Contributions | CERN Pension Fund

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class="content"> <div class=col-md-12> <div class="region region-content"> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-pension-fund-content" class="block block-system block-system-main-block"> <div class="content"> <article data-history-node-id="31" about="/en/members-0/contributions" typeof="schema:WebPage" class="node node--type-page node--view-mode-full"> <span property="schema:name" content="Contributions" class="hidden"></span> <span property="schema:name" content="Contributions" class="hidden"></span> <div class="node__content"> <div property="schema:text" class="clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item"><p>As an employed member of the CERN personnel (fellow or staff) or ESO personnel (fellow or staff, subject to the conditions specified in the CERN/ESO Agreement), you will automatically join the Fund, as membership is compulsory. Your contribution is automatically deducted from your monthly salary.</p> <p><strong>As a CERN/ESO staff member or ESO fellow</strong>, contributions are based on your monthly CHF reference salary and calculated using the following rates:</p> <p>a)    If you joined the Fund on or before 31 December 2011:</p> <ul> <li>Member: 11.33%</li> <li>Organisation: 22.67%</li> </ul> <p>b)    If you joined the Fund on or after 1 January 2012:</p> <ul> <li>Member: 12.64%</li> <li>Organisation: 18.96%</li> </ul> <p><strong>As a CERN fellow</strong>, your contributions are based on a fixed reference salary of 6 291 CHF and calculated using the rates above.</p> <p><strong>As a CERN graduate</strong>, your contributions are based on a fixed reference salary of 5 679 CHF and calculated using the rates above</p> <p class="text-align-right"><em><a href="/en/members-0/contributions/contributions-article-ii-107">To find out more…</a></em></p> </div> </div> </article> </div> </div> <div class="views-element-container block block-views block-views-blockchildren-pages-block" id="block-pension-fund-views-block-children-pages-block"> <div class="content"> <div><div class="children-pages-cards flex-container js-view-dom-id-0993a2d251a1c922002b2f027a9d91f2128475564c10fe82316de795d04956fb"> </div> </div> </div> </div> <div class="views-element-container block block-views block-views-blockfaqs-by-term-id-block-1" id="block-views-block-faqs-by-term-id-block-1"> <h2 class="title">FAQ</h2> <div class="content"> <div><div class="js-view-dom-id-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"> <div class="views-row"> <div class="views-row"> <div class="views-field views-field-title views-accordion-header js-views-accordion-header-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"><span class="field-content">How can I calculate my reference salary?</span></div><div class="views-field views-field-body"><div class="field-content"><p>As an employed member of the CERN/ESO personnel, the reference salary is: basic salary for 40 hours per week multiplied by the applicable C factor.</p> <p>If you are a CERN fellow (junior or senior), the reference salary is: 4722 CHF multiplied by the applicable C factor, which is 1.3322.</p> <p>If you are a CERN GRAD, the reference salary is: 4263 CHF multiplied by the applicable C factor, which is 1.3322.</p> </div></div> </div> <div class="views-row"> <div class="views-field views-field-title views-accordion-header js-views-accordion-header-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"><span class="field-content">Where can I find my C Factor?</span></div><div class="views-field views-field-body"><div class="field-content"><p>You can find it on the “<a href="https://cfactorcalculator.web.cern.ch">C Factor calculator” webpage</a> or in <a href="https://pensionfund.cern.ch/sites/pensionfund.web.cern.ch/files/2019-02/Annex_A.pdf">Annex A</a> of the <a href="https://pensionfund.web.cern.ch/sites/pensionfund.web.cern.ch/files/2019-02/PF%20Rules%20%26amp%3B%20Regulations%20-%20Amended%20version%2014.6.2018%20-%20color%20-final.pdf">CERN Pension Fund Rules and Regulations</a></p> </div></div> </div> <div class="views-row"> <div class="views-field views-field-title views-accordion-header js-views-accordion-header-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"><span class="field-content">How is my contribution to the Fund calculated?</span></div><div class="views-field views-field-body"><div class="field-content"><p> </p> <p><span lang="EN-US"><strong>As a CERN/ESO staff member or ESO fellow</strong>, contributions are based on your monthly CHF <u>reference salary</u> and calculated using the following rates:</span></p> <p><span lang="EN-US">   </span><span lang="EN-US">a)    If you joined the Fund on or before 31 December 2011:</span></p> <p><span lang="EN-US">      </span><span lang="EN-US">o    Member: 11.33%</span></p> <p><span lang="EN-US">      o    Organisation: 22.67%</span></p> <p><span lang="EN-US">   b)    If you joined the Fund on or after 1 January 2012:</span></p> <p><span lang="EN-US">      o    Member: 12.64%</span></p> <p><span lang="EN-US">      o    Organisation: 18.96%</span></p> <p><span lang="EN-US"><strong>As a CERN fellow</strong>, your contributions are based on a fixed <u>reference salary</u> of 6291 CHF and calculated using the rates above.</span></p> <p><span lang="EN-US"><strong>As a CERN GRAD</strong>, your contributions are based on a fixed <u>reference salary</u> of 5679 CHF and calculated using the rates above.</span></p> <p> </p> </div></div> </div> <div class="views-row"> <div class="views-field views-field-title views-accordion-header js-views-accordion-header-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"><span class="field-content">Where can I find my CHF reference salary?</span></div><div class="views-field views-field-body"><div class="field-content"><p>As a member of the CERN personnel, your reference salary can be found on your payslip under “CONTRIB. PENSION”.</p> <p>As a member of the ESO personnel, you can calculate your reference salary using the data provided on your payslip under “Pension CERN” (basic salary in CHF x C factor).</p> </div></div> </div> <div class="views-row"> <div class="views-field views-field-title views-accordion-header js-views-accordion-header-28aa057c2731f3d050096765838f6a71d335bc91d787601d56829d296d2d0d00"><span class="field-content">Can I increase or decrease my contributions or stop contributing to the Fund?</span></div><div class="views-field views-field-body"><div class="field-content"><p>The contribution rates are defined in the CERN Pension Fund Rules and Regulations. 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