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<p><span>相信很多人对于“征信”二字都不会陌生,知道有这回事,但由于非日常所需,我们对于征信又都不太重视。</span></p> <p>直到我们申请房贷车贷需要用到征信报告时,才恍然发现平时的不良习惯已经导致自己的征信报告有了污点,贷款也通不过银行等信贷机构的审核,此时才追悔不已。</p> <p>俗话说,人无信而不立,不管是企业还是个人,在与这个社会有所联系的时候,信用就充当着双方沟通的桥梁。</p> <p>信贷机构通过查询一个人的信用程度来决定是否贷款给这个人,而我们个人也能利用自己良好的信用来获取资源,比如融资和贷款。征信在整个过程中充当着重要作用,征信采集的信息范围越广意义越深远,作用越大,目前征信系统也正在逐步扩大采集范围。</p> <p>本期专题,MAIGOO编辑带你全面了解“征信”这件事,详细地教会你如何查询个人征信记录。</p> </div> </div> </div> </div> </div> <div id="modellist-2010345" class="md_1010 modelbox tleft" model-fun="BindLinkTop"> <div class="mod_body"> <div class="mod_cont nohov font14 scale130"> <img src="https://image.maigoo.com/upload/images/20200814/11025022271_940x1475.jpg" alt="" title="" /> </div> </div> <div class="clear"></div> </div> <div id="modellist-2014699" class="md_1010 modelbox tleft" model-fun="BindLinkTop"> <div class="mod_body"> <div class="mod_cont nohov font14 scale130"> <img src="https://image.maigoo.com/upload/images/20200815/13361270699_940x1701.jpg" alt="" title="" /> </div> </div> <div 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