CINXE.COM

<!DOCTYPE html><html data-wf-domain="marketing.ramp.com" data-wf-page="64638e12b3757911c3b85e4f" data-wf-site="5f8dd056c51c1d04c3eaa497" lang="en"><head><meta charset="utf-8"/><title>Burn Rate Calculator - Calculate Cash Burn Rate | Ramp</title><meta content="Keeping your cash burn rate in check ensures that your startup has the cash runway to continue operating for the long-term" name="description"/><meta content="Burn Rate Calculator - Calculate Cash Burn Rate | Ramp" property="og:title"/><meta content="Keeping your cash burn rate in check ensures that your startup has the cash runway to continue operating for the long-term" property="og:description"/><meta content="https://assets.ramp.com/webflow/ramp-og-all-pages.jpg" property="og:image"/><meta content="Burn Rate Calculator - Calculate Cash Burn Rate | Ramp" property="twitter:title"/><meta content="Keeping your cash burn rate in check ensures that your startup has the cash runway to continue operating for the long-term" property="twitter:description"/><meta content="https://assets.ramp.com/webflow/ramp-og-all-pages.jpg" property="twitter:image"/><meta property="og:type" content="website"/><meta content="summary_large_image" name="twitter:card"/><meta content="width=device-width, initial-scale=1" name="viewport"/><link href="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/css/ramp-rebrand.75348c402.min.css" rel="stylesheet" type="text/css"/><link href="https://fonts.googleapis.com" rel="preconnect"/><link href="https://fonts.gstatic.com" rel="preconnect" crossorigin="anonymous"/><script src="https://ajax.googleapis.com/ajax/libs/webfont/1.6.26/webfont.js" type="text/javascript"></script><script type="text/javascript">WebFont.load({ google: { families: ["Inconsolata:400,700"] }});</script><script type="text/javascript">!function(o,c){var n=c.documentElement,t=" w-mod-";n.className+=t+"js",("ontouchstart"in o||o.DocumentTouch&&c instanceof DocumentTouch)&&(n.className+=t+"touch")}(window,document);</script><link href="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64adc1fb3b9c8ab3e6a961bc_Logo_32.png" rel="shortcut icon" type="image/x-icon"/><link href="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64adc1feb690e8aeda7707f3_Logo_256.png" rel="apple-touch-icon"/><link href="https://ramp.com/burn-rate-calculator" rel="canonical"/><meta property="og:site_name" content="Ramp" /> <script> document.addEventListener("DOMContentLoaded", function() { const link = document.createElement('link'); link.rel = 'alternate'; link.hreflang = 'en-us'; link.href = window.location.href; document.head.appendChild(link); }); </script> <script src="https://cdn.jsdelivr.net/npm/js-cookie@2.2.1/src/js.cookie.min.js"></script>  <script> (function() { const rampId = Cookies.get('ramp_web_id') if (!rampId) { const uuid = crypto.randomUUID(); Cookies.set('ramp_web_id', uuid); } })(); </script>  <script> (function() { if (navigator.globalPrivacyControl || !!Cookies.get('RAMP_DATA_PRIVACY_OPT_OUT')) { window.analytics = { track: function () { return Promise.resolve(); }, trackLink: function () { return; }, identify: function() { return Promise.resolve(); }, user: function () { return { anonymousId: function () { return; } } }, page: function () { return; } }; return; } !function(){ const origin = document.location.origin; let id = (origin === 'https://qa-web.ramp.com') ? "YL1z8Gyzqfo2HBtXTpzs0CPJdxf6ugom" : "HuQUH6f0UVTnJEHhHiTSyL4hkEO4T4X0"; var analytics=window.analytics=window.analytics||[];if(!analytics.initialize)if(analytics.invoked)window.console&&console.error&&console.error("Segment snippet included twice.");else{analytics.invoked=!0;analytics.methods=["trackSubmit","trackClick","trackLink","trackForm","pageview","identify","reset","group","track","ready","alias","debug","page","once","off","on","addSourceMiddleware","addIntegrationMiddleware","setAnonymousId","addDestinationMiddleware"];analytics.factory=function(e){return function(){if(window.analytics.initialized)return window.analytics[e].apply(window.analytics,arguments);var i=Array.prototype.slice.call(arguments);i.unshift(e);analytics.push(i);return analytics}};for(var i=0;i<analytics.methods.length;i++){var key=analytics.methods[i];analytics[key]=analytics.factory(key)}analytics.load=function(key,i){var t=document.createElement("script");t.type="text/javascript";t.async=!0;t.src="https://cdn.segment.com/analytics.js/v1/" + key + "/analytics.min.js";var n=document.getElementsByTagName("script")[0];n.parentNode.insertBefore(t,n);analytics._loadOptions=i};analytics._writeKey=id;;analytics.SNIPPET_VERSION="4.16.1"; // Hardcode pathname and url in case canonical tags are different (aka not self-referencing) analytics.addSourceMiddleware(function({payload, next}) { const event = payload.obj; if (!event.context) { event.context = {}; } if (!event.context.page) { event.context.page = {}; } event.context.page.path = window.location.pathname; event.context.page.url = window.location.href; next(payload); }); analytics.load(id, { integrations: { 'Sprig (Actions)': false } }); const rampId = Cookies.get('ramp_web_id') analytics.setAnonymousId(rampId) analytics.page({ top_level_path: "/" + location.pathname.split("/")[1], path: location.pathname, url: location.href, fbp: Cookies.get('_fbp'), fbc: Cookies.get('_fbc') }); }}(); })(); </script>   <script> (function(){var a=window.mutiny=window.mutiny||{};if(!window.mutiny.client){a.client={_queue:{}};var b=["identify","trackConversion"];var c=[].concat(b,["defaultOptOut","optOut","optIn"]);var d=function factory(c){return function(){for(var d=arguments.length,e=new Array(d),f=0;f<d;f++){e[f]=arguments[f]}a.client._queue[c]=a.client._queue[c]||[];if(b.includes(c)){return new Promise(function(b,d){a.client._queue[c].push({args:e,resolve:b,reject:d});setTimeout(d,500)})}else{a.client._queue[c].push({args:e})}}};c.forEach(function(b){a.client[b]=d(b)})}})(); </script> <script data-cfasync="false" src="https://client-registry.mutinycdn.com/personalize/client/7a656ec67ebfce09.js" onload="console.debug('Mutiny On Load')" onerror="console.debug('Mutiny On Error')"></script>   <script> (function() { if ( navigator.globalPrivacyControl || !!Cookies.get('RAMP_DATA_PRIVACY_OPT_OUT') ) { return } (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-WFDFDWP'); })() </script>   <style> [v-cloak]{display:none}.modal{transform-style:flat!important}.odometer.odometer-auto-theme,.odometer.odometer-theme-minimal{vertical-align:inherit!important}::selection{background:#e4f222;color:#1f1f1f}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizelegibility}.async-hide{opacity:1!important}.rich-text-22>:first-child{margin-top:0!important;padding-top:0!important}.rich-text-22>:last-child{margin-bottom:0!important;padding-bottom:0!important}.rich-text-22 blockquote+blockquote{font-size:16px;line-height:24px;margin-top:-64px;padding-top:24px}.rich-text-22 .w-richtext-align-fullwidth>div{width:100%;height:440px}.rich-text-22 .w-richtext-align-fullwidth>div>img{width:100%;height:100%;object-fit:contain}.card-compare__tab[aria-selected=true]{background-color:var(--button-primary--surface);color:var(--white--1000);border-color:rgba(255,255,255,0)}.card-compare__tab{font-size:14px!important;line-height:18px!important;}input[type="checkbox"]{accent-color: green;} </style>  <style> :root{--transition-duration:0.4s;--transition-ease:cubic-bezier(0.37, 0, 0.63, 1)}@media (min-width:992px){.exp-get-ramp-form-23,.exp-get-ramp-form-23__secondary-cta{width:calc(50% - 8px)}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23{width:100%}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__input-wrapper{padding:4px;background-color:#fff;border:1px solid var(--black--100)}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__input-wrapper.input-dark{background-color:rgba(255,255,255,.5)}.exp-get-ramp-form-23__wrapper .exp-get-ramp-form-23__subtext{-webkit-user-select:none;user-select:none;transition:var(--transition-duration) var(--transition-ease) opacity}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__subtext{-webkit-user-select:auto;user-select:auto;opacity:1}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__submit{border-radius:4px}.exp-get-ramp-form-23__secondary-cta{transition:opacity .4s cubic-bezier(0.37,0,0.63,1) 0.2s,transform .4s cubic-bezier(0.37,0,0.63,1)}.exp-get-ramp-form-23__secondary-cta.active{opacity:0;transition-delay:0s,0s}}@media (max-width:991px){.exp-get-ramp-form-23__secondary-cta,.exp-get-ramp-form-23__submit{transform:translateY(calc(-100% - 8px))}.exp-get-ramp-form-23__secondary-cta,.exp-get-ramp-form-23__submit,.exp-get-ramp-form-23__subtext{transition:.3s cubic-bezier(.37, 0, .63, 1)!important}.exp-get-ramp-form-23__secondary-cta.active,.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__submit{transform:translateY(0);opacity:1}.exp-get-ramp-form-23__wrapper.active .exp-get-ramp-form-23__subtext{opacity:1}}.rich-tip-box{display:flex;flex-direction:column;align-items:flex-start;gap:24px;padding:32px;align-self:stretch;border-radius:8px;background:var(--surface-grayLight,#efefef)}.rich-tip-box__legend{color:var(--text-hushed,rgba(28,27,23,.6));font-size:12px;font-weight:400;line-height:16px;margin-bottom:8px}.rich-tip-box .body-22{color:var(--text-body,rgba(28,27,23,.8))}@media (max-width:767px){.rich-tip-box{padding:32px 24px}} </style>  <script> console.log('%cRAMP','font-weight:bold;',`\nHey there! ${String.fromCodePoint(0x1F44B)} We're looking for the most talented engineers and designers to help us build the financial stack of the future. Interested? We're hiring. ${String.fromCodePoint(0x1F680)} https://ramp.com/careers`); </script>   <script> (function(w,q){w['QualifiedObject']=q;w[q]=w[q]||function(){(w[q].q=w[q].q||[]).push(arguments)};})(window,'qualified') </script> <script async src="https://js.qualified.com/qualified.js?token=iQh2Juj87NdoEXjR"></script>  <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Organization", "name": "Ramp", "url": "https://www.ramp.com", "logo": "https://assets-global.website-files.com/5f8dd056c51c1d04c3eaa497/627d472663cadd5a40d9f84b_ramp-wordmark-darkgrey.svg" } </script><script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "Quotation", "creator": { "@type": "Person", "name": "Sam Weintraub", "url": "https://ramp.com/authors/sam-weintraub", "jobTitle": "Credit Risk Associate" }, "text": "Starting a company can be exciting, but it also demands astute capital management! That's why we built this burn rate calculator, an awesome asset in planning out runway and budgeting with precision. It has been crucial in guiding my own entrepreneurial endeavors, helping me maintain fiscal prudence and manage my resources accordingly." } </script> </head><body class="body-smolder"><div class="page-22"><div class="bg-color-page bg-white"></div><div class="header-23"><div class="nav-23"><div data-animation="default" data-collapse="medium" data-duration="400" data-easing="ease" data-easing2="ease" role="banner" class="navbar-23 w-nav"><div class="nav-contain-23"><div class="nav-wrap-23"><a href="/" class="nav-brand-23 w-nav-brand"><div class="nav-brand-23--embed w-embed"><svg xmlns="http://www.w3.org/2000/svg" width="75" height="20" viewBox="0 0 75 20" fill="none"> <g clip-path="url(#clip0)"> <path d="M5.18951 6.7599C3.40074 6.7599 2.52264 8.33632 2.52264 10.4413V15.7164H0V4.58469H2.47845V7.47268H2.52148C3.05067 5.69705 4.10555 4.26227 5.73265 4.26227C6.87709 4.26227 7.35975 4.66184 7.35975 4.66184L6.22113 6.9545C6.22113 6.95335 5.85826 6.7599 5.18951 6.7599ZM35.6857 8.28795V15.7152H33.2282V9.19189C33.2282 7.31953 32.6409 6.32808 31.1405 6.32808C29.5867 6.32808 28.8354 7.58208 28.8354 9.98758V15.714H26.4V9.19189C26.4 7.39208 25.8196 6.32808 24.3344 6.32808C22.6387 6.32808 21.9862 7.81353 21.9862 9.98758V15.714H19.5078V4.58469H21.9862V7.10535H22.0083C22.3944 5.36081 23.4482 4.28415 25.2264 4.28415C26.9896 4.28415 28.1387 5.23184 28.5749 6.9119C28.9901 5.29517 30.095 4.28415 31.793 4.28415C34.1621 4.28415 35.6857 5.7696 35.6857 8.28795ZM12.3178 4.26227C10.0371 4.26227 8.54489 5.33317 7.86451 7.26656L9.96381 8.03001C10.3464 6.86353 11.1443 6.19911 12.362 6.19911C13.7321 6.19911 14.5369 6.8025 14.5369 7.72832C14.5369 8.67486 13.8961 8.87292 12.4492 9.10668C10.8396 9.36577 7.012 9.45098 7.012 12.6798C7.012 14.5717 8.59374 15.995 10.9698 15.995C12.7563 15.995 13.9728 15.265 14.5357 13.9062H14.5578V15.7152H17.0153V8.86946C17.0142 5.87438 15.5069 4.26227 12.3178 4.26227ZM14.6009 10.4758C14.6009 12.8099 13.446 14.3092 11.6002 14.3092C10.2953 14.3092 9.51255 13.5768 9.51255 12.5209C9.51255 11.5306 10.3174 10.8432 11.8607 10.5599C13.4401 10.2697 14.2357 9.91158 14.6009 9.05256V10.4758ZM44.4272 4.28415C42.5477 4.28415 41.3055 5.31705 40.774 6.86929V4.58469H38.1642V20H40.7519V13.4318H40.774C41.3497 15.113 42.5488 16.0376 44.4272 16.0376C47.4057 16.0376 49.5376 13.5838 49.5376 10.1166C49.5364 6.67353 47.4057 4.28415 44.4272 4.28415ZM43.7852 13.9718C41.7219 13.9718 40.5775 12.4748 40.5775 10.1499C40.5775 7.82504 41.858 6.32808 43.7852 6.32808C45.7112 6.32808 46.9928 7.89759 46.9928 10.1499C46.9928 12.4035 45.7123 13.9718 43.7852 13.9718Z" fill="currentColor" /> <path d="M75.1723 15.6647V15.7342L65.0721 15.7377V15.6647C66.5286 14.8422 67.5339 14.0044 68.4385 13.1289H72.5858L75.1723 15.6647ZM72.6697 2.51116L70.1096 0H70.0352C70.0352 0 70.0784 4.67989 65.78 8.93615C61.5739 13.1018 56.6276 13.1112 56.6276 13.1112V13.1842L59.2357 15.7389C59.2357 15.7389 64.11 15.7871 68.4157 11.5638C72.7057 7.35462 72.6697 2.51116 72.6697 2.51116Z" fill="currentColor" /> </g> <defs> <clipPath id="clip0"> <rect width="75" height="20" fill="white" /> </clipPath> </defs> </svg></div></a><div><div class="right-click-menu-23"><div class="p-8"><a id="copySVG" href="#" class="nav-dd-link-22 w-inline-block"><div class="text-link-22 nav-sub-link"><div class="text-link-22__inner"><div class="right-menu__icon"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/633c92cc427d8d446dae0b39_copy.svg" loading="lazy" alt=""/></div><div class="detail-22">Copy .SVG</div></div></div></a><div class="w-embed"><a href="https://assets.ramp.com/press_kit/ramp_2024_press_kit.zip" download class="nav-dd-link-22"> <div class='text-link-22 nav-sub-link'> <div class='text-link-22__inner'> <div class="right-menu__icon"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/633c92cc427d8d2478ae0b38_download.svg" loading="lazy" alt="media kit"></div> <div class="detail-22">Media Kit</div> </div> </div> </a></div><a href="https://ramp.com/press" class="nav-dd-link-22 w-inline-block"><div class="text-link-22 nav-sub-link"><div class="text-link-22__inner"><div class="right-menu__icon"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62bcc751fdf7a929a561b861_book-open.svg" loading="lazy" alt=""/></div><div class="detail-22">Press</div></div></div></a></div></div><div class="hidden w-embed w-script"><style> .right-click-menu-23.visible { display: block; } /* .resource-page--nav-23 .right-click-menu-23 { left: 28px; } */ </style> <script> document.addEventListener("DOMContentLoaded", () => { const logo = document.querySelector(".nav-brand-23"); const rightMenu = document.querySelector(".right-click-menu-23"); const copySVG = document.querySelector("#copySVG"); const rampLogoSVG = `<svg width="75" height="20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#a)" fill="#000"><path d="M5.19 6.76c-1.79 0-2.667 1.576-2.667 3.681v5.275H0V4.585h2.478v2.888h.043c.53-1.776 1.585-3.21 3.212-3.21 1.144 0 1.627.399 1.627.399L6.22 6.955c0-.002-.363-.195-1.031-.195Zm30.496 1.528v7.427h-2.458V9.192c0-1.872-.587-2.864-2.088-2.864-1.553 0-2.305 1.254-2.305 3.66v5.726H26.4V9.192c0-1.8-.58-2.864-2.066-2.864-1.695 0-2.348 1.486-2.348 3.66v5.726h-2.478V4.584h2.478v2.521h.022c.386-1.744 1.44-2.82 3.218-2.82 1.764 0 2.913.947 3.349 2.627.415-1.617 1.52-2.628 3.218-2.628 2.37 0 3.893 1.486 3.893 4.004ZM12.318 4.262c-2.28 0-3.773 1.071-4.453 3.005l2.099.763c.382-1.166 1.18-1.83 2.398-1.83 1.37 0 2.175.603 2.175 1.528 0 .947-.64 1.145-2.088 1.379-1.61.259-5.437.344-5.437 3.573 0 1.892 1.582 3.315 3.958 3.315 1.786 0 3.003-.73 3.566-2.089h.022v1.81h2.457V8.868c0-2.995-1.508-4.607-4.697-4.607Zm2.283 6.214c0 2.334-1.155 3.833-3 3.833-1.306 0-2.088-.732-2.088-1.788 0-.99.804-1.678 2.348-1.961 1.58-.29 2.375-.648 2.74-1.507v1.423Zm29.826-6.192c-1.88 0-3.121 1.033-3.653 2.585V4.585h-2.61V20h2.588v-6.568h.022c.576 1.681 1.775 2.606 3.653 2.606 2.979 0 5.11-2.454 5.11-5.921 0-3.443-2.131-5.833-5.11-5.833Zm-.642 9.688c-2.063 0-3.207-1.497-3.207-3.822s1.28-3.822 3.207-3.822c1.926 0 3.208 1.57 3.208 3.822 0 2.253-1.28 3.822-3.208 3.822ZM75.172 15.665v.07l-10.1.003v-.073c1.457-.823 2.462-1.66 3.367-2.536h4.147l2.586 2.536ZM72.67 2.51 70.11 0h-.075s.043 4.68-4.255 8.936c-4.206 4.166-9.152 4.175-9.152 4.175v.073l2.608 2.555s4.874.048 9.18-4.175c4.29-4.21 4.254-9.053 4.254-9.053Z"/></g><defs><clipPath id="a"><path fill="#fff" d="M0 0h75v20H0z"/></clipPath></defs></svg>`; let copied = false; //right click to toggle design menu logo.oncontextmenu = (e) => { e.preventDefault(); rightMenu.classList.add("visible"); document.body.style.pointerEvents = "none"; rightMenu.style.pointerEvents = "auto"; analytics.track("Nav Bar Logo Right Clicked", { pathname: window.location.pathname }); return false; }; // click anywhere else to hide the div document.addEventListener("click", (e) => { if (!rightMenu.contains(e.target)) { rightMenu.classList.remove("visible"); document.body.style.removeProperty("pointer-events"); } }); const changeCopy = () => { if (copied) { copySVG.querySelector(".detail-22").textContent = ".SVG copied!"; } else { copySVG.querySelector(".detail-22").textContent = "Copy .SVG"; } }; // copy svg code copySVG.addEventListener("click", async () => { try { await navigator.clipboard.writeText(rampLogoSVG); copied = true; changeCopy(); setTimeout(() => { copied = false; changeCopy(); }, 2000); } catch (err) { console.error("Failed to copy!", err); } }); }); </script></div></div><nav role="navigation" class="nav-menu-23 w-nav-menu"><div class="nav-inner"><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Products</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-25 w-dropdown-list"><div class="nav-underline-23"></div><div class="flex flex-cgap-32 flex-md-col"><div class="mini-grid-25"><div class="mini-grid-column-25"><div class="nav-column-title-24">Products</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/corporate-cards" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9ec764d190ca83f092_credit-card.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Corporate Cards</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Control spend before it happens.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounts-payable" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2be41421d61bbc8feaea_dollar-bill.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounts Payable</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Process AP in minutes.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/travel" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9ef783d0bd92719dc2_plane-and-bed.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Travel</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Keep T&E in check.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/expense-management" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e141eae286c7483ac_pie-chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Expense Management</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Eliminate expense reports.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/procurement" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9e3fa1b5c23cc2bd96_shopping-bag.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Procurement</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Speed up intake-to-pay.</div></div></a></div></div></div><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dae-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">Platform</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/integrations" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dc29d1fc8712858fa_integrations.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Integrations</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Connect to your finance stack.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-automation-software" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9dba7ac5690bdceaa6_calculator.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting Automation</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Accelerate monthly close.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/intelligence" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9d83a435c383fb048c_intelligence.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Intelligence</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Put AI to work for you.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/real-time-reporting" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df4f756dc2ce4bde1_bank.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Reporting</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Get full visibility in real-time.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/global" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66ba2b9df783d0bd92719d2f_globe.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Global Ready</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Spend globally, operate locally.</div></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div class="nav-24-featured-card"><div class="hidden-md"><div class="nav-column-title-24">Updates</div></div><div class="mt-32 mt-md-0"><a data-element="blog-link" href="/blog/introducing-ramp-travel" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp" loading="lazy" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/665f0db1aba6ae8dbf9d2bc7_nav-menu-travel.webp 755w" alt="" class="br-8"/><div class="mt-16"><div class="_w-200"><div class="text-color black"><div class="body-22 u-strong">Introducing Ramp Travel</div></div><div class="mt-8"><div id="w-node-_04773730-67ad-b6c7-4bf0-02e33ec10dd2-210feaff" class="detail-22 c-text--light--hushed">Set custom policies and manage bookings, all in one place.</div></div></div></div></a></div></div></div></nav></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Solutions</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-25--sol w-dropdown-list"><div class="nav-underline-23"></div><div class="mini-grid-25"><div class="mini-grid-column-25"><div class="nav-column-title-24">By size</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/startups" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205afd14455c3647bb9_startups.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Startups</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Everything you need, fast.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/small-business" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720513b89994db11eb11_small-businesses.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Small business</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Travel, expenses, and AP in one place.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/mid-market" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f27205e5e0f6c0208995ea_mid-market.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Mid-market</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Automate tasks and delight employees.</div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/enterprise" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f2720540bdf0e3d1dd4ad9_enterprise.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Enterprise</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle">Go global and scale up operations.</div></div></a></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fc-210feaff" class="hidden"><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a85fd-210feaff" class="mini-grid-column-25"><div class="nav-column-title-24">By industry</div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Software & Technology</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f776efd0f24ff31558_construction.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Construction</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f73f34b6a13374a84c_healthcare.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Healthcare</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f77565472099836b7b_hospitality.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Hospitality</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f628ae95a8be7cf7f8_education.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Education</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6512362162d956770_retail.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Retail</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f637267b3e7b0c20f4_local_shipping.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Fleets</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="#" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6e5e0f6c0208dbf7f_dentistry.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Dentistry</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div id="w-node-_9b7fa471-2991-2890-70cc-fea5565a8612-210feaff" class="mini-grid-column-25"><div class="flex flex-cgap-12 flex-aend"><div class="nav-column-title-24">By partner</div><div class="hidden-md"><a href="/partnerships" class="flex no-underline w-inline-block"><div><div class="nav-column-subtitle-24">Become a partner →</div><div class="nav-24--subtitle--underline"></div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f32130a7b63c48e7b8b868_arrow-right-767573.svg" loading="lazy" alt="" class="nav-24--subtitle--arrow hidden"/></a></div></div><div class="mt-24 mt-md-16"><div class="nav-dd-list-25--grid-wide"><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/accounting-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6114a26ed07fb3558_accounting-firms.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Accounting firms</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/pe-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd7_financial-institution-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Private equity and venture capital</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/services-partnerships" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f6a3fe6e92130d1d1d_alliance-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Services providers</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/affiliates" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f666d331bb3b574fd4_affiliate-partners.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Affiliates</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a><a data-element="dropdown-link" data-w-id="89f007af-c372-a916-fc77-1b197325ae91" href="/developer-api" class="nav-25-link w-inline-block"><div class="nav-25-link--icon-container"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67197301948375019dffbee7_tech-partner.svg" loading="lazy" alt="" class="nav-25-link--icon"/></div><div><div class="text-link-23__inner"><div class="nav-25--title">Technology partners</div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div><div class="nav-25--subtitle"></div></div></a></div></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/customers" class="nav-link-main-23 w-nav-link">Customers</a></div><div data-hover="true" data-delay="0" class="nav-dd-23 w-dropdown"><div class="nav-toggle-23 w-dropdown-toggle"><div class="nav-toggle-text-23"><div>Resources</div><div class="nav-dd-icon-23 w-embed"><svg class="nav-23-up-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M5.12845 6.00008L0 0H1.64439L5.95065 5.03815L10.2569 0H11.9013L6.77284 6.00008H5.12845Z" fill="currentColor" /> </svg> <svg class="nav-23-down-caret" width="12" height="6" viewBox="0 0 12 6" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M6.7728 -8.0557e-05L11.9012 6L10.2569 6L5.9506 0.96185L1.64435 6L-5.53131e-05 6L5.12841 -8.07007e-05L6.7728 -8.0557e-05Z" fill="currentColor" /> </svg></div></div></div><nav class="nav-dd-list-23--res w-dropdown-list"><div class="nav-underline-23"></div><div class="flex flex-cgap-24 flex-md-col"><div class="mini-grid-25--wide"><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1db-210feaff" class="nav-column-title-24">Learn</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/resources" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66f275f7a189715613be1331_software-and-technology.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Blog</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/free-tools" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709ee345ff21e1c7a0f6_chart.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Growth tools</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/webinars" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e15fb1d5384d668e2_video_camera.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Webinars</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/industry-spend-reports" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/67117b4e611fbcd55c6da1ae_receipt-nav.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Spending reports</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1e9-210feaff" class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://academy.ramp.com/" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709fb815d70d1a3da5e7_school.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Ramp academy</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1ee-210feaff" class="nav-column-title-24">Connect</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/careers" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e5780fa9906fee352_work.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Careers</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/blog/news" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709eff11abf6fcb6f9c3_news.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Newsroom</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f6-210feaff" class="mini-grid-column"><div class="nav-dd-list-23--grid"><div id="w-node-b7a43167-f36b-f3f6-517c-f1560097b1f8-210feaff" class="nav-column-title-24">Support</div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="https://support.ramp.com/hc/en-us" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709e1d677abf8399ea8b_help.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Help center</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div><div class="nav-dd-list-23--grid-item"><a data-element="dropdown-link" data-w-id="05a041a1-3a15-e39e-e76e-7e7bd1bca2ff" href="/training" class="nav-25-link py-2 py-sm-0 w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6711709f12929faba7c590fb_device.svg" loading="lazy" alt="" class="nav-25-link--icon"/><div class="text-link-23__inner"><div><div class="nav-25--title">Live trainings</div><div class="nav-25--title--underline"></div></div><img loading="lazy" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" alt="right arrow" class="cta-arrow-23"/></div></a></div></div></div></div><div class="hidden d-block-md"><div class="my-32"><div class="nav-23-mobile-divider"></div></div></div><div><div class="nav-column-title">Featured</div><div class="mt-24"><a data-element="blog-link" href="/virtual-cards" class="text-nodecoration w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp" loading="eager" sizes="100vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown-p-1600.webp 1600w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64efa6d79c3cc7d674843fb2_virutalCardsDropdown.webp 1800w" alt="" class="br-8"/><div class="mt-16"><div class="_w-210"><div class="text-color black"><div class="detail-22">Unlimited virtual cards</div></div><div class="mt-8"><div class="text-color black-600"><div id="w-node-_61324463-83d6-20d3-58d7-dbf0235250ac-210feaff" class="nav-23--text">Discover the potential of virtual cards for your business.</div></div></div></div></div></a></div></div></div></nav></div><div class="nav-menu-cta-23"><a href="/pricing" class="nav-link-main-23 w-nav-link">Pricing</a></div></div><div class="nav-menu-23--mobile-buttons-single"><a data-anchor-link="" href="/see-a-demo" class="button-medium-23 button-solar-23 w-inline-block"><div class="button-text-22">See a demo</div></a></div><div class="nav-23-spacer"></div></nav><div class="h-full flex flex-acenter"><div class="nav-menu-23--right"><div id="w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8c2-2a02f8c0" class="nav-menu-23--right--button-container"><a data-element="nav-sign-in-button" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="sign-in-cookie-redirect-menu"><a id="opt-in-redirect" href="https://app.ramp.com/sign-in" class="no-underline w-inline-block"><div class="p-24"><div class="flex flex-col flex-rgap-16 flex-astart"><div class="text-color black-700"><div class="detail-22">Skip directly to the Ramp login screen from now on?</div></div><div class="text-link-23-nav"><div class="text-link-23__inner"><div class="text-color black"><div class="detail-22">Yes, save me a click!</div></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6490cbff3b86f5ad1bbb45a4_arrow-right-23-13px.svg" loading="lazy" alt="right arrow" class="cta-arrow-23"/></div></div></div></div></a><div class="hidden w-embed w-script"><style> @media screen and (max-width: 991px) { .sign-in-cookie-redirect-menu { display: none !important; opacity: 0 !important; pointer-events: none !important; } } </style> <script src="https://cdn.jsdelivr.net/npm/js-cookie@2.2.1/src/js.cookie.min.js"></script> <script> const hasClickedSignInCookie = 'has-clicked-sign-in'; const hasOptedInRedirectCookie = 'has-opted-in-redirect'; const redirectStyleNode = document.createElement('style'); redirectStyleNode.type = "text/css"; redirectStyleNode.textContent = ` .sign-in-cookie-redirect-menu { opacity: 1; pointer-events: auto; } `; const conditionallyShowRedirectMenu = () => { let _lastScrollTop = 0; let _scrollDirection = null; let _upTriggered = false; let _downTriggered = false; let isRedirectStyleNodeAdded = false; const topOffset = 16; const getScrollPosition = () => window.pageYOffset || document.documentElement.scrollTop; window.addEventListener('scroll', () => { const st = getScrollPosition(); if (st > _lastScrollTop) { _scrollDirection = 'down'; } else { _scrollDirection = 'up'; } _lastScrollTop = st <= 0 ? 0 : st; if (!_downTriggered && _scrollDirection === 'down' && st >= topOffset) { _upTriggered = false; _downTriggered = true; if (isRedirectStyleNodeAdded) { redirectStyleNode.remove(); isRedirectStyleNodeAdded = false; } } else if (!_upTriggered && _scrollDirection === 'up' && st <= topOffset) { _upTriggered = true; _downTriggered = false; if (!isRedirectStyleNodeAdded) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } }); // initial check, runs once, on load if (getScrollPosition() < topOffset) { document.getElementsByTagName('head')[0].appendChild(redirectStyleNode); isRedirectStyleNodeAdded = true; } } document.addEventListener('DOMContentLoaded', () => { const hasOptedInRedirect = Cookies?.get(hasOptedInRedirectCookie) ?? false; const hasClickedSignIn = Cookies?.get(hasClickedSignInCookie) ?? false; const { pathname, search } = window.location; if (['/', '/welcome'].includes(pathname)) { const searchParams = new URLSearchParams(search); if (searchParams.get('rm-redirect')) { Cookies?.remove(hasOptedInRedirectCookie); return; } if (hasOptedInRedirect) { window.location.replace('https://app.ramp.com/sign-in?landing-redirect=true'); return; } if (hasClickedSignIn) { conditionallyShowRedirectMenu(); } } const navBarSignIns = document.querySelectorAll('[data-element="nav-sign-in-button"]'); navBarSignIns.forEach(signIn => { signIn.addEventListener('click', () => { Cookies?.set(hasClickedSignInCookie, true, { expires: 90 }); }); }); const optInRedirectElement = document.getElementById('opt-in-redirect'); optInRedirectElement.addEventListener('click', () => { analytics?.track('Opted Into Sign-In Redirect'); Cookies?.set(hasOptedInRedirectCookie, true, { expires: 90 }); }); }); </script></div></div></div><a id="explore-product-btn" data-analytics="Explore Product CTA Clicked" data-property-location="Navbar on Scroll" href="/see-a-demo" class="nav-button-23--cta-test w-node-c439b057-5259-e868-4929-5f5b13c5eeb1-2a02f8c0 w-inline-block"><div class="nav-button-text-23">See a demo</div></a></div><div class="nav-menu-23--right-mobile"><a id="nav-cta-btn" href="https://app.ramp.com/sign-in" target="_blank" class="nav-button-23--mobile w-node-_7b7cf88e-1886-91a8-6def-d1e32a02f8d9-2a02f8c0 w-inline-block"><div class="nav-button-text-23">Sign in</div></a><div class="nav-23-hamburger w-nav-button"><div class="w-embed"><svg id="menu-open" width="17" height="18" viewBox="0 0 17 18" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0_553_15248)"> <rect y="5.21948" width="1.5" height="24" transform="rotate(-90 0 5.21948)" fill="currentColor" /> <rect y="9.71948" width="1.5" height="24" transform="rotate(-90 0 9.71948)" fill="currentColor" /> <rect y="12.7195" width="24" height="1.5" fill="currentColor"/> </g> <defs> <clipPath id="clip0_553_15248"> <rect width="17" height="18" fill="white" transform="translate(0 0.000732422)"/> </clipPath> </defs> </svg> <svg id="menu-close" width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect x="0.328003" y="1.33829" width="1.70489" height="20.4587" transform="rotate(-45 0.328003 1.33829)" fill="currentColor"/> <rect width="1.70489" height="20.4587" transform="matrix(-0.707107 -0.707107 -0.707107 0.707107 15.6718 1.33829)" fill="currentColor"/> </svg> <style> .w-nav-button.w--open #menu-open { display: none; } .w-nav-button.w--open #menu-close { display: block; } .w-nav-button:not(.w--open) #menu-open { display: block; } .w-nav-button:not(.w--open) #menu-close { display: none; } </style></div></div></div></div><div class="custom-styles w-embed"><style> @media screen and (min-width: 992px) { .nav-toggle-23:focus .nav-toggle-text-23 { background-color: #f6fab2; color: #1f1f1f; } } @media screen and (max-width: 991px) { .w-nav-overlay { overflow: scroll; margin-bottom: 24px; } } /* start - overlay that shows when dropdown is opened */ .nav-desktop-overlay { display: none; pointer-events: none; } @media screen and (max-width: 991px) { .nav-desktop-overlay { display: none !important; } } .w-dropdown-toggle.w--open + .nav-desktop-overlay, .right-click-menu-23.visible + .nav-desktop-overlay { display: block; position: absolute; top: 0px; left: -100vw; height: 100vh; width: 300vw; background: linear-gradient(180deg, rgba(28, 27, 23, 0.00) 0%, rgba(28, 27, 23, 0.70) 100%); } /* end - overlay that shows when dropdown is opened */ .nav-brand-23.w-nav-brand { color: inherit; } @media screen and (min-width: 992px) { .nav-dd-list-23--wide.w--open, .nav-dd-list-23.w--open, .nav-dd-list-23--sol.w--open, .nav-dd-list-23--res.w--open, .nav-dd-list-25--wide.w--open, .nav-dd-list-25.w--open, .nav-dd-list-25--sol.w--open, .nav-dd-list-25--res.w--open { box-shadow: 0px 232px 65px rgba(0, 0, 0, 0.01), 0px 35px 59px rgba(0, 0, 0, 0.06), 0px 20px 50px rgba(0, 0, 0, 0.2), 0px 37px 37px rgba(0, 0, 0, 0.14), 0px 9px 20px rgba(0, 0, 0, 0.19), 0px 0px 0px rgba(0, 0, 0, 0.2); } .nav-toggle-23 { color: inherit; } .nav-link-main-23 { color: inherit; } .nav-link-main-23.w--current { color: inherit; } .nav-link-main-23.w--current:hover { color: #1f1f1f; } /* .resource-nav--link { color: inherit; } .resource-nav--link.w--current { color: inherit; } */ } .nav-button-23 { color: inherit; /*border-color: inherit;*/ } .nav-button-23--mobile { color: inherit; } .nav-23 path, .resource-page--nav-23 path { transition: fill .2s ease-in; } .nav-23-down-caret { display: none; } .nav-toggle-23.w--open .nav-23-up-caret { display: none; } .nav-toggle-23.w--open .nav-23-down-caret { display: block; } .nav-menu-23--right, .nav-menu-23.w-nav-menu, .resource-page--nav-23, .resource-nav-23.w-nav, .resource-page--navbar-23.w-nav, .resource-page--navbar-spacer .resource-page-23 { transform-style: flat !important; } /* @media screen and (min-width: 992px) and (max-width: 1279px) { .nav-dd-23 .nav-toggle-23 { padding-left: 2px; padding-right: 2px; } .nav-dd-23:first-child .nav-toggle-23 { padding-left: 0px; } .nav-menu-cta-23 .nav-link-main-23 { margin-left: 2px; margin-right: 2px; } .nav-menu-cta-23:last-child .nav-link-main-23 { margin-right: 0px; } } @media screen and (min-width: 1280px) { .nav-dd-23 .nav-toggle-23 { padding-left: 4px; padding-right: 4px; } .nav-dd-23:first-child .nav-toggle-23 { padding-left: 0px; } .nav-menu-cta-23 .nav-link-main-23 { margin-left: 4px; margin-right: 4px; } .nav-menu-cta-23:last-child .nav-link-main-23 { margin-right: 0px; } } */ /* @media screen and (min-width: 992px) and (max-width: 1020px) { .nav-contain-23 { padding-left: 16px; padding-right: 14px; } .nav-menu-23--right { grid-column-gap: 6px; } } @media screen and (min-width: 1021px) and (max-width: 1050px) { .nav-contain-23 { padding-left: 23px; padding-right: 19px; } .nav-menu-23--right { grid-column-gap: 10px; } } */ @media screen and (min-width: 991px) and (max-width: 1060px) { .nav-menu-23 { transform: translateX(-61.5%); } .nav-dd-list-23--res.w--open { transform: translate(-50.4%); } /* .nav-dd-list-25--res.w--open { transform: translate(-50.4%); } */ .nav-dd-list-23--sol.w--open { transform: translate(-20.9%); } .nav-dd-list-25--sol.w--open { transform: translate(-28.5%); } .nav-dd-list-23.w--open { transform: translate(-6%); } .nav-dd-list-25.w--open { transform: translate(-17.4%); } } </style></div><div class="custom-js w-embed w-script"><script> document.addEventListener('DOMContentLoaded', () => { const dropdowns = document.querySelectorAll('.nav-inner .w-dropdown'); dropdowns.forEach(section => { const div = document.createElement('div'); div.classList.add('nav-desktop-overlay'); const dropdownList = section.querySelector('.w-dropdown-list'); section.insertBefore(div, dropdownList); }); const rightClickDropdown = document.querySelector('.right-click-menu-23'); const overlay = document.createElement('div'); overlay.classList.add('nav-desktop-overlay'); //const parent = rightClickDropdown.parentElement; //const dropdownList = section.querySelector('.w-dropdown-list'); //parent.insertBefore(overlay, rightClickDropdown); rightClickDropdown.after(overlay); //rightClickDropdown.append(overlay); /* Navbar Dropdown Menu, Track Menu Links Being Clicked - START */ const navDropdownLinks = document.querySelectorAll('[data-element="dropdown-link"]'); navDropdownLinks.forEach(link => { const url = link.getAttribute('href'); analytics?.trackLink(link, 'Nav Menu Cell Clicked', { link: url, has_tagline_description: false, }); }); const navBlogLinks = document.querySelectorAll('[data-element="blog-link"]'); navBlogLinks.forEach(link => { const url = link.getAttribute('href'); analytics?.trackLink(link, 'Nav Menu Cell Clicked', { link: url, has_tagline_description: true, }); }); /* Navbar Dropdown Menu, Track Menu Links Being Clicked - END */ /* Navbar Dropdown Menu, Track Menu Opening - START */ const throttle = (func, timeFrame) => { let context, args; let lastTime = 0; return function () { context = this; args = arguments; const now = Date.now(); if (now - lastTime >= timeFrame) { func.apply(context, args); lastTime = now; } }; }; const changeIndex = mutation => { if (mutation.attributeName === 'style') { if (mutation.target.style.zIndex === '901') { // when the dropdown opens const dropdownName = mutation.target.querySelector('.nav-toggle-23')?.innerText; if (dropdownName) { analytics?.track("Navbar Dropdown Menu Opened", { menu_name: dropdownName }); } } } } const throttledChangeIndex = throttle(changeIndex, 50); document.querySelectorAll(".nav-dd-23.w-dropdown").forEach(menu => { const newObserver = new MutationObserver(mutations => { mutations.forEach(throttledChangeIndex); }); newObserver.observe(menu, { attributes: true, attributeFilter: ["style"] }); }); /* Navbar Dropdown Menu, Track Menu Opening - END */ }); </script></div><div class="dynamic-nav-bar"><div class="w-embed w-script"><script> let lastScrollTop = 0; let scrollDirection = null; let upTriggered = false; let downTriggered = false; let isWhiteNavStyleNodeAdded = false; const offset = 40; document.addEventListener('DOMContentLoaded', () => { let element = document.querySelector('[data-nav-light="true"]'); if (!element) { element = document.querySelector('.section-22:not(.hidden):not(.d-block-md)'); } const whiteNavStyleNode = document.createElement('style'); whiteNavStyleNode.type = "text/css"; whiteNavStyleNode.textContent = ` .nav-23 { color: #1f1f1f; background-color: rgba(255, 255, 255, .5); border-bottom: 1px solid rgba(31, 31, 31, .05); } .resource-page--nav-23 { color: #1f1f1f; background-color: rgba(255, 255, 255, .5); } @media screen and (max-width: 991px) { .resource-page--nav-23 { border-bottom: 1px solid rgba(31, 31, 31, .05); } } /* .nav-menu-23--right { border-color: rgba(255, 255, 255, .2); } */ .nav-button-23 { border-color: rgba(255, 255, 255, .2); } .nav-23-hamburger { background-color: rgba(31, 31, 31, .05); border: 1.5px solid rgba(31, 31, 31, 0); } .nav-button-23--mobile { background-color: rgba(31, 31, 31, .05); } .resource-nav--search-input-23::placeholder { color: rgba(31,31,31,.5); } @media screen and (max-width: 991px) { .resource-page--nav-23:hover { border-color: rgba(31, 31, 31, .05); } } @media screen and (min-width: 992px) { .resource-nav--link { color: #1f1f1f; } .resource-nav--link:hover { /* box-shadow: inset 0 -1px 0 0 #1f1f1f; */ border-color: #1f1f1f; } .resource-nav--link.w--current { color: #1f1f1f; /* box-shadow: inset 0 -1px 0 0 #1f1f1f; */ border-color: #1f1f1f; } } `; if (!element) { document.getElementsByTagName('head')[0].appendChild(whiteNavStyleNode); return; } window.addEventListener('scroll', () => { const st = window.pageYOffset || document.documentElement.scrollTop; if (st > lastScrollTop) { scrollDirection = 'down'; } else { scrollDirection = 'up'; } lastScrollTop = st <= 0 ? 0 : st; const rect = element.getBoundingClientRect(); const bottom = rect.bottom; if (!downTriggered && scrollDirection === 'down' && bottom <= offset) { upTriggered = false; downTriggered = true; if (!isWhiteNavStyleNodeAdded) { document.getElementsByTagName('head')[0].appendChild(whiteNavStyleNode); isWhiteNavStyleNodeAdded = true; } } else if (!upTriggered && scrollDirection === 'up' && bottom >= offset) { upTriggered = true; downTriggered = false; if (isWhiteNavStyleNodeAdded) { whiteNavStyleNode.remove(); isWhiteNavStyleNodeAdded = false; } } }); // initial check, runs once, on load const eleBottom = element.getBoundingClientRect().bottom; if (eleBottom <= offset) { document.getElementsByTagName('head')[0].appendChild(whiteNavStyleNode); isWhiteNavStyleNodeAdded = true; } }); </script></div></div></div></div></div></div><div id="global-search-background" data-w-id="033715e9-1522-77ca-3aa6-75f38fb25ff0" class="search-background-2024"><div class="search-2024--content"><div class="w-embed"><style> .search-2024--gradient::before, .search-2024--gradient::after { content: ''; position: absolute; left: 0; right: 0; height: 20px; pointer-events: none; } .search-2024--gradient::before { z-index: 1; top: 0; background: linear-gradient(to bottom, rgba(255,255,255,1), rgba(255,255,255,0)); } .search-2024--gradient::after { bottom: 0; background: linear-gradient(to top, rgba(255,255,255,1), rgba(255,255,255,0)); } .search-generating__loader-small { animation: rotation .5s linear infinite; } @keyframes rotation { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } } </style></div><div id="global-search" class="search-2024--form-container"><div class="mb-0 w-form"><form id="global-search-form" name="wf-form-Search" data-name="Search" method="get" class="pos-rel" data-wf-page-id="64638e12b3757911c3b85e4f" data-wf-element-id="033715e9-1522-77ca-3aa6-75f38fb25ff5"><input class="search-2024--input w-input" v-on:input="onInput($event)" maxlength="256" name="name" data-name="Name" v-bind:class="{ active: hasSearchStarted }" v-model="query" placeholder="Search..." type="text" id="global-search-input"/><div id="global-search-cancel-button" data-w-id="033715e9-1522-77ca-3aa6-75f38fb25ff7" class="global-search--cancel-button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/661723aa486d0ffd5399ca52_x-stroke-width-3.svg" alt="" class="global-search--cancel-button-icon"/></div><div v-if="isSearching" class="global-search--loading"><div class="search-generating__loader-small"></div></div></form><div class="empty-state-reset w-form-done"></div><div class="w-form-fail"></div></div><div v-cloak="true" v-show="hasSearchStarted" class="search-2024--results"><div class="search-2024--gradient"><div class="search-2024--results-scroll"><div class="pt-16"></div><div v-if="filteredKeywords.length"><div class="pb-8"><div class="detail-22 c-text--light--hushed">Keywords</div></div><div class="flex flex-col"><a v-bind:href="'/resources-search?q=' + encodeURIComponent(keyword)" v-for="keyword in filteredKeywords" href="#" class="no-underline w-inline-block"><div class="py-16"><div v-html="highlightMatch(keyword, query)" class="body-22">vendor</div></div></a></div><div v-if="results.length" class="mb-16"><div class="search-hairline"></div></div></div><div v-if="results.length"><div class="detail-22 c-text--light--hushed">Resources</div><div class="my-16"><div class="sc-triple-grid__grid-24-2"><a v-bind:href="item.slug" v-for="item in results" href="#" class="text-nodecoration w-inline-block"><div class="hidden-sm"><div class="image-container"><img class="_w-full h-auto br-8 object-fit-cover u-aspect-ratio-16-9" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp" alt="" sizes="100vw" v-bind:src="item.thumbnailUrl" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4)-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/660f143aab35fd1dc90bb8bb_Resource_Center_Featured_Thumbnail_1440x960%20(4).webp 1440w"/><div v-if="item.resourcesHubType == 'Webinar'" class="pos-abs pos-abs-full"><div class="play-btn__wrapper w-embed"><svg class="webinars__play-btn" width="52" height="52" fill="none" xmlns="http://www.w3.org/2000/svg"> <g filter="url(#a)"> <rect class="webinars__play-outer" width="52" height="52" rx="26" fill="#1C1B17" fill-opacity=".25"/> <mask id="b" style="mask-type:alpha" maskUnits="userSpaceOnUse" x="8" y="7" width="36" height="37"> <path fill="#D9D9D9" d="M8 8h36v36H8z"/> </mask> <g mask="url(#b)"> <path class="webinars__play-inner" d="M21.82 31.234a.973.973 0 0 0 1.496.82l8.825-5.618c.6-.383.6-1.26 0-1.642l-8.825-5.618a.973.973 0 0 0-1.495.82v11.238Zm4.218 11.773c-2.377 0-4.623-.457-6.739-1.37a17.641 17.641 0 0 1-5.544-3.739 17.641 17.641 0 0 1-3.739-5.544c-.913-2.116-1.37-4.362-1.37-6.739 0-2.406.457-4.667 1.37-6.783.913-2.116 2.16-3.957 3.74-5.522 1.58-1.565 3.427-2.804 5.543-3.717 2.116-.913 4.363-1.37 6.74-1.37 2.405 0 4.666.457 6.782 1.37 2.116.913 3.957 2.152 5.522 3.717 1.565 1.566 2.805 3.406 3.718 5.522.913 2.116 1.37 4.377 1.37 6.783 0 2.377-.457 4.623-1.37 6.74-.913 2.115-2.153 3.963-3.718 5.543s-3.406 2.826-5.522 3.74c-2.116.912-4.377 1.369-6.783 1.369Z" fill="#fff"/> </g> </g> <defs> <filter id="a" x="-44" y="-44" width="140" height="140" filterUnits="userSpaceOnUse" color-interpolation-filters="sRGB"> <feFlood flood-opacity="0" result="BackgroundImageFix"/> <feGaussianBlur in="BackgroundImageFix" stdDeviation="22"/> <feComposite in2="SourceAlpha" operator="in" result="effect1_backgroundBlur_905_2224"/> <feBlend in="SourceGraphic" in2="effect1_backgroundBlur_905_2224" result="shape"/> </filter> </defs> </svg></div></div></div><div class="mt-16"><div v-html="highlightMatch(item.name, query)" class="detail-22 line-clamp-3">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div></div></div><div class="hidden d-block-sm"><div v-html="highlightMatch(item.name, query)" class="h4-22 line-clamp-2">One-click financing for invoices—now part of Ramp’s fastest-growing service, Bill Pay</div><div class="mt-8"><div class="c-text--light--hushed"><div v-text="item.subtext" class="detail-22 line-clamp-3">This is some text inside of a div block.</div></div></div></div></a></div></div></div><div v-if="!filteredKeywords.length && !results.length"><div class="my-16"><div class="h4-22 text-center">No items match your query.</div><div class="mt-8"><div class="detail-22 text-center">Try expanding your search.</div></div></div></div></div></div><div v-if="filteredKeywords.length || results.length"><div class="mb-16"><div class="search-hairline"></div></div><div class="flex flex-jcenter"><a v-bind:href="allResultsUrl" href="#" class="button-medium-23 button-solar-23 global-search w-inline-block"><div class="button-text-22">Show all results</div></a></div></div></div></div></div></div><div><div data-w-id="c41f208d-6a36-2f06-cda1-0efc736c9e1e" class="nav-trigger-23"></div><div class="hidden w-embed w-script"><script> /* document.addEventListener('DOMContentLoaded', () => { const st = window.pageYOffset || document.documentElement.scrollTop; if (st > 0) { const exploreBtn = document.getElementById('explore-product-btn'); exploreBtn.style.display = 'block'; } }); */ </script></div></div></div><div id="app" class="main-22"><section class="section-22 overflow-visible"><div class="nav-spacer"><div class="bg-color bg-surface--smolder"></div></div><div class="bg-color bg-surface--smolder"></div><div class="contain-22"><div class="sc-hero-block tier-2-image"><div class="sc-hero-block__image-grid"><div class="sc-hero-block__content tier-2-image"><div class="mb-24"><div class="c-text--dark--primary"><h1 class="detail-22 no-margin">Burn Rate Calculator</h1></div></div><div class="max-w-576"><div class="c-text--dark--primary"><h2 class="h2-22">Startup runway: how to calculate cash burn rate</h2></div><div class="mt-16"><div class="max-w-480"><div class="body-22 c-text--dark--body">Keeping your burn rate in check ensures that your company has ample cash runway to continue operating for the long-term.</div></div></div></div><div class="mt-24"><div class="sc-hero-block__button-wrapper"><a data-anchor-link="get-model" href="#" class="button-large-22 button-solar-23 w-inline-block"><div class="button-text-22">Calculate burn rate</div></a><a href="#" data-anchor-link="example" class="button-large-22 button-light-23 w-inline-block"><div class="button-text-22 c-text--light--primary">See resources</div></a></div></div></div><div id="w-node-_988a7f4b-0a1f-848e-a557-1b117904eb85-c3b85e4f" class="hidden-sm"><img class="sc-hero-block__image" src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62c491129849a9fcd548302a_burn-rate-header-image.webp" width="1198" height="1256" alt="Two employees working together on a laptop." sizes="(max-width: 479px) 100vw, (max-width: 767px) 347.6215515136719px, (max-width: 991px) 46vw, (max-width: 1279px) 47vw, 48vw" id="w-node-_988a7f4b-0a1f-848e-a557-1b117904eb86-c3b85e4f" loading="eager" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62c491129849a9fcd548302a_burn-rate-header-image-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62c491129849a9fcd548302a_burn-rate-header-image-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62c491129849a9fcd548302a_burn-rate-header-image.webp 1198w"/></div></div></div></div></section><section class="section-22"><div class="contain-22"><div class="ms-quote-block"><div class="bg-color"></div><div class="py-104 py-sm-56"><div class="ms-quote-block__inner"><div class="px-16"><h2 class="h2-22">Level up your runway forecast</h2><div class="mt-24"><p class="body-22">Knowing your burn rate is essential to running a startup. Learn how below, and get access to Causal's model to calculate it like the world's best-run finance teams do.</p></div></div></div></div></div></div></section><section id="mission-statement-generator" data-anchor-target="get-model" class="section-22"><div class="contain-22"><div class="sc-burn-rate-form"><div class="bg-color bg-white br-8"></div><div class="py-72 px-24 px-xl-40 px-sm-12"><div class="burn-rate-wrapper"><div id="w-node-_8ad9f73b-05c0-47ee-c163-7b1f4e6fc091-c3b85e4f" class="burn-rate-form"><div class="burn-rate-model__heading"><h2 class="h2-22">Free burn rate model,<br/>powered by <a href="https://www.causal.app/">Causal</a></h2></div><div class="mt-56"><div data-no-personal-email="true" class="burn-rate-form-wrapper w-form"><form id="email-form" name="email-form" data-name="Email Form" method="get" class="burn-rate__form-input" data-wf-page-id="64638e12b3757911c3b85e4f" data-wf-element-id="76a9bb57-23b4-5d95-1528-657c709e9493"><div class="burn-rate_form-inner"><div class="burn-rate_form-input"><input class="text-input-22 input-primary w-input" maxlength="256" name="Work-Email" data-name="Work Email" placeholder="Work Email" type="email" id="work_email" required=""/></div><div class="burn-rate__form-input"><input class="text-input-22 input-primary w-input" maxlength="256" name="Company-Name" data-name="Company Name" placeholder="Company Name" type="text" id="company_name" required=""/></div><div class="burn-rate__form-input"><input class="text-input-22 input-primary w-input" maxlength="256" name="First-Name" data-name="First Name" placeholder="First Name" type="text" id="first_name" required=""/></div><div class="burn-rate__form-input"><input class="text-input-22 input-primary w-input" maxlength="256" name="Last-Name" data-name="Last Name" placeholder="Last Name" type="text" id="last_name"/></div></div><div class="mt-32"><div class="flex flex-col"><a id="get-burn-rate-model" data-anchor-link="" href="#" class="button-large-22 button-solar-23 w-inline-block"><div class="button-text-22">Get model for free</div></a></div></div><div class="mt-8"><div class="text-color black-500"><div class="detail-22">By submitting this form, you agree your information will be made available to Ramp Business Corporation and Causal, Inc. for each company's independent processing as described in its privacy policy.</div></div></div><div class="mt-8"><div data-form-element="error-message" class="get-ramp-error-msg-22">Error Message</div></div><div class="error-msg-placeholder-small"></div><div class="get-ramp-error-msg-small">This is some text inside of a div block.</div></form><div class="u-multi-field-form-success w-form-done"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62cdedf1d3c26d3ad7f6d67f_check-circle-local.svg" loading="lazy" alt="" class="form-success-icon"/><div class="mt-16"><div class="h2-22">You are all set!</div></div><div class="mt-16"><div class="h4-22">If your browser doesn’t automatically open the link, <br/>click <a href="https://ramp.com/burn-rate-calculator-causal" target="_blank" class="h4-22">here</a> to access.</div></div></div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div></div></div><div id="w-node-f1e24efb-0234-646b-ae2e-2ddfb6d00163-c3b85e4f" class="flex flex-col flex-jcenter"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a05c73055c11dc7cb5731f_New%20Dashboard%20Causal.png" loading="lazy" id="w-node-e5622701-2b0a-f18d-6af0-a06ca22097f8-c3b85e4f" sizes="(max-width: 479px) 90vw, (max-width: 767px) 94vw, (max-width: 991px) 87vw, (max-width: 1279px) 46vw, 45vw" alt="" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a05c73055c11dc7cb5731f_New%20Dashboard%20Causal-p-500.png 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a05c73055c11dc7cb5731f_New%20Dashboard%20Causal-p-800.png 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a05c73055c11dc7cb5731f_New%20Dashboard%20Causal-p-1080.png 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a05c73055c11dc7cb5731f_New%20Dashboard%20Causal.png 1104w" class="_w-full h-auto"/></div></div></div></div></div></section><div class="my-24 my-sm-12"><div class="spacer-24 mobile-12"><section data-anchor-target="example" class="section-22"><div class="contain-22"><div class="sc-paragraph-block"><div class="py-96 px-24 px-xl-40 px-sm-0"><div class="contain-22 blog-23"><div><div href="" class="rich-text-22 w-richtext"><p>One key measure of a successful business is cash flow. If you're an investor-funded company, you'll want to be focused on reducing your burn rate. Reducing the size of your workforce or cutting wages are not the only strategies to achieve this. For example, proactively managing spending with tools that provide real-time visibility can help businesses avoid reactive measures like layoffs or pay cuts.</p><h3>Topics included in this article:</h3><div class="w-embed"></div><ul role="list"><li><a href="#what-is-burn-rate">What is burn rate?</a></li><li><a href="#why-is-knowing-your-burn-rate-important">Why is knowing your burn rate important?</a></li><li><a href="#how-to-calculate-burn-rate">How to calculate your burn rate</a></li><li><a href="#burn-rate-example">Burn rate example</a></li><li><a href="#four-ways-to-reduce-your-burn-rate">Four ways to reduce your burn rate</a></li><li><a href="#burn-rate-limitations">Burn rate limitations</a></li><li><a href="#tool-that-can-help-you-lower-burn-rate">A tool that can help you lower burn rate: Ramp</a></li></ul><div class="w-embed"><a id="what-is-burn-rate"></a></div><h2>What is burn rate? </h2><p>Startup companies with positive cash flow during their early stages are relatively rare. They self-fund or seek venture capital, develop a product or service, and then build a sales pipeline. Generating cash from sales comes last. A solid base of initial funding increases the runway to build, but at some point any new company must create cash flow to sustain itself.</p><p>Burn rate is the rate at which a business is “burning” their venture capital. An example of this is the development costs of building an online platform. The business isn’t generating any cash while the engineers are coding. The business is spending the amount of cash they have at a certain pace, and the pace of that spending is the burn rate.</p><p>Beginning to generate cash doesn’t eliminate the company's burn rate. To achieve positive cash flow, a business needs to bring in more cash than it's spending. That’s known as “cash flow positive.” Until you reach that point, you’re still burning some amount of money, albeit at a slower pace as sales increase. This is a critical metric to track for all businesses, not just startups or small businesses.</p><div class="w-embed"><a id="why-is-knowing-your-burn-rate-important"></a></div><h2>Why is knowing your burn rate important? <br/></h2><p>Tracking your burn rate should be part of the<a href="https://ramp.com/blog/a-guide-to-financial-planning-and-analysis"> financial planning and analysis</a> of your company. It’s not a line item on your financial reports, but it can be calculated using the cash flow statements from those reports. We’ll explain in further detail below. <br/></p><blockquote>The need for positive cash flow should be obvious, but many venture funded businesses wait too long to generate cash flow and reduce burn rate. </blockquote><p>Business owners sometimes assume that they can simply raise an additional round of funding to cover new costs if they’re making progress on the development side. This is a mistake for several reasons:<strong>‍</strong></p><h3>Funding could dry up<strong>‍</strong></h3><p><strong>‍</strong>Venture capitalist funds have other prospects. During fundraising, you’re going to compete with other businesses that are paying attention to their financial statements, current cash flow, and burn rate, and can prove their ability to be profitable. Keeping your own burn rate low increases your chances of getting additional funding if you need it.</p><h3>‍<strong>Markets could go downhill</strong></h3><p><strong>‍</strong>When capital becomes more expensive, or funds become more cautious during market downturns, reducing your burn rate can help lengthen your runway and establish your viability to potential investors. <strong>‍</strong>‍</p><h3>Issues proving sustainability of business model<strong>‍</strong></h3><p><strong>‍</strong>Businesses that lose control of their burn rate and never prove they can be profitable are not sustainable. As a startup, you’ll want to be as lean as possible. Track your burn rate so you’ll know if your business concept works. <br/></p><div class="w-embed"><a id="how-to-calculate-burn-rate"></a></div><h2>How to calculate your burn rate<br/></h2><p>There are two different types of burn rates. The first, known as gross burn rate (or monthly burn rate), is the total of cash operating expenses incurred by the business each month. The other type is called the net cash burn rate. That’s your total cash inflows minus your total cash outflows. If that number is negative, you’re burning cash. If it’s positive, you’re cash flow positive.</p><p>One of the easiest ways to calculate burn rate is with your cash flow statements. Subtract the ending cash balance from the starting balance and divide by a specific time period, i.e., the number of months. For instance, if you’re using a cash flow statement from your quarterly report, the burn rate formula looks like this:<br/></p><blockquote>Burn Rate = (Starting Balance – Ending Balance) ÷ 3</blockquote><p>If you’re between statements and want to look at your burn rate for the month, add up your expenses using bank and credit card statements. Revenue numbers should be registered in your <a href="https://ramp.com/blog/best-accounting-softwares-for-small-businesses">accounting software</a>. If you don’t have software set up yet, use your bank statement to count deposits. Exclude any inflows that come from venture investments. </p><div class="w-embed"><a id="burn-rate-example"></a></div><h2>Burn rate example</h2><p>A simple example of this is your standard SaaS company. To simplify matters, let's assume all your revenues and expenses are in cash. Let’s say you pay $5,000 a month for office space, $10,000 for monthly server costs, and $15,000 for wages. That’s $30,000 in total expenses. Assume your monthly revenue is $30,000. That’s a net burn rate of zero, so you’re in good shape. Here’s what the formula looks like:<br/></p><blockquote>Burn Rate = ($5,000 + $10,000 + $15,000) - $30,000 = $0<br/></blockquote><p>Take those same numbers and apply them to an online store. This adds the additional element of cost of goods sold (COGS), which is the cost of manufacturing the products you sell. Use the same numbers, but then add in a COGS of $10,000. Your numbers now look like this: <br/></p><blockquote>Burn Rate = ($5,000 + $10,000 + $15,000 + $10,000) - $30,000 = $10,000<br/></blockquote><p>With the cost of goods sold, you’re now burning $10,000 a month. These examples emphasize the importance of including all costs and expenses when calculating your burn rate. In the scenario of the online store, missing the COGS could seriously skew the numbers. You’d be operating at a loss and not know it. That’s a recipe for failure. <br/></p><div class="w-embed"><a id="four-ways-to-reduce-your-burn-rate"></a></div><h2>4 ways to reduce your burn rate</h2><p>Laying off employees or reducing salaries are knee-jerk reactions to high burn rates. Neither necessarily produces a long-term benefit. Layoffs signal that your company is on a downtrend. Lower pay rates attract less qualified prospects. There are other ways to cut your expenses:</p><h3>1. Get real-time spend visibility</h3><p>Cutting expenses and <a href="https://ramp.com/blog/how-to-reduce-operational-costs" target="_blank">reducing operational costs</a> is much simpler when you have real-time visibility into your spend. <a href="https://ramp.com/blog/how-to-track-business-expenses-control-company-costs">Tracking business expenses</a> as they happen can let you know exactly how much you're spending each month. Visibility can also help you reduce expenses by identifying issues like duplicate spend. <br/></p><figure style="max-width:651pxpx" class="w-richtext-align-fullwidth w-richtext-figure-type-image"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62b374b34c60443aa2fdc27d_6196b2716b16723a4c576de2_Ramp%2520insights.avif" loading="lazy" alt="Screenshot of Ramp Insights page, with pricing insights, monthly spend alerts and duplicate subscription alerts. "/></div></figure><p><br/></p><h3>2. Streamline your expense approval process</h3><p>Streamlining the expense approval process puts you in control of your outflows. Combine this with real-time visibility functionality and your accounts payable department will have a better system for controlling costs. <br/></p><figure class="w-richtext-align-center w-richtext-figure-type-image"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62b374b38f196d60bc6a02f4_60c114c321a78153affe2b2e_Ramp%2520card%2520controls.webp" loading="lazy" alt="Screenshot of a Ramp Virtual Card called Hardware Purchases, and its 2 S allowed Spend Categories. "/></div></figure><p>‍<br/></p><h3>3. Upgrade your tech stack<br/></h3><p>Sometimes the best way to save money is to spend in order to upgrade your tech stack. Do your homework because newer doesn’t always mean better. Look for applications and <a href="https://ramp.com/blog/finance-as-a-service-faas-top-tools-for-modern-finance-teams">financial management software</a> that integrates with other apps for automated data flow. Eliminating manual processes with automation is an efficient and painless way to cut your costs. </p><figure style="max-width:2220pxpx" class="w-richtext-align-fullwidth w-richtext-figure-type-image"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62b374b30b0927fec9eb6dda_60f863f32bbf612d623f99ec_Ramp%2520NetSuite%2520accounting%2520dashboard%25203.webp" loading="lazy" alt="Screenshot of Ramp's Accounting page, with a table full of transactions. "/></div></figure><p><br/></p><h3>4. Automate your expense reports</h3><p>Tracking expenses, organizing receipts, and compiling expense reports are all tedious jobs that waste your employees’ time. <a href="https://ramp.com/finance-automation/expenses">Expense automation</a> and automated reports can save your employees hundreds of hours each month, time that can be spent on more productive work that will actually move the needle. <br/></p><figure class="w-richtext-align-center w-richtext-figure-type-image"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62b374b3394988fee6aa9c29_6130074bb3a6bc4b0788e9d3_Ramp%2520reimbursement%2520automation%25202.webp" loading="lazy" alt="Table showing two payments processing simultaneously, with the others already paid. "/></div></figure><p><br/></p><div class="w-embed"><a id="burn-rate-limitations"></a></div><h2>Burn rate limitations<br/></h2><blockquote>While a burn rate can help you understand how much money a company is using, it can’t tell you whether the rate is sensible or disastrous. </blockquote><p>Determining that is an internal process. In some cases, burn rates are not necessarily a bad thing. The spending can show that you’re dedicated to the development and growth of your company. <br/></p><p>Getting to the point where you’re cash flow positive is a milestone, but most companies increase their spending at that point, settling for a manageable burn rate in exchange for additional growth or product development. That’s a good burn rate. It’s predetermined by the company, not the result of escalating and uncontrollable costs in the startup phase.<br/></p><div class="w-embed"><a id="tool-that-can-help-you-lower-burn-rate"></a></div><h2>How Ramp can help lower burn rate<br/></h2><p> Identifying the underlying business problem will take more than simply knowing what your burn rate is. You’ll need a cost analysis and revenue statements. You also need the right burn rate management and bookkeeping tools. </p><p>Enter Ramp: the spend management platform that can provide tools to help you control your burn rate. With Ramp, you’ll have access to real-time insights, controls to help you manage your spend, and streamlined integrations. </p><p>Visit<a href="https://ramp.com/"> Ramp</a> today to see how our cards and software can help you stay in control of your spend and increase the lifespan of your startup.<br/></p></div></div></div></div><div class="bg-color bg-surface--graylight br-8"></div></div></div></section><section class="section-22"><div class="contain-22 px-xs-0"><div class="sc-large-quote-block"><div class="bg-color bg-white br-8"></div><div class="py-128 py-sm-80"><div class="sc-large-quote-block__inner text-left-sm"><div class="px-72 px-sm-12"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64aef3026640c7eb58bafd8e_Sam%20Weintraub.webp" loading="lazy" width="512" height="512" alt="" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64aef3026640c7eb58bafd8e_Sam%20Weintraub-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/64aef3026640c7eb58bafd8e_Sam%20Weintraub.webp 512w" sizes="63.99305725097656px" class="quote-profile__image"/><div class="mt-16"><div class="flex flex-jcenter flex-sm-jstart"><div class="max-w-540"><div class="text-color"><div class="sc-large-quote-text">“Starting a company can be exciting, but it also demands astute capital management! That's why we built this burn rate calculator, an awesome asset in planning out runway and budgeting with precision. It has been crucial in guiding my own entrepreneurial endeavors, helping me maintain fiscal prudence and manage my resources accordingly.”</div><div class="mt-16 mt-sm-24"><div class="sc-large-quote-endorsement left-sm"><a href="/authors/sam-weintraub" class="text-link-22 w-inline-block"><div class="body-22 strong"><strong>Sam Weintraub</strong></div></a><div class="body-22">Credit Risk Associate, Ramp</div></div></div></div></div></div></div></div></div></div></div></div></section><section class="section-22"><div class="contain-22"><div class="sc-faq-block"><div class="py-72 px-24 px-xl-40 px-sm-12"><h2 class="h2-22">FAQ</h2><div class="mt-48"><div class="sc-faq-block__faq"><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">What is the formula for burn rate?</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">The formula for monthly burn rate is simply (Starting Month Cash Balance - Ending Month Cash Balance) / Number of Months. For example, if your Cash Balance was $100,000 at the end of June 2021 and $50,000 at the end of August 2021, then your burn rate is $25,000 per month, calculated as ($100,000 - $50,000) / 2 months.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">What is a good burn rate for a startup?</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">A good burn rate will depend on your cash balance. <br/><br/>As a rule of thumb, most entrepreneurs and experts recommend having at least 12 months of cash runway. <br/><br/>This means that if you have $120,000 in cash on hand, your burn rate should ideally be less than $10,000 per month, calculated as $120,000 / 12 months.</div></div></div></div><div class="sc-faq-block__faq-item-23"><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7160-b90c715f" data-w-id="2506f6fa-3baf-5f4c-0802-b511b90c7160" class="sc-faq-block__question-23"><div class="body-22">What is a good cash runway for a startup?</div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7163-b90c715f" class="sc-faq-block__button"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/648210261d0809f2e7e678bf_expand_more.svg" loading="lazy" width="20" height="20" alt="" id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7164-b90c715f" class="sc-faq-block__plus-23"/></div></div><div id="w-node-_2506f6fa-3baf-5f4c-0802-b511b90c7165-b90c715f" class="sc-faq-block__answer-23"><div class="pb-16"><div class="body-22">While most entrepreneurs and experts recommend having at least 12 months of cash runway, in more challenged fundraising environments, it could be more prudent to have 18+ months of cash on hand. <br/><br/>This means, for example, if your burn rate is $10,000 per month, then you would need a cash balance of $180,000 to enable 18 months of continued operation before having to fundraise again.</div></div></div></div></div></div></div><div class="bg-color bg-white br-8"></div></div></div></section><section class="section-22"><div class="contain-22"><div class="sc-quadruple-grid"><div class="py-72 px-24 px-xl-40 px-sm-16"><div class="sc-quadruple-grid__header"><h2 class="h3-22">Discover corporate and business credit cards</h2></div><div class="mt-48 mt-sm-24"><div class="sc-quadruple-grid__grid no-indent"><div id="w-node-ecc4c0cb-50a1-fdca-6a87-0ffc817a6773-817a676a" class="sc-quadruple-grid__item"><a href="/startups" class="no-underline w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66e47230244b1eced2f615e3_streamline-finances-2x.webp" loading="lazy" width="2400" height="2400" alt="" class="sc-quadruple-grid-item__img br-8"/></a><div class="sc-quadruple-grid__text"><div class="mt-24"><div class="body-22 strong">Streamline finances and scale your startup with ease</div></div><div class="mt-8"><a target="" data-anchor-link="" data-w-id="b81182dd-00b9-ba32-b531-f612f58c9f54" href="/startups" class="text-link-22 w-inline-block"><div class="text-link-22__inner"><div class="text-link-22__inner-text">Startups</div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/618430895dacc1028c60e007_arrow-right.svg" loading="lazy" alt="" class="cta-arrow-22"/></div></a></div></div></div><div id="w-node-ecc4c0cb-50a1-fdca-6a87-0ffc817a677c-817a676a" class="sc-quadruple-grid__item"><a href="/small-business" class="no-underline w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66e47ad1fb7f09355c989366_effortlessly-manage-your-small-biz-2x.webp" loading="lazy" width="2400" height="2400" alt="" class="sc-quadruple-grid-item__img br-8"/></a><div class="sc-quadruple-grid__text"><div class="mt-24"><div class="body-22 strong">Effortlessly manage your small business finances</div></div><div class="mt-8"><a target="" data-anchor-link="" data-w-id="b81182dd-00b9-ba32-b531-f612f58c9f54" href="/small-business" class="text-link-22 w-inline-block"><div class="text-link-22__inner"><div class="text-link-22__inner-text">Small business</div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/618430895dacc1028c60e007_arrow-right.svg" loading="lazy" alt="" class="cta-arrow-22"/></div></a></div></div></div><div id="w-node-ecc4c0cb-50a1-fdca-6a87-0ffc817a6785-817a676a" class="sc-quadruple-grid__item"><a href="/corporate-cards" class="no-underline w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66e47ab1befda7ff37c4ac22_seamlessly-manage-your-biz-2x.webp" loading="lazy" width="2400" height="2400" alt="" class="sc-quadruple-grid-item__img br-8"/></a><div class="sc-quadruple-grid__text"><div class="mt-24"><div class="body-22 strong">Seamlessly manage your business spending and save time and money</div></div><div class="mt-8"><a target="" data-anchor-link="" data-w-id="b81182dd-00b9-ba32-b531-f612f58c9f54" href="/corporate-cards" class="text-link-22 w-inline-block"><div class="text-link-22__inner"><div class="text-link-22__inner-text">Corporate cards</div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/618430895dacc1028c60e007_arrow-right.svg" loading="lazy" alt="" class="cta-arrow-22"/></div></a></div></div></div><div id="w-node-ecc4c0cb-50a1-fdca-6a87-0ffc817a678e-817a676a" class="sc-quadruple-grid__item"><a href="/blog/how-to-apply-for-a-business-credit-card" class="no-underline w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6434238203b59cc30fbd2ef1_Best_Business_Card_2x.webp" loading="lazy" width="1600" height="1600" alt="" sizes="(max-width: 479px) 88vw, (max-width: 767px) 93vw, (max-width: 991px) 44vw, (max-width: 1279px) 22vw, 21vw" srcset="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6434238203b59cc30fbd2ef1_Best_Business_Card_2x-p-500.webp 500w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6434238203b59cc30fbd2ef1_Best_Business_Card_2x-p-800.webp 800w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6434238203b59cc30fbd2ef1_Best_Business_Card_2x-p-1080.webp 1080w, https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/6434238203b59cc30fbd2ef1_Best_Business_Card_2x.webp 1600w" class="sc-quadruple-grid-item__img br-8"/></a><div class="sc-quadruple-grid__text"><div class="mt-24"><div class="body-22 strong">Learn how to get a business credit card and take control of your finances</div></div><div class="mt-8"><a target="" data-anchor-link="" data-w-id="b81182dd-00b9-ba32-b531-f612f58c9f54" href="/blog/how-to-apply-for-a-business-credit-card" class="text-link-22 w-inline-block"><div class="text-link-22__inner"><div class="text-link-22__inner-text">Apply for business credit card</div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/618430895dacc1028c60e007_arrow-right.svg" loading="lazy" alt="" class="cta-arrow-22"/></div></a></div></div></div></div></div></div><div class="bg-color"></div></div></div></section></div></div></div><div class="page-footer"><div class="contain-22"><div class="footer-top-links"><a id="w-node-fe6c0180-9ea3-1818-2e12-c2a72ffcaaa4-ea1092bf" href="/about-us" class="footer-box-title-22 no-margin">About us</a><a id="w-node-b5faf1ac-d7be-e90f-ba0b-7b77ef00f726-ea1092bf" href="/why-ramp" class="footer-box-title-22 no-margin">Why Ramp</a><a id="w-node-fe6c0180-9ea3-1818-2e12-c2a72ffcaaa6-ea1092bf" href="/careers" class="footer-box-title-22 no-margin">Careers</a><a href="/emerging-talent" class="footer-box-title-22 no-margin">Emerging talent</a><a id="w-node-fe6c0180-9ea3-1818-2e12-c2a72ffcaaa8-ea1092bf" href="/customers" class="footer-box-title-22 no-margin">Customers</a><a id="w-node-fe6c0180-9ea3-1818-2e12-c2a72ffcaaaa-ea1092bf" href="https://support.ramp.com/hc/en-us" class="footer-box-title-22 no-margin">Help center</a><a href="/announcements" class="footer-box-title-22 no-margin">Product announcements</a><a href="https://docs.ramp.com" target="_blank" class="footer-box-title-22 no-margin">API documentation</a><a href="/versus" class="footer-box-title-22 no-margin">Versus</a></div><div id="footer-main-links" class="base-grid footer-23"><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfa5-ea1092bf" class="footer__column product"><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfa6-ea1092bf"><div class="footer-box-title-22 no-link">Products</div></div><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfa9-ea1092bf" href="/corporate-cards" class="footer-link-22">Corporate card</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfad-ea1092bf" href="/expense-management" class="footer-link-22">Expense management</a><a id="w-node-d94e08c4-4414-189a-97e5-b658b92a3340-ea1092bf" href="/travel" class="footer-link-22">Travel</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfb1-ea1092bf" href="/reimbursements" class="footer-link-22">Reimbursements</a><a id="w-node-_589d60e0-4d0f-3d9e-8bf3-9e6ba698e202-ea1092bf" href="/procurement" class="footer-link-22">Procurement</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfab-ea1092bf" href="/accounts-payable" class="footer-link-22">Accounts payable</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfaf-ea1092bf" href="/vendor-management" class="footer-link-22">Vendor management</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfb5-ea1092bf" href="/working-capital" class="footer-link-22">Working capital</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfbb-ea1092bf" href="/streamlined-approvals" class="footer-link-22">Approvals</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfbd-ea1092bf" href="/security" class="footer-link-22">Security</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfbf-ea1092bf" href="https://trust.ramp.com/" target="_blank" class="footer-link-22">Trust</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfc1-ea1092bf" href="/bank-connections" class="footer-link-22">Bank connections</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfc3-ea1092bf" href="/mobile-app" class="footer-link-22">Mobile app</a></div><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfc9-ea1092bf" class="footer__column"><div class="footer-box-title-22 no-link">Solutions</div><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfcc-ea1092bf" href="/startups" class="footer-link-22">Startup</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfce-ea1092bf" href="/small-business" class="footer-link-22">Small business</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfd0-ea1092bf" href="/mid-market" class="footer-link-22">Mid-market</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfd2-ea1092bf" href="/enterprise" class="footer-link-22">Enterprise</a><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfd4-ea1092bf" class="mt-32"><div class="footer__column"><div class="footer-box-title-22 no-link">Platform</div><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfd8-ea1092bf" href="/platform" class="footer-link-22">Platform overview</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfda-ea1092bf" href="/accounting-automation-software" class="footer-link-22">Accounting automation</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfdc-ea1092bf" href="/intelligence" class="footer-link-22">Intelligence</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfde-ea1092bf" href="/real-time-reporting" class="footer-link-22">Reporting</a><a id="w-node-_8c0fa20e-f143-74af-9cc2-36a0cae4a068-ea1092bf" href="/savings" class="footer-link-22">Savings</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe0-ea1092bf" href="/integrations" class="footer-link-22">Integrations</a><a id="w-node-_4fac97f8-fdd0-1ec6-c1c8-aa9e2a0b5d61-ea1092bf" href="/multi-entity" class="footer-link-22">Multi-Entity</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe2-ea1092bf" href="/global" class="footer-link-22">Global</a></div></div></div><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe4-ea1092bf" class="footer__column"><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe5-ea1092bf" href="/customers" class="footer-box-title-22">Customer stories</a><a id="w-node-df441fd0-4fa8-c3dc-d215-9d9594ae06df-ea1092bf" href="/customers/mindbody-classpass-customer-story" class="footer-link-22">Mindbody + Classpass</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfef-ea1092bf" href="/customers/zola-customer-story" class="footer-link-22">Zola</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe7-ea1092bf" href="/customers/barrys-customer-story" class="footer-link-22">Barry's</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfed-ea1092bf" href="/customers/studs-customer-story" class="footer-link-22">Studs</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfeb-ea1092bf" href="/customers/glossier-customer-story" class="footer-link-22">Glossier</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cff1-ea1092bf" href="/customers/betterment-customer-story" class="footer-link-22">Betterment</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfe9-ea1092bf" href="/customers/webflow-customer-story" class="footer-link-22">Webflow</a><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cff3-ea1092bf" class="mt-32"><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cff4-ea1092bf" class="footer__column mb-xs-0"><a id="w-node-_20096399-a427-e2cd-d767-2c28b3f7eebc-ea1092bf" href="/partnerships" class="footer-box-title-22">Partners</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d005-ea1092bf" href="/accounting-partnerships" class="footer-link-22">Accounting firms</a><a id="w-node-eface875-c1eb-4d3d-43f2-eb69eaa64458-ea1092bf" href="/pe-partnerships" class="footer-link-22">Private equity and venture capital</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cfff-ea1092bf" href="/services-partnerships" class="footer-link-22">Services providers</a><a id="w-node-c7cf411c-eab9-25c1-04b5-c79fc43ad14b-ea1092bf" href="/affiliates" class="footer-link-22">Affiliates</a><a id="w-node-f9ab8f1d-e104-9c8c-4114-e0bdd7b2d84f-ea1092bf" href="/developer-api" class="footer-link-22">Technology partners</a></div></div></div><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d01f-ea1092bf" class="footer__column"><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d020-ea1092bf" href="/free-tools" class="footer-box-title-22">Free tools & resources</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863cff7-ea1092bf" href="/perks" class="footer-link-22">Perks and rewards</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d009-ea1092bf" href="https://accountants.ramp.com" class="footer-link-22">Find an accountant</a><a id="w-node-_79ed8538-83a9-494d-7bd0-7e0135963654-ea1092bf" href="/expense-policy-template" class="footer-link-22">Expense policy template<br/><span class="footer-tag__text">NEW</span></a><a id="w-node-_927bbf4e-5f85-bf85-4d46-d012e1656280-ea1092bf" href="https://accountants.ramp.com/documents" class="footer-link-22">Accounting documents library</a><a id="w-node-_9c3c0fe9-2bda-97a2-0256-829f3f24cc20-ea1092bf" href="/savings-calculator" class="footer-link-22">Savings calculator</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d022-ea1092bf" href="/mission-statement-generator" class="footer-link-22">Mission statement generator <span class="footer-tag__text">POPULAR</span></a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d02a-ea1092bf" href="/charge-finder" class="footer-link-22">Charge finder</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d02e-ea1092bf" href="/model/unit-economics" class="footer-link-22">Unit economics model</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d030-ea1092bf" href="/per-diem-calculator" class="footer-link-22">Per diem calculator <span class="footer-tag__text">NEW</span></a><a id="w-node-ff83e9e7-c6e8-8b44-8e73-8b7cff817a5f-ea1092bf" href="/mileage-reimbursement-calculator" class="footer-link-22">Mileage reimbursement calculator <span class="footer-tag__text">NEW</span></a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d034-ea1092bf" href="/burn-rate-calculator" aria-current="page" class="footer-link-22 w--current">Burn rate calculator</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d038-ea1092bf" href="/tools/pitch-deck-metrics" class="footer-link-22">Pitch deck database</a><a id="w-node-_60ba25d4-309e-052b-f6ae-4f1193dcd14f-ea1092bf" href="/vc-database" class="footer-link-22">Investor database</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d03e-ea1092bf" href="/expense-category" class="footer-link-22">Expense categorization <span class="footer-tag__text">POPULAR</span></a></div><div id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d001-ea1092bf" class="footer__column"><div><div class="footer__column"><div class="footer-box-title-22 no-link">Popular</div><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d015-ea1092bf" href="/industry-spend-reports" class="footer-link-22">Industry spend benchmarks</a><a id="w-node-d4177967-7fe8-462f-5365-af29541ce44a-ea1092bf" href="/blog/business-credit-cards-with-ein-only" class="footer-link-22">Business credit card with EIN</a><a href="/blog/top-credit-cards-for-nonprofits" class="footer-link-22">Credit cards for nonprofits</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d019-ea1092bf" href="/blog/business-gas-credit-cards" class="footer-link-22">Business gas cards</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d01b-ea1092bf" href="/blog/no-credit-check-for-startups" class="footer-link-22">Business credit cards with no credit check</a><a id="w-node-cfbf6cae-7445-c84e-1aaa-e82d2863d01d-ea1092bf" href="/business-expense-cards" class="footer-link-22">Business expense cards</a></div></div></div></div><div class="mt-48"><div class="footer__cta"><div class="py-48 py-sm-32"><div class="footer__cta-grid"><div id="w-node-d4f98ff3-41df-30f9-a800-716e6a732102-ea1092bf" class="flex flex-col flex-rgap-16"><div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/627d472663cadd5a40d9f84b_ramp-wordmark-darkgrey.svg" loading="lazy" width="96" height="26" alt=""/></div><div id="w-node-d4f98ff3-41df-30f9-a800-716e6a732103-ea1092bf" class="vertical__8"><div class="detail-22 c-text--light--hushed">Ramp Business Corporation<br/>28 West 23rd Street, Floor 2<br/>New York, NY 10010</div></div></div><div id="w-node-d91b4cb5-68fd-2e8c-f4c7-5fb9b7a39562-ea1092bf" class="footer__cta-title"><div class="h4-22">Join the 25,000+ businesses simplifying their finances with Ramp</div></div><div id="w-node-dd98a453-1258-c5bf-cdae-0d391bcde3a5-ea1092bf" class="footer__cta-form"><div class="get-ramp-form-22 w-form"><form method="get" class="get-ramp-form-22__inner" data-get-started-form="true" name="email-form" data-name="Email Form" cvr-component="global_footer_cta" data-low-intent-form-id="" discovery-method-details="" id="email-form" data-allow-personal-emails="" discovery-method="" data-wf-page-id="64638e12b3757911c3b85e4f" data-wf-element-id="34b04e38-a09f-f782-ab45-1d635615a1fc"><div class="spacer-8"><div class="get-ramp-form-23__input-wrapper"><input class="get-ramp-form-23__email-input w-node-_34b04e38-a09f-f782-ab45-1d635615a1ff-5615a1fb w-input" maxlength="256" name="Email" data-name="Email" placeholder="What's your work email?" type="email" id="Email-2" required=""/><input type="submit" data-wait="Please wait..." data-cta-element="cta-button" class="w-button get-ramp-form-23__submit button-loud" value="Get started for free"/></div><div class="text-center-md"><div data-form-element="error-message" class="get-ramp-error-msg-22">Error Message</div><div data-form-element="credit-check-message" class="no-credit-checks-22"> </div></div></div></form><div class="w-form-done"><div>Thank you! Your submission has been received!</div></div><div class="w-form-fail"><div>Oops! Something went wrong while submitting the form.</div></div></div></div></div></div></div><div class="hidden"></div></div><div class="mt-24"><div class="footer__cta-grid align-top"><div id="w-node-_2d30016b-8a62-27ee-a2fc-274c2aca7d0e-ea1092bf" class="footer__disclaimer"><div class="c-text--light--hushed"><div class="vertical__8"><div id="w-node-d4f98ff3-41df-30f9-a800-716e6a732115-ea1092bf" class="detail-22">© 2024 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company.<br/></div><div id="w-node-_3901082e-ceee-35b8-9284-dc9f6c914a39-ea1092bf" class="detail-22">California Residents: +1-855-206-7283<br/></div><div class="detail-22">The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively pursuant to license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.<br/></div><div data-anchor-target="disclaimer" id="w-node-_472b0d09-73e1-97f9-2d2d-7673d71704be-ea1092bf" class="detail-22">1. We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.</div><div class="detail-22">Please visit our <a href="https://ramp.com/legal/platform-agreement">Terms of Service</a> for more details. Read our <a href="/editorial-guidelines">Editorial Guidelines</a> and <a href="https://ramp.com/legal/privacy-policy">Privacy Policy</a>.<br/></div><div id="w-node-_5de252b6-7746-b43d-d07a-3c4af643fbc4-ea1092bf" class="flex flex-cgap-8 flex-acenter"><div id="w-node-_9c169c22-a954-65d1-8e3c-5df1347fa091-ea1092bf" class="detail-22"><a href="/data-privacy-opt-out">Your Privacy Choices</a><br/></div><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/66d8c73f0a8faffd3ca4ac76_privacyoptions.svg" loading="lazy" width="28" height="Auto" alt=""/></div><div class="detail-22">Ramp Payments Corporation - NMLS 2371465, Ramp Financing Corporation - NMLS 2431387<br/></div></div></div></div><div id="w-node-d4f98ff3-41df-30f9-a800-716e6a73210a-ea1092bf" class="footer__icons"><div class="footer-app-store"><a href="https://apps.apple.com/app/apple-store/id1628197245?pt=125123265&ct=website-footer-11-17-22&mt=8" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/63769eecdb029f99747e01ca_Download_on_the_App_Store_Badge_US.svg" loading="lazy" width="120" height="40" alt="Download on the App Store" class="footer-app-store__img"/></a><a href="https://play.google.com/store/apps/details?id=com.ramp.android.app" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/642d969ca4ec9e336c72c86e_google-play-badge.webp" loading="lazy" width="267" height="80" alt="" class="footer-app-store__img"/></a></div><div class="footer-socials"><a href="https://www.linkedin.com/company/ramp/" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62378d13e71a95dadd9de803_linkedin-square.svg" loading="lazy" width="21" height="21" alt="Linkedin Logo"/></a><a href="https://twitter.com/tryramp?lang=en" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/65a6b5313fe6d4398adc1027_X%20Icon.svg" loading="lazy" width="21" height="21" alt=""/></a><a href="https://www.facebook.com/rampcard" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/62378d13e71a9574249de802_facebook-square.svg" loading="lazy" width="21" height="21" alt="Facebook Logo"/></a></div></div></div></div></div><div class="bg-color bg-surface--graylight"></div></div></div><script src="https://d3e54v103j8qbb.cloudfront.net/js/jquery-3.5.1.min.dc5e7f18c8.js?site=5f8dd056c51c1d04c3eaa497" type="text/javascript" integrity="sha256-9/aliU8dGd2tb6OSsuzixeV4y/faTqgFtohetphbbj0=" crossorigin="anonymous"></script><script src="https://cdn.prod.website-files.com/5f8dd056c51c1d04c3eaa497/js/ramp-rebrand.4a98719ad.js" type="text/javascript"></script><noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WFDFDWP" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> <script src="https://cdnjs.cloudflare.com/ajax/libs/waypoints/4.0.1/noframework.waypoints.min.js"></script> <script> // Temporary slider fix $(window).on('load', function() { setTimeout(function() { $(window).resize(); },250) }) </script> <script> // Function to dynamically load a script function loadScript(src) { var script = document.createElement('script'); script.type = 'text/javascript'; script.src = src; document.head.appendChild(script); } // Load a different script depending on the pathname, used for QA'ing a single page /* switch (window.location.host) { case 'qa-web.ramp.com': loadScript('https://get-started-zapier-webhook-s.marketing-site-5bx.pages.dev/globalBody.min.js'); break; default: loadScript('https://marketing-site-5bx.pages.dev/globalBody.min.js'); } */ </script> <script src="https://marketing-site-5bx.pages.dev/globalBody.min.js"></script> <script src="https://marketing-site-5bx.pages.dev/flowpros.js"></script><script src="https://marketing-site-5bx.pages.dev/Components/tools/burnRateCalculator.min.js"></script> </body></html>