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<!DOCTYPE html> <HTML lang="en"> <HEAD> <TITLE>The Effects of Earnings Disclosure on College Enrollment Decisions</TITLE> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <link rel="stylesheet" href="https://maxcdn.bootstrapcdn.com/bootstrap/4.0.0/css/bootstrap.min.css" integrity="sha384-Gn5384xqQ1aoWXA+058RXPxPg6fy4IWvTNh0E263XmFcJlSAwiGgFAW/dAiS6JXm" crossorigin="anonymous"> <link rel="stylesheet" href="/css/font-awesome.min.css">   <link href="/css/normalnew.css" rel="stylesheet" type="text/css"/> <link href="/css/pushy.css" rel="stylesheet" type="text/css"/> <link rel="icon" type="image.jpg" href="/favicon.ico">  <script type='text/javascript'> var captchaContainer = null; var loadCaptcha = function() { captchaContainer = grecaptcha.render('captcha_container', { 'sitekey' : '6LdQebIaAAAAACSKxvbloyrkQ_q-MqhOAGgD5PQV', 'callback' : function(response) { console.log(response); } }); }; </script> <META NAME="handle" CONTENT="RePEc:nbr:nberwo:21300"><META NAME="description" CONTENT="Downloadable! We use a large-scale survey and field experiment to evaluate a policy that provided information about college- and major-specific earnings and cost outcomes to college applicants in Chile. The intervention was administered by the Chilean government and reached 30% of student loan applicants. We show that the low-income and low-achieving students who apply to low-earning college degree programs overestimate earnings for past graduates by over 100%, while beliefs for high-achieving students are correctly centered. Treatment causes low-income students to reduce their demand for low-return degrees by 4.6%, and increases the likelihood they remain in college for at least four years. To understand the mechanisms driving the effect of disclosure policies we estimate a model of college demand. We find that disclosure changes college choice by reducing uncertainty about earnings outcomes, but that its impact is limited by strong student preferences for non-pecuniary degree attributes."> <META NAME="keywords" CONTENT=""> <META NAME="jel_code" CONTENT="H0; H52; I22; I23; I24; I26; J3"> <META NAME="author" CONTENT="Justine Hastings & Christopher A. Neilson & Seth D. Zimmerman"> <META NAME="author_shortid" CONTENT="pha804; pne96; pzi155"> <META NAME="title" CONTENT="The Effects of Earnings Disclosure on College Enrollment Decisions"> <META NAME="download" CONTENT="1"> <META NAME="freedownload" CONTENT="1"> <META NAME="date" CONTENT="2015-02-02"> <META NAME="citation_publication_date" CONTENT="2015/06"> <META NAME="citation_authors" content="Justine Hastings; Christopher A. Neilson; Seth D. 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The intervention was administered by the Chilean government and reached 30% of student loan applicants. We show that the low-income and low-achieving students who apply to low-earning college degree programs overestimate earnings for past graduates by over 100%, while beliefs for high-achieving students are correctly centered. Treatment causes low-income students to reduce their demand for low-return degrees by 4.6%, and increases the likelihood they remain in college for at least four years. To understand the mechanisms driving the effect of disclosure policies we estimate a model of college demand. We find that disclosure changes college choice by reducing uncertainty about earnings outcomes, but that its impact is limited by strong student preferences for non-pecuniary degree attributes.", "keywords": "", "author": "Justine Hastings & Christopher A. Neilson & Seth D. 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aria-selected="false">Corrections</a> </li> </ul> <div class="tab-content" id="myTabContent"> <div class="tab-pane fade show active" id="author-abstract" role="tabpanel" aria-labelledby="author-abstract-tab"> <h2>Author</h2> <div id="author-body"> <div id="authortable"> <div id="listed-authors">Listed: <ul id="authorlist"><li class="authorname">Justine Hastings</li> <li class="authorname">Christopher A. Neilson</li> <li class="authorname">Seth D. Zimmerman</li> </ul></div><div id="registered-authors"> <a href="https://authors.repec.org/">Registered:</a> <ul id="authorregistered"><li><a href="/f/pha804.html">Justine S. Hastings </A></li> <li><a href="/e/pne96.html">Christopher Neilson </A> <i class="fa fa-twitter fa-lg" style="color:#3cf"></i></li> <li><a href="/e/pzi155.html">Seth D. Zimmerman </A></li> </ul> </div> </div> </div> <h2 style="clear:left">Abstract</h2><div id="abstract-body">We use a large-scale survey and field experiment to evaluate a policy that provided information about college- and major-specific earnings and cost outcomes to college applicants in Chile. The intervention was administered by the Chilean government and reached 30% of student loan applicants. We show that the low-income and low-achieving students who apply to low-earning college degree programs overestimate earnings for past graduates by over 100%, while beliefs for high-achieving students are correctly centered. Treatment causes low-income students to reduce their demand for low-return degrees by 4.6%, and increases the likelihood they remain in college for at least four years. To understand the mechanisms driving the effect of disclosure policies we estimate a model of college demand. We find that disclosure changes college choice by reducing uncertainty about earnings outcomes, but that its impact is limited by strong student preferences for non-pecuniary degree attributes.</div> <h2>Suggested Citation</h2> <div id="biblio-body"> <LI class="list-group-item downfree"> Justine Hastings & Christopher A. Neilson & Seth D. Zimmerman, 2015. "<B><A HREF="/p/nbr/nberwo/21300.html">The Effects of Earnings Disclosure on College Enrollment Decisions</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 21300, National Bureau of Economic Research, Inc. </li> Handle: <i style="word-break:break-all">RePEc:nbr:nberwo:21300</i> <br>Note: DEV ED LS PE <form method="post" action="/cgi-bin/refs.cgi" enctype="multipart/form-data" target="refs" class="form-inline" role="form" style="margin-bottom: 10px;"> <input type="hidden" name="handle" value="RePEc:nbr:nberwo:21300"> <div class="pull-left" style="padding-right: 2px;"> <input type="submit" class="btn btn-default fa" name="ref" value="Export reference "> as </div> <div class="col-xs-8" style="padding-left: 0;"> <select name="output" size="1"> <option value="0">HTML</option> <option value="0.5">HTML with abstract</option> <option value="1">plain text</option> <option value="1.5">plain text with abstract</option> <option value="2">BibTeX</option> <option value="3">RIS (EndNote, RefMan, ProCite)</option> <option value="4">ReDIF</option> <option value="6">JSON</option> </select> </div> </form></div> </div> <div class="tab-pane fade" id="download" role="tabpanel" aria-labelledby="download-tab"> <h2>Download full text from publisher</h2><p></p> <FORM METHOD=GET ACTION="/cgi-bin/get_doc.pl" target="_blank"> <INPUT TYPE=HIDDEN NAME="urn" VALUE="RePEc:nbr:nberwo:21300"><INPUT TYPE="radio" NAME="url" VALUE="http://www.nber.org/papers/w21300.pdf" checked><B>File URL:</B> <span style="word-break:break-all">http://www.nber.org/papers/w21300.pdf</span><BR><B>Download Restriction:</B> no<BR> <font size="+2" color="red">---><INPUT TYPE="SUBMIT" class="btn fa" VALUE="Download the selected file " style="color:white;background-color:#2d4e8b;"><---</font></FORM><P><h2>Other versions of this item:</h2> <div class="otherversion"><UL><LI class="list-group-item downfree"> Justine Hastings & Christopher A. Neilson & Seth D. Zimmerman, 2015. "<B><A HREF="https://ideas.repec.org/p/pri/econom/2015-1.html">The Effects of Earnings Disclosure on College Enrollment Decisions</A></B>," <A HREF="https://ideas.repec.org/s/pri/econom.html">Working Papers</A> 2015-1, Princeton University. Economics Department.. </UL></div> </div> <div class="tab-pane fade" id="refs" role="tabpanel" aria-labelledby="refs-tab"><h2>References listed on IDEAS</h2><form method="post" action="/cgi-bin/refs.cgi" enctype="multipart/form-data" target="refs" class="form-inline" role="form" style="margin-bottom: 10px;"> <input type="hidden" name="handle" 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<div class="pull-left" style="padding-right: 2px;"> <input type="submit" class="btn btn-default fa" name="ref" value="Export references "> as </div> <div class="col-xs-8" style="padding-left: 0;"> <select name="output" size="1"> <option value="0">HTML</option> <option value="0.5">HTML with abstract</option> <option value="1">plain text</option> <option value="1.5">plain text with abstract</option> <option value="2">BibTeX</option> <option value="3">RIS (EndNote, RefMan, ProCite)</option> <option value="4">ReDIF</option> <option value="6">JSON</option> </select> </div> </form> <ol class="list-group"><LI class="list-group-item downfree"> Justine S. Hastings & Christopher A. Neilson & Seth D. Zimmerman, 2013. "<B><A HREF="/p/nbr/nberwo/19241.html">Are Some Degrees Worth More than Others? Evidence from college admission cutoffs in Chile</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 19241, National Bureau of Economic Research, Inc. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Justine S. Hastings & Christopher A. Neilson & Seth D. Zimmerman, 2014. "<B><A HREF="/p/pri/econom/2014-5.html">Are Some Degrees Worth More than Others? Evidence from College Admission Cutoffs in Chile</A></B>," <A HREF="/s/pri/econom.html">Working Papers</A> 2014-5, Princeton University. Economics Department.. </UL></div> <LI class="list-group-item">repec:mpr:mprres:7375 is not listed on IDEAS <LI class="list-group-item downgate"> Richard H. Thaler & Shlomo Benartzi, 2004. "<B><A HREF="/a/ucp/jpolec/v112y2004is1ps164-s187.html">Save More Tomorrow (TM): Using Behavioral Economics to Increase Employee Saving</A></B>," <A HREF="/s/ucp/jpolec.html">Journal of Political Economy</A>, University of Chicago Press, vol. 112(S1), pages 164-187, February. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Shlomo Benartzi & Richard Thaler, 2004. "<B><A HREF="/p/feb/natura/00337.html">Save more tomorrow: Using behavioral economics to increase employee saving</A></B>," <A HREF="/s/feb/natura.html">Natural Field Experiments</A> 00337, The Field Experiments Website. </UL></div> <LI class="list-group-item downgate"> Bleemer, Zachary & Zafar, Basit, 2018. "<B><A HREF="/a/eee/pubeco/v157y2018icp184-211.html">Intended college attendance: Evidence from an experiment on college returns and costs</A></B>," <A HREF="/s/eee/pubeco.html">Journal of Public Economics</A>, Elsevier, vol. 157(C), pages 184-211. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Bleemer, Zachary & Zafar, Basit, 2015. "<B><A HREF="/p/iza/izadps/dp9445.html">Intended College Attendance: Evidence from an Experiment on College Returns and Cost</A></B>," <A HREF="/s/iza/izadps.html">IZA Discussion Papers</A> 9445, Institute of Labor Economics (IZA). <LI class="list-group-item downfree"> Zachary Bleemer & Basit Zafar, 2015. "<B><A HREF="/p/fip/fednsr/739.html">Intended college attendance: evidence from an experiment on college returns and costs</A></B>," <A HREF="/s/fip/fednsr.html">Staff Reports</A> 739, Federal Reserve Bank of New York. </UL></div> <LI class="list-group-item downgate"> Jason Abaluck & Jonathan Gruber, 2011. "<B><A HREF="/a/aea/aecrev/v101y2011i4p1180-1210.html">Choice Inconsistencies among the Elderly: Evidence from Plan Choice in the Medicare Part D Program</A></B>," <A HREF="/s/aea/aecrev.html">American Economic Review</A>, American Economic Association, vol. 101(4), pages 1180-1210, June. <LI class="list-group-item downfree"> Thomas J. Kane & Douglas O. Staiger, 2008. "<B><A HREF="/p/nbr/nberwo/14607.html">Estimating Teacher Impacts on Student Achievement: An Experimental Evaluation</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 14607, National Bureau of Economic Research, Inc. <LI class="list-group-item downgate"> Arcidiacono, Peter & Hotz, V. Joseph & Kang, Songman, 2012. "<B><A HREF="/a/eee/econom/v166y2012i1p3-16.html">Modeling college major choices using elicited measures of expectations and counterfactuals</A></B>," <A HREF="/s/eee/econom.html">Journal of Econometrics</A>, Elsevier, vol. 166(1), pages 3-16. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Arcidiacono, Peter & Hotz, V. Joseph & Kang, Songman, 2010. "<B><A HREF="/p/iza/izadps/dp4738.html">Modeling College Major Choices Using Elicited Measures of Expectations and Counterfactuals</A></B>," <A HREF="/s/iza/izadps.html">IZA Discussion Papers</A> 4738, Institute of Labor Economics (IZA). <LI class="list-group-item downfree"> V. Joseph Hotz & Peter Arcidiacono & Songman Kang, 2010. "<B><A HREF="/p/duk/dukeec/10-30.html">Modeling College Major Choices Using Elicited Measures of Expectations and Counterfactuals</A></B>," <A HREF="/s/duk/dukeec.html">Working Papers</A> 10-30, Duke University, Department of Economics. <LI class="list-group-item downfree"> Peter Arcidiacono & V. Joseph Hotz & Songman Kang, 2010. "<B><A HREF="/p/nbr/nberwo/15729.html">Modeling College Major Choices using Elicited Measures of Expectations and Counterfactuals</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 15729, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downfree"> Katja Maria Kaufmann, 2014. "<B><A HREF="/a/wly/quante/v5y2014i3p583-630.html">Understanding the income gradient in college attendance in Mexico: The role of heterogeneity in expected returns</A></B>," <A HREF="/s/wly/quante.html">Quantitative Economics</A>, Econometric Society, vol. 5(3), pages 583-630, November. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Katja Maria Kaufmann, 2010. "<B><A HREF="/p/igi/igierp/362.html">Understanding the Income Gradient in College Attendance in Mexico: The Role of Heterogeneity in Expected Returns</A></B>," <A HREF="/s/igi/igierp.html">Working Papers</A> 362, IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University. </UL></div> <LI class="list-group-item downfree"> Philip Oreopoulos & Ryan Dunn, 2013. "<B><A HREF="/a/bla/scandj/v115y2013i1p3-26.html">Information and College Access: Evidence from a Randomized Field Experiment</A></B>," <A HREF="/s/bla/scandj.html">Scandinavian Journal of Economics</A>, Wiley Blackwell, vol. 115(1), pages 3-26, January. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Philip Oreopoulos & Ryan Dunn, 2012. "<B><A HREF="/p/nbr/nberwo/18551.html">Information and College Access: Evidence from a Randomized Field Experiment</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 18551, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downgate"> Taryn Dinkelman & Claudia Martínez A., 2014. "<B><A HREF="/a/tpr/restat/v96y2014i2p244-257.html">Investing in Schooling In Chile: The Role of Information about Financial Aid for Higher Education</A></B>," <A HREF="/s/tpr/restat.html">The Review of Economics and Statistics</A>, MIT Press, vol. 96(2), pages 244-257, May. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Taryn Dinkelman & Claudia Martínez, 2011. "<B><A HREF="/p/udc/wpaper/wp335.html">Investing in schooling in Chile: The role of information about financial aid for higher education</A></B>," <A HREF="/s/udc/wpaper.html">Working Papers</A> wp335, University of Chile, Department of Economics. <LI class="list-group-item downgate"> Dinkelman, Taryn & MartÃnez A, Claudia, 2011. "<B><A HREF="/p/cpr/ceprdp/8375.html">Investing in schooling in Chile: The role of information about financial aid for higher education</A></B>," <A HREF="/s/cpr/ceprdp.html">CEPR Discussion Papers</A> 8375, C.E.P.R. Discussion Papers. <LI class="list-group-item downfree"> Taryn Dinkelman & Claudia Martinez A., 2011. "<B><A HREF="/p/pri/cepsud/216.html">Investing in Schooling in Chile: The Role of Information about Financial Aid for Higher Education</A></B>," <A HREF="/s/pri/cepsud.html">Working Papers</A> 1296, Princeton University, Department of Economics, Center for Economic Policy Studies.. </UL></div> <LI class="list-group-item downgate"> Jeffrey R. Kling & Sendhil Mullainathan & Eldar Shafir & Lee C. Vermeulen & Marian V. Wrobel, 2012. "<B><A HREF="/a/oup/qjecon/v127y2012i1p199-235.html">Comparison Friction: Experimental Evidence from Medicare Drug Plans</A></B>," <A HREF="/s/oup/qjecon.html">The Quarterly Journal of Economics</A>, President and Fellows of Harvard College, vol. 127(1), pages 199-235. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Jeffrey R. Kling & Sendhil Mullainathan & Eldar Shafir & Lee C. Vermeulen & Marian V. Wrobel, "undated". "<B><A HREF="/p/mpr/mprres/b5b408501b0147b89b7d124e831011e5.html">Comparison Friction: Experimental Evidence from Medicare Drug Plans</A></B>," <A HREF="/s/mpr/mprres.html">Mathematica Policy Research Reports</A> b5b408501b0147b89b7d124e8, Mathematica Policy Research. <LI class="list-group-item downfree"> Jeffrey R. Kling & Sendhil Mullainathan & Eldar Shafir & Lee Vermeulen & Marian Wrobel, 2011. "<B><A HREF="/p/nbr/nberwo/17410.html">Comparison Friction: Experimental Evidence from Medicare Drug Plans</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 17410, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downgate"> Hastings, Justine S. & Neilson, Christopher A. & Ramirez, Anely & Zimmerman, Seth D., 2016. "<B><A HREF="/a/eee/ecoedu/v51y2016icp136-151.html">(Un)informed college and major choice: Evidence from linked survey and administrative data</A></B>," <A HREF="/s/eee/ecoedu.html">Economics of Education Review</A>, Elsevier, vol. 51(C), pages 136-151. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Justine S. Hastings & Christopher A. Neilson & Anely Ramirez & Seth D. Zimmerman, 2015. "<B><A HREF="/p/nbr/nberwo/21330.html">(Un)Informed College and Major Choice: Evidence from Linked Survey and Administrative Data</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 21330, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downfree"> Raj Chetty & John N. Friedman & Emmanuel Saez & Nicholas Turner & Danny Yagan, 2017. "<B><A HREF="/p/hka/wpaper/2017-059.html">Mobility Report Cards: The Role of Colleges in Intergenerational Mobility</A></B>," <A HREF="/s/hka/wpaper.html">Working Papers</A> 2017-059, Human Capital and Economic Opportunity Working Group. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Raj Chetty & John N. Friedman & Emmanuel Saez & Nicholas Turner & Danny Yagan, 2017. "<B><A HREF="/p/nbr/nberwo/23618.html">Mobility Report Cards: The Role of Colleges in Intergenerational Mobility</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 23618, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downfree"> Raj Chetty & John N. Friedman & Jonah E. Rockoff, 2014. "<B><A HREF="/a/aea/aecrev/v104y2014i9p2593-2632.html">Measuring the Impacts of Teachers I: Evaluating Bias in Teacher Value-Added Estimates</A></B>," <A HREF="/s/aea/aecrev.html">American Economic Review</A>, American Economic Association, vol. 104(9), pages 2593-2632, September. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Raj Chetty & John N. Friedman & Jonah E. Rockoff, 2013. "<B><A HREF="/p/nbr/nberwo/19423.html">Measuring the Impacts of Teachers I: Evaluating Bias in Teacher Value-Added Estimates</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 19423, National Bureau of Economic Research, Inc. <LI class="list-group-item downfree"> Chetty, Nadarajan & Friedman, John & Rockoff, Jonah E., 2014. "<B><A HREF="/p/hrv/faseco/30749073.html">Measuring the Impacts of Teachers I: Evaluating Bias in Teacher Value-Added Estimates</A></B>," <A HREF="/s/hrv/faseco.html">Scholarly Articles</A> 30749073, Harvard University Department of Economics. </UL></div> <LI class="list-group-item">repec:pri:rpdevs:gamespaper.pdf is not listed on IDEAS <LI class="list-group-item downgate"> Stacy B. Dale & Alan B. Krueger, 2014. "<B><A HREF="/a/uwp/jhriss/v49y2014ii1p323-358.html">Estimating the Effects of College Characteristics over the Career Using Administrative Earnings Data</A></B>," <A HREF="/s/uwp/jhriss.html">Journal of Human Resources</A>, University of Wisconsin Press, vol. 49(2), pages 323-358. <LI class="list-group-item downfree"> Caroline Hoxby & Christopher Avery, 2013. "<B><A HREF="/a/bin/bpeajo/v44y2013i2013-01p1-65.html">The Missing "One-Offs": The Hidden Supply of High-Achieving, Low-Income Students</A></B>," <A HREF="/s/bin/bpeajo.html">Brookings Papers on Economic Activity</A>, Economic Studies Program, The Brookings Institution, vol. 44(1 (Spring), pages 1-65. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Caroline M. Hoxby & Christopher Avery, 2012. "<B><A HREF="/p/nbr/nberwo/18586.html">The Missing "One-Offs": The Hidden Supply of High-Achieving, Low Income Students</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 18586, National Bureau of Economic Research, Inc. <LI class="list-group-item downfree"> Hoxby, Caroline M. & Avery, Christopher, 2015. "<B><A HREF="/p/ecl/stabus/3323.html">The Missing "One-Offs": The Hidden Supply of High-Achieving, Low Income Students</A></B>," <A HREF="/s/ecl/stabus.html">Research Papers</A> 3323, Stanford University, Graduate School of Business. </UL></div> <LI class="list-group-item downfree"> Christopher T. Conlon & Julie Holland Mortimer, 2013. "<B><A HREF="/a/aea/aejmic/v5y2013i4p1-30.html">Demand Estimation under Incomplete Product Availability</A></B>," <A HREF="/s/aea/aejmic.html">American Economic Journal: Microeconomics</A>, American Economic Association, vol. 5(4), pages 1-30, November. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Christopher T. Conlon & Julie Holland Mortimer, 2008. "<B><A HREF="/p/nbr/nberwo/14315.html">Demand Estimation Under Incomplete Product Availability</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 14315, National Bureau of Economic Research, Inc. <LI class="list-group-item downfree"> Christopher T. Conlon & Julie Holland Mortimer, 2010. "<B><A HREF="/p/boc/bocoec/799.html">Demand Estimation Under Incomplete Product Availability</A></B>," <A HREF="/s/boc/bocoec.html">Boston College Working Papers in Economics</A> 799, Boston College Department of Economics, revised 07 Aug 2012. </UL></div> <LI class="list-group-item downfree"> Adam M. Lavecchia & Heidi Liu & Philip Oreopoulos, 2014. "<B><A HREF="/p/nbr/nberwo/20609.html">Behavioral Economics of Education: Progress and Possibilities</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 20609, National Bureau of Economic Research, Inc. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Lavecchia, Adam M. & Liu, Heidi & Oreopoulos, Philip, 2015. 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"<B><A HREF="/a/oup/qjecon/v121y2006i2p635-672..html">Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines</A></B>," <A HREF="/s/oup/qjecon.html">The Quarterly Journal of Economics</A>, President and Fellows of Harvard College, vol. 121(2), pages 635-672. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Nava Ashraf & Dean S. Karlan & Wesley Yin, 2005. "<B><A HREF="/p/egc/wpaper/917.html">Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines</A></B>," <A HREF="/s/egc/wpaper.html">Working Papers</A> 917, Economic Growth Center, Yale University. <LI class="list-group-item downfree"> Nava Ashaf & Dean Karlan & Wesley Yin, 2006. 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"<B><A HREF="/a/aea/aecrev/v105y2015i8p2449-2500.html">Health Insurance for "Humans": Information Frictions, Plan Choice, and Consumer Welfare</A></B>," <A HREF="/s/aea/aecrev.html">American Economic Review</A>, American Economic Association, vol. 105(8), pages 2449-2500, August. <LI class="list-group-item downgate"> Mathios, Alan D, 2000. "<B><A HREF="/a/ucp/jlawec/v43y2000i2p651-77.html">The Impact of Mandatory Disclosure Laws on Product Choices: An Analysis of the Salad Dressing Market</A></B>," <A HREF="/s/ucp/jlawec.html">Journal of Law and Economics</A>, University of Chicago Press, vol. 43(2), pages 651-677, October. <LI class="list-group-item downgate"> Justine S. Hastings & Jeffrey M. Weinstein, 2008. "<B><A HREF="/a/oup/qjecon/v123y2008i4p1373-1414..html">Information, School Choice, and Academic Achievement: Evidence from Two Experiments</A></B>," <A HREF="/s/oup/qjecon.html">The Quarterly Journal of Economics</A>, President and Fellows of Harvard College, vol. 123(4), pages 1373-1414. <div class="otherversion"><UL> <LI class="list-group-item downfree"> Justine S. Hastings & Jeffrey M. Weinstein, 2007. "<B><A HREF="/p/nbr/nberwo/13623.html">Information, School Choice, and Academic Achievement: Evidence from Two Experiments</A></B>," <A HREF="/s/nbr/nberwo.html">NBER Working Papers</A> 13623, National Bureau of Economic Research, Inc. </UL></div> <LI class="list-group-item downgate"> Scott-Clayton, Judith & Minaya, Veronica, 2016. "<B><A HREF="/a/eee/ecoedu/v52y2016icp1-18.html">Should student employment be subsidized? 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"<B><A HREF="/p/diw/diwsop/diw_sp878.html">Subjective Completion Beliefs and the Demand for Post-Secondary Education</A></B>," <A HREF="/s/diw/diwsop.html">SOEPpapers on Multidisciplinary Panel Data Research</A> 878, DIW Berlin, The German Socio-Economic Panel (SOEP). <div class="otherversion"><UL> <LI class="list-group-item downfree"> Johannes S. Kunz & Kevin E. Staub, 2016. "<B><A HREF="/p/iso/educat/0120.html">Subjective completion beliefs and the demand for post-secondary education</A></B>," <A HREF="/s/iso/educat.html">Economics of Education Working Paper Series</A> 0120, University of Zurich, Department of Business Administration (IBW). <LI class="list-group-item downfree"> Kunz, Johannes S. & Staub, Kevin E., 2016. 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"<B><A HREF="/p/zur/econwp/218.html">Subjective completion beliefs and the demand for post-secondary education</A></B>," <A HREF="/s/zur/econwp.html">ECON - Working Papers</A> 218, Department of Economics - University of Zurich. </UL></div> </ol> </div> <div class="tab-pane fade" id="more" role="tabpanel" aria-labelledby="more-tab"> <H2> More about this item</H2><H3><A HREF="/j/">JEL</A> classification:</h3> <UL> <LI><A HREF="/j/H0.html"><B>H0</B></A> - Public Economics - - General</LI> <LI><A HREF="/j/H52.html"><B>H52</B></A> - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Education</LI> <LI><A HREF="/j/I22.html"><B>I22</B></A> - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid</LI> <LI><A HREF="/j/I23.html"><B>I23</B></A> - Health, Education, and Welfare - - Education - - - Higher Education; Research Institutions</LI> <LI><A HREF="/j/I24.html"><B>I24</B></A> - Health, Education, and Welfare - - Education - - - Education and Inequality</LI> <LI><A HREF="/j/I26.html"><B>I26</B></A> - Health, Education, and Welfare - - Education - - - Returns to Education</LI> <LI><A HREF="/j/J3.html"><B>J3</B></A> - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs</LI> </UL><P> <h3>NEP fields</h3> This paper has been announced in the following <A HREF="http://nep.repec.org/">NEP Reports</A>: <UL><LI><A HREF="/n/nep-edu/2015-06-27.html">NEP-EDU-2015-06-27</A> (Education)</LI> <LI><A HREF="/n/nep-lma/2015-06-27.html">NEP-LMA-2015-06-27</A> (Labor Markets - Supply, Demand, and Wages)</LI> <LI><A HREF="/n/nep-pbe/2015-06-27.html">NEP-PBE-2015-06-27</A> (Public Economics)</LI> </UL> <h3>Statistics</h3> <A HREF="http://logec.repec.org/scripts/paperstat.pl?h=RePEc:nbr:nberwo:21300">Access and download statistics</A> </div>  <div class="tab-pane fade" id="correct" role="tabpanel" aria-labelledby="correct-tab"> <h2>Corrections</H2> <P>All material on this site has been provided by the respective publishers and authors. 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