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href="#collapse5f0f7e54-ec10-4974-bfc0-c10525a49722" aria-expanded="true" aria-controls="collapse5f0f7e54-ec10-4974-bfc0-c10525a49722"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapse5f0f7e54-ec10-4974-bfc0-c10525a49722" class="sublevel collapse show" role="tabpanel" aria-labelledby="heading5f0f7e54-ec10-4974-bfc0-c10525a49722"> <ul> <li> <a href="/governance/AGM-2024/notice-of-call-of-the-annual-general-meeting"> Notice of call of the Annual General Meeting 2024 </a> </li> <li> <a href="/governance/AGM-2024/annual-general-meeting-2024-documents"> Annual General Meeting 2024 Documents </a> </li> <li> <a href="/governance/AGM-2024/AGM-2024-live-streaming"> AGM 2024 - live streaming </a> </li> <li> <a href="/governance/AGM-2024/AGM-2024-How-to-vote"> AGM 2024 - How to vote </a> </li> <li> <a href="/governance/AGM-2024/faq" class="color-red"> FAQ </a> </li> </ul> </div> </li> <li> <a href="/governance/crisis-management"> Crisis management </a> </li> <li> <a href="/governance/contacts"> Contacts </a> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">FAQ</h1> </div> <div class="mt-3 mb-md"> <div class="highlights border-bottom-0"> <h2 class="h4 lh-base mb-0"> This section answers a number of questions about the Shareholders’ Meeting. </h2> </div> </div> <div id="accordion1" class="accordion-item first-child mt-md"> <a id="heading1" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse1" href="#collapse1" aria-expanded="false" aria-controls="collapse1"> <h3 class="h5-section font-regular mb-0 me-3">Where can I find the Articles of Association and By-Laws?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse1" data-bs-parent="#accordion1" class="collapse" role="tabpanel" aria-labelledby="heading1"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p>The Articles of Association and the By-Laws are available on this <a href="/governance/annual-general-meeting">page</a>.</p> </div> </div> </div> </div> <div id="accordion2" class="accordion-item"> <a id="heading2" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse2" href="#collapse2" aria-expanded="false" aria-controls="collapse2"> <h3 class="h5-section font-regular mb-0 me-3">Where and when has the Shareholders' Meeting Notice been published?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse2" data-bs-parent="#accordion2" class="collapse" role="tabpanel" aria-labelledby="heading2"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>The notice of call is published on 13 March 2024 on this<span> <span><a href="/governance/AGM-2024">website</a> </span></span>and on 16 March 2024 in the newspapers “Sole 24 ore” e “Milano Finanza”. </span></span></p> </div> </div> </div> </div> <div id="accordion3" class="accordion-item"> <a id="heading3" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse3" href="#collapse3" aria-expanded="false" aria-controls="collapse3"> <h3 class="h5-section font-regular mb-0 me-3">What is the procedure on attendance and voting at the Shareholders' Meeting?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse3" data-bs-parent="#accordion3" class="collapse" role="tabpanel" aria-labelledby="heading3"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>As for attendance and voting, the authorised financial intermediary holding Generali shares must be instructed to send a notice to the Company concerning attendance. This notice includes the number of shares held in custody at the end of the seventh market day before the date of the Shareholders' Meeting in first or single call (i.e. record date, which this year is 12<sup>th</sup> April 2024). Shareholders qualifying as such after the record date are not entitled to attend and vote at the Shareholders' Meeting. The notice must be delivered to Assicurazioni Generali by the end of the third market day before the date of the Shareholders' Meeting in first or single call. Shareholders may attend and vote also if the notice from the authorised intermediary is delivered after the deadline, provided it is delivered by the start of the Shareholders' Meeting.</span></span></p> </div> </div> </div> </div> <div id="accordion4" class="accordion-item"> <a id="heading4" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse4" href="#collapse4" aria-expanded="false" aria-controls="collapse4"> <h3 class="h5-section font-regular mb-0 me-3">May I attend the Shareholders' Meeting if I sold my shares after the record date?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse4" data-bs-parent="#accordion4" class="collapse" role="tabpanel" aria-labelledby="heading4"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>Pursuant to the Legislative Decree no. 27/2010, as amended, the rights to attend and to vote at the Shareholders' Meeting may be exercised by Shareholders who – at the end of the seventh business day before the day of the Shareholders' Meeting (i.e. the record date) – are holders of shares of the issuer and have notified their intention to attend the Shareholders' Meeting to the authorised intermediary. This right is not forfeited if shares are transferred wholly or in part after the record date, which, for this Shareholders' Meeting, is 12<sup>th</sup> April 2024. Any registration of purchase or sale after that date is not relevant for the purpose of entitlement to attend and vote at the Shareholders' Meeting.</span></span></p> </div> </div> </div> </div> <div id="accordion5" class="accordion-item"> <a id="heading5" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse5" href="#collapse5" aria-expanded="false" aria-controls="collapse5"> <h3 class="h5-section font-regular mb-0 me-3">Why is the Shareholders’ Meeting called upon to adopt the first part of the Remuneration Report while the second part is just subject to non binding vote?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse5" data-bs-parent="#accordion5" class="collapse" role="tabpanel" aria-labelledby="heading5"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span><span>The Group Report on the Remuneration Policy and payments is the document submitted to the Shareholders’ vote in the Annual General Meeting in accordance with IVASS regulations on remuneration policies (contained in Regulation no. 38 of 3 July 2018) and the regulatory provisions applicable to listed issuers (art. 123-ter CLFI and CONSOB issuer regulation).</span></span><br /> <span><span>The Report contains:</span></span></span></span></span></p> <ul> <li><span><span><span><span><span><span>a Section I, subject to Shareholders’ approval: this section includes the description of the principles of our Policy, the structure of our incentive system, and the other elements of the remuneration package. In accordance with the requirements of the IVASS regulation, the section also contains, among other things:<br /> - an illustration of the general features, the reasons, and the purposes that we intend to pursue through our Remuneration Policy;<br /> - information regarding the decision-making process used to define the Remuneration Policy, including the individuals/bodies involved;<br /> - indications as to the criteria used to define the balance between fixed and variable remuneration and the parameters, reasons, and relevant deferral periods for the payment of the variable remuneration, as well as the policy regarding payments in the event of termination;<br /> - information regarding the changes made compared to the policies previously approved;<br />  </span></span></span></span></span></span></li> <li><span><span><span><span><span><span>a Section II, subject to the advisory vote of the Annual General Meeting: this section provides ex-post disclosure on the remuneration paid in the previous financial year (2022) to the Managing Director/Group CEO and to the Managers with Strategic Responsibilities, including information on the implementation of the incentive system;<br />  </span></span></span></span></span></span></li> <li><span><span><span><span><span><span>a Report containing information on the remuneration verifications carried out by the Audit, Compliance & Risk Management Key Control Functions.</span></span></span></span></span></span></li> </ul> </div> </div> </div> </div> <div id="accordion6" class="accordion-item"> <a id="heading6" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse6" href="#collapse6" aria-expanded="false" aria-controls="collapse6"> <h3 class="h5-section font-regular mb-0 me-3">How can I attend and vote at the Shareholders' Meeting?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse6" data-bs-parent="#accordion6" class="collapse" role="tabpanel" aria-labelledby="heading6"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span><span>Shareholders may only attend the 2024 Annual General Meeting by conferring a proxy to the Representative Designated by the Company, Computershare S.p.A.. For further details please refer to the procedure for participation and voting by proxy available on the page dedicated to the </span><a href="/governance/AGM-2024">2024 AGM</a><span>. The proxy is also valid for the subsequent calls of the Shareholders' Meeting. The proxy is not valid if the name of the representative is not stated; the proxy and the related voting instructions may be revoked. The proxy must be in writing and the proxy form will be available on the website of Assicurazioni Generali and at the registered office. The proxy is also valid for the subsequent calls of the Shareholders' Meeting. The proxy is not valid if the name of the representative is not stated; the proxy and the related voting instructions may be revoked. The proxy must be in writing and the proxy form will be available on the <a href="/governance/AGM-2024/AGM-2024-How-to-vote">website</a> of Assicurazioni Generali and at the registered office.</span></span></span></span></span></p> </div> </div> </div> </div> <div id="accordion7" class="accordion-item"> <a id="heading7" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse7" href="#collapse7" aria-expanded="false" aria-controls="collapse7"> <h3 class="h5-section font-regular mb-0 me-3">Who's the "Designated Representative"?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse7" data-bs-parent="#accordion7" class="collapse" role="tabpanel" aria-labelledby="heading7"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>The Designated Representative of the Company is the organisation the Company may appoint for each Shareholders' Meeting, pursuant to article 135-<em>undecies</em> of the Code on Financial Intermediaries, that Shareholders may appoint as proxy, providing voting instructions on some or all the items of the agenda, by the second business day before the Shareholders' Meeting. Proxies must be appointed using the appropriate form, which may be downloaded from the <span><a href="/governance/AGM-2024/AGM-2024-How-to-vote">website</a></span> starting by 8<sup>th</sup> April 2024 at the latest and is free of charge for Shareholders. For this Shareholders' Meeting, the Designated Representative is Computershare S.p.A., as specified in the Shareholders' Meeting Notice.</span></span></p> </div> </div> </div> </div> <div id="accordion8" class="accordion-item"> <a id="heading8" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse8" href="#collapse8" aria-expanded="false" aria-controls="collapse8"> <h3 class="h5-section font-regular mb-0 me-3">Where and when are the reports of the Board of Directors on the items of the agenda of the Shareholders' Meeting available?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse8" data-bs-parent="#accordion8" class="collapse" role="tabpanel" aria-labelledby="heading8"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>Reports are available to the public at the registered office, on the <span><a href="/governance/AGM-2024">website</a></span> (section <em>Governance –AGM 2024</em>) and on the storage mechanism used by the Company, known as "eMarket SDIR", by the deadline set for the issues of the Shareholders' Meeting Notice of call or as required by the applicable laws.</span></span></p> </div> </div> </div> </div> <div id="accordion9" class="accordion-item"> <a id="heading9" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse9" href="#collapse9" aria-expanded="false" aria-controls="collapse9"> <h3 class="h5-section font-regular mb-0 me-3">When will the Shareholders' Meeting minutes be available in the Generali website?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse9" data-bs-parent="#accordion9" class="collapse" role="tabpanel" aria-labelledby="heading9"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>Pursuant to the Legislative Decree no. 27/2010, the Shareholders' Meeting minutes must be available within 30 days from the day of the Meeting. Within 5 days from the day of the Shareholders' Meeting, a summary must be published on the <span><a href="/governance/AGM-2024/annual-general-meeting-2024-documents">website</a></span>, detailing the outcomes of the votes, the number of shares represented in the Shareholders' Meeting and the percentage of the share capital represented by the shares for which votes have been cast, the number of votes in favour, the number of votes against the resolutions and the number of abstentions.</span></span></p> </div> </div> </div> </div> <div id="accordion10" class="accordion-item"> <a id="heading10" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse10" href="#collapse10" aria-expanded="false" aria-controls="collapse10"> <h3 class="h5-section font-regular mb-0 me-3">Is the Corporate Governance and Shared Ownership Report adopted in the Shareholders' Meeting? </h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse10" data-bs-parent="#accordion10" class="collapse" role="tabpanel" aria-labelledby="heading10"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>No it is not. Pursuant to article 123-<em>bis</em>, paragraph 3, of the Legislative Decree no. 58 of 24<sup>th</sup> February 1998, the Board of Directors of the Company is called upon to adopt the Corporate Governance Report. This document, as a consequence, is not subject to discussion and approval by the Shareholders’ Meeting.</span></span></p> </div> </div> </div> </div> <div id="accordion11" class="accordion-item"> <a id="heading11" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse11" href="#collapse11" aria-expanded="false" aria-controls="collapse11"> <h3 class="h5-section font-regular mb-0 me-3">Why is the Meeting called to deliberate on the modification of Art. 9 of the Articles of Association on an annual basis?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse11" data-bs-parent="#accordion11" class="collapse" role="tabpanel" aria-labelledby="heading11"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span>As has taken place in the recent past, the agenda for this meeting also includes a proposal for an amendment to the Articles of Association, which serves to implement the long-term incentive plan.<br /> ISVAP Regulation no. 17/2008 stipulates that upon each amendment to the Articles of Association, the insurance companies deliberate on an update of the clause of the latter that, pursuant to such regulation, states the amount of share capital and other equity elements.</span></span></p> </div> </div> </div> </div> <div id="accordion12" class="accordion-item"> <a id="heading12" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse12" href="#collapse12" aria-expanded="false" aria-controls="collapse12"> <h3 class="h5-section font-regular mb-0 me-3">What are the initiatives that Generali proposes in order to incentivize the participation of shareholders in the Annual General Meeting?</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse12" data-bs-parent="#accordion12" class="collapse" role="tabpanel" aria-labelledby="heading12"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span>Generali has always been attentive to relations with its shareholders, considering their involvement in its corporate life to be a fundamental and essential value. To this end, our Company is one of the few large Italian listed companies to provide all entitled shareholders with the opportunity to <strong>follow the entire assembly proceedings via streaming.</strong> Specifically, the public part is accessible to all interested stakeholders directly on the generali.com website, while the private part is available upon registration to all entitled shareholders (further information is available at the link: <span><a href="/governance/AGM-2024/AGM-2024-live-streaming">https://www.generali.com/governance/AGM-2024/AGM-2024-live-streaming</a><span><span><span>).</span></span></span></span></span></span></span></span></p> <p><span><span><span><span>In order to allow an ever wider audience of stakeholders to attend this fundamental moment of corporate life and institutional communication, in 2016 Assicurazioni Generali launched the <strong>SMEI – the Shareholders' Meeting Extended Inclusion</strong> program, in order to mitigate the impact of possible physical, communicative and sensory barriers to participation in the Meeting. In fact, for the AGM on 24 April, the live streaming service will be available, other than in Italian, also in English, French, German, Spanish and in Italian sign language (LIS) through a simultaneous translation, in addition to having subtitles in Italian. More information on the SMEI program can be found at the link: <span><a href="/governance/annual-general-meeting/AGM-SMEI-program">https://www.generali.com/governance/annual-general-meeting/AGM-2024-SMEI-program</a>.</span></span></span></span></span></p> <p><span><span><span><span>Furthermore, to incentivize shareholder participation, in 2022 Generali launched the <strong>"A tree for a Shareholder" project</strong>, planting a tree for each of the shareholders who attended the Meeting (for a total of around 6,500 trees, to strengthen regeneration and resilience of the alpine ecosystem struck by the Vaia storm in 2018). The initiative will be replicated again this year, combining the participation of each shareholder - who constitutes for us a symbol of trust - with a concrete gesture, right in the communities in which Generali has always been present. In 2024 the chosen place to further the project will be the woods of Val di Fiemme. For more information please see the dedicated section at  <span><a href="/governance/annual-general-meeting/a-tree-for-a-shareholder">https://www.generali.com/governance/annual-general-meeting/a-tree-for-a-shareholder</a>. </span></span></span></span></span><br /> <br /> <span><span><span><span>It should also be noted that Generali is one of the few Italian companies to have two distinct and specific functions for handling relations with shareholders, not only in the runup to the AGM, but throughout the entire year: the <strong>Investor & Rating Agency Relations</strong>, which handles relations with institutional investors, analysts and rating agencies; and the <strong>Shareholders Unit</strong> which, in addition to being the office responsible for coordinating AGM activities, handles relations with retail shareholders. The offices are available to answer all questions and needs of our shareholders: institutional investors can call the number + 39 040 671402 or send an email to </span><a href="mailto:ir@generali.com">ir@generali.com</a><span><span>; </span>retail shareholders, on the other hand, can contact us at +39 040 671621 or at the email addresses<span> </span></span><a href="mailto:shareholders@generali.com">shareholders@generali.com</a><span><span> and </span></span><a href="mailto:azionisti@generali.com">azionisti@generali.com</a><span><span>.</span></span></span></span></span></p> </div> </div> </div> </div> <br> <style> .allBulletsPoints .arc-rows-container ul.main-doc li {height:auto!important;} .allClassic .arc-rows-container ul.main-doc li {height:auto!important;} .allClassic .arc-rows-container ul.related-doc li p.title-arc:before {content: '' !important;} .allClassic .arc-rows-container ul.related-doc li div {padding-left:0px!important;} </style> <div class="margin-top-15 margin-sm-top-25"> <div class="download-list"> <div class="wrapper-content" id="archive-list-file2"> <div class="wrapper-file-list"> <h4 class="h3-underlined">Download</h4> <div class="file-list-archive -"> <div class="arc-rows-container"> <div class="arc-row"> <ul class="main-doc"> <li> <div class="file-date-archive"> <div class="news-events p-0"> <span class="d-inline-block text-end color-dark-blue small-date"> 12 Apr<span class="d-none d-md-inline-block"> 2024</span> </span> </div> </div> <div class="file-title-archive"> <p class="title-arc">Clarification on amendments related to Article 32.2</p> </div> <div class="file-size-archive"><p>106 kb</p></div> <div class="archive-file-download"> <a href="/doc/jcr:2bd7ead8-9b24-4218-8107-e4f0c12b1964/Clarification%20on%20amendments%20related%20to%20Article%2032.2.pdf/lang:en/Clarification_on_amendments_related_to_Article_32.2.pdf" title="Clarification on amendments related to Article 32.2"><span class="icongen-file-pdf"></span></a> </div> </li> </ul> <ul class="related-doc"> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 text-center text-md-start"> <a href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> </div> <div class="mt-3 mt-md-0 col-12 col-md-8 text-center text-md-start"> <p>Follow the stories on our social networks</p> </div> </div> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-4"> <ul class="px-5 px-md-0 list-unstyled d-flex justify-content-between align-items-center"> <li> <a rel="nofollow" class="social-linkedin" aria-label="Follow us on LinkedIn" href="https://www.linkedin.com/company/generali?trk=top_nav_home" title="https://www.linkedin.com/company/generali?trk=top_nav_home" target="_blank"><span class="icongen-linkedin"></span></a> </li> <li> <a class="social-twitter" aria-label="Follow us on Twitter" href="https://twitter.com/GENERALI" title="https://twitter.com/GENERALI" target="_blank"><span class="icongen-twitter"></span></a> </li> <li> <a class="social-instagram" aria-label="Follow us on Instagram" href="https://www.instagram.com/generaligroup/" title="https://www.instagram.com/generaligroup/" target="_blank"><span class="icongen-instagram"></span></a> </li> <li> <a class="social-youtube" aria-label="Follow us on YouTube" href="https://www.youtube.com/user/GruppoGenerali" title="https://www.youtube.com/user/GruppoGenerali" target="_blank"><span class="icongen-youtube"></span></a> </li> </ul> </div> </div> <div class="row bottom my-4 my-md-5"> <div class="pt-2 pt-md-0 col-12 col-md-4 order-1 order-md-2"> <ul class="list-unstyled d-flex flex-row flex-md-column flex-xl-row justify-content-center justify-content-xl-end align-items-md-center align-items-xl-end"> <li><a class="lightbox-remote" href="/tools/survey-modal" title="2 minute survey" data-type="url" data-remote="/tools/survey-modal"><span class="icongen-star"></span>2 minute survey</a></li> <li><a href="/tools/subscription/content-categories-subscription" title="Get Updates"><span class="icongen-get-updates"></span>Get Updates</a></li> </ul> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-8 order-2 order-md-1"> <div class="mx-2 mx-md-0 me-xl-3"> <p><a href="/who-we-are">Generali</a> is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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href="/who-we-are/at-a-glance">At a Glance</a></li> <li> <a href="/who-we-are/history"> Our History </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our History</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/history">Discover</a> </li> <li><a href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a 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</a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information & analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information & analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a 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