CINXE.COM

Średnia składka za OC - w Warszawie wcale nie jest najdrożej

<!doctype html> <html lang="pl"> <head> <meta charset="UTF-8"><script>/* <![CDATA[ */ ringDataLayer = {"context":{"variant":{"accelerator":"YnVzaW5lc3NpbnNpZGVyLmNvbS5wbDo6UFJPRF80XzBfMzg="},"id":{"website":"0f2f0d11-45f3-4245-8b75-2cb7714d561d"},"publication_structure":{"root":"BUSINESSINSIDER_COM_PL","path":"PORADNIK_FINANSOWY/UBEZPIECZENIA/ARTICLE"}},"content":{"object":{"type":"story","kind":"article","id":"181a6ef6-5cea-4ed7-9551-b44208106b81","license":{"id":"a783d43c-ee35-4afd-ad05-322c2c2176c3","name":"Teksty własne Business Insider"}},"part":1,"publication":{"point":{"id":"11s5l5l"}},"source":{"system":"ring_content_space","id":"4c811500-bd56-447c-adf5-8334f4cedb3e"}},"ads":{"originDomainForTags":true,"network":"1746213"}}; /* ]]> */</script><script>/* <![CDATA[ */ accConf = {"events":{"endpointPaths":["/a8f4d8cd95e164917035b64b867a45dd"]},"rum":{"tid":"EA-1746213","boot":"disable","cookieInfo":0,"pageType":"HTML"},"das":{"network":"1746213"},"gtm":{"id":["GTM-KP6VZF"],"id-amp":["GTM-5DXL6R"],"pageType":"HTML"},"tagManager":{"network":"1746213","pageType":"HTML"}}; /* ]]> */</script> <!-- Google Tag Manager --> <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-KP6VZF');</script> <!-- End Google Tag Manager --> <script> window.dataLayer.push({"pubDate":"2024-09-27","datePublished":"2024-09-27","dot_datePublished":"2024-09-27 11:23:02+0200","dot_author1":{"name":"PBed","uuid":"4e1ebf8a-77be-444a-8ee6-55810485ad28"},"author":{"name":"PBed","uuid":"4e1ebf8a-77be-444a-8ee6-55810485ad28"},"copyright":{"uuid":"a783d43c-ee35-4afd-ad05-322c2c2176c3"},"_contentType":"article","type":"Article","dot_uuid":"181a6ef6-5cea-4ed7-9551-b44208106b81","uuid":"181a6ef6-5cea-4ed7-9551-b44208106b81","Keywords":"\"OC\",\"ubezpieczenia\",\"składka\",\"polisa OC\",\"polisa\",\"kalkulatorOC/AC\"","playerPossible":true,"PlayerPossible":true,"numberOfPlayers":0,"dv":"BUSINESSINSIDER/PORADNIK_FINANSOWY/UBEZPIECZENIA","social_embeds":0,"photo_number":7,"license":"Teksty własne Business Insider","adult_flag":0,"contentFlags":["evergreen"]}); </script> <!-- {"layout":"detail","theme":"bi","variant":"new_bi_4_0_38","version":"4.0.38"} --> <title>Średnia składka za OC - w Warszawie wcale nie jest najdrożej</title> <meta name="viewport" content="width=device-width, initial-scale=1"> <meta name="description" content="Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretycznie w dużych miastach, takich jak Warszawa, Kraków czy Wrocław, ruch drogowy jest znacznie intensywniejszy, co zwiększa ryzyko kolizji i wypadków. Ubezpieczyciele podwyższają składki w takich miejscach, ponieważ częstsze wypadki oznaczają więcej roszczeń. W bardziej zaludnionych miastach występuje większa liczba samochodów na mniejszej powierzchni, co zwiększa ryzyko stłuczek i kolizji."> <link rel="preconnect" href="https://ocdn.eu"> <link rel="preconnect" href="https://csr.onet.pl"> <link rel="preconnect" href="https://sgqcvfjvr.onet.pl"> <link rel="canonical" href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l"> <meta name="DC.Identifier" content="181a6ef6-5cea-4ed7-9551-b44208106b81"> <meta name="pkg-uuid" content="181a6ef6-5cea-4ed7-9551-b44208106b81"> <script>/* <![CDATA[ */ var pp_gemius_identifier = '0thA22rVz_mSJpLl9kgFBoXzXmYRcKLRqKMG57QPBsH.57'; var pp_gemius_hit_identifier = '0thA22rVz_mSJpLl9kgFBoXzXmYRcKLRqKMG57QPBsH.57'; function gemius_pending(i) {window[i] = window[i] || function() {var x = window[i+'_pdata'] = window[i+'_pdata'] || []; x[x.length]=arguments;};}; gemius_pending('gemius_hit'); gemius_pending('gemius_event'); gemius_pending('pp_gemius_hit'); gemius_pending('pp_gemius_event'); (function(d,t) {try {var gt=d.createElement(t),s=d.getElementsByTagName(t)[0],l='http'+((location.protocol=='https:')?'s':''); gt.setAttribute('async','async'); gt.setAttribute('defer','defer'); gt.src=l+'://onet.hit.gemius.pl/xgemius.js'; s.parentNode.insertBefore(gt,s);} catch (e) {}})(document,'script'); /* ]]> */</script> <script> adsNoBanner = false; dlApi={ 'async': 1, 'lazy': 1, 'lazyPercentage': 100, 'sgn_cookie': 1, 'cookieInfo': 0, 'autoslot': 1, 'keywords': ["OC","ubezpieczenia","skladka","polisa-OC","polisa","kalkulatorOC/AC","poradnik_finansowy"], 'target': 'BUSINESSINSIDER/PORADNIK_FINANSOWY', 'DV': 'BUSINESSINSIDER/PORADNIK_FINANSOWY/UBEZPIECZENIA', 'no_gemius': 1, 'kropka' : {"DX":"PV,puls,11s5l5l,2,a","PU":"181a6ef6-5cea-4ed7-9551-b44208106b81"}, 'keyvalues': { 'ci':'181a6ef6-5cea-4ed7-9551-b44208106b81', 'structure': 'detal', 'layout': 'article', 'isArticleClosed': false, }, cmd : [], }; window.ringDataLayer = window.ringDataLayer || {}; window.ringDataLayer.ads = window.ringDataLayer.ads || {}; window.ringDataLayer.ads.supported = window.ringDataLayer.ads.supported || {}; window.ringDataLayer.ads.supported.grids = [0, 1]; if(document.referrer == 'https://businessinsider.com.pl/najnowsze' && document.URL == 'https://businessinsider.com.pl/' || document.URL == 'https://businessinsider.com.pl/najnowsze' && document.referrer == 'https://businessinsider.com.pl/'){ dlApi.kropka.DP = -1 } dlApi.keywords.push('bi_test_new'); dataLayer.push({ variant: 'bi_test_new' }); dataLayer.push({ ucs_variant: 'new_bi_4_0_38' }); dataLayer.push({ acc_variant: 'PROD_4_0_38' }); dlApi.keywords.push('screening_general'); dlApi.keywords.push('new_bi'); window.fbAppId = '708610235946140'; dlApi.cmd.push(function(dlApi) { dlApi.registerTemplate({ tplCode: '1746213/Teaser-Standard', renderAd: function(Ad, dlApi, window) { if (Ad.meta.slot === 'flat-natleft' || Ad.meta.slot === 'flat-natleft2' || Ad.meta.slot === 'flat-natleft3') { let el = document.getElementById(Ad.div); el.href = Ad.meta.adclick + Ad.fields.url; el.querySelector('.item_title').innerText = Ad.fields.title; let lead = el.querySelector('.item_lead'); if(lead) { lead.innerHTML = Ad.fields.leadtext || ''; } const premiumLabel = el.querySelector('.ico-closed-container'); if(premiumLabel) { premiumLabel.remove(); } let category = el.querySelector('.item_category'); if (Ad.fields.adInfo) { category.innerText = Ad.fields.adInfo; let dateElement = el.querySelector('.item_date'); if (Ad.fields.partner_logo) { let partnerLogo = document.createElement('img'); partnerLogo.className = 'partner-label-img'; partnerLogo.src = Ad.fields.partner_logo; partnerLogo.style.marginTop = '-15px'; partnerLogo.style.maxWidth = '150px'; dateElement.innerHTML = ''; dateElement.appendChild(partnerLogo); } else { dateElement.innerHTML = ''; } } else { category.innerText = ''; } let picture = el.querySelector('picture'); let sources = picture.querySelectorAll('source'); sources.forEach((source) => { picture.removeChild(source); }); let img = picture.querySelector('img'); img.src = Ad.fields.image; img.alt = Ad.fields.title; if(el.hasAttribute('data-allow-layer')) { el.removeAttribute('data-allow-layer'); } } } }); }); const paidData = { isLoggedIn: false, isPaying: false, terms: [], resources: [], onetPremiumExpireDate: null }; function readCookie(name) { // const cookie = document.cookie.split('; ').find(function(row) { return row.startsWith(name + '='); }); if (cookie) { return decodeURIComponent(cookie.split('=')[1]); } return undefined; } try { var cookie = readCookie('user_data'); if (cookie) { var userData = JSON.parse(cookie); if (userData) { paidData.isLoggedIn = true; paidData.isPaying = userData.isPaying; paidData.terms = userData.termIds; paidData.resources = userData.resourceIds; paidData.onetPremiumExpireDate = userData.onetPremiumExpireDate; } } } catch(e) { console.error(e); } dlApi.keyvalues = dlApi.keyvalues || {}; dlApi.keyvalues.isLoggedIn = paidData.isLoggedIn; dlApi.keyvalues.isPaying = paidData.isPaying; dlApi.keyvalues.terms = paidData.terms; dlApi.keyvalues.resources = paidData.resources; </script> <script id="adsinit" data-original="https://sgqcvfjvr.onet.pl/YnVpbGQvezlza2x0NDkyfWRsQXBpL2RsLmxpYntOTWFzXzQ5Mn0ubWluLmpz">/* <![CDATA[ */ !function(e){var t={};function n(r){if(t[r])return t[r].exports;var i=t[r]={i:r,l:!1,exports:{}};return e[r].call(i.exports,i,i.exports,n),i.l=!0,i.exports}n.m=e,n.c=t,n.d=function(e,t,r){n.o(e,t)||Object.defineProperty(e,t,{enumerable:!0,get:r})},n.r=function(e){"undefined"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:"Module"}),Object.defineProperty(e,"__esModule",{value:!0})},n.t=function(e,t){if(1&t&&(e=n(e)),8&t)return e;if(4&t&&"object"==typeof e&&e&&e.__esModule)return e;var r=Object.create(null);if(n.r(r),Object.defineProperty(r,"default",{enumerable:!0,value:e}),2&t&&"string"!=typeof e)for(var i in e)n.d(r,i,function(t){return e[t]}.bind(null,i));return r},n.n=function(e){var t=e&&e.__esModule?function(){return e.default}:function(){return e};return n.d(t,"a",t),t},n.o=function(e,t){return Object.prototype.hasOwnProperty.call(e,t)},n.p="",n(n.s=27)}([function(e,t){function n(t){return e.exports=n="function"==typeof Symbol&&"symbol"==typeof Symbol.iterator?function(e){return typeof e}:function(e){return e&&"function"==typeof Symbol&&e.constructor===Symbol&&e!==Symbol.prototype?"symbol":typeof e},e.exports.__esModule=!0,e.exports.default=e.exports,n(t)}e.exports=n,e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t){e.exports={check:function(){try{return function(){try{return!!(window.fence&&window.fence instanceof window.Fence)}catch(e){return!1}}()||window.self!==window.top}catch(e){return!0}}}},function(e,t){e.exports=function(e,t){var n=(t=t||document).createElement("style");return n.type="text/css",n.styleSheet?n.styleSheet.cssText=e:n.innerHTML=e,t.getElementsByTagName("head")[0].appendChild(n),n}},function(e,t){var n={},r=["onet_ad_network"],i=function(e,t){return t?e:decodeURIComponent(e||"")||null};e.exports={get:function(e,t){if(t=t||!1,function(e){return-1!==r.indexOf(e)&&void 0!==n[e]}(e))return i(n[e],t);for(var o=e+"=",a=document.cookie.split(";"),c=0;c<a.length;c++){for(var s=a[c];" "===s.charAt(0);)s=s.substring(1);if(0===s.indexOf(o)){var l=s.substring(o.length,s.length);return l=i(l,t),n[e]=l,l}}return n[e]=null,null}}},function(e,t){var n="https://sgqcvfjvr.onet.pl/",r=/^(?:\w+:)?\/\//;n="https://"+(r.test(n)?n.replace(r,""):"lib.onet.pl/s.csr/"),e.exports={proto:"https://",base:n}},function(e,t,n){var r=n(6),i=n(7),o=n(2),a=n(22),c="whitelistPremium",s="Reklamy nie są takie złe... To dzięki nim masz darmowy dostęp do naszych najlepszych treści. Prosimy, odblokuj wyświetlanie reklam w naszym serwisie.".split(/\s+/);s.index=0;var l=function(e,t){if(!t.document.referrer||t.document.referrer!=t.location.href&&/^\w+:\/\//i.test(t.document.referrer)){var n=e.baseUrl.replace(/^((?:\w+:)?\/\/[^\/?&#]+).*/,"$1"),r=t.document.createElement("iframe");v(t,"message",(function(r){(r.origin||r.originalEvent.origin)==n&&"noadp"==r.data&&(g(e,"Adblock_whitelist","refresh"),t.location=t.location.href)})),r.width=0,r.height=0,r.frameborder=0,t.document.body.appendChild(r),r.src=[e.baseUrl,"MDI2NjA0MS9idWlsZC9kbEFwaS9kbC53aGwubWlu",".","html","?","v=",parseInt(Date.now()/1e7)].join("")}else h()},u=function(e){o("."+c+",."+c+" *{text-decoration:none !important}");!function t(){for(var n=(r=document.querySelectorAll("."+c+":not([data-"+c+"])")).length-1;n>=0;--n)f(e,r[n]).setAttribute("data-"+c,1);n=0;for(var r=document.querySelectorAll(".whitelistContent");n<r.length;++n)d(e,r[n]);setTimeout(t,5e3)}()},d=function(e,t){t.parentNode&&t.parentNode.removeChild(t)},f=function e(t,n){if(n.hasAttribute("data-"+c))return n;var r=n.nodeName.toLowerCase(),o=n.getAttribute("data-run-module");if(["img","canvas","svg","math","iframe","video","object","embed","audio"].indexOf(r)>=0||"embeddedapp/main.onettvplayer"==o||"local/main.player"==o||"pulsembed/pulsembed.init"==o&&n.innerHTML.indexOf("//onet.tv/")>=0||"embeddedapp/main.app"==o&&(""+n.getAttribute("data-params")).indexOf("//onet.tv/")>=0||/^mvp:/.test(n.id)){for(var a=t.document.createElement("div"),l=i(n),u=0;u<l.length;++u){var d=l[u];a.style[d]=l[d]}if(a.style.display="inline-block",["img","canvas","svg","math"].indexOf(r)>=0)a.style.background="#e2e3e7 url(//mastt.ocdn.eu/MDA_/74f6b5ce7ae8d0bdfce96970fc71bd47.jpg) no-repeat center",a.style.backgroundSize="contain";else{a.style.background="#e2e3e7 url(//mastt.ocdn.eu/MDA_/42f492f4c603c2817813a90dc951904c.jpg) no-repeat center";var f=n.getAttribute("data-height-hint");f&&(a.style.paddingBottom=f)}return n.parentNode.replaceChild(a,n),a}if((a=n.cloneNode(!0)).href){a.removeAttribute("href"),a.onclick=function(){};u=0;for(var p=["addEventListener","attachEvent"];u<p.length;++u){var h=p[u];a[h]&&(a[h]=function(){})}}if(a.attributes){u=0;for(var m=a.attributes;u<m.length;++u)/^data-/i.test(m[u].name)&&a.removeAttribute(m[u].name)}n.parentNode.replaceChild(a,n);for(var v=(n=a).firstChild;v;){switch(v.nodeType){case 1:v=e(t,v);break;case 3:if(/^\s*$/.test(v.nodeValue))break;var g="",b=0,y=i(v.parentNode).color||"#000";do{var w=s[s.index];g+='<span style="display:inline;background:'+y+";color:"+y+'">'+w+"</span> ",b+=w.length+1,s.index=++s.index%s.length}while(b<v.nodeValue.length);(a=t.document.createElement("span")).style.display="inline",a.style.opacity=.3,a.innerHTML=g,v.parentNode.replaceChild(a,v),v=a}v=v.nextSibling}return n},p=function(){return document.querySelectorAll('[href^="abp:"]:not(.whitelistLink)')},h=function(){for(var e=0,t=p();e<t.length;++e){var n=t[e];n.href="http://pomoc.onet.pl/46,4214,faq_serwis.html",n.target="_blank"}},m=function(e,t){e.time.TWHL=t||"default",g(e,"Adblock_info","show")},v=function(e,t,n){e.addEventListener?e.addEventListener(t,n,!1):e.attachEvent&&e.attachEvent("on"+t,n)},g=function(e,t,n){b(e,(function(e){e.isAdblockDetected((function(){var r={event:"ga.send",ga:{hitType:"event",eventCategory:t,eventAction:n,eventLabel:e.time.TWHL,eventValue:void 0,nonInteraction:!0,dimension1:"1",dimension2:"1",dimension99:"0",segRand:e.seg_rand,segAb:a(e),adp:"1",whitelist:"1",whl:"0"}};(window.dataLayer=window.dataLayer||[]).push(r)})),e.on("gaReady",(function(e,r){r.set("dimension1","1"),r.set("dimension2","1"),r.set("dimension99","0"),r.send("event",t,n,this.time.TWHL,{nonInteraction:!0})}))}))},b=function(e,t){(e.cmd=(window.onetAds||window.dlApi).cmd||[]).push(t)};e.exports={onWhitelist:function(e,t,n,r){b(e,(function(e){e.fire("whitelist")})),m(e,n),u(t),e.adsNoBanner=!0,r||l(e,t)},transformContent:u,transformWhitelistLinks:function(e){var t=e.navigator.userAgent.toLowerCase();if(t.indexOf("msie")>=0||t.indexOf("trident")>=0)h();else for(var n,r=p(),i=document.querySelectorAll(".whitelistLink"),o=0,a=Math.min(r.length,i.length);o<a;++o){var c=r[o],s=i[o];for(s.removeAttribute("class"),n=0;n<c.attributes.length;++n){var l=c.attributes[n];s.setAttribute(l.name,l.value)}for(n=0;n<c.childNodes.length;++n)s.appendChild(c.childNodes[n]);c.parentNode.replaceChild(s,c)}},getWhitelistLink:function(e){var t=r(),n="abp:subscribe?location=http%3A%2F%2Flib.onet.pl%2Fs.csr%2Fwhitelist%2F"+encodeURIComponent(t)+".txt";return e&&(n+="%3Ftitle%3D"+encodeURIComponent(e)),n+="&title="+encodeURIComponent(e||t)},isDetectionDisabled:function(e){return e.inframe||1!=e.checkAdBlock},callAsync:b,appendWhitelistChecker:l,reportAdblock:m}},function(e,t){var n={pl:["com","net","org","aid","agro","atm","auto","biz","edu","gmina","gsm","info","mail","miasta","media","mil","nieruchomosci","nom","pc","powiat","priv","realestate","rel","shop","sklep","sos","szkola","targi","tm","tourism","travel","turystyka"],hu:["co","info","org","priv","sport","tm","2000","agrar","bolt","city","film","forum","games","hotel","ingatlan","jogasz","konyvelo","lakas","media","news","reklam","shop","suli","tozsde","utazas","video"],rs:["ac","co","edu","in","org"],gh:["com","edu","org"],ug:["co","or","ac","sc","go","ne","com","org"],ng:["com","edu","i","mobi","name","net","org","sch"]};e.exports=function(e){var t=(e=arguments.length?e.toLowerCase():window.location.hostname).split(".");if(t.length<3)return e;if(4==t.length){for(var r=0,i=!0;r<t.length;++r){var o=parseInt(t[r],10);if(isNaN(o)||""+o!=t[r]||o<0||o>255){i=!1;break}}if(i)return e}var a=t[t.length-1];return a in n&&n[a].indexOf(t[t.length-2])>=0?t.slice(-3).join("."):t.slice(-2).join(".")}},function(e,t){if(window.getComputedStyle)var n=function(e){return window.getComputedStyle(e)};else if(window.document.documentElement.currentStyle)n=function(e){return e.currentStyle};else n=function(){return{length:0}};e.exports=n},function(e,t){e.exports={get:function(){return window.onetAds||window.dlApi}}},function(e,t,n){var r=n(10),i=n(11),o=n(1),a=function(){"use strict";function e(){r(this,e),this.entryTypes=["first-input","largest-contentful-paint","paint","layout-shift","event"],this.stats=[],this.preservedStats=[],this._observer=null,this.collectPerf=!0,this.config_seg_rand=parseInt("44"),this.processStats=this.processStats.bind(this)}return i(e,[{key:"init",value:function(){if(!o.check())try{this._observer=new window.PerformanceObserver(this.processStats),this._observer.observe({entryTypes:this.entryTypes})}catch(e){return}}},{key:"processStats",value:function(e){var t=this;e.getEntries().forEach((function(e){"paint"===e.entryType&&"first-contentful-paint"!==e.name||(t.stats.push(e),t.collectPerf&&t.preservedStats.push(e))}))}},{key:"hasObserver",value:function(){return null!==this._observer}},{key:"getStats",value:function(){var e=this.stats.slice();return this.stats=[],e}},{key:"getPreservedStats",value:function(){return this.preservedStats}},{key:"calculateCLS",value:function(e){var t=this.filterStats(e,"layout-shift").filter((function(e){return!e.hadRecentInput}));return 0===t.length?0:t.map((function(e){return e.value})).reduce((function(e,t){return e+t}))}},{key:"calculateFID",value:function(e){var t=this.filterStats(e,"first-input");return 0===t.length?null:t.map((function(e){return e.processingStart-e.startTime})).reduce(this.getMax)}},{key:"calculateFCP",value:function(e){var t=this.filterStats(e,"paint");return 0===t.length?null:t.map((function(e){return e.startTime})).reduce(this.getMax)}},{key:"calculateLCP",value:function(e){var t=this.filterStats(e,"largest-contentful-paint");return 0===t.length?null:t.map((function(e){return e.renderTime||e.loadTime})).reduce(this.getMax)}},{key:"calculateINP",value:function(e){var t=this.filterStats(e,"first-input");return 0===t.length?null:t.concat(this.getEventsStats(e)).filter((function(e){return e.interactionId>0})).map((function(e){return e.duration})).reduce(this.getMax)}},{key:"getEventsStats",value:function(e){var t=this.filterStats(e,"event");return 0===t.length?[]:(t.length<=10||(t.sort((function(e,t){return t.duration-e.duration})),t.splice(10)),t)}},{key:"getMax",value:function(e,t){return e>t?e:t}},{key:"filterStats",value:function(e,t){return e.filter((function(e){return e.entryType===t}))}},{key:"destroy",value:function(){var e=this.getStats();return this.hasObserver()&&(this._observer.disconnect(),this._observer=null),e}},{key:"destroyPreserved",value:function(){var e=this.getPreservedStats();return this.collectPerf=!1,this.preservedStats=[],e}}]),e}();e.exports=new a},function(e,t){e.exports=function(e,t){if(!(e instanceof t))throw new TypeError("Cannot call a class as a function")},e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t,n){var r=n(12);function i(e,t){for(var n=0;n<t.length;n++){var i=t[n];i.enumerable=i.enumerable||!1,i.configurable=!0,"value"in i&&(i.writable=!0),Object.defineProperty(e,r(i.key),i)}}e.exports=function(e,t,n){return t&&i(e.prototype,t),n&&i(e,n),Object.defineProperty(e,"prototype",{writable:!1}),e},e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t,n){var r=n(0).default,i=n(13);e.exports=function(e){var t=i(e,"string");return"symbol"==r(t)?t:t+""},e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t,n){var r=n(0).default;e.exports=function(e,t){if("object"!=r(e)||!e)return e;var n=e[Symbol.toPrimitive];if(void 0!==n){var i=n.call(e,t||"default");if("object"!=r(i))return i;throw new TypeError("@@toPrimitive must return a primitive value.")}return("string"===t?String:Number)(e)},e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t,n){(function(e,t){n(17);var r=n(18).prepareDisabledModules;!function(n){var i,o=+new Date,a=function(e,t){return Object.hasOwnProperty.call(t,e)},c=function(t){try{var n=(document.cookie||"").split(/;\s*/).reduce((function(e,t,n,r,i){return(n=t.split("=")).length>1?(r=n[0],i=n.slice(1).join("=")):(r="",i=n[0]),e[decodeURIComponent(r)]=decodeURIComponent(i),e}),{}),r=e.onetAds||e.dlApi||{},i="".concat(n.onet_ad_network||r.tid||1746213).replace(/^EA-/,"");navigator.sendBeacon("https://health.ems.onet.pl/".concat(i,"/metric/collector"),JSON.stringify({context:{ip:r.pgid,iv:r.iv,dv:r.dv,du:void 0!==r.du?unescape(r.du):window.location.href,dr:void 0!==r.dr?unescape(r.dr):void 0,site:r.site,area:r.area,iver:r.version,seg_ab:r.seg_ab},resources:[{metric:t}]}))}catch(e){}},s=function(){if(!i&&!a("processAsync",e.onetAds||e.dlApi||{})){i=!0;var t=Math.floor((+new Date-o)/1e4);c("fatal_error.".concat(0===t?"":t,"0_").concat(t+1,"0"))}};if(t.env.MINIT&&n.bfCache||window.addEventListener("unload",s),window.addEventListener("pagehide",s),!a("dlApiDefine",e)){var l={},u={},d={},f={},p={},h={artemis:1,aureus:1,clickmap:1,cmp:1,pixel:1},m={},v="[dlApi] ".concat("dlApiDefine"," "),g=!1;n.bootVersion="20241125_1225";try{n.disableModule=r({dlApi:n,modulesConfig:"{\"4178463\":{\"clickmap\":true,\"sites_config\":{\"RASP_FAKT\":{\"aureus\":false,\"clickmap\":false}}},\"test_tid\":{\"clickmap\":false,\"sites_config\":{\"fakt\":{\"aureus\":false}}}}"}),Object.keys(n.disableModule||{}).forEach((function(e){l[e]=n.disableModule[e]}))}catch(e){}e.dlApiRequire=function(e){return a(e,u)?a(e,d)&&(g=!0):(g=!0,console.error(v+e,new Error("Cannot find module"))),u[e]},e.dlApiRequire.isError=function(e){return void 0===e?g:!a(e,u)||a(e,d)},e.dlApiRequire.error=e.dlApiRequire.isError;var b=function(e){var t=e.split("/");return t.length>1&&h[t[0]]&&a(t[0],u)&&a(t[0],d)},y=function(t,n){var r=[t];do{var i=r.shift();if(void 0!==i&&!a(i,u)){var o=m[i],c={exports:{init:function(){}}};if(void 0!==n)d[i]=!0,n=void 0;else{g=!1;try{o&&o.c&&o.c({module:c,exports:c.exports,_require:e.dlApiRequire,error:e.dlApiRequire.isError})}catch(e){console.error(v+i,e)}}o&&o.t||(u[i]=c.exports),delete m[i]}Object.keys(m).forEach((function(e){for(var t=m[e],n=0;n<t.d.length;++n)if(!a(t.d[n],u)&&!b(t.d[n]))return;r.indexOf(e)<0&&r.push(e)}))}while(r.length)},w=function(){var e=document.currentScript;return e&&!e.async&&!e.hasAttribute("async")&&!e.defer&&!e.hasAttribute("defer")&&"loading"===document.readyState};e.dlApiDefine=function(t,r,i){var o=!1;if(t!==""+t&&(t="_".concat(Math.random(),"_").concat(+new Date),o=!0),!a(t,u)){var s=[];Array.isArray(r)?r.forEach((function(e){e===e+""?s.push(e):console.error(v+t,new Error("Skipped non-string module dependency definition"))})):void 0!==r&&console.error(v+t,new Error("Module dependency definition should be an array of strings")),m[t]={d:s,c:i,t:o},s.forEach((function(t){if(!a(t,u))if(l[t])y(t,!0);else if(a(t,p)){if(!f[t]){f[t]=1;var r=document.createElement("script");if(r.src=p[t],(!n.injected||n.injectedSync)&&e.dlApiDefine.documentWriteWasSuccessful&&w())return void document.write(r.outerHTML);r.async=!0,r.onerror=function(e){c("define_src.load_error.".concat(t)),y(t,e)},document.head.appendChild(r)}}else(h[t]||b(t))&&(y(t,!0),c("define_src.unknown.".concat(t)))})),y()}},e.dlApiDefine.mergeSources=function(e){Object.keys(e).forEach((function(t){p[t]!==e[t]&&(p[t]=e[t])}))},e.dlApiExec=e.dlApiDefine.bind(null,null),w()&&document.write(["<script>dlApiDefine.documentWriteWasSuccessful=1<","/script>"].join(""))}try{var k={},x={};try{k=JSON.parse("{\"artemis\":\"https://sgqcvfjvr.onet.pl/simetra/artemis/0.9.0/artemis.min.js?f45d3e5b1217cc29b0e75041f74ebfe5\",\"aureus\":\"https://sgqcvfjvr.onet.pl/build/dlApi/dl.aureus.min.js?4&077ac16f633bc13fc61ba37e0e5dadf0\",\"clickmap\":\"https://sgqcvfjvr.onet.pl/simetra/clickmap/5.1.0/clickmap.min.js?d11d55f7ee49bd223b694aa45e565e1b\",\"cmp\":\"https://sgqcvfjvr.onet.pl/build/dlApi/dl.cmp.min.js?4&c58850f35afb6120dca938e031b9f508\",\"pixel\":\"https://lib.onet.pl/static/pixel/1.8.7/pixel-module.js?15b87cc7fd13a9a5947f7a3cd939940e\"}")}catch(e){}try{x=JSON.parse("{\"artemis\":\"https://sgqcvfjvr.onet.pl/simetra/artemis/0.9.0/artemis.min.js\",\"aureus\":\"https://sgqcvfjvr.onet.pl/build/dlApi/dl.aureus.min.js?4\",\"clickmap\":\"https://sgqcvfjvr.onet.pl/simetra/clickmap/5.1.0/clickmap.min.js\",\"cmp\":\"https://sgqcvfjvr.onet.pl/build/dlApi/dl.cmp.min.js?4\",\"pixel\":\"https://lib.onet.pl/static/pixel/1.8.7/pixel-module.js\"}")}catch(e){}e.dlApiDefine.mergeSources(k),Object.keys(x).forEach((function(e){a(e,k)?delete x[e]:(x[e]="".concat(x[e]).concat(x[e].indexOf("?")<0?"?":"&").concat(n.bootVersion),c("define_src.fallback.".concat(e)))})),e.dlApiDefine.mergeSources(x)}catch(e){}}(e.onetAds||e.dlApi||{})}).call(this,n(15),n(16))},function(e,t){var n;n=function(){return this}();try{n=n||new Function("return this")()}catch(e){"object"==typeof window&&(n=window)}e.exports=n},function(e,t){var n,r,i=e.exports={};function o(){throw new Error("setTimeout has not been defined")}function a(){throw new Error("clearTimeout has not been defined")}function c(e){if(n===setTimeout)return setTimeout(e,0);if((n===o||!n)&&setTimeout)return n=setTimeout,setTimeout(e,0);try{return n(e,0)}catch(t){try{return n.call(null,e,0)}catch(t){return n.call(this,e,0)}}}!function(){try{n="function"==typeof setTimeout?setTimeout:o}catch(e){n=o}try{r="function"==typeof clearTimeout?clearTimeout:a}catch(e){r=a}}();var s,l=[],u=!1,d=-1;function f(){u&&s&&(u=!1,s.length?l=s.concat(l):d=-1,l.length&&p())}function p(){if(!u){var e=c(f);u=!0;for(var t=l.length;t;){for(s=l,l=[];++d<t;)s&&s[d].run();d=-1,t=l.length}s=null,u=!1,function(e){if(r===clearTimeout)return clearTimeout(e);if((r===a||!r)&&clearTimeout)return r=clearTimeout,clearTimeout(e);try{r(e)}catch(t){try{return r.call(null,e)}catch(t){return r.call(this,e)}}}(e)}}function h(e,t){this.fun=e,this.array=t}function m(){}i.nextTick=function(e){var t=new Array(arguments.length-1);if(arguments.length>1)for(var n=1;n<arguments.length;n++)t[n-1]=arguments[n];l.push(new h(e,t)),1!==l.length||u||c(p)},h.prototype.run=function(){this.fun.apply(null,this.array)},i.title="browser",i.browser=!0,i.env={},i.argv=[],i.version="",i.versions={},i.on=m,i.addListener=m,i.once=m,i.off=m,i.removeListener=m,i.removeAllListeners=m,i.emit=m,i.prependListener=m,i.prependOnceListener=m,i.listeners=function(e){return[]},i.binding=function(e){throw new Error("process.binding is not supported")},i.cwd=function(){return"/"},i.chdir=function(e){throw new Error("process.chdir is not supported")},i.umask=function(){return 0}},function(e,t){!function(e){var t=e.getElementsByTagName("script");"currentScript"in e||Object.defineProperty(e,"currentScript",{get:function(){try{throw new Error}catch(r){var e,n=(/.*at [^\(]*\((.*):.+:.+\)$/gi.exec(r.stack)||[!1])[1];for(e in t)if(t[e].src==n||"interactive"==t[e].readyState)return t[e];return null}}})}(document)},function(e,t,n){var r=n(19),i=function(e){var t={};return Object.keys(e).forEach((function(n){var r=e[n];!1!==r&&"false"!==r?!0!==r&&"true"!==r||(t[n]=!1):t[n]=!0})),t};e.exports={prepareDisabledModules:function(e){var t=e.dlApi,n=e.modulesConfig;try{n=JSON.parse(n)}catch(e){n={}}var o=n[function(e){var t=e&&e.tid;return t?(t+"").replace("EA-",""):void 0}(t)]||{},a=i(o),c=function(e,t){var n=function(e){var t=e.target||e.dv||e.DV||"";return e.site||t.split("/",1)[0]}(t),r=(e.sites_config||{})[n];return r?i(r):{}}(o,t),s=r({},a,c,t.disableModule||{});return"0"!==t.clickmap&&0!==t.clickmap||(s.clickmap=!0),s}}},function(e,t){function n(){return e.exports=n=Object.assign?Object.assign.bind():function(e){for(var t=1;t<arguments.length;t++){var n=arguments[t];for(var r in n)({}).hasOwnProperty.call(n,r)&&(e[r]=n[r])}return e},e.exports.__esModule=!0,e.exports.default=e.exports,n.apply(null,arguments)}e.exports=n,e.exports.__esModule=!0,e.exports.default=e.exports},function(e,t,n){var r=n(2),i=n(3),o=n(4),a=n(21),c=n(5),s=n(7),l=n(23),u=n(6),d=n(24),f=n(26),p=n(8),h=function(e,t,n){if(!t.targeting){var r,i=e.location.search+e.location.hash,o=/[?&#](?:test_(site|area|kwrd))=([^?&#]+)/g;for(t.targeting={};r=o.exec(i);)t.targeting[r[1]]=r[2]}var a=p.get(),c=(a.target||"").split("/"),s=(a.keywords||[]).join("+");t.targeting.site&&(c[0]=t.targeting.site),t.targeting.area&&(c[1]=t.targeting.area),a.whitelist&&(s+=(s?"+":"")+"whitelist"),t.targeting.kwrd&&(s+=(s?"+":"")+t.targeting.kwrd);try{return new RegExp(n,"i").test(c.join("/")+"/kwrd="+s)}catch(e){return!1}},m=function(e,t,n){if(!t.whitelisted&&(t.whitelisted=!0,!(l(e).width<550||k(e,t)))){var i=p.get(),o=T(e,t);c.onWhitelist(i,e,function(e){var t=p.get();e=e||{};var n=document.createElement("link");n.href="//ocdn.eu/files/mastt/ZmE7MDA_/462db16f872216014458184a85bd38e3.css",n.type="text/css",n.rel="stylesheet",n.onload=function(){setTimeout((function(){var e=s(document.querySelector(".contentInfo .ok")).width;void 0!==e&&(e=parseFloat(e)/2+6,r(".contentInfo .ok.itt{margin-left:-"+e+"px;visibility:visible}.contentInfo .ok.itt a{visibility: visible !important}.contentInfo .ok.itt:hover{margin-left:-"+(e+10)+"px}"))}),700)},document.getElementsByTagName("head")[0].appendChild(n);var i='<div class="headerBar"'+(e.bgColor?' style="background-color:'+e.bgColor+'"':"")+'></div><div class="statementBox"><div class="item"><p class="headline">'+(e.title||"Reklamy<br /> nie są takie złe...")+'</p><p class="text">'+(e.text||"To dzięki nim masz <strong>darmowy</strong> dostęp<br /> do&nbsp;naszych <strong>najlepszych treści</strong>.<br /> Prosimy, <strong>odblokuj wyświetlanie reklam</strong><br /> w&nbsp;naszym serwisie.")+'</p><div class="ok itt"><a class="ok-click" href="'+c.getWhitelistLink()+'">'+(e.clickText||"<strong>OK!</strong>")+'</a></div><div class="info">Kliknij <a href="'+c.getWhitelistLink()+'" class="button">'+(e.clickText||"<strong>OK!</strong>")+'</a> a później odśwież stronę.</div><p class="instructions">Nie działa? Skorzystaj z <a target="_blank" href="'+(e.clickInstruction||"http://pomoc.onet.pl/46,4214,faq_serwis.html")+'">instrukcji</a>.</p></div></div>',o=document.createElement("div");o.className="contentInfo",o.innerHTML=i;var a=document.body;t.whitelistId&&(r(".contentInfo{position:static}.contentInfo .statementBox{background:transparent}.contentInfo .item{margin-top:0}"),(a=document.getElementById(t.whitelistId)).innerHTML=""),a.appendChild(o)}(o.fields),n);e.navigator.userAgent.toLowerCase();c.transformWhitelistLinks(e),c.callAsync(i,(function(e){e.fire("flat-whitelist"," ","",[],{},{})}))}},v=function(e,t,n){if(!t.onDetectedFired&&(t.onDetectedFired=!0,!S())){d.sendBlockedToFrames();var r=T(e,t);if(r){var i=p.get();if(!r.src)return c.callAsync(i,(function(r){r.on("fetchAdsError",(function(r,i,o){o<1e3&&m(e,t,n)})),r.on("fetchTplError",(function(r,i,o,a){a&&"flat-whitelist"==a.slot&&m(e,t,n)})),r.on("fetchOnReady",(function(){this.slot2slot["flat-whitelist"]||m(e,t,n)}))})),void(i.isError&&i.isError((function(r){r&&m(e,t,n)})));var o=function(){var i=p.get();c.callAsync(i,(function(e){e.unblockSlots=r.slots||["top","left"],e.on("beforeAdsFetch",(function(){for(var e=[],t=0;t<this.toFetch.length;++t){var n=this.toFetch[t];this.unblockSlots.indexOf(n.slot)<0&&e.push(n)}this.toFetch=e}))})),document.getElementsByTagName("head")[0].appendChild(_(document.createElement("script"),i.baseUrl+r.src,(function(r){r&&m(e,t,n)})))};i.isError?i.isError((function(r){r?m(e,t,n):o()})):o()}}},g=function(e,t){if(!e||!e.length)return!1;if(-1!=t.indexOf(e))return!0;for(var n in t)if(t.hasOwnProperty(n)){var r="."+t[n],i=e.lastIndexOf(r);if(i>=0&&i==e.length-r.length)return!0}return!1},b=function(){var e=i.get("onet_ad_whl");return e&&(e=parseInt(e,10),!isNaN(e))?e:0},y=function(e){var t=e.document.referrer;return!(!t||!t.length)&&f(t).hostname},w=function(e){var t=e.location.search;return/[?&]utm_source=(fb|onetsg_fb_viasg)([&#]|$)/.test(t)},k=function(e,t){var n=t.noWhitelistConfig;return!(!n||!n.referrers)&&(function(e,t){var n=y(e);return g(n,t)||w(e)}(e,n.referrers)&&function(e,t){if(w(e)&&g(y(e),["facebook.com"]))return!0;var n=b(),r="onet_ad_whl="+(n+1)+"; path=/",i=u(),o=t[i]||t.default||3,a=new Date;return a.setTime(a.getTime()+2592e6),r+="; expires="+a.toUTCString(),i&&(r+="; domain=."+i),!(n>=o)&&(e.document.cookie=r,!0)}(e,n.capping))},x=function(e,t){C(),a.detect(e,(function(n){if(n)v(e,t);else if(t.postdetected)v(e,t,!0);else if(A(e)){t.notDetected=!0;var r=document.createElement("script");r.src="//onet.hit.gemius.pl/xgemius.js",document.getElementsByTagName("head")[0].appendChild(r)}c.callAsync(p.get(),(function(e){e.fire("detectAdblock",n)}))}))},A=function(e){try{if("WebSocket"!==e.WebSocket.name||e.Object.getOwnPropertyDescriptor(e.Element.prototype,"shadowRoot").get.toString().indexOf("[native code]")<0||0===e.RTCPeerConnection.name.indexOf("bound")||0===e.webkitRTCPeerConnection.name.indexOf("bound"))return!0}catch(e){}return!1},E=function(e,t,n){return function(r){if(r){if(void 0===t.blockedResources)t.blockedResources=[n];else{if(!(t.blockedResources.indexOf(n)<0))return;t.blockedResources.push(n)}2==t.blockedResources.length&&(t.postdetected=!0,t.notDetected&&v(e,t,!0),c.callAsync(p.get(),(function(e){e.fire("adblockPostdetected")})))}}},_=function(e,t,n){arguments.length<3&&(n=arguments[arguments.length-1]);var r=!1,i=function(e){r||(r=!0,n(e))},o=function(){i(!1)},a=function(){i(!0)};return e.addEventListener?(e.addEventListener("load",o,!1),e.addEventListener("error",a,!1)):e.attachEvent&&(e.attachEvent("onload",o),e.attachEvent("onerror",a)),setTimeout(o,500),arguments.length>2&&(e.src=t),e},S=function(){var e=p.get();return e.adsNoBanner||!e.whitelistInjected},T=function(e,t){if(!t.hasOwnProperty("currentConfig")){t.currentConfig=null;var n=t.whitelistConfig;if(n)for(var r=0;r<n.length;++r){var i=n[r];if(h(e,t,i.target)){t.currentConfig=i;break}}}return t.currentConfig},C=function(){for(var e=0,t=c.getWhitelistLink();e<2;++e){var n=document.createElement("a");n.className="whitelistLink",n.name="whitelistLink_"+e,n.ariaLabel="Adblock whitelist link (".concat(e,")"),n.href=t,document.body.appendChild(n)}};e.exports=function(e,t,n){var r={whitelistConfig:t,noWhitelistConfig:n};d.init();var i=p.get();i.baseUrl=o.base,void 0===i.checkAdBlock&&(i.checkAdBlock=1),i.time||(i.time={}),document.addEventListener?document.addEventListener("DOMContentLoaded",(function(){document.removeEventListener("DOMContentLoaded",arguments.callee,!1),x(e,r)}),!1):document.attachEvent&&document.attachEvent("onreadystatechange",(function(){"complete"===document.readyState&&(document.detachEvent("onreadystatechange",arguments.callee),x(e,r))})),function(e,t){var n=p.get();if(!c.isDetectionDisabled(n)&&A(e)){var r=document.createElement,i=function(n,r){/(^|\.)hit\.gemius\.pl$/i.test(f(r).hostname)&&_(n,E(e,t,"gemius"))};document.createElement=function(e){var t=r.apply(this,arguments);if("script"==(""+e).toLowerCase()){var n=t.setAttribute;try{Object.defineProperty(t,"src",{configurable:!0,enumerable:!0,get:function(){var e=document.createElement("a");return e.href=t.getAttribute("src"),e.href},set:function(e){i(t,e),n.call(t,"src",e)}})}catch(e){return t}t.setAttribute=function(e,r){return"src"==(""+e).toLowerCase()&&i(t,r),n.apply(t,arguments)}}return t},c.callAsync(n,(function(n){n.on("fetchAdsError",(function(n,r,i){i<1e3&&E(e,t,"csr")(!0)}))})),n.isError&&n.isError((function(n,r){n&&r<500&&E(e,t,"init")(!0)}))}}(e,r)}},function(e,t){var n=function(){var e;return document.getElementById("admain")||((e=document.createElement("div")).id="admain",e.setAttribute("style","width:100px !important;height:100px !important;position:absolute !important;left:-10000px !important;top:-1000px !important;display:block;visibility:visible"),e.setAttribute("class","prebid pub_300x250 adsbygoogle pub_300x250m pub_728x90 text-ad textAd text_ad text_ads text-ads text-ad-links onet-ad adsense autopromoapp infoCloud addthis_toolbox miniSlot lazyContent header-adblock onnetwork-video ads sliderads ppa-slot ad linkSponsorowany adform-slot widget-ads-content cg-template reklama ad-"),document.body.appendChild(e)),e};e.exports={createAdblockElement:n,detect:function(e,t){var r=!1,i=5;setTimeout((function o(){var a=n();setTimeout((function(){var n=!1;if(a){if(null!==e.document.body.getAttribute("abp")||null===a.offsetParent||0==a.offsetHeight||0==a.offsetLeft||0==a.offsetTop||0==a.offsetWidth||0==a.clientHeight||0==a.clientWidth)n=!0;else if(void 0!==e.getComputedStyle){var c=e.getComputedStyle(a,null);"none"!=c.getPropertyValue("display")&&"hidden"!=c.getPropertyValue("visibility")||(n=!0)}a.parentNode&&a.parentNode.removeChild(a)}--i,n&&i?setTimeout(o,45):r||(r=!0,t(n))}),5)}),50)}}},function(e,t,n){var r=n(3);e.exports=function(e){var t=parseInt(r.get("adp_test_seg_ab"),10);return isNaN(t)?e.seg_ab:(e.seg_ab=t,t)}},function(e,t){e.exports=function(e){var t=e||window,n=t.document,r=0,i=0;return"number"==typeof t.innerWidth?(r=t.innerWidth,i=t.innerHeight):n.body&&(n.body.clientWidth||n.body.clientHeight)?(r=n.body.clientWidth,i=n.body.clientHeight):n.documentElement&&(n.documentElement.clientWidth||n.documentElement.clientHeight)&&(r=n.documentElement.clientWidth,i=n.documentElement.clientHeight),{width:r||t.screen.width,height:i||t.screen.height}}},function(e,t,n){var r=n(25),i=n(1),o=n(4),a=n(8),c=n(5),s=!1,l=r(),u="https:"===window.location.protocol?"https:":"http:",d=[u+"//onet.tv",u+"//"+window.location.host,u+"//pulsembed.eu"],f=!1,p=function(){var e=v();l.setTargetWindows(e)},h=function(e){d=e,l.setAllowedOrigins(d)},m=function(e,t){return!(!e||!e.src)&&e.src.indexOf(t)>-1},v=function(){var e,t=[],n=null,r=[],i=document.getElementsByTagName("iframe");if(i)for(var o in i)n=i[o],e="mvp-embed",((" "+n.className+" ").indexOf(" "+e+" ")>-1||m(n,"pulsembed.eu")||m(n,"onet.tv"))&&n&&n.contentWindow&&t.push(n.contentWindow);return t.length<=0&&(r=document.querySelectorAll(".mvp"))&&r.length&&t.push(window),t};e.exports={init:function(){h(d),l.setTargetOrigin("*"),l.bind("adblock",(function(e){if(!i.check()){var t=a.get();if(p(),"detect"==e&&s)l.post("adblockApi",JSON.stringify({detected:s}));else if(0===e.indexOf("adblockInfo"))if(0==f){f=!0;var n=document.createElement("script");window.document.getElementsByTagName("head")[0].appendChild(n),n.src=[o.base,"build","/","whl","/","video",".","js"].join("")}else try{t.displayWhitelistVideoBoard()}catch(e){}else if(0===e.indexOf("adblockVideoStart")){var r=e.substr(18,e.length);r&&(c.reportAdblock(t,r),13!=t.time.TADP&&c.appendWhitelistChecker(t,window))}}}))},setAllowedOrigins:h,sendBlockedToFrames:function(){i.check()||(s=!0,p(),l.post("adblockApi",JSON.stringify({detected:!0})))}}},function(e,t){e.exports=function(){var e=[],t="",n=[],r=[],i=function(t){var n=!1,i="",o="";for(var a in e){if("*"==e[a]){n=!0;break}if(t&&t.origin&&t.origin==e[a]){n=!0;break}}return!!n&&(!!t.data&&(void 0!==(i=t.data.toString().split("."))[0]&&(o=i[0]),i=i.splice(1).join("."),void("function"==typeof r[o]&&r[o](i))))};return window.addEventListener?window.addEventListener&&window.addEventListener("message",i):window.attachEvent&&window.attachEvent("onmessage",i),{setAllowedOrigins:function(t){e=t},setTargetOrigin:function(e){t=e},setTargetWindows:function(e){n=e},post:function(e,r){for(var i=0;i<n.length;++i)n[i]&&n[i].postMessage&&n[i].postMessage(e+"."+r,t)},bind:function(e,t){r[e]=t},unbind:function(e){r[e]=!1}}}},function(e,t){e.exports=function(e){var t=document.createElement("a");return t.href=e,t}},function(e,t,n){"use strict";n.r(t);var r=n(9),i=n.n(r),o=function(e){if(void 0!==e)if(void 0===e.AL){e.disableModule=e.disableModule||{};try{var t=JSON.parse("[]");(null==t?void 0:t.some((function(e){return window.top.location.hostname.endsWith(e)})))&&(e.disableModule.pixel=!0)}catch(e){}n(14),e.AL=1,e.coreVitals=i.a,e.coreVitals.init(),e.adbCsrSubdomain="k266d5zsl",e.cmd=e.cmd||[],e.fncs=["addSlot","show","on","$remove","addKeyword","addCss","addCallback"];for(var r=function(t){e[e.fncs[t]]=function(){var n=arguments;e.cmd.push((function(e){e[e.fncs[t]].apply(e,n)}))}},o=0;o<e.fncs.length;o++)r(o);var a,c=document.getElementById("adsinit");c&&(a=c.getAttribute("data-original"));var s=document.createElement("script");s.async=!0,function(e){var t,n=[],r=function(e){var r;if(!t)for(t=[e,Date.now()-i];r=n.shift();)r.apply(null,t)},i=Date.now();e.isError=function(e){t?e.apply(null,t):n.push(e)},e.onload=function(){r(!1)},e.onerror=function(){r(!0)}}(e),s.onload=e.onload,s.onerror=e.onerror,s.src=a||"https://sgqcvfjvr.onet.pl/YnVpbGQvezlza2x0NDkyfWRsQXBpL2RsLmxpYntOTWFzXzQ5Mn0ubWluLmpz",document.getElementsByTagName("head")[0].appendChild(s),dlApiDefine("dl.boot",["aureus","clickmap","cmp","artemis","pixel"])}else console.error("dl.boot.min.js is already loaded!");else console.error("dlApi is undefined, Aborted!")},a=n(20);!function(e){if(e)try{"undefined"!=typeof $onet||e.injected||(e.injected=1,e.injectedVersion="20241125_1225",e.whitelistInjected=1,o(e),function(){try{var e=JSON.parse("[{\"fields\":{\"bgColor\":\"#f9b700\"},\"segment\":[0,10],\"target\":\"^BIZNES/\"},{\"fields\":{\"bgColor\":\"#f01616\"},\"segment\":[0,90],\"target\":\"^RASP_FAKT/\"},{\"fields\":{\"bgColor\":\"#f9b700\"},\"segment\":[0,90],\"target\":\"^(WIADOMOSCI|SPORT|MOTO|FILM|MUZYKA|FACET|KOBIETA|URODA|MODA|ZDROWIE|SLUB|DZIECKO|DOM)/\"},{\"fields\":{\"bgColor\":\"#ef1b22\"},\"segment\":[0,90],\"target\":\"^RASP_(AUTOSWIAT|KOMPUTERSWIAT)/\"},{\"fields\":{\"bgColor\":\"#ff035c\"},\"segment\":[0,90],\"target\":\"^PLEJADA/\"},{\"fields\":{\"bgColor\":\"#2fd6ff\"},\"segment\":[0,90],\"target\":\"^VOD/(?!(exclusive:)?PREMIUM).+?/kwrd=(?!(.+?\\\\+)?WHLNOTEST(\\\\+|$))(DETAL|.*\\\\+DETAL)(\\\\+|$)\"},{\"fields\":{\"bgColor\":\"#00f3a3\"},\"segment\":[0,90],\"target\":\"^NOIZZ/\"},{\"target\":\"/kwrd=(WHLTEST|.*\\\\+WHLTEST)(\\\\+|$)\"}]")}catch(e){}try{var t=JSON.parse("{\"capping\":{\"default\":3},\"referrers\":[\"facebook.com\",\"google.com\",\"google.pl\"]}")}catch(e){}a(window,e,t)}(),function(e){e.eventHandler||window.addEventListener("message",(function e(t){try{var n=window.onetAds||window.dlApi;if(n.eventHandler)return void window.removeEventListener("message",e,!1);var r=t&&t.data;"string"==typeof r&&(r=JSON.parse(r)),r&&"__dlApiCall"===r.kind&&(n.cmd=n.cmd||[],n.cmd.push((function(e){e.eventHandler(t)})))}catch(e){}}),!1)}(e))}catch(e){throw e}else console.error("dlApi is undefined, "+location)}(window.onetAds||window.dlApi)}]); /* ]]> */</script> <meta name="twitter:card" content="summary_large_image"> <meta name="twitter:site" content="@FAKT24PL"> <meta name="twitter:title" content="Średnia składka za OC - w Warszawie wcale nie jest najdrożej"> <meta name="twitter:description" content="Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa..."> <meta name="twitter:image" content="https://ocdn.eu/pulscms-transforms/1/kcbk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0EsM0Cnt4AAaEwAQ"> <script type="application/ld+json"> { "@context": "https://schema.org", "@graph": [{"@type":"NewsMediaOrganization","@id":"https://businessinsider.com.pl/#/schema/Organization/1","alternateName":"businessinsider.com.pl","url":"https://businessinsider.com.pl/","name":"Business Insider Polska","legalName":"Ringier Axel Springer Polska","description":"Business Insider Polska to biznesowo - finansowy portal informacyjny","logo":{"@id":"https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png"},"image":[{"@type":"ImageObject","@id":"https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png"}],"email":"redakcja@businessinsider.com.pl","telephone":"222320000","address":{"@id":"https://businessinsider.com.pl#/schema/Address/Organization/1"},"contactPoint":{"@type":"ContactPoint","telephone":"22 232 00 00","contactType":"Recepcja","email":"redakcja@businessinsider.com.pl"},"sameAs":["https://www.facebook.com/BIPolska","https://www.linkedin.com/company/business-insider-polska/","https://twitter.com/BIPolska"],"award":["Wyróżnienie dla redakcji Business Insider Polska, Związek Liderów Sektora Usług Biznesowych (ABSL), 2022"],"employee":[{"@id":"https://businessinsider.com.pl/#/schema/Person/mikolaj-kunica"},{"@id":"https://businessinsider.com.pl/#/schema/Person/jolanta-ojczyk"},{"@id":"https://businessinsider.com.pl/#/schema/Person/patryk-skrzat"},{"@id":"https://businessinsider.com.pl/#/schema/Person/marta-malinowska"},{"@id":"https://businessinsider.com.pl/#/schema/Person/jacek-fraczyk"},{"@id":"https://businessinsider.com.pl/#/schema/Person/marcin-lis"}],"parentOrganization":{"@id":"https://businessinsider.com.pl/#/schema/Organization/ringier-axel-springer-polska"},"memberOf":{"@id":"https://businessinsider.com.pl/#/schema/Organization/iab-polska"}},{"@type":"WebSite","@id":"https://businessinsider.com.pl/#/schema/WebSite/1","url":"https://businessinsider.com.pl","name":"Business Insider Polska","alternateName":"BusinessInsider.com.pl","publisher":{"@id":"https://businessinsider.com.pl/#/schema/Organization/1"},"potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urltemplate":"https://businessinsider.com.pl/szukaj?q={search_query}"},"query-input":"required name=search_query"}},{"@type":"Organization","@id":"https://businessinsider.com.pl/#/schema/Organization/ringier-axel-springer-polska","name":"Ringier Axel Springer Polska","url":"https://ringieraxelspringer.pl/","sameAs":["https://www.facebook.com/ringieraxelspringerpl/","https://pl.linkedin.com/company/ringier-axel-springer-polska","https://www.youtube.com/channel/UCA8nu1jgnwau9YXOM_PzRUg","https://www.instagram.com/ringieraxelspringerpolska ","https://pl.wikipedia.org/wiki/Ringier_Axel_Springer_Polska"]},{"@type":"Organization","@id":"https://businessinsider.com.pl/#/schema/Organization/iab-polska","name":"IAB Polska","url":"https://www.iab.org.pl/","sameAs":["https://www.facebook.com/IABPolska"]},{"@type":"PostalAddress","@id":"https://businessinsider.com.pl#/schema/Address/Organization/1","streetAddress":"Domaniewska 49","addressLocality":"Warszawa","addressRegion":"Mazowieckie","addressCountry":"PL","postalCode":"02-672"},{"@type":"ImageObject","@id":"https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png","url":"https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png","contentUrl":"https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png","width":"1294px","height":"85px","caption":"Business Insider Logo"},{"@type":"WebPage","@id":"https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l","url":"https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l","description":"Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretycznie w dużych miastach, takich jak Warszawa, Kraków czy Wrocław, ruch drogowy jest znacznie intensywniejszy, co zwiększa ryzyko kolizji i wypadków. Ubezpieczyciele podwyższają składki w takich miejscach, ponieważ częstsze wypadki oznaczają więcej roszczeń. W bardziej zaludnionych miastach występuje większa liczba samochodów na mniejszej powierzchni, co zwiększa ryzyko stłuczek i kolizji.","datePublished":"2024-09-27 10:00:00+0200","name":"Średnia składka za OC - w Warszawie wcale nie jest najdrożej","isPartOf":{"@id":"https://businessinsider.com.pl/#/schema/WebSite/1"},"primaryImageOfPage":{"@id":"https://ocdn.eu/pulscms/MDA_/039a15e6c4ccfacf3089c4590bd2b49a.jpg"},"breadcrumb":{"@id":"https://businessinsider.com.pl/#/schema/BreadcrumbList/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l"}},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/039a15e6c4ccfacf3089c4590bd2b49a.jpg","url":"https://ocdn.eu/pulscms/MDA_/039a15e6c4ccfacf3089c4590bd2b49a.jpg","contentUrl":"https://ocdn.eu/pulscms/MDA_/039a15e6c4ccfacf3089c4590bd2b49a.jpg","caption":"Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek.","width":5825,"height":3876},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/4aaad5c770961bd2971c46f111068a67.png","url":"https://ocdn.eu/pulscms/MDA_/4aaad5c770961bd2971c46f111068a67.png","contentUrl":"https://ocdn.eu/pulscms/MDA_/4aaad5c770961bd2971c46f111068a67.png","width":2500,"height":1300},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/8c53d7725f0a4d0b9232d44f28aab6fc.png","url":"https://ocdn.eu/pulscms/MDA_/8c53d7725f0a4d0b9232d44f28aab6fc.png","contentUrl":"https://ocdn.eu/pulscms/MDA_/8c53d7725f0a4d0b9232d44f28aab6fc.png","width":2500,"height":1316},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/ce5920da87bcfd043a6142411614582c.png","url":"https://ocdn.eu/pulscms/MDA_/ce5920da87bcfd043a6142411614582c.png","contentUrl":"https://ocdn.eu/pulscms/MDA_/ce5920da87bcfd043a6142411614582c.png","width":2500,"height":1399},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/b1dd5f03fa4363a80f858c8dcf135e1a.png","url":"https://ocdn.eu/pulscms/MDA_/b1dd5f03fa4363a80f858c8dcf135e1a.png","contentUrl":"https://ocdn.eu/pulscms/MDA_/b1dd5f03fa4363a80f858c8dcf135e1a.png","width":2112,"height":1160},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/f8774a2c7304221c61281779bba4a98a.png","url":"https://ocdn.eu/pulscms/MDA_/f8774a2c7304221c61281779bba4a98a.png","contentUrl":"https://ocdn.eu/pulscms/MDA_/f8774a2c7304221c61281779bba4a98a.png","width":2012,"height":1100},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/0399700b143d86053c778291b929d62e.jpg","url":"https://ocdn.eu/pulscms/MDA_/0399700b143d86053c778291b929d62e.jpg","contentUrl":"https://ocdn.eu/pulscms/MDA_/0399700b143d86053c778291b929d62e.jpg","width":6720,"height":4480},{"@type":"ImageObject","@id":"https://ocdn.eu/pulscms/MDA_/5b7464c072069fcb900c3c8b1ce7153c.jpg","url":"https://ocdn.eu/pulscms/MDA_/5b7464c072069fcb900c3c8b1ce7153c.jpg","contentUrl":"https://ocdn.eu/pulscms/MDA_/5b7464c072069fcb900c3c8b1ce7153c.jpg","width":6720,"height":4480},{"@type":"Person","@id":"https://businessinsider.com.pl/#/schema/Person/p-bed","name":"PBed","description":"PBed to dziennikarz w Business Insider Polska","worksFor":{"@id":"https://businessinsider.com.pl/#/schema/Organization/1"},"knowsAbout":"Ubezpieczenia"},{"@type":"NewsArticle","@id":"https://businessinsider.com.pl#/schema/Article/181a6ef6-5cea-4ed7-9551-b44208106b81","headline":"Średnia składka za OC - w Warszawie wcale nie jest najdrożej","description":"Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretycznie w dużych miastach, takich jak Warszawa, Kraków czy Wrocław, ruch drogowy jest znacznie intensywniejszy, co zwiększa ryzyko kolizji i wypadków. Ubezpieczyciele podwyższają składki w takich miejscach, ponieważ częstsze wypadki oznaczają więcej roszczeń. W bardziej zaludnionych miastach występuje większa liczba samochodów na mniejszej powierzchni, co zwiększa ryzyko stłuczek i kolizji.","isPartOf":{"@id":"https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l"},"mainEntityOfPage":{"@id":"https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l"},"datePublished":"2024-09-27 10:00:00+0200","articleSection":"Ubezpieczenia","author":[{"@id":"https://businessinsider.com.pl/#/schema/Person/p-bed"}],"publisher":{"@id":"https://businessinsider.com.pl/#/schema/Organization/1"},"about":[{"@type":"Thing","name":"OC"},{"@type":"Thing","name":"ubezpieczenia"},{"@type":"Thing","name":"składka"},{"@type":"Thing","name":"polisa OC"},{"@type":"Thing","name":"polisa"},{"@type":"Thing","name":"kalkulatorOC/AC"}],"isAccessibleForFree":"true","image":[{"@id":"https://ocdn.eu/pulscms/MDA_/039a15e6c4ccfacf3089c4590bd2b49a.jpg"},{"@id":"https://ocdn.eu/pulscms/MDA_/5b7464c072069fcb900c3c8b1ce7153c.jpg"},{"@id":"https://ocdn.eu/pulscms/MDA_/0399700b143d86053c778291b929d62e.jpg"},{"@id":"https://ocdn.eu/pulscms/MDA_/f8774a2c7304221c61281779bba4a98a.png"},{"@id":"https://ocdn.eu/pulscms/MDA_/b1dd5f03fa4363a80f858c8dcf135e1a.png"},{"@id":"https://ocdn.eu/pulscms/MDA_/ce5920da87bcfd043a6142411614582c.png"},{"@id":"https://ocdn.eu/pulscms/MDA_/8c53d7725f0a4d0b9232d44f28aab6fc.png"},{"@id":"https://ocdn.eu/pulscms/MDA_/4aaad5c770961bd2971c46f111068a67.png"}]}] } </script> <script type="application/ld+json"> { "@type": "BreadcrumbList", "@context": "https://schema.org", "@id": "https://businessinsider.com.pl/#/schema/BreadcrumbList/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l", "itemListElement": [{"@type":"ListItem","position":1,"name":"Business Insider","item":{"@id":"https://businessinsider.com.pl/"}},{"@type":"ListItem","position":2,"name":"Poradnik finansowy","item":{"@id":"https://businessinsider.com.pl/poradnik-finansowy"}},{"@type":"ListItem","position":3,"name":"Ubezpieczenia","item":{"@id":"https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia"}},{"@type":"ListItem","position":4,"name":"Średnia składka za OC - w Warszawie wcale nie jest najdrożej"}] } </script> <link href="//ocdn.eu/ucs/static/bi/c8b459abb835675a4ba49daa3896988c/build/css/main-desktop.css" type="text/css" rel="stylesheet"> <link rel="preload" href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;700&family=DM+Sans:wght@400;700&display=swap" as="style" onload="this.onload=null;this.rel='stylesheet'"> <noscript><link href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;700&family=DM+Sans:wght@400;700&display=swap" rel="stylesheet"></noscript> <meta name="news_keywords" content="OC,ubezpieczenia,składka,polisa OC,polisa,kalkulatorOC/AC"> <meta property="og:title" content="Średnia składka za OC - w Warszawie wcale nie jest najdrożej"> <meta property="og:description" content="Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretyc..."> <meta property="og:image" content="https://ocdn.eu/pulscms-transforms/1/EQnk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0EsM0Cdt4AAaEwAQ"> <meta property="og:image:type" content="image/jpeg"> <meta property="og:image:width" content="1200"> <meta property="og:image:height" content="630"> <meta property="og:url" content="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l"> <meta property="og:type" content="article"> <meta property="og:site_name" content="Business Insider Polska"> <meta property="og:locale" content="pl_PL"> <meta property="article:published_time" content="2024-09-27 10:00:00+0200"> <script data-static-amd-map="{&quot;adsinit&quot;:&quot;https://ty0lm9uz.onet.pl/e1Brazg0OTJ9/build&quot;,&quot;dailyneeds&quot;:&quot;https://ocdn.eu/paas-static/template-engine/fbc3bd59219c65f9c312840c9743c691/build&quot;,&quot;embeddedapp&quot;:&quot;https://ocdn.eu/paas-static/template-engine/162d5140a65ebc0fa2e96da195a4eb9b/build&quot;,&quot;layerglass&quot;:&quot;https://ocdn.eu/paas-static/template-engine/05afb91f43a4cacccad6959d895ac7ed/build&quot;,&quot;local&quot;:&quot;//ocdn.eu/ucs/static/bi/c8b459abb835675a4ba49daa3896988c/build/js&quot;,&quot;pulsembed&quot;:&quot;https://pulsembed.eu/amd/1.0.18/build&quot;,&quot;quizapp&quot;:&quot;https://ocdn.eu/paas-static/template-engine/4bf940d37e48f3548c375c519c69e1da/build&quot;,&quot;tabele&quot;:&quot;https://ocdn.eu/paas-static/template-engine/08725d11c5641c65d7f9985ecb7b86c0/build&quot;,&quot;uststd&quot;:&quot;https://ocdn.eu/paas-static/template-engine/f066ddd0af5c65555c5ff1273876e4f9/build&quot;,&quot;vendor&quot;:&quot;https://ocdn.eu/paas-static/template-engine/e664b902675175d7b4ea37dc48134f31/build&quot;}"> (function(){function x(m,l,q,n){Object.defineProperty(m,l,{get:function(){return q},set:function(){},configurable:n})}function w(m,l){A.A(m,l)}function E(m,l,q){if(1===arguments.length)A.define([],m);else if(2===arguments.length)"string"===typeof m&&"function"===typeof l?A.define([],l):A.define(m,l);else if(3===arguments.length)A.define(l,q);else throw Error("Malformed define",arguments);}function H(m){var l=!1,q=!1,n=null,e=null,p=F(!1);return{c:function(d,t){!0!==q&&!1===l&&(l=!0,n=d,setTimeout(function(){A.B(m, d,function(){var b=Array.prototype.slice.call(arguments,0);try{e=t.apply(null,b)}catch(a){return}p.exec([e])})},0))},l:function(){return!0===l?n:[]},get:function(d){p.add(d)},i:function(){q=!0;!1===l&&(l=!0,p.exec([void 0]))}}}function I(m){function l(e,p){if(!(0<e.length&&"."===e[0])){if("https://"===e.substr(0,8)||"http://"===e.substr(0,7)||"//"===e.substr(0,2))return e;for(var d in m)if(0===e.indexOf(d+"/")){d=e.replace(d,m[d]);if(e!==d)return y(p)?d+"."+p:d;break}}}function q(e,p){function d(){!0!== t&&(t=!0,p(b))}var t=!1,b=document.createElement("script");b.type="text/javascript";b.src=e;b.onload=d;b.async=!0;b.defer=!0;b.onreadystatechange=function(){"loaded"!==b.readyState&&"complete"!==b.readyState||d()};return b}var n={};return{load:function(e,p){if(y(e)){if(!(e in n)){var d=q(e,function(){n[e].query.exec([])});n[e]={C:d,query:F(!0)};document.getElementsByTagName("head")[0].appendChild(d)}n[e].query.add(p)}},j:function(){for(var e in n)if("interactive"===n[e].C.readyState)return e;return null}, g:l,o:function(e){e=l(e,"js");return y(e)&&e in n?n[e].query.m():!1},F:function(e){e=l(e,"js");return y(e)&&e in n?!0:!1}}}function y(m){return"string"===typeof m&&""!==m}function F(m){function l(){if(!0===n)for(;0<e.length;)!0===m?e.shift().apply(null,p):q(e.shift())}function q(d){setTimeout(function(){d.apply(null,p)},0)}var n=!1,e=[],p=null;return{exec:function(d){Array.isArray(d)&&!1===n&&(n=!0,p=d,l())},add:function(d){"function"===typeof d&&(e.push(d),l())},m:function(){return n}}}function G(){return document.currentScript&& "function"===typeof document.currentScript.getAttribute?document.currentScript:null}var A=function(){function m(b,a){b=b.split("/");2>b.length||(b.pop(),a(b.join("/")))}function l(b,a){var c=b.split("/"),f=a.split("/");if(0<f.length)if("."===f[0]){var g=[];c.forEach(function(k){g.push(k)});f.forEach(function(k){"."!==k&&g.push(k)});a=g.join("/");if(0===a.indexOf(b))return a}else return a}function q(b,a){function c(){if(!1===f){for(var k=[],h=0;h<b.length;h++){var r=b[h];if(!0===g[r].a)k.push(g[r].value); else return}f=!0;"function"===typeof a&&a.apply(null,k)}}var f=!1,g={};b.forEach(function(k){k in g||(g[k]={a:!1,value:null},n(k,function(h){var r=g[k];!1===r.a&&(r.a=!0,r.value=h,c())}))});c()}function n(b,a){p=!0;var c=z.g(b,"js");c in d||(d[c]=H(b),z.load(c,function(){if(c in d){for(;0<t.length;){var f=t.pop();if(e(c,f.f))throw Error("circular dependency");d[c].c(f.f,f.define)}d[c].i()}}));d[c].get(a)}function e(b,a){function c(h,r){r.forEach(function(u){h.push(u)})}function f(){var h=k.shift(); h in g||(g[h]=!0,h in d&&c(k,d[h].l()))}var g={},k=[];for(c(k,a);0<k.length;)f();return b in g}var p=!1,d={},t=[];return{B:function(b,a,c){m(b,function(f){for(var g=[],k=0;k<a.length;k++){var h=l(f,a[k]);"string"===typeof h&&""!==h&&g.push(h)}q(g,c)})},A:q,G:n,define:function(b,a){var c=G();if(!0===p){if(null!==c&&(c=c.getAttribute("src"),c in d)){d[c].c(b,a);return}c=z.j();y(c)?c in d&&d[c].c(b,a):t.push({f:b,define:a})}}}}(),z=null;x(window,"require",w,!1);x(window,"define",E,!1);x(w,"runnerBox", function(m){function l(a){t in a||(a[t]=n());return a[t]}function q(){function a(){if(!0===c)for(;0<f.length;)setTimeout(f.shift(),0)}var c=!1,f=[];return{s:function(g){f.push(g);a()},exec:function(){!1===c&&(c=!0);a()}}}function n(){var a=!1,c=null,f=q();return{u:function(g){f.s(function(){g(c)})},D:function(){!1===a&&(a=!0)},h:function(g){!0===a&&(c=g,f.exec())},b:function(){return a}}}function e(a,c){function f(h){setTimeout(function(){c(h)},0)}for(var g=[],k=0;k<a.length;k++)g.push(a[k]);for(a= 0;a<g.length;a++)f(g[a])}function p(a){function c(){var h=a;h.querySelectorAll?(h===document&&(h=document.documentElement),h=Array.prototype.slice.call(h.querySelectorAll("*[data-run-module]"),0)):h=[];for(var r=[],u,v=0;v<h.length;v++)u=h[v],!0===k(u,g)&&r.push(u);return r}function f(h){if(d(h))return!0===l(h).b()?!0:!1;if("HTML"===h.tagName)return!0}function g(h){if(h===a)return!0;if(d(h))return!1}function k(h,r){function u(B){C++;if(200<C)return v(),!1;var D=r(B);return!0===D||!1===D?D:B.parentNode? u(B.parentNode):!1}function v(){var B=Error("Too much recursion");setTimeout(function(){throw B;},0)}var C=0;return u(h.parentNode)}return a===document||!0===k(a,f)?("function"!==typeof a.getAttribute?0:y(a.getAttribute("data-run-module")))?!0===l(a).b()?c():[a]:c():[]}function d(a){a=a.getAttribute("data-run-module");return"string"===typeof a&&""!==a}var t="runnerBoxElementProp"+(new Date).getTime(),b=function(){return"function"===typeof window.requestAnimationFrame?window.requestAnimationFrame: function(a){a()}}();return{runElement:function(a){function c(f){f=f.getAttribute("data-run-module");return"string"===typeof f&&""!==f?f:null}a=p(a);e(a,function(f){var g=c(f),k=g.split(".");if(2!==k.length)throw Error("irregulari contents of the attribute data-run-module: "+g);var h=k[0],r=k[1];m([h],function(u){b(function(){if(d(f)&&!1===l(f).b())if(l(f).D(),u&&"function"===typeof u[r]){f.setAttribute("data-run-module-isrun","1");var v=u[r](f,function(C){l(f).h(C)});"undefined"!==typeof v&&l(f).h(v)}else throw v= "No function '"+r+"' in module : "+h,f.setAttribute("data-run-module-isrun",v),Error(v);})})})},whenRun:function(a,c){d(a)&&l(a).u(c)}}}(w),!1);x(w.runnerBox,"runElement",w.runnerBox.runElement,!1);x(w.runnerBox,"whenRun",w.runnerBox.whenRun,!1);x(w,"defined",function(m){return null===z?!1:z.o(m)},!1);x(w,"toUrl",function(m){if(y(m))return z.g(m,"",!0)},!0);x(E,"amd",{},!0);(function(m,l){function q(b){function a(){var g=b.getAttribute("data-amd-preload");return y(g)?g.split(","):[]}function c(){var g= b.getAttribute("data-timeout-start");return 0<g?g:2E3}var f=e(b);return null!==f?(n(m,f,a(),c()),!0):!1}function n(b,a,c,f){function g(){setTimeout(function(){k()},f)}function k(){setTimeout(function(){0<c.length&&l(c,function(){});window.require.runnerBox.runElement(document)},0)}b({v:a});p(window,"load",function(){k();setTimeout(function(){k()},1E4)});"complete"===document.readyState&&k();"loaded"===document.readyState&&g();p(document,"DOMContentLoaded",function(){g();p(document.getElementsByTagName("body")[0], "pageshow",function(){k()})});p(document,"readystatechange",function(){"complete"!==document.readyState&&"loaded"!==document.readyState||g()})}function e(b){b=b.getAttribute("data-static-amd-map");if("string"===typeof b){if(""===b)return{}}else return null;return JSON.parse(b)}function p(b,a,c){b.addEventListener(a,c,!1)}var d=G();if(null===d||!0!==q(d)){d=document.getElementsByTagName("script");for(var t=0;t<d.length&&!0!==q(d[t]);t++);}})(function(m){null===z&&(z=I(m.v))},w)})(); </script> <script> const isMobile = false; var pulse2EmbedConfig = { pulsevideo: { player: 'flowplayer', plugins: ["https://videotools.ocdn.eu/plugins/fp/events_all_sg.js"], params: {} }, settings: {} }; if(isMobile) { pulse2EmbedConfig.pulsevideo.params.autoplay = false; } </script> <link rel="alternate" type="application/rss+xml" href="https://businessinsider.com.pl?rss" /> <link rel="alternate" type="application/rss+xml" href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia?rss" /> <link rel="icon" href="/favicon.ico" type="image/x-icon"> <link rel="shortcut icon" type="image/png" href="https://ocdn.eu/businessinsider/static/apple-touch-icon-180x180.png"> <link rel="apple-touch-icon" href="https://ocdn.eu/businessinsider/static/apple-touch-icon-180x180.png"> <style> #sponsoring-outer { position: relative !important; } body.sponsoring #belkagorna { display: none; } body.placeholders-off .placeholder.screening .onet-ad, body.placeholders-off .placeholder.screening .slotContainer { width: 100%; margin: 0.5rem auto; } @media only screen and (max-width: 700px) { .header_wrapper { position:relative} #onet-ad-flat-belkagorna.onet-ad { margin: 0; } } @media only screen and (min-width: 780px) { .loginbar-container { box-shadow: 0 1px 5px #00000029; -webkit-box-shadow: 0 1px 5px #00000029; } } </style> <meta property="fb:pages" content="629618143843253" /> <meta name="robots" content="max-image-preview:large"> <meta name="msvalidate.01" content="8C00DBCC884D856B99AFD2BD7A5E3BEB" /> <script>window.__paywall_paygateway = true</script></head> <body class="detail desktop cat-bi-poradnik-finansowy-ubezpieczenia " data-fakt-exp-variant="bi_test_new" data-run-module="local/main.desktop" data-threshold='0.3' data-observers-data-section='true' > <!-- Google Tag Manager (noscript) --> <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KP6VZF" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> <!-- End Google Tag Manager (noscript) --> <svg class="svg-icons" xmlns="http://www.w3.org/2000/svg"> <defs> <symbol id="ico-facebook" viewBox="0 0 700 700"> <path d="M380.7 567.2V375.4H445l9.6-74.8h-73.9v-47.7c0-21.6 6-36.4 37.1-36.4h39.5v-66.9c-19.1-2-38.4-3-57.6-2.9-49.6-3.6-92.8 33.7-96.4 83.3-.4 5.2-.3 10.3.2 15.5v55.1H239v74.8h64.5v191.8h77.2z"/> </symbol> <symbol id="ico-twitter" viewBox="-450 -450 2100 2127"> <path d="M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z"/> </symbol> <symbol id="ico-linkedin" viewBox="0 0 700 700"> <path d="M210.9 141.1c-31.1 0-56.4 25.2-56.4 56.4s25.2 56.4 56.4 56.4 56.4-25.2 56.4-56.4c-.1-31.1-25.3-56.3-56.4-56.4zM253.2 276.5h-84.6c-4 0-7.3 3.3-7.3 7.3V556c0 4 3.3 7.3 7.3 7.3h84.6c4 0 7.3-3.3 7.3-7.3V283.7c0-4-3.2-7.2-7.3-7.2zM469.5 273.2c-27.1-1.1-53.7 7.7-74.8 24.8v-14.3c0-4-3.3-7.3-7.3-7.3h-81.2c-4 0-7.3 3.3-7.3 7.3V556c0 4 3.3 7.3 7.3 7.3h84.5c4 0 7.3-3.3 7.3-7.3V421.3c0-38.7 6.9-62.5 42.6-62.5 34.9 0 37.6 25.7 37.6 64.9v132.4c0 4 3.3 7.3 7.3 7.3h84.6c4 0 7.3-3.3 7.3-7.3V406.6c0-62.1-12.4-133.4-107.9-133.4z"/> </symbol> <symbol id="ico-rss" viewBox="0 0 700 700"> <ellipse cx="128.2" cy="550.8" rx="90" ry="102.9" transform="translate(0 17.318)"/> <path d="M34 238.379v120.2c165.9.2 300.3 134.6 300.5 300.5h120.2c-.3-232.3-188.5-420.4-420.7-420.7z"/> <path d="M34 28v120.2C316 148.5 544.5 377 544.8 659H665C664.6 310.7 382.3 28.4 34 28z"/> </symbol> <symbol id="ico-mail" viewBox="0 0 700 700"> <path d="M581.4 568H112.1c-37.9 0-68.7-30.8-68.7-68.7V218.9c0-37.9 30.8-68.7 68.7-68.7h469.3c37.9 0 68.6 30.8 68.7 68.7v280.5c-.1 37.8-30.8 68.6-68.7 68.6zM112.1 204.2c-8.1 0-14.6 6.5-14.6 14.6v280.5c0 8.1 6.5 14.6 14.6 14.6h469.3c8 0 14.6-6.5 14.6-14.6V218.8c0-8-6.5-14.6-14.6-14.6H112.1z"/> <path d="M342.353 484.759c-7.2 0-14.1-2.8-19.1-7.9l-253.2-253.2c-10.6-10.6-10.6-27.7 0-38.3s27.7-10.6 38.3 0l234.4 234.4 242.7-234.6c10.7-10.4 27.9-10.1 38.2.6 10.4 10.7 10.1 27.9-.6 38.2l-261.8 253.3c-5.1 4.9-11.8 7.6-18.9 7.5z"/> </symbol> <symbol id="ico-search" viewBox="0 0 700 700"> <path d="M680.4,576.5L524.9,442.6c19.7-38.1,30.9-81.3,30.9-127.1c0-153-124-277-277-277.1c-153,0-277.1,124-277.1,277 c0,153,124,277.1,277,277.1c72.7-0.1,138.8-28.1,188.2-73.8l151.1,130.1c8.7,7.5,19.7,11.6,31.2,11.6c13.9,0,27.1-6.1,36.2-16.6 C702.6,623.9,700.4,593.7,680.4,576.5z M278.8,497.3c-100.3,0-181.6-81.3-181.6-181.6c0-100.3,81.3-181.6,181.6-181.6v0 c100.3,0,181.6,81.3,181.6,181.6C460.4,416,379.1,497.3,278.8,497.3z"/> </symbol> <symbol id="ico-world"> <g class="globe-path"> <circle cx="11" cy="11" r="10" fill="none" stroke="#111" stroke-width="2"></circle> <path fill="#111" d="M8.7 4.8c-.1-.2-.1-.2-.3 0 0 .1-.1.1-.2.2v-.2H8c.2-.2.1-.6.2-.8l.2.2c.2.1.3.2.4.4l.2.2c-.1.1-.2.1-.3 0zm9.3.7c0-.1.1-.2.3-.2.1 0 .2 0 .1-.2l.1-.1h.4l.1.1v.1c-.1.1-.1.1-.1.2.1.1 0 .3-.2.4-.2.1-.3.2-.5.2H18c0-.1 0-.1.1-.2 0-.1.1-.2.2-.3H18zM21.2 7c.1.2.1.3.2.5-.1 0-.2-.2-.3-.2 0-.1-.1-.1-.1-.2l.1-.1s0-.1.1-.1H21v-.1l.1-.1v.2l.1-.1c0 .1.1.1.1.2-.1-.1-.1 0-.1 0zm-11 1v.3c-.1-.1-.1-.1 0-.3-.1 0-.1 0 0 0zm10.4-.9c-.1 0-.1 0 0 0-.1-.1-.2-.1-.2-.1h-.1.5c0 .1.1.1.1.1h-.3zM10.2 8.3zm10.1-1.4c-.1 0-.1.1 0 0H20h.3zm-2.2-1.1c0-.1.1-.2.2-.3-.1 0-.2 0-.2-.1s.1-.2.3-.2c.1 0 .2 0 .1-.2l.1-.1h.4l.1.1v.1c-.1.1-.1.1-.1.2.1.1 0 .3-.2.4-.3.2-.4.3-.6.3H18c0-.1 0-.1.1-.2zm-16-1s-.1 0-.1-.1c.6-.9 1.3-1.6 2.1-2.3.3 0 .6.1.9.2h.1c-.1.2-.1.2-.2.2h.4c.2 0 .3 0 .5.1.1.1.1.2.2.3.1-.1 0-.2 0-.3.1 0 .2-.1.3-.1h.1c.3.1.6.1.8.1h.2s-.1 0-.1-.1h.1s.1 0 .1.1V3l.1.1c0-.1 0-.2.1-.3l.1-.1h-.1c0-.1.1 0 .2 0 0-.1 0-.1-.1-.1s-.2 0-.3-.1c-.1 0-.1-.1-.1-.2s0-.1.1-.1v-.1c.1 0 .2 0 .3.1 0 .1.2.2.2.3 0 0-.1 0-.1.1.1 0 .2 0 .3.1V3c.1-.1.2-.1.3-.1v.2c.1-.1.1-.1.2-.1h.1c0-.1.1-.1.1-.2l.1-.1c0-.1 0-.1-.1-.2.2 0 .3 0 .5.1 0 0 0 .1-.1.1.1.1.2.3 0 .4-.1.1-.2.1-.3 0v.1h-.3l.1.1c-.1 0-.1.1-.2.1h-.1c-.1 0-.1-.1-.2-.1h-.1c.1.1.3.1.4.2 0 .2-.2.2-.3.2v.1c-.1 0-.3 0-.4-.1.1 0 .2.1.3.1-.1.1-.1.2-.2.2-.2.1-.2.3-.3.5-.1.1 0 .2.1.2l.1.1c.1.3.1.3.3.3h.1c.3.1.5.2.8.3.2 0 .2.1.3.3 0 .2.1.4.3.5v-.1h.1c.1-.2 0-.4-.1-.6.2-.1.2-.2.4-.4V5c-.1 0-.1-.1-.2-.2v-.1c0-.1.1-.1.1-.2s0-.1-.1-.1c.1-.1.1-.2 0-.3h.5c.1 0 .2.1.2.1.1.1.1.1.2.1s.1 0 .1.1v.4H11.5c.1-.1 0-.2.2-.3.1.1.2.2.2.3v.1c.1 0 .1.1.2.2H12c0 .1.3.1.2.3.1 0 .3.1.4.1-.1.1-.3.1-.4.2.1 0 .2-.1.2-.1h.1s.1.1.2.1v.2s-.1 0-.1.1c-.1.1-.2.1-.3.1H11.4h-.1c0 .1-.1.1-.2.1-.1.3-.1.4-.2.6.1-.1.2-.2.3-.2.1 0 .1-.1.2-.1.2-.1.2-.1.3.1-.1 0-.1 0-.2.1h.2c-.1.1-.1.1.1.2 0 0 .1 0 .1.1h.1l.1.1c-.1 0-.2.1-.3.1-.1 0-.1 0-.2.1l-.1.1h-.1v-.1c0-.1.1-.1.1-.2V7c-.1 0-.2.1-.3.1 0 .2-.2.1-.3.2-.1 0-.1 0-.1.1s-.1.1-.1.2c0 0 .1 0 .1.1h-.1-.1c-.1 0-.2.1-.3.1l-.1.1c0 .1 0 .1-.1.2L10 8c.1.1 0 .2-.1.3V8c-.1 0-.1 0-.1.1v.3c0 .2 0 .2-.1.3.2.1 0 .2-.1.4-.1 0-.2.2-.1.3 0 .1.1.2.1.4.1.1 0 .2 0 .4-.1-.3-.2-.4-.3-.5v-.2c0-.1 0-.1-.1-.1-.2 0-.4-.1-.6-.1h-.1s-.1.1-.1.2h-.7c-.1 0-.2.1-.3.1-.1 0-.1.1-.1.2v.8c0 .2.3.4.5.5.1 0 .3-.1.4-.2 0 0 0-.1.1-.1.1-.2.3-.2.5-.1 0 .1-.1.2-.1.3-.1 0-.1 0-.1.1s0 .2-.1.3H9.1c.1 0 .2.2.2.2v.4l.1.1c.1.1.2.1.3.1h.1c.1 0 .2 0 .3.1l.1.1c0 .1 0 .2-.1.3 0 0 0 .1.1.1.1-.1.1-.2.2-.4 0 0 .1 0 .1.1.2.2.4.1.6.2.1-.1.3 0 .4.1 0 0 .1 0 .1.1l-.1.1h.1c.1 0 .2 0 .3.2l.1.1c.2 0 .3.1.5.1s.3.1.4.3c0 0 0 .1.1.1 0 0 0 .1.1.1l-.3.3c.1-.1.2 0 .3 0l.1.1c.1-.1.2-.2.3-.1.1 0 .3.1.3.3h.7c.1.1.3.2.4.2 0 0 .1 0 .1.1v.4s0 .1-.1.1c-.1.1-.2.1-.2.2s-.1.1-.2.1v.3c0 .4-.2.7-.4 1 0 0-.1.1-.1 0-.3 0-.6.2-.8.3v.1c0 .2 0 .4-.2.5 0 0-.1.1-.1.2l-.1.1s0-.1.1-.1h-.1c-.1.2-.2.4-.3.5 0 .1-.1.1-.2.1s-.3 0-.4-.1v.1c.1.1.1.2.2.3 0 0-.1.2-.2.2-.2.1-.3.1-.6.1v.2s0 .1-.1.1h-.3c0 .1 0 .2.2.2 0 0 0 .1-.1.1s-.2.1-.2.2 0 .1-.1.1l-.1.1c0 .1 0 .2.1.2 0 0 .1 0 .1.1-.2.2-.4.5-.4.8h-.1l.1.1c.1.1.2.1.3.2l.1.1c-.2 0-.3-.1-.5-.1s-.3-.1-.4-.2c-.1-.2-.2-.4-.2-.6v-.3h-.1c.1-.1.2-.3.3-.4V20c.1-.2.1-.2-.1-.3-.1-.1-.1-.2 0-.2.1-.1 0-.2 0-.3V19c.1-.1.1-.2.1-.3.1-.1.1-.3.1-.4V18c0-.2.1-.4.1-.6v-.2-.6c0-.1 0-.1-.1-.1-.1-.1-.2-.2-.3-.2-.3-.2-.5-.4-.6-.7-.1-.1-.1-.3-.2-.4-.1-.1-.2-.2-.2-.3v-.2-.1c.1 0 .1-.1.1-.2h-.1v-.2-.1c.1-.2.2-.3.4-.5v-.1-.3-.1-.1c.1 0 .1-.1.2-.1l.1-.1.1-.1h.1s.1 0 .1-.1c.1-.1 0-.2-.1-.1h-.2v.1h-.1c0-.1-.1-.1-.2-.1H9c-.1 0-.1-.1-.2-.1-.1-.1-.2-.1-.2-.2s-.1-.1-.1-.1l-.1-.1-.1-.1c-.3 0-.6-.2-.8-.3h-.1c-.1.1-.3 0-.4 0-.3-.1-.6-.2-.8-.4-.1 0-.1-.1-.1-.1 0-.1-.1-.2-.1-.3-.1-.8-.4-1.1-.6-1.4l-.1-.1c0-.1-.2-.2-.3-.2v.1c.1.1.1.2.2.3.1.2.2.3.3.5 0 .1.1.1.1.2h-.1c-.1 0-.1-.1-.1-.1s0-.1-.1-.1c0 0 0-.1-.1-.1 0-.1-.1-.2-.2-.2 0 0 0-.1.1-.1-.3-.2-.4-.4-.4-.6-.1-.2-.2-.3-.3-.3-.1 0-.1-.1-.1-.1-.2-.2-.3-.4-.4-.5-.1-.1-.1-.2-.1-.3v-.2-.2-.1-.1c0-.2.1-.4-.1-.5.1-.1.2 0 .3 0 0-.1 0-.3-.2-.4-.1-.1-.3-.2-.5-.3v-.1c0-.1 0-.1-.1-.2-.2 0-.3-.2-.4-.4v-.1c0-.2-.2-.3-.3-.4l-.1-.1c-.1.1-.2 0-.3.1 0-.1 0 0 0 0zm6.9 0c-.1.1-.2.1-.3 0-.1-.2-.1-.2-.3 0 0 .1-.1.1-.2.2v-.2H8c.2-.2.1-.6.2-.8l.2.2c.2.1.3.2.4.4l.2.2zm12.4 2.7c0 .1.1.1.1.1-.1 0-.1-.1-.1-.1 0 .1-.1.1-.1.1 0 .1.1.1.1.1 0 .1-.1.1-.1.2v-.2c0-.1-.1-.1-.1-.1-.2-.2-.4-.3-.6-.5h.4c0 .1.1.1.1.2.1 0 .2.1.3.2zM20.2 5c.4.6.8 1.3 1 2l-.1-.1c0-.1-.1-.1-.1-.2l-.1.1v-.2s-.1 0-.1.1v.1h-.5.1l.1.1c-.1 0-.2 0-.3-.1h.2-.4.2c-.1.2-.1.2-.2.3h-.1c-.1 0-.3 0-.3.2 0 0 0 .1-.1.1-.1.1-.2.1-.3.2-.1 0-.1.1-.1.2 0 .2-.1.2-.2.3-.1.1-.2.1-.3.1-.1 0-.1 0-.2.1h-.1c0-.1-.1-.1-.2-.1H18v-.1V8v-.1c0-.1.1-.3.1-.4v-.2c0-.1.1-.1.2-.1h.5c.2-.1.2-.2.2-.4.1-.2 0-.3-.1-.4-.1-.1-.2-.1-.3-.1.1-.2.3 0 .4-.1V6H19.3l.3-.3c.1 0 .1-.1.2-.2l.1-.1c.1 0 .2 0 .3-.1h.1c0-.1 0-.2-.1-.3zm1.6 4.7s.1 0 .1.1c0 .4.1.8.1 1.2 0 1.9-.5 3.7-1.4 5.3-.1-.2-.2-.3-.2-.6v-.2c0-.1.1-.2.2-.4.1-.1 0-.2 0-.3v-.1-.1c-.1-.2-.2-.5-.4-.7 0-.1-.1-.1-.1-.2v-.1-.1-.2-.1c-.1-.1-.2-.1-.3-.1-.1 0-.1 0-.1-.1s-.1-.2-.2-.2c-.2 0-.4.1-.6.2h-.1c-.2-.1-.3 0-.5 0s-.3 0-.4-.1c-.1-.1-.2-.2-.4-.3v-.1-.1l-.2-.2s-.1-.1 0-.1h-.1l-.1-.1c0-.1 0-.2-.1-.2 0-.1.1-.2.1-.4v-.1c0-.1 0-.2-.1-.3v-.1c.1-.3.2-.6.5-.8l.3-.3v-.1-.2c0-.1.1-.2.2-.2.1-.1.2-.1.2-.2 0 0 0-.1.1-.1.2.1.3.1.5 0 .3-.1.7-.2 1-.2h.4c0 .1 0 .2-.1.3 0 .1 0 .1.1.2.1 0 .2.1.3.1.1 0 .1.1.2.1.1.1.3.1.4.2h.1c0-.1.1-.1.1-.2h.1c.2.1.3.1.4.2zm-.9-2.6l-.1-.1h.2c0-.1 0 0-.1.1 0-.1 0-.1 0 0zm.5.5c0-.1 0-.1 0 0 0-.1.1-.1 0 0 .1 0 .1 0 0 0 .1 0 .1 0 0 0z"></path> </g> </symbol> <symbol id="ico-quote" viewBox="0 0 700 700"> <g> <path class="st0" d="M333.7,254.6c0-87-70.5-157.5-157.5-157.5c-87,0-157.5,70.5-157.5,157.5c0,87,70.5,157.5,157.5,157.5 c33.9,0,65.3-10.8,91-29.1c-45.8,134.7-149.8,208.5-151.2,209.5l26.3,38.4c7.9-5.4,192.9-135,192.9-375.7h-1.5 C333.6,254.9,333.7,254.7,333.7,254.6z"/> <path class="st0" d="M672.8,255.1c0-0.2,0-0.3,0-0.5c0-87-70.5-157.5-157.5-157.5c-87,0-157.5,70.5-157.5,157.5 c0,87,70.5,157.5,157.5,157.5c33.9,0,65.3-10.8,91-29.1c-45.8,134.7-149.8,208.5-151.2,209.5l26.3,38.4 c7.9-5.4,192.9-135,192.9-375.7H672.8z"/> </g> </symbol> <symbol id="ico-camera" width="24px" height="24px" viewBox="0 0 36.174 36.174" xml:space="preserve"> <g> <path d="M23.921,20.528c0,3.217-2.617,5.834-5.834,5.834s-5.833-2.617-5.833-5.834s2.616-5.834,5.833-5.834 S23.921,17.312,23.921,20.528z M36.174,12.244v16.57c0,2.209-1.791,4-4,4H4c-2.209,0-4-1.791-4-4v-16.57c0-2.209,1.791-4,4-4h4.92 V6.86c0-1.933,1.566-3.5,3.5-3.5h11.334c1.934,0,3.5,1.567,3.5,3.5v1.383h4.92C34.383,8.244,36.174,10.035,36.174,12.244z M26.921,20.528c0-4.871-3.963-8.834-8.834-8.834c-4.87,0-8.833,3.963-8.833,8.834s3.963,8.834,8.833,8.834 C22.958,29.362,26.921,25.399,26.921,20.528z"/> </g> </symbol> <symbol id="ico-close" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 17.2 17.2"> <path stroke-width="2" stroke-linecap="round" d="M16.1 16.1l-15-15M1.1 16.1l15-15"></path> </symbol> <symbol id="ico-arrow" viewBox="0 0 700 700" xml:space="preserve"> <path d="M461.8,115c-21.9-21.9-57.4-21.9-79.3,0c-21.9,21.9-21.9,57.4,0,79.3l89.6,89.6H78.6 c-36.1-0.9-66.2,27.6-67.1,63.7c-0.9,36.1,27.6,66.2,63.7,67.1c1.1,0,2.2,0,3.3,0h393.5l-89.6,89.6c-21.3,22.5-20.2,58,2.3,79.3 c21.6,20.4,55.4,20.4,77,0l234.4-234.3L461.8,115z"/> </symbol> <symbol id="ico-player" viewBox="0 0 700 700" xml:space="preserve"> <path id="play_icon-1320167992475058341_0" class="st0" d="M349.5,19c58.2-0.4,115.5,14.9,165.7,44.3 c49.9,28.8,91.3,70.3,120.1,120.1c59,102.6,59,228.8,0,331.4c-28.8,49.9-70.3,91.3-120.1,120.1c-102.6,59-228.8,59-331.4,0 c-49.9-28.8-91.3-70.3-120.1-120.1c-59-102.6-59-228.8,0-331.4c28.8-49.9,70.3-91.3,120.1-120.1C234,33.9,291.3,18.6,349.5,19z M514.6,372.8c13.1-7.4,17.6-24,10.2-37.1c-2.4-4.3-6-7.8-10.2-10.2L280.7,187.9c-8.3-5.4-19-5.6-27.5-0.4 c-8.8,4.8-14.1,14.1-13.8,24.1v275.1c-0.4,10,5,19.3,13.8,24.1c4.2,2.2,9,3.4,13.7,3.4c4.9,0,9.6-1.3,13.8-3.9L514.6,372.8z"/> </symbol> <symbol id="ico-loginbar-profile" viewBox="0 0 700 700" xml:space="preserve"> <path d="M587.1 587.2c60.7-60.6 98.3-144.5 98.3-237.2 0-185.2-150.1-335.4-335.4-335.4S14.6 164.8 14.6 350c0 92.6 37.6 176.5 98.3 237.3v-.1c60.6 60.7 144.4 98.2 237 98.2s176.4-37.5 237.1-98.1c-1.7-9.1-4.7-18.5-9.1-28 4.5 9.4 7.5 18.8 9.2 27.9zM473.9 295.5c0 68.4-55.5 123.9-123.9 123.9s-123.9-55.5-123.9-123.9S281.6 171.6 350 171.6s123.9 55.5 123.9 123.9zM350 659.5c-85.5 0-162.8-34.6-218.8-90.6 9-48.9 60-109.6 180.2-120.4.3 0 .6 0 .9-.1 1.7-.1 3.3-.3 5-.4 1.2-.1 2.4-.2 3.7-.2.8-.1 1.6-.1 2.4-.2 2-.1 4.1-.2 6.2-.3 4.4-.2 8.8-.3 13.4-.4h13.8c4.5.1 9 .2 13.4.4 2.5.1 4.9.2 7.3.4 1.5.1 2.9.2 4.3.3 1 .1 1.9.1 2.9.2 1.4.1 2.7.2 4.1.4l3 .3c1.7.2 3.3.3 4.9.5.6.1 1.3.1 1.9.2 1.6.2 3.2.4 4.9.6.6.1 1.2.1 1.8.2 1.7.2 3.4.5 5.2.7.5.1.9.1 1.4.2 2.1.3 4.1.7 6.1 1h.3c2.1.4 4.1.7 6.1 1.1h.1c49.3 9.6 84.2 28.7 107.5 50.9l.1.1c21.3 20.4 32.9 43.5 36.7 64.4-56 56.1-133.3 90.7-218.8 90.7z"/> </symbol> <symbol id="ico-loginbar-profile-blue" viewBox="0 0 700 700" xml:space="preserve"> <style>#ico-loginbar-profile-blue{fill:#086ef7}</style><path d="M587.1 587.2c60.7-60.6 98.3-144.5 98.3-237.2 0-185.2-150.1-335.4-335.4-335.4S14.6 164.8 14.6 350c0 92.6 37.6 176.5 98.3 237.3v-.1c60.6 60.7 144.4 98.2 237 98.2s176.4-37.5 237.1-98.1c-1.7-9.1-4.7-18.5-9.1-28 4.5 9.4 7.5 18.8 9.2 27.9zM473.9 295.5c0 68.4-55.5 123.9-123.9 123.9s-123.9-55.5-123.9-123.9S281.6 171.6 350 171.6s123.9 55.5 123.9 123.9zM350 659.5c-85.5 0-162.8-34.6-218.8-90.6 9-48.9 60-109.6 180.2-120.4.3 0 .6 0 .9-.1 1.7-.1 3.3-.3 5-.4 1.2-.1 2.4-.2 3.7-.2.8-.1 1.6-.1 2.4-.2 2-.1 4.1-.2 6.2-.3 4.4-.2 8.8-.3 13.4-.4h13.8c4.5.1 9 .2 13.4.4 2.5.1 4.9.2 7.3.4 1.5.1 2.9.2 4.3.3 1 .1 1.9.1 2.9.2 1.4.1 2.7.2 4.1.4l3 .3c1.7.2 3.3.3 4.9.5.6.1 1.3.1 1.9.2 1.6.2 3.2.4 4.9.6.6.1 1.2.1 1.8.2 1.7.2 3.4.5 5.2.7.5.1.9.1 1.4.2 2.1.3 4.1.7 6.1 1h.3c2.1.4 4.1.7 6.1 1.1h.1c49.3 9.6 84.2 28.7 107.5 50.9l.1.1c21.3 20.4 32.9 43.5 36.7 64.4-56 56.1-133.3 90.7-218.8 90.7z"/> </symbol> <symbol id="ico-premium-onet" viewBox="0 0 93.5 24"> <circle id="Ellipse_2" style="fill: #FFD200;" cx="14.9" cy="12" r="7.5"></circle><path id="Path_859" style="fill:#ffffff;" d="M82.5,8.7c-0.5-0.5-1.3-0.8-2-0.8c-0.9,0-1.8,0.3-2.4,1l-0.2-0.2c-0.2-0.3-0.5-0.4-0.9-0.6 c-0.4-0.1-0.7-0.2-1.1-0.2c-0.9,0-1.8,0.3-2.4,1V8.1h-1.7v7.4h1.9v-4.8c0.3-0.6,0.9-1,1.6-1c0.4,0,0.8,0.1,1.1,0.4 c0.3,0.3,0.4,0.7,0.4,1.1v4.3h1.9V11c0-0.2,0-0.5-0.1-0.7C79,9.9,79.5,9.7,80,9.7c0.7-0.1,1.4,0.5,1.4,1.2c0,0.1,0,0.2,0,0.2v4.3 h1.9V11C83.4,10.1,83.1,9.3,82.5,8.7z"></path><path id="Path_860" style="fill:#ffffff;" d="M65.7,8.1v4.3c-0.1,0.7,0.4,1.4,1.2,1.5c0.1,0,0.2,0,0.2,0c0.7,0,1.3-0.4,1.6-1V8.1h1.9v7.4h-1.7 v-0.8c-0.6,0.7-1.5,1-2.4,1c-0.7,0-1.5-0.3-2-0.8c-0.6-0.6-0.9-1.4-0.8-2.3V8.1L65.7,8.1z"></path><path id="Path_861" style="fill:#ffffff;" d="M58.3,8.7c-0.5-0.5-1.3-0.8-2-0.8c-0.9,0-1.8,0.3-2.4,1l-0.2-0.2c-0.2-0.3-0.5-0.4-0.9-0.6 c-0.4-0.1-0.7-0.2-1.1-0.2c-0.9,0-1.8,0.3-2.4,1V8.1h-1.7v7.4h1.9v-4.8c0.3-0.6,0.9-1,1.6-1c0.4,0,0.8,0.1,1.1,0.4 c0.3,0.3,0.4,0.7,0.4,1.1v4.3h1.9V11c0-0.2,0-0.5-0.1-0.7c0.3-0.4,0.8-0.6,1.3-0.6c0.7-0.1,1.4,0.5,1.4,1.2c0,0.1,0,0.2,0,0.2v4.3 h1.9V11C59.2,10.1,58.9,9.3,58.3,8.7z"></path><path id="Path_862" style="fill:#ffffff;" d="M42.8,15.7c-2.2,0.1-4-1.6-4-3.8c-0.1-2.2,1.6-4,3.8-4c0,0,0.1,0,0.1,0c2.1,0,3.8,1.7,3.8,3.7 c0,0.1,0,0.1,0,0.2c0,0.3,0,0.5-0.1,0.8v0h-5.5c0.3,0.9,1.1,1.4,2,1.3c0.6,0,1.1-0.2,1.6-0.6l1.6,0.9C45.2,15.2,44,15.8,42.8,15.7z M44.4,11.1c-0.2-0.9-0.9-1.5-1.8-1.4c-0.9-0.1-1.7,0.6-1.9,1.4H44.4z"></path><path id="Path_863" style="fill:#ffffff;" d="M29.4,7.9c-0.9,0-1.7,0.4-2.2,1.1V8.1h-1.8v9.8h1.9v-3.1c0.5,0.6,1.3,0.9,2.1,0.9 c1,0,1.9-0.4,2.5-1.1c1.4-1.6,1.4-4,0-5.6C31.3,8.3,30.4,7.9,29.4,7.9z M31.1,11.8c0.1,1.1-0.7,2-1.8,2.1c-0.1,0-0.1,0-0.2,0 c-0.7,0-1.4-0.4-1.7-1v-2.2c0.4-0.6,1-1,1.7-1c1.1,0,2,0.8,2,1.9C31.1,11.7,31.1,11.7,31.1,11.8z"></path><path id="Path_864" style="fill:#ffffff;" d="M39,8.1c-0.4-0.1-0.8-0.2-1.2-0.2c-0.8,0-1.6,0.5-2,1.2v-1H34v7.4h1.9v-4.8c0.3-0.6,1-1,1.6-1 c0.1,0,0.3,0,0.4,0h0l0,0C38.2,9.1,38.6,8.6,39,8.1L39,8.1L39,8.1z"></path><path id="Path_865" style="fill:#ffffff;" d="M61.4,4.5c0.7,0,1.2,0.6,1.2,1.2c0,0.7-0.6,1.2-1.2,1.2c-0.7,0-1.2-0.6-1.2-1.2 C60.1,5.1,60.7,4.5,61.4,4.5C61.4,4.5,61.4,4.5,61.4,4.5z M60.4,8.1h1.9v7.4h-1.9V8.1z"></path> </symbol> <symbol id="ico-newsletter-envelope" viewBox="0 0 92.8 48"> <style type="text/css"> .envelope_fill{fill:#A6CBFF;} </style> <path class="envelope_fill" d="M77.6,33L38.8,47.1c-1.1,0.4-2.4-0.2-2.8-1.3L27,20.9c-0.4-1.1,0.2-2.4,1.3-2.8L67.1,4c1.1-0.4,2.4,0.2,2.8,1.3 L79,30.2C79.4,31.4,78.8,32.6,77.6,33z"/> <path d="M112.3,19.3c-1.1,0.2-2.2,0.4-3.3,0.6c-5.5,1.1-10.7,2.2-17.4,0.3c-6.9-2-14.8-0.9-19,0l-6-16.6c-0.2-0.7-0.8-1.1-1.5-1.2 c-0.4,0-0.7,0-1,0.2l-0.3-0.9c0-0.1-0.1-0.2-0.3-0.3c-0.1-0.1-0.3-0.1-0.4,0l-41.6,15c-0.2,0.1-0.3,0.3-0.3,0.5 c0,0.2,0.1,0.4,0.3,0.5l28.5,10.4c0.2,0.1,0.5,0,0.6-0.2L63.7,4.7l6,16.7c0.1,0.3,0.4,0.4,0.6,0.3c0.1,0,0.6-0.2,1.6-0.4l2.9,7.9 c0.1,0.4-0.1,0.8-0.4,0.9l-41,14.8c-0.2,0.1-0.4,0.1-0.6,0c-0.2-0.1-0.3-0.2-0.4-0.4l-8.5-23.5c-0.1-0.1-0.2-0.3-0.3-0.3 c-0.1-0.1-0.3,0-0.4,0c-0.1,0-7.4,4.2-15.2,4.6c-3,0.1-5.3-0.1-7.5-0.3c-3.3-0.3-6.3-0.6-10.8,0.2c-0.3,0-0.5,0.3-0.4,0.6 c0,0.1,0.1,0.3,0.2,0.3c0.1,0.1,0.2,0.1,0.4,0.1c4.3-0.8,7.3-0.5,10.5-0.2C2.6,26.3,5,26.6,8,26.4c6.8-0.3,13.2-3.4,15.1-4.4 L31.4,45c0.2,0.4,0.5,0.8,0.9,1c0.2,0.1,0.5,0.2,0.7,0.2c0.2,0,0.4,0,0.6-0.1l41-14.8c0.4-0.2,0.8-0.5,1-0.9 c0.2-0.4,0.2-0.9,0.1-1.3l-2.8-7.8c4.1-0.8,11.8-1.9,18.4,0c7,2,12.3,0.9,17.9-0.2c1-0.2,2.1-0.4,3.2-0.6c0.1,0,0.3-0.1,0.3-0.2 c0.1-0.1,0.1-0.2,0.1-0.4C112.8,19.5,112.5,19.3,112.3,19.3z M65,3.4c0.3,0,0.6,0.2,0.7,0.5l6,16.5c-0.4,0.1-0.8,0.2-1,0.2L64.4,3.6 C64.5,3.5,64.7,3.4,65,3.4z M63.2,3.4L49.9,26.6l-26.8-9.7L62.9,2.5L63.2,3.4z"/> </symbol> <symbol id="ico-calc" x="0px" y="0px" viewBox="0 0 24 24"><style type="text/css">.stxxx0{fill:#086EF7;}</style><path class="stxxx0" d="M13,24h6c2.8,0,5-2.2,5-5v-6H13V24z M16,17h5v1h-5V17z M16,19h5v1h-5V19z M0,19c0,2.8,2.2,5,5,5h6V13H0V19z M3,18h2v-2h1v2h2v1H6v2H5v-2H3V18z M19,0h-6v11h11V5C24,2.2,21.8,0,19,0z M18.5,3C18.8,3,19,3.2,19,3.5S18.8,4,18.5,4S18,3.8,18,3.5S18.2,3,18.5,3z M18.5,8C18.2,8,18,7.8,18,7.5S18.2,7,18.5,7S19,7.2,19,7.5S18.8,8,18.5,8z M21,6h-5V5h5V6z M0,5v6h11V0H5C2.2,0,0,2.2,0,5z M6.9,3.4l0.7,0.7L6.2,5.5l1.4,1.4L6.9,7.6L5.5,6.2L4.1,7.6L3.4,6.9l1.4-1.4L3.4,4.1l0.7-0.7l1.4,1.4C5.5,4.8,6.9,3.4,6.9,3.4z"/></symbol> <symbol id="ico-home" viewBox="0 0 24 20.7" fill="currentColor"> <path d="m12 0c-0.3 0-0.6 0.1-0.8 0.3l-11 9.6c-0.1 0.1-0.2 0.3-0.2 0.5 0 0.3 0.2 0.5 0.5 0.5h2.7v8.7c0 0.6 0.5 1.1 1.1 1.1h4.4c0.6 0 1.1-0.5 1.1-1.1v-6.5h4.4v6.5c0 0.6 0.5 1.1 1.1 1.1h4.4c0.6 0 1.1-0.5 1.1-1.1v-8.7h2.7c0.3 0 0.5-0.2 0.5-0.5 0-0.2-0.1-0.3-0.2-0.4l-11-9.6c-0.2-0.3-0.5-0.4-0.8-0.4z"/> </symbol> <symbol id="ico-new" viewBox="0 0 24 21.6" stroke="currentColor" fill="currentColor"> <path d="m2.4 0c-1.3 0-2.4 1.1-2.4 2.4v15.6c0 2 1.6 3.6 3.6 3.6h16.8c2 0 3.6-1.6 3.6-3.6v-12c0-0.7-0.5-1.2-1.2-1.2s-1.2 0.6-1.2 1.2v12c0 0.7-0.5 1.2-1.2 1.2s-1.2-0.5-1.2-1.2v-15.6c0-1.3-1.1-2.4-2.4-2.4h-14.4zm3.6 3.6h7.2c0.7 0 1.2 0.5 1.2 1.2v1.2c0 0.7-0.5 1.2-1.2 1.2h-7.2c-0.7 0-1.2-0.5-1.2-1.2v-1.2c0-0.7 0.5-1.2 1.2-1.2zm0 7.2h7.2c0.7 0 1.2 0.5 1.2 1.2s-0.5 1.2-1.2 1.2h-7.2c-0.7 0-1.2-0.5-1.2-1.2s0.5-1.2 1.2-1.2zm0 4.8h7.2c0.7 0 1.2 0.5 1.2 1.2s-0.5 1.2-1.2 1.2h-7.2c-0.7 0-1.2-0.5-1.2-1.2s0.5-1.2 1.2-1.2z"/> </symbol> <symbol id="ico-premium" viewBox="0 0 20.7 20.7" style="enable-background:new 0 0 20.7 20.7;" xml:space="preserve"> <style>.st1{fill:#fff}</style><path d="M10.4.3C4.8.3.3 4.8.3 10.4s4.5 10.1 10.1 10.1S20.5 16 20.5 10.4 15.9.3 10.4.3z" style="fill:#086ef7"/><path class="st1" d="M10.4 10.2c.7-.3 1.2-1 1.2-2 0-1.7-1.2-2.6-3.2-2.6H5.1v9.5h3.6c2 0 3.2-.9 3.2-2.7 0-1-.6-1.9-1.5-2.2zM6.7 7h1.7c1.1 0 1.7.4 1.7 1.3s-.6 1.3-1.7 1.3H6.7V7zm2 6.7h-2v-2.8h2c1.1 0 1.7.5 1.7 1.4 0 .8-.6 1.4-1.7 1.4zM13.8 5.6h1.6v9.5h-1.6z"/> </symbol> <symbol id="ico-chart" viewBox="0 0 700 638.1" fill="currentColor"> <path d="M660.4,638.1H39.6C17.2,638.1,0,620,0,598.5v-559C0,17.2,18.1,0,39.6,0s39.6,18.1,39.6,39.6V559h581.3 c22.4,0,39.6,18.1,39.6,39.6C700,620,681.9,638.1,660.4,638.1z"/> <path d="m152.2 467c-9.5 0-18.9-3.4-27.5-10.3-17.2-14.6-19.8-41.3-4.3-58.5l189.2-219.3c8.6-10.3 22.4-15.5 36.1-14.6 13.8 1.7 25.8 9.5 31.8 21.5l93.7 168.6 147.9-166c15.5-17.2 41.3-18.9 58.5-3.4s18.9 41.3 3.4 58.5l-187.4 209.7c-8.6 10.3-22.4 15.5-36.1 13.8-13.8-1.7-24.9-9.5-31.8-21.5l-93.7-167.7-150.6 174.5c-6 9.5-17.1 14.7-29.2 14.7z"/> </symbol> <symbol id="ico-pool2023" y="0px" viewBox="0 0 100 100" ><style type="text/css"> .st0x{fill:#086EF7;}</style><g><path class="st0x" d="M92.2,36.8c-8-1.5-16.1-3.1-23.9-4.6l-4.6-0.9c-0.3-0.1-0.6-0.1-0.9-0.2l9.4-10.7c0.2-0.2,0.2-0.5,0-0.7L59.8,1.4c-0.1-0.1-0.2-0.2-0.4-0.2S59.1,1.3,59,1.4L38.2,25c-0.2,0.2-0.2,0.5,0,0.7l3.2,4.7c-0.1,0-0.2,0-0.3,0.1l-5.7,1.1c-9,1.7-18.4,3.5-27.6,5.3c-1.1,0.2-1.4,0.8-1.4,1.7c0,11.6,0,28.5,0,40v10.1c0,0.2,0,0.4,0,0.7c0,0.1,0,0.2,0,0.3c0,0.2,0.2,0.4,0.4,0.5c0.1,0,0.2,0.1,0.3,0.1c0.2,0.1,0.4,0.1,0.6,0.1l7.7,1.6c10.1,2,20.4,4.1,30.7,6.2c0.3,0.1,0.5,0.1,0.8,0.2c1,0.2,2,0.4,3,0.4c0.4,0,0.7,0,1.1-0.1c7.9-1.5,15.8-3.1,23.6-4.7c2.4-0.5,4.8-1,7.3-1.5c2.6-0.5,5.2-1.1,7.8-1.6l3.4-0.7c0.2,0,0.4-0.3,0.4-0.5c0-0.1,0-0.2,0-0.3c0-0.2,0-0.4,0-0.6V78.4c0-11.6,0-28.5,0-40.1C93.5,37.4,93.1,36.9,92.2,36.8z M59.1,5.7L60,7c0.9,1.2,1.7,2.5,2.5,3.7c0.6,0.9,1.2,1.7,1.8,2.6c1.4,2.1,2.9,4.2,4.3,6.3c0.3,0.4,0.2,0.4,0,0.7c-4.6,5.2-9.3,10.6-14.4,16.4c-0.3,0.3-0.5,0.4-0.9,0.3c-0.8-0.2-1.6-0.3-2.4-0.5c-0.6-0.1-1.2-0.2-1.7-0.3c-0.2,0-0.4-0.2-0.4-0.2c-2-2.9-3.9-5.7-6-8.7l-1.1-1.6L59.1,5.7z M48.5,86.2v9.2c0,0.1,0,0.1,0,0.2c-0.1,0-0.2,0-0.3,0l-10.9-2.2c-9.2-1.8-18.3-3.7-27.5-5.5c-0.4-0.1-0.4-0.1-0.4-0.5c0-10,0-20.1,0-30.1V40.6v-0.1l11.2,2.1c9,1.7,18.3,3.5,27.5,5.2c0.4,0.1,0.4,0.1,0.4,0.5C48.5,59.1,48.5,75.3,48.5,86.2z M50.8,44.9c-0.9,0.2-1.8,0-2.8-0.2c-9.4-1.8-19-3.6-28.3-5.4l-5.1-1c0.2,0,0.3-0.1,0.5-0.1l7.4-1.4c6.6-1.3,13.5-2.6,20.2-3.8c0.4-0.1,0.5,0,0.7,0.3c0.4,0.6,0.8,1.2,1.2,1.8C44,35,43,34.9,42.1,34.8c-0.1,0-0.1,0-0.2,0l-2.6,0.5c-0.3,0-0.4,0.3-0.4,0.5c0,0.3,0.2,0.5,0.4,0.5s15.9,3.2,22.2,4.4c0.1,0,0.1,0,0.2,0l2.9-0.5c0.3,0,0.4-0.3,0.4-0.5c0-0.3-0.2-0.5-0.4-0.5L57,37.7c0.1-0.1,0.2-0.3,0.4-0.4c1-1.2,2-2.3,3-3.4c0.1,0,0.3,0,0.5,0c6.9,1.3,13.7,2.6,20.6,3.9l2.3,0.4c0.4,0.1,0.8,0.1,1.1,0.2c-1.2,0.2-2.4,0.5-3.6,0.7l-6,1.2C67.4,41.8,59.1,43.4,50.8,44.9z M89.7,87.9c-9.7,1.9-19.5,3.9-29,5.8L52,95.4c-0.2,0-0.4,0.1-0.6,0.1v-8.1c0-11,0-27.8,0-39c0-0.6,0.1-0.7,0.7-0.8c9.8-1.9,19.7-3.8,29.3-5.6l8.7-1.7c0.1,0,0.3,0,0.4-0.1v8.4c0,10.7,0,27.2,0,38.1C90.5,87.6,90.4,87.7,89.7,87.9z"/></g><polygon class="st0x" points="50,46.3 91.4,39 91.4,89 49.8,97.9 49.8,50 "/></symbol> </defs> </svg> <header class="header"> <aside id="onet-ad-flat-belkagorna" data-autoslot="0"> </aside> <style>#onet-ad-flat-belkagorna:before { content: ''; display: table; padding-top: 7.8125%; width:0; float: left} #onet-ad-flat-belkagorna:after {content: '';display: table;clear: both;}</style><script>(function (o,t,e,r,s){function d(){if(c||!l.meta||"tag"===l.meta.server||l.data&&l.data.meta&&l.data.meta.height){if(!t){var e=document.getElementById(l.id);if(!e)return void console.warn("BackRequest warning: ad container's expected id = "+l.id);e.className+=" dlapi-placeholder"}e=window.onetAds||window.dlApi;e?(e.cmd=e.cmd||[],e.cmd.push(function(a){function e(){if(r)return(t=a.defineSlot(l.slot,l.id)).setCollapseEmpty(!0),t.setProperty("backRender",!0),a.fetch();var t,e={};if((t=a.defineSlot(l.slot,l.id,{ir:a.prepareUniqueId()})).setProperty("backRender",!0),a.toFetch=a.toFetch.filter(function(e){return e!==t}),c)return t.noAd(),e={adserver:"das",slot:l.slot,type:"unfilled"},n(e);var d=a.defineAd(l.adid,t,l.type,l.html,l.js,l.data.meta.width,l.data.meta.height,l.data,l.meta,l.prio,void 0,l.gctx,l.lctx);d.prepareContainer(),t.registerAd(d),a.addLazyAd(d),e={adid:l.adid,adserver:"das",body:o,slot:l.slot,status:200,type:"filled"},n(e)}var t,d,i,n=function(e){var t={adsSlots:{}};t.adsSlots[l.id]=[e],a.fire("backendEmission",t)};a.isReady?e():a.on("onready",function(){e()}),t=s,d=l.id,(i=document.getElementById(d+"-fallback-styles"))||((i=document.createElement("style")).setAttribute("id",d+"-fallback-styles"),document.head.appendChild(i)),i.innerHTML=t})):console.warn("BackRequest warning: dlApi or oneAds object expected. adBody.id= "+l.id)}else console.warn("BackRequest warning: missing height in data.meta section")}var l=JSON.parse(o),c="empty"===l.type;e?d():(window.dlApiBackendRequesting=window.dlApiBackendRequesting||{},window.dlApiBackendRequesting[l.id]=d)} )('{\"lctx\":\"eJyNkNFOwzAMRf8lrzTgZO3a9Tdgz1W6mMoiS6YkqwaIf8dZxxgSSLxE8vWJ77XfxUh2iCaj6OEeKrGLaDLNOJAVvVjrWnWduJETvTEq1EbDqW1-dFzI3Hl2JssR3YuZQvTmlpgxJgqeIQ26lkpJ3TzBpq-hB7iD8jJu0bjFXSndqRVLmDLtOSMnxRn98SsspQEdTTQ6VnI8YiUceaSM-8uEVkHTlgWu-v9CJIwMMmRNKuVfu5XGYhU8Zmms_IV5TWz8PetcLp9YqS4Zq-ut88ENu2DPZ27rtVarh8dD8ClE8pPceiorGCc-PgHzk4oo\",\"gctx\":\"eJxtT9tqwzAM_Rc9Z3ROSj3yNvIB_YBuGCVWh3BiG8tpScv-fcr2uhdxdC4c6QnoXaR6TyVAD8YeT63poAEshErkVNBHDu7KEaOk-6baFCv0pgFPN57I1S2TWj1JqCmrTjeK1VVeSCouWb22a21nT8Y2wOKWNPKskSvOQg0E2rTeC_SX__vWkR6ZaXpQZNT9POiQ8LG-mmOLPuxcTjMLvvxKf1hBwDmsM9ZUzsPhfYBPjdHXsl9XMPq0QN-9Kcd1f2BchSOJDmFPBb5_AB7YYAY\",\"type\":\"tpl\",\"body\":\"\",\"adid\":\"das,1710578,624188\",\"slot\":\"flat-belkagorna\",\"width\":\"1920\",\"height\":\"150\",\"html\":\"\",\"js\":\"\",\"id\":\"onet-ad-flat-belkagorna\",\"prio\":10,\"data\":{\"fields\":{\"actionCountCollapse\":null,\"actionCountExpand\":null,\"collapseButton\":\"https://ocdn.eu/lps/1746213/creative/000/000624/000624188/przyciski_zwin.jpg\",\"collapsedClick\":\"https://theelements.pl/\",\"collapsedImage\":\"https://ocdn.eu/lps/1746213/creative/000/000624/000624188/1920x150_Peninsula-1.jpg\",\"expandButton\":\"https://ocdn.eu/lps/1746213/creative/000/000624/000624188/przyciski_rozwin.jpg\",\"expandedClick1\":\"https://theelements.pl/\",\"expandedHtml\":null,\"expandedImage\":\"https://ocdn.eu/lps/1746213/creative/000/000624/000624188/1920x500_Peninsula-1.jpg\",\"gde_fastid\":null,\"gde_id\":null,\"gde_inscreen\":null,\"gde_stparam\":null,\"gde_subdomena\":\"onet\",\"impression1\":null,\"impression2\":null,\"impressionActiveview\":null,\"impressionJs\":null,\"infoText\":\"SPONSOR SERWISU\",\"infoTextBackground\":\"transparent\",\"infoTextColor\":\"#FFF\",\"infoTextShow\":\"text-all\",\"screeningClick\":null,\"screeningImage\":null,\"separator\":null,\"stickyClick\":\"https://theelements.pl/\",\"stickyImage\":\"https://ocdn.eu/lps/1746213/creative/000/000624/000624188/1920x75_Peninsula.jpg\"},\"meta\":{\"actioncount\":\"https://csr.onet.pl/eclk/das,1710578,624188/IP=202411272100174212609546/IV=202411272100174212609546/IR=202411272100174212748907/GCTX=eJwtzUEKwjAUBNC7_G0UW3Uh7iQH6AUKZTRR4g8_IWkotnj3pujuzSxmFuIpGbpSDAlGHA9PJ5Acpo8qdztHZx-zFQfVaZW5L017PsIwVAzeZexr_ZNieC4eY0idPtw07cjjPdbpplIi_sr2NSTI9nm6bDn7ypa-K2yRLZI/SLOT=flat-belkagorna/NID=1746213/S=BUSINESSINSIDER/A=PORADNIK_FINANSOWY/SID=onet-ad-flat-belkagorna/DID=112813/\",\"adclick\":\"https://csr.onet.pl/1746213/clk/das,1710578,624188?gctx=eJydUcFu2zAM_Rddba-S4sSJb2mSAUaHuLDbDAUGGIytGJodyZDkpE3Rfx-VDr2s22EXiXx65BMfX8mSpOQ-L5brbXZXfc22y22Zf38iIbktSEpDsiq_5Q_IOfTgor3oO2i1UYCEdbYmKWN8ziYhye6RwymPEUg4o5QlMWd8RhfTeIbkrPj0PYnnC5r4992_6-923dk0yBm0gUbJrjpIBcrq80sw7sVlkKK-CCUhyFeB7X6MlMUcmg6CQffSQoTwexR00HcjTqNNvrpZrq7Ne_jpsDm9JmqAj9iKtjKgvPJk_o7YHhOGcYn37WOZbTclHmW23hQe3RS7jZ-2AetT7xLRSrgImuhPF_9qLzQnYZy0wlQS5fl0xnlIaiOqWquDbEcDTmpVIcvi_du-iLGITx_oIo1pSmlA_YndhHXyCE40lREnoUaBy_2C6xXPzkDVnSxJX8ne6LPX60G1I7TIIUJh8RHUeIDajUYYxMpBNhi8haSX__WZwehmrN11rgkLiZUXr8UWnD4nUyTYF-vE8cNDN_So01w5STzjbHJTDhqXb6Rqo0clvSz05O0Xn6_VTA&at=1732737617&uuid=b37d8520225a3f2f89f2c5d43ceb8b00&URL=\",\"adid\":\"das,1710578,624188\",\"autoscale\":1,\"container_wrapper\":\"\",\"height\":\"150\",\"inIFrame\":false,\"slot\":\"flat-belkagorna\",\"width\":\"1920\"},\"tplCode\":\"1746213/Sponsoring-Universal\",\"tplPath\":\"tpl/4f628b2c4c47fc9a61224a3a21990dbc.js\"},\"meta\":{\"server\":\"das\",\"async_render\":false,\"mailing_meta\":null,\"set_slot_size\":true,\"viewability_cfg\":null,\"async_viewability\":true,\"enable_conversion_tracking\":true,\"viewability\":1},\"bid_rate\":0}',false,true,true,"#onet-ad-flat-belkagorna:before { content: ''; display: table; padding-top: 7.8125%; width:0; float: left} #onet-ad-flat-belkagorna:after {content: '';display: table;clear: both;}")</script> <div class="header_wrapper" data-screening-sticky-start="1"> <div class="header_left"> <a class="header_hamburger" id="menu-hamburger-button" href="javascript:void(0)" data-section="hamburger-menu"> <span class="header_hamburger_span header_hamburger_span--1"></span> <span class="header_hamburger_span header_hamburger_span--2"></span> <span class="header_hamburger_span header_hamburger_span--3"></span> <span class="header_hamburger_span header_hamburger_span--4"></span> </a> </div> <div class="header-logo" data-section="header-logo"> <a href="/" class="header-logo-link"> <picture> <img class="header-logo-img" src="https://ocdn.eu/businessinsider/static/bi-logo-horizontal.jpg.png" alt="businessinsider.com.pl"> </picture> </a> </div> <div class="header-right"> <a class="subscription" href="https://businessinsider.com.pl/subskrypcja?src=topBar&amp;tpcc=topBar&amp;articleUrl=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;articleuuid=181a6ef6-5cea-4ed7-9551-b44208106b81&amp;source_dx=PV,puls,11s5l5l,2,a">Kup subskrypcję</a> <div class="loginbar-icon" id="loginBar"> <span class="loginbar-icon-people"> <svg viewBox="0 0 18.783 17.699"> <use xlink:href="#ico-loginbar-profile"></use> </svg> </span> <span class="loginbar-icon-text">Zaloguj się</span> </div> <script> function loadScript(src, callback) { let s,r,t; r = false; s = document.createElement('script'); s.async = true; s.src = src; s.onload = s.onreadystatechange = () => { if (!r && (!this.readyState || this.readyState == 'complete')){ r = true; callback(); } }; t = document.getElementsByTagName('script')[0]; t.parentNode.insertBefore(s, t); } window.addEventListener('load', function() { loadScript('https://ocdn.eu/faktucs/loginbar/5_2_6_loginbar.js', () => { const domElement = document.getElementById('loginBar'); const loginBar = new LoginBarSdk('https://businessinsider.com.pl', 'www.businessinsider.com.pl.okonto.front.onetapi.pl', false, false, false, true); loginBar.setConfiguration({ initElement: 'text', defaultAvatarSvg: '<svg viewBox="0 0 18 20"><use xlink:href="#ico-loginbar-profile-blue"></use></svg>', modal: { links: [ { icon: null, text: 'Twoje dane', url: 'https://konto.onet.pl/dashboard', class: 'full-width centered'}, { icon: null, text: 'Zmień hasło', url: 'https://konto.onet.pl/change-password', class: 'full-width centered'}, { icon: null, text: 'Twoja Subskrypcja', url: 'https://konto.onet.pl/subscriptions', class: 'full-width centered'} ] } }); loginBar.setCustomModalRendering(renderModal); loginBar.init(domElement); }); }); function renderModal() { const container = document.createElement('div'); container.classList.add('loginbar-container'); /* Profile info */ const profileInfo = document.createElement('div'); profileInfo.classList.add('loginbar-profile-info'); const loggedAsInfo = document.createElement('div'); loggedAsInfo.classList.add('loginbar-logged-as'); loggedAsInfo.innerHTML = "Witaj!<br><b>"+this.user?.login+"</b>"; if (this.user.avatar) { const avatarImage = document.createElement('img'); avatarImage.src = this.user?.avatar; avatarImage.alt = 'profile image'; profileInfo.appendChild(avatarImage); } else { const avatarDefault = document.createElement('div'); avatarDefault.className = 'loginbar-modal-icon'; avatarDefault.innerHTML = '<svg viewBox="0 0 18 20"><use xlink:href="#ico-loginbar-profile-blue"></use></svg>'; profileInfo.appendChild(avatarDefault); } profileInfo.appendChild(loggedAsInfo); /* Custom links */ const links = document.createElement('div'); links.classList.add('loginbar-links'); const linksList = this.configuration.modal.links || []; linksList.forEach(link => { const linkElement = document.createElement('div'); linkElement.className = 'link ' + link.class; if (link.id) { linkElement.setAttribute('id', link.id); } if (link.icon) { const icon = document.createElement('span'); icon.classList.add(link.icon); linkElement.appendChild(icon); } const hyperlink = document.createElement('a'); hyperlink.href = link.url; hyperlink.innerText = link.text; linkElement.appendChild(hyperlink); links.appendChild(linkElement); }); const logoutButton = document.createElement('div'); logoutButton.className = 'logout-button'; logoutButton.innerText = 'WYLOGUJ SIĘ'; logoutButton.addEventListener('click', async (e) => { e.preventDefault(); await this.accountLogout.call(this.accountLoginConfig); window.location.reload(); }); container.appendChild(profileInfo); container.appendChild(links); container.appendChild(logoutButton); document.addEventListener('click', async (event) => { if( !container.contains(event.target) && !this.initialElement.contains(event.target) && container.classList.contains('show') ) { container.classList.toggle('show'); } }); this.initialElement.after(container); const logout = document.querySelector('#logout'); if (logout) { logout.addEventListener('click', async (e) => { e.preventDefault(); await this.accountLogout.call(this.accountLoginConfig); window.location.reload(); }); } } </script> <div class="header-right-icons"> <a href="/szukaj" class="header-icon-link ico-search" data-section="header-ico-search"> <svg viewBox="0 0 23 23" class="header-icon-svg"> <use xlink:href="#ico-search"></use> </svg> </a> </div> </div> </div> <nav class="menu-hamburger"> <ul class="first-level"> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/premium"> Premium </a> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/gospodarka"> Gospodarka </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gospodarka/przepisy"> Przepisy </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gospodarka/podatki"> Podatki </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gospodarka/makroekonomia"> Makroekonomia </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gospodarka/fundusze"> Fundusze </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/gielda"> Giełda i waluty </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/kursy-walut"> Kursy walut </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/indeksy"> Indeksy </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/akcje"> Akcje </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/surowce"> Surowce </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/obligacje"> Obligacje </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/komunikaty-gieldowe"> Komunikaty giełdowe </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/kalendarium-gieldowe"> Kalendarium giełdowe </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/gielda/kryptowaluty"> Kryptowaluty </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/prawo"> Prawo </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/prawo/firma"> Firma </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/prawo/podatki"> Podatki </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/prawo/praca"> Praca </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/prawo/opinie"> Opinie </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/technologie"> Technologia i trendy </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/nowe-technologie"> Nowe technologie </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/blockchain"> Blockchain </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/motoryzacja"> Motoryzacja i transport </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/emobility"> E-mobility </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/nauka"> Nauka </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/magazyn-business-insider-polska"> BI Magazine </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/business-insider-trends"> BI Trends </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/technologie/digital-poland"> Digital Poland </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/biznes"> Biznes </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes/startupy"> Startupy </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes/inwestowanie"> Inwestowanie </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes/media"> Media i marketing </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes/rozwoj-osobisty"> Rozwój osobisty </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes-teraz"> Biznes Teraz </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/biznes/in-business"> InBusiness </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/nieruchomosci"> Nieruchomości </a> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/praca"> Praca </a> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="/poradnik-finansowy"> Poradnik finansowy </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/kredyty"> Kredyty </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/leasing"> Leasing </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/oszczedzanie"> Oszczędzanie </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/inwestowanie"> Inwestowanie </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/ubezpieczenia"> Ubezpieczenia </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/poradnik-finansowy/kalkulatory"> Kalkulatory </a> </li> </ul> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="https://businessinsider.com.pl/kryptowaluty"> Kryptowaluty <span class="first-level_link_label">REKLAMA</span> </a> </li> <li class="first-level_item"> <a data-section="menu-hamburger-first-level" class="first-level_link" href="#"> Więcej </a> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/wiadomosci"> Wiadomości </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/polityka"> Polityka </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/lifestyle"> Lifestyle </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/sport"> Sport </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/wideo"> Wideo </a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="/autorzy"> Autorzy </a> </li> </ul> </li> <li class="first-level_item first-level_item--edition-menu"> <span data-section="menu-hamburger-first-level" class="first-level_link"> Edycja: POLSKA </span> <ul class="second-level"> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.com/?IR=C">US</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.de/?IR=C">DE</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.in/">IN</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.jp/">JP</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://businessinsider.mx/">MX</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.nl/?IR=C">NL</a> </li> <li class="second-level_item"> <a data-section="menu-hamburger-second-level" class="second-level_link" href="https://www.businessinsider.es/">SP</a> </li> </ul> </li> </ul> <div class="social-links"> <a href="https://www.facebook.com/BIPolska/" target="_blank" rel="noopener" data-section="find-us-facebook" aria-label="icon Facebook"> <svg viewBox="0 0 28 28" class="social-links_icons"> <use xlink:href="#ico-facebook"></use> </svg> </a> <a href="https://twitter.com/BiPolska/" target="_blank" rel="noopener" data-section="find-us-twitter" aria-label="icon Twitter"> <svg viewBox="0 0 28 28" class="social-links_icons"> <use xlink:href="#ico-twitter"></use> </svg> </a> <a href="https://www.linkedin.com/company/business-insider-polska" target="_blank" rel="noopener" data-section="find-us-linkedin" aria-label="icon LinkedIn"> <svg viewBox="0 0 28 28" class="social-links_icons"> <use xlink:href="#ico-linkedin"></use> </svg> </a> <a href="https://businessinsider.com.pl/.feed" target="_blank" rel="noopener" data-section="find-us-rss" aria-label="icon RSS"> <svg viewBox="0 0 28 28" class="social-links_icons"> <use xlink:href="#ico-rss"></use> </svg> </a> </div> </nav> <div class="header-search"> <form action="/szukaj" method="get" class="header-search_form"> <input type="text" id="inpsearch" class="header-search_input" placeholder="Szukaj w serwisie..." name="q"> <button type="submit" name="header-search-button" class="header-search_icon-link header-search_input-icon"> <svg viewBox="0 0 23 23" class="header-icon-svg"> <title>header-search-button</title> <use xlink:href="#ico-search"></use> </svg> </button> </form> </div> </header> <nav class="menu-first-level"> <a data-section="menu-first-level" class="menu-first-level-link" href="/premium"> Premium </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/gospodarka"> Gospodarka </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/gielda"> Giełda i waluty </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/prawo"> Prawo </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/technologie"> Technologia i trendy </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/biznes"> Biznes </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/nieruchomosci"> Nieruchomości </a> <a data-section="menu-first-level" class="menu-first-level-link" href="/praca"> Praca </a> <a data-section="menu-first-level" class="menu-first-level-link--active" href="/poradnik-finansowy"> Poradnik finansowy </a> </nav> <div class="grid-container grid-base-system"> <div class="content-columns-wide"> <iframe class="livebar" src="https://livebar.onet.pl/desktop/40f09bd2-1157-4864-8b34-ca89dd63a9cd" title="40f09bd2-1157-4864-8b34-ca89dd63a9cd" loading="lazy" height="32" width="100%" frameBorder="0" ></iframe> </div> </div> <div class="grid-container five-columns grid-base-system"> <!-- TODO: change class name "five-columns" (in fakt *.less) to generic "grid-base-system"--> <!-- TODO: create fields in config to set row-start/row-end for right column, or put widgets below TOP slot into left column widgets and include widgets.main in separate grid container --> <div class="column-container col-start-3 row-start-6 row-end-30"> </div> </div> <article class="article grid-container grid-base-system" content-length="5218" content-paywall-length="0" > <aside class="col-start-3 row-start-1"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right&quot;,&quot;slotsNumber&quot;:1,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:2}" ></aside> </aside> <aside class="column-container col-start-3 row-start-3 row-end-6"> <section class="ad-space height-full"> <div class="height-full"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right2&quot;,&quot;position&quot;:&quot;1&quot;,&quot;floatingHeight&quot;:1100,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:5}" ></aside> </div> </section> </aside> <section class="main"> <span data-article-start></span> <div class="article_header "> <div class="breadcrumbs" data-section="breadcrumbs"> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/">Business Insider</a> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/poradnik-finansowy">Poradnik finansowy</a> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia">Ubezpieczenia</a> <span class="breadcrumbs_elem">Średnia składka za OC - w Warszawie wcale nie jest najdrożej</span> </div> <h1 class="article_title">Średnia składka za OC - w Warszawie wcale nie jest najdrożej</h1> <div class="article-info_container"> <div class="article-author_container--top" data-section="author-top"> <div class="article-author_image_container"> </div> <div class="article-author_details"> <div class="article-author_text"> <strong>PBed</strong> </div> </div> <div class="article-article_date"> <time datetime="2024-09-27T08:00:00.000Z"> 27 września 2024, 10:00. </time> </div> <div class="article-read_time"> <span class="article-info_divider"></span> 3 min czytania </div> </div> <section class="article-share " data-section="article-share"> <span class="article-share_text"> Udostępnij artykuł </span> <div class="article-share_buttons"> <a class="article-share_button" data-section="detail-facebook-icon" aria-label="Facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;quote=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-facebook"></use> </svg> </a> <a class="article-share_button" data-section="detail-twitter-icon" target="_blank" rel="noopener noreferrer" aria-label="Twitter/X" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;text=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-twitter"></use> </svg> </a> <a class="article-share_button" data-section="detail-linkedin-icon" aria-label="Linkedin" href="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;title=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-linkedin"></use> </svg> </a> <a class="article-share_button" data-section="detail-mail-icon" aria-label="Send" href="mailto:?body=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej%20https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-mail"></use> </svg> </a> </div> </section> </div> <div class="article_lead"> <p class="article_p" data-section="detail-body">Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretycznie w dużych miastach, takich jak Warszawa, Kraków czy Wrocław, ruch drogowy jest znacznie intensywniejszy, co zwiększa ryzyko kolizji i wypadków. Ubezpieczyciele podwyższają składki w takich miejscach, ponieważ częstsze wypadki oznaczają więcej roszczeń. W bardziej zaludnionych miastach występuje większa liczba samochodów na mniejszej powierzchni, co zwiększa ryzyko stłuczek i kolizji.</p> </div> <figure class="article_image"> <div class="teaser-image_container "> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/y_ik9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0DmM0BzN4AAqEwBqExAQ, https://ocdn.eu/pulscms-transforms/1/f4Nk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0FZM0Cst4AAqEwBqExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/zDKk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0HMM0DmN4AAqEwBqExAQ 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/vb5k9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0DmM0BzN4AAqEwBaExAQ, https://ocdn.eu/pulscms-transforms/1/Pt5k9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0FZM0Cst4AAqEwBaExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/X7xk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0HMM0DmN4AAqEwBaExAQ 2x" type="image/webp"> <img class="article-image_container--img" width="920" height="460" fetchpriority="high" alt="Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek." src="https://ocdn.eu/pulscms-transforms/1/iFvk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0EsM0CWN4AAaEwAQ"> </picture> </div> <figcaption class="article-image_caption"> Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. <span class="article-image_source"> <span class="article-copyright_separator">|</span> Foto: Zamrznuti tonovi / Shutterstock </span> </figcaption> </figure> </div> </section> <section class="all-columns-wide "> <aside class=" collapsed" data-run-module="local/main.commercialBreak" data-configuration="{&quot;slotName&quot;:&quot;layer&quot;,&quot;querySelector&quot;:&quot;body .main.whitelistPremium a, .see-also-popular a&quot;,&quot;blackList&quot;:[],&quot;extraData&quot;:{&quot;layer&quot;:{&quot;lazy&quot;:&quot;0&quot;}},&quot;enabled&quot;:true,&quot;displayIndex&quot;:3}" ></aside> <aside class="placeholder screening wide floating" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;top&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:4}" ></aside> </section> <section class="main whitelistPremium " > <ul class="article_ul"> <li class="article_ul_li"><strong>W sierpniu 2024 roku najwyższe składki OC wśród miast wojewódzkich płacili kierowcy zamieszkujący Wrocław</strong></li> <li class="article_ul_li"><strong>Punkta wylicza, że są najtańsze w Stalowej Woli, gdzie właściciele pojazdów muszą płacić 422 zł</strong></li> <li class="article_ul_li"><strong>Ubezpieczenie OC jest przypisane do konkretnego pojazdu, a nie do jego właściciela</strong></li> <li class="article_ul_li"><a href="https://www.onet.pl/#utm_source=detal&amp;utm_medium=referral&amp;utm_campaign=back_to_onet_bullet"><strong>Więcej takich informacji znajdziesz na stronie głównej Onetu</strong></a></li> </ul> <h2 class="article_heading"> Gdzie OC jest najdroższe? </h2> <p class="article_p" data-section="detail-body">Z danych porównywarki Punkta wynika, że w sierpniu 2024 roku najwyższe <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" id="7ae13f39-6dda-4bbf-8ce4-60da267a8ae8">składki OC</a> wśród miast wojewódzkich płacili kierowcy zamieszkujący Wrocław. Średnia cena wynosiła tam 949 zł. Na kolejnej pozycji uplasował się Gdańsk, gdzie składka osiągała przeciętnie 895 zł. Trzecie miejsce zajmowała Łódź 866 zł, a zaraz za nią znalazła się Warszawa z wynikiem 843 zł. Następne miasta to Szczecin (834 zł), Olsztyn (826 zł), Opole (799 zł), Białystok (770 zł) oraz Katowice, gdzie średnia składka wynosiła 739 zł.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 51.95652173913044%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/lv0k9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/lDjk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/qWzk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/7CJk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/DqOk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/XKMk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_54eec5b4-2526-4afb-b9c0-e308cbbc9092" alt="" src="https://ocdn.eu/pulscms-transforms/1/Rv8k9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <div id="content-premium-offer" class="contentPremiumOffer"></div> <div class="contentPremium" > <p class="article_p" data-section="detail-body">Natomiast wśród miast, gdzie składki <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-i-ac-w-warszawie-wcale-nie-jest-najdrozej/8fvvhf1" id="0ff8577c-725d-4cce-8822-4e7dbc4f822f">OC</a> są najwyższe, na czele znajduje się Chorzów, gdzie średnia wynosi 1590 zł. Na drugiej pozycji uplasował się Wołomin z wynikiem 1192 zł, a trzecie miejsce zajmują Łomianki z kwotą 1162 zł. Niewiele niższe składki odnotowano w Bielawie (1122 zł), Kobyłce (1098 zł), Pruszków (989 zł) oraz Nowy Dwór Mazowiecki (955 zł). W przypadku mniejszych miejscowości, końcówka zestawienia obejmuje Radom (931 zł), Marki (911 zł), Dierżoniów (903 zł) oraz Zgorzelec (896 zł).</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 52.60869565217391%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/T_0k9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/WUxk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/ewck9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yGhk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/SG5k9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/cxZk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_21129082-e01e-4397-9b70-ebe145ba09ff" alt="" src="https://ocdn.eu/pulscms-transforms/1/h1bk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <h2 class="article_heading"> Gdzie OC jest najtańsze? </h2> <p class="article_p" data-section="detail-body">Punkta wylicza, że <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jak-odzyskac-znizki-z-oc-i-ac/d5twxsr" id="59f713aa-9af7-4384-a667-c6866129c196">składki OC</a> są najtańsze w Stalowej Woli, gdzie właściciele pojazdów muszą płacić 422 zł. Dalej znajduje się Jastrzębie-Zdrój (440 zł), Pyskowice (470 zł), Łomża (475 zł), a także Mikołów ( 476 zł). Niewiele drożej jest w Ostrowie Wielkopolskim (512 zł), Policach (513 zł), Czeladzi (514 zł) oraz w Zamościu (519 zł).</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 55.869565217391305%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/DKzk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/YLHk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/qk0k9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/xOVk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/KPxk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/mtpk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_c3a8dc5f-87cd-4333-9284-8e69b414b3d9" alt="" src="https://ocdn.eu/pulscms-transforms/1/-xYk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <h2 class="article_heading"> Single muszą płacić więcej za OC </h2> <p class="article_p" data-section="detail-body">Dane z porównywarki Punkta pokazują, że w sierpniu 2024 roku najwyższe składki OC dotyczyły najmłodszych kierowców, mających do 25 lat. W tej grupie średnia składka wynosiła 1380 zł. Kierowcy w wieku 26-35 lat płacili średnio 701 zł, a osoby w przedziale 36-45 lat — 628 zł. Najniższe koszty ubezpieczenia odnotowano w grupie kierowców powyżej 55. roku życia, gdzie średnia składka wynosiła 591 zł.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 54.891304347826086%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/VPCk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/CLAk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/1lNk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yAgk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/GY9k9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/iYLk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_3dd4546c-5bc8-4304-aed4-cd5dd1553bc2" alt="" src="https://ocdn.eu/pulscms-transforms/1/BKzk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <p class="article_p" data-section="detail-body">Ciekawym zjawiskiem jest to, że wyższe składki OC dotyczyły singli. Osoby samotne musiały płacić średnio 744 zł, podczas gdy kierowcy będący w związkach małżeńskich jedynie 608 zł. Ubezpieczyciele postrzegają osoby zamężne jako bardziej odpowiedzialnych kierowców, którzy rzadziej podejmują ryzykowne zachowania na drodze, co wpływa na korzystniejsze oferty OC. Ważne jest również to, że wyższe składki dla singli mogą wynikać z tego, że wiele z tych osób to młodzi kierowcy, którzy stosunkowo niedawno uzyskali prawo jazdy i mają mniej doświadczenia za kółkiem.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 54.565217391304344%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/sC9k9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/5QEk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/6kdk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/3vTk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/xIvk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/uwOk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_41f6d976-02b7-44c9-bac1-59d747ffd97a" alt="" src="https://ocdn.eu/pulscms-transforms/1/qjJk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <aside data-configuration='{ "slotName": "flat-leadtekst6", "slotId": "flat-leadtekst6" }' data-run-module="local/main.simpleAd"></aside> <p class="article_p" data-section="detail-body">Co wpływa na wysokość składki OC?</p> <p class="article_p" data-section="detail-body">Ubezpieczenie OC jest przypisane do konkretnego pojazdu, a nie do jego właściciela. Oznacza to, że właściciel kilku samochodów musi opłacać osobne polisy dla każdego z nich. Według przepisów Ustawy o ubezpieczeniach obowiązkowych, każdy pojazd poruszający się po drogach musi posiadać ważne ubezpieczenie OC. Zakres tej polisy jest jednakowy we wszystkich firmach ubezpieczeniowych, gdyż jest regulowany prawnie. OC pokrywa koszty szkód wyrządzonych przez kierowcę w wyniku wypadków drogowych.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left&quot;,&quot;position&quot;:false,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <p class="article_p" data-section="detail-body">Wysokość składki OC jest ustalana na podstawie indywidualnej oceny ryzyka związanego z kierowcą. Ubezpieczyciel bierze pod uwagę różne czynniki, podobnie jak w przypadku ubezpieczenia AC. Jednym z najważniejszych elementów jest doświadczenie kierowcy — im dłużej kierowca posiada prawo jazdy i jeździ bezpiecznie, tym niższa może być składka. Z kolei jeśli kierowca spowodował wypadek, składka OC może znacząco wzrosnąć, ponieważ ryzyko wypłaty odszkodowania przez firmę ubezpieczeniową staje się większe.</p> <aside class="intext" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;flat-link1&quot;,&quot;position&quot;:false,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/XUak9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/a3Mk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/S5Bk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/l4_k9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/4Uyk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/-nhk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_8066c373-caa2-4a38-a73d-0c5dac7f07da" alt="" src="https://ocdn.eu/pulscms-transforms/1/4AFk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>ProStockStudio / Shutterstock</span> </span> </figcaption> </figure> <p class="article_p" data-section="detail-body">Inne czynniki, które mogą wpłynąć na wysokość składki, to stan cywilny kierowcy — osoby w związkach małżeńskich często mogą liczyć na niższe stawki. Ważna jest także kondycja techniczna samochodu, jego przebieg oraz pojemność silnika. Pojazdy z większym silnikiem wiążą się z wyższym ryzykiem powodowania kosztownych szkód, co również wpływa na wysokość polisy. Lokalizacja zamieszkania kierowcy to kolejny aspekt — choć zwykle w większych miastach ubezpieczenie OC jest droższe ze względu na większe natężenie ruchu i wyższe ryzyko kolizji, to dane pokazują, że rekordowe składki nie zawsze przypadają największym miastom.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left2&quot;,&quot;position&quot;:1,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <h2 class="article_heading"> Dlaczego OC jest droższe dla młodych kierowców? </h2> <p class="article_p" data-section="detail-body">Młodzi kierowcy często są zaskoczeni wysokimi kosztami ubezpieczenia OC, co wynika głównie z ich młodego wieku oraz ograniczonego doświadczenia za kierownicą. Z perspektywy ubezpieczyciela młodsze osoby stanowią większe ryzyko na drodze, ponieważ częściej ulegają wypadkom lub powodują kolizje, w porównaniu z bardziej doświadczonymi kierowcami. Czynniki te zwiększają prawdopodobieństwo wypłaty odszkodowania, co przekłada się na wyższe składki OC.</p> <p class="article_p" data-section="detail-body">Mimo tego istnieją sposoby na obniżenie kosztów polisy. Jednym z nich jest dopisanie młodego kierowcy jako współwłaściciela pojazdu. Dzięki temu ubezpieczyciel może uwzględnić historię ubezpieczeniową współwłaściciela, co w przyszłości może pozytywnie wpłynąć na wysokość składki, gdy młody kierowca będzie już ubezpieczał swój własny samochód.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/6JGk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/b_gk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/fhEk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yJfk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/K4lk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/7N4k9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_606ecd16-d5f6-42f2-9fd0-63940a37aaeb" alt="" src="https://ocdn.eu/pulscms-transforms/1/pOck9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>ViDI Studio / Shutterstock</span> </span> </figcaption> </figure> </div> </section> <section class="main whitelistPremium "> </section> <section class="main gallery contentPremium " > </section> <section class="all-columns-wide gallery contentPremium " > <div class="grid-container grid-base-system"> </div> <span data-article-end></span> </section> <section class="all-columns-wide "> <div class="grid-container grid-base-system"> <div class="column-container col-start-3 row-span-4"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right2&quot;,&quot;position&quot;:&quot;AUTO&quot;,&quot;floatingHeight&quot;:1100,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;lazy&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:9}" ></aside> </div> <section class="main"> <aside class="placeholder" style="padding-top:220px;" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;flat-leadbanner&quot;,&quot;placeholderHiding&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:8}" ></aside> <div class="follow-us"> <em>Dziękujemy, że przeczytałaś/eś nasz artykuł do końca. </em> <div> <em>Bądź na bieżąco! </em> <a href="https://news.google.com/publications/CAAiEBS1ISRaHP1bLZkqvodKapMqFAgKIhAUtSEkWhz9Wy2ZKr6HSmqT?ceid=PL:pl&oc=3"> <em>Obserwuj</em> </a> <em> nas w Wiadomościach Google.</em> </div> </div> <div class="article-tags" data-section="article-tags"> <div class="article-label">Tematy:</div> <a class="article-tags_link" href="/oc">OC</a> <a class="article-tags_link" href="/ubezpieczenia">ubezpieczenia</a> <a class="article-tags_link" href="/skladka">składka</a> <a class="article-tags_link" href="/polisa-oc">polisa OC</a> <a class="article-tags_link" href="/polisa">polisa</a> <a class="article-tags_link" href="/kalkulatorocac">kalkulatorOC/AC</a> </div> <div class="article-info_container article-info_container--bottom"> <div class="article-author_container" data-section="author-bottom"> <div class="article-author_container--bottom "> <div class="article-author_details"> <div class="article-author_text"> <strong>PBed</strong> </div> </div> </div> </div> <section class="article-share " data-section="article-share"> <span class="article-share_text"> Udostępnij artykuł </span> <div class="article-share_buttons"> <a class="article-share_button" data-section="detail-facebook-icon" aria-label="Facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;quote=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-facebook"></use> </svg> </a> <a class="article-share_button" data-section="detail-twitter-icon" target="_blank" rel="noopener noreferrer" aria-label="Twitter/X" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;text=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-twitter"></use> </svg> </a> <a class="article-share_button" data-section="detail-linkedin-icon" aria-label="Linkedin" href="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l&amp;title=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-linkedin"></use> </svg> </a> <a class="article-share_button" data-section="detail-mail-icon" aria-label="Send" href="mailto:?body=%C5%9Arednia%20sk%C5%82adka%20za%20OC%20-%20w%20Warszawie%20wcale%20nie%20jest%20najdro%C5%BCej%20https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fsrednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej%2F11s5l5l"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-mail"></use> </svg> </a> </div> </section> </div> <div class="article_newsletter" data-section="newsletter-banner"> <div class="banner_image"> <svg class="banner_image-svg"> <use xlink:href="#ico-newsletter-envelope"></use> </svg> </div> <div class="banner_text"> <div class="banner_text-title">Newsletter</div> <div>Bądź na bieżąco z informacjami ze świata biznesu i finansów</div> </div> <div class="banner_button"> <a href="/newsletter" target="_blank" class="banner_button-link">Zapisz się</a> </div> </div> </section> <section class="main"> <section class="magazine components-widgets-magazine-magazine-big-story "> </section> <div class="rectangles-container"> <aside class="placeholder rectangle" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;rectangle1&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:10}" ></aside> <aside class="placeholder rectangle" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;rectangle3&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:11}" ></aside> </div> </section> <section class="main see-also-popular_container " data-section="see-also-popular"> <h2 class="section-list_title section-list_title--no_arrow">Najpopularniejsze w BUSINESS INSIDER</h2> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="1" data-step="4" data-start-pos="0" > <a href="https://businessinsider.com.pl/gospodarka/spolki-motoryzacyjne-w-dol-po-slowach-donalda-trumpa-eksperci-komentuja/8tx0h6w" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/le8k9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/JSgk9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Spółki motoryzacyjne w dół po słowach Donalda Trumpa. Z jednym wyjątkiem" src="https://ocdn.eu/pulscms-transforms/1/3O8k9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Gospodarka </span> </div> <h3 class="item_title"> Spółki motoryzacyjne w dół po słowach Donalda Trumpa. Z jednym wyjątkiem </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-27T05:33:00.000Z"> dzisiaj 06:33 </time> <span class="item_author"> fw </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/mysliwi-dostana-od-panstwa-darmowe-ubezpieczenie-oc-na-oslode/wr2hysv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/CbMk9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Bt3k9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nowe benefity dla myśliwych. Dostaną darmowe ubezpieczenie" src="https://ocdn.eu/pulscms-transforms/1/O7Zk9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Nowe benefity dla myśliwych. Dostaną darmowe ubezpieczenie </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-24T13:26:27.000Z"> niedziela 14:26 </time> <span class="item_author"> izz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/wiadomosci/przedsiebiorcy-sie-doczekali-rzad-o-skladce-ale-projektu-nie-ma/9kf56kc" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/d0zk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/LMKk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Przedsiębiorcy się doczekali? Rząd o składce, ale projektu nie ma" src="https://ocdn.eu/pulscms-transforms/1/3zqk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Wiadomości </span> </div> <h3 class="item_title"> Przedsiębiorcy się doczekali? Rząd o składce, ale projektu nie ma </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-12T12:30:00.000Z"> 12.11.2024 </time> <span class="item_author"> fw </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/walczysz-o-odszkodowanie-po-powodzi-uwazaj-na-ugode-z-ubezpieczycielem-dlaczego-mowi/bsjl6h9" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/eIDk9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/wGek9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Te propozycje są uwłaczające. Adwokat z Głuchołaz mówi o odszkodowaniach" src="https://ocdn.eu/pulscms-transforms/1/XVmk9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Te propozycje są uwłaczające. Adwokat z Głuchołaz mówi o odszkodowaniach </h3> <div class="item_date"> <time class="item_time" datetime="2024-10-04T04:11:00.000Z"> 04.10.2024 </time> <span class="item_author"> Jolanta Ojczyk </span> </div> </div> </a> </section> <section class="see-also-popular-inset"> <aside class="placeholder flat-plista flat-partner" style="padding-top:530px;" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;flat-partner&quot;,&quot;placeholderHiding&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:1}" ></aside> </section> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="7" data-step="4" data-custom-pattern='{"nativestd": [2], "flat-natleft3": [3]}' data-start-pos="1" > <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/gdzie-mlody-kierowca-moze-najtaniej-kupic-oc/bkhdlbv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/cvnk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/gsok9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gdzie młody kierowca może najtaniej kupić OC?" src="https://ocdn.eu/pulscms-transforms/1/fjdk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Gdzie młody kierowca może najtaniej kupić OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-10-01T09:00:00.000Z"> 01.10.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/polisa-za-milion-pzu-wyjasnia/mg2renl" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/uFlk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qPEk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Polisa za milion? PZU wyjaśnia" src="https://ocdn.eu/pulscms-transforms/1/vBuk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Polisa za milion? PZU wyjaśnia </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-30T11:36:41.000Z"> 30.09.2024 </time> <span class="item_author"> izz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/oc-w-zyciu-prywatnym-co-to-jest-i-ile-kosztuje/p39m1dw" class="list-item list-item item--l item--l--vertical nativestd-container" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/uf_k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2D0k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC w życiu prywatnym - co to jest i ile kosztuje?" src="https://ocdn.eu/pulscms-transforms/1/8S-k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> OC w życiu prywatnym - co to jest i ile kosztuje? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-30T07:00:00.000Z"> 30.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/sprawdzenie-oc-po-numerze-rejestracyjnym/3976zep" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/dk0k9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2_nk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Sprawdzenie OC po numerze rejestracyjnym" src="https://ocdn.eu/pulscms-transforms/1/7_Fk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Sprawdzenie OC po numerze rejestracyjnym </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-27T07:00:00.000Z"> 27.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jaka-jest-kara-za-brak-oc/3ct86rl" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/_1Ok9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/OkBk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jaka jest kara za brak OC?" src="https://ocdn.eu/pulscms-transforms/1/hJck9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Jaka jest kara za brak OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-26T05:30:00.000Z"> 26.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wypowiedzenie-umowy-ubezpieczenia-oc-kiedy-jak-gdzie-zlozyc/jsvc9k4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gEfk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/G3pk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić?" src="https://ocdn.eu/pulscms-transforms/1/Cz6k9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-25T04:30:00.000Z"> 25.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/co-to-jest-ubezpieczenie-oc/xe514mz" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Sg6k9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KQOk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Co to jest ubezpieczenie OC?" src="https://ocdn.eu/pulscms-transforms/1/mopk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Co to jest ubezpieczenie OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-24T07:00:00.000Z"> 24.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/podatki/leasing-samochodu-co-po-wykupie-darowizna-mozna-narazic-sie-fiskusowi/zy4skvs" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/EFQk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/mQdk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi" src="https://ocdn.eu/pulscms-transforms/1/ZRnk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <div class="ico-closed-container"></div> <span class="item_category"> Podatki </span> </div> <h3 class="item_title"> Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> Łukasz Zalewski </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/ubezpieczenie-oc-i-ac-jakie-sa-roznice-i-od-czego-zaleza-skladki/6w3tnbj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-iKk9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/LT3k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania" src="https://ocdn.eu/pulscms-transforms/1/E0-k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/zalamanie-na-rynku-aut-elektrycznych-popyt-szoruje-po-dnie/m7wrvv3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZQKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/xy4k9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Załamanie na rynku aut elektrycznych. Popyt &quot;szoruje po dnie&quot;" src="https://ocdn.eu/pulscms-transforms/1/XIKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Załamanie na rynku aut elektrycznych. Popyt &quot;szoruje po dnie&quot; </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-22T15:40:00.000Z"> 22.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/rzadowa-agencja-wsparla-izere-ale-budowa-fabryki-wciaz-stoi/4xm96rc" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/XRTk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qiUk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć" src="https://ocdn.eu/pulscms-transforms/1/Oamk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-20T04:20:00.000Z"> 20.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/odszkodowanie-za-powodz-te-kruczki-moga-go-pozbawic-prawnik-mowi-jak-ich-uniknac/9e7gkjw" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ILrk9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/DR6k9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Pułapki ubezpieczenia od powodzi. Prawnik mówi, jak ich uniknąć" src="https://ocdn.eu/pulscms-transforms/1/A3yk9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Pułapki ubezpieczenia od powodzi. Prawnik mówi, jak ich uniknąć </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-19T14:22:00.000Z"> 19.09.2024 </time> <span class="item_author"> Jolanta Ojczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ceny-paliw-eksperci-maja-srednie-wiesci-dla-kierowcow/5q7rmd3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7hIk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/-pDk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Ceny paliw. Eksperci mają średnie wieści dla kierowców" src="https://ocdn.eu/pulscms-transforms/1/vMak9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> Ceny paliw. Eksperci mają średnie wieści dla kierowców </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-13T12:35:03.000Z"> 13.09.2024 </time> <span class="item_author"> mm </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-t-cross-czy-wiek-dojrzaly-to-zaleta-test/8wnb8zx" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/8GPk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TA5k9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen T-Cross – czy wiek dojrzały to zaleta?" src="https://ocdn.eu/pulscms-transforms/1/7ZIk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen T-Cross – czy wiek dojrzały to zaleta? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-x-trail-dobry-suv-z-ciekawym-napedem-test/7w4lgk5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/aouk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/XbHk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan X-Trail - dobry SUV z ciekawym napędem" src="https://ocdn.eu/pulscms-transforms/1/J0rk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan X-Trail - dobry SUV z ciekawym napędem </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-ec40-kompaktowy-suv-w-sportowym-wydaniu-test/44lgeec" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/03Fk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/O0qk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo EC40 – kompaktowy SUV w sportowym wydaniu" src="https://ocdn.eu/pulscms-transforms/1/EHUk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo EC40 – kompaktowy SUV w sportowym wydaniu </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-czyli-suv-w-dlugiej-podrozy-test/9eerk50" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ayek9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/CJEk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace, czyli SUV w długiej podróży" src="https://ocdn.eu/pulscms-transforms/1/4gUk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace, czyli SUV w długiej podróży </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-wycofuje-sie-z-produkowania-tylko-samochodow-elektrycznych-do-2030-r/ge1wn7s" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/biqk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KxOk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gigant wycofuje się z produkcji wyłącznie elektryków. &quot;Nie jesteśmy dogmatyczni&quot;" src="https://ocdn.eu/pulscms-transforms/1/cxVk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Gigant wycofuje się z produkcji wyłącznie elektryków. &quot;Nie jesteśmy dogmatyczni&quot; </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-04T14:13:12.000Z"> 04.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/berlin-kontra-volkswagen-rosnie-napiecie-w-niemczech/gzlbdcj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/94bk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/QJck9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Berlin kontra Volkswagen? Rośnie napięcie w Niemczech" src="https://ocdn.eu/pulscms-transforms/1/HbHk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Berlin kontra Volkswagen? Rośnie napięcie w Niemczech </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-03T15:49:59.000Z"> 03.09.2024 </time> <span class="item_author"> ygi </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/volkswagen-rozwaza-zamkniecie-fabryki-w-niemczech-tego-w-historii-firmy-nie-bylo/w2m6bkm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RhEk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/3ulk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było" src="https://ocdn.eu/pulscms-transforms/1/6cok9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-02T15:11:34.000Z"> 02.09.2024 </time> <span class="item_author"> DS </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/motocyklisci-stosuja-metode-na-ukrainca-zeby-uniknac-mandatow/86m79m2" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZrRk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/svwk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Motocykliści stosują metodę &quot;na Ukraińca&quot;, żeby uniknąć mandatów" src="https://ocdn.eu/pulscms-transforms/1/gSNk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Motocykliści stosują metodę &quot;na Ukraińca&quot;, żeby uniknąć mandatów </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-01T14:01:35.000Z"> 01.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/czym-jest-ubezpieczenie-od-odpowiedzialnosci-cywilnej/qzr9mfm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/9Cdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qHdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Czym jest ubezpieczenie od odpowiedzialności cywilnej?" src="https://ocdn.eu/pulscms-transforms/1/HHKk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Czym jest ubezpieczenie od odpowiedzialności cywilnej? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T06:47:00.000Z"> 30.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/uszkodzone-auta-zalewaja-polski-rynek/g1v9llq" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7zsk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/WvKk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Uszkodzone auta zalewają polski rynek" src="https://ocdn.eu/pulscms-transforms/1/iotk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Uszkodzone auta zalewają polski rynek </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T05:53:36.000Z"> 30.08.2024 </time> <span class="item_author"> ANA </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jak-odzyskac-znizki-z-oc-i-ac/d5twxsr" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-EOk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TF5k9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby" src="https://ocdn.eu/pulscms-transforms/1/Iqnk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-29T09:00:00.000Z"> 29.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wartosc-pojazdu-ubezpieczenie-przed-utrata-jego-wartosci/8tebkej" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3MGk9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/DA6k9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wycena wartości pojazdu. Czym jest ubezpieczenie GAP?" src="https://ocdn.eu/pulscms-transforms/1/Ap8k9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Wycena wartości pojazdu. Czym jest ubezpieczenie GAP? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-28T10:00:00.000Z"> 28.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/ile-kosztuje-przerejestrowanie-samochodu/z6b73f5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/vz4k9kpTURBXy8xNjc1N2U4YTY3OTZkOTM5ZTJlM2ZiMThkOThlMzFhOC5qcGeSlQMxAM0ZTc0OPZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/rBAk9kpTURBXy8xNjc1N2U4YTY3OTZkOTM5ZTJlM2ZiMThkOThlMzFhOC5qcGeSlQMxAM0ZTc0OPZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Ile kosztuje przerejestrowanie samochodu?" src="https://ocdn.eu/pulscms-transforms/1/aTbk9kpTURBXy8xNjc1N2U4YTY3OTZkOTM5ZTJlM2ZiMThkOThlMzFhOC5qcGeSlQMxAM0ZTc0OPZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Ile kosztuje przerejestrowanie samochodu? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-27T09:30:00.000Z"> 27.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/kredyty/kredyt-na-uzywane-auto-jak-go-uzyskac/0z0nqgt" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/c-2k9kpTURBXy9lZDg2ZmI3NGVmZWFkNzA2M2E5NTdhMjMwNDljMDdjOC5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/gxtk9kpTURBXy9lZDg2ZmI3NGVmZWFkNzA2M2E5NTdhMjMwNDljMDdjOC5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jak uzyskać kredyt na używane auto?" src="https://ocdn.eu/pulscms-transforms/1/3JPk9kpTURBXy9lZDg2ZmI3NGVmZWFkNzA2M2E5NTdhMjMwNDljMDdjOC5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Kredyty </span> </div> <h3 class="item_title"> Jak uzyskać kredyt na używane auto? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-26T09:00:00.000Z"> 26.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/klienci-nie-chca-samochodow-elektrycznych-firmy-motoryzacyjne-zmieniaja-plany/5e98jxg" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/1fqk9kpTURBXy83MDEwMDJmYWU1YzNhMWQ2MTkwOWY3ZGVhOTg0OTViMC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/1cwk9kpTURBXy83MDEwMDJmYWU1YzNhMWQ2MTkwOWY3ZGVhOTg0OTViMC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Klienci nie chcą samochodów elektrycznych. Koncerny motoryzacyjne zmieniają swoje plany" src="https://ocdn.eu/pulscms-transforms/1/mbRk9kpTURBXy83MDEwMDJmYWU1YzNhMWQ2MTkwOWY3ZGVhOTg0OTViMC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Klienci nie chcą samochodów elektrycznych. Koncerny motoryzacyjne zmieniają swoje plany </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-26T07:50:00.000Z"> 26.08.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/planujesz-kupno-elektryka-to-przestanie-sie-oplacac/l4ey066" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RD1k9kpTURBXy80NDllZGFlOTI1MWVhZDUzMTBkNjFmY2M1YjI1NWM1YS5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/wdBk9kpTURBXy80NDllZGFlOTI1MWVhZDUzMTBkNjFmY2M1YjI1NWM1YS5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Planujesz kupno elektryka? To przestanie się opłacać" src="https://ocdn.eu/pulscms-transforms/1/TmNk9kpTURBXy80NDllZGFlOTI1MWVhZDUzMTBkNjFmY2M1YjI1NWM1YS5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Planujesz kupno elektryka? To przestanie się opłacać </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-26T04:45:07.000Z"> 26.08.2024 </time> <span class="item_author"> nsz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/jakimi-autami-beda-jezdzic-polacy-ekspert-wyjasnia/3wdldx5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/T2Ak9kpTURBXy9lNGQ3YjJlMWIxYTkzNTcwYjBjOGUyMTg0OTNmZmE5Yy5qcGeSlQPNAQTNAeLNDpbNCDSTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Nb8k9kpTURBXy9lNGQ3YjJlMWIxYTkzNTcwYjBjOGUyMTg0OTNmZmE5Yy5qcGeSlQPNAQTNAeLNDpbNCDSTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Dla przedsiębiorcy nowe audi, &quot;dziesięciolatek&quot; dla reszty. Ekspert o tym, jakimi autami będą jeździć Polacy" src="https://ocdn.eu/pulscms-transforms/1/b_sk9kpTURBXy9lNGQ3YjJlMWIxYTkzNTcwYjBjOGUyMTg0OTNmZmE5Yy5qcGeSlQPNAQTNAeLNDpbNCDSTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <div class="ico-closed-container"></div> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> Dla przedsiębiorcy nowe audi, &quot;dziesięciolatek&quot; dla reszty. Ekspert o tym, jakimi autami będą jeździć Polacy </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-26T04:02:00.000Z"> 26.08.2024 </time> <span class="item_author"> Mateusz Madejski </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/wracasz-z-wakacji-samochodem-jest-dobra-wiadomosc/295jr3l" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/0DIk9kpTURBXy8zN2EwZjUyNmUwYjQzY2NhZWQ3ZmFmN2EyMjBlMDdmYy5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/sawk9kpTURBXy8zN2EwZjUyNmUwYjQzY2NhZWQ3ZmFmN2EyMjBlMDdmYy5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wracasz z wakacji samochodem? Jest dobra wiadomość" src="https://ocdn.eu/pulscms-transforms/1/CP9k9kpTURBXy8zN2EwZjUyNmUwYjQzY2NhZWQ3ZmFmN2EyMjBlMDdmYy5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Wracasz z wakacji samochodem? Jest dobra wiadomość </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-23T11:07:43.000Z"> 23.08.2024 </time> <span class="item_author"> nsz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/bedzie-zakaz-parkowania-na-chodnikach-jest-wniosek-do-rpo/w6c5t27" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/a3Ek9kpTURBXy9kODk1YmJhYmZlMzU0NTg5ODIyNmNmZTRkN2Q1NzA5Ny5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/64kk9kpTURBXy9kODk1YmJhYmZlMzU0NTg5ODIyNmNmZTRkN2Q1NzA5Ny5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Będzie zakaz parkowania na chodnikach? Jest wniosek do RPO" src="https://ocdn.eu/pulscms-transforms/1/Wdrk9kpTURBXy9kODk1YmJhYmZlMzU0NTg5ODIyNmNmZTRkN2Q1NzA5Ny5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Będzie zakaz parkowania na chodnikach? Jest wniosek do RPO </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-22T12:28:47.000Z"> 22.08.2024 </time> <span class="item_author"> ygi </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-ariya-czy-suv-na-prad-moze-miec-sportowe-aspiracje-test/y6yhh3k" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Hqsk9kpTURBXy8zNzEzOGUyYzQ1YzNkZDg5MjFkZTI5ZWIwNGYyZTA3Yy5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/uM7k9kpTURBXy8zNzEzOGUyYzQ1YzNkZDg5MjFkZTI5ZWIwNGYyZTA3Yy5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan Ariya – czy SUV na prąd może mieć sportowe aspiracje?" src="https://ocdn.eu/pulscms-transforms/1/7PKk9kpTURBXy8zNzEzOGUyYzQ1YzNkZDg5MjFkZTI5ZWIwNGYyZTA3Yy5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan Ariya – czy SUV na prąd może mieć sportowe aspiracje? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-22T05:00:00.000Z"> 22.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/polska-szrotem-europy-zalewaja-nas-zniszczone-uzywki/s39d7v6" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/qUok9kpTURBXy82OTZiNjkzMDhlZTBiYTdlODIyNTUzYmE3YWM2MTVlNC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/voLk9kpTURBXy82OTZiNjkzMDhlZTBiYTdlODIyNTUzYmE3YWM2MTVlNC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Polska szrotem Europy. Zalewają nas zniszczone używki" src="https://ocdn.eu/pulscms-transforms/1/_nkk9kpTURBXy82OTZiNjkzMDhlZTBiYTdlODIyNTUzYmE3YWM2MTVlNC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Polska szrotem Europy. Zalewają nas zniszczone używki </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-22T04:42:08.000Z"> 22.08.2024 </time> <span class="item_author"> nsz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/toyota-mirai-czy-to-wodorowy-samochod-przyszlosci-test/gq8mzmv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7Frk9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/tX0k9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Toyota Mirai – wodór to paliwo przyszłości? Sprawdzamy" src="https://ocdn.eu/pulscms-transforms/1/5Dsk9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Toyota Mirai – wodór to paliwo przyszłości? Sprawdzamy </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-16T05:00:00.000Z"> 16.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-passat-wzorcowe-kombi-czy-to-musi-byc-diesel-test/bwqnq7t" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/P9Uk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/q-tk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen Passat - wzorcowe kombi, czy to musi być diesel?" src="https://ocdn.eu/pulscms-transforms/1/_Rvk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen Passat - wzorcowe kombi, czy to musi być diesel? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-15T05:30:00.000Z"> 15.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/CMRk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZO3k9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="W tych miastach płaci się najmniej za ubezpieczenie OC" src="https://ocdn.eu/pulscms-transforms/1/2VXk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> W tych miastach płaci się najmniej za ubezpieczenie OC </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T13:56:53.000Z"> 14.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nowe-odcinkowe-pomiary-predkosci-kierowcy-musza-tu-bardzo-uwazac/rldsc4g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3TBk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ss0k9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności" src="https://ocdn.eu/pulscms-transforms/1/XYkk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T09:46:46.000Z"> 14.08.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-townstar-dobra-alternatywa-dla-suv-a-test/d1wx03g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RvWk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/giSk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan Townstar – dobra alternatywa dla SUV-a" src="https://ocdn.eu/pulscms-transforms/1/5_Ik9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan Townstar – dobra alternatywa dla SUV-a </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-xc90-znane-od-dekady-i-nadal-ma-sie-swietnie-test/v4rck5l" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/zTBk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/AYNk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo XC90 – znane od dekady i nadal ma się świetnie" src="https://ocdn.eu/pulscms-transforms/1/iX8k9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo XC90 – znane od dekady i nadal ma się świetnie </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/hyundai-kona-wiecej-niz-miejski-crossover-test/tvkyg94" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gdqk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/0ayk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Hyundai Kona – więcej niż miejski crossover" src="https://ocdn.eu/pulscms-transforms/1/09jk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Hyundai Kona – więcej niż miejski crossover </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-suv-dla-rodziny-test/v3hh6q4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/mbvk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/RUDk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace – SUV dla rodziny" src="https://ocdn.eu/pulscms-transforms/1/iB8k9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace – SUV dla rodziny </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-i-ac-w-warszawie-wcale-nie-jest-najdrozej/8fvvhf1" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7j5k9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/_3Gk9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Średnia składka za OC i AC. W Warszawie wcale nie jest najdrożej" src="https://ocdn.eu/pulscms-transforms/1/0cqk9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Średnia składka za OC i AC. W Warszawie wcale nie jest najdrożej </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-12T13:56:11.000Z"> 12.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/miasta-z-najdrozszym-oc-tutaj-ludzie-placa-najwiecej/klb91t5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/LSzk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ddgk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Miasta z najdroższym OC - tutaj ludzie płacą najwięcej" src="https://ocdn.eu/pulscms-transforms/1/-89k9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Miasta z najdroższym OC - tutaj ludzie płacą najwięcej </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-08T08:08:16.000Z"> 08.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> </section> </section> <section class="main"> </section> </div> </section> </article> <footer class="footer" data-section="footer"> <div class="footer_wrapper"> <div class="footer_first-level"> <a href="/"> <img class="footer_logo-bi" loading="lazy" alt="Business Insider Polska" src="https://ocdn.eu/businessinsider/static/new-BI-logo-footer.png"> </a> <div class="footer_social-links"> <a href="https://www.facebook.com/BIPolska/" target="_blank" rel="noopener" data-section="find-us-facebook" aria-label="icon Facebook"> <svg viewBox="0 0 28 28" class="footer_social-links_icons"> <use xlink:href="#ico-facebook"></use> </svg> </a> <a href="https://twitter.com/BiPolska/" target="_blank" rel="noopener" data-section="find-us-twitter" aria-label="icon Twitter"> <svg viewBox="0 0 28 28" class="footer_social-links_icons"> <use xlink:href="#ico-twitter"></use> </svg> </a> <a href="https://www.linkedin.com/company/business-insider-polska" target="_blank" rel="noopener" data-section="find-us-linkedin" aria-label="icon LinkedIn"> <svg viewBox="0 0 28 28" class="footer_social-links_icons"> <use xlink:href="#ico-linkedin"></use> </svg> </a> <a href="https://businessinsider.com.pl/.feed" target="_blank" rel="noopener" data-section="find-us-rss" aria-label="icon RSS"> <svg viewBox="0 0 28 28" class="footer_social-links_icons"> <use xlink:href="#ico-rss"></use> </svg> </a> </div> </div> <p class="footer_copyright"> Copyright &copy; (treści) 2024 Ringier Axel Springer Polska sp. z o.o. </p> <div class="footer_second-level"> <div class="footer_menu"> <div class="footer_menu-list"> <a class="footer_menu-list_item" href="https://reklama.ringieraxelspringer.pl/brand/business-insider?utm_source=bi&amp;utm_medium=ref&amp;utm_campaign=reklama">Reklama w Businessinsider</a> <a class="footer_menu-list_item" href="https://premium.onet.pl/regulamin">Regulamin</a> <a class="footer_menu-list_item" href="https://businessinsider.com.pl/o-nas">O nas</a> <a class="footer_menu-list_item" href="https://businessinsider.com.pl/mapa-serwisu">Archiwum tekstów</a> <a class="footer_menu-list_item" href="https://businessinsider.com.pl/kryptowaluty">Kryptowaluty (reklama)</a> <a class="footer_menu-list_item" href="https://polityka-prywatnosci.onet.pl/">Polityka prywatności</a> <a class="footer_menu-list_item" href="https://businessinsider.com.pl/biznes/polityka-redakcyjna-business-insider-polska/m8q18qd">Polityka redakcyjna</a> <a class="footer_menu-list_item" href="https://businessinsider.com.pl/newsletter">Newsletter</a> </div> <div class="footer_menu-list"> <a class="footer_menu-list_item" href="https://www.businessinsider.com/?IR=C">US</a> <a class="footer_menu-list_item" href="https://www.businessinsider.de/?IR=C">DE</a> <a class="footer_menu-list_item" href="https://www.businessinsider.in/">IN</a> <a class="footer_menu-list_item" href="https://www.businessinsider.jp/">JP</a> <a class="footer_menu-list_item" href="https://businessinsider.mx/">MX</a> <a class="footer_menu-list_item" href="https://www.businessinsider.nl/?IR=C">NL</a> <a class="footer_menu-list_item" href="https://www.businessinsider.es/">SP</a> </div> </div> </div> <p class="anti-ai-text"> Systematyczne pobieranie treści, danych lub informacji z tej strony internetowej (web scraping), jak również eksploracja tekstu i danych (TDM) (w tym pobieranie i eksploracyjna analiza danych, indeksowanie stron internetowych, korzystanie z treści lub przeszukiwanie z pobieraniem baz danych), czy to przez roboty, web crawlers, oprogramowanie, narzędzia lub dowolną manualną lub zautomatyzowaną metodą, w celu tworzenia lub rozwoju oprogramowania, w tym m.in. szkolenia systemów uczenia maszynowego lub sztucznej inteligencji (AI), bez uprzedniej, wyraźnej zgody Ringier Axel Springer Polska sp. z o.o. (RASP) jest zabronione. Wyjątek stanowią sytuacje, w których treści, dane lub informacje są wykorzystywane w celu ułatwienia ich wyszukiwania przez wyszukiwarki internetowe. </p> </div> </footer> <section class="htmlbox "> <style>.qotd-container { justify-content: space-around;} .header-logo-img {display:inline;}</style> </section> <script> window.addEventListener('load', function() { (function(d, t, s, e, n) { (e = d.createElement(t)), (n = d.getElementsByTagName(t)[0]); e.async = 1; e.onload = floatingPlayerOnloadCallback; e.src = s; n.parentNode.insertBefore(e, n); })(document, 'script', 'https://videotools.ocdn.eu/libs/floating/v3.15.0.min.js'); function floatingPlayerOnloadCallback() { if (typeof FloatingVideoPlayer === 'function') { const isMobile = false; const fpConfig = isMobile ? { "backgroundImage": 'https://ocdn.eu/businessinsider/static/bi-video.png', "launchPolicy": "FLOAT_WHEN_PLAYER_IS_PLAYING", "edgesTriggeringFloating": "top", "stickingThreshold": 0.99, "closeButton": { "template": "mobile", "position": "bottom", "color": { "border": '#086ef7', "mark": 'white', "background": '#086ef7' } }, "dimensions": { "width": Math.min(window.innerWidth, window.innerHeight) }, "offset": { "top": 0 } } : { "backgroundImage": 'https://ocdn.eu/businessinsider/static/bi-video.png', "launchPolicy": "FLOAT_ALL_ADDED_PLAYERS", "stickingThreshold": 0.95, "offset": { "top": 0, "right": 0 }, "closeButton": { "position": "left", "color": { "mark": 'white', "background": '#086ef7' } } }; var fp = FloatingVideoPlayer(fpConfig); const pageHeader = document.querySelector(".header"); fp.setOffset({ "top": pageHeader.getBoundingClientRect().bottom || 0 }); const offsetFn = () => { setTimeout(() => { fp.setOffset({ "top": pageHeader.getBoundingClientRect().bottom > 0 ? pageHeader.getBoundingClientRect().bottom : 0 }); }, 200); }; const observer = new MutationObserver(offsetFn); const body = document.querySelector("body"); observer.observe(body, { "attributes": true, "attributeFilter": ["class"] }); const players = document.querySelectorAll(".pulsevideo .embeddedapp"); if (players.length > 0 && isMobile) { players.forEach((playerContainer) => { const playerHover = document.createElement("div"); playerHover.style.position = "absolute"; playerHover.style.top ='0'; playerHover.style.width = "100%"; playerHover.style.height = "100%"; playerHover.style.zIndex = "999"; playerContainer.appendChild(playerHover); const playerHoverListener = e => { const frame = e.target.parentNode.querySelector("iframe"); frame.contentWindow.postMessage( JSON.stringify({ "method": "play", "params": {} }), "*" ); playerHover.remove(); playerHover.removeEventListener(e.type, playerHoverListener); }; playerHover.addEventListener("touchstart", playerHoverListener); playerHover.addEventListener("click", playerHoverListener); }); } } } }); </script> <script> var _SG_LOADER = { IMAGE: 'https://ocdn.eu/businessinsider/static/sg-loader/bi_hp_desktop.jpg', BACKGROUND_IMAGE: 'https://ocdn.eu/businessinsider/static/sg-loader/bar_background.png', BAR_IMAGE: 'https://ocdn.eu/businessinsider/static/sg-loader/bi_logo_sgLoader.png', URL_PARAM: '?fromscroll=1&mp=promo', ELEMENT_QUERY: '.footer_wrapper', TEXT: 'Przejdź do strony głównej' }; var footer = document.querySelector(_SG_LOADER.ELEMENT_QUERY); function loadSGScript() { var sgLoaderScript = document.createElement('script'); sgLoaderScript.type = 'text/javascript'; sgLoaderScript.src = 'https://ocdn.eu/businessinsider/static/sg-loader/sg-loader.min.js'; sgLoaderScript.async = true; document.body.appendChild(sgLoaderScript); } var scriptObserverCallback = function(entries, observer) { entries.forEach(function(entry) { if (entry.isIntersecting) { loadSGScript(); observer.disconnect(); } }) }; if (window.IntersectionObserver) { var lazyScriptObserver = new IntersectionObserver( scriptObserverCallback, { rootMargin: '1000px', threshold: 0.01 } ); lazyScriptObserver.observe(footer); } else { loadSGScript(); } </script> <script charset="UTF-8" src="https://s-eu-1.pushpushgo.com/js/60cc5d373355060aacc31a20.js" async="async"></script></body> </html>

Pages: 1 2 3 4 5 6 7 8 9 10