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class="vector-toc-link" href="#Business_Bank"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.2</span> <span>Business Bank</span> </div> </a> <ul id="toc-Business_Bank-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-BT" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#BT"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.3</span> <span>BT</span> </div> </a> <ul id="toc-BT-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Westpac_Institutional_Bank" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Westpac_Institutional_Bank"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.4</span> <span>Westpac Institutional Bank</span> </div> </a> <ul id="toc-Westpac_Institutional_Bank-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Westpac_New_Zealand" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Westpac_New_Zealand"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.5</span> <span>Westpac New Zealand</span> </div> </a> <ul id="toc-Westpac_New_Zealand-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-ATM_Alliance" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#ATM_Alliance"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.6</span> <span>ATM Alliance</span> </div> </a> <ul id="toc-ATM_Alliance-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Westpac_Migrant_Banking" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Westpac_Migrant_Banking"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.7</span> <span>Westpac Migrant Banking</span> </div> </a> <ul id="toc-Westpac_Migrant_Banking-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Westpac_Pacific" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Westpac_Pacific"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.8</span> <span>Westpac Pacific</span> </div> </a> <ul id="toc-Westpac_Pacific-sublist" class="vector-toc-list"> <li id="toc-Westpac_Outstanding_Women_Awards" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Westpac_Outstanding_Women_Awards"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.8.1</span> <span>Westpac Outstanding Women Awards</span> </div> </a> <ul id="toc-Westpac_Outstanding_Women_Awards-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Banking_Alliance_for_Women" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Banking_Alliance_for_Women"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.9</span> <span>Banking Alliance for Women</span> </div> </a> <ul id="toc-Banking_Alliance_for_Women-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Reinventure" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Reinventure"> <div class="vector-toc-text"> <span class="vector-toc-numb">3.10</span> <span>Reinventure</span> </div> </a> <ul id="toc-Reinventure-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Corporate_responsibility" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#Corporate_responsibility"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Corporate responsibility</span> </div> </a> <ul id="toc-Corporate_responsibility-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Controversies" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#Controversies"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Controversies</span> </div> </a> <button aria-controls="toc-Controversies-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon 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vector-toc-level-2"> <a class="vector-toc-link" href="#Financial_misconduct"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3</span> <span>Financial misconduct</span> </div> </a> <ul id="toc-Financial_misconduct-sublist" class="vector-toc-list"> <li id="toc-Manipulation_of_benchmark_interest_rates" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Manipulation_of_benchmark_interest_rates"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3.1</span> <span>Manipulation of benchmark interest rates</span> </div> </a> <ul id="toc-Manipulation_of_benchmark_interest_rates-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Money_laundering_and_child_exploitation_scandal" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Money_laundering_and_child_exploitation_scandal"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3.2</span> <span>Money laundering and child exploitation scandal</span> </div> </a> <ul id="toc-Money_laundering_and_child_exploitation_scandal-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Unsolicited_sales_campaign" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Unsolicited_sales_campaign"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3.3</span> <span>Unsolicited sales campaign</span> </div> </a> <ul id="toc-Unsolicited_sales_campaign-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-String_of_misconduct_cases" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#String_of_misconduct_cases"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3.4</span> <span>String of misconduct cases</span> </div> </a> <ul id="toc-String_of_misconduct_cases-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Insider_trading_and_interest_swap_allegations" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Insider_trading_and_interest_swap_allegations"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.3.5</span> <span>Insider trading and interest swap allegations</span> </div> </a> <ul id="toc-Insider_trading_and_interest_swap_allegations-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> </ul> </li> <li id="toc-See_also" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#See_also"> <div class="vector-toc-text"> <span class="vector-toc-numb">6</span> <span>See also</span> </div> </a> <ul id="toc-See_also-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-References" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#References"> <div class="vector-toc-text"> <span class="vector-toc-numb">7</span> <span>References</span> </div> </a> <ul id="toc-References-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Further_reading" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#Further_reading"> <div class="vector-toc-text"> <span class="vector-toc-numb">8</span> <span>Further reading</span> </div> </a> <ul id="toc-Further_reading-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-External_links" class="vector-toc-list-item vector-toc-level-1"> <a class="vector-toc-link" href="#External_links"> <div class="vector-toc-text"> <span class="vector-toc-numb">9</span> <span>External links</span> </div> </a> <ul id="toc-External_links-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Contents" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" title="Table of Contents" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" 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Available in 21 languages" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-21" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">21 languages</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D9%88%D9%8A%D8%B3%D8%AA%D8%A8%D8%A7%D9%83" title="ويستباك – Arabic" lang="ar" hreflang="ar" data-title="ويستباك" data-language-autonym="العربية" data-language-local-name="Arabic" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-azb mw-list-item"><a href="https://azb.wikipedia.org/wiki/%D9%88%D8%B3%D8%AA%D9%BE%DA%A9" title="وستپک – South Azerbaijani" lang="azb" hreflang="azb" data-title="وستپک" data-language-autonym="تۆرکجه" data-language-local-name="South Azerbaijani" class="interlanguage-link-target"><span>تۆرکجه</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Westpac" title="Westpac – Danish" lang="da" hreflang="da" data-title="Westpac" data-language-autonym="Dansk" data-language-local-name="Danish" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Westpac" title="Westpac – German" lang="de" hreflang="de" data-title="Westpac" data-language-autonym="Deutsch" data-language-local-name="German" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Westpac" title="Westpac – Spanish" lang="es" hreflang="es" data-title="Westpac" data-language-autonym="Español" data-language-local-name="Spanish" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D9%88%D8%B3%D8%AA%D9%BE%DA%A9" title="وستپک – Persian" lang="fa" hreflang="fa" data-title="وستپک" data-language-autonym="فارسی" data-language-local-name="Persian" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Westpac" title="Westpac – French" lang="fr" hreflang="fr" data-title="Westpac" data-language-autonym="Français" data-language-local-name="French" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%9B%A8%EC%8A%A4%ED%8A%B8%ED%8C%A9" title="웨스트팩 – Korean" lang="ko" hreflang="ko" data-title="웨스트팩" data-language-autonym="한국어" data-language-local-name="Korean" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Westpac" title="Westpac – Indonesian" lang="id" hreflang="id" data-title="Westpac" data-language-autonym="Bahasa Indonesia" data-language-local-name="Indonesian" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Westpac" title="Westpac – Dutch" lang="nl" hreflang="nl" data-title="Westpac" data-language-autonym="Nederlands" data-language-local-name="Dutch" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E3%82%A6%E3%82%A8%E3%82%B9%E3%83%88%E3%83%91%E3%83%83%E3%82%AF%E9%8A%80%E8%A1%8C" title="ウエストパック銀行 – Japanese" lang="ja" hreflang="ja" data-title="ウエストパック銀行" data-language-autonym="日本語" data-language-local-name="Japanese" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-nn mw-list-item"><a href="https://nn.wikipedia.org/wiki/Westpac" title="Westpac – Norwegian Nynorsk" lang="nn" hreflang="nn" data-title="Westpac" data-language-autonym="Norsk nynorsk" data-language-local-name="Norwegian Nynorsk" class="interlanguage-link-target"><span>Norsk nynorsk</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Westpac" title="Westpac – Portuguese" lang="pt" hreflang="pt" data-title="Westpac" data-language-autonym="Português" data-language-local-name="Portuguese" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/Westpac" title="Westpac – Russian" lang="ru" hreflang="ru" data-title="Westpac" data-language-autonym="Русский" data-language-local-name="Russian" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sah mw-list-item"><a href="https://sah.wikipedia.org/wiki/Westpac" title="Westpac – Yakut" lang="sah" hreflang="sah" data-title="Westpac" data-language-autonym="Саха тыла" data-language-local-name="Yakut" class="interlanguage-link-target"><span>Саха тыла</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Westpac" title="Westpac – Simple English" lang="en-simple" hreflang="en-simple" data-title="Westpac" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Westpac_Banking_Group" title="Westpac Banking Group – Finnish" lang="fi" hreflang="fi" data-title="Westpac Banking Group" data-language-autonym="Suomi" data-language-local-name="Finnish" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/Westpac" title="Westpac – Swedish" lang="sv" hreflang="sv" data-title="Westpac" data-language-autonym="Svenska" data-language-local-name="Swedish" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Westpac" title="Westpac – Turkish" lang="tr" hreflang="tr" data-title="Westpac" data-language-autonym="Türkçe" data-language-local-name="Turkish" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D9%88%DB%8C%D8%B3%D9%B9_%D9%BE%DB%8C%DA%A9" title="ویسٹ پیک – Urdu" lang="ur" hreflang="ur" data-title="ویسٹ پیک" data-language-autonym="اردو" data-language-local-name="Urdu" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E8%A5%BF%E5%A4%AA%E5%B9%B3%E6%B4%8B%E9%8A%80%E8%A1%8C" title="西太平洋銀行 – Chinese" lang="zh" hreflang="zh" data-title="西太平洋銀行" data-language-autonym="中文" data-language-local-name="Chinese" class="interlanguage-link-target"><span>中文</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q2031726#sitelinks-wikipedia" title="Edit interlanguage links" class="wbc-editpage">Edit links</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Namespaces"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div 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.hatnote{display:none!important}}</style><div role="note" class="hatnote navigation-not-searchable">This article is about the bank. For the defunct airline, see <a href="/wiki/Western_Pacific_Airlines" title="Western Pacific Airlines">Western Pacific Airlines</a>.</div> <p class="mw-empty-elt"> </p> <style data-mw-deduplicate="TemplateStyles:r1257001546">.mw-parser-output .infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org" style="font-size: 125%;">Westpac Banking Corporation</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Westpac_logo.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/a/a7/Westpac_logo.svg/220px-Westpac_logo.svg.png" decoding="async" width="220" height="44" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/a/a7/Westpac_logo.svg/330px-Westpac_logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/a/a7/Westpac_logo.svg/440px-Westpac_logo.svg.png 2x" data-file-width="1024" data-file-height="203" /></a></span></td></tr><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span typeof="mw:File"><a href="/wiki/File:Westpac_Place_2.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/c/c7/Westpac_Place_2.jpg/180px-Westpac_Place_2.jpg" decoding="async" width="180" height="320" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/c/c7/Westpac_Place_2.jpg/270px-Westpac_Place_2.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/c/c7/Westpac_Place_2.jpg/360px-Westpac_Place_2.jpg 2x" data-file-width="2268" data-file-height="4032" /></a></span><div class="infobox-caption">Headquarters at <a href="/wiki/Westpac_Place" title="Westpac Place">Westpac Place</a> in Sydney</div></td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Public_company" title="Public company">Public</a></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Ticker_symbol" title="Ticker symbol">Traded as</a></div></th><td class="infobox-data"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li><a href="/wiki/Australian_Securities_Exchange" title="Australian Securities Exchange">ASX</a>: <a rel="nofollow" class="external text" href="https://www2.asx.com.au/markets/company/WBC">WBC</a></li><li><a href="/wiki/New_Zealand_Exchange" class="mw-redirect" title="New Zealand Exchange">NZX</a>: <a rel="nofollow" class="external text" href="https://www.nzx.com/instruments/WBC">WBC</a></li><li><a href="/wiki/S%26P/ASX_200" title="S&P/ASX 200">S&P/ASX 200</a> component</li><li><a href="/wiki/S%26P/NZX_50" title="S&P/NZX 50">S&P/NZX 50</a> component</li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><a href="/wiki/Financial_services" title="Financial services">Financial services</a></td></tr><tr><th scope="row" class="infobox-label">Predecessor</th><td class="infobox-data"><a href="/wiki/Bank_of_New_South_Wales" title="Bank of New South Wales">Bank of New South Wales</a><br /><a href="/wiki/Commercial_Bank_of_Australia" title="Commercial Bank of Australia">Commercial Bank of Australia</a></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">8 April 1817<span style="display:none"> (<span class="bday dtstart published updated itvstart">1817-04-08</span>)</span> (as the Bank of New South Wales) <br /> 4 May 1982<span style="display:none"> (<span class="bday dtstart published updated itvstart">1982-05-04</span>)</span> (as Westpac Banking Corporation)</td></tr><tr><th scope="row" class="infobox-label">Headquarters</th><td class="infobox-data label"><a href="/wiki/Westpac_Place" title="Westpac Place">Westpac Place</a> <br /> Sydney, Australia</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of locations</div></th><td class="infobox-data">626</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Area served</div></th><td class="infobox-data">Worldwide</td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Key people</div></th><td class="infobox-data agent"><a href="/wiki/John_McFarlane" title="John McFarlane">John McFarlane</a> (<a href="/wiki/Chairperson" class="mw-redirect" title="Chairperson">Chairman</a>) <br /> Anthony Miller (CEO)</td></tr><tr><th scope="row" class="infobox-label">Products</th><td class="infobox-data"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl dl,.mw-parser-output .hlist dl ol,.mw-parser-output .hlist dl ul,.mw-parser-output .hlist ol dl,.mw-parser-output .hlist ol ol,.mw-parser-output .hlist ol ul,.mw-parser-output .hlist ul dl,.mw-parser-output .hlist ul ol,.mw-parser-output .hlist ul ul{display:inline}.mw-parser-output .hlist .mw-empty-li{display:none}.mw-parser-output .hlist dt::after{content:": "}.mw-parser-output .hlist dd::after,.mw-parser-output .hlist li::after{content:" · ";font-weight:bold}.mw-parser-output .hlist dd:last-child::after,.mw-parser-output .hlist dt:last-child::after,.mw-parser-output .hlist li:last-child::after{content:none}.mw-parser-output .hlist dd dd:first-child::before,.mw-parser-output .hlist dd dt:first-child::before,.mw-parser-output .hlist dd li:first-child::before,.mw-parser-output .hlist dt dd:first-child::before,.mw-parser-output .hlist dt dt:first-child::before,.mw-parser-output .hlist dt li:first-child::before,.mw-parser-output .hlist li dd:first-child::before,.mw-parser-output .hlist li dt:first-child::before,.mw-parser-output .hlist li li:first-child::before{content:" (";font-weight:normal}.mw-parser-output .hlist dd dd:last-child::after,.mw-parser-output .hlist dd dt:last-child::after,.mw-parser-output .hlist dd li:last-child::after,.mw-parser-output .hlist dt dd:last-child::after,.mw-parser-output .hlist dt dt:last-child::after,.mw-parser-output .hlist dt li:last-child::after,.mw-parser-output .hlist li dd:last-child::after,.mw-parser-output .hlist li dt:last-child::after,.mw-parser-output .hlist li li:last-child::after{content:")";font-weight:normal}.mw-parser-output .hlist ol{counter-reset:listitem}.mw-parser-output .hlist ol>li{counter-increment:listitem}.mw-parser-output .hlist ol>li::before{content:" "counter(listitem)"\a0 "}.mw-parser-output .hlist dd ol>li:first-child::before,.mw-parser-output .hlist dt ol>li:first-child::before,.mw-parser-output .hlist li ol>li:first-child::before{content:" ("counter(listitem)"\a0 "}</style><div class="hlist"><ul><li><a href="/wiki/Retail_banking" title="Retail banking">Retail banking</a></li><li><a href="/wiki/Commercial_bank" title="Commercial bank">corporate banking</a></li><li><a href="/wiki/Investment_banking" title="Investment banking">investment banking</a></li><li>insurance</li><li><a href="/wiki/Private_banking" title="Private banking">private banking</a></li><li><a href="/wiki/Private_equity" title="Private equity">private equity</a></li><li><a href="/wiki/Mortgage_loans" class="mw-redirect" title="Mortgage loans">mortgage loans</a></li><li><a href="/wiki/Credit_cards" class="mw-redirect" title="Credit cards">credit cards</a></li><li><a href="/wiki/Investment_management" title="Investment management">investment management</a></li><li><a href="/wiki/Wealth_management" title="Wealth management">wealth management</a></li><li><a href="/wiki/Asset_management" title="Asset management">asset management</a></li><li><a href="/wiki/Mutual_funds" class="mw-redirect" title="Mutual funds">mutual funds</a></li><li><a href="/wiki/Exchange-traded_fund" title="Exchange-traded fund">exchange-traded funds</a></li><li><a href="/wiki/Index_fund" title="Index fund">index funds</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Earnings_before_interest_and_taxes" title="Earnings before interest and taxes">Operating income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Decrease"><img alt="Decrease" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/11px-Decrease2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/17px-Decrease2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/22px-Decrease2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <a href="/wiki/Australian_dollar" title="Australian dollar">A$</a>21.59 billion (2024)<sup id="cite_ref-AR2024_1-0" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;"><a href="/wiki/Net_income" title="Net income">Net income</a></div></th><td class="infobox-data"><span typeof="mw:File"><span title="Decrease"><img alt="Decrease" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/11px-Decrease2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/17px-Decrease2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ed/Decrease2.svg/22px-Decrease2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>6.99 billion (2024)<sup id="cite_ref-AR2024_1-1" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Asset" title="Asset">Total assets</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>1.06 trillion (2024)<sup id="cite_ref-AR2024_1-2" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><span class="nowrap"><a href="/wiki/Equity_(finance)" title="Equity (finance)">Total equity</a></span></th><td class="infobox-data"><span typeof="mw:File"><span title="Increase"><img alt="Increase" src="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/11px-Increase2.svg.png" decoding="async" width="11" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/17px-Increase2.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/b/b0/Increase2.svg/22px-Increase2.svg.png 2x" data-file-width="300" data-file-height="300" /></span></span> <span style="white-space: nowrap">A$</span>71.55 billion (2024)<sup id="cite_ref-AR2024_1-3" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Number of employees</div></th><td class="infobox-data">35,240 (2024)<sup id="cite_ref-AR2024_1-4" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup></td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Subsidiary" title="Subsidiary">Subsidiaries</a></th><td class="infobox-data"><span><span><a href="/wiki/BankSA" title="BankSA">BankSA</a></span>, <span><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></span>, <span><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></span>, <span>RAMS</span>, <span><a href="/wiki/Westpac_New_Zealand" title="Westpac New Zealand">Westpac New Zealand</a></span></span></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://www.westpac.com.au/">westpac.com.au</a></span></td></tr></tbody></table> <p><b>Westpac Banking Corporation</b>, also known as <b>Westpac</b>, is an Australian multinational banking and <a href="/wiki/Financial_services" title="Financial services">financial services</a> company headquartered at <a href="/wiki/Westpac_Place" title="Westpac Place">Westpac Place</a> in Sydney.<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> </p><p>Established in 1817 as the <a href="/wiki/Bank_of_New_South_Wales" title="Bank of New South Wales">Bank of New South Wales</a>, it acquired the <a href="/wiki/Commercial_Bank_of_Australia" title="Commercial Bank of Australia">Commercial Bank of Australia</a> in 1981 before being renamed to Westpac Banking Corporation in 1982. Westpac is one of Australia's <a href="/wiki/Big_Four_(banks)#Australia" class="mw-redirect" title="Big Four (banks)">Big Four banks</a>, and is Australia's first and oldest banking institution. Its name is a <a href="/wiki/Portmanteau" class="mw-redirect" title="Portmanteau">portmanteau</a> of "Western" and "Pacific". </p><p>As of 2024 Westpac has 13 million customers worldwide, and employs around 35,000 people.<sup id="cite_ref-AR2024_1-5" class="reference"><a href="#cite_note-AR2024-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> </p><p>In 2022 Westpac held the 53rd position in the "Top 1000 World Banks". </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In 1982 Westpac Banking Corporation was formed by the merger of the <a href="/wiki/Bank_of_New_South_Wales" title="Bank of New South Wales">Bank of New South Wales</a> (BNSW) and the <a href="/wiki/Commercial_Bank_of_Australia" title="Commercial Bank of Australia">Commercial Bank of Australia</a>. The new name, Westpac, was a portmanteau reflecting its mission of becoming a significant <a href="/wiki/Western_Pacific_Ocean" class="mw-redirect" title="Western Pacific Ocean">Western Pacific</a> bank. The brand name incorporated the "W" that had been the logo of the Bank of New South Wales.<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> Subsequent significant events: </p> <ul><li>1984: The original agreement between BNSW and the government in the <a href="/wiki/Gilbert_and_Ellice_Islands" title="Gilbert and Ellice Islands">Gilbert and Ellice Islands</a> expired and Westpac and the government of <a href="/wiki/Kiribati" title="Kiribati">Kiribati</a> formed the Bank of Kiribati as a 51–49% joint venture. Bank of Kiribati also fulfilled the functions of a reserve or central bank.</li> <li>1985: Westpac replaced <a href="/wiki/Barclays" title="Barclays">Barclays</a> in the <a href="/wiki/National_Bank_of_Tuvalu" title="National Bank of Tuvalu">National Bank of Tuvalu</a> (est. 1981) in <a href="/wiki/Tuvalu" title="Tuvalu">Tuvalu</a> (ex-Ellice Islands), taking 40% of the shares as well as a 10-year management contract.</li> <li>1988: the firm acquired the European Pacific Banking Corporation in the <a href="/wiki/Cook_Islands" title="Cook Islands">Cook Islands</a> and a <a href="/wiki/HSBC" title="HSBC">HSBC</a> subsidiary, the Solomon Islands Banking Corporation, which HSBC had established as a branch in 1973. Westpac also acquired HSBC's operations in <a href="/wiki/Fiji" title="Fiji">Fiji</a> and the <a href="/wiki/New_Hebrides" title="New Hebrides">New Hebrides</a>, and established a branch in <a href="/wiki/Niue" title="Niue">Niue</a> that is the only bank in that country. (HSBC had established its branch in Fiji only some 18 months earlier).</li> <li>1990: <a href="/wiki/Bank_of_New_Zealand" title="Bank of New Zealand">Bank of New Zealand</a> sold half its shares in Bank of Tonga to Westpac and half to <a href="/wiki/Bank_of_Hawaii" title="Bank of Hawaii">Bank of Hawaii</a>, giving each of them 30%. Westpac bought <a href="/wiki/Banque_Indosuez" title="Banque Indosuez">Banque Indosuez</a>'s operations in New Caledonia and Tahiti. (<a href="/wiki/Banque_de_l%27Indochine" title="Banque de l'Indochine">Banque de l'Indochine</a>, which later merged into <a href="/wiki/Banque_Indosuez" title="Banque Indosuez">Banque Indosuez</a>, had established itself in <a href="/wiki/New_Caledonia" title="New Caledonia">New Caledonia</a> in 1888 and in <a href="/wiki/Papeete" title="Papeete">Papeete</a>, Tahiti in 1905. In both places l'Indochine functioned as the bank of issue until 1966–1967.)</li> <li>1992: Westpac recorded a 1.6 billion dollar loss, which at the time, was the largest loss for an Australian corporation. In the process the firm came close to insolvency, and slipped from being Australia's largest to third largest bank.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (October 2008)">citation needed</span></a></i>]</sup></li> <li>1995: Westpac sold its shares in <a href="/wiki/National_Bank_of_Tuvalu" title="National Bank of Tuvalu">National Bank of Tuvalu</a> to that country's government, which now wholly owns the bank.</li> <li>1995: Westpac acquired <a href="/wiki/Challenge_Bank" title="Challenge Bank">Challenge Bank</a>.</li> <li>1996: WBC Holdings NZ bought <a href="/wiki/Trust_Bank_(New_Zealand)" title="Trust Bank (New Zealand)">Trust Bank</a>, a chain of regional banks owned by <a href="/wiki/Trust_Bank_(New_Zealand)#Community_trusts" title="Trust Bank (New Zealand)">Community Trusts</a>, for <a href="/wiki/NZD" class="mw-redirect" title="NZD">NZD</a>1.2 billion to form NZ largest bank, WestpacTrust. The bank had promised to keep the funding to Community Trusts flowing and to keep "Trust" in its name. However, Community Trust funding slowed to a trickle, and in 2002 the bank launched a rebranding which included dropping the "Trust" from its name. The merger of WBC Holdings NZ and Trustbank also saw the closure of many branches around New Zealand. In towns and cities where both and Trustbank existed, the bank merged redundant branches into a single branch; also it closed many branches in rural areas and outer suburbs.</li> <li>1996: Westpac sold Challenge Bank's Victorian assets to the Bank of Melbourne.</li> <li>1997: Westpac acquired <a href="/wiki/Bank_of_Melbourne_(1989)" title="Bank of Melbourne (1989)">Bank of Melbourne</a> in <a href="/wiki/Victoria,_Australia" class="mw-redirect" title="Victoria, Australia">Victoria</a>, paying an estimated price in excess of A$1.4 billion.<sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> Westpac retained the rights to the Bank of Melbourne name and logos, but in 2004 rebadged the branches as Westpac.<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> In 2011, Westpac <a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">relaunched</a> the brand.<sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup></li> <li>1998: Westpac sold its operations in New Caledonia and Tahiti to <a href="/wiki/Soci%C3%A9t%C3%A9_G%C3%A9n%C3%A9rale" title="Société Générale">Société Générale</a>, which merged them with <a href="/w/index.php?title=Soci%C3%A9t%C3%A9_G%C3%A9n%C3%A9rale_Cal%C3%A9donienne_de_Banque&action=edit&redlink=1" class="new" title="Société Générale Calédonienne de Banque (page does not exist)">Société Générale Calédonienne de Banque</a> (est. 1971) and <a href="/w/index.php?title=Banque_de_Polyn%C3%A9sie&action=edit&redlink=1" class="new" title="Banque de Polynésie (page does not exist)">Banque de Polynésie</a> (est. 1973), respectively.</li> <li>2001: The government of Kiribati sought to reduce Westpac's share in Bank of Kiribati from 51 to 49%, leading Westpac to sell its shares back to the government. Bank of Hawaii sold its interest in Pacific Commercial Bank (42.7%) to Westpac, which held an equal portion. Westpac offered Samoan investors, who held the remaining shares, the same price it had paid Bank of Hawaii. Westpac now owns 93.5% of Westpac Bank Samoa and Samoan companies and individuals own 6.5%. In Tonga, Bank of Hawaii sold its shares in Bank of Tonga to Westpac, giving Westpac 60% ownership of what is now Westpac Bank of Tonga.</li> <li>2002: Westpac acquired <a href="/wiki/BT_(wealth_management)" title="BT (wealth management)">BT</a> and Rothschild Australia Asset Management.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup></li> <li>2004: The <a href="/wiki/Reserve_Bank_of_New_Zealand" title="Reserve Bank of New Zealand">Reserve Bank of New Zealand</a> required Westpac to incorporate its NZ branches network. Westpac sold its branch in <a href="/wiki/Niue" title="Niue">Niue</a> to <a href="/wiki/Bank_of_South_Pacific" class="mw-redirect" title="Bank of South Pacific">Bank of South Pacific</a>.</li> <li>2008: Former <a href="/wiki/St_George_Bank" class="mw-redirect" title="St George Bank">St George Bank</a> CEO <a href="/wiki/Gail_Kelly" title="Gail Kelly">Gail Kelly</a> appointed chief executive officer and managing director.<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:1_9-0" class="reference"><a href="#cite_note-:1-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup></li> <li>2008: Westpac announced that it intended to merge with the 5th largest Australian bank, <a href="/wiki/St_George_Bank" class="mw-redirect" title="St George Bank">St George Bank</a>, for <a href="/wiki/Australian_Dollar" class="mw-redirect" title="Australian Dollar">A$</a>19 billion.<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> The holders of about 95% of St George's shares voted in favor of the merger.</li> <li>2008: On 17 November, the <a href="/wiki/Federal_Court_of_Australia" title="Federal Court of Australia">Federal Court of Australia</a> approved the merger of Westpac and St George.</li> <li>2011: During July, St George branches in the state of Victoria were rebadged as <a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)"> Bank of Melbourne</a> branches.</li> <li>In early February 2012, Westpac announced plans to axe more than 400 domestic jobs and another 150 offshore jobs. This action was a response to much slower growth over the past several years and the desire to rationalize following Westpac's 2008 merger with St. George Bank.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup></li> <li>In 2014, <a href="/wiki/Brian_Hartzer" title="Brian Hartzer">Brian Hartzer</a> was named CEO of Westpac.<sup id="cite_ref-:1_9-1" class="reference"><a href="#cite_note-:1-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup></li> <li>2017: Westpac celebrated its 200th anniversary.</li> <li>2020: In April, Peter King was appointed CEO of Westpac, replacing Brian Hartzer.<sup id="cite_ref-Witkowski_12-0" class="reference"><a href="#cite_note-Witkowski-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup></li> <li>2024: In September, Anthony Miller is appointed CEO of Westpac, succeeding Peter King.<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup></li></ul> <p>Between 2015 and 2025 the group closed more than 400 branches, as well as all of its agencies,<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup> in Australia between its four bank brands, including 99 out of 106 Bank of Melbourne branches, and at least 100 regional branch closures.<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup> The figure does, however, include several (but not a significant amount of) branch co-locations where Westpac and a subsidiary such as BankSA or St George are brought together into one branch, and the other location being vacated.<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> There are 111 co-located branches as of Westpac's 2024 annual report, up from 82 in 2023.<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Executive_leadership">Executive leadership</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=2" title="Edit section: Executive leadership"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading3"><h3 id="Chief_Executives">Chief Executives</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=3" title="Edit section: Chief Executives"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The following individuals have been appointed as chief executive: </p> <table class="wikitable sortable"> <tbody><tr> <th>#</th> <th>Name</th> <th>Title</th> <th>Term start</th> <th>Term end</th> <th>Ref </th></tr> <tr> <td><span data-sort-value="000000000001-01-01-0000" style="white-space:nowrap">1</span></td> <td>Bob White <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Officer_of_the_Order_of_Australia" class="mw-redirect" title="Officer of the Order of Australia">AO</a></span></span></td> <td rowspan="2">Chief general manager</td> <td align="center">4 May 1982<span style="display:none"> (<span class="bday dtstart published updated itvstart">1982-05-04</span>)</span></td> <td align="center">31 December 1987<span style="display:none"> (<span class="dtend itvend">1987-12-31</span>)</span></td> <td align="right"><sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-19" class="reference"><a href="#cite_note-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000002-01-01-0000" style="white-space:nowrap">2</span></td> <td>Frank Conroy <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Member_of_the_Order_of_Australia" class="mw-redirect" title="Member of the Order of Australia">AM</a></span></span></td> <td align="center">1 January 1988<span style="display:none"> (<span class="bday dtstart published updated itvstart">1988-01-01</span>)</span></td> <td align="center">December 1992<span style="display:none"> (<span class="dtend itvend">1992-12</span>)</span></td> <td align="right"> </td></tr> <tr> <td><span data-sort-value="000000000003-01-01-0000" style="white-space:nowrap">3</span></td> <td><a href="/wiki/Robert_L._Joss" title="Robert L. Joss">Robert L. Joss</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Companion_of_the_Order_of_Australia" class="mw-redirect" title="Companion of the Order of Australia">AC</a></span></span></td> <td rowspan="6">chief executive officer</td> <td align="center">15 February 1993<span style="display:none"> (<span class="bday dtstart published updated itvstart">1993-02-15</span>)</span></td> <td align="center">February 1999<span style="display:none"> (<span class="dtend itvend">1999-02</span>)</span></td> <td align="right"><sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">[</span>21<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-22" class="reference"><a href="#cite_note-22"><span class="cite-bracket">[</span>22<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">[</span>23<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000004-01-01-0000" style="white-space:nowrap">4</span></td> <td><a href="/wiki/David_Morgan_(businessman)" title="David Morgan (businessman)">David Morgan</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Officer_of_the_Order_of_Australia" class="mw-redirect" title="Officer of the Order of Australia">AO</a></span></span></td> <td align="center">1 March 1999<span style="display:none"> (<span class="bday dtstart published updated itvstart">1999-03-01</span>)</span></td> <td align="center">31 January 2008<span style="display:none"> (<span class="dtend itvend">2008-01-31</span>)</span></td> <td align="right"> </td></tr> <tr> <td><span data-sort-value="000000000005-01-01-0000" style="white-space:nowrap">5</span></td> <td><a href="/wiki/Gail_Kelly" title="Gail Kelly">Gail Kelly</a></td> <td align="center">1 February 2008<span style="display:none"> (<span class="bday dtstart published updated itvstart">2008-02-01</span>)</span></td> <td align="center">1 February 2015<span style="display:none"> (<span class="dtend itvend">2015-02-01</span>)</span></td> <td align="right"> </td></tr> <tr> <td><span data-sort-value="000000000006-01-01-0000" style="white-space:nowrap">6</span></td> <td><a href="/wiki/Brian_Hartzer" title="Brian Hartzer">Brian Hartzer</a></td> <td align="center">1 February 2015<span style="display:none"> (<span class="bday dtstart published updated itvstart">2015-02-01</span>)</span></td> <td align="center">2 December 2019<span style="display:none"> (<span class="dtend itvend">2019-12-02</span>)</span></td> <td align="right"><sup id="cite_ref-24" class="reference"><a href="#cite_note-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000007-01-01-0000" style="white-space:nowrap">7</span></td> <td>Peter King</td> <td align="center">2 December 2019<span style="display:none"> (<span class="bday dtstart published updated itvstart">2019-12-02</span>)</span></td> <td align="center">16 December 2024<span style="display:none"> (<span class="dtend itvend">2024-12-16</span>)</span></td> <td align="right"><sup id="cite_ref-Witkowski_12-1" class="reference"><a href="#cite_note-Witkowski-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000008-01-01-0000" style="white-space:nowrap">8</span></td> <td>Anthony Miller</td> <td align="center">16 December 2024<span style="display:none"> (<span class="bday dtstart published updated itvstart">2024-12-16</span>)</span></td> <td align="center"><i>Incumbent</i></td> <td align="right"><sup id="cite_ref-25" class="reference"><a href="#cite_note-25"><span class="cite-bracket">[</span>25<span class="cite-bracket">]</span></a></sup> </td> <td> </td></tr></tbody></table> <div class="mw-heading mw-heading3"><h3 id="Chairs_of_the_Board">Chairs of the Board</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=4" title="Edit section: Chairs of the Board"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The following individuals have been appointed to serve as chairman of the board: </p> <table class="wikitable sortable"> <tbody><tr> <th>#</th> <th>Name</th> <th>Term start</th> <th>Term end</th> <th>Ref </th></tr> <tr> <td><span data-sort-value="000000000001-01-01-0000" style="white-space:nowrap">1</span></td> <td><a href="/w/index.php?title=Noel_Foley&action=edit&redlink=1" class="new" title="Noel Foley (page does not exist)">Sir Noel Foley</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Commander_of_the_Order_of_the_British_Empire" class="mw-redirect" title="Commander of the Order of the British Empire">CBE</a></span></span></td> <td align="center">4 May 1982<span style="display:none"> (<span class="bday dtstart published updated itvstart">1982-05-04</span>)</span></td> <td align="center">30 January 1988<span style="display:none"> (<span class="dtend itvend">1988-01-30</span>)</span></td> <td align="right"><sup id="cite_ref-26" class="reference"><a href="#cite_note-26"><span class="cite-bracket">[</span>26<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-27" class="reference"><a href="#cite_note-27"><span class="cite-bracket">[</span>27<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-28" class="reference"><a href="#cite_note-28"><span class="cite-bracket">[</span>28<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-29" class="reference"><a href="#cite_note-29"><span class="cite-bracket">[</span>29<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000002-01-01-0000" style="white-space:nowrap">2</span></td> <td><a href="/wiki/James_Foots" title="James Foots">Sir James Foots</a></td> <td align="center">30 January 1988<span style="display:none"> (<span class="bday dtstart published updated itvstart">1988-01-30</span>)</span></td> <td align="center">January 1989<span style="display:none"> (<span class="dtend itvend">1989-01</span>)</span></td> <td align="right"><sup id="cite_ref-30" class="reference"><a href="#cite_note-30"><span class="cite-bracket">[</span>30<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000003-01-01-0000" style="white-space:nowrap">3</span></td> <td><a href="/wiki/Eric_Neal" title="Eric Neal">Sir Eric Neal</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Companion_of_the_Order_of_Australia" class="mw-redirect" title="Companion of the Order of Australia">AC</a></span></span></td> <td align="center">January 1989<span style="display:none"> (<span class="bday dtstart published updated itvstart">1989-01</span>)</span></td> <td align="center">October 1992<span style="display:none"> (<span class="dtend itvend">1992-10</span>)</span></td> <td align="right"><sup id="cite_ref-31" class="reference"><a href="#cite_note-31"><span class="cite-bracket">[</span>31<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-32" class="reference"><a href="#cite_note-32"><span class="cite-bracket">[</span>32<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000004-01-01-0000" style="white-space:nowrap">4</span></td> <td>John Uhrig <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Officer_of_the_Order_of_Australia" class="mw-redirect" title="Officer of the Order of Australia">AO</a></span></span></td> <td align="center">October 1992<span style="display:none"> (<span class="bday dtstart published updated itvstart">1992-10</span>)</span></td> <td align="center">December 2000<span style="display:none"> (<span class="dtend itvend">2000-12</span>)</span></td> <td align="right"><sup id="cite_ref-33" class="reference"><a href="#cite_note-33"><span class="cite-bracket">[</span>33<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-34" class="reference"><a href="#cite_note-34"><span class="cite-bracket">[</span>34<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000005-01-01-0000" style="white-space:nowrap">5</span></td> <td>Leon Davis <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Officer_of_the_Order_of_Australia" class="mw-redirect" title="Officer of the Order of Australia">AO</a></span></span></td> <td align="center">December 2000<span style="display:none"> (<span class="bday dtstart published updated itvstart">2000-12</span>)</span></td> <td align="center">March 2007<span style="display:none"> (<span class="dtend itvend">2007-03</span>)</span></td> <td align="right"> </td></tr> <tr> <td><span data-sort-value="000000000006-01-01-0000" style="white-space:nowrap">6</span></td> <td><a href="/wiki/Ted_Evans_(public_servant)" title="Ted Evans (public servant)">Ted Evans</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Companion_of_the_Order_of_Australia" class="mw-redirect" title="Companion of the Order of Australia">AC</a></span></span></td> <td align="center">March 2007<span style="display:none"> (<span class="bday dtstart published updated itvstart">2007-03</span>)</span></td> <td align="center">14 December 2011<span style="display:none"> (<span class="dtend itvend">2011-12-14</span>)</span></td> <td align="right"><sup id="cite_ref-35" class="reference"><a href="#cite_note-35"><span class="cite-bracket">[</span>35<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000007-01-01-0000" style="white-space:nowrap">7</span></td> <td><a href="/wiki/Lindsay_Maxsted" title="Lindsay Maxsted">Lindsay Maxsted</a></td> <td align="center">14 December 2011<span style="display:none"> (<span class="bday dtstart published updated itvstart">2011-12-14</span>)</span></td> <td align="center">2 April 2020<span style="display:none"> (<span class="dtend itvend">2020-04-02</span>)</span></td> <td align="right"><sup id="cite_ref-36" class="reference"><a href="#cite_note-36"><span class="cite-bracket">[</span>36<span class="cite-bracket">]</span></a></sup> </td></tr> <tr> <td><span data-sort-value="000000000008-01-01-0000" style="white-space:nowrap">8</span></td> <td><a href="/wiki/John_McFarlane" title="John McFarlane">John McFarlane</a> <span class="nobold noexcerpt nowraplinks" style="font-size:;"><span style="font-size: 85%;"><a href="/wiki/Officer_of_the_Order_of_the_British_Empire" class="mw-redirect" title="Officer of the Order of the British Empire">OBE</a></span></span></td> <td align="center">2 April 2020<span style="display:none"> (<span class="bday dtstart published updated itvstart">2020-04-02</span>)</span></td> <td align="center"><i>Incumbent</i></td> <td align="right"><sup id="cite_ref-37" class="reference"><a href="#cite_note-37"><span class="cite-bracket">[</span>37<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-38" class="reference"><a href="#cite_note-38"><span class="cite-bracket">[</span>38<span class="cite-bracket">]</span></a></sup> </td></tr></tbody></table> <div class="mw-heading mw-heading2"><h2 id="Core_business_activities">Core business activities</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=5" title="Edit section: Core business activities"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The structure involves five key divisions including: Consumer Bank, Commercial and Business Bank, BT Financial Group, Westpac Institutional Bank and <a href="/wiki/Westpac_New_Zealand" title="Westpac New Zealand">Westpac New Zealand</a>. These five divisions serve more than 13 million customers. </p> <div class="mw-heading mw-heading3"><h3 id="Consumer_Bank">Consumer Bank</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=6" title="Edit section: Consumer Bank"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Consumer Bank is responsible for sales and service of its 9 million consumer customers in Australia, assisting them with their everyday banking needs. The division covers all consumer banking products and services under the Westpac, St George, BankSA, Bank of Melbourne and RAMS brands. </p><p>Activities are conducted through the Consumer Bank's nationwide network of 877 branches, third-party distributors, call centres, 1,637 ATMs, EFTPOS terminals and internet banking services.<sup id="cite_ref-39" class="reference"><a href="#cite_note-39"><span class="cite-bracket">[</span>39<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Business_Bank">Business Bank</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=7" title="Edit section: Business Bank"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>The Business Bank is responsible for sales and service of its small-to-medium enterprise, commercial and agribusiness customers in Australia, as well as asset and equipment finance and operates under the Westpac, <a href="/wiki/St_George_Bank" class="mw-redirect" title="St George Bank">St George Bank</a>, <a href="/wiki/BankSA" title="BankSA">BankSA</a> and <a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a> brands. </p><p>Business and corporate customers (businesses with facilities typically up to $150 million) are provided with a wide range of banking and financial products and services, including specialist advice for cash flow finance, trade finance, automotive and equipment finance, property finance, transaction banking and treasury services. Sales and service activities for business and corporate customers are conducted by relationship managers via business banking centres, internet and customer service centre channels. </p> <div class="mw-heading mw-heading3"><h3 id="BT">BT</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=8" title="Edit section: BT"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p><a href="/wiki/BT_(wealth_management)" title="BT (wealth management)">BT</a> is the wealth management brand of the Westpac Group. </p><p>Funds Management operations include the manufacture and distribution of investment, superannuation products and investment platforms including Panorama, BT Wrap and Asgard. Insurance solutions<sup class="noprint Inline-Template" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Use_plain_English#Buzzwords" title="Wikipedia:Use plain English"><span title="The material near this tag may use buzzwords designed solely to impress you or obscure meaning. (August 2019)">buzzword</span></a></i>]</sup> cover the manufacturing and distribution of life, general and lenders mortgage insurance. </p> <div class="mw-heading mw-heading3"><h3 id="Westpac_Institutional_Bank">Westpac Institutional Bank</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=9" title="Edit section: Westpac Institutional Bank"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac Institutional Bank (WIB) delivers a broad range of financial services to commercial, corporate, institutional and government customers. </p><p>WIB operates through dedicated industry relationship and specialist product teams, with expert knowledge<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (August 2019)">citation needed</span></a></i>]</sup> in transactional banking, financial and debt capital markets, specialized capital, margin lending, broking and alternative investment solutions.<sup class="noprint Inline-Template" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Use_plain_English#Buzzwords" title="Wikipedia:Use plain English"><span title="The material near this tag may use buzzwords designed solely to impress you or obscure meaning. (August 2019)">buzzword</span></a></i>]</sup> </p><p>Customers are supported through operations in Australia, New Zealand, the US, the UK, and Asian centres. </p> <div class="mw-heading mw-heading3"><h3 id="Westpac_New_Zealand">Westpac New Zealand</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=10" title="Edit section: Westpac New Zealand"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:Westpac_Building_At_Eastern_End_Britomart.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/9/93/Westpac_Building_At_Eastern_End_Britomart.jpg/220px-Westpac_Building_At_Eastern_End_Britomart.jpg" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/9/93/Westpac_Building_At_Eastern_End_Britomart.jpg/330px-Westpac_Building_At_Eastern_End_Britomart.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/9/93/Westpac_Building_At_Eastern_End_Britomart.jpg/440px-Westpac_Building_At_Eastern_End_Britomart.jpg 2x" data-file-width="1600" data-file-height="1200" /></a><figcaption>Westpac NZ's head office, Takutai Square, <a href="/wiki/Auckland" title="Auckland">Auckland</a></figcaption></figure> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236090951"><div role="note" class="hatnote navigation-not-searchable">Main article: <a href="/wiki/Westpac_New_Zealand" title="Westpac New Zealand">Westpac New Zealand</a></div> <p>In 1861 the Bank of New South Wales opened seven branches in New Zealand. Westpac NZ offers a full banking service with around 1.5 million customers, and 196 branches nationwide. It is one of the <a href="/wiki/Big_Four_(banking)#New_Zealand" title="Big Four (banking)">big four</a> banks in New Zealand and provides services to small to medium business, corporate and institutional organizations, and is the banker of the New Zealand government.<sup id="cite_ref-40" class="reference"><a href="#cite_note-40"><span class="cite-bracket">[</span>40<span class="cite-bracket">]</span></a></sup> As of June 2022, it was the third largest bank in New Zealand, with a market share of 19%.<sup id="cite_ref-41" class="reference"><a href="#cite_note-41"><span class="cite-bracket">[</span>41<span class="cite-bracket">]</span></a></sup> It is operationally separated from Westpac as required by the New Zealand Reserve Bank. </p> <div class="mw-heading mw-heading3"><h3 id="ATM_Alliance">ATM Alliance</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=11" title="Edit section: ATM Alliance"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac is a member of the <a href="/wiki/Global_ATM_Alliance" title="Global ATM Alliance">Global ATM Alliance</a>, a joint venture of several major international banks that allows customers of the banks to use their <a href="/wiki/Automated_teller_machine" class="mw-redirect" title="Automated teller machine">ATM</a> card or <a href="/wiki/Debit_card" title="Debit card">check card</a> at another bank within the Global ATM Alliance with no fees when traveling internationally. Other participating banks are <a href="/wiki/Allied_Irish_Banks" title="Allied Irish Banks">Allied Irish Banks</a> (Ireland), <a href="/wiki/Barclays" title="Barclays">Barclays</a> (in the UK, Spain and parts of Africa), <a href="/wiki/Bank_of_America" title="Bank of America">Bank of America</a> (US), <a href="/wiki/BNP_Paribas" title="BNP Paribas">BNP Paribas</a> (France), <a href="/wiki/Ukrsibbank" class="mw-redirect" title="Ukrsibbank">Ukrsibbank</a> (Ukraine), <a href="/wiki/Deutsche_Bank" title="Deutsche Bank">Deutsche Bank</a> (in Germany, Spain, Italy, Poland), and <a href="/wiki/Scotiabank" title="Scotiabank">Scotiabank</a> (in Canada, Chile, Mexico among many other countries).<sup id="cite_ref-42" class="reference"><a href="#cite_note-42"><span class="cite-bracket">[</span>42<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-43" class="reference"><a href="#cite_note-43"><span class="cite-bracket">[</span>43<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Westpac_Migrant_Banking">Westpac Migrant Banking</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=12" title="Edit section: Westpac Migrant Banking"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>This unit of both the Australian and New Zealand Bank offers banking facilities to those migrating to either New Zealand or Australia. Bank accounts for migrants can be opened before people arrive in the country, and credit cards and mortgages can be approved before arrival. Westpac Migrant Banking has a representative office in London where accounts can be arranged, although the process can be done remotely from any country. Westpac planned to open a retail branch in London in 2011.<sup id="cite_ref-44" class="reference"><a href="#cite_note-44"><span class="cite-bracket">[</span>44<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Westpac_Pacific">Westpac Pacific</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=13" title="Edit section: Westpac Pacific"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:Suva_City_2_February_2015.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/a/ad/Suva_City_2_February_2015.jpg/220px-Suva_City_2_February_2015.jpg" decoding="async" width="220" height="164" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/a/ad/Suva_City_2_February_2015.jpg/330px-Suva_City_2_February_2015.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/a/ad/Suva_City_2_February_2015.jpg/440px-Suva_City_2_February_2015.jpg 2x" data-file-width="2048" data-file-height="1529" /></a><figcaption>Westpac branch in <a href="/wiki/Suva" title="Suva">Suva</a>, Fiji</figcaption></figure> <p>Westpac operates in seven south Pacific nations; the unit is headquartered in Sydney. The financial services offered include electronic banking (via online banking, ATMs and EFTPOS), deposit, loan, transaction accounts and international trade facilities to personal and business customers. Westpac Fiji is Westpac's Fijian operation. It is one of the largest banks in the country and has a 40% market share. </p> <div class="mw-heading mw-heading4"><h4 id="Westpac_Outstanding_Women_Awards">Westpac Outstanding Women Awards</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=14" title="Edit section: Westpac Outstanding Women Awards"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac recognizes numerous professional women each year who are doing exceptional work in several sectors of the Papua New Guinea economy with the <a href="/wiki/Westpac_Outstanding_Women_Award" title="Westpac Outstanding Women Award">Westpac Outstanding Women Awards</a>. </p> <div class="mw-heading mw-heading3"><h3 id="Banking_Alliance_for_Women">Banking Alliance for Women</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=15" title="Edit section: Banking Alliance for Women"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac Pacific Banking is a member of the <a href="/wiki/Global_Banking_Alliance_for_Women" class="mw-redirect" title="Global Banking Alliance for Women">Global Banking Alliance for Women</a>, supporting initiatives in the Pacific to help women prosper and grow.<sup id="cite_ref-Global_Banking_Alliance_for_Women_45-0" class="reference"><a href="#cite_note-Global_Banking_Alliance_for_Women-45"><span class="cite-bracket">[</span>45<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Reinventure">Reinventure</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=16" title="Edit section: Reinventure"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac has committed $150m to the venture capital group Reinventure with the objective to increase the impact of technology in financial markets. The Westpac-backed firm has invested in start-ups like <a href="/w/index.php?title=BrickX&action=edit&redlink=1" class="new" title="BrickX (page does not exist)">BrickX</a>, OpenAgent and <a href="/w/index.php?title=CodeLingo&action=edit&redlink=1" class="new" title="CodeLingo (page does not exist)">CodeLingo</a>. Reinventure is mandated to invest independently of Westpac, unlike venture capital strategies led by other Australian banks.<sup id="cite_ref-46" class="reference"><a href="#cite_note-46"><span class="cite-bracket">[</span>46<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Corporate_responsibility">Corporate responsibility</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=17" title="Edit section: Corporate responsibility"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In 2002 Westpac released a social impact report that outlined the bank's plan to meet international standards in the area of <a href="/wiki/Corporate_social_responsibility" title="Corporate social responsibility">corporate social responsibility</a>. This led to Westpac's assessment as the global sustainability leader for the banking sector in the Dow Jones Sustainability Index from 2004 to 2007.<sup id="cite_ref-47" class="reference"><a href="#cite_note-47"><span class="cite-bracket">[</span>47<span class="cite-bracket">]</span></a></sup> </p><p>Westpac has been criticised for backing logging operations on the <a href="/wiki/Solomon_Islands" title="Solomon Islands">Solomon Islands</a> that destroy virgin rainforests.<sup id="cite_ref-48" class="reference"><a href="#cite_note-48"><span class="cite-bracket">[</span>48<span class="cite-bracket">]</span></a></sup> Because of this, the <a href="/wiki/Australian_Greens" title="Australian Greens">Australian Greens</a> have called for the Banksia Awards to be withdrawn from Westpac.<sup id="cite_ref-49" class="reference"><a href="#cite_note-49"><span class="cite-bracket">[</span>49<span class="cite-bracket">]</span></a></sup> </p><p>Westpac was one of the thirteen top <a href="/wiki/S%26P/ASX_200_VIX" title="S&P/ASX 200 VIX">ASX 20</a> companies to support the <a href="/wiki/2023_Australian_Indigenous_Voice_referendum" title="2023 Australian Indigenous Voice referendum">2023 Australian Indigenous Voice referendum</a>’s ‘Yes’ campaign.<sup id="cite_ref-50" class="reference"><a href="#cite_note-50"><span class="cite-bracket">[</span>50<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-51" class="reference"><a href="#cite_note-51"><span class="cite-bracket">[</span>51<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Controversies">Controversies</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=18" title="Edit section: Controversies"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading3"><h3 id="US_Federal_Reserve_borrowings">US Federal Reserve borrowings</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=19" title="Edit section: US Federal Reserve borrowings"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In 2009 a Westpac-owned entity secured US$1.09 billion from the US <a href="/wiki/Federal_Reserve" title="Federal Reserve">Federal Reserve</a>. Commentary suggests this was an unusual move for the bank given its relatively minor position in North America. The borrowings by Westpac occurred at the height of the global financial crisis and were part of the Federal Reserve's move to stabilize financial markets globally. The public and government attention of the borrowings followed the release of the information by the Federal Reserve in 2010, not Westpac.<sup id="cite_ref-52" class="reference"><a href="#cite_note-52"><span class="cite-bracket">[</span>52<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Funding_of_coal_mining_in_New_Zealand">Funding of coal mining in New Zealand</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=20" title="Edit section: Funding of coal mining in New Zealand"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Westpac came under criticism from <a href="/wiki/350.org" title="350.org">350.org</a> for its role in funding mining company <a href="/wiki/Bathurst_Resources" title="Bathurst Resources">Bathurst Resources</a>, which was permitted to mine coal on the <a href="/wiki/Denniston_Plateau" title="Denniston Plateau">Denniston Plateau</a>, claiming that the mine would release up to 218 million tonnes of carbon dioxide.<sup id="cite_ref-53" class="reference"><a href="#cite_note-53"><span class="cite-bracket">[</span>53<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Financial_misconduct">Financial misconduct</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=21" title="Edit section: Financial misconduct"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading4"><h4 id="Manipulation_of_benchmark_interest_rates">Manipulation of benchmark interest rates</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=22" title="Edit section: Manipulation of benchmark interest rates"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In April 2016 the <a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a> began legal proceedings against Westpac for manipulation of Australian benchmark interest rates, alleging that it had traded in a manner intended to create an artificial price for bank bills. It further alleged that Westpac was seeking to maximize profit or minimize its losses to the detriment of those holding opposite positions to Westpac.<sup id="cite_ref-54" class="reference"><a href="#cite_note-54"><span class="cite-bracket">[</span>54<span class="cite-bracket">]</span></a></sup> In November 2018, Westpac was fined the maximum penalty of $3.3m and ordered to pay legal costs.<sup id="cite_ref-55" class="reference"><a href="#cite_note-55"><span class="cite-bracket">[</span>55<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading4"><h4 id="Money_laundering_and_child_exploitation_scandal">Money laundering and child exploitation scandal</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=23" title="Edit section: Money laundering and child exploitation scandal"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In November 2019 Westpac was alleged to have violated anti-money laundering, child exploitation and counter-terror finance laws.<sup id="cite_ref-56" class="reference"><a href="#cite_note-56"><span class="cite-bracket">[</span>56<span class="cite-bracket">]</span></a></sup> Westpac's CEO, <a href="/wiki/Brian_Hartzer" title="Brian Hartzer">Brian Hartzer</a>, resigned in the wake of the scandal.<sup id="cite_ref-57" class="reference"><a href="#cite_note-57"><span class="cite-bracket">[</span>57<span class="cite-bracket">]</span></a></sup> According to Australian regulators, Westpac had 23 million anti-money laundering law violations, which is Australia's biggest ever anti-money laundering scandal to date.<sup id="cite_ref-58" class="reference"><a href="#cite_note-58"><span class="cite-bracket">[</span>58<span class="cite-bracket">]</span></a></sup> </p><p>On 24 September 2020 Westpac and AUSTRAC agreed to a $1.3 billion penalty over Westpac's breaches of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. This is the largest fine ever issued in Australian corporate history.<sup id="cite_ref-59" class="reference"><a href="#cite_note-59"><span class="cite-bracket">[</span>59<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading4"><h4 id="Unsolicited_sales_campaign">Unsolicited sales campaign</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=24" title="Edit section: Unsolicited sales campaign"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In August 2021 Westpac was fined $10.5m for breaches to best interests duty after it provided personal financial product advice in calls to 14 customers in a sales campaign. The sales campaign aimed at rolling customers from their existing superannuation into Westpac superannuation products.<sup id="cite_ref-60" class="reference"><a href="#cite_note-60"><span class="cite-bracket">[</span>60<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading4"><h4 id="String_of_misconduct_cases">String of misconduct cases</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=25" title="Edit section: String of misconduct cases"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In April 2021 the <a href="/wiki/Australian_Securities_%26_Investments_Commission" class="mw-redirect" title="Australian Securities & Investments Commission">Australian Securities & Investments Commission</a> launched six civil penalty proceedings against Westpac for alleged misconduct and widespread compliance failures.<sup id="cite_ref-61" class="reference"><a href="#cite_note-61"><span class="cite-bracket">[</span>61<span class="cite-bracket">]</span></a></sup> The six cases that were all settled by April 2022 are:<sup id="cite_ref-:2_62-0" class="reference"><a href="#cite_note-:2-62"><span class="cite-bracket">[</span>62<span class="cite-bracket">]</span></a></sup> </p> <ul><li>Charged $10.9m in advice fees to 11,800 deceased customers for services that were not provided, fined $40m.</li> <li>Distributed duplicate insurance policies to 7,000 customers for the same property and issuing insurance policies to 329 customers who had not consented, fined $15m.</li> <li>Charged $10.6m in ongoing financial advice fees to at least 25,000 customers without disclosing these fees, fined $6m.</li> <li>Charged fees to 21,000 deregistered company accounts, holding $120m in funds instead of remitting to ASIC or the Commonwealth, fined $20m.</li> <li>Sold consumer credit card and flexi-loan debt to debt purchasers with incorrect interest rates, resulting in 16,000 customers being overcharged interest, fined $12m.</li> <li>Charged 9,900 members insurance premiums that included commission payments that are banned, fined $20m.</li></ul> <p>Westpac was fined $113m for the string of misconduct cases.<sup id="cite_ref-:2_62-1" class="reference"><a href="#cite_note-:2-62"><span class="cite-bracket">[</span>62<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading4"><h4 id="Insider_trading_and_interest_swap_allegations">Insider trading and interest swap allegations</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=26" title="Edit section: Insider trading and interest swap allegations"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In May 2021 the <a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a> (ASIC) commenced proceedings in the <a href="/wiki/Federal_Court_of_Australia" title="Federal Court of Australia">Federal Court of Australia</a> for allegations of insider trading and unconscionable conduct over a 2016 $12 billion interest swap rate transaction with <a href="/wiki/AustralianSuper" title="AustralianSuper">AustralianSuper</a>.<sup id="cite_ref-63" class="reference"><a href="#cite_note-63"><span class="cite-bracket">[</span>63<span class="cite-bracket">]</span></a></sup> In January 2024, ASIC dropped the insider trading allegation and Westpac was ordered to pay a $1.8m fine and an additional $8m to cover ASIC's litigation and investigation fees for unconscionable conduct.<sup id="cite_ref-64" class="reference"><a href="#cite_note-64"><span class="cite-bracket">[</span>64<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=27" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1266661725">.mw-parser-output .portalbox{padding:0;margin:0.5em 0;display:table;box-sizing:border-box;max-width:175px;list-style:none}.mw-parser-output .portalborder{border:1px solid var(--border-color-base,#a2a9b1);padding:0.1em;background:var(--background-color-neutral-subtle,#f8f9fa)}.mw-parser-output .portalbox-entry{display:table-row;font-size:85%;line-height:110%;height:1.9em;font-style:italic;font-weight:bold}.mw-parser-output .portalbox-image{display:table-cell;padding:0.2em;vertical-align:middle;text-align:center}.mw-parser-output .portalbox-link{display:table-cell;padding:0.2em 0.2em 0.2em 0.3em;vertical-align:middle}@media(min-width:720px){.mw-parser-output .portalleft{margin:0.5em 1em 0.5em 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.reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-AR2024-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-AR2024_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-AR2024_1-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-AR2024_1-2"><sup><i><b>c</b></i></sup></a> <a href="#cite_ref-AR2024_1-3"><sup><i><b>d</b></i></sup></a> <a href="#cite_ref-AR2024_1-4"><sup><i><b>e</b></i></sup></a> <a href="#cite_ref-AR2024_1-5"><sup><i><b>f</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/aw/ic/wbc-annual-report-2024.pdf">"2024 Annual Report"</a> <span class="cs1-format">(PDF)</span>. Westpac Banking Corporation<span class="reference-accessdate">. Retrieved <span class="nowrap">14 November</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=2024+Annual+Report&rft.pub=Westpac+Banking+Corporation&rft_id=https%3A%2F%2Fwww.westpac.com.au%2Fcontent%2Fdam%2Fpublic%2Fwbc%2Fdocuments%2Fpdf%2Faw%2Fic%2Fwbc-annual-report-2024.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><b><a href="#cite_ref-2">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFWootton2020" class="citation web cs1">Wootton, Hannah (11 March 2020). <a rel="nofollow" class="external text" href="https://www.afr.com/companies/financial-services/westpac-s-sydney-hq-evacuated-due-to-suspected-virus-20200311-p5493r">"Westpac evacuates floors in Sydney HQ due to suspected virus"</a>. <i>Australian Financial Review</i><span class="reference-accessdate">. Retrieved <span class="nowrap">27 August</span> 2020</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Australian+Financial+Review&rft.atitle=Westpac+evacuates+floors+in+Sydney+HQ+due+to+suspected+virus&rft.date=2020-03-11&rft.aulast=Wootton&rft.aufirst=Hannah&rft_id=https%3A%2F%2Fwww.afr.com%2Fcompanies%2Ffinancial-services%2Fwestpac-s-sydney-hq-evacuated-due-to-suspected-virus-20200311-p5493r&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-3"><span class="mw-cite-backlink"><b><a href="#cite_ref-3">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://corporatefinanceinstitute.com/resources/careers/companies/top-australian-banks/">"Top Australian Banks"</a>. <i>Corporate Finance Institute</i><span class="reference-accessdate">. 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Retrieved <span class="nowrap">25 December</span> 2012</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Accessing+Money+Overseas&rft.pub=Westpac&rft_id=http%3A%2F%2Fwww.westpac.com.au%2Fpersonal-banking%2Fservices%2Foverseas-services%2Fusing-atms-overseas%2F%231_save_by_using_global_alliance_atms&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-44"><span class="mw-cite-backlink"><b><a href="#cite_ref-44">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://news.smh.com.au/breaking-news-business/westpac-expands-its-presence-in-london-20100305-pm5l.html">"Westpac expands its presence in London"</a>. <i>The Sydney Morning Herald</i>. 5 March 2010. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20100323011611/http://news.smh.com.au/breaking-news-business/westpac-expands-its-presence-in-london-20100305-pm5l.html">Archived</a> from the original on 23 March 2010<span class="reference-accessdate">. Retrieved <span class="nowrap">6 March</span> 2010</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Sydney+Morning+Herald&rft.atitle=Westpac+expands+its+presence+in+London&rft.date=2010-03-05&rft_id=http%3A%2F%2Fnews.smh.com.au%2Fbreaking-news-business%2Fwestpac-expands-its-presence-in-london-20100305-pm5l.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-Global_Banking_Alliance_for_Women-45"><span class="mw-cite-backlink"><b><a href="#cite_ref-Global_Banking_Alliance_for_Women_45-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation cs2"><a rel="nofollow" class="external text" href="http://thiswww.gbaforwomen.org/index.php/westpac-pacific"><i>Global Banking Alliance for Women</i></a><span class="reference-accessdate">, retrieved <span class="nowrap">16 June</span> 2014</span></cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=book&rft.btitle=Global+Banking+Alliance+for+Women&rft_id=http%3A%2F%2Fthiswww.gbaforwomen.org%2Findex.php%2Fwestpac-pacific&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-46"><span class="mw-cite-backlink"><b><a href="#cite_ref-46">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="https://www.afr.com/business/banking-and-finance/westpac-puts-another-50-million-into-vc-fund-reinventure-20180515-h102iu">"Westpac puts another $50 million into VC fund Reinventure"</a>. <i>Australian Financial Review</i>. 15 May 2018<span class="reference-accessdate">. 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title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Supply+Chain+Management&rft.atitle=In+pursuit+of+a+sustainable+supply+chain%3A+insights+from+Westpac+Banking+Corporation&rft.volume=13&rft.issue=3&rft.pages=%3Cspan+class%3D%22nowrap%22%3E175-%3C%2Fspan%3E79&rft.date=2008&rft_id=info%3Adoi%2F10.1108%2F13598540810871217&rft_id=https%3A%2F%2Fapi.semanticscholar.org%2FCorpusID%3A111216933%23id-name%3DS2CID&rft.aulast=Keating&rft.aufirst=B&rft.au=Quazi%2C+A&rft.au=Kriz%2C+A&rft.au=Coltman%2C+T&rft_id=https%3A%2F%2Fmpra.ub.uni-muenchen.de%2F40490%2F1%2FMPRA_paper_40490.pdf&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-48"><span class="mw-cite-backlink"><b><a href="#cite_ref-48">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation cs2"><a rel="nofollow" class="external text" href="http://www.smh.com.au/environment/conservation/westpac-backs-logging-project-20120812-242wq.html"><i>Westpac backs logging project</i></a>, 2012, <a rel="nofollow" class="external text" href="https://web.archive.org/web/20121109034134/http://www.smh.com.au/environment/conservation/westpac-backs-logging-project-20120812-242wq.html">archived</a> from the original on 9 November 2012</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=book&rft.btitle=Westpac+backs+logging+project&rft.date=2012&rft_id=http%3A%2F%2Fwww.smh.com.au%2Fenvironment%2Fconservation%2Fwestpac-backs-logging-project-20120812-242wq.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-49"><span class="mw-cite-backlink"><b><a href="#cite_ref-49">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation cs2"><a rel="nofollow" class="external text" href="http://www.radioaustralia.net.au/international/radio/program/pacific-beat/westpac-criticised-over-solomons-logging-project/998428"><i>Westpac criticised over Solomons logging project</i></a>, 2012, <a rel="nofollow" class="external text" href="https://web.archive.org/web/20131103152443/http://www.radioaustralia.net.au/international/radio/program/pacific-beat/westpac-criticised-over-solomons-logging-project/998428">archived</a> from the original on 3 November 2013</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=book&rft.btitle=Westpac+criticised+over+Solomons+logging+project&rft.date=2012&rft_id=http%3A%2F%2Fwww.radioaustralia.net.au%2Finternational%2Fradio%2Fprogram%2Fpacific-beat%2Fwestpac-criticised-over-solomons-logging-project%2F998428&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-50"><span class="mw-cite-backlink"><b><a 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Melbourne. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20110910144856/http://www.theage.com.au/business/nab-westpac-tapped-fed-20101202-18i58.html">Archived</a> from the original on 10 September 2011.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=The+Age&rft.atitle=NAB%2C+Westpac+tapped+Fed&rft.date=2010-12-03&rft.aulast=Johnston&rft.aufirst=Eric&rft_id=http%3A%2F%2Fwww.theage.com.au%2Fbusiness%2Fnab-westpac-tapped-fed-20101202-18i58.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-53"><span class="mw-cite-backlink"><b><a href="#cite_ref-53">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="http://350.org.nz/westpac/">"Westpac – Denniston Coal"</a>. <i>350.org.nz</i>. <a rel="nofollow" class="external text" href="http://archive.wikiwix.com/cache/20140503040048/http://350.org.nz/westpac/">Archived</a> from the original on 3 May 2014.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=350.org.nz&rft.atitle=Westpac+%E2%80%93+Denniston+Coal&rft_id=http%3A%2F%2F350.org.nz%2Fwestpac%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-54"><span class="mw-cite-backlink"><b><a href="#cite_ref-54">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="http://asic.gov.au/about-asic/media-centre/find-a-media-release/2016-releases/16-110mr-asic-commences-civil-penalty-proceedings-against-westpac-for-bbsw-conduct/">"16-110MR ASIC commences civil penalty proceedings against Westpac for BBSW conduct"</a>. <i>asic.gov.au</i>. 5 April 2016. <a rel="nofollow" class="external text" href="http://archive.wikiwix.com/cache/20160407152558/http://asic.gov.au/about-asic/media-centre/find-a-media-release/2016-releases/16-110mr-asic-commences-civil-penalty-proceedings-against-westpac-for-bbsw-conduct/">Archived</a> from the original on 7 April 2016<span class="reference-accessdate">. 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Retrieved <span class="nowrap">12 December</span> 2019</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Reuters&rft.atitle=Shareholders+lash+Australia%27s+Westpac+over+money+laundering+bombshell&rft.date=2019-12-12&rft.aulast=Murdoch&rft.aufirst=Scott&rft.au=Kaye%2C+Byron&rft_id=https%3A%2F%2Fuk.reuters.com%2Farticle%2Fuk-westpac-shareholders-idUKKBN1YG0BY&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-59"><span class="mw-cite-backlink"><b><a href="#cite_ref-59">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.afr.com/companies/financial-services/westpac-settles-austrac-case-for-1-3b-20200924-p55ymt">"Westpac settles AUSTRAC case for $1.3b"</a>. <i>Australian Financial Review</i>. 23 September 2020<span class="reference-accessdate">. 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Retrieved <span class="nowrap">23 April</span> 2022</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=asic.gov.au&rft.atitle=21-320MR+ASIC+launches+multiple+legal+actions+against+Westpac&rft_id=https%3A%2F%2Fasic.gov.au%2Fabout-asic%2Fnews-centre%2Ffind-a-media-release%2F2021-releases%2F21-320mr-asic-launches-multiple-legal-actions-against-westpac%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-:2-62"><span class="mw-cite-backlink">^ <a href="#cite_ref-:2_62-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:2_62-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://asic.gov.au/about-asic/news-centre/find-a-media-release/2022-releases/22-097mr-westpac-penalised-113-million-after-multiple-asic-legal-actions/">"22-097MR Westpac penalised $113 million after multiple ASIC legal actions"</a>. <i>asic.gov.au</i><span class="reference-accessdate">. Retrieved <span class="nowrap">23 April</span> 2022</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=asic.gov.au&rft.atitle=22-097MR+Westpac+penalised+%24113+million+after+multiple+ASIC+legal+actions&rft_id=https%3A%2F%2Fasic.gov.au%2Fabout-asic%2Fnews-centre%2Ffind-a-media-release%2F2022-releases%2F22-097mr-westpac-penalised-113-million-after-multiple-asic-legal-actions%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-63"><span class="mw-cite-backlink"><b><a href="#cite_ref-63">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://asic.gov.au/about-asic/news-centre/find-a-media-release/2021-releases/21-093mr-asic-commences-civil-proceedings-against-westpac-for-insider-trading/">"21-093MR ASIC commences civil proceedings against Westpac for insider trading"</a>. <i>asic.gov.au</i><span class="reference-accessdate">. Retrieved <span class="nowrap">20 March</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=asic.gov.au&rft.atitle=21-093MR+ASIC+commences+civil+proceedings+against+Westpac+for+insider+trading&rft_id=https%3A%2F%2Fasic.gov.au%2Fabout-asic%2Fnews-centre%2Ffind-a-media-release%2F2021-releases%2F21-093mr-asic-commences-civil-proceedings-against-westpac-for-insider-trading%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> <li id="cite_note-64"><span class="mw-cite-backlink"><b><a href="#cite_ref-64">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMuroi2024" class="citation web cs1">Muroi, Millie (31 January 2024). <a rel="nofollow" class="external text" href="https://www.smh.com.au/business/banking-and-finance/risible-federal-court-justice-slams-9-8m-westpac-settlement-20240131-p5f1ad.html">"<span class="cs1-kern-left"></span>'Risible': Federal Court justice slams $9.8m Westpac settlement"</a>. <i>The Sydney Morning Herald</i><span class="reference-accessdate">. Retrieved <span class="nowrap">20 March</span> 2024</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=The+Sydney+Morning+Herald&rft.atitle=%27Risible%27%3A+Federal+Court+justice+slams+%249.8m+Westpac+settlement&rft.date=2024-01-31&rft.aulast=Muroi&rft.aufirst=Millie&rft_id=https%3A%2F%2Fwww.smh.com.au%2Fbusiness%2Fbanking-and-finance%2Frisible-federal-court-justice-slams-9-8m-westpac-settlement-20240131-p5f1ad.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="Further_reading">Further reading</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=29" title="Edit section: Further reading"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFEdna1997" class="citation book cs1">Edna, Carew (1997). <i>Westpac : the bank that broke the bank</i>. Sydney: Doubleday. <a href="/wiki/ISBN_(identifier)" class="mw-redirect" title="ISBN (identifier)">ISBN</a> <a href="/wiki/Special:BookSources/9780868246642" title="Special:BookSources/9780868246642"><bdi>9780868246642</bdi></a>. <a href="/wiki/OCLC_(identifier)" class="mw-redirect" title="OCLC (identifier)">OCLC</a> <a rel="nofollow" class="external text" href="https://search.worldcat.org/oclc/38817885">38817885</a>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=book&rft.btitle=Westpac+%3A+the+bank+that+broke+the+bank&rft.place=Sydney&rft.pub=Doubleday&rft.date=1997&rft_id=info%3Aoclcnum%2F38817885&rft.isbn=9780868246642&rft.aulast=Edna&rft.aufirst=Carew&rfr_id=info%3Asid%2Fen.wikipedia.org%3AWestpac" class="Z3988"></span></li> <li>Narube, S. and B.T. Whiteside. 1985. "Financial Institutions and Markets in Fiji". In M. T. Skully, ed. <i>Financial Institutions and Markets in the Southwest Pacific</i>. London: Macmillan Press.</li> <li>Tschoegl, A.E. 2005. Foreign Banks in the Pacific: A Note. <i>Journal of Pacific History</i>.</li></ul> <div class="mw-heading mw-heading2"><h2 id="External_links">External links</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Westpac&action=edit&section=30" title="Edit section: External links"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><span class="official-website"><span class="url"><a rel="nofollow" class="external text" href="http://westpac.com.au">Official website</a></span></span></li></ul> <style data-mw-deduplicate="TemplateStyles:r1130092004">.mw-parser-output .portal-bar{font-size:88%;font-weight:bold;display:flex;justify-content:center;align-items:baseline}.mw-parser-output .portal-bar-bordered{padding:0 2em;background-color:#fdfdfd;border:1px solid #a2a9b1;clear:both;margin:1em auto 0}.mw-parser-output .portal-bar-related{font-size:100%;justify-content:flex-start}.mw-parser-output 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.portal-bar-content-related{border-top:none;margin:0;list-style:none}}.mw-parser-output .navbox+link+.portal-bar,.mw-parser-output .navbox+style+.portal-bar,.mw-parser-output .navbox+link+.portal-bar-bordered,.mw-parser-output .navbox+style+.portal-bar-bordered,.mw-parser-output .sister-bar+link+.portal-bar,.mw-parser-output .sister-bar+style+.portal-bar,.mw-parser-output .portal-bar+.navbox-styles+.navbox,.mw-parser-output .portal-bar+.navbox-styles+.sister-bar{margin-top:-1px}</style><div class="portal-bar noprint metadata noviewer portal-bar-bordered" role="navigation" aria-label="Portals"><span class="portal-bar-header"><a href="/wiki/Wikipedia:Contents/Portals" title="Wikipedia:Contents/Portals">Portal</a>:</span><ul class="portal-bar-content"><li class="portal-bar-item"><span class="nowrap"><span typeof="mw:File"><span><img alt="icon" src="//upload.wikimedia.org/wikipedia/commons/thumb/9/9d/All-currency-symbol.svg/19px-All-currency-symbol.svg.png" decoding="async" width="19" 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.sister-bar-item{display:flex;align-items:baseline;margin:0.15em 0;min-height:24px;text-align:left}.mw-parser-output .sister-bar-logo{width:22px;line-height:22px;margin:0 0.2em;text-align:right}.mw-parser-output .sister-bar-link{margin:0 0.2em;text-align:left}@media screen and (max-width:960px){.mw-parser-output .sister-bar{flex-flow:column wrap;margin:1em auto 0}.mw-parser-output .sister-bar-header{flex:0 1}.mw-parser-output .sister-bar-content{flex:1;border-top:1px solid #a2a9b1;margin:0;list-style:none}.mw-parser-output .sister-bar-item{flex:0 0 20em;min-width:20em}}.mw-parser-output .navbox+link+.sister-bar,.mw-parser-output .navbox+style+.sister-bar,.mw-parser-output .portal-bar+link+.sister-bar,.mw-parser-output .portal-bar+style+.sister-bar,.mw-parser-output .sister-bar+.navbox-styles+.navbox,.mw-parser-output .sister-bar+.navbox-styles+.portal-bar{margin-top:-1px}@media print{body.ns-0 .mw-parser-output .sister-bar{display:none!important}}</style><div class="noprint metadata sister-bar" role="navigation" aria-label="sister-projects"><div class="sister-bar-header"><b>Westpac</b> at Wikipedia's <a href="/wiki/Wikipedia:Wikimedia_sister_projects" title="Wikipedia:Wikimedia sister projects"><span id="sister-projects" style="white-space:nowrap;">sister projects</span></a>:</div><ul class="sister-bar-content"><li class="sister-bar-item"><span class="sister-bar-logo"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/en/thumb/4/4a/Commons-logo.svg/14px-Commons-logo.svg.png" decoding="async" width="14" height="19" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/4/4a/Commons-logo.svg/21px-Commons-logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/4/4a/Commons-logo.svg/28px-Commons-logo.svg.png 2x" data-file-width="1024" data-file-height="1376" /></span></span></span><span class="sister-bar-link"><b><a href="https://commons.wikimedia.org/wiki/Category:Westpac" class="extiw" title="c:Category:Westpac">Media</a></b> from Commons</span></li><li class="sister-bar-item"><span class="sister-bar-logo"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/2/24/Wikinews-logo.svg/21px-Wikinews-logo.svg.png" decoding="async" width="21" height="11" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/2/24/Wikinews-logo.svg/32px-Wikinews-logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/2/24/Wikinews-logo.svg/42px-Wikinews-logo.svg.png 2x" data-file-width="759" data-file-height="415" /></span></span></span><span class="sister-bar-link"><b><a href="https://en.wikinews.org/wiki/Category:Westpac" class="extiw" title="n:Category:Westpac">News</a></b> from Wikinews</span></li><li class="sister-bar-item"><span class="sister-bar-logo"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/f/ff/Wikidata-logo.svg/21px-Wikidata-logo.svg.png" decoding="async" width="21" height="12" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/f/ff/Wikidata-logo.svg/32px-Wikidata-logo.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/f/ff/Wikidata-logo.svg/42px-Wikidata-logo.svg.png 2x" data-file-width="1050" data-file-height="590" /></span></span></span><span class="sister-bar-link"><b><a href="https://www.wikidata.org/wiki/Q2031726" class="extiw" title="d:Q2031726">Data</a></b> from Wikidata</span></li></ul></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><style data-mw-deduplicate="TemplateStyles:r1236075235">.mw-parser-output .navbox{box-sizing:border-box;border:1px solid #a2a9b1;width:100%;clear:both;font-size:88%;text-align:center;padding:1px;margin:1em auto 0}.mw-parser-output .navbox .navbox{margin-top:0}.mw-parser-output .navbox+.navbox,.mw-parser-output .navbox+.navbox-styles+.navbox{margin-top:-1px}.mw-parser-output .navbox-inner,.mw-parser-output .navbox-subgroup{width:100%}.mw-parser-output .navbox-group,.mw-parser-output .navbox-title,.mw-parser-output .navbox-abovebelow{padding:0.25em 1em;line-height:1.5em;text-align:center}.mw-parser-output .navbox-group{white-space:nowrap;text-align:right}.mw-parser-output .navbox,.mw-parser-output .navbox-subgroup{background-color:#fdfdfd}.mw-parser-output .navbox-list{line-height:1.5em;border-color:#fdfdfd}.mw-parser-output .navbox-list-with-group{text-align:left;border-left-width:2px;border-left-style:solid}.mw-parser-output tr+tr>.navbox-abovebelow,.mw-parser-output tr+tr>.navbox-group,.mw-parser-output tr+tr>.navbox-image,.mw-parser-output tr+tr>.navbox-list{border-top:2px solid #fdfdfd}.mw-parser-output .navbox-title{background-color:#ccf}.mw-parser-output .navbox-abovebelow,.mw-parser-output .navbox-group,.mw-parser-output .navbox-subgroup .navbox-title{background-color:#ddf}.mw-parser-output .navbox-subgroup .navbox-group,.mw-parser-output .navbox-subgroup .navbox-abovebelow{background-color:#e6e6ff}.mw-parser-output .navbox-even{background-color:#f7f7f7}.mw-parser-output .navbox-odd{background-color:transparent}.mw-parser-output .navbox .hlist td dl,.mw-parser-output .navbox .hlist td ol,.mw-parser-output .navbox .hlist td ul,.mw-parser-output .navbox td.hlist dl,.mw-parser-output .navbox td.hlist ol,.mw-parser-output .navbox td.hlist ul{padding:0.125em 0}.mw-parser-output .navbox .navbar{display:block;font-size:100%}.mw-parser-output .navbox-title .navbar{float:left;text-align:left;margin-right:0.5em}body.skin--responsive .mw-parser-output .navbox-image img{max-width:none!important}@media print{body.ns-0 .mw-parser-output .navbox{display:none!important}}</style></div><div role="navigation" class="navbox" aria-labelledby="Westpac64" style="padding:3px"><table class="nowraplinks hlist mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><style data-mw-deduplicate="TemplateStyles:r1239400231">.mw-parser-output .navbar{display:inline;font-size:88%;font-weight:normal}.mw-parser-output .navbar-collapse{float:left;text-align:left}.mw-parser-output .navbar-boxtext{word-spacing:0}.mw-parser-output .navbar ul{display:inline-block;white-space:nowrap;line-height:inherit}.mw-parser-output .navbar-brackets::before{margin-right:-0.125em;content:"[ "}.mw-parser-output .navbar-brackets::after{margin-left:-0.125em;content:" ]"}.mw-parser-output .navbar li{word-spacing:-0.125em}.mw-parser-output .navbar a>span,.mw-parser-output .navbar a>abbr{text-decoration:inherit}.mw-parser-output .navbar-mini abbr{font-variant:small-caps;border-bottom:none;text-decoration:none;cursor:inherit}.mw-parser-output .navbar-ct-full{font-size:114%;margin:0 7em}.mw-parser-output .navbar-ct-mini{font-size:114%;margin:0 4em}html.skin-theme-clientpref-night .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Westpac" title="Template:Westpac"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Westpac" title="Template talk:Westpac"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Westpac" title="Special:EditPage/Template:Westpac"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Westpac64" style="font-size:114%;margin:0 4em"><a class="mw-selflink selflink">Westpac</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Current subsidiaries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BT_(wealth_management)" title="BT (wealth management)">BT</a></li> <li><a href="/wiki/RAMS_(company)" class="mw-redirect" title="RAMS (company)">RAMS</a></li> <li><a href="/wiki/St_George_Bank" class="mw-redirect" title="St George Bank">St George Bank</a></li> <li><a class="mw-selflink selflink">Westpac</a></li> <li><a href="/wiki/Westpac_New_Zealand" title="Westpac New Zealand">Westpac New Zealand</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Former subsidiaries</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Airport_Link_Company" title="Airport Link Company">Airport Link Company</a></li> <li><a href="/wiki/Australian_Guarantee_Corporation" title="Australian Guarantee Corporation">Australian Guarantee Corporation</a></li> <li><a href="/wiki/Bank_of_Melbourne_(1989)" title="Bank of Melbourne (1989)">Bank of Melbourne (1989)</a></li> <li><a href="/wiki/Pendal_Group" class="mw-redirect" title="Pendal Group">BT Investment Management</a></li> <li><a href="/wiki/Challenge_Bank" title="Challenge Bank">Challenge Bank</a></li> <li><a href="/wiki/Ord_Minnett" title="Ord Minnett">Ord Minnett</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Notable people</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Ted_Evans_(public_servant)" title="Ted Evans (public servant)">Ted Evans</a></li> <li><a href="/wiki/Rob_Chapman_(businessman)" title="Rob Chapman (businessman)">Rob Chapman</a></li> <li><a href="/wiki/Gail_Kelly" title="Gail Kelly">Gail Kelly</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="S&amp;P/ASX_20_←_25px_S&amp;P/ASX_50_companies_of_Australia_→_S&amp;P/ASX_200200" style="padding:3px"><table class="nowraplinks mw-collapsible mw-collapsed navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:S%26P/ASX_50" title="Template:S&P/ASX 50"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:S%26P/ASX_50" title="Template talk:S&P/ASX 50"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:S%26P/ASX_50" title="Special:EditPage/Template:S&P/ASX 50"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="S&amp;P/ASX_20_←_25px_S&amp;P/ASX_50_companies_of_Australia_→_S&amp;P/ASX_200200" style="font-size:114%;margin:0 4em"><small><a href="/wiki/S%26P/ASX_20" title="S&P/ASX 20">S&P/ASX 20</a></small> ←   <span typeof="mw:File"><a href="/wiki/File:Flag_of_Australia.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/25px-Flag_of_Australia.svg.png" decoding="async" width="25" height="13" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/38px-Flag_of_Australia.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/b/b9/Flag_of_Australia.svg/50px-Flag_of_Australia.svg.png 2x" data-file-width="1280" data-file-height="640" /></a></span> <a href="/wiki/S%26P/ASX_50" title="S&P/ASX 50">S&P/ASX 50</a> companies of <a href="/wiki/Australia" title="Australia">Australia</a>   → <small><a href="/wiki/S%26P/ASX_200" title="S&P/ASX 200">S&P/ASX 200</a></small></div></th></tr><tr><td class="navbox-abovebelow" colspan="2"><div>As of 28 April 2021</div></td></tr><tr><td colspan="2" class="navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Afterpay" title="Afterpay">Afterpay</a></li> <li><a href="/wiki/Aristocrat_Leisure" title="Aristocrat Leisure">Aristocrat Leisure</a></li> <li><a href="/wiki/Amcor" title="Amcor">Amcor</a></li> <li><a href="/wiki/Auckland_Airport" title="Auckland Airport">Auckland Airport</a></li> <li><a href="/wiki/ANZ_Bank" class="mw-redirect" title="ANZ Bank">ANZ</a></li> <li><a href="/wiki/APA_Group_(Australia)" title="APA Group (Australia)">APA</a></li> <li><a href="/wiki/Australian_Securities_Exchange" title="Australian Securities Exchange">ASX</a></li> <li><a href="/wiki/BHP" title="BHP">BHP</a></li> <li><a href="/wiki/BlueScope" title="BlueScope">BlueScope</a></li> <li><a href="/wiki/Brambles_Limited" title="Brambles Limited">Brambles</a></li> <li><a href="/wiki/Cochlear_Limited" title="Cochlear Limited">Cochlear</a></li> <li><a href="/wiki/Coles_Group" title="Coles Group">Coles Group</a></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a></li> <li><a href="/wiki/CSL_Limited" title="CSL Limited">CSL</a></li> <li><a href="/wiki/Dexus" title="Dexus">Dexus</a></li> <li><a href="/wiki/Endeavour_Group" title="Endeavour Group">Endeavour Group</a></li> <li><a href="/wiki/Fortescue_(company)" title="Fortescue (company)">Fortescue</a></li> <li><a href="/wiki/Fisher_%26_Paykel_Healthcare" title="Fisher & Paykel Healthcare">Fisher & Paykel Healthcare</a></li> <li><a href="/wiki/Goodman_Group" title="Goodman Group">Goodman</a></li> <li><a href="/wiki/Insurance_Australia_Group" title="Insurance Australia Group">IAG</a></li> <li><a href="/wiki/James_Hardie" class="mw-redirect" title="James Hardie">James Hardie</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Group</a></li> <li><a href="/wiki/Magellan_Financial_Group" title="Magellan Financial Group">Magellan Global Fund</a></li> <li><a href="/wiki/Mirvac" title="Mirvac">Mirvac</a></li> <li><a href="/wiki/Mineral_Resources" title="Mineral Resources">Mineral Resources</a></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a></li> <li><a href="/wiki/Northern_Star_Resources" title="Northern Star Resources">Northern Star Resources</a></li> <li><a href="/wiki/QBE_Insurance" title="QBE Insurance">QBE Insurance</a></li> <li><a href="/wiki/REA_Group" title="REA Group">REA Group</a></li> <li><a href="/wiki/Reece_Group" title="Reece Group">Reece Group</a></li> <li><a href="/wiki/ResMed" title="ResMed">ResMed</a></li> <li><a href="/wiki/Ramsay_Health_Care" title="Ramsay Health Care">Ramsay Health Care</a></li> <li><a href="/wiki/Rio_Tinto_(corporation)" title="Rio Tinto (corporation)">Rio Tinto</a></li> <li><a href="/wiki/Santos_Limited" title="Santos Limited">Santos</a></li> <li><a href="/wiki/Scentre_Group" title="Scentre Group">Scentre Group</a></li> <li><a href="/wiki/SEEK" title="SEEK">Seek</a></li> <li><a href="/wiki/Sonic_Healthcare" title="Sonic Healthcare">Sonic Healthcare</a></li> <li><a href="/wiki/South32" title="South32">South32</a></li> <li><a href="/wiki/Stockland" title="Stockland">Stockland</a></li> <li><a href="/wiki/Suncorp" class="mw-redirect" title="Suncorp">Suncorp</a></li> <li><a href="/wiki/Sydney_Airport_Holdings" title="Sydney Airport Holdings">Sydney Airport Holdings</a></li> <li><a href="/wiki/Tabcorp" title="Tabcorp">Tabcorp</a></li> <li><a href="/wiki/Telstra" title="Telstra">Telstra</a></li> <li><a href="/wiki/TPG_Telecom" title="TPG Telecom">TPG Telecom</a></li> <li><a href="/wiki/Transurban" title="Transurban">Transurban</a></li> <li><a href="/wiki/Wesfarmers" title="Wesfarmers">Wesfarmers</a></li> <li><a class="mw-selflink selflink">Westpac</a></li> <li><a href="/w/index.php?title=WiseTech_Global&action=edit&redlink=1" class="new" title="WiseTech Global (page does not exist)">WiseTech Global</a></li> <li><a href="/wiki/Woodside_Energy" title="Woodside Energy">Woodside Energy</a></li> <li><a href="/wiki/Woolworths_Group_(Australia)" title="Woolworths Group (Australia)">Woolworths</a></li> <li><a href="/wiki/Xero_(company)" title="Xero (company)">Xero</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="25px_NZX_50_companies_of_New_Zealand113" style="padding:3px"><table class="nowraplinks mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:NZX_50_companies" title="Template:NZX 50 companies"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:NZX_50_companies" title="Template talk:NZX 50 companies"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:NZX_50_companies" title="Special:EditPage/Template:NZX 50 companies"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="25px_NZX_50_companies_of_New_Zealand113" style="font-size:114%;margin:0 4em"><span typeof="mw:File"><a href="/wiki/File:Flag_of_New_Zealand.svg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/3/3e/Flag_of_New_Zealand.svg/25px-Flag_of_New_Zealand.svg.png" decoding="async" width="25" height="13" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/3/3e/Flag_of_New_Zealand.svg/38px-Flag_of_New_Zealand.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/3/3e/Flag_of_New_Zealand.svg/50px-Flag_of_New_Zealand.svg.png 2x" data-file-width="1200" data-file-height="600" /></a></span> <a href="/wiki/S%26P/NZX_50_Index" class="mw-redirect" title="S&P/NZX 50 Index">NZX 50</a> companies of <a href="/wiki/New_Zealand" title="New Zealand">New Zealand</a></div></th></tr><tr><td class="navbox-abovebelow" colspan="2"><div>As of October 2024</div></td></tr><tr><td colspan="2" class="navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/A2_Milk_Company" class="mw-redirect" title="A2 Milk Company">a2 Milk</a></li> <li><a href="/wiki/Air_New_Zealand" title="Air New Zealand">Air New Zealand</a></li> <li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a></li> <li><a href="/w/index.php?title=Argosy_Property&action=edit&redlink=1" class="new" title="Argosy Property (page does not exist)">Argosy Property</a></li> <li><a href="/w/index.php?title=Arvida_Group&action=edit&redlink=1" class="new" title="Arvida Group (page does not exist)">Arvida</a></li> <li><a href="/wiki/Auckland_Airport" title="Auckland Airport">Auckland Airport</a></li> <li><a href="/w/index.php?title=Channel_Infrastructure_NZ&action=edit&redlink=1" class="new" title="Channel Infrastructure NZ (page does not exist)">Channel Infrastructure NZ</a></li> <li><a href="/wiki/Chorus_Limited" title="Chorus Limited">Chorus</a></li> <li><a href="/wiki/Contact_Energy" title="Contact Energy">Contact Energy</a></li> <li><a href="/wiki/EBOS_Group" title="EBOS Group">EBOS</a></li> <li><a href="/wiki/Fisher_%26_Paykel_Healthcare" title="Fisher & Paykel Healthcare">Fisher & Paykel Healthcare</a></li> <li><a href="/wiki/Fletcher_Building" title="Fletcher Building">Fletcher Building</a></li> <li><a href="/wiki/Fonterra" title="Fonterra">Fonterra Shareholders</a></li> <li><a href="/w/index.php?title=Freightways_Limited&action=edit&redlink=1" class="new" title="Freightways Limited (page does not exist)">Freightways</a></li> <li><a href="/wiki/Genesis_Energy_Limited" title="Genesis Energy Limited">Genesis Energy</a></li> <li><a href="/w/index.php?title=Gentrack_Group&action=edit&redlink=1" class="new" title="Gentrack Group (page does not exist)">Gentrack</a></li> <li><a href="/wiki/Goodman_Group" title="Goodman Group">Goodman Property</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland</a></li> <li><a href="/wiki/Hallensteins_Glassons" title="Hallensteins Glassons">Hallensteins Glassons</a></li> <li><a href="/wiki/Infratil" title="Infratil">Infratil</a></li> <li><a href="/w/index.php?title=Investore_Property_Limited&action=edit&redlink=1" class="new" title="Investore Property Limited (page does not exist)">Investore Property</a></li> <li><a href="/wiki/Kiwi_Property_Group" title="Kiwi Property Group">Kiwi Property</a></li> <li><a href="/wiki/KMD_Brands" title="KMD Brands">KMD Brands</a></li> <li><a href="/wiki/Mainfreight" title="Mainfreight">Mainfreight</a></li> <li><a href="/wiki/Manawa_Energy" title="Manawa Energy">Manawa Energy</a></li> <li><a href="/wiki/Mercury_Energy" title="Mercury Energy">Mercury NZ</a></li> <li><a href="/wiki/Meridian_Energy" title="Meridian Energy">Meridian Energy</a></li> <li><a href="/wiki/NZX" title="NZX">NZX</a></li> <li><a href="/w/index.php?title=Oceania_Healthcare_Limited&action=edit&redlink=1" class="new" title="Oceania Healthcare Limited (page does not exist)">Oceania Healthcare</a></li> <li><a href="/wiki/Port_of_Tauranga" title="Port of Tauranga">Port of Tauranga</a></li> <li><a href="/w/index.php?title=Precinct_Properties_New_Zealand_Limited&action=edit&redlink=1" class="new" title="Precinct Properties New Zealand Limited (page does not exist)">Precinct Properties</a></li> <li><a href="/w/index.php?title=Property_for_Industry_Limited&action=edit&redlink=1" class="new" title="Property for Industry Limited (page does not exist)">Property for Industry</a></li> <li><a href="/wiki/Ryman_Healthcare" title="Ryman Healthcare">Ryman Healthcare</a></li> <li><a href="/w/index.php?title=Sanford_Limited&action=edit&redlink=1" class="new" title="Sanford Limited (page does not exist)">Sanford</a></li> <li><a href="/w/index.php?title=Scales_Corporation_Limited&action=edit&redlink=1" class="new" title="Scales Corporation Limited (page does not exist)">Scales</a></li> <li><a href="/wiki/Serko" title="Serko">Serko</a></li> <li><a href="/wiki/Skellerup" title="Skellerup">Skellerup</a></li> <li><a href="/wiki/Sky_(New_Zealand)" title="Sky (New Zealand)">Sky Network Television</a></li> <li><a href="/wiki/SkyCity_Entertainment_Group" title="SkyCity Entertainment Group">SkyCity</a></li> <li><a href="/wiki/Spark_New_Zealand" title="Spark New Zealand">Spark</a></li> <li><a href="/w/index.php?title=Stride_Property_Ltd_%26_Stride_Investment_Management_Ltd&action=edit&redlink=1" class="new" title="Stride Property Ltd & Stride Investment Management Ltd (page does not exist)">Stride Property</a></li> <li><a href="/wiki/Summerset_Holdings" title="Summerset Holdings">Summerset</a></li> <li><a href="/wiki/Tourism_Holdings" title="Tourism Holdings">Tourism Holdings</a></li> <li><a href="/wiki/Turners_Automotive_Group" title="Turners Automotive Group">Turners Automotive</a></li> <li><a href="/wiki/Vector_Limited" title="Vector Limited">Vector</a></li> <li><a href="/wiki/Vista_Group" title="Vista Group">Vista</a></li> <li><a href="/w/index.php?title=Vital_Healthcare_Property_Trust&action=edit&redlink=1" class="new" title="Vital Healthcare Property Trust (page does not exist)">Vital Healthcare Property</a></li> <li><a href="/w/index.php?title=Vulcan_Steel_Limited&action=edit&redlink=1" class="new" title="Vulcan Steel Limited (page does not exist)">Vulcan Steel</a></li> <li><a href="/wiki/The_Warehouse_Group" title="The Warehouse Group">Warehouse Group</a></li> <li><a class="mw-selflink selflink">Westpac</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"></div><div role="navigation" class="navbox" aria-labelledby="Banking_in_Australia249" style="padding:3px"><table class="nowraplinks hlist mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1239400231"><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:Banking_in_Australia" title="Template:Banking in Australia"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Banking_in_Australia" title="Template talk:Banking in Australia"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Banking_in_Australia" title="Special:EditPage/Template:Banking in Australia"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Banking_in_Australia249" style="font-size:114%;margin:0 4em"><a href="/wiki/Banking_in_Australia" title="Banking in Australia">Banking in Australia</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Central_bank" title="Central bank">Central bank</a></th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Reserve_Bank_of_Australia" title="Reserve Bank of Australia">Reserve Bank of Australia</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Local banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"></div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Big_Four_(banking)#Australia" title="Big Four (banking)">Big Four</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/ANZ_(bank)" title="ANZ (bank)">ANZ</a> <ul><li><a href="/wiki/Suncorp_Bank" title="Suncorp Bank">Suncorp Bank</a></li></ul></li> <li><a href="/wiki/Commonwealth_Bank" title="Commonwealth Bank">Commonwealth Bank</a> <ul><li><a href="/wiki/Bankwest" title="Bankwest">Bankwest</a></li></ul></li> <li><a href="/wiki/National_Australia_Bank" title="National Australia Bank">National Australia Bank</a> <ul><li><a href="/wiki/UBank" title="UBank">UBank</a></li></ul></li> <li><a class="mw-selflink selflink">Westpac</a> <ul><li><a href="/wiki/Bank_of_Melbourne_(2011)" title="Bank of Melbourne (2011)">Bank of Melbourne</a></li> <li><a href="/wiki/BankSA" title="BankSA">BankSA</a></li> <li><a href="/wiki/St.George_Bank" title="St.George Bank">St.George Bank</a></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Other retail</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Alex_Bank" title="Alex Bank">Alex Bank</a></li> <li><a href="/wiki/AMP_Limited" title="AMP Limited">AMP</a></li> <li><a href="/wiki/Auswide_Bank" title="Auswide Bank">Auswide Bank</a></li> <li><a href="/wiki/Judo_Bank" title="Judo Bank">Judo Bank</a></li> <li><a href="/wiki/Macquarie_Group" title="Macquarie Group">Macquarie Bank</a></li> <li><a href="/wiki/Bank_of_Queensland" title="Bank of Queensland">Bank of Queensland</a> <ul><li><a href="/wiki/ME_Bank" title="ME Bank">ME Bank</a></li> <li><a href="/wiki/Virgin_Money_Australia" title="Virgin Money Australia">Virgin Money</a></li></ul></li> <li><a href="/wiki/Bendigo_%26_Adelaide_Bank" class="mw-redirect" title="Bendigo & Adelaide Bank">Bendigo & Adelaide Bank</a> <ul><li><a href="/wiki/Up_(Australian_bank)" title="Up (Australian bank)">Up</a></li></ul></li> <li><a href="/wiki/Tyro_Payments" class="mw-redirect" title="Tyro Payments">Tyro Payments</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Cooperative_banking" title="Cooperative banking">Member-owned</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Unity" title="Australian Unity">Australian Unity</a></li> <li><a href="/wiki/Bank_Australia" title="Bank Australia">Bank Australia</a></li> <li><a href="/wiki/Bank_First" title="Bank First">Bank First</a></li> <li><a href="/wiki/BankVic" title="BankVic">BankVic</a></li> <li><a href="/wiki/Beyond_Bank_Australia" title="Beyond Bank Australia">Beyond Bank Australia</a></li> <li><a href="/wiki/Cairns_Bank" title="Cairns Bank">Cairns Bank</a></li> <li><a href="/wiki/Community_First_Bank" title="Community First Bank">Community First Bank</a></li> <li><a href="/wiki/Credit_Union_SA" title="Credit Union SA">Credit Union SA</a></li> <li><a href="/wiki/Cuscal" title="Cuscal">Cuscal</a></li> <li><a href="/wiki/Great_Southern_Bank" title="Great Southern Bank">Great Southern Bank</a></li> <li><a href="/wiki/Hume_Bank" title="Hume Bank">Hume Bank</a></li> <li><a href="/wiki/IMB_Bank" title="IMB Bank">IMB</a></li> <li><a href="/wiki/MyState" class="mw-redirect" title="MyState">MyState</a></li> <li>Newcastle Greater Mutual <ul><li><a href="/wiki/Greater_Bank" title="Greater Bank">Greater Bank</a></li> <li><a href="/wiki/Newcastle_Permanent" title="Newcastle Permanent">Newcastle Permanent</a></li></ul></li> <li><a href="/wiki/P%26N_Bank" title="P&N Bank">P&N Bank</a></li> <li><a href="/wiki/People_First_Bank" title="People First Bank">People First Bank</a> <ul><li><a href="/wiki/Heritage_Bank" title="Heritage Bank">Heritage Bank</a></li> <li><a href="/wiki/People%27s_Choice_Credit_Union" title="People's Choice Credit Union">People's Choice</a></li></ul></li> <li><a href="/wiki/Police_Bank" title="Police Bank">Police Bank</a></li> <li><a href="/wiki/Qudos_Bank" title="Qudos Bank">Qudos Bank</a></li> <li><a href="/wiki/Royal_Automobile_Club_of_Queensland" title="Royal Automobile Club of Queensland">RACQ Bank</a></li> <li><a href="/wiki/Regional_Australia_Bank" title="Regional Australia Bank">Regional Australia Bank</a></li> <li><a href="/wiki/Teachers_Mutual_Bank" title="Teachers Mutual Bank">Teachers Mutual Bank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Defunct</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Volt_Bank" title="Volt Bank">Volt Bank</a></li> <li><a href="/wiki/Xinja" title="Xinja">Xinja</a></li></ul> </div></td></tr></tbody></table><div></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Foreign banks</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Arab_Bank" title="Arab Bank">Arab Bank</a></li> <li><a href="/wiki/Bank_of_China" title="Bank of China">Bank of China</a></li> <li><a href="/wiki/Bank_of_Beirut" title="Bank of Beirut">Bank of Beirut</a></li> <li><a href="/wiki/Heartland_Bank" title="Heartland Bank">Heartland Bank</a></li> <li><a href="/wiki/HSBC_Bank_Australia" title="HSBC Bank Australia">HSBC</a></li> <li><a href="/wiki/ING_Australia" title="ING Australia">ING</a></li> <li><a href="/wiki/Rabobank" title="Rabobank">Rabobank</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Non-bank lenders</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Aussie_(financial_group)" title="Aussie (financial group)">Aussie</a></li> <li><a href="/wiki/Latitude_Financial_Services" title="Latitude Financial Services">Latitude</a></li> <li><a href="/wiki/La_Trobe_Financial" title="La Trobe Financial">La Trobe Financial</a></li> <li><a href="/wiki/Mortgage_Choice" title="Mortgage Choice">Mortgage Choice</a></li> <li><a href="/wiki/Pepper_Money" title="Pepper Money">Pepper Money</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Bank_regulation" class="mw-redirect" title="Bank regulation">Regulators</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Australian_Securities_and_Investments_Commission" title="Australian Securities and Investments Commission">Australian Securities and Investments Commission</a></li> <li><a href="/wiki/Australian_Competition_%26_Consumer_Commission" class="mw-redirect" title="Australian Competition & Consumer Commission">Australian Competition & Consumer Commission</a></li> <li><a href="/wiki/Australian_Prudential_Regulation_Authority" title="Australian Prudential Regulation Authority">Australian Prudential Regulation Authority</a></li> <li><a href="/wiki/Australian_Payments_Council" title="Australian Payments Council">Australian Payments Council</a></li> <li><a href="/wiki/Australian_Payments_Network" title="Australian Payments Network">Australian Payments Network</a> <ul><li><a href="/wiki/New_Payments_Platform" title="New Payments Platform">New Payments Platform</a></li></ul></li> <li><a href="/wiki/Four_pillars_policy" title="Four pillars policy">Four pillars policy</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Inquiries</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><a href="/wiki/Royal_Commission_into_Misconduct_in_the_Banking,_Superannuation_and_Financial_Services_Industry" title="Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry">Royal Commission 2017–2019</a></div></td></tr><tr><td class="navbox-abovebelow" colspan="2"><div> <ul><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Category:Banks of Australia</a></li> <li><a href="/wiki/Economy_of_Australia" title="Economy of Australia">Economy of Australia</a></li> <li><a href="/wiki/Financial_system_in_Australia" title="Financial system in Australia">Financial system in Australia</a></li> <li><a href="/wiki/List_of_banks_in_Australia" title="List of banks in Australia">List of banks in Australia</a></li></ul> </div></td></tr></tbody></table></div> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1129693374"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1236075235"><style data-mw-deduplicate="TemplateStyles:r1038841319">.mw-parser-output .tooltip-dotted{border-bottom:1px dotted;cursor:help}</style><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1038841319"></div><div role="navigation" class="navbox authority-control" aria-labelledby="Authority_control_databases_frameless&#124;text-top&#124;10px&#124;alt=Edit_this_at_Wikidata&#124;link=https&#58;//www.wikidata.org/wiki/Q2031726#identifiers&#124;class=noprint&#124;Edit_this_at_Wikidata1149" style="padding:3px"><table class="nowraplinks hlist mw-collapsible autocollapse navbox-inner" style="border-spacing:0;background:transparent;color:inherit"><tbody><tr><th scope="col" class="navbox-title" colspan="2"><div id="Authority_control_databases_frameless&#124;text-top&#124;10px&#124;alt=Edit_this_at_Wikidata&#124;link=https&#58;//www.wikidata.org/wiki/Q2031726#identifiers&#124;class=noprint&#124;Edit_this_at_Wikidata1149" style="font-size:114%;margin:0 4em"><a href="/wiki/Help:Authority_control" title="Help:Authority control">Authority control databases</a> <span class="mw-valign-text-top noprint" typeof="mw:File/Frameless"><a href="https://www.wikidata.org/wiki/Q2031726#identifiers" title="Edit this at Wikidata"><img alt="Edit this at Wikidata" src="//upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/10px-OOjs_UI_icon_edit-ltr-progressive.svg.png" decoding="async" width="10" height="10" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/15px-OOjs_UI_icon_edit-ltr-progressive.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/8/8a/OOjs_UI_icon_edit-ltr-progressive.svg/20px-OOjs_UI_icon_edit-ltr-progressive.svg.png 2x" data-file-width="20" data-file-height="20" /></a></span></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">International</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"><ul><li><span class="uid"><a rel="nofollow" class="external text" href="https://isni.org/isni/0000000121111621">ISNI</a></span></li><li><span class="uid"><a rel="nofollow" class="external text" href="https://viaf.org/viaf/144276168">VIAF</a></span></li></ul></div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">National</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"><ul><li><span class="uid"><a rel="nofollow" class="external text" href="https://id.loc.gov/authorities/n82207241">United States</a></span></li><li><span class="uid"><span class="rt-commentedText tooltip tooltip-dotted" title="Westpac Banking Corporation"><a rel="nofollow" class="external text" href="https://aleph.nkp.cz/F/?func=find-c&local_base=aut&ccl_term=ica=ko2002151664&CON_LNG=ENG">Czech Republic</a></span></span><ul><li><span class="uid"><span class="rt-commentedText tooltip tooltip-dotted" title="Bank of New South Wales"><a rel="nofollow" class="external text" href="https://aleph.nkp.cz/F/?func=find-c&local_base=aut&ccl_term=ica=ko2002151665&CON_LNG=ENG">2</a></span></span></li></ul></li></ul></div></td></tr></tbody></table></div>    </div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?useformat=desktop&type=1x1&usesul3=0" alt="" width="1" height="1" style="border: none; position: absolute;"></noscript> <div class="printfooter" data-nosnippet="">Retrieved from "<a dir="ltr" href="https://en.wikipedia.org/w/index.php?title=Westpac&oldid=1275646698">https://en.wikipedia.org/w/index.php?title=Westpac&oldid=1275646698</a>"</div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/Help:Category" title="Help:Category">Categories</a>: <ul><li><a href="/wiki/Category:Westpac" title="Category:Westpac">Westpac</a></li><li><a href="/wiki/Category:Banks_of_Australia" title="Category:Banks of Australia">Banks of Australia</a></li><li><a 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