undefined axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__hiddenMdUp___2R91O"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack-white.svg" alt="American Express"/></span></span></a></div><div class="axp-global-header__GlobalHeader__media_width_low___1WXb4"><div><input type="radio" aria-describedby="aria-intro" class="axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabCloser___2jJeH" name="axp-global-header__Tabs__tabOpener___1UPD9" aria-label="tab-closer" tabindex="-1" checked=""/><ul class="axp-global-header__Tabs__navTabs___XEPHn axp-global-header__dls-module__navMenu___2v96a" id="menu"><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-myAccount"><input type="radio" aria-label="label-myAccount" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-myAccount" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-myAccount" id="label-tab-open-myAccount" tabindex="0">My Account</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-myAccount" tabindex="0"><span>My Account</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-cards"><input type="radio" aria-label="label-cards" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-cards" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-cards" id="label-tab-open-cards" tabindex="0">Cards</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-cards" tabindex="0"><span>Cards</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-bank"><input type="radio" aria-label="label-bank" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-bank" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-bank" id="label-tab-open-bank" tabindex="0">Banking</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-bank" tabindex="0"><span>Banking</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-travel"><input type="radio" aria-label="label-travel" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-travel" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-travel" id="label-tab-open-travel" tabindex="0">Travel</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-travel" tabindex="0"><span>Travel</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-rewards"><input type="radio" aria-label="label-rewards" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-rewards" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-rewards" id="label-tab-open-rewards" tabindex="0">Rewards & Benefits</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-rewards" tabindex="0"><span>Rewards & Benefits</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 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