CINXE.COM

<!DOCTYPE html> <html class="client-nojs vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-enabled skin-theme-clientpref-day vector-toc-available" lang="nl" dir="ltr"> <head> <meta charset="UTF-8"> <title>Verzekering - Wikipedia</title> <script>(function(){var className="client-js vector-feature-language-in-header-enabled vector-feature-language-in-main-page-header-disabled vector-feature-sticky-header-disabled vector-feature-page-tools-pinned-disabled vector-feature-toc-pinned-clientpref-1 vector-feature-main-menu-pinned-disabled vector-feature-limited-width-clientpref-1 vector-feature-limited-width-content-enabled vector-feature-custom-font-size-clientpref-1 vector-feature-appearance-pinned-clientpref-1 vector-feature-night-mode-enabled skin-theme-clientpref-day vector-toc-available";var cookie=document.cookie.match(/(?:^|; )nlwikimwclientpreferences=([^;]+)/);if(cookie){cookie[1].split('%2C').forEach(function(pref){className=className.replace(new RegExp('(^| )'+pref.replace(/-clientpref-\w+$|[^\w-]+/g,'')+'-clientpref-\\w+( |$)'),'$1'+pref+'$2');});}document.documentElement.className=className;}());RLCONF={"wgBreakFrames":false,"wgSeparatorTransformTable":[",\t.",".\t,"],"wgDigitTransformTable":["",""], "wgDefaultDateFormat":"dmy","wgMonthNames":["","januari","februari","maart","april","mei","juni","juli","augustus","september","oktober","november","december"],"wgRequestId":"54fda3b5-fccf-4113-839c-817b7bd54138","wgCanonicalNamespace":"","wgCanonicalSpecialPageName":false,"wgNamespaceNumber":0,"wgPageName":"Verzekering","wgTitle":"Verzekering","wgCurRevisionId":63914183,"wgRevisionId":63914183,"wgArticleId":36481,"wgIsArticle":true,"wgIsRedirect":false,"wgAction":"view","wgUserName":null,"wgUserGroups":["*"],"wgCategories":["Verzekeren"],"wgPageViewLanguage":"nl","wgPageContentLanguage":"nl","wgPageContentModel":"wikitext","wgRelevantPageName":"Verzekering","wgRelevantArticleId":36481,"wgIsProbablyEditable":true,"wgRelevantPageIsProbablyEditable":true,"wgRestrictionEdit":[],"wgRestrictionMove":[],"wgNoticeProject":"wikipedia","wgCiteReferencePreviewsActive":true,"wgMediaViewerOnClick":true,"wgMediaViewerEnabledByDefault":true,"wgPopupsFlags":0,"wgVisualEditor":{"pageLanguageCode":"nl" ,"pageLanguageDir":"ltr","pageVariantFallbacks":"nl"},"wgMFDisplayWikibaseDescriptions":{"search":true,"watchlist":true,"tagline":true,"nearby":true},"wgWMESchemaEditAttemptStepOversample":false,"wgWMEPageLength":8000,"wgRelatedArticlesCompat":[],"wgEditSubmitButtonLabelPublish":true,"wgULSPosition":"interlanguage","wgULSisCompactLinksEnabled":false,"wgVector2022LanguageInHeader":true,"wgULSisLanguageSelectorEmpty":false,"wgWikibaseItemId":"Q43183","wgCheckUserClientHintsHeadersJsApi":["brands","architecture","bitness","fullVersionList","mobile","model","platform","platformVersion"],"GEHomepageSuggestedEditsEnableTopics":true,"wgGETopicsMatchModeEnabled":false,"wgGEStructuredTaskRejectionReasonTextInputEnabled":false,"wgGELevelingUpEnabledForUser":false};RLSTATE={"ext.globalCssJs.user.styles":"ready","site.styles":"ready","user.styles":"ready","ext.globalCssJs.user":"ready","user":"ready","user.options":"loading","ext.cite.styles":"ready","skins.vector.search.codex.styles":"ready", "skins.vector.styles":"ready","skins.vector.icons":"ready","ext.wikimediamessages.styles":"ready","ext.visualEditor.desktopArticleTarget.noscript":"ready","ext.uls.interlanguage":"ready","wikibase.client.init":"ready","ext.wikimediaBadges":"ready"};RLPAGEMODULES=["ext.cite.ux-enhancements","site","mediawiki.page.ready","mediawiki.toc","skins.vector.js","ext.centralNotice.geoIP","ext.centralNotice.startUp","ext.gadget.Direct-link-to-Commons","ext.gadget.ProtectionTemplates","ext.gadget.InterProjectLinks","ext.gadget.hoofdbetekenis-titelwijziging","ext.gadget.switcher","ext.gadget.OpenStreetMapFrame","ext.gadget.subpages","ext.urlShortener.toolbar","ext.centralauth.centralautologin","mmv.bootstrap","ext.popups","ext.visualEditor.desktopArticleTarget.init","ext.visualEditor.targetLoader","ext.echo.centralauth","ext.eventLogging","ext.wikimediaEvents","ext.navigationTiming","ext.uls.interface","ext.cx.eventlogging.campaigns","ext.cx.uls.quick.actions","wikibase.client.vector-2022", "ext.checkUser.clientHints","ext.growthExperiments.SuggestedEditSession","wikibase.sidebar.tracking"];</script> <script>(RLQ=window.RLQ||[]).push(function(){mw.loader.impl(function(){return["user.options@12s5i",function($,jQuery,require,module){mw.user.tokens.set({"patrolToken":"+\\","watchToken":"+\\","csrfToken":"+\\"}); }];});});</script> <link rel="stylesheet" href="/w/load.php?lang=nl&modules=ext.cite.styles%7Cext.uls.interlanguage%7Cext.visualEditor.desktopArticleTarget.noscript%7Cext.wikimediaBadges%7Cext.wikimediamessages.styles%7Cskins.vector.icons%2Cstyles%7Cskins.vector.search.codex.styles%7Cwikibase.client.init&only=styles&skin=vector-2022"> <script async="" src="/w/load.php?lang=nl&modules=startup&only=scripts&raw=1&skin=vector-2022"></script> <meta name="ResourceLoaderDynamicStyles" content=""> <link rel="stylesheet" href="/w/load.php?lang=nl&modules=site.styles&only=styles&skin=vector-2022"> <meta name="generator" content="MediaWiki 1.44.0-wmf.5"> <meta name="referrer" content="origin"> <meta name="referrer" content="origin-when-cross-origin"> <meta name="robots" content="max-image-preview:standard"> <meta name="format-detection" content="telephone=no"> <meta name="viewport" content="width=1120"> <meta property="og:title" content="Verzekering - Wikipedia"> <meta property="og:type" content="website"> <link rel="preconnect" href="//upload.wikimedia.org"> <link rel="alternate" media="only screen and (max-width: 640px)" href="//nl.m.wikipedia.org/wiki/Verzekering"> <link rel="alternate" type="application/x-wiki" title="Bewerken" href="/w/index.php?title=Verzekering&action=edit"> <link rel="apple-touch-icon" href="/static/apple-touch/wikipedia.png"> <link rel="icon" href="/static/favicon/wikipedia.ico"> <link rel="search" type="application/opensearchdescription+xml" href="/w/rest.php/v1/search" title="Wikipedia (nl)"> <link rel="EditURI" type="application/rsd+xml" href="//nl.wikipedia.org/w/api.php?action=rsd"> <link rel="canonical" href="https://nl.wikipedia.org/wiki/Verzekering"> <link rel="license" href="https://creativecommons.org/licenses/by-sa/4.0/deed.nl"> <link rel="alternate" type="application/atom+xml" title="Wikipedia Atom-feed" href="/w/index.php?title=Speciaal:RecenteWijzigingen&feed=atom"> <link rel="dns-prefetch" href="//meta.wikimedia.org" /> <link rel="dns-prefetch" href="//login.wikimedia.org"> </head> <body class="skin--responsive skin-vector skin-vector-search-vue mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject mw-editable page-Verzekering rootpage-Verzekering skin-vector-2022 action-view"><a class="mw-jump-link" href="#bodyContent">Naar inhoud springen</a> <div class="vector-header-container"> <header class="vector-header mw-header"> <div class="vector-header-start"> <nav class="vector-main-menu-landmark" aria-label="Site"> <div id="vector-main-menu-dropdown" class="vector-dropdown vector-main-menu-dropdown vector-button-flush-left vector-button-flush-right" > <input type="checkbox" id="vector-main-menu-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-main-menu-dropdown" class="vector-dropdown-checkbox " aria-label="Hoofdmenu" > <label id="vector-main-menu-dropdown-label" for="vector-main-menu-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-menu mw-ui-icon-wikimedia-menu"></span> <span class="vector-dropdown-label-text">Hoofdmenu</span> </label> <div class="vector-dropdown-content"> <div id="vector-main-menu-unpinned-container" class="vector-unpinned-container"> <div id="vector-main-menu" class="vector-main-menu vector-pinnable-element"> <div class="vector-pinnable-header vector-main-menu-pinnable-header vector-pinnable-header-unpinned" data-feature-name="main-menu-pinned" data-pinnable-element-id="vector-main-menu" data-pinned-container-id="vector-main-menu-pinned-container" data-unpinned-container-id="vector-main-menu-unpinned-container" > <div class="vector-pinnable-header-label">Hoofdmenu</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-main-menu.pin">naar zijbalk verplaatsen</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-main-menu.unpin">verbergen</button> </div> <div id="p-navigation" class="vector-menu mw-portlet mw-portlet-navigation" > <div class="vector-menu-heading"> Navigatie </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-mainpage" class="mw-list-item"><a href="/wiki/Hoofdpagina" title="Naar de hoofdpagina gaan [z]" accesskey="z"><span>Hoofdpagina</span></a></li><li id="n-zoekartikel" class="mw-list-item"><a href="/wiki/Portaal:Navigatie"><span>Vind een artikel</span></a></li><li id="n-today" class="mw-list-item"><a href="/wiki/1_december"><span>Vandaag</span></a></li><li id="n-Etalage" class="mw-list-item"><a href="/wiki/Wikipedia:Etalage"><span>Etalage</span></a></li><li id="n-categories" class="mw-list-item"><a href="/wiki/Categorie:Alles"><span>Categorieën</span></a></li><li id="n-recentchanges" class="mw-list-item"><a href="/wiki/Speciaal:RecenteWijzigingen" title="Een lijst met recente wijzigingen in deze wiki. [r]" accesskey="r"><span>Recente wijzigingen</span></a></li><li id="n-newpages" class="mw-list-item"><a href="/wiki/Speciaal:NieuwePaginas"><span>Nieuwe artikelen</span></a></li><li id="n-randompage" class="mw-list-item"><a href="/wiki/Speciaal:Willekeurig" title="Een willekeurige pagina bekijken [x]" accesskey="x"><span>Willekeurige pagina</span></a></li> </ul> </div> </div> <div id="p-navigation2" class="vector-menu mw-portlet mw-portlet-navigation2" > <div class="vector-menu-heading"> Informatie </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-portal" class="mw-list-item"><a href="/wiki/Portaal:Gebruikersportaal" title="Informatie over het project: wat u kunt doen, waar u dingen kunt vinden"><span>Gebruikersportaal</span></a></li><li id="n-Snelcursus" class="mw-list-item"><a href="/wiki/Wikipedia:Snelcursus"><span>Snelcursus</span></a></li><li id="n-help" class="mw-list-item"><a href="/wiki/Portaal:Hulp_en_beheer" title="Hulpinformatie over deze wiki"><span>Hulp en contact</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> <a href="/wiki/Hoofdpagina" class="mw-logo"> <img class="mw-logo-icon" src="/static/images/icons/wikipedia.png" alt="" aria-hidden="true" height="50" width="50"> <span class="mw-logo-container skin-invert"> <img class="mw-logo-wordmark" alt="Wikipedia" src="/static/images/mobile/copyright/wikipedia-wordmark-en.svg" style="width: 7.5em; height: 1.125em;"> <img class="mw-logo-tagline" alt="de vrije encyclopedie" src="/static/images/mobile/copyright/wikipedia-tagline-nl.svg" width="120" height="13" style="width: 7.5em; height: 0.8125em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/Speciaal:Zoeken" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="Doorzoek Wikipedia [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>Zoeken</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="Doorzoek Wikipedia" aria-label="Doorzoek Wikipedia" autocapitalize="sentences" title="Doorzoek Wikipedia [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="Speciaal:Zoeken"> </div> <button class="cdx-button cdx-search-input__end-button">Zoeken</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="Persoonlijke hulpmiddelen"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="Uiterlijk"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="De lettergrootte, breedte en kleur van de pagina wijzigen" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="Uiterlijk" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">Uiterlijk</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_nl.wikipedia.org&uselang=nl" class=""><span>Doneren</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Speciaal:GebruikerAanmaken&returnto=Verzekering" title="Registreer u vooral en meld u aan. Dit is echter niet verplicht." class=""><span>Account aanmaken</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Speciaal:Aanmelden&returnto=Verzekering" title="U wordt van harte uitgenodigd om aan te melden, maar dit is niet verplicht [o]" accesskey="o" class=""><span>Aanmelden</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Meer opties" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Persoonlijke hulpmiddelen" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Persoonlijke hulpmiddelen</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="Gebruikersmenu" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_nl.wikipedia.org&uselang=nl"><span>Doneren</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Speciaal:GebruikerAanmaken&returnto=Verzekering" title="Registreer u vooral en meld u aan. Dit is echter niet verplicht."><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Account aanmaken</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Speciaal:Aanmelden&returnto=Verzekering" title="U wordt van harte uitgenodigd om aan te melden, maar dit is niet verplicht [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Aanmelden</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Pagina's voor uitgelogde redacteuren <a href="/wiki/Help:Inleiding" aria-label="Meer leren over bewerken"><span>meer lezen</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Speciaal:MijnBijdragen" title="Bijdragen IP-adres [y]" accesskey="y"><span>Bijdragen</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Speciaal:MijnOverleg" title="Overlegpagina van de anonieme gebruiker van dit IP-adres [n]" accesskey="n"><span>Overleg</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Site"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Inhoud" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Inhoud</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">naar zijbalk verplaatsen</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">verbergen</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Top</div> </a> </li> <li id="toc-Verzekeringsrecht" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Verzekeringsrecht"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Verzekeringsrecht</span> </div> </a> <button aria-controls="toc-Verzekeringsrecht-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Verzekeringsrecht-subkopje inklappen</span> </button> <ul id="toc-Verzekeringsrecht-sublist" class="vector-toc-list"> <li id="toc-Nederland" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Nederland"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.1</span> <span>Nederland</span> </div> </a> <ul id="toc-Nederland-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-België" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#België"> <div class="vector-toc-text"> <span class="vector-toc-numb">1.2</span> <span>België</span> </div> </a> <ul id="toc-België-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Soorten_verzekering" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Soorten_verzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Soorten verzekering</span> </div> </a> <button aria-controls="toc-Soorten_verzekering-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Soorten verzekering-subkopje inklappen</span> </button> <ul id="toc-Soorten_verzekering-sublist" class="vector-toc-list"> <li id="toc-Schadeverzekering" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Schadeverzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.1</span> <span>Schadeverzekering</span> </div> </a> <ul id="toc-Schadeverzekering-sublist" class="vector-toc-list"> <li id="toc-Einde_van_de_schadeverzekering" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Einde_van_de_schadeverzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.1.1</span> <span>Einde van de schadeverzekering</span> </div> </a> <ul id="toc-Einde_van_de_schadeverzekering-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-Sommenverzekering" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Sommenverzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.2</span> <span>Sommenverzekering</span> </div> </a> <ul id="toc-Sommenverzekering-sublist" class="vector-toc-list"> <li id="toc-Einde_van_de_levensverzekering" class="vector-toc-list-item vector-toc-level-3"> <a class="vector-toc-link" href="#Einde_van_de_levensverzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.2.1</span> <span>Einde van de levensverzekering</span> </div> </a> <ul id="toc-Einde_van_de_levensverzekering-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> </ul> </li> <li id="toc-Totstandkoming_van_een_verzekering" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Totstandkoming_van_een_verzekering"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Totstandkoming van een verzekering</span> </div> </a> <ul id="toc-Totstandkoming_van_een_verzekering-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Mededelingsplicht" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Mededelingsplicht"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Mededelingsplicht</span> </div> </a> <ul id="toc-Mededelingsplicht-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Zie_ook" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Zie_ook"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Zie ook</span> </div> </a> <ul id="toc-Zie_ook-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Inhoud" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Inhoudsopgave omschakelen" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Inhoudsopgave omschakelen</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Verzekering</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Ga naar een artikel in een andere taal. Beschikbaar in 94 talen" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-94" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">94 talen</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-af mw-list-item"><a href="https://af.wikipedia.org/wiki/Versekering" title="Versekering – Afrikaans" lang="af" hreflang="af" data-title="Versekering" data-language-autonym="Afrikaans" data-language-local-name="Afrikaans" class="interlanguage-link-target"><span>Afrikaans</span></a></li><li class="interlanguage-link interwiki-ar badge-Q17437796 badge-featuredarticle mw-list-item" title="uitgelicht artikel"><a href="https://ar.wikipedia.org/wiki/%D8%AA%D8%A3%D9%85%D9%8A%D9%86" title="تأمين – Arabisch" lang="ar" hreflang="ar" data-title="تأمين" data-language-autonym="العربية" data-language-local-name="Arabisch" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-arc mw-list-item"><a href="https://arc.wikipedia.org/wiki/%DC%AC%DC%AB%DC%A2%DC%9D%DC%AC%DC%90" title="ܬܫܢܝܬܐ – Aramees" lang="arc" hreflang="arc" data-title="ܬܫܢܝܬܐ" data-language-autonym="ܐܪܡܝܐ" data-language-local-name="Aramees" class="interlanguage-link-target"><span>ܐܪܡܝܐ</span></a></li><li class="interlanguage-link interwiki-as mw-list-item"><a href="https://as.wikipedia.org/wiki/%E0%A6%AC%E0%A7%80%E0%A6%AE%E0%A6%BE" title="বীমা – Assamees" lang="as" hreflang="as" data-title="বীমা" data-language-autonym="অসমীয়া" data-language-local-name="Assamees" class="interlanguage-link-target"><span>অসমীয়া</span></a></li><li class="interlanguage-link interwiki-ast mw-list-item"><a href="https://ast.wikipedia.org/wiki/Seguru" title="Seguru – Asturisch" lang="ast" hreflang="ast" data-title="Seguru" data-language-autonym="Asturianu" data-language-local-name="Asturisch" class="interlanguage-link-target"><span>Asturianu</span></a></li><li class="interlanguage-link interwiki-az mw-list-item"><a href="https://az.wikipedia.org/wiki/S%C4%B1%C4%9Forta" title="Sığorta – Azerbeidzjaans" lang="az" hreflang="az" data-title="Sığorta" data-language-autonym="Azərbaycanca" data-language-local-name="Azerbeidzjaans" class="interlanguage-link-target"><span>Azərbaycanca</span></a></li><li class="interlanguage-link interwiki-azb mw-list-item"><a href="https://azb.wikipedia.org/wiki/%D8%A8%DB%8C%D9%85%D9%87" title="بیمه – South Azerbaijani" lang="azb" hreflang="azb" data-title="بیمه" data-language-autonym="تۆرکجه" data-language-local-name="South Azerbaijani" class="interlanguage-link-target"><span>تۆرکجه</span></a></li><li class="interlanguage-link interwiki-be mw-list-item"><a href="https://be.wikipedia.org/wiki/%D0%A1%D1%82%D1%80%D0%B0%D1%85%D0%B0%D0%B2%D0%B0%D0%BD%D0%BD%D0%B5" title="Страхаванне – Belarussisch" lang="be" hreflang="be" data-title="Страхаванне" data-language-autonym="Беларуская" data-language-local-name="Belarussisch" class="interlanguage-link-target"><span>Беларуская</span></a></li><li class="interlanguage-link interwiki-be-x-old mw-list-item"><a href="https://be-tarask.wikipedia.org/wiki/%D0%A1%D1%82%D1%80%D0%B0%D1%85%D0%B0%D0%B2%D0%B0%D0%BD%D1%8C%D0%BD%D0%B5" title="Страхаваньне – Belarusian (Taraškievica orthography)" lang="be-tarask" hreflang="be-tarask" data-title="Страхаваньне" data-language-autonym="Беларуская (тарашкевіца)" data-language-local-name="Belarusian (Taraškievica orthography)" class="interlanguage-link-target"><span>Беларуская (тарашкевіца)</span></a></li><li class="interlanguage-link interwiki-bg mw-list-item"><a href="https://bg.wikipedia.org/wiki/%D0%97%D0%B0%D1%81%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B5" title="Застраховане – Bulgaars" lang="bg" hreflang="bg" data-title="Застраховане" data-language-autonym="Български" data-language-local-name="Bulgaars" class="interlanguage-link-target"><span>Български</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%AC%E0%A7%80%E0%A6%AE%E0%A6%BE" title="বীমা – Bengaals" lang="bn" hreflang="bn" data-title="বীমা" data-language-autonym="বাংলা" data-language-local-name="Bengaals" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-bs mw-list-item"><a href="https://bs.wikipedia.org/wiki/Osiguranje" title="Osiguranje – Bosnisch" lang="bs" hreflang="bs" data-title="Osiguranje" data-language-autonym="Bosanski" data-language-local-name="Bosnisch" class="interlanguage-link-target"><span>Bosanski</span></a></li><li class="interlanguage-link interwiki-bxr mw-list-item"><a href="https://bxr.wikipedia.org/wiki/%D0%94%D0%B0%D0%B0%D0%B4%D1%85%D0%B0%D0%BB" title="Даадхал – Russia Buriat" lang="bxr" hreflang="bxr" data-title="Даадхал" data-language-autonym="Буряад" data-language-local-name="Russia Buriat" class="interlanguage-link-target"><span>Буряад</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Contracte_d%27asseguran%C3%A7a" title="Contracte d'assegurança – Catalaans" lang="ca" hreflang="ca" data-title="Contracte d'assegurança" data-language-autonym="Català" data-language-local-name="Catalaans" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-ckb mw-list-item"><a href="https://ckb.wikipedia.org/wiki/%D8%A8%DB%8C%D9%85%DB%95" title="بیمە – Soranî" lang="ckb" hreflang="ckb" data-title="بیمە" data-language-autonym="کوردی" data-language-local-name="Soranî" class="interlanguage-link-target"><span>کوردی</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/Poji%C5%A1t%C4%9Bn%C3%AD" title="Pojištění – Tsjechisch" lang="cs" hreflang="cs" data-title="Pojištění" data-language-autonym="Čeština" data-language-local-name="Tsjechisch" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-cv mw-list-item"><a href="https://cv.wikipedia.org/wiki/%D0%A8%D0%B0%D0%BD%C4%83%C3%A7%D0%BB%D0%B0%D0%BD%D0%B8" title="Шанăçлани – Tsjoevasjisch" lang="cv" hreflang="cv" data-title="Шанăçлани" data-language-autonym="Чӑвашла" data-language-local-name="Tsjoevasjisch" class="interlanguage-link-target"><span>Чӑвашла</span></a></li><li class="interlanguage-link interwiki-cy mw-list-item"><a href="https://cy.wikipedia.org/wiki/Yswiriant" title="Yswiriant – Welsh" lang="cy" hreflang="cy" data-title="Yswiriant" data-language-autonym="Cymraeg" data-language-local-name="Welsh" class="interlanguage-link-target"><span>Cymraeg</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Forsikring" title="Forsikring – Deens" lang="da" hreflang="da" data-title="Forsikring" data-language-autonym="Dansk" data-language-local-name="Deens" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Versicherung_(Kollektiv)" title="Versicherung (Kollektiv) – Duits" lang="de" hreflang="de" data-title="Versicherung (Kollektiv)" data-language-autonym="Deutsch" data-language-local-name="Duits" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%91%CF%83%CF%86%CE%AC%CE%BB%CE%B5%CE%B9%CE%B1_(%CF%83%CF%8D%CE%BC%CE%B2%CE%B1%CF%83%CE%B7)" title="Ασφάλεια (σύμβαση) – Grieks" lang="el" hreflang="el" data-title="Ασφάλεια (σύμβαση)" data-language-autonym="Ελληνικά" data-language-local-name="Grieks" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Insurance" title="Insurance – Engels" lang="en" hreflang="en" data-title="Insurance" data-language-autonym="English" data-language-local-name="Engels" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Asekuro" title="Asekuro – Esperanto" lang="eo" hreflang="eo" data-title="Asekuro" data-language-autonym="Esperanto" data-language-local-name="Esperanto" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Seguro" title="Seguro – Spaans" lang="es" hreflang="es" data-title="Seguro" data-language-autonym="Español" data-language-local-name="Spaans" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Kindlustus" title="Kindlustus – Estisch" lang="et" hreflang="et" data-title="Kindlustus" data-language-autonym="Eesti" data-language-local-name="Estisch" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Aseguru" title="Aseguru – Baskisch" lang="eu" hreflang="eu" data-title="Aseguru" data-language-autonym="Euskara" data-language-local-name="Baskisch" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%A8%DB%8C%D9%85%D9%87" title="بیمه – Perzisch" lang="fa" hreflang="fa" data-title="بیمه" data-language-autonym="فارسی" data-language-local-name="Perzisch" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Vakuutus" title="Vakuutus – Fins" lang="fi" hreflang="fi" data-title="Vakuutus" data-language-autonym="Suomi" data-language-local-name="Fins" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-fo mw-list-item"><a href="https://fo.wikipedia.org/wiki/Trygging" title="Trygging – Faeröers" lang="fo" hreflang="fo" data-title="Trygging" data-language-autonym="Føroyskt" data-language-local-name="Faeröers" class="interlanguage-link-target"><span>Føroyskt</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Assurance" title="Assurance – Frans" lang="fr" hreflang="fr" data-title="Assurance" data-language-autonym="Français" data-language-local-name="Frans" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-fy mw-list-item"><a href="https://fy.wikipedia.org/wiki/Fersekering" title="Fersekering – Fries" lang="fy" hreflang="fy" data-title="Fersekering" data-language-autonym="Frysk" data-language-local-name="Fries" class="interlanguage-link-target"><span>Frysk</span></a></li><li class="interlanguage-link interwiki-ga mw-list-item"><a href="https://ga.wikipedia.org/wiki/%C3%81rachas" title="Árachas – Iers" lang="ga" hreflang="ga" data-title="Árachas" data-language-autonym="Gaeilge" data-language-local-name="Iers" class="interlanguage-link-target"><span>Gaeilge</span></a></li><li class="interlanguage-link interwiki-gd mw-list-item"><a href="https://gd.wikipedia.org/wiki/%C3%80rachas" title="Àrachas – Schots-Gaelisch" lang="gd" hreflang="gd" data-title="Àrachas" data-language-autonym="Gàidhlig" data-language-local-name="Schots-Gaelisch" class="interlanguage-link-target"><span>Gàidhlig</span></a></li><li class="interlanguage-link interwiki-gl mw-list-item"><a href="https://gl.wikipedia.org/wiki/Seguro" title="Seguro – Galicisch" lang="gl" hreflang="gl" data-title="Seguro" data-language-autonym="Galego" data-language-local-name="Galicisch" class="interlanguage-link-target"><span>Galego</span></a></li><li class="interlanguage-link interwiki-gu mw-list-item"><a href="https://gu.wikipedia.org/wiki/%E0%AA%B5%E0%AB%80%E0%AA%AE%E0%AB%8B" title="વીમો – Gujarati" lang="gu" hreflang="gu" data-title="વીમો" data-language-autonym="ગુજરાતી" data-language-local-name="Gujarati" class="interlanguage-link-target"><span>ગુજરાતી</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%91%D7%99%D7%98%D7%95%D7%97" title="ביטוח – Hebreeuws" lang="he" hreflang="he" data-title="ביטוח" data-language-autonym="עברית" data-language-local-name="Hebreeuws" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%AC%E0%A5%80%E0%A4%AE%E0%A4%BE" title="बीमा – Hindi" lang="hi" hreflang="hi" data-title="बीमा" data-language-autonym="हिन्दी" data-language-local-name="Hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-hr mw-list-item"><a href="https://hr.wikipedia.org/wiki/Osiguranje" title="Osiguranje – Kroatisch" lang="hr" hreflang="hr" data-title="Osiguranje" data-language-autonym="Hrvatski" data-language-local-name="Kroatisch" class="interlanguage-link-target"><span>Hrvatski</span></a></li><li class="interlanguage-link interwiki-hu mw-list-item"><a href="https://hu.wikipedia.org/wiki/Biztos%C3%ADt%C3%A1s" title="Biztosítás – Hongaars" lang="hu" hreflang="hu" data-title="Biztosítás" data-language-autonym="Magyar" data-language-local-name="Hongaars" class="interlanguage-link-target"><span>Magyar</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D4%B1%D5%BA%D5%A1%D5%B0%D5%B8%D5%BE%D5%A1%D5%A3%D6%80%D5%B8%D6%82%D5%A9%D5%B5%D5%B8%D6%82%D5%B6" title="Ապահովագրություն – Armeens" lang="hy" hreflang="hy" data-title="Ապահովագրություն" data-language-autonym="Հայերեն" data-language-local-name="Armeens" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Asuransi" title="Asuransi – Indonesisch" lang="id" hreflang="id" data-title="Asuransi" data-language-autonym="Bahasa Indonesia" data-language-local-name="Indonesisch" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-io mw-list-item"><a href="https://io.wikipedia.org/wiki/Asekuro" title="Asekuro – Ido" lang="io" hreflang="io" data-title="Asekuro" data-language-autonym="Ido" data-language-local-name="Ido" class="interlanguage-link-target"><span>Ido</span></a></li><li class="interlanguage-link interwiki-is mw-list-item"><a href="https://is.wikipedia.org/wiki/V%C3%A1trygging" title="Vátrygging – IJslands" lang="is" hreflang="is" data-title="Vátrygging" data-language-autonym="Íslenska" data-language-local-name="IJslands" class="interlanguage-link-target"><span>Íslenska</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Assicurazione" title="Assicurazione – Italiaans" lang="it" hreflang="it" data-title="Assicurazione" data-language-autonym="Italiano" data-language-local-name="Italiaans" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E4%BF%9D%E9%99%BA" title="保険 – Japans" lang="ja" hreflang="ja" data-title="保険" data-language-autonym="日本語" data-language-local-name="Japans" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-ka mw-list-item"><a href="https://ka.wikipedia.org/wiki/%E1%83%93%E1%83%90%E1%83%96%E1%83%A6%E1%83%95%E1%83%94%E1%83%95%E1%83%90" title="დაზღვევა – Georgisch" lang="ka" hreflang="ka" data-title="დაზღვევა" data-language-autonym="ქართული" data-language-local-name="Georgisch" class="interlanguage-link-target"><span>ქართული</span></a></li><li class="interlanguage-link interwiki-kbp mw-list-item"><a href="https://kbp.wikipedia.org/wiki/H%CA%8Ay%CA%8A%CA%8A_%C9%96%CA%8A%CA%8A_(Assurance)" title="Hʊyʊʊ ɖʊʊ (Assurance) – Kabiye" lang="kbp" hreflang="kbp" data-title="Hʊyʊʊ ɖʊʊ (Assurance)" data-language-autonym="Kabɩyɛ" data-language-local-name="Kabiye" class="interlanguage-link-target"><span>Kabɩyɛ</span></a></li><li class="interlanguage-link interwiki-kk mw-list-item"><a href="https://kk.wikipedia.org/wiki/%D0%A1%D0%B0%D2%9B%D1%82%D0%B0%D0%BD%D0%B4%D1%8B%D1%80%D1%83" title="Сақтандыру – Kazachs" lang="kk" hreflang="kk" data-title="Сақтандыру" data-language-autonym="Қазақша" data-language-local-name="Kazachs" class="interlanguage-link-target"><span>Қазақша</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%B5%E0%B2%BF%E0%B2%AE%E0%B3%86" title="ವಿಮೆ – Kannada" lang="kn" hreflang="kn" data-title="ವಿಮೆ" data-language-autonym="ಕನ್ನಡ" data-language-local-name="Kannada" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EB%B3%B4%ED%97%98" title="보험 – Koreaans" lang="ko" hreflang="ko" data-title="보험" data-language-autonym="한국어" data-language-local-name="Koreaans" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-la mw-list-item"><a href="https://la.wikipedia.org/wiki/Assecuratio" title="Assecuratio – Latijn" lang="la" hreflang="la" data-title="Assecuratio" data-language-autonym="Latina" data-language-local-name="Latijn" class="interlanguage-link-target"><span>Latina</span></a></li><li class="interlanguage-link interwiki-lb mw-list-item"><a href="https://lb.wikipedia.org/wiki/Assurance" title="Assurance – Luxemburgs" lang="lb" hreflang="lb" data-title="Assurance" data-language-autonym="Lëtzebuergesch" data-language-local-name="Luxemburgs" class="interlanguage-link-target"><span>Lëtzebuergesch</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Draudimas" title="Draudimas – Litouws" lang="lt" hreflang="lt" data-title="Draudimas" data-language-autonym="Lietuvių" data-language-local-name="Litouws" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Apdro%C5%A1in%C4%81%C5%A1ana" title="Apdrošināšana – Lets" lang="lv" hreflang="lv" data-title="Apdrošināšana" data-language-autonym="Latviešu" data-language-local-name="Lets" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-min mw-list-item"><a href="https://min.wikipedia.org/wiki/Asuransi" title="Asuransi – Minangkabau" lang="min" hreflang="min" data-title="Asuransi" data-language-autonym="Minangkabau" data-language-local-name="Minangkabau" class="interlanguage-link-target"><span>Minangkabau</span></a></li><li class="interlanguage-link interwiki-mk mw-list-item"><a href="https://mk.wikipedia.org/wiki/%D0%9E%D1%81%D0%B8%D0%B3%D1%83%D1%80%D1%83%D0%B2%D0%B0%D1%9A%D0%B5" title="Осигурување – Macedonisch" lang="mk" hreflang="mk" data-title="Осигурување" data-language-autonym="Македонски" data-language-local-name="Macedonisch" class="interlanguage-link-target"><span>Македонски</span></a></li><li class="interlanguage-link interwiki-ml mw-list-item"><a href="https://ml.wikipedia.org/wiki/%E0%B4%87%E0%B5%BB%E0%B4%B7%E0%B5%81%E0%B4%B1%E0%B5%BB%E0%B4%B8%E0%B5%8D" title="ഇൻഷുറൻസ് – Malayalam" lang="ml" hreflang="ml" data-title="ഇൻഷുറൻസ്" data-language-autonym="മലയാളം" data-language-local-name="Malayalam" class="interlanguage-link-target"><span>മലയാളം</span></a></li><li class="interlanguage-link interwiki-mn mw-list-item"><a href="https://mn.wikipedia.org/wiki/%D0%94%D0%B0%D0%B0%D1%82%D0%B3%D0%B0%D0%BB" title="Даатгал – Mongools" lang="mn" hreflang="mn" data-title="Даатгал" data-language-autonym="Монгол" data-language-local-name="Mongools" class="interlanguage-link-target"><span>Монгол</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%B5%E0%A4%BF%E0%A4%AE%E0%A4%BE" title="विमा – Marathi" lang="mr" hreflang="mr" data-title="विमा" data-language-autonym="मराठी" data-language-local-name="Marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Insurans" title="Insurans – Maleis" lang="ms" hreflang="ms" data-title="Insurans" data-language-autonym="Bahasa Melayu" data-language-local-name="Maleis" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-my mw-list-item"><a href="https://my.wikipedia.org/wiki/%E1%80%A1%E1%80%AC%E1%80%99%E1%80%81%E1%80%B6%E1%80%9C%E1%80%AF%E1%80%95%E1%80%BA%E1%80%84%E1%80%94%E1%80%BA%E1%80%B8" title="အာမခံလုပ်ငန်း – Birmaans" lang="my" hreflang="my" data-title="အာမခံလုပ်ငန်း" data-language-autonym="မြန်မာဘာသာ" data-language-local-name="Birmaans" class="interlanguage-link-target"><span>မြန်မာဘာသာ</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%AC%E0%A5%80%E0%A4%AE%E0%A4%BE" title="बीमा – Nepalees" lang="ne" hreflang="ne" data-title="बीमा" data-language-autonym="नेपाली" data-language-local-name="Nepalees" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-nn mw-list-item"><a href="https://nn.wikipedia.org/wiki/Forsikring" title="Forsikring – Noors - Nynorsk" lang="nn" hreflang="nn" data-title="Forsikring" data-language-autonym="Norsk nynorsk" data-language-local-name="Noors - Nynorsk" class="interlanguage-link-target"><span>Norsk nynorsk</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Forsikring" title="Forsikring – Noors - Bokmål" lang="nb" hreflang="nb" data-title="Forsikring" data-language-autonym="Norsk bokmål" data-language-local-name="Noors - Bokmål" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Ubezpieczenie_(umowa)" title="Ubezpieczenie (umowa) – Pools" lang="pl" hreflang="pl" data-title="Ubezpieczenie (umowa)" data-language-autonym="Polski" data-language-local-name="Pools" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-ps mw-list-item"><a href="https://ps.wikipedia.org/wiki/%D8%A8%DB%8C%D9%85%D9%87" title="بیمه – Pasjtoe" lang="ps" hreflang="ps" data-title="بیمه" data-language-autonym="پښتو" data-language-local-name="Pasjtoe" class="interlanguage-link-target"><span>پښتو</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Seguro" title="Seguro – Portugees" lang="pt" hreflang="pt" data-title="Seguro" data-language-autonym="Português" data-language-local-name="Portugees" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Asigurare" title="Asigurare – Roemeens" lang="ro" hreflang="ro" data-title="Asigurare" data-language-autonym="Română" data-language-local-name="Roemeens" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%A1%D1%82%D1%80%D0%B0%D1%85%D0%BE%D0%B2%D0%B0%D0%BD%D0%B8%D0%B5" title="Страхование – Russisch" lang="ru" hreflang="ru" data-title="Страхование" data-language-autonym="Русский" data-language-local-name="Russisch" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sco mw-list-item"><a href="https://sco.wikipedia.org/wiki/Insurance" title="Insurance – Schots" lang="sco" hreflang="sco" data-title="Insurance" data-language-autonym="Scots" data-language-local-name="Schots" class="interlanguage-link-target"><span>Scots</span></a></li><li class="interlanguage-link interwiki-sh mw-list-item"><a href="https://sh.wikipedia.org/wiki/Osiguranje" title="Osiguranje – Servo-Kroatisch" lang="sh" hreflang="sh" data-title="Osiguranje" data-language-autonym="Srpskohrvatski / српскохрватски" data-language-local-name="Servo-Kroatisch" class="interlanguage-link-target"><span>Srpskohrvatski / српскохрватски</span></a></li><li class="interlanguage-link interwiki-si mw-list-item"><a href="https://si.wikipedia.org/wiki/%E0%B6%BB%E0%B6%9A%E0%B7%8A%E2%80%8D%E0%B7%82%E0%B6%AB%E0%B6%BA" title="රක්‍ෂණය – Singalees" lang="si" hreflang="si" data-title="රක්‍ෂණය" data-language-autonym="සිංහල" data-language-local-name="Singalees" class="interlanguage-link-target"><span>සිංහල</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Insurance" title="Insurance – Simple English" lang="en-simple" hreflang="en-simple" data-title="Insurance" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sk mw-list-item"><a href="https://sk.wikipedia.org/wiki/Poistenie" title="Poistenie – Slowaaks" lang="sk" hreflang="sk" data-title="Poistenie" data-language-autonym="Slovenčina" data-language-local-name="Slowaaks" class="interlanguage-link-target"><span>Slovenčina</span></a></li><li class="interlanguage-link interwiki-sn mw-list-item"><a href="https://sn.wikipedia.org/wiki/Tsivatsaona" title="Tsivatsaona – Shona" lang="sn" hreflang="sn" data-title="Tsivatsaona" data-language-autonym="ChiShona" data-language-local-name="Shona" class="interlanguage-link-target"><span>ChiShona</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%9E%D1%81%D0%B8%D0%B3%D1%83%D1%80%D0%B0%D1%9A%D0%B5" title="Осигурање – Servisch" lang="sr" hreflang="sr" data-title="Осигурање" data-language-autonym="Српски / srpski" data-language-local-name="Servisch" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/F%C3%B6rs%C3%A4kring" title="Försäkring – Zweeds" lang="sv" hreflang="sv" data-title="Försäkring" data-language-autonym="Svenska" data-language-local-name="Zweeds" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-sw mw-list-item"><a href="https://sw.wikipedia.org/wiki/Bima" title="Bima – Swahili" lang="sw" hreflang="sw" data-title="Bima" data-language-autonym="Kiswahili" data-language-local-name="Swahili" class="interlanguage-link-target"><span>Kiswahili</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%95%E0%AE%BE%E0%AE%AA%E0%AF%8D%E0%AE%AA%E0%AF%80%E0%AE%9F%E0%AF%81" title="காப்பீடு – Tamil" lang="ta" hreflang="ta" data-title="காப்பீடு" data-language-autonym="தமிழ்" data-language-local-name="Tamil" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%AC%E0%B1%80%E0%B0%AE%E0%B0%BE" title="బీమా – Telugu" lang="te" hreflang="te" data-title="బీమా" data-language-autonym="తెలుగు" data-language-local-name="Telugu" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-tg mw-list-item"><a href="https://tg.wikipedia.org/wiki/%D0%A1%D1%83%D2%93%D1%83%D1%80%D1%82%D0%B0%D0%BA%D1%83%D0%BD%D3%A3" title="Суғуртакунӣ – Tadzjieks" lang="tg" hreflang="tg" data-title="Суғуртакунӣ" data-language-autonym="Тоҷикӣ" data-language-local-name="Tadzjieks" class="interlanguage-link-target"><span>Тоҷикӣ</span></a></li><li class="interlanguage-link interwiki-th mw-list-item"><a href="https://th.wikipedia.org/wiki/%E0%B8%81%E0%B8%B2%E0%B8%A3%E0%B8%9B%E0%B8%A3%E0%B8%B0%E0%B8%81%E0%B8%B1%E0%B8%99%E0%B8%A0%E0%B8%B1%E0%B8%A2" title="การประกันภัย – Thai" lang="th" hreflang="th" data-title="การประกันภัย" data-language-autonym="ไทย" data-language-local-name="Thai" class="interlanguage-link-target"><span>ไทย</span></a></li><li class="interlanguage-link interwiki-tl mw-list-item"><a href="https://tl.wikipedia.org/wiki/Seguro" title="Seguro – Tagalog" lang="tl" hreflang="tl" data-title="Seguro" data-language-autonym="Tagalog" data-language-local-name="Tagalog" class="interlanguage-link-target"><span>Tagalog</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Sigorta" title="Sigorta – Turks" lang="tr" hreflang="tr" data-title="Sigorta" data-language-autonym="Türkçe" data-language-local-name="Turks" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%A1%D1%82%D1%80%D0%B0%D1%85%D1%83%D0%B2%D0%B0%D0%BD%D0%BD%D1%8F" title="Страхування – Oekraïens" lang="uk" hreflang="uk" data-title="Страхування" data-language-autonym="Українська" data-language-local-name="Oekraïens" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D8%A8%DB%8C%D9%85%DB%81" title="بیمہ – Urdu" lang="ur" hreflang="ur" data-title="بیمہ" data-language-autonym="اردو" data-language-local-name="Urdu" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-uz mw-list-item"><a href="https://uz.wikipedia.org/wiki/Sug%CA%BBurta" title="Sugʻurta – Oezbeeks" lang="uz" hreflang="uz" data-title="Sugʻurta" data-language-autonym="Oʻzbekcha / ўзбекча" data-language-local-name="Oezbeeks" class="interlanguage-link-target"><span>Oʻzbekcha / ўзбекча</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/B%E1%BA%A3o_hi%E1%BB%83m" title="Bảo hiểm – Vietnamees" lang="vi" hreflang="vi" data-title="Bảo hiểm" data-language-autonym="Tiếng Việt" data-language-local-name="Vietnamees" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li><li class="interlanguage-link interwiki-wuu mw-list-item"><a href="https://wuu.wikipedia.org/wiki/%E4%BF%9D%E9%99%A9" title="保险 – Wuyu" lang="wuu" hreflang="wuu" data-title="保险" data-language-autonym="吴语" data-language-local-name="Wuyu" class="interlanguage-link-target"><span>吴语</span></a></li><li class="interlanguage-link interwiki-yi mw-list-item"><a href="https://yi.wikipedia.org/wiki/%D7%A4%D7%90%D7%A8%D7%96%D7%99%D7%9B%D7%A2%D7%A8%D7%95%D7%A0%D7%92" title="פארזיכערונג – Jiddisch" lang="yi" hreflang="yi" data-title="פארזיכערונג" data-language-autonym="ייִדיש" data-language-local-name="Jiddisch" class="interlanguage-link-target"><span>ייִדיש</span></a></li><li class="interlanguage-link interwiki-yo mw-list-item"><a href="https://yo.wikipedia.org/wiki/M%C3%A1%C3%A0d%C3%A1mid%C3%B3f%C3%B2" title="Máàdámidófò – Yoruba" lang="yo" hreflang="yo" data-title="Máàdámidófò" data-language-autonym="Yorùbá" data-language-local-name="Yoruba" class="interlanguage-link-target"><span>Yorùbá</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E4%BF%9D%E9%9A%AA" title="保險 – Chinees" lang="zh" hreflang="zh" data-title="保險" data-language-autonym="中文" data-language-local-name="Chinees" class="interlanguage-link-target"><span>中文</span></a></li><li class="interlanguage-link interwiki-zh-min-nan mw-list-item"><a href="https://zh-min-nan.wikipedia.org/wiki/P%C3%B3-hi%C3%A1m" title="Pó-hiám – Minnanyu" lang="nan" hreflang="nan" data-title="Pó-hiám" data-language-autonym="閩南語 / Bân-lâm-gú" data-language-local-name="Minnanyu" class="interlanguage-link-target"><span>閩南語 / Bân-lâm-gú</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a href="https://zh-yue.wikipedia.org/wiki/%E4%BF%9D%E9%9A%AA" title="保險 – Kantonees" lang="yue" hreflang="yue" data-title="保險" data-language-autonym="粵語" data-language-local-name="Kantonees" class="interlanguage-link-target"><span>粵語</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q43183#sitelinks-wikipedia" title="Taalkoppelingen bewerken" class="wbc-editpage">Koppelingen bewerken</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Naamruimten"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Verzekering" title="Inhoudspagina bekijken [c]" accesskey="c"><span>Artikel</span></a></li><li id="ca-talk" class="vector-tab-noicon mw-list-item"><a href="/wiki/Overleg:Verzekering" rel="discussion" title="Overleg over deze pagina [t]" accesskey="t"><span>Overleg</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown emptyPortlet" > <input type="checkbox" id="vector-variants-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-variants-dropdown" class="vector-dropdown-checkbox " aria-label="Taalvariant wijzigen" > <label id="vector-variants-dropdown-label" for="vector-variants-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">Nederlands</span> </label> <div class="vector-dropdown-content"> <div id="p-variants" class="vector-menu mw-portlet mw-portlet-variants emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> </div> </div> </nav> </div> <div id="right-navigation" class="vector-collapsible"> <nav aria-label="Weergaven"> <div id="p-views" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-views" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-view" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Verzekering"><span>Lezen</span></a></li><li id="ca-ve-edit" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Verzekering&veaction=edit" title="Deze pagina bewerken [v]" accesskey="v"><span>Bewerken</span></a></li><li id="ca-edit" class="collapsible vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Verzekering&action=edit" title="Broncode van deze pagina bewerken [e]" accesskey="e"><span>Brontekst bewerken</span></a></li><li id="ca-history" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Verzekering&action=history" title="Eerdere versies van deze pagina [h]" accesskey="h"><span>Geschiedenis weergeven</span></a></li> </ul> </div> </div> </nav> <nav class="vector-page-tools-landmark" aria-label="Paginahulpmiddelen"> <div id="vector-page-tools-dropdown" class="vector-dropdown vector-page-tools-dropdown" > <input type="checkbox" id="vector-page-tools-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-tools-dropdown" class="vector-dropdown-checkbox " aria-label="Hulpmiddelen" > <label id="vector-page-tools-dropdown-label" for="vector-page-tools-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">Hulpmiddelen</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-tools-unpinned-container" class="vector-unpinned-container"> <div id="vector-page-tools" class="vector-page-tools vector-pinnable-element"> <div class="vector-pinnable-header vector-page-tools-pinnable-header vector-pinnable-header-unpinned" data-feature-name="page-tools-pinned" data-pinnable-element-id="vector-page-tools" data-pinned-container-id="vector-page-tools-pinned-container" data-unpinned-container-id="vector-page-tools-unpinned-container" > <div class="vector-pinnable-header-label">Hulpmiddelen</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-page-tools.pin">naar zijbalk verplaatsen</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-page-tools.unpin">verbergen</button> </div> <div id="p-cactions" class="vector-menu mw-portlet mw-portlet-cactions emptyPortlet vector-has-collapsible-items" title="Meer opties" > <div class="vector-menu-heading"> Handelingen </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-more-view" class="selected vector-more-collapsible-item mw-list-item"><a href="/wiki/Verzekering"><span>Lezen</span></a></li><li id="ca-more-ve-edit" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Verzekering&veaction=edit" title="Deze pagina bewerken [v]" accesskey="v"><span>Bewerken</span></a></li><li id="ca-more-edit" class="collapsible vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Verzekering&action=edit" title="Broncode van deze pagina bewerken [e]" accesskey="e"><span>Brontekst bewerken</span></a></li><li id="ca-more-history" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Verzekering&action=history"><span>Geschiedenis weergeven</span></a></li> </ul> </div> </div> <div id="p-tb" class="vector-menu mw-portlet mw-portlet-tb" > <div class="vector-menu-heading"> Algemeen </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-whatlinkshere" class="mw-list-item"><a href="/wiki/Speciaal:VerwijzingenNaarHier/Verzekering" title="Lijst met alle pagina's die naar deze pagina verwijzen [j]" accesskey="j"><span>Links naar deze pagina</span></a></li><li id="t-recentchangeslinked" class="mw-list-item"><a href="/wiki/Speciaal:RecenteWijzigingenGelinkt/Verzekering" rel="nofollow" title="Recente wijzigingen in pagina's waar deze pagina naar verwijst [k]" accesskey="k"><span>Gerelateerde wijzigingen</span></a></li><li id="t-upload" class="mw-list-item"><a href="//commons.wikimedia.org/wiki/Special:UploadWizard?uselang=nl" title="Bestanden uploaden [u]" accesskey="u"><span>Bestand uploaden</span></a></li><li id="t-specialpages" class="mw-list-item"><a href="/wiki/Speciaal:SpecialePaginas" title="Lijst met alle speciale pagina's [q]" accesskey="q"><span>Speciale pagina's</span></a></li><li id="t-permalink" class="mw-list-item"><a href="/w/index.php?title=Verzekering&oldid=63914183" title="Permanente koppeling naar deze versie van deze pagina"><span>Permanente koppeling</span></a></li><li id="t-info" class="mw-list-item"><a href="/w/index.php?title=Verzekering&action=info" title="Meer informatie over deze pagina"><span>Paginagegevens</span></a></li><li id="t-cite" class="mw-list-item"><a href="/w/index.php?title=Speciaal:Citeren&page=Verzekering&id=63914183&wpFormIdentifier=titleform" title="Informatie over hoe u deze pagina kunt citeren"><span>Deze pagina citeren</span></a></li><li id="t-urlshortener" class="mw-list-item"><a href="/w/index.php?title=Speciaal:UrlShortener&url=https%3A%2F%2Fnl.wikipedia.org%2Fwiki%2FVerzekering"><span>Verkorte URL verkrijgen</span></a></li><li id="t-urlshortener-qrcode" class="mw-list-item"><a href="/w/index.php?title=Speciaal:QrCode&url=https%3A%2F%2Fnl.wikipedia.org%2Fwiki%2FVerzekering"><span>QR-code downloaden</span></a></li> </ul> </div> </div> <div id="p-coll-print_export" class="vector-menu mw-portlet mw-portlet-coll-print_export" > <div class="vector-menu-heading"> Afdrukken/exporteren </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="coll-create_a_book" class="mw-list-item"><a href="/w/index.php?title=Speciaal:Boek&bookcmd=book_creator&referer=Verzekering"><span>Boek aanmaken</span></a></li><li id="coll-download-as-rl" class="mw-list-item"><a href="/w/index.php?title=Speciaal:DownloadAsPdf&page=Verzekering&action=show-download-screen"><span>Downloaden als PDF</span></a></li><li id="t-print" class="mw-list-item"><a href="/w/index.php?title=Verzekering&printable=yes" title="Printvriendelijke versie van deze pagina [p]" accesskey="p"><span>Afdrukversie</span></a></li> </ul> </div> </div> <div id="p-wikibase-otherprojects" class="vector-menu mw-portlet mw-portlet-wikibase-otherprojects" > <div class="vector-menu-heading"> In andere projecten </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="wb-otherproject-link wb-otherproject-commons mw-list-item"><a href="https://commons.wikimedia.org/wiki/Category:Insurance" hreflang="en"><span>Wikimedia Commons</span></a></li><li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q43183" title="Koppeling naar item in verbonden gegevensrepository [g]" accesskey="g"><span>Wikidata-item</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Paginahulpmiddelen"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Uiterlijk"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Uiterlijk</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">naar zijbalk verplaatsen</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">verbergen</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Uit Wikipedia, de vrije encyclopedie</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="nl" dir="ltr"><div id="sjabloon_zie_artikel" class="hatnote" style="padding:0.5em; margin-bottom:0.5em; border-bottom:1px solid #aaa; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Voor sociale verzekeringen, zie <a href="/wiki/Sociale_zekerheid" title="Sociale zekerheid">Sociale zekerheid</a>.</i> </div> <p>Een <b>verzekering</b> of <b>assurantie</b> is een <a href="/wiki/Overeenkomst_(contract)" title="Overeenkomst (contract)">overeenkomst</a> tussen een <a href="/wiki/Verzekeringsmaatschappij" title="Verzekeringsmaatschappij">verzekeringsmaatschappij</a> en een <a href="/wiki/Verzekeringnemer" class="mw-redirect" title="Verzekeringnemer">verzekeringnemer</a>. Met een verzekering poogt de verzekeringnemer de financiële gevolgen van een <a href="/wiki/Risico_(financieel)" title="Risico (financieel)">risico</a> af te dekken die hij zelf niet kan of wil dragen. </p><p>Een verzekering kan verplicht zijn, of vrijwillig (optioneel). In België is een autoverzekering in principe verplicht, maar grote firma's kunnen zichzelf borg stellen voor het vergoeden van schade aan derden. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Verzekeringsrecht">Verzekeringsrecht</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=1" title="Bewerk dit kopje: Verzekeringsrecht" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=1" title="De broncode bewerken van de sectie: Verzekeringsrecht"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading3"><h3 id="Nederland">Nederland</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=2" title="Bewerk dit kopje: Nederland" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=2" title="De broncode bewerken van de sectie: Nederland"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Titel 17 van boek 7 van het <a href="/wiki/Burgerlijk_Wetboek_(Nederland)" title="Burgerlijk Wetboek (Nederland)">Burgerlijk Wetboek</a> gaat over de verzekering als speciale soort <a href="/wiki/Overeenkomst_(Nederland)" title="Overeenkomst (Nederland)">overeenkomst</a>.<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> Het eerste artikel van deze titel, 7:925 BW, omschrijft een verzekering als volgt: </p> <dl><dd><i>Verzekering is een overeenkomst waarbij de ene partij, de verzekeraar, zich tegen genot van premie jegens haar wederpartij, de verzekeringnemer, verbindt tot het doen van een of meer uitkeringen, en bij het sluiten der overeenkomst voor partijen geen zekerheid bestaat, dat, wanneer of tot welk bedrag enige uitkering moet worden gedaan, of ook hoe lang de overeengekomen premiebetaling zal duren. Zij is hetzij een schadeverzekering, hetzij een sommenverzekering.</i></dd></dl> <p>Uit de definitie valt af te leiden waaraan een overeenkomst moet voldoen om een verzekering te zijn. </p> <ul><li>Er zijn twee partijen, een verzekeraar en een verzekeringnemer die de overeenkomst aangaan;</li> <li>De verzekeraar verbindt zich, tegen genot van <a href="/wiki/Verzekeringspremie" title="Verzekeringspremie">premie</a> tot het doen van één of meer uitkeringen;</li> <li>Bij aanvang van de overeenkomst bestaat geen duidelijkheid over dat een uitkering wordt gedaan, wanneer een uitkering wordt gedaan of tot welk bedrag een uitkering wordt gedaan of hoe lang de overeengekomen premiebetaling zal duren;</li> <li>De overeenkomst is een <a href="/wiki/Schadeverzekering" title="Schadeverzekering">schadeverzekering</a> of een <a href="/wiki/Sommenverzekering" title="Sommenverzekering">sommenverzekering</a>.</li></ul> <p>Tegenover de betaling van premie door de verzekeringnemer staat de uitkering door de verzekeraar indien, zoals de wet het omschrijft, ‘het risico wordt verwezenlijkt’. In andere woorden: wanneer de verzekerde gebeurtenis of situatie zich voordoet. </p><p>Belangrijk is de onzekerheid bij de partijen. Er moet wettelijk sprake zijn van een onzekere factor bij beide partijen. Deze onzekere factor kan op diverse manieren tot stand komen, zoals de wet omschrijft: </p> <ul><li>Er bestaat geen duidelijkheid over wanneer een uitkering wordt gedaan; of</li> <li>Tot welk bedrag en uitkering wordt gedaan; of</li> <li>Hoe lang de premiebetaling zal duren.</li></ul> <div class="mw-heading mw-heading3"><h3 id="België"><span id="Belgi.C3.AB"></span>België</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=3" title="Bewerk dit kopje: België" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=3" title="De broncode bewerken van de sectie: België"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In België definieert de wet een verzekeringsovereenkomst als "een overeenkomst waarbij de ene partij, de verzekeraar, zich tegenover de andere partij, de verzekeringnemer, ertoe verbindt om tegen betaling van een vaste of veranderlijke premie (prijs) een in de overeenkomst bepaalde meestal geldelijke prestatie te leveren aan de verzekeringnemer of de begunstigde indien zich een onzekere gebeurtenis voordoet waarbij de verzekeringnemer of de begunstigde er het belang bij heeft dat de onzekere gebeurtenis zich níét voordoet".<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> Iedere verzekering heeft een <a href="/wiki/Lijst_van_verzekeringen_in_Belgi%C3%AB" title="Lijst van verzekeringen in België">type-code</a> (tak genoemd). </p> <div class="mw-heading mw-heading2"><h2 id="Soorten_verzekering">Soorten verzekering</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=4" title="Bewerk dit kopje: Soorten verzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=4" title="De broncode bewerken van de sectie: Soorten verzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Verzekeringen worden vanuit de wet onderverdeeld in twee soorten: schadeverzekeringen en sommenverzekeringen. </p> <div class="mw-heading mw-heading3"><h3 id="Schadeverzekering">Schadeverzekering</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=5" title="Bewerk dit kopje: Schadeverzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=5" title="De broncode bewerken van de sectie: Schadeverzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="hatnote" style="margin-bottom:0.5em; padding:0.5em 0 0.5em 1.6em; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Zie <a href="/wiki/Schadeverzekering" title="Schadeverzekering">Schadeverzekering</a> voor het hoofdartikel over dit onderwerp.</i></div> <p>Een schadeverzekering is een verzekering waarbij de strekking is het vermogen van de verzekeringnemer te beschermen. Dit vermogen kan bijvoorbeeld worden aangetast door beschadigd raken of verloren gaan van bezit of door aan derden veroorzaakte schade, waarvoor men <a href="/wiki/Aansprakelijk" class="mw-redirect" title="Aansprakelijk">wettelijk aansprakelijk</a> is. </p><p>De meeste verzekeringen zijn schadeverzekeringen. </p><p>Enkele voorbeelden van schadeverzekeringen: </p> <ul><li><a href="/wiki/Autoverzekering" title="Autoverzekering">autoverzekering</a></li> <li><a href="/wiki/Inboedelverzekering" class="mw-redirect" title="Inboedelverzekering">inboedelverzekering</a></li> <li><a href="/wiki/Opstalverzekering" title="Opstalverzekering">opstalverzekering</a></li> <li><a href="/wiki/Wettelijke-aansprakelijkheidsverzekering" class="mw-redirect" title="Wettelijke-aansprakelijkheidsverzekering">aansprakelijkheidsverzekering</a></li> <li><a href="/wiki/Rechtsbijstandverzekering" title="Rechtsbijstandverzekering">rechtsbijstandverzekering</a></li> <li><a href="/wiki/Zorgverzekering_(Nederland)" title="Zorgverzekering (Nederland)">zorgverzekering</a></li></ul> <div class="hatnote" style="margin-bottom:0.5em; padding:0.5em 0 0.5em 1.6em; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Zie verder bij <a href="/wiki/Schade_(verzekering)" title="Schade (verzekering)">Schade (verzekering)</a></i></div> <div class="mw-heading mw-heading4"><h4 id="Einde_van_de_schadeverzekering">Einde van de schadeverzekering</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=6" title="Bewerk dit kopje: Einde van de schadeverzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=6" title="De broncode bewerken van de sectie: Einde van de schadeverzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Een verzekering voor consumenten heeft standaard een contractsduur van maximaal één jaar. De verlenging van een verzekering moet in alle gevallen ruim van tevoren door de verzekeringsmaatschappij worden aangegeven. Contracten met een stilzwijgende verlenging bestaan vanaf 1 januari 2010 dus niet meer. </p><p>Komen consument en verzekeringsmaatschappij een andere looptijd van de verzekering overeen, dan zal hiervoor een dubbele handtekening van consument vereist zijn. </p><p>De opzegtermijn is, na de eerste verlenging, in alle gevallen maximaal 1 maand. Is een meerderjarig contract gewenst, dan is dit mogelijk mits (opnieuw) een dubbele handtekening van de consument is verkregen. </p> <div class="mw-heading mw-heading3"><h3 id="Sommenverzekering">Sommenverzekering</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=7" title="Bewerk dit kopje: Sommenverzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=7" title="De broncode bewerken van de sectie: Sommenverzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="hatnote" style="margin-bottom:0.5em; padding:0.5em 0 0.5em 1.6em; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Zie <a href="/wiki/Sommenverzekering" title="Sommenverzekering">Sommenverzekering</a> voor het hoofdartikel over dit onderwerp.</i></div> <p>Een sommenverzekering keert een van tevoren afgesproken bedrag uit wanneer het onzekere voorval zich voordoet. Een sommenverzekering wordt afgesloten op het leven of de gezondheid van een persoon. Sommenverzekeringen zijn daardoor bijna altijd <a href="/wiki/Levensverzekering" title="Levensverzekering">levensverzekeringen</a>. Uitzondering hierop zijn een <a href="/wiki/Ongevallenverzekering" class="mw-redirect" title="Ongevallenverzekering">ongevallenverzekering</a> en <a href="/wiki/Arbeidsongeschiktheidsverzekering" class="mw-redirect" title="Arbeidsongeschiktheidsverzekering">arbeidsongeschiktheidsverzekering</a>. </p> <div class="mw-heading mw-heading4"><h4 id="Einde_van_de_levensverzekering">Einde van de levensverzekering</h4><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=8" title="Bewerk dit kopje: Einde van de levensverzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=8" title="De broncode bewerken van de sectie: Einde van de levensverzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="hatnote" style="margin-bottom:0.5em; padding:0.5em 0 0.5em 1.6em; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Zie <a href="/wiki/Levensverzekering" title="Levensverzekering">Levensverzekering</a> voor het hoofdartikel over dit onderwerp.</i></div> <p>Een levensverzekering eindigt nadat een uitkering is verstrekt. Daarnaast is de verzekeringnemer te allen tijde gerechtigd de verzekering te beëindigen. Anders dan een schadeverzekering kan een dergelijke verzekering niet worden geroyeerd bij een "onbevredigend schadeverloop" doordat de verzekerde "te" lang blijft leven. </p> <div class="mw-heading mw-heading2"><h2 id="Totstandkoming_van_een_verzekering">Totstandkoming van een verzekering</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=9" title="Bewerk dit kopje: Totstandkoming van een verzekering" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=9" title="De broncode bewerken van de sectie: Totstandkoming van een verzekering"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>De verzekering komt tot stand door het sluiten van een verzekeringsovereenkomst: </p> <ul><li>De kandidaat-verzekeringnemer doet een aanvraag. Hij verstrekt hierbij alle gegevens die op de te sluiten verzekering betrekking hebben. Juridisch gezien is de aanvraag een aanbod van de kant van de kandidaat-verzekeringnemer.</li> <li>De gegevens worden aan de verzekeraar voorgelegd. Zodra deze de verzekering accepteert, aanvaardt hij het aanbod en is de overeenkomst tot stand gekomen.</li> <li>Vanaf dat ogenblik zijn beide partijen aan de overeenkomst gebonden (vaak heeft de verzekeraar een bedenktijd opgenomen van 14 dagen. De verzekeringnemer kan dan binnen 14 dagen nog van de verzekering af). De verzekeraar zal de overeenkomst bekrachtigen door de afgifte van een <a href="/wiki/Verzekeringspolis" title="Verzekeringspolis">verzekeringspolis</a>.</li></ul> <p>Door de complexiteit van de contracten, de variatie in de schadegevallen en de verantwoordelijkheid van eventueel derde partijen leidt een schadegeval dikwijls tot (grote) discussies, langdurige schadedossiers, en eventueel een (complexe) rechtszaak. Denk maar aan de <a href="/wiki/Aanslagen_in_Brussel_op_22_maart_2016" class="mw-redirect" title="Aanslagen in Brussel op 22 maart 2016">aanslagen in Zaventem</a>. </p> <div class="mw-heading mw-heading2"><h2 id="Mededelingsplicht">Mededelingsplicht</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=10" title="Bewerk dit kopje: Mededelingsplicht" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=10" title="De broncode bewerken van de sectie: Mededelingsplicht"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="hatnote" style="margin-bottom:0.5em; padding:0.5em 0 0.5em 1.6em; font-size:95%;" role="note"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/15px-1rightarrow_blue.svg.png" decoding="async" width="15" height="15" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/23px-1rightarrow_blue.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/ee/1rightarrow_blue.svg/30px-1rightarrow_blue.svg.png 2x" data-file-width="480" data-file-height="480" /></span></span> <i>Zie <a href="/wiki/Mededelingsplicht_(verzekering)" title="Mededelingsplicht (verzekering)">mededelingsplicht (verzekering)</a> voor het hoofdartikel over dit onderwerp.</i></div> <p>De verzekeringnemer is verplicht gevraagde informatie te verstrekken. De wet omschrijft deze verplichting in art. 7:928 lid 1 BW: </p> <dl><dd><i>De verzekeringnemer is verplicht vóór het sluiten van de overeenkomst aan de verzekeraar alle feiten mee te delen die hij kent of behoort te kennen, en waarvan, naar hij weet of behoort te weten, de beslissing van de verzekeraar of, en zo ja, op welke voorwaarden, hij de verzekering wil sluiten, afhangt of kan afhangen.</i></dd></dl> <p>Doorgaans bepaalt het aanvraagformulier de omvang van de mededelingsplicht. De verzekeringnemer hoeft uitsluitend de vragen te beantwoorden, hij hoeft geen spontane mededelingen te verstrekken. </p> <div class="mw-heading mw-heading2"><h2 id="Zie_ook">Zie ook</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Verzekering&veaction=edit&section=11" title="Bewerk dit kopje: Zie ook" class="mw-editsection-visualeditor"><span>bewerken</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Verzekering&action=edit&section=11" title="De broncode bewerken van de sectie: Zie ook"><span>brontekst bewerken</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a href="/wiki/Actuaris" title="Actuaris">Actuaris</a></li> <li><a href="/wiki/Verzekeringsrecht_(Nederland)" title="Verzekeringsrecht (Nederland)">Verzekeringsrecht (Nederland)</a></li> <li><a href="/wiki/Herverzekering" title="Herverzekering">Herverzekering</a></li> <li><a href="/wiki/Lijst_van_verzekeringen_in_Belgi%C3%AB" title="Lijst van verzekeringen in België">Lijst van verzekeringen in België</a></li></ul> <div class="toccolours appendix" role="presentation" style="font-size:90%; margin:1em 0 -0.5em; clear:both;"> <div><span style="font-weight:bold">Bronnen, noten en/of referenties</span></div> <div class="reflist" style="list-style-type: decimal;"><div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><a href="#cite_ref-1">↑</a></span> <span class="reference-text"><span class="citation"><a rel="nofollow" class="external text" href="https://wetten.overheid.nl/BWBR0005290/2019-09-14#Boek7_Titeldeel17">Titel 17 boek 7 BW op wetten.overheid.nl</a>. Geraadpleegd op zondag 27 oktober 2019. </span></span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><a href="#cite_ref-2">↑</a></span> <span class="reference-text">Art. 5, 14° van de wet van 4 april 2014 betreffende de verzekeringen.</span> </li> </ol></div></div> </div>    </div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?type=1x1&useformat=desktop" alt="" width="1" height="1" style="border: none; position: absolute;"></noscript> <div class="printfooter" data-nosnippet="">Overgenomen van "<a dir="ltr" href="https://nl.wikipedia.org/w/index.php?title=Verzekering&oldid=63914183">https://nl.wikipedia.org/w/index.php?title=Verzekering&oldid=63914183</a>"</div></div> <div id="catlinks" class="catlinks" data-mw="interface"><div id="mw-normal-catlinks" class="mw-normal-catlinks"><a href="/wiki/Categorie:Alles" title="Categorie:Alles">Categorie</a>: <ul><li><a href="/wiki/Categorie:Verzekeren" title="Categorie:Verzekeren">Verzekeren</a></li></ul></div></div> </div> </main> </div> <div class="mw-footer-container"> <footer id="footer" class="mw-footer" > <ul id="footer-info"> <li id="footer-info-lastmod"> Deze pagina is voor het laatst bewerkt op 3 mrt 2023 om 11:36.</li> <li id="footer-info-copyright">De tekst is beschikbaar onder de licentie <a rel="nofollow" class="external text" href="//creativecommons.org/licenses/by-sa/4.0/deed.nl">Creative Commons Naamsvermelding/Gelijk delen</a>, er kunnen aanvullende voorwaarden van toepassing zijn. Zie de <a class="external text" href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Terms_of_Use/nl">gebruiksvoorwaarden</a> voor meer informatie.<br /> Wikipedia® is een geregistreerd handelsmerk van de <a rel="nofollow" class="external text" href="https://www.wikimediafoundation.org">Wikimedia Foundation, Inc.</a>, een organisatie zonder winstoogmerk.</li> </ul> <ul id="footer-places"> <li id="footer-places-privacy"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Privacy_policy">Privacybeleid</a></li> <li id="footer-places-about"><a href="/wiki/Wikipedia">Over Wikipedia</a></li> <li id="footer-places-disclaimers"><a href="/wiki/Wikipedia:Algemeen_voorbehoud">Disclaimers</a></li> <li id="footer-places-wm-codeofconduct"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Universal_Code_of_Conduct">Gedragscode</a></li> <li id="footer-places-developers"><a href="https://developer.wikimedia.org">Ontwikkelaars</a></li> <li id="footer-places-statslink"><a href="https://stats.wikimedia.org/#/nl.wikipedia.org">Statistieken</a></li> <li id="footer-places-cookiestatement"><a href="https://foundation.wikimedia.org/wiki/Special:MyLanguage/Policy:Cookie_statement">Cookieverklaring</a></li> <li id="footer-places-mobileview"><a href="//nl.m.wikipedia.org/w/index.php?title=Verzekering&mobileaction=toggle_view_mobile" class="noprint stopMobileRedirectToggle">Mobiele weergave</a></li> </ul> <ul id="footer-icons" class="noprint"> <li id="footer-copyrightico"><a href="https://wikimediafoundation.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/static/images/footer/wikimedia-button.svg" width="84" height="29" alt="Wikimedia Foundation" loading="lazy"></a></li> <li id="footer-poweredbyico"><a href="https://www.mediawiki.org/" class="cdx-button cdx-button--fake-button cdx-button--size-large cdx-button--fake-button--enabled"><img src="/w/resources/assets/poweredby_mediawiki.svg" alt="Powered by MediaWiki" width="88" height="31" loading="lazy"></a></li> </ul> </footer> </div> </div> </div> <div class="vector-settings" id="p-dock-bottom"> <ul></ul> </div><script>(RLQ=window.RLQ||[]).push(function(){mw.config.set({"wgHostname":"mw-web.codfw.main-5c59558b9d-46n87","wgBackendResponseTime":146,"wgPageParseReport":{"limitreport":{"cputime":"0.047","walltime":"0.070","ppvisitednodes":{"value":692,"limit":1000000},"postexpandincludesize":{"value":3959,"limit":2097152},"templateargumentsize":{"value":882,"limit":2097152},"expansiondepth":{"value":10,"limit":100},"expensivefunctioncount":{"value":0,"limit":500},"unstrip-depth":{"value":0,"limit":20},"unstrip-size":{"value":938,"limit":5000000},"entityaccesscount":{"value":0,"limit":400},"timingprofile":["100.00% 40.490 1 -total"," 69.12% 27.987 1 Sjabloon:Appendix"," 62.46% 25.291 1 Sjabloon:References"," 21.36% 8.648 1 Sjabloon:Citeer_web"," 13.68% 5.538 5 Sjabloon:Zie_hoofdartikel"," 8.07% 3.268 4 Sjabloon:Multiparameters"," 5.32% 2.155 1 Sjabloon:Zie_ook"," 4.96% 2.007 1 Sjabloon:Zie_artikel"]},"scribunto":{"limitreport-timeusage":{"value":"0.003","limit":"10.000"},"limitreport-memusage":{"value":623497,"limit":52428800}},"cachereport":{"origin":"mw-web.codfw.main-694cf4987f-7qjn2","timestamp":"20241126003539","ttl":2592000,"transientcontent":false}}});});</script> <script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"Article","name":"Verzekering","url":"https:\/\/nl.wikipedia.org\/wiki\/Verzekering","sameAs":"http:\/\/www.wikidata.org\/entity\/Q43183","mainEntity":"http:\/\/www.wikidata.org\/entity\/Q43183","author":{"@type":"Organization","name":"Bijdragers aan Wikimedia-projecten"},"publisher":{"@type":"Organization","name":"Wikimedia Foundation, Inc.","logo":{"@type":"ImageObject","url":"https:\/\/www.wikimedia.org\/static\/images\/wmf-hor-googpub.png"}},"datePublished":"2004-01-10T20:56:23Z","dateModified":"2023-03-03T10:36:17Z","headline":"economische activiteit"}</script> </body> </html>