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OCBC GREAT Term Guard | Online Term Insurance Singapore

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Extensive coverage for death, disability, terminal illness and 53 critical illnesses. Learn more today."> <!--ls:end[meta-description]--> <!--ls:begin[custom-meta-data]--> <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0"> <!--ls:end[custom-meta-data]--> <!--ls:begin[meta-robots]--> <meta name="robots" content=""> <meta name="robots" content=""> <!--ls:end[meta-robots]--> <!--ls:begin[meta-vpath]--> <meta name="vpath" content=""> <!--ls:end[meta-vpath]--> <!--ls:begin[meta-page-locale-name]--> <meta name="page-locale-name" content=""> <!--ls:end[meta-page-locale-name]--> <!--ls:begin[script]--> <script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/jquery.min.js" data-ocde-desktop_or_tablet_or_phone="show"></script> <!--ls:end[script]--> <!--ls:begin[script]--><script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/page-script.js" data-ocde-desktop_or_tablet_or_phone="show"></script> <!--ls:end[script]--> <!--ls:begin[canonical]--> <link rel="canonical" href="https://www.ocbc.com/personal-banking/insurance/great-term-guard"> <!--ls:end[canonical]--> <!--ls:begin[head-injection]--><link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/style.css?20200729' media='all' /> <link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/qualtrics.css?2020062501' media='all' /> <!--ls:end[head-injection]--><!--ls:begin[head-injection]--><!--ls:end[og/twitter]--><!--ls:begin[tracker-injection]--><!--ls:end[tracker-injection]--><!--ls:begin[script]--><!--ls:end[script]--><!--ls:begin[script]--><!--ls:end[script]--><!--ls:headBottomBegin[script]--> <script type="text/javascript"> var _gaq = _gaq || []; var pluginUrl = '//www.google-analytics.com/plugins/ga/inpage_linkid.js'; _gaq.push(['_require', 'inpage_linkid', pluginUrl]); _gaq.push(['_setAccount', 'UA-31687854-1']); // _gaq.push(['_setDomainName', 'ocbc.com']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 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</script><!--ls:end[body_injection_top]--><!--ls:begin[analytics-body-top]--><!--ls:end[analytics-body-top]--><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#insurance" class="header__navi">Insurance</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#investments" class="header__navi">Investments</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#advisory" class="header__navi">Advisory</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#more" class="header__navi">More</a></li> <li class="divider"></li> </ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div> <p>You are in</p> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/personal-banking/home" data-target="_self">Personal Banking</option> <option value="/personal-banking/premier/en" data-target="_blank">Premier Banking</option> <option value="https://www.frankbyocbc.com/" data-target="_blank">FRANK by OCBC</option> <option value="https://www.ocbc.com/business-banking/index.html" data-target="_blank">Business Banking</option> <option value="https://www.ocbc.com/group/about-us/group-business" data-target="_blank">OCBC Group</option> <option value="https://www.iocbc.com/index.page" data-target="_blank">OCBC Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div> <!--googleoff: index--> <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&amp;Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90&deg;N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident &amp; Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home &amp; Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life &mdash; your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone&trade; app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more &ndash; visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!--googleon: index--> <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;subnav-&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;1"><a href="#section-home" 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target="" cta-id="Insurance-GreatTermGuard-ViewPricingandApply-StickyNav"><span>View pricing & apply</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8"> <!-- Wrap Multi place holder component with <section id='main-wrapper'> tag --> <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1644485285730"> <!--ls:begin[component-1644485285730]--> <!--Breadcrumb Component--><div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/insurance.page">Insurance</a></li> <li>GREAT Term Guard</li> </ul> </div> </div><!--ls:end[component-1644485285730]--> </div> <div class="iw_component" id="iw_comp1644485285743"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--multi-columns parent__masthead--cta parent__masthead--has-background-mobile theme theme--green parent__masthead--dark "> <div class="parent__masthead-background" style="background-color: #5D729E;background-image: url(/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/masthead-desktop.jpg);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--white "> <h1>Great Term Guard</h1> </div> <h2 class="light">Stay protected and get a full refund of premiums at age 65 (next birthday) if no claims are made</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/masthead-mobile.jpg);;"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="w-100"> <div class="col-12 com__tab-content"> <div class="com__tab-nav mb3 fz-20 d-md-none"> <ul class="row"> <li class="col-6 d-flex align-items-center justify-content-center selected"><a href="#tab1">Why you will love this</a></li> <li class="col-6 d-flex align-items-center justify-content-center"><a href="#tab2">Who can apply</a></li> </ul> </div> </div> </div> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-6 border-right"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Why you will love this</b></div> <div class="com__tab-set mobile-only" id="#tab1"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Full refund of premiums if no claims are made at age 65 (next birthday)​</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Extensive coverage including 53 critical illnesses​</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Apply online with no medical screening required</span></p> </div> </div> <div class="col-md-6"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Who can apply</b></div> <div class="com__tab-set mobile-only" id="#tab2"> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Singaporeans and Singapore PRs between 19 to 45 years old (age next birthday)</span></p> </div> </div> </div> </div> <div class="pt-4 default-device-content"><a auto-scroll="true" cta-id="Insurance-GreatTermGuard-ViewPricingandApply-Masthead" href="#cta-component" class="button button--primary button--red2 d-sm-inline-block d-block &#xA;&#x9;&#x9;&#x9;&#x9; " target="_self"><span>View pricing & apply</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1650974984438"> <div class="d-none-soft"> <div id="masthead-blurb"><div class="parent__masthead-promotion-wrapper"> <div class="theme theme--green"> <div class="promotion__container promotion__container-notification promotion__container-dark fadeInUp animated animation"><i class="fal fa-times btn-close">&nbsp;</i> <div class="d-flex"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_giftbox-grey.png" width="24" height="24" alt="" /><br /> <p class="flex-fill caption"><strong class="promotion__container-title">Enjoy up to a S$500 one-time cash reward</strong><u><a class="promo--underline" href="#promo">Find out more</a></u></p> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1644485285744"> <div class="features-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">features and benefits</div> <div class="list__four-col-with-icons list__col bp-par-height2 list__col-sticky-available"> <div class="row list__col-content animate" anim-control="parent"> <div class="col-custom-10"> <div class="row"> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="list__col-image bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_refund-grey.png" alt=""></div><span> <h4><strong>Full refund of premiums if no claims are made</strong></h4></span></div> <div class="list__col-text">You get all your premiums back if you do not make any claim during your policy term, which is until age 65 (next birthday). This is like having extra pocket money for your retirement!</div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="list__col-image bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_coverage-grey.png" alt=""></div><span> <h4><strong>Extensive coverage for peace of mind</strong></h4></span></div> <div class="list__col-text">Covers death, total &amp; permanent disability, terminal illness and 53 critical illnesses &ndash; more than the 37 critical illnesses under Life Insurance Association Singapore 2019 definitions.</div> <p class="mt2"><a href="https://www.ocbc.com/personal-banking/help-and-support/insurance/great-term-guard" class=" link link-arrow-right" target="_blank">Learn more about the conditions <span class="text-nowrap">covered<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="list__col-image bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_options-grey.png" alt=""></div><span> <h4><strong>Two coverage amount options</strong></h4></span></div> <div class="list__col-text">Choose the coverage amount that best suits your needs: $100,000 or $200,000.</div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single list__col-imagetext co-is-set"> <div class="d-flex flex-flow flex-sm-column"> <div class="list__col-image bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/icon_speed-grey.png" alt=""></div><span> <h4><strong>Apply online in just 10 minutes</strong></h4></span></div> <div class="list__col-text">Our simplified application journey makes applying easy on the OCBC app.</div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1679811400932"> <!--ls:begin[component-1679811400932]--><div class="best-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">COMMITTED TO EXCELLENCE</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--medium"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail medium"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/kv_best-life-insurance-product-2023.jpg" alt-text="Best Life Insurance Product 2023"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title"><b>Best Life Insurance Product 2023</b></div> <div class="article__content"><p>We are proud to announce that <a rel="noopener" href="https://www.ocbc.com/personal-banking/insurance/great-term-guard" target="_blank">GREAT Term Guard</a> has been recognised as the Best Life Insurance Product in 2023 by The Asian Banker.</p> <p>This is a testament to our continued efforts in meeting our customers' needs, and we thank you for your unwavering support.</p> <p>Designed with you in mind, this is Singapore&rsquo;s only online term insurance that provides a full refund of premiums if no claims are made at age 65 (next birthday).</p></div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1679811400932]--> </div> <div class="iw_component" id="iw_comp1644485285748"> <div class="howitworks-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">How it works</div> <div class="row "> <div class="col-md-12"> <div class="row"> <div class=" col-custom-8 col-custom-enforced subtitle "> <h4 class="mb-0"><p></p></h4> </div> </div> </div> </div> <div class="com__tab"> <div class="com__tab-content com__tab-scroll mb4"> <div class="row"> <div class=" col-custom-9"> <div class="com__tab-nav has-styled-nav find-id-nav"> <ul class="d-flex styled-nav align-items-center"> <div class="indicator"></div> <li class="col align-items-center justify-content-center selected"><a href="#no-claim">If you do not make any claim</a></li> <li class="col align-items-center justify-content-center"><a href="#yes-claim">If you make a claim</a></li> </ul> <div class="border-line-wrapper"> <div class="border-line"></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1644485285838"> <div class="howitworks-component howitworks-noclaim-component"></div> <div class="module container bp-width-med3 "> <div class="com__responsive_image"> <div class="show-desktop-only "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-desktop_noclaim.png" alt="altTitle"></div> </div> <div class="com__responsive_image"> <div class="show-tablet-only "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-desktop_noclaim.png" alt="altTitle"></div> </div> <div class="com__responsive_image"></div> <div class="com__responsive_image"> <div class="show-mobile-only com__insurance_image-mobile "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-mobile_noclaim.png" alt="altTitle"></div> </div> </div> </div> <div class="iw_component" id="iw_comp1644485285842"> <div class="howitworks-component howitworks-yesclaim-component"></div> <div class="module container bp-width-med3 "> <div class="com__responsive_image"> <div class="show-desktop-only "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-desktop_claim.png" alt="altTitle"></div> </div> <div class="com__responsive_image"> <div class="show-tablet-only "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-desktop_claim.png" alt="altTitle"></div> </div> <div class="com__responsive_image"></div> <div class="com__responsive_image"> <div class="show-mobile-only com__insurance_image-mobile "><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/diagram-mobile_claim.png" alt="altTitle"></div> </div> </div> </div> <div class="iw_component" id="iw_comp1644485293809"> <!--One Block--><div class="howitworks-component howitworks-yesclaim-component"></div><div class="module container bp-width-med3"> <div class="com_digital-payments-generic-text-wrapper"> <div class="com_digital-payments-generic-text d-p-g-type-1"> <div class="d-p-g-text"> <p><p class="caption">For Angioplasty and Other Invasive Treatment for Coronary Artery, you will receive 10% of your selected coverage amount. However, you will continue to receive full coverage for the remaining benefits during the term of the policy. If no further claims are made, you will still receive a full refund of your premiums.</p></p> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1675512672188"> <div class="letusguideyou-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">LET US GUIDE YOU</div> <div class="row flex-row align-items-center feature__image feature__image-beside-text mob-mt2 animate&#xA;&#x9;&#x9;&#x9;&#x9;"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/kv_banca-entry23.png" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Find out how much coverage you need</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Get personalised suggestions for each type of coverage on the OCBC app.</p> <div class="mt4"> <p class="desktop-content mob-mt2"><a class="button button--secondary button--link desktop-cta-insurancegt" href="#popup-banca_qrcode" data-fancybox="none">Try it now</a></p> <p class="mobile-content mob-mt2"><a class="button button--secondary button--link mobile-cta-insurancegt" rel="noopener" href="https://internet.ocbc.com/internet-banking/PublicPushNotification/Redirect?code=guidedInsurance&amp;agentCode=502999" target="_blank">Try it now</a></p> </div></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1731543640316"> <div class="promotion-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">Exclusive Promotions</div> <div class="row flex-row-reverse align-items-center feature__image feature__image-beside-text mob-mt2 animate&#xA;&#x9;&#x9;&#x9;&#x9;"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/insurance/grow-with-us-promo-img.jpg" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Enjoy up to a S$500 one-time cash reward</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Apply for GREAT Term Guard via the OCBC app by 31 December 2024. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-bancassurance-consumer-promotion.pdf">Great Eastern Life&rsquo;s terms and conditions apply</a>.</p> <p>New to GREAT Term Guard customers will get an <strong>additional S$50 cash reward</strong>. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-the-ocbc-cash-rewards-promo.pdf">Terms and conditions apply</a>.</p></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1729353955138"> <div class="exclusive-promo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black ">Exclusive Promotions</div> <div class="row flex-row-reverse align-items-center feature__image feature__image-beside-text mob-mt2 animate&#xA;&#x9;&#x9;&#x9;&#x9;"> <div class="col-md-8"> <div class="bp-img wide feature__image--image"><img src="/iwov-resources/sg/ocbc/personal/img/insurance/grow-with-us-promo-img.jpg" alt=""></div> </div> <div class="col-md-4"> <div class="feature__image--text"> <h3 class=" feature__image--title"><strong>Enjoy up to a S$500 one-time cash reward</strong></h3> <div class="feature__image--description"> <p class="mb0"><p>Apply for GREAT Term Guard via the OCBC app by 31 December 2024. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-bancassurance-consumer-promotion.pdf">Great Eastern Life&rsquo;s terms and conditions apply</a>.</p> <p>New to GREAT Term Guard customers will get an <strong>additional S$50 cash reward</strong>. <a href="/iwov-resources/sg/ocbc/personal/pdf/insurance/tncs-governing-the-ocbc-cash-rewards-promo.pdf">Terms and conditions apply</a>.</p></p> </div> <div class="feature__image--button d-flex flex-wrap align-items-center"></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1644485285752"> <!--ls:begin[component-1644485285752]--><div class="beforeyouapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">before you apply</div> <div class="row "></div> <div class="accordion__grey"> <div class="row"> <div class="common-questions m-item col-md-12"> <div class="item-list-title clearfix"> <h5 class="float-left"><strong><span>Common questions</span></strong></h5> </div> <div class="item-list accordion" init-mode="first" close-others="false"> <div class="item accordion__item"> <div class="label accordion__item__title">Are there any penalties for cancelling my policy?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>This policy has a 14-day free-look period. If you cancel your policy within 14 days of receiving your policy documents, we will refund you the premiums you have paid, less any costs incurred (if any).</p> <p>(i) If you cancel before and during year 10, you will not get any premium back.<br />(ii) If you cancel after year 10, you will get some premium back but not all of what you have paid.<br />(iii) If you hold your policy till the end of the policy term and do not make a claim, you will get all your premium back.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">Can I buy more than 1 GREAT Term Guard policy?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Yes. However, you may only buy up to a combined sum assured of $200,000. This means that you can buy 2 plans with a sum assured of $100,000 each, or 1 plan with a sum assured of $200,000.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How do I make a claim? <i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>To make a claim, visit <a href="https://www.greateasternlife.com/sg/en/personal-insurance/get-help/make-a-claim.html" target="_blank" rel="noopener">Great Eastern's claims website</a> and follow the steps given.</p></div> </div> </div> </div> </div> </div> </div> </div><!--ls:end[component-1644485285752]--> </div> <div class="iw_component" id="iw_comp1644485285983"> <!--ls:begin[component-1644485285983]--><div class="moreinfo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">More information</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-md-12"> <p class="mb-0"><p><a href="#important-notes" data-fancybox="none" class="link link-arrow-right">Important <span class="text-nowrap">notice<i class="far fa-chevron-right"></i></span></a></p></p> </div> </div> <div class="row mb-0"> <div class="col-md-12"> <p class="mb-0"><p><a href="#pops-popup" data-fancybox="none" class="link link-arrow-right">Policy Owners' Protection <span class="text-nowrap">Scheme<i class="far fa-chevron-right"></i></span></a></p></p> </div> </div> </div> </div> </div> </div><!--ls:end[component-1644485285983]--> </div> <div class="iw_component" id="iw_comp1644485285754"> <div class="cta-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="cta__basic"> <div style="" class="theme theme--blue"> <div class="theme__container theme__background"> <div class="cta__basic-details"> <div class="subcategory subcategory--black subcategory--no-margin">RECOGNISED AS BEST LIFE INSURANCE PRODUCT 2023 BY THE ASIAN BANKER</div> <div class="cta__basic-info"> <h3 class="bold co-default">Apply for GREAT Term Guard today and get up to a $500 one-time cash reward</h3> <div class="cta__basic-links"> <div class="item item-apply desktop-content"><a href="#popup-qrcode" data-fancybox="none" cta-id="Insurance-GREATTermGuard-OCBCApp-ViewPricingAndApplyCTADesktopBanner" class="button button--primary button--red2&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;" target="_self"><span>OCBC app</span></a></div> <div class="item item-apply mobile-content"><a href="https://onelink.to/dhtpts" cta-id="Insurance-GREATTermGuard-OCBCApp-ViewPricingAndApplyCTAMobileBanner" class="button button--primary button--red2&#xA;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;&#x9;" target="_blank"><span>OCBC app</span></a></div> <div class="item"> <div class="item item-paragraph"> <p class="no-margin co-default"><p class="mobile-content mob-mt2">or</p></p> </div> <div class="item locate-branch mobile-content"><a cta-id="Insurance-GREATTermGuard-GetUsToContactYou-ViewPricingAndApplyCTAMobileBanner" href="https://www.ocbc.com/personal-banking/forms/insurance-contact-branch-form.page?Source=GreatTermGuard" class="button button--secondary button--link &#xA;&#x9;&#x9;&#x9;&#x9; " target="_blank"><span>Get us to contact you</span></a></div> </div> </div> <div><p class="desktop-content mob-mt2 contact-us-text">Alternatively, you can <a href="https://www.ocbc.com/personal-banking/forms/insurance-contact-branch-form.page?Source=GreatTermGuard" cta-id="Insurance-GREATTermGuard-GetUsToContactYou-ViewPricingAndApplyCTADesktopBanner" target="_blank">get us to contact you</a>.</p> <p class="mobile-content mob-mt2"> <strong>Do not have the app?</strong><br/> <a class="link link-inherit only-ios" href="https://apps.apple.com/sg/app/ocbc-sg-mobile-banking/id292506828" target="_blank" ios-download="https://apps.apple.com/sg/app/ocbc-sg-mobile-banking/id292506828" cta-id="Campaign-GREATTermGuard-AppStore-CTA">Download on Apple app <span class="text-nowrap">store<i class="far fa-chevron-right"></i></span></a> <a class="link link-inherit only-android" href="https://play.google.com/store/apps/details?id=com.ocbc.mobile&hl=en" target="_blank" android-download="https://play.google.com/store/apps/details?id=com.ocbc.mobile&hl=en" cta-id="Campaign-GREATTermGuard-PlayStore-CTA">Download on Google <span class="text-nowrap">Play<i class="far fa-chevron-right"></i></span></a> <a class="link link-inherit only-huawei" href="https://appgallery.cloud.huawei.com/marketshare/app/C101921711?locale=en_GB&source=appshare&subsource=C101921711" huawei-download="https://appgallery.cloud.huawei.com/marketshare/app/C101921711?locale=en_GB&source=appshare&subsource=C101921711" target="_blank" cta-id="Campaign-GREATTermGuard-AppGallery-CTA">Download on <span class="text-nowrap">AppGallery<i class="far fa-chevron-right"></i></span></a> </p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1663633866613"> <div class="articles-component"></div> <div class="com__lifegoals-articles-and-guides" id=""> <div class="container bp-width-med3"> <div class="subcategory subcategory--black">Articles</div> </div> <div class="com__articles-and-guides"> <div class="module container bp-width-med3"> <div class="row"> <div class="col-custom-9"> <div class="row com_slider owl-theme group-height" apply-for="mobile" dots="true" margin="10" padding="0"> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/4-common-myths-about-term-life-insurance-you-need-to-know.page" target="_self" cta-id="Insurance-GreatTermGuard-ReadMore-4CommonMythsTermLifeInsurance"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/4-common-myths-about-term-life-insurance-you-need-to-know/listing.jpg" alt="4 common myths about term life insurance you need to know"></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>4 common myths about term life insurance you need to know</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/decisive-steps-taken-for-every-life-stage.page" target="_self" cta-id="Insurance-GreatTermGuard-ReadMore-DecisiveStepsTaken"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/decisive-steps-taken/kv-listing-920x682.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>Decisive steps taken for every life stage</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/coping-ways-with-stress-in-singapore-workplace.page" target="_self" cta-id="Insurance-GreatTermGuard-ReadMore-CopingWithStressInSGWorkplace"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/coping-ways-with-stress-in-singapore-workplace/kv_recommendation.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>Here are 4 things I do to cope with the stress of working in Singapore. You might find them useful.</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> <div class="col-md-4 col-sm-12 com_slider__item"><a class="a-g-item border-0" href="/personal-banking/articles/how-termlife-policy-support-sickness-health.page" target="_self" cta-id="Insurance-GreatTermGuard-ReadMore-HowTermLifePolicySupportYouInSicknessHealth"> <div class="a-g-i-image mb-3"><img width="340" height="340" src="/iwov-resources/sg/ocbc/personal/img/live/articles/how-termlife-policy-support-sickness-health/kv_recommendation.jpg" alt=""></div> <div class="a-g-i-desc"> <h4 class="gh3"><strong>For Better Or Worse: How A Term Life Policy Can Support You In Both Sickness and Health</strong></h4><span class="link link link-arrow-right">Read <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></span></div></a></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1644485289623"> <div class="d-none-soft"> <div id="popup-investment-disclaimer" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p>Investments are subject to investment risks, including the possible loss of the principal amount invested. This is for general information and does not take into account your particular investment and protection aims, financial situation or needs. You should seek advice from a financial adviser before committing to a purchase. Otherwise, you should consider the suitability of the investment. Protected up to specified limits by SDIC. GREAT Term Guard and Explorer Travel Insurance are underwritten by The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited respectively.</p></div> </div> </div> <div class="d-none-soft"> <div id="popup-ocbcdigitalapp" class="popup-content po-co-med"> <div class="in-co-par fz-16"><table class="table table-md-responsive" style="text-align: center;"> <thead> <tr> <th width="45%">Your first annual premium ($)</th> <th width="40%">One-time cash reward ($)</th> </tr> </thead> <tbody> <tr> <td>Below 500</td> <td>&mdash;</td> </tr> <tr> <td>500 to 799.99</td> <td>50</td> </tr> <tr> <td>800 to 2,399.99</td> <td>80</td> </tr> <tr> <td>2,400 to 4,999.99</td> <td>240</td> </tr> <tr> <td>5,000 to 9,999.99</td> <td>500</td> </tr> </tbody> </table></div> </div> </div> <div class="d-none-soft"> <div id="pops-popup" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Policy Owners' Protection Scheme</span></h4><p>This policy is protected under the Policy Owners&rsquo; Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (<a href="https://www.lia.org.sg">www.lia.org.sg</a> or <a href="https://www.sdic.org.sg">www.sdic.org.sg</a>).</p> </div> </div> </div> <div class="d-none-soft"> <div id="important-notes" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Important notes</span></h4><p>GREAT Term Guard is provided by The Great Eastern Life Assurance Company Limited, a wholly owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group. This plan is not a bank deposit and OCBC Bank does not guarantee or have any obligations in connection with it.</p> <p>This document does not take into account your particular investment and protection aims, financial situation or needs. You may want to seek advice from a financial adviser before committing to buy the product. If you choose not to seek advice from a financial adviser, you should consider whether the product is suitable for you.</p> <p>As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.</p> <p>This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policy, you should read the product summary and policy illustration (available from us) before deciding whether to buy this product.</p> <p>We do not guarantee, represent or warrant that any of the information provided in this document is accurate and you should not rely on it as such. We do not undertake to update the information or to correct any inaccuracies.</p> <p>All information may change without notice. We will not be liable for any loss or damage arising directly or indirectly in connection with or as a result of you acting on the information in this document.</p> <p>This advertisement has not been reviewed by the Monetary Authority of Singapore.</p> <p>Information presented as at 1 January 2024.</p> </div> </div> </div> <div class="d-none-soft"> <div id="popup-qrcode"><div> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Scan to start application:</span></h4> <div class="d-flex justify-content-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/great-term-guard/qr-code.png" width="250" height="250" /></div> </div></div> </div> <div class="d-none-soft"> <div id="qrcode-popup"><h4 class="bp-title fw-700 bp-img align-middle mb2 text-center"><span>Apply via the OCBC app</span></h4> <p class="text-center"><em>Open the all new OCBC app &gt; Login &gt; Click on &lsquo;More&rsquo; &gt; Under &lsquo;Apply&rsquo;, click on &lsquo;Insurance&rsquo; &gt; Click on &lsquo;GREAT Term Guard&rsquo;</em>. <br /><br />If you are still on the previous version of the app, then click on &lsquo;Insure and stay protected&rsquo; after logging in.</p> <div class="d-flex justify-content-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/digitalbanking/oneapp/qrcode_ocbc-digital.png" alt="" style="width: 200px; height: 200px;" /></div></div> </div> </div> <div class="iw_component" id="iw_comp1675512672189"> <div class="d-none-soft"> <div id="popup-banca_qrcode"><h4 class="bp-title fw-700 bp-img align-middle mb2 text-center"><span>Try it now</span></h4> <div class="d-flex justify-content-center"><img src="/iwov-resources/sg/ocbc/personal/img/live/insurance/qr_code-banca24.png" alt="" style="width: 250px; height: 250px;" /></div></div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> 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