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Średnia składka za OC - w Warszawie wcale nie jest najdrożej
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wcale nie jest najdrożej</h1> <div class="article-info_container"> <div class="article-author_container--top" data-section="author-top"> <div class="article-author_image_container"> </div> <div class="article-author_details"> <div class="article-author_text"> <strong>PBed</strong> </div> </div> <div class="article-article_date"> <time datetime="2024-09-27T08:00:00.000Z"> 27 września 2024, 10:00. </time> </div> <div class="article-read_time"> <span class="article-info_divider"></span> 3 min czytania </div> </div> <section class="article-share " data-section="article-share"> <span class="article-share_text"> Udostępnij artykuł </span> <div class="article-share_buttons"> <a class="article-share_button" data-section="detail-facebook-icon" aria-label="Facebook" 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data-section="detail-body">Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. Teoretycznie w dużych miastach, takich jak Warszawa, Kraków czy Wrocław, ruch drogowy jest znacznie intensywniejszy, co zwiększa ryzyko kolizji i wypadków. Ubezpieczyciele podwyższają składki w takich miejscach, ponieważ częstsze wypadki oznaczają więcej roszczeń. W bardziej zaludnionych miastach występuje większa liczba samochodów na mniejszej powierzchni, co zwiększa ryzyko stłuczek i kolizji.</p> </div> <figure class="article_image"> <div class="teaser-image_container "> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/y_ik9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0DmM0BzN4AAqEwBqExAQ, https://ocdn.eu/pulscms-transforms/1/f4Nk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0FZM0Cst4AAqEwBqExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/zDKk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0HMM0DmN4AAqEwBqExAQ 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/vb5k9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0DmM0BzN4AAqEwBaExAQ, https://ocdn.eu/pulscms-transforms/1/Pt5k9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0FZM0Cst4AAqEwBaExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/X7xk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0HMM0DmN4AAqEwBaExAQ 2x" type="image/webp"> <img class="article-image_container--img" width="920" height="460" fetchpriority="high" alt="Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek." src="https://ocdn.eu/pulscms-transforms/1/iFvk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0EsM0CWN4AAaEwAQ"> </picture> </div> <figcaption class="article-image_caption"> Składki na ubezpieczenie OC różnią się w zależności od miejsca zamieszkania ze względu na kilka czynników ryzyka, które towarzystwa ubezpieczeniowe biorą pod uwagę przy kalkulacji składek. <span class="article-image_source"> <span class="article-copyright_separator">|</span> Foto: Zamrznuti tonovi / Shutterstock </span> </figcaption> </figure> </div> </section> <section class="all-columns-wide "> <aside class=" collapsed" data-run-module="local/main.commercialBreak" data-configuration="{"slotName":"layer","querySelector":"body .main.whitelistPremium a, .see-also-popular a","blackList":[],"extraData":{"layer":{"lazy":"0"}},"enabled":true,"displayIndex":3}" ></aside> <aside class="placeholder screening wide floating" data-run-module="local/main.simpleAd" data-configuration="{"slotName":"top","enabled":true,"displayIndex":4}" ></aside> </section> <section class="main whitelistPremium " > <ul class="article_ul"> <li class="article_ul_li"><strong>W sierpniu 2024 roku najwyższe składki OC wśród miast wojewódzkich płacili kierowcy zamieszkujący Wrocław</strong></li> <li class="article_ul_li"><strong>Punkta wylicza, że są najtańsze w Stalowej Woli, gdzie właściciele pojazdów muszą płacić 422 zł</strong></li> <li class="article_ul_li"><strong>Ubezpieczenie OC jest przypisane do konkretnego pojazdu, a nie do jego właściciela</strong></li> <li class="article_ul_li"><a href="https://www.onet.pl/#utm_source=detal&utm_medium=referral&utm_campaign=back_to_onet_bullet"><strong>Więcej takich informacji znajdziesz na stronie głównej Onetu</strong></a></li> </ul> <h2 class="article_heading"> Gdzie OC jest najdroższe? </h2> <p class="article_p" data-section="detail-body">Z danych porównywarki Punkta wynika, że w sierpniu 2024 roku najwyższe <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" id="7ae13f39-6dda-4bbf-8ce4-60da267a8ae8">składki OC</a> wśród miast wojewódzkich płacili kierowcy zamieszkujący Wrocław. Średnia cena wynosiła tam 949 zł. Na kolejnej pozycji uplasował się Gdańsk, gdzie składka osiągała przeciętnie 895 zł. Trzecie miejsce zajmowała Łódź 866 zł, a zaraz za nią znalazła się Warszawa z wynikiem 843 zł. Następne miasta to Szczecin (834 zł), Olsztyn (826 zł), Opole (799 zł), Białystok (770 zł) oraz Katowice, gdzie średnia składka wynosiła 739 zł.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 51.95652173913044%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/lv0k9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/lDjk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/qWzk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/7CJk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/DqOk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/XKMk9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_54eec5b4-2526-4afb-b9c0-e308cbbc9092" alt="" src="https://ocdn.eu/pulscms-transforms/1/Rv8k9kpTURBXy80YWFhZDVjNzcwOTYxYmQyOTcxYzQ2ZjExMTA2OGE2Ny5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <div id="content-premium-offer" class="contentPremiumOffer"></div> <div class="contentPremium" > <p class="article_p" data-section="detail-body">Natomiast wśród miast, gdzie składki <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-i-ac-w-warszawie-wcale-nie-jest-najdrozej/8fvvhf1" id="0ff8577c-725d-4cce-8822-4e7dbc4f822f">OC</a> są najwyższe, na czele znajduje się Chorzów, gdzie średnia wynosi 1590 zł. Na drugiej pozycji uplasował się Wołomin z wynikiem 1192 zł, a trzecie miejsce zajmują Łomianki z kwotą 1162 zł. Niewiele niższe składki odnotowano w Bielawie (1122 zł), Kobyłce (1098 zł), Pruszków (989 zł) oraz Nowy Dwór Mazowiecki (955 zł). W przypadku mniejszych miejscowości, końcówka zestawienia obejmuje Radom (931 zł), Marki (911 zł), Dierżoniów (903 zł) oraz Zgorzelec (896 zł).</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 52.60869565217391%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/T_0k9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/WUxk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/ewck9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yGhk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/SG5k9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/cxZk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_21129082-e01e-4397-9b70-ebe145ba09ff" alt="" src="https://ocdn.eu/pulscms-transforms/1/h1bk9kpTURBXy84YzUzZDc3MjVmMGE0ZDBiOTIzMmQ0NGYyOGFhYjZmYy5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <h2 class="article_heading"> Gdzie OC jest najtańsze? </h2> <p class="article_p" data-section="detail-body">Punkta wylicza, że <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jak-odzyskac-znizki-z-oc-i-ac/d5twxsr" id="59f713aa-9af7-4384-a667-c6866129c196">składki OC</a> są najtańsze w Stalowej Woli, gdzie właściciele pojazdów muszą płacić 422 zł. Dalej znajduje się Jastrzębie-Zdrój (440 zł), Pyskowice (470 zł), Łomża (475 zł), a także Mikołów ( 476 zł). Niewiele drożej jest w Ostrowie Wielkopolskim (512 zł), Policach (513 zł), Czeladzi (514 zł) oraz w Zamościu (519 zł).</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 55.869565217391305%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/DKzk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/YLHk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/qk0k9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/xOVk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/KPxk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/mtpk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_c3a8dc5f-87cd-4333-9284-8e69b414b3d9" alt="" src="https://ocdn.eu/pulscms-transforms/1/-xYk9kpTURBXy9jZTU5MjBkYTg3YmNmZDA0M2E2MTQyNDExNjE0NTgyYy5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <h2 class="article_heading"> Single muszą płacić więcej za OC </h2> <p class="article_p" data-section="detail-body">Dane z porównywarki Punkta pokazują, że w sierpniu 2024 roku najwyższe składki OC dotyczyły najmłodszych kierowców, mających do 25 lat. W tej grupie średnia składka wynosiła 1380 zł. Kierowcy w wieku 26-35 lat płacili średnio 701 zł, a osoby w przedziale 36-45 lat — 628 zł. Najniższe koszty ubezpieczenia odnotowano w grupie kierowców powyżej 55. roku życia, gdzie średnia składka wynosiła 591 zł.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 54.891304347826086%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/VPCk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/CLAk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/1lNk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yAgk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/GY9k9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/iYLk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_3dd4546c-5bc8-4304-aed4-cd5dd1553bc2" alt="" src="https://ocdn.eu/pulscms-transforms/1/BKzk9kpTURBXy9iMWRkNWYwM2ZhNDM2M2E4MGY4NThjOGRjZjEzNWUxYS5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <p class="article_p" data-section="detail-body">Ciekawym zjawiskiem jest to, że wyższe składki OC dotyczyły singli. Osoby samotne musiały płacić średnio 744 zł, podczas gdy kierowcy będący w związkach małżeńskich jedynie 608 zł. Ubezpieczyciele postrzegają osoby zamężne jako bardziej odpowiedzialnych kierowców, którzy rzadziej podejmują ryzykowne zachowania na drodze, co wpływa na korzystniejsze oferty OC. Ważne jest również to, że wyższe składki dla singli mogą wynikać z tego, że wiele z tych osób to młodzi kierowcy, którzy stosunkowo niedawno uzyskali prawo jazdy i mają mniej doświadczenia za kółkiem.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 54.565217391304344%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/sC9k9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/5QEk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/6kdk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/3vTk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/xIvk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/uwOk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_41f6d976-02b7-44c9-bac1-59d747ffd97a" alt="" src="https://ocdn.eu/pulscms-transforms/1/qjJk9kpTURBXy9mODc3NGEyYzczMDQyMjFjNjEyODE3NzliYmE0YTk4YS5wbmeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> </figcaption> </figure> <aside data-configuration='{ "slotName": "flat-leadtekst6", "slotId": "flat-leadtekst6" }' data-run-module="local/main.simpleAd"></aside> <p class="article_p" data-section="detail-body">Co wpływa na wysokość składki OC?</p> <p class="article_p" data-section="detail-body">Ubezpieczenie OC jest przypisane do konkretnego pojazdu, a nie do jego właściciela. Oznacza to, że właściciel kilku samochodów musi opłacać osobne polisy dla każdego z nich. Według przepisów Ustawy o ubezpieczeniach obowiązkowych, każdy pojazd poruszający się po drogach musi posiadać ważne ubezpieczenie OC. Zakres tej polisy jest jednakowy we wszystkich firmach ubezpieczeniowych, gdyż jest regulowany prawnie. OC pokrywa koszty szkód wyrządzonych przez kierowcę w wyniku wypadków drogowych.</p> <aside class="intext placeholder wide" data-configuration='{"extraData":{},"slotName":"left","position":false,"lazy":1}' data-run-module="local/main.intextAd" ></aside> <p class="article_p" data-section="detail-body">Wysokość składki OC jest ustalana na podstawie indywidualnej oceny ryzyka związanego z kierowcą. Ubezpieczyciel bierze pod uwagę różne czynniki, podobnie jak w przypadku ubezpieczenia AC. Jednym z najważniejszych elementów jest doświadczenie kierowcy — im dłużej kierowca posiada prawo jazdy i jeździ bezpiecznie, tym niższa może być składka. Z kolei jeśli kierowca spowodował wypadek, składka OC może znacząco wzrosnąć, ponieważ ryzyko wypłaty odszkodowania przez firmę ubezpieczeniową staje się większe.</p> <aside class="intext" data-configuration='{"extraData":{},"slotName":"flat-link1","position":false,"lazy":1}' data-run-module="local/main.intextAd" ></aside> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/XUak9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/a3Mk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/S5Bk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/l4_k9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/4Uyk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/-nhk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_8066c373-caa2-4a38-a73d-0c5dac7f07da" alt="" src="https://ocdn.eu/pulscms-transforms/1/4AFk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>ProStockStudio / Shutterstock</span> </span> </figcaption> </figure> <p class="article_p" data-section="detail-body">Inne czynniki, które mogą wpłynąć na wysokość składki, to stan cywilny kierowcy — osoby w związkach małżeńskich często mogą liczyć na niższe stawki. Ważna jest także kondycja techniczna samochodu, jego przebieg oraz pojemność silnika. Pojazdy z większym silnikiem wiążą się z wyższym ryzykiem powodowania kosztownych szkód, co również wpływa na wysokość polisy. Lokalizacja zamieszkania kierowcy to kolejny aspekt — choć zwykle w większych miastach ubezpieczenie OC jest droższe ze względu na większe natężenie ruchu i wyższe ryzyko kolizji, to dane pokazują, że rekordowe składki nie zawsze przypadają największym miastom.</p> <aside class="intext placeholder wide" data-configuration='{"extraData":{},"slotName":"left2","position":1,"lazy":1}' data-run-module="local/main.intextAd" ></aside> <h2 class="article_heading"> Dlaczego OC jest droższe dla młodych kierowców? </h2> <p class="article_p" data-section="detail-body">Młodzi kierowcy często są zaskoczeni wysokimi kosztami ubezpieczenia OC, co wynika głównie z ich młodego wieku oraz ograniczonego doświadczenia za kierownicą. Z perspektywy ubezpieczyciela młodsze osoby stanowią większe ryzyko na drodze, ponieważ częściej ulegają wypadkom lub powodują kolizje, w porównaniu z bardziej doświadczonymi kierowcami. Czynniki te zwiększają prawdopodobieństwo wypłaty odszkodowania, co przekłada się na wyższe składki OC.</p> <p class="article_p" data-section="detail-body">Mimo tego istnieją sposoby na obniżenie kosztów polisy. Jednym z nich jest dopisanie młodego kierowcy jako współwłaściciela pojazdu. Dzięki temu ubezpieczyciel może uwzględnić historię ubezpieczeniową współwłaściciela, co w przyszłości może pozytywnie wpłynąć na wysokość składki, gdy młody kierowca będzie już ubezpieczał swój własny samochód.</p> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/6JGk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/b_gk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/fhEk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/yJfk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/K4lk9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/7N4k9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_606ecd16-d5f6-42f2-9fd0-63940a37aaeb" alt="" src="https://ocdn.eu/pulscms-transforms/1/pOck9kpTURBXy81Yjc0NjRjMDcyMDY5ZmNiOTAwYzNjOGIxY2U3MTUzYy5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>ViDI Studio / Shutterstock</span> </span> </figcaption> </figure> </div> </section> <section class="main whitelistPremium "> </section> <section class="main gallery contentPremium " > </section> <section class="all-columns-wide gallery contentPremium " > <div class="grid-container grid-base-system"> </div> <span 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data-section="see-also-popular"> <h2 class="section-list_title section-list_title--no_arrow">Najpopularniejsze w BUSINESS INSIDER</h2> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="1" data-step="4" data-start-pos="0" > <a href="https://businessinsider.com.pl/gospodarka/spolki-motoryzacyjne-w-dol-po-slowach-donalda-trumpa-eksperci-komentuja/8tx0h6w" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/le8k9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/JSgk9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Spółki motoryzacyjne w dół po słowach Donalda Trumpa. Z jednym wyjątkiem" src="https://ocdn.eu/pulscms-transforms/1/3O8k9kpTURBXy8xYjliZDg3MGM1ZjI4ZGQ4MzA1MjE2OGQ4MmM4OTRhMS5qcGeSlQMAzH_NEADNCQCTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Gospodarka </span> </div> <h3 class="item_title"> Spółki motoryzacyjne w dół po słowach Donalda Trumpa. Z jednym wyjątkiem </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-27T05:33:00.000Z"> dzisiaj 06:33 </time> <span class="item_author"> fw </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/mysliwi-dostana-od-panstwa-darmowe-ubezpieczenie-oc-na-oslode/wr2hysv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/CbMk9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Bt3k9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nowe benefity dla myśliwych. Dostaną darmowe ubezpieczenie" src="https://ocdn.eu/pulscms-transforms/1/O7Zk9kpTURBXy9iMGEwMjM2NDhlMjU3NmViZTdmOWM2ZjI4YThmYzI4NC5qcGeSlQMAzNrNCvrNBi6TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Nowe benefity dla myśliwych. Dostaną darmowe ubezpieczenie </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-24T13:26:27.000Z"> niedziela 14:26 </time> <span class="item_author"> izz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/wiadomosci/przedsiebiorcy-sie-doczekali-rzad-o-skladce-ale-projektu-nie-ma/9kf56kc" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/d0zk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/LMKk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Przedsiębiorcy się doczekali? Rząd o składce, ale projektu nie ma" src="https://ocdn.eu/pulscms-transforms/1/3zqk9kpTURBXy85ZTFjYTQwZTc1OTk2YjJjOWQxMGRiNzdiOTExNDQwMi5qcGeSlQMAzKzNFVXNDAOTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Wiadomości </span> </div> <h3 class="item_title"> Przedsiębiorcy się doczekali? Rząd o składce, ale projektu nie ma </h3> <div class="item_date"> <time class="item_time" datetime="2024-11-12T12:30:00.000Z"> 12.11.2024 </time> <span class="item_author"> fw </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/walczysz-o-odszkodowanie-po-powodzi-uwazaj-na-ugode-z-ubezpieczycielem-dlaczego-mowi/bsjl6h9" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/eIDk9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/wGek9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Te propozycje są uwłaczające. Adwokat z Głuchołaz mówi o odszkodowaniach" src="https://ocdn.eu/pulscms-transforms/1/XVmk9kpTURBXy9iNTcwN2Q2ZGQ4ZDA0OTkxYWRlZjQ5ZDA4ZDJhY2JjNS5qcGeSlQMAAM0HgM0EOJMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Te propozycje są uwłaczające. Adwokat z Głuchołaz mówi o odszkodowaniach </h3> <div class="item_date"> <time class="item_time" datetime="2024-10-04T04:11:00.000Z"> 04.10.2024 </time> <span class="item_author"> Jolanta Ojczyk </span> </div> </div> </a> </section> <section class="see-also-popular-inset"> <aside class="placeholder flat-plista flat-partner" style="padding-top:530px;" data-run-module="local/main.simpleAd" data-configuration="{"slotName":"flat-partner","placeholderHiding":true,"enabled":true,"displayIndex":1}" ></aside> </section> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="7" data-step="4" data-custom-pattern='{"nativestd": [2], "flat-natleft3": [3]}' data-start-pos="1" > <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/gdzie-mlody-kierowca-moze-najtaniej-kupic-oc/bkhdlbv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/cvnk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/gsok9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gdzie młody kierowca może najtaniej kupić OC?" src="https://ocdn.eu/pulscms-transforms/1/fjdk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Gdzie młody kierowca może najtaniej kupić OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-10-01T09:00:00.000Z"> 01.10.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/polisa-za-milion-pzu-wyjasnia/mg2renl" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/uFlk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qPEk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Polisa za milion? PZU wyjaśnia" src="https://ocdn.eu/pulscms-transforms/1/vBuk9kpTURBXy9lMTAxNjJiNmFjMTRiZDRlY2U1NDkyZmJiMmU4MjUwMS5qcGeSlQMAJc0EsM0Co5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Polisa za milion? PZU wyjaśnia </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-30T11:36:41.000Z"> 30.09.2024 </time> <span class="item_author"> izz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/oc-w-zyciu-prywatnym-co-to-jest-i-ile-kosztuje/p39m1dw" class="list-item list-item item--l item--l--vertical nativestd-container" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/uf_k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2D0k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC w życiu prywatnym - co to jest i ile kosztuje?" src="https://ocdn.eu/pulscms-transforms/1/8S-k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> OC w życiu prywatnym - co to jest i ile kosztuje? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-30T07:00:00.000Z"> 30.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/sprawdzenie-oc-po-numerze-rejestracyjnym/3976zep" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/dk0k9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2_nk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Sprawdzenie OC po numerze rejestracyjnym" src="https://ocdn.eu/pulscms-transforms/1/7_Fk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Sprawdzenie OC po numerze rejestracyjnym </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-27T07:00:00.000Z"> 27.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jaka-jest-kara-za-brak-oc/3ct86rl" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/_1Ok9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/OkBk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jaka jest kara za brak OC?" src="https://ocdn.eu/pulscms-transforms/1/hJck9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Jaka jest kara za brak OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-26T05:30:00.000Z"> 26.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wypowiedzenie-umowy-ubezpieczenia-oc-kiedy-jak-gdzie-zlozyc/jsvc9k4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gEfk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/G3pk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić?" src="https://ocdn.eu/pulscms-transforms/1/Cz6k9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-25T04:30:00.000Z"> 25.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/co-to-jest-ubezpieczenie-oc/xe514mz" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Sg6k9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KQOk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Co to jest ubezpieczenie OC?" src="https://ocdn.eu/pulscms-transforms/1/mopk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Co to jest ubezpieczenie OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-24T07:00:00.000Z"> 24.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/podatki/leasing-samochodu-co-po-wykupie-darowizna-mozna-narazic-sie-fiskusowi/zy4skvs" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/EFQk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/mQdk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi" src="https://ocdn.eu/pulscms-transforms/1/ZRnk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <div class="ico-closed-container"></div> <span class="item_category"> Podatki </span> </div> <h3 class="item_title"> Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> Łukasz Zalewski </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/ubezpieczenie-oc-i-ac-jakie-sa-roznice-i-od-czego-zaleza-skladki/6w3tnbj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-iKk9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/LT3k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania" src="https://ocdn.eu/pulscms-transforms/1/E0-k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/zalamanie-na-rynku-aut-elektrycznych-popyt-szoruje-po-dnie/m7wrvv3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZQKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/xy4k9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Załamanie na rynku aut elektrycznych. Popyt "szoruje po dnie"" src="https://ocdn.eu/pulscms-transforms/1/XIKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Załamanie na rynku aut elektrycznych. Popyt "szoruje po dnie" </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-22T15:40:00.000Z"> 22.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/rzadowa-agencja-wsparla-izere-ale-budowa-fabryki-wciaz-stoi/4xm96rc" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/XRTk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qiUk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć" src="https://ocdn.eu/pulscms-transforms/1/Oamk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-20T04:20:00.000Z"> 20.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/odszkodowanie-za-powodz-te-kruczki-moga-go-pozbawic-prawnik-mowi-jak-ich-uniknac/9e7gkjw" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ILrk9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/DR6k9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Pułapki ubezpieczenia od powodzi. Prawnik mówi, jak ich uniknąć" src="https://ocdn.eu/pulscms-transforms/1/A3yk9kpTURBXy84ZTQ5MmYxYTJiMjY4NWY3YmFkZWIzNWY0NjMwYjhmMi5qcGeSlQMAAM0DFM0Bu5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Prawo </span> </div> <h3 class="item_title"> Pułapki ubezpieczenia od powodzi. Prawnik mówi, jak ich uniknąć </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-19T14:22:00.000Z"> 19.09.2024 </time> <span class="item_author"> Jolanta Ojczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ceny-paliw-eksperci-maja-srednie-wiesci-dla-kierowcow/5q7rmd3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7hIk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/-pDk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Ceny paliw. Eksperci mają średnie wieści dla kierowców" src="https://ocdn.eu/pulscms-transforms/1/vMak9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> Ceny paliw. Eksperci mają średnie wieści dla kierowców </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-13T12:35:03.000Z"> 13.09.2024 </time> <span class="item_author"> mm </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-t-cross-czy-wiek-dojrzaly-to-zaleta-test/8wnb8zx" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/8GPk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TA5k9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen T-Cross – czy wiek dojrzały to zaleta?" src="https://ocdn.eu/pulscms-transforms/1/7ZIk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen T-Cross – czy wiek dojrzały to zaleta? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-x-trail-dobry-suv-z-ciekawym-napedem-test/7w4lgk5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/aouk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/XbHk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan X-Trail - dobry SUV z ciekawym napędem" src="https://ocdn.eu/pulscms-transforms/1/J0rk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan X-Trail - dobry SUV z ciekawym napędem </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-ec40-kompaktowy-suv-w-sportowym-wydaniu-test/44lgeec" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/03Fk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/O0qk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo EC40 – kompaktowy SUV w sportowym wydaniu" src="https://ocdn.eu/pulscms-transforms/1/EHUk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo EC40 – kompaktowy SUV w sportowym wydaniu </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-czyli-suv-w-dlugiej-podrozy-test/9eerk50" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ayek9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/CJEk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace, czyli SUV w długiej podróży" src="https://ocdn.eu/pulscms-transforms/1/4gUk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace, czyli SUV w długiej podróży </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-wycofuje-sie-z-produkowania-tylko-samochodow-elektrycznych-do-2030-r/ge1wn7s" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/biqk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KxOk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gigant wycofuje się z produkcji wyłącznie elektryków. "Nie jesteśmy dogmatyczni"" src="https://ocdn.eu/pulscms-transforms/1/cxVk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Gigant wycofuje się z produkcji wyłącznie elektryków. "Nie jesteśmy dogmatyczni" </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-04T14:13:12.000Z"> 04.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/berlin-kontra-volkswagen-rosnie-napiecie-w-niemczech/gzlbdcj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/94bk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/QJck9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Berlin kontra Volkswagen? Rośnie napięcie w Niemczech" src="https://ocdn.eu/pulscms-transforms/1/HbHk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Berlin kontra Volkswagen? Rośnie napięcie w Niemczech </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-03T15:49:59.000Z"> 03.09.2024 </time> <span class="item_author"> ygi </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/volkswagen-rozwaza-zamkniecie-fabryki-w-niemczech-tego-w-historii-firmy-nie-bylo/w2m6bkm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RhEk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/3ulk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było" src="https://ocdn.eu/pulscms-transforms/1/6cok9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-02T15:11:34.000Z"> 02.09.2024 </time> <span class="item_author"> DS </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/motocyklisci-stosuja-metode-na-ukrainca-zeby-uniknac-mandatow/86m79m2" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZrRk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/svwk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Motocykliści stosują metodę "na Ukraińca", żeby uniknąć mandatów" src="https://ocdn.eu/pulscms-transforms/1/gSNk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Motocykliści stosują metodę "na Ukraińca", żeby uniknąć mandatów </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-01T14:01:35.000Z"> 01.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/czym-jest-ubezpieczenie-od-odpowiedzialnosci-cywilnej/qzr9mfm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/9Cdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qHdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Czym jest ubezpieczenie od odpowiedzialności cywilnej?" src="https://ocdn.eu/pulscms-transforms/1/HHKk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Czym jest ubezpieczenie od odpowiedzialności cywilnej? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T06:47:00.000Z"> 30.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/uszkodzone-auta-zalewaja-polski-rynek/g1v9llq" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7zsk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/WvKk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Uszkodzone auta zalewają polski rynek" src="https://ocdn.eu/pulscms-transforms/1/iotk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Uszkodzone auta zalewają polski rynek </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T05:53:36.000Z"> 30.08.2024 </time> <span class="item_author"> ANA </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jak-odzyskac-znizki-z-oc-i-ac/d5twxsr" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-EOk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TF5k9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby" src="https://ocdn.eu/pulscms-transforms/1/Iqnk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-29T09:00:00.000Z"> 29.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wartosc-pojazdu-ubezpieczenie-przed-utrata-jego-wartosci/8tebkej" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3MGk9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/DA6k9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wycena wartości pojazdu. 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Sprawdzamy </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-16T05:00:00.000Z"> 16.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-passat-wzorcowe-kombi-czy-to-musi-byc-diesel-test/bwqnq7t" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/P9Uk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/q-tk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen Passat - wzorcowe kombi, czy to musi być diesel?" src="https://ocdn.eu/pulscms-transforms/1/_Rvk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen Passat - wzorcowe kombi, czy to musi być diesel? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-15T05:30:00.000Z"> 15.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/CMRk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZO3k9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="W tych miastach płaci się najmniej za ubezpieczenie OC" src="https://ocdn.eu/pulscms-transforms/1/2VXk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> W tych miastach płaci się najmniej za ubezpieczenie OC </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T13:56:53.000Z"> 14.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nowe-odcinkowe-pomiary-predkosci-kierowcy-musza-tu-bardzo-uwazac/rldsc4g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3TBk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ss0k9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności" src="https://ocdn.eu/pulscms-transforms/1/XYkk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T09:46:46.000Z"> 14.08.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-townstar-dobra-alternatywa-dla-suv-a-test/d1wx03g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RvWk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/giSk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan Townstar – dobra alternatywa dla SUV-a" src="https://ocdn.eu/pulscms-transforms/1/5_Ik9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan Townstar – dobra alternatywa dla SUV-a </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-xc90-znane-od-dekady-i-nadal-ma-sie-swietnie-test/v4rck5l" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/zTBk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/AYNk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo XC90 – znane od dekady i nadal ma się świetnie" src="https://ocdn.eu/pulscms-transforms/1/iX8k9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo XC90 – znane od dekady i nadal ma się świetnie </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/hyundai-kona-wiecej-niz-miejski-crossover-test/tvkyg94" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gdqk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/0ayk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Hyundai Kona – więcej niż miejski crossover" src="https://ocdn.eu/pulscms-transforms/1/09jk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Hyundai Kona – więcej niż miejski crossover </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-suv-dla-rodziny-test/v3hh6q4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/mbvk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/RUDk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace – SUV dla rodziny" src="https://ocdn.eu/pulscms-transforms/1/iB8k9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace – SUV dla rodziny </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-i-ac-w-warszawie-wcale-nie-jest-najdrozej/8fvvhf1" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7j5k9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/_3Gk9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img 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W Warszawie wcale nie jest najdrożej </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-12T13:56:11.000Z"> 12.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/miasta-z-najdrozszym-oc-tutaj-ludzie-placa-najwiecej/klb91t5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/LSzk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ddgk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Miasta z najdroższym OC - tutaj ludzie płacą najwięcej" src="https://ocdn.eu/pulscms-transforms/1/-89k9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Miasta z najdroższym OC - 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