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Guernsey Financial Services Commission — GFSC
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<section class="header"> <div class="row"> <div class="logo"> <a href="/" title="Home" rel="home"> <img src="/themes/custom/gfsc_theme/logo.svg?v1.1" alt="Guernsey Financial Services Commission Logo" /> </a> </div> <div class="mobile-toggles"> <button class="search-toggle"> <span class="icon"></span> </button> <button class="menu-toggle"> <span class="icon"></span> </button> </div> <div class="menu-wrapper"> <nav role="navigation" aria-labelledby="block-gfsc-theme-main-menu-menu" id="block-gfsc-theme-main-menu" class="menu--main"> <h2 class="visually-hidden" id="block-gfsc-theme-main-menu-menu">Main navigation</h2> <ul class="menu"> <li class="menu-item menu-item--expanded" > <a href="/commission" data-drupal-link-system-path="node/10">The Commission</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/commission/international-cooperation" data-drupal-link-system-path="node/15">International Cooperation</a> </li> <li class="menu-item menu-item--no-children" > <a 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</li> <li class="menu-item menu-item--no-children menu-item--collapsed" > <a href="/commission/authorisations/lending-credit-and-finance-applications" data-drupal-link-system-path="node/13432">Lending, Credit and Finance Applications</a> </li> <li class="menu-item menu-item--no-children menu-item--collapsed" > <a href="/commission/authorisations/prescribed-business-applications" data-drupal-link-system-path="node/34">Prescribed Business Applications</a> </li> <li class="menu-item menu-item--no-children menu-item--collapsed" > <a href="/commission/authorisations/application-forms" data-drupal-link-system-path="node/1323">Application Forms</a> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/commission/complaints-standards" data-drupal-link-system-path="node/319">Complaints & Standards</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/consumers/complaints/how-make-complaint" title="Complaints Against Regulated Financial Services Businesses" data-drupal-link-system-path="node/145">Complaints Against Regulated Financial Services Businesses</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/complaints-standards/complaints-against-the-commission" data-drupal-link-system-path="node/322">Complaints Against the Commission</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/complaints-standards/whistleblowing" data-drupal-link-system-path="node/323">Whistleblowing</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/complaints-standards/application-timeframes" data-drupal-link-system-path="node/13449">Application Timeframes</a> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/commission/enforcement" data-drupal-link-system-path="node/23">Enforcement</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/our-people" data-drupal-link-system-path="node/50">Our People</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/decision-making-process" data-drupal-link-system-path="node/51">Decision Making Process</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/enforcement-policy" data-drupal-link-system-path="node/52">Enforcement Policy</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/enforcement-powers" data-drupal-link-system-path="node/53">Enforcement Powers</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/judicial-decisions" data-drupal-link-system-path="node/55">Judicial Decisions</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/prohibitions" data-drupal-link-system-path="node/56">Prohibitions</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/public-statements" data-drupal-link-system-path="node/308">Public Statements</a> </li> <li class="menu-item menu-item--no-children" > <a href="/commission/enforcement/disqualified-directors" data-drupal-link-system-path="node/58">Disqualified Directors</a> </li> </ul> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/industry-sectors" data-drupal-link-system-path="node/14">Industry Sectors</a> <ul> <li class="menu-item menu-item--expanded" > <a href="/industry-sectors/banking" data-drupal-link-system-path="node/59">Banking</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/our-people" data-drupal-link-system-path="node/65">Our People</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/regulated-entities" data-drupal-link-system-path="node/66">Regulated Entities</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/statistics" data-drupal-link-system-path="node/67">Statistics</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/returns" data-drupal-link-system-path="node/68">Returns</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/ongoing-supervision" data-drupal-link-system-path="node/70">Ongoing Supervision</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/fees" data-drupal-link-system-path="node/72">Fees</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/banking/faqs" data-drupal-link-system-path="node/73">FAQs</a> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/industry-sectors/prescribed-businesses" data-drupal-link-system-path="node/64">Prescribed Businesses</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/prescribed-businesses/registered-entities" data-drupal-link-system-path="node/312">Registered Entities</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/prescribed-businesses/fees" data-drupal-link-system-path="node/314">Fees</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/prescribed-businesses/director-registration-regime" data-drupal-link-system-path="node/13563">Director Registration Regime</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/prescribed-businesses/faqs" data-drupal-link-system-path="node/1144">FAQs</a> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/industry-sectors/pensions" data-drupal-link-system-path="node/1415">Pensions</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/pensions/regulated-entities" data-drupal-link-system-path="node/1535">Regulated Entities</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/pensions/returns" data-drupal-link-system-path="node/1533">Returns</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/pensions/faqs" data-drupal-link-system-path="node/1447">FAQs</a> </li> </ul> </li> <li class="menu-item menu-item--expanded" > <a href="/industry-sectors/insurance" data-drupal-link-system-path="node/60">Insurance</a> <ul> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/insurance/our-people" data-drupal-link-system-path="node/74">Our People</a> </li> <li class="menu-item menu-item--no-children menu-item--collapsed" > <a href="/industry-sectors/insurance/type-insurance-entity" data-drupal-link-system-path="node/300">Type of Insurance Entity</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/insurance/regulated-entities" data-drupal-link-system-path="node/75">Regulated Entities</a> </li> <li class="menu-item menu-item--no-children" > <a href="/industry-sectors/insurance/statistics" data-drupal-link-system-path="node/76">Statistics</a> </li> <li class="menu-item menu-item--no-children" > <a 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