CINXE.COM
Good Credit Auto Loans: Lowest Rates and Top Lenders (2024)
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href="https://www.marketwatch.com/guides/business/best-cheap-payroll-services/" class="category-subcategory-link"> Cheapest Payroll Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-payroll-software-for-accountants/" class="category-subcategory-link"> Best Payroll Software For Accountants </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-restaurant-payroll-software/" class="category-subcategory-link"> Best Restaurant Payroll Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/adp-payroll-pricing/" class="category-subcategory-link"> ADP Pricing </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Payroll Service Providers</strong> <div class="category-subcategory-links"> <span 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View all Business resources </a> </div> </div> <div id="mobile-menu-business-501" class="category" data-back-label="Business"> <strong class="category-title">CRM</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">CRM Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-software/" class="category-subcategory-link"> Best CRM Software </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-small-business/" class="category-subcategory-link"> Best CRM for Small Businesss </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-crm-for-real-estate/" class="category-subcategory-link"> Best Real Estate CRM </a> </span> <span class="category-subcategory-link-wrapper"> <a 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href="https://www.marketwatch.com/guides/business/best-trademark-registration-service/" class="category-subcategory-link"> Best Trademark Registration Services </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-florida/" class="category-subcategory-link"> How to Start a Florida LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-california/" class="category-subcategory-link"> How to Start a California LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-texas/" class="category-subcategory-link"> How to Start a Texas LLC </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/start-llc-ohio/" class="category-subcategory-link"> How to Start a Ohio LLC </a> </span> <span 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class="category-subcategory-link"> Sage Accounting Review </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/quicken-accounting-review/" class="category-subcategory-link"> Quicken Accounting Review </a> </span> </div> </div> <a href="https://www.marketwatch.com/guides/business" class="vertical-link"> View all Business resources </a> </div> </div> <div id="mobile-menu-business-503" class="category" data-back-label="Business"> <strong class="category-title">Human Resources</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Human Resources Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/best-peo-services/" class="category-subcategory-link"> Best PEO Services </a> </span> <span class="category-subcategory-link-wrapper"> <a 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We might earn a commission from links in this content. <a href="https://www.marketwatch.com/guides/reviews-team/">Learn More</a></p> </div> </div> <main> <div class="c-article-hero design-6 background-white"> <div class="wrapper"> <div class="c-article-hero-top text-dark"> <nav class="c-breadcrumbs "> <a href="https://www.marketwatch.com">MarketWatch</a> <a href="https://www.marketwatch.com/guides/">Guides</a> <a href="https://www.marketwatch.com/guides/car-loans/">Car Loans</a> </nav> <div class="hero-top-buttons"> <button type="button" class="compliance-disclosure-trigger" aria-controls="modal-compliance-disclosure"> Advertiser Disclosure </button> <div role="dialog" id="modal-compliance-disclosure" class="c-modal modal-compliance-disclosure" aria-modal="true" aria-labelledby="compliance-disclosure-title" > <div class="backdrop" aria-hidden="true" data-modal-close> </div> <div class="box"> <button type="button" class="close" data-modal-close> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="content"> <span id="compliance-disclosure-title" class="title"> Advertiser Disclosure </span> <div class="wysiwyg"><p>MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Good Credit Auto Loans: Lowest Rates and Top Lenders&body=https://www.marketwatch.com/guides/car-loans/good-credit-auto-loans/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="c-article-hero-content text-dark"> <h1>Good Credit Auto Loans: Lowest Rates and Top Lenders</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Oct 11, 2024</span> </span> <div class="text wysiwyg"> The Average Interest Rate on Good Credit Auto Loans Is Around 3.5% For New Car Purchases and 5.4% For Used Car Purchases, but Lower Rates Do Exist</p> </div> </div> </div> </div> <div class="c-article-overview "> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-38x38 size-38x38" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank" class="author-name"> Daniel Robinson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-65x65 size-65x65" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank">Daniel Robinson</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </span> </span> </span> <span class="author-suffix">Writer</span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank" class="author-name"> RaShawn Mitchner </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> <span class="author-suffix">Senior Editor</span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank" class="author-name"> RaShawn Mitchner </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> <span class="author-suffix">Senior Editor</span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated the top auto loan providers</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">24</span> <span class="description"> Providers <span class="description-last-word"> Reviewed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We've reviewed two dozen of the top auto loan providers, from large banks and credit unions such as Chase and PenFed Credit Union to auto loan specialists like AutoPay.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">295</span> <span class="description"> Research <span class="description-last-word"> Hours <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team has spent 295 hours diving into each lender's industry standing, availability, loan details, average rates and customer service.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">950</span> <span class="description"> Reviews <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team analyzed hundreds of reviews to better understand how customers feel about their auto loan providers throughout the entire loan experience.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">925</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We regularly collect data on lenders' loan offerings, including APRs and interest rates, fees and discounts, and minimum and maximum loan terms.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 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11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-good-credit-auto-loans-overview" class=" active" data-text="Good Credit Auto Loans Overview ">Good Credit Auto Loans Overview </a> <a href="#toc-5-top-providers-for-good-credit-auto-loans" class=" " data-text="5 Top Providers for Good Credit Auto Loans">5 Top Providers for Good Credit Auto Loans</a> <a href="#toc-1-myautoloan-best-low-rate-option" class=" " data-text="#1 myAutoloan: Best Low-rate Option">#1 myAutoloan: Best Low-rate Option</a> <a href="#toc-2-consumers-credit-union-most-flexible-terms" class=" " data-text="#2 Consumers Credit Union: Most Flexible Terms">#2 Consumers Credit Union: Most Flexible Terms</a> <a href="#toc-3-autopay-most-well-rounded" class=" " data-text="#3 AutoPay: Most Well-rounded">#3 AutoPay: Most Well-rounded</a> <a href="#toc-4-penfed-credit-union-most-cohesive-process" class=" " data-text="#4 PenFed Credit Union: Most Cohesive Process">#4 PenFed Credit Union: Most Cohesive Process</a> <a href="#toc-5-ilending-most-popular-marketplace" class=" " data-text="#5 iLending: Most Popular Marketplace">#5 iLending: Most Popular Marketplace</a> <a href="#toc-how-to-qualify-for-a-good-credit-auto-loan" class=" " data-text="How To Qualify for a Good Credit Auto Loan">How To Qualify for a Good Credit Auto Loan</a> <a href="#toc-bottom-line-good-credit-auto-loans" class=" " data-text="Bottom Line: Good Credit Auto Loans">Bottom Line: Good Credit Auto Loans</a> <a href="#toc-good-credit-auto-loans-faqs" class=" " data-text="Good Credit Auto Loans: FAQs">Good Credit Auto Loans: FAQs</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <p><span style="font-weight: 400;">Your credit score is the single most influential factor in your car financing interest rates. So, you can expect good credit auto loans to come with some of the lowest rates available. But there’s more to <a href="https://www.marketwatch.com/guides/car-loans/">car loans</a> than just interest rates and annual percentage rates (APRs).</span></p> <p><span style="font-weight: 400;">We at the Guides Auto Team researched which lenders offer the </span><a href="https://www.marketwatch.com/guides/car-loans/best-auto-loan-rates/"><span style="font-weight: 400;">best auto loan rates</span></a><span style="font-weight: 400;"> and </span><a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/"><span style="font-weight: 400;">best auto refinance rates</span></a><span style="font-weight: 400;"> for borrowers with good credit. We name our top five recommendations, as well as explain how your credit score works and how it impacts car loan rates. </span></p> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b418dc17dc-articles"> <span> Related Resources <i></i> </span> </button> <div id="673b418dc17dc-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/" target="_blank" class="article">Best Auto Refinance Companies</a> <a href="https://www.marketwatch.com/guides/car-loans/72-month-auto-loan-rates/" target="_blank" class="article">Best 72-Month Auto Loan Rates</a> <a href="https://www.marketwatch.com/guides/car-loans/car-loan-calculator/" target="_blank" class="article">Car Loan Calculator</a> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/" target="_blank" class="article">Best Auto Refinance Rates</a> <a href="https://www.marketwatch.com/guides/car-loans/how-to-pay-off-your-car-loan-faster/" target="_blank" class="article">How To Pay Off Your Car Loan Faster</a> <a href="https://www.marketwatch.com/guides/car-loans/pay-off-car-loan-early/" target="_blank" class="article">Should I Pay off My Car Loan Early?</a> <a href="https://www.marketwatch.com/guides/car-loans/auto-loan-glossary/" target="_blank" class="article">Complete Auto Loan Glossary: Terms You Should Know (Guide)</a> </div> </div> </section> <p><!-- migrated-intro-and-outro --></p> <figure class="jpp-ct mobile-scrollable " style="--color-primary: #3ba14a; --subtitle-font-size: 24; --subtitle-font-weight: bold; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #f7f7f7" id="215806"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-filter"> <div class="jpp-ct-filter-active-list"></div> <button class="jpp-ct-filter-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M3.9 54.9C10.5 40.9 24.5 32 40 32H472c15.5 0 29.5 8.9 36.1 22.9s4.6 30.5-5.2 42.5L320 320.9V448c0 12.1-6.8 23.2-17.7 28.6s-23.8 4.3-33.5-3l-64-48c-8.1-6-12.8-15.5-12.8-25.6V320.9L9 97.3C-.7 85.4-2.8 68.8 3.9 54.9z" fill="currentColor" /></svg> <span class="jpp-ct-filter-trigger-label" data-label="Add Filter">Add Filter</span> <span class="jpp-ct-filter-trigger-count"></span> </button> <div class="jpp-ct-filter-box"> <span class="jpp-ct-filter-title">Filters</span> <button class="jpp-ct-filter-close"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> </button> <div class="jpp-ct-filter-list"> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Location </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="location" data-label="Location" data-multiple="" data-type="location" data-global="1"> <div> <input id="673b418e3348f-location-state" type="radio" class="custom-checkbox" name="location_type" value="state" checked ><label for="673b418e3348f-location-state"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b418e3348f-location-state">State</label> <select> <option value="" selected>Select a State</option> <option value="AL">Alabama</option> <option value="AK">Alaska</option> <option value="AZ">Arizona</option> <option value="AR">Arkansas</option> <option value="CA">California</option> <option value="CO">Colorado</option> <option value="CT">Connecticut</option> <option value="DE">Delaware</option> <option value="FL">Florida</option> <option value="GA">Georgia</option> <option value="HI">Hawaii</option> <option value="ID">Idaho</option> <option value="IL">Illinois</option> <option value="IN">Indiana</option> <option value="IA">Iowa</option> <option value="KS">Kansas</option> <option value="KY">Kentucky</option> <option value="LA">Louisiana</option> <option value="ME">Maine</option> <option value="MD">Maryland</option> <option value="MA">Massachusetts</option> <option value="MI">Michigan</option> <option value="MN">Minnesota</option> <option value="MS">Mississippi</option> <option value="MO">Missouri</option> <option value="MT">Montana</option> <option value="NE">Nebraska</option> <option value="NV">Nevada</option> <option value="NH">New Hampshire</option> <option value="NJ">New Jersey</option> <option value="NM">New Mexico</option> <option value="NY">New York</option> <option value="NC">North Carolina</option> <option value="ND">North Dakota</option> <option value="OH">Ohio</option> <option value="OK">Oklahoma</option> <option value="OR">Oregon</option> <option value="PA">Pennsylvania</option> <option value="RI">Rhode Island</option> <option value="SC">South Carolina</option> <option value="SD">South Dakota</option> <option value="TN">Tennessee</option> <option value="TX">Texas</option> <option value="UT">Utah</option> <option value="VT">Vermont</option> <option value="VA">Virginia</option> <option value="WA">Washington</option> <option value="DC">Washington, DC</option> <option value="WV">West Virginia</option> <option value="WI">Wisconsin</option> <option value="WY">Wyoming</option> </select> </span> </div> <div> <input id="673b418e3348f-location-zip-code" type="radio" class="custom-checkbox" name="location_type" value="zip-code" ><label for="673b418e3348f-location-zip-code"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b418e3348f-location-zip-code">Zip Code</label> <input type="text" class="jpp-ct-zip-code-input"> </span> </div> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Loan Term (Months) </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="loan_term" data-label="Loan Term (Months)" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="12 - 36"> <label>12 – 36</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="36 - 60"> <label>36 – 60</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="60 - 84"> <label>60 – 84</label> </span> <span class="jpp-ct-filter-option custom" data-max="84"> <input id="673b418e3348f-loan_term-custom" type="checkbox" class="custom-checkbox" name="loan_term" value="12-84"><label for="673b418e3348f-loan_term-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b418e3348f-loan_term-custom">Custom Range:</label> <span class="range" contenteditable="true">12-84 </span> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Min. Credit Score </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="minimum_credit_score" data-label="Min. Credit Score" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="300 - 426"> <label>300 – 426</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="426 - 554"> <label>426 – 554</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="554 - 680"> <label>554 – 680</label> </span> <span class="jpp-ct-filter-option custom" data-max="680"> <input id="673b418e3348f-minimum_credit_score-custom" type="checkbox" class="custom-checkbox" name="minimum_credit_score" value="300-680"><label for="673b418e3348f-minimum_credit_score-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b418e3348f-minimum_credit_score-custom">Custom Range:</label> <span class="range" contenteditable="true">300-680 </span> </div> </div> </div> </div> </div> </div> <div class="jpp-ct-list"> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com New & Used" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com New & Used" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com New & Used" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com New & Used</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Auto Approve" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="51" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAAzAQAAAAAF8QgiAAAAAnRSTlMAAHaTzTgAAAAXSURBVDjLY2AYBaNgFIyCUTAKRsGQBAAHxQAByLcLJwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Auto Approve" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" data-eio-rwidth="300" data-eio-rheight="51" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png.webp" /><noscript><img decoding="async" width="300" height="51" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" class="attachment-full size-full" alt="Auto Approve" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Auto Approve</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Gravity Lending" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="280" height="66" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAARgAAABCAQAAAACkl/QEAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjH7cExAQAAAMKg9U9tB2+gAAB4DAlIAAH0YzpYAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Gravity Lending" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" data-eio-rwidth="280" data-eio-rheight="66" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png.webp" /><noscript><img decoding="async" width="280" height="66" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" class="attachment-full size-full" alt="Gravity Lending" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Gravity Lending</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="CarsDirect" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1018" height="202" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA/oAAADKAQAAAAA9DwY8AAAAAnRSTlMAAHaTzTgAAAAvSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAvBtlygABP7rbmwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="CarsDirect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" data-sizes="auto" data-eio-rwidth="1018" data-eio-rheight="202" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg.webp 768w" /><noscript><img decoding="async" width="1018" height="202" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" class="attachment-full size-full" alt="CarsDirect" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" sizes="(max-width: 1018px) 100vw, 1018px" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">CarsDirect</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New Car Loan" data-numerical="">New Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="0.00" data-numerical="1">0.00</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="300" data-numerical="1">300</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Caribou" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="342" height="147" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAVYAAACTAQAAAAD9hgydAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U/tbwagAAAAAAAAeAMZRAABWuo84AAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Caribou" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" data-sizes="auto" data-eio-rwidth="342" data-eio-rheight="147" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png.webp 300w" /><noscript><img decoding="async" width="342" height="147" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" class="attachment-full size-full" alt="Caribou" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" sizes="(max-width: 342px) 100vw, 342px" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Caribou</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> <figcaption class="jpp-ct-caption">*All APR figures last updated on 7/23/2024 – please check partner site for latest details. Rate may vary based on credit score, credit history and loan term.</figcaption> </figure> <p><!-- migrated-why-trust-us-widgets --></p> <p>Learn more about our <a href="https://www.marketwatch.com/guides/car-loans/car-loans-review-methodology/" target="_blank" rel="noopener">methodology</a> and <a href="https://www.marketwatch.com/guides/editorial-guidelines/" target="_blank" rel="noreferrer noopener">editorial guidelines</a>.</p> <h2 class="wp-block-heading" id="toc-good-credit-auto-loans-overview">Good Credit Auto Loans Overview </h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Lenders place ranges of credit scores in different credit categories, often called credit bands. You may have heard of terms like “poor” or “excellent” — or even “prime” or “subprime” — used to describe credit categories. While “good credit” can refer to a healthy credit score in general, it also refers to a specific range of credit scores.</span></p> <p><span style="font-weight: 400;">There are two credit rating systems: FICO and VantageScore. Their credit ranges differ slightly, but most lenders consider a borrower’s FICO score.</span></p> <p><span style="font-weight: 400;">FICO breaks its credit categories down as follows:</span></p> <ul> <li><b>Exceptional</b><span style="font-weight: 400;">: 800-850</span></li> <li><b>Very good</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">740-799</span></li> <li><b>Good</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">670-739</span></li> <li><b>Fair</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">580-669</span></li> <li><b>Poor</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">300-579</span></li> </ul> <p><span style="font-weight: 400;">Your credit score is one of the main factors used to determine your interest rate. Typically, the lower your credit score, the higher your interest rate. Good credit auto loans come with some of the lowest rates available because a good credit score indicates a low risk of missing car payments or defaulting on a loan.</span></p> <h3 class="wp-block-heading subheading">What Is the Average Rate for Good Credit Auto Loans?</h3> <p><span style="font-weight: 400;">According to data from the </span><a href="https://www.experian.com/content/dam/noindex/na/us/automotive/finance-trends/2021/q4-2021-experian-state-of-auto-finance.pdf"><span style="font-weight: 400;">Q4 2021 Experian State of the Automotive Finance Market</span></a><span style="font-weight: 400;"> report, the average interest rate for good credit auto loans is around 3.5% for new car purchases and 5.4% for used vehicle purchases. The table below shows the average </span><a href="https://www.marketwatch.com/guides/car-loans/auto-loan-interest-rates-by-credit-score/"><span style="font-weight: 400;">car loan rates by credit score</span></a><span style="font-weight: 400;">.</span></p> </div></div> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Credit Score</th><th>Average Interest Rate: New Car Loan</th><th>Average Interest Rate: Used Car Loan</th></tr></thead><tbody><tr><td>781-850</td><td>2.47%</td><td>3.61%</td></tr><tr class="even"><td>661-780</td><td>3.51%</td><td>5.38%</td></tr><tr><td>601-660</td><td>6.07%</td><td>9.80%</td></tr><tr class="even"><td>501-600</td><td>9.41%</td><td>15.96%</td></tr><tr><td>300-500</td><td>12.53%</td><td>19.87%</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <h3 class="wp-block-heading subheading">Annual Percentage Rate vs. Interest Rate</h3> <p>You may have seen the terms annual percentage rate (APR) and interest rate used in similar ways. While they are related, they differ slightly. Your interest rate is the rate the lender charges you to borrow the money. The APR also includes other costs and fees that come with a loan.</p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-5-top-providers-for-good-credit-auto-loans">5 Top Providers for Good Credit Auto Loans</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">In the competitive world of vehicle loans, providers specialize in helping different kinds of borrowers find auto financing. According to our research, these providers are the top options for good credit auto loans.</span></p> </div></div> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Lender</th><th>Starting APR*</th><th>Award</th><th>Overall Rating</th></tr></thead><tbody><tr><td>myAutoloan</td><td>6.99%</td><td>Best Low-rate Option</td><td>9.2</td></tr><tr class="even"><td>Consumers Credit Union</td><td>5.99%</td><td>Most Flexible Terms</td><td>9.1</td></tr><tr><td>AutoPay</td><td>5.69%</td><td>Most Well-rounded</td><td>9.1</td></tr><tr class="even"><td>PenFed Credit Union</td><td>4.74%</td><td>Most Cohesive Process</td><td>9</td></tr><tr><td>iLending</td><td>Varies</td><td>Most Popular Marketplace</td><td>8.9</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.2 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><em><span style="font-weight: 400;">*Rates as of 9/15/22. These rates may include an autopay discount.</span></em></p> <p><em><span style="font-weight: 400;">Ratings shown are based on our overall study but may not reflect a provider’s rating for good credit auto loans. For this guide, we ranked providers based on their favorability for borrowers with good credit.</span></em></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-1-myautoloan-best-low-rate-option">#1 myAutoloan: Best Low-rate Option</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><b>Starting APR</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">6.99%</span><br> <b>Loan amounts</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">$8,000 to $100,000 ($5,000 minimum for refinance)</span><br> <b>Loan terms</b><span style="font-weight: 400;">: 12 to 84 months</span><br> <b>Availability</b><span style="font-weight: 400;">: 48 states (not available in Alaska or Hawaii)</span><br> <b>Minimum credit score</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">575</span></p> <p><span style="font-weight: 400;">Rather than a direct lender, myAutoloan is a car loan marketplace. To use it, you enter your information into the website and wait for online lenders to contact you. This lets you conveniently compare offers from multiple lenders without filling out multiple loan applications.</span></p> <p><span style="font-weight: 400;">Borrowers with good credit have access to rates as low as 6.99% for new car loans. The $8,000 minimum purchase loan and $5,000 minimum for refinancing are on the high side for the industry. While these amounts are suitable for a wide range of vehicles, they rule out people looking for an inexpensive used auto and those who want to put down a large percentage of the purchase price.</span></p> <p><span style="font-weight: 400;">Keep reading: </span><a href="https://www.marketwatch.com/guides/car-loans/myautoloan/"><span style="font-weight: 400;">myAutoloan review</span></a></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-2-consumers-credit-union-most-flexible-terms">#2 Consumers Credit Union: Most Flexible Terms</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><b>Starting APR</b><span style="font-weight: 400;">: 5.99%</span><br> <b>Loan amounts</b><span style="font-weight: 400;">: No min/max</span><br> <b>Loan terms</b><span style="font-weight: 400;">: Up to 84 months</span><br> <b>Availability</b><span style="font-weight: 400;">: All 50 states</span><br> <b>Minimum credit score</b><span style="font-weight: 400;">: 640</span></p> <p><span style="font-weight: 400;">If you have good credit and want a loan with lots of flexibility, Consumers Credit Union is one of the best options available. Starting APRs are as low as 5.99%, ranking among some of the lowest rates in the auto loan industry. There are no minimum or maximum loan amounts and loan terms range from anywhere up to 84 months, making this company the most flexible option for auto loans.</span></p> <p><span style="font-weight: 400;">Consumers Credit Union is available in all 50 states and has both online banking and in-person locations, making this one of the more readily-available auto loan companies in the nation. There is no application fee, but you must be a member of the credit union to apply. To complete the online application process, simply pay the one-time $5.00 membership fee and fill out a short form.</span></p> <p>Keep reading: <a href="https://www.marketwatch.com/guides/car-loans/consumers-credit-union-auto-loans/">Consumers Credit Union review</a></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-3-autopay-most-well-rounded">#3 AutoPay: Most Well-rounded</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><b>Starting APR</b><span style="font-weight: 400;">: 5.69%</span><br> <b>Loan amounts</b><span style="font-weight: 400;">: $2,500-$100,000</span><br> <b>Loan terms</b><span style="font-weight: 400;">: 24 to 84 months</span><br> <b>Availability</b><span style="font-weight: 400;">: All 50 states</span><br> <b>Minimum credit score</b><span style="font-weight: 400;">: 575</span></p> <p><span style="font-weight: 400;">AutoPay offers a wide range of auto loan amounts. With starting APRs of 5.69%, the company offers low rates even for those who might not be in the best position to receive auto loans from other top companies in the industry. </span></p> <p><span style="font-weight: 400;">The company holds a good reputation with customers, boasting an </span><a href="https://www.bbb.org/us/co/denver/profile/loan-servicing/ac-auto-pay-1296-90133526"><span style="font-weight: 400;">A+ rating</span></a><span style="font-weight: 400;"> from the Better Business Bureau (BBB) as well as a 4.58 customer rating. AutoPay will make sure customers get affordable auto loans despite their credit score, while also maintaining a strong relationship with them in the process. This is a good option for those looking for cheaper access to auto loans and a company that will give its customers peace of mind.</span></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-4-penfed-credit-union-most-cohesive-process">#4 PenFed Credit Union: Most Cohesive Process</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><b>Starting APR</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">4.74%</span><br> <b>Loan amounts</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">$500 to $150,000</span><br> <b>Loan terms</b><span style="font-weight: 400;">: 36 to 84 months</span><br> <b>Availability</b><span style="font-weight: 400;">: 50 states</span><br> <b>Minimum credit score</b><span style="font-weight: 400;">: 610</span></p> <p><span style="font-weight: 400;">If you have good credit and are looking for low rates, it’s worth considering Pentagon Federal Credit Union — otherwise known as PenFed. The organization often offers some of the lowest APRs, with current rates starting at 4.74% for good credit auto loans for new vehicles. PenFed’s $500 minimum loan amount also offers a little more flexibility than some auto lenders.</span></p> <p><span style="font-weight: 400;">However, since PenFed is a credit union and not a commercial bank, you’ll need to be a member to access its auto loans. The credit union was originally open only to federal employees and members of the military, but now you simply need to make a donation to one of several charitable organizations to become a member.</span></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-5-ilending-most-popular-marketplace">#5 iLending: Most Popular Marketplace</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><b>Starting APR</b><span style="font-weight: 400;">: </span>Varies<br> <b>Loan amounts</b><span style="font-weight: 400;">: Varies</span><br> <b>Loan terms</b><span style="font-weight: 400;">: Varies</span><br> <b>Availability</b><span style="font-weight: 400;">: All 50 states</span><br> <b>Minimum credit score</b><span style="font-weight: 400;">: 560</span></p> <p><span style="font-weight: 400;">iLending is another well-rounded company that offers low starting APRs and also gives an opportunity for those with lower credit scores to get an auto loan. The company is available in all 50 states and also has in-person locations around the country, making access to securing an auto loan easier than ever.</span></p> <p><span style="font-weight: 400;">One thing to keep in mind, however, is that the cost of a loan and how long that loan term is can vary depending on a number of factors, including credit score, income, and debt. While iLending has a lot to offer, that does not mean that every customer will have low rates on their auto loans. Yet overall, iLending can provide customers with affordable auto loan rates that they may not have access to elsewhere.</span></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-how-to-qualify-for-a-good-credit-auto-loan">How To Qualify for a Good Credit Auto Loan</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>If you want to qualify for a good credit auto loan, you’ll need to have a credit score of at least 661. You’ll also need to have a reliable source of income, like regular employment or income from social security. While other factors affect your interest rate, you’ll need at least the minimum score to access rates for good credit at a bank, credit union, dealership or other financial institution.</p> <h3 class="wp-block-heading subheading">Factors Affecting Your Credit Score</h3> <p><span style="font-weight: 400;">Your credit score is determined by several factors related to your financial history and current account status, including:</span></p> <ul> <li><b>Payment history</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Missing a payment can lower your credit score. The penalties increase if you miss multiple consecutive payments.</span></li> <li><b>Account utilization</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Your utilization rate is the amount of available credit you’re currently using. Using too high a percentage of your credit can cause your score to drop.</span></li> <li><b>Credit mix</b><span style="font-weight: 400;">: Having a diverse mix of credit accounts, like credit cards, mortgages, student loans and <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/" data-type="link" data-id="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/">personal loans</a> can improve your credit score. </span></li> <li><b>Account history</b><span style="font-weight: 400;">: Your credit score takes into account the age of your oldest credit account, the age of your newest credit account and the average age of all your accounts. Generally, the older your accounts, the better your credit score.</span></li> <li><b>Credit inquiries</b>: Hard credit checks, like the ones used when you apply for auto loans, will temporarily lower your credit score. However, applying for several of the same types of loans in a short period of time has the same impact on your credit score as applying for just one, so it makes sense to shop around.</li> </ul> <h3 class="wp-block-heading subheading">How To Improve Your Credit Score</h3> <p><span style="font-weight: 400;">If your credit score is a 660 or lower, you won’t be able to get a good credit auto loan. But that doesn’t mean you can’t get one in the future. There are no overnight fixes for your credit score — <a href="https://www.marketwatch.com/guides/car-loans/how-to-increase-your-credit-score/" target="_blank" rel="noreferrer noopener">improving poor credit</a> can take a long time. But as you can see from the table above, it’s worth it for the difference in interest rates. </span></p> <p><span style="font-weight: 400;">Here are a few things you can do that may improve your credit score: </span></p> <ul> <li><b>Pay off debt</b><span style="font-weight: 400;">: If you have the ability to pay off any revolving debt — especially high-interest debt — pay what you can. First, however, make sure you won’t encounter any early payment or prepayment penalties. Lowering the amount of available credit you’re using is one of the faster ways to boost your credit score.</span></li> <li><b>Ask for a credit limit increase</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">The other side of the credit utilization ratio is the amount of credit you have available to you. If you think you’re in a good position to increase your credit limits without spending more, you can decrease the percentage of your credit that you’re using. </span></li> <li><b></b><b>Keep making payments</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">At the very least, continue making your minimum monthly payments on time. Your payment history is one of the single most important factors in your credit history. A history of regular loan payments on your credit report will eventually bring your score up.</span></li> </ul> <h3 class="wp-block-heading subheading">Other Ways To Lower Your Interest Rate</h3> <p><span style="font-weight: 400;">Improving bad credit isn’t the only way to get lower interest rates. There are a few other things you can do to help get more competitive rates on a car loan:</span></p> <ul> <li><b>Get a shorter term</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">Longer car loan terms, like <a href="https://www.marketwatch.com/guides/car-loans/84-month-auto-loan/">84 months</a>, generally come with higher interest rates. If you can afford higher monthly payments, consider a shorter loan term.</span></li> <li><b>Get a discount</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">There aren’t a huge number of rate discounts when it comes to auto loans, but there are some. Many lenders offer a discount for signing up for automatic payments, usually around 0.5%. </span></li> <li><b>Make a larger down payment</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">One factor in your interest rate is the loan-to-value (LTV) ratio. This is how much you are borrowing compared to the value of the vehicle. Making a bigger down payment will lower your LTV ratio and could lower your interest rate too.</span></li> <li><b>Bargain down the sales price</b><span style="font-weight: 400;">:</span> <span style="font-weight: 400;">You can also lower the LTV ratio by reducing the purchase price of the vehicle. Car dealers typically have some wiggle room on prices, so you may be able to negotiate a lower sales price. </span></li> <li><b>Get a co-signer</b>: If you have a family member or friend who would qualify for a good credit auto loan, you can see if they are willing to co-sign an auto loan with you. When you have a co-signer, you “piggyback” on their credit, which may help you find better rates. This is a sensitive situation, so be cautious who you ask.</li> </ul> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-bottom-line-good-credit-auto-loans">Bottom Line: Good Credit Auto Loans</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>People with credit scores of 661 or above have access to good credit auto loans and the low rates that come with them. Borrowers with high credit scores generally have plenty of loan options to choose from.</p> <p>If your credit score is lower, you can work to improve it. But in the meantime, there are other ways to try to lower your auto loan interest rates.</p> <p>No matter your credit score, it’s important to shop around. You’ll most likely get different rates from each lender. Getting loan offers online is a quick and easy way to compare lenders and see which offers the best car loan deal for you.</p> </div></div> <figure class="jpp-ct mobile-scrollable " style="--color-primary: #3ba14a; --subtitle-font-size: 24; --subtitle-font-weight: bold; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #f7f7f7" id="215806"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-filter"> <div class="jpp-ct-filter-active-list"></div> <button class="jpp-ct-filter-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M3.9 54.9C10.5 40.9 24.5 32 40 32H472c15.5 0 29.5 8.9 36.1 22.9s4.6 30.5-5.2 42.5L320 320.9V448c0 12.1-6.8 23.2-17.7 28.6s-23.8 4.3-33.5-3l-64-48c-8.1-6-12.8-15.5-12.8-25.6V320.9L9 97.3C-.7 85.4-2.8 68.8 3.9 54.9z" fill="currentColor" /></svg> <span class="jpp-ct-filter-trigger-label" data-label="Add Filter">Add Filter</span> <span class="jpp-ct-filter-trigger-count"></span> </button> <div class="jpp-ct-filter-box"> <span class="jpp-ct-filter-title">Filters</span> <button class="jpp-ct-filter-close"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> </button> <div class="jpp-ct-filter-list"> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Location </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="location" data-label="Location" data-multiple="" data-type="location" data-global="1"> <div> <input id="673b418e480e8-location-state" type="radio" class="custom-checkbox" name="location_type" value="state" checked ><label for="673b418e480e8-location-state"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b418e480e8-location-state">State</label> <select> <option value="" selected>Select a State</option> <option value="AL">Alabama</option> <option value="AK">Alaska</option> <option value="AZ">Arizona</option> <option value="AR">Arkansas</option> <option value="CA">California</option> <option value="CO">Colorado</option> <option value="CT">Connecticut</option> <option value="DE">Delaware</option> <option value="FL">Florida</option> <option value="GA">Georgia</option> <option value="HI">Hawaii</option> <option value="ID">Idaho</option> <option value="IL">Illinois</option> <option value="IN">Indiana</option> <option value="IA">Iowa</option> <option value="KS">Kansas</option> <option value="KY">Kentucky</option> <option value="LA">Louisiana</option> <option value="ME">Maine</option> <option value="MD">Maryland</option> <option value="MA">Massachusetts</option> <option value="MI">Michigan</option> <option value="MN">Minnesota</option> <option value="MS">Mississippi</option> <option value="MO">Missouri</option> <option value="MT">Montana</option> <option value="NE">Nebraska</option> <option value="NV">Nevada</option> <option value="NH">New Hampshire</option> <option value="NJ">New Jersey</option> <option value="NM">New Mexico</option> <option value="NY">New York</option> <option value="NC">North Carolina</option> <option value="ND">North Dakota</option> <option value="OH">Ohio</option> <option value="OK">Oklahoma</option> <option value="OR">Oregon</option> <option value="PA">Pennsylvania</option> <option value="RI">Rhode Island</option> <option value="SC">South Carolina</option> <option value="SD">South Dakota</option> <option value="TN">Tennessee</option> <option value="TX">Texas</option> <option value="UT">Utah</option> <option value="VT">Vermont</option> <option value="VA">Virginia</option> <option value="WA">Washington</option> <option value="DC">Washington, DC</option> <option value="WV">West Virginia</option> <option value="WI">Wisconsin</option> <option value="WY">Wyoming</option> </select> </span> </div> <div> <input id="673b418e480e8-location-zip-code" type="radio" class="custom-checkbox" name="location_type" value="zip-code" ><label for="673b418e480e8-location-zip-code"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b418e480e8-location-zip-code">Zip Code</label> <input type="text" class="jpp-ct-zip-code-input"> </span> </div> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Loan Term (Months) </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="loan_term" data-label="Loan Term (Months)" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="12 - 36"> <label>12 – 36</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="36 - 60"> <label>36 – 60</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="60 - 84"> <label>60 – 84</label> </span> <span class="jpp-ct-filter-option custom" data-max="84"> <input id="673b418e480e8-loan_term-custom" type="checkbox" class="custom-checkbox" name="loan_term" value="12-84"><label for="673b418e480e8-loan_term-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b418e480e8-loan_term-custom">Custom Range:</label> <span class="range" contenteditable="true">12-84 </span> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Min. Credit Score </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="minimum_credit_score" data-label="Min. Credit Score" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="300 - 426"> <label>300 – 426</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="426 - 554"> <label>426 – 554</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="554 - 680"> <label>554 – 680</label> </span> <span class="jpp-ct-filter-option custom" data-max="680"> <input id="673b418e480e8-minimum_credit_score-custom" type="checkbox" class="custom-checkbox" name="minimum_credit_score" value="300-680"><label for="673b418e480e8-minimum_credit_score-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b418e480e8-minimum_credit_score-custom">Custom Range:</label> <span class="range" contenteditable="true">300-680 </span> </div> </div> </div> </div> </div> </div> <div class="jpp-ct-list"> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com - Refinance" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com - Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com New & Used" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com New & Used" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com New & Used" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com New & Used</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Auto Approve" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="51" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAAzAQAAAAAF8QgiAAAAAnRSTlMAAHaTzTgAAAAXSURBVDjLY2AYBaNgFIyCUTAKRsGQBAAHxQAByLcLJwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Auto Approve" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" data-eio-rwidth="300" data-eio-rheight="51" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png.webp" /><noscript><img decoding="async" width="300" height="51" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" class="attachment-full size-full" alt="Auto Approve" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Auto Approve</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Gravity Lending" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="280" height="66" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAARgAAABCAQAAAACkl/QEAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjH7cExAQAAAMKg9U9tB2+gAAB4DAlIAAH0YzpYAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Gravity Lending" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" data-eio-rwidth="280" data-eio-rheight="66" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png.webp" /><noscript><img decoding="async" width="280" height="66" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" class="attachment-full size-full" alt="Gravity Lending" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Gravity Lending</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="CarsDirect" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1018" height="202" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA/oAAADKAQAAAAA9DwY8AAAAAnRSTlMAAHaTzTgAAAAvSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAvBtlygABP7rbmwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="CarsDirect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" data-sizes="auto" data-eio-rwidth="1018" data-eio-rheight="202" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg.webp 768w" /><noscript><img decoding="async" width="1018" height="202" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" class="attachment-full size-full" alt="CarsDirect" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" sizes="(max-width: 1018px) 100vw, 1018px" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">CarsDirect</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New Car Loan" data-numerical="">New Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="0.00" data-numerical="1">0.00</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="300" data-numerical="1">300</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com New & Used" data-states-not-covered="" data-index="2"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com New & Used" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com New & Used" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com New & Used</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Auto Approve" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="51" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAAzAQAAAAAF8QgiAAAAAnRSTlMAAHaTzTgAAAAXSURBVDjLY2AYBaNgFIyCUTAKRsGQBAAHxQAByLcLJwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Auto Approve" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" data-eio-rwidth="300" data-eio-rheight="51" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png.webp" /><noscript><img decoding="async" width="300" height="51" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" class="attachment-full size-full" alt="Auto Approve" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Auto Approve</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Gravity Lending" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="280" height="66" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAARgAAABCAQAAAACkl/QEAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjH7cExAQAAAMKg9U9tB2+gAAB4DAlIAAH0YzpYAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Gravity Lending" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" data-eio-rwidth="280" data-eio-rheight="66" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png.webp" /><noscript><img decoding="async" width="280" height="66" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" class="attachment-full size-full" alt="Gravity Lending" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Gravity Lending</a> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-c" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_good-credit-auto-loans-mw-c_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> <figcaption class="jpp-ct-caption">*All APR figures last updated on 7/23/2024 – please check partner site for latest details. Rate may vary based on credit score, credit history and loan term.</figcaption> </figure> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <section class="b-accordion" id="toc-good-credit-auto-loans-faqs"> <div class="wrapper"> <h2 class="heading">Good Credit Auto Loans: FAQs</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b418e55d8d-accordion-content-0" id="673b418e55d8d-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">What is a good credit score to buy a car?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b418e55d8d-accordion-content-0" role="region" aria-labelledby="673b418e55d8d-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p>In financial terms, a credit score of 661 or above is considered a good credit score. Higher scores typically get better rates, but you can get an auto loan with almost any credit score.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b418e55d8d-accordion-content-1" id="673b418e55d8d-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">What credit score do you need to buy a $40,000 car?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b418e55d8d-accordion-content-1" role="region" aria-labelledby="673b418e55d8d-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p>Your purchase budget depends primarily on your income and the amount you pay in debt payments each month. You can buy a $40,000 car with a low credit score, but the lower your credit score is, the higher your interest rate will be.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b418e55d8d-accordion-content-2" id="673b418e55d8d-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Can I get a car loan with a 700 credit score?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b418e55d8d-accordion-content-2" role="region" aria-labelledby="673b418e55d8d-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p>A 700 credit score qualifies as good credit, which means you can <a href="https://www.marketwatch.com/guides/car-loans/how-to-finance-a-car/">get a car loan</a> fairly easily and will have access to relatively low interest rates. The average car loan interest rate for borrowers with a 700 credit score is around 3.5% for new cars and 5.4% for used cars.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b418e55d8d-accordion-content-3" id="673b418e55d8d-accordion-trigger-3"> <span> <h3 class="accordion-trigger-text">Is prequalification the same as preapproval?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b418e55d8d-accordion-content-3" role="region" aria-labelledby="673b418e55d8d-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400">Prequalification is similar to </span><a href="https://www.marketwatch.com/guides/car-loans/pre-approved-car-loan/"><span style="font-weight: 400">preapproval</span></a><span style="font-weight: 400">, but it’s not exactly the same. Prequalification doesn’t require a hard credit check and doesn’t guarantee a loan. A preapproval is a much more firm commitment from the lender and, in most cases, guarantees financing. </span></p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h3 class="wp-block-heading subheading" id="toc-our-methodology">Our Methodology</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best auto loan companies. We collected data on dozens of loan providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.</span></p> <p><span style="font-weight: 400;">Here are the factors our ratings take into account:</span></p> <ul> <li><b>Reputation (25% of total score)</b><span style="font-weight: 400;">: Our research team considered ratings from industry experts and each lender’s years in business when giving this score.</span></li> <li><b>Rates (25% of total score)</b><span style="font-weight: 400;">: Auto loan providers with low APRs and high loan amounts scored highest in this category.</span></li> <li><b>Availability (25% of total score)</b><span style="font-weight: 400;">: Companies that cover a variety of circumstances are more likely to meet consumer needs.</span></li> <li><b>Customer Experience (25% of total score)</b><span style="font-weight: 400;">: This score is based on customer satisfaction ratings and transparency. We also considered the responsiveness and helpfulness of each lender’s customer service team.</span></li> </ul> <p><em><span style="font-weight: 400;">*Data accurate at time of publication.</span></em></p> <p><em><span style="font-weight: 400;">**Your loan terms, including APR, may differ based on loan purpose, amount, term length and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.</span></em></p> <p><em><span style="font-weight: 400;">***Payment example: Monthly payments for a $10,000 loan at 5.95% APR with a term of 3 years would result in 36 monthly payments of $303.99.</span></em></p> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Good Credit Auto Loans: Lowest Rates and Top Lenders&body=https://www.marketwatch.com/guides/car-loans/good-credit-auto-loans/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-2"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-50x50 size-50x50" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <div> <span class="author-name">Daniel Robinson</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/daniel-robinson/"> Learn more about Daniel Robinson </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <div> <span class="author-name">RaShawn Mitchner</span> <span class="author-roles">Senior Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. 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