CINXE.COM
Business Insider Subscriptions: Enjoy Premium News Stories - Business Insider
<!DOCTYPE html> <html lang="en-US"> <head> <title>Business Insider Subscriptions: Enjoy Premium News Stories - Business Insider</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1" > <meta name="title" content="Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought" > <meta name="datePublished" content="2023-05-18T10:02:00Z" > <meta name="dateModified" content="2023-05-18T12:55:29Z" > <meta name="news_keywords" content="Economy, Discourse, News, Retail, Transportation, Markets, Tech, Tesla, Apple, Discourse, Economy" > <meta name="description" content="Companies are using sneaky software, subscription fees, and legal tricks to make you endlessly pay for stuff you already bought." > <meta property="author" content="Nathan Proctor " > <meta property="article:publisher" content="businessinsider" > <meta name="tbi-vertical" content="Economy" > <meta property="og:title" content="Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought" > <meta property="og:description" content="Companies are using sneaky software, subscription fees, and legal tricks to make you endlessly pay for stuff you already bought." > <meta property="og:type" content="article" > <meta property="og:url" content="https://www.businessinsider.com/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" > <meta property="og:image" content="https://i.insider.com/6464ecac7224930019f33aac?width=1200&format=jpeg"> <meta property="og:image:type" content="image/jpeg" /> <meta property="og:image:width" content="1200" /> <meta property="og:image:height" content="600" /> <meta name="twitter:card" content="summary_large_image" > <meta name="robots" content="max-image-preview:large"/> <meta property="og:site_name" content="Business Insider" > <meta property="fb:pages" content="20446254070" > <meta name="apple-itunes-app" content="app-id=554260576" > <meta name="linkedin:owner" content="mid:1d5f7b" > <link rel="canonical" href="https://www.businessinsider.com/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" > <meta name="ii-ab-test:ctc" value="c" > <meta name="ii-ab-test:pmp" value="va" > <meta name="user-status" value="anonymous" > <meta name="viking-id" value="64591e94aca76152385bf725" > <meta name="env" value="prod" > <meta property="mrf:sections" content="Economy"> <meta property="mrf:tags" content="sub-section:Discourse;sub-section:News;sub-section:Retail;sub-section:Transportation;sub-section:Markets;sub-section:Tech;" > <meta property="mrf:tags" content="Page Type:story"> <link class="favicon-asset" rel="icon" sizes="192x192" href="/public/assets/BI/US/favicons/apple-touch-icon-192x192.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="180x180" href="/public/assets/BI/US/favicons/apple-touch-icon-180x180.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="152x152" href="/public/assets/BI/US/favicons/apple-touch-icon-152x152.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="144x144" href="/public/assets/BI/US/favicons/apple-touch-icon-144x144.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="120x120" href="/public/assets/BI/US/favicons/apple-touch-icon-120x120.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="114x114" href="/public/assets/BI/US/favicons/apple-touch-icon-114x114.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="76x76" href="/public/assets/BI/US/favicons/apple-touch-icon-76x76.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" sizes="72x72" href="/public/assets/BI/US/favicons/apple-touch-icon-72x72.png?v=2023-11" > <link class="favicon-asset" rel="apple-touch-icon" href="/public/assets/BI/US/favicons/apple-touch-icon.png?v=2023-11"> <link class="favicon-asset" rel="icon" type="image/png" sizes="32x32" href="/public/assets/BI/US/favicons/favicon-32x32.png?v=2023-11" > <link class="favicon-asset" rel="icon" type="image/png" sizes="16x16" href="/public/assets/BI/US/favicons/favicon-16x16.png?v=2023-11" > <link class="favicon-asset" rel="manifest" href="/public/assets/BI/US/favicons/site.webmanifest?v=2023-11" > <link class="favicon-asset" rel="mask-icon" href="/public/assets/BI/US/favicons/safari-pinned-tab.svg?v=2023=11" color="#fff" > <link class="favicon-asset" rel="shortcut icon" href="/public/assets/BI/US/favicons/favicon.ico?v=2023-11" > <link class="favicon-asset" rel="shortcut icon" type="image/svg+xml" href="/public/assets/BI/US/favicons/favicon.svg?v=2023-11" > <meta class="favicon-asset" name="msapplication-config" content="/public/assets/BI/US/favicons/browserconfig.xml?v=2023-11" > <meta name="theme-color" content="#fff" > <meta name="apple-mobile-web-app-title" content="Business Insider" > <script type="text/javascript" id="fenrir-client-data"> window.Fenrir = {"config":{"ads":{"providerName":"dfp","sticky_active_header_height":47,"abTest":{"lazyLoad":155,"adxABTest":7,"changeCorrelator":false},"continentCode":"AS","config":{"scrollVelocity":true,"refreshAdsTimeout":30,"refreshAdsDisplayTimer":false},"data":{"networkid":4442842,"verity":{"taxonomy":["Technology & Computing","Technology & Computing/Consumer Electronics","Technology & Computing/Computing/Computer Software and Applications","Business and Finance","Business and Finance/Business/Business Banking & Finance","Technology & Computing/Computing/Internet"],"taxonomyBreakdown":["Technology & Computing","Consumer Electronics","Computing","Computer Software and Applications","Business and Finance","Business","Business Banking & Finance","Internet"],"taxonomyIds":["596","632","602","52","63","619"],"keywords":["software","ownership","company","manufacturer","people","product","consumer","customer","good","phone","subscription","term","apple","repair","law"],"safe":false,"events":[],"threats":[],"sentiment":[{"score":0.75,"label":"neutral"},{"score":0.15,"label":"positive"},{"score":0.09,"label":"negative"}]}},"services":{"amazonTam":{"enabled":true,"pubID":3201,"adServer":"googletag"},"rubiconPrebid":{"enabled":true,"scriptUrl":"https://ads.rubiconproject.com/prebid/10306.js","gdprScriptUrl":"https://ads.rubiconproject.com/prebid/10306_gdpr.js"},"indexExchange":{"enabled":false},"permutive":{"enabled":true,"projectId":"3aba5292-ba75-422b-8715-bd21146f7836","publicKey":"6f1150a7-e587-49c6-b439-a4b7ee68a5a7","version":1},"doubleverify":{"enabled":true}},"meta":{"primaryVertical":"economy","categories":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","secondaryVerticals":"discourse,news,retail,transportation,markets,tech","author":"Nathan Proctor ","pageType":"post","adunit":{"site":"businessinsider","variation":"exceptional-post","vertical":"markets","regionCounter":{"desktop":{"in-content":["gpt-post-economy-desktop_in_post_ad-desktop-fluid-1","gpt-post-economy-desktop_in_post_ad-desktop-fluid-2","gpt-post-economy-desktop_in_post_ad-desktop-fluid-3","gpt-post-economy-desktop_in_post_ad-desktop-fluid-4","gpt-post-economy-desktop_in_post_ad-desktop-fluid-5"]},"mobile":{}},"rawVertical":false}}},"authEnv":"production","fenrirEnv":"production","fenrirWebpackPort":3001,"version":"main-241203.1625","authentication":{"url":"https://account.businessinsider.com","redirectAuth":{"url":"https://auth.businessinsider.com/authorize?response_type=code&client_id=__AUTH-CLIENT-ID__&redirect_uri=__REDIRECT-URI__&state=__UNIQUE-ID__&connection=__CONNECTION-NAME__&scope=openid%20offline_access","key":"1kovu25q4Q11Fx1x1mIKn0AGFas5VS2a"},"clientId":"faf5a910-46c1-47fd-a19a-32071a41547b","recaptcha":{"siteKey":"6Lc34KYZAAAAALr41Qa1RN3K06SrpQTbrN2_WTdh","siteKeyInvisible":"6LeGf2QhAAAAABuMypNcSm7aU69j1kGyUPzEF2L0"}},"newsletterSignUp":"https://account.businessinsider.com/newsletter","newsletterEnv":"production","consentManagement":{},"stripe":{"subscriptionResources":{"renewal-off-annual":{"plansToSubscribeTo":{"usd":{"annual":"f69f772f-a2c8-4768-ad1d-f69784590386"}}},"cancellation-annual-upgrade":{"usd":{"planId":"fb7506b9-570f-4b03-ab0b-c0baac1e46b0","currencySymbol":"$","renewalPrice":"149","offerPrice":"49","monthlyPrice":"25.95","interval":"yearly"},"cad":{"planId":"c12e3e69-0e64-4a8b-81c4-056c9f92dfa4","currencySymbol":"C$","renewalPrice":"199","offerPrice":"59","monthlyPrice":"14.95","interval":"yearly"},"gbp":{"planId":"810be99a-d57c-4c03-b0b6-ea4b9b5e5f00","currencySymbol":"£","renewalPrice":"119","offerPrice":"39","monthlyPrice":"10","interval":"yearly"}},"annual-early-renewal":{"usd":{"planId":"f88bd81d-f8f2-4972-b3de-c37dbcdb3051","currencySymbol":"$","renewalPrice":"149","offerPrice":"69"},"cad":{"planId":"89f953cf-ebf2-4353-8f74-6c15d4ecf3c9","currencySymbol":"C$","renewalPrice":"99","offerPrice":"69"},"gbp":{"planId":"3120f175-7e06-4ada-b844-5bb26f7c5f53","currencySymbol":"£","renewalPrice":"79","offerPrice":"55"}},"annual-switch":{"usd":{"planId":"92ef4403-b84d-421f-abca-a8ec85b9c71d","currencySymbol":"$","renewalPrice":"149","offerPrice":"39","interval":"yearly"},"cad":{"planId":"7c0d5e2d-901a-4e42-9194-4219a9686028","currencySymbol":"C$","renewalPrice":"179","offerPrice":"49","interval":"yearly"},"gbp":{"planId":"af40180b-4803-4b6b-adab-96b88876e54b","currencySymbol":"£","renewalPrice":"105","offerPrice":"29","interval":"yearly"}},"annual-switch-limited-offer":{"usd":{"planId":"e370ef9e-d604-4f2a-a6f0-42589158b973","currencySymbol":"$","renewalPrice":"149","offerPrice":"29","interval":"yearly"}},"preCancellationOffer":{"usd":{"planId":"fb7506b9-570f-4b03-ab0b-c0baac1e46b0","currencySymbol":"$","renewalPrice":"149","offerPrice":"49","monthlyPrice":"25.95","interval":"yearly"},"cad":{"planId":"c12e3e69-0e64-4a8b-81c4-056c9f92dfa4","currencySymbol":"C$","renewalPrice":"199","offerPrice":"59","monthlyPrice":"14.95","interval":"yearly"},"gbp":{"planId":"810be99a-d57c-4c03-b0b6-ea4b9b5e5f00","currencySymbol":"£","renewalPrice":"119","offerPrice":"39","monthlyPrice":"10","interval":"yearly"}},"plansNotToShowRetentionOffer":[]}},"sigyn":"https://membership-api.businessinsider.com","idun":"https://membership-api.businessinsider.com","skadi":"https://membership-api.businessinsider.com","forsetiUrl":"https://my.businessinsider.com","basicAuth":{"domain":"https://membership-api.businessinsider.com","apiKey":"OGU5ZWUyZWUtNjM2ZS00OTdiLWI0OTUtYTliOGIzMjQ1ODA2"},"tracking":{"providerName":["ga","t","comscore"],"base_url":"//www.businessinsider.com","postTrackingObject":{"pageType":"post","postID":"64591e94aca76152385bf725","postURI":"companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","publisher":"","editor":"Bob Bryan","vertical":"economy","verticals":["economy","discourse","news","retail","transportation","markets","tech"],"author":"Nathan Proctor ","category":"iPhones|Tesla|Subscriptions|right to repair|BMW|Apple|Ownership|Printers|Discourse|discourse-freelance|Nathan Proctor|Economy|Tyler Le|Insider Illustration","dateModified":"2023-05-18","datePublished":"2023-05-18","numSlides":0,"wordCount":1758,"abTest":"|ctc:c|pmp:va|","splitTest":null,"secondaryVerticals":"discourse|news|retail|transportation|markets|tech","theme":"exceptional_storytelling"},"data":{"gtm":{"id":"GTM-MP6F46L","env_string":""},"domains":["businessinsider.com","insider.com"],"t":{"pixel":"https://i.businessinsider.com/t.gif"}}},"logging":true,"abTests":[{"name":"ctc","value":"c"},{"name":"pmp","value":"va"}],"splitTests":[],"featureFlags":{"shouldConsentDialogAutoClose":false,"disablePrebidRubicon":false,"disableAllAbTests":false,"activityLogging":false,"logs":false,"forceSpeedcurveSample":false,"forceDataDogRumSample":false,"disableDataDogRumSample":false,"forceDataDogLogs":false,"disableDataDogLogs":false,"unified":false,"trending":false,"developerBar":false,"changeCorrelator":false,"adFree":false,"renderTicker":false,"appSoftLaunch":false,"ignoreRedirect":false,"lcpPerformanceShowcase":false,"ampMarquee":false,"removeTickerHubNav":false,"storyVersioningApi":false,"testLatestSharedComponents":false,"myInsiderCorporate":false,"utmContentMarketing":false,"ampAdConsent":false,"ampAdConsentPurposes":false,"webVitals":false,"isPersonalizedOffer":false,"hideOpm":false,"useMockDadRecs":false,"metaPixel":false,"buildAudioTranscript":false,"videoShowsPreview":false,"disableAutoplay":false,"useAISearch":true,"useMockVerticals":false,"testMultiPhase":false},"sticky":{"siteSkinEnabled":false,"stickyActiveHeaderHeaderHeight":71,"subnavStickyAdBuffer":250},"dataLayer":{"pageType":"post","postID":"64591e94aca76152385bf725","postURI":"companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","publisher":"","editor":"Bob Bryan","vertical":"economy","author":"Nathan Proctor ","category":"iPhones|Tesla|Subscriptions|right to repair|BMW|Apple|Ownership|Printers|Discourse|discourse-freelance|Nathan Proctor|Economy|Tyler Le|Insider Illustration","dateModified":"2023-05-18","datePublished":"2023-05-18","wordCount":1758,"abTest":"|ctc:c|pmp:va|","secondaryVerticals":"discourse|news|retail|transportation|markets|tech","theme":"exceptional_storytelling"},"shouldDeferScripts":true,"shouldManageConsent":false,"delayThirdPartyScripts":false,"facets":{"url":"https://www.businessinsider.com/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","path":"/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","site":"bi","type":"story","vertical":"economy","categories":["iphones","tesla","subscriptions","right-to-repair","bmw","apple","ownership","printers","discourse","discourse-freelance","nathan-proctor","economy","tyler-le","insider-illustration"],"components":[],"embeds":[],"shortcodes":[null]},"isEmbed":false,"embedConfig":{},"proxyUrl":"https://www.businessinsider.com/","datadogProxyUrl":"https://www.businessinsider.com//ajax/dd","capiVer":1,"subscribeEnabled":true,"name":"Business Insider","domain":"businessinsider","twitter":"businessinsider","x":"businessinsider","linkedIn":"businessinsider","youtube":"@BusinessInsider","instagram":"businessinsider","resourceName":"bi","identifier":"bi","targetingName":"business-insider","adUnitSite":"businessinsider","assetsPath":"BI","s3Directory":"us","searchIdentifier":"businessinsider.com","color":"#fff","gaId":"UA-2241657-6","ampGtmId":"GTM-MVJQ7ZG","ampGaId":"UA-2241657-6","fbContentId":"20446254070","appleItunesAppId":"554260576","description":"Business Insider tells the global tech, finance, stock market, media, economy, lifestyle, real estate, AI and innovative stories you want to know.","verticalLabelMapping":{"bi intelligence":"Business Insider Intelligence","bi news":"News","tech insider":"Tech","wuhan coronavirus":"coronavirus","beauty (reviews)":"Beauty","deals (reviews)":"Deals","tickets (reviews)":"Tickets","education (reviews)":"Education","tech (reviews)":"Tech","fitness (reviews)":"Fitness","gifts (reviews)":"Gifts","health (reviews)":"Health","home (reviews)":"Home","kitchen (reviews)":"Kitchen","outdoors (reviews)":"Outdoors","parenting (reviews)":"Parenting","pets (reviews)":"Pets","streaming (reviews)":"Streaming","style (reviews)":"Style","travel (reviews)":"Travel","learning (reviews)":"Learning","hobbies & crafts (reviews)":"Hobbies & Crafts","diet & nutrition (reference)":"Diet & Nutrition","investing (reference)":"Investing","economics & markets (reference)":"Economics & Markets","investment assets (reference)":"Investment Assets","investment accounts (reference)":"Investment Accounts","investing strategies (reference)":"Investing Strategies","professionals & advisors (reference)":"Professionals & Advisors","laptops & tablets (reference)":"Laptops & Tablets","gadgets (reference)":"Gadgets","gaming (reference)":"Gaming","smart home (reference)":"Smart Home","smartphones (reference)":"Smartphones","software & apps (reference)":"Software & Apps","streaming (reference)":"Streaming"},"partials":{"footer-brand-logos":"footer-brand-logos"},"rubicon":{"siteId":"240980","mobileStickyLower":"1188648-320x50","mobileInPost":"1684838-300x250"},"dynamicEnabled":true,"socialLinks":{"facebook":"https://www.facebook.com/businessinsider","x":"https://x.com/businessinsider","instagram":"https://www.instagram.com/businessinsider/","youTube":"https://www.youtube.com/user/businessinsider","linkedIn":"https://www.linkedin.com/company/businessinsider/"},"masthead":{"searchLink":"https://www.businessinsider.com/s","subscribeButtonLink":"https://www.businessinsider.com/subscription"},"crossDomainAuth":{"mi":"https://markets.businessinsider.com"},"subdomain":"www","bylineNoShows":["insider","business insider","business insider uk"],"components":{"ai-search":{},"back-to-home":{"display":{"postPage":true,"showPage":true},"content":{"default":{"link":"/","text":"Home"},"video":{"link":"https://www.businessinsider.com/video"}}},"live-updates":"","my-insider":"","share":{"byline":{"shareOptions":["facebook","email","x","linkedin","copylink","impact"]}},"subscription-corporate/seats-card":{"api":{"domain":"https://membership-api.businessinsider.com","apiKey":"OGU5ZWUyZWUtNjM2ZS00OTdiLWI0OTUtYTliOGIzMjQ1ODA2"},"plan":"3fe932aa-1d63-45d6-9e84-8ba2f1aaea21"},"vendor-taboola":{"taboolaLoader":"//cdn.taboola.com/libtrc/businessinsider/loader.js","postBottom":{"desktop":{"id":"taboola-below-main-column","mode":"thumbs-1r","placement":"below-main-column","targetType":"mix","onlyOn":"desktop"},"mobile":{"id":"taboola-below-article","mode":"thumbs-2r-mobile","placement":"Below Article Thumbnails Mobile","targetType":"mix","onlyOn":"mobile"}},"referenceLibraryPostBottom":{"desktop":{"id":"taboola-below-article-thumbnails---reference-page","mode":"thumbs-1r","placement":"Below Article Thumbnails - Reference Page","targetType":"mix","onlyOn":"desktop"},"mobile":{"id":"taboola-below-article-thumbnails---reference-page---mobile","mode":"thumbs-2r-mobile","placement":"Below Article Thumbnails - Reference Page - Mobile","targetType":"mix","onlyOn":"mobile"}},"migratedPostBottom":{"desktop":{"id":"taboola-below-article-thumbnails---insider","mode":"thumbs-feed-01-new","placement":"Below Article Thumbnails - Insider","targetType":"mix","onlyOn":"desktop"},"mobile":{"id":"taboola-below-article-thumbnails-mobile---insider","mode":"thumbs-feed-01-new","placement":"Below Article Thumbnails Mobile - Insider","targetType":"mix","onlyOn":"mobile"}}}},"componentsToLoad":{},"adsTxtDir":"/us/ads.txt","appAdsTxtDir":"/us/app-ads.txt","shareButtons":{"topBarShareButtons":["x","linkedin","facebook","email","copylink"],"videoShareButtons":{"dropdownButtons":["x","linkedin","copylink"],"buttons":["facebook","email"]},"slideShareButtons":{"dropdownButtons":["x","linkedin","facebook","email","copylink"]}},"rubiconAmp":{"amp":{"business":{"siteId":"240980","stickyLower":"1188648-320x50","inPost":"1684838-300x250"},"life":{"siteId":"332812","stickyLower":"1745222-320x50","inPost":"1745220-300x250"},"news":{"siteId":"332810","stickyLower":"1745218-320x50","inPost":"1745216-300x250"},"default":{"siteId":"240982","stickyLower":"1188650-320x50","inPost":"1684840-300x250"}}},"zendesk":{"chatKey":"76a7a72c-2c9b-455e-b822-8cb01a97e60d"},"trackingAnalyticName":"Live Election Feed","notificationBanner":{"type":"","data":{"copyTitle":"","copy":"","cta":""},"defaultState":"active","maxViews":false,"defaultClass":"d-md-none active","disallowInApp":true,"gaEvent":"","gaEventCategory":""},"topNotice":{"targetBrowsers":["MSIE","Trident"],"targetCategories":["pfi-tpg"],"data":{"copy":"Hmm...It looks like you’re using an outdated or unsupported browser that may not render correctly. For the best experience, we recommend using the latest version of Google Chrome, Safari, Microsoft Edge, or Firefox"}},"bifrost":{"production":"https://bifrost-bfp.pages.dev","development":"https://staging.bifrost-bfp.pages.dev"},"sharedRecaptcha":{"V2SiteKey":"6Lc34KYZAAAAALr41Qa1RN3K06SrpQTbrN2_WTdh","V2SiteKeyInvisible":"6LeGf2QhAAAAABuMypNcSm7aU69j1kGyUPzEF2L0"},"gtmIdGA4":"GTM-MP6F46L","jwPlayer":{"hero":"puACk8ZV","nowWatch":"P0a1LFN5","inPost":"rpoASVKQ","playlist":"Vtl6VSDD","featuredVideo":"JoOudDws"},"recommendationsPlaylist":{"ins":"TXrojpv3","bi":"4yvN3aI1"},"errorSearch":{"action":"/s","name":"q"},"editions":[{"country":"Deutschland & Österreich","url":"https://www.businessinsider.de?IR=C","abbr":"AT"},{"country":"Deutschland","url":"https://businessinsider.de?IR=C","abbr":"DE","footerOnly":true},{"country":"España","url":"https://businessinsider.es","abbr":"ES"},{"country":"Japan","url":"https://www.businessinsider.jp","abbr":"JP"},{"country":"Netherlands","url":"https://www.businessinsider.nl?IR=C","abbr":"NL"},{"country":"Polska","url":"https://www.businessinsider.com.pl/?IR=C","abbr":"PL"}],"validDomains":["insider.com","businessinsider.com","insider.engineering","forseti.pages.dev","my.businessinsider.com","localhost"],"formSubmit":{"corporateLanding":{"sender":"support@businessinsider.com","receivers":["group-subscriptions@businessinsider.com"],"subject":"Group Subscriptions - Over 60 Seats"}},"doubleVerifyCodes":{"dvClientCode":"23280644","dvSettingsCode":"DV673672"},"appsFlyer":{"oneLink":"https://insider-app.onelink.me/4cpG"},"consentManagementSourcepoint":{"euPrivacyManagerModalId":"1165664","usPrivacyManagerModalId":"1112289"}},"id":"companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","meta":{"created":"2023-05-08T16:08:52.487Z","createdBy":"Bob Bryan","disableAffiliatizer":false,"disableAutolinker":false,"disableInlineAds":false,"disablePfiShortcodes":false,"disablePopularVideo":true,"disableSidebar":true,"disableSimpleReach":true,"disableTaboola":true,"editor":"Bob Bryan","hidden":false,"inMigrated":false,"vikingID":"64591e94aca76152385bf725","isMobileAppShell":false,"isSponsored":false,"isBii":false,"isOpinion":false,"isReviews":false,"isReviewsDeals":false,"isHelpfulness":false,"hasReferenceVertical":false,"isReferenceSubVertical":false,"isBreaking":false,"isLive":false,"isExclusive":false,"isPersonalFinance":false,"permutive":{"post":{"page":{"type":"story","article":{"author":"Nathan Proctor ","description":"Companies are using sneaky software, subscription fees, and legal tricks to make you endlessly pay for stuff you already bought.","section":"economy","date":"2023-05-18T10:02:00Z","keywords":["iphones","tesla","subscriptions","right-to-repair","bmw","apple","ownership","printers","discourse","discourse-freelance","nathan-proctor","economy","tyler-le","insider-illustration"],"title":"Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought","ca":{"taxonomy":["Technology & Computing","Technology & Computing/Consumer Electronics","Technology & Computing/Computing/Computer Software and Applications","Business and Finance","Business and Finance/Business/Business Banking & Finance","Technology & Computing/Computing/Internet"],"taxonomyBreakdown":["Technology & Computing","Consumer Electronics","Computing","Computer Software and Applications","Business and Finance","Business","Business Banking & Finance","Internet"],"taxonomyIds":["596","632","602","52","63","619"],"keywords":["software","ownership","company","manufacturer","people","product","consumer","customer","good","phone","subscription","term","apple","repair","law"],"safe":false,"events":[],"threats":[],"sentiment":[{"score":0.75,"label":"neutral"},{"score":0.15,"label":"positive"},{"score":0.09,"label":"negative"}]}}}}},"pressboard":false,"isEditSeries":false,"isCustomPage":false,"isMarketsInsiderExclusive":false,"isMarketsInsiderSyndicated":false,"disablePrimis":false,"socialReferrer":null,"breadcrumbs":[{"label":"Discourse","link":"https://www.businessinsider.com/discourse","isPrefix":false,"subClass":"breadcrumbs-bar"},{"label":"Economy","link":"https://www.businessinsider.com/economy","isPrefix":false,"subClass":""}],"postPromo":{"template":"post/post-text-promo","content":"Business Insider's Discourse stories provide perspectives on the day's most pressing issues, informed by analysis, reporting, and expertise.","readMore":"Read <a href=\"https://www.businessinsider.com/discourse\">more</a>."},"newsKeywords":"Economy, Discourse, News, Retail, Transportation, Markets, Tech, Tesla, Apple, Discourse, Economy","affilimateKeywords":"","filteredReactions":[],"hasAmpPage":false,"robots":"max-image-preview:large","shouldShowContent":true,"containsSummaryBullets":false,"showRecirc":true,"paywall":{"isExempt":false}},"path":"/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","attributes":{"categories":["iPhones","Tesla","Subscriptions","right to repair","BMW","Apple","Ownership","Printers","Discourse","discourse-freelance","Nathan Proctor","Economy","Tyler Le","Insider Illustration"]},"relationships":{"authors":{"data":[{"type":"author","id":"Nathan Proctor ","attributes":{"company":"","email":"","label":"Nathan Proctor ","title":""},"links":{}}]},"categories":{"data":[{"type":"category","id":"iphones","attributes":{"label":"iPhones"},"links":{"site":"https://www.businessinsider.com/category/iphones"},"isIndexable":false},{"type":"category","id":"tesla","attributes":{"label":"Tesla"},"links":{"site":"https://www.businessinsider.com/category/tesla"},"isIndexable":true},{"type":"category","id":"subscriptions","attributes":{"label":"Subscriptions"},"links":{"site":"https://www.businessinsider.com/category/subscriptions"},"isIndexable":false},{"type":"category","id":"right-to-repair","attributes":{"label":"right to repair"},"links":{"site":"https://www.businessinsider.com/category/right-to-repair"},"isIndexable":false},{"type":"category","id":"bmw","attributes":{"label":"BMW"},"links":{"site":"https://www.businessinsider.com/category/bmw"},"isIndexable":false},{"type":"category","id":"apple","attributes":{"label":"Apple"},"links":{"site":"https://www.businessinsider.com/category/apple"},"isIndexable":true},{"type":"category","id":"ownership","attributes":{"label":"Ownership"},"links":{"site":"https://www.businessinsider.com/category/ownership"},"isIndexable":false},{"type":"category","id":"printers","attributes":{"label":"Printers"},"links":{"site":"https://www.businessinsider.com/category/printers"},"isIndexable":false},{"type":"category","id":"discourse","attributes":{"label":"Discourse"},"links":{"site":"https://www.businessinsider.com/category/discourse"},"isIndexable":true},{"type":"category","id":"discourse-freelance","attributes":{"label":"discourse-freelance"},"links":{"site":"https://www.businessinsider.com/category/discourse-freelance"},"isIndexable":false},{"type":"category","id":"nathan-proctor","attributes":{"label":"Nathan Proctor"},"links":{"site":"https://www.businessinsider.com/category/nathan-proctor"},"isIndexable":false},{"type":"category","id":"economy","attributes":{"label":"Economy"},"links":{"site":"https://www.businessinsider.com/category/economy"},"isIndexable":true},{"type":"category","id":"tyler-le","attributes":{"label":"Tyler Le"},"links":{"site":"https://www.businessinsider.com/category/tyler-le"},"isIndexable":false},{"type":"category","id":"insider-illustration","attributes":{"label":"Insider Illustration"},"links":{"site":"https://www.businessinsider.com/category/insider-illustration"},"isIndexable":false}]},"verticals":{"data":[{"type":"vertical","id":"economy","attributes":{"created":"2019-05-02T14:52:32Z","label":"Economy","modified":"2023-05-17T12:56:53Z"},"links":{"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/economy/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/economy","site":"https://www.businessinsider.com/economy"}},{"type":"vertical","id":"discourse","attributes":{"created":"2022-12-05T15:00:20Z","label":"Discourse","modified":"2022-12-05T15:00:20Z"},"links":{"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/discourse/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/discourse","site":"https://www.businessinsider.com/discourse"}},{"type":"vertical","id":"news","attributes":{"created":"2016-10-21T14:56:07Z","label":"News","modified":"2023-06-13T16:37:35Z"},"links":{"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/news/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/news","site":"https://www.businessinsider.com/news","twitter":{"href":"https://www.twitter.com/businessinsider","meta":{"username":"businessinsider"}}}},{"type":"vertical","id":"retail","attributes":{"created":"2016-12-05T18:35:39Z","label":"Retail","modified":"2017-10-09T19:58:53Z"},"links":{"facebook":{"href":"https://www.facebook.com/businessinsider","meta":{"username":"businessinsider"}},"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/retail/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/retail","site":"https://www.businessinsider.com/retail","twitter":{"href":"https://www.twitter.com/BI_RetailNews","meta":{"username":"BI_RetailNews"}}}},{"type":"vertical","id":"transportation","attributes":{"created":"2014-10-30T19:12:53Z","label":"Transportation","modified":"2017-10-09T19:58:28Z"},"links":{"facebook":{"href":"https://www.facebook.com/businessinsider","meta":{"username":"businessinsider"}},"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/transportation/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/transportation","site":"https://www.businessinsider.com/transportation","twitter":{"href":"https://www.twitter.com/CarsInsider","meta":{"username":"CarsInsider"}}}},{"type":"vertical","id":"markets","attributes":{"created":"2023-11-27T23:54:18Z","label":"Markets","modified":"2023-11-27T23:54:18Z"},"links":{"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/markets/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/markets","site":"https://www.businessinsider.com/markets"}},{"type":"vertical","id":"tech","attributes":{"created":"2023-11-27T23:49:48Z","label":"Tech","modified":"2024-05-31T20:17:48Z"},"links":{"posts":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/tech/posts","self":"https://content-api-cache-internal.insider-prd.engineering/v1/bi/verticals/tech","site":"https://www.businessinsider.com/tech"}}]}},"subType":"story","superVertical":"business","title":"Business Insider subscriptions: Enjoy premium news stories - Business Insider","type":"post","theme":{"name":"exceptional-storytelling","label":"Exceptional Storytelling","leadImageStyle":"full-bleed"},"continentCode":"AS","deviceType":"desktop","isBot":false,"privacyApi":"NONE","env":"production"} || {"config": {}}; window.Fenrir.cmd = window.Fenrir.cmd || []; </script> <script> LUX=function(){var e="undefined"!=typeof LUX&&void 0!==LUX.gaMarks?LUX.gaMarks:[],n="undefined"!=typeof LUX&&void 0!==LUX.gaMeasures?LUX.gaMeasures:[],t="LUX_start",r=window.performance,a="undefined"!=typeof LUX&&LUX.ns?LUX.ns:Date.now?Date.now():+new Date;function u(){if(r){if(r.now)return r.now();if(r.webkitNow)return r.now();if(r.msNow)return r.now();if(r.mozNow)return r.now()}return(Date.now?Date.now():+new Date)-a}function o(n){return function(e,n){for(i=n.length-1;i>=0;i--){var t=n[i];if(e===t.name)return t}return}(n,function(){if(r){if(r.getEntriesByType)return r.getEntriesByType("mark");if(r.webkitGetEntriesByType)return r.webkitGetEntriesByType("mark")}return e}())}return r&&r.timing&&r.timing.navigationStart&&(a=r.timing.navigationStart),{mark:function(n){if(r){if(r.mark)return r.mark(n);if(r.webkitMark)return r.webkitMark(n)}e.push({name:n,entryType:"mark",startTime:u(),duration:0})},measure:function(e,i,a){if(void 0===i&&o(t)&&(i=t),r){if(r.measure)return i?a?r.measure(e,i,a):r.measure(e,i):r.measure(e);if(r.webkitMeasure)return r.webkitMeasure(e,i,a)}var f=0,s=u();if(i){var m=o(i);if(m)f=m.startTime;else{if(!(r&&r.timing&&r.timing[i]))return;f=r.timing[i]-r.timing.navigationStart}}if(a){var w=o(a);if(w)s=w.startTime;else{if(!(r&&r.timing&&r.timing[a]))return;s=r.timing[a]-r.timing.navigationStart}}n.push({name:e,entryType:"measure",startTime:f,duration:s-f})},gaMarks:e,gaMeasures:n}}(),LUX.ns=Date.now?Date.now():+new Date,LUX.ac=[],LUX.cmd=function(e){LUX.ac.push(e)},LUX.init=function(){LUX.cmd(["init"])},LUX.send=function(){LUX.cmd(["send"])},LUX.addData=function(e,n){LUX.cmd(["addData",e,n])}; LUX.label="story"; // PageType: homepage, story, slideshow, video, hubpage, etc. LUX.minMeasureTime = 7000; LUX.maxMeasureTime = 30000;LUX.sendBeaconOnPageHidden = true; // Set this to true when not in auto fire mode LUX.auto = false; // We will manually fire once GDPR scripts have loaded (consent-handler.js) // Custom Dimensions LUX.addData('siteName', 'Business Insider'); LUX.addData('primaryVertical', 'economy'); LUX.addData('secondaryVerticals', 'discourse,news,retail,transportation,markets,tech'); LUX.addData('categories', 'iPhones,Tesla,Subscriptions,right to repair,BMW,Apple,Ownership,Printers,Discourse,discourse-freelance,Nathan Proctor,Economy,Tyler Le,Insider Illustration'); LUX.addData('continentCode', 'AS'); LUX.addData('premium', '[object Object]'); // We can't call LUX.forceSample until the API is on the page window.Fenrir.sampleSpeedcurve = function sampleSpeedcurve() { if (window.LUX?.forceSample && window.Fenrir?.config?.featureFlags?.forceSpeedcurveSample) { window.LUX.forceSample(); } } </script> <script async src="https://cdn.speedcurve.com/js/lux.js?id=38383524" onload="window.Fenrir.sampleSpeedcurve()" ></script> <script> (function(){ var toFirstRequest = 'Inline Scripts Init - Start'; var toAdLibrary = 'Inline Scripts Ad Library Loaded - Start'; function createMark(markName) { var perfMarks = window.performance; var lux = window.LUX; if (perfMarks && perfMarks.clearMarks && perfMarks.mark) { perfMarks.clearMarks(markName); perfMarks.mark(markName); } else if (lux && lux.mark) { lux.mark(markName); } } createMark(toFirstRequest); createMark(toAdLibrary); })() </script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20data-consent%3D%22ANALYTICS%22%20async%3D%22%22src%3D%22https%3A%2F%2Fcdn.confiant-integrations.net%2Fcdnm50QDU6s2lq_RrjTCOPkh-uY%2Fgpt_and_prebid%2Fconfig.js%22%3E%3C%2Fscript%3E" });</script> <!-- start Permutive --> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%3E%0A%20%20%20%20!function(e%2Co%2Cn%2Ci)%7Bif(!e)%7Be%3De%7C%7C%7B%7D%2Cwindow.permutive%3De%2Ce.q%3D%5B%5D%3Bvar%20t%3Dfunction()%7Breturn(%5B1e7%5D%2B-1e3%2B-4e3%2B-8e3%2B-1e11).replace(%2F%5B018%5D%2Fg%2Cfunction(e)%7Breturn(e%5E(window.crypto%7C%7Cwindow.msCrypto).getRandomValues(new%20Uint8Array(1))%5B0%5D%2615%3E%3Ee%2F4).toString(16)%7D)%7D%3Be.config%3Di%7C%7C%7B%7D%2Ce.config.apiKey%3Do%2Ce.config.workspaceId%3Dn%2Ce.config.environment%3De.config.environment%7C%7C%22production%22%2C(window.crypto%7C%7Cwindow.msCrypto)%26%26(e.config.viewId%3Dt())%3Bfor(var%20g%3D%5B%22addon%22%2C%22identify%22%2C%22track%22%2C%22trigger%22%2C%22query%22%2C%22segment%22%2C%22segments%22%2C%22ready%22%2C%22on%22%2C%22once%22%2C%22user%22%2C%22consent%22%5D%2Cr%3D0%3Br%3Cg.length%3Br%2B%2B)%7Bvar%20w%3Dg%5Br%5D%3Be%5Bw%5D%3Dfunction(o)%7Breturn%20function()%7Bvar%20n%3DArray.prototype.slice.call(arguments%2C0)%3Be.q.push(%7BfunctionName%3Ao%2Carguments%3An%7D)%7D%7D(w)%7D%7D%7D(window.permutive%2C%226f1150a7-e587-49c6-b439-a4b7ee68a5a7%22%2C%223aba5292-ba75-422b-8715-bd21146f7836%22%2C%7B%22apiHost%22%3A%20%22permutive.businessinsider.com%22%2C%20%22consentRequired%22%3A%20true%7D)%3B%0A%20%20%20%20window.googletag%3Dwindow.googletag%7C%7C%7B%7D%2Cwindow.googletag.cmd%3Dwindow.googletag.cmd%7C%7C%5B%5D%2Cwindow.googletag.cmd.push(function%20permutiveCmd()%7Bif(0%3D%3D%3Dwindow.googletag.pubads().getTargeting(%22permutive%22).length)%7Bvar%20e%3Dwindow.localStorage.getItem(%22_pdfps%22)%3Bwindow.googletag.pubads().setTargeting(%22permutive%22%2Ce%3FJSON.parse(e)%3A%5B%5D)%3Bvar%20o%3Dwindow.localStorage.getItem(%22permutive-id%22)%3Bo%26%26(window.googletag.pubads().setTargeting(%22puid%22%2Co)%2Cwindow.googletag.pubads().setTargeting(%22ptime%22%2CDate.now().toString()))%2Cwindow.permutive.config.viewId%26%26window.googletag.pubads().setTargeting(%22prmtvvid%22%2Cwindow.permutive.config.viewId)%2Cwindow.permutive.config.workspaceId%26%26window.googletag.pubads().setTargeting(%22prmtvwid%22%2Cwindow.permutive.config.workspaceId)%7D%7D)%3B%0A%20%20%20%20%3C!--%20permutive%20script%20for%20post%20page%20--%3E%0A%20%20%20%20window.permutive.stopMapper%20%3D%20true%3B%0A%20%20%20%20window.permutive.addon(%22web%22%2C%20%7B%22page%22%3A%7B%22type%22%3A%22story%22%2C%22article%22%3A%7B%22author%22%3A%22Nathan%20Proctor%20%22%2C%22description%22%3A%22Companies%20are%20using%20sneaky%20software%2C%20subscription%20fees%2C%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought.%22%2C%22section%22%3A%22economy%22%2C%22date%22%3A%222023-05-18T10%3A02%3A00Z%22%2C%22keywords%22%3A%5B%22iphones%22%2C%22tesla%22%2C%22subscriptions%22%2C%22right-to-repair%22%2C%22bmw%22%2C%22apple%22%2C%22ownership%22%2C%22printers%22%2C%22discourse%22%2C%22discourse-freelance%22%2C%22nathan-proctor%22%2C%22economy%22%2C%22tyler-le%22%2C%22insider-illustration%22%5D%2C%22title%22%3A%22Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought%22%2C%22ca%22%3A%7B%22taxonomy%22%3A%5B%22Technology%20%26%20Computing%22%2C%22Technology%20%26%20Computing%2FConsumer%20Electronics%22%2C%22Technology%20%26%20Computing%2FComputing%2FComputer%20Software%20and%20Applications%22%2C%22Business%20and%20Finance%22%2C%22Business%20and%20Finance%2FBusiness%2FBusiness%20Banking%20%26%20Finance%22%2C%22Technology%20%26%20Computing%2FComputing%2FInternet%22%5D%2C%22taxonomyBreakdown%22%3A%5B%22Technology%20%26%20Computing%22%2C%22Consumer%20Electronics%22%2C%22Computing%22%2C%22Computer%20Software%20and%20Applications%22%2C%22Business%20and%20Finance%22%2C%22Business%22%2C%22Business%20Banking%20%26%20Finance%22%2C%22Internet%22%5D%2C%22taxonomyIds%22%3A%5B%22596%22%2C%22632%22%2C%22602%22%2C%2252%22%2C%2263%22%2C%22619%22%5D%2C%22keywords%22%3A%5B%22software%22%2C%22ownership%22%2C%22company%22%2C%22manufacturer%22%2C%22people%22%2C%22product%22%2C%22consumer%22%2C%22customer%22%2C%22good%22%2C%22phone%22%2C%22subscription%22%2C%22term%22%2C%22apple%22%2C%22repair%22%2C%22law%22%5D%2C%22safe%22%3Afalse%2C%22events%22%3A%5B%5D%2C%22threats%22%3A%5B%5D%2C%22sentiment%22%3A%5B%7B%22score%22%3A0.75%2C%22label%22%3A%22neutral%22%7D%2C%7B%22score%22%3A0.15%2C%22label%22%3A%22positive%22%7D%2C%7B%22score%22%3A0.09%2C%22label%22%3A%22negative%22%7D%5D%7D%7D%7D%7D)%3B%0A%20%20%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20data-consent%3D%22MARKETING%22%20data-request-consent%3D%22permutive%22%20async%20src%3D%22https%3A%2F%2Fbusinessinsider.edge.permutive.app%2F3aba5292-ba75-422b-8715-bd21146f7836-web.js%22%3E%3C%2Fscript%3E" });</script> <!-- end Permutive --> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%3E%0A%20%20(function()%7B%0A%20%20%20%20var%20cookies%20%3D%20document.cookie.split('%3B').reduce(function(acc%2C%20val)%20%7B%0A%20%20%20%20%20%20var%20p%20%3D%20val.trim().split('%3D')%3B%0A%20%20%20%20%20%20acc%5Bp%5B0%5D%5D%20%3D%20p%5B1%5D%3B%0A%20%20%20%20%20%20return%20acc%3B%0A%20%20%20%20%7D%2C%20%7B%7D)%3B%0A%20%20%0A%20%20%20%20var%20identify%20%3D%20%5B%5D%2C%20iId%2C%20aId%3B%0A%20%20%20%20if%20(iId%20%3D%20cookies%5B'insider_uid'%5D)%20identify.push(%7B%22id%22%3A%20iId%2C%20%22tag%22%3A%20%22insider_uid%22%2C%20%22priority%22%3A1%7D)%3B%0A%20%20%20%20if%20(aId%20%3D%20cookies%5B'anonymous_id'%5D)%20identify.push(%7B%22id%22%3A%20aId%2C%20%22tag%22%3A%20%22anonymous_id%22%2C%20%22priority%22%3A2%7D)%3B%0A%20%20%20%20if%20(uId%20%3D%20cookies%5B'universal_id'%5D)%20identify.push(%7B%22id%22%3A%20uId%2C%20%22tag%22%3A%20%22universal_id%22%2C%20%22priority%22%3A2%7D)%3B%0A%20%20%20%20if%20(identify.length)%20window.permutive.identify(identify)%3B%0A%20%20%7D)()%0A%20%20%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20async%3D%22async%22%20data-track-load%3D%22gpt%22%20data-consent%3D%22MARKETING%22%20src%3D%22https%3A%2F%2Fsecurepubads.g.doubleclick.net%2Ftag%2Fjs%2Fgpt.js%22%3E%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20async%20data-consent%3D%22MARKETING%22%20src%3D%22https%3A%2F%2Fpub.doubleverify.com%2Fdvtag%2F23280644%2FDV673672%2Fpub.js%22%3E%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20id%3D%22amazon-script%22%3E(()%3D%3E%7B%22use%20strict%22%3Bvar%20e%3D%7B5660%3A()%3D%3E%7Bfunction%20e()%7Bconst%7BtaxonomyIds%3Ae%3D%5B%5D%7D%3Dwindow.Fenrir.config%3F.ads%3F.data%3F.verity%7C%7C%7B%7D%3Breturn%20e%7Dfunction%20n()%7Bconst%20n%3De()%2Ci%3D%7BpubID%3A%223201%22%2CadServer%3A%22googletag%22%2Cdeals%3A!0%7D%3Bn.length%26%26(i.signals%3D%7Bortb2%3A%7Bsite%3A%7Bext%3A%7Bdata%3A%7Bsegments%3An%7D%7D%7D%7D%7D)%2Cwindow.Fenrir.console.info(%7Bnow%3Awindow.Fenrir.getTime()%2Cstep%3A%22headerBidding%20-%20TAM%20init%22%2Cservice%3A%22amazon%22%2CapsTagConfig%3A%7B...i%7D%7D)%2Cwindow.apstag.init(i)%3Btry%7Bconst%20e%3D%22GPP%22%3D%3D%3Dwindow.Fenrir.privacyApi%2Cn%3D%22opt-in%22%3D%3D%3DlocalStorage.getItem(%22fenrirConsentStatus%22)%3Blet%20i%3Dwindow.localStorage.getItem(%22email_hashes%22)%3Bif(i)i%3DJSON.parse(i)%3Belse%7Bconst%20e%3Dnew%20URLSearchParams(window.location.search).get(%22x%22)%3Be%26%26(i%3D%7Bemail_sha256%3Ae%7D%2ClocalStorage.setItem(%22email_hashes%22%2CJSON.stringify(i)))%7Dif(i%26%26e%26%26n)%7Bconst%20e%3D%7BhashedRecords%3A%5B%7Btype%3A%22email%22%2Crecord%3Ai.email_sha256%7D%5D%2Cduration%3A1209600%7D%3Bwindow.Fenrir.console.info(%7Bstep%3A%22headerBidding%20-%20TAM%20token%20setting%22%2Cservice%3A%22amazon%22%2CtamTokenConfig%3A%7B...e%7D%7D)%2Cwindow.apstag.rpa(e)%7D%7Dcatch(e)%7Bconsole.error(e)%7D%7D!function(e%2Cn%2Ci%2Ct%2Co%2Ca%2Cr)%7Bfunction%20s(i%2Ct)%7Bn%5Be%5D._Q.push(%5Bi%2Ct%5D)%7Dn%5Be%5D%7C%7C(n%5Be%5D%3D%7Binit()%7Bs(%22i%22%2Carguments)%7D%2CfetchBids()%7Bs(%22f%22%2Carguments)%7D%2CsetDisplayBids()%7B%7D%2CtargetingKeys%3A()%3D%3E%5B%5D%2Cdpa()%7Bs(%22di%22%2Carguments)%7D%2Crpa()%7Bs(%22ri%22%2Carguments)%7D%2Cupa()%7Bs(%22ui%22%2Carguments)%7D%2C_Q%3A%5B%5D%7D%2C(a%3Di.createElement(t)).async%3D!0%2Ca.src%3D%22%2F%2Fc.amazon-adsystem.com%2Faax2%2Fapstag.js%22%2C(r%3Di.getElementsByTagName(t)%5B0%5D).parentNode.insertBefore(a%2Cr))%7D(%22apstag%22%2Cwindow%2Cdocument%2C%22script%22)%3Blet%20i%3D!1%3Bwindow.__gpp%26%26window.Fenrir%3F.cm%3F.usPrivacyApplies%26%26window.__gpp(%22ping%22%2C(e%3D%3E%7Bi%3D!0%2Cn()%2Cwindow.Fenrir.console.log(%22Amazon%20GPT%20GPP%22%2Ce)%7D))%2Cwindow.__uspapi%26%26!i%26%26window.__uspapi(%22getUSPData%22%2C1%2C(e%3D%3E%7Bi%3D!0%2Cn()%2Cwindow.Fenrir.console.log(%22Amazon%20GPT%20USP%22%2Ce)%7D))%2Ci%7C%7Cn()%7D%7D%2Cn%3D%7B%7D%3Bfunction%20i(t)%7Bvar%20o%3Dn%5Bt%5D%3Bif(void%200!%3D%3Do)return%20o.exports%3Bvar%20a%3Dn%5Bt%5D%3D%7Bexports%3A%7B%7D%7D%3Breturn%20e%5Bt%5D(a%2Ca.exports%2Ci)%2Ca.exports%7Di.m%3De%2Ci.c%3Dn%2Ci.o%3D(e%2Cn)%3D%3EObject.prototype.hasOwnProperty.call(e%2Cn)%2C(()%3D%3E%7Bi.S%3D%7B%7D%3Bvar%20e%3D%7B%7D%2Cn%3D%7B%7D%3Bi.I%3D(t%2Co)%3D%3E%7Bo%7C%7C(o%3D%5B%5D)%3Bvar%20a%3Dn%5Bt%5D%3Bif(a%7C%7C(a%3Dn%5Bt%5D%3D%7B%7D)%2C!(o.indexOf(a)%3E%3D0))%7Bif(o.push(a)%2Ce%5Bt%5D)return%20e%5Bt%5D%3Bi.o(i.S%2Ct)%7C%7C(i.S%5Bt%5D%3D%7B%7D)%3Bi.S%5Bt%5D%3Bvar%20r%3D%5B%5D%3Breturn%20r.length%3Fe%5Bt%5D%3DPromise.all(r).then((()%3D%3Ee%5Bt%5D%3D1))%3Ae%5Bt%5D%3D1%7D%7D%7D)()%3Bi(5660)%7D)()%3B%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20data-consent%3D%22MARKETING%22%3E%0A%20%20%20%20!function(e%2Ct%2Cc%2Cn%2Co%2Ca%2Cm)%7Be._bmb%7C%7C(o%3De._bmb%3Dfunction()%7Bo.x%3Fo.x.apply(o%2Carguments)%3Ao.q.push(arguments)%7D%2Co.q%3D%5B%5D%2Ca%3Dt.createElement(c)%2Ca.async%3Dtrue%2Ca.src%3D%22https%3A%2F%2Fvi.ml314.com%2Fget%3Feid%3D50096%26tk%3D8PHo1fmxaUWZY0JmljRcRGcCzjCy4DKbPX5sP2fZNL483d%26fp%3D%22%2B(e.localStorage%26%26e.localStorage.getItem(n)%7C%7C%22%22)%2Cm%3Dt.getElementsByTagName(c)%5B0%5D%2Cm.parentNode.insertBefore(a%2Cm))%7D(window%2Cdocument%2C%22script%22%2C%22_ccmaid%22)%3B%0A%20%20%20%20window.googletag%20%3D%20window.googletag%20%7C%7C%20%7Bcmd%3A%20%5B%5D%7D%3B%0A%20%20%20%20googletag.cmd.push(function()%7B%0A%20%20%20%20%20%20_bmb('vi'%2C%20function(data)%7B%0A%20%20%20%20%20%20%20%20if%20(data%20!%3D%20null)%20%7B%0A%20%20%20%20%20%20%20%20%20%20var%20tmpSegment%20%3D%20%5B%0A%20%20%20%20%20%20%20%20%20%20%20%20data.industry_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.revenue_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.size_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.functional_area_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.professional_group_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.seniority_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.decision_maker_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.install_data_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.topic_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.interest_group_id%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.segment%2C%0A%20%20%20%20%20%20%20%20%20%20%20%20data.b2b_interest_cluster_id%0A%20%20%20%20%20%20%20%20%20%20%20%20%5D.filter(Boolean).join('%2C')%3B%0A%20%20%20%20%20%20%20%20%20%20tmpSegment%20!%3D%20''%20%26%26%20googletag.pubads().setTargeting(%22bmb%22%2CtmpSegment.split('%2C'))%3B%0A%20%20%20%20%20%20%20%20%7D%0A%20%20%20%20%20%20%7D)%3B%0A%20%20%20%20%7D)%3B%0A%20%20%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20data-consent%3D%22MARKETING%22%3E%0A%20%20%20%20(function%20(w%2Cd%2Ct)%20%7B%0A%20%20%20%20%20%20_ml%20%3D%20w._ml%20%7C%7C%20%7B%7D%3B%0A%20%20%20%20%20%20_ml.eid%20%3D%20'50096'%3B%0A%20%20%20%20%20%20var%20s%2C%20cd%2C%20tag%3B%20s%20%3D%20d.getElementsByTagName(t)%5B0%5D%3B%20cd%20%3D%20new%20Date()%3B%0A%20%20%20%20%20%20tag%20%3D%20d.createElement(t)%3B%20tag.async%20%3D%201%3B%0A%20%20%20%20%20%20tag.src%20%3D%20'https%3A%2F%2Fml314.com%2Ftag.aspx%3F'%20%2B%20cd.getDate()%20%2B%20cd.getMonth()%3B%0A%20%20%20%20%20%20s.parentNode.insertBefore(tag%2C%20s)%3B%0A%20%20%20%20%7D)(window%2Cdocument%2C'script')%3B%0A%20%20%20%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20id%3D%22assertive-yield-script%22%3E(()%3D%3E%7Bvar%20t%3D%7B47799%3A()%3D%3E%7Bwindow.assertive%3D%7Bdebug%3A!1%2CentityId%3A%22fJmQdGkAoGpJ6mei2%22%2Canalytics%3A%7Bintegrations%3A%7BwebAnalytics%3A!0%7D%2ClogUnfilled%3A!0%2Ccustom%3A%7Blayout%3Anull%2CuserState%3Anull%2Ccustom_1%3Anull%2Ccustom_2%3Anull%2Ccustom_3%3Anull%2Ccustom_4%3Anull%2Ccustom_5%3Anull%2Ccustom_6%3Anull%2Ccustom_7%3Anull%2Ccustom_8%3Anull%2Ccustom_9%3Anull%2Ccustom_10%3Anull%2Ccustom_11%3Anull%2Ccustom_12%3Anull%2Ccustom_13%3Anull%2Ccustom_14%3Anull%2Ccustom_15%3Anull%7D%7D%7D%3Bconst%20t%3Ddocument.createElement(%22script%22)%3Bt.async%3D!0%2Ct.src%3D%22https%3A%2F%2Ffjmqdgkaogpj6mei2.ay.delivery%2Ftest%2Fclient-businessinsider.js%22%2Cdocument.getElementsByTagName(%22head%22)%5B0%5D.appendChild(t)%7D%7D%2Cl%3D%7B%7D%3Bfunction%20u(e)%7Bvar%20n%3Dl%5Be%5D%3Bif(void%200!%3D%3Dn)return%20n.exports%3Bvar%20s%3Dl%5Be%5D%3D%7Bexports%3A%7B%7D%7D%3Breturn%20t%5Be%5D(s%2Cs.exports%2Cu)%2Cs.exports%7Du.m%3Dt%2Cu.c%3Dl%2Cu.o%3D(t%2Cl)%3D%3EObject.prototype.hasOwnProperty.call(t%2Cl)%2C(()%3D%3E%7Bu.S%3D%7B%7D%3Bvar%20t%3D%7B%7D%2Cl%3D%7B%7D%3Bu.I%3D(e%2Cn)%3D%3E%7Bn%7C%7C(n%3D%5B%5D)%3Bvar%20s%3Dl%5Be%5D%3Bif(s%7C%7C(s%3Dl%5Be%5D%3D%7B%7D)%2C!(n.indexOf(s)%3E%3D0))%7Bif(n.push(s)%2Ct%5Be%5D)return%20t%5Be%5D%3Bu.o(u.S%2Ce)%7C%7C(u.S%5Be%5D%3D%7B%7D)%3Bu.S%5Be%5D%3Bvar%20o%3D%5B%5D%3Breturn%20o.length%3Ft%5Be%5D%3DPromise.all(o).then((()%3D%3Et%5Be%5D%3D1))%3At%5Be%5D%3D1%7D%7D%7D)()%3Bu(47799)%7D)()%3B%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20async%20data-consent%3D%22MARKETING%22%20src%3D%22https%3A%2F%2Fmicro.rubiconproject.com%2Fprebid%2Fdynamic%2F10306.js%22%3E%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20id%3D%22sophi-script%22%3E(()%3D%3E%7Bvar%20e%3D%7B80254%3A()%3D%3E%7Bconst%20e%3Ddocument.querySelector('%5Bdata-component-type%3D%22paywall%22%5D')%2Cn%3D%7Btype%3A%22paywall%22%2Ccontainers%3A%5Be%5D%2CloadMarkup%3A%22paywall%2Ftemplate%22%7D%3Bfunction%20o()%7Breturn%20window.Fenrir.relationships.verticals%3F.data%5B0%5D%3F.id%7C%7C%22no-vertical%22%7Dfunction%20i()%7Breturn%20new%20URL(window.location.href).pathname.slice(1)%7Dwindow.Fenrir.console.log(%7Bnow%3Awindow.Fenrir.getTime()%2Cstep%3A%22sophi%20handlebars%20script%22%7D)%3Bconst%20r%3Ddocument.createElement(%22script%22)%3Br.onload%3Dfunction()%7Bwindow.Fenrir.console.log(%22Sophi%20SDK%20successfully%20loaded%22)%2Cwindow.Fenrir.cmd.push((()%3D%3E%7Bconst%20r%3D%22production%22%3D%3D%3Dwindow.Fenrir%3F.config%3F.fenrirEnv%3F%22www.businessinsider.com%22%3A%22www.sophi.io%22%3Bwindow.sophi.paywall.init(%7Bhostname%3Ar%2CgetSection%3Ao%2CgetContentId%3Ai%7D)%2C%22post%22%3D%3D%3Dwindow.Fenrir.type%26%26e%26%26window.Fenrir.loadComponent(n)%2Cwindow.sophi.paywall.getVisitInformation().then((e%3D%3E%7Bdelete%20e.timeZone%3Bconst%20n%3DObject.assign(%7Bevent%3A%22sophi_visit%22%7D%2Ce)%3Bwindow.dataLayer.push(n)%7D)).catch((()%3D%3E%7Bwindow.Fenrir.console.error(%22Sophi%20SDK%20config%20error%2C%20visit%20information%20not%20available%22)%7D))%7D))%7D%2Cr.onerror%3Dfunction()%7Bvar%20o%2Ci%2Cr%2Ct%2Ca%3Bo%3Dwindow%2Ci%3Ddocument%2Cr%3D%22script%22%2Ct%3D%22https%3A%2F%2Fwww.datadoghq-browser-agent.com%2Fus1%2Fv5%2Fdatadog-logs.js%22%2Co%3Do%5Ba%3D%22DD_LOGS%22%5D%3Do%5Ba%5D%7C%7C%7Bq%3A%5B%5D%2ConReady(e)%7Bo.q.push(e)%7D%7D%2C(a%3Di.createElement(r)).async%3D1%2Ca.src%3Dt%2C%5Bt%5D%3Di.getElementsByTagName(r)%2Ct.parentNode.insertBefore(a%2Ct)%2Cwindow.DD_LOGS.onReady((()%3D%3E%7Bwindow.DD_LOGS.init(%7BapplicationId%3A%224628eb2d-cce0-4291-8177-320688b29bfd%22%2CclientToken%3A%22pub8d2c9eae78a2fc5600c1ee978e7d0172%22%2Cservice%3A%22sophi-sdk%22%2Cenv%3Awindow.Fenrir.env%2CsampleRate%3A100%2CtelemetrySampleRate%3A0%2CsilentMultipleInit%3A!0%2CforwardErrorsToLogs%3A!1%7D)%3Bconst%20e%3D%22Sophi%20SDK%20failed%20to%20load%22%3Bwindow.DD_LOGS.logger.error(e)%2Cwindow.Fenrir.console.error(e)%7D))%2C%22post%22%3D%3D%3Dwindow.Fenrir.type%26%26e%26%26window.Fenrir.cmd.push((()%3D%3E%7Bwindow.Fenrir.loadComponent(n)%7D))%7D%2Cr.async%3D!0%2Cr.src%3D%22https%3A%2F%2Fcdn.sophi.io%2Fsdks%2Fpaywall%2F1%2Fstable%2Fmain.js%22%2Cdocument.getElementsByTagName(%22head%22)%5B0%5D.appendChild(r)%7D%7D%2Cn%3D%7B%7D%3Bfunction%20o(i)%7Bvar%20r%3Dn%5Bi%5D%3Bif(void%200!%3D%3Dr)return%20r.exports%3Bvar%20t%3Dn%5Bi%5D%3D%7Bexports%3A%7B%7D%7D%3Breturn%20e%5Bi%5D(t%2Ct.exports%2Co)%2Ct.exports%7Do.m%3De%2Co.c%3Dn%2Co.o%3D(e%2Cn)%3D%3EObject.prototype.hasOwnProperty.call(e%2Cn)%2C(()%3D%3E%7Bo.S%3D%7B%7D%3Bvar%20e%3D%7B%7D%2Cn%3D%7B%7D%3Bo.I%3D(i%2Cr)%3D%3E%7Br%7C%7C(r%3D%5B%5D)%3Bvar%20t%3Dn%5Bi%5D%3Bif(t%7C%7C(t%3Dn%5Bi%5D%3D%7B%7D)%2C!(r.indexOf(t)%3E%3D0))%7Bif(r.push(t)%2Ce%5Bi%5D)return%20e%5Bi%5D%3Bo.o(o.S%2Ci)%7C%7C(o.S%5Bi%5D%3D%7B%7D)%3Bo.S%5Bi%5D%3Bvar%20a%3D%5B%5D%3Breturn%20a.length%3Fe%5Bi%5D%3DPromise.all(a).then((()%3D%3Ee%5Bi%5D%3D1))%3Ae%5Bi%5D%3D1%7D%7D%7D)()%3Bo(80254)%7D)()%3B%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "first-party", script: "%3Cscript%20id%3D%22b2b-access-script%22%3E(()%3D%3E%7B%22use%20strict%22%3Bvar%20e%3D%7B11518%3A()%3D%3E%7Bconst%20e%3D(()%3D%3E%7Bfunction%20e(e)%7Bconst%20t%3Dnew%20RegExp(%60(%3F%3A%5E%7C%3B)(%3F%3A%5B%20s%5D*)(%3F%3A%24%7Be%7D%3D)(%5B%5E%3B%5D%2B)%60).exec(document.cookie)%3Breturn%20t%26%26t%5B1%5D%3Ft%5B1%5D%3Anull%7Dreturn%7Bget%3Ae%2Cset%3Afunction(e%2Ct%2Cn)%7Blet%20o%3D%22%22%3Bif(n)%7Bconst%20e%3Dnew%20Date%3Be.setTime(e.getTime()%2B60*n*60*24*1e3)%2Co%3D%60%3B%20expires%3D%24%7Be.toUTCString()%7D%60%7Ddocument.cookie%3D%60%24%7Be%7D%3D%24%7Bt%7D%24%7Bo%7D%3B%20path%3D%2F%60%7D%2Cclear%3Afunction(t)%7Bif(e(t))%7Bconst%20e%3Dnew%20Date%3Breturn%20document.cookie%3D%60%24%7Bt%7D%3D0%3Bexpires%3D%24%7Be.toUTCString()%7D%3B%20path%3D%2F%3B%60%2C!0%7Dreturn!1%7D%2CforToday%3Afunction(e%2Ct)%7Bconst%20n%3D%60%3B%20expires%3D%24%7Bnew%20Date((new%20Date).setHours(23%2C59%2C59%2C999)).toUTCString()%7D%60%3Bdocument.cookie%3D%60%24%7Be%7D%3D%24%7Bt%7D%24%7Bn%7D%3B%20path%3D%2F%60%7D%7D%7D)()%2Ct%3D%5B%22bide%22%2C%22binl%22%2C%22adobe%22%5D%3Bfunction%20n()%7Bdocument.querySelector(%22.account-icon-component.account-btn-not-logged-in%22).style.setProperty(%22display%22%2C%22none%22%2C%22important%22)%3Bdocument.querySelector(%22.subscribe-btn%3Anot(.subscribe-btn-logged-in)%22).style.setProperty(%22display%22%2C%22none%22%2C%22important%22)%7D(function()%7Bconst%20n%3Dnew%20URL(window.location.href)%2Co%3Dnew%20URLSearchParams(n.search)%2Cr%3Do.get(%22token%22)%2Ci%3Do.get(%22source%22)%3Br%26%26i%26%26t.includes(i)%26%26(o.delete(%22token%22)%2Co.delete(%22source%22)%2Cwindow.history.replaceState(null%2C%22%22%2C%60%24%7Bn.pathname%7D%3F%24%7Bo.toString()%7D%60)%2Ce.set(%22IR%22%2C%22F%22%2C90)%2Ce.set(%22b2b_as%22%2Ci%2C31)%2Ce.set(%22_pc_bipf%22%2C1%2C31))%7D)()%2Ce.get(%22b2b_as%22)%26%26requestAnimationFrame(n)%7D%7D%2Ct%3D%7B%7D%3Bfunction%20n(o)%7Bvar%20r%3Dt%5Bo%5D%3Bif(void%200!%3D%3Dr)return%20r.exports%3Bvar%20i%3Dt%5Bo%5D%3D%7Bexports%3A%7B%7D%7D%3Breturn%20e%5Bo%5D(i%2Ci.exports%2Cn)%2Ci.exports%7Dn.m%3De%2Cn.c%3Dt%2Cn.o%3D(e%2Ct)%3D%3EObject.prototype.hasOwnProperty.call(e%2Ct)%2C(()%3D%3E%7Bn.S%3D%7B%7D%3Bvar%20e%3D%7B%7D%2Ct%3D%7B%7D%3Bn.I%3D(o%2Cr)%3D%3E%7Br%7C%7C(r%3D%5B%5D)%3Bvar%20i%3Dt%5Bo%5D%3Bif(i%7C%7C(i%3Dt%5Bo%5D%3D%7B%7D)%2C!(r.indexOf(i)%3E%3D0))%7Bif(r.push(i)%2Ce%5Bo%5D)return%20e%5Bo%5D%3Bn.o(n.S%2Co)%7C%7C(n.S%5Bo%5D%3D%7B%7D)%3Bn.S%5Bo%5D%3Bvar%20c%3D%5B%5D%3Breturn%20c.length%3Fe%5Bo%5D%3DPromise.all(c).then((()%3D%3Ee%5Bo%5D%3D1))%3Ae%5Bo%5D%3D1%7D%7D%7D)()%3Bn(11518)%7D)()%3B%3C%2Fscript%3E" });</script> <style> /** * Font-family declarations * * 99% of the time you won't need to add your selector here. * Read the Fenrir Wiki about how to work with fonts: * https://github.com/businessinsider/fenrir/wiki/CSS-Fonts */ .headline-regular /* utility class */ { font-family: Helvetica, Arial, sans-serif; font-weight: 400; font-style: normal; } .headline-regular-italic /* utility class */ { font-family: Helvetica, Arial, sans-serif; font-weight: 400; font-style: italic; } h1, h2, h3, h4, h5, h6, .typography h1 strong:not(.ignore-typography strong), .typography h2 strong:not(.ignore-typography strong), .typography h3 strong:not(.ignore-typography strong), .typography h4 strong:not(.ignore-typography strong), .typography h5 strong:not(.ignore-typography strong), .typography h6 strong:not(.ignore-typography strong), .typography .summary-list, .typography .summary-list li, .typography .summary-list strong, .typography .read-more-links li:first-child, .typography .read-more-links li:first-child strong, .is-enhanced .typography p.drop-cap::first-letter, .headline-semibold /* utility class */, .headline-semibold.ignore-typography /* utility class */ { font-family: Helvetica, Arial, sans-serif; font-weight: 900; font-style: normal; } .typography h1 em:not(.ignore-typography em), .typography h2 em:not(.ignore-typography em), .typography h3 em:not(.ignore-typography em), .typography h4 em:not(.ignore-typography em), .typography h5 em:not(.ignore-typography em), .typography h6 em:not(.ignore-typography em), .typography .summary-list li em, .headline-semibold-italic /* utility class */ { font-family: Helvetica, Arial, sans-serif; font-weight: 900; font-style: italic; } .typography:not(.ignore-typography), /* TODO: Use the utility class instead of element selectors */ .typography .ecm .summary-list li, .body-regular /* utility class */ { font-family: Georgia, Times, serif; font-weight: 400; font-style: normal; } /* TODO: Use the utility class instead of element selectors */ .category-tagline p, .typography .blockquote, .typography em:not(.ignore-typography em), .body-italic /* utility class */ { font-family: Georgia, Times, serif; font-weight: 400; font-style: italic; } .typography strong:not(.ignore-typography strong), .body-bold /* utility class */ { font-family: Georgia, Times, serif; font-weight: 600; font-style: normal; } .typography em strong:not(h2 *):not(h3 *):not(h4 *):not(h5 *):not(h6 *):not(.ignore-typography strong), .typography strong:not(h2 *):not(h3 *):not(h4 *):not(h5 *):not(h6 *):not(.ignore-typography strong) em, .body-bold-italic /* utility class */ { font-family: Georgia, Times, serif; font-weight: 600; font-style: italic; } </style> <link rel="stylesheet" href="/styles/fonts-async.b3b0a1b2da8c42cd7be6.css" media="print" onload="this.media='all'; this.onload=null;" > <script> window.initialDataLayer = {"pageType":"post","postID":"64591e94aca76152385bf725","postURI":"companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","publisher":"","editor":"Bob Bryan","vertical":"economy","author":"Nathan Proctor ","category":"iPhones|Tesla|Subscriptions|right to repair|BMW|Apple|Ownership|Printers|Discourse|discourse-freelance|Nathan Proctor|Economy|Tyler Le|Insider Illustration","dateModified":"2023-05-18","datePublished":"2023-05-18","wordCount":1758,"abTest":"|ctc:c|pmp:va|","secondaryVerticals":"discourse|news|retail|transportation|markets|tech","theme":"exceptional_storytelling"}; </script> <script id="gtm-config-script">(()=>{var e={20560:(e,a,t)=>{"use strict";var r=t(667),n=t.n(r);(()=>{function e(){window.dataLayer=window.dataLayer||[];for(var e=arguments.length,a=new Array(e),t=0;t<e;t++)a[t]=arguments[t];window.dataLayer.push({...a})}const a={analytics_storage:"TCF"===window.Fenrir.privacyApi?"denied":"granted",ad_storage:"TCF"===window.Fenrir.privacyApi?"denied":"granted",ads_data_redaction:"TCF"===window.Fenrir.privacyApi};let t=window.localStorage.getItem("fenrir-ga-consent");try{if(t=JSON.parse(t),!["granted","denied"].includes(t.analytics_storage)||!["granted","denied"].includes(t.ad_storage)||![!0,!1].includes(t.ads_data_redaction))throw new Error("invalid fenrir-ga-consent value");a.analytics_storage=t.analytics_storage,a.ad_storage=t.ad_storage,a.ads_data_redaction=t.ads_data_redaction}catch(e){}window.localStorage.setItem("fenrir-ga-consent",JSON.stringify(a));const{analytics_storage:r,ad_storage:i,ads_data_redaction:s}=a;e("consent","default",{analytics_storage:r,ad_storage:i,wait_for_update:500}),e("set","ads_data_redaction",s);const o=window.initialDataLayer||{};localStorage.getItem("email_hashes")&&(o.userPhase="user"),"bi"===window.Fenrir.config.identifier&&(o.userAgent=window.navigator.userAgent,o.timeZone=Intl.DateTimeFormat().resolvedOptions().timeZone);const d=localStorage.getItem("profile");if(d){o.userPhase="account";const{subscriptionId:e,insiderId:a,hasPrime:t}=(e=>{const a=JSON.parse(e),{"https://insider/subscriptionId":t,"https://insider/memberId":r,"https://insider/hasPrime":n}=a;return{subscriptionId:t,insiderId:r,hasPrime:n}})(d);e&&(o.subscriptionId=e),1===t&&(o.userPhase="subscriber"),a&&(o.insiderId=a)}const c=localStorage.getItem("universal_id");if(c)o.universalId=c;else{const e=n()();localStorage.setItem("universal_id",e),o.universalId=e}window.dataLayer=window.dataLayer||[],window.dataLayer.push(o),window.dataLayer.push({"gtm.start":(new Date).getTime(),event:"gtm.js"})})()},667:e=>{e.exports=()=>{try{return crypto.randomUUID()}catch(e){return"xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx".replace(/[xy]/g,(e=>{const a=16*Math.random()|0;return("x"===e?a:3&a|8).toString(16)}))}}}},a={};function t(r){var n=a[r];if(void 0!==n)return n.exports;var i=a[r]={exports:{}};return e[r](i,i.exports,t),i.exports}t.m=e,t.c=a,t.n=e=>{var a=e&&e.__esModule?()=>e.default:()=>e;return t.d(a,{a}),a},t.d=(e,a)=>{for(var r in a)t.o(a,r)&&!t.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:a[r]})},t.o=(e,a)=>Object.prototype.hasOwnProperty.call(e,a),(()=>{t.S={};var e={},a={};t.I=(r,n)=>{n||(n=[]);var i=a[r];if(i||(i=a[r]={}),!(n.indexOf(i)>=0)){if(n.push(i),e[r])return e[r];t.o(t.S,r)||(t.S[r]={});t.S[r];var s=[];return s.length?e[r]=Promise.all(s).then((()=>e[r]=1)):e[r]=1}}})();t(20560)})();</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20src%3D%22https%3A%2F%2Fwww.googletagmanager.com%2Fgtm.js%3Fid%3DGTM-MP6F46L%22%20data-consent%3D%22ANALYTICS%22%20data-track-load%3D%22gtm%22%3E%3C%2Fscript%3E" });</script> <script type="application/ld+json"> {"@context":"http://schema.org","@type":"NewsArticle","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.businessinsider.com/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5"},"editor":{"@type":"Person","name":"Bob Bryan"},"author":{"@type":"Person","name":"Nathan Proctor ","sameAs":""},"publisher":{"@context":"http://schema.org","@type":"Organization","name":"Business Insider","legalName":"Insider Inc.","foundingDate":"2007","url":"www.businessinsider.com","sameAs":["https://www.instagram.com/businessinsider","https://www.twitter.com/businessinsider","https://www.facebook.com/businessinsider","https://www.linkedin.com/company/businessinsider","https://www.youtube.com/@BusinessInsider"],"founder":{"@type":"Person","name":"Henry Blodget"},"logo":{"@type":"ImageObject","url":"https://www.businessinsider.com/public/assets/logos/structured-data.png"}},"headline":"Death of ownership: Companies use software, subscriptions to grab money from customers","alternativeHeadline":"Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought","image":{"@type":"ImageObject","url":"https://i.insider.com/6464ec9a0d92400018e6cedc?width=1200&format=jpeg","width":1200,"height":900},"name":"Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought","datePublished":"2023-05-18T10:02:00Z","dateModified":"2023-05-18T12:55:29Z","description":"Companies are using sneaky software, subscription fees, and legal tricks to make you endlessly pay for stuff you already bought.","keywords":"Tesla, Apple, Discourse, Economy","articleBody":"Andy Harding has been running his small electronics-repair shop, Salem Techsperts, in Salem, Massachusetts, for the past eight years. He does steady business fixing phones for college students and nurses from the nearby hospital. But soon after the release of the iPhone 13 in September 2021, Harding noticed a minor change to Apple's software that he thought might shut down his small shop for good.One of the most frequent repairs Harding does — and one of his biggest revenue drivers — is fixing cracked iPhone screens. But Apple added a new feature to the latest model that would detect when the display was swapped, including screen repairs, and then disable the FaceID feature. The shift freaked out the owners of many repair shops, including Harding.\"People pay good money for a phone with FaceID, and they want it to work,\" Harding told me recently. \"Broken iPhone screens are the number-one repair for shops like mine. I couldn't survive without that part of the business.\" Eventually, Apple rolled out a software update that allowed FaceID to work after a screen repair. But the phone still warns users the screen is not genuine unless they use an \"Apple-authorized\" repair provider. But why does anyone need Apple's blessing to fix their phone? You already paid for it — you own the phone, you should be able to fix it on your terms.Apple isn't the only company to put restrictions on goods that people have already bought. As more devices in our lives run on software, manufacturers have started to exert more control over their products even after the customer has taken them home. In some cases, companies force customers to use their repair services, disabling the product if they try to fix it themselves. In other instances, corporations require people to pay for ongoing subscription to access basic features of the goods. Modern software allows manufacturers to tether product users to them, forever. Companies are just beginning to monetize this control, with dystopian methods and the assistance of America's unbalanced copyright laws. But there are ways that consumers and policymakers can push back on this corporate attempt to redefine what it means to \"own\" a product. Imagine the start of a hypothetical summer Monday, some time in the future. You remotely start your coffee machine ($5 a month for the app to schedule brewing in advance and another $25 for recurring delivery of compatible pods) while you hit your stationary bike for a quick workout ($30 a month for access to classes). When you're ready to head into the office, the smart thermostat automatically turns down the air-conditioning (a $10-a-month feature) as you use an app on your phone to remotely start your car (which costs you $20 a month). And if you want to get any of that fixed? Put away your screwdriver, because you'll have to go to the manufacturer for even a minor tune-up.While this may seem far-fetched, the explosion of subscription services for consumer products is pushing reality closer to this hypothetical. The global market for e-commerce subscriptions is expected to increase from around $73 billion in 2021 to some $904 billion in 2026. In addition to the proliferation of meal-delivery boxes and streaming services, companies are in many cases making access to the very thing you bought contingent on your payment: no subscription and you've got a brick taking up space. For companies, the appeal of subscriptions is pretty straightforward: a steady stream of revenue and a lot more money raised from their customers over time. While software development and maintenance comes with its own set of costs, the overhead is much lower than hardware manufacturing and gives companies more opportunities to make an additional sale — meaning that recurring revenue comes with huge profit margins.Businesses use a slew of tactics to keep customers on the hook after they've purchased a product. One tactic is to use technical sensors to prevent unauthorized changes to the product. Take the experience of America's farmers: Newer equipment like tractors and combines often require special tools that manufacturers offer exclusively to authorized dealers. Along with highly technical computer systems, this makes it nearly impossible for farmers to fix their own vehicles. My organization, Public Interest Research Group or PIRG, calculated that repair restrictions cost farmers an additional $4.2 billion each year, with $1.2 billion going to the local authorized dealers and another $3 billion lost to equipment downtime. Similarly, Tesla's software can detect and restrict features from car owners that equipment not from the company, such as after-market tow hitches (while Tesla's own hitches are out of stock).In other cases, companies have tried to block consumers from accessing certain features at all unless they pay up first. Car companies have taken the lead on pushing this trend. Mercedes-Benz and BMW made headlines for charging users monthly fees for better acceleration and the use of heated seats, respectively. You already bought the seat heater (and the luxury car that contains it), but now you need to pay for the right to turn it on? Printer companies have used similar tactics to get people to sign up for subscriptions that remotely monitor ink levels but can also shut off your machine if you fail to pay. Imagine if you had to pay the contractor who built your house a monthly fee so the light switches would work!Finally, manufacturers use internet connectivity to monitor and control what you do. If they detect you did something they don't like (maybe hot-wiring your heated seat), they can take away or disable other features. Tesla has been accused of revoking charge capacity, fast-charging compatibility, and other features remotely. Consumers are afraid to do anything that displeases manufacturers, knowing that they can be punished.You might think there ought to be a law against policies that make people simultaneously \"buy\" and \"rent\" things. But existing laws work against consumers, allowing manufacturers control what you can and cannot do. For example, overly broad copyright laws, in the hands of overzealous manufacturers, can make it a copyright crime to bypass technical systems to tinker with or repair your own device. The Digital Millennium Copyright Act was intended to prevent people from pirating music, games, or movies. But manufacturers have argued that the DMCA applies to software or firmware needed to fix or operate a piece of hardware. This overly broad definition of intellectual property has been leveraged to prevent independent repair and has redefined consumers' relationship with the goods they buy. By this interpretation, if the manufacturer installs a digital-protection measure around the heated seats, bypassing that could be seen as essentially piracy. If that's confusing, it's because it's silly. Manufacturers also author dense user agreements that contain language to prevent customers from tinkering with the product. Most people have run into long \"Terms of Use\" documents chocked full of legalese that stretch on for pages and pages. In most cases, consumers simply check \"agree\" with little to no knowledge about what they're signing. A 2017 Deloitte survey of 2,000 consumers found that 91% click to agree with terms and conditions without reading them.But inside these dense documents are rules that prevent people from fixing their goods or let the company take back ownership if they don't approve of how customers use the product. Sneaking these terms and conditions past people undermines basic consumer rights. I believe in truth in advertising. If you're going to sell somebody something, sell it to them. If you are going to lease something to somebody, lease it to them. If you tether their future purchases to a secret \"agreement\" that you baked into the technology that they don't know about, that is deceptive. Not to mention, tinkering and fixing are American traditions. The ethos of \"if it's broke, then fix it\" has other benefits, too. Repair teaches critical skills, it saves consumers money, it helps cut waste and product obsolescence. Tinkering and fixing also leads to product innovations that can benefit everyone. There are solutions to protect ownership. The first is right-to-repair legislation, which I've worked to pass in various states over the past five-plus years. Right to repair requires manufacturers to make the parts, tools, and information needed to conduct repairs available to consumers, on fair terms. It also says that those parts and tools cannot require remote authentication to become operable, meaning no more having to ask for permission to conduct repairs. So far in 2023, 28 states have considered some form of right-to-repair legislation, and Congress has held multiple hearings on the topic. Legislatures have now passed laws in Massachusetts, Colorado, and New York — and we're just getting started. Another step is to clarify that repair isn't a copyright crime. The Freedom to Repair Act, introduced last year, would give a broad, permanent exemption to repair activities under copyright law. In addition to passing new laws, we need to enforce the laws we already have on the books. It's supposed to be a violation of antitrust laws to create a \"tying\" arrangement that forces someone who buys one product to buy other products or services. Anyone with a printer who has tried to find cheaper ink knows this isn't enforced effectively. The US Federal Trade Commission and the US Department of Justice need to crack down on embedded software that forces product owners to pay monthly fees to use hardware they own. Regulators should also crack down on toxic legal terms put into user license agreements, just as they banned certain anti-consumer terms from credit-card-use agreements. In the digital age, we need new consumer protections to reflect our agency as product-owning people. We need to be able to repair things without fear of reprisal. We shouldn't be forced to sign away our rights when we buy something. We need to end the continual monitoring of our behavior by some far-off manufacturer that can approve or reject the choices we make with products we bought. Until then, we, like Andy Harding of Salem Techsperts, wait nervously to see what we will lose when the newest \"innovation\" hits the shelves. Nathan Proctor is the Senior Director of US Public Interest Research Group's (PIRG) Right to Repair campaign.","articleSection":"Economy, Discourse, News, Retail, Transportation, Markets, Tech","isAccessibleForFree":false,"hasPart":[{"@type":"WebPageElement","isAccessibleForFree":false,"cssSelector":".content-lock-content"}]} </script> <script type="application/ld+json"> {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https://www.businessinsider.com/","name":"Business Insider"}},{"@type":"ListItem","position":2,"item":{"@id":"https://www.businessinsider.com/economy","name":"Economy"}},{"@type":"ListItem","position":3,"item":{"@id":"https://www.businessinsider.com/discourse","name":"Discourse"}},{"@type":"ListItem","position":4,"item":{"@id":"https://www.businessinsider.com/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5","name":"Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought"}}]} </script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20data-consent%3D%22ANALYTICS%22%20type%3D%22text%2Fjavascript%22%3E!function()%7B%22use%20strict%22%3Bfunction%20e(e)%7Bvar%20t%3D!(arguments.length%3E1%26%26void%200!%3D%3Darguments%5B1%5D)%7C%7Carguments%5B1%5D%2Cc%3Ddocument.createElement(%22script%22)%3Bc.src%3De%2Ct%3Fc.type%3D%22module%22%3A(c.async%3D!0%2Cc.type%3D%22text%2Fjavascript%22%2Cc.setAttribute(%22nomodule%22%2C%22%22))%3Bvar%20n%3Ddocument.getElementsByTagName(%22script%22)%5B0%5D%3Bn.parentNode.insertBefore(c%2Cn)%7D!function(t%2Cc)%7B!function(t%2Cc%2Cn)%7Bvar%20a%2Co%2Cr%3Bn.accountId%3Dc%2Cnull!%3D%3D(a%3Dt.marfeel)%26%26void%200!%3D%3Da%7C%7C(t.marfeel%3D%7B%7D)%2Cnull!%3D%3D(o%3D(r%3Dt.marfeel).cmd)%26%26void%200!%3D%3Do%7C%7C(r.cmd%3D%5B%5D)%2Ct.marfeel.config%3Dn%3Bvar%20i%3D%22https%3A%2F%2Fsdk.mrf.io%2Fstatics%22%3Be(%22%22.concat(i%2C%22%2Fmarfeel-sdk.js%3Fid%3D%22).concat(c)%2C!0)%2Ce(%22%22.concat(i%2C%22%2Fmarfeel-sdk.es5.js%3Fid%3D%22).concat(c)%2C!1)%7D(t%2Cc%2Carguments.length%3E2%26%26void%200!%3D%3Darguments%5B2%5D%3Farguments%5B2%5D%3A%7B%7D)%7D(window%2C3378%2C%7B%7D%20%2F*%20Config%20*%2F)%7D()%3B%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "load", script: "%3Cscript%20id%3D%22meta-pixel-script%22%3E(()%3D%3E%7Bvar%20e%3D%7B69531%3A()%3D%3E%7Bvar%20e%2Cr%2Cn%2Ct%2Co%2Ci%3Bfunction%20s()%7Bwindow.Fenrir%3F.cm%3F.usPrivacyApplies%26%26%22ACCEPT%22%3D%3D%3Dwindow.Fenrir%3F.cm%3F.userConsent.OPT_OUT%3Ffbq(%22dataProcessingOptions%22%2C%5B%22LDU%22%5D%2C0%2C0)%3Afbq(%22dataProcessingOptions%22%2C%5B%5D)%2Cfbq(%22init%22%2C%221988166924554892%22)%2Cfbq(%22track%22%2C%22PageView%22)%7De%3Dwindow%2Cr%3Ddocument%2Cn%3D%22script%22%2Ce.fbq%7C%7C(t%3De.fbq%3Dfunction()%7Bt.callMethod%3Ft.callMethod.apply(t%2Carguments)%3At.queue.push(arguments)%7D%2Ce._fbq%7C%7C(e._fbq%3Dt)%2Ct.push%3Dt%2Ct.loaded%3D!0%2Ct.version%3D%222.0%22%2Ct.queue%3D%5B%5D%2C(o%3Dr.createElement(n)).async%3D!0%2Co.src%3D%22https%3A%2F%2Fconnect.facebook.net%2Fen_US%2Ffbevents.js%22%2C(i%3Dr.getElementsByTagName(n)%5B0%5D).parentNode.insertBefore(o%2Ci))%2Cwindow.Fenrir%3F.cm%3F.cmStarted%26%26window.Fenrir%3F.cm%3F.userConsent%3Fs()%3AsetTimeout(s%2C1e3)%7D%7D%2Cr%3D%7B%7D%3Bfunction%20n(t)%7Bvar%20o%3Dr%5Bt%5D%3Bif(void%200!%3D%3Do)return%20o.exports%3Bvar%20i%3Dr%5Bt%5D%3D%7Bexports%3A%7B%7D%7D%3Breturn%20e%5Bt%5D(i%2Ci.exports%2Cn)%2Ci.exports%7Dn.m%3De%2Cn.c%3Dr%2Cn.o%3D(e%2Cr)%3D%3EObject.prototype.hasOwnProperty.call(e%2Cr)%2C(()%3D%3E%7Bn.S%3D%7B%7D%3Bvar%20e%3D%7B%7D%2Cr%3D%7B%7D%3Bn.I%3D(t%2Co)%3D%3E%7Bo%7C%7C(o%3D%5B%5D)%3Bvar%20i%3Dr%5Bt%5D%3Bif(i%7C%7C(i%3Dr%5Bt%5D%3D%7B%7D)%2C!(o.indexOf(i)%3E%3D0))%7Bif(o.push(i)%2Ce%5Bt%5D)return%20e%5Bt%5D%3Bn.o(n.S%2Ct)%7C%7C(n.S%5Bt%5D%3D%7B%7D)%3Bn.S%5Bt%5D%3Bvar%20s%3D%5B%5D%3Breturn%20s.length%3Fe%5Bt%5D%3DPromise.all(s).then((()%3D%3Ee%5Bt%5D%3D1))%3Ae%5Bt%5D%3D1%7D%7D%7D)()%3Bn(69531)%7D)()%3B%3C%2Fscript%3E" });</script> <link rel="stylesheet" href="/styles/post-page.5a39c9a4f9ec0250cf4d.css" media="all" > <style type="text/css"> .full-bleed-headline.post-headline-wrapper .post-headline { font-size: 38px; } @media (min-width: 600px) { .full-bleed-headline.post-headline-wrapper .post-headline { font-size: 48px; } } @media (min-width: 960px) { .full-bleed-headline.post-headline-wrapper .post-headline { font-size: 61px; } } @media (min-width: 1260px) { .full-bleed-headline.post-headline-wrapper .post-headline { font-size: 72px; } } </style> <style id="styles-loaded" data-loaded="dad-related-posts,share,back-to-home,npc-link,account-icon,content-lock,tout-layout,stack,capi-related-posts,most-popular,subscribe-btn-logged-in,footer,jumper">section.dad-related-posts-component .content-recommendations-container .js-loader{margin:10px auto 0}section.dad-related-posts-component .content-recommendations-container .js-loader span.spinner{height:40px;width:40px}section.dad-related-posts-component a.content-recommendations-tout{box-shadow:none;overflow:hidden;width:100%;z-index:2}section.dad-related-posts-component a.content-recommendations-tout:hover{cursor:pointer}section.dad-related-posts-component .content-recommendations-tout-title{color:#0a0a0a;font-size:1rem;line-height:1.5}section.dad-related-posts-component .content-recommendations-tout-title:hover{color:initial;text-decoration:underline}.post-content .related-posts-tout a{text-decoration:none}.dad-related-posts-component.related-posts .content-recommendations-title-container{border-top:4px solid #cecece;margin:0;padding:8px 0}.dad-related-posts-component.related-posts.at-post-bottom .content-recommendations-title{font-size:1.0625rem}.related-posts-container{display:flex;flex-direction:row;gap:16px;justify-content:space-between;width:732px}.related-posts-container:has(.in-content-recirc-tout){flex-direction:column;gap:0}.related-posts-container:has(.in-content-recirc-tout) .related-posts-tout.content-recommendations-tout:first-of-type,.related-posts-container:has(.in-content-recirc-tout) .related-posts-tout.content-recommendations-tout:last-of-type{margin:0 0 12px;width:100%}.related-posts-container:has(.in-content-recirc-tout) .related-posts-tout.content-recommendations-tout .related-posts-image{width:96px}.related-posts-container .related-posts-tout-tag{letter-spacing:.02em;margin:4px 0}.related-posts-container .related-posts-tout.content-recommendations-tout{width:220px;z-index:unset}.related-posts-container .related-posts-tout.content-recommendations-tout .related-posts-tout-title:active,.related-posts-container .related-posts-tout.content-recommendations-tout .related-posts-tout-title:hover{text-decoration:underline}.related-posts-container .related-posts-tout.content-recommendations-tout p{font-size:.875rem;line-height:1.5rem;margin:0 0 16px}.related-posts-container .related-posts-tout.content-recommendations-tout .related-posts-tout-tag a{color:#002aff;font-size:.75rem;text-transform:uppercase}.related-posts-container .related-posts-tout.content-recommendations-tout .related-posts-tout-tag a:active,.related-posts-container .related-posts-tout.content-recommendations-tout .related-posts-tout-tag a:hover{text-decoration:underline}.dad-related-posts-component.at-inline.grey-bg{background-color:#faf7f5;margin-bottom:24px;padding:16px 24px}.dad-related-posts-component.at-inline.grey-bg:after{display:none}.dad-related-posts-component.at-inline.grey-bg .content-recommendations-title-container{border-top-width:0;margin:0;padding:0}.dad-related-posts-component.at-inline.grey-bg .content-recommendations-title{background:none;font-size:1.125rem;height:unset;margin:0 0 12px;position:unset;top:0}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout){flex-direction:column;gap:0;margin:0;width:100%}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout) .related-posts-image{width:104px}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout) .in-content-recirc-tout{display:flex;flex-direction:row-reverse}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout) .in-content-recirc-tout:first-of-type{border-bottom:1px solid #edeef1;margin-bottom:12px;padding-bottom:12px}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout) .in-content-recirc-tout:last-of-type{margin-bottom:0}.dad-related-posts-component.at-inline{clear:both;margin-bottom:-30px}.dad-related-posts-component.at-inline:after{background-color:#dde0e8;content:"";display:inline-block;height:1px;margin:0 20px;vertical-align:top;width:calc(100% - 40px)}.dad-related-posts-component.at-inline .content-recommendations-title-container{border-top-width:1px;padding-top:18px;position:relative}.dad-related-posts-component.at-inline .content-recommendations-title{background:#fff;border-top-width:1px;font-size:1rem;height:14px;line-height:1;margin:8px 0;padding-right:16px;position:absolute;top:-16px;z-index:1}.dad-related-posts-component.at-inline .content-recommendations-container .related-posts-tout-title{font-size:.875rem;line-height:1.35;margin-bottom:0}.dad-related-posts-component.at-inline .related-posts-tout{display:flex;gap:8px;text-decoration:none}.dad-related-posts-component.at-inline .related-posts-image{width:72px}.is-enhanced .at-inline .content-recommendations-container .related-posts-tout-title{font-size:.875rem}.is-enhanced .at-inline .related-posts-tout{width:100%}@media (min-width:0)and (max-width:599px){.dad-related-posts-component.related-posts{margin-left:-20px;margin-right:-20px}.dad-related-posts-component.related-posts .content-recommendations-title-container{margin:0 20px}.content-recommendations-container{overflow:scroll;scrollbar-width:none}.content-recommendations-container::-webkit-scrollbar{display:none}.related-posts-container:has(.in-content-recirc-tout){margin:0 20px;width:calc(100% - 40px)}.related-posts-container .related-posts-tout.content-recommendations-tout:first-of-type{margin-left:20px}.related-posts-container .related-posts-tout.content-recommendations-tout:last-of-type{margin-right:20px}.related-posts-container .related-posts-tout.content-recommendations-tout.large-image-layout{margin:0;width:100%}}@media (min-width:600px){.related-posts-container{gap:24px;width:100%}.related-posts-container .related-posts-tout.content-recommendations-tout{width:100%}.related-posts-container .related-posts-tout.content-recommendations-tout.large-image-layout.large-image{width:calc(66.66667% - 8px)}.related-posts-container .related-posts-tout.content-recommendations-tout p{margin:0 0 24px}.dad-related-posts-component.at-inline.grey-bg{margin:0 -24px}.dad-related-posts-component.at-inline:after{margin:0;width:100%}.is-enhanced .at-inline .related-posts-container{flex-direction:column;width:480px}}@media (min-width:960px){.dad-related-posts-component.related-posts .content-recommendations-title-container{padding-bottom:12px}.dad-related-posts-component.related-posts.at-post-bottom .content-recommendations-title{font-size:1.25rem}.related-posts-container:has(.in-content-recirc-tout){flex-direction:row;gap:32px}.related-posts-container:has(.in-content-recirc-tout) .related-posts-tout.content-recommendations-tout .related-posts-image{width:122px}.related-posts-container .related-posts-tout.content-recommendations-tout{width:174px}.is-enhanced .related-posts-container .related-posts-tout.content-recommendations-tout{width:100%}.is-enhanced .related-posts-container .related-posts-tout.content-recommendations-tout.large-image{width:437px}.related-posts-container .related-posts-tout.content-recommendations-tout p{line-height:1.30625rem;margin:0}.dad-related-posts-component.at-inline.grey-bg{padding:20px 24px}.dad-related-posts-component.at-inline.grey-bg .content-recommendations-title{font-size:1.25rem}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout){flex-direction:row;gap:16px}.dad-related-posts-component.at-inline.grey-bg .related-posts-container:has(.in-content-recirc-tout) .in-content-recirc-tout:first-of-type{border-bottom:none;border-right:1px solid #edeef1;margin-bottom:0;padding:0 16px 0 0}.is-enhanced .at-inline .related-posts-container{flex-direction:row;width:640px}.is-enhanced .at-inline .related-posts-tout.content-recommendations-tout{width:100%}}@media (min-width:1260px){.related-posts-container .related-posts-tout.content-recommendations-tout{width:202px}.is-enhanced .related-posts-container .related-posts-tout.content-recommendations-tout.large-image{width:calc(66.66667% - 8px)}.is-enhanced .at-inline.related-posts{position:absolute;right:30px;z-index:4}.is-enhanced .at-inline.related-posts .content-recommendations-tout{flex-direction:column;width:100%}.is-enhanced .at-inline.related-posts .content-recommendations-title{background:none;margin:0 0 8px;padding-left:16px;position:unset}.is-enhanced .at-inline.related-posts:after{height:0}.is-enhanced .at-inline.related-posts .content-recommendations-title-container{border-left:1px solid #edeef1;border-top-width:0;padding-bottom:2px;padding-top:0}.is-enhanced .at-inline.related-posts .related-posts-tout.content-recommendations-tout:first-of-type,.is-enhanced .at-inline.related-posts .related-posts-tout.content-recommendations-tout:last-of-type{margin:0}.is-enhanced .at-inline.related-posts .related-posts-container{border-left:1px solid #edeef1;flex-direction:column;gap:16px;padding-left:16px;width:195px}.is-enhanced .at-inline.related-posts .related-posts-container .related-posts-image{margin-bottom:0;width:180px}.is-enhanced .at-inline.related-posts .related-posts-tout-title{margin-bottom:0}}.sharebar{align-self:start;display:flex}.is-enhanced .sharebar{align-self:center;margin-top:8px}.share-button-dropdown-wrapper{position:relative}.share-button .svg-icon{fill:#0a0a0a}.read-in-app-button,.save-button,.share-button{align-items:center;background:none;background-color:#fff;border:2px solid #fff;color:#0a0a0a;cursor:pointer;display:flex;font-size:.6875rem;line-height:135%;margin:0;outline:none;padding:6px 8px}.read-in-app-button:hover,.save-button:hover,.share-button:hover{background-color:#faf7f5;border-radius:16px;color:#0a0a0a}.read-in-app-button:focus,.save-button:focus,.share-button:focus{border:2px solid #002aff;border-radius:16px}.read-in-app-button:active,.read-in-app-button:focus:not(:focus-visible),.read-in-app-button:visited,.save-button:active,.save-button:focus:not(:focus-visible),.save-button:visited,.share-button:active,.share-button:focus:not(:focus-visible),.share-button:visited{border:2px solid #fff}.vertical-divider{background-color:#dde0e8;height:17.55px;margin:6px 8px;width:1px}.button-text{margin-left:8px}.save-button.share-icon-active .svg-icon.bookmark-icon{fill:#0a0a0a}.share-button.share-icon-active{background-color:#fff;border:2px solid #fff}.share-dropdown-menu.dropdown-menu{right:unset;top:45px}.share-dropdown-menu .dropdown-text{font-size:.625rem}@media (min-width:0)and (max-width:599px){.vertical-divider.with-audio{display:none}}@media (min-width:600px){.share-dropdown-menu.dropdown-menu{right:10px;top:40px}}@media (min-width:960px){.read-in-app-button,.save-button,.share-button{font-size:.75rem}}div.back-to-home{align-items:center;backdrop-filter:blur(2px);background:#fff;border-bottom:1px solid rgba(0,0,0,.1);color:#fff;display:flex;font-size:18px;height:72px;justify-content:space-between;left:50%;line-height:36px;opacity:1;padding:0 20px;position:absolute;top:0;transform:translate3d(-50%,0,0);transition:transform .3s ease-out,opacity .3s ease-out;width:100%;z-index:5999999}div.back-to-home .chevron-icon{height:11px;margin-right:10px;vertical-align:middle;width:12px;stroke-width:3}div.back-to-home .chevron-icon path{stroke:#002aff}div.back-to-home .linkset-wrapper.subscribe-and-login-links .linkset-shim{height:unset}div.back-to-home .linkset-wrapper.subscribe-and-login-links .masthead-icon.account-btn{padding:0 0 4px;width:16px}div.back-to-home .linkset-wrapper.subscribe-and-login-links .my-account-dropdown{display:block}.back-to-home.is-short div.back-to-home{height:59px}.back-to-home .account-icon{height:19px;overflow:hidden;vertical-align:middle;width:17px}.back-to-home .subscribe-btn{align-self:flex-start;margin-left:auto;margin-top:0}.back-to-home .subscribe-btn-mi{display:flex;float:right;margin-top:5px}a.back-to-home-link{align-items:center;color:#0a0a0a;display:flex;letter-spacing:2.47px;text-transform:uppercase}a.back-to-home-link:hover{opacity:.5}.back-to-homepage-link{color:#0a0a0a;display:flex;font-size:.8125rem;line-height:1.35;position:absolute}.back-to-homepage-link:active,.back-to-homepage-link:hover{color:#0a0a0a;opacity:.5}.back-to-homepage-link .chevron{align-self:center;height:12px;margin-bottom:0;margin-right:8px;width:8px}.back-to-home-container{color:#fff;height:71px;left:50%;line-height:71px;position:fixed;top:0;transform:translate3d(-50%,-100%,0);transition:transform 325ms ease-out;width:100%;z-index:5888888}.show-back-to-home .back-to-home-container{transform:translate3d(-50%,0,0)}@media (min-width:600px){.back-to-home-container{display:none!important}}@media (max-width:600px){.back-to-home-container{display:block!important}}.npc-cta-wrapper{font-size:11px}.npc-cta-wrapper .npc-link{color:#0a0a0a;cursor:pointer}.npc-cta-wrapper .npc-cta{font-size:11px;letter-spacing:.24px;margin-right:6px}.npc-cta-wrapper .npc-link:hover{color:#002aff}.dynamic-background-masthead .npc-cta-wrapper .npc-link{color:#fff}.dynamic-background-masthead .npc-cta-wrapper .npc-cta{font-size:12px;letter-spacing:.24px;line-height:100%;margin-right:6px}.dynamic-background-masthead .npc-cta-wrapper .npc-link:hover{opacity:.7}.dynamic-background-masthead.active .npc-link{color:#0a0a0a}.dynamic-background-masthead.active .npc-link:hover{color:#002aff;opacity:1}@media (max-width:959px){.npc-cta-wrapper{display:none}}.account-icon-component .account-icon-loader{bottom:0;left:-10px;position:absolute;top:0;width:1px}.account-icon-component a.account-text-logged-in{font-size:11px;letter-spacing:.24px;margin-right:13px}.hidden,body.is-content-locked .category-tagline,body.is-content-locked .inline-newsletter-signup,body.is-content-locked footer{display:none}.tout-layout{--column-padding:16px}.tout-layout .tout-layout-divider,.tout-layout .tout-layout-header{border-top:1px solid #0a0a0a;padding:12px 0 16px}.tout-layout .tout-layout-header{font-size:1.125rem;line-height:1.5;width:100%}.tout-layout .tout[data-component-type=tout]{border-bottom:1px solid #cecece;margin:0 0 17px;padding:0 0 15px}.tout-layout .tout[data-component-type=tout].as-hero-image-bottom{margin-bottom:17px;padding-bottom:15px}.tout-layout .tout[data-component-type=tout].as-river-ad{margin-bottom:22px;padding-bottom:22px;padding-top:5px}.tout-layout .tout[data-component-type=tout].as-river-ad .ad-callout-wrapper{padding-top:0}.tout-layout .tout[data-component-type=tout].as-river-ad .ad-wrapper{padding-bottom:20px}.tout-title{font-size:.875rem;line-height:1.5rem;margin-bottom:4px}.tout-copy{color:#31313b;font-size:.8125rem;line-height:155%}.video-tout{display:block;position:relative}.tout-play-icon-wrapper{align-items:center;display:flex;height:100%;justify-content:center;position:absolute;width:100%;z-index:2}.tout-layout .tout-ad{border-bottom:1px solid #cecece;margin:0 0 17px;padding:0 0 15px}.tout-layout .tout-ad.as-river,.tout-layout .tout-ad.as-river-native{margin-bottom:22px;padding-bottom:22px;padding-top:5px}.tout-layout .tout-ad.as-river .ad-callout-wrapper,.tout-layout .tout-ad.as-river-native .ad-callout-wrapper{padding:0}.tout-layout .tout-ad.as-river .ad-wrapper,.tout-layout .tout-ad.as-river-native .ad-wrapper{padding-bottom:20px}.tout-layout.as-hero-top-two-column-right .stamp{order:0}.river-content-section.js-loading{min-height:667px}.tout-ad.as-river:has(+.river-section) .river-item,.tout-ad.as-river:has(+.tout) .river-item{border-bottom:0}.river-section .tout-layout.as-two-column-with-hero .stack-item:last-child .tout:last-child{margin-bottom:0}.river-section-header-wrapper{background:#fff;border-top:1px solid #0a0a0a;left:auto;padding:12px 0 16px;position:relative;top:auto;width:100%}.river-section-header-title{color:#0a0a0a;font-size:1.125rem;line-height:1.2;width:100%}.river-section-header-link{background:url(/public/assets/shared/chevron-right.svg) center right 2px no-repeat;background-size:12px 12px;color:#0a0a0a;display:block;transition:background-position .2s;white-space:nowrap}.river-section-header-link:hover{background-position:100%;color:#0a0a0a}.river-item{border-bottom:1px solid #cecece;display:flex;flex-wrap:wrap;margin:0 0 17px;padding:0 0 17px}.river-item.featured-post{border-bottom:none;display:block;margin:0;padding:0}.river-more-link{background:#0a0a0a;border-radius:23px;color:#fff;display:block;font-size:.8125rem;height:46px;letter-spacing:2.57px;line-height:2.875rem;margin:0 auto 60px;text-align:center;text-transform:uppercase;width:276px}.river-more-link:hover{background:#31313b;color:#fff}.river-more-link:active,.river-more-link:focus{background:#0a0a0a}.river-item.native-item{display:block;padding-bottom:0}.river-item.native-item .ad-label{padding:4px 0 0}.river-item.native-item .ad-wrapper{padding-bottom:20px;padding-top:0}.river-item.native-item>div{padding-bottom:22px;padding-top:23px}.river-item.native-item>div:empty{padding-bottom:0;padding-top:0}.tout-layout.as-three-column-grid{display:flex;flex-wrap:wrap;justify-content:space-between}.tout-layout.as-three-column-grid .tout,.tout-layout.as-three-column-grid .tout-ad{border-bottom:none;flex-basis:100%;margin-bottom:20px;padding-bottom:20px}.tout-layout.as-three-column-grid .tout-ad.as-river .ad-wrapper,.tout-layout.as-three-column-grid .tout-ad.as-river-native .ad-wrapper{border-top:1px solid #cecece}.tout-layout.as-two-column-hero-right .stack.with-items-2 .stack-item:first-child{border-right:none;padding-right:0}.tout-layout.as-two-column-hero-right .section-divider{border-top:1px solid #0a0a0a;padding:12px 0 16px}#l-main-content.homepage-content .tout-layout.as-two-column-hero-right .tout-layout-divider{border-top:1px solid #edeef1}.tout-layout.as-two-column-hero-right .tout.as-main{border-bottom:none}.tout-layout.as-two-column-hero-right .tout.as-primary.with-image-top .lazy-holder{padding-top:50%}.tout-layout.as-two-column-hero-right .tout.as-primary .tout-title{font-size:1.25rem;line-height:1.25}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium{margin-bottom:16px;padding-bottom:16px}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium:last-child{border-bottom:none;margin:0;padding:0}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium .tout-image{margin-top:0}.tout-layout.as-one-column.as-list{padding-bottom:24px}.tout-layout.as-one-column.as-list .tout[data-component-type=tout]{border-bottom:none;padding-bottom:0}.tout-layout.as-one-column.as-list .tout[data-component-type=tout].with-image-top .tout-image{display:block;margin-bottom:16px}.tout-layout.as-one-column.as-list .tout[data-component-type=tout] .tout-title{font-size:.875rem;line-height:1.5rem}.tout-layout.as-one-column.with-carousel{width:100%}.tout-layout.as-one-column.with-carousel .tout.as-text-link.with-tout-tag{border-bottom:1px solid #edeef1;margin:0 0 12px;padding-bottom:12px}.tout-layout.as-one-column.with-carousel .tout.as-text-link.with-tout-tag:last-child{border-bottom:none;margin:0;padding-bottom:0}.tout-layout.as-one-column.with-carousel .tout.as-text-link.with-tout-tag:nth-child(5){margin-bottom:0}.tout-layout.as-one-column.with-carousel .tout.as-text-link.with-tout-tag .tout-tag{height:20px}.tout-layout.as-three-column-center-hero{display:flex;flex-wrap:wrap}.tout-layout.as-three-column-center-hero .tout{padding-bottom:17px}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-3 .tout{border-bottom:none}.tout[data-component-type=tout].with-image-bottom.featured-image-tout{display:flex;flex-direction:column;margin-bottom:17px;padding-bottom:20px}.tout[data-component-type=tout].with-image-bottom.featured-image-tout .tout-tag{order:1}.tout[data-component-type=tout].with-image-bottom.featured-image-tout .tout-title{order:2}.tout[data-component-type=tout].with-image-bottom.featured-image-tout .tout-copy{margin-bottom:23px;order:3}.tout[data-component-type=tout].with-image-bottom.featured-image-tout .tout-image{order:4}.as-wide-right{margin-bottom:60px}.tout-layout.as-stack-with-hero{padding-top:16px}.tout-layout.as-stack-with-hero .tout.as-full-width{border-bottom:none;margin-bottom:15px;padding-bottom:15px}.tout-layout.as-stack-with-hero .tout.as-full-width .tout-title{margin-bottom:8px}.tout-layout.as-stack-with-hero .divider{display:none}.stack.as-expanded-post-bottom-recirc .stack-item{flex-basis:fit-content}.stack.as-expanded-post-bottom-recirc>.stack-item[data-index="1"]{flex-basis:212px;flex-grow:0;flex-shrink:0}.stack.as-expanded-post-bottom-recirc .collections-header,.stack.as-expanded-post-bottom-recirc .content-recommendations-title{font-size:1.125rem;font-weight:400;line-height:1.35;margin-bottom:0}.stack.as-expanded-post-bottom-recirc .most-popular .collections-header{padding:8px 0 16px}.stack.as-expanded-post-bottom-recirc .related-posts-container .related-posts-tout p{margin-bottom:24px}.stack.as-expanded-post-bottom-recirc .capi-related-posts-component.related-posts>.content-recommendations-title-container,.stack.as-expanded-post-bottom-recirc .dad-related-posts-component.related-posts>.content-recommendations-title-container,.stack.as-expanded-post-bottom-recirc .most-popular .collections-header{border-top:1px solid #dde0e8;padding-bottom:8px}.stack.as-expanded-post-bottom-recirc .most-popular-item-num{line-height:1}.stack.as-expanded-post-bottom-recirc .related-posts.large-image-layout .related-posts-container{flex-direction:column}.stack.as-expanded-post-bottom-recirc .large-image-layout.large-image .related-posts-image{margin-bottom:8px}.stack.as-expanded-post-bottom-recirc .large-image-layout.large-image p.related-posts-tout-title{font-size:1.5rem;line-height:1.875rem;margin-bottom:4px}.stack.as-expanded-post-bottom-recirc .large-image-layout.large-image p.related-posts-description{color:#31313b;line-height:1.3125rem;margin-bottom:0}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper{margin-bottom:16px}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .large-image-layout{display:flex;flex-direction:row}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .large-image-layout .related-posts-image{margin-bottom:8px}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .related-posts-tout.large-image-layout p.related-posts-tout-title{margin-bottom:16px}.stack.as-expanded-post-bottom-recirc .stacked-column-layout .related-posts-tout-tag{line-height:1;margin:0 0 8px}.stack.as-expanded-post-bottom-recirc .stacked-column-layout .tout-link:hover :not(.related-posts-description){color:#0a0a0a;text-decoration:underline}.tout-layout.as-single-inline{border-bottom:1px solid #dde0e8;border-top:1px solid #dde0e8;padding:24px 0}.tout-layout.as-single-inline .tout{border-bottom:none;display:block;margin-bottom:0;padding-bottom:0}.tout-layout.as-single-inline .tout-title{font-size:.9375rem;line-height:1.359375rem;margin-right:0;margin-top:8px}.tout-layout.as-single-inline .tout-title-link{text-decoration:none}.tout-layout.as-single-inline .tout .stamp{margin-bottom:8px;order:0;padding-bottom:0}.tout-layout.as-single-inline .tout .tout-image{margin:0 0 0 16px;width:150px}@media (min-width:0)and (max-width:599px){.tout-layout.as-two-column-hero-right .tout.as-primary .stamp.as-centered{justify-content:flex-start}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium .tout-image{margin-bottom:0}.tout-layout.as-two-column-hero-right.with-link-list .tout.as-main{margin-bottom:6px;padding-bottom:6px}.tout-layout.as-three-column .tout{border-bottom:1px solid #cecece;margin-bottom:17px;padding-bottom:15px}.tout-layout.as-stack-with-hero .tout.as-full-width{margin-bottom:6px;padding-bottom:6px}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(5){margin-bottom:12px}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .large-image-layout .related-posts-image{margin:0 16px 16px 0;width:150px}}@media (min-width:600px){.tout-layout .stack.with-items-2 .stack-item:first-child{border-right:1px solid #cecece;padding-right:var(--column-padding)}.tout-layout .stack.with-items-2 .stack-item:last-child{padding-left:var(--column-padding)}.tout-layout .tout[data-component-type=tout]{margin-bottom:20px;padding-bottom:20px}.tout-layout .tout[data-component-type=tout]:not(.as-standard-image-right):last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.tout-layout .tout[data-component-type=tout].as-hero-image-bottom{margin-bottom:20px;padding-bottom:25px}.tout-layout .tout[data-component-type=tout].as-river-ad{margin-bottom:30px;padding-bottom:30px}.tout-layout .tout-ad{margin-bottom:20px;padding-bottom:20px}.tout-layout .tout-ad:not(.as-standard-image-right):last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.tout-layout .tout-ad.as-river,.tout-layout .tout-ad.as-river-native{margin-bottom:30px;padding-bottom:30px}.tout-layout.as-hero-top-two-column-right{border-bottom:1px solid #cecece;margin-bottom:30px;padding-bottom:30px}.tout-layout.as-hero-top-two-column-right:has(+.tout-ad){margin-bottom:0}.tout-layout.as-river .tout{margin-bottom:30px;padding-bottom:30px}.river-item{border:none;clear:both;margin:0 0 30px;padding:0 0 30px}.river-item.native-item{margin:0;padding:0;position:relative}.river-item.native-item>div{padding-bottom:30px;padding-top:31px}.river-item.native-item>div.ad-label{padding:3px 0 0;top:0}.tout-layout.as-two-column-hero-right .stack.with-items-2 .stack-item:first-child{padding-right:8px}.tout-layout.as-two-column-hero-right .tout.as-primary.with-image-top .lazy-holder{padding-top:75%}.tout-layout.as-two-column-hero-right .tout.as-primary .tout-title{padding:0 16px;text-align:center}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium{margin-bottom:12px;padding-bottom:12px}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium:last-child{margin-bottom:0;padding-bottom:0}.tout-layout.as-two-column-hero-right .tout.as-text-link,.tout-layout.as-two-column-hero-right .tout.with-image-left.medium:first-child{border-bottom:none}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium .tout-image{display:block;float:none;margin-right:0;margin-top:0;width:auto}.tout-layout.as-two-column-hero-right .tout.with-image-left.medium .tout-image .lazy-holder{padding-top:50%}.tout-layout.as-one-column.with-carousel{margin-bottom:0}.tout-layout.as-one-column.with-carousel .tout.as-text-link.with-tout-tag{border-bottom:none;margin:0 0 24px;padding-bottom:0}.tout-layout.as-three-column{border-bottom:1px solid #cecece;display:grid;grid:auto/repeat(2,1fr);margin:0 15px 30px;padding:0 0 30px;width:calc(100% - 30px)}.tout-layout.as-three-column .tout{border-bottom:none;margin-bottom:0}.tout-layout.as-three-column>:first-child,.tout-layout.as-three-column>:nth-child(3){border-right:1px solid #cecece;margin-right:16px;padding-right:16px}.tout-layout.as-three-column>:nth-child(3):before,.tout-layout.as-three-column>:nth-child(4):before{background:#cecece;content:"";display:block;height:1px;margin:16px 0;width:100%}.tout-layout.as-three-column .most-popular.popular-post-wrapper{margin-bottom:0}.is-right-rail .tout-layout.as-three-column{margin:0 0 30px;width:100%}.is-right-rail .tout-layout.as-three-column+.river-item.native-item{border-bottom:none}.tout-layout.as-three-column-center-hero .layout-item{border-bottom:1px solid #cecece;margin-bottom:30px;padding-bottom:30px}.tout-layout.as-three-column-center-hero .layout-item.as-hero{flex-basis:65.8301399354%;margin-right:0;padding-right:38px}.tout-layout.as-three-column-center-hero .layout-item.order-2{display:flex;flex-basis:34.1689989236%;flex-direction:column;margin-left:0;padding-left:0;padding-right:0}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-1,.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-2{border-bottom:none;flex-basis:calc(50% - 8px);margin-bottom:0;padding-bottom:0}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-1{border-right:1px solid #cecece;margin-right:16px;padding-right:16px}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-3{border-bottom:none;border-top:1px solid #cecece;margin-top:24px;padding-bottom:0;padding-top:24px}.tout-layout.as-stack-with-hero .divider{background-color:#76767a;display:block;height:1px;margin:16px 0;width:100%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel{align-items:baseline;display:flex;flex-wrap:wrap}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link{border-right:1px solid #edeef1;flex-shrink:0;margin:0;padding:0 16px;width:33.3333333333%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:first-child,.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(5){padding-left:0}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(3){border-right:none;padding-right:0}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-gradient.as-quick-links{display:inline-flex;width:66.6666666667%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel{align-items:baseline;display:flex}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item{margin:0;padding-right:0;width:50%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item .as-text-link{border-right:1px solid #edeef1;width:100%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:first-child .as-text-link{padding:0 16px}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:nth-child(2){padding-right:0}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:nth-child(2) .as-text-link{border-right:none;padding:0 0 0 16px}.stack.as-expanded-post-bottom-recirc.direction-row{flex-direction:column}.stack.as-expanded-post-bottom-recirc .related-posts.large-image-layout .related-posts-container{flex-direction:row}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper{width:calc(33.33333% - 16px)}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .large-image-layout{flex-direction:column}}@media (min-width:600px)and (max-width:959px){.tout-layout.as-stack-with-hero{padding-top:0}}@media (min-width:600px)and (min-width:1260px){.tout-layout.as-hero-top-two-column-right,.tout-layout.as-river .tout{margin-bottom:35px;padding-bottom:35px}}@media (min-width:600px)and (min-width:960px){.tout-layout.as-three-column-center-hero.with-borders{border-bottom:none;padding-bottom:0;padding-left:0;padding-right:0}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-1{border-left:1px solid #cecece;flex-basis:calc(50% - 30px);margin-left:0;margin-right:0;padding-left:16px;padding-right:16px}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-2,.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-3{flex-basis:calc(25% + 16px);max-width:unset;width:auto}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-3{border-top:none;margin-top:0;padding-top:0}}@media (min-width:600px)and (min-width:960px)and (min-width:1260px){.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-1{flex-basis:calc(50% - 70px);padding-left:36px;padding-right:36px}.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-2,.tout-layout.as-three-column-center-hero.with-borders .layout-item.order-3{flex-basis:25%}}@media (min-width:630px){.stack.as-expanded-post-bottom-recirc{margin-left:-60px;width:600px}}@media (min-width:960px){.tout-layout{--column-padding:26px}.tout-layout .tout-layout-header{font-size:1.25rem}.tout-layout .tout[data-component-type=tout].as-river-ad{border-bottom:1px solid #cecece}.tout-title{font-size:.9375rem;line-height:1.55rem}.tout-copy{font-size:.875rem}.tout-layout .tout-ad.as-river,.tout-layout .tout-ad.as-river-native{border-bottom:1px solid #cecece}.river-section-header-title{font-size:1.25rem;line-height:1.35}.river-item{flex-wrap:nowrap}.tout-layout.as-three-column-grid .tout{flex-basis:283px}.tout-layout.as-two-column-hero-right .stack.with-items-2 .stack-item:first-child{padding-right:0}.tout-layout.as-two-column-hero-right .tout.as-primary .tout-title{font-size:1.625rem;line-height:1.3}.tout-layout.as-two-column-hero-right.with-link-list{border-top:1px solid #0a0a0a;padding-top:16px}.tout-layout.as-one-column.as-list .tout[data-component-type=tout] .tout-title{font-size:.9375rem;line-height:1.55rem}.tout-layout.as-three-column-center-hero{border-bottom:1px solid #cecece;justify-content:space-between;margin:0 auto 30px;padding:0 25px 30px;width:930px}.tout-layout.as-three-column-center-hero .layout-item{border-bottom:none;display:flex;flex-direction:column;margin-right:0;max-width:193px;padding:0;width:193px}.tout-layout.as-three-column-center-hero .layout-item.as-hero{border-bottom:none;flex-basis:397px;margin:0;max-width:397px;padding:0;width:397px}.tout-layout.as-stack-with-hero{border-top:1px solid #0a0a0a;padding-top:24px}.stack.as-expanded-post-bottom-recirc>.stack-item[data-index="1"]{flex-basis:276px}.stack.as-expanded-post-bottom-recirc.direction-row{flex-direction:row}.stack.as-expanded-post-bottom-recirc .collections-header,.stack.as-expanded-post-bottom-recirc .content-recommendations-title{font-size:1.25rem}.stack.as-expanded-post-bottom-recirc .related-posts-container .related-posts-tout p{margin-bottom:16px}.stack.as-expanded-post-bottom-recirc .capi-related-posts-component.related-posts>.content-recommendations-title-container,.stack.as-expanded-post-bottom-recirc .dad-related-posts-component.related-posts>.content-recommendations-title-container,.stack.as-expanded-post-bottom-recirc .most-popular .collections-header{border-top:none;padding:0 0 12px}.stack.as-expanded-post-bottom-recirc .most-popular-item-num{padding-top:.125rem}.stack.as-expanded-post-bottom-recirc .large-image-layout.large-image p.related-posts-tout-title{font-size:1.875rem;line-height:2.34375rem}.stack.as-expanded-post-bottom-recirc .large-image-layout.large-image p.related-posts-description{font-size:1rem;line-height:1.45rem}.stack.as-expanded-post-bottom-recirc .stacked-column-wrapper .large-image-layout{margin-bottom:16px}.stack.as-expanded-post-bottom-recirc{border-top:1px solid #dde0e8;display:flex;margin-left:-145px;width:930px}.stack.as-expanded-post-bottom-recirc .most-popular,.stack.as-expanded-post-bottom-recirc .stack-item:first-child{margin-top:16px}.stack.as-expanded-post-bottom-recirc .most-popular{width:212px}.stack.as-expanded-post-bottom-recirc .stack-item:first-child{border-right:1px solid #dde0e8;margin-right:25.5px;padding-right:25.5px}.stack.as-expanded-post-bottom-recirc .stack-item:first-child .related-posts:first-child{border-bottom:1px solid #dde0e8;margin-bottom:8px}.stack.as-expanded-post-bottom-recirc p.related-posts-tout-title{font-size:.9375rem;line-height:1.30625rem}.tout-layout.as-single-inline .tout-title{font-size:1.125rem;line-height:1.63125rem}}@media (min-width:960px)and (min-width:1260px){.tout-layout.as-three-column-grid .tout{flex-basis:360px}}@media (min-width:1260px){.tout-layout .tout-ad.as-river,.tout-layout .tout-ad.as-river-native,.tout-layout .tout[data-component-type=tout].as-river-ad{margin-bottom:35px;padding-bottom:35px}.river-item{margin:0 0 35px;padding:0 0 35px}.river-item.native-item>div{padding-bottom:35px;padding-top:36px}.tout-layout.as-two-column-hero-right .stack.with-items-2 .stack-item:first-child{padding-right:4px}.tout-layout.as-three-column{grid:auto/repeat(4,1fr);grid-column-gap:47px}.is-right-rail .tout-layout.as-three-column{grid:auto/repeat(3,1fr)}.tout-layout.as-three-column>:first-child,.tout-layout.as-three-column>:nth-child(3){border-right:none;margin:0;padding:0}.tout-layout.as-three-column>:nth-child(3):before,.tout-layout.as-three-column>:nth-child(4):before{display:none}.tout-layout.as-three-column-center-hero{margin:0 auto 30px;padding:0 0 30px;width:1168px}.tout-layout.as-three-column-center-hero .layout-item{max-width:245px;width:245px}.tout-layout.as-three-column-center-hero .layout-item.as-hero{flex-basis:524px;max-width:524px;width:524px}.tout-layout.as-stack-with-hero .divider{display:none}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel{align-items:baseline;display:flex;width:100%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link{border-bottom:none;border-right:1px solid #edeef1;flex-shrink:0;font-size:1rem;line-height:1.5rem;margin-bottom:0;min-height:144px;padding:0 16px;width:16.6666666667%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:first-of-type{padding-left:0}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(3){border-right:1px solid #edeef1;padding-right:16px}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(4),.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .tout.as-text-link:nth-child(5){padding-left:16px}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-gradient.as-quick-links{width:33.3333333333%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item{border-bottom:none;flex-shrink:0;margin-bottom:0;padding-bottom:0;width:50%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item .tout.as-text-link{font-size:1rem;line-height:1.5rem;padding-left:16px;width:100%}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:first-of-type .tout.as-text-link{border-right:1px solid #edeef1}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:last-of-type{padding-right:0}.tout-layout.as-stack-with-hero .tout-layout.as-one-column.with-carousel .carousel-item:last-of-type .tout.as-text-link{border-right:none;padding-right:0}.stack.as-expanded-post-bottom-recirc{margin-left:-295px;width:1230px}.stack.as-expanded-post-bottom-recirc .most-popular{width:276px}.stack.as-expanded-post-bottom-recirc .stack-item:first-child{border-right:1px solid #dde0e8;margin-right:31px;padding-right:31px}}.stack{display:flex;flex-direction:column}.stack .stack-item{flex-basis:100%;min-width:0}@media (min-width:0)and (max-width:599px){.stack.as-wide-right{display:block;flex-direction:unset}.stack.as-extra-wide-right .stack-item:first-child{order:2}.stack.as-extra-wide-right .stack-item:last-child{order:1}}@media (min-width:600px){.stack.direction-row{flex-direction:row}.stack.direction-row.with-items-2 .stack-item{flex-basis:50%}.stack.as-extra-wide-right .stack-item:last-child{flex-basis:64.9122807018%;flex-grow:0;flex-shrink:0}}@media (min-width:1260px){.stack.as-wide-right .stack-item:first-child{flex-basis:327px;flex-grow:0;flex-shrink:0}.stack.as-wide-right .stack-item:last-child{flex-basis:auto}}section.capi-related-posts-component .content-recommendations-container .js-loader{margin:10px auto 0}section.capi-related-posts-component .content-recommendations-container .js-loader span.spinner{height:40px;width:40px}section.capi-related-posts-component a.content-recommendations-tout{box-shadow:none;overflow:hidden;width:100%;z-index:2}section.capi-related-posts-component a.content-recommendations-tout:hover{cursor:pointer}section.capi-related-posts-component .content-recommendations-tout-title{color:#0a0a0a;font-size:1rem;line-height:1.5}section.capi-related-posts-component .content-recommendations-tout-title:hover{color:initial;text-decoration:underline}.capi-related-posts-component.related-posts .content-recommendations-title-container{border-top:4px solid #cecece;margin:0;padding:8px 0 0}.capi-related-posts-component.related-posts.at-post-bottom .content-recommendations-title{font-size:1.125rem}@media (min-width:0)and (max-width:599px){.related-posts-container:has(.large-image){gap:20px;margin:0 20px;width:calc(100% - 40px)}.capi-related-posts-component.related-posts{margin-left:-20px;margin-right:-20px}.capi-related-posts-component.related-posts .content-recommendations-title-container{margin:0 20px}}@media (min-width:960px){.capi-related-posts-component.related-posts.at-post-bottom .content-recommendations-title{font-size:1.375rem}}.homepage-content .most-popular{background-color:#fff;color:#0a0a0a;line-height:normal;text-align:left;width:100%}.most-popular-item{display:flex;flex-direction:row;flex-wrap:wrap;padding-bottom:24px;width:100%}.most-popular-item:last-child{padding-bottom:0}.most-popular-item-num{color:#002aff;flex:1;font-size:1.1875rem;line-height:1.46;max-width:26px}.most-popular-item-title{flex:2;font-size:.875rem;line-height:1.5rem}.most-popular-item-title-link{color:#0a0a0a;flex:2}.most-popular-item-title-link:hover{color:#0a0a0a;text-decoration:underline}@media (min-width:960px){.most-popular-item-title{font-size:.9375rem;line-height:1.55rem}}@media (min-width:600px){.masthead .subscribe-btn-logged-in{margin-left:10px;margin-right:5px}}.l-footer{background-color:#fff;display:block;padding:0 0 35px}.l-footer.gradient{position:relative}.l-footer.gradient:before{background:linear-gradient(1turn,#fff 35.75%,hsla(0,0%,100%,0) 136.29%);content:"";display:block;height:225px;position:absolute;top:-225px;width:100%}.l-footer.paywall-drawer-visible{padding-bottom:0}.l-footer.gradient .container,.l-footer.paywall-drawer-visible .container{display:none}.l-footer-container{border-top:1px solid #cecece;font-size:14px;padding:24px 0 0;width:100%}.l-footer-bottom-shim{border-top:1px solid #cecece;margin:30px 0 0;padding-top:23px}.l-footer-container .brands{display:block}.l-footer-container .brands-social .social-link{margin:0 12px}.legacy-logos{flex-direction:column}.legacy-logo-row,.legacy-logos{display:flex;justify-content:center}.legacy-logo-row{margin:0;text-align:center}.insider-com-logo{margin-right:12px;width:92px}.insider-com-logo .lazy-holder .lazy-image{height:16px}.insider-inc-logo{margin-left:12px;width:77px}.insider-inc-logo .lazy-holder .lazy-image{height:16px}.insider-logo{margin:16px 0;width:80px}.social-link .lazy-holder{height:24px}.social-wide .social-link:hover .lazy-image{filter:brightness(0) saturate(100%) invert(47%) sepia(6%) saturate(215%) hue-rotate(201deg) brightness(96%) contrast(79%)}@media (min-width:600px){.l-footer{background-color:#fff;display:block;height:auto;padding:0 0 35px}}@media (min-width:960px){.l-footer{padding:0 0 56px}.l-footer-container{padding:0}.l-footer-container .brands{display:flex;margin:24px 0}.legacy-logo-row-container{align-items:center;display:flex;flex-direction:row;justify-content:center;margin-top:16px}.insider-logo{margin:0 24px 0 0}}.jumper{background-color:#fff;border:none;border-radius:3px;box-shadow:0 0 0 1px rgba(9,30,66,.08),0 2px 10px rgba(9,30,66,.08),0 0 20px -4px rgba(9,30,66,.31);display:flex;flex-direction:column;left:0;margin:10px;padding:10px 15px;position:fixed;top:-200px;transition:transform .3s cubic-bezier(.2,0,0,1) 0s;width:150px;z-index:5999999}.jumper ol{list-style-type:none;margin-bottom:0;padding-left:15px}.jumper a{color:#0a0a0a}.jumper a:focus-visible{color:#002aff}.jumper.active{transform:translateY(200px)}</style></head> <body data-site-id="bi" data-id="companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" class="theme-full-bleed is-enhanced " > <div class="prebid-helper" data-continent-code="AS"> </div> <header class="layout-masthead masthead masthead-bi masthead-type-post" data-header data-e2e-name="l-masthead" data-track-page-area="Header" data-component-type="masthead" data-load-strategy="disable-lazy" > <div class="container masthead-container masthead"> <div class="masthead-container-row"> <div class="linkset-wrapper menu-container masthead" > <button data-e2e-name="hamburgerBtn" class="menu-wrapper hamburger-btn" data-track-click="{"product_field":"hamburger_menu","event":"navigation","element_name":"masthead","click_text":"bi_value_unassigned","click_path":"bi_value_unassigned"}" data-drawer-toggle="hamburger" data-interaction-trigger="drawer" aria-label="Menu" aria-expanded="false" > <svg class="svg-icon menu-icon-new is-menu-active" data-e2e-name="menu-icon" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 22 14" > <title>Menu icon</title> <desc>A vertical stack of three evenly spaced horizontal lines.</desc> <path class="menu-icon-new-path" d="M0 12h22v2H0zM0 6h22v2H0zM0 0h22v2H0z"/> </svg> </button> <a id="search" rel="nofollow" class="linkset-icon-link linkset-search-icon-link" href="/answers" title="Search" aria-label="Go to the search page." data-track-click="{"product_field":"search","event":"navigation","element_name":"masthead","click_text":"bi_value_unassigned"}" > <svg class="search-icon" xmlns="http://www.w3.org/2000/svg" width="19" height="21" viewBox="0 0 19 21"> <g fill="none" fill-rule="evenodd"> <path class="search-path" fill="currentColor" d="M8.53 1c.606 0 1.197.063 1.767.182a6.224 6.224 0 0 1-2.545 2.362c-2.958.378-5.243 2.89-5.243 5.932 0 3.305 2.696 5.984 6.02 5.984 3.326 0 6.022-2.679 6.022-5.984 0-.309-.024-.612-.07-.909a6.205 6.205 0 0 1 2.169-1.689c.267.82.41 1.692.41 2.598 0 2.156-.81 4.124-2.143 5.62l3.583 4.318L16.564 21l-3.568-4.3a8.53 8.53 0 0 1-4.466 1.253C3.819 17.953 0 14.158 0 9.476 0 4.795 3.819 1 8.53 1Z"/> <path fill="#002AFF" fill-rule="nonzero" d="m12.677 9.922.521-1.19a4.59 4.59 0 0 1 2.342-2.36l1.435-.634a.585.585 0 0 0 0-1.064l-1.39-.615a4.592 4.592 0 0 1-2.376-2.44L12.681.354a.563.563 0 0 0-1.045 0l-.528 1.267a4.592 4.592 0 0 1-2.375 2.44l-1.39.614a.585.585 0 0 0 0 1.064l1.435.634a4.59 4.59 0 0 1 2.341 2.36l.522 1.19c.2.457.835.457 1.036 0Z"/> </g> </svg> </a> </div> <div class="logo logo-vertically-center logo-primary"> <a href="/" class="logo-vertically-center-link masthead-location-2" data-track-click="{"product_field":"logo","event":"navigation","element_name":"masthead","click_text":"Business Insider"}" > <svg class="svg-icon logo-stacked masthead-logo d-lg-none masthead-logo-post" xmlns="http://www.w3.org/2000/svg" width="930" height="320" viewBox="0 0 930 320" > <title>Business Insider logo</title> <g class="logo-stacked-path" fill="#0a0a0a" fill-rule="evenodd"> <path d="M.4 3.1h62.7c34.9 0 53.1 18 53.1 40.2 0 15.3-8.6 25.7-20.6 31.1v.4c15.3 5.5 23.9 17.6 23.9 33.1 0 22.1-17 41.5-53.9 41.5H.4V3.1zm60.7 58c10.4 0 15.1-5.3 15.1-11.2s-4.7-11.4-15.1-11.4H42.7V61h18.4zm.6 52.9c11 0 16.3-5.3 16.3-12.1s-5.5-12.1-16.1-12.1H42.7V114h19zm66.8-24.1V3.1h42.7v86.4c0 16.3 8 24.9 21.7 24.9s22.3-8.6 22.3-25.1V3.1h42.9v86.8c0 36.8-24.7 63.3-65.2 63.3s-64.4-26.5-64.4-63.3zm238.4-79.7v37.6c-9.2-6.5-24.9-11-37.6-11-11.6 0-17.4 3.7-17.4 8.6s6.5 7.4 18 11.6c19.6 6.9 46.2 16.1 46.2 47.2 0 27.8-21 48.4-57.8 48.4-19 0-36.4-5.5-47.2-12.7v-39.6c10.6 8.6 26.6 15.5 42.1 15.5 13.1 0 19.2-4.9 19.2-10.4 0-7.1-10-10.2-21.9-14.5C294.8 85.2 270 75 270 46.6 269.9 21 290.1 0 326.1 0c15.9 0 30.2 4.1 40.8 10.2zM387 3.1h42.7v146.3H387V3.1zm194.5 146.4h-40.7L488.1 71h-.2v78.5h-40.5V3.1h40.7l52.7 77.2h.2V3.1h40.5v146.4zM599.2 3.1h101.1v38h-58.4v17.6h52.5v34.5h-52.5v18.2h58.4v38H599.2V3.1zm208.2 7.1v37.6c-9.2-6.5-24.9-11-37.6-11-11.6 0-17.4 3.7-17.4 8.6s6.5 7.4 18 11.6c19.6 6.9 46.2 16.1 46.2 47.2 0 27.8-21 48.4-57.8 48.4-19 0-36.4-5.5-47.2-12.7v-39.6c10.6 8.6 26.6 15.5 42.1 15.5 13.1 0 19.2-4.9 19.2-10.4 0-7.1-10-10.2-21.9-14.5-15.7-5.7-40.5-15.9-40.5-44.3C710.4 21 730.6 0 766.6 0c15.9 0 30.2 4.1 40.8 10.2zm113 0v37.6c-9.2-6.5-24.9-11-37.6-11-11.6 0-17.4 3.7-17.4 8.6s6.5 7.4 18 11.6c19.6 6.9 46.2 16.1 46.2 47.2 0 27.8-21 48.4-57.8 48.4-19 0-36.4-5.5-47.2-12.7v-39.6c10.6 8.6 26.6 15.5 42.1 15.5 13.1 0 19.2-4.9 19.2-10.4 0-7.1-10-10.2-21.9-14.5-15.7-5.7-40.5-15.9-40.5-44.3C823.4 21 843.6 0 879.6 0c15.9 0 30.2 4.1 40.8 10.2zM94.1 316.9h42.7V170.6H94.1v146.3zm194.5-146.3H248v77.2h-.2l-52.7-77.2h-40.7v146.3H195v-78.5h.2l52.7 78.5h40.7V170.6zm68.8-3.2c-36 0-56.2 21-56.2 46.6 0 28.4 24.9 38.6 40.5 44.3 12 4.3 21.9 7.4 21.9 14.5 0 5.5-6.1 10.4-19.2 10.4-15.5 0-31.5-6.9-42.1-15.5v39.6c10.8 7.2 28.2 12.7 47.2 12.7 36.8 0 57.8-20.6 57.8-48.4 0-31.1-26.6-40.4-46.2-47.2-11.6-4.1-18-6.5-18-11.6s5.9-8.6 17.4-8.6c12.7 0 28.4 4.5 37.6 11v-37.6c-10.6-6.1-24.9-10.2-40.7-10.2zm59.9 149.5H460V170.6h-42.7v146.3zm103-38.6h8.2c22.1 0 36.4-12.5 36.4-34.5s-14.3-34.7-36.4-34.7h-8.2v69.2zm87.8-34.5c0 44.1-33.3 73.1-81.1 73.1h-49.4V170.6H527c47.8 0 81.1 29.2 81.1 73.2zm11.5 73.1h101.1v-38h-58.4v-18.2h52.5v-34.5h-52.5v-17.6h58.4v-38H619.6v146.3zm168.3-77.2c10.8 0 19.2-5.1 19.2-15.3s-8.4-15.3-19.4-15.3h-9v30.6h9.2zm69.9 77.2h-50.3l-27.8-45.2h-1v45.2H736V170.6h52.1c36.6 0 62.1 16.3 62.1 50.9 0 13.7-6.1 33.7-30.4 43.9l38 51.5z"/> </g> </svg> <svg class="svg-icon logo-inline masthead-logo d-none d-lg-block masthead-logo-post" xmlns="http://www.w3.org/2000/svg" width="1365" height="120" viewBox="0 0 1365 120" > <title>Business Insider</title> <g class="logo-inline-path" fill="#0a0a0a" fill-rule="evenodd"> <path d="M0 2.46h49.1c27.31 0 41.59 14.12 41.59 31.46 0 11.97-6.75 20.1-16.11 24.4v.31c11.97 4.3 18.72 13.81 18.72 25.93 0 17.34-13.35 32.53-42.2 32.53H0V2.46Zm47.57 45.42c8.13 0 11.82-4.14 11.82-8.75s-3.68-8.9-11.82-8.9H33.15v17.65h14.42Zm.46 41.43c8.59 0 12.74-4.14 12.74-9.51s-4.3-9.51-12.58-9.51H33.15v19.03h14.88Zm52.32-18.87V2.46h33.45v67.67c0 12.74 6.29 19.49 17.03 19.49s17.49-6.75 17.49-19.64V2.46h33.61v67.98c0 28.85-19.33 49.57-51.1 49.57s-50.49-20.72-50.49-49.57ZM287.1 7.98v29.46c-7.21-5.06-19.49-8.59-29.46-8.59-9.05 0-13.66 2.92-13.66 6.75s5.06 5.83 14.12 9.05c15.35 5.37 36.21 12.58 36.21 36.98 0 21.79-16.42 37.9-45.27 37.9-14.88 0-28.54-4.3-36.98-9.97v-31c8.29 6.75 20.87 12.12 32.99 12.12 10.28 0 15.04-3.84 15.04-8.13 0-5.52-7.83-7.98-17.19-11.36-12.28-4.45-31.76-12.43-31.76-34.68 0-20.1 15.81-36.52 44.04-36.52 12.43 0 23.63 3.22 31.92 7.98Zm15.8-5.52h33.45v114.63H302.9V2.46Zm152.38 114.63h-31.92l-41.28-61.53h-.15v61.53h-31.76V2.46h31.92l41.28 60.46h.15V2.46h31.76v114.63ZM469.09 2.46h79.18v29.77h-45.73v13.81h41.12v27.01h-41.12v14.27h45.73v29.77h-79.18V2.46Zm163.12 5.52v29.46c-7.21-5.06-19.49-8.59-29.46-8.59-9.05 0-13.66 2.92-13.66 6.75s5.06 5.83 14.12 9.05c15.35 5.37 36.21 12.58 36.21 36.98 0 21.79-16.42 37.9-45.27 37.9-14.88 0-28.54-4.3-36.98-9.97v-31c8.29 6.75 20.87 12.12 32.99 12.12 10.28 0 15.04-3.84 15.04-8.13 0-5.52-7.83-7.98-17.19-11.36-12.28-4.45-31.76-12.43-31.76-34.68 0-20.1 15.81-36.52 44.04-36.52 12.43 0 23.63 3.22 31.92 7.98Zm88.54 0v29.46c-7.21-5.06-19.49-8.59-29.46-8.59-9.05 0-13.66 2.92-13.66 6.75s5.06 5.83 14.12 9.05c15.35 5.37 36.21 12.58 36.21 36.98 0 21.79-16.42 37.9-45.27 37.9-14.88 0-28.54-4.3-36.98-9.97v-31c8.29 6.75 20.87 12.12 32.99 12.12 10.28 0 15.04-3.84 15.04-8.13 0-5.52-7.83-7.98-17.19-11.36-12.28-4.45-31.76-12.43-31.76-34.68 0-20.1 15.81-36.52 44.04-36.52 12.43 0 23.63 3.22 31.92 7.98Zm45.97 109.33h33.45V2.69h-33.45v114.63ZM919.08 2.69h-31.76v60.46h-.15L845.89 2.69h-31.92v114.63h31.76V55.79h.15l41.28 61.53h31.92V2.69ZM972.92.23c-28.24 0-44.04 16.42-44.04 36.52 0 22.25 19.49 30.23 31.76 34.68 9.36 3.38 17.19 5.83 17.19 11.36 0 4.3-4.76 8.13-15.04 8.13-12.12 0-24.71-5.37-32.99-12.12v31c8.44 5.68 22.1 9.97 36.98 9.97 28.85 0 45.27-16.11 45.27-37.9 0-24.4-20.87-31.61-36.21-36.98-9.05-3.22-14.12-5.06-14.12-9.05s4.6-6.75 13.66-6.75c9.97 0 22.25 3.53 29.46 8.59V8.21C996.55 3.45 985.35.23 972.92.23Zm46.94 117.08h33.45V2.69h-33.45v114.63Zm80.71-30.23h6.45c17.34 0 28.54-9.82 28.54-27.01s-11.2-27.16-28.54-27.16h-6.45v54.17Zm68.75-27.01c0 34.53-26.09 57.24-63.53 57.24h-38.67V2.69h38.67c37.44 0 63.53 22.86 63.53 57.39Zm9.07 57.24h79.18V87.54h-45.73V73.27h41.12V46.26h-41.12V32.45h45.73V2.69h-79.18v114.63Zm131.83-60.46c8.44 0 15.04-3.99 15.04-11.97s-6.6-11.97-15.19-11.97h-7.06v23.94h7.21Zm54.78 60.46h-39.44l-21.79-35.45h-.77v35.45h-33.45V2.69h40.82c28.7 0 48.64 12.74 48.64 39.9 0 10.74-4.76 26.39-23.79 34.37l29.77 40.36Z"/> </g> </svg> </a> </div> <div class="linkset-wrapper subscribe-and-login-links"> <section class="linkset-shim "> <div class="npc-cta-wrapper headline-semibold style-loading" data-component-type="npc-link" data-load-strategy="exclude" > <a class="npc-cta npc-link" href="https://www.businessinsider.com/subscription/newsletter" data-track-click="{"product_field":"newsletters","event":"navigation","element_name":"masthead"}" > Newsletters </a> </div> <div class="is-hidden" data-component-type="subscribe-btn-logged-in" data-load-strategy="exclude"> <a class="masthead-icon headline-semibold subscribe-btn subscribe-btn-logged-in d-block " href="https://www.businessinsider.com/subscription" title="Subscribe" > Subscribe </a> </div> <div class="account-btn account-icon-component headline-semibold account-subscription account-btn-logged-in masthead-icon " data-component-type="account-icon" data-load-strategy="exclude" data-interaction-trigger="my-insider" data-accounts-list-icon data-track-click="{"click_text":"bi_value_unassigned","click_path":"bi_value_unassigned","product_field":"account_button","element_name":"masthead","event":"navigation"}" title="Business Insider subscriptions: Enjoy premium news stories - Business Insider"> <div class="account-icon-loader"></div> <a class="account-text-logged-in" role="button"></a> <svg class="svg-icon account-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 18 18" > <title>Account icon</title> <desc>An icon in the shape of a person's head and shoulders. It often indicates a user profile.</desc> <path class="account-icon-path" fill-rule="evenodd" clip-rule="evenodd" d="M9 0C6.23858 0 4 2.23858 4 5C4 7.76142 6.23858 10 9 10C11.7614 10 14 7.76142 14 5C14 2.23858 11.7614 0 9 0ZM6 5C6 3.34315 7.34315 2 9 2C10.6569 2 12 3.34315 12 5C12 6.65685 10.6569 8 9 8C7.34315 8 6 6.65685 6 5Z" fill="#0a0a0a"/> <path class="account-icon-path" d="M5 12C3.67392 12 2.40215 12.5268 1.46447 13.4645C0.526784 14.4021 0 15.6739 0 17V19C0 19.5523 0.447715 20 1 20C1.55228 20 2 19.5523 2 19V17C2 16.2043 2.31607 15.4413 2.87868 14.8787C3.44129 14.3161 4.20435 14 5 14H13C13.7956 14 14.5587 14.3161 15.1213 14.8787C15.6839 15.4413 16 16.2044 16 17V19C16 19.5523 16.4477 20 17 20C17.5523 20 18 19.5523 18 19V17C18 15.6739 17.4732 14.4021 16.5355 13.4645C15.5979 12.5268 14.3261 12 13 12H5Z" fill="#0a0a0a"/> </svg> </div> <div class="account-btn account-icon-component headline-semibold account-btn-not-logged-in masthead-icon " data-component-type="account-icon" data-load-strategy="exclude" data-accounts-list-icon data-track-click="{"click_text":"bi_value_unassigned","click_path":"bi_value_unassigned","product_field":"login","element_name":"masthead","event":"navigation"}" title="Log in"> <div class="account-icon-loader"></div> <a class="account-text-not-logged-in" role="button">Log in</a> </div> <a class="masthead-icon headline-semibold subscribe-btn d-block " href="https://www.businessinsider.com/subscription" title="Subscribe" data-track-click='{"click_text":"subscribe","click_path":"/subscribe","product_field":"subscribe","element_name":"masthead","event":"navigation"}' > Subscribe </a> </section> </div> </div> </div> <progress class="theme_progress-bar" value="0" data-component-type="progress-bar" ></progress> </header> <style>.drawer.style-loading {position: fixed; top: 0; bottom: 0; right: calc(-100% - 50px); visibility: hidden; z-index: -1; display: none;}</style> <nav class="component drawer style-loading unified-drawer " data-drawer-unified data-drawer-location="hamburger" data-component-type="drawer" data-load-strategy="interaction" data-load-markup="unified/drawer" data-markup-data="" > <ul class="simplified-hamburger-menu d-none"> <li> <a href="/business" > Business </a> <ul> <li> <a href="/strategy">Strategy</a> </li> <li> <a href="/economy">Economy</a> </li> <li> <a href="/finance">Finance</a> </li> <li> <a href="/retail">Retail</a> </li> <li> <a href="/advertising">Advertising</a> </li> <li> <a href="/careers">Careers</a> </li> <li> <a href="/media">Media</a> </li> <li> <a href="/real-estate">Real Estate</a> </li> <li> <a href="/smallbusiness">Small Business</a> </li> <li> <a href="/sc/introducing-the-better-work-project-hub">The Better Work Project</a> </li> </ul> </li> <li> <a href="/tech" > Tech </a> <ul> <li> <a href="/science">Science</a> </li> <li> <a href="/artificial-intelligence">AI</a> </li> <li> <a href="/sustainability">Sustainability</a> </li> <li> <a href="/enterprise">Enterprise</a> </li> <li> <a href="/transportation">Transportation</a> </li> <li> <a href="/startups">Startups</a> </li> <li> <a href="/innovation">Innovation</a> </li> </ul> </li> <li> <a href="https://markets.businessinsider.com" > Markets </a> <ul> <li> <a href="https://markets.businessinsider.com/stocks">Stocks</a> </li> <li> <a href="https://markets.businessinsider.com/indices">Indices</a> </li> <li> <a href="https://markets.businessinsider.com/commodities">Commodities</a> </li> <li> <a href="https://markets.businessinsider.com/cryptocurrencies">Crypto</a> </li> <li> <a href="https://markets.businessinsider.com/currencies">Currencies</a> </li> <li> <a href="https://markets.businessinsider.com/etfs">ETFs</a> </li> </ul> </li> <li> <a href="/lifestyle" > Lifestyle </a> <ul> <li> <a href="/entertainment">Entertainment</a> </li> <li> <a href="/culture">Culture</a> </li> <li> <a href="/travel">Travel</a> </li> <li> <a href="/food">Food</a> </li> <li> <a href="/health">Health</a> </li> <li> <a href="/parenting">Parenting</a> </li> <li> <a href="/guides">Reviews</a> <ul> <li> <a href="/guides/tech">Tech</a> </li> <li> <a href="/guides/streaming">Streaming</a> </li> <li> <a href="/guides/home">Home</a> </li> <li> <a href="/guides/kitchen">Kitchen</a> </li> <li> <a href="/guides/style">Style</a> </li> <li> <a href="/guides/beauty">Beauty</a> </li> <li> <a href="/guides/pets">Pets</a> </li> <li> <a href="/guides/gifts">Gifts</a> </li> <li> <a href="/guides/deals">Deals</a> </li> </ul> </li> </ul> </li> <li> <a href="/politics" > Politics </a> <ul> <li> <a href="/defense">Military & Defense</a> </li> <li> <a href="/law">Law</a> </li> <li> <a href="/education">Education</a> </li> </ul> </li> <li> <a href="/personal-finance" > Personal Finance </a> <ul> <li> <a href="/personal-finance/banking">Banking</a> </li> <li> <a href="/personal-finance/credit-cards">Credit Cards</a> </li> <li> <a href="/personal-finance/investing">Investing</a> </li> <li> <a href="/personal-finance/loans">Loans</a> </li> <li> <a href="/personal-finance/mortgages">Mortgages</a> </li> </ul> </li> <li> <a href="/video" > Video </a> <ul> <li> <a href="/show/big-business">Big Business</a> </li> <li> <a href="/show/food-wars">Food Wars</a> </li> <li> <a href="/show/so-expensive">So Expensive</a> </li> <li> <a href="/show/explainers">Explainers</a> </li> <li> <a href="/show/still-standing">Still Standing</a> </li> <li> <a href="/show/boot-camp">Boot Camp</a> </li> </ul> </li> <li> <span > All </span> <ul> <li>A-Z</li> <li> <a href="/advertising">Advertising</a> </li> <li> <a href="/artificial-intelligence">AI</a> </li> <li> <a href="/personal-finance/banking">Banking</a> </li> <li> <a href="/business">Business</a> </li> <li> <a href="/careers">Careers</a> </li> <li> <a href="https://markets.businessinsider.com/commodities">Commodities</a> </li> <li> <a href="/personal-finance/credit-cards">Credit Cards</a> </li> <li> <a href="https://markets.businessinsider.com/cryptocurrencies">Crypto</a> </li> <li> <a href="/culture">Culture</a> </li> <li> <a href="https://markets.businessinsider.com/currencies">Currencies</a> </li> <li> <a href="/economy">Economy</a> </li> <li> <a href="/education">Education</a> </li> <li> <a href="/enterprise">Enterprise</a> </li> <li> <a href="/entertainment">Entertainment</a> </li> <li> <a href="https://markets.businessinsider.com/etfs">ETFs</a> </li> <li> <a href="/finance">Finance</a> </li> <li> <a href="/food">Food</a> </li> <li> <a href="/health">Health</a> </li> <li> <a href="https://markets.businessinsider.com/indices">Indices</a> </li> <li> <a href="/innovation">Innovation</a> </li> <li> <a href="/personal-finance/investing">Investing</a> </li> <li> <a href="/law">Law</a> </li> <li> <a href="/lifestyle">Lifestyle</a> </li> <li> <a href="/personal-finance/loans">Loans</a> </li> <li> <a href="https://markets.businessinsider.com/">Markets</a> </li> <li> <a href="/media">Media</a> </li> <li> <a href="/defense">Military & Defense</a> </li> <li> <a href="/personal-finance/mortgages">Mortgages</a> </li> <li> <a href="/parenting">Parenting</a> </li> <li> <a href="/personal-finance">Personal Finance</a> </li> <li> <a href="/politics">Politics</a> </li> <li> <a href="/retail">Retail</a> </li> <li> <a href="/guides">Reviews</a> </li> <li> <a href="/smallbusiness">Small Business</a> </li> <li> <a href="/science">Science</a> </li> <li> <a href="/startups">Startups</a> </li> <li> <a href="https://markets.businessinsider.com/stocks">Stocks</a> </li> <li> <a href="/strategy">Strategy</a> </li> <li> <a href="/sustainability">Sustainability</a> </li> <li> <a href="/tech">Tech</a> </li> <li> <a href="/transportation">Transportation</a> </li> <li> <a href="/travel">Travel</a> </li> <li> <a href="/video">Video</a> </li> <li>Featured</li> <li> <a href="/talent-insider">Talent Insider</a> </li> <li>About</li> <li> <a href="https://www.insider-inc.com/">About</a> </li> <li> <a href="https://www.insider-inc.com/">Advertise</a> </li> <li> <a href="https://www.insider-inc.com/careers">Careers</a> </li> <li> <a href="https://www.insider-inc.com/code-of-ethics">Code of Ethics</a> </li> <li> <a href="/contact">Contact Us</a> </li> <li> <a href="https://www.insider-inc.com/who-we-are">Corporate</a> </li> <li> <a href="/contact">Corrections Policy</a> </li> <li>Follow</li> <li> <a href="https://feeds.businessinsider.com/custom/all">RSS</a> </li> <li> <a href="/sitemap/html/index.html">Sitemap</a> </li> <li> <a href="https://www.facebook.com/businessinsider">Facebook</a> </li> <li> <a href="https://twitter.com/businessinsider">Twitter</a> </li> <li> <a href="https://www.instagram.com/businessinsider/">Instagram</a> </li> <li> <a href="https://www.youtube.com/user/businessinsider">YouTube</a> </li> <li> <a href="https://www.linkedin.com/company/businessinsider/">LinkedIn</a> </li> <li>Subscriptions</li> <li> <a href="/research">Intelligence</a> </li> </ul> </li> </ul> </nav> <nav class="component my-insider with-banner style-loading" data-my-insider data-component-type="my-insider" data-load-markup="my-insider/template" data-load-strategy="interaction" > <div class='my-insider-header'></div> <div class='my-insider-nav-and-content'></div> </nav> <section id="l-main-content" class="masthead is-enhanced theme-full-bleed " data-content > <section class="post-headline-wrapper exceptional-storytelling-headline full-bleed-headline " id="post-headline" > <div class="post-meta"> <span class="post-breadcrumbs headline-regular "> <a href="/discourse" class="breadcrumbs-bar" data-track-click="{"product_field":"Discourse","element_name":"breadcrumbs","event":"navigation"}" > Discourse </a> <svg class="svg-icon chevron-icon post-breadcrumbs-chevron rotate270" data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#0a0a0a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg> <a href="/economy" class="" data-track-click="{"product_field":"Economy","element_name":"breadcrumbs","event":"navigation"}" > Economy </a> </span> </div> <h1 class="post-headline ">The death of ownership</h1> <p class="enhanced-subtitle headline-regular">Companies are taking away your ability to actually own the stuff you buy</p> </section> <div class="full-bleed-hero"> <figure class="figure image-figure-image full-bleed-hero" data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder full-bleed-hero" style="padding-top: calc(100% * 850 / 1700)" > <meta itemprop="contentUrl" content="https://i.insider.com/6464ecac7224930019f33aac"/> <img class="lazy-image full-bleed-hero" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/gif" data-srcs="{"https://i.insider.com/6464ecac7224930019f33aac":{"contentType":"image/gif","aspectRatioW":1700,"aspectRatioH":850}}" alt="Someone holding a phone in the center and all of their belongings disappearing" /> <noscript> <img src="https://i.insider.com/6464ecac7224930019f33aac?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption full-bleed-hero with-caption-drawer"> <input class="caption-drawer-input" type="checkbox" id="caption-drawer-checkbox"> <label class="caption-drawer-label" for="caption-drawer-btn"> <svg class="svg-icon arrow-up-icon caption-drawer-icon" xmlns="http://www.w3.org/2000/svg" width="12" height="8" viewBox="0 0 12 8" > <title>Angle down icon</title> <desc>An icon in the shape of an angle pointing down.</desc> <path d="M11.3281 0.792709C11.1874 0.796035 11.0537 0.854817 10.9562 0.95625L5.99996 5.9125L1.04371 0.95625C0.994011 0.90516 0.934574 0.864549 0.868913 0.836818C0.803251 0.809086 0.732698 0.794796 0.661421 0.794792C0.555323 0.79482 0.451644 0.826488 0.363639 0.885749C0.275634 0.94501 0.207301 1.02917 0.167378 1.12747C0.127454 1.22577 0.117753 1.33374 0.139515 1.43758C0.161277 1.54143 0.213513 1.63642 0.289546 1.71042L5.62288 7.04375C5.7229 7.14374 5.85854 7.1999 5.99996 7.1999C6.14139 7.1999 6.27702 7.14374 6.37705 7.04375L11.7104 1.71042C11.7878 1.63594 11.841 1.5398 11.8629 1.43459C11.8848 1.32939 11.8744 1.22003 11.833 1.12084C11.7917 1.02164 11.7214 0.937245 11.6313 0.878694C11.5412 0.820144 11.4355 0.790174 11.3281 0.792709V0.792709Z" fill="currentColor"/> </svg> </label> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Modern software allows manufacturers to tether users to them, forever. That means you may endlessly pay for stuff you already bought</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Tyler Le/Insider </span> </span> </figcaption> </span> </figure></div> <section class="byline-wrapper enhanced-story-byline "> <div class="byline " data-e2e-name="byline" > <div class="byline-content" data-e2e-name="byline-content" > <div class="byline-row"> <div class="byline-author-container"> <div class="byline-author headline-regular"> <span class="with-author-image" data-e2e-name="Nathan Proctor " > Nathan Proctor </span> </span> </div> <time class="byline-timestamp headline-regular js-date-format" data-timestamp="2023-05-18T10:02:00Z" data-e2e-name="byline-timestamp" data-disable-relative-formatting > 2023-05-18T10:02:00Z </time> </div> </div> </div> </div> <section class="sharebar " data-component-type="share" data-location=""> <div class="share-button-dropdown-wrapper"> <button class="share-button sharebar-link headline-regular"><svg class="svg-icon share-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 12 12"> <defs/> <title>Share icon</title> <desc>An curved arrow pointing right.</desc> <path fill-rule="evenodd" d="M7.336 8.014l4.2-3.5-4.2-3.5v2.8h-2.54c-1.948 0-3.526 1.567-3.526 3.5v3.16h1.469v-3.16a2.05 2.05 0 012.056-2.042h2.54v2.742z" clip-rule="evenodd"/> </svg> <span class="button-text">Share</span> </button> <div class="share-dropdown-menu dropdown-menu"> <span class="dropdown-menu-item"> <span class="share-link facebook " data-facebook data-href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" label="facebook" title="Share on Facebook" aria-label="Click to share on Facebook" data-share-link data-flip-widget="" data-track-element="story" data-track-event-label="facebook" data-href-share="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" data-e2e-name="share-link-facebook" data-utm-term="" target="_blank" > <span class="dropdown-icon"><svg class="svg-icon social-facebook-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="Facebook" > <path fill="currentColor" d="M22 12.037C22 6.494 17.523 2 12 2S2 6.494 2 12.037c0 4.707 3.229 8.656 7.584 9.741v-6.674H7.522v-3.067h2.062v-1.322c0-3.416 1.54-5 4.882-5 .634 0 1.727.125 2.174.25v2.78a12.807 12.807 0 0 0-1.155-.037c-1.64 0-2.273.623-2.273 2.244v1.085h3.266l-.561 3.067h-2.705V22C18.163 21.4 22 17.168 22 12.037Z"/> </svg></span> <span class="dropdown-text headline-regular">Facebook</span> </span> </span> <span class="dropdown-menu-item"> <a class="share-link email " data-email data-share-link href="mailto:?subject=Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought&body=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought%0D%0A%0D%0Ahttps%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&" label="email" title="Email" aria-label="Click to email" data-track-event-label="email" data-href-share="mailto:?subject=Companies are using sneaky software and legal tricks to make you endlessly pay for stuff you already bought&body=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought%0D%0A%0D%0Ahttps%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&" data-e2e-name="share-link-email" data-utm-term="" data-track-element="story" > <span class="dropdown-icon"><svg class="svg-icon email-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewbox="0.5 1 15 14" aria-labelledby="Email" > <path class="email" fill="currentColor" d="M1.4 4c0-.7.567-1.267 1.267-1.267h10.667c.7 0 1.266.567 1.266 1.267v8c0 .7-.566 1.267-1.266 1.267H2.667c-.7 0-1.267-.567-1.267-1.267V4Zm6.812 3.946L13.4 4.705v-.372a.4.4 0 0 0-.4-.4H3a.4.4 0 0 0-.4.4v.372l5.188 3.241a.4.4 0 0 0 .424 0Zm-.353 1.22L2.957 6.105a.233.233 0 0 0-.357.198v5.365c0 .22.18.4.4.4h10a.4.4 0 0 0 .4-.4V6.302a.233.233 0 0 0-.357-.198L8.142 9.167a.267.267 0 0 1-.283 0Z"/> </svg></span> <span class="dropdown-text headline-regular">Email</span> </a> </span> <span class="dropdown-menu-item"> <span class="twitter " data-twitter data-href="https://twitter.com/intent/tweet?text=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought&url=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5%3FutmSource%3Dtwitter%26utmContent%3Dreferral%26utmTerm%3Dtopbar%26referrer%3Dtwitter&via=businessinsider&utmSource=twitter&utmContent=referral&utmTerm=topbar&referrer=twitter" label="X" title="Share on X" aria-label="Click to share on X" data-share-link data-track-event-label="twitter" data-track-element="story" data-href-share="https://twitter.com/intent/tweet?text=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought&url=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5%3FutmSource%3Dtwitter%26utmContent%3Dreferral%26utmTerm%3Dtopbar%26referrer%3Dtwitter&via=businessinsider&utmSource=twitter&utmContent=referral&utmTerm=topbar&referrer=twitter" data-e2e-name="share-link-twitter" target="_blank" > <span class="dropdown-icon"><svg class="svg-icon social-x-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="X" > <path fill="currentColor" d="M17.751 3h3.067l-6.7 7.625L22 21h-6.172l-4.833-6.293L5.464 21h-3.07l7.167-8.155L2 3h6.328l4.37 5.752L17.75 3Zm-1.076 16.172h1.7L7.404 4.732H5.58l11.094 14.44Z"/> </svg></span> <span class="dropdown-text headline-regular">X</span> </span> </span> <span class="dropdown-menu-item"> <span class="linkedin " data-linkedin data-href="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&title=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought&summary=Companies%20are%20using%20sneaky%20software%2C%20subscription%20fees%2C%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought.&mini=true&utmSource=linkedIn&utmContent=referral&utmTerm=topbar&referrer=linkedIn" label="linkedin" title="Share on LinkedIn" aria-label="Click to share on LinkedIn" data-share-link data-flip-widget="" data-track-event-label="linkedin" data-track-element="story" data-href-share="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&title=Companies%20are%20using%20sneaky%20software%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought&summary=Companies%20are%20using%20sneaky%20software%2C%20subscription%20fees%2C%20and%20legal%20tricks%20to%20make%20you%20endlessly%20pay%20for%20stuff%20you%20already%20bought.&mini=true&utmSource=linkedIn&utmContent=referral&utmTerm=topbar&referrer=linkedIn" data-e2e-name="share-link-linkedin" data-utm-term="" target="_blank" data-popup-size="975|720" > <span class="dropdown-icon"><svg class="svg-icon social-linkedin-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="LinkedIn" > <path fill="currentColor" fill-rule="evenodd" d="M4 2a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h16a2 2 0 0 0 2-2V4a2 2 0 0 0-2-2H4Zm4.339 4.606a1.627 1.627 0 1 1-3.254 0 1.627 1.627 0 0 1 3.254 0Zm-.221 2.867H5.13v9.335h2.988V9.473Zm4.517 0H9.662v9.335h2.943V13.91c0-2.729 3.461-2.982 3.461 0v4.9h2.849v-5.914c0-4.6-5.07-4.43-6.31-2.17l.03-1.252Z" clip-rule="evenodd"/></svg> </svg></span> <span class="dropdown-text headline-regular">LinkedIn</span> </span> </span> <span class="dropdown-menu-item"> <span class="copy-link " data-copy-link data-href="#" label="copy link" title="Copy link" aria-label="Click to copy link" data-share-link data-track-event-label="copy link" data-href-share="" data-e2e-name="share-link-copy-link" data-utm-term="" target="_blank" data-copy-location="" > <span class="dropdown-icon"><svg class="svg-icon link-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 400 400" > <path class="link" fill="currentColor" d="M176.1 341.5c-30.9 34-83.8 37-117.7 5-33.9-31-36.9-83.9-5-117.9l5-5 58.9-59-23.9-23.9-58.9 59c-45.9 46-45.9 119.9 0 165.9s119.7 46 165.7 0l58.9-59-23.9-23.9-59.1 58.8zM200 33.7l-58.9 59 23.9 23.9 58.9-58.9c32.9-32 85.8-31 117.7 2 30.9 32 30.9 83.9 0 115.9l-58.9 59 23.9 23.9 58.9-59c45.9-46 45.9-119.9 0-165.9-45.8-44.8-119.6-44.8-165.5.1m94.8 71c-7-7-17-7-23.9 0L212 163.6l-46.9 47-58.9 59c-7 7-7 17 0 23.9s17 7 23.9 0l58.9-59 46.9-47 58.9-59c5.9-6.9 5.9-16.9 0-23.8"/> </svg></span> <span class="dropdown-text headline-regular">Copy Link</span> </span> </span> <span class="dropdown-menu-item"> <span class="dropdown-menu-item hidden"> <span class="impact-link" data-impact-link data-href="#" label="impact link" title="impact link" aria-label="Click for impact link" data-share-link data-track-event-label="impact link" data-href-share="" data-e2e-name="share-link-impact-link" data-utm-term="" target="_blank" data-copy-location="" > <span class="dropdown-icon"> <svg class="" width="11" height="21" viewBox="0 0 11 21" fill="none" xmlns="http://www.w3.org/2000/svg" > <title>lighning bolt icon</title> <desc>An icon in the shape of a lightning bolt.</desc> <path class="lightning-bolt" d="M4.1245 0L0.25 9.996H4.4395L0.25 21L10.729 6.25275H6.01975L9.1855 0H4.1245Z" fill="#002aff"/> </svg> </span> <span class="dropdown-text headline-regular">Impact Link</span> </span> </span> </span> </div> </div> <div class="vertical-divider"></div> <button class="sharebar-link save-article save-button " label="save-article" title="Save Article" aria-label="Save this article" data-location="top" data-track-event-label="save-article" data-component-type="save-article" data-track-element="story" data-e2e-name="share-link-save-article" > <svg class="svg-icon bookmark-icon " role="img" width="1em" height="1em" viewBox="-1 0 14 14" fill="none" xmlns="http://www.w3.org/2000/svg" > <title>Save Article Icon</title> <desc>A bookmark</desc> <path class="save-article" d="M9.5 1.5C10.0523 1.5 10.5 1.94772 10.5 2.5L10.5 12.0642C10.5 12.2352 10.2992 12.3273 10.1696 12.2158L6.12484 8.73665C6.04978 8.67209 5.93878 8.67216 5.86381 8.73682L1.83061 12.2149C1.701 12.3267 1.5 12.2346 1.5 12.0634L1.5 2.5C1.5 1.94771 1.94772 1.5 2.5 1.5L9.5 1.5Z" stroke-width="1.5" stroke="currentColor" /> </svg> <span class="button-text headline-regular">Save</span> </button> <div class="vertical-divider d-md-none"></div> <a class="d-md-none read-in-app-button " data-app-button data-only-on="mobile" data-component-type="read-in-app-button" title="Download the app" aria-label="Click to download the app" data-track-event-label="app" target="_blank" href="https://insider-app.onelink.me/4cpG/?af_js_web=true&af_ss_ver=2_3_0&af_dp=insider%3A%2F%2Fbi%2Fpost%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&af_force_deeplink=true&is_retargeting=true&deep_link_value=https%3A%2F%2Fwww.businessinsider.com%2Fcompanies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5&pid=businessinsider&c=post_page_share_bar_v2_smart_4.13.23" > <svg class="mobile-icon" width="9" height="16" viewBox="0 0 9 16" fill="none" xmlns="http://www.w3.org/2000/svg" > <path fill-rule="evenodd" clip-rule="evenodd" d="M0.199951 2C0.199951 1.17157 0.871524 0.5 1.69995 0.5H7.27138C8.09981 0.5 8.77138 1.17157 8.77138 2V14C8.77138 14.8284 8.09981 15.5 7.27138 15.5H1.69995C0.871523 15.5 0.199951 14.8284 0.199951 14V2ZM5.55709 13.3571C5.55709 13.9489 5.0774 14.4286 4.48567 14.4286C3.89393 14.4286 3.41424 13.9489 3.41424 13.3571C3.41424 12.7654 3.89393 12.2857 4.48567 12.2857C5.0774 12.2857 5.55709 12.7654 5.55709 13.3571ZM7.43209 1.83929H1.53924V11.2143H7.43209V1.83929Z" fill="#0a0a0a"/> </svg> <span class="headline-regular button-text"> Read in app </span> </a></section> </section> <section class="container mobile-padding"> <back-to-home class="component back-to-home style-loading" aria-label="Back to Home" data-component-type="back-to-home" data-load-strategy="defer" data-only-on="mobile" > <div class="col-12"> <section class="back-to-home-container"> <div class="back-to-home"> <a class="back-to-home-link headline-regular" href="/" data-track-click="{"click_text":"Home","click_path":"/","product_field":"bi_value_unassigned","element_name":"back_to_hp","event":"navigation"}" > <svg class="svg-icon chevron-icon rotate90" data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg> <span class="back-to-home-text headline-regular"> Home </span> </a> <div class="linkset-wrapper subscribe-and-login-links"> <section class="linkset-shim"> <div class="npc-cta-wrapper headline-semibold style-loading" data-component-type="npc-link" data-load-strategy="exclude" > <a class="npc-cta npc-link" href="https://www.businessinsider.com/subscription/newsletter" data-track-click="{"product_field":"newsletters","event":"navigation","element_name":"masthead"}" > Newsletters </a> </div> <div class="dropdown my-account-dropdown"> <div class="account-btn account-icon-component headline-semibold account-btn-logged-in masthead-icon " data-component-type="account-icon" data-load-strategy="exclude" data-interaction-trigger="my-insider" data-accounts-list-icon data-track-click="{"click_text":"bi_value_unassigned","click_path":"bi_value_unassigned","product_field":"account_button","element_name":"masthead","event":"navigation"}" title="Business Insider subscriptions: Enjoy premium news stories - Business Insider"> <div class="account-icon-loader"></div> <a class="account-text-logged-in" role="button"></a> <svg class="svg-icon account-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 18 18" > <title>Account icon</title> <desc>An icon in the shape of a person's head and shoulders. It often indicates a user profile.</desc> <path class="account-icon-path" fill-rule="evenodd" clip-rule="evenodd" d="M9 0C6.23858 0 4 2.23858 4 5C4 7.76142 6.23858 10 9 10C11.7614 10 14 7.76142 14 5C14 2.23858 11.7614 0 9 0ZM6 5C6 3.34315 7.34315 2 9 2C10.6569 2 12 3.34315 12 5C12 6.65685 10.6569 8 9 8C7.34315 8 6 6.65685 6 5Z" fill="#0a0a0a"/> <path class="account-icon-path" d="M5 12C3.67392 12 2.40215 12.5268 1.46447 13.4645C0.526784 14.4021 0 15.6739 0 17V19C0 19.5523 0.447715 20 1 20C1.55228 20 2 19.5523 2 19V17C2 16.2043 2.31607 15.4413 2.87868 14.8787C3.44129 14.3161 4.20435 14 5 14H13C13.7956 14 14.5587 14.3161 15.1213 14.8787C15.6839 15.4413 16 16.2044 16 17V19C16 19.5523 16.4477 20 17 20C17.5523 20 18 19.5523 18 19V17C18 15.6739 17.4732 14.4021 16.5355 13.4645C15.5979 12.5268 14.3261 12 13 12H5Z" fill="#0a0a0a"/> </svg> </div> </div> <div class="account-btn account-icon-component headline-semibold account-btn-not-logged-in masthead-icon " data-component-type="account-icon" data-load-strategy="exclude" data-accounts-list-icon data-track-click="{"click_text":"bi_value_unassigned","click_path":"bi_value_unassigned","product_field":"login","element_name":"masthead","event":"navigation"}" title="Log in"> <div class="account-icon-loader"></div> <a class="account-text-not-logged-in" role="button">Log in</a> </div> <a class="masthead-icon headline-semibold subscribe-btn d-block " href="https://www.businessinsider.com/subscription" title="Subscribe" data-track-click='{"click_text":"subscribe","click_path":"/subscribe","product_field":"subscribe_scroll","element_name":"masthead","event":"navigation"}' > Subscribe </a> </section> </div> <progress class="theme_back-to-home-progress-bar" value="0" data-component-type="progress-bar" ></progress> </div> </section> </div> <style data-bind-style="back-to-home"> .component.back-to-home.style-loading { display: none; } </style> </back-to-home> <section class="row" role="main" > <section id="l-content" class="col-12 col-md-12 with-rail-video-ad" data-track-page-area="Post" data-post-content > <section class="row"> <div class="col-12"> <article class=""> <div class="inline-backup-paywall desktop" data-component-type="inline-backup-paywall" style="display:none"> <span class="headline-semibold subscription-msg">This story is available exclusively to Business Insider subscribers. <a href="/subscription" class="subscription-link">Become an Insider</a> and start reading now.</span> <span class="headline-regular login-prompt">Have an account? <button class="login-prompt-btn">Log in</button>.</span> </div> <div> <section class="post-content typography full-width-post exceptional-images " data-track-content="" data-post-type="post" > <div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper data-user-status="anonymous" > <div data-component-type="content-lock" data-load-strategy="exclude"> <div class="content-lock-content"> <p class="drop-cap">Andy Harding has been running his small electronics-repair shop, Salem Techsperts, in Salem, Massachusetts, for the past eight years. He does steady business fixing phones for college students and nurses from the nearby hospital. But soon after the release of the iPhone 13 in September 2021, Harding noticed a minor change to Apple's software that he thought might shut down his small shop for good.</p><p>One of the most frequent repairs Harding does — and one of his biggest revenue drivers — is fixing cracked iPhone screens. But Apple added a new feature to the latest model that would detect when the display was swapped, including screen repairs, and then disable the <a href="https://9to5mac.com/2021/11/04/iphone-13-third-party-screen-repair/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">FaceID feature</a>. The shift freaked out the <a href="https://www.businessinsider.com/iphone-repair-shops-get-apple-certified-parts-2019-8" data-analytics-product-module="body_link" rel="">owners of many repair shops</a>, including Harding.</p><p>"People pay good money for a phone with FaceID, and they want it to work," Harding told me recently. "Broken iPhone screens are the number-one repair for shops like mine. I couldn't survive without that part of the business." </p><!-- Excluded mobile ad on desktop --><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-economy-desktop_in_post_ad-desktop-fluid-1" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/exceptional-post/in-content-1/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[970,0],"slotSize":[[4,1],[970,250],[800,480],[728,90],[600,480],[6,1]]}]" data-tile-order="tile-1" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.desktop/exceptional-post/in-content-1/markets","region":"Desktop In Post Ad","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"in-content-1","rawvert":""}" data-amazontamsizes="[[970,250],[800,480],[728,90],[600,480]]" data-not-lazy="" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>Eventually, <a href="https://www.theverge.com/2021/11/16/22786274/apple-iphone-13-screen-replacement-face-id-ios-15-2-beta-fixes" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">Apple rolled out a software update</a> that allowed FaceID to work after a screen repair. But the phone still warns users the<a href="https://9to5mac.com/2021/11/17/ios-15-2-beta-no-longer-disables-face-id-on-iphone-13-after-screen-replacement/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> screen is not genuine</a> unless they use an "Apple-authorized" repair provider. But why does anyone need Apple's blessing to fix their phone? You already paid for it — you own the phone, you should be able to fix it on your terms.</p><p>Apple isn't the only company to put restrictions on goods that <a href="https://www.businessinsider.com/apple-will-finally-let-you-fix-your-own-iphone-mac-2021-11" data-analytics-product-module="body_link" rel="">people have already bought</a>. As more devices in our lives run on software, manufacturers have started to exert more control over their products even after the customer has taken them home. In some cases, companies force customers to use<em> their </em>repair services, disabling the product if they try to fix it themselves. In other instances, corporations <a href="https://www.businessinsider.com/car-feature-subscriptions-add-ons-bmw-ford-toyota-gm-2022-2" data-analytics-product-module="body_link" rel="">require people to pay for ongoing subscription</a> to access basic features of the goods. </p><p>Modern software allows manufacturers to tether product users to them, forever. Companies are just beginning to monetize this control, with dystopian methods and the assistance of America's unbalanced copyright laws. But there are ways that consumers and policymakers can push back on this corporate attempt to redefine what it means to "own" a product. </p><h2>You bought it, but you don't really 'own' it</h2><p>Imagine the start of a hypothetical summer Monday, some time in the future. You remotely start your coffee machine ($5 a month for the app to schedule brewing in advance and another $25 for <a href="https://www.theverge.com/2015/2/5/7986327/keurigs-attempt-to-drm-its-coffee-cups-totally-backfired" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">recurring delivery</a> of <a href="https://www.businessinsider.com/new-keurig-machine-uses-different-k-cups-2014-9" data-analytics-product-module="body_link" rel="">compatible pods</a>) while you hit your stationary bike for a quick workout ($30 a month for access to classes). When you're ready to head into the office, the <a href="https://www.theguardian.com/technology/2016/apr/05/revolv-devices-bricked-google-nest-smart-home" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">smart thermostat</a> automatically turns down the air-conditioning (a $10-a-month feature) as you use an app on your phone to <a href="https://www.consumerreports.org/automotive-industry/why-you-might-need-to-subscribe-to-get-certain-features-on-your-next-car-a6575794430/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">remotely start your car</a> (which costs you $20 a month). And if you want to get any of that fixed? Put away your screwdriver, because you'll have to go to the manufacturer for even a minor tune-up.</p><!-- Excluded mobile ad on desktop --><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-economy-desktop_in_post_ad-desktop-fluid-2" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/exceptional-post/in-content-2/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[970,0],"slotSize":[[970,250],[800,480],[728,90],[600,480],[6,1]]}]" data-tile-order="tile-2" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.desktop/exceptional-post/in-content-2/markets","region":"Desktop In Post Ad","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"in-content-2","rawvert":""}" data-amazontamsizes="[[970,250],[728,90]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>While this may seem far-fetched, the explosion of subscription services for consumer products is pushing reality closer to this hypothetical. The global market for e-commerce subscriptions is expected to increase from around $73 billion in 2021 to <a href="https://www.prnewswire.com/news-releases/subscription-ecommerce-market-growth-rate-reaches-a-whopping-65-301534371.html#:~:text=The%20global%20subscription%20e%2Dcommerce,(CAGR)%20of%2064.64%25." target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">some $904 billion in 2026</a>. In addition to the proliferation of meal-delivery boxes and streaming services, companies are in many cases making access to the very thing you bought contingent on your payment: no subscription and you've got a brick taking up space. For companies, the appeal of subscriptions is pretty straightforward: a steady stream of revenue and a lot more money raised from their customers over time. While software development and maintenance comes with its own set of costs, the overhead is much lower than hardware manufacturing and gives companies more opportunities to make an additional sale — meaning that recurring revenue comes with huge profit margins.</p><p>Businesses use a slew of tactics to keep customers on the hook after they've purchased a product. One tactic is to use technical sensors to prevent unauthorized changes to the product. Take the experience of America's farmers: Newer equipment like tractors and combines often require special tools that manufacturers offer exclusively to authorized dealers. Along with highly technical computer systems, this makes it nearly impossible for farmers to fix their own vehicles. My organization, Public Interest Research Group or PIRG, calculated that repair restrictions cost farmers an <a href="https://pirg.org/edfund/resources/out-to-pasture/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">additional $4.2 billion each yea</a>r, with $1.2 billion going to the local authorized dealers and another $3 billion lost to equipment downtime. Similarly, Tesla's software can detect and <a href="https://pirg.org/articles/software-lockouts-shouldnt-be-the-reason-i-cant-use-my-car/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">restrict features from car owners that equipment</a> not from the company, such as after-market tow hitches (while <a href="https://www.thedrive.com/news/tesla-wont-sell-its-trailer-mode-software-to-owners-with-aftermarket-tow-hitches" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">Tesla's own hitches are out of stock</a>).</p> <section class="dad-related-posts-component at-inline related-posts " data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="2" data-container-index="in_content_recirc_1" data-included-verticals="economy" data-placement="inline" data-prevent-collision="true" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"event":"module_in_view","element_name":"in_content_recirc","subscription_experience":"bi_value_unassigned","product_field":"in_content_recirc_1"}"> <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Related stories </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section><p>In other cases, companies have tried to block consumers from accessing certain features at all unless they pay up first. Car companies have taken the lead on pushing this trend. Mercedes-Benz and BMW made headlines for charging users monthly fees for<a href="https://www.carthrottle.com/post/mercedes-is-introducing-an-acceleration-subscription-fee/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> better acceleration</a> and the<a href="https://www.theverge.com/2022/7/12/23204950/bmw-subscriptions-microtransactions-heated-seats-feature" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> use of heated seats</a>, respectively. You already bought the seat heater (and the luxury car that contains it), but now you need to pay for the right to turn it on? <a href="https://www.theatlantic.com/technology/archive/2023/02/home-printer-digital-rights-management-hp-instant-ink-subscription/672913/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">Printer companies have used similar tactics</a> to get people to sign up for subscriptions that remotely monitor ink levels but can also shut off your machine if you fail to pay. Imagine if you had to pay the contractor who built your house a monthly fee so the light switches would work!</p><p>Finally, manufacturers use internet connectivity to monitor and control what you do. If they detect you did something they don't like (maybe hot-wiring your heated seat), they can take away or disable other features. Tesla has been accused of<a href="https://twitter.com/wk057/status/1551713024171548672" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> revoking charge capacity</a>,<a href="https://electrek.co/2020/02/12/tesla-disables-supercharging-salvaged-vehicles/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> fast-charging compatibility</a>, and other features remotely. Consumers are afraid to do anything that displeases manufacturers, knowing that they can be punished.</p><!-- Excluded mobile ad on desktop --><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-economy-desktop_in_post_ad-desktop-fluid-3" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/exceptional-post/in-content-3/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[970,0],"slotSize":[[970,250],[800,480],[728,90],[600,480],[6,1]]}]" data-tile-order="tile-3" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.desktop/exceptional-post/in-content-3/markets","region":"Desktop In Post Ad","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"in-content-3","rawvert":""}" data-amazontamsizes="[[970,250],[728,90]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><blockquote class="pullquote-wrapper pullquote-right"><q class="pullquote-quotation headline-semibold ignore-typography">We need to end the continual monitoring of our behavior by some far-off manufacturer that can approve or reject the choices we make with products we bought.</q></blockquote><p>You might think there ought to be a law against policies that make people simultaneously "buy" and "rent" things. But existing laws work <em>against </em>consumers, allowing manufacturers control what you can and cannot do. For example, overly broad copyright laws, in the hands of overzealous manufacturers, can make it a copyright crime to bypass technical systems to tinker with or repair your own device. The<a href="https://www.copyright.gov/legislation/dmca.pdf" target="_blank" rel="noopener" data-analytics-product-module="body_link"> Digital Millennium Copyright Act</a> was intended to prevent people from pirating music, games, or movies. But manufacturers have argued that the DMCA applies to software or firmware needed to fix or operate a piece of hardware. This overly broad definition of intellectual property has been leveraged to prevent independent repair and has redefined consumers' relationship with the goods they buy. By this interpretation, if the manufacturer installs a digital-protection measure around the heated seats, bypassing that could be seen as essentially piracy. If that's confusing, it's because it's silly. </p><p>Manufacturers also author <a href="https://www.nytimes.com/2021/01/23/opinion/sunday/online-terms-of-service.html" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link">dense user agreements</a> that contain language to prevent customers from tinkering with the product. Most people have run into long "Terms of Use" documents chocked full of legalese that stretch on for pages and pages. In most cases, consumers simply check "agree" with little to no knowledge about what they're signing. A 2017 Deloitte survey of 2,000 consumers found that <a href="https://www.businessinsider.com/deloitte-study-91-percent-agree-terms-of-service-without-reading-2017-11" data-analytics-product-module="body_link" rel="">91% click to agree</a> with terms and conditions without reading them.</p> <section class="dad-related-posts-component at-inline related-posts " data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="2" data-container-index="in_content_recirc_2" data-included-verticals="economy" data-placement="inline" data-prevent-collision="true" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"event":"module_in_view","element_name":"in_content_recirc","subscription_experience":"bi_value_unassigned","product_field":"in_content_recirc_2"}"> <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Related stories </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section><p>But inside these dense documents are rules that prevent people from fixing their goods or let the company take back ownership if they don't approve of how customers use the product. Sneaking these terms and conditions past people undermines basic consumer rights. </p><h2>Tinker, tailor, service, mod</h2><p>I believe in truth in advertising. If you're going to sell somebody something, sell it to them. If you are going to lease something to somebody, lease it to them. If you tether their future purchases to a secret "agreement" that you baked into the technology that they don't know about, that is deceptive. Not to mention, tinkering and fixing are American traditions. The ethos of "if it's broke, then fix it" has other benefits, too. Repair teaches critical skills, it saves consumers money, it helps cut waste and product obsolescence. Tinkering and fixing also leads to product innovations that can benefit everyone. </p><!-- Excluded mobile ad on desktop --><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-economy-desktop_in_post_ad-desktop-fluid-4" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/exceptional-post/in-content-4-plus/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[970,0],"slotSize":[[970,250],[800,480],[728,90],[600,480],[6,1]]}]" data-tile-order="tile-4" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.desktop/exceptional-post/in-content-4-plus/markets","region":"Desktop In Post Ad","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[970,250],[728,90]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>There are solutions to protect ownership. The first is right-to-repair legislation, which I've worked to pass in various states over the past five-plus years. Right to repair requires manufacturers to make the parts, tools, and information needed to conduct repairs available to consumers, on fair terms. It also says that those parts and tools cannot require remote authentication to become operable, meaning no more having to ask for permission to conduct repairs. So far in 2023,<a href="https://pirg.org/resources/what-is-right-to-repair/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> 28 states</a> have considered some form of right-to-repair legislation, and Congress has held<a href="https://smallbiztrends.com/2022/09/hearing-on-small-business-right-to-repair.html" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> multiple</a><a href="https://pirg.org/updates/pirgs-proctor-testifies-in-congressional-hearing/" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> hearings</a> on the topic. Legislatures have now passed laws in Massachusetts, Colorado, and New York — and we're just getting started. </p><p>Another step is to clarify that repair isn't a copyright crime. The<a href="https://www.ifixit.com/News/56976/freedom-to-repair-act" target="_blank" rel="noopener nofollow" data-analytics-product-module="body_link"> Freedom to Repair Act</a>, introduced last year, would give a broad, permanent exemption to repair activities under copyright law. In addition to passing new laws, we need to enforce the laws we already have on the books. It's supposed to be a violation of antitrust laws to create a<a href="https://www.ftc.gov/advice-guidance/competition-guidance/guide-antitrust-laws/single-firm-conduct/tying-sale-two-products" target="_blank" rel="noopener" data-analytics-product-module="body_link"> "tying" arrangement</a> that forces someone who buys one product to buy other products or services. Anyone with a printer who has tried to find cheaper ink knows this isn't enforced effectively. </p><p>The US Federal Trade Commission and the US Department of Justice need to crack down on embedded software that forces product owners to pay monthly fees to use hardware they own. Regulators should also crack down on toxic legal terms put into user license agreements, just as they banned certain anti-consumer terms from <a href="https://www.law.cornell.edu/wex/credit_card_accountability_responsibility_and_disclosure_act_of_2009" target="_blank" rel="noopener" data-analytics-product-module="body_link">credit-card-use agreements</a>. </p><p>In the digital age, we need new consumer protections to reflect our agency as product-owning people. We need to be able to repair things without fear of reprisal. We shouldn't be forced to sign away our rights when we buy something. We need to end the continual monitoring of our behavior by some far-off manufacturer that can approve or reject the choices we make with products we bought. </p><!-- Excluded mobile ad on desktop --><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-economy-desktop_in_post_ad-desktop-fluid-5" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/exceptional-post/in-content-4-plus/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[970,0],"slotSize":[[970,250],[800,480],[728,90],[600,480],[6,1]]}]" data-tile-order="tile-5" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.desktop/exceptional-post/in-content-4-plus/markets","region":"Desktop In Post Ad","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[970,250],[728,90]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>Until then, we, like Andy Harding of Salem Techsperts, wait nervously to see what we will lose when the newest "innovation" hits the shelves. </p><hr><p><em><a href="https://www.businessinsider.com/author/nathan-proctor" data-analytics-product-module="body_link" rel="">Nathan Proctor</a> is the Senior Director of US Public Interest Research Group's (PIRG) Right to Repair campaign.</em></p> </div> </div> </div> <section class="post-promo post-text-promo"> <p class="post-promo-content headline-regular"> Business Insider's Discourse stories provide perspectives on the day's most pressing issues, informed by analysis, reporting, and expertise. Read <a href="https://www.businessinsider.com/discourse">more</a>. </p> </section> </section> </div> <section class="post-content-more"> <div class="expanded-recirc-newsletter-wrapper"> <div class="inline-newsletter-signup headline-regular loading insider-today" id="formContainer" data-component-type="inline-newsletter-module" data-event-label="insider_today" data-newsletter-id="1" data-newsletter-title="Insider Today" data-acq-source="economyinlinesignup" data-track-view={"product_field":"bi_value_unassigned","element_name":"inline_newsletter"} > <section class="inline-newsletter-content"> <div class="inline-newsletter-insider-today-header"> <div> <div class="inline-newsletter-logo-tag"> <div class="inline-newsletter-logo"> <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 16 / 195)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/BI/US/logos/newsletters/insider-today-logo.png' alt="Insider Today" /> <noscript> <img src="/public/assets/BI/US/logos/newsletters/insider-today-logo.png" /> </noscript> </div> </div> </div> <div class="newsletter-signup-header" id="signUpHeader" > Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. <a href="https://l.businessinsider.com/e/evib?_t=c8e10479a20f45bba5aad6c5f6fbb009&_m=bee0b92dd7f64311b232730abc2d57af&_e=U5JhMPKexkqXQC0IbC5jAv93qEg9l9wpQfDa9HFV0yVMQv3svoC1aboxnptAyVwou2R68cPyvF-aWiSH-hyRWg%3D%3D" target="_blank" class="inline-newsletter-preview-link headline-semibold">Read preview</a> </div> </div> <div class="inline-newsletter-img-wrapper-mobile"> <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 124 / 111)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/rebrand/newsletter-bull.png' alt="Bull" /> <noscript> <img src="/public/assets/rebrand/newsletter-bull.png" /> </noscript> </div> </div> </div> <div class="js-loader hidden"><svg class="svg-icon " version="1.1" xmlns="http://www.w3.org/2000/svg" role="img" width="50" height="50" viewBox="0 0 50 50" style="enable-background:new 0 0 50 50;" xml:space="preserve"> <path fill="#0a0a0a" d="M43.935,25.145c0-10.318-8.364-18.683-18.683-18.683c-10.318,0-18.683,8.365-18.683,18.683h4.068c0-8.071,6.543-14.615,14.615-14.615c8.072,0,14.615,6.543,14.615,14.615H43.935z"> <animateTransform attributeType="xml" attributeName="transform" type="rotate" from="0 25 25" to="360 25 25" dur="0.6s" repeatCount="indefinite"/> </path> </svg></div> <div class="error-request-message headline-regular hidden"></div> <div class="success-container__desktop"> <div class="success-image-container hidden"></div> <div class="success-message-container"> <div class="success-message headline-semibold hidden"> Thanks for signing up! <a class="npc-anchor not-content-link headline-semibold" href="https://www.businessinsider.com/subscription/newsletter">Go to newsletter preferences</a> </div> <div class="success-sub-message headline-semibold hidden"></div> </div> </div> <div class="success-container__mobile d-none"> <div class="success-message headline-semibold">Thanks for signing up!</div> <div class="success-image-container"></div> <div class="success-sub-message headline-regular"> Access your favorite topics in a personalized feed while you're on the go. <button class="rounded-button headline-semibold white-button download" type="white" > download the app </button> </div> </div> <div id="account-creation-component" data-element-name="inline_newsletter" data-load-markup="inline-newsletter-module/account-creation/template"> </div> <form id="emailCapture" action="javascript:void(0);" method="POST" novalidate > <div class="flex-parent"> <div class="user-input-container"> <label id="focusedLabel" class="headline-regular" for="newsletter-module-email" >Email address</label> <input class="headline-regular" type="email" autocapitalize="off" name="newsletter-module-email" id="newsletter-module-input" placeholder="Enter your email" autocomplete="email" required="required" /> </div> <div class="mobile-error-msg error-msg headline-regular"></div> <div class="submit-container headline-semibold"> <button class="rounded-button headline-semibold dark-button inline-newsletter-submit" type="dark" > Sign up </button> </div> </div> <div class="desktop-error-msg error-msg headline-regular"></div> <div class="sign-up-tos headline-regular" id="nlTos" > By clicking “Sign Up”, you accept our <a class="tos-anchor" href="https://www.insider-inc.com/terms" target="_blank">Terms of Service</a> and <a class="tos-anchor" href="https://www.insider-inc.com/privacy-policy" target="_blank">Privacy Policy</a>. You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. </div> </form> </section> <div class="inline-newsletter-img-wrapper-desktop"> <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 124 / 111)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/rebrand/newsletter-bull.png' alt="Bull" /> <noscript> <img src="/public/assets/rebrand/newsletter-bull.png" /> </noscript> </div> </div> <style> .inline-newsletter-signup.loading { width: 100%; max-width: 640px; margin: 0 auto; visibility: hidden; } </style> </div> </div> <section class="tout-layout as-expanded-post-bottom-recirc" data-component-type="tout-layout" data-load-strategy="exclude" > <section class="stack direction-row as-expanded-post-bottom-recirc" data-component-type="stack" data-load-strategy="exclude" > <section class="stack-item" data-index="0"> <section class="dad-related-posts-component at-post-bottom related-posts" data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="3" data-container-index="" data-included-verticals="economy" data-placement="post-bottom" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"element_name":"end_of_article_recirc","product_field":"bi_value_unassigned"}" > <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Related stories </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section> <section class="capi-related-posts-component related-posts large-image-layout" data-component-type="capi-related-posts" data-delay-third-party-scripts="true" data-size="3" data-included-verticals="economy" data-excluded-verticals="bi-video" data-variant="as-exceptional-storytelling" data-root-margin="250px 0px" data-track-view="{"subscription_experience":"bi_value_unassigned","element_name":"more_from_vertical","product_field":"bi_value_unassigned"}" > <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> More from Economy </h2> </div> <div class="capi-related-posts-container content-recommendations-container"></div> </section></section><section class="stack-item" data-index="1"> <div class="component most-popular " data-track-view="{"subscription_experience":"bi_value_unassigned","element_name":"popular_recirc","product_field":"bi_value_unassigned"}" > <h2 class="collections-header headline-regular">Most popular</h2> <div class="most-popular-items" data-component-type="most-popular" data-load-strategy="domready" data-skeleton-name="most-popular" data-skeleton-style="left top / cover no-repeat" data-limit="8" data-location="" data-track-click-shared="{"element_name":"popular_recirc","product_field":"bi_value_unassigned","event":"tout_click"}" ></div> </div></section></section></section> </section> <section class="category-wrapper headline-regular" data-track-click-shared="{"product_field":"bi_value_unassigned","event":"navigation","element_name":"category_link"}" > <a class="category-link not-content-link" href="/category/tesla" data-track-click >Tesla</a> <a class="category-link not-content-link" href="/category/apple" data-track-click >Apple</a> <a class="category-link not-content-link" href="/category/discourse" data-track-click >Discourse</a> <div class="category-more-icon category-link" data-track-click="{"click_text":"More","click_path":"bi_value_unassigned"}" data-component-type="category-tags" > More... </div> </section> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-post-economy-mobile_article-mobile-fluid-1" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/exceptional-post/after-content/markets" data-secvert="discourse,news,retail,transportation,markets,tech" data-tag="iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration" data-authors="Nathan Proctor " data-region="Mobile Article" data-responsive="[{"browserLimit":[0,0],"slotSize":[[320,50],[320,100],[300,250],[300,50]]}]" data-tile-order="tile-0" data-url="/companies-software-legal-tricks-subscriptions-customers-money-pay-death-ownership-2023-5" data-template="exceptional_storytelling" data-targeting="{"adunit":"businessinsider.mobile/exceptional-post/after-content/markets","region":"Mobile Article","tag":"iphones,tesla,subscriptions,right-to-repair,bmw,apple,ownership,printers,discourse,discourse-freelance,nathan-proctor,economy,tyler-le,insider-illustration","template":"exceptional_storytelling","dvp_spos":"after-content","rawvert":""}" data-amazontamsizes="[[320,50],[320,100],[300,250],[300,50]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> </article> </div> </section> </section> <!-- Included desktop "rail" --> </section> </section> <div data-component-type="paywall" data-load-strategy="exclude"> </div> <div class="pw-modal-entry"></div> <div class="pw-modal-backdrop"></div> </section> <div data-notify-wrapper class="notify-wrapper"> <span data-notify-close class="notify-close icon-close"></span> <span class="icon-check"></span> <span data-notify-message class="notify-message"></span> </div> <div class="inline-backup-paywall mobile" data-component-type="inline-backup-paywall" style="display:none"> <span class="headline-semibold subscription-msg">This story is available exclusively to Business Insider subscribers. <a href="/subscription" class="subscription-link">Become an Insider</a> and start reading now.</span> <span class="headline-regular login-prompt">Have an account? <button class="login-prompt-btn">Log in</button>.</span> </div> <footer class="l-footer" data-e2e-name="footer" data-track-page-area="Footer" data-footer data-component-type="footer" > <section class="container"> <div class="l-footer-container ml-auto mr-auto"> <section class="row brands"> <section class="col-12 col-lg-4"> <div class="logo-row"> <a href="https://www.businessinsider.com" class="business-insider-logo" title="Visit Business Insider" aria-label="Click to visit Business Insider" alt="Click to visit Business Insider" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 32 / 93)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/stacked-black.svg' alt="Business Insider" /> <noscript> <img src="/public/assets/logos/stacked-black.svg" /> </noscript> </div> </a> </div> </section> <section class="col-12 col-lg-4 brands-social"> <section class="social social-wide deferred" data-e2e-name="social-links" > <span class="brands-label">Follow us on:</span> <a class="social-link facebook deferred" href="https://www.facebook.com/businessinsider" label="facebook" title="Follow us on Facebook" aria-label="Click to visit us on Facebook" data-follow-link="" data-track-event-label="facebook" data-e2e-name="facebook" target="_blank" rel="noopener nofollow" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 24 / 24)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/social/social-facebook.svg' alt="Facebook" /> <noscript> <img src="/public/assets/social/social-facebook.svg" /> </noscript> </div> </a> <a class="social-link twitter deferred " href="https://x.com/businessinsider" label="X" title="Follow us on X" aria-label="Click to visit us on X" data-follow-link="" data-track-event-label="X" data-e2e-name="X" target="_blank" rel="noopener nofollow" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 24 / 24)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/social/social-x.svg' alt="X" /> <noscript> <img src="/public/assets/social/social-x.svg" /> </noscript> </div> </a> <a class="social-link linkedin deferred" href="https://www.linkedin.com/company/businessinsider/" label="linkedin" title="Connect with us on LinkedIn" aria-label="Connect with us on LinkedIn" data-follow-link="" data-track-event-label="linkedin" data-e2e-name="linkedin" target="_blank" rel="noopener nofollow" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 24 / 24)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/social/social-linkedin.svg' alt="LinkedIn" /> <noscript> <img src="/public/assets/social/social-linkedin.svg" /> </noscript> </div> </a> <a class="social-link youtube deferred" href="https://www.youtube.com/user/businessinsider" label="youtube" title="Subscribe to our YouTube channel" aria-label="Click to visit our YouTube channel" data-follow-link="" data-track-event-label="youtube" data-e2e-name="youtube" target="_blank" rel="noopener nofollow" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 24 / 24)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/social/social-youtube.svg' alt="YouTube" /> <noscript> <img src="/public/assets/social/social-youtube.svg" /> </noscript> </div> </a> <a class="social-link instagram deferred last" href="https://www.instagram.com/businessinsider/" label="instagram" title="Follow us on Instagram" aria-label="Click to visit us on Instagram" data-follow-link="" data-track-event-label="instagram" data-e2e-name="instagram" target="_blank" rel="noopener nofollow" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 24 / 24)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/social/social-instagram.svg' alt="Instagram" /> <noscript> <img src="/public/assets/social/social-instagram.svg" /> </noscript> </div> </a> </section> </section> <section class="col-12 col-lg-4 app-badges"> <div class="app-badges-wrapper"> <a href="https://itunes.apple.com/app/apple-store/id554260576?mt=8" class="app-badge" target="_blank" rel="noopener nofollow" alt="Download the app on the App Store" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 40 / 135)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/badges/app-store-badge.svg' alt="Download on the App Store" /> <noscript> <img src="/public/assets/badges/app-store-badge.svg" /> </noscript> </div> </a> <a href="https://play.google.com/store/apps/details?id=com.freerange360.mpp.businessinsider" class="app-badge" target="_blank" rel="noopener nofollow" alt="Download the app on Google Play" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 40 / 135)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/badges/google-play-badge.svg' alt="Get it on Google Play" /> <noscript> <img src="/public/assets/badges/google-play-badge.svg" /> </noscript> </div> </a> </div> </section> </section> <section class="l-footer-bottom-shim row copy headline-regular"> <section class="col-12"> <ul class="copy-listgroup"> <li class="copy-first-listitem"> * <a class="copy-link" href="https://www.insider-inc.com/terms/" >Copyright © 2024</a> Insider Inc. All rights reserved. Registration on or use of this site constitutes acceptance of our <a class="copy-link" href="https://www.insider-inc.com/terms/" data-e2e-name="footer-terms-of-service" >Terms of Service</a> <span>and</span> <a class="copy-link privacy" href="https://www.insider-inc.com/privacy-policy" data-e2e-name="footer-privacy-policy" >Privacy Policy</a>. </li> </ul> <ul class="copy-listgroup"> <li class="copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.businessinsider.com/contact" title="" aria-label="Contact Us" target="" data-e2e-name="footer-contact" >Contact Us</a> </li> <li class="copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.businessinsider.com/masthead" title="" aria-label="Masthead" target="" data-e2e-name="footer-masthead" >Masthead</a> </li> <li class="copy-listitem"> <a class="copy-link copy-policy-link" href="//www.businessinsider.com/sitemap/html/index.html" title="" aria-label="Sitemap" target="" data-e2e-name="footer-sitemap" >Sitemap</a> </li> <li class=" copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.insider-inc.com/disclaimer" title="" aria-label="Disclaimer" target="" data-e2e-name="footer-disclaimer" >Disclaimer</a> </li> <li class=" copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.insider-inc.com/accessibility/" title="" aria-label="Accessibility" target="" data-e2e-name="footer-accessibility" >Accessibility</a> </li> <li class=" copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.insider-inc.com/commerce-on-insider-inc/" title="" aria-label="Commerce Policy" target="" data-e2e-name="footer-commerce-policy" >Commerce Policy</a> </li> <li class=" copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.insider-inc.com/advertising-policies" title="" aria-label="Advertising Policies" target="" data-e2e-name="footer-advertising-policies" >Advertising Policies</a> </li> <li class="copy-listitem"> <a class="copy-link copy-external-link" href="https://boards.greenhouse.io/insider" aria-label="Jobs at Business Insider" data-e2e-name="footer-jobs" target="_blank" rel="noopener nofollow" >Jobs @ Business Insider</a> </li> </ul> <ul class="copy-listgroup"> <li class="copy-listitem"> Stock quotes by <a class="copy-link copy-external-link" href="https://www.finanzen.net/" data-e2e-name="footer-finanzen.net" rel="noopener nofollow" >finanzen.net</a> </li> <li class="last copy-listitem"> <a class="copy-link copy-policy-link" href="https://www.parsintl.com/publication/business-insider/" title="" aria-label="Reprints and Permissions" target="" data-e2e-name="footer-reprints-permissions" rel="noopener nofollow" >Reprints & Permissions</a> </li> </ul> </section> </section> <section class="editions-list-inline" data-editions-list-inline > <section class="editions-list headline-regular" data-editions-list > <ul class="editions-listgroup"> <li class="editions-listitem-label">International Editions:</li> <li class="editions-listitem us is-active"> <a class="editions-link" href="https://www.businessinsider.com/" data-e2e-name="editions-link-us is-active" > <span class="editions-link-name">United States</span> <span class="editions-link-abbr">US</span> </a> </li> <li class="editions-listitem uk"> <a class="editions-link" href="https://www.businessinsider.com/international" data-e2e-name="editions-link-uk" > <span class="editions-link-name">International</span> <span class="editions-link-abbr">INTL</span> </a> </li> <li class="editions-listitem AT"> <a class="editions-link" href="https://www.businessinsider.de?IR=C" data-e2e-name="editions-link-AT" > <span class="editions-link-name">Deutschland & Österreich</span> <span class="editions-link-abbr">AT</span> </a> </li> <li class="editions-listitem DE"> <a class="editions-link" href="https://businessinsider.de?IR=C" data-e2e-name="editions-link-DE" > <span class="editions-link-name">Deutschland</span> <span class="editions-link-abbr">DE</span> </a> </li> <li class="editions-listitem ES"> <a class="editions-link" href="https://businessinsider.es" data-e2e-name="editions-link-ES" > <span class="editions-link-name">España</span> <span class="editions-link-abbr">ES</span> </a> </li> <li class="editions-listitem JP"> <a class="editions-link" href="https://www.businessinsider.jp" data-e2e-name="editions-link-JP" > <span class="editions-link-name">Japan</span> <span class="editions-link-abbr">JP</span> </a> </li> <li class="editions-listitem NL"> <a class="editions-link" href="https://www.businessinsider.nl?IR=C" data-e2e-name="editions-link-NL" > <span class="editions-link-name">Netherlands</span> <span class="editions-link-abbr">NL</span> </a> </li> <li class="editions-listitem PL"> <a class="editions-link" href="https://www.businessinsider.com.pl/?IR=C" data-e2e-name="editions-link-PL" > <span class="editions-link-name">Polska</span> <span class="editions-link-abbr">PL</span> </a> </li> </ul> </section> </section> <section class="legacy-logos"> <div class="legacy-logo-row"> <div class="insider-com-logo"> <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 16 / 103)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/INSIDER/US/logos/insider-com-trademark-opt.svg' alt="Insider.com TM Logo" /> <noscript> <img src="/public/assets/INSIDER/US/logos/insider-com-trademark-opt.svg" /> </noscript> </div> </div> <div class="insider-inc-logo"> <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 16 / 77)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/INSIDER/US/logos/insider-inc.svg' alt="Insider-Inc Logo" /> <noscript> <img src="/public/assets/INSIDER/US/logos/insider-inc.svg" /> </noscript> </div> </div> </div> <div class="legacy-logo-row-container"> <div class="legacy-logo-row"> <a href="https://www.businessinsider.com" class="insider-logo" title="Visit Business Insider" aria-label="Click to visit Business Insider" alt="Click to visit Business Insider" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 17 / 100)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/INSIDER/US/logos/Insider-logo-dark-opt.svg' alt="Insider" /> <noscript> <img src="/public/assets/INSIDER/US/logos/Insider-logo-dark-opt.svg" /> </noscript> </div> </a> </div> <div class="legacy-logo-row"> <div class="brands-logo brands-logo-de" title="Business Insider DE Logo" aria-label="Business Insider DE Logo" alt="Business Insider DE Logo" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 32 / 151)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/BI/DE/logos/BI-DE-Black-on-Light-final-footer-logo-opt.svg' alt="Business Insider DE Logo" /> <noscript> <img src="/public/assets/BI/DE/logos/BI-DE-Black-on-Light-final-footer-logo-opt.svg" /> </noscript> </div> </div> <div class="brands-logo brands-logo-tech-insider" title="Tech Insider Logo" aria-label="Tech Insider Logo" alt="Tech Insider Logo" > <div class="lazy-holder lazy-holder has-transparency" style="padding-top: calc(100% * 44 / 103)" > <img class="lazy-image has-transparency" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/BI/US/logos/Tech-Insider-opt.svg' alt="Tech Insider Logo" /> <noscript> <img src="/public/assets/BI/US/logos/Tech-Insider-opt.svg" /> </noscript> </div> </div> </div> </div> </section> </div> </section> </footer> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "first-party", script: "%3Cscript%20async%20type%3D%22text%2Fjavascript%22%20src%3D%22%2Fscripts%2Futilities.6d50648d04beab0ec191.js%22%3E%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "first-party", script: "%3Cscript%20async%20type%3D%22text%2Fjavascript%22%20src%3D%22%2Fscripts%2Fvendors.f39084c26b26fec2ab0c.js%22%3E%3C%2Fscript%3E" });</script> <script>window.allScripts = window.allScripts || []; window.allScripts.push({ type: "first-party", script: "%3Cscript%20async%20type%3D%22text%2Fjavascript%22%20src%3D%22%2Fscripts%2Fmain.b6111a7f126466ae2935.js%22%3E%3C%2Fscript%3E" });</script> <!-- Comscore Identifier: comscorekw=economy --> <noscript> <img src="https://sb.scorecardresearch.com/p?c1=2&c2=9900186&cv=3.6.0&;cj=1&comscorekw=economy"/> </noscript> <script id="consent-manager-script">(()=>{var n={94456:(n,e,t)=>{"use strict";const o="/cross-domain"===window.location.pathname;const r=function(){if(!window.Fenrir.cm.usPrivacyApplies||o)return;const n=window.localStorage.getItem("fenrirConsentStatus");if("opt-out"===n&&!window.Fenrir?.cm?.userConsent)return;let{ESSENTIAL:e,MARKETING:t,PERSONALIZATION:r,ANALYTICS:i,OPT_OUT:s}=window.Fenrir.cm.userConsent||{};if(!n||"opt-in"===n&&!window.Fenrir.cm.userConsent){e="ACCEPT",t="ACCEPT",r="ACCEPT",i="ACCEPT",s="DENY";const n={ESSENTIAL:e,MARKETING:t,PERSONALIZATION:r,ANALYTICS:i,OPT_OUT:s,STORAGE:"ACCEPT"};window.Fenrir.cm.userConsent=n,window.Fenrir.cm.storedConsent=n}const a=(n=>{const{ESSENTIAL:e,MARKETING:t,PERSONALIZATION:o,ANALYTICS:r,OPT_OUT:i}=n;let s="ACCEPT"===e&&"ACCEPT"===t&&"ACCEPT"===o&&"ACCEPT"===r&&"DENY"===i;return"GPP"===window.Fenrir.privacyApi&&(s="ACCEPT"===t&&"DENY"===i),s?"opt-in":"opt-out"})(window.Fenrir.cm.userConsent);a!==n&&window.localStorage.setItem("fenrirConsentStatus",a)},i=async()=>{const n=localStorage.getItem("profile");if(!n)return;let e;try{e=JSON.parse(n)}catch{return}const t=e["https://insider/memberId"],o=e["https://insider/token"];if(!t||!o)return;const r=(n=>{const e={},t={MARKETING:"marketing",ANALYTICS:"analytics",PERSONALIZATION:"personalization",OPT_OUT:"optOut",STORAGE:"storage"};return Object.entries(n).forEach((n=>{let[o,r]=n;const i=t[o];i&&(r&&"accept"===r.toLowerCase()?e[i]=!0:e[i]=!1)})),e})(window.Fenrir?.cm?.userConsent||{}),{continentCode:i,countryCode:s}=window.Fenrir.geoData,a={...r,continentCode:i,countryCode:s};if("GPP"===window.Fenrir.privacyApi){const n=r.optOut;a.personalization=!n,a.storage=!n,a.analytics=!n}else"TCF"===window.Fenrir.privacyApi&&(a.optOut=!r.marketing);const c=localStorage.getItem("idun-consent-preferences");let w={};if(c)try{w=JSON.parse(c)}catch{}if(w.marketing!==a.marketing||w.analytics!==a.analytics||w.personalization!==a.personalization||w.optOut!==a.optOut||w.storage!==a.storage)try{(await fetch(`${window.Fenrir.config.idun}/v1.0/users/${t}/consent-preferences`,{method:"POST",headers:{"Content-Type":"application/json",Authorization:`Bearer ${o}`},body:JSON.stringify(a)})).ok&&localStorage.setItem("idun-consent-preferences",JSON.stringify(a))}catch(n){}};let s=!1;function a(){if(s)return;s=!0;const n=window.dataLayer||[],{privacyApi:e="GPP"}=window.Fenrir||{},t=window.Fenrir?.cm?.userConsent,o={event:"privacy",privacy_analytics:"ACCEPT"===t?.ANALYTICS,privacy_marketing:"ACCEPT"===t?.MARKETING,privacy_personalization:"ACCEPT"===t?.PERSONALIZATION,privacy_dns:"ACCEPT"===t?.OPT_OUT,privacy_storage:"ACCEPT"===t?.STORAGE};"TCF"===e&&(o.privacy_dns="N/A"),"GPP"===e&&(o.privacy_storage="N/A"),n.push(o),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"consentManager sendConsentDataToGA",consentData:o})}function c(){window.Fenrir.geoData?i():document.addEventListener("onGeoDataCaptured",(()=>{i()}))}t(61187),t(80845);const w="Sourcepoint Load - start",d="Sourcepoint Load - end sourcepoint",u="Sourcepoint Load - has consent",p="Sourcepoint Load - load queue consent";let l=!1,m=!1,C=!1;function f(){return m||l}function A(n){let e="ACCEPT",t="DENY";return!0===n&&(e="DENY",t="ACCEPT"),{OPT_OUT:t,MARKETING:e}}function T(n){const e="ACCEPT";let t="DENY",o="DENY",r="DENY";return n?(!0===n[3]&&!0===n[4]&&(t="ACCEPT"),!0===n[5]&&!0===n[6]&&(o="ACCEPT"),!0===n[8]&&!0===n[9]&&!0===n[10]&&(r="ACCEPT"),{ESSENTIAL:e,MARKETING:t,PERSONALIZATION:o,ANALYTICS:r,STORAGE:"ACCEPT"}):{ESSENTIAL:e,MARKETING:t,PERSONALIZATION:o,ANALYTICS:r,STORAGE:"ACCEPT"}}function F(n){const{step:e,timeFromStart:t}=n;delete n.step,delete n.timeFromStart;const o={now:window.Fenrir.getTime(),step:e,timeFromStart:t,cmStarted:window.Fenrir.cm.cmStarted,usPrivacyApplies:window.Fenrir.cm.usPrivacyApplies,euPrivacyApplies:window.Fenrir.cm.euPrivacyApplies,windowLoaded:window.Fenrir.cm.windowLoaded,userConsent:window.Fenrir.cm.userConsent,storedConsent:window.Fenrir.cm.storedConsent,queueConsent:window.Fenrir.cm.queueConsent,...n};return o.timeFromStart||delete o.timeFromStart,o}function g(n){window.Fenrir.cm.storedConsent=n,window.Fenrir.cm.userConsent=n}function E(n){g(n),window.Fenrir.cm.cmStarted=!0,window.Fenrir.cm.loadQueueConsent();const e=new CustomEvent("onConsentReady",{detail:{consent:n,type:"update"}});document.dispatchEvent(e),r(),a(),c()}window.performance.mark(w),window.__tcfapi&&window.__tcfapi("addEventListener",2,(function(n,e){if(e&&n){if("cmpuishown"===n.eventStatus){window.Fenrir.console.info(F({step:"consentManager sp.getTCData cmpuishown"}));if(g(T(n.purpose?.consents||{})),!m){window.performance.mark(d);const n=window.performance.measure("load - sourcepoint",w,d);window.Fenrir.console.info(F({step:"consentManager europePrivacy.bannerShown",timeFromStart:n.duration}))}m=!0,window.Fenrir.cm.cmStarted=f(),window.Fenrir.cm.loadQueueConsent()}else if("useractioncomplete"===n.eventStatus||"tcloaded"===n.eventStatus){window.Fenrir.console.info(F({step:`consentManager sp.getTCData ${n.eventStatus}`}));const e=T(n.purpose?.consents);g(e),l||(window.performance.mark(u),window.performance.measure("consentManager europePrivacy.consentGiven",w,u)),l=!0,window.Fenrir.cm.cmStarted=f(),window.Fenrir.cm.loadQueueConsent();const t=new CustomEvent("onConsentReady",{detail:{consent:e,type:"update"}});document.dispatchEvent(t),r(),a(),c()}}else window.Fenrir.console.info(F({step:"consentManager sp.getTCData error",tcData:n}))})),window.__gpp&&window.__gpp("addEventListener",(function(n){if("sectionChange"===n.eventName){let e=!1;Object.keys(n.pingData.parsedSections).forEach((t=>{1===n.pingData?.parsedSections[t]?.SaleOptOut&&(e=!0)})),window.Fenrir.console.info(F({step:"consentManager gpp.sectionChange",data:n}));E(A(e))}else if("signalStatus"===n.eventName&&"disabled"===n.pingData?.cmpDisplayStatus){window.Fenrir.console.info(F({step:"consentManager gpp.signalStatus",data:n}));E(A(!1))}}));const S="GPP"===window.Fenrir?.privacyApi,y="TCF"===window.Fenrir?.privacyApi;window.Fenrir.cm={cmStarted:!1,windowLoaded:!1,usPrivacyApplies:S,euPrivacyApplies:y,onConsent:function(n){if("function"!=typeof n)throw new Error("method `onConsent` requires `callback` function");return document.addEventListener("onConsentReady",(e=>{window.Fenrir.console.info(F({step:"consentManager onConsentReady",event:e})),n(e.detail)})),n({consent:window.Fenrir.cm.storedConsent,type:"stored"})},requestConsent:function(n){const e=window.Fenrir.cm.storedConsent;window.Fenrir.cm.userConsent=e,window.Fenrir.console.info(F({step:"consentManager requestConsent",requestor:n}));const t=new CustomEvent("onConsentReady",{detail:{consent:window.Fenrir.cm.userConsent,type:"request",scope:n}});document.dispatchEvent(t)},loadQueueConsent:function(){if(window.Fenrir.console.info(F({step:"consentManager loadQueueConsent"})),!window.Fenrir.cm.windowLoaded||!window.Fenrir.cm.cmStarted||!window.Fenrir.cm.userConsent)return;let n;C||(window.performance.mark(p),n=window.performance.measure("queue load - sourcepoint",w,p)),C=!0,window.Fenrir.config.delayThirdPartyScripts=!1,window.Fenrir.console.info(F({step:"consentManager loadQueueConsent load scripts",timeFromStart:n?.duration}));let e=window.Fenrir.cm.queueConsent.length;for(;e;){const n=window.Fenrir.cm.queueConsent.shift();e=window.Fenrir.cm.queueConsent.length,"function"==typeof n&&n(),window.Fenrir.console.info(F({step:"consentManager loadQueueConsent script",queueLength:e}))}},getAdConsent:function(){function n(){let n=!0;return window.Fenrir.cm.usPrivacyApplies?n="ACCEPT"!==window.Fenrir.cm.userConsent.OPT_OUT:window.Fenrir.cm.euPrivacyApplies&&(n="DENY"!==window.Fenrir.cm.userConsent.MARKETING),n}return new Promise((e=>{if(window.Fenrir?.cm?.userConsent)e(n());else{const t=setTimeout((()=>e(!0)),3e3);document.addEventListener("onConsentSaved",(()=>{t&&clearTimeout(t),e(n())}))}}))},queueConsent:[],forceCMP:function(){const n="/your-privacy-choices"===window.location.pathname,e=navigator?.globalPrivacyControl;return n||e}()},window.Fenrir.console.info(F({now:window.Fenrir.getTime(),step:"consentManager starting...",tcfapi:window.__tcfapi})),r()},61187:()=>{window._sp_queue&&window._sp_queue.push((()=>{window._sp_.addEventListener("onMessageChoiceSelect",((n,e,t)=>{const o=window.dataLayer||[],r={storage:"n/a",marketing:"n/a",personalization:"n/a",analytics:"n/a"};let i={event:"privacy_center_engagement",element_name:"privacy_banner"};const s=n=>(i.action="save",Object.keys(r).forEach((e=>{r[e]=n})),{...i,...r});if("gdpr"===n){switch(t){case 11:i=s("on");break;case 12:i.action="click_to_preference_center";break;case 13:i=s("off")}o.push(i),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"privacy modal engagement dataLayer push",dataEvent:i})}}))}))},80845:()=>{if(window.Fenrir=window.Fenrir||{config:{}},!window.Fenrir.console){window.Fenrir.console={};const n=window.Fenrir?.config?.featureFlags?.logs||new URLSearchParams(document.location.search).has("logs");Object.entries(window.console).forEach((e=>{let[t,o]=e;"function"==typeof o&&(window.Fenrir.console[t]=n?o.bind(window.console):()=>{})}))}window.Fenrir.getTime||(window.Fenrir.getTime=function(){const n=new Date;function e(n){let e=arguments.length>1&&void 0!==arguments[1]?arguments[1]:"00";return`${e}${n}`.slice(-e.length)}return`${e(n.getHours())}:${e(n.getMinutes())}:${e(n.getSeconds())}.${e(n.getMilliseconds(),"000")}`})}},e={};function t(o){var r=e[o];if(void 0!==r)return r.exports;var i=e[o]={exports:{}};return n[o](i,i.exports,t),i.exports}t.m=n,t.c=e,t.o=(n,e)=>Object.prototype.hasOwnProperty.call(n,e),(()=>{t.S={};var n={},e={};t.I=(o,r)=>{r||(r=[]);var i=e[o];if(i||(i=e[o]={}),!(r.indexOf(i)>=0)){if(r.push(i),n[o])return n[o];t.o(t.S,o)||(t.S[o]={});t.S[o];var s=[];return s.length?n[o]=Promise.all(s).then((()=>n[o]=1)):n[o]=1}}})();t(94456)})();</script><script id="script-loader-script">(()=>{var e={4462:(e,t,n)=>{"use strict";n(80845);const r={},i={sm:"0",smMax:"599px",md:"600px",mdMax:"959px",lg:"960px",lgMax:"1259px",xl:"1260px"};window.Fenrir?.viewVersion&&(i.mdMax="1007px",i.lg="1008px");const o={small:`(max-width:${i.smMax})`,medium:`(min-width:${i.md}) and (max-width:${i.mdMax})`,large:`(min-width:${i.lg}) and (max-width:${i.lgMax})`,xlarge:`(min-width:${i.xl})`},d={mobile:`(max-width:${i.smMax})`,tablet:`(min-width:${i.md}) and (max-width:${i.mdMax})`,desktop:`(min-width:${i.lg})`},a=e=>({get:()=>window.matchMedia(e).matches}),s=e=>({get:()=>Object.values(e).reduce(((t,n,r)=>(window.matchMedia(n).matches&&(t=`${Object.keys(e)[r]}`),t)),"")});Object.defineProperties({},{isSmall:a(o.small),isMedium:a(o.medium),isLarge:a(o.large),isXLarge:a(o.xlarge),current:s(o)}),Object.defineProperties({},{isMobile:a(d.mobile),isTablet:a(d.tablet),isDesktop:a(d.desktop),current:s(d)}),Object.defineProperties(r,{isMobile:a(`(max-width:${i.mdMax})`),isDesktop:a(d.desktop),deviceType:{get:()=>window.matchMedia(`(max-width:${i.mdMax})`).matches?"mobile":"desktop"},width:{get:()=>document.documentElement.clientWidth},height:{get:()=>document.documentElement.clientHeight}});(()=>{function e(e){const t=new RegExp(`(?:^|;)(?:[ s]*)(?:${e}=)([^;]+)`).exec(document.cookie);return t&&t[1]?t[1]:null}})();const c=function(){let e=arguments.length>0&&void 0!==arguments[0]?arguments[0]:"",t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:"variant";const n=document.querySelector(`meta[name="ii-ab-test:${e}"]`);if(!n)return!1;const r=n.getAttribute("value");return[t].flat().includes(r)},l="testing"===window.Fenrir?.config?.context,w=window.Fenrir?.config?.shouldDeferScripts,p=3e3,m=document.querySelector("head");function u(e,t){e=decodeURIComponent(e);const n=document.createElement("div");n.innerHTML=e;const r=window.Fenrir?.privacyApi;window.Fenrir.cm.cmStarted||"NONE"!==r||(window.Fenrir.cm.cmStarted=!0);Array.prototype.slice.call(n.querySelectorAll("script")).forEach(((e,n)=>{let r=e;const{trackLoad:i=""}=r.dataset||{};try{const o=r&&r.dataset&&r.dataset.consent,d=()=>{r.textContent&&r.textContent.trim()?(r=document.createElement("script"),r.textContent=e.textContent,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.loadMethod: injectInlineScript",trackLoad:i,scriptIndex:t,script:r})):r.src&&(r=function(e,t){const n=document.createElement("script");let r,i,o;return Array.prototype.slice.call(e.attributes).forEach((e=>{const t=e.nodeName;let d=e.nodeValue;["id","src","async","defer"].includes(t)?(["async","defer"].includes(t)&&!d&&(d=1),n[t]=d):"data-track-load"===t?r=d:"data-request-consent"===t&&window.Fenrir?.config?.delayThirdPartyScripts?i=d||!0:"onload"===t?o=d:n.setAttribute(t,d)})),r&&(n.onerror=function(){window.Fenrir.trackedScripts.push({name:r,error:!0})}),n.onreadystatechange=function(e,t){if((t||!n.readyState||/loaded|complete/.test(n.readyState))&&(r&&window.Fenrir.trackedScripts.push({name:r,error:!1}),i&&window.Fenrir.cm&&window.Fenrir.cm.requestConsent(i),n.onreadystatechange=null,n.onload=null,o)){window.Fenrir.console.info({step:"scriptLoader.loadMethod: downloadScript.OnLoad",onloadCallback:o});const e=document.createElement("script");e.setAttribute("data-on-load-callback"),e.textContent=o,m.appendChild(e)}},n.onload=n.onreadystatechange,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.loadMethod: downloadScript",src:e.src,trackLoad:e.dataset.trackLoad,scriptIndex:t,script:e}),n}(r,t));const o=e.id||`inline-script-${t}-${n}`;r.setAttribute("data-script-id",o),window.setTimeout((()=>m.appendChild(r)),0)};if(o&&window.Fenrir.cm&&(!window.Fenrir.cm.windowLoaded||!window.Fenrir.cm.cmStarted||window.Fenrir.cm.euPrivacyApplies&&!window.Fenrir.cm.userConsent))return void window.Fenrir.cm.queueConsent.push((()=>{d()}));d()}catch(e){console.error(e)}}))}function f(e){e=e||"load";const t=window.allScripts.filter(((t,n)=>{if(Object.prototype.hasOwnProperty.call(t,"index")||(t.index=n),t.filtered)return!1;const i=t.type||"load",o=/data-only-on=['"]?(?<onlyOn>[A-Za-z\d\s-_]*)['"]?/gi.exec(decodeURIComponent(t.script)),d=o?.groups?.onlyOn;if(d&&d!==r.deviceType)return t.filtered=!0,!1;if(window.Fenrir.cm&&!window.Fenrir.cm.euPrivacyApplies){if("first-party"===e){if(i.indexOf("first-party")>=0)return t.filtered=!0,!0}else if(i.indexOf("first-party")<0)return t.filtered=!0,!0;return!1}const a=e===t.type;return a&&(t.filtered=!0),a}));window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.loadScriptLoaderScripts: filtered",loadScriptType:e,scripts:t,allScripts:window.allScripts}),t.forEach(((e,t)=>{e.loaded||(e.loaded=!0,l?u(e.script,t):setTimeout((()=>{u(e.script,e.index||t)}),0))}))}window.allScripts=window.allScripts||[],window.Fenrir.trackedScripts=[];let g=!1;const F=[];function y(e){if(window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.manageScriptTypeLoadOrder",scriptTypeToLoad:e}),"load"===e){if(g)return;return g=!0,f(e),void F.forEach(f)}g?f(e):F.push(e)}function h(){window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.triggered: load"}),y("load"),window.Fenrir.cm&&(window.Fenrir.cm.loadQueueConsent(),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.milestone: loadQueueConsent"}))}if(w){let e=!1;const t=()=>{if(window.Fenrir.cm&&(window.Fenrir.cm.windowLoaded=!0,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.eventHandler: window.load"})),e)return;let t;if(e=!0,c("tti","v1")&&(t="requestIdleCallback"),c("tti","v2")&&(t="setTimeout"),c("tti","v3")&&(t="onLargestContentfulPaint"),c("tti","v4")&&(t="afterFirstPartyComplete"),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.triggered: first-party ",ttiTestType:t}),f("first-party"),t){if("requestIdleCallback"===t)r={timeout:p},"function"==typeof(n=h)&&("function"==typeof requestIdleCallback?requestIdleCallback(n,r):setTimeout(n,0));else if("setTimeout"===t)setTimeout(h,p);else if("onLargestContentfulPaint"===t)!function(e){"function"==typeof e&&("function"==typeof PerformanceObserver&&"function"==typeof LargestContentfulPaint?new PerformanceObserver((t=>{const n=t.getEntries(),r=n[n.length-1];window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.eventHandler: onLargestContentfulPaint",entry:r}),e({entry:r})})).observe({type:"largest-contentful-paint",buffered:!0}):setTimeout(e,p,{entry:void 0,fallback:!0}))}(h);else if("afterFirstPartyComplete"===t){let e=!1;document.addEventListener("loadDelayedOnLoadScripts",(()=>{e||(e=!0,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.eventHandler: loadDelayedOnLoadScripts"}),h())}))}}else h();var n,r};window.addEventListener("load",t),"serviceWorker"in navigator&&("local"!==window.Fenrir.config.fenrirEnv?window.addEventListener("load",(()=>{window.Fenrir.console.info("Registering service worker"),navigator.serviceWorker.register("/service-worker.js")})):navigator.serviceWorker.getRegistrations().then((e=>{e.forEach((e=>{window.Fenrir.console.info("Unregistering service worker"),e.unregister()})).catch((e=>{window.Fenrir.console.info("Error unregistering service worker",e)}))})))}let v=!1;document.addEventListener("loadDelayedFirstPartyScripts",(()=>{v||(v=!0,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.eventHandler: loadDelayedFirstPartyScripts"}),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.triggered: gdpr-first-party"}),y("gdpr-first-party"))}));let x=!1;document.addEventListener("loadDelayedThirdPartyScripts",(()=>{x||(x=!0,window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.eventHandler: loadDelayedThirdPartyScripts"}),window.Fenrir.console.info({now:window.Fenrir.getTime(),step:"scriptLoader.triggered: gdpr"}),y("gdpr"),window.Fenrir.onloadDelayedThirdPartyScripts())}))},80845:()=>{if(window.Fenrir=window.Fenrir||{config:{}},!window.Fenrir.console){window.Fenrir.console={};const e=window.Fenrir?.config?.featureFlags?.logs||new URLSearchParams(document.location.search).has("logs");Object.entries(window.console).forEach((t=>{let[n,r]=t;"function"==typeof r&&(window.Fenrir.console[n]=e?r.bind(window.console):()=>{})}))}window.Fenrir.getTime||(window.Fenrir.getTime=function(){const e=new Date;function t(e){let t=arguments.length>1&&void 0!==arguments[1]?arguments[1]:"00";return`${t}${e}`.slice(-t.length)}return`${t(e.getHours())}:${t(e.getMinutes())}:${t(e.getSeconds())}.${t(e.getMilliseconds(),"000")}`})}},t={};function n(r){var i=t[r];if(void 0!==i)return i.exports;var o=t[r]={exports:{}};return e[r](o,o.exports,n),o.exports}n.m=e,n.c=t,n.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),(()=>{n.S={};var e={},t={};n.I=(r,i)=>{i||(i=[]);var o=t[r];if(o||(o=t[r]={}),!(i.indexOf(o)>=0)){if(i.push(o),e[r])return e[r];n.o(n.S,r)||(n.S[r]={});n.S[r];var d=[];return d.length?e[r]=Promise.all(d).then((()=>e[r]=1)):e[r]=1}}})();n(4462)})();</script> <iframe src="about:blank" data-src="https://markets.businessinsider.com/cross-domain" data-load-strategy="disable-lazy" id="0-iframe" style="display:none" class="cross-domain" ></iframe> <iframe src="about:blank" data-src="https://my.businessinsider.com/cross-domain" data-load-strategy="disable-lazy" id="1-iframe" style="display:none" class="cross-domain" ></iframe> <div class="component password-creation style-loading" data-password-creation data-component-type="password-creation" data-load-strategy="exclude" data-load-markup="password-creation/template" > </div> <div class="jumper style-loading" data-component-type="jumper" > <p>Jump to</p> <ol> <li><a href="#post-headline">Main content</a></li> <li><a href="#search" data-jumper-action="click">Search</a></li> <li><a href="#account" data-jumper-action="account">Account</a></li> </ol> </div> <div id="checkoutEntry" class="bifrost-entry full-screen hidden"></div> <div id="authEntry" class="bifrost-entry full-screen hidden"></div> <div id="dialogEntry" class="bifrost-entry full-screen hidden"></div> <div id="contentWallDrawerEntry" class="bifrost-entry bottom hidden"></div> <div id="appBannerEntry" class="bifrost-entry bottom hidden"></div> <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MP6F46L" title="GTM" height="0" width="0" style="display:none;visibility:hidden" ></iframe> </noscript> </body> </html>