College Student Credit Cards - No Credit Needed

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data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=SUBNAV_CCP_STUDENT_CHROME" target="_self">Discover it® Student Chrome</a> <span class="short_disc">Earn restaurant & gas rewards as a student</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Secured Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-secured-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/?ICMPGN=SUBNAV_CCP_SECURED" target="_self">Discover it® Secured</a> <span class="short_disc">Build or rebuild your credit</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Miles Travel Credit Card blue design" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-miles-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/travel/?ICMPGN=SUBNAV_CCP_MILES" target="_self">Discover it® Miles</a> <span class="short_disc">Explore with the travel rewards credit card</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Chrome Gas and Restaurants Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/chrome.html?ICMPGN=SUBNAV_CCP_IT_CHROME" target="_self">Discover it® Chrome</a> <span class="short_disc">Earn restaurant & gas rewards</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="NHL® Discover it® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-nhl-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=SUBNAV_CCP_NHL" target="_self">NHL Credit Card</a> <span class="short_disc">Represent your team & earn cash back</span> </li> </ul> </div> </div> </div> </div> </li> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_ccf" data-href="#tab2">Credit Cards by Feature</a> <div id="tab2" class="tab"> <div class="navTabContent">  <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_CCF_PQ" target="_self" data-lazy="true"> <img class="panel-banner-image" alt="Click this banner to see if you're Pre-approved" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_CCF_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-dollor-match-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/?ICMPGN=SUBNAV_CCF_CASHBACK" target="_self">Cash Back Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-transfer-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/?ICMPGN=SUBNAV_CCF_BALANCE_TRANSFER" target="_self">Balance Transfer Credit Card Offers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img alt="map icon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/?ICMPGN=SUBNAV_CCF_COLLEGE_STUDENTS" target="_self"> Credit Cards for College Students</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-checkmark-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/credit-cards-for-no-credit/?ICMPGN=SUBNAV_CCF_CREDIT_CARDS_FOR_NO_CREDIT" target="_self">Credit Cards for No Credit History</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/credit-cards-to-build-credit/?ICMPGN=SUBNAV_CCF_BUILD_CREDIT" target="_self">Credit Cards to Build Credit</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-zero-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/no-annual-fee-credit-cards/?ICMPGN=SUBNAV_CCF_NO_ANNUAL_FEE" target="_self">No Annual Fee Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rewards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/rewards-credit-cards/?ICMPGN=SUBNAV_CCF_REWARS_CREDIT_CARDS" target="_self">Rewards Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rate-down-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/low-intro-apr-credit-cards/?ICMPGN=SUBNAV_CCF_LOW_INTEREST" target="_self"> Low Interest Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-gas-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/gas-credit-cards/?ICMPGN=SUBNAV_CCF_GAS_CREDIT_CARDS" target="_self">Gas Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-instant-use-24-26.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/instant-use-credit-cards/?ICMPGN=SUBNAV_CCF_INSTANT_USE_CREDIT_CARDS" target="_self">Instant Use Credit Cards</a> </li> </ul> </div> </div> </div> </div> </li> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_tar" data-href="#tab3">Tools and Resources</a> <div id="tab3" class="tab"> <div class="navTabContent">  <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_TAR_PQ" target="_self" data-lazy="true"> <img class="panel-banner-image" alt="Click this banner to see if you're Pre-approved" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_TAR_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-calculator-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/calculator/credit-card-interest-calculator/?ICMPGN=SUBNAV_TAR_CALCULATOR" target="_self">Credit Card Interest Calculator</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-mail-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discovercard.com/application/website/invite?ICMPGN=SUBNAV_TAR_RESPOND_MAIL_OFFER&flavor=it&fpp=true&_ga=2.50907437.584696215.1676279870-557086243.1675411694" target="_self">Respond to Mail Offer</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-device-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discovercard.com/application/self-service/?page=check-status&ICMPGN=SUBNAV_TAR_CHECK_APPLICATION_STATUS" target="_self">Check Application Status</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-paper-pen-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/card-smarts/?ICMPGN=SUBNAV_TAR_CARD_SMARTS" target="_self">Card Smarts Articles</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/getting-a-credit-card/?ICMPGN=SUBNAV_TAR_GETTING_A_CARD" target="_self">- Getting a credit card</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/using-your-credit-card/?ICMPGN=SUBNAV_TAR_USING_YOUR_CARD" target="_self">- Using your credit card</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/credit-card-rewards/?ICMPGN=SUBNAV_TAR_CARD_REWARDS" target="_self">- Credit card rewards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://discover.promo.eprize.com/discoversweeps24/?ICMPGNid=site-sch-pro-dis-nav&affiliate_id=site-sch-pro-dis-nav" target="_self">Discover® Scholarship Sweepstakes</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/free-credit-score/#fico-score/?ICMPGN=SUBNAV_TAR_FREE_CREDIT_SCORE" target="_self">Free Credit Score for Cardmembers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-two-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/compare/?ICMPGN=SUBNAV_TAR_COMPARE" target="_self">Compare Credit Cards</a> </li> </ul> </div> </div> </div> </div> </li> </ul> </div>  </div> </div> </section> </div> </div> </div> </div> </div> </div> <div class="emergencybanner aem-GridColumn aem-GridColumn--default--12"> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="breadcrumb aem-GridColumn aem-GridColumn--default--12"> <nav class="cmp-breadcrumb cmp--mobile-hidden" aria-label="Breadcrumb"> <div class="cmp-breadcrumb__container section-container"> <ol class="cmp-breadcrumb__list" itemtype="http://schema.org/BreadcrumbList" itemscope=""> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Discover</span></a> <meta itemprop="position" content="1"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/credit-cards/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Credit Cards</span></a> <meta itemprop="position" content="2"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item cmp-breadcrumb__item--active" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <span itemprop="name">Student Credit Cards</span> <meta itemprop="position" content="3"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> </ol> </div> </nav> </div> <div class="stickynav aem-GridColumn aem-GridColumn--default--12"> <nav class="cmp-navigation cmp-navigation--sticky theme-background theme-white-background-gradient scrolltracking"> <div class="section-container cmp-navigation__container"> <div class="cmp-navigation__container cmp-navigation__container--logo"> <a href="https://www.discover.com/credit-cards/?ICMPGN=ACQ_NAV_DLOGO" target="_self"><img class="cmp-navigation__logo" id="flag" src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-discover-logo-136-23.png" alt="discover logo"/></a> <a class="cmp-navigation__top-link" href="#">Back To Top</a> </div> <div id="jumpNav" class="cmp-navigation__container cmp-navigation__container--jump-links navbar"> </div> <div class="cmp-navigation__container cmp-navigation__container--cta"> </div> </div> </nav></div> <div class="onecolumntile cmp-alignment--left light-theme cmp-p-50 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='student-cat' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title__text-heading cmp-title--orange"> <h1 id="title-1148635964" class="cmp-title__text">Student Credit Cards</h1> </div> <div class="cmp-title theme-background cmp-title_text-headingcontent cmp-dark-blue-font"> <h2 id="title--2001054101" class="cmp-title__text">Explore our best credit cards for college students</h2> </div> <div class="cmp-text "> <p>Discover<sup>®</sup> student credit cards let you earn cash back rewards and build a credit <span class='no-break'>history<sup><a aria-label="5" class="disclosure" data-analytics-label="Tooltip:5" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> while you're in college.</p> </div> <div class="one-column__container__parsys parsys-content"> <div class="title"> <div class="cmp-title theme-background cmp-title_text-subheading-var "> <h4 id="title-463318658" class="cmp-title__text"><a aria-label="No annual fee" class="disclosure no-disclosure tooltip-disclosure" data-analytics-label="STUDCAT_NAF_TOP" data-disclosure="no-annual-fee-4a83e598-8dc2-4119-8a43-3ac6b69749b9" href="javascript:void(0);">No annual fee</a>. No credit score required to <span class='no-break'>apply<sup><a aria-label="*" class="disclosure no-disclosure" data-analytics-label="NAF TERMS" href="#terms-and-conditions">*</a></sup></span></h4> <div class="tooltip-content-wrapper test" style="display:none" id="no-annual-fee-4a83e598-8dc2-4119-8a43-3ac6b69749b9"> <div class="tooltip-content"> <button class="tooltip__close-btn" aria-label="Close"></button> <div class="tooltip-content__fragment"> <p><b>Intro purchase APR</b> is <b><span class="product4 introaprrate">x</span>%</b> for <b><span class="product4 introaprduration">x</span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product4 btaprrate">x</span>%</b> for <b><span class="product4 btaprduration">x</span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="fw_mon"></span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product4 purchaseratelowapr">x</span>% </b>to<b> <span class="product4 purchaseratehighapr">x</span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product4 cashrateactual">x</span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product4 btfeesrate">x</span>%</b> Intro fee on balances transferred by <b><span class="fw_mon"></span></b> and up to <b><span class="product4 btstandardfeesrate">x</span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="last_date"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-0-50 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='studentsBenefits' class="one-column theme-white-background-gradient border-bottom-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="one-column__container__parsys parsys-content"> <div class="targetcontainer"> <div id="target-accordianmobile" class="cmp-target-container cmp--show-all cmp--visibility-override scrolltracking"> <div class="dfscontainer"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div id="studentCardartSection" class="cmp-container cmp-container__size-2 "> <div class="cmp-container__column cmp-container__column-1"> <div class="title"> <div class="cmp-title theme-background cmp-title__text-heading2 "> <h3 id="title--344842774" class="cmp-title__text">Student Cash Back</h3> </div> </div> <div class="image"> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html"> <img alt="Discover it® Student Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-student-iridescent-390-243.png"/> </a> </div> </div> </div> </div> <div class="cmp-container__column cmp-container__column-2"> <div class="title"> <div class="cmp-title theme-background cmp-title__text-heading2 "> <h3 id="title--843494741" class="cmp-title__text">Chrome for Students</h3> </div> </div> <div class="image"> <div class="cmp-image "> <div class=" " data-lazy="true"> <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html"> <img alt="Discover it® Student Chrome Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-chrome-platinum-390-243.png"/> </a> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> <div class="dfscontainer"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div id="cartArtRatingWrap" class="cmp-container cmp-container__size-2 "> <div class="cmp-container__column cmp-container__column-1"> <div class="ratings"> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><p style="text-align: left;"><span class="product4 avgrating">x</span> Average of <span class="product4 totalreviews">x</span> Reviews</p> <p style="text-align: left;"><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q9" href="javascript:void(0);">See how</a> we calculate our ratings<br> </p> </div> </div> </div></div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&icmpgn=STUDIT_APPLY_CARDS" target="_self" data-analytics-label="STUDIT_APPLY_CARDS"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cmp-container__column cmp-container__column-2"> <div class="ratings"> <div class="cmp-ratings "> <div class=" conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><p style="text-align: left;"><span class="product5 avgrating">x</span> Average of <span class="product5 totalreviews">x</span> Reviews</p> <p style="text-align: left;"><a aria-label="See how" class="disclosure" data-analytics-label="SEE HOW ABOUT REVIEWS" data-scrollto="q9" href="javascript:void(0);">See how</a> we calculate our ratings<br> </p> </div> </div> </div></div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&icmpgn=STUDCH_APPLY_CARDS" target="_self" data-analytics-label="STUDCH_APPLY_CARDS"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> </div> </div></div> <div class="accordion"> <div id="benefits" class="cmp-container cmp-container__size-2"> <div class="benefitSection accordion"> <div class="benefitAcco-Item active"> <a href="javascript:void(0)" class="benefitAcco-Title">Rewards <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content active"> <div class="cmp-container__column cmp-container__column-1"> <p><b>Earn 5% cash back</b> on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn <b>unlimited 1%</b> <b>cash back</b> on all other purchases – automatically.</p> </div> <div class="cmp-container__column cmp-container__column-2"> <p><b>Earn a 2% <i>Cashback Bonus<sup>®</sup></i></b> at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn <b>unlimited 1% cash back</b> on all other <span class='no-break'>purchases.<sup><a aria-label="2" class="disclosure" data-analytics-label="tooltip:2" data-scrollto="q2" href="javascript:void(0);">2</a></sup></span></p> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title">Extra First-Year Rewards <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content "> <div class="cmp-container__column cmp-container__column-1"> <p>Get an <b>unlimited dollar-for-dollar match</b> of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll <span class='no-break'>match.<sup><a aria-label="3" class="disclosure" data-analytics-label="tooltip:3" data-scrollto="q3" href="javascript:void(0);">3</a></sup></span></p> </div> <div class="cmp-container__column cmp-container__column-2"> <p>Get an <b>unlimited dollar-for-dollar match</b> of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll <span class='no-break'>match.<sup><a aria-label="3" class="disclosure" data-analytics-label="tooltip:3" data-scrollto="q3" href="javascript:void(0);">3</a></sup></span></p> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title">Annual Fee <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content "> <div class="cmp-container__column cmp-container__column-1"> <p>$0</p> </div> <div class="cmp-container__column cmp-container__column-2"> <p>$0</p> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title">Credit Level <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content "> <div class="cmp-container__column cmp-container__column-1"> <p>No <u>credit score</u> is required to apply for Discover Student credit <span class='no-break'>cards.<sup><a aria-label="*" class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span></p> </div> <div class="cmp-container__column cmp-container__column-2"> <p>No <u>credit score</u> is required to apply for Discover Student credit <span class='no-break'>cards.<sup><a aria-label="*" class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span></p> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title">APR <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content "> <div class="cmp-container__column cmp-container__column-1"> <p>There’s a <b><span class="product4 introaprrate">x</span>% Introductory APR</b> for your <b>first <span class="product4 introaprduration">x</span> months</b>. After that, an<b> <span class="product4 purchaseratelowapr">x</span>% </b>to <b><span class="product4 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR will apply.</p> </div> <div class="cmp-container__column cmp-container__column-2"> <p>There’s a <b><span class="product5 introaprrate">x</span>% Introductory APR</b> for your <b>first <span class="product5 introaprduration">x</span> months</b>. After that, an <b><span class="product5 purchaseratelowapr">x</span>% </b>to <b><span class="product5 purchaseratehighapr">x</span>% </b>Standard Variable Purchase APR will apply.</p> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title">Balance Transfer Offer <i class="plusSign" id="minus"></i> </a> <div class="benefitAcco-Content "> <div class="cmp-container__column cmp-container__column-1"> <p>There’s a <b><span class="product4 btaprrate">x</span>% Intro APR</b> for <b><span class="product4 btaprduration">x</span> months</b> from the date of first transfer with a <b><span class="product4 btfeesrate">x</span>% transfer fee</b>, for transfers under this offer that post to your account by <b><span class='fw_mon'></span></b>. <a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/"><u>Learn more about how to do a balance transfer</u>.</a></p> <p> </p> <p>After the intro APR expires, your APR will be <b><span class="product4 purchaseratelowapr">x</span>% </b>to<b> <span class="product4 purchaseratehighapr">x</span>% </b>based on your creditworthiness. This APR will vary with the market based on the Prime Rate.</p> </div> <div class="cmp-container__column cmp-container__column-2"> <p>There’s a <b><span class="product5 btaprrate">x</span>% Intro APR</b> for <b><span class="product5 btaprduration">x</span> months</b> from the date of first transfer with a <b><span class="product5 btfeesrate">x</span>% transfer fee</b>, for transfers under this offer that post to your account by <b><span class='fw_mon'></span></b>. <u><a href="https://www.discover.com/credit-cards/card-smarts/complete-a-balance-transfer/"></a><a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/"><u>Learn more about how to do a balance transfer</u>.</a></u></p> <p><u> </u></p> <p> </p> <p>After the intro APR expires, your APR will be <b><span class="product5 purchaseratelowapr">x</span>% </b>to<b> <span class="product5 purchaseratehighapr">x</span>%</b> based on your creditworthiness. This APR will vary with the market based on the Prime Rate.</p> <p> </p> </div> </div> </div> </div> </div> </div> <div class="spacer separator"> <div id="spacer-923068b1ba" class="cmp-spacer theme-white-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 40px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 40px;"></div> </div> </div> <div class="dfscontainer"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div id="studentBenefitBtm" class="cmp-container cmp-container__size-2 "> <div class="cmp-container__column cmp-container__column-1"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&icmpgn=STUDIT_APPLY_CARDS" target="_self" data-analytics-label="STUDIT_APPLY_CARDS"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="spacer separator"> <div id="spacer-fea6eb010f" class="cmp-spacer theme-white-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 22.84px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 22.84px;"></div> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--transparent-dark cmp-alignment--center large"> <a class="cmp-button " href="https://www.discover.com/credit-cards/student-credit-card/it-card.html?ICMPGN=ACQ_STUDENT_IT_LEARN_MORE_TOP_LINK" target="_self" data-analytics-label="STUDIT_LEARN_CARDS"> <span class="cmp-button__text"> Learn More <span class="sr-only"> </span> </span> </a> </div> </div> <div class="spacer separator"> <div id="spacer-e3ff1a5b93" class="cmp-spacer theme-white-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 22.84px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 22.84px;"></div> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX" data-analytics-label="STUDIT_RATES_CARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> <div class="cmp-container__column cmp-container__column-2"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&icmpgn=STUDCH_APPLY_CARDS" target="_self" data-analytics-label="STUDCH_APPLY_CARDS"> <span class="cmp-button__text"> Apply Now <span class="sr-only"> </span> </span> </a> </div> </div> <div class="spacer separator"> <div id="spacer-816395e868" class="cmp-spacer theme-white-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 22.84px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 22.84px;"></div> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--transparent-dark cmp-alignment--center large"> <a class="cmp-button " href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=ACQ_STUDENT_CHROME_LEARN_MORE_TOP_LINK" target="_self" data-analytics-label="STUDCH_LEARN_CARDS"> <span class="cmp-button__text"> Learn More <span class="sr-only"> </span> </span> </a> </div> </div> <div class="spacer separator"> <div id="spacer-c4df4882b0" class="cmp-spacer theme-white-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 22.84px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 22.84px;"></div> </div> </div> <div class="cta button"> <div class="cmp-button--text-link cmp-alignment--center cmp-alignment--center "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM" data-analytics-label="STUDCH_RATES_CARDS" data-external="true"> <span class="cmp-button__text"> <sup>†</sup><sup>†</sup>See rates, rewards, fees, and other cost <span class="no-break">information<i> > </i></span> <span class="sr-only"> , Opens new window </span> </span> </a> </div> </div> </div> </div> </div> </div></div> </div> </div> </section> </div> </div> <div class="targetcontainer aem-GridColumn aem-GridColumn--default--12"> <div id="target-faq-desktop" class="cmp-target-container cmp--desktop-only-show cmp--visibility-override scrolltracking"> <div class="onecolumntile one-column--medium-2-width cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75"> <div class="stylesystemclass"> <section class="one-column scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-48248863" class="cmp-title__text">Questions about Student Credit Cards</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="faqlist"> <div class="faq-list faq-list--gradual-reveal faq-list--separated-items " data-faqs-showing="6" data-faqs-to-reveal="6">  <span itemscope> <div class="faq-list__items"> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq1" id="faq-question-1"> <span>How do I choose the best student credit card for me?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq1" role="region" aria-labelledby="faq-question-1" itemscope> <div class="faq__body"> <p>As a college student, you may have little or no credit history, so the best credit cards for you will be geared toward students in your situation.  A rewards student credit card, such as <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html">Discover it<sup>®</sup> Student Cash Back Card</a> or <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html">Discover it<sup>®</sup> Chrome for Students</a>, can help you earn cash back on everyday purchases.<br> </p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq2" id="faq-question-2"> <span>Do I need to have a job to apply for a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq2" role="region" aria-labelledby="faq-question-2" itemscope> <div class="faq__body"> You don't need a job to apply for a student credit card, but you must show income. For students under 21, there are different rules for what <a href="https://www.discover.com/credit-cards/card-smarts/student-income-for-credit-card/">counts as income</a> than for those 21 and older. </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq3" id="faq-question-3"> <span>How do Discover student credit cards build credit history?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq3" role="region" aria-labelledby="faq-question-3" itemscope> <div class="faq__body"> <p>Discover reports your credit card account activity to the three major credit bureaus, so you start to develop a record of your financial activity. That’s why Discover <a href="https://www.discover.com/credit-cards/card-smarts/build-credit-as-a-college-student/">student credit cards can help you build your credit</a> with responsible <span class='no-break'>use.<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> (Plus, you earn cash back rewards on every purchase.)</p> <p> </p> <p>It can be a simple process to start building credit. To build your credit responsibly with a student credit card:</p> <p> </p> <p>• Make all payments on time.</p> <p>• Pay your balance in full each month (or, if you can’t, at least pay more than your minimum due each month).</p> <p>• Avoid carrying a balance: you’ll have to pay interest on any purchases or amounts you don’t pay off each month.</p> <p> </p> <p>Things like late payments, failing to pay at all, or other negative activity with your student credit card or other loans in your name could hurt your ability to build credit.</p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq4" id="faq-question-4"> <span>How do you get a Discover student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq4" role="region" aria-labelledby="faq-question-4" itemscope> <div class="faq__body"> <p>When you apply online, here are some of the things you will need when applying online.</p> <p> </p> <ul> <li>Be at least 18 years of age</li> <li>Have a physical  U.S. address</li> <li>Have a Social Security number</li> <li>Provide all the required information requested in your Discover application</li> <li>Show proof of education</li> </ul> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq5" id="faq-question-5"> <span>How old do I have to be to apply for a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq5" role="region" aria-labelledby="faq-question-5" itemscope> <div class="faq__body"> <p>You need to be at least 18 to apply for a student credit card and <a href="https://www.discover.com/credit-cards/card-smarts/whats-the-right-age-to-get-a-credit-card/">meet the income requirements</a> for your age, but there's no credit score required to apply for a Discover student credit <span class='no-break'>card.<sup><a aria-label="*" class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span><br> </p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq6" id="faq-question-6"> <span>Why should I get a Discover student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq6" role="region" aria-labelledby="faq-question-6" itemscope> <div class="faq__body"> <p>Discover student credit cards can help you build your credit <span class='no-break'>history<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> and earn cash back rewards on every purchase.<br> </p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq7" id="faq-question-7"> <span>What’s the difference between a student credit card and a regular credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq7" role="region" aria-labelledby="faq-question-7" itemscope> <div class="faq__body"> <p>Regular credit cards are typically designed for people with an established credit history. These differ from <a href="https://www.discover.com/credit-cards/card-smarts/should-i-get-a-credit-card-as-a-college-student/">student credit cards</a>, which are designed with students in mind who may have little to no credit and are enrolled in school. It’s common for student credit cards to have a lower credit limit, so students can get started using credit and build credit with responsible <span class='no-break'>use.<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span><br> </p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq8" id="faq-question-8"> <span>How can I increase my credit line on a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq8" role="region" aria-labelledby="faq-question-8" itemscope> <div class="faq__body"> <p>Feel like you're ready to take on more credit? You can apply by requesting an increase online or you can call us at <a href="tel:1-800-347-2683">1-800-DISCOVER</a>.</p> <p> </p> <p>When you graduate, call us to update your personal information, such as your income, housing, e-mail, and address. Updating this information may make you eligible for credit line increases. </p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq9" id="faq-question-9"> <span>Can students apply for a credit card with no credit score?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq9" role="region" aria-labelledby="faq-question-9" itemscope> <div class="faq__body"> <p style="width:102%"><span class="no-break" style="white-space: normal;">No credit score is required to apply for a <span class="no-break" style="white-space: nowrap;"><a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html">Discover it<sup><sup>®</sup></sup> Student credit card</a></span>.<sup><a class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span> The Discover it<sup><sup>®</sup></sup> Student credit card can help you build credit with responsible <span class="no-break">use.<sup><a class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span></p> </div> </div> </div> <div class="faq" itemscope> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq10" id="faq-question-10"> <span>Does replacing your student credit card affect your credit score if it is lost or stolen ?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq10" role="region" aria-labelledby="faq-question-10" itemscope> <div class="faq__body"> <p>Although you might need a new student credit card for a number of reasons, simply replacing your credit card if it is lost or stolen won’t affect your credit score. Also, you’re never held responsible for unauthorized purchases on your Discover Card <span class='no-break'>account.<sup><a aria-label="11" class="disclosure" data-analytics-label="undefined" data-scrollto="q11" href="javascript:void(0);">11</a></sup></span></p> </div> </div> </div> </div> </span> </div> <div class="cmp-button--cta cmp-button--cta--transparent-dark"> <button class="cmp-button faq-see-more"> <span class="cmp-button__text">Read more Student Credit Card FAQs</span> </button> </div> </div> </div> </div> </section> </div> </div> <div class="twocolumntile cmp-p-50 two-column--padding-horizontal-none theme-yellow-background-gradient light-theme"> <div class="stylesystemclass"> <section id='stud-scholar' class="two-column two-column--50-50 two-column--content-left two-column__background theme-background scrolltracking"> <div class="two-column__image--fullbleed "> <div class="cmp-image cmp--desktop-show "> <div class=" " data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-scholar-1550-1196.png"/> </div> </div> <div class=" cmp-image cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-scholar-m-750-696.png"/> </div> </div> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title--14889283" class="cmp-title__text">Enter to win a $5,000 scholarship from Discover<sup>®</sup> </h2> </div> <div class="cmp-text cmp-text-small-font "> <p style="font-size: 16.0px;">The Discover<sup>®</sup> Scholarship Sweepstakes gives eligible students and parents a chance to win $5,000 for school. The earlier you enter, the more chances you have to <span class='no-break'>win.<sup><a aria-label="18" class="disclosure" data-analytics-label="undefined" data-scrollto="q18" href="javascript:void(0);">18</a></sup></span></p> </div> <div class="parsys-content"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-blue large"> <a class="cmp-button " href="https://discover.promo.eprize.com/discoversweeps24/?cmpgnid=site-sch-pro-dis-cat&affiliate_id=site-sch-pro-dis-cat&IQ_ID=site-sch-pro-dis-cat" target="_self" data-analytics-label="STUDCAT_SCHOLARSHIP_BTN"> <span class="cmp-button__text"> Enter to Win <span class="sr-only"> </span> </span> </a> </div> </div> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><span class="cmp-text--body-2">See <span class="cmp-text-underline"><a href="https://discover.promo.eprize.com/discoversweeps24/public/COMPILED/en/fulfillment/rules.pdf" target="_blank">Official Rules</a></span> for sweepstakes eligibility and entry requirements, entry deadlines and drawing dates, details including odds, list of eligible colleges and universities, prize descriptions and an alternate method of <span class='no-break'>entry.<sup><a aria-label="18" class="disclosure" data-analytics-label="undefined" data-scrollto="q18" href="javascript:void(0);">18</a></sup></span></span></p> </div> </div> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> </div> </div> <div class="twocolumntile cmp-p-50 two-column--padding-horizontal-none cmp-alignment--lg-left-sm-left light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--60-40 two-column--content-left two-column__background theme-background scrolltracking"> <div class="one-column__container"> <div class="image"> <div class=" cmp-image widthdisable cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-smileboy-284-320.png"/> </div> </div> <div class="title"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title-1596446536" class="cmp-title__text">What is the credit limit for Discover Student Credit Cards?</h2> </div> </div> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-text "> <p>Different student credit cards offer different initial credit limits, which depend on factors like:</p> <p> </p> <p><span class="checkmarked">Your income</span></p> <p> </p> <p><span class="checkmarked">Your credit score</span></p> <p> </p> <p><span class="checkmarked">How much credit you’re already using (known as “credit utilization”), if applicable</span></p> <p> </p> <p>There is no set credit limit as everyone's situation is different. The minimum credit line for Discover student cards is $500.</p> </div> <div class="parsys-content"> <div class="text"> </div> </div> </div> <div class=" imagesizeOptimization two-column__content-half--image "> <div class="parsys-content-two"> </div> <div class="two-column__foreground-image"> <div class="cmp-image cmp--mobile-hidden widthdisable"> <div class=" " data-lazy="true"> <img alt="Young man with curly hair, wearing headphones and a white shirt, smiling and looking to the side" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-smileboy-406-459.png"/> </div> </div> </div> <div class="parsys-content"> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="targetcontainer aem-GridColumn aem-GridColumn--default--12"> <div id="target-scr-mobile" class="cmp-target-container cmp--tablet-mobile-show cmp--visibility-override scrolltracking"> <div class="twocolumntile cmp-p-50 two-column--padding-horizontal-none theme-yellow-background-gradient light-theme"> <div class="stylesystemclass"> <section id='stud-scholar' class="two-column two-column--50-50 two-column--content-left two-column__background theme-background scrolltracking"> <div class="two-column__image--fullbleed "> <div class="cmp-image cmp--desktop-show "> <div class=" " data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-scholar-1550-1196.png"/> </div> </div> <div class=" cmp-image cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-scholar-m-750-696.png"/> </div> </div> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-1715254437" class="cmp-title__text">Enter to win a $5,000 scholarship from Discover<sup>®</sup> </h2> </div> <div class="cmp-text cmp-text-small-font "> <p style="font-size: 16.0px;">The Discover<sup>®</sup> Scholarship Sweepstakes gives eligible students and parents a chance to win $5,000 for school. The earlier you enter, the more chances you have to <span class='no-break'>win.<sup><a aria-label="18" class="disclosure" data-analytics-label="undefined" data-scrollto="q18" href="javascript:void(0);">18</a></sup></span></p> </div> <div class="parsys-content"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-blue large"> <a class="cmp-button " href="https://discover.promo.eprize.com/discoversweeps24/?cmpgnid=site-sch-pro-dis-cat&affiliate_id=site-sch-pro-dis-cat&IQ_ID=site-sch-pro-dis-cat" target="_self" data-analytics-label="STUDIT_SCHOLARSHIP_BTN"> <span class="cmp-button__text"> Enter to Win <span class="sr-only"> </span> </span> </a> </div> </div> <div class="text"> <div class="cmp-text cmp-text-small-font "> <p><span class="cmp-text--body-2">See <a href="https://discover.promo.eprize.com/discoversweeps24/public/COMPILED/en/fulfillment/rules.pdf" target="_blank"><span class="cmp-text-underline">Official Rules</span></a> for sweepstakes eligibility and entry requirements, entry deadlines and drawing dates, details including odds, list of eligible colleges and universities, prize descriptions and an alternate method of <span class='no-break'>entry.<sup><a aria-label="18" class="disclosure" data-analytics-label="undefined" data-scrollto="q18" href="javascript:void(0);">18</a></sup></span></span></p> </div> </div> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="onecolumntile cmp-alignment--left theme-yellow-background-gradient light-theme"> <div class="stylesystemclass"> <section class="one-column theme-light-gray-background-gradient border-top-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-877309547" class="cmp-title__text">Three things to know about low APR credit cards for students</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left"> <div class="cf-list scrolltracking">  <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--3-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">1. What it is</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent">It’s essential to understand student credit card APR when you’re looking for the right student credit card for you. “APR” stands for <u style="color: #1e71ac;"><a href="https://www.discover.com/credit-cards/card-smarts/what-is-an-apr/">Annual Percentage Rate</a></u>, and it represents how much it costs to borrow money each year—or, in more simple terms, how much interest you’ll be charged for charges on your student credit card that you don’t pay back right away.</div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">2. How it works</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>You will often find introductory offers for 0% APR student credit cards, but these are offers for a <i>limited period of time</i>. After your introductory period, the standard APR will apply to any balance remaining on your card and any new purchases. This is why it’s important to look at the standard APR when you compare credit cards. </p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">3. What you need</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent">To apply for a student credit card, students will typically need to provide proof of enrollment (usually a document that confirms your name, the name of your school, and the dates that you’re enrolled there) and <u style="color: #1e71ac;"><a href="https://www.discover.com/credit-cards/card-smarts/student-income-for-credit-card/">income information</a></u>. It’s wise to research and select a card that aligns closely with your financial habits and needs.</div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> </div> </div> <div class="onecolumntile cmp-alignment--left theme-white-background-gradient light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column theme-light-gray-background-gradient border-top-right-radius cmp--mobile-hidden cmp--tablet-hidden one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-981076861" class="cmp-title__text">Three things to know about low APR credit cards for students</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left"> <div class="cf-list scrolltracking">  <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--3-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">1. What it is</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent">It’s essential to understand student credit card APR when you’re looking for the right student credit card for you. “APR” stands for <u style="color: #1e71ac;"><a href="https://www.discover.com/credit-cards/card-smarts/what-is-an-apr/">Annual Percentage Rate</a></u>, and it represents how much it costs to borrow money each year—or, in more simple terms, how much interest you’ll be charged for charges on your student credit card that you don’t pay back right away.</div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">2. How it works</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>You will often find introductory offers for 0% APR student credit cards, but these are offers for a <i>limited period of time</i>. After your introductory period, the standard APR will apply to any balance remaining on your card and any new purchases. This is why it’s important to look at the standard APR when you compare credit cards. </p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading2 "> <div class="cf-list__item-element-value cmp-title__text-heading2 ">3. What you need</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent">To apply for a student credit card, students will typically need to provide proof of enrollment (usually a document that confirms your name, the name of your school, and the dates that you’re enrolled there) and <u style="color: #1e71ac;"><a href="https://www.discover.com/credit-cards/card-smarts/student-income-for-credit-card/">income information</a></u>. It’s wise to research and select a card that aligns closely with your financial habits and needs.</div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-dark-blue-background-gradient dark-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-1734685935" class="cmp-title__text">Rewards and benefits designed for college students</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="accordion"> <div class="rewardTabsAccordionWrap singleExpandAccordion accordion"> <div class="benefitAcco-Item active"> <a href="javascript:void(0)" class="benefitAcco-Title"> <span class="tabIcon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-student-dllor-50-50.svg"/> </span> <span class="tabTxt">Spending & Earning</span> <i class="plusSign" id="plus"></i> </a> <div class="benefitAcco-Content active"> <div class="columnWrap d-flex"> <div class="col-1"> <p><b>Generous </b><a href="https://www.discover.com/credit-cards/card-smarts/advantages-of-student-credit-cards/"><b>student rewards</b></a>: Whether you choose the <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html">Discover It<sup>®</sup> Student Cash Back Card</a> or <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html">Discover It<sup>®</sup> Student Chrome Card</a>, you earn cash back on all your purchases.</p> <p><b>Only Discover automatically gives unlimited Cashback Match to all new cardmembers</b>: we’ll match all the cash back you’ve earned at the end of your first <span class='no-break'>year.<sup><a aria-label="3" class="disclosure" data-analytics-label="undefined" data-scrollto="q3" href="javascript:void(0);">3</a></sup></span> You could turn $10 cash back to $20. You could turn $50 cash back to $100. You could turn $100 cash back to $200.</p> <p><b>Redeem any amount, any time. Rewards never expire</b>:<sup><a aria-label="13" class="disclosure" data-analytics-label="undefined" data-scrollto="q13" href="javascript:void(0);">13</a></sup> You can redeem your rewards for cash and in other flexible ways. And $1 cash back = $1 to <span class='no-break'>redeem.<sup><a aria-label="14" class="disclosure" data-analytics-label="undefined" data-scrollto="q14" href="javascript:void(0);">14</a></sup></span></p> </div> <div class="col-2"> <p><b>Get paid when you tell friends</b>: Refer a friend and get a statement credit for each friend who becomes a <span class='no-break'>cardmember.<sup><a aria-label="4" class="disclosure" data-analytics-label="undefined" data-scrollto="q4" href="javascript:void(0);">4</a></sup></span></p> <p><a class="tooltip-disclosure" data-disclosure="st-naf-one" href="#">No Annual Fee</a>: Keep more in your pocket with <a class="tooltip-disclosure" data-disclosure="st-naf" href="#">no annual fee</a>. So, you have more money to spend where it matters.</p> <p><b>Low Introductory APR</b>: Enjoy our low intro APR offers for new cardmembers so you can save on interest.</p> <p><b>Use it where you love to shop</b>: Discover is accepted nationwide by 99% of places that take credit <span class='no-break'>cards.<sup><a aria-label="6" class="disclosure" data-analytics-label="undefined" data-scrollto="q6" href="javascript:void(0);">6</a></sup></span></p> </div> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title"> <span class="tabIcon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-student-alert-50-50.svg"/> </span> <span class="tabTxt">Account Management & Digital Features</span> <i class="plusSign" id="plus"></i> </a> <div class="benefitAcco-Content "> <div class="columnWrap d-flex"> <div class="col-1"> <p><b>Manage your account on the go</b>: Check your balance, make payments, view your transaction history, redeem your rewards, and more on the free Discover app or website.</p> <p><b>FICO Credit Score for free</b>: Once you’ve started building your history for six months you can check on it whenever you want – for free, right from the Discover app. Viewing your Credit Scorecard will never impact your FICO <span class='no-break'>Score.<sup><a aria-label="1" class="disclosure" data-analytics-label="undefined" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> <p><b>Customizable card designs</b>: Let your personality shine with a custom card that’s uniquely you. Choose from 20 different designs when you apply for a student Discover card – and from over 100 once your account is open.</p> </div> <div class="col-2"> <p><b>24/7 Customer Service</b>: Need help or have questions? Customer service is available any time, day or <span class='no-break'>night.<sup><a aria-label="15" class="disclosure" data-analytics-label="undefined" data-scrollto="q15" href="javascript:void(0);">15</a></sup></span></p> <p><b>Email and Text Alerts</b>: You can enable email and text alerts to make it easy to keep tabs on your account. Activate alerts for things like payment due dates or spending limits and we’ll send you notifications to your phone or email.</p> <p><b>Fast, secure mobile login</b>: Discover mobile app users can log in with Touch ID or your 4-digit passcode to see your balance, FICO<sup>®</sup> Credit Score, and more. Or, check your account without logging in using Quick View.</p> <p><a href="https://www.discover.com/credit-cards/member-benefits/mobile/">Learn more about Discover Mobile</a> for iPhone and Android.</p> </div> </div> </div> </div> <div class="benefitAcco-Item "> <a href="javascript:void(0)" class="benefitAcco-Title"> <span class="tabIcon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-student-lock-50-50.svg"/> </span> <span class="tabTxt">Security & Protection</span> <i class="plusSign" id="plus"></i> </a> <div class="benefitAcco-Content "> <div class="columnWrap d-flex"> <div class="col-1"> <p><b>Online Privacy Protection</b>: Discover gives you more control over your personal information online by regularly helping you to remove it from at least 10 people-search sites. It’s free, activate with the Discover <span class='no-break'>app.<sup><a aria-label="10" class="disclosure" data-analytics-label="undefined" data-scrollto="q10" href="javascript:void(0);">10</a></sup></span></p> <p><b>$0 Fraud Liability Guarantee</b>: You’re never held responsible for unauthorized purchases on your Discover <span class='no-break'>Card.<sup><a aria-label="11" class="disclosure" data-analytics-label="undefined" data-scrollto="q11" href="javascript:void(0);">11</a></sup></span></p> </div> <div class="col-2"> <p><b>Free Social Security number alerts</b>: We’ll monitor thousands of Dark Web sites and alert you if we find your Social Security <span class='no-break'>number.<sup><a aria-label="16" class="disclosure" data-analytics-label="undefined" data-scrollto="q16" href="javascript:void(0);">16</a></sup></span> Activate for free.</p> <p><b>Account control at your fingertips</b>: <a href="https://www.discover.com/credit-cards/card-smarts/find-lost-credit-card-discover/">Lost Discover card?</a> Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance <span class='no-break'>transfers.<sup><a aria-label="17" class="disclosure" data-analytics-label="undefined" data-scrollto="q17" href="javascript:void(0);">17</a></sup></span></p> </div> </div> </div> </div> </div> </div> <div class="spacer separator"> <div id="spacer-44139ee87d" class="cmp-spacer theme-dark-blue-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 10px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 10px;"></div> </div> </div> <div class="dfscontainer"> <div class="stylesystemclass"> <div class=" scrolltracking"> <div class='cmp-container__background theme-background'></div> <div class="cmp-container cmp-container__size-2 "> <div class="cmp-container__column cmp-container__column-1"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&ICMPGN=STUDIT_REWARDSANDBENEFITS_APPLY_NOW_BTN" target="_self" data-analytics-label="STUDENT IT: APPLY_NOW_REWARDS AND BENEFITS"> <span class="cmp-button__text"> Apply for Student Cash Back <span class="sr-only"> </span> </span> </a> </div> </div> </div> <div class="cmp-container__column cmp-container__column-2"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange cmp-alignment--center large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&ICMPGN=STUDCHROME_REWARDSANDBENEFITS_APPLY_NOW_BTN" target="_self" data-analytics-label="STUDENT CHROME:APPLY_NOW_REWARDS AND BENEFITS"> <span class="cmp-button__text"> Apply for Student Chrome <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> </div> </div></div> </div> </div> </section> </div> </div> <div class="rawHTML aem-GridColumn aem-GridColumn--default--12"><div class="cmp-rawhtml "> <div><style> #st-naf .tooltip-content__fragment p{ font-family: DiscoverSans-SemiBold; font-size: 12px; font-weight: 400; height: 318.976px; letter-spacing: 1px; line-height: 1.4; } #st-naf-one .tooltip-content__fragment p{ font-family: DiscoverSans-SemiBold; font-size: 12px; font-weight: 400; height: 318.976px; letter-spacing: 1px; line-height: 1.4; } </style> <div class="tooltip-content-wrapper test" style="display:none" id="st-naf"> <div class="tooltip-content"> <button class="tooltip__close-btn" aria-label="Close"></button> <div class="tooltip-content__fragment"> <p><b>Intro purchase APR</b> is <b><span class="product4 introaprrate">0</span>%</b> for <b><span class="product4 introaprduration">6</span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product4 btaprrate">10.99</span>%</b> for <b><span class="product4 btaprduration">6</span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="fw_mon">September 10, 2024</span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product4 purchaseratelowapr">18.24</span>%</b> to <b><span class="product4 purchaseratehighapr">27.24</span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product4 cashrateactual">29.99</span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product4 btfeesrate">3</span>%</b> Intro fee on balances transferred by <b><span class="fw_mon">September 10, 2024</span></b> and up to <b><span class="product4 btstandardfeesrate">5</span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="last_date">May 31, 2024</span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> </div> </div> </div> <div class="tooltip-content-wrapper test" style="display:none" id="st-naf-one"> <div class="tooltip-content"> <button class="tooltip__close-btn" aria-label="Close"></button> <div class="tooltip-content__fragment"> <p><b>Intro purchase APR</b> is <b><span class="product4 introaprrate">0</span>%</b> for <b><span class="product4 introaprduration">6</span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product4 btaprrate">10.99</span>%</b> for <b><span class="product4 btaprduration">6</span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="fw_mon">September 10, 2024</span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product4 purchaseratelowapr">18.24</span>%</b> to <b><span class="product4 purchaseratehighapr">27.24</span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product4 cashrateactual">29.99</span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product4 btfeesrate">3</span>%</b> Intro fee on balances transferred by <b><span class="fw_mon">September 10, 2024</span></b> and up to <b><span class="product4 btstandardfeesrate">5</span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="last_date">May 31, 2024</span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> </div> </div> </div></div> </div> </div> <div class="onecolumntile one-column--medium-2-width cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-2056834193" class="cmp-title__text">Low intro student card APR</h2> </div> <div class="cmp-text "> <p><b><span class="product4 introaprrate">x</span>% Intro APR<sup style="font-size: 14.0px;"><a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX" data-external="true">†</a></sup></b> for <b><span class="product4 introaprduration">x</span></b> months on student credit card purchases. Then<b> <span class="product4 purchaseratelowapr">x</span>% </b>to <b><span class="product4 purchaseratehighapr">x</span>%</b> Standard Variable Purchase APR will apply.</p> <p> </p> <p><b><a aria-label="What's APR?" class="disclosure no-disclosure tooltip-disclosure" data-analytics-label="WHATS APR" data-disclosure="apr-ae077274-b31e-498a-95b7-bfecc65ed2b6" href="javascript:void(0);">What's APR?</a></b></p> <div class="tooltip-content-wrapper test" style="display:none" id="naf-ae077274-b31e-498a-95b7-bfecc65ed2b6"> <div class="tooltip-content"> <button class="tooltip__close-btn" aria-label="Close"></button> <div class="tooltip-content__fragment"> <p><b>Intro purchase APR</b> is <b><span class="product4 introaprrate">x</span>%</b> for <b><span class="product4 introaprduration">x</span> months</b> from date of account opening then the standard purchase APR applies. <b>Intro Balance Transfer APR</b> is <b><span class="product4 btaprrate">x</span>%</b> for <b><span class="product4 btaprduration">x</span> months</b> from date of first transfer, for transfers under this offer that post to your account by <b><span class="fw_mon"></span></b> then the standard purchase APR applies. <b>Standard purchase APR: <span class="product4 purchaseratelowapr">x</span>% </b>to<b> <span class="product4 purchaseratehighapr">x</span>%</b> variable, based on your creditworthiness. <b>Cash APR: <span class="product4 cashrateactual">x</span>%</b> variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. <b>Cash advance fee:</b> Either <b>$10</b> or <b>5%</b> of the amount of each cash advance, whichever is greater. <b>Balance transfer fee: <span class="product4 btfeesrate">x</span>%</b> Intro fee on balances transferred by <b><span class="fw_mon"></span></b> and up to <b><span class="product4 btstandardfeesrate">x</span>%</b> fee for future balance transfers will apply. <b>Annual Fee: None.</b> Rates as of <b><span class="last_date"></span></b>. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.</p> </div> </div> </div> <div class="tooltip-content-wrapper test" style="display:none" id="apr-ae077274-b31e-498a-95b7-bfecc65ed2b6"> <div class="tooltip-content"> <button class="tooltip__close-btn" aria-label="Close"></button> <div class="tooltip-content__fragment"> <p><b>What is APR?</b> An annual percentage rate (APR) is an interest rate that determines the finance charges you pay on your account if you carry a balance or take a balance transfer or cash advance. (Even if a customer pays the balance every month, we will charge interest on balance transfers and cash advances the day they post, so you cannot avoid interest charges for these types of transactions.)</p> </div> </div> </div> </div> <div class="one-column__container__parsys parsys-content"> </div> </div> </section> </div> </div> <div class="twocolumntile cmp-p-75 theme-light-gray-background-gradient dark-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--50-50 two-column--content-right two-column__background theme-background theme-dark-blue-background-gradient border-top-left-radius scrolltracking"> <div class="two-column__image--fullbleed "> <div class="cmp-image "> <div class=" focuspoint" data-lazy="true" data-focus-x="0.13" data-focus-y="0"> <img alt="young woman walking and listening to music through headphones" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-girl-with-headphones-1024-681.png"/> </div> </div> </div> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title--1248746954" class="cmp-title__text">Build your credit <span class='no-break'>history<sup><a aria-label="5" class="disclosure" data-analytics-label="Tooltip:5" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> in college</h2> </div> <div class="cmp-text "> <p>Whether you're brand new or already have some credit history, a student Discover Card lets you earn great rewards while you build credit with responsible <span class='no-break'>use<sup><a aria-label="5" class="disclosure" data-analytics-label="REPORT_GRADES" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span>. This includes making all of your payments on time to your Discover account or any other bills and loans.</p> </div> <div class="parsys-content"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&icmpgn=STUDIT_APPLY_JUMPSTART" target="_self" data-analytics-label="STUDIT_APPLY_JUMPSTART"> <span class="cmp-button__text"> Apply for Student Cash Back <span class="sr-only"> </span> </span> </a> </div> </div> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange large"> <a class="cmp-button " href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&icmpgn=STUDCH_APPLY_JUMPSTART" target="_self" data-analytics-label="STUDCH_APPLY_JUMPSTART"> <span class="cmp-button__text"> Apply for Student Chrome <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="twocolumntile cmp-p-50-0 content-padding-75 two-column--padding-horizontal-none theme-white-background-gradient light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--50-50 two-column--content-left two-column__background theme-background scrolltracking"> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title--644097711" class="cmp-title__text">Manage your account from anywhere</h2> </div> <div class="parsys-content"> <div class="appratings"> <div class="cmp-apprating "> <div class="data-move"> <div class="cmp-apprating__apps"> <div> <a href="https://apps.apple.com/us/app/discover-mobile/id338010821" target="true" data-lazy="true"> <img class="cmp-apprating__image" alt="App Store" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/global/icons/appstore.png"/> </a> <a href="https://play.google.com/store/apps/details?id=com.discoverfinancial.mobile&hl=en_US" target="true" data-lazy="true"> <img class="cmp-apprating__image" alt="Google Play" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/global/icons/googleplay.png"/> </a> </div> </div> </div> </div></div> <div class="text"> <div class="cmp-text "> <p>Use your Discover student login to set alerts, get your free Credit Scorecard with your FICO<sup>®</sup> Credit Score and <span class='no-break'>more<sup><a aria-label="1" class="disclosure" data-analytics-label="FICO_MOBILEAPP" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span> all from your smartphone or tablet.</p> </div> </div> </div> </div> <div class=" two-column__content-half--image "> <div class="parsys-content-two"> </div> <div class="two-column__foreground-image"> <div class="cmp-image "> <div class=" " data-lazy="true"> <img alt="mobile phone displaying Discover app" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-student-it-discover-app-641-642.png"/> </div> </div> </div> <div class="parsys-content"> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="targetcontainer aem-GridColumn aem-GridColumn--default--12"> <div id="target-faq-mobile" class="cmp-target-container cmp--tablet-mobile-show cmp--visibility-override scrolltracking"> <div class="onecolumntile one-column--medium-2-width cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75"> <div class="stylesystemclass"> <section class="one-column scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title--1557335011" class="cmp-title__text">Questions about Student Credit Cards</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="faqlist"> <div class="faq-list faq-list--gradual-reveal faq-list--separated-items " data-faqs-showing="6" data-faqs-to-reveal="6">  <span itemscope itemtype="http://schema.org/FAQPage"> <div class="faq-list__items"> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq1" id="faq-question-1"> <span itemprop="name">How do I choose the best student credit card for me?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq1" role="region" aria-labelledby="faq-question-1" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>As a college student, you may have little or no credit history, so the best credit cards for you will be geared toward students in your situation.  A rewards student credit card, such as <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html">Discover it<sup>®</sup> Student Cash Back Card</a> or <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html">Discover it<sup>®</sup> Chrome for Students</a>, can help you earn cash back on everyday purchases.<br> </p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq2" id="faq-question-2"> <span itemprop="name">Do I need to have a job to apply for a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq2" role="region" aria-labelledby="faq-question-2" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> You don't need a job to apply for a student credit card, but you must show income. For students under 21, there are different rules for what <a href="https://www.discover.com/credit-cards/card-smarts/student-income-for-credit-card/">counts as income</a> than for those 21 and older. </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq3" id="faq-question-3"> <span itemprop="name">How do Discover student credit cards build credit history?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq3" role="region" aria-labelledby="faq-question-3" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Discover reports your credit card account activity to the three major credit bureaus, so you start to develop a record of your financial activity. That’s why Discover <a href="https://www.discover.com/credit-cards/card-smarts/build-credit-as-a-college-student/">student credit cards can help you build your credit</a> with responsible <span class='no-break'>use.<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> (Plus, you earn cash back rewards on every purchase.)</p> <p> </p> <p>It can be a simple process to start building credit. To build your credit responsibly with a student credit card:</p> <p> </p> <p>• Make all payments on time.</p> <p>• Pay your balance in full each month (or, if you can’t, at least pay more than your minimum due each month).</p> <p>• Avoid carrying a balance: you’ll have to pay interest on any purchases or amounts you don’t pay off each month.</p> <p> </p> <p>Things like late payments, failing to pay at all, or other negative activity with your student credit card or other loans in your name could hurt your ability to build credit.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq4" id="faq-question-4"> <span itemprop="name">How do you get a Discover student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq4" role="region" aria-labelledby="faq-question-4" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>When you apply online, here are some of the things you will need when applying online.</p> <p> </p> <ul> <li>Be at least 18 years of age</li> <li>Have a physical  U.S. address</li> <li>Have a Social Security number</li> <li>Provide all the required information requested in your Discover application</li> <li>Show proof of education</li> </ul> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq5" id="faq-question-5"> <span itemprop="name">How old do I have to be to apply for a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq5" role="region" aria-labelledby="faq-question-5" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>You need to be at least 18 to apply for a student credit card and <a href="https://www.discover.com/credit-cards/card-smarts/whats-the-right-age-to-get-a-credit-card/">meet the income requirements</a> for your age, but there's no credit score required to apply for a Discover student credit <span class='no-break'>card.<sup><a aria-label="*" class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span><br> </p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq6" id="faq-question-6"> <span itemprop="name">Why should I get a Discover student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq6" role="region" aria-labelledby="faq-question-6" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Discover student credit cards can help you build your credit <span class='no-break'>history<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> and earn cash back rewards on every purchase.<br> </p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq7" id="faq-question-7"> <span itemprop="name">What’s the difference between a student credit card and a regular credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq7" role="region" aria-labelledby="faq-question-7" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Regular credit cards are typically designed for people with an established credit history. These differ from <a href="https://www.discover.com/credit-cards/card-smarts/should-i-get-a-credit-card-as-a-college-student/">student credit cards</a>, which are designed with students in mind who may have little to no credit and are enrolled in school. It’s common for student credit cards to have a lower credit limit, so students can get started using credit and build credit with responsible <span class='no-break'>use.<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span><br> </p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq8" id="faq-question-8"> <span itemprop="name">How can I increase my credit line on a student credit card?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq8" role="region" aria-labelledby="faq-question-8" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Feel like you're ready to take on more credit? You can apply by requesting an increase online or you can call us at <a href="tel:1-800-347-2683">1-800-DISCOVER</a>.</p> <p> </p> <p>When you graduate, call us to update your personal information, such as your income, housing, e-mail, and address. Updating this information may make you eligible for credit line increases. </p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq9" id="faq-question-9"> <span itemprop="name">Can students apply for a credit card with no credit score?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq9" role="region" aria-labelledby="faq-question-9" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p style="width:102%"><span class="no-break" style="white-space: normal;">No credit score is required to apply for a <span class="no-break" style="white-space: nowrap;"><a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html">Discover it<sup><sup>®</sup></sup> Student credit card</a></span>.<sup><a class="disclosure" data-analytics-label="undefined" data-scrollto="star" href="javascript:void(0);">*</a></sup></span> The Discover it<sup><sup>®</sup></sup> Student credit card can help you build credit with responsible <span class="no-break">use.<sup><a class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span></p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq10" id="faq-question-10"> <span itemprop="name">Does replacing your student credit card affect your credit score if it is lost or stolen ?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq10" role="region" aria-labelledby="faq-question-10" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Although you might need a new student credit card for a number of reasons, simply replacing your credit card if it is lost or stolen won’t affect your credit score. Also, you’re never held responsible for unauthorized purchases on your Discover Card <span class='no-break'>account.<sup><a aria-label="11" class="disclosure" data-analytics-label="undefined" data-scrollto="q11" href="javascript:void(0);">11</a></sup></span></p> </div> </div> </div> </div> </span> </div> <div class="cmp-button--cta cmp-button--cta--transparent-dark"> <button class="cmp-button faq-see-more"> <span class="cmp-button__text">Read more Student Credit Card FAQs</span> </button> </div> </div> </div> </div> </section> </div> </div> </div> </div> <div class="twocolumntile cmp-p-50-0 content-padding-75 theme-yellow-background-gradient light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--50-50 two-column--content-right two-column__background theme-background scrolltracking"> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class=" two-column__content-half--image "> <div class="parsys-content-two"> </div> <div class="two-column__foreground-image"> <div class="cmp-image "> <div class=" " data-lazy="true"> <img alt="Stack of 3 Discover student credit cards" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cash-cat-3cards-661-496.png"/> </div> </div> </div> <div class="parsys-content"> </div> </div> <div class="two-column__content-half"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title-239547185" class="cmp-title__text">Ready to apply for a Discover student credit card?</h2> </div> <div class="cmp-text "> <p>See if you’re pre-approved with no harm to your credit <span class='no-break'>score.<sup><a aria-label="12" class="disclosure" data-analytics-label="undefined" data-scrollto="q12" href="javascript:void(0);">12</a></sup></span></p> </div> <div class="parsys-content"> </div> <div class="two-column__cta-container"> <div class="cmp-button--cta cmp-button--cta--transparent-dark large"> <a class="cmp-button " href="https://www.discovercard.com/application/preapproval/initial?icmpgn=STUDCAT_PREQUAL_READY" target="_self" data-analytics-label="STUDCAT_PREQUAL_READY"> <span class="cmp-button__text"> Find Out if I'm Pre-Approved <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="onecolumntile theme-yellow-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column theme-white-background-gradient border-top-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title-1683856119" class="cmp-title__text">Brush up on credit card basics</h2> </div> <div class="cmp-title theme-background cmp-alignment--left cmp-title_text-subheading-var "> <h4 id="title-33020134" class="cmp-title__text">See our helpful articles on student credit cards below.</h4> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left cf-list--variation-three"> <div class="cf-list scrolltracking">  <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--3-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="How Do I Get a Credit Card? >" class="disclosure no-disclosure" data-analytics-label="CRC:HOW DO I GET A CREDIT CARD" href="https://www.discover.com/credit-cards/card-smarts/whats-the-right-age-to-get-a-credit-card/">How Do I Get a Credit Card? ></a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Learn how to get your first credit card, including what card to apply for and what information you will need to get approved.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="The Complete Guide to Student Credit Cards >" class="disclosure no-disclosure" data-analytics-label="CRC:THE COMPLETE GUIDE TO STUDENT CREDIT CARDS" href="https://www.discover.com/credit-cards/card-smarts/student-credit-cards-guide/">The Complete Guide to Student Credit Cards ></a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>If you’re in school and considering a credit card for students, you probably have a lot of questions. This article will cover everything you need to know about student credit cards.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title cf-list-tile-text-heading-var"> <div class="cf-list__item-element-value cf-list-tile-text-heading-var"><a aria-label="What Do You Need to Know When Managing Your First Credit Card?>" class="disclosure no-disclosure" data-analytics-label="CRC:WHAT DO YOU NEED TO KNOW WHEN MANAGING YOUR FIRST CREDIT CARD" href="https://www.discover.com/credit-cards/card-smarts/first-time-credit-card-user/">What Do You Need to Know When Managing Your First Credit Card?></a></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>The key to happy card membership is to know what you’re doing from the start. 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