PYMNTS.com | Breaking News, Trends and Analysis

<!DOCTYPE html> <html lang="en-US"> <head> <title>PYMNTS.com | Breaking News, Trends and Analysis</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta http-equiv="X-UA-Compatible" content="ie=edge" /> <meta name="google-site-verification" content="ywo6cX-b4noB6WSEkiQRbhTNBsV3oDtuR2vuG7rh8Xs" /> <meta name="msapplication-TileImage" content="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-270.jpg" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-32x32-1.png" sizes="32x32" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/android-chrome-192x192-1.png" sizes="192x192" /> <link rel="apple-touch-icon-precomposed" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-180.jpg" /> <script src="https://www.google.com/recaptcha/api.js?render=6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI"></script> <link rel="alternate" type="application/rss+xml" title="RSS 2.0" href="https://www.pymnts.com/feed/" /> <link rel="alternate" type="text/xml" title="RSS .92" href="https://www.pymnts.com/feed/rss/" /> <link rel="alternate" type="application/atom+xml" title="Atom 0.3" href="https://www.pymnts.com/feed/atom/" /> <link rel="pingback" href="https://www.pymnts.com/xmlrpc.php" /> <link rel="dns-prefetch" href="https://www.google.com"> <link rel="dns-prefetch" href="https://stats.g.doubleclick.net"> <link rel="dns-prefetch" href="https://googleads.g.doubleclick.net"> <link rel="dns-prefetch" href="https://fonts.gstatic.com"> <link rel="dns-prefetch" href="https://www.google-analytics.com"> <link rel="preload" as="script" href="/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js" /> <link rel="preload" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> </script> <link rel="preload" as="script" href="https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10" /> <script src='https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10' type='text/javascript' async></script> <script type="text/javascript" src="https://www.pymnts.com/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?92"> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css"> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@300;400;500;700&display=swap" rel="stylesheet">  <script> if ('serviceWorker' in navigator) { navigator.serviceWorker.getRegistrations().then(function(registrations) { for (let registration of registrations) { registration.unregister() } }).catch(function(err) { console.log('Service Worker registration failed: ', err); }); } </script> </script> <noscript>  <style> .lazyload { display: none; } </style> </noscript> <script> // ST vendor var tag = { "options": { "customerId": "067919d33ae6486b1e5a249a7b40663c" } }; window.addEventListener("load", function() { console.info("ST loaded"); if (tag.isCustom) { jQuery(function($) { Sailthru.init({ customerId: tag.options.customerId, isCustom: true, autoTrackPageview: tag.options.autoTrackPageview, useStoredTags: tag.options.useStoredTags, excludeContent: tag.options.excludeContent, }); }); } else { Sailthru.init({ customerId: tag.options.customerId }); } }); var deferredLoadImages = () => {} /*! 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</script> <script src="https://www.googletagmanager.com/gtag/js?id=UA-11167465-1"></script> <script src="https://cdn.jsdelivr.net/npm/axios/dist/axios.min.js"></script> <script src="https://cdnjs.cloudflare.com/ajax/libs/echarts/5.4.1/echarts.min.js"></script> <script> //console.log('rtInfo load socket.io', window.location.pathname); //axios.get(`https://www.pymnts.com/user-settings/?url=${encodeURIComponent(window.location.pathname)}`); </script> <script defer src="https://cdn.socket.io/4.5.4/socket.io.min.js"></script> <script> let deviceIsBlockingAnalytics = null; let googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (!googleTracker) { let count = 0; let intervalId = setInterval(() => { ++count; googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (googleTracker || count > 5) { clearInterval(intervalId); console.log('tracker', googleTracker); return; } }, 500); } else { console.error('Google Tag Manager is blocked'); deviceIsBlockingAnalytics = true; } </script> <script> function pymntsUuid() { return ([1e7] + -1e3 + -4e3 + -8e3 + -1e11).replace(/[018]/g, c => (c ^ crypto.getRandomValues(new Uint8Array(1))[0] & 15 >> c / 4).toString(16) ); } let testTemplate = '/var/www/wp-content/themes/flex-mag-sixspoke/page-home.php'; let template = testTemplate ? testTemplate : 'Template Unknown'; /* * Setup rt.pymnts.com connection */ window.socketIo = null; /* * Set Device Id */ function parseCookieHeader() { const header = document.cookie; // Split the header into individual name-value pairs var pairs = header.split(';'); // Create an object to store the cookies var cookies = {}; // Loop through the name-value pairs and store them in the object for (var i = 0; i < pairs.length; i++) { var nameValue = pairs[i].split('='); cookies[nameValue[0].trim()] = nameValue[1]; } // Return the object return cookies; } const cookies = parseCookieHeader(); let pymntsDeviceId; let storedId = localStorage.getItem('pymntsDeviceId'); if (cookies['pymnts-browser-id']) { pymntsDeviceId = cookies['pymnts-browser-id']; 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mt-2 mt-lg-1"> Cross-border Payments </div> <a class="fw-bold" href="https://www.pymnts.com/news/cross-border-commerce/cross-border-payments/2024/treasury-official-us-promotes-innovation-and-regulatory-frameworks-for-cross-border-payments/" title="Treasury Official: US Promotes Innovation and Regulatory Frameworks for Cross-Border Payments">Treasury Official: US Promotes Innovation and Regulatory Frameworks for Cross-Border...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">The U.S. is working to keep the dollar as the dominant... </p> <span class="text-success text-uppercase smaller">14 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/loans/2024/main-street-lending-program-borrowers-challenged-high-interest-rates/" title="Main Street Lending Program Borrowers Challenged by High Interest Rates"> <img fetchpriority="low" alt="Main Street Lending 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href="https://www.pymnts.com/fraud-prevention/2024/fraudsters-shift-tactics-to-customers-challenging-financial-institutions-to-innovate/" title="Fraudsters Shift Tactics to Customers, Challenging Financial Institutions to Innovate"> <img fetchpriority="low" alt="Fraudsters Shift Tactics to Customers, Challenging Financial Institutions to Innovate" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/fraudsters-customers-financial-institutions.png?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Fraud Prevention </div> <a class="fw-bold" href="https://www.pymnts.com/fraud-prevention/2024/fraudsters-shift-tactics-to-customers-challenging-financial-institutions-to-innovate/" title="Fraudsters Shift Tactics to Customers, Challenging Financial Institutions to Innovate">Fraudsters Shift Tactics to Customers, Challenging Financial Institutions to Innovate</a><br> 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href="https://www.pymnts.com/earnings/2024/ross-stores-treasure-hunt-environment-drives-off-price-store-sales/" title="Ross Stores: ‘Treasure Hunt Environment’ Drives Off-Price Store Sales">Ross Stores: ‘Treasure Hunt Environment’ Drives Off-Price Store Sales</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Ross Stores aims to draw customers and drive sales by offering... </p> <span class="text-success text-uppercase smaller">16 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/economy/2024/leading-indicators-bumpy-holiday-season-for-consumers-and-maybe-b2b-too/" title="Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B Too?"> <img fetchpriority="low" alt="Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B Too?" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2023/09/holiday-shopping-1.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Economy </div> <a class="fw-bold" href="https://www.pymnts.com/economy/2024/leading-indicators-bumpy-holiday-season-for-consumers-and-maybe-b2b-too/" title="Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B Too?">Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">This week, PYMNTS Intelligence noted the appeal of paying over time... </p> <span class="text-success text-uppercase smaller">17 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/earnings/2024/gaps-brand-reinvigoration-focus-turns-to-in-store-and-online-experiences/" title="Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences"> <img fetchpriority="low" alt="Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/Gap-Inc-earnings-retail.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Earnings </div> <a class="fw-bold" href="https://www.pymnts.com/earnings/2024/gaps-brand-reinvigoration-focus-turns-to-in-store-and-online-experiences/" title="Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences">Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Gap Inc. is refining both its digital and in-store channels as... </p> <span class="text-success text-uppercase smaller">18 hours ago</span> </div> </div> </div> <div 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reportedly is working to make its Siri voice assistant more... </p> <span class="text-success text-uppercase smaller">19 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/consumer-insights/2024/bnpl-mobile-banking-embraced-low-income-paycheck-consumers/" title="BNPL, Mobile Banking Embraced by Low-Income, Paycheck-to-Paycheck Consumers"> <img fetchpriority="low" alt="BNPL, Mobile Banking Embraced by Low-Income, Paycheck-to-Paycheck Consumers" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/04/installments-split-pay-credit.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Consumer Insights </div> <a class="fw-bold" href="https://www.pymnts.com/consumer-insights/2024/bnpl-mobile-banking-embraced-low-income-paycheck-consumers/" title="BNPL, Mobile Banking Embraced by Low-Income, Paycheck-to-Paycheck Consumers">BNPL, Mobile Banking Embraced by Low-Income, Paycheck-to-Paycheck Consumers</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">PYMNTS Intelligence’s long-standing chronicling of the paycheck-to-paycheck economy has revealed shifts... </p> <span class="text-success text-uppercase smaller">20 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/news/investment-tracker/2024/amazon-increases-total-investment-artificial-intelligence-startup-anthropic-8-billion-dollars/" title="Amazon Increases Total Investment in AI Startup Anthropic to $8 Billion"> <img fetchpriority="low" alt="Amazon Increases Total Investment in AI Startup Anthropic to $8 Billion" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/Amazon-Anthropic-partnerships-investments.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Investments </div> <a class="fw-bold" href="https://www.pymnts.com/news/investment-tracker/2024/amazon-increases-total-investment-artificial-intelligence-startup-anthropic-8-billion-dollars/" title="Amazon Increases Total Investment in AI Startup Anthropic to $8 Billion">Amazon Increases Total Investment in AI Startup Anthropic to $8...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Amazon and Anthropic announced an expanded partnership that includes Amazon investing... </p> <span class="text-success text-uppercase smaller">20 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/google/2024/making-sense-of-the-search-landscape-in-light-of-googles-antitrust-woes/" title="Making Sense of the Search Landscape in Light of 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<a href="https://www.pymnts.com/antitrust/2024/uks-cma-says-apple-and-google-policies-hold-back-innovation/" title="UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’"> <img fetchpriority="low" alt="UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2022/06/Apple-Google.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> ANTITRUST </div> <a class="fw-bold" href="https://www.pymnts.com/antitrust/2024/uks-cma-says-apple-and-google-policies-hold-back-innovation/" title="UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’">UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Apple and Google may face a formal investigation into their mobile... </p> <span class="text-success text-uppercase smaller">22 hours ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" title="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments"> <img fetchpriority="low" alt="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/ingo-payments-Drew.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> B2B Payments </div> <a class="fw-bold" href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" title="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments">Ingo Payments CEO Takes Aim at ‘FBO Account and Move...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">For the longest time, moving money for business or consumer purposes... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/news/payments-innovation/2024/panel-data-driven-paradigms-future-proof-security-lifecycle-management/" title="Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management"> <img fetchpriority="low" alt="Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/Discover-panel.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Payments Innovation </div> <a class="fw-bold" href="https://www.pymnts.com/news/payments-innovation/2024/panel-data-driven-paradigms-future-proof-security-lifecycle-management/" title="Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management">Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">As digital payments scale, the sophistication of scams matches their pace.... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/mobile-wallets/2024/two-thirds-of-digital-wallet-users-in-france-use-them-for-everything-but-payments/" title="Two-Thirds of Digital Wallet Users in France Use Them for Everything but Payments"> <img fetchpriority="low" alt="Two-Thirds of Digital Wallet Users in France Use Them for Everything but Payments" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/digital-wallets-France-travel.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Mobile Wallets </div> <a class="fw-bold" href="https://www.pymnts.com/mobile-wallets/2024/two-thirds-of-digital-wallet-users-in-france-use-them-for-everything-but-payments/" title="Two-Thirds of Digital Wallet Users in France Use Them for Everything but Payments">Two-Thirds of Digital Wallet Users in France Use Them for...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Digital wallets are becoming essential tools for French consumers, especially as... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" title="FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack"> <img fetchpriority="low" alt="FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/FinTechIPOIndex-Nov212024-1.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Fintech Investments </div> <a class="fw-bold" href="https://www.pymnts.com/news/fintech-investments/2024/fintech-ipo-index-surges-3-8percent-as-lemonade-affirm-lead-the-pack/" title="FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the Pack">FinTech IPO Index Surges 3.8% as Lemonade, Affirm Lead the...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">The FinTech IPO Index was 3.8% higher this past week, as... 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payments and the plethora... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/fraud-prevention/2024/report-financial-scams-drive-122-increase-in-fraud-losses-by-us-banks/" title="Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks"> <img fetchpriority="low" alt="Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/fraud-and-financial-crime-prevention.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Fraud Prevention </div> <a class="fw-bold" href="https://www.pymnts.com/fraud-prevention/2024/report-financial-scams-drive-122-increase-in-fraud-losses-by-us-banks/" title="Report: Financial Scams Drive 122% Increase in Fraud Losses by US Banks">Report: Financial Scams Drive 122% Increase in Fraud Losses by...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Transactions have moved more digital, changing the fraud landscape. Financial institutions... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/news/banking/2024/bridging-the-digital-divide-how-banks-can-meet-customer-expectations-in-lending/" title="Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending"> <img fetchpriority="low" alt="Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/Amount-lee.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 mt-lg-1"> Banking </div> <a class="fw-bold" href="https://www.pymnts.com/news/banking/2024/bridging-the-digital-divide-how-banks-can-meet-customer-expectations-in-lending/" title="Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending">Bridging the Digital Divide: How Banks Can Meet Customer Expectations...</a><br> <div class="smaller mt-1"> <p class="hide-mobile small mb-1">Banks and credit unions may feel like they offer a best-in-class... </p> <span class="text-success text-uppercase smaller">1 day ago</span> </div> </div> </div> <div class="w-100 img-fluid d-flex flex-row flex-nowrap mb-3"> <div class="mb-2 mt-2 text-end"> <a href="https://www.pymnts.com/partnerships/2024/adyen-to-support-global-expansion-of-spendesks-spend-management-platform/" title="Adyen to Support Global Expansion of Spendesk’s Spend Management Platform"> <img fetchpriority="low" alt="Adyen to Support Global Expansion of Spendesk’s Spend Management Platform" width="160" height="90" src="https://www.pymnts.com/wp-content/uploads/2024/11/Spendesk-Adyen.jpg?w=258" /> </a> </div> <div class="ms-3 mb-2 mt-2 flex-fill pe-2 fs-standard home-mid-lnk"> <div class="text-muted smaller text-uppercase mt-2 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