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data-skip-lazy data-sticky-logo></a></div> </div> <div id="site-navigation-wrap" class="navbar-style-one navbar-fixed-height navbar-fixed-line-height wpex-dropdowns-caret wpex-stretch-megamenus hide-at-mm-breakpoint wpex-clr wpex-print-hidden"> <nav id="site-navigation" class="navigation main-navigation main-navigation-one wpex-clr" aria-label="Main menu"> <div id="cmm-main_menu" class="cmm-container"><ul id="menu-primary-menu" class="cmm-theme-default-461836 cmm cmm-horizontal cmm-horizontal-align-left cmm-menu-fade" data-options='{"menuStyle":"horizontal","parentSelector":".cmm","breakPoint":"100px"}' data-mobile='{"toggleDisable":"1","toggleWrapper":".cmm-container","ariaControls":"","toggleIconOpen":"dashicons dashicons-menu","toggleIconClose":"dashicons dashicons-no-alt","toggleMenuText":"Menu"}'><li class="cmm-item-depth-0 cmm-mega cmm-layout-left_edge_item menu-item-has-children cmm-item-has-content" data-settings='{"width":"","layout":"left_edge_item"}'><a aria-haspopup="true" class="cmm-nav-link"><span class="cmm-item-label">Solutions</span></a><div class="cmm-content-container"><div class="cmm-content-wrapper"><div class="vc_row wpb_row vc_row-fluid c-rich-nav c-rich-nav--solutions no-bottom-margins"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><style>.vcex-heading.vcex_671c1c936204f{font-size:16px;}</style><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vc_custom_1692079046627 c-rich-nav__heading vcex_671c1c936204f"><a href="/solutions/use-cases/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Use Cases</span></a></h4><style>.vcex-navbar.vcex_671c1c936291a{font-size:16px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module vc_custom_1692103275692 c-rich-nav__menu secondary split vcex_671c1c936291a"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/card-acquiring/" class="vcex-navbar-link vcex-navbar-link--26242 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Card Acquiring</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/cross-border-payments-solutions/" class="vcex-navbar-link vcex-navbar-link--27028 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Cross Border Payments</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/embedded-fintech/" class="vcex-navbar-link vcex-navbar-link--27403 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Embedded Fintech</span></a></div></div></nav><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;border-bottom-width:2px;border-color:#ff007a;"></div><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vc_custom_1675985079227 c-rich-nav__heading"><a href="/solutions/enterprise/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Industries</span></a></h4><style>.vcex-navbar.vcex_671c1c936523a{font-size:18px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module vc_custom_1664838788810 c-rich-nav__menu secondary split vcex_671c1c936523a"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/b2b/" class="vcex-navbar-link vcex-navbar-link--16680 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">B2B Payments</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/ecommerce/" class="vcex-navbar-link vcex-navbar-link--16884 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">eCommerce</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/marketplaces/" class="vcex-navbar-link vcex-navbar-link--16871 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Marketplaces</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/gaming/" class="vcex-navbar-link vcex-navbar-link--16955 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Online Gaming</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/creator-economy/" class="vcex-navbar-link vcex-navbar-link--32332 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Creator Economy</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/trading/" class="vcex-navbar-link vcex-navbar-link--16669 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Online Trading</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/affiliate/" class="vcex-navbar-link vcex-navbar-link--32330 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Influencer & Affiliate Marketing</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/industries/travel/" class="vcex-navbar-link vcex-navbar-link--32328 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Online Travel</span></a></div></div></nav><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 hidden wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;border-bottom-width:2px;border-color:#ff007a;"></div><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl hidden c-rich-nav__heading"><a href="/solutions/small-business-payment-processing-options/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Small Business Solutions</span></a></h4><style>.vcex-navbar.vcex_671c1c9368519{font-size:18px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module hidden vc_custom_1675984982504 c-rich-nav__menu secondary split menu-uk-iceland-smb vcex_671c1c9368519"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/small-business-payment-processing-options/restaurant/" class="vcex-navbar-link vcex-navbar-link--22970 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Restaurants</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/small-business-payment-processing-options/services/" class="vcex-navbar-link vcex-navbar-link--22974 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Services</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/small-business-payment-processing-options/retail/" class="vcex-navbar-link vcex-navbar-link--22978 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Retail</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/solutions/small-business-payment-processing-options/leisure/" class="vcex-navbar-link vcex-navbar-link--22962 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Travel & Leisure</span></a></div></div></nav></div></div></div></div></div></div></li> <li class="cmm-item-depth-0 cmm-mega cmm-layout-left_edge_item menu-item-has-children cmm-item-has-content" data-settings='{"width":"","layout":"left_edge_item"}'><a aria-haspopup="true" class="cmm-nav-link"><span class="cmm-item-label">Products</span></a><div class="cmm-content-container"><div class="cmm-content-wrapper"><div class="vc_row wpb_row vc_row-fluid c-rich-nav c-rich-nav--products no-bottom-margins"><div class="wpb_column c-rich-nav__col vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="vc_wp_custommenu wpb_content_element c-rich-nav__menu primary-bold"><div class="widget widget_nav_menu"><div class="menu-rich-menu-products-primary-container"><ul id="menu-rich-menu-products-primary" class="menu"><li id="menu-item-20376" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-20376"><a href="https://www.rapyd.net/products/payments/">Accept Payments Online<span class="wpex-open-submenu wpex-items-center wpex-justify-end wpex-absolute wpex-top-0 wpex-right-0 wpex-h-100 wpex-w-100 wpex-cursor-pointer wpex-overflow-hidden"><span class="wpex-open-submenu__icon wpex-mr-10 wpex-svg-icon" aria-hidden="true"><svg height="20" width="20" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><rect fill="none" height="24" width="24"/><g transform="matrix(0, -1, 1, 0, -0.115, 23.885)"><polygon points="17.77,3.77 16,2 6,12 16,22 17.77,20.23 9.54,12"/></g></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-20373" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20373"><a href="https://www.rapyd.net/products/payments/api/">Global Payments API</a></li> <li id="menu-item-20372" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20372"><a href="https://www.rapyd.net/products/payments/hosted-checkout/">Hosted Checkout</a></li> <li id="menu-item-21551" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-21551"><a href="https://www.rapyd.net/products/payments/payment-links/">Payment Links</a></li> <li id="menu-item-23106" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-23106"><a href="https://www.rapyd.net/products/payments/virtual-terminals/">Virtual Terminals</a></li> </ul> </li> <li id="menu-item-20375" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-20375"><a href="https://www.rapyd.net/products/payments/in-store/">Accept Payments In-Store<span class="wpex-open-submenu wpex-items-center wpex-justify-end wpex-absolute wpex-top-0 wpex-right-0 wpex-h-100 wpex-w-100 wpex-cursor-pointer wpex-overflow-hidden"><span class="wpex-open-submenu__icon wpex-mr-10 wpex-svg-icon" aria-hidden="true"><svg height="20" width="20" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><rect fill="none" height="24" width="24"/><g transform="matrix(0, -1, 1, 0, -0.115, 23.885)"><polygon points="17.77,3.77 16,2 6,12 16,22 17.77,20.23 9.54,12"/></g></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-23107" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-23107"><a href="https://www.rapyd.net/products/payments/card-machines/">Card Machines</a></li> <li id="menu-item-23108" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-23108"><a href="https://www.rapyd.net/products/payments/card-machine-rental/">Short-Term Hire</a></li> <li id="menu-item-32749" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-32749"><a href="/products/payments/merchant-services/">Merchant Services</a></li> </ul> </li> <li id="menu-item-20377" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20377"><a href="https://www.rapyd.net/products/disburse/">Send Payouts</a></li> <li id="menu-item-20378" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20378"><a href="https://www.rapyd.net/products/issuing/">Issue Cards</a></li> <li id="menu-item-32978" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-32978"><a href="https://www.rapyd.net/products/global-accounts/">Global Accounts<span class="wpex-open-submenu wpex-items-center wpex-justify-end wpex-absolute wpex-top-0 wpex-right-0 wpex-h-100 wpex-w-100 wpex-cursor-pointer wpex-overflow-hidden"><span class="wpex-open-submenu__icon wpex-mr-10 wpex-svg-icon" aria-hidden="true"><svg height="20" width="20" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><rect fill="none" height="24" width="24"/><g transform="matrix(0, -1, 1, 0, -0.115, 23.885)"><polygon points="17.77,3.77 16,2 6,12 16,22 17.77,20.23 9.54,12"/></g></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-32977" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-32977"><a href="https://www.rapyd.net/products/global-accounts/multi-currency-business/">Multi-Currency Business Account</a></li> <li id="menu-item-20374" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-20374"><a href="https://www.rapyd.net/products/global-accounts/virtual-accounts/">Virtual Accounts</a></li> </ul> </li> </ul></div></div></div><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;margin-top:10px;border-bottom-width:2px;border-color:#ff007a;"></div><style>.vcex-navbar.vcex_671c1c9372a21{font-size:18px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module c-rich-nav__menu secondary vcex_671c1c9372a21"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/network/" class="vcex-navbar-link vcex-navbar-link--15499 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Supported Countries</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/products/pricing/" class="vcex-navbar-link vcex-navbar-link--17151 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Pricing</span></a></div></div></nav></div></div></div></div></div></div></li> <li class="cmm-item-depth-0 cmm-mega cmm-layout-full menu-item-has-children cmm-item-has-content" data-settings='{"width":"","layout":"full"}'><a aria-haspopup="true" class="cmm-nav-link"><span class="cmm-item-label">Partners</span></a><div class="cmm-content-container"><div class="cmm-content-wrapper"><div class="vc_row wpb_row vc_row-fluid c-rich-nav c-rich-nav--resources vc_row-o-equal-height vc_row-o-content-middle vc_row-flex no-bottom-margins"><div class="wpb_column c-rich-nav__col vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl c-rich-nav__heading-link"><a href="/company/partners/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Partner Programme</span></a></h4><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;border-bottom-width:2px;border-color:#ff007a;"></div><style>.vcex-navbar.vcex_671c1c9374f20{font-size:18px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module c-rich-nav__menu secondary vcex_671c1c9374f20"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/company/partners/referral/" class="vcex-navbar-link vcex-navbar-link--30226 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Referral Agents & Consultants</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/company/partners/iso/" class="vcex-navbar-link vcex-navbar-link--22960 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">ISOs & ISVs</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/company/partners/payfac/" class="vcex-navbar-link vcex-navbar-link--24606 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">PayFacs</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/contact/partnerships/" class="vcex-navbar-link vcex-navbar-link--23026 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Apply Now</span></a></div></div></nav></div></div></div></div></div></div></li> <li class="cmm-item-depth-0 cmm-mega cmm-layout-left_edge_item menu-item-has-children cmm-item-has-content" data-settings='{"width":"","layout":"left_edge_item"}'><a aria-haspopup="true" class="cmm-nav-link"><span class="cmm-item-label">Resources</span></a><div class="cmm-content-container"><div class="cmm-content-wrapper"><div class="vc_row wpb_row vc_row-fluid c-rich-nav c-rich-nav--solutions vc_row-o-equal-height vc_row-flex no-bottom-margins"><div class="wpb_column vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl c-rich-nav__heading-link"><a href="/resources/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Businesses</span></a></h4><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;border-bottom-width:2px;border-color:#ff007a;"></div><style>.vcex-navbar.vcex_671c1c9377b4c{font-size:18px;}</style><nav class="vcex-navbar vcex-navbar--list vcex-module c-rich-nav__menu secondary vcex_671c1c9377b4c"><div class="vcex-navbar-inner wpex-clr"><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=report" class="vcex-navbar-link vcex-navbar-link--31956 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Reports</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="https://www.rapyd.net/resources/blog/" class="vcex-navbar-link vcex-navbar-link--31537 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Blog</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=case-study" class="vcex-navbar-link vcex-navbar-link--31955 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Case Studies</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=newsroom" class="vcex-navbar-link vcex-navbar-link--31954 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Newsroom</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=infographic" class="vcex-navbar-link vcex-navbar-link--31958 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Infographics</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=webinars" class="vcex-navbar-link vcex-navbar-link--31957 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Webinars</span></a></div><div class="vcex-navbar-list-item wpex-list-item wpex-clear"><a href="/resource-filter/?subtopic=&type=video" class="vcex-navbar-link vcex-navbar-link--31959 wpex-inline-block wpex-float-left wpex-mb-5 theme-txt-link list wpex-text-base"><span class="vcex-navbar-link-text">Videos</span></a></div></div></nav></div></div></div><div class="wpb_column c-rich-nav__col vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"><h4 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl c-rich-nav__heading-link"><a href="/developers/" class="wpex-no-underline wpex-inherit-color" target="_self"><span class="vcex-heading-inner wpex-inline-block">Developers</span></a></h4><div class="vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main c-rich-nav__divider" style="width:100%;border-bottom-width:2px;border-color:#ff007a;"></div><div class="vc_wp_custommenu wpb_content_element c-rich-nav__menu primary"><div class="widget widget_nav_menu"><div class="menu-rich-menu-developers-container"><ul id="menu-rich-menu-developers" class="menu"><li id="menu-item-20391" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20391"><a target="_blank" rel="noopener" href="https://docs.rapyd.net/build-with-rapyd/docs">Docs</a></li> <li id="menu-item-20392" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-20392"><a target="_blank" rel="noopener" href="https://docs.rapyd.net/en/api-reference.html">API Reference</a></li> <li id="menu-item-22539" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-22539"><a target="_blank" rel="noopener" href="https://docs.rapyd.net/en/product-guide.html">Guides<span class="wpex-open-submenu wpex-items-center 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class="header-searchform-wrap header-drop-widget header-drop-widget--colored-top-border wpex-invisible wpex-opacity-0 wpex-absolute wpex-transition-all wpex-duration-200 wpex-translate-Z-0 wpex-text-initial wpex-z-10000 wpex-top-100 wpex-right-0 wpex-surface-1 wpex-text-2 wpex-p-15"> <input type="search" class="addsearch" /> </div> </div> </header> <main id="main" class="site-main wpex-clr"> <div id="content-wrap" class="container wpex-clr"> <div id="primary" class="content-area wpex-clr"> <div id="content" class="site-content wpex-clr"> <article id="single-blocks" class="single-page-article wpex-clr"> <div class="single-page-content single-content entry wpex-clr"><div class="wpb-content-wrapper"><div class="vc_row wpb_row vc_row-fluid pt-hero u-offset-header u-row-spacing--xxl vc_custom_1662586205393 vc_row-o-content-middle vc_row-flex wpex-vc_row-has-fill wpex-vc-reset-negative-margin typography-white wpex-vc-full-width-row wpex-vc-full-width-row--centered"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><h1 class="vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center animate-text pt-hero__heading"><span class="vcex-heading-inner wpex-inline-block">Rapyd Site Privacy Policy</span></h1></div></div></div></div><div class="vc_row wpb_row vc_row-fluid pt-body typeset--privacy"><div class="wpb_column vc_column_container vc_col-sm-10 vc_col-sm-offset-1"><div class="vc_column-inner"><div class="wpb_wrapper"> <div class="wpb_text_column wpb_content_element " > <div class="wpb_wrapper"> <p><strong>Updated: December 2023</strong></p> <h2><b>Who We Are</b></h2> <p><span style="font-weight: 400;">The Rapyd group of companies, which includes Rapyd Financial Network (2016) Ltd., Rapyd Payments Limited, Neat Limited, Rapyd Holdings Pte Ltd, and Rapyd Europe hf. (together with certain other Rapyd group companies – </span><b>“Rapyd”, “we”, “our” </b><span style="font-weight: 400;">or</span><b> “us”</b><span style="font-weight: 400;">), provides a fintech-as-a-service platform (</span><b>“Platform”</b><span style="font-weight: 400;">) and operates the world’s largest local payment network. The Platform allows for the integration of various payment methods into digital applications from one single API, the effective performance of cross-jurisdictional transactions, company registration and incorporation, card issuing, and other financial-related services.</span></p> <h2><b>Application of this Privacy Policy</b></h2> <p><span style="font-weight: 400;">We are strongly committed to making our practices regarding our use and processing of your personal data transparent and fair, and we respect your privacy. </span><span style="font-weight: 400;">For the purpose of this Privacy Policy, “</span><b>Personal Data</b><span style="font-weight: 400;">” means any information that identifies, relates to, describes, is reasonably capable of being associated with, or linked, directly or indirectly, to an individual.</span><span style="font-weight: 400;"> This Privacy Policy applies to any:</span></p> <ol> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Visitor of </span><a href="https://www.rapyd.net/"><span style="font-weight: 400;">Rapyd.net</span></a><span style="font-weight: 400;">,</span> <a href="https://community.rapyd.net"><span style="font-weight: 400;">Rapyd Developer Community</span></a><span style="font-weight: 400;">, or any other website operated by Rapyd (“</span><b>Site</b><span style="font-weight: 400;">”) (“</span><b>Visitors</b><span style="font-weight: 400;">”).</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Participant at our events,challenges or similar programs (“</span><b>Participants</b><span style="font-weight: 400;">”).</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Marketing leads.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Prospective clients who communicate with us through the contact details available on our Sites.</span></li> </ol> <p><span style="font-weight: 400;">If you are using Rapyd financial services, please refer to <a href="/security-compliance/privacy-policy/">this privacy policy</a>.</span></p> <p><span style="font-weight: 400;">Specifically, this Privacy Policy describes our practices regarding:</span></p> <ol> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#collection"><span style="font-weight: 400;">Data Collection</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#uses"><span style="font-weight: 400;">Data Uses</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#retention"><span style="font-weight: 400;">Data Location and Retention</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#sharing"><span style="font-weight: 400;">Data Sharing</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#cookies"><span style="font-weight: 400;">Cookies and Tracking Technologies</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#communications"><span style="font-weight: 400;">Communications</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#security"><span style="font-weight: 400;">Data Security</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#rights"><span style="font-weight: 400;">Data Subject Rights</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#additional"><span style="font-weight: 400;">Additional Notices</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="https://www.rapyd.net/security-compliance/privacy-policy/#additional-california"><span style="font-weight: 400;">Additional Terms for California Residents</span></a></li> </ol> <p><b>Please read this Privacy Policy carefully and make sure that you fully understand and agree to it. If you do not agree to this Privacy Policy, please discontinue and avoid using our Sites, events and challenges (collectively, the “Services”).</b></p> <p><span style="font-weight: 400;">You are not legally required to provide us with any Personal Data, but without it, we will not be able to provide you with the full range of Services or with the best user experience when using our Services.</span></p> <p><b> 1. </b><b>Data Collection</b></p> <p><span style="font-weight: 400;">We collect and process the following categories of Personal Data:</span></p> <ul> <li style="font-weight: 400;" aria-level="1"><b>Contact information</b><span style="font-weight: 400;">: we collect contact information (such as name, phone number and email address) from you when you submit web-forms, including opportunities to sign up for and agree to receive email communications from us.</span></li> <li style="font-weight: 400;" aria-level="1"><b>Usage Information</b><span style="font-weight: 400;">: when you use the Sites, we collect technical information about your interaction with our Sites, such as your user agent, IP addresses, device data (like device type, OS, device ID, browser version, locale and language settings used), activity logs, session recordings, and the cookies and pixels installed or utilized on our Sites and/or a user’s device, as further described under the “Cookies and Tracking Technologies” section below.</span></li> <li style="font-weight: 400;" aria-level="1"><b>Communication Information and Engagement Information</b><span style="font-weight: 400;">: when you send us an email or contact our support team or sales team, we collect the Personal Data you provide us. This includes your name, email address and any other information you choose to provide. We will also collect your engagement data such as your registration for attendance of Rapyd events, challenges and other interaction with Rapyd employees. If you submit Personal Data to us to participate in an offer or promotion, we will use the Personal Data you submit to administer the offer or promotion.</span></li> <li style="font-weight: 400;" aria-level="1"><b>Account Data (from our Community Members only): </b><span style="font-weight: 400;">when you open an account at the Rapyd Developer Community, you will be asked to provide account login credentials (usernames and passwords) and your email address. You may provide additional information about yourself, such as your name, profile photograph, achievements, and badges. We will also collect information about your activity within the community, such as posts, photos or videos you upload to the community. If you choose to log in, access or otherwise connect to the Rapyd Developer Community through a social networking service (such as Facebook, Twitter, Instagram, etc.), we may collect your user ID and/or username associated with that social networking service, as well as any information you make public using that social networking service or that the social networking service allows us to access.</span></li> </ul> <p><b> 2. </b><b>Data Uses</b></p> <p><span style="font-weight: 400;">We use Personal Data as necessary for the performance of our Services and in reliance on the following legal bases:</span></p> <table> <tbody> <tr> <td><b>Purpose</b></td> <td><b>Legal basis for processing</b></td> </tr> <tr> <td><span style="font-weight: 400;">To facilitate, operate, and provide our Service.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Performance of a Contract</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To provide you assistance and support.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Performance of a Contract</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To evaluate and develop new features, technologies, and improvements to the Service.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To facilitate and optimize our marketing campaigns, ad management and sales operations, and to manage and deliver advertisements for our products and services more effectively, including on other websites and applications.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Consent (where required)</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To contact our Visitors, Participants, marketing leads and prospective clients with general or personalized messages and communications, as further described under Section 6 below.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Consent (where required)</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To comply with our contractual and legal obligations and requirements, and maintain our compliance with applicable laws, regulations and standards.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legal Obligation</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Performance of a Contract</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> </ul> </td> </tr> <tr> <td><span style="font-weight: 400;">To support and enhance our data security measures, including for the purposes of preventing and mitigating the risks of fraud, error or any illegal or prohibited activity.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legal Obligation</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Legitimate Interest</span></li> </ul> </td> </tr> </tbody> </table> <p><span style="font-weight: 400;">If you reside or are using the Services in a territory governed by privacy laws which determine that “consent” is the only or most appropriate legal basis for processing Personal Data (in general, or specifically with respect to the types of Personal Data you choose to share via the Service), your acceptance of our terms and conditions and of this Privacy Policy will be deemed as your consent to the processing of your Personal Data for all purposes detailed in this Privacy Policy. We may also obtain express consent from you separately (e.g. where required for the purpose of sending direct marketing), in which case we will proceed to process your Personal Data on the basis of such express consent. If you wish to revoke your consent, please contact us by email at </span><span style="font-weight: 400;">privacy@rapyd.net</span><span style="font-weight: 400;">.</span></p> <p><b> 3. </b><b>Data Location and Retention</b></p> <p><b>Data Location.</b><span style="font-weight: 400;"> Given the global nature of our Services, your Personal Data may be maintained, processed and stored by our Service Providers (defined below) in the United States of America (U.S.), the State of Israel, Singapore, the European Economic Area (“EEA”), Iceland, the UK, Hong Kong, Dubai, and other jurisdictions, as necessary for the proper delivery of our Services, or as may be required by law. For data transfers from the EEA or the UK to countries which are not considered by the European Commission and the UK Secretary of State to be offering an adequate level of data protection, we and the relevant data importers have entered into Standard Contractual Clauses as approved by the European Commission and UK Information Commissioner’s Office (ICO).</span></p> <p><b>Data Retention.</b><span style="font-weight: 400;"> We will retain your Personal Data for as long as we deem it as reasonably necessary, for the purposes listed above, in order to maintain and expand our relationship and provide you with our Services ; in order to comply with our legal and contractual obligations, or to protect ourselves from any potential disputes (i.e., as required by laws applicable to log-keeping, records and bookkeeping, and to have proof and evidence concerning our relationship, should any legal issues arise following your discontinuance of use), in accordance with our data retention policy.</span></p> <p><b> 4. </b><b>Data Sharing</b></p> <p><b>Rapyd Subsidiaries:</b><span style="font-weight: 400;"> we may share Personal Data internally within Rapyd for the purposes described in this Privacy Policy. Such sharing is made subject to our internal Data Processing Agreements.</span></p> <p><b>Service Providers:</b><span style="font-weight: 400;"> we may engage selected third party companies and individuals to perform services complementary to our own, namely – hosting, data analytics, consulting, support, marketing and advertising, data and cyber security, user engagement, instant messaging, company registration and incorporation; as well as our business, financial, compliance and legal advisors (collectively, “</span><b>Service Providers</b><span style="font-weight: 400;">”). These Service Providers may have access to your Personal Data, depending on each of their specific roles and purposes in facilitating and enhancing our Services, and may only use it for such purposes.</span></p> <p><b>Legal Compliance:</b><span style="font-weight: 400;"> we may disclose or allow government and law enforcement officials access to your Personal Data, in response to a subpoena, search warrant or court order (or similar requirement), or in compliance with applicable laws and regulations. Such disclosure or access may occur if we believe in good faith that we are legally compelled to do so, or that it is appropriate in connection with efforts to investigate, prevent, or take action regarding actual or suspected illegal activity, fraud, or other wrongdoing.</span></p> <p><b>Rapyd Developer Community</b><span style="font-weight: 400;">: when you post in the Rapyd Developer Community, your posts will be publicly available to other community members and Site Visitors. You may also choose to share your Personal Data with other community members by sending them a direct message, in which case the content of the message and your Personal Data will be shared with the community member with whom you chose to interact.</span></p> <p><b>Event Sponsors</b><span style="font-weight: 400;">: if you attend an event or webinar organized by us, a webinar or other activity involving third-party sponsors or presenters, we may share your Personal Data with them. If required by applicable law, you may consent to such sharing via the registration form or by allowing your attendee badge to be scanned at a sponsor booth. In these circumstances, your Personal Data will be subject to the sponsors’ privacy statements. If you do not wish for your Personal Data to be shared, you may choose to not opt-in via event/webinar registration or elect to not have your badge scanned.</span></p> <p><b>Protecting Rights and Safety:</b><span style="font-weight: 400;"> we may share your Personal Data with others if we believe in good faith that this will help protect the rights, property or personal safety of Rapyd, our Visitors, Participants, marketing leads and prospective clients, or any members of the general public.</span></p> <p><b>Mergers and Acquisitions:</b><span style="font-weight: 400;"> should Rapyd undergo any change in control or ownership, including by means of merger, acquisition or purchase of all or part of its assets, your Personal Data may be shared with the parties involved in such event.</span></p> <p><span style="font-weight: 400;">For the avoidance of doubt, Rapyd may share your Personal Data in additional manners, such as pursuant to your explicit approval, if we are legally obligated to do so, or if we have successfully rendered such data non-personal and anonymous. We may transfer, share or otherwise use non-personal data at our sole discretion and without the need for further approval.</span></p> <p><b>5. Cookies and Tracking Technologies</b></p> <p><span style="font-weight: 400;">Some of our Services and Service Providers utilize “cookies”, anonymous identifiers and other tracking technologies which help us provide, secure and improve our Services, personalize your experience and monitor the performance of our activities and campaigns.</span></p> <p><span style="font-weight: 400;">A cookie is a small text file that is placed, for example, to collect data about activity on our Site. Some cookies and other similar technologies serve to recall Personal Data, such as an IP address, that was previously indicated by the Visitor.</span></p> <p><span style="font-weight: 400;">While we do not change our practices in response to a “Do Not Track” signal in the HTTP header from a browser and recommend the use of cookies for an optimal user experience of our Services, most browsers allow you to control cookies, including whether to accept them or to remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. You can read the complete Rapyd Cookie Policy</span><a href="https://www.rapyd.net/cookie-policy/"> <span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">.</span></p> <p><span style="font-weight: 400;">We also use analytics tools such as Google Analytics. These tools help us understand your behavior on our Services, including by tracking page content, and click/touch, movements, scrolls and keystroke activities. Further information about the privacy practices of our Google Analytics is available at:</span><a href="http://www.google.com/policies/privacy/partners/"> <span style="font-weight: 400;">www.google.com/policies/privacy/partners/</span></a><span style="font-weight: 400;">;</span></p> <p><span style="font-weight: 400;">Further information about your option to opt-out of Google Analytics services is available at:</span><a href="https://tools.google.com/dlpage/gaoptout"> <span style="font-weight: 400;">https://tools.google.com/dlpage/gaoptout</span></a><span style="font-weight: 400;">.</span></p> <p><span style="font-weight: 400;">Please note that if you get a new computer or device, install a new browser, erase or otherwise alter your browser’s cookie file (including upgrading certain browsers), you may also clear the opt-out cookies installed once you opt-out, so an additional opt-out will be necessary to prevent additional tracking.</span></p> <p><b>6. Marketing Communications</b></p> <p><span style="font-weight: 400;">We may contact you with promotional messages (such as newsletters, special offers and sales, new product announcements, etc.) or any other information we think you will find valuable. We may provide such notices through any of the contact means available to us (e.g. phone or email), through the Services, or through our marketing campaigns on any other sites.</span></p> <p><span style="font-weight: 400;">If you do not wish to receive such promotional communications, you may notify us at any time by sending an email to </span><span style="font-weight: 400;">privacy@rapyd.net</span><span style="font-weight: 400;">, changing your communications preferences in your account, or by following the “unsubscribe”, “stop”, “opt-out” or “change email preferences” instructions contained in the promotional communications you receive.</span></p> <p><b>7. Data Security</b></p> <p><span style="font-weight: 400;">In order to protect your Personal Data, we use industry-leading physical, procedural and logical security measures. However, please be aware that regardless of any security measures used, we cannot and do not guarantee the absolute protection and security of any Personal Data stored with us or with any third parties as described in Section 4 above.</span></p> <p><b>8. Data Subject Rights</b></p> <p><span style="font-weight: 400;">Depending on the jurisdiction in which you reside, you may have certain rights under relevant applicable laws regarding the collection and processing of your Personal Data. To the extent these rights apply and concern you, you can contact us and ask to exercise the following rights:</span></p> <p><b>8.1. Right of access:</b></p> <p><span style="font-weight: 400;">You have the right to receive confirmation as to whether or not Personal Data concerning you is being processed and access your stored Personal Data.</span></p> <p><b>8.2. Right of data portability:</b></p> <p><span style="font-weight: 400;">you have the right to request us to move, copy and transfer your Personal Data easily from one IT environment to another, in a safe and secure way, without affecting its usability.</span></p> <p><b>8.3. Right of rectification:</b></p> <p><span style="font-weight: 400;">You have the right to request rectification of your Personal Data in our control in the event that you believe the Personal Data held by Rapyd is inaccurate, incomplete or outdated.</span></p> <p><b>8.4. Right of deletion/erasure:</b></p> <p><span style="font-weight: 400;">You have the right to request that Rapyd erase or delete Personal Data held about you at any time.</span></p> <p><b>8.5. Right to restriction or objection to processing:</b></p> <p><span style="font-weight: 400;">You have the right to request that Rapyd restrict or cease to conduct certain Personal Data processes</span> <span style="font-weight: 400;">at any time</span><b>.</b></p> <p><b>8.6. Right to withdraw your consent:</b></p> <p><span style="font-weight: 400;">To the extent we process Personal Data on the basis of your consent, you have the right to withdraw your given consent at any time.</span></p> <p><b>8.7. Right to limit use and disclosure of your sensitive Personal Data:</b></p> <p><span style="font-weight: 400;">This right is not applicable, as Rapyd does not process sensitive Personal Data about Visitors and Participants.</span></p> <p><b>8.8. Right not to be subject to automated decision making:</b></p> <p><span style="font-weight: 400;">You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects or similarly significantly effects to you.</span></p> <p><b>8.9. Right to opt-out of the sale or share of Personal Data:</b></p> <p><span style="font-weight: 400;">In the event that we sell or share your Personal Data for behavioral advertising purposes, you have the right to submit a request to opt-out of the sale or share of your Personal Data. After you opt-out, we may continue disclosing some Personal Data with our partners to help us perform business-related functions such as, but not limited to, providing the Services, ensuring that the Services is working correctly and securely, providing aggregate statistics and analytics and preventing fraud.</span></p> <p><b>8.10. Right to non-discrimination:</b></p> <p><span style="font-weight: 400;">you have the right to be free from any discrimination for exercising your rights, such as offering you different pricing or products, or by providing you with a different level or quality of services, based solely upon your request.</span></p> <p><span style="font-weight: 400;">Please note that these rights are not absolute, and may be subject to the relevant applicable laws, our own legitimate interests and regulatory requirements. Please also note that the rights mentioned above may have different application, title or legal definition depending on your jurisdiction. </span></p> <p><span style="font-weight: 400;">If you wish to exercise your rights, you can submit your request via</span> <a href="https://www.rapyd.net/security-compliance/contact-rapyd-privacy-team/"><span style="font-weight: 400;">Rapyd Privacy Request Webform</span></a><span style="font-weight: 400;"> or contact us at the following email address: </span><span style="font-weight: 400;">privacy@rapyd.net</span><span style="font-weight: 400;">. We will consider any requests, complaints or queries and provide you with a reply in a timely manner. We take our obligations seriously and we ask that any concerns are first brought to our attention, so that we can try to resolve them. To the extent you feel unsatisfied with our response to your request to exercise your rights, you may choose to send us a request to appeal our decision. If you are unsatisfied with our response, you can lodge a complaint with the applicable data protection supervisory authority. </span></p> <p><span style="font-weight: 400;">Please note that once you contact us by email regarding your data subject rights, we may require additional information and documents, including certain Personal Data, in order to authenticate and validate your identity and to process your request. Such additional data will be then retained by us for legal purposes (e.g. as proof of the identity of the person submitting the request), in accordance with Section 3 above.</span></p> <p><b>9. Additional Notices</b></p> <p><b>Updates and Amendments:</b><span style="font-weight: 400;"> we may update and amend this Privacy Policy from time to time by posting an amended version on our Services. The amended version will be effective as of the date it is so published. We will provide a 10-day prior notice on the homepage of our Sites if we believe any substantial changes are involved via any of the communication means available to us or via the Services. After such notice period, all amendments shall be deemed accepted by you.</span></p> <p><b>External Links:</b><span style="font-weight: 400;"> while our Services may contain links to other websites or services, we are not responsible for their privacy practices, and encourage you to pay attention when you leave our Services for the website or application of such third parties and to read the privacy policies of each and every website or service you visit. This Privacy Policy applies only to our Services.</span></p> <p><b>Our Services are not designed to attract children under the age of majority</b><span style="font-weight: 400;"> (as determined under the applicable laws where </span><span style="font-weight: 400;">the</span><span style="font-weight: 400;"> individual resides; “</span><b>Age of Majority</b><span style="font-weight: 400;">”). Our Services are not intended for, and we do not knowingly collect Personal Data from individuals under the Age of Majority and do not wish to do so. If we learn that a person under the Age of Majority is using the Services, we will prohibit and block such use and will make all efforts to promptly delete any Personal Data stored with us with regard to such individuals. If you believe that we might have any such data, please contact us by email at</span><span style="font-weight: 400;"> privacy@rapyd.net</span><span style="font-weight: 400;">.</span></p> <p><b>Contact Us:</b><span style="font-weight: 400;"> If you have any comments or questions about this Policy or if you want to exercise any of your rights, please contact us by sending a message to </span><span style="font-weight: 400;">privacy@rapyd.net</span><span style="font-weight: 400;">.</span></p> <p><span style="font-weight: 400;"> </span></p> <p><span style="font-weight: 400;">If you reside in the EU/EEA, you may contact our EU/EEA representative:<br /> </span><span style="font-weight: 400;">Rapyd Europe hf.<br /> </span><span style="font-weight: 400;">Dalshraun 3,<br /> </span><span style="font-weight: 400;">220 Hafnarfjörður,<br /> </span>Iceland<br /> <a href="mailto:privacy@rapyd.net"><span style="font-weight: 400;">privacy@rapyd.net</span></a></p> <p> </p> <p><span style="font-weight: 400;">If you reside in the UK, you may contact our UK representative:</span></p> <p><span style="font-weight: 400;">Rapyd Payments Limited<br /> </span><span style="font-weight: 400;">Rapyd suite 26<br /> </span><span style="font-weight: 400;">Weston business Centre<br /> </span><span style="font-weight: 400;">Parsonage Road<br /> </span><span style="font-weight: 400;">Takeley<br /> </span><span style="font-weight: 400;">Essex<br /> </span><span style="font-weight: 400;">CM22 6PU.<br /> </span><span style="font-weight: 400;">England<br /> </span><a href="mailto:privacy@rapyd.net"><span style="font-weight: 400;">privacy@rapyd.net</span></a></p> <p id="additional-california"><b> </b><b>Additional Terms for California Residents</b></p> <p><span style="font-weight: 400;"> This part of this Privacy Policy addresses the specific disclosure requirements under the California Consumer Privacy Act of 2018 (Cal. Civ. §§ 1798.100–1798.199) and the California Consumer Privacy Act Regulations by the Attorney General (collectively, “</span><b>CCPA</b><span style="font-weight: 400;">“).</span></p> <p><span style="font-weight: 400;"> </span><b>The categories of Personal Information we process:</b></p> <p><span style="font-weight: 400;">In the preceding 12 months, we have collected and disclosed the following categories of Personal Information (as this term is defined under the CCPA):</span></p> <table> <tbody> <tr> <td><b>Category of Personal Information Collected</b></td> <td><b>Personal Information Collected</b></td> <td><b>Categories of service providers to whom Personal Information was disclosed</b></td> </tr> <tr> <td><b>A. Identifiers</b></td> <td><span style="font-weight: 400;">A real name, online identifier, Internet Protocol address, email address, and account names.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Ad-network and advertising partners</span></li> </ul> </td> </tr> <tr> <td><b>B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).</b></td> <td><span style="font-weight: 400;">A name, telephone number, and address.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers</span></li> </ul> <p><span style="font-weight: 400;"> </span></td> </tr> <tr> <td><b>F. Internet or other electronic network activity data</b></td> <td><span style="font-weight: 400;">Browsing history, search history, and information on interactions with our websites or advertisements.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Ad-network and advertising partners</span></li> </ul> </td> </tr> <tr> <td><b>G. Geolocation data</b></td> <td><span style="font-weight: 400;">Approximate location derived from IP address.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Ad-network and advertising partners</span></li> </ul> </td> </tr> <tr> <td><b>H. Sensory data</b></td> <td><span style="font-weight: 400;">Photos of our Community Members (optional)</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers</span></li> </ul> </td> </tr> <tr> <td><b>I. Employment related data</b></td> <td><span style="font-weight: 400;">Current or past job history.</span></td> <td> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Rapyd subsidiaries;</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Service providers</span></li> </ul> </td> </tr> </tbody> </table> <p><span style="font-weight: 400;"> </span><b>Sources of Personal Information:</b></p> <p><span style="font-weight: 400;">In the preceding 12 months, we have collected Personal Information from the following categories of sources:</span></p> <p><span style="font-weight: 400;">(a) Consumer directly.</span></p> <p><span style="font-weight: 400;">(b) Advertising networks.</span></p> <p><span style="font-weight: 400;">(c)</span> <span style="font-weight: 400;">Social networks.</span></p> <p><b>Sharing and Selling Personal Information</b></p> <p><span style="font-weight: 400;"> We do not “sell” Personal Information as most people would typically understand that term. However, we share Personal Information with third parties for the purpose of cross-context behavioral advertising, via the cookies we place on your browser when you visit our website. In order to see the full list of cookies we use, including those used for cross-context behavioral advertising and understand how to opt-out of such usage, please visit Rapyd’s Cookie Policy</span><a href="https://www.rapyd.net/security-compliance/cookie-policy/"> <span style="font-weight: 400;">here</span></a><span style="font-weight: 400;">.</span></p> <p><span style="font-weight: 400;">In the preceding 12 months we “sell” or “share” the following categories of Personal Information for a business purpose:</span></p> <table> <tbody> <tr> <td><b>Category (corresponding with the table above)</b></td> <td><b>Category recipient</b></td> <td><b>Purpose of sale of share</b></td> </tr> <tr> <td><span style="font-weight: 400;">Category A</span><span style="font-weight: 400;"><br /> </span><span style="font-weight: 400;">Category F</span><span style="font-weight: 400;"><br /> </span><span style="font-weight: 400;">Category G</span></td> <td><span style="font-weight: 400;">Ad-network and advertising partners.</span></td> <td><span style="font-weight: 400;">Cross-context behavioral advertising.</span></td> </tr> </tbody> </table> <p><b>Your rights</b></p> <p><span style="font-weight: 400;">You can exercise your rights, as detailed in the Data Subjects Rights section, by submitting a verifiable consumer request to the contact details listed above.</span></p> <p><span style="font-weight: 400;">The request must:</span></p> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Provide sufficient information to allow us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Describe your request with sufficient details to allow us to properly understand, evaluate, and respond to it.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.</span></li> </ul> <p><span style="font-weight: 400;"> </span><span style="font-weight: 400;">Authorized Agent</span></p> <p><span style="font-weight: 400;">You can designate an authorized agent to make a request under the CCPA on your behalf if:</span></p> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">The authorized agent is a natural person or a business entity registered with the Secretary of State of California; and</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">You sign a written declaration that you authorize the authorized agent to act on your behalf.</span></li> </ul> <p><span style="font-weight: 400;">If you use an authorized agent to submit a request to exercise your right to know or your right to request deletion, please mail a certified copy of your written declaration authorizing the authorized agent to act on your behalf using the contact information below.</span></p> <p><span style="font-weight: 400;">If you provide an authorized agent with power of attorney pursuant to Probate Code sections 4000 to 4465, it may not be necessary to perform these steps and we will respond to any request from such authorized agent in accordance with the CCPA.</span></p> </div> </div> </div></div></div></div> </div></div> </article> </div> </div> </div> </main> </div> <footer id="footer-builder" class="footer-builder"> <div class="footer-builder-content container entry wpex-clr"> <div class="vc_section c-newsletter-bar vc_custom_1718400699055 wpex-vc_section-has-fill wpex-vc-reset-negative-margin wpex-vc-full-width-section"><div class="vc_row wpb_row vc_row-fluid no-bottom-margins"><div class="wpb_column vc_column_container vc_col-sm-8"><div class="vc_column-inner"><div class="wpb_wrapper"> <div class="wpb_raw_code wpb_content_element 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footer__bottom vc_custom_1659374816667 wpex-vc_row-has-fill no-bottom-margins wpex-vc-reset-negative-margin wpex-vc-full-width-row wpex-vc-full-width-row--centered"><div class="wpb_column footer__bottom-col vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"> <div class="wpb_text_column wpb_content_element " > <div class="wpb_wrapper"> <p>©2024 Rapyd Financial Network (2016) Ltd.</p> </div> </div> </div></div></div><div class="wpb_column vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"> <div style="text-align:right;" class="wpb_text_column wpb_content_element " > <div class="wpb_wrapper"> <div style="color: #fcff00;font-size: 18px"><a style="color: #fcff00" href="/security-compliance/privacy-policy/">Product Privacy Policy</a> | <a style="color: #fcff00" href="/security-compliance/site-privacy-policy/">Site Privacy Policy</a> | <a id="ot-sdk-btn" class="ot-sdk-show-settings" style="color: #fcff00;border: 0;padding: 0;font-size: 18px;background: none"></a></div> </div> </div> </div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1665604854069 wpex-vc_row-has-fill wpex-vc-reset-negative-margin wpex-vc-full-width-row wpex-vc-full-width-row--centered"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"> <div class="wpb_text_column wpb_content_element js-advisory-target footer__advisory-text" > <div class="wpb_wrapper"> <p>Rapyd Financial Network (2016) Ltd. is a FinTech Company, which operates globally via regulated regional group companies and several additional local entities, collectively referred to as “Rapyd”. Rapyd is licenced in the following manner and in the following countries:</p> <p>In the US, Rapyd Financial Technology US, Inc. provides regulated Services in partnership with Evolve Trust and Bank <span style="font-weight: 400">(“Evolve”) and MVB bank (“MVB”), </span>and is registered with the Financial Crimes Enforcement Network (FinCEN).</p> <p>In the EU and UK, Rapyd provides regulated Services through Rapyd Europe hf., licensed by the Central Bank of Iceland as an Electronic Money Institution and CashDash UK Limited, which is regulated as an Electronic Money Institution (licence no. 900769) by the Financial Conduct Authority in the United Kingdom. Rapyd is a trading name of CashDash UK Limited. For any complaints regarding Rapyd Europe hf. please contact us by email at <a href="mailto:hallo@rapyd.net">hallo@rapyd.net</a>. Rapyd Europe’s Complaints Policy and information on Legal Remedies are available under Rapyd Europe’s <a href="/security-compliance/european-legal-notices/">Legal Notices and Instructions</a>.</p> <p>In Singapore, Rapyd provides regulated services through Rapyd Holdings Pte Ltd., a Major Payment Institution (licence no. PS20200311) which is regulated by the Monetary Authority of Singapore. Users are advised to read the terms and conditions carefully.</p> <p>In the rest of the world, Rapyd provides regulated Services through selected Network Partners. The Rapyd Network Partners are incorporated, licensed and registered with each jurisdiction as required by each Regulatory Body. 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