CINXE.COM

<!doctype html><html lang="en-US" layoutversion="3.2.0" layoutsupportheaderversion="5.1.2"><head data-oet-date="11/2/23 1:38 PM" data-oet-version="96.0"><meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"><meta http-equiv="Content-Type" content="text/html;charset=utf-8"><meta name="viewport" content="width=device-width,initial-scale=1"><meta name="color-scheme" content="only light"><meta name="color-scheme" content="only light"><title>Bank of America Fees for Account Maintenance, Overdrafts</title><meta name="description" content="Learn more about Bank of America account fees, including monthly maintenance fees for checking and savings accounts. Review additional fees here."><meta name="keywords" content="checking account fees,account maintenance fee,bank account fees,savings account fees,wfid24580302"><link rel="canonical" href="https://www.bankofamerica.com/deposits/account-fees/"><link rel="alternate" href="https://www.bankofamerica.com/deposits/account-fees/es/" hreflang="es-US"><meta property="og:title" content="Bank of America Fees for Account Maintenance, Overdrafts"><meta property="og:description" content="Learn more about Bank of America account fees, including monthly maintenance fees for checking and savings accounts. Review additional fees here."><meta property="og:type" content="website"><meta property="og:site_name" content="Bank of America"><meta property="og:url" content="https://www.bankofamerica.com/deposits/account-fees/"><meta property="og:image" content="https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/colored_flagscape-v2.png"><meta property="og:image:alt" content="Bank of America Fees for Account Maintenance, Overdrafts"><meta name="twitter:title" content="Bank of America Fees for Account Maintenance, Overdrafts"><meta name="twitter:description" content="Learn more about Bank of America account fees, including monthly maintenance fees for checking and savings accounts. Review additional fees here."><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@BankofAmerica"><meta name="twitter:url" content="https://www.bankofamerica.com/deposits/account-fees/"><meta name="twitter:image" content="https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/colored_flagscape-v2.png"><meta name="twitter:image:alt" content="Bank of America Fees for Account Maintenance, Overdrafts"><link rel="apple-touch-icon" sizes="180x180" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"><link rel="icon" sizes="32x32" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"><link rel="icon" sizes="16x16" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"><link rel="icon" sizes="192x192" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"><link rel="mask-icon" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg" color="#6e6e6e"><link rel="shortcut icon" href="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"><meta name="msapplication-TileColor" content="#ffffff"><meta name="msapplication-TileImage" content="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"><meta name="theme-color" content="#ffffff"><script>try{var setMDA=/wrap=mda/gi.test(window.location.search),isMDA=setMDA||"true"===window.sessionStorage.getItem("mda");setMDA&&window.sessionStorage.setItem("mda","true"),isMDA&&document.documentElement.classList.add("mda")}catch(e){console.log(e)}</script><script>window.digitalData={load_glance:!0,load_cobrowse:!0,pageInstanceID:"notprod",load_coremetrics:!0,load_opinionlabs:!0,load_touchcommerce:!0,load_audiencemanager:!0,page:{pageInfo:[{pageID:"Dep:Content:FAQ;account-fees"}],category:{primaryCategory:"Dep:Content:FAQ"},attributes:{stateCookie:!0,SASIEnabled:!1,needOLBcookie:!1,standardDART:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],standardDARTes:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],chat:{account_type:"deposits",customer_lob:"co",getStateValue:!1,site_id:"macctfees"}}},originalPath:"site/deposits/ddo/account-fees.json"}</script><script>window.nucleusSpartaProperties={},window.nucleusSpartaProperties.page={pageID:"account-fees",epcCodes:["FSDPDD00PC07DJGB3H1","FSDPDD00P0HDKJ0N41","FSDPDD00P0W3HNUFL1","FSDPDD00PS07D9Z3Q61","FSDPDD00PM07J7IE3U1","FSDPDD00P0L7XT02O1","FSDPDD00P0L7XT02O1","FSDPDD00PC07DJGB3H1","FSDPDD00PC07ITH90H1","FSDPDD00PC07HW8K0K1","FSDPDD00PM07J7IE3U1","FSDPDD00PM087JJC9Z1","FSDPDD00P0L7XT02O1"],ddo:{load_glance:!0,load_cobrowse:!0,pageInstanceID:"notprod",load_coremetrics:!0,load_opinionlabs:!0,load_touchcommerce:!0,load_audiencemanager:!0,page:{pageInfo:[{pageID:"Dep:Content:FAQ;account-fees"}],category:{primaryCategory:"Dep:Content:FAQ"},attributes:{stateCookie:!0,SASIEnabled:!1,needOLBcookie:!1,standardDART:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],standardDARTes:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],chat:{account_type:"deposits",customer_lob:"co",getStateValue:!1,site_id:"macctfees"}}},originalPath:"site/deposits/ddo/account-fees.json"},languages:{default:"en",languages:["en","es"]}},window.nucleusSpartaProperties.site={inlineCode:!0,isProd:!0,tagging:{cm:{active:!0}},globalTenants:{widgets:{fdic:!0}},endPoint:{mlbSignin:"/salesservices/getSiteKey?vendorName=mlb",travelSignin:"/salesservices/getSiteKey?vendorName=b2s",attSignin:"/salesservices/getSiteKey?vendorName=att",checkPilotUrl:"/apply-now-services/deposits/rest/cdp-auth/initialize/v1/pilotCheck?requesttype=CDPAUTH"},swRoot:"deposits/spa-assets",ddo:{load_glance:!0,load_cobrowse:!0},disableBundles:!1,pilotByaFeesStates:[],supportedUrlParams:["xsell","wrap"],productDataRetrievalUrl:"/salesservices/getListProductDetailsForEpcs?epcCode=",usaPreAppGetStartedUrl:"/upac/#/get-started/",usaPreAppGetStartedUrlEs:"/upac/es/#/get-started/",epcCodesMockEproductServerResponse:!1,epcCodesConfig:{FSDPDD00PC07DJGB3H1:{name:"Bank of America Advantage Plus Banking<sup>&trade;</sup> Account"},FSDPDD00P0HDKJ0N41:{name:"Bank of America Advantage Relationship Banking<sup>&trade;</sup>"},FSDPDD00P0W3HNUFL1:{name:"Bank of America Advantage SafeBalance Banking<sup>&trade;</sup> Account"},FSDPDD00P0L7XT02O1:{name:{custodial:"Custodial Savings Account",advantage:"Bank of America Advantage Savings"}},FSDPDD00PS07D9Z3Q61:{name:{minor:"Minor Savings Account",regular:"Regular Savings Account"}},NSLPZZ00R0LJPG3N81:{name:"Preferred Rewards"},FSDPTDZZC1ST639A1B2:{name:"Flexible CD"},FSDPTDZZC1078F3DQ31:{name:"Risk Free CD"},FSDPTDZZC1078F31GD1:{name:"Fixed Term CD",description:"Fixed Term CD 7 to 27 days"},FSDPTDZZC1078F33P71:{name:"Fixed Term CD",description:"Fixed Term CD 28 to 89 days"},FSDPTDZZC1078F33ZA1:{name:"Fixed Term CD",description:"Fixed Term CD 90 to 179 days"},FSDPTDZZC1078F34B11:{name:"Fixed Term CD",description:"Fixed Term CD 6 to 11 months"},FSDPTDZZC1078F34MS1:{name:"Fixed Term CD",description:"Fixed Term CD 12 to 17 months"},FSDPTDZZC1078F34XD1:{name:"Fixed Term CD",description:"Fixed Term CD 18 to 23 months"},FSDPTDZZC1078F355Z1:{name:"Fixed Term CD",description:"Fixed Term CD 24 to 35 months"},FSDPTDZZC1078F35FW1:{name:"Fixed Term CD",description:"Fixed Term CD 36 to 47 months"},FSDPTDZZC1078F35O21:{name:"Fixed Term CD",description:"Fixed Term CD 48 to 59 months"},FSDPTDZZC1078F35Y21:{name:"Fixed Term CD",description:"Fixed Term CD 60 to 119 months"},FSDPTDZZC1078F36A71:{name:"Fixed Term CD",description:"Fixed Term CD 120 months"},"ALL-STANDARD-CDS":["FSDPTDZZC1078F31GD1","FSDPTDZZC1078F33P71","FSDPTDZZC1078F33ZA1","FSDPTDZZC1078F34B11","FSDPTDZZC1078F34MS1","FSDPTDZZC1078F34XD1","FSDPTDZZC1078F355Z1","FSDPTDZZC1078F35FW1","FSDPTDZZC1078F35O21","FSDPTDZZC1078F35Y21","FSDPTDZZC1078F36A71"],"ALL-FLEXIBLE-CDS":["FSDPTDZZC1ST639A1B2"],FSDPTDZZI1078F3LWA1:{name:"9 Month Risk Free CD IRA"},FSDPTDZZI1078F3N031:{name:"12 Month Featured CD IRA"},FSDPTDZZI1078F3N032:{name:"13 Month Featured CD IRA"},FSDPTDZZI1078F3NZ21:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 6 to 11 months"},FSDPTDZZI1078F3OAN1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 12 to 17 months"},FSDPTDZZI1078F3OJ71:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 18 to 23 months"},FSDPTDZZI1078F3OT31:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 24 to 35 months"},FSDPTDZZI1078F3P121:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 36 to 47 months"},FSDPTDZZI1078F3PDY1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 48 to 59 months"},FSDPTDZZI1078F3PP71:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 60 to 119 months"},FSDPTDZZI1078F3PYW1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 120 months"},"ALL-SAVINGS-IRA":["FSDPTDZZI1078F3NZ21","FSDPTDZZI1078F3OAN1","FSDPTDZZI1078F3OJ71","FSDPTDZZI1078F3OT31","FSDPTDZZI1078F3P121","FSDPTDZZI1078F3PDY1","FSDPTDZZI1078F3PP71","FSDPTDZZI1078F3PYW1"],FSDPTDZZI35QQT7DA1:{name:"Featured IRA CD",description:"7 Month Featured IRA"},FSDPTDZZI35QQT8GG1:{name:"Featured IRA CD",description:"10 Month Featured IRA"},FSDPTDZZI2K2FDOK41:{name:"Featured IRA CD",description:"13 Month Featured IRA"},FSDPTDZZI2K2FDYNG1:{name:"Featured IRA CD",description:"25 Month Featured IRA"},FSDPTDZZI2RLW3QED1:{name:"Featured IRA CD",description:"37 Month Featured IRA"},"ALL-FEATURED-IRA":["FSDPTDZZI35QQT7DA1","FSDPTDZZI35QQT8GG1","FSDPTDZZI2K2FDOK41","FSDPTDZZI2K2FDYNG1","FSDPTDZZI2RLW3QED1"],FSDPTDZZI1078F3Q721:{name:"Variable Rate CD IRA"},FSDPTDZZI1078F3QG71:{name:"Money Market IRA"},FSDPTDZZC35QQT2ZP1:{name:"Featured CD",description:"7 Month Featured CD"},FSDPTDZZC35QQSYH61:{name:"Featured CD",description:"10 Month Featured CD"},FSDPTDZZC2K2FDVRI1:{name:"Featured CD",description:"13 Month Featured CD"},FSDPTDZZC2K2FDX9M1:{name:"Featured CD",description:"25 Month Featured CD"},FSDPTDZZC2RLW3N0M1:{name:"Featured CD",description:"37 Month Featured CD"},"ALL-FEATURED-CDS":["FSDPTDZZC35QQT2ZP1","FSDPTDZZC35QQSYH61","FSDPTDZZC2K2FDVRI1","FSDPTDZZC2K2FDX9M1","FSDPTDZZC2RLW3N0M1"],FSDPTDZZI1ST839A1B2:{name:"12 month Flexible IRA CD"},"ALL-FLEXIBLE-CD-IRA":["FSDPTDZZI1ST839A1B2"]},enrollKeepTheChangeUrl:"/login/sign-in/signOnV2Screen.go?reason=enrollKeepTheChange",fbProductName:"Advantage SafeBalance Banking® for Family Banking",pilotStates:["DE","NH","ME","NC","CT","NJ","RI","PA"],usaPilotStates:["DE","NH","ME","NC","CT","NJ","RI","PA"],env:"prod1_h_w",domain:{hostname:"www.bankofamerica.com",ssl:!0},cdn:{host:"https://www1.bac-assets.com/",enabled:!0},cms:{host:"https://secure1.bac-assets.com/"},testKey:"production",secureHost:"https://secure.bankofamerica.com",webHost:"https://www.bankofamerica.com",aps2Domain:"https://www.bankofamerica.com",ratesSheetDomain:"https://media.bac-assets.com",platform:"sparta2",getProposalURL:"https://www.bankofamerica.com/salesservices/deposits/proposal",ahServiceEndpoint:"https://secure.bankofamerica.com",initApplicationUrl:"https://www.bankofamerica.com/applynow/initialize-workflow-with-post.go",getCounties:"https://secure.bankofamerica.com/apply-now-services/deposits/getCountiesByFlowType?zipCode=",contentSecurityPolicy:{javascript:{allowedDomains:[],allowedSources:[]},css:{allowedDomains:[],allowedSources:[]},workers:{allowedSources:[]},hashingMethod:"sha256"},headScripts:{}}</script><script src="https://www1.bac-assets.com/deposits/spa-assets/components/utilities/platform/babel-polyfill.js"></script><link rel="stylesheet" type="text/css" href="https://www1.bac-assets.com/deposits/spa-assets/bundles/5919f948.css"><link rel="stylesheet" type="text/css" href="https://www1.bac-assets.com/deposits/spa-assets/bundles/d6e3089a.css"><script>function createCSSBundleLink(s){var t=document.createElement("link");return t.href=s,t}window.sparta=window.sparta||{},window.sparta.bundledCSS=["https://www1.bac-assets.com/deposits/spa-assets/components/utilities/vendor/nouislider/9.0.0/css/nouislider.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/vendor/nouislider/9.0.0/css/nouislider.pips.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/vendor/nouislider/9.0.0/css/nouislider.tooltips.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-style-utility/4.9.4/css/sparta-style-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/cinema/7.0.1/css/sparta-cinema-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/focus-trap-utility/1.2.5/css/focus-trap-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-datepicker-utility/7.5.7/css/datepicker.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-footnote-utility/6.2.2/css/sparta-footnote-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-input-utility/15.3.4/css/sparta-input-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-masking-utility/5.6.3/css/sparta-masking-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-messaging-utility/4.1.5/css/sparta-messaging-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-show-hide-utility/1.0.15/css/sparta-show-hide-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-spinner-utility/1.3.3/css/sparta-spinner-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-squeezebox-utility/1.4.3/css/sparta-squeezebox-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-sticky-utility/5.2.2/css/sparta-sticky-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-tab-dropdown-utility/2.1.0/css/sparta-tab-dropdown-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-tab-nav-utility/2.3.3/css/sparta-tab.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/global/sparta-ui-layers-utility/6.11.2/css/sparta-ui-layers-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/community/css-selector-parser-utility/1.0.1/css/css-selector-parser-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/community/mithril-inputs/2.0.0/css/mithril-inputs.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/community/mithril-modal/5.0.0/css/mithril-modal.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/community/mithril-pagination/2.0.0/css/mithril-pagination.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/community/mithril-slides/2.0.0/css/mithril-slides.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/deposits/application-styles-utility/14.0.0/css/application-styles-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/utilities/deposits/state-conditional-deposits-utility/5.0.0/css/state-conditional-deposits-utility.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/global-footer-module/14.2.1/css/global-footer-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/global-nav-module/12.0.1/css/global-nav-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/global-nav-module/12.0.1/css/menu-nav.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/global-nav-module/12.0.1/css/search-stub-overwrite.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/global-social-module/8.5.0/css/global-social-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/search-stub-module/7.1.2/css/search-stub-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/title-module/11.1.3/css/title-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/global/zip-code-selector-module/6.2.0/css/zip-code-selector-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/community/es-en-interstitial/5.0.0/css/es-en-interstitial.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/deposits/contact-us-deposits-module/15.0.0/css/contact-us-deposits-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/deposits/account-fees-accordion-deposits-module/15.0.0/css/account-fees-accordion-deposits-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/deposits/account-fees-async-deposits-module/16.0.0/css/account-fees-async-deposits-module.scss.css","https://www1.bac-assets.com/deposits/spa-assets/components/modules/deposits/account-fees-select-menu-deposits-module/15.0.0/css/account-fees-select-menu-deposits-module.scss.css"].map(createCSSBundleLink)</script><style></style><style>body{visibility:hidden}</style><script src="https://www1.bac-assets.com/deposits/spa-assets/components/utilities/vendor/require/2.2.0/js/require.js"></script></head><body data-sparta-version="5.9.1" data-build-id="229020" data-sparta-wrapper="deposits" class="sparta-media-query-utility-loading"><div data-sparta-container="deposits" class="flex-grid-nest spa-contextroot-deposits spa-site-deposits"><script type="text/javascript">var theBody;self==top?(theBody=document.getElementsByTagName("body")[0]).style.visibility="visible":top.location=self.location</script><noscript><style>body{visibility:visible}</style></noscript><a class="ada-hidden ada-visible-focus" href="#skip-to-h1" id="ada-skip-link">Skip to main content</a><div class="spa-layout-container spa-layout-container--flex-grid-nest"><div data-component="layout" data-layout="flex-grid-layout" data-version="" class="sparta-layout flex-grid-layout" id="top"><section id="head-row" class="head-row small-centered"><div class="row small-collapse medium-collapse large-collapse"><div class="large-12 columns"><div id="semanticMarkupModule" data-component="module" data-module="semantic-markup-module" data-module-container="3.1.4" data-version="8.0.1" data-sparta-load="primary" data-module-ref="global/semantic-markup-module" data-options="{}" data-module-parameters='{"pageSelector":"account-fees"}' class="semantic-markup-module-class-v-8-0-1 semantic-markup-module"><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "Corporation", "name": "Bank of America", "url": "https://www.bankofamerica.com/", "logo": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png" }</script><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "Organization", "name": "Bank of America", "url": "https://www.bankofamerica.com/", "logo": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png" }</script><script type="application/ld+json">{ "@context": "https://schema.org", "@type": "WebPage", "name": "Bank of America Fees for Account Maintenance, Overdrafts", "description": "Learn more about Bank of America account fees, including monthly maintenance fees for checking and savings accounts. Review additional fees here.", "keywords": "checking account fees,account maintenance fee,bank account fees,savings account fees,wfid24580302", "url": "https://www.bankofamerica.com/deposits/account-fees/", "image": "https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/colored_flagscape-v2.png" }</script></div><div id="globalNavModule" data-component="module" data-module="global-nav-module" data-module-container="3.1.4" data-version="12.0.1" data-sparta-load="primary" data-module-ref="global/global-nav-module" data-options="{}" data-init="GlobalNavModuleJS" data-module-parameters='{"skin":"consumer","hasTopNav":true,"hasNavbar":false,"hasSearch":true,"hasMenu":true,"hasSecureLock":false,"hasLocation":true,"hasSignIn":true,"hasNavHome":true,"hasNavContact":true,"hasNavHelp":true,"hasNavCalendar":true,"searchText":"How can we help you?","homeUrl":"/","homeUrlEs":"/homepage/overview.go?request_locale=es_US","homeUrlEn":"/homepage/overview.go?request_locale=en_US","signInUrlSmallOnly":"https://staticweb.bankofamerica.com/cavmwebbactouch/common/index.html#home?app=signon","signInUrlMediumUp":"/sitemap/hub/signin.go","calendarUrl":"https://secure.bankofamerica.com/mycommunications/public/appointments/loc.go","locationUrl":"https://locators.bankofamerica.com","locationUrlEs":"https://es-locators.bankofamerica.com/locator/locator/LocatorAction.do","contactUrl":"/contactus/contactus.go?topicId=checking_savings","helpUrl":"/deposits/applying-for-accounts-faqs/","helpUrlEs":"/deposits/applying-for-accounts-faqs/es/","hasLogoLink":true}' class="global-nav-module-class-v-12-0-1 global-nav-module spa-module-init"><header class="header header__background header--consumer" data-font="cnx-regular"><div id="gtSecureFdicWidgetContainer"></div><div class="row header__row"><div class="header__default"><div itemscope itemtype="http://schema.org/Corporation" class="header__logo"><span itemprop="brand" class="ada-hidden" aria-hidden="true">Bank of America</span> <a itemprop="url" href="/"><img itemprop="logo" class="header__logo-image" alt="Bank of America Logo" src="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-bac-logo-v2-CSX3648cbbb.svg" role="img"></a></div></div><div class="header__children"><div class="top-nav"><ul class="navigation__top"><li class="hide-for-medium-up"><a class="" id="header-signin-small" href="https://staticweb.bankofamerica.com/cavmwebbactouch/common/index.html#home?app=signon">Sign in</a></li><li class="show-for-medium-up"><a class="" id="header-signin" href="/sitemap/hub/signin.go">Log in</a></li><li class="show-for-large-up show-for-smallish-only"><a id="locations-route-to" href="https://locators.bankofamerica.com">Locations</a></li><li class="show-for-large-up show-for-smallish-only"><a id="esp-route-to" href="es" hreflang="es">En español</a></li></ul></div><div class="header__child search-stub-child-container"><div id="searchStub" data-component="module" data-module="search-stub-module" data-module-container="3.1.4" data-version="7.1.2" data-sparta-load="primary" data-module-ref="global/search-stub-module" data-options="{}" data-init="searchStubModuleJS" data-module-parameters='{"inputExperience":"header","resultsContainerId":null,"resultsExperience":"flyout","rule":"not-small","isSearchWidget":true}' class="search-stub-module-class-v-7-1-2 search-stub-module spa-module-init"><div id="spaGlobalSearchWidgetContainer"></div></div></div><div class="menu-button-wrap"><button class="spa-btn spa-btn--link menu-button js-menu-button" href="javascript:void(0);" aria-expanded="false" aria-live="polite" aria-label=" Related Links Menu "><span class="ada-hidden">Show/Hide </span> <span data-font="cnx-medium">Menu</span> <span class="ada-hidden">  related links</span> <span><svg class="menu-button-arrow" focusable="false" version="1.1" width="20" height="10" viewBox="0 0 20 12"><path d="M 2,2 10,10 18,2" fill="none" stroke="#dc1431" stroke-width="3" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></button></div><div class="arrow__container"><svg focusable="false" class="navigation__arrow" version="1.1" width="32" height="17" viewBox="0 0 32 17"><path d="M 2,2 16,16 30,2" fill="#fff" stroke="#d1c9c0" stroke-width="1" stroke-linejoin="miter" stroke-linecap="butt"/></svg></div></div></div><nav id="navigation" class="navigation js-nav-container hide" data-font="cnx-regular" aria-label="Top menu navigation links"><div class="search hide-for-medium-up"><div class="small-search"><div class="header-search" data-rwd-content="search" data-rwd-content-rule="small"></div></div></div><div class="row collapse js-sub-nav-container"><div class="column navigation__sub-container"><ul class="navigation__sub"><li class=""><a id="header-home" href="/" class="nav-link-icons home-icon"><span class="hide-for-small-only">Bank of America </span>Home</a></li><li class=""><a id="header-contact-us" href="/contactus/contactus.go?topicId=checking_savings" class="nav-link-icons contact-icon">Contact Us</a></li><li class="hide-for-smallish-and-large-up"><a id="header-locations" href="https://locators.bankofamerica.com" class="nav-link-icons locations-icon">Locations</a></li><li class=""><a id="header-help" href="/deposits/applying-for-accounts-faqs/" class="nav-link-icons help-icon">Help</a></li><li class=""><a id="header-calendar" href="https://secure.bankofamerica.com/mycommunications/public/appointments/loc.go" class="nav-link-icons calendar-icon">Schedule an appointment</a></li><li class="show-for-medium-only hide-for-smallish-only"><a id="header-spanish" href="es" class="nav-link-icons espanol-icon">En español</a></li><li class="hide-for-medium-up hide-for-smallish-only"><a id="header-spanish-small" href="es" class="nav-link-icons espanol-icon">En español</a></li></ul></div></div><div class="row small-collapse medium-uncollapse menu-items-container"><div class="column"><div class="row collapse"><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Top Deposit Links</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Top Deposit Links</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a id="header-account-rates" href="/deposits/bank-account-interest-rates/" class="spa-fn spa-boa-window" data-options="{"windowName":"610b492e-ebd3-4704-990f-9ad8ed5b03ab","block":true}">Account Rates</a></li><li class="navigation__item"><a id="header-account-fees" href="/deposits/account-fees/" class="spa-fn spa-boa-window" data-options="{"windowName":"c8e0b825-fc2a-4ede-9be8-b66c91736cef","block":true}">Account Fees</a></li><li class="navigation__item"><a id="header-adv-banking-clarity-statement" href="/deposits/checking/checking-clarity-statement/" class="spa-fn spa-boa-window" data-options="{"windowName":"636e9c02-913c-40c1-bcb3-d20978c7d603","block":true}">Advantage Banking Clarity Statement</a></li><li class="navigation__item"><a id="header-managing-your-money" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting?request_locale=en_US" class="spa-fn spa-boa-window" data-options="{"windowName":"154168f5-3097-423a-9de3-3a1ab0a51ba3","block":true}">Managing Your Money</a></li><li class="navigation__item"><a id="header-access-your-accounts" href="/deposits/access-your-accounts.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options="{"windowName":"288eb2af-be63-4940-8ea9-eb6d15da1cc8","block":true}">Access Your Accounts</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a id="header-account-rates" href="/deposits/bank-account-interest-rates/" class="spa-fn spa-boa-window" data-options="{"windowName":"610b492e-ebd3-4704-990f-9ad8ed5b03ab","block":true}">Account Rates</a></li><li class="navigation__item js-navigation-item-small"><a id="header-account-fees" href="/deposits/account-fees/" class="spa-fn spa-boa-window" data-options="{"windowName":"c8e0b825-fc2a-4ede-9be8-b66c91736cef","block":true}">Account Fees</a></li><li class="navigation__item js-navigation-item-small"><a id="header-adv-banking-clarity-statement" href="/deposits/checking/checking-clarity-statement/" class="spa-fn spa-boa-window" data-options="{"windowName":"636e9c02-913c-40c1-bcb3-d20978c7d603","block":true}">Advantage Banking Clarity Statement</a></li><li class="navigation__item js-navigation-item-small"><a id="header-managing-your-money" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting?request_locale=en_US" class="spa-fn spa-boa-window" data-options="{"windowName":"154168f5-3097-423a-9de3-3a1ab0a51ba3","block":true}">Managing Your Money</a></li><li class="navigation__item js-navigation-item-small"><a id="header-access-your-accounts" href="/deposits/access-your-accounts.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options="{"windowName":"288eb2af-be63-4940-8ea9-eb6d15da1cc8","block":true}">Access Your Accounts</a></li></ul></div></div></div><div class="column medium-3 navigation__column"><div class="js-nav-section-container"><span class="navigation__title show-for-medium-up"><span data-font="cnx-bold">Other Deposit Links</span> </span><a href="javascript:void(0);" class="navigation__title navigation__title--small hide-for-medium-up js-nav-section-title" aria-expanded="false"><span data-font="cnx-bold">Other Deposit Links</span> <span><svg focusable="false" class="navigation-title-arrow js-navigation-title-arrow hide-for-medium-up" version="1.1" width="12" height="8" viewBox="0 0 12 8"><path d="M 1,1 6,6 11,1" fill="none" stroke="#666" stroke-width="2" stroke-linejoin="miter" stroke-linecap="butt"/></svg></span></a><ul class="navigation__list clearfix show-for-medium-up"><li class="navigation__item"><a id="header-checking-accounts" href="/deposits/checking/advantage-banking/">Checking Accounts</a></li><li class="navigation__item"><a id="header-savings-accounts" href="/deposits/savings/savings-accounts/">Savings Accounts</a></li><li class="navigation__item"><a id="header-cd-accounts" href="/deposits/bank-cds/cd-accounts/">CD Accounts</a></li><li class="navigation__item"><a id="header-iras" href="/deposits/iras/retirement-accounts/">IRAs</a></li><li class="navigation__item"><a id="header-debit-cards" href="/deposits/checking/debit-card/">Debit Cards</a></li><li class="navigation__item"><a id="header-view-bank-accounts" href="/deposits/bank-accounts/" class="spa-fn spa-boa-window" data-options="{"windowName":"a524cc1f-de03-4c92-bdf7-4254b436d572","block":true}">View Bank Accounts</a></li></ul><div class="hide-for-medium-up"><ul class="navigation__list navigation__list--small clearfix js-navigation-list-small hide collapsed"><li class="navigation__item js-navigation-item-small"><a id="header-checking-accounts" href="/deposits/checking/advantage-banking/">Checking Accounts</a></li><li class="navigation__item js-navigation-item-small"><a id="header-savings-accounts" href="/deposits/savings/savings-accounts/">Savings Accounts</a></li><li class="navigation__item js-navigation-item-small"><a id="header-cd-accounts" href="/deposits/bank-cds/cd-accounts/">CD Accounts</a></li><li class="navigation__item js-navigation-item-small"><a id="header-iras" href="/deposits/iras/retirement-accounts/">IRAs</a></li><li class="navigation__item js-navigation-item-small"><a id="header-debit-cards" href="/deposits/checking/debit-card/">Debit Cards</a></li><li class="navigation__item js-navigation-item-small"><a id="header-view-bank-accounts" href="/deposits/bank-accounts/" class="spa-fn spa-boa-window" data-options="{"windowName":"a524cc1f-de03-4c92-bdf7-4254b436d572","block":true}">View Bank Accounts</a></li></ul></div></div></div><div class="column medium-3 navigation__column"></div><div class="column medium-3 navigation__column"></div></div></div></div></nav><style type="text/css">#globalNavModule .navigation .home-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-home_icon-CSXe201335c.svg)}#globalNavModule .navigation .locations-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-locations_icon-CSXd6b1467d.svg)}#globalNavModule .navigation .contact-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-contact_icon-CSXe40c3662.svg)}#globalNavModule .navigation .help-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-help_icon-CSX4a68620d.svg)}#globalNavModule .navigation .espanol-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-espanol_icon-CSX2944fde2.svg)}#globalNavModule .navigation .calendar-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-calendar_icon-CSX7e416454.svg)}#globalNavModule .navigation .lock-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-secure-lock-CSXa09bf5fc.svg);background-repeat:no-repeat}</style></header><style type="text/css">#globalNavModule .lock-icon::before{content:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-header-secure-lock-CSXa09bf5fc.svg)}</style></div><div id="interstitial" data-component="module" data-module="es-en-interstitial" data-module-container="3.1.4" data-version="5.0.0" data-sparta-load="primary" data-module-ref="community/es-en-interstitial" data-options="{}" data-init="esEnInterstitial" data-module-parameters='{"color":"blue"}' class="es-en-interstitial-class-v-5-0-0 es-en-interstitial spa-module-init"></div><div id="titleModule" data-component="module" data-module="title-module" data-module-container="3.1.4" data-version="11.1.3" data-sparta-load="primary" data-module-ref="global/title-module" data-options='{"isSticky":true,"stickyLevel":1}' data-init="titleModuleJS" data-module-parameters='{"skin":"red","isSticky":true,"secondarySticky":"","flagscape":true,"textColor":"white","titleHeadingTag":"h1","titleHeadingRole":false,"pageTitleId":"h1","stickyLevel":1,"isVisuallyHidden":false}' class="title-module-class-v-11-1-3 title-module spa-module-init"><div class="spa-page-title spa-sticky spa-page-title--has-flagscape spa-page-title--red spa-page-title--white-text" data-sticky-full-width="true" data-sticky-level="1"><div class="spa-title-bg-lookup spa-hidden" data-spa-skin="red"><span data-spa-bg-path="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-title-flagscape_red-CSX345e7fd7.svg" class="flagscapeRedImage"></span> <span data-spa-bg-path="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-title-flagscape_crimson-CSX37719e01.svg" class="flagscapeCrimsonImage"></span> <span data-spa-bg-path="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-title-flagscape_gray-CSXc1942577.svg" class="flagscapeGrayImage"></span> <span data-spa-bg-path="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-title-flagscape_red_gradient_large-CSXcf049265.svg" class="flagscapeRedGradientImageLarge"></span> <span data-spa-bg-path="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-title-flagscape_red_gradient_small-CSXa4e54b78.svg" class="flagscapeRedGradientImageSmall"></span></div><div class="spa-page-title-inset row"><div class="column"><h1 data-font="cnx-regular" class="heading title-heading" id="skip-to-h1">Bank Account Fees</h1></div></div></div></div></div></div></section><section class="small-centered"><div class="row small-collapse medium-collapse large-collapse"><div class="large-12 columns"><div id="accountFeesSelectMenuDepositsModule" data-component="module" data-module="account-fees-select-menu-deposits-module" data-module-container="3.1.4" data-version="15.0.0" data-sparta-load="primary" data-module-ref="deposits/account-fees-select-menu-deposits-module" data-options="{}" data-init="accountFeesSelectMenuDepositsModuleJS" data-module-parameters="{}" class="account-fees-select-menu-deposits-module-class-v-15-0-0 account-fees-select-menu-deposits-module spa-module-init"><div class="row"><div class="columns small-12 account-fees-effective-date"><h2 class="hide">Effective: <span></span></h2></div></div><div class="row"><div class="columns small-12 medium-6 large-5"><div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" for="selectdeposits">Select a product<span class="ada-hidden"></span></label> <select class="spa-input-select" id="selectdeposits" onchange='this.setAttribute("data-val",this.value)' data-val=""><option value="Select a product" selected="selected">- Select a product</option><optgroup label="Advantage Banking"><option value="Advantage SafeBalance Banking for Family Banking" data-id="advantage-safebalance-family-banking" data-title="Advantage SafeBalance Banking for Family Banking" data-epc="">- Advantage SafeBalance Banking for Family Banking</option><option value="Advantage SafeBalance Banking" data-id="epc_FSDPDD00P0W3HNUFL1" data-title="Advantage SafeBalance Banking" data-epc="FSDPDD00P0W3HNUFL1">- Advantage SafeBalance Banking</option><option value="Advantage Plus Banking" data-id="epc_FSDPDD00PC07DJGB3H1" data-title="Advantage Plus Banking" data-epc="FSDPDD00PC07DJGB3H1">- Advantage Plus Banking</option><option value="Advantage Relationship Banking" data-id="epc_FSDPDD00P0HDKJ0N41" data-title="Advantage Relationship Banking" data-epc="FSDPDD00P0HDKJ0N41">- Advantage Relationship Banking</option></optgroup><optgroup label="Savings Accounts"><option value="Advantage Savings" data-id="epc_FSDPDD00P0L7XT02O1" data-title="Advantage Savings" data-epc="FSDPDD00P0L7XT02O1">- Advantage Savings</option></optgroup><optgroup label="CDs, IRAs and CESA"><option value="Featured CD/IRA" data-id="featured-cd-ira" data-title="Featured CD/IRA" data-epc="">- Featured CD/IRA</option><option value="Fixed Term CD/IRA" data-id="standard-term-cd-ira" data-title="Fixed Term CD/IRA" data-epc="">- Fixed Term CD/IRA</option><option value="Flexible CD/IRA" data-id="flexible-cd-ira" data-title="Flexible CD/IRA" data-epc="">- Flexible CD/IRA</option></optgroup><optgroup label="Not Available to Open"><option value="Regular Checking" data-id="epc_FSDPDD00PC07DJGB3H1_1" data-title="Regular Checking" data-epc="FSDPDD00PC07DJGB3H1">- Regular Checking</option><option value="Regular Savings" data-id="epc_FSDPDD00PS07D9Z3Q61_1" data-title="Regular Savings" data-epc="FSDPDD00PS07D9Z3Q61">- Regular Savings</option><option value="Advantage with Tiered Interest Checking" data-id="epc_FSDPDD00PC07ITH90H1" data-title="Advantage with Tiered Interest Checking" data-epc="FSDPDD00PC07ITH90H1">- Advantage with Tiered Interest Checking</option><option value="Advantage Regular Checking" data-id="epc_FSDPDD00PC07ITH90H1_1" data-title="Advantage Regular Checking" data-epc="FSDPDD00PC07ITH90H1">- Advantage Regular Checking</option><option value="Senior Economy Checking" data-id="epc_FSDPDD00PC07HW8K0K1" data-title="Senior Economy Checking" data-epc="FSDPDD00PC07HW8K0K1">- Senior Economy Checking</option><option value="Money Market Savings" data-id="epc_FSDPDD00PM07J7IE3U1" data-title="Money Market Savings" data-epc="FSDPDD00PM07J7IE3U1">- Money Market Savings</option><option value="Platinum Money Market Savings" data-id="epc_FSDPDD00PM087JJC9Z1" data-title="Platinum Money Market Savings" data-epc="FSDPDD00PM087JJC9Z1">- Platinum Money Market Savings</option></optgroup></select></div></div></div></div><div id="accountFeesAccordionDepositsModule" data-component="module" data-module="account-fees-accordion-deposits-module" data-module-container="3.1.4" data-version="15.0.0" data-sparta-load="primary" data-module-ref="deposits/account-fees-accordion-deposits-module" data-options="{}" data-init="accountFeesAccordionDepositsModuleJS" data-module-parameters="{}" class="account-fees-accordion-deposits-module-class-v-15-0-0 account-fees-accordion-deposits-module spa-module-init"><div class="row"><div class="columns small-12 account-fees-accordions hide"><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PC07DJGB3H1"><h2 class="ada-hidden">Advantage Plus Banking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel0" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Have at least one qualifying direct deposit of <span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.directDeposit">XXXX</span> or more made to your account. <a id="qualifyingDirectDepositsLink" href="/deposits/account-rates-fees-faqs/#qualifying-direct-deposits" rel="noopener noreferrer" target="_blank">Learn about qualifying direct deposits</a>.</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content">Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Have at least one qualifying direct deposit of <span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.directDeposit">XXXX</span> or more made to your account. <a id="qualifyingDirectDepositsLink" href="/deposits/account-rates-fees-faqs/#qualifying-direct-deposits" rel="noopener noreferrer" target="_blank">Learn about qualifying direct deposits</a>.</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content">Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel1" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel2" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel3" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Depending on the style you choose.</p><p class="account-fee-content">Preferred Rewards clients get this fee waived on standard checks and discounts on certain styles.</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Depending on the style you choose.</p><p class="account-fee-content">Preferred Rewards clients get this fee waived on standard checks and discounts on certain styles.</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true"> </p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00 each</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00 each</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived For Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived For Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PC07DJGB3H1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_core_checking" href="/content/documents/deposits/service/pdf/docrepo/BofA_CoreChecking_en_ADA.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"87c3153a-5cff-4d71-8a87-ddbc4848f75f","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00P0HDKJ0N41"><h2 class="ada-hidden">Advantage Relationship Banking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00P0HDKJ0N41" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel0" data-slug="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0HDKJ0N41_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00P0HDKJ0N41_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0HDKJ0N41" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minimum daily balance of $20,000 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking<sup>®</sup> account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minimum daily balance of $20,000 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage Relationship Banking<sup>®</sup> account to avoid the monthly maintenance fee on the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel1" data-slug="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0HDKJ0N41_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0HDKJ0N41_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel2" data-slug="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0HDKJ0N41_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0HDKJ0N41_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel3" data-slug="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0HDKJ0N41Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0HDKJ0N41_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0HDKJ0N41_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaIntCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaIntCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in Online Banking, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No fee on standard styles and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No fee on standard styles and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true"> </p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00P0HDKJ0N41"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_interest_checking" href="/content/documents/deposits/service/pdf/docrepo/BofA_InterestChecking_en_ADA.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"1ef0d6da-7791-4bc4-b376-d96d5bfd5068","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_advantage-safebalance-family-banking"><h2 class="ada-hidden">Advantage SafeBalance Banking for Family Banking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_advantage-safebalance-family-banking" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_advantage-safebalance-family-bankingPanel0" data-slug="accountFeesAccordion_advantage-safebalance-family-bankingPanel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_advantage-safebalance-family-bankingPanel0" type="button" aria-controls="accountFeesAccordion_advantage-safebalance-family-bankingPanel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$4.95 per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">The child on this account is under the age of 25</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">An owner is a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualifies for the Gold, Platinum or Platinum Honors tier (first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).<br><br>Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.<br><br><sup>*</sup>Fiduciary accounts, including trust and estate accounts, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under the age of 25 requirement to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">The child on this account is under the age of 25</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">An owner is a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualifies for the Gold, Platinum or Platinum Honors tier (first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).<br><br>Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.<br><br><sup>*</sup>Fiduciary accounts, including trust and estate accounts, do not qualify for the under the age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under the age of 25 requirement to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_advantage-safebalance-family-bankingPanel1" data-slug="accountFeesAccordion_advantage-safebalance-family-bankingPanel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_advantage-safebalance-family-bankingPanel1" type="button" aria-controls="accountFeesAccordion_advantage-safebalance-family-bankingPanel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card are not charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card are not charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15 per card</strong> for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15 per card</strong> for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_advantage-safebalance-family-bankingPanel2" data-slug="accountFeesAccordion_advantage-safebalance-family-bankingPanel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_advantage-safebalance-family-bankingPanel2" type="button" aria-controls="accountFeesAccordion_advantage-safebalance-family-bankingPanel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. This could happen when the final amount of a transaction differs from the amount that was originally authorized, such as when a tip is added to a restaurant charge. If this happens, we won't charge you an Overdraft Item Fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. This could happen when the final amount of a transaction differs from the amount that was originally authorized, such as when a tip is added to a restaurant charge. If this happens, we won't charge you an Overdraft Item Fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_advantage-safebalance-family-bankingPanel3" data-slug="accountFeesAccordion_advantage-safebalance-family-bankingPanel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_advantage-safebalance-family-bankingPanel3" type="button" aria-controls="accountFeesAccordion_advantage-safebalance-family-bankingPanel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">Preferred Rewards members qualify for a waiver of this fee.</p><p class="account-fee-content">There is no charge to place a stop payment on a recurring debit card transaction.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">Preferred Rewards members qualify for a waiver of this fee.</p><p class="account-fee-content">There is no charge to place a stop payment on a recurring debit card transaction.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards (Platinum, Platinum Honors, Diamond and Diamond Honors) members.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards (Platinum, Platinum Honors, Diamond and Diamond Honors) members.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$0.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_advantage-safebalance-family-banking"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_safe_balance_checking" href="/deposits/resources/safebalance-clarity-statement.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"eb10318c-dd30-44aa-9fb9-526db762a3c4","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00P0W3HNUFL1"><h2 class="ada-hidden">Advantage SafeBalance Banking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00P0W3HNUFL1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel0" data-slug="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0W3HNUFL1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">An owner of this account is under the age of 25</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).<br><br>Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.<br><br><sup>*</sup>When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">An owner of this account is under the age of 25</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">Or</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).<br><br>Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for details.<br><br><sup>*</sup>When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel1" data-slug="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Preferred Rewards Platinum Honors, Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card are not charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. Preferred Rewards Diamond and Diamond Honors members qualify for a waiver of the International Transaction Fee.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card are not charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15 per card</strong> for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15 per card</strong> for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel2" data-slug="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. This could happen when the final amount of a transaction differs from the amount that was originally authorized, such as when a tip is added to a restaurant charge. If this happens, we won’t charge you an Overdraft Item Fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. This could happen when the final amount of a transaction differs from the amount that was originally authorized, such as when a tip is added to a restaurant charge. If this happens, we won’t charge you an Overdraft Item Fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel3" data-slug="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0W3HNUFL1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0W3HNUFL1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0W3HNUFL1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from Online Banking.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">Preferred Rewards members qualify for a waiver of this fee.</p><p class="account-fee-content">There is no charge to place a stop payment on a recurring debit card transaction.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">Preferred Rewards members qualify for a waiver of this fee.</p><p class="account-fee-content">There is no charge to place a stop payment on a recurring debit card transaction.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards (Platinum, Platinum Honors, Diamond and Diamond Honors) members.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards (Platinum, Platinum Honors, Diamond and Diamond Honors) members.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$0.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">Preferred Rewards Diamond tier members qualify for a waiver of the Outgoing Domestic and International Wire Transfer fees (2 per statement cycle). Diamond Honors tier members qualify for unlimited waivers of these fees.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00P0W3HNUFL1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_safe_balance_checking" href="/deposits/resources/safebalance-clarity-statement.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"eb10318c-dd30-44aa-9fb9-526db762a3c4","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1"><h2 class="ada-hidden">Regular Savings</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel0" data-slug="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PS07D9Z3Q61_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PS07D9Z3Q61_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PS07D9Z3Q61" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PS07D9Z3Q61" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Regular Savings account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PS07D9Z3Q61" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Regular Savings account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel1" data-slug="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PS07D9Z3Q61_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PS07D9Z3Q61_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PS07D9Z3Q61" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PS07D9Z3Q61" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel2" data-slug="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PS07D9Z3Q61_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PS07D9Z3Q61_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel3" data-slug="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PS07D9Z3Q61_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PS07D9Z3Q61_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PS07D9Z3Q61_1"><p class="heading">To view all fees and additional information on how to link eligible accounts, see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a>. You can also refer to our <a id="clarity_statement_rewards_money_market_savings" href="/content/documents/deposits/service/pdf/docrepo/Rewards_MMS_en_ADA_aug2016.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"1ef0d6da-7791-4bc4-b376-d96d5bfd5068","block":true}'>Clarity Statement</a> or <a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a> for additional information.</p><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00P0L7XT02O1"><h2 class="ada-hidden">Advantage Savings</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00P0L7XT02O1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel0" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Advantage Savings account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">An owner of this account is under the age of 25<sup>*</sup></p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p><p class="account-fee-content"><sup>*</sup>When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p><p class="account-fee-content">For new accounts, we will waive the monthly maintenance fee for six months from account opening.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of $500 or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Advantage Savings account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">An owner of this account is under the age of 25<sup>*</sup></p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p><p class="account-fee-content"><sup>*</sup>When you add an owner under age 25 to an existing account, it may take 3 business days before your account will qualify to have the monthly maintenance fee waived. Fiduciary accounts, including trust and estate accounts, do not qualify for the under age of 25 requirement to waive the monthly maintenance fee. Additionally, accounts do not qualify for the under 25 qualifier to waive the monthly fee based on the age of the Payable on Death beneficiary. Please refer to your <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information.</p><p class="account-fee-content">For new accounts, we will waive the monthly maintenance fee for six months from account opening.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel1" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel2" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel3" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00P0L7XT02O1"><p class="heading">To view all fees and additional information on how to link eligible accounts, see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a>. You can also refer to our <a id="clarity_statement_rewards_money_market_savings" href="/content/documents/deposits/service/pdf/docrepo/Rewards_MMS_en_ADA_aug2016.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"1ef0d6da-7791-4bc4-b376-d96d5bfd5068","block":true}'>Clarity Statement</a> or <a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a> for additional information.</p><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00P0L7XT02O1_2"><h2 class="ada-hidden">Minor Savings Account (Under 18)</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel0" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that:</p><p class="account-fee-content">Account owner is under the age of 18</p><p class="account-fee-content">At age 18 Minor Savings Account converts to a Bank of America Advantage Savings Account and applicable fees will apply</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that:</p><p class="account-fee-content">Account owner is under the age of 18</p><p class="account-fee-content">At age 18 Minor Savings Account converts to a Bank of America Advantage Savings Account and applicable fees will apply</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel1" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel1"><button name="Transaction_Limits" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel1"><span class="spa-squeezebox-arrow spa-icon"></span>Transaction Limits <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Transaction Limits.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Withdrawal Limit Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Total of <span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> transfers and withdrawals each monthly statement cycle without a Withdrawal Limit Fee</p><p class="account-fee-content">You may be charged a $1.00 fee for each additional transfer and withdrawal you make before your statement cycle ends.</p><p class="account-fee-content">You will be charged no more than <span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> of these fees each statement cycle.</p><p class="account-fee-content">If you maintain a minimum daily balance of $300 or more in this account, you won’t be charged this fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Total of <span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> transfers and withdrawals each monthly statement cycle without a Withdrawal Limit Fee</p><p class="account-fee-content">You may be charged a $1.00 fee for each additional transfer and withdrawal you make before your statement cycle ends.</p><p class="account-fee-content">You will be charged no more than <span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> of these fees each statement cycle.</p><p class="account-fee-content">If you maintain a minimum daily balance of $300 or more in this account, you won’t be charged this fee.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Transaction Limits</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">The Deposit Agreement and Disclosures limits the number of the following types of withdrawals and transfers from a savings account to a total of six (6) each monthly statement cycle (or each month for savings accounts with a quarterly statement cycle), including Online and Mobile Banking transfers or payments. If you exceed these limits on more than an occasional basis, we may convert your account to another type of account and your account may no longer earn interest. See the <a href="/deposits/resources/deposit-agreements.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-agreement-and-disclosures">Deposit Agreement and Disclosures</a> for details.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">The Deposit Agreement and Disclosures limits the number of the following types of withdrawals and transfers from a savings account to a total of six (6) each monthly statement cycle (or each month for savings accounts with a quarterly statement cycle), including Online and Mobile Banking transfers or payments. If you exceed these limits on more than an occasional basis, we may convert your account to another type of account and your account may no longer earn interest. See the <a href="/deposits/resources/deposit-agreements.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-agreement-and-disclosures">Deposit Agreement and Disclosures</a> for details.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel2" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel2"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel2"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum and Platinum Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals, transfers and balance inquiries (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum and Platinum Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals, transfers and balance inquiries (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal, transfer, or balance inquiry as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal, transfer, or balance inquiry as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 per card</p><p class="account-fee-price-subtext">This fee is waived for Preferred Rewards clients</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To replace an <abbr title="Automated Teller Machine">ATM</abbr> or debit card when your card has not expired; additional <strong>$15</strong> for rush delivery</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To replace an <abbr title="Automated Teller Machine">ATM</abbr> or debit card when your card has not expired; additional <strong>$15</strong> for rush delivery</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel3" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel3"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid.</p><p class="account-fee-content">We will not charge a fee to your deposit account when we decline or return an item unpaid due to insufficient funds, but you may be charged a fee by the payee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid.</p><p class="account-fee-content">We will not charge a fee to your deposit account when we decline or return an item unpaid due to insufficient funds, but you may be charged a fee by the payee.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Protection transfer fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$12.00</p><p class="account-fee-price-subtext">per transfer (charged to your linked account)</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">With Balance Connect® for overdraft protection, if you're about to overdraw your account, we'll automatically transfer available funds from your linked backup account(s). Only 1 transfer fee is charged to each covered account per day that a transfer is made. However, we won't charge this fee for any item that is $1 or less. Please see your <a href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-personal-schedule-of-fees">Personal Schedule of Fees</a> for more details.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">With Balance Connect® for overdraft protection, if you're about to overdraw your account, we'll automatically transfer available funds from your linked backup account(s). Only 1 transfer fee is charged to each covered account per day that a transfer is made. However, we won't charge this fee for any item that is $1 or less. Please see your <a href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-personal-schedule-of-fees">Personal Schedule of Fees</a> for more details.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel4" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel4"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel4" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_2Panel4"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00</p><p class="account-fee-price-subtext">No fee for Preferred Rewards clients</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p><p class="account-fee-price-subtext">This fee is waived for Preferred Rewards clients</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$16.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$35.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge additional fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge additional fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Deposited item returned (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$12.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic item</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic item</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign item</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign item</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00P0L7XT02O1_2"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PM07J7IE3U1"><h2 class="ada-hidden">Personal Money Market Savings</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel0" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Money Market Saving account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We'll waive the monthly maintenance fee each statement cycle you meet one of the following:</p><p class="account-fee-content">Maintain a minimum daily balance of <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.minimumBalanceToSkipMonthlyFees">XXXX</span> or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Ask us to link your Money Market Saving account to your Bank of America Advantage Relationship Banking<sup>®</sup>, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited)</p><p class="account-fee-content">Please see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> for more information on how to link eligible accounts to avoid the monthly maintenance fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel1" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers, payments or balance inquirie</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers, payments or balance inquirie</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel2" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel3" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PM07J7IE3U1"><p class="heading">To view all fees and additional information on how to link eligible accounts, see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a>. You can also refer to our <a id="clarity_statement_rewards_money_market_savings" href="/content/documents/deposits/service/pdf/docrepo/Rewards_MMS_en_ADA_aug2016.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"1ef0d6da-7791-4bc4-b376-d96d5bfd5068","block":true}'>Clarity Statement</a> or <a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a> for additional information.</p><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PM087JJC9Z1"><h2 class="ada-hidden">Platinum Money Market Savings</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PM087JJC9Z1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel0" data-slug="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM087JJC9Z1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PM087JJC9Z1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel1" data-slug="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM087JJC9Z1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PM087JJC9Z1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM087JJC9Z1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum and Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum and Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM087JJC9Z1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel2" data-slug="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM087JJC9Z1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PM087JJC9Z1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We do not charge overdraft fees on this account. To help you avoid overdrawing your account, transactions will be declined and returned unpaid when you don't have enough money in your account. However, a merchant or third party could charge you a fee, such as a late payment fee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel3" data-slug="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM087JJC9Z1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM087JJC9Z1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PM087JJC9Z1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">If enrolled in <a id="onlineBanking" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US" rel="noopener noreferrer" target="_blank">Online Banking</a>, you can view and print your available statements in the Statements & Documents tab.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PM087JJC9Z1"><p class="heading">To view all fees and additional information on how to link eligible accounts, see the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a>. You can also refer to our <a id="clarity_statement_rewards_money_market_savings" href="/content/documents/deposits/service/pdf/docrepo/Rewards_MMS_en_ADA_aug2016.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"1ef0d6da-7791-4bc4-b376-d96d5bfd5068","block":true}'>Clarity Statement</a> or <a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a> for additional information.</p><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2"><h2 class="ada-hidden">Money Market Savings</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel0" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that you:</p><p class="account-fee-content">Maintain a minimum daily balance of at least $2500</p><p class="account-fee-content">OR</p><p class="account-fee-content">Link your account to your Bank of America Advantage Relationship Banking, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content">OR</p><p class="account-fee-content">Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited) or Diamond or Diamond Honors tier (unlimited).</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that you:</p><p class="account-fee-content">Maintain a minimum daily balance of at least $2500</p><p class="account-fee-content">OR</p><p class="account-fee-content">Link your account to your Bank of America Advantage Relationship Banking, Bank of America Advantage<sup>®</sup> with Tiered Interest Checking or Bank of America Advantage<sup>®</sup> Regular Checking Accounts (first 4 savings accounts).</p><p class="account-fee-content">OR</p><p class="account-fee-content">Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 savings accounts) or Diamond or Diamond Honors tier (unlimited) or Diamond or Diamond Honors tier (unlimited).</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel1" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel1"><button name="Transaction_Limits" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel1"><span class="spa-squeezebox-arrow spa-icon"></span>Transaction Limits <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Transaction Limits.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Withdrawal Limit Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Total of <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> transfers and withdrawals each monthly statement cycle without a Withdrawal Limit Fee</p><p class="account-fee-content">You may be charged a <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.excessWithDrawalFee">XXXX</span> fee for each additional transfer and withdrawal you make before your statement cycle ends.</p><p class="account-fee-content">You will be charged no more than <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> of these fees each statement cycle.</p><p class="account-fee-content">If you maintain a minimum daily balance of $2500 or more in this account or if you are enrolled in the Preferred Rewards program, you won't be charged this fee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Total of <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> transfers and withdrawals each monthly statement cycle without a Withdrawal Limit Fee</p><p class="account-fee-content">You may be charged a <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.excessWithDrawalFee">XXXX</span> fee for each additional transfer and withdrawal you make before your statement cycle ends.</p><p class="account-fee-content">You will be charged no more than <span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.withDrawalLimit">XXXX</span> of these fees each statement cycle.</p><p class="account-fee-content">If you maintain a minimum daily balance of $2500 or more in this account or if you are enrolled in the Preferred Rewards program, you won't be charged this fee.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Transaction Limits</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">The Deposit Agreement and Disclosures limits the number of the following types of withdrawals and transfers from a savings account to a total of six (6) each monthly statement cycle (or each month for savings accounts with a quarterly statement cycle), including Online and Mobile Banking transfers or payments. If you exceed these limits on more than an occasional basis, we may convert your account to another type of account and your account may no longer earn interest. See the <a href="/deposits/resources/deposit-agreements.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-agreement-and-disclosures">Deposit Agreement and Disclosures</a> for details.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">The Deposit Agreement and Disclosures limits the number of the following types of withdrawals and transfers from a savings account to a total of six (6) each monthly statement cycle (or each month for savings accounts with a quarterly statement cycle), including Online and Mobile Banking transfers or payments. If you exceed these limits on more than an occasional basis, we may convert your account to another type of account and your account may no longer earn interest. See the <a href="/deposits/resources/deposit-agreements.go?request_locale=en_US" target="_blank" rel="noopener noreferrer" id="deposit-agreement-and-disclosures">Deposit Agreement and Disclosures</a> for details.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel2" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel2"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel2"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PM07J7IE3U1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or ATM card will not be charged the International Transaction Fee or the non-Bank of America ATM fee for withdrawals and transfers from non-Bank of America ATMs in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clientsy</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clientsy</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel3" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel3"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid. We won't charge a fee when we decline or return an item unpaid due to insufficient funds. However, you may be charged a fee by the payee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid. We won't charge a fee when we decline or return an item unpaid due to insufficient funds. However, you may be charged a fee by the payee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel4" data-slug="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel4"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel4" type="button" aria-controls="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2Panel4"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PM07J7IE3U1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PM07J7IE3U1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$16.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PM07J7IE3U1_2"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00P0L7XT02O1_3"><h2 class="ada-hidden">Custodial Savings Account (UTMA)</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_3" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel0" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that you:</p><p class="account-fee-content">Maintain a minimum daily balance of at least $500</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No Monthly maintenance fee for each statement cycle that you:</p><p class="account-fee-content">Maintain a minimum daily balance of at least $500</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel1" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers, payments or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers, payments or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span> each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals, transfers and balance inquiries (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum, Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals, transfers and balance inquiries (1 per statement cycle for Platinum tier clients, unlimited for Platinum Honors, Diamond and Diamond Honors tier clients) from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00P0L7XT02O1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span> each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals, transfers and balance inquiries from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal, transfer, or balance inquiry as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals, transfers and balance inquiries from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal, transfer, or balance inquiry as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel2" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid. We won't charge a fee when we decline or return an item unpaid due to insufficient funds. However, you may be charged a fee by the payee.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">When we determine that you don't have enough money in your account to cover an item, we decline or return the item unpaid. We won't charge a fee when we decline or return an item unpaid due to insufficient funds. However, you may be charged a fee by the payee.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel3" data-slug="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00P0L7XT02O1_3Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00P0L7XT02O1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00P0L7XT02O1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid this fee by viewing and printing your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$16.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00P0L7XT02O1_3"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_flexible-cd-ira"><h2 class="ada-hidden">Flexible CD/IRA</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_flexible-cd-ira" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_flexible-cd-iraPanel0" data-slug="accountFeesAccordion_flexible-cd-iraPanel0"><button name="Annual_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_flexible-cd-iraPanel0" type="button" aria-controls="accountFeesAccordion_flexible-cd-iraPanel0"><span class="spa-squeezebox-arrow spa-icon"></span>Annual fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Annual fee.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Annual fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_flexible-cd-iraPanel1" data-slug="accountFeesAccordion_flexible-cd-iraPanel1"><button name="Transfer_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_flexible-cd-iraPanel1" type="button" aria-controls="accountFeesAccordion_flexible-cd-iraPanel1"><span class="spa-squeezebox-arrow spa-icon"></span>Transfer fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Transfer fees.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Certificate of Deposits</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">IRAs</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$50 each plan, each occurrence</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_flexible-cd-iraPanel2" data-slug="accountFeesAccordion_flexible-cd-iraPanel2"><button name="Early_withdrawal_penalty" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_flexible-cd-iraPanel2" type="button" aria-controls="accountFeesAccordion_flexible-cd-iraPanel2"><span class="spa-squeezebox-arrow spa-icon"></span>Early withdrawal penalty <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Early withdrawal penalty.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Only required banking regulatory penalties apply</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">With a Flexible CD, we will waive the early withdrawal penalty except in connection with any withdrawals you request within the first 6 days of the account term (or the first 6 days following any partial withdrawal). See <a id="depositAgreementAndDisclosures" href="/deposits/resources/deposit-agreements.go" class="spa-fn spa-boa-window" data-options='{"block":true}'>Deposit Agreement and Disclosures</a> and <a id="depositRateSheet" href="/deposits/bank-account-interest-rates/" class="spa-fn spa-boa-window" data-options='{"block":true}'>Deposit Rate Sheet</a> for more detail about the penalty calculation.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">With a Flexible CD, we will waive the early withdrawal penalty except in connection with any withdrawals you request within the first 6 days of the account term (or the first 6 days following any partial withdrawal). See <a id="depositAgreementAndDisclosures" href="/deposits/resources/deposit-agreements.go" class="spa-fn spa-boa-window" data-options='{"block":true}'>Deposit Agreement and Disclosures</a> and <a id="depositRateSheet" href="/deposits/bank-account-interest-rates/" class="spa-fn spa-boa-window" data-options='{"block":true}'>Deposit Rate Sheet</a> for more detail about the penalty calculation.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_flexible-cd-ira"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_featured-cd-ira"><h2 class="ada-hidden">Featured CD/IRA</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_featured-cd-ira" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_featured-cd-iraPanel0" data-slug="accountFeesAccordion_featured-cd-iraPanel0"><button name="Annual_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_featured-cd-iraPanel0" type="button" aria-controls="accountFeesAccordion_featured-cd-iraPanel0"><span class="spa-squeezebox-arrow spa-icon"></span>Annual fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Annual fee.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Annual fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"> </p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"> </p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_featured-cd-iraPanel1" data-slug="accountFeesAccordion_featured-cd-iraPanel1"><button name="Transfer_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_featured-cd-iraPanel1" type="button" aria-controls="accountFeesAccordion_featured-cd-iraPanel1"><span class="spa-squeezebox-arrow spa-icon"></span>Transfer fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Transfer fees.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Certificate of Deposits</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">IRAs</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$50 each plan, each occurrence</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_featured-cd-iraPanel2" data-slug="accountFeesAccordion_featured-cd-iraPanel2"><button name="Early_withdrawal_penalty" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_featured-cd-iraPanel2" type="button" aria-controls="accountFeesAccordion_featured-cd-iraPanel2"><span class="spa-squeezebox-arrow spa-icon"></span>Early withdrawal penalty <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Early withdrawal penalty.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Penalty applies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We calculate all early withdraw penalties on the principal amount withdrawn at the interest rate in effect on the account on the withdrawal date. The early withdrawal penalty is:</p><p class="account-fee-content">• For CDs with terms of less than 90 days, the greater of all interest earned on the amount withdrawn or an amount equal to seven days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 90 days up to 12 months, the penalty is an amount equal to 90 days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 12 months up to 60 months, the penalty is an amount equal to 180 days interest on the amount withdrawn; and</p><p class="account-fee-content">• For CDs with terms of 60 months or longer, the penalty is an amount equal to 365 days interest on the amount withdrawn.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We calculate all early withdraw penalties on the principal amount withdrawn at the interest rate in effect on the account on the withdrawal date. The early withdrawal penalty is:</p><p class="account-fee-content">• For CDs with terms of less than 90 days, the greater of all interest earned on the amount withdrawn or an amount equal to seven days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 90 days up to 12 months, the penalty is an amount equal to 90 days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 12 months up to 60 months, the penalty is an amount equal to 180 days interest on the amount withdrawn; and</p><p class="account-fee-content">• For CDs with terms of 60 months or longer, the penalty is an amount equal to 365 days interest on the amount withdrawn.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_featured-cd-ira"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_standard-term-cd-ira"><h2 class="ada-hidden">Standard Term CD/IRA</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_standard-term-cd-ira" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_standard-term-cd-iraPanel0" data-slug="accountFeesAccordion_standard-term-cd-iraPanel0"><button name="Annual_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_standard-term-cd-iraPanel0" type="button" aria-controls="accountFeesAccordion_standard-term-cd-iraPanel0"><span class="spa-squeezebox-arrow spa-icon"></span>Annual fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Annual fee.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Annual fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"> </p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"> </p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_standard-term-cd-iraPanel1" data-slug="accountFeesAccordion_standard-term-cd-iraPanel1"><button name="Transfer_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_standard-term-cd-iraPanel1" type="button" aria-controls="accountFeesAccordion_standard-term-cd-iraPanel1"><span class="spa-squeezebox-arrow spa-icon"></span>Transfer fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Transfer fees.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Certificate of Deposits</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">&nbsp</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">&nbsp</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">IRAs</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$50 each plan, each occurrence</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Fee for transferring funds from Bank of America to another institution.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_standard-term-cd-iraPanel2" data-slug="accountFeesAccordion_standard-term-cd-iraPanel2"><button name="Early_withdrawal_penalty" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_standard-term-cd-iraPanel2" type="button" aria-controls="accountFeesAccordion_standard-term-cd-iraPanel2"><span class="spa-squeezebox-arrow spa-icon"></span>Early withdrawal penalty <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="_panelAdaDescription" class="ada-hidden">Information for Early withdrawal penalty.</p><div aria-labelledby="_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Penalty applies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">We calculate all early withdraw penalties on the principal amount withdrawn at the interest rate in effect on the account on the withdrawal date. The early withdrawal penalty is:</p><p class="account-fee-content">• For CDs with terms of less than 90 days, the greater of all interest earned on the amount withdrawn or an amount equal to seven days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 90 days up to 12 months, the penalty is an amount equal to 90 days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 12 months up to 60 months, the penalty is an amount equal to 180 days interest on the amount withdrawn; and</p><p class="account-fee-content">• For CDs with terms of 60 months or longer, the penalty is an amount equal to 365 days interest on the amount withdrawn.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">We calculate all early withdraw penalties on the principal amount withdrawn at the interest rate in effect on the account on the withdrawal date. The early withdrawal penalty is:</p><p class="account-fee-content">• For CDs with terms of less than 90 days, the greater of all interest earned on the amount withdrawn or an amount equal to seven days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 90 days up to 12 months, the penalty is an amount equal to 90 days interest on the amount withdrawn;</p><p class="account-fee-content">• For CDs with terms of 12 months up to 60 months, the penalty is an amount equal to 180 days interest on the amount withdrawn; and</p><p class="account-fee-content">• For CDs with terms of 60 months or longer, the penalty is an amount equal to 365 days interest on the amount withdrawn.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_standard-term-cd-ira"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1"><h2 class="ada-hidden">Regular Checking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel0" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$14 per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minimum daily balance of $1,500 or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a minimum daily balance of $2,000 or more in a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a minimum daily balance of $5,000 or more in a linked Money Market Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account with linked savings, Money Market Savings, CD, and IRA accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Regular Checking account to avoid the monthly maintenance fee. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minimum daily balance of $1,500 or more in your account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a minimum daily balance of $2,000 or more in a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a minimum daily balance of $5,000 or more in a linked Money Market Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account with linked savings, Money Market Savings, CD, and IRA accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Regular Checking account to avoid the monthly maintenance fee. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel1" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.foreignATMWithDrawalFees">XXXX</span></p><p class="account-fee-price-subtext">within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07DJGB3H1" data-token="cdProductAttributes.internationalATMWithDrawalFees">XXXX</span></p><p class="account-fee-price-subtext">outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An International Transaction Fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel2" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel3" data-slug="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07DJGB3H1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PC07DJGB3H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaCoreCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Depending on the style you choose.</p><p class="account-fee-content">Preferred Rewards clients get this fee waived on standard styles and discounts on certain styles.</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Depending on the style you choose.</p><p class="account-fee-content">Preferred Rewards clients get this fee waived on standard styles and discounts on certain styles.</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true"> </p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards Platinum and Platinum Honors clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">Fee is waived for Preferred Rewards Platinum and Platinum Honors clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PC07DJGB3H1_1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PC07ITH90H1"><h2 class="ada-hidden">Advantage with Tiered Bank of America Advantage Relationship Banking<sup>®</sup></h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PC07ITH90H1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel0" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07ITH90H1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account or a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $10,000 or more in your account with linked savings, Money Market Savings, CD, and IRA account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in outstanding balance on linked installment loan or line of credit</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">A linked Bank of America first mortage loan that we service</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage with Tiered Interest Checking account to avoid the monthly maintenance fee on your Bank of America Advantage with Tiered Interest Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account or a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $10,000 or more in your account with linked savings, Money Market Savings, CD, and IRA account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in outstanding balance on linked installment loan or line of credit</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">A linked Bank of America first mortage loan that we service</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our <a id="preferred-rewards" href="https://promotions.bankofamerica.com/preferredrewards/en/" rel="noopener noreferrer" target="_blank">Preferred Rewards</a> program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage with Tiered Interest Checking account to avoid the monthly maintenance fee on your Bank of America Advantage with Tiered Interest Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel1" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel2" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel3" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No fee on standard checks and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No fee on standard checks and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PC07ITH90H1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PC07ITH90H1_1"><h2 class="ada-hidden">Advantage Regular Checking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PC07ITH90H1_1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel0" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold"><span class="convert" data-epc="FSDPDD00PC07ITH90H1" data-token="cdProductAttributes.monthlyMaintenanceFee">XXXX</span> per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account or a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $10,000 or more in your account with linked savings, Money Market Savings, CD, and IRA account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in outstanding balance on linked installment loan or line of credit</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">A linked Bank of America first mortage loan that we service</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage Regular Checking account to avoid the monthly maintenance fee on your Bank of America Advantage Regular Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet one of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a daily average balance of $5,000 or more in your account or a linked Regular Savings account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain a daily average balance of $10,000 or more in your account with linked savings, Money Market Savings, CD, and IRA account</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in outstanding balance on linked installment loan or line of credit</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">A linked Bank of America first mortage loan that we service</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Maintain $15,000 or more in total combined assets in linked eligible Merrill Edge and Merrill Lynch investment accounts</p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are enrolled in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p><p class="account-fee-content"><strong>Link Your Accounts:</strong><br>Ask us to link your other eligible accounts to your Bank of America Advantage Regular Checking account to avoid the monthly maintenance fee on your Bank of America Advantage Regular Checking or the linked account. You must tell us what accounts you want us to link. We do not automatically link other accounts for pricing and will not link your accounts unless you tell us to do so. Please review “What does it mean to link accounts?” in the <a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a> under the “Frequently Asked Questions About Accounts” section for additional information on how to link eligible accounts to avoid the monthly maintenance fee. We may send you a combined statement for your linked accounts. You can find monthly maintenance fee information by visiting <a id="bankAccountFees" href="/deposits/account-fees/" rel="noopener noreferrer" target="_blank">Bank Account Fees</a>.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel1" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 each within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier clients using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in the U.S.</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$5.00 each outside the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">An international transaction fee of 3% of the U.S. dollar amount for each converted <abbr title="Automated Teller Machine">ATM</abbr> cash withdrawal. This fee is assessed as a separate transaction fee on the posting date of the withdrawal.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p><a href="javascript:void(0)" class="show-hide-link">View more important information</a></p><div class="show-hide-div"><p class="account-fee-content">Use your Bank of America <abbr title="Automated Teller Machine">ATM</abbr> or debit card at one of our International partner <abbr title="Automated Teller Machines">ATMs</abbr> below and avoid the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> $5 usage fee for each withdrawal or transfer as well as the <abbr title="Automated Teller Machine">ATM</abbr> operator access fee.</p><p class="account-fee-content">Bank of America will assess an International Transaction Fee of 3% of the converted US dollar amount. This fee is assessed as a separate transaction fee on the posting date of the withdrawal. The International Transaction Fee may be waived for certain account relationships. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign <abbr title="Automated Teller Machine">ATM</abbr> withdrawal. Foreign <abbr title="Automated Teller Machine">ATM</abbr> operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To ensure that your currency conversion does not incur a fee higher than 3%, you may refuse the <abbr title="Automated Teller Machine">ATM</abbr> operator's offer to convert the amount of the transaction.<br><br><b>International Partner <abbr title="Automated Teller Machines">ATMs</abbr></b></p><p><b>Bank Name: </b>Barclays<br><b>Coverage Area: </b>England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands</p><p><b>Bank Name: </b>BNP Paribas<br><b>Coverage Area: </b>France</p><p><b>Bank Name: </b>BNL D'Italia<br><b>Coverage Area: </b>Italy</p><p><b>Bank Name: </b>Deutsche Bank<br><b>Coverage Area: </b>Germany and Spain</p><p><b>Bank Name: </b>UkrSibbank<br><b>Coverage Area: </b>Ukraine</p><p><b>Bank Name: </b>TEB<br><b>Coverage Area: </b>Turkey</p><p><b>Bank Name: </b>Scotiabank<br><b>Coverage Area: </b>Mexico, Canada, Peru, Chile and the Caribbean including: Anguilla, Antigua & Barbuda, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica, Dominican Republic, Grenada, Jamaica, Saint Maarten, Puerto Rico, Saint Kitts & Nevis, Saint Lucia, Saint Vincent & the Grenadines, Trinidad & Tobago, Turks & Caicos Islands and U.S. Virgin Islands</p><p><b>Bank Name: </b>Westpac Bank<br><b>Coverage Area: </b>Australia and New Zealand</p><p><b>Bank Name: </b>China Construction<br><b>Coverage Area: </b>Mainland China, excluding Hong Kong</p><p><b>Note:</b> Participation in this program is subject to change, please review participating Financial Institutions prior to traveling internationally and using International Partner ATMs.<br></p></div></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">There is no fee per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel2" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel3" data-slug="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07ITH90H1_1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07ITH90H1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PC07ITH90H1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each statement copy. You can also view and print your available statements in the Statements & Documents tab in Online Banking instead of ordering a copy from us.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">No fee on standard checks and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">No fee on standard checks and discounts on certain styles</p><p class="account-fee-content">These fees are waived for Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PC07ITH90H1_1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_core_checking" href="/content/documents/deposits/service/pdf/docrepo/BofA_CoreChecking_en_ADA.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"87c3153a-5cff-4d71-8a87-ddbc4848f75f","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div><section class="squeezebox-visibility-wrapper" data-visibility-for="accountFeesAccordion_FSDPDD00PC07HW8K0K1"><h2 class="ada-hidden">Senior Economy Checking</h2></section><section class="squeezebox-wrapper" id="accountFeesAccordion_FSDPDD00PC07HW8K0K1" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-group-control-wrapper" data-font="cnx-regular"><button class="squeezebox-group-control squeezebox-expand-all-link spa-btn spa-btn--link" type="button">Expand all<span class="ada-hidden"> panels</span></button> <span class="squeezebox-link-divider">| </span><button class="squeezebox-group-control squeezebox-collapse-all-link spa-btn spa-btn--link" type="button">Collapse all<span class="ada-hidden"> panels</span></button></div><div class="squeezebox-panels"><div class="squeezebox-panel active" id="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel0" data-slug="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel0"><button name="Monthly_maintenance_fee" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel0" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel0"><span class="spa-squeezebox-arrow spa-icon"></span>Monthly maintenance fee <span class="ada-hidden"></span></button><div class="panel-content"><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07HW8K0K1_panelAdaDescription" class="ada-hidden">Information for Monthly maintenance fee.</p><div aria-labelledby="FSDPDD00PC07HW8K0K1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Monthly maintenance fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$7.00 per statement cycle</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet BOTH of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minumum daily balance of $100 or more in your account</p><p class="account-fee-content account-fee-bold">AND</p><p class="account-fee-content">Have a monthy qualifying direct deposit of at least $100 or more. <a id="qualifyingDirectDepositsLink2" href="/deposits/account-rates-fees-faqs/#qualifying-direct-deposits" rel="noopener noreferrer" target="_blank">Learn about qualifying direct deposits</a></p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can avoid the monthly maintenance fee when you meet BOTH of the following requirements during each statement cycle:</p><p class="account-fee-content">Maintain a minumum daily balance of $100 or more in your account</p><p class="account-fee-content account-fee-bold">AND</p><p class="account-fee-content">Have a monthy qualifying direct deposit of at least $100 or more. <a id="qualifyingDirectDepositsLink2" href="/deposits/account-rates-fees-faqs/#qualifying-direct-deposits" rel="noopener noreferrer" target="_blank">Learn about qualifying direct deposits</a></p><p class="account-fee-content account-fee-bold">OR</p><p class="account-fee-content">Are a member in our Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (fee waiver applies to first 4 checking accounts) or Diamond or Diamond Honors tier (unlimited).</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel1" data-slug="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel1"><button name="abbr_titleAutomated_Teller_MachineATMabbr_Fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel1" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel1"><span class="spa-squeezebox-arrow spa-icon"></span><abbr title="Automated Teller Machine">ATM</abbr> Fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07HW8K0K1_panelAdaDescription" class="ada-hidden">Information for <abbr title="Automated Teller Machine">ATM</abbr> Fees.</p><div aria-labelledby="FSDPDD00PC07HW8K0K1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bank of America<sup>®</sup> <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No <abbr title="Automated Teller Machine">ATM</abbr> fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For deposits, withdrawals, transfers or balance inquiries</p></div></div></section><section class="account-fee-section-wrapper account-fee-secondary"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr></p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$2.50 within the U.S.</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr>s in the U.S.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr>s in the U.S.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Plus any fee charged by the <abbr title="Automated Teller Machine's">ATM's</abbr> operator.</p><p class="account-fee-content">Preferred Rewards Platinum using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive one (1) refund per statement cycle of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr>s in the U.S.</p><p class="account-fee-content">Preferred Rewards Diamond and Diamond Honors members using a Bank of America Debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the International Transaction Fee or the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machines">ATMs</abbr> in a foreign country.</p><p class="account-fee-content">Platinum Honors, Diamond and Diamond Honors tier members using a Bank of America debit or <abbr title="Automated Teller Machine">ATM</abbr> card will not be charged the non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr> fee and will receive a refund of the <abbr title="Automated Teller Machine">ATM</abbr> operator or network fee for withdrawals and transfers from non-Bank of America <abbr title="Automated Teller Machine">ATM</abbr>s in the U.S.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Card Replacement</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content"><strong>$15</strong> per card for rush delivery. Rush delivery fees are waived for Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel2" data-slug="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel2"><button name="Overdraft_settings_and_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel2" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel2"><span class="spa-squeezebox-arrow spa-icon"></span>Overdraft settings and fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07HW8K0K1_panelAdaDescription" class="ada-hidden">Information for Overdraft settings and fees.</p><div aria-labelledby="FSDPDD00PC07HW8K0K1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft policy</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold" aria-hidden="true">&nbsp</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">To help you avoid fees, we won't authorize <abbr title="Automated Teller Machine">ATM</abbr> withdrawals or everyday debit card purchases when you don't have enough money in your account at the time of the transaction.<br>We offer two overdraft setting options for how you want us to process your other transactions, such as checks and scheduled payments.</p><p class="account-fee-content"><span data-font="cnx-bold" style="color:#000">Option 1: Standard -</span> This setting will be automatically applied to your account.</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>Your checks and scheduled payments may be paid, causing an overdraft.</li><li>You may be charged an Overdraft Item Fee if you overdraw your account.</li><li>When we return an item unpaid, we won't charge a fee, but the payee may.</li></ul><span data-font="cnx-bold" style="color:#000">Option 2: Decline All -</span> <span style="color:#000">You can choose this setting if you would like to have your transactions declined or returned unpaid when you don't have enough money.</span><ul style="margin-top:10px;margin-left:15px;color:#000"><li>Checks or scheduled payments will be returned unpaid if you don't have enough money in your account.</li><li>When we decline or return a transaction, we won't charge a fee, but the payee may.</li></ul><p></p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Overdraft Item Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$10.00 per item</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">This fee is charged when your account has insufficient funds for a payment or purchase, but we pay it anyway. We make this decision at our discretion.</p><p class="account-fee-content">We won't charge this fee:</p><ul style="margin-top:-10px;margin-left:15px;color:#000"><li>If your account is overdrawn by $1 or less <strong>OR</strong></li><li>For items that are $1 or less <strong>OR</strong></li><li>On ACH resubmissions labeled by the merchant as "RETRY PYMT" or "REDEPCHECK"</li></ul><span style="color:#000">We won't charge you more than 2 of these fees per day.</span><p></p><p class="account-fee-content">This fee is waived for Diamond (1 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div><div class="squeezebox-panel" id="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel3" data-slug="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel3"><button name="Additional_fees" class="panel-header spa-oline spa-btn spa-btn--link" data-panel="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel3" type="button" aria-controls="accountFeesAccordion_FSDPDD00PC07HW8K0K1Panel3"><span class="spa-squeezebox-arrow spa-icon"></span>Additional fees <span class="ada-hidden"></span></button><div class="panel-content" hidden><div class="content"><div class="row"><div class="column"><p id="FSDPDD00PC07HW8K0K1_panelAdaDescription" class="ada-hidden">Information for Additional fees.</p><div aria-labelledby="FSDPDD00PC07HW8K0K1_panelAdaDescription"><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Bill Pay</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For all Bank of America accounts, there is no fee for Bill Pay Service if you’re enrolled in <a name="bankOfAmericaAdvTierCheckingOlblink" href="https://secure.bankofamerica.com/login/enroll/entry/olbEnroll.go?reason=model_enroll&request_locale=en_US">Online Banking</a>.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Statement copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">You can view and print your available statements in the Statements & Documents tab in Online banking instead of ordering a copy from us.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">You can view and print your available statements in the Statements & Documents tab in Online banking instead of ordering a copy from us.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check Image Service</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Our Online Banking service allows you to view and print copies of checks that posted to your account within the last 18 months.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Check copies</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Check Copies can be viewed and/or printed from online banking/business advantage 360.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Ordering checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Depending on the style you choose, this fee waived on standard checks and discounts are applied on non-standard design.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Depending on the style you choose, this fee waived on standard checks and discounts are applied on non-standard design.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Non-Bank of America Teller Withdrawal Fee</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">Varies</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">For each transaction, the greater of $5 per withdrawal OR 3% of the dollar amount of the transaction, up to a maximum of $10.</p><p class="account-fee-content">Fee applies when you authorize another financial institution to use your card or card number to conduct a transaction (such as a withdrawal, transfer, or payment) and the other financial institution processes the transaction as a cash disbursement.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Stop payment</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards members.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Each request</p><p class="account-fee-content">This fee is waived for Preferred Rewards members.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Cashier's checks</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards members.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Per check</p><p class="account-fee-content">This fee is waived for Preferred Rewards members.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Incoming wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer. This fee is waived for Preferred Rewards Platinum and Platinum Honors, Diamond and Diamond Honors Preferred Rewards Clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer. This fee is waived for Preferred Rewards Platinum and Platinum Honors, Diamond and Diamond Honors Preferred Rewards Clients.</p><p class="account-fee-content">Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$15.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Platinum, Platinum Honors, Diamond, and Diamond Honors Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header">Outgoing wire transfers (each)</p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$30.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Domestic wire transfer</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">No Fee</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in foreign currency; other banks may charge fees.</p></div></div></section><section class="account-fee-section-wrapper"><div class="row"><div class="columns small-6 medium-3 account-fee-header-wrapper"><p class="account-fee-header" aria-hidden="true"> </p></div><div class="columns small-6 medium-3 large-2"><p class="account-fee-price account-fee-bold">$45.00</p></div><div class="columns medium-6 large-6 show-for-medium-up account-fee-content-wrapper"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div><div class="row show-for-small-only"><div class="columns small-12"><p class="account-fee-content">Foreign wire transfer sent in U.S. Dollars; other banks may charge additional fees.</p><p class="account-fee-content">This fee is waived for Diamond (2 per statement cycle) and Diamond Honors (unlimited) Preferred Rewards clients.</p></div></div></section></div></div></div></div></div></div></div></section><div class="footer" data-footer-for="accountFeesAccordion_FSDPDD00PC07HW8K0K1"><p class="heading">View more detailed information about your accounts</p><ul><li><a id="clarity_statement_core_checking" href="/content/documents/deposits/service/pdf/docrepo/BofA_CoreChecking_en_ADA.pdf" class="spa-fn spa-boa-window" data-options='{"windowName":"87c3153a-5cff-4d71-8a87-ddbc4848f75f","block":true}'>Clarity Statement</a></li><li><a id="personal_schedule_fee" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"c9ac63d2-bc41-4ab3-b963-df80070f1486","block":true}'>Personal Schedule of Fees</a></li><li><a id="deposit_agreement_disclosures" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"52f5969f-ee73-4a53-a953-2eac34c0b405","block":true}'>Deposit Agreement and Disclosures</a></li></ul><p class="footer-toggle"></p></div></div></div></div><div id="accountFeesAsyncDepositsModule" data-component="module" data-module="account-fees-async-deposits-module" data-module-container="3.1.4" data-version="16.0.0" data-sparta-load="primary" data-module-ref="deposits/account-fees-async-deposits-module" data-options='{"getRatesUrl":"/salesservices/getProductDetailsForEpcs?"}' data-init="accountFeesAsyncDepositsModuleJS" data-module-parameters="{}" class="account-fees-async-deposits-module-class-v-16-0-0 account-fees-async-deposits-module spa-module-init"></div></div></div></section><section class="foot-row account-fees-footer-row small-centered"><div class="row small-collapse medium-collapse large-collapse"><div class="large-12 columns"><div id="zipCodeSelectorModule" data-component="module" data-module="zip-code-selector-module" data-module-container="3.1.4" data-version="6.2.0" data-sparta-load="primary" data-module-ref="global/zip-code-selector-module" data-options="{}" data-init="zipCodeSelectorModuleJS" data-module-parameters='{"topMargin":false,"bottomMargin":false,"alwaysShowModal":false,"enableDebugMode":false,"skin":false,"centerOnSmall":false,"isSmallBusinessFlow":false,"noErrorPage":false}' class="zip-code-selector-module-class-v-6-2-0 zip-code-selector-module spa-module-init"><form novalidate><div class="row"><div class="small-12 columns flex-container"><div class="input-caption">Information for:</div><div class="input-box"><div class="spa-input spa-input-box spa-input--sparta2"><label class="spa-input-label" for="zipCodeInputField">ZIP code<span class="spa-input-label--asterisk"> *</span> <span class="ada-hidden"></span></label><input type="text" aria-describedby="zipCodeInputField_errorMessage zipCodeInputField-hint-text" pattern="^\d{5}$" data-mobile-input-type="number" data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="^\d{5}$" data-default-pattern="^\d{5}$" data-sparta-input-format="zip" autocomplete="postal-code" inputmode="numeric" novalidate="true" autocorrect="off" data-sparta-input-mask='{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"mask":"99999"}' class="spa-input-text" data-gis-mask="false" maxlength="5" id="zipCodeInputField" name="zipCodeInput" data-validation-rules='{"change":[{"zip":{"parameters":[],"errorMessage":"Please enter a valid zip"}}]}' required aria-required="true" data-required-error-message="Please enter a valid zip"><p id="zipCodeInputField-hint-text" class="spa-input-hint"></p><div class="spa-input-error-message spa-icon--error" id="zipCodeInputField_errorMessage" aria-hidden="true"></div></div></div><div class="sparta-button"><button class="spa-btn spa-btn--primary spa-btn--medium" id="go-button" type="button">Go</button></div></div></div></form><div id="countySelectModal" class="hide" data-options="{"type":"modal","closeOnEscape":false}"><h1 id="countySelectModal_title" class="spa-ui-layer-title" data-font="cnx-bold">Please select your county</h1><div class="content"><div id="countySelectModal" data-options='{"type":"modal"}'><div class="content"><form id="countySelectModalForm" name="countySelectModalForm" autocomplete="off" novalidate><div class="spa-input spa-input-box spa-dropdown spa-input--sparta2"><label class="spa-input-label" for="countySelectModalSelect"><span class="spa-input-label--asterisk"> *</span><span class="ada-hidden">Select a county</span></label><select id="countySelectModalSelect" name="countySelectModalSelect" class="county-select spa-input-select" noemptyoption="true" value="" data-val="" required aria-required="true" data-required-error-message="Please make a selection" aria-describedby="countySelectModalSelect_errorMessage "><option value="">Select</option></select><p class="spa-input-hint" id="countySelectModalSelect-hint-text"></p><div class="spa-input-error-message spa-icon--error" id="countySelectModalSelect_errorMessage" aria-hidden="true"></div></div><div class="modal-sparta-button"><button class="spa-btn" type="button">Go</button></div></form></div></div></div></div><div id="zipSelectModal" class="hide" data-options="{"type":"modal","closeOnEscape":false}"><h1 id="zipSelectModal_title" class="spa-ui-layer-title" data-font="cnx-bold">Enter your zip code</h1><div class="content"><div id="zipSelectModal" data-options='{"type":"modal"}'><div class="content"><form id="zipSelectModalForm" name="zipSelectModalForm" autocomplete="off" novalidate><p id="zipParagraph">Please enter the zip code for your home address so we can give you accurate rate and fee information for your location.</p><div class="input-wrapper flex-container"><div class="modal-input-box"><div class="spa-input spa-input-box spa-input--sparta2"><label class="spa-input-label" for="zipCodeModalInputField">ZIP code<span class="spa-input-label--asterisk"> *</span> <span class="ada-hidden"></span></label><input type="text" aria-describedby="zipCodeModalInputField_errorMessage zipCodeModalInputField-hint-text" pattern="^\d{5}$" data-mobile-input-type="number" data-default-input-type="text" data-android-input-type="tel" data-mobile-pattern="^\d{5}$" data-default-pattern="^\d{5}$" data-sparta-input-format="zip" autocomplete="postal-code" inputmode="numeric" novalidate="true" autocorrect="off" data-sparta-input-mask='{"greedy":true,"placeholder":"","clearMaskOnLostFocus":true,"showMaskOnHover":false,"showMaskOnFocus":true,"keepStatic":true,"jitMasking":true,"showTooltip":false,"inputEventOnly":true,"mask":"99999"}' class="spa-input-text" data-gis-mask="false" maxlength="5" id="zipCodeModalInputField" name="zipCodeInput" aria-describedby="zipParagraph" data-validation-rules='{"change":{"zip":{"parameters":[],"errorMessage":"Please enter a valid zip"}}}' required aria-required="true" data-required-error-message="Please enter a valid zip"><p id="zipCodeModalInputField-hint-text" class="spa-input-hint"></p><div class="spa-input-error-message spa-icon--error" id="zipCodeModalInputField_errorMessage" aria-hidden="true"></div></div></div><div class="modal-sparta-button"><button class="spa-btn" type="button">Go</button></div></div></form></div></div></div></div></div><div id="contactUsDepositsModule" data-component="module" data-module="contact-us-deposits-module" data-module-container="3.1.4" data-version="15.0.0" data-sparta-load="primary" data-module-ref="deposits/contact-us-deposits-module" data-options="{}" data-init="contactUsDepositsModuleJS" data-module-parameters='{"checkPilotArray":false,"checkPilotZip":false,"pilotPhone":"844.375.7027","pilotZipArray":[],"headingLevel":"3"}' class="contact-us-deposits-module-class-v-15-0-0 contact-us-deposits-module spa-module-init"><style type="text/css">.contact-us-deposits-module .scheduleAppointment{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-site-secure-deposits-icons-oneonone_micro_icon-crushed-CSX86c4a42b.svg)}.contact-us-deposits-module .scheduleAppointmentMediumUp{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-site-secure-deposits-icons-ononeone_icon-crushed-CSX88e8832e.svg)}.contact-us-deposits-module .callUs{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-site-secure-deposits-icons-callus_micro_icon-crushed-CSX10d58f50.svg)}.contact-us-deposits-module .callUsMediumUp{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-site-secure-deposits-icons-callus_icon-crushed-CSXddff7d9d.svg)}</style><ul class="row list"><li class="small-12 medium-3 columns heading"><h3>Contact us</h3></li><li class="show-for-small-only scheduleAppointment"><a id="scheduleAppointment" href="https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=BBACHKING15_ECDEP_A1000&cm_mmc=olb-general-_-vanity-_-appointments-_-na&orig=landing&request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"899b670e-1f9d-45e7-9384-c191bd0de20e","block":true}'>Schedule an appointment</a></li><li class="show-for-medium-up medium-3 columns scheduleAppointmentMediumUp"><a id="scheduleAppointmentMediumUp" href="https://secure.bankofamerica.com/mycommunications/public/appointments/getTopics.go?marketingCode=BBACHKING15_ECDEP_A1000&cm_mmc=olb-general-_-vanity-_-appointments-_-na&orig=landing&request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"07635c8d-ef14-4bd3-b697-e6194923db2e","block":true}'>Schedule an appointment</a></li><li class="show-for-small-only callUs"><a id="callusDefault" href="tel:800.432.1000">Call us</a></li><li class="show-for-medium-up medium-3 columns callUsMediumUp"><span class="regular-font"><span class="ada-hidden">Phone number:</span>800.432.1000</span></li></ul></div><div id="globalFooterModule" data-component="module" data-module="global-footer-module" data-module-container="3.1.4" data-version="14.2.1" data-sparta-load="primary" data-module-ref="global/global-footer-module" data-init="GlobalFooterModule" data-module-parameters='{"skin":"consumer","mode":"unauth","footnoteSection":false,"footnoteSectionToggleable":false,"footnoteExpandOnLoad":{"small":false,"medium":false,"large":true,"xlarge":true},"legalSection":false,"legalExpandOnLoad":{"small":true,"medium":true,"large":true,"xlarge":true},"footerLegalBottomSection":false,"footerActions":{"enabled":false,"secure_area":true,"language_select":true,"authentication":true},"footerActions_language":true,"copyrightSection":true,"investmentsSection":false,"breadcrumbs":true,"breadcrumbsCurrentPage":true,"breadcrumbsClass":"","breadcrumbsSectionName":"","expandedLegalSection":false,"footerQuickLink":true,"footerQuickLinkClass":"","powerFooterSection":true,"powerFooterClass":"","enableSocialMedia":true,"setFooterSpacingTop":"margin"}' class="global-footer-module-class-v-14-2-1 global-footer-module spa-module-init"><footer class="footer footer--consumer global-footer-spacing--margin" data-mode="footer--unauth"><div class="footer__breadcrumbs"><div class="row"><div class="column"><nav class="row" aria-label="Breadcrumb"><ol itemscope itemtype="https://schema.org/BreadcrumbList"><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" id="breadcrumb_bofa_home" href="/?request_locale=en_US"><span itemprop="name">Bank of America</span></a><meta itemprop="position" content="1"></li><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" id="footer_breadcrumb_account-fees" href="."><span itemprop="name">Bank Account Fees</span> <span class="ada-hidden"> current page</span></a><meta itemprop="position" content="2"></li></ol></nav></div></div></div><div class="footer__power-footer"><div class="row collapse"><div class="column"><div class="show-for-small-only"><section class="squeezebox-wrapper footer__power-list" id="powerFooter" data-one-at-a-time="" data-squeezebox-type=""><a href="#" class="spa-hidden spa-squeezebox-link" aria-hidden="true" data-breakout>Expand all panels</a><div class="squeezebox-panels"><div class="squeezebox-panel" id="powerFooterPanel0" data-slug="powerFooterPanel0"><button name="Checking" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel0" type="button" aria-controls="powerFooterPanel0"><span class="spa-squeezebox-arrow spa-icon"></span>Checking <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_advBankingOverview" href="/deposits/checking/advantage-banking/">Bank of America Advantage Banking</a></li><li><a id="footer_dp_studentBanking" href="/student-banking/">Student Banking</a></li><li><a id="footer_dp_debitCards" href="/deposits/checking/debit-card/" class="spa-fn spa-boa-window" data-options='{"windowName":"776b7992-a8f4-4ecf-9326-4fca0cb697db","block":true}'>Debit Cards</a></li><li><a id="footer_dp_helpVisaHolders" href="https://promo.bankofamerica.com/international-banking/">Help for U.S. visa holders</a></li><li><a id="footer_dp_advBankingClarity" href="/deposits/checking/checking-clarity-statement/" class="spa-fn spa-boa-window" data-options='{"windowName":"f2be2ccb-9d22-42de-bb44-e8ce8f65a4fb","block":true}'>Advantage Banking Clarity Statement</a></li><li><a id="footer_dp_businessChecking" href="/smallbusiness/deposits/checking-accounts/">Business Checking</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel1" data-slug="powerFooterPanel1"><button name="Savings" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel1" type="button" aria-controls="powerFooterPanel1"><span class="spa-squeezebox-arrow spa-icon"></span>Savings <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_savingsOverview" href="/deposits/savings/savings-accounts/">Bank of America Advantage Savings</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel2" data-slug="powerFooterPanel2"><button name="CDs" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel2" type="button" aria-controls="powerFooterPanel2"><span class="spa-squeezebox-arrow spa-icon"></span>CDs <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_cdOverview" href="/deposits/bank-cds/cd-accounts/">CD Home</a></li><li><a id="footer_dp_featureCd" href="/deposits/bank-cds/featured-cd/">Featured CD</a></li><li><a id="footer_dp_standardTermCd" href="/deposits/bank-cds/standard-term-cd/">Fixed Term CD</a></li><li><a id="footer_dp_flexibleCd" href="/deposits/bank-cds/flexible-cd/">Flexible CD</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel3" data-slug="powerFooterPanel3"><button name="IRAs" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel3" type="button" aria-controls="powerFooterPanel3"><span class="spa-squeezebox-arrow spa-icon"></span>IRAs <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_iraOverview" href="/deposits/iras/retirement-accounts/">IRA Home</a></li><li><a id="footer_dp_bankIra" href="/deposits/iras/retirement-accounts/savings-iras/">Bank IRAs</a></li><li><span class="show-for-medium-up"><a id="footer_dp_merrillEdgeIra" href="https://www.merrilledge.com/retirement-planning">Merrill Edge<sup>®</sup> IRAs</a></span></li><li><span class="show-for-small-only"><a id="footer_dp_merrillEdgeIraMobile" href="https://www.merrilledge.com/m/pages/mobile/retirement-planning-mobile.aspx?src_cd=bac_ira">Merrill Edge<sup>®</sup> IRAs</a></span></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel4" data-slug="powerFooterPanel4"><button name="Managing_Your_Account" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel4" type="button" aria-controls="powerFooterPanel4"><span class="spa-squeezebox-arrow spa-icon"></span>Managing Your Account <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_budgetSaving" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" class="spa-fn spa-boa-window" data-options='{"windowName":"b0da3fa0-7fc4-4c3b-b4a9-1182085c084d","block":true}'>Budgeting & Saving</a></li><li><a id="footer_dp_manageBankAccounts" href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" class="spa-fn spa-boa-window" data-options='{"windowName":"a5350f26-e68d-4d32-81f7-584f1397efd0","block":true}'>Managing Your Bank Accounts</a></li><li><a id="footer_dp_faqs" href="/deposits/routing-number-faqs/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"6582e03d-46ac-47ac-ad7d-4541b8e6d674","block":true}'>FAQs</a></li><li><a id="footer_dp_glossary" href="/deposits/manage/glossary" class="spa-fn spa-boa-window" data-options='{"windowName":"84fc189f-d7e1-4968-bef0-6c75982f20bb","block":true}'>Glossary</a></li><li><a id="footer_dp_savingsTool" href="/deposits/savings/savings-goal-calculator/" class="spa-fn spa-boa-window" data-options='{"windowName":"61294a34-4e70-4651-93ea-9e4e9f095893","block":true}'>Short Term Savings Tool</a></li><li><a id="footer_dp_bankAmeriDeals" href="https://promo.bankofamerica.com/deals/" class="spa-fn spa-boa-window" data-options='{"windowName":"ca8164d2-c732-470c-9977-3be9803a5265","block":true}'>BankAmeriDeals<sup>®</sup></a></li><li><a id="footer_dp_keepTheChange" href="/deposits/keep-the-change/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"39a03117-6f65-409e-883e-2b1f030332af","block":true}'>Keep the Change<sup>®</sup></a></li><li><a id="footer_dp_switchToBoa" href="/deposits/switch-banks" class="spa-fn spa-boa-window" data-options='{"windowName":"8d9feff8-aee5-41fa-a40b-df01e0d41333","block":true}'>Switch to Bank of America</a></li></ul></div></div><div class="squeezebox-panel" id="powerFooterPanel5" data-slug="powerFooterPanel5"><button name="Access_Accounts" class="panel-header spa-oline footer-gray spa-btn spa-btn--link" data-panel="powerFooterPanel5" type="button" aria-controls="powerFooterPanel5"><span class="spa-squeezebox-arrow spa-icon"></span>Access Accounts <span class="ada-hidden"></span></button><div class="panel-content footer-gray" hidden><ul><li><a id="footer_dp_signInOlb" href="/online-banking/sign-in/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"f8cfa17c-f6a2-4f67-97a1-acc699d5341c","block":true}'>Log in to Online Banking</a></li><li><a id="footer_dp_setupDirectDeposit" href="/deposits/access/setting-up-direct-deposit/" class="spa-fn spa-boa-window" data-options='{"windowName":"0a3f6d93-fa18-4b6c-9b3c-86f334c6be11","block":true}'>Set up Direct Deposit</a></li><li><a id="footer_dp_personalScheduleOfFees" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"eb303266-c738-46bd-8bc1-5ce5eef413aa","block":true}'>Personal Schedule of Fees</a></li><li><a id="footer_dp_requestDebitCard" href="/deposits/access/request-debit-card/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"07363539-c6a1-4c08-a608-c8030c391670","block":true}'>Request a Debit Card</a></li><li><a id="footer_dp_depositAgreement" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"0741f75f-6ee6-4b87-ab86-28e8801d1227","block":true}'>Deposit Agreement and Disclosures</a></li></ul></div></div></div></section></div><div class="show-for-medium-up"><div class="footer__power-list"><nav class="collapsed" id="links-0" aria-label="Checking"><h3>Checking</h3><div class="power-footer__links" id="footer-links-0"><ul><li><a id="footer_dp_advBankingOverview" href="/deposits/checking/advantage-banking/">Bank of America Advantage Banking</a></li><li><a id="footer_dp_studentBanking" href="/student-banking/">Student Banking</a></li><li><a id="footer_dp_debitCards" href="/deposits/checking/debit-card/" class="spa-fn spa-boa-window" data-options='{"windowName":"776b7992-a8f4-4ecf-9326-4fca0cb697db","block":true}'>Debit Cards</a></li><li><a id="footer_dp_helpVisaHolders" href="https://promo.bankofamerica.com/international-banking/">Help for U.S. visa holders</a></li><li><a id="footer_dp_advBankingClarity" href="/deposits/checking/checking-clarity-statement/" class="spa-fn spa-boa-window" data-options='{"windowName":"f2be2ccb-9d22-42de-bb44-e8ce8f65a4fb","block":true}'>Advantage Banking Clarity Statement</a></li><li><a id="footer_dp_businessChecking" href="/smallbusiness/deposits/checking-accounts/">Business Checking</a></li></ul></div></nav><nav class="collapsed" id="links-1" aria-label="Savings"><h3>Savings</h3><div class="power-footer__links" id="footer-links-1"><ul><li><a id="footer_dp_savingsOverview" href="/deposits/savings/savings-accounts/">Bank of America Advantage Savings</a></li></ul></div></nav><nav class="collapsed" id="links-2" aria-label="CDs"><h3>CDs</h3><div class="power-footer__links" id="footer-links-2"><ul><li><a id="footer_dp_cdOverview" href="/deposits/bank-cds/cd-accounts/">CD Home</a></li><li><a id="footer_dp_featureCd" href="/deposits/bank-cds/featured-cd/">Featured CD</a></li><li><a id="footer_dp_standardTermCd" href="/deposits/bank-cds/standard-term-cd/">Fixed Term CD</a></li><li><a id="footer_dp_flexibleCd" href="/deposits/bank-cds/flexible-cd/">Flexible CD</a></li></ul></div></nav><nav class="collapsed" id="links-3" aria-label="IRAs"><h3>IRAs</h3><div class="power-footer__links" id="footer-links-3"><ul><li><a id="footer_dp_iraOverview" href="/deposits/iras/retirement-accounts/">IRA Home</a></li><li><a id="footer_dp_bankIra" href="/deposits/iras/retirement-accounts/savings-iras/">Bank IRAs</a></li><li><span class="show-for-medium-up"><a id="footer_dp_merrillEdgeIra" href="https://www.merrilledge.com/retirement-planning">Merrill Edge<sup>®</sup> IRAs</a></span></li><li><span class="show-for-small-only"><a id="footer_dp_merrillEdgeIraMobile" href="https://www.merrilledge.com/m/pages/mobile/retirement-planning-mobile.aspx?src_cd=bac_ira">Merrill Edge<sup>®</sup> IRAs</a></span></li></ul></div></nav><nav class="collapsed" id="links-4" aria-label="Managing Your Account"><h3>Managing Your Account</h3><div class="power-footer__links" id="footer-links-4"><ul><li><a id="footer_dp_budgetSaving" href="https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting" class="spa-fn spa-boa-window" data-options='{"windowName":"b0da3fa0-7fc4-4c3b-b4a9-1182085c084d","block":true}'>Budgeting & Saving</a></li><li><a id="footer_dp_manageBankAccounts" href="https://bettermoneyhabits.bankofamerica.com/en/personal-banking" class="spa-fn spa-boa-window" data-options='{"windowName":"a5350f26-e68d-4d32-81f7-584f1397efd0","block":true}'>Managing Your Bank Accounts</a></li><li><a id="footer_dp_faqs" href="/deposits/routing-number-faqs/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"6582e03d-46ac-47ac-ad7d-4541b8e6d674","block":true}'>FAQs</a></li><li><a id="footer_dp_glossary" href="/deposits/manage/glossary" class="spa-fn spa-boa-window" data-options='{"windowName":"84fc189f-d7e1-4968-bef0-6c75982f20bb","block":true}'>Glossary</a></li><li><a id="footer_dp_savingsTool" href="/deposits/savings/savings-goal-calculator/" class="spa-fn spa-boa-window" data-options='{"windowName":"61294a34-4e70-4651-93ea-9e4e9f095893","block":true}'>Short Term Savings Tool</a></li><li><a id="footer_dp_bankAmeriDeals" href="https://promo.bankofamerica.com/deals/" class="spa-fn spa-boa-window" data-options='{"windowName":"ca8164d2-c732-470c-9977-3be9803a5265","block":true}'>BankAmeriDeals<sup>®</sup></a></li><li><a id="footer_dp_keepTheChange" href="/deposits/keep-the-change/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"39a03117-6f65-409e-883e-2b1f030332af","block":true}'>Keep the Change<sup>®</sup></a></li><li><a id="footer_dp_switchToBoa" href="/deposits/switch-banks" class="spa-fn spa-boa-window" data-options='{"windowName":"8d9feff8-aee5-41fa-a40b-df01e0d41333","block":true}'>Switch to Bank of America</a></li></ul></div></nav><nav class="collapsed" id="links-5" aria-label="Access Accounts"><h3>Access Accounts</h3><div class="power-footer__links" id="footer-links-5"><ul><li><a id="footer_dp_signInOlb" href="/online-banking/sign-in/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"f8cfa17c-f6a2-4f67-97a1-acc699d5341c","block":true}'>Log in to Online Banking</a></li><li><a id="footer_dp_setupDirectDeposit" href="/deposits/access/setting-up-direct-deposit/" class="spa-fn spa-boa-window" data-options='{"windowName":"0a3f6d93-fa18-4b6c-9b3c-86f334c6be11","block":true}'>Set up Direct Deposit</a></li><li><a id="footer_dp_personalScheduleOfFees" href="/deposits/resources/personal-schedule-fees.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"eb303266-c738-46bd-8bc1-5ce5eef413aa","block":true}'>Personal Schedule of Fees</a></li><li><a id="footer_dp_requestDebitCard" href="/deposits/access/request-debit-card/?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"07363539-c6a1-4c08-a608-c8030c391670","block":true}'>Request a Debit Card</a></li><li><a id="footer_dp_depositAgreement" href="/deposits/resources/deposit-agreements.go?request_locale=en_US" class="spa-fn spa-boa-window" data-options='{"windowName":"0741f75f-6ee6-4b87-ab86-28e8801d1227","block":true}'>Deposit Agreement and Disclosures</a></li></ul></div></nav></div></div></div></div></div><div class="footer__bottom footer__bottom--unauth"><div class="row"><div class="column"><div class="footer__links footer__links--unauth"><div class="row"><div class="column"><nav class="footer__top-links footer__list-has-pipes"><ul><li><a id="footer_bofa_locations" href="https://locators.bankofamerica.com/locator/locator/LocatorAction.do">Locations</a></li><li><a id="footer_bofa_contactus" href="/contactus/contactus.go">Contact Us</a></li><li><a id="footer_bofa_help" href="/help/overview.go">Help & Support</a></li><li><a id="cobrowse" href="#" class="browse-with-specialist link-bind--livelook spa-prevent-default-click">Browse with Specialist</a></li><li><a id="footer_bofa_accessible_banking" href="/accessiblebanking/overview.go">Accessible Banking</a></li><li><a id="footer_bofa_privacy" href="https://www.bankofamerica.com/security-center/privacy-overview/">Privacy</a></li><li><a id="footer_bofa_childrens_privacy" href="https://www.bankofamerica.com/childrens-privacy" rel="noopener noreferrer" target="_blank">Children’s Privacy</a></li><li><a id="footer_bofa_security" href="https://www.bankofamerica.com/security-center/overview/">Security</a></li><li><a id="footer_bofa_online_banking_service_agreement" href="/online-banking/service-agreement.go?request_locale=en-us" rel="noopener noreferrer" target="_blank">Online Banking Service Agreement</a></li><li><button class="spa-btn spa-btn--link spa-ui-layer-link spa-fn" data-bactmtrack data-options="{"rel":"advertisingPracticesLayer"}" rel="advertisingPracticesLayer" type="button">Advertising Practices<span class="spa-ada-text ada-hidden"> popup</span></button></li><li><a id="footer_bofa_sitemap" href="/information/personal/">Site Map</a></li><li><a id="footer_bofa_careers" href="https://careers.bankofamerica.com/">Careers</a></li><li><a id="footer_bofa_feedback" href="#" class="spa-prevent-default-click">Share Your Feedback</a></li><li class="last-link"><button class="spa-btn spa-btn--link ot-sdk-show-settings" type="button"></button><img id="pillImage" alt="" role="img" src="https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-bofa_icon_optout1_ko-CSX2fdcab0b.png"></li><div id="advertisingPracticesLayer" class="hide" data-options="{"type":"info"}"><h3 id="advertisingPracticesLayer_title" class="spa-ui-layer-title" data-font="cnx-bold">Advertising Practices</h3><div class="content"><p>We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.</p><p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a id="modal_aboutads_adchoices" href="https://www.aboutads.info/choices/" class="spa-ui-layer-link spa-fn" data-options='{"interstitialType":"leaving-site","targetAction":"new-tab"}'>YourAdChoices<span class="spa-ada-text ada-hidden"> layer</span></a> powered by the DAA or through the <a id="modal_network_advertising_optout" href="https://www.networkadvertising.org/choices" class="spa-ui-layer-link spa-fn" data-options='{"interstitialType":"leaving-site","targetAction":"new-tab"}'>Network Advertising Initiative's Opt-Out Tool<span class="spa-ada-text ada-hidden"> layer</span></a>. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options.</p><p>To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the <a id="WebsiteAdPractices_PrivacyNotice" href="/security-center/online-privacy-notice/" target="_blank" rel="noopener noreferrer">Bank of America Online Privacy Notice</a> and our <a id="Online-privacy-faqs" href="/privacy/faq/online-privacy-faq.go" target="_blank">Online Privacy FAQs</a>.</p></div></div></ul></nav></div></div></div><div class="text-center"><div id="globalSocialModule" data-component="module" data-module="global-social-module" data-module-container="3.1.4" data-version="8.5.0" data-sparta-load="primary" data-module-ref="global/global-social-module" data-options='{"branding":"red","externalSite":false,"socialEnabled":true,"socialType":"follow"}' data-init="GlobalSocialModule" data-module-parameters='{"skin":"white","socialEnabled":true,"externalSite":false,"branding":"red","size":"large","shape":"round","socialType":"follow","isChild":true,"site":"deposits","networks":{},"analyticsId":"link","headerTag":"div"}' class="global-social-module-class-v-8-5-0 global-social-module spa-module-init"><div class="boa-social-target boa-social-skin--white boa-social-size--large boa-social-shape--round" data-externalsite="false" data-sparta="Sparta" data-config="{"language":"en","enableSocialContent":true,"content":{"thanks":"Thanks for wanting to spread the word","interstitial1":"Before you go, we want you to know we're only responsible for the content we post. ","interstitial2":" is responsible for their content and offerings on their site, and their level of security may be different from ours. Please refer to their privacy policy and terms of use for details.","close":"Close","continue":"Continue to ","return":"Return to Bank of America","share":"Share","shareOn":"Share on","followUs":"Follow us","connectWithUs":"Connect with us","connectWithUsOn":"Connect with us on ","adaOpen":". Opens a modal popup."},"networkOrder":["facebook","instagram","linkedin","pinterest","twitter","youtube"],"networks":{"twitter":{"enabled":true,"class":"twitter","links":{"@BankofAmerica":{"handle":"@BankofAmerica","link":"https://twitter.com/BankofAmerica","content":{"text":"for information and resources to help our communities thrive"}},"@BofA_News":{"handle":"@BofA_News","link":"https://twitter.com/BofA_News","content":{"text":"for the latest news and information"}},"@BofA_Tips":{"handle":"@BofA_Tips","link":"https://twitter.com/BofA_Tips","content":{"text":"for tips on shopping, travel and personal finance"}},"@BofA_Help":{"handle":"@BofA_Help","link":"https://twitter.com/BofA_Help","content":{"text":"for questions about our products and services"}},"@MerrillLynch":{"handle":"@MerrillLynch","link":"https://twitter.com/MerrillLynch","content":{"text":"for wealth management insights"}}},"name":"Twitter","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"36.914\" height=\"30\" viewBox=\"0 0 36.914 30\"><path d=\"M36.914,3.551a15.169,15.169,0,0,1-4.35,1.193A7.6,7.6,0,0,0,35.9.553a15.187,15.187,0,0,1-4.811,1.838A7.582,7.582,0,0,0,18.18,9.3,21.5,21.5,0,0,1,2.57,1.387,7.579,7.579,0,0,0,4.914,11.5a7.542,7.542,0,0,1-3.432-.946v0.095A7.577,7.577,0,0,0,7.559,18.07a7.621,7.621,0,0,1-3.422.131,7.587,7.587,0,0,0,7.076,5.26,15.194,15.194,0,0,1-9.4,3.241A15.57,15.57,0,0,1,0,26.6,21.439,21.439,0,0,0,11.609,30c13.93,0,21.549-11.541,21.549-21.549q0-.492-0.023-0.981A15.394,15.394,0,0,0,36.914,3.551Z\" fill=\"#2ea3dc\"/></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/twitter/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M24,12 C24,18.63 18.63,24 12,24 C5.37,24 0,18.63 0,12 C0,5.37 5.37,0 12,0 C18.63,0 24,5.37 24,12 Z M9.804,18.33 C15.126,18.33 18.036,13.92 18.036,10.098 C18.036,9.972 18.036,9.846 18.03,9.726 C18.594,9.318 19.086,8.808 19.476,8.226 C18.96,8.454 18.402,8.61 17.814,8.682 C18.414,8.322 18.87,7.758 19.086,7.08 C18.528,7.41 17.91,7.65 17.25,7.782 C16.722,7.218 15.972,6.87 15.138,6.87 C13.542,6.87 12.246,8.166 12.246,9.762 C12.246,9.99 12.27,10.212 12.324,10.422 C9.918,10.302 7.788,9.15 6.36,7.398 C6.114,7.824 5.97,8.322 5.97,8.85 C5.97,9.852 6.48,10.74 7.26,11.256 C6.786,11.244 6.342,11.112 5.952,10.896 C5.952,10.908 5.952,10.92 5.952,10.932 C5.952,12.336 6.948,13.5 8.274,13.77 C8.034,13.836 7.776,13.872 7.512,13.872 C7.326,13.872 7.146,13.854 6.966,13.818 C7.332,14.97 8.4,15.804 9.666,15.828 C8.676,16.602 7.428,17.064 6.072,17.064 C5.838,17.064 5.61,17.052 5.382,17.022 C6.648,17.85 8.172,18.33 9.804,18.33\" id=\"icon-twitter\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Twitter","content":{"connectHeading":"Connect with us on Twitter","followUsAtHandle":"Connect with us ","sharingHeading":"Thanks for wanting to spread the word"}},"facebook":{"enabled":true,"class":"facebook","links":{"facebook":{"handle":"","link":"https://www.facebook.com/BankofAmerica"}},"name":"Facebook","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><g><path d=\"M28.345,0H1.656A1.656,1.656,0,0,0,0,1.656V28.344A1.655,1.655,0,0,0,1.656,30H28.345A1.655,1.655,0,0,0,30,28.344V1.656A1.656,1.656,0,0,0,28.345,0\" fill=\"#3e5b98\"/><path d=\"M24.6,18.383l0.584-4.527H20.7V10.965c0-1.311.364-2.205,2.244-2.205h2.4V4.709a32.181,32.181,0,0,0-3.492-.178c-3.457,0-5.824,2.109-5.824,5.984v3.34H12.115v4.527h3.908V30H20.7V18.383h3.9Z\" fill=\"#fff\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/facebook/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M24,12.0733361 C24,5.40541178 18.6274219,0 12,0 C5.37257813,0 0,5.40541178 0,12.0733361 C0,18.0994871 4.38822656,23.094264 10.125,24 L10.125,15.5632848 L7.078125,15.5632848 L7.078125,12.0733361 L10.125,12.0733361 L10.125,9.41342923 C10.125,6.38754937 11.9165156,4.71614691 14.6575781,4.71614691 C15.9704766,4.71614691 17.34375,4.95195425 17.34375,4.95195425 L17.34375,7.92312681 L15.8305781,7.92312681 C14.3398828,7.92312681 13.875,8.85378766 13.875,9.8085716 L13.875,12.0733361 L17.203125,12.0733361 L16.6710938,15.5632848 L13.875,15.5632848 L13.875,24 C19.6117734,23.094264 24,18.0994871 24,12.0733361\" id=\"icon-facebook-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Facebook","content":{"connectHeading":"Connect with us on Facebook","sharingHeading":"Thanks for wanting to spread the word"}},"instagram":{"enabled":true,"class":"instagram","links":{"instagram":{"handle":"","link":"https://instagram.com/bankofamerica/"}},"name":"Instagram","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path d=\"M26.539,12.69H23.927a9.23,9.23,0,1,1-17.854,0H3.461v12.7a1.154,1.154,0,0,0,1.154,1.152H25.384a1.154,1.154,0,0,0,1.155-1.152V12.69Zm0-8.075a1.153,1.153,0,0,0-1.155-1.153H21.923A1.153,1.153,0,0,0,20.77,4.614V8.076A1.154,1.154,0,0,0,21.923,9.23h3.461a1.154,1.154,0,0,0,1.155-1.153V4.614ZM15,9.23A5.77,5.77,0,1,0,20.77,15,5.769,5.769,0,0,0,15,9.23M26.539,30H3.461A3.462,3.462,0,0,1,0,26.537V3.461A3.461,3.461,0,0,1,3.461,0H26.539A3.461,3.461,0,0,1,30,3.461V26.537A3.462,3.462,0,0,1,26.539,30\" fill=\"#867464\" fill-rule=\"evenodd\"/></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/instagram/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M13.4089671,0.000483957727 C15.4192587,0.00503364309 15.8808323,0.0227383809 16.9474832,0.0714065614 C18.2247967,0.12966547 19.097156,0.332547474 19.8604763,0.629224892 C20.6496154,0.935858247 21.3188544,1.34619532 21.9860452,2.01333842 C22.6531883,2.68052916 23.0635253,3.34976825 23.3702063,4.13890731 C23.6668361,4.90222763 23.8697181,5.7745869 23.927977,7.05190037 C23.9824854,8.24654939 23.9981532,8.68218946 24,11.3847866 L24,12.6146357 C23.9981532,15.3171941 23.9824854,15.7528342 23.927977,16.9474832 C23.8697181,18.2247967 23.6668361,19.097156 23.3702063,19.8604763 C23.0635253,20.6496154 22.6531883,21.3188544 21.9860452,21.9860452 C21.3188544,22.6531883 20.6496154,23.0635253 19.8604763,23.3702063 C19.097156,23.6668361 18.2247967,23.8697181 16.9474832,23.927977 C15.6675021,23.9863789 15.2588323,24.0001933 11.9997156,24.0001933 L11.683163,24.0001461 C8.71233849,23.9992228 8.28921542,23.9844321 7.05190037,23.927977 C5.7745869,23.8697181 4.90222763,23.6668361 4.13890731,23.3702063 C3.34976825,23.0635253 2.68052916,22.6531883 2.01333842,21.9860452 C1.34619532,21.3188544 0.935858247,20.6496154 0.629224892,19.8604763 C0.332547474,19.097156 0.12966547,18.2247967 0.0714065614,16.9474832 C0.0227383809,15.8808323 0.00503364309,15.4192587 0.000483957728,13.4089671 L0.000483957728,10.5904441 C0.00503364309,8.58012491 0.0227383809,8.11855128 0.0714065614,7.05190037 C0.12966547,5.7745869 0.332547474,4.90222763 0.629224892,4.13890731 C0.935858247,3.34976825 1.34619532,2.68052916 2.01333842,2.01333842 C2.68052916,1.34619532 3.34976825,0.935858247 4.13890731,0.629224892 C4.90222763,0.332547474 5.7745869,0.12966547 7.05190037,0.0714065614 C8.11855128,0.0227383809 8.58012491,0.00503364309 10.5904441,0.000483957727 Z M12.8799578,2.16183947 L11.1194605,2.16183947 C8.71065678,2.16434237 8.2893234,2.17945491 7.15045939,2.23141633 C5.98042234,2.28476872 5.34500486,2.48026714 4.92213951,2.64461156 C4.36198701,2.86230838 3.96222514,3.12235367 3.54231322,3.54231322 C3.12235367,3.96222514 2.86230838,4.36198701 2.64461156,4.92213951 C2.48026714,5.34500486 2.28476872,5.98042234 2.23141633,7.15045939 C2.17945491,8.2893234 2.16434237,8.71065678 2.16183947,11.1194605 L2.16183947,12.8799578 C2.16434237,15.2887268 2.17945491,15.7100602 2.23141633,16.8489242 C2.28476872,18.0189613 2.48026714,18.6543787 2.64461156,19.0772441 C2.86230838,19.6373966 3.1224013,20.0371585 3.54231322,20.4570704 C3.96222514,20.8770299 4.36198701,21.1370752 4.92213951,21.354772 C5.34500486,21.5191165 5.98042234,21.7146149 7.15045939,21.7679673 C8.2470194,21.8180042 8.6782507,21.8338712 10.8597789,21.8372129 L13.1396379,21.8372129 C15.3211439,21.8338712 15.7524055,21.8180042 16.8489242,21.7679673 C18.0189613,21.7146149 18.6543787,21.5191165 19.0772441,21.354772 C19.6373966,21.1370752 20.0371585,20.8770299 20.4570704,20.4570704 C20.8770299,20.0371585 21.1370752,19.6373966 21.354772,19.0772441 C21.5191165,18.6543787 21.7146149,18.0189613 21.7679673,16.8489242 C21.8180042,15.7522403 21.8338712,15.320921 21.8372129,13.1395575 L21.8372129,10.8598571 C21.8338712,8.67846263 21.8180042,8.24714325 21.7679673,7.15045939 C21.7146149,5.98042234 21.5191165,5.34500486 21.354772,4.92213951 C21.1370752,4.36198701 20.8770299,3.96222514 20.4570704,3.54231322 C20.0371585,3.12235367 19.6373966,2.86230838 19.0772441,2.64461156 C18.6543787,2.48026714 18.0189613,2.28476872 16.8489242,2.23141633 C15.7100602,2.17945491 15.2887268,2.16434237 12.8799578,2.16183947 Z M11.9997156,5.83727596 C15.403122,5.83727596 18.1621076,8.59626162 18.1621076,11.9997156 C18.1621076,15.403122 15.403122,18.1621076 11.9997156,18.1621076 C8.59626162,18.1621076 5.83727596,15.403122 5.83727596,11.9997156 C5.83727596,8.59626162 8.59626162,5.83727596 11.9997156,5.83727596 Z M11.9997156,7.99952463 C9.79045016,7.99952463 7.99952463,9.79045016 7.99952463,11.9997156 C7.99952463,14.2089334 9.79045016,15.999859 11.9997156,15.999859 C14.2089334,15.999859 15.999859,14.2089334 15.999859,11.9997156 C15.999859,9.79045016 14.2089334,7.99952463 11.9997156,7.99952463 Z M18.4055756,4.15372213 C19.2009073,4.15372213 19.8456615,4.79847628 19.8456615,5.59380803 C19.8456615,6.38913979 19.2009073,7.0338463 18.4055756,7.0338463 C17.6102914,7.0338463 16.9655373,6.38913979 16.9655373,5.59380803 C16.9655373,4.79847628 17.6102914,4.15372213 18.4055756,4.15372213 Z\" id=\"icon-instagram-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Instagram","content":{"connectHeading":"Connect with us on Instagram"}},"linkedin":{"enabled":true,"class":"linkedin","links":{"linkedin":{"handle":"","link":"https://www.linkedin.com/company/bank-of-america"}},"name":"LinkedIn","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30.001\" height=\"30\" viewBox=\"0 0 30.001 30\"><g><path d=\"M27.781,0H2.215A2.188,2.188,0,0,0,0,2.16V27.836A2.191,2.191,0,0,0,2.215,30H27.781A2.2,2.2,0,0,0,30,27.836V2.16A2.192,2.192,0,0,0,27.781,0Z\" fill=\"#047cb7\"/><path d=\"M4.448,11.246H8.9V25.563H4.448V11.246ZM6.674,4.129a2.58,2.58,0,1,1-2.58,2.58,2.58,2.58,0,0,1,2.58-2.58\" fill=\"#fff\"/><path d=\"M11.689,11.246h4.268V13.2h0.06a4.681,4.681,0,0,1,4.21-2.311c4.506,0,5.338,2.965,5.338,6.82v7.852H21.118V18.6c0-1.658-.031-3.795-2.314-3.795-2.314,0-2.669,1.809-2.669,3.676v7.082H11.689V11.246Z\" fill=\"#fff\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/linked-in/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M11.9999683,1.08357767e-13 C18.6273333,1.08357767e-13 24,5.37246217 24,12 C24,18.6273475 18.6273333,24 11.9999683,24 C5.37234951,24 -1.24344979e-14,18.6273475 -1.24344979e-14,12 C-1.24344979e-14,5.37246217 5.37234951,1.08357767e-13 11.9999683,1.08357767e-13 Z M7.82323897,9.60653437 C6.93192802,9.61577487 6.04036335,9.61482343 5.14879867,9.60721191 C4.98825868,9.60575304 4.95096215,9.65687706 4.95115171,9.80986854 C4.95546564,12.747026 4.95622679,15.6840565 4.95197702,18.6212774 C4.95178673,18.7920925 5.00658979,18.8327507 5.16915953,18.8313552 C6.04461312,18.8240608 6.920257,18.8213334 7.79564715,18.8330797 C7.99284938,18.835605 8.0292579,18.7711608 8.02856992,18.5903239 C8.02170979,17.1336699 8.02481784,15.6770159 8.02481784,14.2204887 L8.02454826,12.0236623 L8.02454826,12.0236623 L8.0281796,9.82674074 C8.0288139,9.66956292 8.00115865,9.60461131 7.82323897,9.60653437 Z M16.1765517,9.4456321 C14.8325446,9.23904285 13.6806019,9.58504971 12.8741596,10.7618536 C12.8576045,10.7858933 12.8345796,10.8053661 12.7753999,10.8689857 C12.7753999,10.4751532 12.767725,10.141515 12.7786983,9.80844773 C12.7837726,9.65368022 12.739372,9.60572767 12.5802274,9.60718654 C11.6964646,9.6146712 10.8127018,9.61613007 9.92881205,9.6062351 C9.7460083,9.60420536 9.70896549,9.65653454 9.71017065,9.8335023 C9.7214611,11.4498079 9.72463257,13.0661134 9.72437885,14.6826093 C9.72387142,15.9961668 9.71860677,17.3101682 9.70562462,18.6235989 C9.7038277,18.7999323 9.76142167,18.8325433 9.9218348,18.8312664 C10.8055342,18.8242892 11.6892971,18.8249235 12.5731868,18.8308858 C12.7228169,18.8319007 12.7903059,18.8000592 12.7781274,18.6348893 C12.7734971,18.5715446 12.7715942,18.5080095 12.7711149,18.4443688 L12.7711149,18.4443688 L12.7748925,18.0619324 C12.7748925,16.6047709 12.7803474,15.1476729 12.772609,13.6905115 C12.7689936,13.0810193 12.9556031,12.563119 13.4329099,12.1715699 C14.3163556,11.4464461 15.5569726,11.829242 15.8732954,12.9197186 C15.9719917,13.2596362 15.9960949,13.6084974 15.9966657,13.9595786 C15.9982515,15.5042091 16.0007252,17.0489029 15.9936211,18.5936602 C15.9926697,18.7804595 16.0412566,18.8346282 16.2311011,18.8325433 C17.0989431,18.822196 17.9670389,18.8220692 18.8346906,18.8325433 C19.0258671,18.8348185 19.07179,18.780079 19.0707301,18.5935334 C19.063671,16.9372674 19.0662716,15.2810648 19.0671597,13.6247353 C19.0674768,13.2259553 19.0376015,12.8299027 18.9773435,12.4354358 C18.7236256,10.7718754 17.7296858,9.68463372 16.1765517,9.4456321 Z M6.51353453,5.16765981 C5.73988525,5.16671019 5.12499993,5.5392305 4.88472909,6.15455819 C4.49977562,7.13980559 5.08212161,8.15930481 6.1267416,8.32885135 C7.11027901,8.48850291 7.96239055,8.01424199 8.17272268,7.19035875 C8.45111464,6.09924783 7.68805808,5.16893021 6.51353453,5.16765981 Z\" id=\"icon-linked-in-black\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;LinkedIn","content":{"connectHeading":"Connect with us on LinkedIn","sharingHeading":"Thanks for wanting to spread the word"}},"pinterest":{"enabled":true,"class":"pinterest","links":{"pinterest":{"handle":"","link":"https://www.pinterest.com/bankofamerica/"}},"name":"Pinterest","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><g><path d=\"M30,15A15,15,0,1,1,15,0,15,15,0,0,1,30,15\" fill=\"#fff\"/><path d=\"M14.982,1.664a13.335,13.335,0,0,0-4.859,25.754,12.789,12.789,0,0,1,.045-3.826c0.242-1.04,1.564-6.629,1.564-6.629a4.8,4.8,0,0,1-.4-1.979c0-1.856,1.076-3.239,2.414-3.239a1.675,1.675,0,0,1,1.688,1.878c0,1.144-.729,2.855-1.106,4.44A1.938,1.938,0,0,0,16.3,20.475c2.371,0,4.193-2.5,4.193-6.107a5.265,5.265,0,0,0-5.57-5.426A5.772,5.772,0,0,0,8.9,14.729,5.186,5.186,0,0,0,9.9,17.772a0.4,0.4,0,0,1,.092.383c-0.1.422-.326,1.327-0.369,1.513-0.058.244-.193,0.3-0.447,0.179-1.666-.775-2.707-3.211-2.707-5.166,0-4.207,3.057-8.07,8.813-8.07,4.627,0,8.221,3.3,8.221,7.7,0,4.6-2.9,8.295-6.92,8.295a3.568,3.568,0,0,1-3.057-1.531s-0.668,2.547-.83,3.17a14.828,14.828,0,0,1-1.658,3.5A13.337,13.337,0,1,0,14.982,1.664Z\" fill=\"#bc2328\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/pinterest/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M12.0003936,5.32907052e-15 C5.37317088,5.32907052e-15 0,5.37264607 0,12.0002187 C0,16.9139991 2.95481101,21.1352827 7.18300465,22.9913004 C7.14924138,22.1533415 7.17696925,21.147441 7.39188209,20.2357452 C7.62253946,19.2615086 8.93598318,13.6968668 8.93598318,13.6968668 C8.93598318,13.6968668 8.55251639,12.9307204 8.55251639,11.7981639 C8.55251639,10.0199066 9.58334579,8.69176802 10.8668749,8.69176802 C11.9584082,8.69176802 12.4857625,9.5116207 12.4857625,10.4932922 C12.4857625,11.5905985 11.7859181,13.2318783 11.4259807,14.7520127 C11.1253476,16.024958 12.0642464,17.0632223 13.3200477,17.0632223 C15.5936453,17.0632223 17.1249759,14.1430493 17.1249759,10.6831012 C17.1249759,8.0530649 15.3535412,6.08447378 12.1316855,6.08447378 C8.49155007,6.08447378 6.22381287,8.79909323 6.22381287,11.8313149 C6.22381287,12.8767517 6.53205579,13.6141205 7.01488806,14.1849472 C7.23688594,14.4471811 7.26776271,14.5527569 7.18737813,14.8538273 C7.12982313,15.0746006 6.99765654,15.6061535 6.94290057,15.8168678 C6.86295334,16.1207372 6.61672638,16.2293745 6.34207179,16.117151 C4.66545424,15.4327012 3.88452553,13.5966266 3.88452553,11.5326061 C3.88452553,8.12382782 6.75947679,4.03628531 12.4610086,4.03628531 C17.0425795,4.03628531 20.0580069,7.35164607 20.0580069,10.9105222 C20.0580069,15.6179619 17.4409161,19.1348526 13.5831563,19.1348526 C12.2875564,19.1348526 11.0688422,18.4344834 10.6514372,17.6391222 C10.6514372,17.6391222 9.95474176,20.4039493 9.80718053,20.9378638 C9.55281889,21.8631173 9.05476691,22.7877586 8.5994001,23.5085082 C9.67868766,23.82716 10.8187666,24.0006123 12.0003936,24.0006123 C18.6270915,24.0006123 24,18.6278788 24,12.0002187 C24,5.37264607 18.6270915,5.32907052e-15 12.0003936,5.32907052e-15\" id=\"icon-pinterest-tertiary\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Pinterest","content":{"connectHeading":"Connect with us on Pinterest"}},"youtube":{"enabled":true,"class":"youtube","links":{"youtube":{"handle":"","link":"https://www.youtube.com/user/bankofamerica"}},"name":"YouTube","svg":"<svg focusable=\"false\" xmlns=\"http://www.w3.org/2000/svg\" width=\"29.999\" height=\"30\" viewBox=\"0 0 29.999 30\"><g><path d=\"M4.3,4.438a173.048,173.048,0,0,1,21.4,0,4.266,4.266,0,0,1,3.973,3.971,59.594,59.594,0,0,1,0,12.518A4.271,4.271,0,0,1,25.7,24.9a171.763,171.763,0,0,1-21.4,0A4.245,4.245,0,0,1,.33,20.926a59.591,59.591,0,0,1,0-12.518A4.259,4.259,0,0,1,4.3,4.438h0Z\" fill=\"#cd352d\" fill-rule=\"evenodd\"/><polygon points=\"11.912 10.393 19.908 14.584 11.912 18.721 11.912 10.393 11.912 10.393\" fill=\"#fff\" fill-rule=\"evenodd\"/></g></svg>","svgRound":"<svg focusable=\"false\" width=\"30px\" height=\"30px\" viewBox=\"0 0 30 30\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\"><g id=\"web/icon/social/youtube/black\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\"><path d=\"M12.0395013,3.54898859 C12.6283014,3.54986385 19.5848308,3.57043245 21.3768744,4.05379459 C22.4094745,4.33158201 23.2227902,5.15007987 23.4988048,6.18949851 C23.9699785,7.95915414 23.9985345,11.5350222 24.0002652,11.9619606 L24.0002652,12.0459231 C23.9985345,12.4728474 23.9699785,16.0486029 23.4988048,17.8183866 C23.2227902,18.8578052 22.4094745,19.6763031 21.3768744,19.9542269 C19.7043004,20.405243 13.5328854,20.4532235 12.2387475,20.4583278 L11.7607361,20.4583278 C10.4665982,20.4532235 4.29518322,20.405243 2.62260922,19.9542269 C1.59000912,19.6763031 0.776693356,18.8578052 0.50067875,17.8183866 C0.0751025103,16.2198723 0.0106212619,13.1480157 0.00085137579,12.253847 L0.00085137579,11.7540302 C0.0106212619,10.8598343 0.0751025103,7.78789714 0.50067875,6.18949851 C0.776693356,5.15007987 1.59000912,4.33158201 2.62260922,4.05379459 C4.41465279,3.57043245 11.3711822,3.54986385 11.9599822,3.54898859 Z M9.54506645,8.43525371 L9.54506645,15.5726314 L15.8181257,12.0040789 L9.54506645,8.43525371 Z\" id=\"icon-youtube\" fill=\"#000000\"></path></g></svg>","pageID":"ENT:Tool:SocialFollow;Youtube","content":{"connectHeading":"Connect with us on our YouTube channel"}},"googleplus":{"enabled":true,"class":"googleplus","links":{"googleplus":{"handle":"","link":"https://plus.google.com/+BankofAmerica/"}},"name":"Google+","svg":"","pageID":"ENT:Tool:SocialFollow;GooglePlus","content":{"connectHeading":"Connect with us on Google+"}}}}"></div></div></div><div class="text-center"><p class="footer__legal-text">Bank of America, N.A. Member FDIC. <a id="equalHousingLender" href="/help/equalhousing-popup/" class="equalhousing spa-fn spa-boa-window" data-options='{"windowName":"equalHousingLenderWin","size":"","height":400,"width":600,"menubar":true,"scrollbars":true,"status":true}'>Equal Housing Lender</a></p><p class="footer__copyright-text">© 2024 Bank of America Corporation. All Rights Reserved.</p><p class="footer__patent-text footer-last"><a id="footerPatent" href="//patents.bankofamerica.com" rel="noopener noreferrer" target="_blank">Patent: patents.bankofamerica.com</a></p></div></div></div></div></footer><style type="text/css">.global-footer-module .footer__bottom--unauth .equalhousing{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-icon-ehl-white-CSX189e8f4c.svg)}.global-footer-module .footer__bottom--auth .equalhousing{background-image:url(https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-icon-ehl-link-CSX2d8920d3.svg)}</style></div></div></div></section></div></div><script>window.sparta=window.sparta||{},window.sparta.minify=!1,window.sparta.env="prod1_h_w",window.sparta.language="en",(e=>{e.spaParams||(e.spaParams={}),e.spaParams.siteName="deposits",e.spaParams.global={es:{globalText:{copy:"©",year:"2024",boaCorp:"Bank of America Corporation.",allRightsReserved:"Todos los derechos reservados."},footnote:{adaText:"Nota"},globalJs:{closeADALabel:"x: ",closeText:"cerrar",closeLayerADAText:"Ventana modal",closeModalADAText:"Ventana modal",closeMessageADAText:"Mensaje",openText:"abrir",show:"mostrar",hide:"cultar",continueText:"Continuar",cancel:"Cancelar",carouselItem:"Elemento",carouselItemOf:"de",disabledText:"Desactivado",optionalText:"opcional",layerStart:"Inicio de contenido en ventana modal",layerEnd:"Fin de contenido en ventana modal"},sprites:{message:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-icons-msg-icon-sprite-fsd-CSX34039d09.png"},layers:{modalHeaderBackgrounds:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"},"leaving-site":{header:"Va a entrar a otro sitio web",body:"<p>Está a punto de entrar a un sitio web cuya propiedad o administración no pertenecen a Bank of America. El propietario del sitio es el único responsable del contenido, los productos y servicios ofrecidos, y el nivel de seguridad del sitio web, por lo que debe consultar la política de privacidad y los términos de uso publicados en el sitio. Es posible que la información proporcionada en el sitio web esté disponible solo en inglés.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"language-change":{header:"Va a entrar a una página que podría estar en inglés",body:"<p>Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en inglés. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"leaving-and-language":{header:"Va a entrar a otro sitio web",body:"<p>Está a punto de entrar a un sitio web cuya propiedad o administración no pertenecen a Bank of America. El propietario del sitio es el único responsable del contenido, los productos y servicios ofrecidos, y el nivel de seguridad del sitio web, por lo que debe consultar la política de privacidad y los términos de uso publicados en el sitio. Es posible que la información proporcionada en el sitio web esté disponible solo en inglés.</p>",btnText1:"Continuar",btnText2:{edge:"Cancelar",enterprise:"Cancelar","co-brand":"Cancelar",default:"Cancelar"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}}},bankHolidays:["01/01/2020","01/20/2020","02/17/2020","05/25/2020","09/07/2020","10/12/2020","11/11/2020","11/26/2020","12/25/2020","01/01/2021","01/18/2021","02/15/2021","05/31/2021","07/05/2021","09/06/2021","10/11/2021","11/11/2021","11/25/2021","12/25/2021","01/01/2022","01/17/2022","02/21/2022","05/30/2022","06/20/2022","07/04/2022","09/05/2022","10/10/2022","11/11/2022","11/24/2022","12/25/2022","01/02/2023","01/16/2023","02/20/2023","05/29/2023","06/19/2023","07/04/2023","09/04/2023","10/09/2023","11/11/2023","11/23/2023","12/25/2023","01/01/2024","01/15/2024","02/19/2024","05/27/2024","06/19/2024","07/04/2024","09/02/2024","10/14/2024","11/11/2024","11/28/2024","12/25/2024","01/01/2025","01/20/2025","02/17/2025","05/26/2025","06/19/2025","07/04/2025","09/01/2025","10/13/2025","11/11/2025","11/27/2025","12/25/2025","01/01/2026","01/19/2026","02/16/2026","05/25/2026","06/19/2026","07/04/2026","09/07/2026","10/12/2026","11/11/2026","11/26/2026","12/25/2026","01/01/2027","01/18/2027","02/15/2027","05/31/2027","06/19/2027","07/05/2027","09/06/2027","10/11/2027","11/11/2027","11/25/2027","12/25/2027"],validationErrors:{validationErrorTitle:"[errorMessages.length] detalles requieren de su atención",alphaOnly:"Indique solo letras.",numberOnly:"Indique solo números.",noNumbers:"No indique números.",alphaNumeric:"Indique solo letras y números.",nameCharacters:{allowSpecialChars:"Indique solo letras, espacios, apóstrofos ('), puntos (.) y guiones (-).",noSpecialChars:"Indique solo letras y espacios."},mailingAddress:"Indique una dirección de correo válida. (No apartados de correos)",streetAddress:"Comience con una letra o número y siga solo con letras, números, espacios, guiones (-), barras oblicuas (/), puntos (.) y signos de número o almohadilla (#).",cityCounty:"Comience con una letra y siga solo con letras, espacios y guiones (-).",cityCanada:"Comience con una letra y siga solo con letras, espacios, puntos (.), comas (,), apóstrofos (') y guiones (-).",stateCode:"Indique solo letras.",intlStreetAddress:"Indique solo letras, números, espacios, guiones (-), barras oblicuas (/), puntos (.), comas (,), apóstrofos (') y signos de número o almohadilla (#).",unitNumber:"Indique solo letras, números, espacios, guiones (-), puntos (.), apóstrofos (') y signos de número o almohadilla (#).",phone:"Indique exactamente 10 dígitos.",email:"Indique solo letras, números, puntos (.), guiones bajos (_) y guiones (-) con el formato xxx@xxx.xxx.",phoneOrEmail:"Indique un número de teléfono de 10 dígitos o una dirección de correo electrónico usando solo letras, números, puntos (.), guiones bajos (_) y guiones (-) con el formato xxx@xxx.xxx.",zip:"Indique el código postal de 5 o 9 dígitos con el formato ##### o #####-####.",ssn:"Indique exactamente 9 dígitos.",ein:"Indique exactamente 9 dígitos.",idCharacters:"Indique solo letras, números y asteriscos (*).",numericValue:"Indique solo números y una cifra decimal.",integer:"Indique solo números.",currency:"Indique solo números y una cifra decimal.",dateFormat:{fullDate:"Indique un mes, día y año válidos separados por caracteres que no sean numéricos (MM/DD/AAAA).",monthYearDate:"Indique un mes y año válidos separados por caracteres que no sean numéricos (MM/AAAA)."},startDate:"Indique una fecha que sea el, o después del, $0.",endDate:"Indique una fecha que sea el, o antes del, $0.",dateRange:"Indique una fecha entre el $0 y el $1.",minLength:"Indique al menos $0 caracteres.",maxLength:"Indique no más de $0 caracteres.",lengthRange:"Indique entre $0 y $1 caracteres.",minValue:"Indique un valor numérico de $0 o más.",maxValue:"Indique un valor numérico de $0 o menos.",valueRange:"Indique un valor numérico entre $0 y $1. ",multipleOf:"Indique un múltiplo de $0.",maxRepeatedChar:"No indique '$0' más de $1 vez/veces seguida(s)",isNotSingleRepeatingChar:"$0 no es un valor válido.",sameAsField:"Indique un valor que coincida con $0.",notSameAsField:"Indique un valor diferente de $0.",isNotValue:"Indique un FIELD_NAME válido.",customPattern:"***Debe suministrar un mensaje personalizado al usar la regla 'customerPattern' ***",customFunction:"***Debe suministrar un mensaje personalizado al usar la regla 'customFunction' ***",required:"Este campo es obligatorio.",namePrefix:"Indique solo letras.",nameSuffix:"Indique solo letras.",nameGeneration:"Indique solo letras.","AML.firstName":"$0 no es un valor válido.","AML.middleName":"$0 no es un valor válido.","AML.lastName":"$0 no es un valor válido.","AML.namePrefix":"$0 no es un valor válido.","AML.nameSuffix":"$0 no es un valor válido.","AML.nameGeneration":"$0 no es un valor válido.","AML.businessName":"$0 no es un valor válido.","AML.addressLine1":"$0 no es un valor válido.","AML.addressLine2":"$0 no es un valor válido.","AML.cityCounty":"$0 no es un valor válido.","AML.stateCode":"$0 no es un valor válido.","AML.zipCode":"$0 no es un valor válido.","AML.countryCode":"$0 no es un valor válido.","AML.dateOfBirth":"$0 no es un valor válido.","AML.ssn":"Indique un valor de SSN válido.","AML.tin":"Indique un valor de TIN válido.","AML.itin":"Indique un valor de ITIN válido.","AML.ein":"Indique un valor de EIN válido."},formErrorMessaging:{btnHideErrors:"Ocultar errores adicionales",btnShowErrors:"Monstrar errores adicionales"},inputs:{openHelp:"Abrir información para ",closeHelp:"Cerrar información para ",textareaCharRemaining:"caracteres restantes.",textareaLimitExceeded:"Límite excedido.",masking:{actions:{hide:"Ocultar",show:"Mostrar"},inactive:"El contenido de este campo se ocultara de la vista cuando no este activo",instructions:{activate:"Activar vínculo para",message:"(el valor se ocultará otra vez en 5 segundos)"},securityText:"Este valor ha sido ocultado por razones de seguridad"},currency:{currencySymbolADAText:"Enter [currencySymbol] amount."}},inputsCombobox:{inputLabel:"Buscar",ariaLabel:"Buscar",searchBtn:"Buscar",dataSearching:"Buscando",noDataErrorTitle:"Buscando",noDataError:"No hubo resultados o no pudiomos recuperar sus datos.",controlReset:"Reiniciar",controlToggleOpen:"Palanca",inputInvalid:"Indique un valor válido."},inputsToggleSwitch:{checkedLabel:"Activado",uncheckedLabel:"Desactivado"},favicons:{links:[{rel:"apple-touch-icon",sizes:"180x180",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"},{rel:"icon",sizes:"32x32",type:"image/png",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"},{rel:"icon",sizes:"16x16",type:"image/png",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"},{rel:"icon",sizes:"192x192",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"},{rel:"mask-icon",color:"#6e6e6e",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg"},{rel:"shortcut icon",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"}],metas:[{name:"msapplication-TileColor",content:"#ffffff"},{name:"msapplication-TileImage",content:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"},{name:"theme-color",content:"#ffffff"}]},structuredData:{corporation:{context:"https://schema.org",type:"Corporation",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"},organization:{context:"https://schema.org",type:"Organization",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"}},messagingIcons:{warning:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="orange_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#B05705"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',error:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="red_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#D82027"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',info:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="blue_ico" fill-rule="nonzero"><g id="Path" fill="#0A7EC2"><path d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(15.000000, 6.000000)" fill="#FFFFFF"><path d="M8,1.76 C3.61,-1.58 -1.35,3.38 2,7.76 L2,7.76 C6.38,11.12 11.35,6.16 8,1.76 Z" id="Shape"></path></g><g id="Path-3" transform="translate(16.000000, 16.000000)" fill="#FFFFFF"><path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path></g></g></g></svg>',success:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="green_ico" fill-rule="nonzero"><g id="Path" fill="#7CB642"><path d="M20,0 C8.954305,-1.33226763e-15 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,-4.4408921e-16 20,-8.8817842e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(6.000000, 9.000000)" fill="#FFFFFF"><path d="M27.22,1.42 C26.5923223,0.905191774 25.7828075,0.666733121 24.9762836,0.759068806 C24.1697596,0.851404492 23.4350849,1.2666512 22.94,1.91 L12.75,14.83 L5.62,9 C4.99232234,8.48519177 4.18280752,8.24673312 3.37628358,8.33906881 C2.56975963,8.43140449 1.83508491,8.8466512 1.34,9.49 C0.286551535,10.8243095 0.49077325,12.7555366 1.8,13.84 L11.3,21.56 C11.9282272,22.0780448 12.7400482,22.3184664 13.5490607,22.2260618 C14.3580732,22.1336571 15.0947706,21.716365 15.59,21.07 L27.69,5.73 C28.7147783,4.39983842 28.5073877,2.49802283 27.22,1.42 L27.22,1.42 Z" id="Shape"></path></g></g></g></svg>'},messageIconText:{warning:"advertencia",error:"error",info:"información",success:"éxito"},accordions:{statusIconADAText:{error:", contiene un mensaje de error",warning:", contiene un mensaje de advertencia",success:", contiene un mensaje de éxito"}},squeezeboxes:{statusIconADAText:{error:", contiene un mensaje de error",warning:", contiene un mensaje de advertencia",success:", contiene un mensaje de éxito"}},showHideText:{collapseAll:"Contraer Todo",expandAll:"Expandir Todo"},tabNavigation:{dropdown:"entrando en la capa del menú desplegable"},smallImage:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-small.png",video:{play:"Play video",replay:"Replay video",pause:"Pause video",rewind:"Rewind video","fast-forward":"Fast-forward video",captions:{enable:{titleAttr:"Captions toggle",ariaLabel:"Enable closed captioning",string:"Press enter to enable closed captioning."},disable:{titleAttr:"Captions toggle",ariaLabel:"Disable closed captioning",string:"Press enter to disable closed captioning."}},fullscreen:{on:{titleAttr:"Full-screen toggle",string:"Press enter to enable full-screen mode"},off:{titleAttr:"Full-screen toggle",string:"Press enter to exit full-screen mode"}},transcript:{header:"Transcripción",show:"Mostrar transcripción",hide:"Ocultar transcripción",collapsed:"Transcripción ocultado",expanded:"Transcripción mostrado"},"time-elapsed":"time elapsed","time-total":"time total","volume-up":"Volume up","volume-down":"Volume down","volume-control":{titleAttr:"Volume control",ariaLabel:"Press enter to activate volume control. Use the Up and Down arrow keys to adjust the volume."},status:{loadingStarted:"Loading video",loadingComplete:"Loading complete"}},pagination:{first:"Primero",previous:"Anterior",next:"Próximo",last:"Último",showing:"Mostrando",showingNext:"Mostrando los próximos",to:"a",of:"de",display:"Filas",pageType:"Página",rowsPerPage:"Filas por página",results:"resultados",for:"para",showMoreRows:"Mostrar más filas",selectNumberOfResults:"Seleccione el número de resultados por página que le gustaría que se mostraran",selectPageNumber:"Seleccione el número de página que le gustaría que se muestre"},dataTable:{noDataErrorTitle:"Alerta",noDataError:"En el momento no podemos recuperar sus datos. Por favor, inténtelo de nuevo más tarde.",sorting:{sortAllStdMsg:"la columna está ordenada",sortSingleStdMsg:"la columna se puede ordenar",directionAsc:"ascendiendo",directionDsc:"descendiendo"}},chips:{groupFilterLabel:"Opciones de Filtros",chipReset:"Restablecer las [chipText] opciones y volver [chipValue] a los valores predeterminados.",chipPolite:"El [chipText] ha cambiado de [layerCurrent] a [layerNow]"},spinner:{cancelBtn:"Cancelar",retryBtn:"Intente otra vez"},whiteListDomains:{allEnv:["bankofamerica.com","bofa.com","bofacapital.com","merrill.com","merrilledge.com","merrillhomeloans.com","ml.com","mymerrill.com","octavebenefits.com","totalmerrill.com","ustrust.com"],nonProdEnvOnly:["bamlqa.com","merrillsit1.com","merrillsit2.com","mymerrillpl1.com","mymerrillpl2.com","salesforce.com","ustrustqa.com","visual.force.com"]},carousels:{ariaLabelPrev:"Anterior",ariaLabelNext:"Siguiente",ariaLabel:"Opción [slideIndex] de [slidesLength]"},skeletonLoader:{pageLoadingStart:"Se inició la descarga de la página",pageLoadingComplete:"Descarga de página completada",pageLoadingMultiStart:"Una o mas secciónes de la pagina estan descargando",pageLoadingMultiComplete:" Descarga de todas las secciónes de la paginas completada ",sectionLoadingStart:"Descarga de secciónes en progreso",sectionLoadingComplete:"Descarga de sección completada"},progressStepper:{complete:"completo",incomplete:"incompleto",current:"actual",error:"error",statusText:"Estado: ",stepText:"paso",stepTextOf:"de",statusSpacer:" con "}},en:{globalText:{copy:"©",year:"2024",boaCorp:"Bank of America Corporation.",allRightsReserved:"All rights reserved."},footnote:{adaText:"Footnote"},globalJs:{closeADALabel:"x: ",closeText:"close",closeLayerADAText:"Dialog",closeModalADAText:"Dialog",closeMessageADAText:"Message",openText:"open",show:"show",hide:"hide",continueText:"Continue",cancel:"Cancel",carouselItem:"Item",carouselItemOf:"of",disabledText:"Disabled",optionalText:"optional",layerStart:"Start of dialog content",layerEnd:"End of dialog content"},sprites:{message:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-icons-msg-icon-sprite-fsd-CSX34039d09.png"},layers:{modalHeaderBackgrounds:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg",bol:""},"leaving-site":{header:"You're continuing to another website",body:"<p>You're continuing to another website that Bank of America doesn't own or operate. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"bol-ComputerShare":{header:"Benefits OnLine®",body:"<b>Important notice: you are now leaving Benefits OnLine®</b> <br /> <br />By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.<br><br>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-myMerrill":{header:"Continue to MyMerrill",body:"You are about to leave Benefits OnLine <sup>®</sup>.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-MerrillEdge":{header:"Continue to Merrill Edge",body:"You are about to leave Benefits OnLine <sup>®</sup>.",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-Finra":{header:"BrokerCheck",body:"<div id='parentFinraBrokerDiv'><div><p class='brokerCheckHeading'>With FINRA's BrokerCheck, you can find out:</p></div><div class='brokerCheckList'><ul class='padding-left-20' aria-label='FINRA's BrokerCheck'><li>If an advisor or the firm is registered</li><li>What has been disclosed to regulators</li><li>About an advisor's past experience</li><li>What an advisor or firm is qualified to do</li></ul></div><h4>Important notice: you are now leaving Merrill</h4><p>By clicking \"Continue\", you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.</p><p>You can close this window to return to the previous page, or you can close the new window after you leave.</p></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:""}},"bol-SIPC":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-SIPC-V6":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:"Cancel",modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"bol-accenture-SIPC":{header:"Benefits OnLine®",body:"<div id='parentSIPCDiv'><div><p class='brokerCheckHeading'>Important notice: you are now leaving Merrill</p></div><div><p>By clicking continue, you will be taken to a website that is not affiliated with Merrill and may offer a different privacy policy and level of security. Merrill is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. </p></div><div><p>You can click the Cancel button now to return to the previous page, or you can close the new window after you leave.</p></div></div>",btnText1:"Continue",btnText2:"Cancel",modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}},"language-change":{header:"You're continuing to a page that could be in English",body:"<p>It's possible that the content, applications and other documents related with specific products and services on that page may only be available in English. Before choosing a product or service, please make sure you have read and understood all terms and conditions provided.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"leaving-and-language":{header:"You're continuing to another website",body:"<p>You're continuing to another website that Bank of America doesn't own or operate. Its owner is solely responsible for the website's content, offerings and level of security, so please refer to the website's posted privacy policy and terms of use.</p>",btnText1:"Continue",btnText2:{edge:"Cancel",enterprise:"Cancel","co-brand":"Cancel",default:"Cancel"},modalHeaderBg:{edge:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg",enterprise:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise-CSX80c69fda.svg","enterprise-two":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_enterprise2-CSX9fa01af2.svg","co-brand":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg","small-biz":"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_small_biz-CSX2836a386.svg",default:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_bank-CSXc6912ac.svg"}},"bol-transferMoney":{header:"",body:"<div style='text-align: center;'><p>Loading . . .</p></div>",btnText1:"Continue",btnText2:{bol:"Cancel"},modalHeaderBg:{bol:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-logos-interstitial_flagscape_me-CSXb53cb424.svg"}}},bankHolidays:["01/01/2020","01/20/2020","02/17/2020","05/25/2020","09/07/2020","10/12/2020","11/11/2020","11/26/2020","12/25/2020","01/01/2021","01/18/2021","02/15/2021","05/31/2021","07/05/2021","09/06/2021","10/11/2021","11/11/2021","11/25/2021","12/25/2021","01/01/2022","01/17/2022","02/21/2022","05/30/2022","06/20/2022","07/04/2022","09/05/2022","10/10/2022","11/11/2022","11/24/2022","12/25/2022","01/02/2023","01/16/2023","02/20/2023","05/29/2023","06/19/2023","07/04/2023","09/04/2023","10/09/2023","11/11/2023","11/23/2023","12/25/2023","01/01/2024","01/15/2024","02/19/2024","05/27/2024","06/19/2024","07/04/2024","09/02/2024","10/14/2024","11/11/2024","11/28/2024","12/25/2024","01/01/2025","01/20/2025","02/17/2025","05/26/2025","06/19/2025","07/04/2025","09/01/2025","10/13/2025","11/11/2025","11/27/2025","12/25/2025","01/01/2026","01/19/2026","02/16/2026","05/25/2026","06/19/2026","07/04/2026","09/07/2026","10/12/2026","11/11/2026","11/26/2026","12/25/2026","01/01/2027","01/18/2027","02/15/2027","05/31/2027","06/19/2027","07/05/2027","09/06/2027","10/11/2027","11/11/2027","11/25/2027","12/25/2027"],validationErrors:{validationErrorTitle:"[errorMessages.length] items need your attention",alphaOnly:"Enter only letters.",numberOnly:"Enter only numbers.",noNumbers:"Do not enter numbers.",alphaNumeric:"Enter only letters and numbers.",nameCharacters:{allowSpecialChars:"Enter only letters, spaces, apostrophes ('), periods (.) and hyphens (-).",noSpecialChars:"Enter only letters and spaces."},mailingAddress:"Enter a valid mailing address. (No P.O. Boxes)",streetAddress:"Start with a letter or number and follow with only letters, numbers, spaces, hyphens (-), slashes (/), periods (.) and pound signs (#).",cityCounty:"Start with a letter and follow with only letters, spaces and hyphens (-).",cityCanada:"Start with a letter and follow with only letters, spaces, periods (.), commas (,), apostrophes (') and hyphens (-).",stateCode:"Enter only letters.",intlStreetAddress:"Enter only letters, numbers, spaces, hyphens (-), slashes (/), periods (.), commas (,), apostrophes (') and pound signs (#).",unitNumber:"Enter only letters, numbers, spaces, hyphens (-), periods (.), apostrophes (') and pound signs (#).",phone:"Enter exactly 10 digits.",email:"Enter only letters, numbers, dots (.), underscores (_) and hyphens (-) in the format xxx@xxx.xxx.",phoneOrEmail:"Enter a 10-digit phone number or an email address using only letters, numbers, dots (.), underscores (_) and hyphens (-) in the format xxx@xxx.xxx.",zip:"Enter the 5- or 9-digit ZIP code in the format ##### or #####-####.",ssn:"Enter exactly 9 digits.",ein:"Enter exactly 9 digits.",idCharacters:"Enter only letters, numbers and asterisks (*).",numericValue:"Enter only numbers with up to $0 decimal place(s).",integer:"Enter only whole numbers (no decimals).",currency:"Enter only numbers and a decimal.",dateFormat:{fullDate:"Enter a valid month, day and year separated by non-numeric characters (MM/DD/YYYY).",monthYearDate:"Enter a valid month and year separated by non-numeric characters (MM/YYYY)."},startDate:"Enter a date on or after $0.",endDate:"Enter a date on or before $0.",dateRange:"Enter a date between $0 and $1.",minLength:"Enter at least $0 characters.",maxLength:"Enter no more than $0 characters.",lengthRange:"Enter between $0 and $1 characters.",minValue:"Enter a numeric value of $0 or more.",maxValue:"Enter a numeric value of $0 or less.",valueRange:"Enter a numeric value between $0 and $1.",multipleOf:"Enter a multiple of $0.",maxRepeatedChar:"$0 repeated too much. Please enter a different value.",isNotSingleRepeatingChar:"$0 is not a valid value.",sameAsField:"Enter a value that matches $0.",notSameAsField:"Enter a value different from $0.",isNotValue:"Enter a valid $0.",customPattern:"***You must supply a custom message when using the 'customerPattern' rule***",customFunction:"***You must supply a custom message when using the 'customFunction' rule***",required:"This field is required",namePrefix:"Enter only letters.",nameSuffix:"Enter only letters.",nameGeneration:"Enter only letters.","AML.firstName":"$0 is not a valid value.","AML.middleName":"$0 is not a valid value.","AML.lastName":"$0 is not a valid value.","AML.namePrefix":"$0 is not a valid value.","AML.nameSuffix":"$0 is not a valid value.","AML.nameGeneration":"$0 is not a valid value.","AML.businessName":"$0 is not a valid value.","AML.addressLine1":"$0 is not a valid value.","AML.addressLine2":"$0 is not a valid value.","AML.cityCounty":"$0 is not a valid value.","AML.stateCode":"$0 is not a valid value.","AML.zipCode":"$0 is not a valid value.","AML.countryCode":"$0 is not a valid value.","AML.dateOfBirth":"$0 is not a valid value.","AML.ssn":"Enter a valid SSN value.","AML.tin":"Enter a valid TIN value.","AML.itin":"Enter a valid ITIN value.","AML.ein":"Enter a valid EIN value."},formErrorMessaging:{btnHideErrors:"Hide additional errors",btnShowErrors:"Show additional errors"},inputs:{openHelp:"Open information for ",closeHelp:"Close information for ",textareaCharRemaining:"characters remaining.",textareaLimitExceeded:"Limit exceeded.",masking:{actions:{hide:"Hide",show:"Show"},inactive:"The value of this field will be hidden from view when not active",instructions:{default:"this value",message:"(the value will be hidden again in 5 seconds)"},securityText:"This value has been hidden for security reasons"},currency:{currencySymbolADAText:"Enter [currencySymbol] amount."}},inputsCombobox:{inputLabel:"Search",ariaLabel:"Search",searchBtn:"Search",dataSearching:"Searching",noDataErrorTitle:"Searching",noDataError:"No results or we are unable to retrieve your data.",controlReset:"Reset",controlToggleOpen:"Toggle",inputInvalid:"Enter a valid value."},inputsToggleSwitch:{checkedLabel:"On",uncheckedLabel:"Off"},favicons:{links:[{rel:"apple-touch-icon",sizes:"180x180",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-apple-touch-icon-CSX889b28c.png"},{rel:"icon",sizes:"32x32",type:"image/png",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-32x32-CSX704d6b21.png"},{rel:"icon",sizes:"16x16",type:"image/png",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-16x16-CSXaaa5ca4e.png"},{rel:"icon",sizes:"192x192",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-android-chrome-192x192-CSXafb7d716.png"},{rel:"mask-icon",color:"#6e6e6e",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-safari-pinned-tab-CSX1aebeef6.svg"},{rel:"shortcut icon",href:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-favicon-CSX8d65d6e4.ico"}],metas:[{name:"msapplication-TileColor",content:"#ffffff"},{name:"msapplication-TileImage",content:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-favicon-mstile-144x144-CSX80890b22.png"},{name:"theme-color",content:"#ffffff"}]},structuredData:{corporation:{context:"https://schema.org",type:"Corporation",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"},organization:{context:"https://schema.org",type:"Organization",name:"Bank of America",url:"https://www.bankofamerica.com/",logo:"https://www.bankofamerica.com/content/images/ContextualSiteGraphics/Logos/en_US/logos/bac-logo-v2.png"}},messagingIcons:{warning:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="orange_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#B05705"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',error:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 41" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="red_ico" transform="translate(-1.000000, 0.000000)" fill-rule="nonzero"><g id="Path_Clipping_Path" fill="#D82027"><path d="M40.52,34.9 L24.66,3.35 C24.0205199,1.89971197 22.5850142,0.963815355 21,0.963815355 C19.4149858,0.963815355 17.9794801,1.89971197 17.34,3.35 L1.48,34.89 C0.780648378,36.1939013 0.828414331,37.7715265 1.60536938,39.0307295 C2.38232443,40.2899325 3.77093507,41.040228 5.25,41 L36.75,41 C38.2260948,41.0382165 39.6113234,40.2892339 40.3876113,39.0331712 C41.1638992,37.7771086 41.2143138,36.2031672 40.52,34.9 Z" id="Shape"></path></g><g id="Path" transform="translate(16.000000, 29.000000)" fill="#FFFFFF"><circle id="Oval" cx="5" cy="4.31" r="4.1"></circle></g><g id="Path-2" transform="translate(17.000000, 9.000000)" fill="#FFFFFF"><path d="M4,0.72 C2.29896297,0.72 0.92,2.09896297 0.92,3.8 L0.92,15.08 C1.01300469,16.7102378 2.36211143,17.984572 3.995,17.984572 C5.62788857,17.984572 6.97699531,16.7102378 7.07,15.08 L7.07,3.8 C7.07000895,2.10286057 5.69713048,0.725510193 4,0.72 Z" id="Shape"></path></g></g></g></svg>',info:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="blue_ico" fill-rule="nonzero"><g id="Path" fill="#0A7EC2"><path d="M20,0 C8.954305,0 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,8.8817842e-16 20,4.4408921e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(15.000000, 6.000000)" fill="#FFFFFF"><path d="M8,1.76 C3.61,-1.58 -1.35,3.38 2,7.76 L2,7.76 C6.38,11.12 11.35,6.16 8,1.76 Z" id="Shape"></path></g><g id="Path-3" transform="translate(16.000000, 16.000000)" fill="#FFFFFF"><path d="M0.92,4 L0.92,15.28 C0.92,17.97 4.36,19.85 7.07,16.76 L7.07,2.52 C4.36,-0.57 0.92,1.32 0.92,4 Z" id="Shape"></path></g></g></g></svg>',success:'<svg role="img" aria-hidden="true" focusable="false" viewBox="0 0 40 40" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="green_ico" fill-rule="nonzero"><g id="Path" fill="#7CB642"><path d="M20,0 C8.954305,-1.33226763e-15 2.66453526e-15,8.954305 1.77635684e-15,20 C8.8817842e-16,31.045695 8.954305,40 20,40 C31.045695,40 40,31.045695 40,20 C40,14.6956702 37.8928632,9.60859195 34.1421356,5.85786438 C30.3914081,2.10713681 25.3043298,-4.4408921e-16 20,-8.8817842e-16 L20,0 Z" id="Shape"></path></g><g id="Path-2" transform="translate(6.000000, 9.000000)" fill="#FFFFFF"><path d="M27.22,1.42 C26.5923223,0.905191774 25.7828075,0.666733121 24.9762836,0.759068806 C24.1697596,0.851404492 23.4350849,1.2666512 22.94,1.91 L12.75,14.83 L5.62,9 C4.99232234,8.48519177 4.18280752,8.24673312 3.37628358,8.33906881 C2.56975963,8.43140449 1.83508491,8.8466512 1.34,9.49 C0.286551535,10.8243095 0.49077325,12.7555366 1.8,13.84 L11.3,21.56 C11.9282272,22.0780448 12.7400482,22.3184664 13.5490607,22.2260618 C14.3580732,22.1336571 15.0947706,21.716365 15.59,21.07 L27.69,5.73 C28.7147783,4.39983842 28.5073877,2.49802283 27.22,1.42 L27.22,1.42 Z" id="Shape"></path></g></g></g></svg>'},messageIconText:{warning:"warning",error:"error",info:"info",success:"success"},accordions:{statusIconADAText:{error:", contains an error message",warning:", contains an warning message",success:", contains a success message"}},squeezeboxes:{statusIconADAText:{error:", contains an error message",warning:", contains an warning message",success:", contains a success message"}},showHideText:{collapseAll:"Collapse All",expandAll:"Expand All"},tabNavigation:{dropdown:"entering dropdown menu layer"},smallImage:"https://www1.bac-assets.com/deposits/spa-assets/images/assets-images-global-small.png",video:{play:"Play video",replay:"Replay video",pause:"Pause video",rewind:"Rewind video","fast-forward":"Fast-forward video",captions:{enable:{titleAttr:"Captions toggle",ariaLabel:"Enable closed captioning",string:"Press enter to enable closed captioning."},disable:{titleAttr:"Captions toggle",ariaLabel:"Disable closed captioning",string:"Press enter to disable closed captioning."}},fullscreen:{on:{titleAttr:"Full-screen toggle",string:"Press enter to enable full-screen mode"},off:{titleAttr:"Full-screen toggle",string:"Press enter to exit full-screen mode"}},transcript:{header:"Transcript",show:"View transcript",hide:"Hide transcript",collapsed:"Transcript collapsed",expanded:"Transcript expanded"},"time-elapsed":"00:00","time-total":"00:00","volume-up":"Volume up","volume-down":"Volume down","volume-control":{titleAttr:"Volume control",ariaLabel:"Press enter to activate volume control. Use the Up and Down arrow keys to adjust the volume."},status:{loadingStarted:"Loading video",loadingComplete:"Loading complete"}},pagination:{first:"First",previous:"Previous",next:"Next",last:"Last",showing:"Showing",showingNext:"Showing next",to:"to",of:"of",display:"Rows",pageType:"Page",rowsPerPage:"Rows per page",results:"results",for:"for",showMoreRows:"Show more rows",selectNumberOfResults:"Select the number of results per page that you would like displayed",selectPageNumber:"Select the page number that you would like displayed"},dataTable:{noDataErrorTitle:"Alert",noDataError:"We are currently unable to retrieve your data. Please try again later.",sorting:{iconSortable:"column is sortable",iconDirection:"column is sorted",directionAsc:"ascending",directionDsc:"descending"}},chips:{groupFilterLabel:"Filter Options",chipReset:"Reset [chipText] options [chipValue] back to default.",chipPolite:"[chipText] has changed from [layerCurrent] to [layerNow]"},spinner:{cancelBtn:"Cancel",retryBtn:"Try again"},whiteListDomains:{allEnv:["bankofamerica.com","bofa.com","bofacapital.com","merrill.com","merrilledge.com","merrillhomeloans.com","ml.com","mymerrill.com","octavebenefits.com","totalmerrill.com","ustrust.com"],nonProdEnvOnly:["bamlqa.com","merrillsit1.com","merrillsit2.com","mymerrillpl1.com","mymerrillpl2.com","salesforce.com","ustrustqa.com","visual.force.com"]},carousels:{ariaLabelPrev:"Previous",ariaLabelNext:"Next",ariaLabel:"Slide [slideIndex] of [slidesLength]"},skeletonLoader:{pageLoadingStart:"Page loading started",pageLoadingComplete:"Page loading complete",pageLoadingMultiStart:"One or more page sections are loading",pageLoadingMultiComplete:"All page sections are now loaded",sectionLoadingStart:"Section loading in progress",sectionLoadingComplete:"Section loading complete"},progressStepper:{complete:"complete",incomplete:"incomplete",current:"current",error:"error",statusText:"Status: ",stepText:"step",stepTextOf:"of",statusSpacer:" with "}}},e.spaParams.experiencesPath="https://uat-dev4-helix.bac-assets.com/deposits/deposits/spa-assets/experiences/experiences-CSX80ea48cc.json",e.spaParams.siteParams={languages:{default:"en",languages:["en","es"]},inlineCode:!0,isProd:!0,tagging:{cm:{active:!0}},globalTenants:{widgets:{fdic:!0}},endPoint:{mlbSignin:"/salesservices/getSiteKey?vendorName=mlb",travelSignin:"/salesservices/getSiteKey?vendorName=b2s",attSignin:"/salesservices/getSiteKey?vendorName=att",checkPilotUrl:"/apply-now-services/deposits/rest/cdp-auth/initialize/v1/pilotCheck?requesttype=CDPAUTH"},swRoot:"deposits/spa-assets",ddo:{load_glance:!0,load_cobrowse:!0},disableBundles:!1,pilotByaFeesStates:[],supportedUrlParams:["xsell","wrap"],productDataRetrievalUrl:"/salesservices/getListProductDetailsForEpcs?epcCode=",usaPreAppGetStartedUrl:"/upac/#/get-started/",usaPreAppGetStartedUrlEs:"/upac/es/#/get-started/",epcCodesMockEproductServerResponse:!1,epcCodesConfig:{FSDPDD00PC07DJGB3H1:{name:"Bank of America Advantage Plus Banking<sup>&trade;</sup> Account"},FSDPDD00P0HDKJ0N41:{name:"Bank of America Advantage Relationship Banking<sup>&trade;</sup>"},FSDPDD00P0W3HNUFL1:{name:"Bank of America Advantage SafeBalance Banking<sup>&trade;</sup> Account"},FSDPDD00P0L7XT02O1:{name:{custodial:"Custodial Savings Account",advantage:"Bank of America Advantage Savings"}},FSDPDD00PS07D9Z3Q61:{name:{minor:"Minor Savings Account",regular:"Regular Savings Account"}},NSLPZZ00R0LJPG3N81:{name:"Preferred Rewards"},FSDPTDZZC1ST639A1B2:{name:"Flexible CD"},FSDPTDZZC1078F3DQ31:{name:"Risk Free CD"},FSDPTDZZC1078F31GD1:{name:"Fixed Term CD",description:"Fixed Term CD 7 to 27 days"},FSDPTDZZC1078F33P71:{name:"Fixed Term CD",description:"Fixed Term CD 28 to 89 days"},FSDPTDZZC1078F33ZA1:{name:"Fixed Term CD",description:"Fixed Term CD 90 to 179 days"},FSDPTDZZC1078F34B11:{name:"Fixed Term CD",description:"Fixed Term CD 6 to 11 months"},FSDPTDZZC1078F34MS1:{name:"Fixed Term CD",description:"Fixed Term CD 12 to 17 months"},FSDPTDZZC1078F34XD1:{name:"Fixed Term CD",description:"Fixed Term CD 18 to 23 months"},FSDPTDZZC1078F355Z1:{name:"Fixed Term CD",description:"Fixed Term CD 24 to 35 months"},FSDPTDZZC1078F35FW1:{name:"Fixed Term CD",description:"Fixed Term CD 36 to 47 months"},FSDPTDZZC1078F35O21:{name:"Fixed Term CD",description:"Fixed Term CD 48 to 59 months"},FSDPTDZZC1078F35Y21:{name:"Fixed Term CD",description:"Fixed Term CD 60 to 119 months"},FSDPTDZZC1078F36A71:{name:"Fixed Term CD",description:"Fixed Term CD 120 months"},"ALL-STANDARD-CDS":["FSDPTDZZC1078F31GD1","FSDPTDZZC1078F33P71","FSDPTDZZC1078F33ZA1","FSDPTDZZC1078F34B11","FSDPTDZZC1078F34MS1","FSDPTDZZC1078F34XD1","FSDPTDZZC1078F355Z1","FSDPTDZZC1078F35FW1","FSDPTDZZC1078F35O21","FSDPTDZZC1078F35Y21","FSDPTDZZC1078F36A71"],"ALL-FLEXIBLE-CDS":["FSDPTDZZC1ST639A1B2"],FSDPTDZZI1078F3LWA1:{name:"9 Month Risk Free CD IRA"},FSDPTDZZI1078F3N031:{name:"12 Month Featured CD IRA"},FSDPTDZZI1078F3N032:{name:"13 Month Featured CD IRA"},FSDPTDZZI1078F3NZ21:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 6 to 11 months"},FSDPTDZZI1078F3OAN1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 12 to 17 months"},FSDPTDZZI1078F3OJ71:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 18 to 23 months"},FSDPTDZZI1078F3OT31:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 24 to 35 months"},FSDPTDZZI1078F3P121:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 36 to 47 months"},FSDPTDZZI1078F3PDY1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 48 to 59 months"},FSDPTDZZI1078F3PP71:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 60 to 119 months"},FSDPTDZZI1078F3PYW1:{name:"Fixed Term CD IRA",description:"Fixed Term IRA 120 months"},"ALL-SAVINGS-IRA":["FSDPTDZZI1078F3NZ21","FSDPTDZZI1078F3OAN1","FSDPTDZZI1078F3OJ71","FSDPTDZZI1078F3OT31","FSDPTDZZI1078F3P121","FSDPTDZZI1078F3PDY1","FSDPTDZZI1078F3PP71","FSDPTDZZI1078F3PYW1"],FSDPTDZZI35QQT7DA1:{name:"Featured IRA CD",description:"7 Month Featured IRA"},FSDPTDZZI35QQT8GG1:{name:"Featured IRA CD",description:"10 Month Featured IRA"},FSDPTDZZI2K2FDOK41:{name:"Featured IRA CD",description:"13 Month Featured IRA"},FSDPTDZZI2K2FDYNG1:{name:"Featured IRA CD",description:"25 Month Featured IRA"},FSDPTDZZI2RLW3QED1:{name:"Featured IRA CD",description:"37 Month Featured IRA"},"ALL-FEATURED-IRA":["FSDPTDZZI35QQT7DA1","FSDPTDZZI35QQT8GG1","FSDPTDZZI2K2FDOK41","FSDPTDZZI2K2FDYNG1","FSDPTDZZI2RLW3QED1"],FSDPTDZZI1078F3Q721:{name:"Variable Rate CD IRA"},FSDPTDZZI1078F3QG71:{name:"Money Market IRA"},FSDPTDZZC35QQT2ZP1:{name:"Featured CD",description:"7 Month Featured CD"},FSDPTDZZC35QQSYH61:{name:"Featured CD",description:"10 Month Featured CD"},FSDPTDZZC2K2FDVRI1:{name:"Featured CD",description:"13 Month Featured CD"},FSDPTDZZC2K2FDX9M1:{name:"Featured CD",description:"25 Month Featured CD"},FSDPTDZZC2RLW3N0M1:{name:"Featured CD",description:"37 Month Featured CD"},"ALL-FEATURED-CDS":["FSDPTDZZC35QQT2ZP1","FSDPTDZZC35QQSYH61","FSDPTDZZC2K2FDVRI1","FSDPTDZZC2K2FDX9M1","FSDPTDZZC2RLW3N0M1"],FSDPTDZZI1ST839A1B2:{name:"12 month Flexible IRA CD"},"ALL-FLEXIBLE-CD-IRA":["FSDPTDZZI1ST839A1B2"]},enrollKeepTheChangeUrl:"/login/sign-in/signOnV2Screen.go?reason=enrollKeepTheChange",fbProductName:"Advantage SafeBalance Banking® for Family Banking",pilotStates:["DE","NH","ME","NC","CT","NJ","RI","PA"],usaPilotStates:["DE","NH","ME","NC","CT","NJ","RI","PA"],env:"prod1_h_w",domain:{hostname:"www.bankofamerica.com",ssl:!0},cdn:{host:"https://www1.bac-assets.com/",enabled:!0},cms:{host:"https://secure1.bac-assets.com/"},testKey:"production",secureHost:"https://secure.bankofamerica.com",webHost:"https://www.bankofamerica.com",aps2Domain:"https://www.bankofamerica.com",ratesSheetDomain:"https://media.bac-assets.com",platform:"sparta2",getProposalURL:"https://www.bankofamerica.com/salesservices/deposits/proposal",ahServiceEndpoint:"https://secure.bankofamerica.com",initApplicationUrl:"https://www.bankofamerica.com/applynow/initialize-workflow-with-post.go",getCounties:"https://secure.bankofamerica.com/apply-now-services/deposits/getCountiesByFlowType?zipCode=",contentSecurityPolicy:{javascript:{allowedDomains:[],allowedSources:[]},css:{allowedDomains:[],allowedSources:[]},workers:{allowedSources:[]},hashingMethod:"sha256"},headScripts:{},vueMajorVersion:2},e.spaParams.pageParams={pageID:"account-fees",epcCodes:["FSDPDD00PC07DJGB3H1","FSDPDD00P0HDKJ0N41","FSDPDD00P0W3HNUFL1","FSDPDD00PS07D9Z3Q61","FSDPDD00PM07J7IE3U1","FSDPDD00P0L7XT02O1","FSDPDD00P0L7XT02O1","FSDPDD00PC07DJGB3H1","FSDPDD00PC07ITH90H1","FSDPDD00PC07HW8K0K1","FSDPDD00PM07J7IE3U1","FSDPDD00PM087JJC9Z1","FSDPDD00P0L7XT02O1"],ddo:{load_glance:!0,load_cobrowse:!0,pageInstanceID:"notprod",load_coremetrics:!0,load_opinionlabs:!0,load_touchcommerce:!0,load_audiencemanager:!0,page:{pageInfo:[{pageID:"Dep:Content:FAQ;account-fees"}],category:{primaryCategory:"Dep:Content:FAQ"},attributes:{stateCookie:!0,SASIEnabled:!1,needOLBcookie:!1,standardDART:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],standardDARTes:["https://fls.doubleclick.net/activityi;src=1359940;type=check839;cat=depos448;ord=1"],chat:{account_type:"deposits",customer_lob:"co",getStateValue:!1,site_id:"macctfees"}}},originalPath:"site/deposits/ddo/account-fees.json"},languages:{default:"en",languages:["en","es"]}},e.spaParams.onDemandModules={},e.spaParams.brand="",e.spaParams.isSPA=!1,e.spaParams.enableProxy=!1,e.spaParams.buildTimestamp="1731967203161",e.spaParams.disableJcrManifestTimestamp=!1})(window);var global=global||window,handlebars=window.Handlebars;window.sparta.spaRules=[]</script><script></script><script>require.config({waitSeconds:0,baseUrl:"https://www1.bac-assets.com/deposits/",paths:{modules:"./spa-assets/components/modules",utilities:"./spa-assets/components/utilities"},map:{"*":{css:"utilities/vendor/require-css/0.1.8/js/require-css","helpers/helpers-structured-data":"utilities/helpers/helpers-structured-data/1.1.0/js/helpers-structured-data","vendor/handlebars":"utilities/vendor/handlebars/4.7.8/js/handlebars","global/sanitize-structured-data":"utilities/global/sanitize-structured-data/1.0.0/js/sanitize-structured-data","global/normalize":"utilities/global/normalize/1.0.0/js/normalize","global/sparta-events-utility":"utilities/global/sparta-events-utility/2.4.2/js/sparta-events-utility","global/sparta-mediaquery-utility":"utilities/global/sparta-mediaquery-utility/3.0.5/js/sparta-mediaquery-utility","global/sparta-module-utility":"utilities/global/sparta-module-utility/7.3.6/js/sparta-module-utility","global/sparta-sticky-utility":"utilities/global/sparta-sticky-utility/5.2.2/js/sparta-sticky-utility","global/sparta-store-utility":"utilities/global/sparta-store-utility/3.1.2/js/sparta-store-utility","global/sparta-style-utility":"utilities/global/sparta-style-utility/4.9.4/js/sparta-style-utility","global-tenants/gt-secure-fdic-utility":"utilities/global-tenants/gt-secure-fdic-utility/1.0.0/js/gt-secure-fdic-utility","helpers/helpers-comparisons":"utilities/helpers/helpers-comparisons/1.0.2/js/helpers-comparisons","helpers/helpers-tagline":"utilities/helpers/helpers-tagline/1.0.0/js/tagline-helper","vendor/handlebars-runtime":"utilities/vendor/handlebars-runtime/4.7.7/js/handlebars.runtime","vendor/lodash":"utilities/vendor/lodash/4.17.21/js/lodash.custom.min","global/sparta-defensive-check-utility":"utilities/global/sparta-defensive-check-utility/1.3.0/js/sparta-defensive-check-utility","community/common-browser-utils":"utilities/community/common-browser-utils/1.0.0/js/common-browser-utils","global/sparta-mediaquery-constants-utility":"utilities/global/sparta-mediaquery-constants-utility/2.0.2/js/sparta-mediaquery-constants-utility","global/sparta-global-functions-utility":"utilities/global/sparta-global-functions-utility/2.2.3/js/sparta-global-functions-utility","vendor/jquery":"utilities/vendor/jquery/3.7.1/js/jquery","global/sparta-bootstrap-utility":"utilities/global/sparta-bootstrap-utility/5.8.2/js/sparta-bootstrap-utility","global/sparta-transport-utility":"utilities/global/sparta-transport-utility/4.2.1/js/sparta-transport-utility","global/sparta-messaging-utility":"utilities/global/sparta-messaging-utility/4.1.5/js/sparta-messaging-utility","global/sparta-require-utility":"utilities/global/sparta-require-utility/2.3.5/js/sparta-require-utility","global/sparta-experience-utility":"utilities/global/sparta-experience-utility/2.4.2/js/sparta-experience-utility","helpers/module-container":"utilities/helpers/module-container/3.3.5/js/module-container","global/jcr-utility":"utilities/global/jcr-utility/1.3.1/js/jcr-utility","global/sparta-browser-support-utility":"utilities/global/sparta-browser-support-utility/4.5.5/js/sparta-browser-support-utility","global/sparta-content-manager-utility":"utilities/global/sparta-content-manager-utility/1.3.0/js/sparta-content-manager-utility","global/sparta-polyfill-utility":"utilities/global/sparta-polyfill-utility/1.5.1/js/sparta-polyfill-utility","global/sparta-templates-utility":"utilities/global/sparta-templates-utility/2.0.0/js/sparta-templates-utility","global/sparta-ui-layers-utility":"utilities/global/sparta-ui-layers-utility/6.11.2/js/sparta-ui-layers-utility","suits/data-asset-loader":"utilities/suits/data-asset-loader/2.1.3/js/data-asset-loader","global/sparta-global-data-utility":"utilities/global/sparta-global-data-utility/1.0.0/js/sparta-global-data-utility","global/sparta-singleton-utility":"utilities/global/sparta-singleton-utility/1.0.0/js/sparta-singleton-utility","helpers/helpers-button-group":"utilities/helpers/helpers-button-group/1.0.1/js/helpers-button-group","helpers/helpers-card":"utilities/helpers/helpers-card/1.4.2/js/helpers-card","helpers/helpers-sparta":"utilities/helpers/helpers-sparta/3.3.1/js/helpers-sparta","helpers/helpers-badging":"utilities/helpers/helpers-badging/1.0.3/js/helpers-badging","helpers/helpers-button":"utilities/helpers/helpers-button/1.5.1/js/helpers-button","helpers/helpers-svg":"utilities/helpers/helpers-svg/4.0.1/js/helpers-svg","helpers/helpers-messaging":"utilities/helpers/helpers-messaging/1.1.2/js/helpers-messaging","vendor/fetch":"utilities/vendor/fetch/2.0.3/js/fetch","community/module-utils-utility":"utilities/community/module-utils-utility/3.0.1/js/module-utils-utility","community/recalculate-sticky-utility":"utilities/community/recalculate-sticky-utility/3.0.2/js/recalculate-sticky-utility","global/sparta-squeezebox-utility":"utilities/global/sparta-squeezebox-utility/1.4.3/js/sparta-squeezebox-utility","global/sparta-breakout-utility":"utilities/global/sparta-breakout-utility/3.0.0/js/sparta-breakout-utility","global/sparta-input-error-utility":"utilities/global/sparta-input-error-utility/7.2.7/js/sparta-input-error-utility","global/sparta-input-utility":"utilities/global/sparta-input-utility/15.3.4/js/sparta-input-utility","global/sparta-masking-utility":"utilities/global/sparta-masking-utility/5.6.3/js/sparta-masking-utility","global/sparta-validation-framework":"utilities/global/sparta-validation-framework/7.2.2/js/sparta-validation-framework","helpers/helpers-select":"utilities/helpers/helpers-select/4.2.4/js/helpers-select","helpers/helpers-text-inputs":"utilities/helpers/helpers-text-inputs/5.2.4/js/helpers-text-inputs","global/sparta-global-params-utility":"utilities/global/sparta-global-params-utility/1.0.1/js/sparta-global-params-utility","global/sparta-input-ada-utility":"utilities/global/sparta-input-ada-utility/1.0.1/js/sparta-input-ada-utility","global/sparta-input-formatting-utility":"utilities/global/sparta-input-formatting-utility/2.3.1/js/sparta-input-formatting-utility","vendor/text-mask":"utilities/vendor/text-mask/2.0.0/js/index","helpers/helpers-utils":"utilities/helpers/helpers-utils/1.2.2/js/helpers-utils","deposits/deposits-dependency-manager":"utilities/deposits/deposits-dependency-manager/4.0.0/js/deposits-dependency-manager","global/dependency-manager":"utilities/global/dependency-manager/8.0.0/js/dependency-manager","global/focus-trap-utility":"utilities/global/focus-trap-utility/1.2.5/js/focus-trap-utility","deposits/deposits-eproduct-utility":"utilities/deposits/deposits-eproduct-utility/7.0.0/js/deposits-eproduct-utility","deposits/equalize-utility":"utilities/deposits/equalize-utility/5.0.0/js/equalize-utility","deposits/state-conditional-deposits-utility":"utilities/deposits/state-conditional-deposits-utility/5.0.0/js/state-conditional-deposits-utility","deposits/deposits-modal-footnote-utility":"utilities/deposits/deposits-modal-footnote-utility/4.0.0/js/deposits-modal-footnote-utility","community/update-phone-based-on-zip-utility":"utilities/community/update-phone-based-on-zip-utility/1.0.0/js/update-phone-based-on-zip-utility","community/dom-utility":"utilities/community/dom-utility/2.0.0/js/dom-utility","community/answer-recommendation-utility":"utilities/community/answer-recommendation-utility/1.0.0/js/answer-recommendation-utility","community/common-animation-utils":"utilities/community/common-animation-utils/2.0.0/js/common-animation-utils","community/common-input-utils":"utilities/community/common-input-utils/1.0.0/js/common-input-utils","community/common-string-utils":"utilities/community/common-string-utils/1.1.0/js/common-string-utils","community/common-utils":"utilities/community/common-utils/1.2.0/js/common-utils","community/i18n-utility":"utilities/community/i18n-utility/1.0.0/js/i18n-utility","community/mithril-inputs":"utilities/community/mithril-inputs/2.0.0/js/mithril-inputs","community/mithril-modal":"utilities/community/mithril-modal/5.0.0/js/mithril-modal","community/mithril-models":"utilities/community/mithril-models/1.0.0/js/mithril-models","community/mithril-pagination":"utilities/community/mithril-pagination/2.0.0/js/mithril-pagination","community/mithril-slides":"utilities/community/mithril-slides/2.0.0/js/mithril-slides","helpers/helpers-squeezebox":"utilities/helpers/helpers-squeezebox/1.4.2/js/helpers-squeezebox","helpers/helpers-checkbox":"utilities/helpers/helpers-checkbox/5.1.4/js/helpers-checkbox","helpers/helpers-community/helpers-responsive-content":"utilities/helpers/helpers-community/helpers-responsive-content/2.1.0/js/helpers-responsive-content","helpers/helpers-community/helpers-unique-links":"utilities/helpers/helpers-community/helpers-unique-links/1.0.1/js/helpers-unique-links","helpers/helpers-community/helpers-side-well":"utilities/helpers/helpers-community/helpers-side-well/1.0.2/js/helpers-side-well","helpers/helpers-picture":"utilities/helpers/helpers-picture/1.4.2/js/helpers-picture","helpers/helpers-radio-button":"utilities/helpers/helpers-radio-button/5.1.4/js/helpers-radio-button","vendor/mithril":"utilities/vendor/mithril/1.1.6/js/mithril","vendor/mithril-stream":"utilities/vendor/mithril-stream/1.0.0/js/mithril-stream","vendor/nouislider":"utilities/vendor/nouislider/9.0.0/js/nouislider","global/cinema":"utilities/global/cinema/7.0.1/js/sparta-cinema-utility","global/sparta-datepicker-utility":"utilities/global/sparta-datepicker-utility/7.5.7/js/datepicker","global/sparta-footnote-utility":"utilities/global/sparta-footnote-utility/6.2.2/js/sparta-footnote-utility","global/sparta-rules-utility":"utilities/global/sparta-rules-utility/8.0.1/js/sparta-rules-utility","global/sparta-show-hide-utility":"utilities/global/sparta-show-hide-utility/1.0.15/js/sparta-show-hide-utility","global/sparta-spinner-utility":"utilities/global/sparta-spinner-utility/1.3.3/js/sparta-spinner-utility","global/sparta-tab-utility":"utilities/global/sparta-tab-utility/2.0.0/js/sparta-tab-utility","global/sparta-tab-nav-utility":"utilities/global/sparta-tab-nav-utility/2.3.3/js/sparta-tab-nav-utility","helpers/helpers-cinema":"utilities/helpers/helpers-cinema/4.0.0/js/helpers-cinema","helpers/helpers-datepicker":"utilities/helpers/helpers-datepicker/2.2.3/js/helpers-datepicker","helpers/helpers-data":"utilities/helpers/helpers-data/1.0.3/js/helpers-data","community/common-array-utils":"utilities/community/common-array-utils/1.1.0/js/common-array-utils","global/sparta-tab-dropdown-utility":"utilities/global/sparta-tab-dropdown-utility/2.1.0/js/sparta-tab-dropdown-utility","helpers/helpers-tab":"utilities/helpers/helpers-tab/2.1.1/js/helpers-tab","helpers/helpers-tab-nav":"utilities/helpers/helpers-tab-nav/2.3.2/js/helpers-tab-nav","deposits/filter-epccodes-for-state-utility":"utilities/deposits/filter-epccodes-for-state-utility/3.0.0/js/filter-epccodes-for-state-utility","community/conditional-string-parser-utility":"utilities/community/conditional-string-parser-utility/1.0.0/js/conditional-string-parser-utility","community/markup-mithril-converter":"utilities/community/markup-mithril-converter/1.0.0/js/markup-mithril-converter","community/markup-string-validator-utility":"utilities/community/markup-string-validator-utility/1.0.0/js/markup-string-validator-utility","community/css-selector-parser-utility":"utilities/community/css-selector-parser-utility/1.0.1/js/css-selector-parser-utility","vendor/picturefill":"utilities/vendor/picturefill/3.0.2/js/picturefill.min","helpers/helpers-sparta-content-manager":"utilities/helpers/helpers-sparta-content-manager/1.1.0/js/helpers-sparta-content-manager","global/tag-manager-utility":"utilities/global/tag-manager-utility/1.2.17/js/tealium-lib-loader","community/secure-link-utility":"utilities/community/secure-link-utility/4.0.0/js/secure-link-utility","global/sparta-register-sw-utility":"utilities/global/sparta-register-sw-utility/1.1.0/js/sparta-register-sw-utility","deposits/application-styles-utility":"utilities/deposits/application-styles-utility/14.0.0/js/application-styles-utility"}}})</script><script>var spartaRequireLoop={total:1,completed:0},loopExecs={primary:function(e,o,s,t,l){s.default.run(),e.default.init(arguments),t.default.init()},secondary:function(e,o,s,t,l){s.default.run(),e.default.init(arguments),t.default.init()}},required={bundles:["https://www1.bac-assets.com/deposits/spa-assets/bundles/e5cbf28a.js","https://www1.bac-assets.com/deposits/spa-assets/bundles/ccd22331.js"],primary:["global/sparta-bootstrap-utility","global/tag-manager-utility","community/secure-link-utility","global/sparta-register-sw-utility","deposits/application-styles-utility","modules/global/global-nav-module/12.0.1/js/global-nav-module","modules/community/es-en-interstitial/5.0.0/js/es-en-interstitial","modules/global/title-module/11.1.3/js/title-module","modules/global/zip-code-selector-module/6.2.0/js/zip-code-selector-module","modules/deposits/contact-us-deposits-module/15.0.0/js/contact-us-deposits-module","modules/global/global-footer-module/14.2.1/js/global-footer-module","modules/deposits/account-fees-select-menu-deposits-module/15.0.0/js/account-fees-select-menu-deposits-module","modules/deposits/account-fees-accordion-deposits-module/15.0.0/js/account-fees-accordion-deposits-module","modules/deposits/account-fees-async-deposits-module/16.0.0/js/account-fees-async-deposits-module","modules/global/search-stub-module/7.1.2/js/search-stub-module","modules/global/global-social-module/8.5.0/js/global-social-module"],secondary:["global/sparta-bootstrap-utility","global/tag-manager-utility","community/secure-link-utility","global/sparta-register-sw-utility","deposits/application-styles-utility"]};function onLoopReady(o,s){return function(e){e.default.setLoop(spartaRequireLoop),loopExecs[o].apply(void 0,arguments),spartaRequireLoop.completed++,"function"==typeof s&&s()}}require.onResourceLoad=function(e,o,s){require.dependenciesMap||(require.dependenciesMap={}),s.forEach(function(e){"exports"!==e.id&&(require.dependenciesMap[o.id]=require.dependenciesMap[o.id]||[],require.dependenciesMap[o.id].push(e.id))})},require(required.bundles,function(){require(required.primary,onLoopReady("primary",function(){}))})</script></div></body></html>