CINXE.COM

<!doctype html><html lang="en-US" layoutversion=""><head data-oet-date="10/3/23 12:20 PM" data-oet-version="95.0"><meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"><meta http-equiv="Content-Type" content="text/html;charset=utf-8"/><meta name="viewport" content="width=device-width,initial-scale=1"><meta name="color-scheme" content="only light"><meta name="color-scheme" content="only light"><title>Auto Loan FAQs from Bank of America</title><meta name="description" content="Find our frequently asked questions about new, used and refinance auto loans, and servicing your existing auto loan."><meta name="keywords" content="auto loan faq, car loan faq"><link rel="canonical" href="https://www.bankofamerica.com/auto-loans/auto-loan-faq/"><link rel="alternate" href="https://www.bankofamerica.com/auto-loans/auto-loan-faq/es/" hreflang="es-US"><meta property="og:title" content="Auto Loan FAQs from Bank of America"><meta property="og:description" content="Find our frequently asked questions about new, used and refinance auto loans, and servicing your existing auto loan."><meta property="og:type" content="website"><meta property="og:locale" content="en_US"><meta property="og:site_name" content="Bank of America"><meta property="og:url" content="https://www.bankofamerica.com/auto-loans/auto-loan-faq/"><meta property="og:image" content="https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/man-driving-car.jpg"><meta property="og:image:alt" content="Auto Loan FAQs from Bank of America"><meta name="twitter:title" content="Auto Loan FAQs from Bank of America"><meta name="twitter:description" content="Find our frequently asked questions about new, used and refinance auto loans, and servicing your existing auto loan."><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@BankofAmerica"><meta name="twitter:url" content="https://www.bankofamerica.com/auto-loans/auto-loan-faq/"><meta name="twitter:image" content="https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/man-driving-car.jpg"><meta name="twitter:image:alt" content="Auto Loan FAQs from Bank of America"><link rel="apple-touch-icon" sizes="180x180" href="/auto-loans/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"><link rel="icon" sizes="32x32" href="/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"><link rel="icon" sizes="16x16" href="/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"><link rel="icon" sizes="192x192" href="/auto-loans/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"><link rel="mask-icon" href="/auto-loans/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg" color="#6e6e6e"><link rel="shortcut icon" href="/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"><meta name="msapplication-TileColor" content="#ffffff"><meta name="msapplication-TileImage" content="/auto-loans/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"><meta name="theme-color" content="#ffffff"><script>try{var setMDA=/wrap=mda/gi.test(window.location.search),isMDA=setMDA||"true"===window.sessionStorage.getItem("mda");if(setMDA)window.sessionStorage.setItem("mda","true");if(isMDA)document.documentElement.classList.add("mda")}catch(t){}</script><style>body{visibility:hidden}</style><link href="https://www1.bac-assets.com//auto-loans/spa-assets/css/styles-eec1aa4ee9ff8a2fbad2.m.css" rel="stylesheet"><link href="https://www1.bac-assets.com//auto-loans/spa-assets/css/auto-loans-auto-loan-faq-page-b71f20f8c628699c7610.m.css" rel="stylesheet"></head><body data-sparta-version="6.4.0" data-build-id="228954" data-sparta-wrapper="auto-loans" class="sparta-media-query-utility-loading"><div data-sparta-container="auto-loans" class="flex-grid-nest spa-contextroot-auto-loans spa-site-auto-loans"><script>if(self==top){var theBody=document.getElementsByTagName("body")[0];theBody.style.visibility="visible"}else top.location=""</script><noscript><style>body{visibility:visible}</style></noscript><a class="ada-hidden ada-visible-focus" href="#skip-to-h1" id="ada-skip-link">Skip to main content</a><div class="spa-layout-container spa-layout-container--flex-grid-nest"><div data-component="layout" data-layout="@sparta.global.templates/flex-grid-layout" data-version="" class="sparta-layout flex-grid-layout" id="top"><section id="head-row" class="head-row small-centered"><div class="row small-collapse"><div class="column"><div id="semanticMarkupModule" data-component="module" data-module="global-semantic-markup-module" data-version="1.0.4" data-sparta-load="primary" data-module-ref="@sparta.global.modules/semantic-markup-module" data-options="{}" data-init="GlobalSemanticMarkupModule" data-module-parameters='{"pageSelector":"auto-loan-faq"}' class="semantic-markup-module-class-v-1-0-4 semantic-markup-module spa-module-init"><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "Corporation", "name": "Bank of America", "url": "https://www.bankofamerica.com/", "logo": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png" }</script><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "Organization", "name": "Bank of America", "url": "https://www.bankofamerica.com/", "logo": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png" }</script><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "FAQPage", "name": "Auto Loan FAQs from Bank of America", "description": "Find our frequently asked questions about new, used and refinance auto loans, and servicing your existing auto loan.", "keywords": "auto loan faq, car loan faq", "url": "https://www.bankofamerica.com/auto-loans/auto-loan-faq/", "image": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/man-driving-car.jpg", "mainEntity": [ { "@context": "https://schema.org", "@type": "Question", "name": "What types of car loans do you offer?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Bank of America offers a variety of auto loan types:</p><ul><li><a id='dealerPurchases' href='https://www.bankofamerica.com/auto-loans/auto-loan-faq/#purchasing-a-car' data-aaclickevent='true'>Dealer purchases</a> (when you purchase a new or used car at a dealership)</li><li><a id='refinancing' href='https://www.bankofamerica.com/auto-loans/auto-loan-faq/#refinancing-an-existing-car-loan' data-aaclickevent='true'>Refinancing of current auto loans</a></li><li><a id='leaseBuyouts' href='https://www.bankofamerica.com/auto-loans/auto-loan-faq/#buying-out-your-lease' data-aaclickevent='true'>Lease buyouts</a> (when you decide to purchase your leased vehicle)</li><li><a id='privateParty' href='https://www.bankofamerica.com/auto-loans/auto-loan-faq/#purchasing-a-car' data-aaclickevent='true'>Private party</a> (when you purchase a vehicle from another individual). You can apply for a private party loan by visiting a financial center.</li></ul>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "Are there any types of vehicles Bank of America does not finance?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Yes. The following vehicles are <strong>not eligible</strong> for financing:</p><ul><li>Vehicles older than 10 calendar years</li><li>Vehicles with 125,000 miles or more</li><li>Vehicles valued at less than $6,000 (based on franchise dealer invoice for new vehicles or the wholesale value from an official used car value guide such as .D. Power for used vehicles)</li><li>Vehicles used for commercial and/or business purposes (we do offer small business auto loans through or <a id='businessAdvantage' href='https://www.bankofamerica.com/smallbusiness/business-financing/auto-loans/' target='_blank' rel='noopener noreferrer' data-aaclickevent='true'>Business Advantage</a> product)</li><li>Commercial vehicles like heavy-duty trucks (450/4500 series Trucks and vans)</li><li>Salvaged or branded-title vehicles</li><li>Gray market or lemon law vehicles</li><li>Conversion or delivery vehicles</li><li>Motorcycles, boats or aircraft</li><li>Recreational Vehicles (RV). We only finance RV loans through our Authorized RV Dealers. Use the a id='RVDealer' href='https://dealer-network.bankofamerica.com/rv-dealers/' target='_blank' rel='noopener noreferrer' data-aaclickevent='true'>Recreational Vehicles (RV) Dealer Locator</a> tool to find an RV dealership of your convenience.</li></ul>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "Who is eligible to apply for an auto loan?", "acceptedAnswer": { "@type": "Answer", "text": "You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent)." } }, { "@context": "https://schema.org", "@type": "Question", "name": "Do you offer car loans in all 50 states?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. Bank of America car loans are available in all 50 states and the District of Columbia." } }, { "@context": "https://schema.org", "@type": "Question", "name": "Are there any specific terms and conditions I should be aware of before applying for an auto loan?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Specific terms for your auto loan are determined by a variety of factors, but you should be aware of the following:</p><ul><li>The minimum amount we finance is $7,500 ($8,000 in Minnesota)</li><li>Term limitations may apply</li><li>Loan-to-value restrictions apply</li><li>A down payment may be required</li><li>Title and state fees may apply</li></ul>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "If I decide to pay my auto loan off early, is there a prepayment penalty?", "acceptedAnswer": { "@type": "Answer", "text": "No - Bank of America does not enforce prepayment penalties for automobile financing accounts that it services." } }, { "@context": "https://schema.org", "@type": "Question", "name": "What qualifies a vehicle for a new vs. used auto loan rate?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Vehicle is considered new when it meets both of the following criteria:</p><ul><li>Never been titled or registered with the DMV or any other appropriate agency</li><li>Odometer (if applicable) has less than 6,000 miles</li></ul><p>Note - Prior year untitled vehicles must be considered used as of June 1 of the current year (Example: a 2021 model is considered used as of June 1, 2022)</p>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "How do I apply for an auto loan?", "acceptedAnswer": { "@type": "Answer", "text": "<p>You can a id='applyForAutoLoanOnline' href='https://www.bankofamerica.com/auto-loans/auto-loan-rates/' target='_blank' rel='noopener noreferrer' data-aaclickevent='true'>review rates and apply for your auto loan online& in just a few minutes. There's no fee to apply and most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we'll send you an email when the decision is ready.</p><p>You can also schedule an appointment at your local financial center to meet with us at your convenience or contact us at 844.892.6002 to apply over the phone.</p>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "Does Bank of America charge a fee to apply for an auto loan?", "acceptedAnswer": { "@type": "Answer", "text": "No. Bank of America does not charge you an auto loan application fee." } }, { "@context": "https://schema.org", "@type": "Question", "name": "What type of information do you collect when I apply for an auto loan?", "acceptedAnswer": { "@type": "Answer", "text": "<p>When you review rates and apply for an auto loan with Bank of America, you'll be asked to provide personal information such as your name, address, Social Security number, employment information, income, U.S. citizenship status and email address.</p><p>Depending on the specifics of your loan request, the following documents may be required prior to closing: purchase agreement/bill of sale, registration, title, lease buyout instructions, proof of income, federal tax returns, W-2s and financial statements.</p><p>For refinance loans and lease buyouts, we require specific vehicle information such as make, model, year, mileage and vehicle identification number (VIN).</p>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "What should I do if I've frozen my credit?", "acceptedAnswer": { "@type": "Answer", "text": "If you have frozen your credit report due to security concerns, you will need to temporarily unfreeze with all three credit bureaus (Equifax, TransUnion and Experian) to proceed with an auto application. Please refer to the instructions provided when you froze your report or contact the individual bureaus for more information." } }, { "@context": "https://schema.org", "@type": "Question", "name": "How do I access a saved loan application?", "acceptedAnswer": { "@type": "Answer", "text": "You can access your saved application for 30 days. If you're already a Bank of America Online Banking customer, you can also access your saved application when you log in." } }, { "@context": "https://schema.org", "@type": "Question", "name": "How soon will I know if my auto loan application has been approved?", "acceptedAnswer": { "@type": "Answer", "text": "Most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we'll send you an email when the decision is ready." } }, { "@context": "https://schema.org", "@type": "Question", "name": "If I'm approved, how long is my loan good for?", "acceptedAnswer": { "@type": "Answer", "text": "Your rate is guaranteed for 30 days from the date of original application approval." } }, { "@context": "https://schema.org", "@type": "Question", "name": "How do I check the status of my auto loan application?", "acceptedAnswer": { "@type": "Answer", "text": "You can securely check the status of your car loan application anytime. We will also send you an email when a decision about your application has been made." } }, { "@context": "https://schema.org", "@type": "Question", "name": "Can I get approved for an auto loan before I pick out my car?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. Your purchase loan approval and interest rate are locked in for 30 calendar days from the date of your original loan submission, which means you know before you shop exactly how much car you can afford." } }, { "@context": "https://schema.org", "@type": "Question", "name": "What is the auto loan benefit for Preferred Rewards members?", "acceptedAnswer": { "@type": "Answer", "text": "<p>As a Preferred Rewards member, you are eligible to receive an interest rate discount Footnote[1] on a new Bank of America auto purchase or refinance loan.</p><p>Gold Tier - 0.25%<br />Platinum Tier - 0.35%<br />Platinum Honors Tier and higher - 0.50%</p><p>You must be enrolled in Preferred Rewards at the time of application to receive the discount. The discount will be reflected in the interest rate presented to you upon loan approval. Learn more about Preferred Rewards</p>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "If I get an auto loan from Bank of America, can I use it to buy a car from anyone?", "acceptedAnswer": { "@type": "Answer", "text": "<p>You have a few options when using Bank of America to buy a car:</p><p>Franchise dealers</p><p>Franchise dealers sell new and used cars for auto manufacturers such as Ford, General Motors, Chrysler, Honda; and others.<br />Approved independent dealers</p><p>Independent dealers are not affiliated with auto manufacturers. Bank of America only finances vehicles purchased from the following independent dealers: CarMax®, Enterprise Car Sales and Carvana.<br />Private party</p><p>You can purchase a vehicle from another individual via a private party loan. Online Banking customers may review rates and apply online for a private party loan. If you're not currently enrolled in Online Banking, please visit a financial center or schedule an appointment to apply for your loan. Please be aware that there are additional requirements for private party loans including:<br />The seller(s) must be the same as the registered owner(s) listed on the vehicle title<br />The vehicle must be purchased directly from the seller/owner (consignment sales are not eligible for financing)<br />Regardless of who you purchase your car from, be sure to review what to do once approved.</p>" } }, { "@context": "https://schema.org", "@type": "Question", "name": "What is the online car shopping process?", "acceptedAnswer": { "@type": "Answer", "text": "You can save time and effort when you shop for your next vehicle online through our extensive participating dealer network Footnote. Choose your car and financing online, then visit the dealership to take a test drive and finalize the paperwork. You can even change your mind at any time about the vehicle you want. (Not available in all states.)" } }, { "@context": "https://schema.org", "@type": "Question", "name": "If I can get special rate financing at the dealership, why would I finance my car with Bank of America?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Special rate programs can be very attractive if they're offered for the specific car you want and they provide you with appropriate loan terms, but sometimes the terms are too restrictive or you may want different terms.</p><p>Dealers often offer cash rebates as an alternative to low interest rates. Choosing the cash rebate and financing with us may be a better option for you: By choosing the rebate, applying it to your down payment and combining that with low-rate financing from us, you can maximize your total savings.</p>" } } ] }</script></div><div id="globalNavModule" data-component="module" data-module="global-gt-global-nav-module" data-version="1.0.20" data-sparta-load="primary" data-module-ref="@sparta.global-gt.modules/global-nav-module" data-init="GlobalNavModuleJS" data-module-parameters='{"skin":"consumer","hasTopNav":true,"hasNavbar":true,"hasSearch":true,"hasMenu":true,"hasSecureLock":false,"hasLocation":true,"hasSignIn":true,"hasNavHome":true,"hasNavContact":true,"hasNavHelp":true,"hasNavCalendar":true,"searchText":"How can we help you?","homeUrl":"/","homeUrlEs":"/homepage/overview.go?request_locale=es_US","homeUrlEn":"/homepage/overview.go?request_locale=en_US","signInUrlSmallOnly":"https://staticweb.bankofamerica.com/cavmwebbactouch/common/index.html#home?app=signon","signInUrlMediumUp":"/sitemap/hub/signin.go","calendarUrl":"https://secure.bankofamerica.com/secure-mycommunications/public/appointments/","locationUrl":"https://locators.bankofamerica.com","locationUrlEs":"https://es-locators.bankofamerica.com/locator/locator/LocatorAction.do","contactUrl":"/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans","helpUrl":"/auto-loans/auto-loan-faq/","helpUrlEs":"/auto-loans/auto-loan-faq/es/","hasLogoLink":true}' class="global-nav-module-class-v-1-0-20 global-nav-module spa-module-init"><header class="header header__background header--consumer" data-font="cnx-regular"><div id="gtSecureFdicWidgetContainer"></div><div class="row header__row"><div class="header__default"><div itemscope itemtype="http://schema.org/Corporation" class="header__logo"><span itemprop="brand" class="ada-hidden" aria-hidden="true">Bank of America</span> <a itemprop="url" href="/"><img itemprop="logo" class="header__logo-image" alt="Bank of America Logo" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-logos-bac-logo-v2-CSX3648cbbb.svg" role="img"/></a></div></div><div class="header__children"><div class="top-nav"><ul class="navigation__top"><li class="hide-for-medium-up"><a class="" id="header-signin-small" href="https://staticweb.bankofamerica.com/cavmwebbactouch/common/index.html#home?app=signon">Sign in</a></li><li class="show-for-medium-up"><a class="" id="header-signin" href="/sitemap/hub/signin.go">Log in</a></li><li class="show-for-large-up show-for-smallish-only"><a id="locations-route-to" href="https://locators.bankofamerica.com">Locations</a></li><li class="show-for-large-up show-for-smallish-only"><a id="esp-route-to" href="es" hreflang="es">En español</a></li></ul></div><div class="header__child search-stub-child-container"><div id="searchStub" data-component="module" data-module="global-gt-search-stub-module" data-version="1.0.7" data-sparta-load="primary" data-module-ref="@sparta.global-gt.modules/search-stub-module" data-options="{}" data-init="SearchStubModule" data-module-parameters='{"inputExperience":"header","resultsContainerId":null,"resultsExperience":"flyout","rule":"not-small","isSearchWidget":true}' class="search-stub-module-class-v-1-0-7 search-stub-module spa-module-init"><div id="spaGlobalSearchWidgetContainer"></div></div></div><div class="menu-button-wrap"><button class="spa-btn spa-btn--link menu-button js-menu-button" href="javascript:void(0);" aria-expanded="false" aria-live="polite" aria-label=" Related Links Menu "><span class="ada-hidden">Show/Hide </span> <span data-font="cnx-medium">Menu</span> <span class="ada-hidden">  related links</span> <span><svg class="menu-button-arrow" focusable="false" version="1.1" width="20" height="10" viewBox="0 0 20 12"><path d="M 2,2 10,10 18,2" fill="none" stroke="#dc1431" stroke-width="3" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></button></div><div class="arrow__container"><svg focusable="false" class="navigation__arrow" version="1.1" width="32" height="17" viewBox="0 0 32 17"><path d="M 2,2 16,16 30,2" fill="#fff" stroke="#d1c9c0" stroke-width="1" stroke-linejoin="miter" stroke-linecap="butt"/></svg></div></div></div><nav id="navigation" class="navigation js-nav-container hide" role="navigation" data-font="cnx-regular" aria-label="Top menu navigation links"><div class="search hide-for-medium-up"><div class="small-search"><div class="header-search" data-rwd-content="search" data-rwd-content-rule="small"></div></div></div><div class="row collapse js-sub-nav-container"><div class="column navigation__sub-container"><ul class="navigation__sub"><li class=""><a href="/" id="header-home" class="nav-link-icons home-icon"><span class="hide-for-small-only">Bank of America </span>Home</a></li><li class=""><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="header-contact-us" class="nav-link-icons contact-icon">Contact Us</a></li><li class="hide-for-smallish-and-large-up"><a href="https://locators.bankofamerica.com" id="header-locations" class="nav-link-icons locations-icon">Locations</a></li><li class=""><a href="/auto-loans/auto-loan-faq/" id="header-help" class="nav-link-icons help-icon">Help</a></li><li class=""><a href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/" id="header-calendar" class="nav-link-icons calendar-icon">Schedule an appointment</a></li><li class="show-for-medium-only hide-for-smallish-only"><a href="es" id="header-spanish" class="nav-link-icons espanol-icon">En español</a></li><li class="hide-for-medium-up hide-for-smallish-only"><a href="es" id="header-spanish-small" class="nav-link-icons espanol-icon">En español</a></li></ul></div></div><div class="row small-collapse medium-uncollapse menu-items-container"><div class="column"><div class="row collapse"><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Auto Loans & Rates</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Auto Loans & Rates</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a href="/auto-loans/" id="new-used-loans-topnav">New & Used Car Loans</a></li><li class="navigation__item"><a href="/auto-loans/auto-refinance-loan/" id="auto-refinance-loan-topnav">Auto Refinance Loans</a></li><li class="navigation__item"><a href="/auto-loans/auto-loan-rates/" id="auto-loan-rates-topnav">Auto Loan Rates</a></li><li class="navigation__item"><a href="/auto-loans/disability-access-loans/" id="disability-access-loans-topnav">Accessible Vehicle Loans</a></li><li class="navigation__item"><a href="/auto-loans/auto-loan-faq/" id="auto-loan-faq-topnav">Auto Loan FAQs</a></li><li class="navigation__item"><a href="https://promotions.bankofamerica.com/autoloans/electricvehicleresources" id="auto-loan-ev-topnav">Electric Vehicles</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/" id="new-used-loans-topnav">New & Used Car Loans</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/auto-refinance-loan/" id="auto-refinance-loan-topnav">Auto Refinance Loans</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/auto-loan-rates/" id="auto-loan-rates-topnav">Auto Loan Rates</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/disability-access-loans/" id="disability-access-loans-topnav">Accessible Vehicle Loans</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/auto-loan-faq/" id="auto-loan-faq-topnav">Auto Loan FAQs</a></li><li class="navigation__item js-navigation-item-small"><a href="https://promotions.bankofamerica.com/autoloans/electricvehicleresources" id="auto-loan-ev-topnav">Electric Vehicles</a></li></ul></div></div></div><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Calculators</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Calculators</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a href="/auto-loans/auto-loan-calculator/" id="auto-calc-topnav">Auto Loan Calculator</a></li><li class="navigation__item"><a href="/auto-loans/auto-refinance-calculator/" id="refi-calc-topnav">Auto Refinance Calculator</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/auto-loan-calculator/" id="auto-calc-topnav">Auto Loan Calculator</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/auto-refinance-calculator/" id="refi-calc-topnav">Auto Refinance Calculator</a></li></ul></div></div></div><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Auto Loan Basics</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Auto Loan Basics</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a href="/auto-loans/how-car-loans-work/" id="how-car-loans-work-topnav">How Car Loans Work</a></li><li class="navigation__item"><a href="/auto-loans/financing-car/" id="financing-car-topnav">How Financing a Car Works</a></li><li class="navigation__item"><a href="/auto-loans/when-to-refinance-a-car/" id="when-to-refinance-a-car-topnav">Is Auto Loan Refinancing Right for You?</a></li><li class="navigation__item"><a href="/auto-loans/buying-new-or-used-cars/" id="buying-new-or-used-cars-topnav">Buying a New or Used Car</a></li><li class="navigation__item"><a href="/auto-loans/lease-buyout/" id="lease-buyout-topnav">Learn about lease buyout auto loans</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/how-car-loans-work/" id="how-car-loans-work-topnav">How Car Loans Work</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/financing-car/" id="financing-car-topnav">How Financing a Car Works</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/when-to-refinance-a-car/" id="when-to-refinance-a-car-topnav">Is Auto Loan Refinancing Right for You?</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/buying-new-or-used-cars/" id="buying-new-or-used-cars-topnav">Buying a New or Used Car</a></li><li class="navigation__item js-navigation-item-small"><a href="/auto-loans/lease-buyout/" id="lease-buyout-topnav">Learn about lease buyout auto loans</a></li></ul></div></div></div><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Manage Your Loan</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Manage Your Loan</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=VLSTATUS" id="application-status-topnav" class="secureUrl">Check Your Submitted Application Status</a></li><li class="navigation__item"><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=SNR&flow=AUTO" id="continue-a-saved-application" class="secureUrl">Continue a Saved Application</a></li><li class="navigation__item"><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="contactUs_topnav" class="secureUrl">Contact Us About Your Loan</a></li><li class="navigation__item"><a href="https://dealer-network.bankofamerica.com/" id="find-authorized-dealer">Find an Authorized Dealer</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=VLSTATUS" id="application-status-topnav" class="secureUrl">Check Your Submitted Application Status</a></li><li class="navigation__item js-navigation-item-small"><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=SNR&flow=AUTO" id="continue-a-saved-application" class="secureUrl">Continue a Saved Application</a></li><li class="navigation__item js-navigation-item-small"><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="contactUs_topnav" class="secureUrl">Contact Us About Your Loan</a></li><li class="navigation__item js-navigation-item-small"><a href="https://dealer-network.bankofamerica.com/" id="find-authorized-dealer">Find an Authorized Dealer</a></li></ul></div></div></div></div></div></div></nav><style>#globalNavModule .navigation .home-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-home_icon-CSXe201335c.svg')}#globalNavModule .navigation .locations-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-locations_icon-CSXd6b1467d.svg')}#globalNavModule .navigation .contact-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-contact_icon-CSXe40c3662.svg')}#globalNavModule .navigation .help-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-help_icon-CSX4a68620d.svg')}#globalNavModule .navigation .espanol-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-espanol_icon-CSX2944fde2.svg')}#globalNavModule .navigation .calendar-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-calendar_icon-CSX7e416454.svg')}#globalNavModule .navigation .lock-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-secure-lock-CSXa09bf5fc.svg');background-repeat:no-repeat}</style></header><style>#globalNavModule .lock-icon::before{content:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-header-secure-lock-CSXa09bf5fc.svg')}</style></div><div id="titleModule" data-component="module" data-module="global-title-module" data-version="1.0.31" data-sparta-load="primary" data-module-ref="@sparta.global.modules/title-module" data-options='{"isSticky":true,"stickyLevel":1}' data-init="titleModuleJS" data-module-parameters='{"skin":"red","isSticky":true,"secondarySticky":"","flagscape":true,"textColor":"white","titleHeadingTag":"h1","titleHeadingRole":"","pageTitleId":"h1","stickyLevel":1,"isVisuallyHidden":false}' class="title-module-class-v-1-0-31 title-module spa-module-init"><div class="spa-page-title spa-sticky spa-page-title--has-flagscape spa-page-title--red spa-page-title--white-text" data-sticky-full-width="true" data-sticky-level="1"><div class="spa-page-title-inset row"><div class="column"><h1 data-font="cnx-regular" class="heading title-heading" id="skip-to-h1">Auto Loan FAQs</h1></div></div></div></div><div id="ctaStickyAutoModuleJS" data-component="module" data-module="auto-loans-cta-sticky-auto-module" data-version="2.0.0" data-sparta-load="primary" data-module-ref="@sparta.auto-loans.modules/cta-sticky-auto-module" data-options='{"var1":1}' data-init="ctaStickyAutoModuleJS" data-module-parameters='{"hideChevron":false,"isSticky":true,"stickyFadeIn":true,"stickyLevel":2,"stickyStart":"#globalFaqModule .main-content"}' class="cta-sticky-auto-module-class-v-2-0-0 cta-sticky-auto-module spa-module-init"><div class="sticky spa-sticky secondary ada-hidden" data-sticky-level="2" data-sticky-start="#globalFaqModule .main-content" data-sticky-fade="true" data-sticky-parent="body" data-sticky-end=".foot-row"><div class="inner-content"><ul class="cta-content"><li class="cta-content-item cta-content-item--text show-for-small-only"><div data-font="cnx-regular" aria-hidden="true" id="smallContent">Lock in your rate</div></li><li class="cta-content-item cta-content-item--text show-for-medium-up"><div data-font="cnx-regular">Lock in your rate</div></li><li class="cta-content-item cta-content-item--apply-now"><a href="javascript:void(0);" id="apply_now_sticky" class="autoApply spa-btn spa-btn--primary spa-btn--small">Apply now</a></li><li class="cta-content-item cta-content-item--contact-us"><ul class="spa-accordion"><li class="spa-accordion-item"><a id="not_ready_to_apply_online_sticky" href="javascript:void(0);" class="spa-accordion-link cta-link">Contact us <span id="ctaStickyArrowIcon" class="cta-sticky-arrow-icon"><svg focusable="false" id="ctaDownArrow" version="1.1" width="15" height="12" viewBox="0 0 20 12"><path class="down-arrow" d="M 2,2 10,10 18,2" fill="none" stroke="#0052c2" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"></path></svg></span></a></li></ul></li></ul><div id="cta-panel" class="column clearfix spa-accordion-content"><div class="cta-panel-content"><ul class="show-for-small-only accordionList"><div class="hoverOption"><li class="options" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-sticky-cta-auto-module-callus_micro_icon-CSX8ccdf0f4.svg')"><p class="dropdown-text"><a href="tel:844-892-6002" id="call_us">Call us</a></p></li></div><div class="hoverOption"><li class="options" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-sticky-cta-auto-module-oneonone_micro_icon-CSX62ec0874.svg')"><p class="dropdown-text"><a href="/secure-mycommunications/public/appointments/?marketingCode=BBASBCRP15_ECBBA_A1000&comment=I%20want%20to%20talk%20about%20getting%20a%20car%20loan%20with%20Bank%20of%20America" id="schedule_an_appointment_sticky" class="schedule" rel="noopener noreferrer" target="_blank">Schedule an appointment</a></p></li></div></ul><div class="show-for-medium-up"><ul class="accordionList"><div class="hoverOption"><li class="options" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-sticky-cta-auto-module-callus_micro_icon-CSX8ccdf0f4.svg')"><p class="dropdown-text">844.892.6002</p></li></div><div class="hoverOption"><li class="options" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-sticky-cta-auto-module-oneonone_micro_icon-CSX62ec0874.svg')"><p class="dropdown-text"><a href="/secure-mycommunications/public/appointments/?marketingCode=BBASBCRP15_ECBBA_A1000&comment=I%20want%20to%20talk%20about%20getting%20a%20car%20loan%20with%20Bank%20of%20America" id="schedule_an_appointment_sticky" class="schedule" rel="noopener noreferrer" target="_blank">Schedule an appointment</a></p></li></div></ul></div></div></div></div></div></div></div></div></section><section class="small-centered head-row"><div class="row small-collapse"><div class="column"><div id="faq-styles-module" data-component="module" data-module="auto-loans-faq-styles-module" data-version="1.0.0" data-sparta-load="primary" data-module-ref="@sparta.auto-loans.modules/faq-styles-module" data-init="AutoLoansFaqStylesModule" data-module-parameters="{}" class="faq-styles-module-class-v-1-0-0 faq-styles-module spa-module-init"></div><div id="globalFaqModule" data-component="module" data-module="global-faq-module" data-version="1.0.4" data-sparta-load="primary" data-module-ref="@sparta.global.modules/global-faq-module" data-init="GlobalFaqModule" data-module-parameters="{}" class="global-faq-module-class-v-1-0-4 global-faq-module spa-module-init"><div class="row"><div class="column"></div></div><div class="row"><div class="column"><section class="squeezebox-wrapper" id="auto-loan-faq" data-one-at-a-time="" data-squeezebox-type="" data-expand-collapse-inner-panels="true"><h2>Get the answers you need to common questions about new, used and refinance auto loans</h2><a href="#" class="spa-hidden spa-prevent-default-click" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Show all answers<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Hide all answers<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel" id="auto-loan-faqPanel0" data-slug="car-loan-eligibility"><button name="Car_loan_eligibility_requirements_and_conditions" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel0" type="button" aria-controls="auto-loan-faqPanel0" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Car loan eligibility requirements and conditions <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild0" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild0">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel0" data-slug="car-loans-offered"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What types of car loans do you offer? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Bank of America offers a variety of auto loan types:</p><ul><li><a href="../auto-loan-faq/#purchasing-a-car" id="dealerPurchases">Dealer purchases</a> (when you purchase a new or used car at a dealership)</li><li><a href="../auto-loan-faq/#refinancing-an-existing-car-loan" id="refinancing">Refinancing of current auto loans</a></li><li><a href="../auto-loan-faq/#buying-out-your-lease" id="leaseBuyouts">Lease buyouts</a> (when you decide to purchase your leased vehicle)</li></ul><p>Note: Bank of America does not offer financing to purchase a vehicle from a private party (an individual seller).</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel1" data-slug="vehicles-bank-does-not-finance"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Are there any types of vehicles Bank of America does not finance? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes. The following vehicles are <strong>not eligible</strong> for financing:</p><ul><li>Vehicles older than 10 calendar years</li><li>Vehicles with 125,000 miles or more</li><li>Vehicles valued at less than $6,000 (based on franchise dealer invoice for new vehicles or the wholesale value from an official used car value guide such as <a href="https://www.jdpower.com/" id="nadaGuides" class="spa-ui-layer-link spa-fn spa-ui-layer-interstitial" rel="noopener noreferrer" data-options='{"interstitialType":"leaving-site","interstitialBranding":"red","targetAction":"new-tab"}' target="_blank">J.D. Power<span class="spa-ada-text ada-hidden"> popup</span></a> for used vehicles)</li><li>Vehicles used for commercial and/or business purposes (we do offer small business auto loans through our <a href="/smallbusiness/business-financing/auto-loans/" id="businessAdvantage" rel="noopener noreferrer" target="_blank">Business Advantage</a> product)</li><li>Commercial vehicles like heavy-duty trucks (450/4500 series Trucks and vans)</li><li>Salvaged or branded-title vehicles</li><li>Gray market or lemon law vehicles</li><li>Conversion or delivery vehicles</li><li>Motorcycles, boats or aircraft</li><li>Recreational Vehicles (RV). We only finance RV loans through our Authorized RV Dealers. Use the <a href="https://dealer-network.bankofamerica.com/rv-dealers/" id="RVDealer" rel="noopener noreferrer" target="_blank">Recreational Vehicles (RV) Dealer Locator</a> tool to find an RV dealership of your convenience.</li></ul></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel2" data-slug="who-can-apply"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Who is eligible to apply for an auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent).</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel3" data-slug="car-loans-in-all-50-states"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Do you offer car loans in all 50 states? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes. Bank of America car loans are available in all 50 states and the District of Columbia.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel4" data-slug="any-specific-terms-and-conditions-to-know-before-applying"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel4" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Are there any specific terms and conditions I should be aware of before applying for an auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Specific terms for your auto loan are determined by a variety of factors, but you should be aware of the following:</p><ul><li>The minimum amount we finance is $7,500 ($8,000 in Minnesota)</li><li>Term limitations may apply</li><li>Loan-to-value restrictions apply</li><li>A down payment may be required</li><li>Title and state fees may apply</li></ul></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel5" data-slug="financing-terms-offered"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel5" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What financing terms do you offer? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>We offer flexible financing terms dependent on loan type and subject to collateral, terms and conditions. Our online application allows you to select certain term lengths; you can discuss other term lengths that may be available with your loan officer after your application is submitted.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel6" data-slug="is-there-prepayment-penalty"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel6" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>If I decide to pay my auto loan off early, is there a prepayment penalty? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>No — Bank of America does not enforce prepayment penalties for automobile financing accounts that it services.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild0Panel7" data-slug="what-qualifies-a-vehicle-for-a-new-vs-used-rate"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild0Panel7" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What qualifies a vehicle for a new vs. used auto loan rate? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Vehicle is considered new when it meets both of the following criteria:</p><ul><li>Never been titled or registered with the DMV or any other appropriate agency</li><li>Odometer (if applicable) has less than 6,000 miles</li></ul><p>Note - Prior year untitled vehicles must be considered used as of June 1 of the current year (Example: a 2021 model is considered used as of June 1, 2022)</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel1" data-slug="getting-a-car-loan"><button name="Applying_for_a_car_loan" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel1" type="button" aria-controls="auto-loan-faqPanel1" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Applying for a car loan <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild1" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild1">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel0" data-slug="apply-for-an-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How do I apply for an auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You can <a href="/auto-loans/auto-loan-rates/" id="applyForAutoLoanOnline" rel="noopener noreferrer" target="_blank">review rates and apply for your auto loan online</a> in just a few minutes. There's no fee to apply and most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we'll send you an email when the decision is ready.</p><p><span class="show-for-medium-up">You can also <a href="https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=BBASBCRP15_ECBBA_A1000&comment=I%20want%20to%20talk%20about%20getting%20a%20car%20loan%20with%20Bank%20of%20America" id="scheduleAnAppointment" class="scheduleLarge" rel="noopener noreferrer" target="_blank">schedule an appointment</a> at your local financial center to meet with us at your convenience or contact us at 844.892.6002 to apply over the phone.</span></p><p><span class="show-for-small-only">You can also <a href="https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=BBASBCRP15_ECBBA_A1000&comment=I%20want%20to%20talk%20about%20getting%20a%20car%20loan%20with%20Bank%20of%20America" id="scheduleAnAppointment" class="scheduleSmall" rel="noopener noreferrer" target="_blank">schedule an appointment</a> at your local financial center to meet with us at your convenience or contact us at 844.892.6002 to apply over the phone.</span></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel1" data-slug="fee-to-apply-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Does Bank of America charge a fee to apply for an auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>No. Bank of America does not charge you an auto loan application fee.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel2" data-slug="information-collected-when-applying-for-an-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What type of information do you collect when I apply for an auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>When you <a href="/auto-loans/auto-loan-rates/" id="applyForAnAutoLoanWithBank" rel="noopener noreferrer" target="_blank">review rates and apply for an auto loan with Bank of America</a>, you'll be asked to provide personal information such as your name, address, Social Security number, employment information, income, U.S. citizenship status and email address.</p><p>Depending on the specifics of your loan request, the following documents may be required prior to closing: purchase agreement/bill of sale, registration, title, lease buyout instructions, proof of income, federal tax returns, W-2s and financial statements.</p><p>For refinance loans and lease buyouts, we require specific vehicle information such as make, model, year, mileage and vehicle identification number (VIN).</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel3" data-slug="what-to-do-frozen-credit"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What should I do if I've frozen my credit? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>If you have frozen your credit report due to security concerns, you will need to temporarily unfreeze with all three credit bureaus (Equifax, TransUnion and Experian) to proceed with an auto application. Please refer to the instructions provided when you froze your report or contact the individual bureaus for more information.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel4" data-slug="access-your-saved-application"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel4" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How do I access a saved loan application? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You can <a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=SNR&flow=AUTO" id="accessSavedApplication" class="secureUrl" rel="noopener noreferrer" target="_blank">access your saved application</a> for 30 days. If you're already a Bank of America Online Banking customer, you can also access your saved application when you log in.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel5" data-slug="time-for-knowing-if-auto-loan-approved"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel5" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How soon will I know if my auto loan application has been approved? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Most decisions are available in about 60 seconds. In cases where applications require a more detailed review, we'll send you an email when the decision is ready.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel6" data-slug="time-loan-offer-good-for"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel6" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>If I'm approved, how long is my loan good for? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Your rate is guaranteed for 30 days from the date of original application approval.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel7" data-slug="fee-to-apply-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel7" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How do I check the status of my auto loan application? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You can <a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=VLSTATUS" id="checkStatusOfApplication" class="secureUrl" rel="noopener noreferrer" target="_blank">securely check the status of your car loan application</a> anytime. We will also send you an email when a decision about your application has been made.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel8" data-slug="approved-before-picking-out-car"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel8" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Can I get approved for an auto loan before I pick out my car? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes. Your purchase loan approval and interest rate are locked in for 30 calendar days from the date of your original loan submission, which means you know before you shop exactly how much car you can afford.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild1Panel9" data-slug="what-qualifies-a-vehicle-for-a-new-vs-used-rate"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild1Panel9" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What is the auto loan benefit for Preferred Rewards members? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>As a Preferred Rewards member, you are eligible to receive an interest rate discount <sup><a class="spa-footnote-link" id="ftn_disclosures.manifests.salesonb.auto-loans.footnotes.preferred-rewards-auto-loan-rate-discount.html_link1" data-content-key="disclosures.manifests.salesonb.auto-loans" data-content-record-key="footnotes.preferred-rewards-auto-loan-rate-discount.html" data-footnote="disclosures.manifests.salesonb.auto-loans.footnotes.preferred-rewards-auto-loan-rate-discount.html" href="#ftn_disclosures.manifests.salesonb.auto-loans.footnotes.preferred-rewards-auto-loan-rate-discount.html_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span> </span></a></sup>on a new Bank of America auto purchase or refinance loan.</p><ul><li>Gold Tier - 0.25%</li><li>Platinum Tier - 0.35%</li><li>Platinum Honors Tier and higher - 0.50%</li></ul><p>You must be enrolled in Preferred Rewards at the time of application to receive the discount. The discount will be reflected in the interest rate presented to you upon loan approval. <a href="https://promotions.bankofamerica.com/preferredrewards/en" id="preferredRewards" rel="noopener noreferrer" target="_blank">Learn more about Preferred Rewards</a></p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel2" data-slug="purchasing-a-car"><button name="Purchasing_a_car" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel2" type="button" aria-controls="auto-loan-faqPanel2" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Purchasing a car <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild2" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild2">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild2Panel0" data-slug="can-loan-be-used-to-buy-from-anywhere"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild2Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>If I get an auto loan from Bank of America, can I use it to buy a car from anyone? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You have a few options when using Bank of America to buy a car:</p><ul><li><strong>Franchise dealers</strong><br><br>Franchise dealers sell new and used cars for auto manufacturers such as Ford<sup>庐</sup>, General Motors<sup>庐</sup>, Chrysler<sup>庐</sup>, Honda<sup>庐</sup> and others.</li><li><strong>Approved independent dealers</strong><br><br>Independent dealers are not affiliated with auto manufacturers. Bank of America only finances vehicles purchased from the following independent dealers: CarMax<sup>庐</sup>, Enterprise Car Sales and Carvana.</li></ul><p>Note: Bank of America does not offer financing to purchase a vehicle from a private party (an individual seller).</p><p>Regardless of who you purchase your car from, be sure to review <a href="../auto-loan-faq/#what-to-do-once-approved" id="whatToDoOnceApproved">what to do once approved</a>.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild2Panel1" data-slug="online-car-shopping-process"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild2Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What is the online car shopping process? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You can save time and effort when you <a href="/auto-loans/shop-and-finance/" id="shopForYourNextVehicleOnline" rel="noopener noreferrer" target="_blank">shop for your next vehicle online</a> through our extensive participating dealer network <sup><a class="spa-footnote-link" id="ftn_disclosures.manifests.salesonb.auto-loans.footnotes.auto-dealerships-disclaimer.html_link2" data-content-key="disclosures.manifests.salesonb.auto-loans" data-content-record-key="footnotes.auto-dealerships-disclaimer.html" data-footnote="disclosures.manifests.salesonb.auto-loans.footnotes.auto-dealerships-disclaimer.html" href="#ftn_disclosures.manifests.salesonb.auto-loans.footnotes.auto-dealerships-disclaimer.html_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span> </span></a></sup>. Choose your car and financing online, then visit the dealership to take a test drive and finalize the paperwork. You can even change your mind at any time about the vehicle you want. (Not available in all states.)</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild2Panel2" data-slug="dealership-vs-bank-of-america-financing"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild2Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>If I can get special rate financing at the dealership, why would I finance my car with Bank of America? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Special rate programs can be very attractive if they're offered for the specific car you want and they provide you with appropriate loan terms, but sometimes the terms are too restrictive or you may want different terms.</p><p>Dealers often offer cash rebates as an alternative to low interest rates. Choosing the cash rebate and financing with us may be a better option for you: By choosing the rebate, applying it to your down payment and combining that with low-rate financing from us, you can maximize your total savings.</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel3" data-slug="refinancing-an-existing-car-loan"><button name="Refinancing_an_existing_car_loan" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel3" type="button" aria-controls="auto-loan-faqPanel3" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Refinancing an existing car loan <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild3" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild3">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild3Panel0" data-slug="benefits-of-refinancing"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild3Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What are the benefits of refinancing? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Refinancing your existing auto loan may offer you 1 of 2 potential benefits. First, refinancing may reduce your monthly payment through lowering your interest rate, extending your loan term, or both. Or, refinancing may help you to reduce the overall amount of interest paid <sup><a class="spa-footnote-link" id="ftn_refinanceDisclosure_link5" data-footnote-content="Any reduction in monthly payment will be based on a number of factors including your current interest rate and term of payment vs. your Bank of America interest rate and term. Please note that refinancing may increase the total number of monthly payments and/or the total amount paid when compared to your current situation. Although your refinanced monthly payment may be lower, you should carefully consider the amount of any costs associated with refinancing such as any state taxes and titling fees as well as the potential increase in interest charges you may pay and the additional years needed to pay off your loan by refinancing. You should also consider whether refinancing may terminate any ancillary products included in the loan you are refinancing such as GAP insurance/waivers. Requests to cancel a loan will be processed as a loan payoff and require the outstanding loan balance to be paid in full including any accrued fees and interest." data-footnote="refinanceDisclosure" href="#ftn_refinanceDisclosure_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span> </span></a></sup>.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild3Panel1" data-slug="refinance-existing-auto-loan-through-Bank-of-America"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild3Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Can I refinance my existing auto loan through Bank of America? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes, and you can refinance your existing auto loan whether it's through Bank of America or another financial institution.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild3Panel2" data-slug="refinance-if-payoff-balance-for-current-loan-is-more-than-vehicle's-current-value"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild3Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Can I refinance my auto loan if the payoff balance on my current loan is more than my vehicle's current value? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes, but if your current loan's payoff balance is more than the car's current value, you may be asked to pay the difference as a requirement for getting your auto loan refinanced.</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel4" data-slug="buying-out-your-lease"><button name="Buying_out_your_lease" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel4" type="button" aria-controls="auto-loan-faqPanel4" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Buying out your lease <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild4" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild4">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild4Panel0" data-slug="what-is-lease-buyout"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild4Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What is a lease buyout? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>A lease buyout is a purchase of the vehicle that you are currently leasing.</p><p>Customers purchasing a vehicle that they're currently leasing in their name are eligible for a lease buyout. Financing is not available for customers who wish to finance a vehicle leased by another individual or if the lease buyout request involves a name change.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild4Panel1" data-slug="benefits-of-buying-out-your-lease"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild4Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What are the benefits of buying out your lease? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>A lease buyout allows you to keep driving the car that you know. It also may allow you to avoid end-of-lease fees such as mileage and/or excess wear and tear. Refer to the terms of your lease agreement, which can be obtained from your current leasing company, for details regarding any fees upon termination of your lease.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild4Panel2" data-slug="when-to-buy-out-lease"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild4Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>When can you buy out your lease? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You may not have to wait until the end of your lease to do a lease buyout. Refer to the terms of your lease agreement, which can be obtained from your current leasing company, for details regarding any fees upon termination of your lease.<br><a href="/auto-loans/lease-buyout/" id="leaseBuyout">Get more information on lease buyout loans</a></p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel5" data-slug="financing-electric-vehicles-ev"><button name="Financing_electric_vehicles_EV" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel5" type="button" aria-controls="auto-loan-faqPanel5" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Financing electric vehicles (EV) <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild5" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild5">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel0" data-slug="does-bank-of-america-offer-financing-for-electric-vehicles"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Does Bank of America Offer financing for electric vehicles? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes. Bank of America offers financing to purchase, refinance, or buy out a lease on new and used electric vehicles, as well as hybrid vehicles. Bank of America's electric vehicle financing is similar to financing for non-electric vehicles. <a href="../auto-loan-faq/#car-loan-eligibility" id="carLoanEligibilityRequirementsAndConditions">See car loan eligibility requirements and conditions</a></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel1" data-slug="can-I-use-an-auto-loan-to-also-finance-the-cost-of-electric-vehicle-charging-station"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Can I use an auto loan to also finance the cost of an electric vehicle charging station? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You may be able to include a charging station with your vehicle financing at a Bank of America network dealer. Contact your dealer for more information.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel2" data-slug="will-I-be-eligible-for-any-federal-or-state-tax-credits-and-incentives"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Will I be eligible for any Federal or State tax credits and incentives? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You may benefit from possible federal and state tax credits or incentives<sup> <a class="spa-footnote-link" id="ftn_disclosures.manifests.salesonb.auto-loans.footnotes.tax-benefit-consult.html_link3" data-content-key="disclosures.manifests.salesonb.auto-loans" data-content-record-key="footnotes.tax-benefit-consult.html" data-footnote="disclosures.manifests.salesonb.auto-loans.footnotes.tax-benefit-consult.html" href="#ftn_disclosures.manifests.salesonb.auto-loans.footnotes.tax-benefit-consult.html_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span> </span></a></sup>. For more information, check out the <a href="https://afdc.energy.gov/fuels/electricity_benefits.html" id="usDepartmentEnergyDataCenter" class="spa-ui-layer-link spa-fn spa-ui-layer-interstitial" rel="noopener noreferrer" data-options='{"interstitialType":"leaving-site","interstitialBranding":"red","targetAction":"new-tab"}' target="_blank">U.S. Department of Energy Alternative Fuels Data Center<span class="spa-ada-text ada-hidden"> popup</span></a></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel3" data-slug="when-should-I-apply-for-an-auto-loan-if-my-electric-vehicle-will-be-delivered-at-a-future-date"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>When should I apply for an auto loan if my electric vehicle will be delivered at a future date? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Bank of America auto loan approvals are valid for 30 days from the date of original application submission. You should consult with the manufacturer or dealership to determine your electric vehicle's estimated delivery date to decide when to apply. <strong>IMPORTANT NOTE: Interest accrual begins as of the date the auto loan is funded even if you accept delivery of the vehicle at a later date.</strong></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel4" data-slug="what-to-do-once-approved-ev"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel4" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What to do once you're approved <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p></p><ol type="a"><li>If purchasing from an electric vehicle manufacturer such as Tesla<sup>®</sup>, Rivian<sup>®</sup>, Karma<sup>®</sup>, etc. 1. Confirm your estimated delivery date is within 30 calendar days of your application. 2. Speak with one of our loan specialists using the phone number provided to you with your approval. 3. Submit documents requested by the loan specialist, including a purchase order from the manufacturer. 4. Confirm what information the manufacturer needs to complete the financing. 5. Coordinate payment of funds to manufacturer with a loan specialist.</li><li>If purchasing from a franchised dealer<br><a href="../auto-loan-faq/#purchasing-from-franchise-dealer" id="purchasingFromaFranchiseDealer">See the next steps for purchasing from a franchised dealer</a></li><li>If refinancing an existing car loan<br><a href="../auto-loan-faq/#refinancing-existing-car-loan" id="refinancingAnExistingCarLoan">See the next steps for refinancing an existing car loan</a></li><li>If buying out your lease<br><a href="../auto-loan-faq/#approved-buying-out-your-lease" id="buyingOutYourLease">See the next steps for buying out your lease</a></li></ol><p></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild5Panel5" data-slug="how-does-bank-of-america-calculate-the-value-of-an-electric-vehicle"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild5Panel5" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How does Bank of America calculate the value of an electric vehicle? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Values used by Bank of America are based on manufacturer or franchised dealer invoice for new vehicles or the wholesale value from an official used car value guide such as <a href="https://www.jdpower.com/" id="nadaGuides" class="spa-ui-layer-link spa-fn spa-ui-layer-interstitial" rel="noopener noreferrer" data-options='{"interstitialType":"leaving-site","interstitialBranding":"red","targetAction":"new-tab"}' target="_blank">J.D. Power<span class="spa-ada-text ada-hidden"> popup</span></a> for used vehicles.</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel6" data-slug="what-to-do-once-approved"><button name="What_to_do_once_youre_approved" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel6" type="button" aria-controls="auto-loan-faqPanel6" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>What to do once you're approved <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild6" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild6">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild6Panel0" data-slug="purchasing-from-franchise-dealer"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild6Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Purchasing from a franchise dealer <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Purchasing from a Bank of America <a href="http://www.bankofamerica.com/dealers" id="authorizedDealer" rel="noopener noreferrer" target="_blank">authorized dealer</a> can help streamline your car buying process.</p><ol><li>Find an <a href="http://www.bankofamerica.com/dealers" id="authorizedDealer" rel="noopener noreferrer" target="_blank">authorized dealer</a> near you.</li><li>Choose your car and present your printed approval letter at the dealership. Your approval letter can be accessed at <a href="/loanstatus" id="bankLoanStatus" rel="noopener noreferrer" target="_blank">bankofamerica.com/loanstatus</a>. Contact a loan specialist using the phone number provided to you with your approval if it does not appear.</li><li>Sign documents and drive home in your new car.</li><li>Don't hesitate to contact a loan specialist using the phone number provided to you with your approval if you have questions at any point in the process.</li></ol><p>You can also purchase a vehicle from a dealer that's not part of our authorized dealer program if the dealer sells cars for auto manufacturers such as Ford<sup>庐</sup>, General Motors<sup>庐</sup>, Chrysler<sup>庐</sup>, Honda<sup>庐</sup> and others.</p><ol><li>Speak with one of our loan specialists using the phone number provided to you with your approval.</li><li>Submit documents requested by the loan specialist, including your dealer purchase agreement.</li><li>Coordinate payment of funds to dealer with a loan specialist.</li><li>Drive home in your new car.</li></ol><p><a href="../auto-loan-faq/#what-to-do-once-approved__purchasing-through-online-car-shopping-process" id="nextStepsOnlineCarShoppingProcess">See the next steps for purchasing through the online car shopping process</a></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild6Panel1" data-slug="purchasing-from-approved-independent-dealer"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild6Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Purchasing from an approved independent dealer <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Independent dealers are not affiliated with auto manufacturers. Bank of America only finances vehicles purchased from the following independent dealers: CarMax<sup>庐</sup>, Enterprise Car Sales and Carvana.</p><p><strong>Purchasing from CarMax<sup>庐</sup>?</strong></p><ol><li>Choose your car and present your printed approval letter at the dealership. Your approval letter can be accessed at <a href="/loanstatus" id="bankLoanStatus" rel="noopener noreferrer" target="_blank">bankofamerica.com/loanstatus</a>. Contact a loan specialist using the phone number provided to you with your approval if it does not appear.</li><li>Sign documents and drive home in your new car.</li><li>Contact a loan specialist using the phone number provided to you with your approval if you have questions at any point in the process.</li></ol><p><strong>Purchasing from Enterprise Car Sales or Carvana?</strong></p><ol><li>Speak with one of our loan specialists using the phone number provided to you with your approval.</li><li>Submit documents requested by the loan specialist, including your dealer purchase agreement.</li><li>Coordinate payment of funds to dealer with a loan specialist.</li><li>Drive home in your new car.</li></ol></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild6Panel2" data-slug="purchasing-through-online-car-shopping-process"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild6Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Purchasing through the online car shopping process <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Did you find your car through our <a href="/auto-loans/shop-and-finance/" id="onlineCarShoppingProcess" rel="noopener noreferrer" target="_blank">online car shopping process</a> <sup><a class="spa-footnote-link" id="ftn_disclosures.manifests.salesonb.auto-loans.footnotes.bofa-vehicle-financing.html_link4" data-content-key="disclosures.manifests.salesonb.auto-loans" data-content-record-key="footnotes.bofa-vehicle-financing.html" data-footnote="disclosures.manifests.salesonb.auto-loans.footnotes.bofa-vehicle-financing.html" href="#ftn_disclosures.manifests.salesonb.auto-loans.footnotes.bofa-vehicle-financing.html_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span> </span></a></sup>? Here are the next steps:</p><ol><li>Connect with the dealership - they will call once they receive your information, or you can contact them using the dealership information provided with your loan approval.</li><li>Provide the dealership with a copy of your printed approval letter. Your approval letter can be accessed at <a href="/loanstatus" id="bankLoanStatus" rel="noopener noreferrer" target="_blank">bankofamerica.com/loanstatus</a>. Contact a loan specialist using the phone number provided to you with your approval if it does not appear.</li><li>The dealership will have your information, including the car you're interested in, and can make any updates instantly. This even includes changing your mind about the car you want to take home.</li><li>Sign the documents and drive home in your new car.</li></ol><p>If you have any questions, or if you choose to purchase a car at another dealership, contact one of our loan specialists using the number provided to you with your approval.</p><p>Not available in all states.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild6Panel3" data-slug="refinancing-existing-car-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild6Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Refinancing an existing car loan <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><ol><li>Speak with one of our loan specialists using the phone number provided to you with your approval.</li><li>Submit documents requested by the loan specialist, including current registration and 10 day payoff letter.</li><li>Payment will be sent to lien holder.</li></ol><p>We will provide you detailed next steps on how to complete the title process once the loan is complete.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild6Panel4" data-slug="approved-buying-out-your-lease"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild6Panel4" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Buying out your lease <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><ol><li>Speak with one of our loan specialists using the phone number provided to you with your approval.</li><li>Submit documents requested by the loan specialist, including current registration and lease buyout package obtained from your current leasing company.</li><li>Payment will be sent to your current leasing company.</li><li>You may need to speak with your current leasing company to finalize the termination of your lease.</li></ol><p>We will provide you detailed next steps on how to complete the title process once the loan is complete.</p><p>Note: Customers purchasing a vehicle currently being leased in their name are eligible for a lease buyout. Financing is not available for customers who wish to finance a vehicle leased by another individual or if the lease buyout request involves a name change.</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel7" data-slug="titling-your-car"><button name="Titling_your_car" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel7" type="button" aria-controls="auto-loan-faqPanel7" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Titling your car <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild7" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild7">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild7Panel0" data-slug="what-do-I-need-to-do-to-title-my-car"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild7Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What do I need to do to title my car? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You will need to complete the title process for your vehicle within 20 days of loan closing. Here are the steps you'll need to follow:</p><ol><li>Obtain the title, lien release or both from the seller, the state titling agency or lien holder of your vehicle.</li><li>Take the title, lien release or both along with the title application you will receive from us to your Department of Motor Vehicles (DMV) or state titling agency. <strong>Note:</strong> You will be responsible for any costs associated with completing the title process.</li><li>Transfer the registered ownership of the vehicle into your name(s) as listed on your Bank of America documents. Important: Only the borrower(s) listed on the loan documents can be the registered owner(s) listed on the title.</li><li>Ensure we're listed as the lienholder on the title as follows:<br>Bank of America, N.A.<br>PO Box 2759<br>Jacksonville, FL 32203</li></ol><p>If you need to title your vehicle in a new state:</p><ol><li>Contact the new state DMV to understand what is needed.</li><li>The new state DMV can send the request for any necessary documents. If DMV advises you to send the request, send request to:<br>Bank of America, N.A.<br>FL9-300-03-14<br>9000 Southside Blvd Bldg. 300<br>Jacksonville, FL 32256<br><br><strong>Fax:</strong> 1.904.312.6230<br><br><strong>Email:</strong> <a href="mailto:Out_Of_States@bofa.com" id="titleOutofStates" target="_self">Out_Of_States@bofa.com</a></li></ol><p><strong>Note:</strong> Original title cannot be provided without a request from the state DMV.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild7Panel1" data-slug="what-if-I-purchase-my-car-from-a-dealer"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild7Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What if I purchase my car from a dealer? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>If you purchase your car from a dealership and the dealer is handling the title work, provide the dealer with the lien holder address listed in step 4. It's imperative that the dealer place our lien on the title; please remind them of this step. You will be required to process your title work at your expense if the dealer does not.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild7Panel2" data-slug="what-if-Im-refinancing-my-Bank-of-America-auto=loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild7Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What if I'm refinancing my Bank of America auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>If you refinance a Bank of America auto loan, you will not be required to process the title work unless there are changes to the name(s) on the new loan.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild7Panel3" data-slug="cost involved to title my car"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild7Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Will there be a cost involved to title my car? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Costs, such as tax, tag and title fees vary by state. Check with your local title agency for specific fee information.</p></div></div></div></div></div></div></section></div></div></div></div></div><div class="squeezebox-panel" id="auto-loan-faqPanel8" data-slug="managing-your-car-loan"><button name="Managing_your_car_loan" class="panel-header spa-oline light spa-btn spa-btn--link" data-panel="auto-loan-faqPanel8" type="button" aria-controls="auto-loan-faqPanel8" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Managing your car loan <span class="ada-hidden"></span></button><div class="panel-content light" hidden><div class="content"><div class="row"><div class="column"><section class="squeezebox-wrapper innerPanels" id="auto-loan-faqChild8" data-one-at-a-time=""><a href="#" class="spa-hidden break-out spa-prevent-default-click" aria-hidden="true" data-breakout-link="auto-loan-faqChild8">Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-expand-all-link spa-btn spa-btn--link" id="innerExpandButton" type="button">Show all answers<span class="spa-ada-text ada-hidden"> panels</span></button><span class="squeezebox-link-divider"> | </span><button class="spa-btn squeezebox-group-control spa-prevent-default-click squeezebox-collapse-all-link spa-btn spa-btn--link" id="innerCollapseButton" type="button">Hide all answers<span class="spa-ada-text ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel0" data-slug="after-closing-what-happens"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel0" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>I originated my loan with Bank of America; what happens next? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Within 10-15 business days after your closing date, you'll receive a welcome package sent via US Postal Service First Class mail containing the following:</p><ul><li>A letter welcoming you to Bank of America</li><li>Information about your account including your account number, the date your first payment is due and confirmation of your monthly payment amount</li><li>Instructions on how to sign up for automatic payments</li><li>Information about <a href="/online-banking/mobile-and-online-banking-features/overview/" id="onlineBankingFeaturesAndBenefits" rel="noopener noreferrer" target="_blank">Online Banking features and benefits</a></li><li><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="dealerLocatorTool" rel="noopener noreferrer" target="_blank">Contact information for auto loan customer service</a></li></ul><p>If you have an Online Banking Account, you can access a digital copy of your welcome package in the "My Documents" section of your auto account. To request that we resend your welcome package, please contact us at 800.215.6195 Mon-Fri 8 a.m. - 8 p.m. ET.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel1" data-slug="sign-up-for-online-banking"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel1" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How do I sign up for Bank of America's Online Banking? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You can <a href="https://secure.bankofamerica.com/auth/enroll/enroll-entry/" id="enrollInOnlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">enroll in Online Banking</a> in just a few minutes. You may also want to consider downloading the top-rated <a href="/online-banking/mobile-and-online-banking-features/overview/" id="mobileBankingApp" rel="noopener noreferrer" target="_blank">Bank of America Mobile Banking app</a> so you can easily manage your auto loan on the go.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel2" data-slug="first-monthly-statement-for-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel2" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>When will I receive the first monthly statement for my auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Your paper statement is mailed each month 20 days prior to your due date, unless you decide to set up automatic payments through <a href="/online-banking/mobile-and-online-banking-features/bill-pay/" id="onlineBillPay" rel="noopener noreferrer" target="_blank">Online Bill Pay</a>, in which case you won't receive monthly paper statements. With Online Bill Pay, you can schedule recurring or one-time bill payments from your checking or money market accounts.</p><p>You can also sign up for electronic bills by <a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="signingInToOnlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">signing in to Online Banking</a> and selecting <strong>eBills</strong> from the <strong>Bill Pay</strong> navigation menu.</p><p><a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="signInToSetUpBillPayments" class="secureUrl" rel="noopener noreferrer" target="_blank">Log in to set up Bill Pay payments</a></p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel3" data-slug="see-auto-loan-statements-online"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel3" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Can I see current and past auto loan statements online? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Yes. Simply <a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="signInToOnlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">log in to Online Banking</a> and select the <strong>Automobile Loan</strong> link provided under the <strong>Personal accounts</strong> heading on your accounts overview page. On your loan overview page, select the <strong>Statements & Documents</strong> tab. You can access up to 18 months of loan statements.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel4" data-slug="options-for-making-payments-for-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel4" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>What options do I have for making payments to my auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You have multiple auto loan payment options:</p><ul><li><strong>Pay using Bill Pay:</strong> If you're an Online Banking customer, you can <a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="setUpPaymentsThroughBillPay" class="secureUrl" rel="noopener noreferrer" target="_blank">log in to set up payments through Bill Pay</a>. With Bill Pay, you can schedule recurring or one-time bill payments from your checking or money market accounts.</li><li><strong>Pay by phone:</strong> You can call 800.215.6195 to pay by phone 24/7. Please note that same-day payments cannot be canceled.</li><li><strong>Pay by mail:</strong> You can mail your car loan payment to: Bank of America, N.A., PO Box 17237, Wilmington, DE 19886-7237. Be sure to include your loan account number along with your payment.</li><li><strong>Pay in person:</strong> You can always pay your auto loan in person at one of our <a href="https://locators.bankofamerica.com/" id="financialCenters" rel="noopener noreferrer" target="_blank">financial centers</a>.</li></ul><p>If you don't have a Bank of America deposit account, you may be able to set up electronic payments for your auto loan from your account at another financial institution.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel5" data-slug="sign-up-for-automatic-payments"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel5" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How can I sign up for automatic payments to my auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>If you're an Online Banking customer, you can <a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="setUpPaymentsThroughOnlineBillPay" class="secureUrl" rel="noopener noreferrer" target="_blank">log in to set up payments through Online Bill Pay</a>. With Online Bill Pay, you can schedule recurring or one-time bill payments from your checking or money market accounts.</p><p>You can also use the paper signup form included with your welcome package. Include a voided check and mail or fax it to the location indicated on the form.</p><p>After signing up, you'll receive a letter in the mail within 3-4 weeks confirming the start date for your automatic payments to be made. In order to avoid any late charges, please continue to make your payment as usual until you receive the confirmation letter.</p><p>Important note: When scheduling automatic payments, you only need to enroll using one method (either the paper signup form or Online Banking). Submitting the paper form and also signing up in Online Banking can result in multiple payments being made from your account each month.</p><p><b>Important:</b> As a reminder, once your account is paid off, please cancel all future payments if you are using a bill pay service.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel6" data-slug="get-letter-showing-interest-paid-last-year"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel6" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How can I get a letter showing the interest I paid last year? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>There are 2 easy ways to obtain a letter detailing the interest you paid last year on your car loan:</p><ul><li><a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="onlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">Log in to Online Banking</a> and select the <strong>Automobile Loan</strong> link provided under the <strong>Personal accounts</strong> heading on your accounts overview page. Then, in the column marked <strong>Manage your loan</strong> at the top of the page, select the <strong>Last year interest paid letter</strong> link. This will open the letter in your browser and you can print it for your records.</li><li>Contact us at 800.215.6195 and ask for a faxed or mailed copy of your interest paid last year information</li></ul></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel7" data-slug="simple-interest-calculated"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel7" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How is simple interest calculated? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>Interest on your loan accrues daily. It is for this reason that the portion of your monthly payment allocated to interest may fluctuate to match the number of days in each month. To calculate the interest due on your loan, follow these steps:</p><ol><li>Obtain the new principal balance of your loan from your Online Banking Account Services page or the automated phone service.</li><li>Multiply your principal balance by your interest rate. Divide your answer by 365 days (366 days in a leap year) to find your daily interest accrual or your per diem.</li><li>Multiply this amount by the number of calendar days that have elapsed since the date of your last payment to find your interest due.</li></ol><p>Here is an example:</p><ol><li>$10,000 principal balance.</li><li>$10,000 multiplied by 8.5% interest divided by 365 days in the year = $2.33 per diem.</li><li>$2.33 multiplied by 33 days elapsed since the date of your last payment = $76.85. This portion of your payment will be allocated to interest accrued.</li></ol></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel8" data-slug="email-Bank-of-America-question-about-my-auto-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel8" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How do I email Bank of America with a question about my auto loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p><a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="onlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">Log in to Online Banking</a> and select the <strong>Contact us</strong> link from the <strong>Help & Support</strong> navigation menu.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel9" data-slug="get-payoff-showing-amount-foe-auto-loan-in-online-banking"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel9" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Where can I get the payoff amount for my auto loan in Online Banking? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p><a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="onlineBanking" class="secureUrl" rel="noopener noreferrer" target="_blank">Log in to Online Banking</a> and select the <strong>Automobile Loan</strong> link listed under <strong>Personal accounts</strong> on your accounts overview page. You can also select the <strong>Quick View</strong> link beneath the automobile loan listing on your accounts overview page.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel10" data-slug="pay-off-my-loan"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel10" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>How can I pay off my loan? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>You have multiple loan payoff options:</p><ul><li><strong>Pay using Bill Pay:</strong> If you're an Online Banking customer, you can <a href="https://secure.bankofamerica.com/login/sign-in/signOnScreen.go?reason=billpay" id="signInToMakePaymentThroughOnlineBillPay" class="secureUrl" rel="noopener noreferrer" target="_blank">log in to make a payment through Online Bill Pay</a>.</li><li><strong>Pay by phone:</strong> You can call 800.215.6195 to pay by phone 24/7. Please note that same-day payments cannot be canceled.</li><li><strong>Pay by mail:</strong> You can mail your car loan payoff amount to: Bank of America, N.A., PO Box 17237, Wilmington, DE 19886-7237. Be sure to include your loan account number along with your payment.</li><li><strong>Pay in person:</strong> You can pay off your auto loan in person at one of our <a href="https://locators.bankofamerica.com/" id="financialCenters" rel="noopener noreferrer" target="_blank">financial centers</a>.</li></ul><p>If you don't have a Bank of America deposit account, you may be able to set up an electronic payoff of your auto loan from your account at another financial institution.</p><p><b>Important:</b> As a reminder, once your account is paid off, please cancel all future payments if you are using a bill pay service.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel11" data-slug="time-takes-to-receive-proof-loan-closed-and-getting-title-once-paid-off"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel11" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Once I pay off my loan in full, how long will it take for me to receive proof that the loan is closed and get my title? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>In most situations you can expect to receive your lien release, paid-in-full letter and title (if the title is available) within 7-10 business days after we receive and process your payoff. If the title is electronic or other conditions apply, our paid-in-full letter will detail the process to obtain the title and ensure that the lien release is properly recorded.</p><p><b>Note:</b> Bank of America is unable to expedite your state's titling office process.</p></div></div></div></div></div><div class="squeezebox-panel spa-inner-panel" id="auto-loan-faqChild8Panel12" data-slug="is-my-loan-assumable-by-another-party"><button class="panel-header spa-oline gray spa-btn spa-btn--link" data-panel="auto-loan-faqChild8Panel12" type="button" data-breakout><span class="spa-squeezebox-arrow spa-icon" data-breakout></span>Is my loan assumable by another party? <span class="ada-hidden"></span></button><div class="panel-content panel-content--nested gray"><div class="content"><div class="row collapse"><div class="column"><p>No.</p></div></div></div></div></div></div></section></div></div></div></div></div></div></section></div></div></div><div id="jumbotronBulletsAutoModuleJS" data-component="module" data-module="auto-loans-jumbotron-bullets-auto-module" data-version="1.0.3" data-sparta-load="primary" data-module-ref="@sparta.auto-loans.modules/jumbotron-bullets-auto-module" data-init="jumbotronBulletsAutoModuleJS" data-module-parameters="{}" class="jumbotron-bullets-auto-module-class-v-1-0-3 jumbotron-bullets-auto-module spa-module-init"><div class="row flex-centered"><h3 class="show-for-medium-up">Get more with Bank of America auto loans</h3><h3 class="show-for-small-only">Get more with Bank<br>of America auto loans</h3><ul><li class="large-8 medium-10 small-12 columns small-centered" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-jumbotron-bullets-auto-module-core_icon_checkmark1_rgb_red-CSXf9979cc9.svg')"><p><span class="roboto-bold">30-day</span> rate lock guarantee<span class="spa-footnote-ref" data-footnote-ref="ftn_rateValid"></span><sup> <a class="spa-footnote-link" id="ftn_disclosures.manifests.salesonb.auto-loans.footnotes.30-day-rate-validity.html_link2" data-content-key="disclosures.manifests.salesonb.auto-loans" data-content-record-key="footnotes.30-day-rate-validity.html" data-footnote="disclosures.manifests.salesonb.auto-loans.footnotes.30-day-rate-validity.html" href="#ftn_disclosures.manifests.salesonb.auto-loans.footnotes.30-day-rate-validity.html_content"><span class="spa-footnote-order"><span class="ada-hidden">adatext</span></span></a></sup></p></li><li class="large-8 medium-10 small-12 columns small-centered" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-jumbotron-bullets-auto-module-core_icon_checkmark1_rgb_red-CSXf9979cc9.svg')"><p><span class="roboto-bold">Know</span> how much you can afford before you shop</p></li><li class="large-8 medium-10 small-12 columns small-centered" style="background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-site-auto-loans-jumbotron-bullets-auto-module-core_icon_checkmark1_rgb_red-CSXf9979cc9.svg')"><p>Manage <span class="roboto-bold">all your BofA accounts</span> in one place</p></li><li class="columns large-4 medium-5 small-9 columns small-centered"><div class="button-container"><a class="spa-btn spa-btn--primary spa-btn--medium" id="Explore_autoloans" href="/auto-loans/">Explore auto loans</a></div></li></ul></div></div></div></div></section><section class="small-centered"><div class="row small-collapse"><div class="column"><div id="connectWithUsModule" data-component="module" data-module="global-connect-with-us-module" data-version="1.1.8" data-sparta-load="primary" data-module-ref="@sparta.global.modules/connect-with-us-module" data-init="ConnectWithUsModule" data-module-parameters='{"skin":"none","extendBottomMargin":false,"smallCentered":false,"checkPilotZip":false,"showSocial":false}' class="connect-with-us-module-class-v-1-1-8 connect-with-us-module spa-module-init"><div class="skin-none"><div class="row large-collapse" id="connect-container"><div class="column large-10 large-offset-1 end"><h2 id="heading" class="">Connect with us</h2><div class="blocks-container" block-medium-split="true"><div class="block-container show-for-large-up"><div class="spa-card spa-card--overlay spa-card--medium block spa-card__dismissible--none"><div class="spa-card__body"><div class="block-inner" id=""><div class="icon"><img height="100%" width="100%" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-community-connect-with-us-call_red-CSX5e3c9751.svg" aria-hidden="true" role="img"/></div><div class="content-container"><div class="title">844.892.6002</div></div></div></div></div></div><div class="block-container show-for-medium-only"><div class="spa-card spa-card--overlay spa-card--medium block spa-card__dismissible--none"><div class="spa-card__body"><div class="block-inner" id=""><div class="icon"><img height="100%" width="100%" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-community-connect-with-us-call_red-CSX5e3c9751.svg" aria-hidden="true" role="img"/></div><div class="content-container"><div class="title">844.892.6002</div></div></div></div></div></div><div class="block-container hide-for-medium-up"><div class="spa-card spa-card--overlay spa-card--medium block spa-card__dismissible--none"><div class="spa-card__body"><div class="block-inner" id=""><div class="icon"><img height="100%" width="100%" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-community-connect-with-us-call_red-CSX5e3c9751.svg" aria-hidden="true" role="img"/></div><div class="content-container"><div class="title"><a href="tel:844.892.6002" id="phoneLink" class="title-link">844.892.6002</a></div></div></div></div></div></div><div class="block-container min-height-auto"><div class="spa-card spa-card--overlay spa-card--medium block spa-card__dismissible--none"><div class="spa-card__body"><div class="block-inner" id=""><div class="icon"><img height="100%" width="100%" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-community-connect-with-us-calendar_red-CSXd44f478c.svg" aria-hidden="true" role="img"/></div><div class="content-container"><div class="title"><a href="https://secure.bankofamerica.com/secure-mycommunications/public/appointments/?marketingCode=BBASBCRP15_ECBBA_A1000&comment=I%20want%20to%20talk%20about%20getting%20a%20car%20loan%20with%20Bank%20of%20America" id="appointmentLink" rel="noopener noreferrer" target="_blank">Schedule an appointment</a></div></div></div></div></div></div><div class="block-container"><div class="spa-card spa-card--overlay spa-card--medium block spa-card__dismissible--none"><div class="spa-card__body"><div class="block-inner" id=""><div class="icon"><img height="100%" width="100%" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-community-connect-with-us-faq_icon_red-CSX2c1069fe.svg" aria-hidden="true" role="img"/></div><div class="content-container"><div class="title"><a href="/auto-loans/auto-loan-faq/" id="faqLink" class="title-link show-for-small-up">Auto Loan FAQs</a></div></div></div></div></div></div></div></div></div><div class="row"><div class="column"><div class="social-container"></div></div></div></div></div></div></div></section><section class="foot-row small-centered"><div class="row small-collapse"><div class="column"><div id="globalFooterModule" data-component="module" data-module="global-gt-global-footer-module" data-version="1.1.22" data-sparta-load="primary" data-module-ref="@sparta.global-gt.modules/global-footer-module" data-init="GlobalFooterModule" data-module-parameters='{"skin":"unified","mode":"unauth","footnoteSection":true,"footnoteSectionToggleable":false,"footnoteExpandOnLoad":{"small":false,"medium":false,"large":true,"xlarge":true},"legalSection":false,"legalExpandOnLoad":{"small":false,"medium":true,"large":true,"xlarge":true},"footerLegalBottomSection":false,"footerActions":{"enabled":false,"secure_area":true,"language_select":true,"authentication":true},"footerActions_language":true,"copyrightSection":true,"investmentsSection":false,"breadcrumbs":true,"breadcrumbsCurrentPage":true,"breadcrumbsClass":"","breadcrumbsSectionName":"faqs","expandedLegalSection":false,"footerQuickLink":true,"footerQuickLinkClass":"","powerFooterSection":true,"powerFooterClass":"","enableSocialMedia":true,"setFooterSpacingTop":"margin"}' class="global-footer-module-class-v-1-1-22 global-footer-module spa-module-init"><footer class="footer footer--unified global-footer-spacing--margin" data-mode="footer--unauth" role="contentinfo"><div id="footnoteSection" class="footnote-section__panel"><div class="row"><div class="column"><div class="spa-footnotes-section footnote-section__footnotes" data-aria-label-back="" data-back-content="Back to content"></div></div></div></div><div class="footer__breadcrumbs"><div class="row"><div class="column"><nav role="navigation" class="row" aria-label="Breadcrumb"><ol itemscope itemtype="https://schema.org/BreadcrumbList"><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" id="breadcrumb_bofa_home" href="/?request_locale=en_US"><span itemprop="name">Bank of America</span></a><meta itemprop="position" content="1"/></li><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" id="breadcrumb_bofa_auto-loans" href="/auto-loans/"><span itemprop="name">Auto Loans</span></a><meta itemprop="position" content="2"/></li><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" id="breadcrumb_bofa_faqs" href="/auto-loans/auto-loan-faq"><span itemprop="name">Auto FAQs</span></a><meta itemprop="position" content="22"/></li></ol></nav></div></div></div><div class="footer__power-footer"><div class="row collapse"><div class="column"><div class="show-for-small-only"><section class="squeezebox-wrapper footer__power-list" id="powerFooter" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-prevent-default-click" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-panels"><div class="squeezebox-panel" id="powerFooterPanel0" data-slug="powerFooterPanel0"><button name="Auto_Loans__Rates" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel0" type="button" aria-controls="powerFooterPanel0" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Auto Loans & Rates <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a href="/auto-loans/" id="footer_al_autoLoans">New & Used Car Loans</a></li><li><a href="/auto-loans/auto-refinance-loan/" id="footer_al_refinanceLoans">Auto Refinance Loans</a></li><li><a href="/auto-loans/auto-loan-rates/" id="footer_al_autoLoanRates">Auto Loan Rates</a></li><li><a href="/auto-loans/disability-access-loans/" id="footer_al_accessibleVehicle">Accessible Vehicle Loans</a></li><li><a href="/auto-loans/auto-loan-faq/" id="footer_al_faq">Auto Loan FAQs</a></li><li><a href="https://promotions.bankofamerica.com/autoloans/electricvehicleresources" id="footer_al_electricVehicles">Electric Vehicles</a></li><li><a href="https://dealer-network.bankofamerica.com/rv-dealers/" id="footer_al_RecreationalVehicles">Recreational Vehicles (RV)</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel1" data-slug="powerFooterPanel1"><button name="Calculators" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel1" type="button" aria-controls="powerFooterPanel1" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Calculators <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a href="/auto-loans/auto-loan-calculator/" id="footer_al_autoLoanCalc">Auto Loan Calculator</a></li><li><a href="/auto-loans/auto-refinance-calculator/" id="footer_al_autoRefinanceCalc">Auto Refinance Calculator</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel2" data-slug="powerFooterPanel2"><button name="Auto_Loan_Basics" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel2" type="button" aria-controls="powerFooterPanel2" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Auto Loan Basics <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a href="/auto-loans/how-car-loans-work/" id="footer_al_howLoansWork">How Car Loans Work</a></li><li><a href="/auto-loans/financing-car/" id="footer_al_howFinancingWorks">How Financing a Car Works</a></li><li><a href="/auto-loans/when-to-refinance-a-car/" id="footer_al_whenToRefi">Is Auto Loan Refinancing Right for You?</a></li><li><a href="/auto-loans/buying-new-or-used-cars/" id="footer_al_newOrUsed">Buying a New or Used Car</a></li><li><a href="/auto-loans/what-to-know-when-buying-car/" id="footer_al_toKnow">Things to Know When Buying a Car</a></li><li><a href="/auto-loans/car-buying-process/" id="footer_al_carBuyingProcess">7 Car Buying Process Tips</a></li><li><a href="/auto-loans/lease-buyout/" id="footer_al_leaseBuyout">Learn about lease buyout auto loans</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel3" data-slug="powerFooterPanel3"><button name="Manage_Your_Loan" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel3" type="button" aria-controls="powerFooterPanel3" data-print-show-all="true"><span class="spa-squeezebox-arrow spa-icon icon-chevron-up"></span>Manage Your Loan <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=VLSTATUS" id="footer_al_checkStatus" class="secureUrl">Check Your Submitted Application Status</a></li><li><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=SNR&flow=AUTO" id="footer_al_continueSaved" class="secureUrl">Continue a Saved Application</a></li><li><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="footer_al_contactUs">Contact Us About Your Loan</a></li><li><a href="https://dealer-network.bankofamerica.com/" id="footer_al_authorizedDealer">Find an Authorized Dealer</a></li></ul></div></div></div></section></div><div class="show-for-medium-up"><div class="footer__power-list"><nav class="collapsed" id="links-0" aria-label="Auto Loans & Rates"><h3>Auto Loans & Rates</h3><div class="power-footer__links" id="footer-links-0"><ul><li><a href="/auto-loans/" id="footer_al_autoLoans">New & Used Car Loans</a></li><li><a href="/auto-loans/auto-refinance-loan/" id="footer_al_refinanceLoans">Auto Refinance Loans</a></li><li><a href="/auto-loans/auto-loan-rates/" id="footer_al_autoLoanRates">Auto Loan Rates</a></li><li><a href="/auto-loans/disability-access-loans/" id="footer_al_accessibleVehicle">Accessible Vehicle Loans</a></li><li><a href="/auto-loans/auto-loan-faq/" id="footer_al_faq">Auto Loan FAQs</a></li><li><a href="https://promotions.bankofamerica.com/autoloans/electricvehicleresources" id="footer_al_electricVehicles">Electric Vehicles</a></li><li><a href="https://dealer-network.bankofamerica.com/rv-dealers/" id="footer_al_RecreationalVehicles">Recreational Vehicles (RV)</a></li></ul></div></nav><nav class="collapsed" id="links-1" aria-label="Calculators"><h3>Calculators</h3><div class="power-footer__links" id="footer-links-1"><ul><li><a href="/auto-loans/auto-loan-calculator/" id="footer_al_autoLoanCalc">Auto Loan Calculator</a></li><li><a href="/auto-loans/auto-refinance-calculator/" id="footer_al_autoRefinanceCalc">Auto Refinance Calculator</a></li></ul></div></nav><nav class="collapsed" id="links-2" aria-label="Auto Loan Basics"><h3>Auto Loan Basics</h3><div class="power-footer__links" id="footer-links-2"><ul><li><a href="/auto-loans/how-car-loans-work/" id="footer_al_howLoansWork">How Car Loans Work</a></li><li><a href="/auto-loans/financing-car/" id="footer_al_howFinancingWorks">How Financing a Car Works</a></li><li><a href="/auto-loans/when-to-refinance-a-car/" id="footer_al_whenToRefi">Is Auto Loan Refinancing Right for You?</a></li><li><a href="/auto-loans/buying-new-or-used-cars/" id="footer_al_newOrUsed">Buying a New or Used Car</a></li><li><a href="/auto-loans/what-to-know-when-buying-car/" id="footer_al_toKnow">Things to Know When Buying a Car</a></li><li><a href="/auto-loans/car-buying-process/" id="footer_al_carBuyingProcess">7 Car Buying Process Tips</a></li><li><a href="/auto-loans/lease-buyout/" id="footer_al_leaseBuyout">Learn about lease buyout auto loans</a></li></ul></div></nav><nav class="collapsed" id="links-3" aria-label="Manage Your Loan"><h3>Manage Your Loan</h3><div class="power-footer__links" id="footer-links-3"><ul><li><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=VLSTATUS" id="footer_al_checkStatus" class="secureUrl">Check Your Submitted Application Status</a></li><li><a href="https://secure.bankofamerica.com/applynow/initialize-workflow.go?requesttype=SNR&flow=AUTO" id="footer_al_continueSaved" class="secureUrl">Continue a Saved Application</a></li><li><a href="/customer-service/contact-us/auto-loans/?topicId=vehicle_oth_loans" id="footer_al_contactUs">Contact Us About Your Loan</a></li><li><a href="https://dealer-network.bankofamerica.com/" id="footer_al_authorizedDealer">Find an Authorized Dealer</a></li></ul></div></nav></div></div></div></div></div><div class="footer__bottom footer__bottom--unauth"><div class="row"><div class="column"><div class="footer__links footer__links--unauth"><div class="row"><div class="column"><nav role="navigation" class="footer__top-links footer__list-has-pipes" aria-label="Footer navigation links"><ul><li><a href="https://locators.bankofamerica.com/locator/locator/LocatorAction.do" id="footer_bofa_locations">Locations</a></li><li><a href="/contactus/contactus.go" id="footer_bofa_contactus">Contact Us</a></li><li><a href="/help/overview.go" id="footer_bofa_help">Help & Support</a></li><li><a href="#" id="cobrowse" class="browse-with-specialist link-bind--livelook spa-prevent-default-click">Browse with Specialist</a></li><li><a href="/accessiblebanking/overview.go" id="footer_bofa_accessible_banking">Accessible Banking</a></li><li><a href="https://www.bankofamerica.com/security-center/privacy-overview/" id="footer_bofa_privacy">Privacy</a></li><li><a href="https://www.bankofamerica.com/childrens-privacy" id="footer_bofa_childrens_privacy" rel="noopener noreferrer" target="_blank">Children鈥檚 Privacy</a></li><li><a href="https://www.bankofamerica.com/security-center/overview/" id="footer_bofa_security">Security</a></li><li><a href="/online-banking/service-agreement.go?request_locale=en-us" id="footer_bofa_online_banking_service_agreement" rel="noopener noreferrer" target="_blank">Online Banking Service Agreement</a></li><li><button class="spa-btn spa-btn--link spa-ui-layer-link spa-fn" data-bactmtrack data-options="{"rel":"advertisingPracticesLayer"}" rel="advertisingPracticesLayer" type="button">Advertising Practices<span class="spa-ada-text ada-hidden"> popup</span></button></li><li><a href="/information/personal/" id="footer_bofa_sitemap">Site Map</a></li><li><a href="https://careers.bankofamerica.com/" id="footer_bofa_careers">Careers</a></li><li><a href="#" id="footer_bofa_feedback" class="spa-prevent-default-click">Share Your Feedback</a></li><li class="last-link" id="footer_CCPA"><button class="spa-btn spa-btn--link ot-sdk-show-settings" type="button"></button><img id="pillImage" alt="" role="img" src="https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-logos-bofa_icon_optout1_ko-CSX2fdcab0b.png"/></li><div id="advertisingPracticesLayer" class="hide" data-options="{"type":"info"}"><h3 id="advertisingPracticesLayer_title" class="spa-ui-layer-title" data-font="cnx-bold">Advertising Practices</h3><div class="content"><p>We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.</p><p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a href="https://www.aboutads.info/choices/" id="modal_aboutads_adchoices" class="spa-ui-layer-link spa-fn spa-ui-layer-interstitial" data-options='{"interstitialType":"leaving-site","targetAction":"new-tab"}'>YourAdChoices<span class="spa-ada-text ada-hidden"> popup</span></a>聽powered by the DAA or through the聽<a href="https://www.networkadvertising.org/choices" id="modal_network_advertising_optout" class="spa-ui-layer-link spa-fn spa-ui-layer-interstitial" data-options='{"interstitialType":"leaving-site","targetAction":"new-tab"}'>Network Advertising Initiative's Opt-Out Tool<span class="spa-ada-text ada-hidden"> popup</span></a>. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.</p><p>To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the <a id="WebsiteAdPractices_PrivacyNotice" href="/security-center/online-privacy-notice/" target="_blank" rel="noopener noreferrer">Bank of America Online Privacy Notice</a> and our <a href="/privacy/faq/online-privacy-faq.go" id="Online-privacy-faqs" rel="noopener noreferrer" target="_blank">Online Privacy FAQs</a>.</p></div></div></ul></nav></div></div></div><div class="text-center"><div id="globalSocialModule" data-component="module" data-module="global-social-module" data-version="1.1.22" data-sparta-load="primary" data-module-ref="@sparta.global.modules/global-social-module" data-options='{"branding":"red","externalSite":false,"socialEnabled":true,"socialType":"follow"}' data-init="GlobalSocialModule" data-module-parameters='{"skin":"white","socialEnabled":true,"externalSite":false,"branding":"red","size":"large","shape":"round","socialType":"follow","isChild":true,"site":"auto-loans","networks":{},"analyticsId":"link","headerTag":"div"}' class="global-social-module-class-v-1-1-22 global-social-module spa-module-init"><div class="boa-social-target boa-social-skin--white boa-social-size--large boa-social-shape--round" data-sparta="Sparta" data-global-social-module-version="v1.0.0" data-config="{"language":"en","enableSocialContent":true,"content":{"thanks":"Thanks for wanting to spread the word","interstitial1":"Before you go, we want you to know we're only responsible for the content we post. ","interstitial2":" is responsible for their content and offerings on their site, and their level of security may be different from ours. Please refer to their privacy policy and terms of use for details.","close":"Close","continue":"Continue to ","return":"Return to Bank of America","share":"Share","shareOn":"Share on","followUs":"Follow us","connectWithUs":"Connect with us","connectWithUsOn":"Connect with us on ","adaOpen":". Opens a modal popup."},"networkOrder":["facebook","instagram","linkedin","pinterest","twitter","youtube"],"networks":{"twitter":{"enabled":true,"class":"twitter","links":{"@BankofAmerica":{"handle":"@BankofAmerica","link":"https://twitter.com/BankofAmerica","content":{"text":"for information and resources to help our communities thrive"}},"@BofA_News":{"handle":"@BofA_News","link":"https://twitter.com/BofA_News","content":{"text":"for the latest news and information"}},"@BofA_Tips":{"handle":"@BofA_Tips","link":"https://twitter.com/BofA_Tips","content":{"text":"for tips on shopping, travel and personal finance"}},"@BofA_Help":{"handle":"@BofA_Help","link":"https://twitter.com/BofA_Help","content":{"text":"for questions about our products and services"}},"@MerrillLynch":{"handle":"@MerrillLynch","link":"https://twitter.com/MerrillLynch","content":{"text":"for wealth management insights"}}},"name":"Twitter","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"36.914\" height=\"30\" viewBox=\"0 0 36.914 30\"><path d=\"M36.914,3.551a15.169,15.169,0,0,1-4.35,1.193A7.6,7.6,0,0,0,35.9.553a15.187,15.187,0,0,1-4.811,1.838A7.582,7.582,0,0,0,18.18,9.3,21.5,21.5,0,0,1,2.57,1.387,7.579,7.579,0,0,0,4.914,11.5a7.542,7.542,0,0,1-3.432-.946v0.095A7.577,7.577,0,0,0,7.559,18.07a7.621,7.621,0,0,1-3.422.131,7.587,7.587,0,0,0,7.076,5.26,15.194,15.194,0,0,1-9.4,3.241A15.57,15.57,0,0,1,0,26.6,21.439,21.439,0,0,0,11.609,30c13.93,0,21.549-11.541,21.549-21.549q0-.492-0.023-0.981A15.394,15.394,0,0,0,36.914,3.551Z\" fill=\"#2ea3dc\"/></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/twitter/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M24,12 C24,18.63 18.63,24 12,24 C5.37,24 0,18.63 0,12 C0,5.37 5.37,0 12,0 C18.63,0 24,5.37 24,12 Z M9.804,18.33 C15.126,18.33 18.036,13.92 18.036,10.098 C18.036,9.972 18.036,9.846 18.03,9.726 C18.594,9.318 19.086,8.808 19.476,8.226 C18.96,8.454 18.402,8.61 17.814,8.682 C18.414,8.322 18.87,7.758 19.086,7.08 C18.528,7.41 17.91,7.65 17.25,7.782 C16.722,7.218 15.972,6.87 15.138,6.87 C13.542,6.87 12.246,8.166 12.246,9.762 C12.246,9.99 12.27,10.212 12.324,10.422 C9.918,10.302 7.788,9.15 6.36,7.398 C6.114,7.824 5.97,8.322 5.97,8.85 C5.97,9.852 6.48,10.74 7.26,11.256 C6.786,11.244 6.342,11.112 5.952,10.896 C5.952,10.908 5.952,10.92 5.952,10.932 C5.952,12.336 6.948,13.5 8.274,13.77 C8.034,13.836 7.776,13.872 7.512,13.872 C7.326,13.872 7.146,13.854 6.966,13.818 C7.332,14.97 8.4,15.804 9.666,15.828 C8.676,16.602 7.428,17.064 6.072,17.064 C5.838,17.064 5.61,17.052 5.382,17.022 C6.648,17.85 8.172,18.33 9.804,18.33\" id=\"icon-twitter\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Twitter","content":{"connectHeading":"Connect with us on Twitter","followUsAtHandle":"Connect with us ","sharingHeading":"Thanks for wanting to spread the word"}},"facebook":{"enabled":true,"class":"facebook","links":{"facebook":{"handle":"","link":"https://www.facebook.com/BankofAmerica"}},"name":"Facebook","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><g><path d=\"M28.345,0H1.656A1.656,1.656,0,0,0,0,1.656V28.344A1.655,1.655,0,0,0,1.656,30H28.345A1.655,1.655,0,0,0,30,28.344V1.656A1.656,1.656,0,0,0,28.345,0\" fill=\"#3e5b98\"/><path d=\"M24.6,18.383l0.584-4.527H20.7V10.965c0-1.311.364-2.205,2.244-2.205h2.4V4.709a32.181,32.181,0,0,0-3.492-.178c-3.457,0-5.824,2.109-5.824,5.984v3.34H12.115v4.527h3.908V30H20.7V18.383h3.9Z\" fill=\"#fff\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/facebook/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M24,12.0733361 C24,5.40541178 18.6274219,0 12,0 C5.37257813,0 0,5.40541178 0,12.0733361 C0,18.0994871 4.38822656,23.094264 10.125,24 L10.125,15.5632848 L7.078125,15.5632848 L7.078125,12.0733361 L10.125,12.0733361 L10.125,9.41342923 C10.125,6.38754937 11.9165156,4.71614691 14.6575781,4.71614691 C15.9704766,4.71614691 17.34375,4.95195425 17.34375,4.95195425 L17.34375,7.92312681 L15.8305781,7.92312681 C14.3398828,7.92312681 13.875,8.85378766 13.875,9.8085716 L13.875,12.0733361 L17.203125,12.0733361 L16.6710938,15.5632848 L13.875,15.5632848 L13.875,24 C19.6117734,23.094264 24,18.0994871 24,12.0733361\" id=\"icon-facebook-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Facebook","content":{"connectHeading":"Connect with us on Facebook","sharingHeading":"Thanks for wanting to spread the word"}},"instagram":{"enabled":true,"class":"instagram","links":{"instagram":{"handle":"","link":"https://instagram.com/bankofamerica/"}},"name":"Instagram","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path d=\"M26.539,12.69H23.927a9.23,9.23,0,1,1-17.854,0H3.461v12.7a1.154,1.154,0,0,0,1.154,1.152H25.384a1.154,1.154,0,0,0,1.155-1.152V12.69Zm0-8.075a1.153,1.153,0,0,0-1.155-1.153H21.923A1.153,1.153,0,0,0,20.77,4.614V8.076A1.154,1.154,0,0,0,21.923,9.23h3.461a1.154,1.154,0,0,0,1.155-1.153V4.614ZM15,9.23A5.77,5.77,0,1,0,20.77,15,5.769,5.769,0,0,0,15,9.23M26.539,30H3.461A3.462,3.462,0,0,1,0,26.537V3.461A3.461,3.461,0,0,1,3.461,0H26.539A3.461,3.461,0,0,1,30,3.461V26.537A3.462,3.462,0,0,1,26.539,30\" fill=\"#867464\" fill-rule=\"evenodd\"/></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/instagram/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M13.4089671,0.000483957727 C15.4192587,0.00503364309 15.8808323,0.0227383809 16.9474832,0.0714065614 C18.2247967,0.12966547 19.097156,0.332547474 19.8604763,0.629224892 C20.6496154,0.935858247 21.3188544,1.34619532 21.9860452,2.01333842 C22.6531883,2.68052916 23.0635253,3.34976825 23.3702063,4.13890731 C23.6668361,4.90222763 23.8697181,5.7745869 23.927977,7.05190037 C23.9824854,8.24654939 23.9981532,8.68218946 24,11.3847866 L24,12.6146357 C23.9981532,15.3171941 23.9824854,15.7528342 23.927977,16.9474832 C23.8697181,18.2247967 23.6668361,19.097156 23.3702063,19.8604763 C23.0635253,20.6496154 22.6531883,21.3188544 21.9860452,21.9860452 C21.3188544,22.6531883 20.6496154,23.0635253 19.8604763,23.3702063 C19.097156,23.6668361 18.2247967,23.8697181 16.9474832,23.927977 C15.6675021,23.9863789 15.2588323,24.0001933 11.9997156,24.0001933 L11.683163,24.0001461 C8.71233849,23.9992228 8.28921542,23.9844321 7.05190037,23.927977 C5.7745869,23.8697181 4.90222763,23.6668361 4.13890731,23.3702063 C3.34976825,23.0635253 2.68052916,22.6531883 2.01333842,21.9860452 C1.34619532,21.3188544 0.935858247,20.6496154 0.629224892,19.8604763 C0.332547474,19.097156 0.12966547,18.2247967 0.0714065614,16.9474832 C0.0227383809,15.8808323 0.00503364309,15.4192587 0.000483957728,13.4089671 L0.000483957728,10.5904441 C0.00503364309,8.58012491 0.0227383809,8.11855128 0.0714065614,7.05190037 C0.12966547,5.7745869 0.332547474,4.90222763 0.629224892,4.13890731 C0.935858247,3.34976825 1.34619532,2.68052916 2.01333842,2.01333842 C2.68052916,1.34619532 3.34976825,0.935858247 4.13890731,0.629224892 C4.90222763,0.332547474 5.7745869,0.12966547 7.05190037,0.0714065614 C8.11855128,0.0227383809 8.58012491,0.00503364309 10.5904441,0.000483957727 Z M12.8799578,2.16183947 L11.1194605,2.16183947 C8.71065678,2.16434237 8.2893234,2.17945491 7.15045939,2.23141633 C5.98042234,2.28476872 5.34500486,2.48026714 4.92213951,2.64461156 C4.36198701,2.86230838 3.96222514,3.12235367 3.54231322,3.54231322 C3.12235367,3.96222514 2.86230838,4.36198701 2.64461156,4.92213951 C2.48026714,5.34500486 2.28476872,5.98042234 2.23141633,7.15045939 C2.17945491,8.2893234 2.16434237,8.71065678 2.16183947,11.1194605 L2.16183947,12.8799578 C2.16434237,15.2887268 2.17945491,15.7100602 2.23141633,16.8489242 C2.28476872,18.0189613 2.48026714,18.6543787 2.64461156,19.0772441 C2.86230838,19.6373966 3.1224013,20.0371585 3.54231322,20.4570704 C3.96222514,20.8770299 4.36198701,21.1370752 4.92213951,21.354772 C5.34500486,21.5191165 5.98042234,21.7146149 7.15045939,21.7679673 C8.2470194,21.8180042 8.6782507,21.8338712 10.8597789,21.8372129 L13.1396379,21.8372129 C15.3211439,21.8338712 15.7524055,21.8180042 16.8489242,21.7679673 C18.0189613,21.7146149 18.6543787,21.5191165 19.0772441,21.354772 C19.6373966,21.1370752 20.0371585,20.8770299 20.4570704,20.4570704 C20.8770299,20.0371585 21.1370752,19.6373966 21.354772,19.0772441 C21.5191165,18.6543787 21.7146149,18.0189613 21.7679673,16.8489242 C21.8180042,15.7522403 21.8338712,15.320921 21.8372129,13.1395575 L21.8372129,10.8598571 C21.8338712,8.67846263 21.8180042,8.24714325 21.7679673,7.15045939 C21.7146149,5.98042234 21.5191165,5.34500486 21.354772,4.92213951 C21.1370752,4.36198701 20.8770299,3.96222514 20.4570704,3.54231322 C20.0371585,3.12235367 19.6373966,2.86230838 19.0772441,2.64461156 C18.6543787,2.48026714 18.0189613,2.28476872 16.8489242,2.23141633 C15.7100602,2.17945491 15.2887268,2.16434237 12.8799578,2.16183947 Z M11.9997156,5.83727596 C15.403122,5.83727596 18.1621076,8.59626162 18.1621076,11.9997156 C18.1621076,15.403122 15.403122,18.1621076 11.9997156,18.1621076 C8.59626162,18.1621076 5.83727596,15.403122 5.83727596,11.9997156 C5.83727596,8.59626162 8.59626162,5.83727596 11.9997156,5.83727596 Z M11.9997156,7.99952463 C9.79045016,7.99952463 7.99952463,9.79045016 7.99952463,11.9997156 C7.99952463,14.2089334 9.79045016,15.999859 11.9997156,15.999859 C14.2089334,15.999859 15.999859,14.2089334 15.999859,11.9997156 C15.999859,9.79045016 14.2089334,7.99952463 11.9997156,7.99952463 Z M18.4055756,4.15372213 C19.2009073,4.15372213 19.8456615,4.79847628 19.8456615,5.59380803 C19.8456615,6.38913979 19.2009073,7.0338463 18.4055756,7.0338463 C17.6102914,7.0338463 16.9655373,6.38913979 16.9655373,5.59380803 C16.9655373,4.79847628 17.6102914,4.15372213 18.4055756,4.15372213 Z\" id=\"icon-instagram-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Instagram","content":{"connectHeading":"Connect with us on Instagram"}},"linkedin":{"enabled":true,"class":"linkedin","links":{"linkedin":{"handle":"","link":"https://www.linkedin.com/company/bank-of-america"}},"name":"LinkedIn","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30.001\" height=\"30\" viewBox=\"0 0 30.001 30\"><g><path d=\"M27.781,0H2.215A2.188,2.188,0,0,0,0,2.16V27.836A2.191,2.191,0,0,0,2.215,30H27.781A2.2,2.2,0,0,0,30,27.836V2.16A2.192,2.192,0,0,0,27.781,0Z\" fill=\"#047cb7\"/><path d=\"M4.448,11.246H8.9V25.563H4.448V11.246ZM6.674,4.129a2.58,2.58,0,1,1-2.58,2.58,2.58,2.58,0,0,1,2.58-2.58\" fill=\"#fff\"/><path d=\"M11.689,11.246h4.268V13.2h0.06a4.681,4.681,0,0,1,4.21-2.311c4.506,0,5.338,2.965,5.338,6.82v7.852H21.118V18.6c0-1.658-.031-3.795-2.314-3.795-2.314,0-2.669,1.809-2.669,3.676v7.082H11.689V11.246Z\" fill=\"#fff\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/linked-in/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M11.9999683,1.08357767e-13 C18.6273333,1.08357767e-13 24,5.37246217 24,12 C24,18.6273475 18.6273333,24 11.9999683,24 C5.37234951,24 -1.24344979e-14,18.6273475 -1.24344979e-14,12 C-1.24344979e-14,5.37246217 5.37234951,1.08357767e-13 11.9999683,1.08357767e-13 Z M7.82323897,9.60653437 C6.93192802,9.61577487 6.04036335,9.61482343 5.14879867,9.60721191 C4.98825868,9.60575304 4.95096215,9.65687706 4.95115171,9.80986854 C4.95546564,12.747026 4.95622679,15.6840565 4.95197702,18.6212774 C4.95178673,18.7920925 5.00658979,18.8327507 5.16915953,18.8313552 C6.04461312,18.8240608 6.920257,18.8213334 7.79564715,18.8330797 C7.99284938,18.835605 8.0292579,18.7711608 8.02856992,18.5903239 C8.02170979,17.1336699 8.02481784,15.6770159 8.02481784,14.2204887 L8.02454826,12.0236623 L8.02454826,12.0236623 L8.0281796,9.82674074 C8.0288139,9.66956292 8.00115865,9.60461131 7.82323897,9.60653437 Z M16.1765517,9.4456321 C14.8325446,9.23904285 13.6806019,9.58504971 12.8741596,10.7618536 C12.8576045,10.7858933 12.8345796,10.8053661 12.7753999,10.8689857 C12.7753999,10.4751532 12.767725,10.141515 12.7786983,9.80844773 C12.7837726,9.65368022 12.739372,9.60572767 12.5802274,9.60718654 C11.6964646,9.6146712 10.8127018,9.61613007 9.92881205,9.6062351 C9.7460083,9.60420536 9.70896549,9.65653454 9.71017065,9.8335023 C9.7214611,11.4498079 9.72463257,13.0661134 9.72437885,14.6826093 C9.72387142,15.9961668 9.71860677,17.3101682 9.70562462,18.6235989 C9.7038277,18.7999323 9.76142167,18.8325433 9.9218348,18.8312664 C10.8055342,18.8242892 11.6892971,18.8249235 12.5731868,18.8308858 C12.7228169,18.8319007 12.7903059,18.8000592 12.7781274,18.6348893 C12.7734971,18.5715446 12.7715942,18.5080095 12.7711149,18.4443688 L12.7711149,18.4443688 L12.7748925,18.0619324 C12.7748925,16.6047709 12.7803474,15.1476729 12.772609,13.6905115 C12.7689936,13.0810193 12.9556031,12.563119 13.4329099,12.1715699 C14.3163556,11.4464461 15.5569726,11.829242 15.8732954,12.9197186 C15.9719917,13.2596362 15.9960949,13.6084974 15.9966657,13.9595786 C15.9982515,15.5042091 16.0007252,17.0489029 15.9936211,18.5936602 C15.9926697,18.7804595 16.0412566,18.8346282 16.2311011,18.8325433 C17.0989431,18.822196 17.9670389,18.8220692 18.8346906,18.8325433 C19.0258671,18.8348185 19.07179,18.780079 19.0707301,18.5935334 C19.063671,16.9372674 19.0662716,15.2810648 19.0671597,13.6247353 C19.0674768,13.2259553 19.0376015,12.8299027 18.9773435,12.4354358 C18.7236256,10.7718754 17.7296858,9.68463372 16.1765517,9.4456321 Z M6.51353453,5.16765981 C5.73988525,5.16671019 5.12499993,5.5392305 4.88472909,6.15455819 C4.49977562,7.13980559 5.08212161,8.15930481 6.1267416,8.32885135 C7.11027901,8.48850291 7.96239055,8.01424199 8.17272268,7.19035875 C8.45111464,6.09924783 7.68805808,5.16893021 6.51353453,5.16765981 Z\" id=\"icon-linked-in-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;LinkedIn","content":{"connectHeading":"Connect with us on LinkedIn","sharingHeading":"Thanks for wanting to spread the word"}},"pinterest":{"enabled":true,"class":"pinterest","links":{"pinterest":{"handle":"","link":"https://www.pinterest.com/bankofamerica/"}},"name":"Pinterest","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><g><path d=\"M30,15A15,15,0,1,1,15,0,15,15,0,0,1,30,15\" fill=\"#fff\"/><path d=\"M14.982,1.664a13.335,13.335,0,0,0-4.859,25.754,12.789,12.789,0,0,1,.045-3.826c0.242-1.04,1.564-6.629,1.564-6.629a4.8,4.8,0,0,1-.4-1.979c0-1.856,1.076-3.239,2.414-3.239a1.675,1.675,0,0,1,1.688,1.878c0,1.144-.729,2.855-1.106,4.44A1.938,1.938,0,0,0,16.3,20.475c2.371,0,4.193-2.5,4.193-6.107a5.265,5.265,0,0,0-5.57-5.426A5.772,5.772,0,0,0,8.9,14.729,5.186,5.186,0,0,0,9.9,17.772a0.4,0.4,0,0,1,.092.383c-0.1.422-.326,1.327-0.369,1.513-0.058.244-.193,0.3-0.447,0.179-1.666-.775-2.707-3.211-2.707-5.166,0-4.207,3.057-8.07,8.813-8.07,4.627,0,8.221,3.3,8.221,7.7,0,4.6-2.9,8.295-6.92,8.295a3.568,3.568,0,0,1-3.057-1.531s-0.668,2.547-.83,3.17a14.828,14.828,0,0,1-1.658,3.5A13.337,13.337,0,1,0,14.982,1.664Z\" fill=\"#bc2328\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/pinterest/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M12.0003936,5.32907052e-15 C5.37317088,5.32907052e-15 0,5.37264607 0,12.0002187 C0,16.9139991 2.95481101,21.1352827 7.18300465,22.9913004 C7.14924138,22.1533415 7.17696925,21.147441 7.39188209,20.2357452 C7.62253946,19.2615086 8.93598318,13.6968668 8.93598318,13.6968668 C8.93598318,13.6968668 8.55251639,12.9307204 8.55251639,11.7981639 C8.55251639,10.0199066 9.58334579,8.69176802 10.8668749,8.69176802 C11.9584082,8.69176802 12.4857625,9.5116207 12.4857625,10.4932922 C12.4857625,11.5905985 11.7859181,13.2318783 11.4259807,14.7520127 C11.1253476,16.024958 12.0642464,17.0632223 13.3200477,17.0632223 C15.5936453,17.0632223 17.1249759,14.1430493 17.1249759,10.6831012 C17.1249759,8.0530649 15.3535412,6.08447378 12.1316855,6.08447378 C8.49155007,6.08447378 6.22381287,8.79909323 6.22381287,11.8313149 C6.22381287,12.8767517 6.53205579,13.6141205 7.01488806,14.1849472 C7.23688594,14.4471811 7.26776271,14.5527569 7.18737813,14.8538273 C7.12982313,15.0746006 6.99765654,15.6061535 6.94290057,15.8168678 C6.86295334,16.1207372 6.61672638,16.2293745 6.34207179,16.117151 C4.66545424,15.4327012 3.88452553,13.5966266 3.88452553,11.5326061 C3.88452553,8.12382782 6.75947679,4.03628531 12.4610086,4.03628531 C17.0425795,4.03628531 20.0580069,7.35164607 20.0580069,10.9105222 C20.0580069,15.6179619 17.4409161,19.1348526 13.5831563,19.1348526 C12.2875564,19.1348526 11.0688422,18.4344834 10.6514372,17.6391222 C10.6514372,17.6391222 9.95474176,20.4039493 9.80718053,20.9378638 C9.55281889,21.8631173 9.05476691,22.7877586 8.5994001,23.5085082 C9.67868766,23.82716 10.8187666,24.0006123 12.0003936,24.0006123 C18.6270915,24.0006123 24,18.6278788 24,12.0002187 C24,5.37264607 18.6270915,5.32907052e-15 12.0003936,5.32907052e-15\" id=\"icon-pinterest-tertiary\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Pinterest","content":{"connectHeading":"Connect with us on Pinterest"}},"youtube":{"enabled":true,"class":"youtube","links":{"youtube":{"handle":"","link":"https://www.youtube.com/user/bankofamerica"}},"name":"YouTube","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"29.999\" height=\"30\" viewBox=\"0 0 29.999 30\"><g><path d=\"M4.3,4.438a173.048,173.048,0,0,1,21.4,0,4.266,4.266,0,0,1,3.973,3.971,59.594,59.594,0,0,1,0,12.518A4.271,4.271,0,0,1,25.7,24.9a171.763,171.763,0,0,1-21.4,0A4.245,4.245,0,0,1,.33,20.926a59.591,59.591,0,0,1,0-12.518A4.259,4.259,0,0,1,4.3,4.438h0Z\" fill=\"#cd352d\" fill-rule=\"evenodd\"/><polygon points=\"11.912 10.393 19.908 14.584 11.912 18.721 11.912 10.393 11.912 10.393\" fill=\"#fff\" fill-rule=\"evenodd\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/youtube/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M12.0395013,3.54898859 C12.6283014,3.54986385 19.5848308,3.57043245 21.3768744,4.05379459 C22.4094745,4.33158201 23.2227902,5.15007987 23.4988048,6.18949851 C23.9699785,7.95915414 23.9985345,11.5350222 24.0002652,11.9619606 L24.0002652,12.0459231 C23.9985345,12.4728474 23.9699785,16.0486029 23.4988048,17.8183866 C23.2227902,18.8578052 22.4094745,19.6763031 21.3768744,19.9542269 C19.7043004,20.405243 13.5328854,20.4532235 12.2387475,20.4583278 L11.7607361,20.4583278 C10.4665982,20.4532235 4.29518322,20.405243 2.62260922,19.9542269 C1.59000912,19.6763031 0.776693356,18.8578052 0.50067875,17.8183866 C0.0751025103,16.2198723 0.0106212619,13.1480157 0.00085137579,12.253847 L0.00085137579,11.7540302 C0.0106212619,10.8598343 0.0751025103,7.78789714 0.50067875,6.18949851 C0.776693356,5.15007987 1.59000912,4.33158201 2.62260922,4.05379459 C4.41465279,3.57043245 11.3711822,3.54986385 11.9599822,3.54898859 Z M9.54506645,8.43525371 L9.54506645,15.5726314 L15.8181257,12.0040789 L9.54506645,8.43525371 Z\" id=\"icon-youtube\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Youtube","content":{"connectHeading":"Connect with us on our YouTube channel"}},"googleplus":{"enabled":true,"class":"googleplus","links":{"googleplus":{"handle":"","link":"https://plus.google.com/+BankofAmerica/"}},"name":"Google+","svg":"","pageID":"ENT:Tool:SocialFollow;GooglePlus","content":{"connectHeading":"Connect with us on Google+"}}}}"></div></div></div><div class="text-center"><p class="footer__legal-text">Bank of America, N.A. Member FDIC. <a href="/help/equalhousing-popup/" id="equalHousingLender" class="equalhousing spa-fn spa-boa-window" data-options='{"windowName":"equalHousingLenderWin","size":"","height":400,"width":600,"menubar":true,"scrollbars":true,"status":true}'>Equal Housing Lender</a></p><p class="footer__copyright-text">© 2024 Bank of America Corporation. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.</p><p class="footer__patent-text footer-last"><a href="//patents.bankofamerica.com" id="footerPatent" rel="noopener noreferrer" target="_blank">Patent: patents.bankofamerica.com</a></p></div></div></div></div></footer><style>.global-footer-module .footer__bottom--unauth .equalhousing{background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-logos-icon-ehl-white-CSX189e8f4c.svg')}.global-footer-module .footer__bottom--auth .equalhousing{background-image:url('https://www1.bac-assets.com/auto-loans/spa-assets/images/assets-images-global-logos-icon-ehl-link-CSX2d8920d3.svg')}</style></div></div></div></section></div></div><script>window.sparta=window.sparta||{},window.sparta.minify=!1,window.sparta.env="prod1_h_w",window.sparta.language="en",function(e){if(!e.spaParams)e.spaParams={};e.spaParams.siteName="auto-loans",e.spaParams.global={es:{globalText:{copy:"©",year:"2024",boaCorp:"Bank of America Corporation.",allRightsReserved:"Todos los derechos reservados."},footnote:{adaText:"Nota"},globalJs:{closeADALabel:"x: ",closeText:"cerrar",closeLayerADAText:"Ventana modal",closeModalADAText:"Ventana modal",closeMessageADAText:"Mensaje",openText:"abrir",show:"mostrar",hide:"cultar",continueText:"Continuar",cancel:"Cancelar",carouselItem:"Elemento",carouselItemOf:"de",disabledText:"Desactivado",optionalText:"opcional",layerStart:"Inicio de contenido en ventana modal",layerEnd:"Fin de contenido en ventana modal"},sprites:{message:"/auto-loans/spa-assets/images/assets-images-global-icons-msg-icon-sprite-fsd-CSX34039d09.png"},layers:{modalHeaderBackgrounds:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"},"leaving-site":{header:"Va a entrar a otro sitio web",body:"<p>Está a punto de entrar a un sitio web cuya propiedad o administración no pertenecen a Bank of America. El propietario del sitio es el único responsable del contenido, los productos y servicios ofrecidos, y el nivel de seguridad del sitio web, por lo que debe consultar la política de privacidad y los términos de uso publicados en el sitio. Es posible que la información proporcionada en el sitio web esté disponible solo en inglés.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"language-change":{header:"Va a entrar a una página que podría estar en inglés",body:"<p>Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en inglés. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"leaving-and-language":{header:"Va a entrar a otro sitio web",body:"<p>Está a punto de entrar a un sitio web cuya propiedad o administración no pertenecen a Bank of America. El propietario del sitio es el único responsable del contenido, los productos y servicios ofrecidos, y el nivel de seguridad del sitio web, por lo que debe consultar la política de privacidad y los términos de uso publicados en el sitio. Es posible que la información proporcionada en el sitio web esté disponible solo en inglés.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}}},bankHolidays:["01/01/2020","01/20/2020","02/17/2020","05/25/2020","09/07/2020","10/12/2020","11/11/2020","11/26/2020","12/25/2020","01/01/2021","01/18/2021","02/15/2021","05/31/2021","07/05/2021","09/06/2021","10/11/2021","11/11/2021","11/25/2021","12/25/2021","01/01/2022","01/17/2022","02/21/2022","05/30/2022","06/20/2022","07/04/2022","09/05/2022","10/10/2022","11/11/2022","11/24/2022","12/25/2022","01/02/2023","01/16/2023","02/20/2023","05/29/2023","06/19/2023","07/04/2023","09/04/2023","10/09/2023","11/11/2023","11/23/2023","12/25/2023","01/01/2024","01/15/2024","02/19/2024","05/27/2024","06/19/2024","07/04/2024","09/02/2024","10/14/2024","11/11/2024","11/28/2024","12/25/2024","01/01/2025","01/20/2025","02/17/2025","05/26/2025","06/19/2025","07/04/2025","09/01/2025","10/13/2025","11/11/2025","11/27/2025","12/25/2025","01/01/2026","01/19/2026","02/16/2026","05/25/2026","06/19/2026","07/04/2026","09/07/2026","10/12/2026","11/11/2026","11/26/2026","12/25/2026","01/01/2027","01/18/2027","02/15/2027","05/31/2027","06/19/2027","07/05/2027","09/06/2027","10/11/2027","11/11/2027","11/25/2027","12/25/2027"],validationErrors:{validationErrorTitle:"[errorMessages.length] detalles requieren de su atenci贸n",alphaOnly:"Indique solo letras.",numberOnly:"Indique solo n煤meros.",noNumbers:"No indique n煤meros.",alphaNumeric:"Indique solo letras y n煤meros.",nameCharacters:{allowSpecialChars:"Indique solo letras, espacios, ap贸strofos ('), puntos (.) y guiones (-).",noSpecialChars:"Indique solo letras y espacios."},mailingAddress:"Indique una direcci贸n de correo v谩lida. (No apartados de correos)",streetAddress:"Comience con una letra o n煤mero y siga solo con letras, n煤meros, espacios, guiones (-), barras oblicuas (/), puntos (.) y signos de n煤mero o almohadilla (#).",cityCounty:"Comience con una letra y siga solo con letras, espacios y guiones (-).",cityCanada:"Comience con una letra y siga solo con letras, espacios, puntos (.), comas (,), ap贸strofos (') y guiones (-).",stateCode:"Indique solo letras.",intlStreetAddress:"Indique solo letras, n煤meros, espacios, guiones (-), barras oblicuas (/), puntos (.), comas (,), ap贸strofos (') y signos de n煤mero o almohadilla (#).",unitNumber:"Indique solo letras, n煤meros, espacios, guiones (-), puntos (.), ap贸strofos (') y signos de n煤mero o almohadilla (#).",phone:"Indique exactamente 10 d铆gitos.",email:"Indique solo letras, n煤meros, puntos (.), guiones bajos (_) y guiones (-) con el formato xxx@xxx.xxx.",phoneOrEmail:"Indique un n煤mero de tel茅fono de 10 d铆gitos o una direcci贸n de correo electr贸nico usando solo letras, n煤meros, puntos (.), guiones bajos (_) y guiones (-) con el formato xxx@xxx.xxx.",zip:"Indique el c贸digo postal de 5 o 9 d铆gitos con el formato ##### o #####-####.",ssn:"Indique exactamente 9 d铆gitos.",ein:"Indique exactamente 9 d铆gitos.",idCharacters:"Indique solo letras, n煤meros y asteriscos (*).",numericValue:"Indique solo n煤meros y una cifra decimal.",integer:"Indique solo n煤meros.",currency:"Indique solo n煤meros y una cifra decimal.",dateFormat:{fullDate:"Indique un mes, d铆a y a帽o v谩lidos separados por caracteres que no sean num茅ricos (MM/DD/AAAA).",monthYearDate:"Indique un mes y a帽o v谩lidos separados por caracteres que no sean num茅ricos (MM/AAAA)."},startDate:"Indique una fecha que sea el, o despu茅s del, $0.",endDate:"Indique una fecha que sea el, o antes del, $0.",dateRange:"Indique una fecha entre el $0 y el $1.",minLength:"Indique al menos $0 caracteres.",maxLength:"Indique no m谩s de $0 caracteres.",lengthRange:"Indique entre $0 y $1 caracteres.",minValue:"Indique un valor num茅rico de $0 o m谩s.",maxValue:"Indique un valor num茅rico de $0 o menos.",valueRange:"Indique un valor num茅rico entre $0 y $1. ",multipleOf:"Indique un m煤ltiplo de $0.",maxRepeatedChar:"No indique '$0' m谩s de $1 vez/veces seguida(s)",isNotSingleRepeatingChar:"$0 no es un valor v谩lido.",sameAsField:"Indique un valor que coincida con $0.",notSameAsField:"Indique un valor diferente de $0.",isNotValue:"Indique un FIELD_NAME v谩lido.",customPattern:"***Debe suministrar un mensaje personalizado al usar la regla 'customerPattern' ***",customFunction:"***Debe suministrar un mensaje personalizado al usar la regla 'customFunction' ***",required:"Este campo es obligatorio.",namePrefix:"Indique solo letras.",nameSuffix:"Indique solo letras.",nameGeneration:"Indique solo letras.","AML.firstName":"$0 no es un valor v谩lido.","AML.middleName":"$0 no es un valor v谩lido.","AML.lastName":"$0 no es un valor v谩lido.","AML.namePrefix":"$0 no es un valor v谩lido.","AML.nameSuffix":"$0 no es un valor v谩lido.","AML.nameGeneration":"$0 no es un valor v谩lido.","AML.businessName":"$0 no es un valor v谩lido.","AML.addressLine1":"$0 no es un valor v谩lido.","AML.addressLine2":"$0 no es un valor v谩lido.","AML.cityCounty":"$0 no es un valor v谩lido.","AML.stateCode":"$0 no es un valor v谩lido.","AML.zipCode":"$0 no es un valor v谩lido.","AML.countryCode":"$0 no es un valor v谩lido.","AML.dateOfBirth":"$0 no es un valor v谩lido.","AML.ssn":"Indique un valor de SSN v谩lido.","AML.tin":"Indique un valor de TIN v谩lido.","AML.itin":"Indique un valor de ITIN v谩lido.","AML.ein":"Indique un valor de EIN v谩lido."},formErrorMessaging:{btnHideErrors:"Ocultar errores adicionales",btnShowErrors:"Monstrar errores adicionales"},inputs:{openHelp:"Abrir informaci贸n para ",closeHelp:"Cerrar informaci贸n para ",textareaCharRemaining:"caracteres restantes.",textareaLimitExceeded:"L铆mite excedido.",masking:{actions:{hide:"Ocultar",show:"Mostrar"},inactive:"El contenido de este campo se ocultara de la vista cuando no este activo",instructions:{activate:"Activar v铆nculo para",message:"(el valor se ocultar谩 otra vez en 5 segundos)"},securityText:"Este valor ha sido ocultado por razones de seguridad"},currency:{currencySymbolADAText:"Enter [currencySymbol] amount."}},inputsCombobox:{inputLabel:"Buscar",ariaLabel:"Buscar",searchBtn:"Buscar",dataSearching:"Buscando",noDataErrorTitle:"Buscando",noDataError:"No hubo resultados o no pudiomos recuperar sus datos.",controlReset:"Reiniciar",controlToggleOpen:"Palanca",inputInvalid:"Indique un valor v谩lido."},inputsToggleSwitch:{checkedLabel:"Activado",uncheckedLabel:"Desactivado"},favicons:{links:[{rel:"apple-touch-icon",sizes:"180x180",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"},{rel:"icon",sizes:"32x32",type:"image/png",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"},{rel:"icon",sizes:"16x16",type:"image/png",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"},{rel:"icon",sizes:"192x192",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"},{rel:"mask-icon",color:"#6e6e6e",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg"},{rel:"shortcut icon",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"}],metas:[{name:"msapplication-TileColor",content:"#ffffff"},{name:"msapplication-TileImage",content:"/auto-loans/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"},{name:"theme-color",content:"#ffffff"}],BOL_links:[{rel:"shortcut icon",href:"https://images.benefits.ml.bac-assets.com/CDN/Images/favicon.ico"},{rel:"apple-touch-icon-precomposed",href:"https://images.benefits.ml.bac-assets.com/CDN/Images/icon-precomposed.png"}],BOL_metas:[]},structuredData:{corporation:{context:"https://schema.org",type:"Corporation",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"},organization:{context:"https://schema.org",type:"Organization",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"}},messagingIcons:{warning:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="orange_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#B05705"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',error:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="red_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#D82027"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',info:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="blue_ico" fill-rule="nonzero"><g id="Path" fill="#0A7EC2"><path d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(15.000000, 6.000000)" fill="#FFFFFF"><path d="M8,1.76 C3.61,-1.58 -1.35,3.38 2,7.76 L2,7.76 C6.38,11.12 11.35,6.16 8,1.76 Z" id="Shape"></path></g><g id="Path-3" transform="translate(16.000000, 16.000000)" fill="#FFFFFF"><path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path></g></g></g></svg>',success:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="green_ico" fill-rule="nonzero"><g id="Path" fill="#7CB642"><path d="M20,0 C8.954305,-1.33226763e-15 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,-4.4408921e-16 20,-8.8817842e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(6.000000, 9.000000)" fill="#FFFFFF"><path d="M27.22,1.42 C26.5923223,0.905191774 25.7828075,0.666733121 24.9762836,0.759068806 C24.1697596,0.851404492 23.4350849,1.2666512 22.94,1.91 L12.75,14.83 L5.62,9 C4.99232234,8.48519177 4.18280752,8.24673312 3.37628358,8.33906881 C2.56975963,8.43140449 1.83508491,8.8466512 1.34,9.49 C0.286551535,10.8243095 0.49077325,12.7555366 1.8,13.84 L11.3,21.56 C11.9282272,22.0780448 12.7400482,22.3184664 13.5490607,22.2260618 C14.3580732,22.1336571 15.0947706,21.716365 15.59,21.07 L27.69,5.73 C28.7147783,4.39983842 28.5073877,2.49802283 27.22,1.42 L27.22,1.42 Z" id="Shape"></path></g></g></g></svg>'},messageIconText:{warning:"advertencia",error:"error",info:"información",success:"éxito"},accordions:{statusIconADAText:{error:", contiene un mensaje de error",warning:", contiene un mensaje de advertencia",success:", contiene un mensaje de éxito"}},squeezeboxes:{statusIconADAText:{error:", contiene un mensaje de error",warning:", contiene un mensaje de advertencia",success:", contiene un mensaje de éxito"}},showHideText:{collapseAll:"Contraer Todo",expandAll:"Expandir Todo"},tabNavigation:{dropdown:"entrando en la capa del men煤 desplegable"},smallImage:"/auto-loans/spa-assets/images/assets-images-global-small.png",video:{play:"Play video",replay:"Replay video",pause:"Pause video",rewind:"Rewind video","fast-forward":"Fast-forward video",captions:{enable:{titleAttr:"Captions toggle",ariaLabel:"Enable closed captioning",string:"Press enter to enable closed captioning."},disable:{titleAttr:"Captions toggle",ariaLabel:"Disable closed captioning",string:"Press enter to disable closed captioning."}},fullscreen:{on:{titleAttr:"Full-screen toggle",string:"Press enter to enable full-screen mode"},off:{titleAttr:"Full-screen toggle",string:"Press enter to exit full-screen mode"}},transcript:{header:"Transcripción",show:"Mostrar transcripción",hide:"Ocultar transcripción",collapsed:"Transcripción ocultado",expanded:"Transcripción mostrado"},"time-elapsed":"time elapsed","time-total":"time total","volume-up":"Volume up","volume-down":"Volume down","volume-control":{titleAttr:"Volume control",ariaLabel:"Press enter to activate volume control. Use the Up and Down arrow keys to adjust the volume."},status:{loadingStarted:"Loading video",loadingComplete:"Loading complete"}},pagination:{first:"Primero",previous:"Anterior",next:"Próximo",last:"Último",showing:"Mostrando",showingNext:"Mostrando los próximos",to:"a",of:"de",display:"Filas",pageType:"Página",rowsPerPage:"Filas por p谩gina",results:"resultados",for:"para",showMoreRows:"Mostrar más filas",selectNumberOfResults:"Seleccione el número de resultados por página que le gustaría que se mostraran",selectPageNumber:"Seleccione el número de página que le gustaría que se muestre"},dataTable:{noDataErrorTitle:"Alerta",noDataError:"En el momento no podemos recuperar sus datos. Por favor, int茅ntelo de nuevo m谩s tarde.",sorting:{sortAllStdMsg:"la columna est谩 ordenada",sortSingleStdMsg:"la columna se puede ordenar",directionAsc:"ascendiendo",directionDsc:"descendiendo"}},chips:{groupFilterLabel:"Opciones de Filtros",chipReset:"Restablecer las [chipText] opciones y volver [chipValue] a los valores predeterminados.",chipPolite:"El [chipText] ha cambiado de [layerCurrent] a [layerNow]"},spinner:{cancelBtn:"Cancelar",retryBtn:"Intente otra vez"},whiteListDomains:{allEnv:["bankofamerica.com","bofa.com","bofacapital.com","merrill.com","merrilledge.com","merrillhomeloans.com","ml.com","mymerrill.com","octavebenefits.com","totalmerrill.com","ustrust.com"],nonProdEnvOnly:["bamlqa.com","merrillsit1.com","merrillsit2.com","mymerrillpl1.com","mymerrillpl2.com","salesforce.com","ustrustqa.com","visual.force.com"]},carousels:{ariaLabelPrev:"Anterior",ariaLabelNext:"Siguiente",ariaLabel:"Opci贸n [slideIndex] de [slidesLength]"},skeletonLoader:{pageLoadingStart:"Se inici贸 la descarga de la p谩gina",pageLoadingComplete:"Descarga de p谩gina completada",pageLoadingMultiStart:"Una o mas secci贸nes de la pagina estan descargando",pageLoadingMultiComplete:" Descarga de todas las secci贸nes de la paginas completada ",sectionLoadingStart:"Descarga de secci贸nes en progreso",sectionLoadingComplete:"Descarga de secci贸n completada"},progressStepper:{complete:"completo",incomplete:"incompleto",current:"actual",error:"error",statusText:"Estado: ",stepText:"paso",stepTextOf:"de",statusSpacer:" con "}},en:{globalText:{copy:"©",year:"2024",boaCorp:"Bank of America Corporation.",allRightsReserved:"All rights reserved."},footnote:{adaText:"Footnote"},globalJs:{closeADALabel:"x: ",closeText:"close",closeLayerADAText:"Dialog",closeModalADAText:"Dialog",closeMessageADAText:"Message",openText:"open",show:"show",hide:"hide",continueText:"Continue",cancel:"Cancel",carouselItem:"Item",carouselItemOf:"of",disabledText:"Disabled",optionalText:"optional",layerStart:"Start of dialog content",layerEnd:"End of dialog content"},sprites:{message:"/auto-loans/spa-assets/images/assets-images-global-icons-msg-icon-sprite-fsd-CSX34039d09.png"},layers:{modalHeaderBackgrounds:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg",bol:""},"leaving-site":{header:"You're continuing to another website",body:"<p>You're continuing to another website that Bank of America doesn't own or operate. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"bol-ComputerShare":{header:"Benefits OnLine®",body:"<b>Important notice: you are now leaving Benefits OnLine®</b> <br /> <br />By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.<br><br>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-myMerrill":{header:"Continue to MyMerrill",body:"You are about to leave Benefits OnLine <sup>®</sup>.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-MerrillEdge":{header:"Continue to Merrill Edge",body:"You are about to leave Benefits OnLine <sup>®</sup>.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-Finra":{header:"BrokerCheck",body:"<div id='parentFinraBrokerDiv'><div><p class='brokerCheckHeading'>With FINRA's BrokerCheck, you can find out:</p></div><div class='brokerCheckList'><ul class='padding-left-20' aria-label='FINRA's BrokerCheck'><li>If an advisor or the firm is registered</li><li>What has been disclosed to regulators</li><li>About an advisor's past experience</li><li>What an advisor or firm is qualified to do</li></ul></div><h4>Important notice: you are now leaving Merrill</h4><p>By clicking \"Continue\", you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.</p><p>You can close this window to return to the previous page, or you can close the new window after you leave.</p></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:""}},"bol-SIPC":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-SIPC-V6":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:"Cancel",modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-accenture-SIPC":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:"Cancel",modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"language-change":{header:"You're continuing to a page that could be in English",body:"<p>It's possible that the content, applications and other documents related with specific products and services on that page may only be available in English. Before choosing a product or service, please make sure you have read and understood all terms and conditions provided.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"leaving-and-language":{header:"You're continuing to another website",body:"<p>You're continuing to another website that Bank of America doesn't own or operate. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"bol-transferMoney":{header:"",body:"<div style='text-align: center;'><p>Loading . . .</p></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"/auto-loans/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}}},bankHolidays:["01/01/2020","01/20/2020","02/17/2020","05/25/2020","09/07/2020","10/12/2020","11/11/2020","11/26/2020","12/25/2020","01/01/2021","01/18/2021","02/15/2021","05/31/2021","07/05/2021","09/06/2021","10/11/2021","11/11/2021","11/25/2021","12/25/2021","01/01/2022","01/17/2022","02/21/2022","05/30/2022","06/20/2022","07/04/2022","09/05/2022","10/10/2022","11/11/2022","11/24/2022","12/25/2022","01/02/2023","01/16/2023","02/20/2023","05/29/2023","06/19/2023","07/04/2023","09/04/2023","10/09/2023","11/11/2023","11/23/2023","12/25/2023","01/01/2024","01/15/2024","02/19/2024","05/27/2024","06/19/2024","07/04/2024","09/02/2024","10/14/2024","11/11/2024","11/28/2024","12/25/2024","01/01/2025","01/20/2025","02/17/2025","05/26/2025","06/19/2025","07/04/2025","09/01/2025","10/13/2025","11/11/2025","11/27/2025","12/25/2025","01/01/2026","01/19/2026","02/16/2026","05/25/2026","06/19/2026","07/04/2026","09/07/2026","10/12/2026","11/11/2026","11/26/2026","12/25/2026","01/01/2027","01/18/2027","02/15/2027","05/31/2027","06/19/2027","07/05/2027","09/06/2027","10/11/2027","11/11/2027","11/25/2027","12/25/2027"],validationErrors:{validationErrorTitle:"[errorMessages.length] items need your attention",alphaOnly:"Enter only letters.",numberOnly:"Enter only numbers.",noNumbers:"Do not enter numbers.",alphaNumeric:"Enter only letters and numbers.",nameCharacters:{allowSpecialChars:"Enter only letters, spaces, apostrophes ('), periods (.) and hyphens (-).",noSpecialChars:"Enter only letters and spaces."},mailingAddress:"Enter a valid mailing address. (No P.O. Boxes)",streetAddress:"Start with a letter or number and follow with only letters, numbers, spaces, hyphens (-), slashes (/), periods (.) and pound signs (#).",cityCounty:"Start with a letter and follow with only letters, spaces and hyphens (-).",cityCanada:"Start with a letter and follow with only letters, spaces, periods (.), commas (,), apostrophes (') and hyphens (-).",stateCode:"Enter only letters.",intlStreetAddress:"Enter only letters, numbers, spaces, hyphens (-), slashes (/), periods (.), commas (,), apostrophes (') and pound signs (#).",unitNumber:"Enter only letters, numbers, spaces, hyphens (-), periods (.), apostrophes (') and pound signs (#).",phone:"Enter exactly 10 digits.",email:"Enter only letters, numbers, dots (.), underscores (_) and hyphens (-) in the format xxx@xxx.xxx.",phoneOrEmail:"Enter a 10-digit phone number or an email address using only letters, numbers, dots (.), underscores (_) and hyphens (-) in the format xxx@xxx.xxx.",zip:"Enter the 5- or 9-digit ZIP code in the format ##### or #####-####.",ssn:"Enter exactly 9 digits.",ein:"Enter exactly 9 digits.",idCharacters:"Enter only letters, numbers and asterisks (*).",numericValue:"Enter only numbers with up to $0 decimal place(s).",integer:"Enter only whole numbers (no decimals).",currency:"Enter only numbers and a decimal.",dateFormat:{fullDate:"Enter a valid month, day and year separated by non-numeric characters (MM/DD/YYYY).",monthYearDate:"Enter a valid month and year separated by non-numeric characters (MM/YYYY)."},startDate:"Enter a date on or after $0.",endDate:"Enter a date on or before $0.",dateRange:"Enter a date between $0 and $1.",minLength:"Enter at least $0 characters.",maxLength:"Enter no more than $0 characters.",lengthRange:"Enter between $0 and $1 characters.",minValue:"Enter a numeric value of $0 or more.",maxValue:"Enter a numeric value of $0 or less.",valueRange:"Enter a numeric value between $0 and $1.",multipleOf:"Enter a multiple of $0.",maxRepeatedChar:"$0 repeated too much. Please enter a different value.",isNotSingleRepeatingChar:"$0 is not a valid value.",sameAsField:"Enter a value that matches $0.",notSameAsField:"Enter a value different from $0.",isNotValue:"Enter a valid $0.",customPattern:"***You must supply a custom message when using the 'customerPattern' rule***",customFunction:"***You must supply a custom message when using the 'customFunction' rule***",required:"This field is required",namePrefix:"Enter only letters.",nameSuffix:"Enter only letters.",nameGeneration:"Enter only letters.","AML.firstName":"$0 is not a valid value.","AML.middleName":"$0 is not a valid value.","AML.lastName":"$0 is not a valid value.","AML.namePrefix":"$0 is not a valid value.","AML.nameSuffix":"$0 is not a valid value.","AML.nameGeneration":"$0 is not a valid value.","AML.businessName":"$0 is not a valid value.","AML.addressLine1":"$0 is not a valid value.","AML.addressLine2":"$0 is not a valid value.","AML.cityCounty":"$0 is not a valid value.","AML.stateCode":"$0 is not a valid value.","AML.zipCode":"$0 is not a valid value.","AML.countryCode":"$0 is not a valid value.","AML.dateOfBirth":"$0 is not a valid value.","AML.ssn":"Enter a valid SSN value.","AML.tin":"Enter a valid TIN value.","AML.itin":"Enter a valid ITIN value.","AML.ein":"Enter a valid EIN value."},formErrorMessaging:{btnHideErrors:"Hide additional errors",btnShowErrors:"Show additional errors"},inputs:{openHelp:"Open information for ",closeHelp:"Close information for ",textareaCharRemaining:"characters remaining.",textareaLimitExceeded:"Limit exceeded.",masking:{actions:{hide:"Hide",show:"Show"},inactive:"The value of this field will be hidden from view when not active",instructions:{default:"this value",message:"(the value will be hidden again in 5 seconds)"},securityText:"This value has been hidden for security reasons"},currency:{currencySymbolADAText:"Enter [currencySymbol] amount."}},inputsCombobox:{inputLabel:"Search",ariaLabel:"Search",searchBtn:"Search",dataSearching:"Searching",noDataErrorTitle:"Searching",noDataError:"No results or we are unable to retrieve your data.",controlReset:"Reset",controlToggleOpen:"Toggle",inputInvalid:"Enter a valid value."},inputsToggleSwitch:{checkedLabel:"On",uncheckedLabel:"Off"},favicons:{links:[{rel:"apple-touch-icon",sizes:"180x180",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"},{rel:"icon",sizes:"32x32",type:"image/png",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"},{rel:"icon",sizes:"16x16",type:"image/png",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"},{rel:"icon",sizes:"192x192",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"},{rel:"mask-icon",color:"#6e6e6e",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg"},{rel:"shortcut icon",href:"/auto-loans/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"}],metas:[{name:"msapplication-TileColor",content:"#ffffff"},{name:"msapplication-TileImage",content:"/auto-loans/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"},{name:"theme-color",content:"#ffffff"}],BOL_links:[{rel:"shortcut icon",href:"https://images.benefits.ml.bac-assets.com/CDN/Images/favicon.ico"},{rel:"apple-touch-icon-precomposed",href:"https://images.benefits.ml.bac-assets.com/CDN/Images/icon-precomposed.png"}],BOL_metas:[],Merrill_links:[{rel:"shortcut icon",href:"https://scripts-olui2.fs.ml.bac-assets.com/favicon.ico"}],Merrill_metas:[]},structuredData:{corporation:{context:"https://schema.org",type:"Corporation",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"},organization:{context:"https://schema.org",type:"Organization",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"}},messagingIcons:{warning:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="orange_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#B05705"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',error:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="red_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#D82027"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',info:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="blue_ico" fill-rule="nonzero"><g id="Path" fill="#0A7EC2"><path d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(15.000000, 6.000000)" fill="#FFFFFF"><path d="M8,1.76 C3.61,-1.58 -1.35,3.38 2,7.76 L2,7.76 C6.38,11.12 11.35,6.16 8,1.76 Z" id="Shape"></path></g><g id="Path-3" transform="translate(16.000000, 16.000000)" fill="#FFFFFF"><path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path></g></g></g></svg>',success:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="green_ico" fill-rule="nonzero"><g id="Path" fill="#7CB642"><path d="M20,0 C8.954305,-1.33226763e-15 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,-4.4408921e-16 20,-8.8817842e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(6.000000, 9.000000)" fill="#FFFFFF"><path d="M27.22,1.42 C26.5923223,0.905191774 25.7828075,0.666733121 24.9762836,0.759068806 C24.1697596,0.851404492 23.4350849,1.2666512 22.94,1.91 L12.75,14.83 L5.62,9 C4.99232234,8.48519177 4.18280752,8.24673312 3.37628358,8.33906881 C2.56975963,8.43140449 1.83508491,8.8466512 1.34,9.49 C0.286551535,10.8243095 0.49077325,12.7555366 1.8,13.84 L11.3,21.56 C11.9282272,22.0780448 12.7400482,22.3184664 13.5490607,22.2260618 C14.3580732,22.1336571 15.0947706,21.716365 15.59,21.07 L27.69,5.73 C28.7147783,4.39983842 28.5073877,2.49802283 27.22,1.42 L27.22,1.42 Z" id="Shape"></path></g></g></g></svg>'},messageIconText:{warning:"warning",error:"error",info:"info",success:"success"},accordions:{statusIconADAText:{error:", contains an error message",warning:", contains an warning message",success:", contains a success message"}},squeezeboxes:{statusIconADAText:{error:", contains an error message",warning:", contains an warning message",success:", contains a success message"}},showHideText:{collapseAll:"Collapse All",expandAll:"Expand All"},tabNavigation:{dropdown:"entering dropdown menu layer"},smallImage:"/auto-loans/spa-assets/images/assets-images-global-small.png",video:{play:"Play video",replay:"Replay video",pause:"Pause video",rewind:"Rewind video","fast-forward":"Fast-forward video",captions:{enable:{titleAttr:"Captions toggle",ariaLabel:"Enable closed captioning",string:"Press enter to enable closed captioning."},disable:{titleAttr:"Captions toggle",ariaLabel:"Disable closed captioning",string:"Press enter to disable closed captioning."}},fullscreen:{on:{titleAttr:"Full-screen toggle",string:"Press enter to enable full-screen mode"},off:{titleAttr:"Full-screen toggle",string:"Press enter to exit full-screen mode"}},transcript:{header:"Transcript",show:"View transcript",hide:"Hide transcript",collapsed:"Transcript collapsed",expanded:"Transcript expanded"},"time-elapsed":"00:00","time-total":"00:00","volume-up":"Volume up","volume-down":"Volume down","volume-control":{titleAttr:"Volume control",ariaLabel:"Press enter to activate volume control. Use the Up and Down arrow keys to adjust the volume."},status:{loadingStarted:"Loading video",loadingComplete:"Loading complete"}},pagination:{first:"First",previous:"Previous",next:"Next",last:"Last",showing:"Showing",showingNext:"Showing next",to:"to",of:"of",display:"Rows",pageType:"Page",rowsPerPage:"Rows per page",results:"results",for:"for",showMoreRows:"Show more rows",selectNumberOfResults:"Select the number of results per page that you would like displayed",selectPageNumber:"Select the page number that you would like displayed"},dataTable:{noDataErrorTitle:"Alert",noDataError:"We are currently unable to retrieve your data. Please try again later.",sorting:{iconSortable:"column is sortable",iconDirection:"column is sorted",directionAsc:"ascending",directionDsc:"descending"}},chips:{groupFilterLabel:"Filter Options",chipReset:"Reset [chipText] options [chipValue] back to default.",chipPolite:"[chipText] has changed from [layerCurrent] to [layerNow]"},spinner:{cancelBtn:"Cancel",retryBtn:"Try again"},whiteListDomains:{allEnv:["bankofamerica.com","bofa.com","bofacapital.com","merrill.com","merrilledge.com","merrillhomeloans.com","ml.com","mymerrill.com","octavebenefits.com","totalmerrill.com","ustrust.com"],nonProdEnvOnly:["bamlqa.com","merrillsit1.com","merrillsit2.com","mymerrillpl1.com","mymerrillpl2.com","salesforce.com","ustrustqa.com","visual.force.com"]},carousels:{ariaLabelPrev:"Previous",ariaLabelNext:"Next",ariaLabel:"Slide [slideIndex] of [slidesLength]"},skeletonLoader:{pageLoadingStart:"Page loading started",pageLoadingComplete:"Page loading complete",pageLoadingMultiStart:"One or more page sections are loading",pageLoadingMultiComplete:"All page sections are now loaded",sectionLoadingStart:"Section loading in progress",sectionLoadingComplete:"Section loading complete"},progressStepper:{complete:"complete",incomplete:"incomplete",current:"current",error:"error",statusText:"Status: ",stepText:"step",stepTextOf:"of",statusSpacer:" with "}}},e.spaParams.experiencesPath="https://uat-dev4-helix.bac-assets.com/auto-loans/auto-loans/spa-assets/experiences/experiences-CSX80ea48cc.json",e.spaParams.siteParams={languages:{default:"en",languages:["en"]},inlineCode:!0,nucleus:!0,tagging:{cm:{active:!0}},stateSwitch:{targetStateEngagement:"NE, UT, NC, SC, DE, KS, KY, TN, AZ, OK, RI, MS, MA, GA, CT, NY, AL, ME, PA, NJ, MO, VA, IA, LA, NM, FL, OR, NV, CO, AR, IL, MD, MI, MN, OH, TX, VT, WA, CA, NH, IN, DC"},showEsVersion:!1,env:"prod1_h_w",isProd:!0,domain:{hostname:"www.bankofamerica.com",ssl:!0},cdn:{host:"https://www1.bac-assets.com/",enabled:!0},cms:{host:"https://secure1.bac-assets.com/"},abpaEndpoint:"https://secure.bankofamerica.com",unauthRatesApi:"https://www.bankofamerica.com/salesservices/getProductById?epcCode=FSTC0000V0KWSC6XL1&state",originHost:"https://origin-bac-assets.bankofamerica.com",aps2endpoint:"",pipadendpoint:"https://secure.bankofamerica.com",secureHost:"https://secure.bankofamerica.com",siteRoot:"/auto-loans",dealerTrack:"https://connections.digitalcarshopping.com/",platform:"sparta2",vlEndpointNew:"/apply-now-services/auto-loans/initialize/v1/init?requesttype=VL&product=auto&source=1&channel=11",headScripts:{}},e.spaParams.pageParams={pageID:"auto-loan-faq",ddo:{pageInstanceID:"notprod",load_coremetrics:!0,load_opinionlabs:!0,load_touchcommerce:!0,load_audiencemanager:!0,load_glance:!0,load_cobrowse:!0,page:{pageInfo:[{pageID:"DFS:Content:Auto:FAQ;auto-loan-faqs",destinationURL:null,referringURL:null,issueDate:null,language:null,segmentValue:null,appName:null,appStepNumber:null,appStepName:null,attr:"-_--_--_--_--_--_--_--_--_--_--_--_--_--_-"}],category:{primaryCategory:"DFS:Content:Auto:FAQ",addlCategory:null,pageType:null},attributes:{searchString:null,searchResults:null,olbSessionID:null,subCampaignCode:null,DARTUrl:null,stateCookie:null,SASIEnabled:!1,needOLBcookie:!1,standardDART:[],standardDARTes:[],clickDART:["apply_now_sticky-_-https://fls.doubleclick.net/activityi;src=1359940;type=sdlpb511;cat=2013_904;ord=1"],clickDARTes:[],gaId:[],chat:{section:"DFS",site_id:36532389,pagetype:"ProductPage",target:[{lpButtonDiv:"DFSResearch"}],conversionstage:"Auto_Faq",sub_section:"Auto",account_type:null,boa_associate:null,boa_retiree:null,customer_lob:"co",customer_segment:null,data:null,email_campaign:null,entitlement_code:null,error_category:null,error_count:null,first_login:null,inqSalesProductTypes:{},invitation_background:null,invitation_template:null,referral_campaign:null,getStateValue:!1,cust_fn:null,cust_ln:null}}},user:{segment:null,online_id:null,preferred_rewards_tier:null,olb3rdpartyid:null},version:"BAC_0.12",originalPath:"site/auto-loans/ddo/auto-loan-faq.json"},showEsVersion:!0,languages:{default:"en",languages:["en","es"]}},e.spaParams.onDemandModules={},e.spaParams.brand="",e.spaParams.isSPA=!1,e.spaParams.enableProxy=!1,e.spaParams.buildTimestamp="1731867518614",e.spaParams.dataAssets={"@sparta.global.utilities/sparta-browser-support-utility":{"data/en/browser.json":"sparta-browser-support-utility.0.f68c7db010c81545b269e39492827d21a0edae60.json","data/es/browser.json":"sparta-browser-support-utility.1.b8c576de70737fc254b15f44c94fe9bb470a7652.json"},"@sparta.global.utilities/sparta-messaging-utility":{"data/en/messaging.json":"sparta-messaging-utility.0.a85a9ccc260f781f89e79a6583446bff1986e8ab.json","data/es/messaging.json":"sparta-messaging-utility.1.59d9b11dc0def2cfff7c44306f60c044b5a9f0a0.json"},pathPrefix:"auto-loans/spa-assets/data"},e.spaParams.disableJcrManifestTimestamp=!1}(window),window.sparta.spaRules=[]</script></div><script defer="defer" src="https://www1.bac-assets.com//auto-loans/spa-assets/js/common-chunks/common-es6-components-22339da999bdd2e6ef2d.m.js"></script><script defer="defer" src="https://www1.bac-assets.com//auto-loans/spa-assets/js/pages/auto-loans-auto-loan-faq-es6-page-30dc607e3f68c96b49c3.m.js"></script></body></html>